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Home My WebLink About06-6553GOLDBECK McCAFFERTY & McKEEVER BY': JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. TODD M. MCKEONE Mortgagor and Real Owner 320 Pine Grove Road Gardners, PA 17324 Plaintiff Defendant IN THE COURT OF COMMON OF CUMBERLAND CIVIL ACTION - LAW ACTION OF MORTGAGE GYM - & S53 Term CIVIL ACTIA- R RO"CLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the follow ing pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without ou and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH 1 3ELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO ROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES T ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTR A LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPOND DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFEN ERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ES RITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ES T A DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIRICON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, OECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUED PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO IENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA FICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PRO EERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure again t you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following number : 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(c)goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a messag with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of C WD-6722. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1, 7105 Corporate Drive, PTX C-35 Plano TX 75024. 2. The names and addresses of the Defendant is TODD M. MCKEONE, 320 Pine Grove Road, Gardners, PA 17324-8972, who is the mortgagor and real owner of the mortgaged premises hereinafter described 3. On February 23, 2006 mortgagors made, executed and delivered a mortgage upon the Proper y hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., CTING SOLELY AS A NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., which mortgag is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1942, Page 62. The ortgage has been assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MO GAN MORTGAGE ACQUISITION TRUST 2006-CW1 by assignment of Mortgage which assign ment is lodged for recording. The Mortgage and assignment(s) are matters of public record and are in corporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which le relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are ma ers of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set fort as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due d unpaid for July 01, 2006 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. I 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$199,551.92 Interest from 06/01/2006 through 11/30/2006 at 7.5000% .......................$7,503.00 Per Diem interest rate at $41.00 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$9,977.60 Late Charges from 07/01/2006 to 11/30/2006 ...........................................$349.60 Monthly late charge amount at $69.92 Costs of suit and Title Search ......................................................................$900.00 Monthly Escrow amount $208.16 $218,282.12 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above m be less than the amount demanded based on work actually performed. The Attorney's Fees request are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the am t demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in person am" judgment) agai st the Defendant in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assist ce has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $218,22 82.12, together with interest at the rate of $41.00, per day and other expenses, costs and charges incurred b the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylv is law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriffs Sale of the Property. By: DBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF s VERIFICATION I, p'Wian>RAFARRAR,ASSISTANTVICEPRISIDENf as the representative the Plaintiff corporation within named do hereby verify that I authorized to and do make this verification on behalf of Plaintiff corporation and the facts set forth in the forego Complaint are true and correct to the best of my knowled information and belief. I understand that false statements then are made subject to the penalties of 18 Pa. C.S. 4904 relating unsworn falsification to authorities. Date H op I ©?7 AMANDA FARRAR, ASSISTANT ME PRESIDEK. of am the ing ge, ein to #127337987 - TODD M. MCKEONE Ey,FiditA SCHOUL11 C. Lags! Owdpoon Commitment Number: GROO-101OW ,k.L THAT