HomeMy WebLinkAbout06-6098
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQIDRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Wachovia Bank, N.A. s/i/i/t First Union
National Bank
123 South Broad Street
7th Floor, Witherspoon Building
Philadelphia, P A 19109-1199
V.
Bryan K. Eichelberger
307 West Ridge Street
Carlisle, P A 17013
and
Eleada M. Eichelberger
307 West Ridge Street
Carlisle, PA 17013
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number 61.. - bD91 CII.JIL ~~
CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering a
written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you. You
are warned that if you fail to do so the case may
proceed without you and a judgment may be entered
against you by the court without further notice for
any money claimed in the corrplaint or for any other
claim or relief requested by the plaintiff. You may
lose money or property or other rights important to
you.
YOU SHOULD TAKE lHIS PAPER TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE OFFICE SET FORlH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, lHIS
OFFICE MAYBE ABLE TO PROVIDE YOU WIlH
INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED
FEE OR NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted
quiere defenderse de estas demandas ex-puestas en las
paginas siguientes, usted tiene veinte (20) dias de
plazo al partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia
escri ta 0 en persona 0 con un abogado y entregar a la
corte en forma escrita sus defensas 0 sus objeciones
alas demandas en contra de su persona. Sea avisado
que si usted no se defiende, la corte tornara medidas
y puede continuar la demanda en contra suya sin
previo aviso 0 notificacion. Ademas, la corte puede
decidir a favor del demandante y requiere que usted
cumpla con todas las provisiones de esta demanda.
Usted puede perder dinero 0 sus propiedades u otros
derechos importantes para usted.
USTED LE DEBE TOMAR ESTE P APEL A SU ABOGADO
INMEDIATAMENTE. SI USTED NO TIENE A UN
ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO
ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON
INFORMATION ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA
EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER
CAPAZ DE PROPORCIONARLO CON INFORMACION
ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS
SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN HONORARlO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013!800-990-9108
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Wachovia Bank, N.A. s/i/i/t First
Union National Bank
123 South Broad Street
7th Floor, Witherspoon Building
Philadelphia, PA 19109-1199
Cumberland County
Court of Common Pleas
v.
Bryan K. Eichelberger
307 West Ridge Street
Carlisle, P A 17013
Number C>l- - /.L)9~
ClU,L~~
and
Eleada M. Eichelberger
307 West Ridge Street
Carlisle, P A 17013
CIVIL ACTION/MORTGAGE FORECLOSURE
1. Plaintiff is Wachovia Bank, N.A. s/i/i/t First Union National Bank, a corporation duly
organized and doing business at the above captioned address.
2. The Defendant is Bryan K. Eichelberger, who is one of the mortgagors and real
owners of the mortgaged property hereinafter described, and his last-known address is 307 West
Ridge Street, Carlisle, PA 17013.
3. The Defendant is Eleada M. Eichelberger, who is one of the mortgagors and real
owners of the mortgaged property hereinafter described, and her last-known address is 307 West
Ridge Street, Carlisle, PA 17013.
4. On 10/04/1999, mortgagors made, executed and delivered a mortgage upon the
premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder
of Cumberland County in Mortgage Book 1580, Page 187.
5. The premises subject to said mortgage is described in the mortgage attached as
Exhibit "A" and is known as 307 West Ridge Street, Carlisle, PA 17013.
6. The mortgage is in default because monthly payments of principal and interest upon
said mortgage due 05/03/2006 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon default in such payments for a period of one month, the entire principal balance
and all interest due thereon are collectible forthwith.
7. The following amounts are due on the mortgage:
Principal Balance
Interest 04/03/2006 through 09/30/2006
(Plus $ 18.51 per diem thereafter)
Attorney's Fee
Corporate Advances
Cost of Suit
Appraisal Fee
Title Search
$ 97,311. 73
$ 3,112.78
$ 4,865.59
$ 185.00
$ 225.00
$ 125.00
$ 200.00
GRAND TOTAL
$ 106,025.10
8. The attorney's fees set forth above are in conformity with the mortgage documents
and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale.
If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on
work actually performed.
9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and
notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 P A Code
Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to
Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested.
WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of
$106,025.10, together with interest at the rate of $18.51 per diem and other costs and charges
collectible under the mortgage and for the foreclosure and sale of the mortgaged property.
McCABE, WEISBERG AND CONWAY, P.c.
