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HomeMy WebLinkAbout06-6142 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center l6l7 John F. Kennedy Blvd Philadelphia, P A 19103 2l5) 789-716l KIA FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorney for Plaintiff Plaintiff, CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. Ol.. -1.1L/~ e~u\L v. LISA A KNECHT 8139 Molly Pitcher Hwy Apt. E Shippensburg, Pa :17257 Defendant( s). CIVIL ACTION COMPLAINT NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set fortjJ, against you. You are warned that if you fail tb do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed il)jthe complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. A VISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion, Hace falta asentar una comparencia escrita 0 en persona 0 cun un abogado y entregar a la corte en fonna escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, Ia corte puede decidir a favor del demandante y requiere que usted cwnpla COn todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE EST A DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO T1ENE ABOGADO 0 SI NO T1ENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VA Y A EN PERSONA o LLAME POR TELEFONO A LA OFICINA CUY A DIRECCION SE ENCUENTRA ESCRIT A ABAJO PARA A VERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIA nON Lawyer Referral Service 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Attorneys for Plaintiff Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, P A 19103 215 789-7161 KIA FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 852l6-6508 Plaintiff, CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. t:)(.. -'-/~ C/~I,L ~ v. LISA A KNECHT 8139 Molly Pitcher Hwy Apt. E Shippensburg, Pa 117257 Defendant( s). CIVIL ACTION COMPLAINT 1. Plaintiff, Kia Financial Services, is a Corporation with its principal place of business at P.O. Box 6508,iMesa, State of Arizona. 2. Defendant, Lisa A Knecht, is an individual who resides at 8139 Molly Pitcher Hwy Apt. E Shippensburg, Pa l7257. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about January 13,2001, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the arriount of$8,974. 70, at an annual percentage rate of22.900%, in order to purchase a certain motor vehicle, a 2000 Kia Sephia, more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant( s) was required to make monthly payments in the amount of $254.89 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made payments until June 24,2006, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant( s), and pursuant to the terms of the Contract, all balances due on the Contract are subject to finance charges in the amount of22.900% until such time that the balance is paid in full. 8. By reason ofthe default, the Defendant(s) is indebted to Plaintiff for the balance of $6l27.40. of$405.80. 9. In addition to the foregoing, there is due from the Defendant(s) interest in the amount 10. The total amount due and owing is $6830.64. