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Home My WebLink About10-30-06 Register of Wills of Cumberland County Estate of Kathryn W. Frederick also known as PETITION FOR PROBATE and GRANT OF LETTERS Q(P -' 9~~ "7 No. To: Register of Wills for the County of Cumberland in the Commonwealth of Pennsylvania , Deceased. Social Security No. 188-32-4381 The petition of the undersigned respectfully represents that: Your petitioner(.1t), wbo is/~ 18 years of age or older, and the execut or named in the last will of the above decedent, dated March 11, 1999 ,20 and codicil( s) dated (state relevant circumstances, e.g. renunciation, death of executor, etc.) :0 ..-... ,- '--) -f) , ;~; r~-::::':) -- , - rj " Decedent was domiciled at death in Pennsylvania, with ~Ilast family or principal residence at Thornwald Home, 442 Walnut Bottom Road, Carlisle, PA (list street, number and municipality) Cumberland '-:::l ...--;, CoUnty, c) (::J -- '-' ----I : I Decedent, then~ years of age, died October 17 , 20~, at Carlisle R . t-;;~al M~tl'ical . Except as follows, decedent did not marry, was not divorced and did not have a child born or adopte 'fier execution of the will offered for probate; was not the victim of a killing and was never adjudicated incompetent: :-') Oarlisle, PA Decedent at death owned property with estimated values as follows: (If domiciled in Pa.) All personal property (If not domiciled in Pa.) Personal property in Pennsylvania (If not domiciled in Pa.) Personal property in County Value of real estate in Pennsylvania situated as follows: $ 1.750.000.00 $ $ $ not applicable WHEREFORE, petitioner( s) respectfi!]ly request( s) the probate of the last will and codicil( s) presented herewith and the grant ofletters Te9.tamentary ftestamentary; administration c.t.a.; administration d.b.n.c.t.a.) thereon. ./ .;~tur~fP.e~ne.~(.~ ./ /:-~ ~ -~ ""::'-'-- Thomas E. Frederick Residence( s) of Petitioner( s) 713 Yorkshire Drive, Carlisle, PA 17013 Register of Wills of Cumberland County OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA } SS: COUNTY OF CUMBERLAND //'} The petitioner(s) above-named swear(s) or affrrrn(s) that the statements in the-foregoing petiJi6n are true~d correct to th~ ?est of the. knowledge and belie~ ~fpetitioner(s) and th~t as pe~nal represen~ti~~{-5) of the abov decedent pehhoner(s) wIll well and truly admimster the estat::~~~~~td1.a~.~. :. ' / , Sworn to or affrrmed d bscribed ..-//~ ~ Before me this ,---reay of {~/ Thomas E. Fre rick ,20~ en aq' ::s ~ a- ... A en --- Estate of Kathryn W. Frederick , Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW Octobe/ 30 2<PY;in consideration of the petition on the reverse side hereof, satisfactory I?roofhaving been presented before me, IT IS DECREED that the instrument(s), dated ~~ 3\ , 19Qcr , described therein be admitted to probate filed ofrecQ!d asJ!le last will of _' ~ ~L ffw.erict.. ; and Letters are hereby granted to -ThomaS e-. (--(edericK.. FEES Probate, Letters, Etc. ............. $ Will................................. $ Renunciation... . . . . .. . . . . . .... . . . . . $ Short Certificates (I~ ............ $ JCP.................................. $ Automation Fee................... $ Bond................................. $ Total $ Filed Qd-; ~ 2~ I 04:D~ \ s, u.:> (po . co ) D I aD .5 DC, 4 N. Hanover Street, Carlisle, PA 17013 Address J/5(J,00 (717) 243-4574 Phone * -'_ -",J _~_\ Hili",,,, RE\ 1/'" _ -C ' "oO') This is to certify that the information hcre givcn is corrcctly copied from an original ccrtificate of a~:+\l:17uLl]Y1Ff\ed wirh;,\~ as l,)cal Rc(!istrar.~ The oriuinal certificate wil] be forwarded to the State Vital Rccords Office for plTlll4Bj-.'nl filifr~t. " "WARNING: It is illegal to duplicate Ihis copy by photostat or PhotOgraPh~' '<t~ --<is'? Fee for Ih is certificate. $6,()() No, Illllt~(1itorpl;---___ 111~'-~~'r4t -". ,l~ ~~"\ il~! - ~>>;. \~\ ~~i . ,~_ \~% ~c;::)j ,a..v'. I.i:~ ~c...)I, . en. .,' ~ ~*~, 'i*,~ \~" . '. ,(~l \. ~~ //~/ --'<-..:'?I,tifNT 6\ ~~'llll\ 4>......"""/NNUlIJ/IO',' TIu....~. ~~~~ Loc.d Rc~~,trar -- P 12727924 OCT 2 0 2006 D~I!L' (2 r-J ~=3 (::.:" C:-l C), <.