ByI-fl;t~
Att eys for Plaintiff
TERRENCEJ.McCABE,ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQIDRE
VERIFICATION
The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for
the Plaintiff in the within action, and that he is authorized to make this verification and that the
foregoing facts are true and correct to the best of his knowledge, information and belief and further
states that false statements herein are made subject to the penalties of 18 P A.C.S. ~4904 relating to
unsworn falsification to authorities.
McCABE, WEISBERG AND CONWAY, P.C.
BY:Z- %k"-..
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
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81388961796
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MORTI
IN THIS MORTbAGE, dated
ElEADA. PJil. .EICI:lE':8~
.
'" .1 'Oatab.. , 11.' -.
. -;- '.", AnI ... "1&;HI:LRH'-iit:K.
. .- " . . . I . \be petIOO(S) residing II
107 W RlDOIi.S'!' . - " '.. . '.. ..," .... ".' '. "".. ,,, i'.CARlISLE.'.. ..' :',. PA '17013." .;
~i~ b#w:.as.:'~~O,~}~~,~~!,!jD'.~ ~F!I,iB~'~ :I:."~" or"I!IY', wIicdlCt c:='or n'iore'ptr1OIis. "Vou\
."your" or ;FirIl Unioo~ io 1bi: Jmit&a&e l1IeIIlS fIRST UNION NATIONAL BANK with iIn office lOcated II 1 MericIlaD
Boliie....ro. PA5000. wjOD.isim.. PA 1!l61".~ If I'm. ixiiiJddned 10 Pint UniOn uDder the Nole deseribcil below, the:
penon(s),
, residing at
is s1pliD& below as _ i. referred to in lhia mort.. as oBonower. . whclbcr one or ID;Ire pcrsoclI.
THE PROPERTY. 'Ibis mlnaace is OQ real JlJOPCltY Ioeaacd at the street IlIdrcss of
307 W RIDGE IT I
in the City of CARLISLE . CouIIIy of' CUM'ERLAND ,
PcnasyIvw.. Zip Code 17013 (referred 10 ill lhia MortIliC as "Prqlcrty'). A fw1hcr dlllCription of Ihe Propeny
is cootaincd in lhc: deed by whic:h I acquired \be PJOpeny. My deed I. recorded IIlhe CUMBERLAND
_ COUUty Ocrk'.. Rcaiacr'. of RcmnIcr's OfflCC. io book. page. liber. or registry as pan:d. pin. pili. lot block, Cle. u
follows:
DATEIDEED 12/18/.7
DT DEED R.EC 12/22117 .
IOOlCIIN8T 1'.; PAGE 720. . ',. n'. ", . .., . " .. , ...
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.... ' ~ ., .,;"r :::1:,. :' :~ .,,",; I' .~ :.i:'.' .\, n.', ..... (hI. .;.... Li_ ~I:' ..or n. '...... ..,....'..' . :'h.~' : ,': . '. : I'. ~ .,; .,' . ..
~ Propetty Includes'lIi ~1li.o&.iDd future iNildiDp _ iIqJrovesDcnt. OQ die Plopcrty and lilY rightsor' iiltCI'CSIS rcaiJliDg
from my 0WlimIllp or JioaeJSioo of.\be fropeny, '
WHA:r THE MORTGAGE SECVRJ'.S.. U"r the terms of a PromIssory Note cbIcd 10/04111 , iIlcIudlng
all CIItcmialls, IlIlIdificatioD and rcneWIIs of tile Promissory Note (refmcd to in tbI$ rnortpCe .. \be "NOle"). Borrower ill
iIIdebted to you in the priDcipaI SlIllI of u.s. $ 12_~ no , which islhc lIIIl\imum agn:pIC IIIIOlIIIl of
pl'incipil 10 be RCUI'ed by Ibis mollple at any ODe lime. Tbc Note provida lba1 Borrower IIhaII pay you lJ1Ol1IhIy
iDSlIIIIlIICDU of priDc:lplllIId intcresl, with Ihe balJIICC of iDdcbtcdness 011 the Note. iDl:llllIiDg all principii. illlercst, and otber
thariCl (iaduding ~), ifllCll paid in full eutier.1leoonliD& clue and payable io full 011 11/0"11
Intcndina to be leplly boWld IIld to induce you to _ into or' IlIlIiIlIIiD in eft'ca Ihc Note with Bo~. J llcrcby
moltpae, panI_ tllI1vey the Propcny to you. . This mortwe will_: (i) all '- which you have IIl'Cl1dy IDIllc or arc
liter requirccl to make to Borrower IIIIller the Note _ this 1IIOrt&lIe, (Ii) lilY IIIIOUIIlII which you 11II)' Idvmce to illSll/'C. pay
tIllCI on. or ~,Ihe. ~.rty)~,.J C?~ "'" Borrower fail to do 110, ('ail) yoIII' C.'OIl of coIIecliOQ ill tile CVCDl of dcfllllt as
provIdcid in ~ N9te, ~v~ ~I .~ ,char;cs .~ othcr.char&a you ~OD III such loans, 1dv1llCCl:1Dll apcnses as
provided in tile Note _ lhia mll1&lle, (v) tile perlOrmIIleC of III of tbe Borrower'. promises in Ihc NOte aDd all of my
promisa in this ~ace. and (vi) lilY' Cllteasions, renewals, modi8calions or lIIDCIId_ of lite Note.
