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Home My WebLink About06-6468 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: DC. - ~L.fl% (!l<J~L ~~ vs. COMPLAINT IN CIVIL ACTION CHRISTIAN L JANOWSKI Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warrnbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05467951 C A Pit CXC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No CHRISTIAN L JANOWSKI Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 ~ COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851 JERICHO TURNPIKE #190 SYOSSET , NY 11791 . 2. Defendant is adult individual(s) residing at the address listed below: CHRISTIAN L JANOWSKI 309 W RIDGE ST CARLISLE, PA 17013 3. Defendant applied for and received a credit card bearing the account number 5291152089795633 . 4. Defendant made use of said credit card and has a current balance due of $10902.40 f as of October 12, 2006 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from October 12, 2006 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , CHRISTIAN L JANOWSKI , INDIVIDUALLY , in the amount of $10902.40 with continuing interest thereon at the rate of 25.900% per annum from October 12, 2006 plus costs. /~ ~------- This law firm is a debt collector a t mpting to collect this debt for our client and any information obtaI ed will be used for that purpose. L.P.A. 2718 ."" " Your account is delinquent. We want to help! Capifa'One' Account Summary Previous Balanct Pavmems.. CrediTs and Adjustments T r~nsactlon.." . Financf Charge~ $5.664.67 $.00 $70.% $126.59 ]'\;ew Balance Minimum Amoum Dut Paymrm Due Date $5.g61.26 $5.g61.26 September 15, 2003 Total CredIT Line T ota] A vailabl, Credi, Credit Line for Casll Available Credit for Cash $5,000 $.00 $5,000 $.00 At your service T (' call Cu..~(lmer Relatiom or t(1 report 8 lost (of stolen card: 1-800-903-3637 Send paymd'lt:. w Ann: Remim.Iice Processing Capiul Ont Service P.O. Box 85147 Richn..:.nd.. V A 23271c Send inquiri~ to' Capital One SeJ"Vice P.O. Box 85015 Richmond.. VA 23285-50L~ lmponant Account Information Did You Know? Capital One offers more than just credit card products. With more than 47 million accounts.., Capital One provides valuable financial solutions- induding auto Joans., personal loans.. CDs.. money marh! accounrs and mort- ro one out of every thref homes in the U.S. " <C ro <C. '-':7 To protect your credit with us, you need to make a payment. ....) We can help-but only if you call us. ....:~. When you call, you can make a free check-by-phone payment. Return your account to good standing. It's up to you to take the first step. Call us! 1-800-479-7231 014-1102 GOLD MASTERCARD ACCOUNT 5291-1520-8979- 5633 JUL 16 - AlIG 15.2003 Pag' 1 of 1 Payments, Credit.' and Adjustments Transactions 16.1UL 15 AUG IS AllG OVERLIMIT FEE CAPITAL ONE MO"'T'& Y MEMBER FEE PAST DUE FEE You were assessed a past due fee of$3S.0C on 08/15/2003 because your minimum payrnenrwas not received br the due date of 08/15/2003. T c avoid this fee in the future, WE' recornme-nd tha1 YOU allow at J~ast 7 bu.nness days for your payment to reach Capital One. F'mance Charges EXHIBIT I L Pleil.Jf.ffi' revmF ,;Ukf(J'r importanl i11/urmtdion ~arT:JPR.lI'ng 15.9(1% 15.90% " '" ,.., 00 '" o ~ !!!!!!!!!!! - - - PURCH..\$ES CASH &JUmu Tail Prrioail llf1>iidt, ffiA\~f ou $2<;.0(; b.OC 35.0C $~4.13 532.4f $4.279.04 .07096% S1.475.83 .070%91. A."<NUA.L PERCENTAGE RATE applied this period 25.90% CapltalOne' ,. PLE.ASE RETUR"< PORTION BELOW WITH PAYMENT. ,. 0000000 0 5291152089795633 15 5861260075005861264 Pleasr prm! mailing adJrlSS (11Ul'Ur l-f1!ilii chmt["ts b~iO'rJ.1 mm.r ;'iru or- i>i/UT. ;"'1:. Nev. Balance :rv1inimUIIl .-\mOUn! Out Payment Due Date $5,861.26 $5.861.26 September 15.2003 T ota] enclosed Account Number: 5291-1520-8979-5633 -, Capital One B~~k P.O. Box 85147 1.1,,1,,1,1,1,1,1,,1,1 Richmond, VA 23276 1.,1,1,.11".1,11...1.11"11,..11..,11".11...11,,,11,..11,,,1 Ap___t Cl;\, Stat~ n :-::,-m~ Phon- Alternllv PnDr,~ tj, E..'lni1Acidree~ #9022896301289456# MAIL ID ~uM3ER Ch~ISTIAN L JANOWSKI C/O BETTER BUDGET FINANCIA 800 CUMMINGS CTR STE 152l\. BEVERLY ~ 01915 r Hfi Please writeyoU1' tUcourzt numb~ 017 your thed:. Qr mon~' t1rder made payabh to Capita] One Bank and mail in the rodared en"lJtiope. J <]-fC~71' c;j ? C.... .;>L--)(- - - - - - - ~ ~ - - - - - - - !!!!!!!! - - !!!!!!!! - !!!!!!!! - - - - - = ~ @ 2002 Capital One Services, Inc. Capital One is a federally registered service mark. All rights reserved. - - - !!!!!!!! - - - - - ,. How To Awid A Fnance Chwga. t II Grace P__. You will havf> ~ minimum graet' period oi . 