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HomeMy WebLinkAbout06-6532' GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff VS. HOLLY A. MIRA JOHN F. MIRA Mortgagors and Real Owners 1 Ascott Way Mechanicsburg, PA 17055 Defendants Term No. CIVIL ACTION: M F0fWVCL0SUfl'F NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objection to the claims set forth against you. You are warned that if you fail to do so the case may proceed without ou and a judgment may be entered against you by the Court without further notice for any money claim in th Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO] I HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES T ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPOND DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFEN ERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL - 453 L` « ? IN THE COURT OF COMMON OF CUMBERLAND COUN CIVIL ACTION - LAW ACTION OF MORTGAGE s PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, 'DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PR VISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO "TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PR6VEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Theif!Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 for via email at homeretention@p-oldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. S COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, 7105 Corporate Drive, PTX C-35 Plano, TX 75024-3632. 2. The names and addresses of the Defendants are HOLLY A. MIRA, 2401 Ascott Way, Mechanicsburg, PA 17055-9234 and JOHN F. MIRA, 2401 Ascott Way, Mechanicsburg, PA 17055-9234, Who are the mortgagors and real owners of the mortgaged premises hereinafter described. 3. On March 12, 2003 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NOMINEE FOR AMERICA'S WHOLESALE LENDER, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1802, Page 0278. The mortgage has been assigned td: BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 by assignment of Mortgage, which has been lodged for recording. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property") 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for June 01, 2006 and each month thereafter and by the terms the Mortgage, upon default in, such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$485,022.85 Interest from 05/01/2006 through 11/30/2006 at 7.3800% .....................$20,984.84 Per Diem interest rate at $98.06 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph .................$24,251.14 Late Charges from 06/01/2006 to 11/30/2006 ..........................................$1,037.69 Monthly late charge amount at $172.95 Costs of suit and Title Search ......................................................................$900.00 $532,196.52 7. If the Mortgage is reinstated prior to a Sheriffs Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party pul chaser at Sheriffs Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) agai 111 st the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of thel Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by th1 Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $532;;196.52, together with interest at the rate of $98.06, per day and other expenses, costs and charges incurred l'y the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff s Sale of the property. By: McCAFFERTY & McKEEVER BYk JOSEPH A. GOLDBECK, 7R., ESQUIRE ATTORNEY FOR PLAINTIFF i VERIFICATION I I(IMBERLYDAWSON, 1 ST VICE PRESIDENT , as the rePresentative'l of the Plaintiff corporation within named do hereby verify that am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: i 1, 6 ?-YOk KIMBER DAWSON, 1 ST VICE PRESIDENT #24867435 - HOLLY A. MIRA EyhibitA WMZSIfi it 124" DU=ZPTXCN lot in the property wn the Declaration, referred too below, se tned and identified in Planned Commu"ItY, " located in Upper Y Ridge P.R, County, Pennsylvania, which has heretofore len been w aship, Cum, 1 Proxisions Of the Pennsylvania Uniform Planned Act, C.S.A. section 5101 @t seq., by the recording in the Office Recorder of Deeds of Cumberland County, Pennsylvania, the Decla for Witney Ridge P.R.D., d Planned Community y June 16, 2000, recorded June 21, 2000, in Mis'cellaneousQ Boo) Page 1, and as amended by First Addendum to Ridge P; R,. D,{ a Planned C Declaration for ' oWUnity ("First Amendment"), dated Jw 2000, and recorded June 29, 2004, in the office of the Recorc Deeds of Cumberland County, Pennsylvania, in Miscellaneous Boo) Page 991, and Second Addendum to Declaration for Witne a Planned Community (""Second Amendment-), dated y Ridge P May , 001 recorded may 16, 2001, in the Office of the Recor der0of 2Dee Cumberland County, Pennsylvania, in Miscellan 1094 d v., a erland o the i6 Pa. If the 'ation dated 647, fitey e 28, er of 647, R.D., and Is of Book 674 esignated in such Declaration (as sous , ; Page Amendment) as Lot No. I (identifying number) as escribed tin Section 2.2 of the Declaration (as amended by the Second Amendment) and Oh o (and described) in. Exhibit D-l Second Addendum. ? COSx ,r a 39,708.14 square :feet, H9 Lot No. 1 Final Develo Planned Residential Develo pment Plan for Witney Ridge. Phase II East pment phase I, dated February 28, remised Juno 12, 2000, recorded in the Office of the Record?l,r0Of Deeds of Cumberland, County, Pennsylvania, in Plan Book 82, Page 60;. Umm Am s8am to any and all restrictive covenants, conditi'{ons restrictions, rights-of-way, easements and agreements of record, including, but not limited to. Final Subdivision Plan Ridge Planned Residential Develo to Wi?17 1999, last revised October 13, Pment Phase I. dated Septmber;, Recorder of Deeds of Cumberland Count recorded in the Office of I the Page 64 and Final Development Plan ford Wit ey Ridge PhasealIB ? Pla" Residential. Development, dated February 28, 2000, last 12, 2000, recorded in revised dune the office o'f the Recorder of Deeds' of Cumberland Bounty, Pennsylvania, in Plan Book 82, Page 60. RE=Q TI WW" SSS which: Witney Ridge Investors, LP dated November 15, 2001 ? b and teed of the Reoo.rcier of Deeds of recorded November 26, by eed in the Off ice 1581, granted and conveyed uz ojohn CF unMiran and HoBook Pl lly A4 9' Midge Mortgagors herein. Via, 8K 18 0 p f Q294 Eyhibit (B ACT 91 NOTICE DATE OF NOTICE: October 5, 2006 TAKE ACTION TO SAVE Y HOME FROM FORECLOS THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COI DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU N? USED FOR THE PURPOSE OF COLLECTING THE DEBT. This is an official notice that the mortgaee on vour home is in default the attached pages. able to help to save your home. This Notice explains how the program works Notice with you when you meet with the Counseling Agency. CT A L BE and f Consumer Credit Counseline ALyenci vour Countv are listed at the end of this Notice. If you have anv auestions. you indv call the Pennsvlvania Housing Finance Aeencv toll free at 1-800-342-2397. (Persons with) impaired hearing can call (717) 780-1869.) This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de suma importancia, pues afecta su derecho a 'continuar viviendo en su casa. Si no comprende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin 1 cargos al numero mencionada arriba. Puedes ser elegible para un prestamo por el program4 llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su dasa de la perdida del derecho a redimir su hipoteca. Prepared by: GOLDBECK McCAFFERTY & McKEEVER Suite 5000 - Mellon Independence Center. 701 Market Street Philadelphia, PA 19106 Fax (215) 627-7734 1 MEET WITH A CONSUMER CREDIT Date: October 5, 2006 TO: JOHN F. MIRA Homeowners Name: HOLLY A. MIRA and JOHN F. MIRA Property Address: 1 Ascott Way, Mechanicsburg, PA 17055 Loan Account No.: 24867435 Original Lender: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NOMINEE FOR AMERICA'S WHOLESALE LENDER Current Lender/Servicer: COUNTRYWIDE HOME LOANS INC. HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED $Y THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempory stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT 30 DAYS. IF YOU D NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOU MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO C RE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAG UP T( DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consume credit counseling agencies listed at the end of this notice, the lender may NOT take action ag inst you for thirty (30) days after the date of this meeting. The names addresses and tele hone numbers of designated consumer credit counseline agencies for the county in which the nronertv is locat are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance, Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at; the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LITTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very li'lnited. They will be disbursed by the Agency under the eligibility criteria established by the Act. Thy Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITIO IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 1 Ascott Way, Mechanicsburg, PA 17055 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following' onths ? and the following amounts are now past due: (a) Monthly payment from 06/01/2006 thru 10/5/2006 (5 mos. at $3,458.90/month) $17,294.50 (b) Late charges from 06/01/2006 thru 10/5/2006 (5 mos. at $172.95/month) $864.74 (c) Other charges; Escrow, Inspec., NSF Checks (d) Other provisions of the mortgage obligation, if any (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $18,159.24 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $18,159.24, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installmen If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon -your mortgaged prove-ty. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by thelender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) AY Period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFFSSALE - If you have not curd the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paving the total amount then past due. plus anv late or other charizes then due_ with the Sheriffs Sale as snecified in writinL, by the lender and by nerforming anv other reouiiements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately four (4) to s'xx (6? months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will bei sent to you before the sale. Of course, the amount needed to cure the default will increase the longer'you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: COUNTRYWIDE HOME LOANS INC. Address: 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Phone Number: 972-526-6000 Contact Person: Lindsay Russin EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and atton iey's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are si tisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAIL OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS F NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN AN CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Contact Person: Lindsay Russin Phone Number: 972-526-6000 6 t PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES CUMBERLAND COUNTY CCCS OF WESTERN PENNSYLVANIA INC. 2000 Linglestown Road Harrisburg, PA 17102 (717)541-1757 URBAN LEAGUE OF METROPOLITAN HARRISBURG 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 COMMUNITY ACTION COMM OF THE CAPITAL REGION 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX 234-2227 FINANCIAL COUNSELING SERVICES OF FRANKLIN 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 YWCA OF CARLISLE 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 ADAMS COUNTY HOUSING AUTHORITY 139-143 Carlisle Street Gettysburg, PA 17325 (717)334-1518 FAX (717) 334-8326 NpM L0^"s PO Box 90x8 Temecula, CA 92589-9048 Send Payments To: PO BOX 660694 Dales, TX 75266-0694 Send Correspondence to: PO Box 5170, MS SV314B SYni Valley, CA 93065 111111111111111 0701337429 Holly A Mira 2401 ASCOTT WAY MECHANICSBURG, PA 17055-9234 PRESORTED First-Class Mail U.S. Postage and Fees Paid WSO 060801-BLQPAI NQ=bvrAdLr HIOME LOANS P.O. Box 660694 Dallas, 7X 752660694 Send Payments to: PO Bar 660694 Dallas, 7X 75266-0694 August 1, 2006 Certified Mail: 0701337429 Return Reciept Requested Regular Mail Holly A Mira 2401 ASCOTT WAY MECHANICSBURG, PA 17055-9234 Account No.: 24867435 Property Address: 1 Ascott Way Mechanicsburg, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. SpeciflG information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you most with the Counseling Agency. The names, addresses and phone numbers of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions. you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call 1-717-780-18691. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help answer them. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICAC16N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VMENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAC16N OBTENGA UNA TRADUCCIGN INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Holly A Mira PROPERTY ADDRESS: 1 Ascott Way Mechanicsburg. PA LOAN ACCT. NO.: 24867435 ORIGINAL LENDER: CURRENT LENDER/SERVICER: Countrywide Home Loans Seryicino LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Please write your aocoint number on alldwss and correspondence. yye may"" you a fee krany payment renlnal or rejected by your Ikanroel insti Work suged to applicable low • Mahe your check payable to Account Number: 24867435-0 Balance Due for charges listed above: $11,513.79 as of 81111006. Countrywide Home Loans Holly A Mira • Ykiteyouamountnunberon you « money order r check 1 Ascod Way PEase updele-mei WA fion on the reverse sidedthe mupon. • Ntite in an y adAdoral amounts nod m?.l Mar e cluding (r total is than 55000, please send w1led cheek) &?nt • Dont attach your diack to the nod toner Comm p nr JE.. • Do t include correspondence • Dont send cash Countrywide PO BOX 660694 on• Dallas,TX 76266-0694 Ilrr lrlrlrrrl lrll rrll rllr rrll rlrl rrlr llrl rrlr lrrl lllr rl cnedr rote1 024867435000001151379001151379 "IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF f 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty-five (35) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty-five (35) days after the date of this meeting. ]]Ig names, addresses and telephone numbers of designated consumer credit counselina agencies for the county in which the orooerty is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your defauft.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowners Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty-five (35) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NOTICE OF INTENT TO FORECLOSE YOUR HOME LOAN IS IN A STATE OF DEFAULT DUE TO THE REASONS MENTIONED IN THIS NOTICE. YOU MUST TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 1 Ascott Way Mechanicsburg, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Payments: June, 2006 August, 2006 (3 mos. @ $3,722.63/month) $11,167.89 Late Charges: June, 2006 July, 2006 (2 mos. @ $172.95/month) $345.90 Other Late Charges: Total Late Charges: $0.00 Uncollected Costs: $0.00 Partial Payment Balance: ($0.00) TOTAL DUE: $11,513.79 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not arlolicablel E-mail use: Raiding your e-mail address below will allow us to send you information on your account Account Number: 24667435 Holy A Mira E-mail address How we pod your payments: Ali accepted payments of principal and interest will be applied the longest oumtardirg installment due, unless otherwise expressly prohibited or limited by law. I you submit an amount in addition to your sdredu monthly amount we will apply your payments v; follows: () to outstanding morthly payments of principal and interest, QN) escrow deficiencies, (ili) charges and other amounts you owe in conne with your loan and (Nv) to reduce the ourstandi principal balance of your ban. Please specify If y)u want an additional amount applied to re payments, rather than principal reduction. Postdated checks: Courtrywide's policy is to root accept postdated decks, unless specifically ageed to by a ban counselor or technician. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY-FIVE 1351 DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $11,513.79, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY-FNE (35) DAY PERIOD. Payments must be made either by cashier's check certified check or money order made payable and sent to: Countrywide at P.O. Box 660694, Dallas, TX 75266-0694. You can cure any other default by taking the following action within THIRTY-FIVE (35) DAYS of the date of this letter. (Do not use K not applicable) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY-FIVE (351 DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY-FIVE (351 DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY-FIVE (351 DAY period, you will not be required to pay attorney's fees. YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDING THE NON-E)USTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY-FIVE = DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorneys fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans Servicing LP Address: P. O. Sox 660694 Dallas, 7X 75266-0694 Phone Number: 1-800-669-6654 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Attention: Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES 0701337424 IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before August 31, 2006, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least % of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by August 31, 2006 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-6654. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY ARMSTRONG COUNTY CCCS of Western Pennyslvania, Inc. American Red Cross - Hanover Chapter CCCS of Western Pennyslrania Inc. 217 E- Plank Road 529 Carlisle Street 217 E. Plank Road Aftoona, PA 16602 Hanover, PA 17331 Altoona, PA 16602 Ph: 814-9448100 Ph: 717-637-3768 Ph: 814-9448100 Fax 814-944-5747 Fax: 717.637-3294 Ph 814-944-5747 Tableland Services, Inc. Financial Counseling Services of Franklin Credit Counselors of PA 535 East Main Street 31 West Std Street 401 Wood Street Somerset, PA 15WI Waynesboro, PA 17268 Suite 906 Ph: 814-445-9628 Ph: 717-762-3285 Pittsburgh, PA 15222 Ph: 800-452-0148 Ph: 412-338-9954 Fax 814-443-3690 CCCS of Western PA Ph: 800.737-2933 2000 Linglestcwn Road Fax 412-338-9963 BEAKS COUNTY Harrisburg, PA 17102 Budget Counseling Center Ph: 717-541-1757 Indiana Co. Community Action Program 247 North Fifth Street Ph: 717-541-4670 827 Water Street Reading, PA 19601 Box 187 Ph: 610.375-7866 Adams County Housing Authority Indiana, PA 15701 Fax 610-375-78W 139.143 Carlisle St Ph: 724-465-2657 Gettysburg, PA 17325 Fax 724-4655118 Economic Opportunity Cabinet of Schuylkill Ph: 717-334-1518 County Fax 717-334-8326 BEAVER COUNTY 225 N. Centre Street Action Housing, Inc. Pottsville, PA 17901 ALLEGHENY COUNTY 425 6a Avenue Ph: 717-622-1995 Pennsylvania Housing Finance Agency Suite 950 Fax: 717-622-0429 (Maraca Hess) Pittsburgh, PA 15219 2275 Swallow Hill Road Ph: 412-391-1956 CCCS of Lewuh Valley Building 200 Fax 412-3914512 3671 Crescent Court East Pittsburgh, PA 15220 Whitehall, PA 18052 Ph: 412-429-2842 Housing Opportunities of Beaver Co., Inc. Ph: 610-821-4011 Fax 412-429-2835 650 Corporation Street Ph: 800-220-2733 (814 only) Suite 207 Fax 610.821-8932 Action Housing, Inc. Beaver, PA 15009 425 & Aven ue Ph: 724728-7511 Community Housing Counselor, Inc. Suite 950 Post Office Box 244 Pittsburgh, PA 15219 Credit Counselors of PA Kennett Square, PA 19348 Ph: 412-391-1958 401 Wood Street Ph: 610-4443682 Ph: 412.281-2102 Suite 906 Fax: 610.4448243 Ph: 800-792-2801 Pittsburgh, PA 15222 Fax 412.391.4512 Ph: 412-338.9954 BLAIR COUNTY Ph: 800-737-2933 Bedford-Fulton Housing Services CCCS of Western Pennsylvania, Inc. Fax: 412-338-9963 R.D. 1, Box 384 309 Smithfield Street Everett, PA 15537 Pittsburgh, PA 15222 Mon-Valley Unemployed Committee Ph: 814-623-9129 Ph: 412-471-7584 120 E. a Avenue Fax 814-623-7187 Homestead, PA 15120 Urban League of Pittsburgh Ph: 412-462.9962 CCCS of Western Pennsylvania, Inc. Building for Equal Opportunity Ph: 412-462-9964 217 E. Plank Road One Smithfield Street Altoona, PA 16602 Pittsburgh, PA 15222-2222 Housing Opportunities Inc. Ph: 814-944-8100 Ph: 412-227-4802 133 Seventh Street Ph: 814-9445747 Fax 412-261-5207 Post Office Baer 9 McKeesport, PA 15134 Keystone Economic Development Corp. Mon-Valley Unemployed Committee Ph: 412-6641906 1954 May Grace Lane 120 E. a Avenue Fax: 412.664-0873 Johnstown, PA 15901 Homestead, PA 15120 Ph: 814-535-6556 Ph: 412-462-9962 BEDFORD COUNTY Fax 814-539-1688 Bedford-Fulton Housing Services Credit Counselors of PA 10241 Uncoh Highway Weatherizaticn Office 401 Wood Street Everett, PA 15537 917 Millfin Street Suite 906 Ph: 814-623-9129 Huntingdon, PA 16652 Pittsburgh, PA 15222 Fax 814-623-7187 Ph: 814-643-2343 Ph: 412-338-9954 Ph: 800-737-2933 Keystone Economic Development BRADFORD COUNTY Fax 412-338.9963 Corporation CCCCS of Northeastern Pennsvlvenia 1954 Mary Grace Lane 1400 Abington Executive Park Community Action Southwest Johnstown, PA 15901 Suite 1 22 West High Street Ph: 814.5356556 Clarks Summitt, PA 18411 Waynesburg, PA 15370 Fax 814-539-1688 Ph: 570.587-9163 Ph: 724.852-2893 Ph: 800-922-9537 Wealherization Office Fax: 570-587-9134 Housing Opportunities 917 Mifflin Street Fax 570-587-9135 133 Seventh Street Huntingdon, PA 16652 Post Office Box 9 Ph: 814.643-2343 31 W. Market Street McKeesport, PA 15132 Wilkes-Barre, PA 18702 Ph: 412-6641906 Ph: 570-821-0837 Fax 412-664-0873 Ph: 800-922.9537 Fax: 570.821-1785 I , 9 South 76 Street CCCS of Delaware Valley CCCS of Western PA Stroudsburg, PA 18360 Trevose Corporate Center 219-A College Park Plaza Ph: 570-420.8980 4606 Street Road Johnstown, PA 15904 Ph: 800-922-9537 Trevose, PA 19047 Ph: 814-539-6335 Fax: 570-420-8981 Ph: 215-563-5665 CCCS of Western PA 1631 S. Atherton Street CCCS of Lehigh Valley 217 E. Plank Road Suite 100 3671 Crescent Court East Altoona, PA 16602 State College, PA 16801 Whitehall, PA 18052 Ph: 814-944-8100 Ph: 814-238-3668 Ph: 610-821-4011 Fax: 814-944-5747 _ Faoc 814.238-3660 Ph: _ 800-220-2733 Fax: 610-821-8932 Keystone Econ Development Corp. The Trehab Center of Northeastern PA 1954 Mary Grace lane 10 Public Avenue American Credit Counseling institute Johnstown, PA 15901 Montrose, PA 18801 845 Coates Street Ph: 814-535-6556 Pit 570-278.3338 Coatesville, PA 19320 Fax: 814-539-1688 Ph: 800-982-4045 Ph: 888-212-6741 Fax 570.278-1889 Tableland Services, Inc. 144 E. Dekalb Pike 535 East Main Street German Street King of Prussia, PA 19406 Somerset, PA 15501 Post Office Box 389 Ph: 610.971-2210 Ph: 814-445-9628 Dushore, PA 18614 Fax 610-265-4814 Ph: 800-452-0148 Pit 570-928-9668 Fax 814-443-3690 Fax 570-928-8144 755 York Road Suite 103 CAMERON COUNTY 33 Walnut Street Warminster, PA 18974 Northern Tier Community Action Corp. Wefisboro, PA 16901 Ph: 215.4449429 Post Office Box 389 Ph: 570-724-5252 Fax: 215-956-6344 135 West 4' Street Fax 570724-5783 Emporium, PA 15834 BUTLER COUNTY Ph: 814-486-1161 185 Elmira Street Action Housing, Inc. Fax 814-486.0825 Post Office Box 218 425 (P Avenue Troy, PA 16947 Suite 950 CCCS of Northeastern PA Ph: 570-297.2101 Pittsburgh, PA 15219 1631 S. Atherton Street Ph: 412-3911-1956 Suite 100 103 Warren Street Ph: 412-2B1-2102 State College, PA 16801 Post Office Box 709 Ph: 814-238-0668 TuMdrannock, PA 18657 Housing Opportunities, Inc. Fax 814-238-3669 Ph: 570-836-6840 650 Corporate St. Fax 570-B36-6332 Suite 207 CCCS of Western PA McKeesport, PA 15132 217 E. Plank Road 931 Main Street Ph: 412-6641590 Alloona, PA 16602 Honesdale, PA 18431 Fax 412-664.0873 Ph: 814-944-8100 Ph: 570-253-8941 Fax 814-944-5747 Fax 570-253-4817 Housing Opportunities, Inc. 133 Seventh Street CARBON COUNTY BUCKS COUNTY Post Office Box 9 EOC of Schuylkill County Acorn Housing Corporation McKeesport, PA 15134 225 N. Centre Street 846 North Broad Street Ph: 412-6641906 Pottsville, PA 17901 Philadelphia, PA 19130 Fax 412-664-0873 Ph: 570.622-1995 Ph: 215-765.1221 Fax 570.622.0429 Fax 215-765-1427 CCCSof Western PA YMCA Buitding CCCS of Lehigh Valley Bucks County Housing Group, Inc. 339 North Washington Street 3671 Cresent Court East 140 East Richardson Avenue Butler, PA 16001 Whitehall, PA 18052 Langhorne, PA 19047 Ph: 724-282-7812 Ph: 610-821-4011 Ph: 215-750-4310 Ph: 800-220-2733 (717 and 814 ally) Fax 215-750-4318 Man-Valley Unemployed Committee Fax: 610-821-0137 120 E. It Avenue HACE 167 Allegheny Avenue, 2nd Floor Homestead, PA 15120 Ph: 412-462-9962 CCCS of Northeastern PA 1400 Abington Executive Park Philadelphia, PA 19140 Fax 412462-9964 Suite 1 Ph: 215-426-8025 Clarks Summift, PA 18411 Fax 215-426-9122 Credit Counselors of PA Ph: 570.587-9163 401 Wood Street, Suite 906 Ph: 800-922.9537 Community Development Corp. of Pittsburgh, PA 15222 Fax 570-587-9134 Frankford Ph: 412-338-9954 Fax 570.587-9135 4620 Griscom