<, c,=) -::J COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS CERTIFICATE OF DEATH ( .) -;.. ~ ~ 6. Dale of Birth Moolh, da , 7. Birth ace Ci andstaleod STATE FILE NUMBER 4, DaleofDea'IMonIh,'''Y,year) October 17, 2006 r,n c.J1 98 Sept.16, 1908 Bb. County of Death 14. MarilaJStalus:Marrled,NeverMarrled, -,IlMllald(Sped/y) 0_ OOlhe,.Specj~; 10. Race: Ametbln Indian, Black, White, etc (Sped/y) White Cumberland 8d. Faciity Name (If not instilution, give street and number) 11. Decadents USLlaf Occu most of life. 00 not !lisle refired. Kind of Woo Kinclof Buslness/JOOusIry Adm. Secreta Public School . 16 Decedents Mailing Address (SIreet, city/town, stale, zip code) Thornwald Home 442 Walnut Bottom Rd. Carisle,PA17 'l'wp. 17b. County PA Cumberland 19. Molher's NI!Ine (FlfSl middle, maiden surname} Clara Bates 2Ob. InformiW's Malting Add/'8$S (Street, dly /Iown, state, z.p code) 713 Yorkshire Dr., Carlisle, PA 17013 17c. 0 Yes,Decedenlliwldil 17dfl ~iu=J""'- Two Carlisle C",'''''' 218. MeIhodotDisposilion oe..ria/ oR"""""ImmStale o """ . SpoaIyc ~.~~ eom"."-2Ja.<:""Y_""'Y'>g ~lsnct8Y8llablttatlmeofdealltc certifyC&JSlllofdealh. 1lsms".2!l"""be_bj"""" 'IttlopfDl100m:esdeath. 21b.DateofDisposition(Month,day,year) 21c. Place of Disposition {Nameafcemetery,Cf1lmab}t OlolherplllC&) 21d.I..ocaIion(City/IaMl,SIaIe,zipcode) 2006 Yorktowne Cremation Service York, PA 17401-3374 22<:_ Namean''''''''''''ofFrlIty Hoffman Roth Funeral Home 138425 219 N. Hanover St., Carlisle, Pa 17013 Tothebestofmyknowtedge,de8lhocctrnld IIflt1etlme, date8rJd place stated. (S1gnatoot.andtlllo) 23b. U:enseNInIb9r '/c ~ 'c.-<. S 2. /V; '"'=G~ . /"-7./) j'-1DC71( J 22 _ L P M ~maleillerval: <:mset In De", ov.. g-( JOb. WereAutopsyAndIngs 31. ~/otOeath ~=~;om~ LJ'Natural OHomicide oY.. oNo 0- oP'""'''''''''''gollon o SUIddo 0 CooJd Not be 0._.... 32d. Trneollnjury Par1lr; Enler othef sianificanl lXlI'IdiImc cmlJhdim In dealh 28. Old Tobacco Use CorrtrIbttle to Death? bulnotresuJUngnlhelKlderfyfngcausegiveninPcrtI. 0 Yes OProbabIy .JJ-NO 0 U'k""", 29.IfFernale: o Not pregnn within past year o PTegnanl at timeof de"" o Ncipregnant,buIpl9gnanlwti1l142days of..... o Notpregt1lWll,butpregnant43daysIo1yeB/' ot,,,,,, o Unknown it pregnant within the past year 32c. Place of InjlJf)': Home, Frtm, street. Factory, ~""",,'.(S_) ~nlially Istcxn:lilms. itCll)l, En~1:UN=~': ~se (disease or injury lhat initialed lhe events 19Sulting In daalh) LAST. f-, ^ Ov ......CV\,. ~ Ct Doe 10 (or 851 cbnsequenoe of)' Due to (or as 8 consequence of); Due to (Of as a consequence~' 3Oa. WWSlWlAutopsy -, 32g.LocationotlnjlBY(S1nleI,city/town,stBte) ~ ~ ~ 33a. Certifier (dleek only one) . Cert/tytng phyIlclan [Physicia1 certifying cause ofdeath IWlen lWIolherphysician Ila9 pronoonced death mldcompll!lted Item 23) TothtbettalmykllOWledge,clHthOCClJl'T8ddU8klthaCltae(')lndrnanner8S'~____ _ ______ __ ___ _ _____ _ _ ___ __ ___ _ . . Pronounang and cartIfyIng pbyalclan (Physician boll ~ deafl end certifying 10 cause of death) To the best of my knowledge, death occurred at the Ume, date, and pIaca,lnd due to thecauae(l) and mBfIlJer81 staiN.... _ _ _ _ _ _ _ _ _ _ _... _ _ _ _..D . = .::.~~.::: ...., or ""H",,"~', In m,o~_, - ""'''''' "the 11m., dole, end ,.ce, and ,...to th. cauMle) eo, ...,..... e!atf<I. _..0 M, p, C 35. Regi ~ , '~'OOD~.~eu.~~ 33d. Date~(Mon1h,day,yeCl"I (o{Ig'!06 (See instructions and examples on revel1Oe) Darryl Guistwite, DO 522 South Pitt St., Carlisle, Pa 17013 I~II 1;)/ \ 101 - 60'YS7 WI L L I, KATHRYN W. FREDERICK, of 26 Clifton Terrace, Carlisle, Cumberland County, Pennsylvania, declare this to be my Will and revoke all prior Wills and Codicils. FIRST: Tangible Personal Prooerty. ("J ,......') I give all tangible personal property owned by me at my death and ,~II insurance policies on such property as follows: -, (a) In as nearly equal shares as is practicable to such of myctlildren as survive me by thirty (30) days. If my son, THEODORE C. FREDERICK, III, failsta:slirvive me, then I give, devise and bequeath his share to my daughter-in-law, BARBARA)~~'FREDEajCK, per stirpes. If my son, THOMAS E. FREDERICK, fails to survive me, I give, devisf:and bequeath his share to my daughter-in-law, MONICA C. FREDERICK. If both THOMAS E. FREDERICK and MONICA C. FREDERICK fail to survive me, then I give, devise and bequeath my son THOMAS E. FREDERICK's share to my son, THEODORE C. FREDERICK, III. ,t' . (b) With respect to any item passing under subparagraph (a) to a minor, my Executor (i) may hold and deliver it to the minor at majority or earlier, or deliver it to any person to hold for the minor; or (ii) may sell it, hold and invest the proceeds and, at any time, pay the proceeds to the minor, to the Custodian appointed in this Will or to the guardian of the person or estate of the minor to hold for the minor, or apply the proceeds for the minor's benefit for any reason without considering other funds available to the minor. The receipt of any person who receives an item or payment hereunder shall be a complete discharge to my Executor. (c) My Executor shall pay, as an expense of settling my estate, all costs of delivering such tangible personal property, including the costs of packaging, delivery and InSU rance. SECOND: Residue. I give the residue of my estate as follows: (a) One-half (%) of the residue to my son, THOMAS E. FREDERICK, if he survives me by thirty (30) days, or if he fails to survive me, to my daughter-in-law, MONICA KW.'::f PAGE ONE OF TEN PAGES C. FREDERICK, if she survives me by thirty (30) days. If neither my son, THOMAS E. FREDERICK, nor my daughter-in-law, MONICA C. FREDERICK, survive me, then I direct that the one-half (%) of the residue of my estate otherwise bequeathed herein, shall be further divided into two equal parts and given, as follows: (1 ) One equal part of the residue to be divided equally between my grandsons, THEODORE C. FREDERICK, IV, and MATTHEW FREDERICK, per stirpes. (2) One equal part of the residue to my Trustee, in trust, for the benefit of my granddaughters, EVE FREDERICK and KATHRYN FREDERICK, as provided for in Paragraph THIRD. (b) One-half (%) of the residue to my son, THEODORE C. FREDERICK, III, if he survives me by thirty (30) days, or if he fails to survive me, then I direct that the one-half ( Y2 ) of the residue of my estate otherwise bequeathed herein, shall be further divided into two equal parts and given, as follows: (1) One equal part of the residue to be divided equally between my grandsons, THEODORE C. FREDERICK, IV, and MATTHEW FREDERICK, per stirpes. (2) One equal part of the residue to my daughter-in-law, BARBARA S. FREDERICK, if she survives me by thirty (30) days, or if she fails to survive me, to my Trustee, in trust, for the benefit of my granddaughters, EVE FREDERICK and KATHRYN FREDERICK, as provided for in Paragraph THIRD. THIRD: Trust. That portion of the residue of my estate given to my Trustee, in trust, for the benefit of my granddaughters, EVE FREDERICK and KATHRYN FREDERICK, shall be divided by my Trustee into two equal shares, and: (a) The share of a then-deceased granddaughter shall be retained in trust for the then-living granddaughter. (b) The share of a then-living granddaughter shall be retained in a separate trust for the then-living granddaughter, and my Trustee shall: (1 ) Pay the net income therefrom at least quarterly to such granddaughter. f<.W. ';:f- PAGE TWO OF TEN PAGES (2) Pay to or apply for the benefit of such granddaughter so much of the principal of such granddaughter's separate trust as my Trustee deems advisable for his or her maintenance, education, health and support. In the exercise of this power for any person, funds available to my granddaughter from other sources shall be considered by my Trustee. (3) Pay the principal thereof to such granddaughter upon her written request after attaining age twenty-five (25). (c) On the death of any such granddaughter before the entire principal of her trust has been distributed, the Trustee shall pay the remaining principal to my then-surviving granddaughter. (d) If at any time, either upon my death, or before the entire principal of a trust has been distributed, there is no one living who is entitled to income or principal under the foregoing trust provisions, the residue or the principal of the trust, as the case may be, shall be paid to the then-living descendants of mine, per stirpes. (e) Except as provided in Paragraph SIXTH(I), all income accrued or undistributed at the death of an income beneficiary shall be paid to the succeeding income or principal beneficiaries. (f) If any trust hereunder has not already terminated by its terms, it shall terminate one day before the expiration of twenty-one years after the death of the survivor of such of my descendants as are living at my death, and the principal shall then be distributed absolutely to the persons then receiving income from such trust in proportion to their respective interests in the income. FOURTH: Soendthrift Provision. Until distributed, no gift or beneficial interest shall be subject to anticipation or to voluntary or involuntary alienation. FIFTH: Death Taxes. (a) All death taxes (and interest and penalties thereon) imposed as a result of my death upon property passing under my Will and upon proceeds of insurance on my life, kwf- -' PAGE THREE OF TEN PAGES but not otherwise, shall be paid out of the principal of my residuary estate, each share thereof, whether outright or in trust, to bear a pro rata portion of such taxes. SIXTH: Administrative Powers. My Executor and Trustee shall have the following powers in addition to those conferred by law until all property is distributed: (a) To retain any real or personal property (including stock of the corporate Trustee, if any, or of a company controlling it) in the form in which it is received. (b) To sell at public or private sale for cash and/or credit, to exchange, and to lease for any period of time, any real or personal property and to give options for such sales, exchanges, or leases. (c) To purchase all forms of property, including but not limited to stocks, bonds, notes and other securities (including stock of the corporate Trustee, if any, or of a company controlling it), common trust funds and real estate, or any variety of real or personal property, without being confined to so-called legal investments and without regard for the principle of diversification. (d) To purchase securities at a premium or discount and to charge such premium or credit such discount to principal or income. (e) To exercise any option arising from the ownership of any investment; to join in any recapitalization, merger, reorganization, liquidation, dissolution, consolidation or voting trust plan affecting any investment; to delegate powers with respect thereto; to deposit securities under agreements and pay assessments; to subscribe for stock and bond privileges; and generally to exercise all rights of security holders. (f) To hold property unregistered or in the name of a nominee. (g) To mortgage, divide, alter, repair and improve real property and generally to exercise all rights of real estate ownership. (h) To distribute in cash, in kind, or partly in each, and to cause any share to be composed of cash, property, or undivided fractional shares in property different in kind from any other share. kwf- PAGE FOUR OF TEN PAGES (i) To compromise claims by or against my estate or any trust hereunder, including but not limited to tax issues and disputes, without order of court or consent of any party in interest and without regard for the effect of such compromise on any interest hereunder. (j) To borrow money and to pledge any real or personal property as security for the repayment thereof. (k) To buy real and personal property from my Executor, and to lend money to my estate upon such terms and conditions as my Trustee deems advisable, even if an Executor is also a Trustee. (I) To apply income for the benefit of any incapacitated individual to whom income mayor must be distributed for any reason during the period of incapacity. Income not so applied shall be accumulated, invested, and if not sooner applied, paid to such individual upon gaining capacity or to his or her personal representative if he or she dies before gaining capacity. (m) With respect to a principal share vesting in a beneficiary who, in the opinion of my Executor or Trustee, is incapacitated by reason of age (other than minority) or illness (mental or physical) when such share vests in him or her: to hold the share during his or her incapacity and to invest the share and all accumulations thereon; to apply so much of the income and principal as my Executor or Trustee deems advisable for such beneficiary's benefit for any reason without considering other funds available to him or her; and to deliver the balance of principal and income to the beneficiary at such time as he or she gains capacity. In addition, at any time to pay the entire share to the guardian of the estate of the incapacitated beneficiary to hold for his or her benefit. The receipt of a guardian or such other person as may be selected by my Executor or Trustee to receive a distribution under this subparagraph shall be a full and complete discharge to my Executor or Trustee. (0) To apply expenses of my estate permitted as income tax or estate tax deductions and to value my estate for estate tax purposes by any method permitted, without adjusting between income and principal for any effect thereon. (p) Whenever Trustee determines that the size of any trust does not warrant the cost of continuing it, or that its administration would be impractical for any other reason, to pay the principal without further responsibility to the income beneficiary, subject to the /<. to. .