2S days wtthou'; finance chltrge on new purchases, neYi balancle transfers, new special purchases and new other charges i1 you DB\, YOUI tOla' -New Balance", in accordatlCf' with the Importam NotiCf' tOl pllvmentS belo~' Bnd ill time tor il \(> be cledited bv Vour neXl statemenl dosing date, There is no grace penoO or, cast, advsf'lCeS and special trll~sler:s, In addition, then:' is no pracE period on anv transaCtion Ii voo do no: pa,~ the 10ta! -New oalance." t: Ac~ Fin3nce Ch8l"9R. T fBns8ctions whiCh are nol subjeCt 10 8 grace period IIle assessed finance charge 11 trom the date of the transaction or 2) from the date the transaction is processed 10 your Account or 3) 1rom the first calendar daY' of the curren1 billinQ period. Additionally jj vou did not pay the "New Balance. from the previous billing period in full, finance charge~ continue to BCCHJf T( your unpallj balan~ Ullil the unpaid balance is plIid in tul: This means that '(00 may Still owe finance charpes, ever, if you po.... the entire Nell\' Balance indicated orl tilt< from of vour S1atement by the next stalemen1 clOSing date, but did nOt do so tQl the previous month Unpaid finance charges are added to the applicable segment of your Account t c Minimum F.....ce Ch.-ge. FoI ellen billing period that YOUf accoum is s.iJjeet t(l e finance charge, a minimum total FINANCE CHARGE 01 $0.50 will be imposed. If the total finance charge resutting from the application 0\ your periodic ratels) is less than $0,50, we will Sl.btraet that amoum trom the $0.50 minimum and the difference will be t d. ~~eR:':= ~e~::::ao~~c~~eServe the nght to nnt assess any 0, all finance charges to! any gIven billing period. 2 Aver.ge Daitv BaWlce IIncU:ling Mew PlrChaSItSI. 8; Rnance charpe is calcuiated bv mUltiptyi~ the daily balance 01 each se~ent of your sccount ~e.g., cash advance, purcha9E:. special transter, and special purchase) by the correspondinQ daily periodIC ratels) tha, has been previouslv disclosed to you. At the end of eadl da~' during the billing penod, we apply the dailv periodic ratE' for elld, segment 01 yOUT accoum to the dally balance ot eaCh segment. Then aT the end oj the billinQ period, we l:ldd ~ the resUltf\' 01 thoae daily calculatiorn. to aTrive al VOU! periodic finance charge tor e8ch segment. We add up the results from each segment to arrive 8t the- lotsl periodiC finance charge tor vour 8CC01J)L To get the dailV balance for eact1 segment 01 your accoum, we take the beginnin{l balance tor each segment and add anv new transaCtions and any periodic t1nanc~ charge calculated on the previous dBV'E balance tOI that segment, W", then subtract any pavmems 01 credits posted u of thai day that are allocated to that segment This {lives us the separate dllllv balance lor each segment 01 your accoun~, However, if you paid tnt; New Balllnc~ shown 00 yOU! previous st8temem in full (O~ ii your new ballmce was zero 01 B credit amount). new transactions whicl'< post to yoU' purchase Ot special purchase segments arp not adelec to the dailv balsnces We calculate the avera~ dally balance b..... aOOng all The oaU\, balances together and diviclirl{l tht: sum by the number oj the days in the current billing cycle, To caiculate yOlJltotai finance charge, multiplv yoor average daily balance by the daily periodic rate and by the number of days in the bilhn{l penod, Due to rounding on a daily basis, there may be B slight variance between this c-.alculBtion and Th~ amOllnl o~ finance chalge actually assessed b If the code Z or N appears on the hon' of this statemen, nex1 1() -Balance Rau: Applied Tc: we multiply the Bveraoe dailv balance 01 Bact) seament bv \lour month!.. penodiC rate. To obtain the average daily b!llance for the bilh"Il penod covered bv mis statement, WE take the begtnnmp balance of ellch segment each oa'l, add any new transactions to eactl segment, and suotraC1 any payments or credits. (11 the code N appear~ or the front 01 tnrs stlnemem ner. to "BalancE' Rate Applied To: we also swuaC1 an... unpaId fmance charge included in the balance 01 each segment.) This gives us the daily balance of each segment. Ther" we add up ai, the dsli,!, balances to~ cacti segment tor the billing period and civide by the Total number 01 days in the billing period, This gives us the average daiiy balance of cact, segmem 3 Anru.1 P.c....-sI. Rma IAPR1. a. The Term "Annual Percemagf: Rate" may' apPellr a~ "APR" on the trom of thi5 statement b It the code P (Prime), l /3.mc, lIBORi, C lCertiflcate of DepOSIt}. or S (Bankcald Prime) appears on thE: front of this stlJlemertl fleX! to The periodic rate(l'll, the periodic laleS and corresponding ANNUAL PERCENTAGE RATES mav vary Quarterl,,' aoo may increase OJ clecrease based on the stated indiceE, us 10und in The Wall Street Journal, plus the margin previouslv disclosed to you These changes will tie effective on the ftrst dB\! 