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of$6830.64 as well as additional interest that may accrue and such other and further relief as this Court may deem equitable and just. L AN, ESQUIRE Plaintiff VERIFICATION I, JOANN NEEDLEMAN, ESQUIRE, verify that I am the Attorney of record for Plaintiff, KIA FINANCIAL SERVICES, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of l8 Pa.C.S.A. ~4904 relating to unsworn falsification to authorities. BY: .' DATED: October 12, 2006 01/13/111 MARYLAND SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE B~~l= ~u:~' IIld Addrell (Including County and ZIp Code) CR~=(S:: =::~DA RECEIVED 27A MAIN ST 11317 AUTO PLACE '-\ ::l ~3 I'ERCERSBURG PA 17236 " HAGERSTOhW "D 2171tG1 JAM 2 6 2001 . You. 1h'1Iuyer (1Ild Co-lluyer, . any). may buy,lht vehicle dIecIIled below lor cun or on CI8llIl. The cun prtce fa --., below II "CMh P~L lI!uredil prtce Is ahown below II "TolII Sale PrtclI." By IIgnInf 111. conhd, )IOU ~ 10 buy the vehicle on cndt under Ihe IgI8emInta on II1e 1nlrIIi8_1i11Qa oontreel NlIlwlUIed Y.., lIIId Mall, Model GVW I Truck fIbo.l I Veh/ole IdlInIIIIcatiOn Number I U..F USED I . nlH I SEPHIA / / /. g PeI8CNl 0 AQ~cullurat j 2100 ' KNAF81216V5BJ121e 0 ~~ Tracte-In 1989 II01..KSWAGEN S 1:581.111 S M/A V., .,., M.... GIllIS Allowance Amount OwIng INSURANCE ITEMlZA1l0N OF AMOUNT FINANCED VI9flCLE INSURANCE MAY BE OBTAINED FROM A PERSON OF 1. Ceeh PrIce. , . . . , , . . . . . , . . , '. . . . , . . . . , S 974:5. ~) YOUR CHOICE. 2. Down PeYlll8l\t INSURANCE DOES NOT COVER PER. Reb8to Anlgned to CrBdltot. , , . . , . . , , $ "/A' SOHAL UAINUTY AND PROPERTY Cash Down P8)lm8llt . , . . . . , , . . , , . , S --,. DAMAGE CAUSED TO OTHERS. " ..... S M/R Trlld8-1n (descripllon ebeve) . . , .' . , . . . , $' 1"1 .. CREDIT LIFE, CREDIT DISABILITY Totel Down peyment . . . . . . . . . . , . , . .'. . . . S 2811. N) AND OlllER OPTIONAl INSURANCE 3. Unpeld a.lenee 01 Celh Prlc;e (1 minus 2) . ........ S 77~5 N) ARE NOT REQUIRED TO OBTAIN 4. Amounts PlIId on your behell (Sel.... INIY be r""nIng . portion 01 thee. .mounts) CREDIT AND WILL NOT BE PROVIDED To Public OffIci... " UNLESS YOU SIGN AND AGREE TO (i) for license; tllle. & regiltration: PAY THE PREMIUM. fees S 15 II; (II) for tDlng I8es S 25 ." , (lR) for l8Xes (not ill Cash Price) S, 494.11 . 1:14.71 o Credit Life To InlUrlllIC8 Compenle. for: InllJrer ,"~ MIA Credit Ur. 1118II_. , , , . . .~:. , . , . . , , . . . $ N(R' $ Credit DlI8blllty In.urence, . . :'J' , . . . . . . . . '; . NJA Premium Insured(s) .. .......... . $ NJA Signature(s) Tq<IR cAAi for " HARIlANTV I 'Ill.. To for $ MIA To - tor I 1189. 71 CredIt To for I IlJn. 7e o Disability TotsI, . . . . . , . . . , . , . . . . . . . . . , . . . , . S 14) N/R Insurer 5. Amount FII18llC8d (3 plus 4) , . . ... . . . . . . . . . . . . S (I) , $ Premium Insured FEDERAL TR~L!NDlNG DISCLOSURES ANNUAL FINANCE Amount Total of Total Salle SIgnature PERCENTAGE CHARGE FIMllced Paym..... PrIce RATE The dolIer_ 1111 _,. 0/ The lIIIIOUnt 1be lDI8l COSI The oost 01 )lOUr the CIIdil WIll 0NdI pnMded )IOU wi hive 01 )'OW puR:/lQe 0 COllI you lO)'OUoron =.......)IOU on ClMIt, Type of Insurance Term credll I' . yuily lIIIe )'OW beh8I .. ......... Incluclng )lOUr H ICIl8duIed ~ $ peymente 01 S SoMA Insurer Premium 22.911 %, 6318.78 , 8974.7 S ' 1:5293. 4l , 17293.4 IIJC Nuinber of Slgnatl.n Amount of Each Whe~:-" Peyment Schedule - PIIyments PIIyJl18IIt CredIt LIfe MIl CNcIIt Ill88IIHay ~ III Your payment achedule ~, 59 S 2S4.89 IIIOIIIhIy 8I8nIng for th. teml of the _III. TIle 8II1aunl .nd ~ ... .hown 1ft . notice or will be: 1 11/18/ S 2S4 18 12.'21/11 ......-nt glwn 10 you loci". 