CERTAIN t wt, of land aituate in DkdC rww Towrt Mp, Cumberland Counbr, Pennaylvamia, bourw and desottbed as tbllew?ra: BEGINNING at a pokrt.on tha Soutern h side of 1-1 121005 an the Avft. WO between Lot Nos. 10 and 1 I. on he hemkia the mentl6ned'Plan, of Lots; theft by said d'wltling• line. 21 degroes 30 minutes 42 8eox* E X502 feet to a pO *Mnce by the div 4V kte beM W Ld Nus. 10 and % on said Plan cf I_*, Sbutft ateareas 29 minutes 1 a seaends West 200 feed to a point; thence by thb same, No* 21 deirm 30 minutes seconds West 429 feet td a point on the So Btn side of.L, 21005 abMid. Ummoe by the goufhwn ern side o42 f said Road, NOM 68 deVees 29 mit d" is seconds East, 184.38 feat to a ccnrxete monument; v* by same on a curve b that left having a radius of 6345 feet, an arc dManoa of 18.64 fea to the Face the of BEGINNING. CONTAININ4 2.1o8 acres, K Offk;Q ING Lot No, 10 .on the Sub blklon PMn.of Kenneth B, (garner, Jr, and Linda D. Gamer, as reoorded• to I of dte Reoorder .or Deeds for CumbeAand t ? in plan gook 4.2, •Ptige 21. ,§., lit 't ?Y .f. L' I Certify this ile reeordee 1 s. pill Re, i?. Bx 1942PGO079 STEWART TITLE' n»io?rwrr n..Mw. r.. Ex,hibit (B CM MOM LOANS PO Box 9048 Temecula, CA 92589-9048 Send Payments To: PO BOX 660694 Dallas, TX 752 6 6-0 6 94 Send Correspondence to: PO Box 5170, MS SV314B Simi Valley, CA 93065 1111111111111111111111111 0701436843 Todd M McKeone 320 PINE GROVE RD GARDNERS, PA 17324-8972 08083'1-BLGPAI PRESORTED First-Class Mail U S. Postage and Fees Paid WSO 91 MCounftrAdw HOME LOANS P.O. Box 660694 Send Payments to: Dallas, TX 75266-0694 PO Box 660694 Dallas, TX 75266-0694 August 31, 2006 Certified Mail: 0701436843 Return Reciept Requested Regular Mail Todd M McKeone Account No.: 127337987 320 PINE GROVE RD Property Address: GARDNERS, PA 17324-8972 320 Pine Grove Rd Gardners, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can hela you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE Take this Notice with you when you meet with the Counseling Agency. The names addresses and phone numbers of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice If you have any questions you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397, (persons with impaired hearing can call 1-717-780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help answer them- You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACI6N EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CON11NUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACI6N OBTENGA UNA TRADUCC16N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRtSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Todd M McKeone PROPERTY ADDRESS: 320 Pine Grove Rd Gardners, PA LOAN ACCT. NO.: 127337987 ORIGINAL LENDER: CURRENT LENDERISERVICER: Countrywide Home Loans Servicina LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FI NANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Please write your a count number on all checks and odrrespondence. We may charge you a fee tar any payment returned or rejected by yourfnancal ihstduion, subject to appirable how. • Make your check payable to Account Number: 127337987-3 Balance Due for charges listed above: $3,355.52 asof 813112006. Countrywide Home Loans Todd M MCKeone • W}'ite your account number on your check or money order Please update ernail infumatbn on the revemWe of th is coupon. 320 Pine Grove Rd • Write in any additional amounts Additbnal 1 you are including (r total is cWal pr- more than $5000, please send eLQppt certified check) • Dent attach your check to the Addimnal payment coupon Esc ax • Dent include car respondence Countrywide • Dent send cash PO BOX 660694 oher {? Dallas, TX 75266-0694 Il r I,IrLrrLI,ILrrII IIr rrILJ L d, ILI rrlr I rLIIL l cherx Total 127337987300000336552000335552 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT THIRTY (30) DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and teleohone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will he disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 320 Pine Grove Rd Gardners, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Payments: July, 2006 August, 2006 (2 mos. @ $1,606.59/month) $3,213.18 Late Charoes: July, 2006 August, 2006 (2 mos. @ $69.921month) $139.84 Other Late Charges: Total Late Charges: $69.92 Uncollected Costs: $12.50 Partial Payment Balance: ($69.92) TOTAL DUE: $3,365.52 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,365.52, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: E-mail use: Providing your e-mail address below will allow us to send you information on your account Account Number: 127337987 Todd M McKeon E-mail address How we post your payments: All accepted payments of principal and interest will be applied to the longest outstanding installment due, unless otherwise expressly prohibited