01 your billing period covered by your periodic Statement ending in the month5 January, April, JulV and OClohet c If the code D {Primel. F (1-mo. lIBORI or G l::>-mo USOR Repriced Monthly) appears (If". The fron1 at your statement neX1 to the periocic nne(s), the periodic rates and corresponding ANNUAL PERCENT AGE RATES may 1,181)' monthly and may increase or decreaSE' based on the STated indices, as found in The WaJJ Street Joumal, p1u~ the margin previously disclosed to you. The~ cha~'ges will be etiec1!ve on the first day of your Oithng penod each month 4 Assusment of Lilts, ~Iimit .-.d R.n.ned P-vrnenl f..1. Your accoum will be assessed no more than two of the fees listed here tha1 occu! durillljl anv billing period. Under the terms of your cUStomer apreement" vve reserve the right to waIve or nOT to assess any tees WltrlOlJt pnor OOllflcation to yoo without wanting 001 right to assess the same or similal lees 81 ~ later time 6. I Renewng yOU' Aecomt. If II membership fee appear~ Ofl the from ot this statement, you have 30 days from the date this statement was maileC to you 10 avoid paying thfi tee Of to have suer, fee credited t() you if \IOU cancel yOU! accoun-, During this period you may continue 10 use vour accounT withoU1 hRving 10 pay the membership tee To cancel \,/Our accoum, VOU must notify us by calling our CUStomer Relations [)epartmem and pey your -New Balance" in 1uI1 lexcluding the memberShip 1ee) priO! to the end 01 the thmv-C1ay period U, If You CkIse YCU' ACCOlftl. YOlI can request te, do~ VOU! aceoum b\' calling our Customer RelaTions Depanmem, You must des-noy youl cledit C8Id\SI anti aCcounl access checks, cancel all pleauthoriztld billing and cease USI~vour account, If you do not cancel preauthorized bilhnp aHangements, we will conside! lecetpt of 8 charge YOUl authonlation to reopen your account. Addltionah\" your account will nm be closed until you pll~ all amounts yOll owe us includlOQ: /inv Transactions YOll have lJIuchorized, finance charges, paS! due tees, overlimit tees. returned payment fees, cash a(lvanee tees ant:! an." other fees assessed TO yoU! accoU1t. You are responsible for these arnOlJlts whether they appeal on your aCCOUnl a, The time you requeSt 10 close the accoun: or they are incunec SlbseQuenl 10 your reQUest to close the account. This may result ir, charges appellring or. your account alte! you have reouested the aCc(lu01 to De clolmd or the reODenino 01 your accoum if it has aheadv been dosed. Fa, example i1 you authOrired a purchase from a merchant and wt> recei....f tht' uansactiorL from the merchant alter your aceoum has oeen closed, vour account \/\/ill be reopened the amoun, of the charge ""';11 tie adcled to your account and you \/\Il11 hI;' responsible to! pBlI'ffiem It then, i::; a membershIp let:' for vour accuunt, ttlt: tee wil! :.."OntiTll.k to be charged, to the eXtenl permined by JaVl.', until the accoun~ balance hilS been palo in tun as oefmed above 7 un,g Yow AcCCM.nt.Your cara 01 accoum Ca.,nOT be used 10 connection witt, anv imernet gamblirlQ trSns8ctiOf"lS BILLING RIGHTS SUMMARY (In Case Of Errors Or Questions About Y OUI Bill, 1\ VO\J thn~. yoU! bill is wrong, 01 it YOU need morE:' information on e tranSllction or bil:, lrVTIte tc us on f: separate shee' as soon as possible aT thEe address tor inquiries shown Ofl the lronl 01 this statement, Wr: must heal trom vou no later than 60 OlIys aher we sent VOlJ the first bill on which the error Of probl~ appeared. You car, call our Customer Relations numbel, bUT doing so wil: not preserve VOU! nghts In your lencl. give us the follOWIng intormation: YOUl name and account number, the dollal amount of the suspected enOL a description of the error and an explana1ion. it possible, 01 why you believe there is an error; or if you need more informatior: II description of the ilem you are unsure aoout You do n01 have to pay any amount in queStion \M)ile we afe investigating it. bUt you are stit! obligated to pav the pans 01 ~ur bill that are nm in Question. While 'ol'\Ie invesrigBte VOU! question, we cannot report you as delinquent 01 take any action 10 collee; the emount you Questron t ,t Special Ruie For Credit Care Purchases If you haVE' a problem with the ~liTV of propenv or services thaI you purchased with a credi, card and yQlJ have tiled In good taith TO correCl the problem witr. the melchan\, yOU may h81fe the right not 10 pay the leml:liniog amoum due orl tht: plooeny or servtces. You have this plotection only when tIle purchllS€ price was more than $50.00 and the purchase was made in your home state or within 100 miles 01 your mailing address (If we own or operate the merchant, or it we mailed \IOU the advertisemem tor the property or services, all purchases SIE covered regarciess 01 amoum or locatIon of purchase.) Please