~ f PAGE FIVE OF TEN PAGES provisions of subparagraph (m) or Paragraph TENTH; provided, however, that no Trustee shall participate in any decision to terminate any trust of which he or she is a current income beneficiary hereunder. (q) To pool the assets of all separate trusts under Paragraph THIRD for investment purposes, allocating to each such trust an undivided proportionate interest in the pooled assets. (r) To merge any trust hereunder with any other trust held by Trustee whether created by me or by any other person by Will or Deed, if the trusts are for the primary benefit of the same persons and contain substantially similar terms. (s) To employ accountants, agents, investment counsel, brokers, bank or trust company to perform services for and at the expense of my estate or any trust or trusts hereunder for which such services are performed and to carry or register investments in the name of the nominee of such agent, broker, bank or trust company. The expenses and charges for such services shall be charged against principal or income or partly against each as my Executor and Trustee may determine. My Executor and Trustee are expressly relieved of any liability or responsibility whatsoever for any act or failure to act by, or for following the advice of, such accountants, agents, investment counsel, brokers, bank or trust company, so long as my Executor and Trustee exercise due care in their selection. The fact that an Executor or Trustee may be a member, shareholder or employee of any accounting, investment or brokerage firm, agent, or bank or trust company so employed shall not be deemed a conflict of interest. Any compensation paid pursuant to this subparagraph shall not affect in any manner the amount of or the right of my Executor or Trustee to receive commissions as a fiduciary. SEVENTH: Administrative Provisions. (a) A beneficiary's incapacity shall be determined solely by my Trustee. The incapacity of a beneficiary who is also a Trustee shall be determined solely by my other Trustee. No Trustee who is also a beneficiary hereunder, if incapacitated in the opinion of my other Trustee, shall participate in any decision to apply income for his or her benefit. (b) No Trustee hereunder shall participate in any decision to pay income or principal to or for the benefit of himself or herself or any individual whom he or she is legally obligated to support. PAGE SIX OF TEN PAGES KW'f- (c) The receipt of any recipient of an item to hold for, or any payee of a payment for the benefit of, an incapacitated beneficiary shall be a complete discharge to my Executor and Trustee. EIGHTH: Power of Aooointment. I decline to exercise any power of appointment given to me under any Will, Codicil or Deed of Trust. NINTH: Definitions. (a) The words "Executor," "Trustee," "Guardian" and "Custodian" when used in this Will shall include all genders and the singular and plural as the context may require. (b) The word "descendants" when used in this Will shall include adopted persons adopted before age twenty-one and their descendants. (c) The words "incapacitated" and "incapacity" when used in this Will shall refer to an inability to use funds by reason of age or illness (mental or physical). (d) When a "per stirpes" distribution of income or principal to a designated individual's descendants is provided for under this Will, such income or principal shall be divided into as many equal shares as there are then living children of such individual and then deceased children represented by descendants then living, and each then living child shall receive one share, and the share of each deceased child shall be divided among his or her descendants in the same manner, repeating this pattern with respect to succeeding generations until all shares are determined. (e) Paragraph headings in this Will are for reference only and shall not affect the meaning, construction or effect of this Will. TENTH: Custodian. (a) I