Street Ph: 800-737-2933 Philadelphia, PA 19124 Fax 412-338-9963 9 South 7°i Street Ph: 215-7442990 Stroudsburg, PA 18360 Fax 215-744-2012 CAMBRIA COUNTY Ph: 570420-8980 Bedford-Fulton Housing Services Ph: 800.922-9537 Northwest Counseling Service R.D. 1, Box 384 Fax 570.420.8981 5001 North Broad Street Everett, PA 15537 Philadelphia, PA 19141 Ph: 814-623-9129 Commission on Economic Opportunity of Ph: 215-024-7500 Fax 814-623-7187 Luzeme County Fax 215-3248753 163 Amber Lane Indiana Cty Community Action Program Wilkes-Barre, PA 18702 CCCS of Delaware Valley 827 Water Street, Box 187 Ph: 570.826-0510 1515 Market Street- Suite 1325 Indiana, PA 15701 Ph: 800.822-0359 Philadelphia, PA 19107 Ph: 412-465-2657 Fax 570.829-1665 - Call before faxing Ph: 215-563-5665 Fax 412-465-5118 Ph: 570.455-4994 - Hazelton Fax 215-864-2666 Fax 570.455-5631 - Call before faxing Ph: 570-836.4090 - Tunkhannock 31 W. Market Street CCCS of Delaware Valley CCCS of Western PA Wilkes-Barre, PA 18702 1515 Market Street 219-A College Park Plaza Ph: 570-821-0837 Suite 1325 Johnstown, PA 15904 Ph: 800-922-9537 Philadelphia, PA 19107 Ph: 814-539-6335 Fax: 570-821-1785 Ph: 215-563-5665 Fax: 215-563-7020 CLINTON COUNTY 1631 S. Atherton Street Lycoming-Clinton Counties Suite 100 Comnxxtity Housing Counseling Inc. Commission for Community Action (STEP) Slate College, PA 16801 Post Office Box 244 2138 Lincoln Street Ph: 814.238-3668 Kennett Square, PA 19348 Post Office Box 1328 Fax 814-238-3669 Ph: 610.444-3682 Williamsport, PA 17703 Fax 610-444-8243 Ph: 570-326-0587 CENTRE COUNTY Fax 570322-2197 CCCS of Western Pennsylvania, Inc. Ph ila Council for Community Adv. 217 E. Plank Road 100 North 17°i Street CCCS of Northeastern PA Altoona, PA 16602 Suite 600 201 Basin Street Ph: 814-944-8100 Philadelphl% PA 19103 Williamsport, PA 17703 Fax 814-944-5747 Ph: 215-667-7803 Ph: 570-323.6627 Fax 215-963-9941 Fax: 570-323.6626 Lycomkng-Clinton Co. Comm. For Community Action Community Development Corp of CCCS of Northeastern PA (STEP) Frankford 1631 S. Atherton Street 2138 Lincoln Street Group Ministry suite 100 Post Office Box 1328 4620 Griscom Street State College, PA 16801 Williamsport, PA 17703 Philadelphia, PA 19124 Ph: 814.238.3668 Ph: 570-326-0587 Ph: 215-744-2990 Fax: 814-238-3669 Fax 570-322-2197 Fax 215.744-2012 COLUMBIA COUNTY CCCS of Northeastern PA CCCS of Delaware Valley CCCS of Northeastern Pennsvlvania 1631 S. Atherton Street Marshal Building 31 W. Market Street Suite 100 790 E. Market Street Post Office Box 1127 State Cdlege, PA 16801 Suite 215 Wilkes-Barre, PA 18702 Ph: 814-238-3668 West Chester, PA 19382 Ph: 570.621-0837 Fax 814-23B-3669 Ph: 215-563-5665 Ph: 800-922-9537 Fax. 570-821-1785 CCCS of Northeastern PA Amedcan Credit Counselna Institute 201 Basis Street 845 Coates Street Commission on Economic Opportunity of Williamsport, PA 17703 Coatesville, PA 19320 Luzems County Ph: 570.323-6627 Ph: 888.212-6741 163 Amber Lane Fax 570-323-6626 Wilkes-Barre, PA 18702 144 E. Dekalb Pike Ph: 5704126-0510 CHESTER COUNTY King of Prussia, PA 19406 Ph: 800822-0359 Acorn Housing Corporation Ph: 610.971-2210 Fax: 570.829-1665 - Cal before faxing 846 North Broad Street Fax 610265-4814 Ph: 570-455.4994 - Hazeiton Philadelphia, PA 19130 Fax 570-455-5631 - Cal before faxing Ph: 215.765-1221 755 York Road Ph: 570836-4090 - Tunkhannock Fax 215-765-1427 Suite 103 Warminster. PA 18974 1400 Abington Executive Park Budget Counseling Center Ph: 215.444-9429 Suite 1 247 North Fifth Street Fax: 215-956-6344 Clarks Summitt, PA 18411 Reading, PA 19601 Ph: 570587-9163 Ph: 610375-7866 CLARION COUNTY Ph: 800822-9537 Fax 215-375-7830 CCCS of Western Pennsylvania, Inc. Fax 570587-9134 YMCA Building Fax: 570587-9135 HACE 339 North Washington Street 167 W. Allegheny Avenue Butter, PA 16001 CRAWFORD COUNTY 2nd Floor Ph: 412-282-7812 Booker T. Washington Center Philadeoft PA 19140 1720 Holland Street Ph: 215-426.8025 CLEARFIELD COUNTY Erie, PA 16503 Fax 215.426-9122 Keystone Economic: Development Ph: 814-453-5744 Corporation Fax: 814-453-5749 Media Fellowship House 1954 Mary Grace Lane 302 & Jackson neat Johnstown, 901 John F. Kennedy Center, Inc. Media, PA 19063 84.535.6556 2 021 East 2e Street Pt[ 610565-0846 Fax: 814-539-1688 Ede, PA 16510 Fax 610-565-8567 Ph: 814-898-0400 CCCS of Western Pennsylvania, Inc. Fax: 814-898-1243 Tabor Community Services, Inc. 217 E. Plank Road 439 E. King Street Altoona, PA 16602 Greater Erie Community Action Committee Lancaster, PA 17602 Ph: 814-944-8100 18 West a Street Ph: 717-397-5182 Fax 814-944-5747 Erie, PA 16501 Ph: 800788-5062(H.O.only) Ph: 814-459-4581 Fax 717399-4127 Indiana Co. Community Actlol Fax 814-456-0161 Program - - American Red Cross of Chester 827 Water Street Shenango Valley Urban League, Inc. 1729 Edgemont Avenue Box 187 601 Indiana Avenue Chester, PA 19013 Indiana, PA 15701 Farrell, PA 16121 Ptx 610-874-1484 Ph: 724.465.2657 Ph: 412-981-5310 Fax: 724-465-5118 Northwest Counseling Services CUMBERLAND COUNTY 5001 N. Broad Street CCCS of Northeastem PA CCCS of Western Pennsylvania, Inc. Philadelphia, PA 19141 1631 S. Atherton Street 2000 Unglestown Road Pk 215324.7500 Suite 100 Harrisburg, PA 17102 Fax 215-324-8753 State College, PA 16801 Ph: 717-541-1757 Ph: 814-238-3668 Fax 814-238-3669 Urban League d Metropolitan Harrisburg m. a Street 17101 Harrisburg, PA 925 Ph: 7A7-234-5925 F= 717-234'g459 Community ACtion Comm. Of the Capital Reglan Street 151Hi? Derry PA 17104 ph: 717-232-9757 Fax: 717.234-2227 Financial Counseling Services d Franklin 31 West a street Waynesboro, PA 17268 M 7A7-762,1285. YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax 717 731-9589 Adams County Housing Authority 139-143 come Street Gettysburg, pA 17325 ph: 717-334-1518 Fax 717-334.8326 CCC-aj-errn Pennsylvanla, lnc- 2000 Ungleslown ROM Harisburg. PA 17102 M. 717-541-1757 Fax: 717-541-4870 Co mmnity Action Commission of the 15 4 DR?p 17104 Harrisburg Ph: 717-232-9757 F= 717-234-2227 ACq ord Avenue 175 Stiehl Suite 1 W ayne, PA 190810 ph: 610.97 Fax 610-687-7660 Northwest Counseling Service 5001 North Broad Street PhWdphia, PA Ph.. 215-322 7500 53 Fax 215.3 1gCW. Allegheny Ave., 2"° Floor Philadelphia, PA 19140 Pty: 215.426-8025 Fax 215-426.9122 Urban League 01 Metropolitan Harrisburg 2107 N. 6° Street Harrisburg, PA 17101 ph: 717-234-5925 Faic 717-234-9459 pELpWARECOUNTY Acorn Housing CMVWA O 846 North Broad Street phledelphle, PA J9130 ph: 215-765-1221 Fax 215765-1427 CCCS Of Delaware Valley 1515 Market Street Suite 1325 ' phi adeiphia, PA 19107 Ph: 215-563-5665 FOX 215-864-2866 Media Feltawship House 302 S. Jackson Street Media, PA 19063 Ph: 610.565.0846 Fax 810-565.8567 Philadelphia Council for Community Advancement 100 North 17tStreet Suite 600 PA 19103 Philadelphia Ph: 215-567.7803 Fart: 215-963-9941 American R? AGross venuet Chester 1729 Edgm Chester, PA 19013 Ph: 610.874-1484 Community Housing Counselor, Inc. post Office Box 244 Kennett Square, PA 19348 Ph: 6j()-444-3826843 Feu 610-44 Community Devel Corp of Fronklord Group Ministry 4620 GriscOrn Street Philadelphia, PA 19124 Ph: 215-744-2990 Fax 215.744-2012 CCCS of Ddaware valley 280 North Providence Road Media, PA 19063 Ph: 215-563-5665 CCCS d western pennsvlvanla, ' 1 Nonh Gate Squars 2 Garden Cuter Drive Greensburg, PA 15601 Ph: 724-83&1290 Tableland Services, Inc. 131 North Center Avenue Somerset, P5 115501 Fmc 1 8814.443-3690 Mon Valley Uner?+PIOI'ed Committee 120 E. 9°i Avenue A 120 Honeste 2 Ph: Comm unity Action Southwest 22 West High Street Wavnesburg. PA 15370 Ph: 724-852-2893 Fayette CO Community Action Agency, lit'. 137 North Beeson Avenue Uniontown, PA 15401 Ph: 724-4337-INFO Ph.. 800 Fax. 724-437-4418 ACCT pike 144 E. Ddrdb Icing ot Prussia, PA 19406 Ph: 610-971-2210 pager: 610-973-6219 EIaCC Jahn F. Kennedy Center. Inc- East 2e Street Ede, PA 16510 Ph: 814-898-0400 Fax 814-898-1243 Northern Tier Community Action COrP 2021 Post Otfice Box 389 135 West P Street Emporium, A 155834 Ph: 814-4e 11 Fax 814486-0825 ERIE COUNTY Center Booker T. WashingsOn 1720 Hdlaryd Street Erie, PA 16503 Ph: 814-453-5744 Fax: 814.453-5749 John F. Kennedy Center, Inc. 2021 East a Street Ede, PA 16510 Ph: 814-898-0400 Feu: 814-89&1243 Greeter Ede Community Action Committee, 18 W est 9, St Erie, PA 16501 Ph: 814-459.4581 Fax 814-456-0161 FAYETJ Action Housing, Inc. 425 lit Avenue suite 950 Pittsburgh, PA 15219 Ph: 412-390956 Ph: 412-281-2102 I'm 412-391-4512 CCCS d Western PA 199 Edison Street Uniontown, PA 15401 Ph: 724-439.8939 FOREST t?TY Warren- ef F rIft roll ties Economic Opportunity cw Post Office Box 647 Warren, PA 16365 Ph: 814-72&2400 Feu 814-723-0510 __-??*!K IN COUN7_Y ?i FinenCid Services Unlimited 31 West eStreet72618 Waynesboro, Ph: 71-176273285 CCCS d Western 3t ?tyivanta lllnc. 912 SouthGeorg York. PA 17403 ph: 717-846.4176 Community Action Cormmission of Capital R? Derry Street Harrisburg. PA 17104 ph: 717-232-9757 Fax: 717-234-2227 CCCS of western PA 2000 Lingiastown Road Harisburg, PA 17102 Ph: 717-541-1757 Fax: 717-541-4670 YWCA Of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 F.c: 717-243-3948 American Red Cross-Hanoyl r ChaPter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637-3768 Fax: 717-637-3294 Urban Leaeque of MetropoC< an Hbg• 2107 N• 6 Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-234-9459 . , Adams County Housing Authority Indiana Co Community Action Program LAWRENCE COUNTY 139 -143 Carlisle Street 827 Water Street, Box 187 CCCS of Western Pennsylvania Gettysburg, PA 17325 Indiana, PA 15701 1° Federal Plaza Ph: 717-334.1518 Ph: 724-465-2657 Suite 406 Fax: 717-3348326 Fax 724-465-5118 North Mill Street New Castle, PA 16101 FULTON COUNTY CCCS of Western PA Ph: 724-652-8074 Bedford-Fulton Housing Services 219-A College Park Plaza R.D. 1, Box 384 Johnstown, PA 15904 312 Chestnut Street Everett, PA 15537 Ph: 814-539-6335 Suite 227 Ph: 814.623.9129 Meadville, PA 16335 Fax: 814-623-7187 JEFFERSON COUNTY Ph: 814-393-8570 John F. Kennedy Center, Inc. CCCS of Western Pennsylvania, Inc. 2021 East 20° Street Shenango Valley Urban League, Inc, 912 South George Street Erie, PA 16510 601 Indiana Avenue Yak, PA 17403 Ph: 814.898-0400 Farrell, PA 16121 Ph: 717-846-4176 Fax: 814898-1243 Ph: 724-981-5310 Financial Counseling Services of Franklin Indiana County Community Action Housing Opportunities of Beaver County 31 West 3id Street Program 650 Corporation St. Waynesboro, PA 17268 827 Water Street, Box 187 Suite 207 Ph: 717-762-3285 Indiana, PA 15701 Beaver, PA 15009 Ph: 724465-2657 Ph: 724-728-7202 Weattierization Office Fax: 724-465-5118 Fax: 724-728-7202 917 Mifflin Street Huntingdon, PA 16652 CCCS of Western Pennsylvania, Inc. LEBANON COUNTY Ph: 814-843-2343 YMCA Building Economic Opportunity Cabinet of Schuylkill 339 North Washington Street County GREENE COUNTY Buffer, PA 16001 225 North Centre Street Action Housing, Inc. Ph: 724-282-7812 Pottsville, PA 17901 425 a Avenue Ph: 570-6221995 SuRe 950 JUNIATA COUNTY Fax: 570.622-0429 Pittsburgh, PA 15219 CCCS of Western Pennsylvania, Inc. Ph: 412-391-1956 217 E. Plank Road Tabor Conrntmity Services, Inc. Ph: 412-281-2102 Altoona, PA 16602 439 E. King Street Fax 412-391-4512 Ph: 814-944-8100 Lancaste , PA 17602 Fax: 814944-5747 Pit: 717397-5182 CormmLxuty Action Southwest Ph: 800-788-5062 22 West High Street Weatherization Office Fax: 717399-4127 Waynesburg, PA 15370 917 Mifflin Street Ph: 724-852-2893 Huntingdon, PA 16652 LEHIGH COUNTY Fare 724-627-7713 Ph: 814-643-2343 CCCS of Lehigh Valley 3671 Crescent Court East y Unemployed Committee Mon-Vale LACKAWANNA COUNTY Whitehall, PA 18052 120 E. a Avenue CCCS of Northeastern Pennsylvania Ph: 610.8214011 Homestead, PA 15120 31 W. Market Street Ph: 800.220-2733 (717 and 814 only) Ph: 412-462-9962 Post Office Box 1127 Fax 610-821-8932 Fax 412-462-9964 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Economic Opportunity Cabinet of Schuylkill CCCS of Western Pennsylvania, Inc. Ph: 800-922-9537 County 1 North Gate Square Fax 570.821-1785 225 North Centre Street 2 Garden Center Drive Pottsville, PA 17901 Greensburg, PA 15601 1400 Abington Executive Park Ph: 570-622-1995 Ph: 724-838-1290 Suite 1 Fax 570-622-0429 Clarks Summitt, PA 18411 HUNTINGDON COUNTY Ph: 570-587-9163 LUZERNE COUNTY Bedford-Fulton Housing Services Ph: 800-955-9537 CCCS of Northeastern Pennsylvania R-D. 1, Box 384 Fax 570.587-9134 31 W. Market Street Everett, PA 15537 Fax 570.587-9135 Post Office Box 1127 Ph: 814-623-9129 Wilkes-Barre, PA 18702 Fax 814-623-7187 LANCASTER COUNTY Ph: 570-821-0837 Community Housing Counselors, Ph: 800-922.9537 