remember to sign all correspondence t Does nol apply to consume, "on-croon card 8CCovnlS t Does no: appl}' 10 business ncm-credi1 earn accounts Capital One $l4lpons informalion rrivac~' protection: see ow web$1t' a! www.capitalorl€.com C!lpital One is Q le08lally regl~eled service mark of Capital One l=inancial Corpor81ion, All rights reserved, c: 2008 CaprtalOne 01 L.G LBAK Important Notice: Your payment will be credited to your account as of the date we receive It, prOVided you send the bottom portion of this statement and your check in the enclosed remittance envelope, and your payment is received in our processing center by 3 p.m. Payments addressed to our Virginia or Georgia processing center must be received on a business day by 3:00 p.m. ET. Payments addressed to our Washington processing center must be received on a business day by 3:00 p.m. PT. Please allOW at least fIve (5) business days for postal delivery_ Payments received by us at any other locatio!": or in another form may not be credited the same day we receive them. Our business days ar€ Monday through Saturday, excluding holidays. Please do not use staples, paper clips, etc. when preparing your payment. io C c " '- c c ~. .., 68164F- "" Your account is delinquent. We want to help! . f\'- \a",e~\. ~\\ \od?o~. CapitalOne' Account Summar\' Pr~vious Balance Payments, Credits and Adjustments Tran~LtlOnS Finance Charge:; S5,~61.26 $.00 $70.00 $130.97 Nr~ Balance Minimum ArnouOl JUt' Pa:vmem: Due Datr S6.062.23 $6,062.23 October 15. 2003 T oral Credit Line T Ola! A ..ail ahl e Credit Credit LIne for Cash A ..ailable Credit for Cash $5,000 $.00 S5,OOO $.00 At your sel"\'icc To call Customer Rclatiom or v. report II lost or ~toler1 card. 1-800-903-3637 St-nd pavmeIJu to: Ann: -R~n.a.nce Proc.esult:: Capital DIlt" Service . P.O. Box 85147 Richmond. VA 2327t- Send inquiril':> to: Caprtal One Servjce P.O. Box 85015 Richmond. VA 23285-5015 Important Account Information Did You Know? Capital One offers more than just ot>:dit card producrs. \\>~1th more than 45 million accounu., Capital One provides valuable financial solutions - including aUK loans.. personal loans., CDs.. money rnarke~ aecaunn: and mOTe - fe, ~ne eu!: of eve:." three hom~s in tht lJ .5, (f. "' '" S '" .-.j- To protect your credit with us, you need to make a payment. ....1. We can help-but only if you call us. .<~ When you call, you can make a free check-by-phone payment. Return your account to good standing. It's up to you to take the first step. (aU us! 1-800-479-7231 014-1102 GOLD :\1.ASTERCARD ACCOUNT 5291-1520-8979- 5633 ALlG 16 - SEP 15. 2003 Page] of 1 Payments, Credits and Adjustments T ransactiOIl5 16AUG 15 SEP 15 SEP OVERLIMIT FEE CAPITAL ONE MONT1-JL Y MEMBER FEE PAST D:TE FEE $29.00 c.oe 3j.OC You were assessed a past due fee of $3j.OO on 09/15/2003 becaUSt your minimum payment was not received bv the- due dare of 09/15/2003. T (J avoid this fee in the future, we recommend that vou allow aT l;ast 7 business days for your payment to reach Capital One. . F'manee Charges PiellJe Jet" T{!':IOJt" sidefor importanf information PURCHASES CASH Baian.r:c ratt Pt:rWJ"~ appiyJ!c S4.444.93 .070%% SI508.... .07096% ~~f Corr~Jmc 25.9"" 25.9"" S'9i.78 133.19 ..... "lNU AL PERCENT AGE RATE applied this period 25.90% CapifalOne' T PLL",SE RETUR1\ PORTIOI\ BELOW WITH PAYMEl\T. T 0000000 0 5291152089795633 15 6062230075006062230 Pitas( prin: maiiin:: tuiJrw and/or t-m.aii cmmgtS bdO'Ul using biUL or ;'wi. ink. New Balance Minimum Amount Due Payment Due Date $6.1J62.23 $6,1J62.23 October 15, 2003 Total enclosed Account Number: 529] -1520-8979.5633 .., Capital One Ba:1K P.O. Box 85147 Richmond, VA 23276 1"1.1"11,,,1.11,,,1,11,,11,,,11,,.11,,,11,,,11,,,11,,,11,,,1 1,1,,1,,1,11,,1,1,,1,1 S!ne: A';Jt.i '::Ir;.' Sum Zl? 1-jnm~ ?hClnl Aitf.'rn;l.t~ Ph~':lt E.rnai:Adcir~: cO '" o '"' '" o - ~ ~ - #9025996301289451# MAIL ID NUMBER CHRISTI~~ L ~~OWSKI C/O BETTER BL~GET FINANC:A 800 CUMMINGS CTR STE 152? BE\~RLY MA 01915-6172 11I,,,,,.11I,1.,,,,11,1,1,,11,,,,,11I,,.1.,1,1,1,,11,.1,,11,,1 r - - - PlellJf' write YOU'! tucount numbm- on yoU'!' theek or monf!)' orae mtuie pO'Vabir to Cop:ta.' Un, Ban~ and mail ir. the mciOJeo' en'1,eiopt, - - - - - - - = !!!!!!!!!! !!!!!!!!!! !!!!!!!!!! - - !!!!!!!!!! - = !!!!!!!!!! - - - - !!!!!!!!!! =, - - - = !!!!!!!!!! - - - !!!!!!!!!! - - - - - It 2002 Capital One Services, Inc. Capital One is a federally registered service mark. All rights reserved. 8 1. iirM To Avoid A F.,...ce Ch-va. t 11_ Gr~. PwlDd, Yoo win hsve c minimum grace period 01 25 GaVS 'NIthoU' finance charpe on new purchases, ne,^ b8~ance transfers. new special purchase6 artd ne,^ other charges i1 VOl! pay your lotal "New Balance". in 8ccordllf"lOl' with the lmponsn1 Notice tor payments below, and in lime 10r it LO be cledited bv your neXl SHl1emem closing date_ There is no grace period on cas/l advances and special transfers in addition, there is no grace period 0f1 any transaction if you do n01 PB\' the lotal "New balance." C Accn.