appoint such individual or corporation (including a fiduciary serving hereunder) as is designated in writing by my Executor as Custodian for (i) any beneficiary who has not attained age twenty-one (21) at the time an interest is distributable outright to him or k tv 1-- PAGE SEVEN OF TEN PAGES her under this Will, and (ii) except to the extent a valid appointment of a Custodian has otherwise been made, any person who has not attained age twenty-one (21) at the time an interest is distributable outright to him or her as the result of my death from any other source. Such appointment shall be deemed to be made under the Uniform Gifts to Minors Act or Uniform Transfers to Minors Act then in effect in: 1. The jurisdiction in which I am domiciled at death, or 2. The jurisdiction in which the beneficiary is domiciled, or 3. The jurisdiction of an existing Uniform Act custodianship for the minor. The selection among the foregoing shall be made by my Executor, in my Executor's absolute discretion. (b) If the applicable Uniform Act in the governing jurisdiction permits the postponement of distribution to an age beyond age twenty-one (21) if so directed in the governing instrument, I hereby direct that distribution shall be postponed until the maximum age permissible under the Uniform Act. (c) If I am Custodian under the Uniform Transfers (or Gifts) to Minors Act for any Custodianship property, and no successor has been otherwise appointed, I hereby appoint my Executor (or if my Executor declines to serve, such individual or corporation as may be designated in writing by my Executor) to serve as Custodian under the Uniform Transfers (or Gifts) to Minors Act for any Custodianship property of which I am the Custodian. Upon written acceptance of the successor Custodianship, my Executor (or such designee) shall be authorized to take custody of any such property. ELEVENTH: Executor and Trustee. I appoint my son, THOMAS E. FREDERICK, Executor. If my said son, THOMAS E. FREDERICK, fails to qualify or ceases to act for any reason, I appoint my son, THEODORE C. FREDERICK, III, Executor. I appoint FINANCIAL TRUST SERVICES COMPANY, or the successor to its trust business, Trustee under Paragraph SECOND. My Executor and Trustee shall not post security in any jurisdiction. My corporate Executor and Trustee, if any, shall receive compensation for its services hereunder in accordance with its Schedule of Fees in effect from time to time during the period over which its services are performi~ W' :::r-- , PAGE EIGHT OF TEN PAGES Executed this li day of '"fv1 (JIJt;c..J-- , , 1999. J\~"" W, Y ~ (SEALI "KATHRYN FREDERICK ~ The preceding instrument, consisting of this and nine (9) other typewritten pages, each identified by the signature of the Testatrix was on the day and date thereof signed, published and declared by the Testatrix therein named as and for her last will, in the presence of us, who at her request, in her presence and in the presence each other have subscribed our names. .') /.. A . , . ",'J-' -. --. " -.-). 1--1--r.;c;(~ , COMMONWEALTH OF PENNSYLVANIA : ss COUNTY OF CUMBERLAND We, i V'C v\ and Con.., I e S tr; -t-t witnesses whose names ar signed to the attached or foregoing instrument being duly qualified according to law, do depose and say that we were present and saw the Testatrix sign and execute the instrument as her last will; that she signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; and that to the best of our knowledge, the Testatrix was at the time 18 or more years of age, of sound mind -"r no constraint or undue influence. Y~J /'l . ~.~ .,-v'" c.... ) ~ / ~--r/ / PAGE NINE OF TEN PAGES Sworn and subscribed to .# before me this 3) day of /}r(.b,;'U.h , 1999. NOTARIAL leAL KAREN fl. BYERS, NOTARY PU8UC CARUIU! BORD, CUM8l!RLAND CO., PA MY COMMI88ION EXPIRES MARCH 18,2003 ~~~ Notary Public COMMONWEALTH OF PENNSYLVANIA: : 55 COUNTY OF CUMBERLAND I, KATHRYN W. FREDERICK, whose name is signed to the attached instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my last will; that I signed it as my free and voluntary act for the purposes therein expressed. ~~- W.'1~ KATHRYN W REDERICK ft Sworn and subscribed to and acknowledged before me this 3/ day of ~-z.-U') 1999. ~~i ~~ NOTARIAL lEAL KAREN fl. BYERS. NOTARY PUBLIC CARUSLE BORa, CUMBERLAND CO., PA MY COMMII8ION I!XPlAES MARCH 18,1003 PAGE TEN OF TEN PAGES