Weatherization Office Incorporated Fax 570-821-1785 917 Mittfin Street Post Office Box 244 Huntingdon, PA 16652 Kennett Square, PA 19348 1400 Abington Executive Park Ph: 814-643-2343 Ph: 215-444-3682 Suite 1 Fax 215-444-3178 Clarks Summitt, PA 18411 CGCS of Western Pennsylvania, Inc. Ph: 570-587-9163 217 E. Plank Road CCCS of Western Pennsylvania, Inc. Ph: 800-955-9537 Altoona, PA 16602 912 South George Street Fax 570-587-9134 Ph: 814-944-8100 York, PA 17403 Fax 570-587-9135 Fax 8149445747 Ph: 717-846-4176 Commission on Economic Opportunity of INDIANA COUNTY CCCS of Lehigh Valley Luzema County CGGS of Western Pennsylvania. Inc. 3671 Crescent Court East 163 Amber Lane 1 North Gate Square Whitehall, PA 18052 Wilkes-Barre, PA 18702 2 Garden Center Drive Ph: 215-821-4011 Ph: 570-826-0510 Greensburg, PA 15601 Ph: 800-220.2733 (717 and 814 only) Ph: 800-622-0359 Ph: 724838-11290 Fax: 215-821-8932 Fax 570-829-1865 - Call before faxing Ph: 570.455-4994 - Hazelton Keystone Economic Development Tabor Community Services, Inc. Fax 570-455-5631 - Call before faxing Corporation 439 E. King Street Ph: 570-836-4090 - Tunkhannock 1954 Mary Grace Lane Lancaster, PA 17602 Johnstown, PA 15901 Ph: 717-397-5182 EOC of Schuylkill County Ph: 814-535-6556 Ph: 800-788-5062 225 North Centre Street Fax: 814-539-1688 Fax 717399-4127 Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570-622-0429 -ft A LYCOMING COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-82140837 Ph: 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fats 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570323-6627 Fax 570-323-6626 Lycoming-Clinton Counties Commission for Community Action (STEP) 2138 Lincoln Street Past Office Boot 1328 Williamsport, PA 17703 Ph: 570326-0587 Fax 570-322-2197 9 South 7r' Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800-922-9537 Fax 570.420-8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Pit: 570-587-9163 Ph- 800-92.2-9537 Fax 570-587-9134 Fax 570-587-9135 Comm on Economic Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-828.0510 Ph: 800-822-0359 Fax 570.829-1665 - Call before fatdng Ph: 570-455-4994 - Hazelton Fax. 570-455-5831 - Call before fatdng Ph: 570-8364090-Tunkhannock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215.765-1221 Fax: 215-765-1427 McKEAN COUNTY John F. Kennedy Center, Inc. CCCS of Delaware Valley 2021 Fast 20° Street Norristown Business Center Ede, PA 16510 190 W. Germantown Pike, Suite 140 Ph: 814-898-0400 Norristown, PA 19401 Fax 814-898-1243 Ph: 215-563.5665 Northern Tier Community Action Group Post Office Box 389 135 W. 0 Street Emporium, PA 15834 Ph: 814-486-1161 Fax 814-486-0825 MERCER 00 t1NTY Shenango Valley Urban League, Inc. 601 Indiana Avenuo Farrel, PA 16121 Ph: 724-981-5310 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 Ph: 724.282.7812 MIFFLIN COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax 814-9445747 CCCS of Northeastern Pennsylvania 1631 S. Atherton Street Sufte 100 State College, PA 16801 Ph: 814.238-3668 Fax 814-238-3669 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814.643-2343 MONROE COUNTY CCCS of Northeestem Pennsvlvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922-9537 Fax 570.821.1785 COGS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax 2154864-2665 Northwest Counselling Service 5001 N. Broad Street PhiladNpNa, PA 19141 Ph: 215-324-75W Fax 215-324-8753 Community Action Development Comm 113 E Main Street Norristown, PA 19401 Ph: 610-277-6363 Fax 610.277-2123 Community Housing Counselors Inc. Post Office Box 244 Kennett Square, PA 19348 Ph: 215-444-3682 Fax 215-444-8243 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610.565-0848 Fax 610-565.8567 Phila CourW for Comnwrrity Advmnt 100 North 17w Street, Suite 600 Philadelphia, PA 19103 Ph: 215-587-7803 Fax 215-X3.9941 American Credit Counsetincl Institute 845 Coates St Coatesville, PA 19320 Ph: 888-212-6741 144 E. Dekalb Pike King of Prussia, PA 19406 Ph: 610-971-2210 Fax. 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215.444-9429 Fax 215-956-6344 MONTOUR COUNTY CCCS of Northeastem Pennsvivania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax: 570-587-9135 NORTHHAMPTON COUNTY CCCS of LeNgh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 6111821-4011 Ph: 800-220-2733 (717 and 814 only) Fax: 6111821-8932 NORTHUMBERLAND COUNTY CCCS of Northeastern Pennsylvania 31 W. Market street Post Office Box 1127 W Ilkes-Barre, PA 18702 Ph: 570-821-0837 Ph., 800-922-9537 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570-323-6627 Fax 570-323-6626 Economic Opportunity Cabinet of Schuylkill County 225 North Centre Street Pottsville, PA 17901 Ph: 570.622-1995 Fax 570-622-0429 PERRY COUNTY CCCS of Western Pennsylvania, Inc. 2000 Ungleetown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax 717-541-4670 Urban Lear a of Metropolitan Harrisburg 2107 N. 6^ Street Harrisburg, PA 17101 Ph: 717-2345925 Fax 717-2349459 YWCA of Carlisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax 717-243-3948 Financial Counseling Services of Franklin 31 West Ti Street Waynesboro, PA 17268 Ph: 717-762-3285 Weatherization office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 Community Action Commission of The Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 PHILADELPHIA COUNTY Acorn Housing Corporation 846 North Broad Street Phiiladelphia. PA 19130 Ph: 215-765-1221 Fax 215.785-1427 Northwest Counseling Service 5001 N. Broad Street Phladelphia, PA 19141 Ph: 215-324-7500 Fax 215-324-8753 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fag: 215-864-2666 RACE 167 W. Allegheny 2n° Floor Philadelphia, PA 19140 Ph: 215.426.8025 Fax 215.426.9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610565-0846 Fax 610-565-8567 PCCA 100 North 176 Street suits 600 Philadelphia, PA 19103 Ph: 215.567-7803 Fax 215-963-9941 CCCS of Delaware Valley One Cherry Hit Suite 215 Cherry Hill, NJ 08002 Ph: 215-563-5665 Housing Association of Delaware Valley 1500 Walnut street Suite 601 Philadelphia, PA 19102 Ph: 215-545-0010 Fax 215-790-9132 Horsing Association of Delaware Valley 658 North Watts Street Phladelphia, PA 19123 Ph: 215-978-0224 Fax 215-765-7614 Community Devel. Corp. of Frankford Group Ministry 4620 Gtiscom Street Philadelphia, PA 19124 Ph: 215-744-2990 Fax 215-744-2012 American Credit Counseling Institute 845 Coates Street Coatesville, PA 19320 Ph: 888-212-6741 144 E. Dekalb Pike King Of Prussia, PA 19406 Ph: 610-971-2210 Fax 610265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215-4449429 Fax 215-956-6344 PIKE COUNTY CCCS of Northeastern Pennsylvania 31 W. Markel Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570.821-1785 9 South 7« Street Stroudsburg, PA 18360 Ph: 570-420.8980 Ph 800-922-9537 Fax 570-420$961 1400 Abington Executive Park Suite i Clarks Summih, PA 18411 Ph: 570-587-9163 Ph: 800.922-9537 Fax: 570.587-9134 Fax 570.587-9135 POTTER COUNTY Northern Tier Community Action Group 135 West 4°i Street Emporium, PA 15834 Ph: 814-486-1161 Fax 814.486-0825 SCHUYLIOLL COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 Ph: 610375-7868 Fax 610375-7830 Commission on Economic Opportunity of Luzeme Co. 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax 570.829.1665 - Cal before taxing Ph: 570-455-4994 - Hazelton Fax 570455-5631 - Cal before lazing Ph: 570-836-4090 - Tunkhannock Economic Opport Cabfnet of Schuylkill Co. 225 N. Centre Street Pottsville, PA 17901 Ph: 570622-1995 Fax: 570-622-0429 CCCS of Lehigh Valley Post Office Box A Whitehall, PA 18052 Ph: 610-821-4011 Fax 610.821-8932 SNYDER COUNTY CCCS of Western Pennsylvania, inc. 2000 Linglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 ,Fax 717-541-4670 Community Action Commission of the Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 Urban League of Metropolitan Harrisburg 2107 N. 6 Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717-234-9459 SOMERSET COUNTY Bedford-Fulton Housing Services R,D. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Tableland Services Inc. 535 East Main Street Sonsrset, PA 16501 Ph: 814-445-9628 Ph: 800452-0148 Fax 814-443-3690 Keystone Economic Development Corp. 1954 Mary Grace Ease Johnstown, PA 15901 Ph: 814-535-8556 Fax 814-539-1688 CCCS of Western PA 219-A Coilege Park Plaza Johnstown, PA 15904 Ph: 814-539.6335 SULLIVAN COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executive Park Suite I Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800922-9537 Fax 570587-9134 Fax 570.587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800922-9537 Fax 570821-1785 The Trehab Center of Northeastern PA 185 Elmira Street Post Office Box 218 Tray, PA 16947 Ph: 570-297-2101 Fax 570-297-2799 17 Crafton Street Welfsboro, PA 16901 Ph: 570724-5252 Fax 570724-5783 103 Warren Street Post Office Box 709 Tunkhannock,PA 18657 Ph: 570-83&6840 Fax 570-836-6332 Germain Street Post Office Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax 570-928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-894t Fax: 570-253-4817 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800.982-4045 Fax: 570-278-1889 SUSQUEHANNA COUNTY 103 Warren Street Warren-Forrest Counties Economic CCCS of Northeastern Pennsyvania Post Office Box 709 Opportunity Council 1400 A&Men Executive Park Tunkhannock, PA 18657 1209 Pennsylrania Avenue, West Suite 1 Ph: 570-636.6840 Post Office Bxxk 547 Clarks Surm ht, PA 18411 Fax: 570-836-6332 Warren, PA 16365 Ph: 570-587-9163 Ph: 814-726-2400 Pit_ 800-922-9537 931 Main Street Fax. 814-723.0510 Fax: 570-587-9134 Honesdale, PA 18431 Fax: 570-587-9135 Ph: 570-253-8941 WASHINGTON COUNTY Fax: 570-253-4817 Action Housing, Inc. 31 W. Markel Street 425 6° Avenue Wakes-Barre, PA 18702 The Trehab Center of NE PA Suite 950 Ph: 570.821-0837 7 Lake Avenue Pittsburgh, PA 15219 Ph: 800-922-9537 Box 339 Ph: 412-391-1956 Fax: 570-821-1785 Montrose, PA 16801 Ph: 412-281-2102 Ph: 570-278-3338 Fax 412-391-4512 Trehab Center Northeastern PA Ph: 81p-982-4045 185 Elmira Street Fax 570-278-1889 CCCS of Western Pennsylvania, Inc. Post Office Boor 218 1 North Gate Square Troy, PA 16947 UNION COUNTY 2 Garden Center Drive W. 570-297-2101 Lycomirg-Clinton Co Comm for Comm Greensburg, PA 15601 Fax: 570-297-2799 Action (STEP) Ph: 724-838-1290 2138 txxoln Street German Street Post Office Box 1328 Housing Opportunities, Inc. Post Office Box 389 Williamsport, PA 17703 133 Seventh Street Dushore, PA 18614 Ph: 570-326.0587 McKeesport, PA 15132 Per. 570-928.9668 Fac 570-322-2197 Ph: 412-664-1590 Fax-570-928-8144 Fax: 412.664-0673 CCCS of Western Pennsylvania, Inc. 17 Craffon Street 217 E. Plank Road Credit Cornsebrs of PA WeHsboro, PA 16901 Altoona, PA 16602 401 Wood Street Ph: 570.724.5252 Ph: 814-944-8100 Suite 906 Fax 570-724-5783 Fax 814944-5747 Pittsburgh, PA 15222 Ph: 412-338-9954 103 Warren Street C=S of Northeastern Pennnns?liraria Ph: 800-737-2933 Post Office Box 709 31 W. Market Street Fax 412-338-9963 Tunkhannock, PA 18657 Post Office Box 1127 Ph: 570-W&W,10 Wilke--Barre, PA 18702 Community Action Southwest Fax 5704836.6332 Ph: 570.821-0837 22 West High Street Ph: 800-922-9537 Waynesburg, PA 15370 931 Maas Street Fax 570-821-1785 Ptr 724-852-2893 Honesdale, PA 18431 Ph: 570.253-8941 1400 Abington Executive Park 53 N. College Street Fax 570-253-4817 Suite 1 Washington, PA 15301 Clarke Summitt, PA 16411 Ptr. 724-2222-8292 7 Lake Avenue Ph: 570-587-9163 Box 339 Ph: 800-922-9537 Mon-Valley Unemployed Committee Montrose, PA 18801 Fax 570587-9134 120 E. a Avenue Ph: 570-278-3338 Fax 570.587-9135 Homestead, PA 15120 Ph: 800-982-4045 Ph: 412462-9962 Fac 570-278-1889 201 Basin Street Fac: 412-462-9964 Williamsport, PA 17703 TIOGA COUNTY Ph: 570-323-6627 WAYNE COUNTY CCCS of Northeastern Pennsvhwla Fax 5703236626 CCCS of Northeastern Pernsvlvanla 1400 Abington Executive Park 1400 Abington Executive Park Suite 1 VENANGO COUNTY Suite 1 Clarks Summit, PA 18411 Greater Erie Community Action Clarks Summit, PA 18411 Ph: 570-587-9163 Committee Ph: 570-587-9163 Ph: 800-922-9537 18 West 9° Street Ph: 800-922-9537 Fac 570.587-9134 Erie, PA 16501 Fax: 570-567-9134 Fax 570-587.9135 Ph, 814-459-4581 Fax 570-587-9135 Fax 814.456-0161 31 W. Market Street 9 South 7^ Street Wilkes-Barre, PA 18702 CCCSof Western Pennsylvania Inc. Stroudsburg, PA 18360 Ph: 570-821.0837 YMCA Building Ph: 570420-8980 Ph: 800-922-9537 339 North Washington Street Ph: 800.922-9537 Fax 570.821-1785 Butler, PA 16001 Fax: 570-420.8981 Ph: 412-282-7812 i The Trehab Center of Northeastern PA 31 W. Market Street 185 Elmira Street John F. Kennedy Center, Inc. Wilkes-Barre, PA 