*1g FIna'\Ce aurva. Transactions which are nol subject 10 II grace peliOd are assessed finance charge 1; from the (Ulle 01 the transaction or 2) from the date the transaction is processed to YOU' A~coum 01 3~ from the fHSt cs~enclar dBy of the current billing oeriod_ AdditionahV il you die! IlO1 pay the - New Balance" trom the previous billing pellod in tull, finance ch8rge~ continue 10 accrue w your mp.aid balance until the unpaid balance is paid in full This means that you ma\ still owe finance charpes. even if you pay the entire New Balance indica1ed on the from of your statement bV thE next statemem closing date, but did nOT do so 101 the previous month, Uf"l)8id finance charges are added to the applicable seQ01em of your Account t c Mnmum FlnWlCe ~. For each billing period that your accoum is Slt>jeCl 10 8 financ€ charge. a minimum Total FINANC[ CHARGE of $0.50 will De imposed. If the total finance charge resulting from tne applicstiOf'. of your penodic rate(s} IS less than $050. we wll SlbuaCT that amount trom tilt $0.50 minimum anG the difference will be billed 10 the purchase segment of your accoum t c. T.fI1Ml'"WY R..a.et.... in Fn.nce D"lqe. We reserve the right 1(1 not assess anV Ot all finance charges 10r any given billing period. 2. Avw.. OaIity Balance Uncluding New Pu'ohasesj. I a Rnance charge ;s calculated bV mUltiplying the daily balance 01 each segmenl 01 your 8Ccoum (e.g., cash advance purcha~. special trans1er. and special PUldl8se\ by the corresponding dailV periodic rate(s; lhat has been previously disclosec to you. At lhe end 01 eaCh day durirlf: tile billing period. we applv the daily periodic rate lor eact; seyment 01 vour accourrt te trlt< daily balancE' 01 eact) seQmerr.. Then at the end of lhE' billiflQ period we add ~ the results 01 mese daily calculatiom: to arriVE a1 your periodit.- finance charge tOt eaet, gegment. We add up the results trom esdl segmem to arrive a1 the total periodiC fiflllOce charge tor your aCCOlrlt. 10 gel the dally balance tor each segnem 01 your accoullt. we taKe the beglnnioQ balance lor each segmerr and add any new traosactions and any periodic finance charge calculated on lhe preYious dB'( F balance tor that segment. We then subtract any payments 01 credils posted as 01 that Oay that are allocaled to that segmen1 This (Jives us The separate den... balance fOl each ~em 01 YOUl account. Howevel, i! you paid the New Balance shown on \lOW previous sT8temem in lull (0; H vour new balance was zero or 8 credit amount). new uansactions which post to vour purchase or special purchase sepmem.s ale not added to the daily balances. We calculate the average dati\' balance b\.' adcing all the naily balances together and dlvidinp the sum by the numbel 01 the dlJys in the currem billing cycle, To calculate your lotal financE' charge, muhiplv your average daily balance by thE' daBy periodc ralE and by the number 01 0a\16 in lhe billinlj penod. Due to rounding on Ii daily basis, therf' may bE Ii sligrt varianCE between this calculation and lhe IImounl ot finance charge actually assessed b If the code Z 01 N appears Of' the front of this Slalemem neX1lO -Balanc(; Rate Applied Ta," VII'€ multipi\' the BveraDE' dailv balance ot each seamen! bv "ou' momhi\' peliodic rale, To obtain the avelag~ d8ily balance 10: the billing period covered bv thts statement. we take me begimn~ bahrnce 01 each segment eact. dll'l,', add anv new transactions tt each segment, and suotr8ct am payments or credits (It the code N appears on thE' tron: 01 tnis S1alemen1 neXltO -Balance RaTe Appliee .0: we 81so subHaC'. Bny unoaid finance charge Included in the balance of each sepment.) Tin gives us the daii\ balahce 01 each segment Ther., WE add up al: the daih' balances tOI aactl segment tor the billing period ami divide by the total number of days in the bilhng period. This givet; us the lIverage daily balance 01 eacn segme01 Amual P.C<<1t-.;le Rides rAPRI. a TIle lerm "Annual PercentagE Rate' mB,\, appear 8S . APR" on the fronl 01 This st8temenl to 11 the cooe P {Primel. L {:{-mo. UBORL C lCertiftcate oj Deposrt!. or S (BanKcard Prime) appears on the tronl 01 lhis statement neX! to the periodiC ralAIS), the periodic r8tes and correspooding ANNUAL PERCENTAG[ RATES ma." varv Qusnerl\' and mav inclease or Decrease Dased on the stated incices, 8S lound in The Wall Sueet Journal, plus the margin previously disclosed 10 you These changes will De E'ffe:::tive on the firS'! day of your billing period covered by your periodic statement ending in the monthS Januarv, April, July and October c. It the code D (Primel- F (1 +mo. UBDRI or G 13-mo. USDR Repriced Moottjy) .appears on the trom ot YOU! statemenl neXl to the penodic rate(s), the periodic rates and conesponding ANNUAL PERCENTAGE RATES may vary moothly and may increase or decrease based on the stated incices, as ft:ulCI ir' The Wall Street Joumaf, plus lhe malgin previously di8dosed 10 you These changes will De et1eCtivl' on the filst day 01 your billing period each month. 