O~IUP: ,.1ly"s1pg below. J wamnllba11 UIll!lc only OWDCr of the Propeny, and that 11uIve \be rigbt to molf&8ae
ilto. you, I qrce to ddalcI. for you aod lilY IllCCeIIDrS _ lSSiJllS, lilY lien claillll, valid or iDYllic!, IUatal ac.mat \be
Propcny, aDd to reimburse you for my 1011 or damage you may 1llIfTCl' as a I'C8lIit of III)' and all lien claims IpiDSl the
Property. If tile Propcny ill a ~ or part of a p111111cd uoit clevclopmcnt, I have verified Ill.. lhia monaBle is
pcrmiqctI WIder any c:ondomiDium or rclllive cloc:umenu. lIKIlf any approval(.) it required. IIuIve obllliDcd III approvll..
PAYMENI'S OF PRINCIPAL AND INTERESI': Borrower will pay when due. the priIlcipaIlDd imcresl oolhe Note.
UDlculhc law says otherwise, you wiD apply all paylllCZllJ thai you receive on 8ClXJlIIII of lhe NOle 8nt III illlerest due on Ihe
NOte. tben to my other c:harce- nwioa under ~ Note, aad dIca ~ !he pri~ balaoa: rcmalniD& OIl Ihe Note.
OTHER MORTGAGE(S): I bcrcby wUJ1Dl Ihat the Propcny is free 01 cIlilllllllld dcmandI of my other penon(s) eaccpt
lor other IIIIIItIBle(.) I already lold you about.. I will perform all of my obIIpIoas. iIlcIudin& maklnl all pay_ when du;,
UDder any IIId all cDsIiDJ (or any llIler) 1IIOrt&1Ie(.) OQ the Properly. .
TAXES: I win pay all real C8IlIIe 1M, assessll1Cllll. wiler Iud sewer reas IIId oIber d\arJa Oil die Propcny when they
come clue. I will provide you with proof of paYmml ~ rcquesI.
PROTEC11ON OF YOUR II'ifERtSr IN THE PROPERTY: If J do DDl perform my of my duties SIBIed ill lhia
mongace. or ifa Icall.lII:Iion is b~aJJt ~!i!t: I'~ that advendy aft'ccIs your iIIIerat in \be Property. .then you,
~'Y..cu1,l1(1lk!n, ~'wIth nPUc:c to me 1IldI!W~~~~..~ 1IIIke,IDycoun ajlpearanccS; pay SWIll, indwliligrcaSONbie
atiomeY's'I_\._ takc.nm:uuy BCliOa to prolCU yoUr.inlcresl.1a J~ ,I~,operty.f' ~!17' ainouilIllf money:lbal you.pay. that is
authorized by.tbi..paracrapb. wiD.be adcled 10 the principal ~.o(,~ Note.'eaf!'.inIerai . iiIc raie"Ofditi Nocc; aild be
~ by'Ih!s,~~~.inl:luding \beintere&t. ..... ,__.. .'"'' _. ,,_ ,: :. _'. ...', .-~: ::.:"" .~-..... ,
. . j. . ..... .
Xoti. of sOmeoiIe' IIIlIIorized by you~may euler upon iIIlII illlpCl."lthe Propeny at 'feucmabJe limes If,you 'give me prior IlOlice,
~ ~":::;~ 187 Exhif A
DI66I (Jlft..)