18702 Post Office Box 218 2021 East 21P Street Ph: 570-821-0837 Troy, PA 16947 Erie, PA 16510 Ph: 800-922-9537 i Ph: 570.297-2101 Ph: 814-898-04W Fax: 570-821-1785 Fax 570-297-2799 Fax: 814-BW-1243 The Trefhail Center of NE PA Orman Street WARREN COUNTY 185 ElrnUa Street Post Office Box 389 Booker T Washington Center Post Office Box 218 Dushore, PA 18614 1720 Holland Street Tray, PA 16947 Ph: 570.928-9668 i Erie, PA 16503 Ph: 570-297-2101 Fax 570-928-8144 Ph: 814-453-5744 Fax 570-297-2799 Fax 814-453-5749 17 Crofton Street 17 Craton Street WelisWo. PA 16901 Greater Erie Community Action Welisboro, PA 16901 Ph: 570-724-5252 Committee Ph: 570-7245252 Fax 570-7245783 18 West 9" Street Fax 570-724-5783 Ere, PA 16501 Ph: 814-459-4581 Fax: 814-456-0161 103 Warren Street WYONBNG COUNTY Post Office Box 709 Common Economics Opportunity of Tuntkhannock, PA 18657 Luzeme County Ph: 570-836-6840 163 Amber Lane Fax: 570-836.6332 Wilkes-Barre, PA 18701 Ph: 570.826-0510 German Street Ph: 800-822-0359 Post Office Box 389 Fax: 570-829-1665 - Call before faxing Dushore, PA 18614 Ph: 570-455-4994 - Hazelton Ph: 570-928-9668 Fax: 570.455-5631- Call before faxing Fax: 570-928-8144 Ph: 570-836-4090-Tunkhannock 931 Main Street CCCS of Northeastern PA Honesdale, PA 18431 1400 Abington Executive Park Ph: 570-253-8941 Suite I Fax 570-253-4817 Clerks Summitt, PA 18411 Ph: 570-587-9163 7 Lake Avenue Ph: 800-922-9537 Box 339 Fax: 570-587-9134 Montrose, PA 18801 Fax: 570.587-9135 Ph: 570-278-3338 Ph: 800.982-4045 31 W. Market Street Fax: 570-278-1889 Wilkes-Barre, PA 18702 Ph: 570-821-0837 WESTMORELAND COUNTY Ph: 800.922-9537 Action Housing, Inc. Fax: 570.821-1785 425 & Avenue Suite 950 PA The Trehab Center of HE Pittsburgh, PA 15219 7 Lake Avenue Ph: 412-391-1956 Box 339 Ph: 412-281-2102 Montrose, PA 18801 Ph: 570-278-3338 Community Action Southwest Ptr. 800-982-4045 22 West High Street Fax: 570-278-1889 Waynesburg, PA 15370 Ph: 724-852.2893 185 Elmira Street Post Office Box 218 CCCSof Western Pennsylvania, inc. Tray, PA 16947 1 North Gate Square Ph: 570-297-2101 2 Garden Center Drive Fax: 570-297-2799 Greensburg, PA 15601 Ph: 724-838-1290 17 Grafton Street Weisboro, PA 16901 Housing Opportunities, Inc. Ph: 570-724-5252 133 Seventh Stmt Fax 570-724-5783 McKeesport, PA 15132 Ph: 412-664-1590 103 Warren Street Fax 412-664-0873 Post Office Box 709 Tunkhannock, PA 18657 Keystone Economic Development Ph: 570-836-6840 Corporation Fax 570-836-0332 1954 Mary Grace Lim Johnstown, PA 15901 German Street Ph: 814-535.6556 Post Office Box 389 Fmc 814-539-1688 Dushore, PA 18614 Ph: 570-928-9668 Tableland Services Inc. Fax. 570.928.8144 535 East Main Street Somerset, PA 15501 931 Main Street Ph: 814-445.9628 Honesdale, PA 18431 Ph: 800-452-0148 Ph: 570.253.8941 Fax 814-443-3690 Fax 570-253-4817 199 Edison Street YORK COUNTY Uniontown, PA 15401 American Red Cross-Hanover Chapter Ph: 724-439.8939 529 Carlisle Street Hanover, PA 17331 Indiana Co Community Action Program Ph: 717.637-3768 827 Water Street Fax 717-637-3294 Box 187 Indiana, PA 15701 Housing Council of York Ph: 724-465-2657 116 North George Street Fax: 724-465.5118 York, PA 17401 Ph: 717-854-1541 Mon-Valley Unemployed Committee Fax: 717-845-7934 120 E. 9r' Avenue Homestead, PA 15120 CCCS of Western Pennsylvania, Inc. Ph: 412462-9962 2000 Lfngfestown Road Fax 412-462-9964 Harrisburg, PA 17102 Ph: 717-541-1757 - Credit Counselors of PA Fax 717-541-4670 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax. 412-338-9963 Adams County Housing Authority 139-143 Carlisle Street Gettysburg. PA 17325 Ph: 717-334-1518 Fax: 717-334-8326 CCCS of Western Pennsylvania. Inc. 912 South George Street York, PA 17403 Ph: 717.846-4176 ,v (? ?a w ? i -?.) ? ? ? ? ? ? ?z` I Y SHERIFF'S RETURN - REGULAR CASE NO: 2006-06532 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK VS MIRA HOLLY A ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MIRA HOLLY A the DEFENDANT , at 2033:00 HOURS, on the 16th day of November , 2006 at 2401 ASCOTT WAY MECHANICSBURG, PA 17055 by handing to JOHN MIRA HUSBAND a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscibed to before me this of So Answers: 18.00 9.68f .00 10.00 R. Thomas Kline .00 37.68 ? 11/20/2006 GOLDBECK MCCAFFER :Y MCKEEE?VE By: "??7 ?? /_ day Dep tZ-'She i r' A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2006-06532 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK VS MIRA HOLLY A ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MIRA JOHN F the DEFENDANT at 2033:00 HOURS, on the 16th day of November 2006 at 2401 ASCOTT WAY MECHANICSBURG, PA 17055 by handing to JOHN MIRA. a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 4- ( ).10-1 100 Sworn and Subscibed to before me this of So Answers 1: 6.00 .00 00 10.00 R. Thomas Kline .00 16.00 ? 11/20/2006 GOLDBECK MCCAFFERTY MCKEEVER By: De ut? Sht, }// f day A. D. . SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-06532 P COMMONTW:EALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BANK OF NEW YORK VS MIRA HOLLY A ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT MIRA HOLLY A but was unable to locate Her in his bailiwick. He therefore returns the !1/l 1\ /I TIT T TTT T1 1% R/1 TIT Tn/IT T? NOT FOUND , as to the within named DEFENDANT , MIRA HOLLY A 1 ASCOTT WAY MECHANICSBURG, PA 17055 THERE IS NO SUCH ADDRESS IN CUMBERLAND COUNTY. Sheriff's Costs: So answers: Docketing 6.00 r_ - Service 9.68 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County 00 0.68 GOLDBECK MCCAFFERTY MCKEEVER K- 1XI6.110 , 11/20/2006 Sworn and Subscribed to before me this _ day of , A.D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-06532 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND BANK OF NEW YORK VS MIRA HOLLY A ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT MIRA JOHN F but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , , NOT FOUND , as to the within named DEFENDANT , MIRA JOHN F 1 ASCOTT WAY MECHANICSBURG, PA 17055 THERE IS NO SUCH ADDRESS IN CUMBERLAND COUNTY Sheriff's Costs: Docketing 6.00 Service .00 _ Not Found 5.00 Surcharge 10.00 .00 21.00? Sworn and Subscribed to before me this _ day of So answers R. Thomas Kline Sheriff of Cumberland County GOLDBECK MCCAFFERTY MCKEEVER 11/20/2006 A. D. In the Court of Common Pleas of Cumberland County BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff No. 06-6532 vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) I Ascott Way Mechanicsburg, PA 17055 Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against HOLLY A. MIRA and JOHN F. MIRA by default for want of an Answer. Assess damages as follows: Debt Interest from 01/06/2007 to Date of Sale Total (Assessment of Damages attached) $539,187.33 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occu Wa en ys prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Jk, . Aiff I.D. #16132 AND NOW Judgment is entered in favor of` BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 and against HOLLY A. MIRA and JOHN F. MIRA by default for want of an Answer and damages assessed in the sum of $539,187.33 as per the aJ?,ve certification. /1 ??. / J Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagors and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothon By: 1?t?? - ?- If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-6606 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: December 14, 2006 TO: HOLLY A. MIRA 1 Ascott Way Mechanicsburg, PA 17055 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) TO: HOLLY A. MIRA 1 Ascott Way Mechanicsburg, PA 37055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 IMPORTANT NOTICV YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 C MrCAFFERT M EVER B oseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-6606 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: December 14, 2006 TO: JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff VS. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) TO: JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 seyh ?atrT6ec-kr GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attomey for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 CWD-6606 i THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: December 14, 2006 TO: JOHN F. MIRA I Ascott Way Mechanicsburg, PA 17055 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) TO: JOHN F. MIRA 1 Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 G C MCCAFFER M EVER B oseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-6606 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: December 14, 2006 TO: HOLLY A. MUZA 2401 Ascott Way Mechanicsburg, PA 17055-9234 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 TO: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 IMPORTANT NOTICE. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 -?? ec- & GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, JOHN F. MIRA, is about unknown years of age, that Defendant's last known residence is 2401 Ascott Way, Mechanicsburg, PA 17055-9234, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amend ents. Date: V f D V? ?S VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, HOLLY A. MIRA, is about unknown years of age, that Defendant's last known residence is 2401 Ascott Way, Mechanicsburg, PA 17055-9234, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: b aS ?? GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record owner(s)) I Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6532 ORDER FOR JUDGMENT Please enter Judgment in favor of BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, and against HOLLY A. MIRA and JOHN F. MIRA for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the kim of $539,187.33. A. goldbec#, Jr. ,v fo Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 and that the name(s) and last known address(es) of the Defendant(s) is/are HOLLY A. MIRA, 2401 Ascott Way Mechanicsburg, PA 17055-9234 and JOHN F. MIRA, 2401 Ascott Way Mechanicsburg, PA 17055-9234; GOL ECK cCAF ERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance Interest from 05/01/2006 through 01/05/2007 Reasonable Attorney's Fee Late Charges Costs of Suit and Title Search Escrow Balance Deficit Total AND NOW, this day of Jalo $485,022.85 $27,456.80 $24,251.14 $1,556.54 $900.00 $539,187.33 4- Wosephh CAF ERTY & McKEEVER oldbeck, Jr. , 200 7 damages are assessed as above. Pro Prothy b 49. (`y tv t 7 © ` 7 rJ 4 t, t i t._i I_t't 1s PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) I Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6532 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 01/06/2007 to Date of Sale at 7.3800% (Costs to be added) $539,187.33 GOLPBECIJMcCAIUFERTY & McKEEVER BY: Joseph . Goldbeck, Jr. Attorney for Plaintiff v' W F~aari, p W W o .a w¢QN C) C) ? M? Hw w ?? cn0 °E- H° O 04 u w o w N Z Q Q O W U F w u (5 O~ OP4 0.lUF"' z O s. O U O O ca P6o O n 0- ? 4 x 0-4 ? W t. U N O 4-1 c k rr VJ O ^? f (SS r _ C ?\Jt ?J a a rn F! r Y in IrN, CV ?U ° U ? U ? O a , W X" ca N r, N N r'" y ? Qr b° o? C7 ?e Q 1 V ?