4 As~ of l8te., Ov<<lmil Md Retuned Paymenl Fees., Your account ~Il be assessed no more than t'NO 01 the 1ees listed here tha, occur during any billing period. Under the tenns 01 your cuSlomel agreement,. we reserve t~ righl 10 WSl...e Ot n01 to assess any tees W1thoUl prim notIfication to you lNIthDUl waiving our right to assess: the samE' or similar lees a1 a later time 5tR........mg You ACOCUlt. 11 8 membership tee appealS orr the trom of this stalement. vou have 3(1 d8y~ trom the dme this staTement was mailed to you to SVOId payinQ the 1ee or to have such tee crediled 10 VOL it you cancel your accoum, Ouring this period,. you may continue 10 use vow accounT withoUl having 10 pay lhe membership tee. To cancel you! account. you must notify us bv calling OUl Customer RelatIOns Depanmem and pa\" vour ~Ne,^, Balance' in 1uI1 iexcludlng the membership teei priot 10 lhe ena of the thml'-day period. 6. It YDU Cktse yOU' Account. You c=an request 10 dose your llccounl bV calling our CUSlOme! RellJUOflS Depanment. You must deS1lOv vour Cledl1 card,s) and aCCOUnl access checl'.s, cancel all preauthorized billing. and cease usin~ ,VOUr account, 11 you do nOI cancel preauthonzed billing arraogemems, we will conSider receipt 01 a charge your authouZBlion 10 reopen yOU! account Addltionallv, your accounT will not he closec until you pa y all amounlZ yoo owe us including: all'" transactions you ha....e authorizec!. finance charges. par. due tees. overtimi1 fees. returned payment tees, cash advance tees and an\ other fttes assessed to your accoum, You are responsible 101 these amOll'lts whethe' they apoear on your IICCOum: 81 the' lime \IOU reQueSl te close the 8CC01JlI 01 they are incurred SltISeQU6nt to "au' requeSt to c10Sf the accolSll. This may result in charges appearing 01'1 your account ahe! you have reauested the accoum 10 be closed or th~ reooenin<l of vour accoum if i: has tllready been closed. FiJr example if you authorized 8 purchase hom II mercham and we receive the transaction hom the melcham aher your accounl has been closed vour accounl will be reopened, the amoum 01 the charge lNili be added to your account, and vou lNill bp resporn;ible fO! pa;,lment, 11 there is .& membership tet; tOI vOUl account., the tee will continue 1(. be cllargoo, to 1t'le eXtent pennineii by IsVII, until the accoum balance has been pau: ir, full as oefined above 7 U.ng yOU' Accowrt.Vour card or accoun1 cannOl bE' used in connection wilt1 any irnernel gambling lrarlSBcrions BILLING RIGI-HS SUMMARY (lr, Case Of ErrOrE Or Ouestions About Your BilL It you funk \lOur bill is wrong. or ii you need more in10nnatior. on 8 transaction or bill. write 10 us on s separa1e shee1 as soon as possible 8t the aoclless fm inQUiries shuwn on the froot of lhis Slatement. We mUSt hear 1rom you no later than 60 davs ahet we sem you the first bill on II\Ihich the error Of problem appeared You can call our Customer Relations number. bUT doing 80 will. not preserve your n{tlts In your lener. QlVE' us The 1olloIMng intormation: your name and accolJflt number. the OOIlar amolM11 o~ the Ruspectecl eHot. II description of the error and an explanation, if possible, o~ wh,. you believe there is I an error; or it you need more information, a 0e9cription ot lhe item you are unsure aboUt. '1'00 do nol have TO pay any amount In question vvhile we are mvestlg8ting It, bUT you ale still oblig.led 10 pay the pans of your bill thaI are not in question, While we investigate your QUtlstion. we cannot ! repon you as delinquen1 or t8ke any action 10 collect the amount vou question 1, t Speaal Rule For Ctedi1 Card Purchases 11 vou hllVf' 6 problem lNIlh the QUBhtv 01 propeny or servicE$ thaI you purChaseii with 8 Cledi1 card aM you have Hied in good faith to COHee; the problem with the merchant, you may have the righl no1 10 pay the lemaining amounl due 011 lhe propen" or services You have this protection onlv when thE: purchase price was more than $50.00 and the purchase was made in 'lour home state or wilhin 1 DC, miles 01. YOU! mailing address. (11 we own O! operale the merchant, or jf we m8i1ed you the advenis6ITlerrr fot the property or services, all purchases are covered regardless of amount or 10000tion 01 purchase.) PlesK remember 10 sign all correspondence t Does no~ apply to consumer non-cred;r card lJccounts : Does no, 8Ppfy to bus;nes." rIOfi-r.redir card 8CCOIKlt.