..12110.17..
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MAINTENANCE: I wiu keep thc bui1dq(s) on \be Propeny in JOO!!, ~!!jDn, ~'~" ,.1 wi!! oct; mate lilY, ma~~
cbmJCS (ClI<:CplIbr rcpm -It,) or Icm' dowIllIIY buildinc(s) wiIbout your prior wrinm \:OI\IClIl, I have no IcnowIed&e of
lilY ~_~!~.~.~.~ ~Yen!;I>: ~~ ~y..I.,havcDO ~ed&cof,lII)' work 1h~bas.bcc.!':
dOlle on, or IDIIcrlaII furnlahcld 10, or inl'rovClllalll DYde.to Ihc ~y:withln dle IISt,go days,,~.sudJ iIqlrovcmc:nts"
work lIldfor IIIIICriiJs forwbicblheprovidci(l) has'been p&id in'full. :. -.: ......, . . -. ,
. . ... l. '" " I .
INSURANCE: 1 will keep thc buiJdjnc(s) and impiov~ 011 the Property iNun:d at all limes agaiml 1051 by firc.
t100dina 8Dd my other "eitended COYCrllc" bawd you may specify, i may cbooIC Ihc iDwram:c company, but Ihat company
musl be KIo'Cplable 10 you. I wUl deliver 1he polity or 1he other proof of insurance to you II your request. The policy nwst
be ror at 1_ the IIIIllWIl and time period you specify m11lll11l name you . IIIDnI8lClC. This melllS you havc lhe ri&hl to
rec;eive plyment on all insunIIte claims. up IlIlbe amcuat of your Iulerac in \be Property, :before me. Y 011 may pcnnIt me 10
use lilY ~ procecdI you rec;eive to repair IJI)' dll11lle to Ihc Propcny; If you rCuMably believe the proceedl are:
adequate for tbls JlllI1IOiC, Othnwiae,. you will apply the proc:eeds to ~ the balance Bonowcr owes UIIdcr the Note.
If I abandooed the Property, or if 1 fall to rcapoud to you within 30 days from the dale you IIIIil wtice to me thl! the
insurance carrier off~ to settle a clllim lOr inIuaoce benefits, you III'C Illlhorjzed 10 wllCct and pay the in5uraoc:e proceeds.
It your option, ci~ 10 repair the Property or JQ\ucc; wballlorrower owes IIIId.er the Note:
i I
CONDEMNATION: If the Propcny is lIkcn or COlIdenmed by IlIlborities. 1 bcrcby uai&n all proceeds of IDY IDd all
claims for dlmllcs: dirca or iOOi~. in wnneclion with the lIkin& or COIIdcrnoIDOII. to yOu IIIll all of Slid proceeds shall be
paid to you, subject 10 the rights of IJI)' prior and IUpCrior lien on the Property. SubJec:a to the riJhla of lilY prior and
1IIpCri~ ~m OD ~ Propcrl)'. )IOU. will ~ 1hC ~ 10 pay Jlormwer's indcbccdDcss ~ lI!e Noce. mI IJI)' anIDIIIJlS.
rcInain1ng iJlc'r'~~te.~'~ Jl8!d in full'~"~'deIiv~ ~:'me,Ot t1i~ IlOirower. ..' " .,' I ! - . I.., . .'. . !
" . 1.1 ~, .' . ~ . ,".. ., ..... I... .... .. "\'. . . . ... :' .., 4.. .... . ... . . _
SALE 'OR rROfmrv; f ;;"i1i Ii6t aC:Il'. 'tbnsfcr 6..vucnhip 01' ;nonaiie 'lbC':~ny;. in 'whole' or' in par:t, Co ~Y ~r
penoi1 wltb0i4 your p~r ~rittcn coriaGIl. ': " ,. ..' ..... ,'.' '::'. . " :' I, . .', , . .