^ O ? vV Qs. All that certain lot in the property known, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the Oiffice of the Recorder of Deeds of Cumberland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declaration (as amended by the Second Amendment) as Lot No. 1, (identifying Number) as described in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. Being Lot No. 1 Final Development Plan for Witney Ridge Phase 11 Planned Residential Development Phase I, dated February 28, 2000, last revised June 12, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Being Part of the same premises which Gene W. Hollinger and Dorothy J. Hollinger, husband and wife, by their Deed, dated August 17, 1999, recorded in the Office of the Recorder of Deeds inand for Cumberland County, Pennsylvania, in Deed Book 206, Page 12, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. And also being part of the same premises which Julia H. Simpson, Trustee, by her Deed, dated December 4, 1999, recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 214, Page 715, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. Under and subject to any and all restrictive covenants, conditions, restrictions, rights-of-way, easements and agreements of record, including, but not limited to, Final Subdivision Plan for Witney Ridge Planned Residential Development Phase 1, dated September 17, 1999, last revised October 13, 1999, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 80, Page 64 and final Development Plan for Witney Ridge Phase 11 Planned Residential Development, dated February 28, 2000, last revised June 12, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Together with all the rights of ways, water, watercourses, rights, liberties, privileges, hereditaments, and appurtenances, whatsoever thereto belonging or in any wise appertaining, and the reversions and remainders, rents, issues and profits thereof; all of the estate, right, title, interest, property, claim, and demand, whatsoever of said Grantor, in law, equity or otherwise howsoever, of, in and to the same and every part thereof. BEING KNOWN AS I ASCOTT WAY MECHANICSBURG PA 17055 TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-6532 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff (s) From HOLLY A. MIRA AND JOHN F. MIRA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $539,187.33 L.L. $.50 Interest FROM 1/6/07 TO DATE OF SALE AT 7.3800% Atty's Comm % Atty Paid 187.36 Plaintiff Paid Due Prothy $1.00 Other Costs Date: JANUARY 10, 2007 (Seal) REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 - -r --J Supreme Court ID No. 16132 Goldbecl',McCafferty & McKeever BY<Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS Plaintiff of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6532 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 1 Ascott Way Mechanicsburg, PA 17055 LName and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 3. Name a? last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1 Ascott Way Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: January 5, 2007 J?j GOLDBCK MVAFFETFY & McKEEVER BY: Jos h A. G ldbeck, I r., Esq. Attorney for Plaintiff c) c? N c:? p .... -rim CD O C wF? L 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Defendant(s; Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, JOHN F. JOHN F MIRA 1 Ascott Way Mechanicsburg, PA 17055 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 200316, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 I 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionLa)moldbecklaw com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. t?" N C _ -? i 06-6532 f GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, JOHN F. JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PAS-,S THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17011 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 r 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionLwgoldbecklaw com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para information en espanol puede communicarse con Loretta al 215-825-6344. C? ? -Ti ?? r 7-3 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.0 6132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) I Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, HOLLY A. HOLLY A MIRA 1 Ascott Way Mechanicsburg, PA 17055 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionL&goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. C- r1l _ -0 a> { -- ca { rrt 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, HOLLY HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(w oldbecklaw com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. r C) = C7 _, ,;` GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney LD.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-6606 CF: 11/09/2006 SD: 06/13/2007 $539,187.33 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff VS. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: (x) Personal Service by the Sheriffs Officefeampeteitt mdn tw(copy of return attached). ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( } Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. es ect s t BY J h A. Goldbeck, Jr. Att rn for Plaintiff ? LL yy ? dt o '? m Y o 0 a 0 NNE w O 0 a m 6n}'a N to ix lY R,1 0 _ IL O C ? r ?S??1MCl 0 0 2 N r V Q V >n Cc o a- v a y. ? o F-td a • ,?? o m it- ? m? 10 d C Z o. a Q s = (,'5* CL Z c 00 20 r Z?nU m W m $; a 0NU I -.-M 0 a Z ?. c Q Q n c m W ( Z' ? :, p R .6 2 D E? cwcv5 U U C) o $ ??DD R i m c w ' a z ?w W a 0 ? N O am 0 0 Q -- F- 96 2 Z (D N 16 _ 0 U . W w-p m m m tu) 0 ;E a o o coj U }} Q m C'S o ? m a a vt > x 6 ?I- WZ o m m a 0 Nam -0 U) 17 i ??O? m y 0 m E ai 000m Como Q= . mmmm m a '59 Z m E c W 2 a o W `- ;a m ?Yot7l dN o a Ul 0 LU 141 m r O a J E g1 - I= Z p 2 p ? r- N cri V c0 t? co , dSn , VW y? -110 ' ? W. m a - C 96° u cc m O Y C a CL E 8 N O r _ m O/ a LL N Z N 4 06 qa I- co co (co Q Cfl } o -j U J a U I ?n 9 R? I? 'D m ?? " ZU Eva - 0 g a ? m x 15'8 Cl ? a -1 d?°G? ZTi UU ) Wjl0 T V u' a way $ 0'2 N ? o o- ?i ? n WO = U N 'r o ?a ? N = vo?J a?a?r RN?W ?e, ?M CV c0 r-- m m m CG G O C m E N 4 u a m m N m d a°. m 0 c 3 U O N 16 M T Z O a aj m ? n . N U LL 0 o . t ? V LL _ p t-- to LL U cA Bank of New York as Trustee for the Certificate In The Court of Common Pleas of Holders of Mortgage Pass Through Trust 2003-16, Cumberland County, Pennsylvania Mortgage Pass Through Certificates Series 2003-16 Writ No. 2006-6532 Civil Term VS Holly A. Mira and John F. Mira Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law, states that on March 22, 2007 at 2039 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants to wit: Holly A. Mira and John F. Mira, by making known unto Holly A. Mira, personally and as wife of John F. Mira, at 2401 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 13, 2007 at 1418 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Holly A. Mira and John F. Mira, at 2401 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: Holly A. Mira and John F. Mira, by regular mail to their last known address of 2401 Ascott Way, Mechanicsburg, PA 17055. These letters were mailed under the date of April 3, 2007 and never returned to the Sheriff s Office. So Answer '5; R. Thomas Kline, Sheriff BY ilk, Real Estat eputy r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney l.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE HOLLY A. MIRA vs. JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) Term No. 06-6532 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 1 Ascott Way Mechanicsburg, PA 17055 I.Name and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 I JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1 Ascott Way Mechanicsburg, PA 17055 WITNEY RIDGE 619 SOUTH MARKET STREET MECHANICSBURG, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: May 30, 2007 ca6up'?-? GO B K MCCAFF RT & MCKE VER BY: Jos h A. Goldbeck, Jr., Esq. Attorney for Plaintiff c? ? o -3 Bank of New York as Trustee for the Certificate In The Court of Common Pleas of Holders of Mortgage Pass Through Trust 2003-16, Cumberland County, Pennsylvania Mortgage Pass Through Certificates Series 2003-16 Writ No. 2006-6532 Civil Term VS Holly A. Mira and John F. Mira Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law, states that on March 22, 2007 at 2039 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants to wit: Holly A. Mira and John F. Mira, by making known unto Holly A. Mira, personally and as wife of John F. Mira, at 2401 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 13, 2007 at 1418 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Holly A. Mira and John F. Mira, at 2401 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit: Holly A. Mira and John F. Mira, by regular mail to their last known address of 2401 Ascott Way, Mechanicsburg, PA 17055. These letters were mailed under the date of April 3, 2007 and never returned to the Sheriff s Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Joseph Goldbeck. Sheriffs Costs: Docketing 30.00 Poundage 28.96 Advertising 15.00 Posting Bills 15.00 Law Library .50 Prothonotary 1.00 Mileage 23.04 Levy 15.00 Surcharge 30.00 Law Journal 731.00 Patriot News 571.10 Share of Bills 16.17 i'? 6 ? C ?„. $1,476.77 So Answ?ersi% R. Thomas Kline, Sheriff By -, i Real Estate S rgeant ? q 3`A'1 RA" 11 5gl Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 06-6532 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 1 Ascott Way Mechanicsburg, PA 17055 1.Name and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1 Ascott Way Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: January 5, 2007 JJ k4 GOLDB CK MAFFEI1TY & McKEEVER BY: Jos h A. ldbeck, I r., Esq. Attorne for Plaintiff b Plaintiff Defendant(s; Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 TO: MIRA, HOLLY HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: \4 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention a,goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion on espanol puede communicarse con Loretta a1215-825-6344. 1 • Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY 06-6532 WLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 VS. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 TO: MIRA, JOHN F. JOHN F. MIRA 2401-Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 1701 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 I 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionLa) oldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. All that certain lot in the property known, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the Oiffice of the Recorder of Deeds of Cumberland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in .such Declaration (as amended by the Second Amendment) as Lot No. 1, (identifying Number) as described in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. Being Lot No. 1 Final Development Plan for Witney Ridge Phase 11 Planned Residential Development Phase I, dated February 28, 2000, last revised June 12, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Being Part of the same premises which Gene W. Hollinger and Dorothy J. Hollinger, husband and wife, by their Deed, dated August 17, 1999, recorded in the Office of the Recorder of Deeds inand for Cumberland County, Pennsylvania, in Deed Book 206, Page 12, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. And also being part of the same premises which Julia H. Simpson, Trustee, by her Deed, dated December 4, 1999, recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 214, Page 715, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. Under and subject to any and all restrictive covenants, conditions, restrictions, rights-of-way, easements and agreements of record, including, but not limited to, Final Subdivision Plan for Witney Ridge Planned Residential Development Phase I, dated September 17, 1999, last revised October 13, 1999, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 80, Page 64 and final Development Plan for Witney Ridge Phase II Planned Residential Development, dated February 28, 2000, last revised June 12, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Together with all the rights of ways, water, watercourses, rights, liberties, privileges, hereditaments, and appurtenances, whatsoever thereto belonging or in any wise appertaining, and the reversions and remainders, rents, issues and profits thereof; all of the estate, right, title, interest, property, claim, and demand, whatsoever of said Grantor, in law, equity or otherwise howsoever, of, in and to the same and every part thereof. BEING KNOWN AS 1 ASCOTT WAY MECHANICSBURG PA 17055 TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-6532 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff (s) From HOLLY A. MIRA AND JOHN F. MIRA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $539,187.33 L.L. $.50 Interest FROM 1/6/07 TO DATE OF SALE AT 7.3800% Atty's Comm % Due Prothy $1.00 Atty Paid 187.36 Other Costs Plaintiff Paid Date: JANUARY 10, 2007 (Seal) REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 lleputy Supreme Court ID No. 16132 Real Estate Sale # 21 On February 6, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Upper Allen Township, Cumberland County, PA Known and numbered as 1 Ascott Way, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: February 6, 2007 By: Real Esta Sergeant 81 .? J C i NVC LOOT THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the 2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#21 lr,.y - .1 .. A.. - Sworn to and subscribed before me this 18th day of May 2007 A.D. UUMMUiywtAU M Uf- PENNSYLVANIA Notarial Seal Terry L. Russell, Notary Public ity Of H burg, Dauphin County ComrP on Expires June 6, 2010 M s"!, "i> e? ci inn f Notaries NOT Y PUBLIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 WRI ?wlrr°cM?l?litr ntis at?t loilNIral "s of ,M 116" 2003-tor VS HOW A. Mira =W Jopr F. Mira My. Jeamplh A.'GgIdbedr, Jr. dart certain lot in the known, named idrmified in the referred below, 1Viitney 'Ridge