0 t PrIIJl8YmenI: II you pay 011 your debt DIVly. you wi. not have to PlY a peI18Ity: You III .....1r8ct 10 I_III the vehlcl,. . . I.8t8 PIIY/ll4ll'lt: You must pay a late charge on the portion of lllICh ~ent received more ch&rgll Ie 8lIown below. tile CNcIlIor .1' try 10 buy tllno-... checUd lor the term ""own. !han 15 days 1e18, The cherg. Is 7.5 P4\rcent of Ihe 1818 IIJ1IOUnl or 0,00, whichever Is COVINIlh will be ...... on the cuh val.. of les.. , the VllhIaIlI 8l ..... 011..... Ilul not "'ON lh8n Seourtty lntsrell: You 8AI glvlng e RCUrity ~'1'8S11n lIIe vehicle being purcheled. th.n..... al the pallGy. Conll'eCl: P..... - this contract for IKIdItion8J Inlol'lllllllon on HCIU~ Intenll', non~. manto dafeull, the right to requlnl repayment 01 your debt In ~I b8fote lICheduled . o Compre/1ellliYe ,0 S --1.I~uctible 8I1d prepayment penll1y. Collision Any ehe... In thI8 _t must be In wrf!I"II _ eIgned by yau _ tile CnIllIIor. '=~!~J.~,,~ :::111 " NoncE!fo THE BUYER Do not elgn thb contreat befvre )'ou ....d It or If . oontalns any blllnk apecee. You are entitled 10 an axllCt copy of the oontrect you sign. The law 01 Maryland appl/.. to ~ contrect including 11tJa 12, SubtItIa 10 of the Mlrylend Commerollll Law Article. Buyer acknowIIId.... pi of I tn.te and camp....I' nU8d In cop)' of Ihla con ... the time f Ing. By e1gn1ng =.:: ....., -,.. thl'.tioIltr8ct.lf no.... ~ "1l8ln8d In . ~ ...Ia........ to Ihl. aanllllct, "'" ....,........ It to KIlII'ln8nclI8IIenIoM. CNcllL ~ WILSON INC. IHABERS~DA SII! IlACK FOil ADOITIONAL AGIIEEIIEN1'lI KFS '''''''51 Oca oc ' I, .. ~; r o fire. Theft-combined AddItI0naI CoYe..ge o TowUIlI and Labor o Tarm Months LElllmlle) Prwmlum. N/A QUESTIONS? ~ '''..nclal ~ Services ' PLEASE CALL US AT 1-877-4171-3114 '0CHID1 ' CD____ ORIGINAL. I EXHIBIT A ADDmONAL AGREEMI!N1.'S A. Plym~n~:'yci';:musl mike 811 paymeilla when they are due. :You F, Default: You wll be in de/IUft If: mlY prepay your debt at any time without plnaJ\y. ThI8 Is' I simple inlenlst contract. The actual finance oharge you agree to pay wi!. depend on your paymeni PIa.inS?f.liF&ai18t,1inaJice: c:hiige, inay lxc8ec1lhe dlscloaed Finance Chargel'lf yOU .rnBke";iour Pi.VrMrits later than the sc:tied1Hd dates or In .....lIilUUhi.ichIldflWai'rl'clmt. Your payment will be 1ppIi8d lIr8t III tile eamed and unpaid part 01 the FinllllCe Chlrge and then III tile U!lfI8Id Amount Financed. 1lIe FInance Charge Is llIIIled by 8pJlI)'lng~.AnnuaI PlIIlllInl4gI RIte to.the unpald Amount FInanced. for ~ actual time that thl Unpalcl 'Amount Fllllnced is outstandlng, . '<i.'~';.~".:::.;:,';:. , B. Security Intel1la: You give the Creditor a aecuri~ ~~st In:. t. You do not make I plyment when it is due; 'Or 2. You gave ~ or misleading InIonna1lOh on YO"'crea~ _ IppIICltlon 11I/dng to this conlraot; or -:: -< ,': .- ~ : 3. yOur vehk:la la _zed by 1Ily"1oCilI, _te:or .tedeia1= ~. aulhority and II not promptly and uncondltionally returned to you; or ' , 4. You fie I bankruptcy PItillon or one Is flied BgII/nst you; or 5. You do not ~~ -: ~ promise In~~, ~ ___ If you ~ not cIri a dGJ8idt whellllowed by 1aw, lha eteditor may .. JlIQlJll1.you to pay at 0I1CtIll1t!.Ul~ AgIoutd.J:iI)lnced, the earned . -and"lli1paJd pIJt of lhe FinanCe 'CIi8Jge.ancJ aU OCher amouilts due uncler lhla contracl. He may repos_s (take back) the vehicle, too. Hlmtly 11Io takl gooda found In the Vehicle when repossess.d end hold flem for you. 1. :ma vahlels and all parts or oIhar JlOod& put on the vehicle; , 2. AU money or goods recelvecl for lhe vehicle; and 3. AlllnSUl1lnce premiums end 88IVlta contracls IInanced fllr you. . ;;.:J '.