DEFAULT: 1bc Note lIlala when. why IIld how you may dtdare a delllllt. V{hcn'you cIcd_ a .dcfault Ulldcr die Note."
thil D1Dnp;ac will also be in lIerawl. If I do oct pcrfDTDI my duties IIIldcr thillllll1Ple, you may. It your option, declare: the
Note and this IIIDn.lle to be in lIe,...C, When yoII clcduc a dc1iu1I, you may ~IO Jive lI1C and Borrower llOlice of your
intcnIion to take acdon, IIIll of my or Borrower'l riJht to cure !be dcflUlc witbilllllY lime period IS may then be proYlded by
Ilw. If aile lJ DOl elJectecl by me or the Borrower within that time period. yoII CIII require \be Borrower to immaIiatdy pay
Us'tJie'eDtiiC liiIiiiCc'oiw!a'1IlIder theNOle:'. YoU may'Ibo'fo~'onthislllOl18l&e. This mcans'youean amnae for the
Propcny to be sold. IS provided by Ilw. in order to pay ~ CllIire aIIIlIlD Bonowcr OWCI you UDder the Note,
If lhe DIlocy you reecive tiom the sale is IlOl coough ~ pay tile eotire IlIDOUIIl the Borrower owes you, Borrower will owe
YDII the dilfmnce. If you reulve IlIll'C Ibm the 80mJwer owes. you will pay the IUIpius to me or \be Borrower. as you
aIone~. Ir you I'oredolC on the Propcny, you aba1J have the riabt to collect in that Jll'CICCCdIoa. all elIpCDSCS of
foreclosure, iIlc1uding but oct limited 10, .rcasonab1c .~ritcy's fees ~ c:osts or doauncats: ,ablll'llCl8. IIIlil ~t!ucpon.. .
ASSIGNMENT or RENI'S; APPOINl'MENT OR RECEIVER: As adcIitional alIlllcra1 10 aeauc the Noce. I hmby
JI'Illlto you any IDd III reIlU of the Propcny, .Illll UDless and UDtU. you make .u II1JJUII/I owius under the Note become
immcdiatdy due and payable, Dr i ib.don 'ute ~ny, I haVe thenght 10 cOUca and;~ the I'CIII$ IS lhey bealme due
and payable. '" , ; . .
If yoII make a111111Ol111/J owing under tbe Noce ba10mc immcdiaIdy ~ IIIll pi.yajJle. or if I abandon the Pmpcrty. you aba1J
have the riJhllO bave I COWl IJlpOint I pen'on ealJecI I receiver to CIler upon, .take poaeaioa of , m1l111111lle the Propeny.
and alIlca all I'CIIII of the PIqIerty. including chose pISl clue. A111all1 tIw the rel:dver collects shall be used Co pay all COil.
of lIIIDI&inI the Property ad collcecina the' rem, including but DOllimilcd to !he :receiver" fees, premiums OIl the rec:civcr's
beads IDd I'CUOOIbIe dDmcy'. fees; IIIllICOlllld Co aIlllllOllll/J aecured by Ibis iIIortpp. The receiver shllllCCOllllt Dilly
for the rcntI he Il:lually rcc:clved. '. '
BINDING AND CONTINUED D}'RCI':: Uqtillhe &.rrowcr pays '!Jc Note 'in fWl. IDd .this mortaaae is fully SlIlisfied. the
provisions of \hi, lIID11p&e will be'blndin& OIl me IIIllIll fII1ure ownen and~, of the Propcny., This D1Dnglle is for
~DIIr benefitlDd that of an)'ClIle to whom you may transfer ad -an it. -
HAZARDOUS SVBSI' ANCES: 11haI11IDl CIIIIC or permit the plCSeDCC. use, dispoSII, Itonae, or rcICISC of any Hazardous
SIIIJIIuIccs DO or in tbc Property:' 1 sball '1lIll do. nor' allow lDyonc: dae to do. IIlythinI aft'cctq the Property Ihat is in
violllloo of IIDY IlDvinJlIIIICIIlII Law. ThcPrec:edin& 'two-SCDlIlII:eI shall DOt 'apply to the pJCSClll:C. use, or IlOnae on Ihc
Propeny or amalI qwmtitica of Hazardous Sublt_ that .e Icncnlly recoaniZlld 10 be appropri.e 10 normal rcsidemill
UIIC$ and maintcnllll:e or the Propcny. '
I shall pro~y Jive you WIillcn notice of IJI)' investiglliOll, claim, demand, lllWlUit orOlher lIClioG by any govemmenul or
rcpIlIOT)' I8CIIC)' or pnvau: party im'oJvi" tile PropCny aiid U1Y,~ SubslaDce or E'nvlrmuncota1 Law of wllicb I
hive lIClIIII knowIedJe. If I leam or am ~6ed by any goVCl'lllDCDlll or rcJUIaIory lUIIIority Ihat MY removll or Olher
remediation of 111)' HazankJua SubItanc:c aft'ccting die Property is 1ICl:CSII/')'. I shall prompdy take all nceeuary remedial
ac:tiCCII in lICCOI'IIanc:c with EDviroDmcDtaI 4w.
