HomeMy WebLinkAbout06-634440.
PHELAN HALLINAN & SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000 143100
CITIMORTGAGE, INC
1000 TECHNOLOGY DRIVE
MAIL STATION
OTALLON, MO 63368-2240
V.
JOSEPH A. HILL
ANNETTE M. FETROW
A/K/A ANNETTE M. SHIELDS
385 SHERWOOD DRIVE
CARLISLE, PA 17013
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff TERM NO.Q/b -4,25t/' OWC"
CUMBERLAND COUNTY
Defendants
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your defenses
or objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 143100
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM
THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
File 4: 143100
4
Plaintiff is
CITIMORTGAGE, INC
1000 TECHNOLOGY DRIVE
MAIL STATION
OTALLON, MO 63368-2240
2. The name(s) and last known address(es) of the Defendant(s) are:
JOSEPH A. HILL
ANNETTE M. FETROW
A/K/A ANNETTE M. SHIELDS
385 SHERWOOD DRIVE
CARLISLE, PA 17013
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
On 06/30/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to COMMERCE BANK/HARRISBURG, NA which mortgage is recorded
in the Office of the Recorder of CUMBERLAND County, in Book: 1873, Page: 33. By
Assignment of Mortgage recorded 07/08/2004 the mortgage was Assigned To PLAINTIFF which
Assignment is recorded in Assignment Of Mortgage Book No. 709, Page 3627.
The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 07/01/2006 and each month thereafter are due and unpaid, and by the terms of said
mortgage, upon failure of mortgagor to make such payments after a date specified by written
notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible
forthwith.
File #: 143100
A.
6. The following amounts are due on the mortgage:
Principal Balance $95,343.05
Interest 2,679.76
06/01/2006 through 10/30/2006
(Per Diem $17.63)
Attorney's Fees 1,250.00
Cumulative Late Charges 126.36
06/30/2004 to 10/30/2006
Cost of Suit and Title Search 550.00
Subtotal $ 99,949.17
Escrow
Credit 0.00
Deficit 155.49
Subtotal 155.49
TOTAL $ 100,104.66
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If
the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency
Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as
required by the mortgage document, as applicable, have been sent to the Defendant(s) on the
date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because
Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit
counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance
Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds
$50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 100,104.66, together with interest from 10/30/2006 at the rate of $17.63 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of
the mortgaged property.
By: /s/Francis S. Hallman
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
PHELAN A1LLIIN,AN,& SCHMIE , LLP
I , / jL9&1t_--
File #: 143100
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land situate in Middlesex Township, Cumberland County, Pennsylvania, bounded and
described in accordance with Final Subdivision Plan for Lynell W. Wolf prepared by Thomas Alvin Neff, Registered
Surveyor, a copy of said Plan dated April 24, 1978 being recorded in the hereinafter named Recorder's Office in Plan
Book 33, Page 21, as follows:
BEGINNING at a point in the original center line of Thirty-three (33) feet wide Township Road T-503 known as
Sherwood Drive at the dividing line between Lot No. 2 and land formerly of W. Narehood, now or formerly of Dennis E.
Major; thence from said point at the Place of Beginning along said dividing line between said Lot No. 2 and said land now
or formerly of Dennis E. Major, South 22 degrees 54 minutes 50 seconds West, a distance of one Hundred Ninety-seven
and Seven Tenths (197.7) feet to an iron pin; thence still along said dividing line South 22 degrees 52 minutes 50 seconds
West, a distance of One Hundred Seventy-two (172) feet to an iron pin at corner common to said land now or formerly of
Dennis J. Major and said Lot No. 2 and Lot No. 3; thence along the dividing line between said Lots 2 and 3, North 14
degrees 06 minutes 05 seconds West, a distance of Two Hundred Forty-one and Five Hundredths (241.05) feet to a stake;
thence still along said dividing line between said Lots Nos.2 and 3, North 17 degrees 35 minutes 20 seconds east, a
distance of Two Hundred Five and Eight Tenths (205.8) feet to a point in the original center line of Thirty-three (33) feet
wide Township Road T-503 known as Sherwood Drive; thence along said original center line of Thirty-three (33) feet
wide Township Road T-503 known as Sherwood Drive, South 57 degrees 30 minutes 20 seconds East, a distance of One
Hundred Sixty-six and Forty-four Hundredths (166.44) feet to a point at the Place Of BEGINNING.