~ Capm'J1 One s~po"S informatIon pnvflc'I proteClion: see our websi:le al www.capillrlone.com Capilal One is a federally registered service mafk at Capital ()ne Rnancial Corporalion. All n~ns reserved c' 2003 Capilal One 01lGlBAK Important Notice: Your payment will be credited to your account as 01 the date we receive It, prOVIded you send the bottom portion 01 this statement and your Check in the enclosed remittance envelope, and your payment is received in our processing center by 3 p.m. Payments addressed to our Virginia or Georg~iS processing center must be received on is business day by 3:00 p.m. fT. Payments addressed 10 our Washington processing center must be received on a business day bV 3:00 p.m. PT. Please allow at leest five (5) business days for postal delivery. Payments received by us at any other location or in another form me\, not be credited the same day we receIve them. Our business days are Monday througn Saturday, excludmg holidays, Please cc. not use staples, paper clips, etc. when preparing your payment. "- ~ ~ 41095S . , ...: CD - CD ... c:::L = =1: >l\l c~ =s . iii tr.l CI)~ ~- ~ "CJ._ :;~ C,.)~ ~ ?=:: CI)~ - ~~ ftI~ :e- ~ e~ a~ =~ ftI -~ ~. CD~ "c-Cl . -<l:l"E. _.c:<l:l U UC~ CD~~ -- ~~ CD_v" rA g~ CD t:ll::: tn't:l:::, ftl::)t;: CDO'.i:::: - :.., ~ a..::::::Q.. ~ >. r3 '=' 8. n:I C:C'O ..c:: 0 ~::: _ c::c 00 o >. coo..U U ~c: ~-OCD~ c:_l"d OCll .s~(3El~Q,)(.J::;) c:..cl"d~ c."OsQ cu ::;) ~ q) l:'Cl '>:::: - .- ::::':::c")a::Ic:J "JQ..c.!)<( 0000 0000 C"oJ~c.cic:ciciNVc.cilXi ..- ...-- l:'I N N N C'J '"C .... n:I U "- CD ... en ~ :=E ...... E .s: g ~ ~ ~ c: .~ Q,) "0 E'- .0 0 ~'C_c:_12 :i= 0 C:o~.E:~ -ell) "-~,... ~~~ ~ ..c c:"'" .5 ~:::I..c:: l"d E W oC:l a;; c: CT.S!? '"CW(;icncn~(\'lU)"C c: ~ >'.9:? c: :.= ~ 'C G) ~=o==SOCl,)~ (/)(/)a:>cn_~a:cn 000000000 ""':MLri~c:ri""":e:.;Lri~ -...--...--..-...--NNC'JC'J ~ dl c.::> ~ ~ ....-I Q) rLJ ~ ~ Q ~ ...... = o ..c ns r/'J ::s I \ I 1 I I ! l j j j ]) C) I --::+- .- q VI ~~ oca ~- m~ ~5 ~~ ~-1 b"-:,J ~r r ot> :. o -~ ~S ;::E ~- cC <<1" 'OE ~~ .2"E.. <'>E iiQ> ,...'0 o~ ____I "0 C to:! (1) CD - --- .-f .-f ~ oa ~CIJ !S ' z ~ ~\.'<) OIl ~\.r o tn (1) ........ t'O ..... ~ o '+- . T-l '- - V) (1) ..... :::::I tI) o <..;l (/) Cl QJ ~ QJ ..c: -c . (1)C Cl'.>o 0.- _4-' Uttl cE (1),- (1)0 .J:- -.~ Q)- Q)tI) Cl'.>O (1)u CI'.>'- t":loQ;), (1) .J:: -- !:l..O . N .. -." . ...... .-..,-. ilfl:J LON 00 -8 3NIl 031100 :JHl9N01\f OlO~ 3S'r':i1d .... ...... -.-. .. ~ ~ ~ r-O ~ ~ 0 0 ~ ..::: u ~ 0 0 '- - ~ N - - w Vi ~ ~ .... ~ - - N ..::: ~ =::.. ....... ...... ~ "\:: CD ~ ...... - j::.) - ~ 0 Q) .... '::: 0 ....... .Q c - .- ;:: ~ ~ ~ ,... E .... ~ 0 ~ c ~ ~ OJ ~ ~ u r co 0 ('I") il) r-l c:: I""'l 0 ~ ~""R 0 -. rJ} 'J} . <V ~ l.;D ...J 0.0 < ~ qt r-- r: "'Cl 0.. 0.. c:::: .- r-- ~ ~ aJ x rl .- - W 0'\ 1i) ~ .~ 1-0 \.0 . t:: a-.. 1: ~ ri ..c::olj U") Urn "c:' 0", ji u " ~! ....- - '" g~ rrl I ~~ c- E?.. ....... ~~ c- .. E ...:t s:: a! .. - - J - . 'll. >R. gf ., - .1 ? .=q .: i - '1 ~~ .~- ~/. "- ~. VERIFICATION The undersigned does hereby verify subject to the pe alties of 18 P A. C.S. 4904 relating eJ- AME) to unsworn falsifications to authorities, that he/she is ~~ T LE) of (Jcrl[c. I O"lZ [Sa./( / 5 ' plaintiff herein, that (COMP ANY) he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his /her knowledge, information and belief. !2 /' <tl /,{iL[C{ct l-/'- l/ (SIGNATURE) WWR# D~\-I&-7/;S I 1f (J ~ ~ 0 ~ trc -~ """- c.:;;) 0 91 C>' L,--4 II G c....... w r :.::! ~ "" --.-" ~ I Vl (;-\ ( lJ.J ~ --or) ,'~ - (,) --r ::.-1 l~~ en :.0 -< SHERIFF'S RETURN - REGULAR CASE NO: 2006-06468 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS JANOWSKI CHRISTIAN L KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon JANOWSKI CHRISTIAN L the DEFENDANT , at 2050:00 HOURS, on the 21st day of November, 2006 at 309 W RIDGE STREET CARLISLE, PA 17013 by handing to CHRISTIANA JANOWSKI a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sworn and 18.00 4.40 .00 10.00 .00 32.40//'" ~ I )vle'J J6~ Subscibed to So Answers: ~/? /:~-:/ /.'~~.: ~"'4.,r .c,"'/;..'