,80011580 rJGl .188
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As 1IsciI in Ibis panp:apb, "Hazardoua Subst_' are IboIc lUboIaaccs dcfinccl u IOxie or ~ IUbstanccI by
; l!Dviromnclllal Law, mdudl.o& IIIe follo~ rubaIoces: garoliDe, keroIcoe, 0Iber Ounmable or IOllie petroleum producls,
lO1ic palicida Md betbicida, ~c ~, malcriala ClIIIIIilIiDa ubesroI 'ot ~ormaldeliYde, and rIll1iOKIivc lllIleriala. As
IISed in this ~. "f.llyjRlllDlClllai Law' lIICaIIlI fcderallllWll IIId laws of the juriadictioa where the ~ is 10CIICId
~1~~~~..~~l'1~~~?tY: ~~_~~~~.~~~S:,;~:::i:";~,,:;.~,': .:~/:,::~, -:., .:., ,~:.; .:, :~:::J::: .::::.. ..~,. '. ""'"
LOAN ciiAitGES: 'If 1hC Neice ~ ~'iIiis'''''''''~;Ae1.'iialJ;ce:i':io ;(iii~ W1iia; 'ICIS '~'10ii.''''':':'':: ind'jjja'!iW ~
. 1,13, :-....-. 'I '. I' :"'"'~..-.
is 'fiDiily iiilCiPieiaiso~thil'lhe iilteiest"orCiJiU kiaft clW~'~~ro'~,tO'~~~ ~. ~ciii'wliIi thi:NOtc.'e~:
pcrmiacd \imilS. !hen; (1) Illy such loan dwsQ shall lie I'CIdul:Cd by the IIro\Ult na:essaryIO' reduce thc dlarJe'lo lhe
permilled limit; md (2) InY IIIItIII llready coUec:ted from Borrower which exceedal permitted limilS will be rdimdcd to
Borrower. You may dlOOfC 10 make this rd'uDd by rcduciDg !be principal owed lIIlder Ihe Note or by mailina a ditecl
payment 10 Borrowet. If a re!Imd reduces principal, ~ raIuctioD will be tn:atcd as a partial prqlaY1\'lCIIl under die NOle.
W AlYEa OF HOMESrEAJ); I WlIivc III riaJna \IIIller lIlY law, 10 prevent you from applying all proceeds from tile
Propc:ny 10 My satisfy the IDlOIIIIII due IlIII owiDg 1IIIIIer the Note.
RELEASE OltlUS MoilTGAGE:~'lor- BOt1Owcr'iDay' iiilYiiC you in' Wiitia& diai' either or both 'or iii do:1lOl wislilbii'
lDDrtgllC 10 ICCUre any IMer lOUIS 10 Borrower. My llIII/or Borrower's IIllIicle shall DDl become eft'ectivc lIIIlil the fifth
busi_ day after yw =dve ,it II your Iddn:ss sllled.rove. Afta all amnmla OUlstaDdiDg OIl the effective daIc: of,iny or
Borrower's 1IOlice; and your finlmce cbai-ges ani! other dlllJlCl have been paid bl full, you will pmnlptJy declare this
lDDrt&lIc IIIlisficd. "
GOVERNING LAW: The law of th~ stile in wIIidlthe PIppert)' is 1ocIled. and any applicable fc:dcrallaw, will goYCII\ the
~,!!~IJX)RI..e~:. "I ."~i,: "":"-:~.-,:",,,'~'~::'l~~~~~-;".::I.' ~:'.'..', ~"...~ 'J.. ,,".. .