-" ' This secures payment 01 aU amounts you owe WIdar tills' oo';,trict, It If lie vehfcla II laken back, hs Will ..nd you a notice. The notlos will also secures your other agreements In Ws contract _, , BaY that you may radeem (buy bac;k) the vehlcll. It win also show ~...' ,,-,. the amOunt needeclto nadeern. If you do not cure the account where c. u.. ofVahlcle- W.,,..,,tIM: You must lake care 01 the v8hlcle 1IlllI' ~ ~~- aIlowtcI by law or rede....the vehicle,lt will be sold. obey all laws In uSing It. You may not,sell or rent the vehle'e, a~ _ ~ .' , w ' you must keep it Iree from the claims ololhera. You will not use or'''' ~"- 'The money /rom Iha Sale. leis the allowed elljl8l188S, will be lISlld panni! the uae 01 the VShIcle outside 01 tile United ~; ~+ lOr' to pay the amount stili owed on this contract. Allowed elCpllllS8$ are up 10 30 days In Canade or Mexico, wilhoUlIhe prior ~a8nt lhosl! paid sa a d1T8C1 result or having III retake the Vehicle, hold II, 01 the Creditor,", PI1IPIralt lor ..... and..1 It. lawyerS' fee8 and legal COSIs pannilled by law are "owed, too. II lhere Is any money IetI (e 1U/'flIU8), it wnl be Pald to you. If tile Il'IOney lrom the sale Is not enough to pay off thlt conl1aot and costa, you wi! Pay Whltt is stiR owed to the Credllor, if allowed by law. " yOO d0310t pay thiS 8Il1OlDlt when Iha Creditor aikB, llJa'Cre.dltor may charge you Inlareat a1 the ~Ighesllawful rate W1liI you pay. ' , "~ , (~ GUARANTY To cause the Seller to 88II1ha wI1Icla ~ on lf1e IRlnt oIlh1a c:ontl'llClt IIIlhe Elu)Ier, on CllIdit, each P8IaOIl who ligna below sa a ~ gUllnll1lMllthe P8YI\1lII1t OIlhla conIl'lICt. TliIe I\'feana lhet II the Elu)Ier 181I8 III pay any Iftlln8y that Is OWCI on thla conII1Ict.' each one who ligna as a llU8r8n1or will pay It when akad. EId1 Jl8llIOI1 who signa below lIQI'8II8 Ih8I hi wi. be IilIbIit tor the whole MIOUIlt owed _If one or II'ICn olher pe- e/eo aIgna thle Gl&anty. HI aIaO lI\IIM8 to be IIaIlIe _If 1IW O'aditor doee one or II'ICn of the ~ (e) gIws the ~ men lime III pay one Of' II'ICn PBYm8nII. or (bl giwl.,'lIl'l111lae In full or In 1*1 to any of the olher Guatantonl, or lc) ...... any l!IOriY. Elich Gc.anIor also BlalBt lh8t he .. I'lIC8iIiad a ~ aopy oIlh1a contl'llClt Md lhI8 Guaranty at the time of 1Ig/lIng. ~.) must eIgn each IllIG8 811lllll'alllly. ;", ( I . \ GuM.nIor Addt8n --, I:: ,., . {; " ... I .' .... ;- ";)J,~,., ...... ......' ~ . A D. InsurMC8: YOI/ must insure yoursell and lhe Credlor sgaln61IOllS or damage to the VShIcle. The type ~ amount of lnllUl8nce must ' , be 8pJl/'OIIed by the Creditor. " the qr.cJitor obtalna a refund on Insurance or SSlVice contracl8, lha CrtilJilor will 8Ubtract tIIe,'IJ~d from what you owe, Whet~r or not the vehlc:la la ln8ul1ld, ~ou mu.t plIy 'Of' It If It ,. IosI, CIem,ged;or deatroyed. ::., _: " , " e cI1arge for vehlde InsurIIlCII II ahQ.tm on the front. ihe:Credltor wllllry to buy the coverages checked 1or"!1e tann shown. 'b ,~r is not 1IabI., thoclgh, If he cannot do so, ,! Ih... COV8I'8g8.8 ~ more than the amount shown lor InaUWlC8, ~ Creditor mar,lluy !J!am for .a shortar lIlnn or he may give you credl~.1or the IIl1OIIDt.ah~" he cannot buy eny insurance, he will glve, you credit fdr th8 amount shown, ,The credit wlI be m8de to the ,. paymel!'8 due. Ii: E. Late Ch8rge: You will have to ,., . lllte ehtlrge ot 7.11% ot tM late amount or $50, whIeIMvW Ia..... on the portion ot Hoh JJIIY!I1Int racelved mOl'll thin (Ifte.n .,. IIIbt.. You mult 1110 PlY Iny eolt JNIId by t'" Creditor to ooIlec:t lIlY lite PIIyment. .. IIlowed by law. Aeclptlnce of I .... 