..... ., /p~,~7'-:""i:~.",:"'''~.. -:/ _, .z.:-..'::"',...::"A~ Sheriff's Costs: Docketing Service Affidavit Surcharge R. Thomas Kline 11/22/2006 WELTMAN WEINBERG REIS before me this day of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ON E BANK, Plaintiff No. : 06-6468 CIVlL TERM VS. PRAECIPE FOR DEFAULT JUDGMENT CHRISTIAN L JANOWSKI Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLClAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#0546795 J Judgment Amount $ 11536.77 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR])OSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA eIVIL DIVISION CAPITAL ONE BANK, Plaintiff vs. Civil Action No. : 06-6468 CIVIL TERM CHRISTIAN L JANOWSKI Defendant PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, CHRISTIAN L JANOWSKI above named. in the default of an Answer, in the amount of $11536.77 computed as follows: Amount claimed in Complaint $10902.40 Interest from OCTOBER 12,2006 TO JANUARY 2, 2007 at the legal interest rate of 25.9% per annum $634.37 'rOT AL $11536.77 I hereby certify that appropriate Notices of Default, as attached haw b~en mailed in accordance with PA R.C.P. 237.] on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: WILLIAM T. MOL ZA PA 1.0.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR#05467951 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And that the last known address ofthe Defendant is: 309 W RIDGE ST CARLISLE,PA 17013 . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff vs. Civil Action No. : 06-6468 CIVIL TERM CHRISTIAN L JANOWSKI Defendant NOTICE OF JUDGMENT OR ORDEI\ TO: () Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order ~r Judgment was entered against you on J ~ JL ) , '7, :;lC>CJ 7 (xx) Assumpsit Judgment in the amount of$11536.77 plus costs. () Trespass Judgment in the amount of $__ plus costs. () If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of () Court Order () Non-Pros () Confession (xx) Default () Verdict () Arbitration A ward Prothonotary BY:O~ PROtHONOTARY.. ..~ CHRISTIAN L JANOWSKI 309 W RIDGE ST CARLISLE,PA 17013 Plaintiff's address is: c/o Weltman. Weinberg & Reis Co.. L.P.A., 2718 Koppers Building. 436 7th f.venue. Pittsbu:'gh, PA 15219 1 ~888~434-0085 IN THE eOURT 6F COMMON PLE^S CUMBERLAND eOUNTY, PENNSYLVANIA CIVIL DIVISION ~AFrTAL ~N~ ~~~K Piaintift eaAl@ # Qk:0~~~~_.s.:-l~.~,::-,'E f\M eHRI~T~AN L. JANOWSKI O~:fendant(l'ii) IMPORTANT NOTleJil ~Ql GHRISTfAN L JANOWQ~I 30~ W R,II':lG~ ST CARLISLE,PA l70+3 Pate of Notic@: ~!~.~ag~C{,.c. \o'lWR#: ~S46'7~51 "-~- ..~....,,;. ,'';-, " """'"".........".,.. ,~ ~. .'. "", .' -,. ......,....<.,....". "'._' Y6U ARE IN DEFAULT BmeAqeE you HAVE F~!L~D 10 iHT$R A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE nATE OF THIS NOTICE, A JUD~MENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWY~R, GO TO OR TELEPHON~ THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU W!TH INFORMAT!ON ABOUT HIR!NG A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROV!D~ YOU WITH INFORMATION ABOUT AGENC!ES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER R~F~R~~L SERVIeE CUMaER~AND COUNTY eAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, FA 17013 (717) 249",3166 c-""). .-..-.....--:::.::> ~ ~ av; JAM~-S . .. - 4BR(1)';r-;.. 'E;SOUIltg--"--'. PA I D. #42524 WEL I WEINBERG & RBIS CO., L.P,A. 271 OFFERS BLPG, 436 7TH AVE, PITaURGH, PA lS2l9 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPIT AL ONE BANK, Case no: : 06-6468 CIVlL TERM Plainti ff NON-MILITARY AFFIDAVIT vs. CHRISTIAN L JANOWSKI Defendant The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and H1 accordance with the Servicemembers' Civil Relief Act (SeRA), 50 U.S.C. App. S 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, CHRISTIAN L JANOWSKI is not in the military service. A ffiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, CHRISTIAN L JANOWSKI is not in the military service. SWORN TO AND SUBSCRIBE in my presence this L day . ~oo7. Further Affiant sayeth naught. PtijiC W~A.JoneS,Not8IY ~ ~~29,2010 My sl/\Vallil'l Assor.i::ttinl'l of NotarieF Member.?e1'\n This law finn is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request for Military Status Page 1 of2 . Department of Defense Manpower Data Center JAN-02-200706:18:16 Military Status Report Pursuant to the Servicemembers Civil Relief Act < Last Name First/Middle Begin Date I Active Duty Status I Service/Agency JANOWSKI CHRISTIAN L Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~~. ~-~ Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, V A 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of" does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy ofDOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: httR~I!.w:ww.d~Jen[~Unk,-mil/fl!gLnisIP{:Q9.sL.DR,htmJ WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https ://www.dmdc.osd.millscralowalscra.prc _Select 1/2/2007 Request for Military Status Page 2 of2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:BJDQQFPDSOQ https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 1/2/2007 t - F ~ ~ c;- f- ~ -- ~ :j w ~ () ~ ~ ~ - ~ Vl - ~ ...0 . o C> ~ f- -.....0.- (") C 2:". '\:] C,: r'l~: (; ,?,,'. ?Z;; ,.. k: :.1:;(' ?-t ; j;.~~; 2. 2. r--:> ~ '::3 <- :;:.p ;;;t:. - -1 o -T\ ~-n rn?" -0 (1'1 - {1 r..J ij (L) =;j -r"\ :..~ --.q }~~ ':c-.\ JJj :.<:. -0 :Jt,: - .. 1') U1