NcmCis:"Ai\:?i';i~'r&iili~ltO bii~::U; ;W;,~jj;.;.or'Bo~:cir:.y' d.l.dpin;':'ejiher ~ .~,i~~m~ or as
otbcrwi&c l'CllIuiml by law or the Notc, sbiU tiC &iVc:it Ili').&i bY cailtied 'rillii:iUtim =pt ~'. yoiii~iii.~'
abo~,!\ '~t'.~,~~,\O. !Ie"Ii\:~ llYJ'p"..!O '~"~~ ~. g\~ ~,del..~~ll k"ot by. ~ "!Ch lIOlice, by lint dasa"
~: ~'tD'me'or'tIie CUlrCDt'OWDeJ"raicIiDg lI'tbe ProjlCitj. or Ii. sUcIt illber'idd~.. as I may daiplaIe by IIOlice 10
you. NoIicc 10 Bomlwc:r and any OIhcr penoo(s) obIi&1led 00 die Note Ihall be given lJy flnt dus mai110 tbc: namtS IlIII
ad$eSses as they ~ ill your ra:ords, . .
. ,
COPIES: I uxl Borrower will n:a:ivc copies of the Hole, lhiIlIlOrtPlc and any supplCllIelllilli aan:emau. after we CJlCll:lOle
Ibosc: docwDcIIls or after dIOIe documents are nlClII'ded with the appn:iprillle omu.
WAIYER QF Y~)~IGII'\'S:. wi~ notice 10 mc~or Borrower: ~,~y (!) delay CllfordDa'I!IY otyw.r ~;IIls
aodei' 'tbt: Nocc illlllis '!DIftpae Wilboulloilril theni. (Ii) exteod !be lime for payment or IIIIICIify or amend the Note or ('Iii)
add. reIeue Ot pa1Dit the subitiltlliGa of panics to thc Note or IlOIlatcrallCl:Will& the Note. You can like any or all of these
ICtioaI without ill any way lfI'ec:tiJlI your ri8blS 1IIIder this mortJIIe. AtJy waiver by you of any provision of the Note at this
!DIrtalle wiU DOl be waiver of the III1JC of ~y. ~ provision on l01IY other occasioo.
iNTEREsT RATE Atn:Il JUD.GMFNr: Borrower agrees thlll the ~ rate paylble after a judpnc:nl is CJ!lercd on the
Notc or bl'D idioa'oD'lhls inmtllap,'~ be Ilie nii:"cd bl the Note; '.' '. .' , , .
.,,', ..". ~
. ':; .~.~'.'..'l,"I:,,:'''' ''''l.~i'';:~''':l~, :~f'.':'!U'.;', &;. ':...., ;.::......t~I.:.~...I..'.,~:..t'\ I.......
..". '.
~RE . roRNOncl:OFbUA(tt'ANhroiW:L6SIJitE', ",' .... ;" : ..' '.. .:
, ~ SUPEiuoa M6RTGAGES Oil Dims OF tRust ".. '" ',:.. ~ '..', ...' '", ""
I. Bonowcr, IIId First Union l'ClJIICII the bolder of lIlY IIIJIlPle,dmI of Indl or other c:naum1'lllCC with a lieD haviJIi
priority oYCr tm. mortgage 10 give IIIllk:c: 10 Flnt UDiott It 1lI addmI ...cd OIl page lIIle of Ibis !DIrt&age, of any dcfIuIl
uodc:r the superior aw::wnbnnc:e IIId of lIlY salc or olIter roreclolu~ action.
SIGNA nJRES. IIlId Borrowu have si&ned IIlll sesIed this IMJlJllc the day 3nd year fint above wrlnen.
~~... ~M~~P~EAL)
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.", ,~ EUADA M. .EJC!ElIliROEA
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(SEAL) :z: l>> ~ 0
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..~.I Borrower r ~ ::1
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::Jt:~:"" ....:~;~':~~.tI i:; '91::' .~., .'t~i'" !I".(~ol , .'~'t"":;I".: iJ . j-'.;,. ....;: ::~ 1..,:01 .; ; I.I!":" .; '~'" ~ ~.~
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Bood580tAGI J.89
..1U304l17..
STATE OF PENNSYLVANIA )
COUNTY 01' C ~ ..m,.. .......;l. tJ::&~I~SS , '"
BE rr REMEMBERED. thai 011 ibis '"'~ ~f Oc.. ~~;.. " \u... ~ '\
beforcmc,.NOWyPublico( ~2' 'l.~ ( ", --:tI...an~htaNI4.J
peI100aIJy appeual ~.. "'" ~. ~ e:\......~~, No, ~\t tf t.L ~'i.o((.';tfR.. ,
who1llue bIowII (~r ~' proven) to me to be Ihc penoa(s) nama! io IlId who exllCllled the Ibove monpge. and thereupon
~.~J.~ed. before me tbal bMIIeItIIey Iigned, sea1ed and ddivmdlhe _ u. \'Olumuy aa aDd deed. for
the IIIeI *,Ill pIIllioSes expR:alClCl io lhe DlOIlB.. and cIeslred tIw it be reconled u 1lICb.