'payment or late ehlrge cion notexe... your UIIuIt or , rr--. that you I:lII'I keep lIlIIdng PIIYllllnta II" they I,.. due. The Creditor lJlIy take the .. let forth In Slctlon F it thl,.. I, Iny dehlulL " J" . '.:.2~'i . . _ ".J~ . ~ . _ .. ," _.. .. ~ .... . -=. .~' t' I~ ~ ~ :..:....... . -O"'?Q~:'I:'. KFS 17111'.SI 00160 G, General: To contact KIa F'lIlB/lClII Servlcu 8bout 11'111 account, call 1-(877) 871-3114. The law of Malyland applies IIIlhi. contract. Creel" Is extandecUn !!J.,1a:11OI1.f!&cl1n:ler T1tle 12, Subllt'l!,t ~ 0I.!Jle Maryland ' Comm!,rclal law Article, If lI'Ie applicable. law dCl88 not alow a/l 01 the agreements In \his .contl'llCt, the one. Chat are not allowed will be void, Th. rest OIlhIs contract will 8til1 be good, FTC NOTICES , NOTICE'- ANY HOLDER OF THIS CONSUMBt CREDIT CONI'RACT 18 SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AG-'IN8T THE SELLER OF GOODS OR SERVICES OBTAlHED PURSUANT HI!FIETO OR WJrH THE ! ,'ftOCEEDs.HIREOF. RECOVERY HEREUNDER BY THE . DEBTOR'SH1lL NOT ~EED AMOUNTS.PAd) BY THE -DEBTOR HEREUNDER.. ~- .. . - ~"!f .'Motor VehlcTe Buye... Guide. If you are buying a uaed , vehlCJe with this contract, federal regulations may require a 8pec:laJ Buyers Guide to be displayed on th8 Window of the Yehle/e. THE INFORMATION YOU SEE ON THE WINDOW' FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN THE CONTRACT OF SALE. . Doe. not orppI)' -.......... tor ---.. fWlIlI'IauIlural u... In .... -. you (Mtor! wll not ._ "sinai any a..,.,... fW ..........nt ...., Of.... Cllf*act My ......... ........ or...... which you may . '''we ..."... III. ...... or _n........... Of till. ...,..... " " ' ,.' ~ 0/ . .,. ~., ,.:, . -.;.~ .IoddN.. .J AJ \ ~ ......, B CJ) 0 <::::> 0 1- c: = .,., ~;:.;v o~ ~ ~.""" :r --.:1 i'j:'} C) n,;' C'"? P-7T:" m~ () "- --; " ;;: N -om -- rj) ~n? D -.. C) 1 r:'; (:>0 ::.- '-:;:!'r -..c ~ .','" :2 -- "'T~ .....7'., Q (":) ~ >~ ;,~~:? - -"- ni ~ '--.,- N ~ ::<:: '.-1 )> -~. :.0 -.0 1 co -< SHERIFF'S RETURN - OUT OF COUNTY · ' l CASE NO: 2006-06142 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND KIA FINANCIAL SERVICES VS KNECHT LISA A R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: KNECHT LISA A but was unable to locate Her in his bailiwick. He therefore deputized the sheriff of FRANKLIN County, Pennsylvan~a, to serve the within COMPLAINT & NOTICE On November 29th, 2006 , this office was in receipt of the attached return from FRANKLIN Sheriff's Costs: Docketing Out of County Surcharge Dep Franklin Co Postage 18.00 9.00 10.00 45.96 .63 83.59'; /1/~c/tJ(J> n 11/29/2006 '-~ MAURICE & NEEDLEMAN So an~w~~,~::c~::_c::'~:::;;~- $'--- ~~--<?/ R. Thomas ~___c Sheriff of Cumberland County Sworn and subscribe to before me this day of A.D. . ... In The Court of Common Pleas of Cumberland County, Pennsylvania Kia Financial Services VS. Lisa A. Knecht No. 06-6142 civil Now, November 13, 2006 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Franklin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. r~~ Sheriff of Cumberland County, P A Affidavit of Service Now, within upon at by handing to a ~~ d-dT.uM and made known to /uIv the contents thereof. So answers, "f ~ ~'?L: ~~ Sheriff of COSTS SERVICE , 20_ MILEAGE AFFIDA VIT $ Sworn and subscribed before me this _ day of $ cf ~9 ~ SHERIFF'S RETURN - REGULAR CASE NO: 2006-00261 T t; ~ \.