P.RD., A Punned d locaeed in tippet Allen Township, Cooky, Pennsylvania, which has ben solonitied to the provisions of Plqkmk fJedoma Plead Community ;-AM 69 PLC.S.A. 85101 et seq., by the ,?aprdiog m the Office of she Recorder of Deeds ref Cumberland Conroy, Pennsylvania, the Mechtrohn for Wtteey Ridge P1t,D, a Planted trm wdty dated June 16, tiecorded Jtme 21, 20®0, in hiscellowous 6471 Pre 1, and as amended by First so Dockratim for wtanty Ridge a- . Punned Comm utity (Wust nO, dated June Z8, 2000, and Jute 29, 2000, in the Office of the of Deeds 'of CoMbtrland County, v+oia ilk Iv6aoellaeaoms Book 647, Pap mad SecuaI JUKE i?il W Pattsligpion for Ridge F2* ***00611101ify moo "Noy 16, 2fi c in i ago of the of Deodl: eleVAIN" assly, it WINN irlMwr Book 674, dm*aoted in such DWaration (as by dw Second Ammimsnt) as tat No. (ianadfymg Number) as described in Section L of the Declaration (as amended, by the nd Ate) and shown (and dew0ed) Exhibit D-2 Second Addendum. - 39,788.14 square feet. ing Lot No.1 Final Development Plan for Witney Ridge Phase 11 Poured Residential Develmpate t Phase 1, dated Fdx=y 28, MW, last revised June 12,20K recorded in the Office of the Recorder of Dwds of Cumberland Canty, Pennsylvania, in Plan Book 82, Page 60. Being Part of the same premises wbich Gene W. Hollinger and Dorothy J. IbMW, husband and wife, by their Deed, dated August 17, 1999, recorded m the Office of the Retarder of Deeds m and for Cumberland County Pennsylvania, in Deed Book 206, Page 12, grab sad wowd unto witney Ridge hevestors, Fir Grawor berre m. And also befog pert of the steep eanim witian Jul* H.'Siml*M Trustee;1? her Deal, dated Deice 4,1999, recorded m the Office of the Recorder of Deeds m and foe Cloodorlrad Caaay, Pemesytraia, in NM %A 2K lore 715, greeted aril ciob"W turn Whiny RrtlDe lavestms, LP, Gweesr bison 600 to may ow d sahriaYw wo and saceetmem of record. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 20, 27 & May 4, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, SWORN TO AND SUBSOy UBED before me this 4 day of May, 2007 N0TA„„1.r DEAL v LOIS E. S +4YDEI <, Notary Public C xrf?7_ Ix, Gc)ro, C'urr?cerlarid COuniy M, C-;?i6 n' ? !res March 5, 2009 REAL ESTATE SALE NO. 21 Writ No. 2006-6532 Civil Bank of New York as Trustee for the Certificateholders of Mortgage Pass Through Trust 2003-16, Mortgage Pass Through Certificates Series 2003-16 VS. Holly A. Mira and John F. Mira Atty.: Joseph A. Goldbeck, Jr. All that certain lot in the prop- erty known, named and identified in the Declaration, referred below. as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township. Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the Office of the Recorder of Deeds of Cumberland County. Pennsylva- nia, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Dec- laration for Witney Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declara- tion (as amended by the Second Amendment) as Lot No. 1, (identify- ing Number) as described in Sec- tion 2.2 of the Declaration (as amended by the Second Amend- ment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. Being Lot No. 1 Final Develop- ment Plan for Witney Ridge Phase 11 Planned Residential Develop- ment Phase I, dated February 28, 2000, last revised June 12, 2000, recorded in the Office of the Re- corder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Being Part of the same premises which Gene W. Hollinger and Dor- othy J. Hollinger, husband and wife, by their Deed, dated August 17, 1999, recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 206, Page 12, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. And also being part of the same premises which Julia H. Simpson, Trustee, by her Deed, dated Decem- ber 4, 1999, recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Deed Book 214, Page 715, granted and conveyed unto Witney Ridge Investors, LP, Grantor herein. Under and subject to any and all restrictive covenants, conditions, restrictions, rights-of-way, ease- ments and agreements of record, including, but not limited to, Final Subdivision Plan for Witney Ridge Planned Residential Development Phase I, dated September 17, 1999, last revised October 13, 1999, re- corded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 80, Page 64 and final Development Plan for Witney Ridge Phase Il Planned Resi- dential Development, dated Febru- ary 28, 2000, last revised June 12, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 82, Page 60. Together with all the rights of ways, water, watercourses, rights, liberties, privileges, hereditaments, and appurtenances, whatsoever thereto belonging or in any wise appertaining, and the reversions and remainders, rents, issues and profits thereof, all of the estate, right, title, interest, property, claim, and demand, whatsoever of said Grantor, in law, equity or otherwise howsoever, of, in and to the same and every part thereof. BEING KNOWN AS 1 ASCOTT WAY, MECHANICSBURG, PA 17055. TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN. PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6532 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 01/06/2007 to Date of Sale per diem at $98.06 $539,187.33 (Costs to be added) A r A GOLDBECK cCAFFERTY & McKEEVER ?- BY: Michael T. McKeever Attorney for Plaintiff V) V) Q ? d E- W P- cn ^ V r?dv? Wj wd ? o ? y ? ? W V c7 W ? O ? c6 "Cj O? d /? cn Q .., E'' tn Q U ? u'" 'fl Q ? d o U cn ? ? c Q ? ?, ?+ o? ?AHH aU ? ? W? U H C'? x O??o a w N Wx CQ U E' -t- Ut SLa # ? q W S' C N c s d ? 00 U M U 'n to G? y a N v ? Cr H 43 d 4? r 5 N O ? r C C O :z C=) C'o . .? ? no A .+ Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) CERTIFICATION AS TO THE SALE OF REAL PROPERTY NO. 06-6532 I, Michael T. McKeever, Esquire hereby certify that I am the attorney of record for the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has complied with all the provisions of the Act. 1 Ow I a. U(1 Q X ILI) Michael T. McKeever Attorney for plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE CCs A- n C IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA In Re: : Chapter 13 : Case No. 1:07-bk-01785-RNO JOHN F. MIRA HOLLY A. MIRA a/k/a HOLLY A. KERSTETTER DEBTORS LITTON LOAN SERVICING, LP MOVANT V. JOHN F. MIRA HOLLY A. MIRA . CHARLES J. DeHART, III, TRUSTEE RESPONDENTS ORDER MODIFYING §362 AUTOMATIC STAY Upon the application of PARKER McCAY, P.A. Attorneys for Litton Loan Servicing, LP as servicing agent for The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc. Asset-Backed Certificates, Series 2003-0612, under Bankruptcy Code section 362(d) for relief from the automatic stay as to certain real property as hereinafter set forth, and for cause shown; The automatic stay of Bankruptcy Code section 362(a) is vacated to permit the Movant, its successors and/or assigns, to institute or resume and prosecute to conclusion one or more actions in the court(s) of appropriate jurisdiction to pursue the Movant's rights in the following property described below to the extent and in the manner provided by any applicable contract documents and non-bankruptcy law. 1 Ascott Way, Mechanicsburg, Pennsylvania 17055 2. The Movant may join the Debtors and any Trustee appointed in this case as defendants in its action(s) irrespective of any conversion to any other chapter of the Bankruptcy Code. OZA Robert N. Opel, II, Bu rupky Judge (BQ This document is electronically signed and filed on the same date. Dated: September 29, 2008 .... Goldbeck McCafferty & McKeever BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 06-6532 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 1 Ascott Way Mechanicsburg, PA 17055 1.Name and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1 Ascott Way Mechanicsburg, PA 17055 WITNEY RIDGE 619 SOUTH MARKET STREET MECHANICSBURG, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 24, 2008 VA 71 UALLLC/? GOLDBE K McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff C? r.a r f c-, T Fn 1 '5M co 0,^ 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 VS. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, HOLLY A. HOLLY A MIRA 1 Ascott Way Mechanicsburg, PA 17055 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: s 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 . ,. 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.g_o_v for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@poldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. J^* 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 VS. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, JOHN F. JOHN F MIRA 1 Ascott Way Mechanicsburg, PA 17055 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 40 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 l M 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@.Poldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. I Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY 06-6532 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 TO: MIRA, HOLLY HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at I Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: r' 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6, You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriff s Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 VP 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website htip://www.phfa.orp-/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@,goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 10 r GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff 06-6532 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Plaintiff Defendant(s; Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MIRA, JOHN F. JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: .- t 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 49- 460 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website htip://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@jzoldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-6532 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK As Trustee for THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff (s) From HOLLY A. MIRA and JOHN F. MIRA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $539,187.33 L.L. Interest from 1/06/07 to Date of Sale per diem at $98.06 Atty's Comm % Due Prothy $2.00 Atty Paid $1,685.63 Plaintiff Paid Other Costs to be added Date: 10/27/08 (Seal) REQUESTING PARTY: Name: MICHAEL T. MCKEEVER, ESQUIRE l O rothonot By: Deputy Address: GOLDBECK McCAFFERTY & McKEEVER SUITE 5000-MELLON INDEPENDNECE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER, ESQ. ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003- 16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 PRAECIPE TO CORRECT PROPERTY ADDRESS Kindly correct the docket to reflect the correct property address of 2401 Ascott Way f/k/a 1 Ascott Way, Mechanicsburg, PA 17055. Respectfully submitted, GOLDBECK, McCAFFERTY & McKEEVER By: 0 LCi, ct Michael T. McKeever, Esquire Attorney for Plaintiff h v C\i GOLDBECK WCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER, ESQ. ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA. PA 19106-1532 (215) 627-1322 ATTORNEY FOR PLAINTIFF BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003- 16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor and Record Owner) 2401 Ascott Way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 PRAECIPE TO SUBSTITUTE LEGAL DESCRIPTION Kindly substitute the attached legal description in place of the legal description attached to Plaintiff s complaint. Respectfully submitted, GOLDBECK, McCAFFERTY & McKEEVER By: Michael T. McKeever, Esquire Attorney for Plaintiff A-. - All that certain lot in the property known, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the Oiffice of the Recorder of Deeds of Cumberland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declaration (as amended by the Second Amendment) as Lot No. 1, (identifying Number) as described in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. BEING KNOWN AS 2401 ASCOTT WAY F/KJA 1 ASCOTT WAY MECHANICSBURG PA 17055 TAX PARCEL 42-11-0274-050 MUNICIPALITY: UPPER ALLEN TOWNSHIP ? 3 w ?? ... "? '_i"? y?.... ?" M1 ?? t ". GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-6606 CF: 11/09/2006 SD: 03/04/2009 $539,187.33 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 2401 Ascott way fWa I Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Michael T. McKeever, Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Res. Sv04r Qsa (u/r% /ot) qQ Personal Service by the Sheriffs Office/ ( ) Certified mail by Michael T. McKeever (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, BY: Michael T. McKeever, Esquire Attorney for Plaintiff -- - - C) o --- ; - _._ _ . 