(SEALI
(PI_ N1xary Stamp Here)
Nawlal s..I
Kay 1101,' ~1alI8r. NclllIY Nlllc
HemalIUllI, DauphIn COUnly
My Commlalllon ElIpitft ~ly ,... 200'
. ~ , . ~ 'NOIaltitISHI
. .'. 1o\ImlIIf, . . ,.' '(PI~ ......._, "'~1, .....". ..,............... /l!i!lily'Publc .. . .
. ,. '. ..... .-~~r:"':'"' ~"~~~.CW'l!Y' .', "
--..-...... - .. --" .My.ComrnluloilExpiiesJuly,l",2OO1
., Mlmblt:l'WlNytvIlIIl "-11011 III NoIItlI.
't.tl.~
I certify thlllhe praWe IIIdreSl of lhc wilhiD IIaIIIed ~. Rill Uniaa NIIIionaI Bank is
31)\ U)'~:"nl s,+ ~~,~\. llb\.J'
d
Tille
~
(COMPUTE WHEN MORTGAGE IS FULLY PAID)
! ,
To the Cmmry R<<ordIna Officer of County:
1bl1 DlOItg'le is fiIIly p.lct IlIIIlhori2e you to r.anc:el1t olr record.
DalCd:
A 1TESJ':
Name:
Tide:
By:
Nm;ne:
Tille:
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F1RSf UNION NAnoNAL BANK
:.
---
Stet. Of Pennsylvania }
. County of Cumberland 88
Recorded In tilt office for the recording of Deeds
l~ncI~rl'ncICoUnlV' ~
In 8oc:DflY Vol. ~ Pagd~witn . h.nd1lJlle11 of office A,.." Q9
Carli PA this\..l!!1-itOf ~ ,9l.l..
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BOOK 1580 rAGE .190
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE-ID #16496
MARC S. WEISBERG, ESQUIRE-ID #17616
EDWARD D. CONWAY, ESQUIRE-ID #34687
MARGARET GAIRO, ESQUIRE-ID #34419
Identification Number 16496
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Attorney for Plaintiff
Wachovia Bank, N.A. s/i/i/t
First Union National Bank
Cumberland County
Court of Common Pleas
v.
Bryan K. Eichelberger
Eleada M. Eichelberger
NUMBER 06-6098
PRAECIPE TO DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above-captioned matter discontinued and
ended, without prejudice, upon payment of your costs only.
~~L
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
c c~
t~ 0
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\
CASE NO: 2006-06098 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WACHOVIA BANK NA ET AL
VS
EICHELBERGER BRYAN K ET AL
MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
EICHELBERGER BRYAN K
the
DEFENDANT
, at 0945:00 HOURS, on the 25th day of October ,2006
at 307 WEST RIDGE STREET
CARLISLE, PA 17013
by handing to
BRYAN K EICHELBERGER
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
18.00
4.40
.00
10.00
.00
32.407
~ /Ii Oq/ ()~
Sworn and Subscibed to
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
~~~~<:~-.tJ
R. Thomas Kline
day
10/27/2006 ~
MCCABE ~EISB~~G.C _ AY B/. /'
BY'~Z~ ~
~ Deputy her~ff
before me this
of
A.D.
SHERIFF'S RETURN - REGULAR
. . '.
CASE NO: 2006-06098 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WACHOVIA BANK NA ET AL
VS
EICHELBERGER BRYAN K ET AL
MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
EICHELBERGER ELEADA M
the
DEFENDANT
, at 0945:00 HOURS, on the 25th day of October
2006
at 307 WEST RIDGE STREET
CARLISLE ( PA 17013
by handing to
BRYAN K EICHELBERGER,
HUSBAND
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
9--
So Answers:
6.00 ~/)/ ~~
.00 .~~,.:r-J<:'f~
.00
10.00 R. Thomas Kline
.00
16.00::/ 10/27/2006
11/01/00 MCCABE WEISBERG ~
By: ~~f:V
day Deputy Sheri
Sworn and Subscibed to
before me this
of
A.D.