-"... \.. \ \, ) '\J CI\Jl\ .. . . Cdl""\ \:0 \ \0 . COMMONWEALTH OF PENNSYLVANIA: COUNTY OF FRANKLIN KIA FINANCIAL SERVICES VS T, "tJA A KNECHT GARY L WYRICK , Deputy Sheriff of FRANKLIN County, pennsylvania, who being duly sworn according to law, says, the within COMP CIVIL ACTION was served upon KNECHT LISA A the DEFENDANT , at 0014:02 Hour, on the 14th day of November, 2006 cl. 8139 MOLLY PITCHER HIGHWAY APT E ~HIPPENSBURG, PA 17257 LISA A KNECHT by handing to a true and attested copy of COMP CIVIL ACTION together with and at the same time directing Her attention to the contents thereof. Sr' 'ff's Costs: Docketing Service Affidavit Surcharge So Answers: .00 .00 .00 .00 .00 .00 GARY By Deputy 11/15/2006 MAURICE & NEEDLEMAN PC Sworn and Subscribed to before \v, me this \ ':~ day of &00 't~'~~ Notar r I Notarial seal P blic o McCarty Nota~ u Richard. Boro 'Frank.lin County Chambersbu'~n Expires Jan, 29,2007 My CommlSSI . MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIAL SERVICES Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMQN-PLEA-S- v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, LISA A KNECHT in the amount as follows: Principal Amount Interest to I>ate Costs TOTAL $ 6127.40 $ 1016.51 $ 139.09 $ 7283.01 MAURICE & NEEDLEMAN, P.C. BY: Date: March 22, 2007 . Suile 935, One Penn (enler 1617 John F, Kennedy Ilvd, Philadelpkia,PAl9103 tel. 215,665.1133 lox 215,563,8970 www.mnlowpe.eom Donald s. Mauriel Member NJ Bar Ioard Carli!i" Creditors' lights law . .-Amerlcan IOllnt of11rrllitarion Joonn Needlemaa Member PI. & NJ Bar Thomo! R, Dominczyk Member HI &P Alar Sandra J. Sulton-Simanski Member NJ & NY 8l1t Hew Jersey Of lice MAURICE & NEEDLEMAN, p,c. 250 Roule 28 Wesl Suile 203 Iridgewater, HJ 08807 tel. 908.575.0770 fox 908,575.0632 December 5, 2006 Our File No. 4686 VIA CERTIFIED & REGULAR MAIL LISA A KNECHT 8139 MOLLY PITCHER HWY APT.E SHIPPENSBURG, P A,l72S7 RE: KIA FINANCIAL SERVICES v. LISA A KNECHT CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 06-6142 civil Dear LISA A KNECHT: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 11/14/2006. Unless an answer to Plaintiffs Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-575-0220 ex. 21. Thank you for your prompt attention to this matter. Enc. THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7154 Attorneys for Plaintiff KIA FINANCIAL SERVICES Plaintiff CUMBERLANI) COUNTY COURT OF COMMON PLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) IMPORTANT NOTICE Ii TO: LISA A KNECHT 8139 MOLLY PITCHER HWY APT. E" SBIPPENSBURG, P A 17257 DATE: December 5, 2006 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A ruDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTIIER IMPORTANT RIGHTS. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE: \ r CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 J MAURICE & NEEDLEMAN. P.C. " <.. BY .( JOANN NEEDLEMAN, ESQ Attorney for Plaintiff ~ I . ARna.E NUMBER 7155 51f7'4 If],[l] 1f3loO DS.5 ARTICLE ADDRESS TO: LISA A KNECHT 8139 Molly Pitcher Hwy APT E SHIPPENSBURG PA 17257-9091 FEES Postage per piece Certified Fee Return Receipt Fee Total Postage & Fees: Postmark Here $0,39 2.40 1.85 . ~~. ~ MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIAL SERVICES Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: LISA A KNECHT , 8139 MOLLY PITCHER HWY APT. E, SHIPPENSBURG, P A 17257 MAURICE & NEEDLEMAN, P.C. BY: Date: March 22, 2007 " MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 JohnF. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIAL SERVICES Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 12/05/2006 to Defendant, LISA A KNECHT , against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date ofthe filing ofthe Praecipe. A copy of said Notice dated 12/05/2006, a copy of the receipt for certified mailing to the Defendant and affidavits of service of said notice are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: /L MAN, ESQ. Plamtiff Date: March 22, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 JohnF. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIAL SERVICES Plaintiff -- - --- ---- Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF - -COMMON FLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) AFFIDAVIT OF NON-MIL IT ARY SERVICE ST ATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, LISA A KNECHT , is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE & NEEDLEMAN, P.C. BY: SWORN TO AND SUBSCRIBED before me thi~~ of ~200, NotaryPublic ~~ COMMONWEALTH OF PENNSYLVANIA Notarial Seal Agnes Seiland, NoIaIy Public City Of Philadelphia, Philadelphia County L My Commission Expires Jan. 20. 2009 ~,~~2!rr:bGi', Pe'1nsy\vania ;'~:;:?c~~ia'~Qn 01 Nctari[]s MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 JohnF. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIA-L SERVICES. Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) AFFIDAVIT OF MAIL SERVICE ST ATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at hiw and that on 12/0512006 she mailed a written Notice of Intention to File the Praecipe to Defendant, LISA A KNECHT, at 8139 MOLLY PITCHER HWY APT. E, SHIPPENSBURG, PA 17257 by certified mail, article nos. 7155 547441004360 0565 . Copies of the receipts evidencing said mailing are attached hereto. Neither the certified or regular mail was returned to Counsel's office, therefore, pursuant to Pa.R.C.P. ~403 (1), service has been perfected by regular mail due to the fact that the Notice has not been returned to sender within fifteen (15) days after mailing. MAURICE & NEEDLEMAN, P.C. BY: SWORN TO AND SUBSCRIBED bef~r~ me thiv/rlay of ff}~OO 7 Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Agnes Seiland, Notary Public City Of Philadelphia. Philadelphia County My Commission Expires Jan. 20, 2009 Memher. Pennsv'v.3nia Association of Notaries ~ ~ C 70 'i ....... f'--) ..:t = 0 1l = -n . --.i ~ () ::r.t :r! J,.:..... rn :!l Or :;;;0 -r1h1 r' ""'- ~ f'.) ~~ t" ...0 ~ U) ~ -t:. '-..' ~ 1 ~ ~ w ~-) QS' ~ .. s:~ c.,) ;~ ... w ~ +- -L.. r--- . ". . MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, P A 19103 (215) 789-7161 KIA FINANCIAL SERVICES Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS v. CASE NO. 06-6142 civil LISA A KNECHT Defendant( s) (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of$7283.01 on frI~d. 2.9 J.cx>7 f (X) A copy of all documents filed with the Prothonotary in support of the wilhin jndgment is enclOS%~ Prot u.r;~lerk by: If you have any questions regarding this matter, please contact the filing party: Name: Joann Needleman, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, P A 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.c.P. ~236)