CONTAINING 1.001 acre and being all of Lot No. 2 as shown on said Final Subdivision Plan for Lynell W. Wolf dated
April 24, 1978, recorded as aforesaid.
BEING the same property which Lynell W. Wolf and Edith V. Wolf, husband and wife, by Deed dated June 13, 1978 and
recorded June 13, 1978 in the Office of Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book
'V' Volume 27, Page 748, granted and conveyed unto Ray E. Wert and Doris J. Wert, husband and wife, Grantors herein.
PROPERTY BEING: 385 SHERWOOD DRIVE
File #: 143100
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for PLAINTIFF
in this matter, that Plaintiff is outside the jurisdiction of the court and or the Verification could not
be obtained within the time allowed for the filing on the pleading, that he is authorized to make this
verification pursuant to Pa. R. C. P. 1024 ( c ) and that the statements made in the foregoing Civil
Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and
correct to the best of his knowledge, information and belief.
The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S.
Sec. 4904 relating to unsworn falsification to authorities.
FRANCIS S. HALLINAN, ESQUIRE
Attorney for Plaintiff
DATE: J. V4
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CASE NO: 2006-06344 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIMORTGAGE INC
VS
HILL JOSEPH A ET AL
BRIAN BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
HILL JOSEPH A the
DEFENDANT
at 2026:00 HOURS, on the 1st day of November , 2006
at 385 SHERWOOD DRIVE
CARLISLE, PA 17013
ANNETTE FETROW, WIFE
by handing to
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 18.00
Service 4.40
??
Affidavit .00
Surcharae 10.00 R. Thomas Kline
32.40,/ 11/02/2006
Iarb4iOG PHELAN HALLINAN S HMIEG
Sworn and Subscibed to By:
A
before me this day Deputy Sheriff
of A. D.
r, r
CASE NO: 2006-06344 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF' CUMBERLAND
CITIMORTGAGE INC
Vs
HILL JOSEPH A ET AL
BRIAN BAR.RICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
FETROW ANNETTE M AKA ANNETTE M SHIELDS the
DEFENDANT , at 2026:00 HOURS, on the 1st day of November , 2006
at 385 SHERWOOD DRIVE
CARLISLE, PA 17013
ANNETTE FETROW
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 6.00
Service .00
Affidavit .00
Surcharge. 10.00 R. Thomas Kline
.00
16.00? 11/02/2006
la ?04 f 8f. 1 PHELAN HALLINAN S MIEG
Sworn and Subscibed to By: i4l?
before me this day Deputy Sheriff
of A. D.
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Attorney For Plaintiff
CITIMORTGAGE, INC
Plaintiff
vs
JOSEPH A. HILL
ANNETTE M. FETROW
A/K/A ANNETTE M. SHIELDS
Defendant
: I Court of Common Pleas
Civil Division
CUMBERLAND County
No. 06-6344 CIVIL TERM
TO THE PROTHONOTARY:
PRAECIPE
X Please withdraw the complaint and mark the action Discontinued and Ended without
prejudice.
Date: October 20, 2009 PHELAN HALLINAN
By:
Lay ce T. Phelan, , Id. 22 5
ancis S. Hallin nEsq, o. 62695
Daniel G. Sc o62205
Michele M. B ord, No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
PHS# 143100 Attorneys for Plaintiff
FILED-
?Py
2009 OCT 2 1 s ;16 : ; i