0 ?Nc o c NN W ° Oz o ? a c O C t? tn LL Tom,.'. i 1 FE to s E ? w ? ' -9 .: 23 b z _ UNU 3mT FW-N? ? W O '-' N W g ???? m ti U U. Z Seto a? CO 8 < F c`n a > - ???? I L F U-j ? amxa $c0i v v? d r ? a ? ? ? I I 1 I W ID ? i ,$ d ui e? I i z t,0 AMO= j I r. I N c? + d 1 ui ; cc ?. ( ap j d C 1- g i r? m N ?S C 3 U M d !L z O a J J O GOLDBECK McCAFFERTY & MCKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 06-6532 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 1.Name and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055-9234 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 CREATIVE EXTERIORS INC. 53 Tannery Road Dillsburg, PA 17019 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. WITNEY RIDGE 619 SOUTH MARKET STREET MECHANICSBURG, PA 17055 TENANTS/OCCUPANTS 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: February 9, 2009 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff 4 {? ' Ti i Bank of New York as Trustee for the In The Court of Common Pleas of Certificateholders of Mortgage Pass Through Cumberland County, Pennsylvania Trust 2003-16, Mortgage Pass Through Writ No. 2006-§532 Civil Term Certificates Series 2003-16 VS Holly A. Mira and John F. Mira R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Holly A. Mira, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of Dauphin County, Pennsylvania, to serve the within Real Estate Writ, Notice of Sheriffs Sale and Description according to law. Dauphin County Return: And now, December 9, 2008 at 1030 hrs served the within Real Estate Writ, Notice of Sale and Description upon Holly A. Mira, defendant, by handing a true and attested copy to Holly A. Mira personally at her place of employment, Pennsylvania State Police, 175 East Hershey Park Drive, Hershey, PA 17033 and making know unto her the contents thereof. So answers: J.R. Lotwick, Sheriff of Dauphin County, Pennsylvania. Cpl. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on November 19, 2008 at 1938 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: John F. Mira, by making known unto John F. Mira personally, at 2401 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. William Cline, Deputy Sheriff, who being duly sworn according to law, states that on January 12, 2009 at 1523 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Holly A. Mira and John F. Mira located at 1 Ascott Way, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Holly A. Mira, by regular mail to her last known address of Pennsylvania State Police, 175 East Hershey Park Drive, Hershey, PA 17033. This letter was mailed under the date of January 13, 2009 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: John F. Mira, by regular mail to his last known address of 2401 Ascott Way, Mechanicsburg, PA 17055. This letter was mailed under the date of January 9, 2009 and never returned to the sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he returned this writ STAYED. Sheriff's Costs: Docketing Poundage Posting Bills Advertising Prothonotary Mileage Levy Surcharge Out of County Dauphin County Law Journal Patriot News Share of bills Sao Answers; R. Thomas Klin , Sheriff By 14:?hr I I 10? Real Estate Coordinator 30.00 19.06 15.00 15.00 2.00 18.00 15.00 30.00 9.00 49.25 365.00 389.21 15.52 q'?a.614 41DT!a9 b• ,00 UzG ??Cf RLED-OFT CE OF THE IR^ pIIIONQTARY 1009 APR -8 AM (0: 03 PEN? uS` UVA,'t i.Al r , Plaintiff Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 Goldbeck McCafferty & McKeever BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano. TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA (Mortgagor(s) and Record Owner(s)) 1 Ascott Way Mechanicsburg, PA 17055 No. 06-6532 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: I Ascott Way Mechanicsburg, PA 17055 ].Name and address of Owner(s) or Reputed Owner(s): HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 2. Name and address of Defendant(s) in the judgment: HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Name and last known-address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: COMMUNITY BANKS 201 St. John Church Road Camp Hill, PA 17011 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1 Ascott Way Mechanicsburg, PA 17055 WITNEY RIDGE 619 SOUTH MARKET STREET MECHANICSBURG, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: October 24, 2008 zt tUJ i K McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff h 06-6532 Plaintiff Defendant(s Term No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 TO: MIRA, HOLLY HOLLY A. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at 1 Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: e 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I . If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 r' 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.orWconsumers/homeowners/real.qspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Horne Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention&goldbeeklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our fine's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. Plaintiff Defendants Tenn No. 06-6532 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY 06-6532 GOLDBECK MCCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 vs. HOLLY A. MIRA JOHN F. MIRA Mortgagor(s) and Record Owner(s) 1 Ascott Way Mechanicsburg, PA 17055 TO: MIRA. JOHN F. JOHN F. MIRA 2401 Ascott Way Mechanicsburg, PA 17055-9234 Your house at I Ascott Way, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, March 04, 2009, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $539,187.33 obtained by BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 06-6532 1. The sale will be cancelled if you pay to BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be tiled by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6532 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6606. Para informacion en espanol puede communicarse con Loretta at 215-825-6344. All that certain lot in the property known, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the Oiffice of the Recorder of Deeds of Cumberland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declaration (as amended by the Second Amendment) as Lot No. 1, (identifying Number) as described in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. BEING KNOWN AS I ASCOTT WAY MECHANICSBURG PA 17055 TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN MUNICIPALITY: UPPER ALLEN TOWNSHIP WRIT OF EXECUTION and/or ATTACHMENT COMMONWEi LTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-6532 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANK OF NEW YORK As Trustee for THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16, Plaintiff (s) From HOLLY A. MIRA and JOHN F. MIRA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $539,187.33 L.L. Interest from 1/06/07 to Date of Sale per diem at $98.06 Atty's Comm % Due Prothy $2.00 Atty Paid $1,685.63 Plaintiff Paid Date: 10/27/08 (Seal) REQUESTING PARTY: Other Costs to be added Prothonota By: Name: MICHAEL T. MCKEEVER, ESQUIRE Address: GOLDBECK McCAFFERTY & McKEEVER SUITE 5000-MELLON INDEPENDNECE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Deputy Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 Real Estate Sale #21 On November 6, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Upper Allen Township, Cumberland County, PA Known and numbered as _ 1 Ascott Way, Mechanicsburg more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 6, 2008 By: Real Es to Sergeant PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 30, February 6, and February 13, 2009 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lisa Marie Co e, Editor SWORN TO AND SUBSCRIBED before me this 13 day of Februar 13, 20 9 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 Zli" ASUM @A" NO. 91 Writ No. 2006-6532 Civil Bank of New York as Trustee for the Certificateholders of Mortgage Pass Through Certificates Series 2003-16 V8. Holly A. Mira and John F. Mira Atty.: Michael McKeever All that certain lot in the prop- erty known, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Al- len Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa. C.S.A. §5101 et seq., by the recording in the Office of the Recorder of Deeds of Cum- berland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., a Planned Community ("Declara- tion"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witney Ridge P.R.D., a Planned Community ("First Amendment"), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscel- laneous Book 647, Page 991, and Second Addendum to Declaration for Witney Ridge P.R.D., a Planned Com- munity ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declaration (as amended by the Second Amendment) as Lot No. 1, (identifying Number) as described in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) in Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. BEING KNOWN AS 1 ASCOTT WAY MECHANICSBURG PA 17055. TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN. MUNICIPALITY: UPPER ALLEN TOWNSHIP. The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 cZ?e ?lahiot-News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY REAL ESTATE SALE NO. 21 Writ No 2006-6532 Civil Term Bank of New York as Trustee for the Cerillicatehoklem; of Mortgsge Pow Through Certiflcates Series 2003-16 VS Holly A. Mira and John F. Mira Attorney Michael McKeever LEGAL DESCRIPTION All that certain lot is the property ]mown, named and identified in the Declaration, referred below, as "Witney Ridge P.R.D., A Planned Community," located in Upper Allen Township, Cumberland County, Pennsylvania, which has heretofore been submitted to the provisions of the Pennsylvania Uniform Planned Community Act, 68 Pa.C.S.A. S5101 et seq., by the recording in the office of the Recorder of Deeds of Cumberland County, Pennsylvania, the Declaration for Witney Ridge P.R.D., i Planned Community ("Declaration"), dated June 16, 2000, recorded June 21, 2000, in Miscellaneous Book 647, Page 1, and as amended by First Addendum to Declaration for Witacy Ridge P.RD., a Planned Community (`First Amendment'), dated June 28, 2000, and recorded June 29, 2000, in the Office of the Recorder of. Deeds of Cumberland, County, Pennsylvania, in Miscellaneous Book 647, Page 991, and Second Addendum to Declaration for Wmtey Ridge P.R.D., a Planned Community ("Second Amendment"), dated May 10, 2001, and recorded May 16, 2001, in theOffice of the Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book 674, Page 1094, designated in such Declaration (as amended by the Second Amendment) as Lot No.l, (identifying Number) as ftcribed in Section 2.2 of the Declaration (as amended by the Second Amendment) and shown (and described) m Exhibit D-2 Second Addendum. Containing 39,788.14 square feet. BEING KNOWN AS 1 ASCOTT WAY MECHANiCSBURG PA 17055 TAX PARCEL 42-11-0274-050 TOWNSHIP OF UPPER ALLEN MUNICIPALITY: UPPER ALLEN TOWNSHIP This ad ran on the date(s) shown below: 01/21/09 01/28/09 02/04/09 Sworn to ands scribed before me this 25 day of February, 2009 A.D. Notary Public C0MM0N1JVE,1,LTH OF P-tEWS-YLVANIA ?t1?ot;ri:#? SPaI L,W-f er Kisne Notary Ptd*- Harnsb Urns. OaUphirt C*OU gion Expires tdoav. 26.20'1 NotaAes , pennsylvan€a Assaciatfon Of GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Affornev for Plaintiff BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003-16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff vs. HOLLY A. MIRA JOHN F. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 06-6532 PRAECIPE TO VACATE JUDGMENT TO THE PROTHONOTARY: Kindly vacate the judgment upon payment of your costs only. PICHAEL T. CK EVER, ESQUIRE f ji! GOLDBECK McCAFFERTY & McKEEVER ATTORNEY FOR PLAINTIFF BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6321 BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF MORTGAGE PASS THROUGH TRUST 2003- 16, MORTGAGE PASS THROUGH CERTIFICATES SERIES 2003-16 7105 Corporate Drive PTX C-35 Plano, TX 75024-3632 Plaintiff VS. HOLLY A. MIRA JOHN F. MIRA 2401 Ascott way f/k/a 1 Ascott Way Mechanicsburg, PA 17055 Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 06-6532 PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended upon payment of your costs only. V&J'Qd? -kk&Oj? ichael T. McKeever, Esquire Attorney for Plaintiff Y iF F''_C1 1 r? N'r;TA:RY 2009 A"t" 14 Fri 2- 19 a ??