or limited by law. If you submit an amount in addition to your scheduled monthly amount, we will apply you payments as follows: (i) to outstanding morthly payments of principal and interest, (ii) escrow deficiencies, (iii) late charges and other amounts you owe in connection with your loan and (Iv) to reduce the outstanding principal balance of your loan. Please specify If you want an additional amount applied to future payments, rather than principal reduction. Postdated checks: Countrywide's policy is to not accept postdated checks, unless specifically agreed to by a barn counselor or technician. Countrywide at P.O. Box 660694, Dallas, TX 75266-0694 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter. (Do not use if not aoolicable) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (301 DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (301 DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage pmperty could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans Servicing LP Address: P. O. Box 660694 Dallas, TX 75266-0694 Phone Number: 1-800-669-0102 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Attention; Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERTANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your L-J 0701436843 property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied andlor (iii) determine the identity of the occupant. If you do not cure the default priorto the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before September 30, 2006, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least }z of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative. however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by September 30, 2006 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-0102. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY ARMSTRONG COUNTY CCCSof Western Pennsylvania, tnc. American Red Cross - Hanover Chapter CCCS of Western Pennyylvania Inc. 217 E. Plank Road 529 Carlisle Street 217 E. Plank Road Altoona, PA 16602 Hanover, PA 17331 Altoona, PA 16602 Ph: 814-944-8100 Ph: 717-637-3768 Ph: 814-944-8100 Fax 814-944-5747 Fay: 717-637-3294 Ph: 814-944-5747 Financial Counseling Services of Franklin 31 West 3" Street Waynesboro, PA 17268 Ph: 717-762-3285 , CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Ph: 717-541-4670 Adams County Housing Authority 139-143 Carlisle St Gettysburg, PA 17325 Ph: 717-334-1518 Fax 717-334-8326 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency (Marica Hess) 2275 Swallow Hill Road Building 200 Pittsburgh, PA 15220 Ph: 412-429-2842 Fax 412-429-2835 Action Housing, Inc. 425 66 Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Ph: 800-792-2801 Fax 412-391-4512 CCCS of Western Pennsylvanie,lnc. 309 Smithfield Street Pittsburgh, PA 15222 Ph: 412-471-7584 Urban League of Pittsburgh Bung for Equal Opportunity One Smithfield Street Pittsburgh, PA 15222-2222 Ph: 412.227-4802 Fax 412-261.5207 Mon-Valley Unemployed Committee 120 E. 9r' Avenue Homestead, PA 15120 Ph: 412-462-9962 Credit Counselors of PA 401 Wood Street _ Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Credit Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax 412-338-9963 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 BEAVER COUNTY Action Nursing, Inc. 425 6'' Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Fax. 412-391.4512 Housing Opportunities of Beaver Co., Inc. 650 Corporation Street Suite 207 Beaver, PA 15009 Ph: 724-728-7511 Credit Counselors of PA 401 Wood Street suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax: 412-33B-9963 Mon-Valley Unemployed Committee 120 E. 0 Avenue Homest*, PA 15120 Ph: 412-42-9962 Ph: 412-462-9964 Housing Opportunities Inc. 133 Seventh Street Post Office Box 9 McKeesport, PA 15134 Ph: 412-664-1106 Fax: 412-664=0873 BEDFORD COUNTY Bedford-Fulton Housing Services 10241 Lincoln Highway Everett, PA 15537 Ph: 814-623_9129_ Fax: 814-623-7187 Tableland Services, Inc. 535 East Man Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Fax 814-443-3690 BERKS COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 Ph: 610-3757866 Fax 610-375-7830 Economic Opportunity Cabinet of County 225 N. Centre Street Pottsville, PA 17901 Ph: 717-622-1995 Fax: 717-622-0429 CCCS of Lehigh Valley $671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800-220-2733 (814 only) Fax 610.821-8932 Community Housing Counselor, Inc. Post Office Box 244 Kennett Square, PA 19348 Ph: 610.444-3682 Fax 610.444-8243 BLAIR COUNTY Bedford-Fulton Housing Services R.O. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fbx: 814-623-7187 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph- 814-9448100 Ph: 814-944-5747 Keystone Economic Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax 814-539-1688 Ph: 800-737-2933 Keystone Economic Development Fax 412-338.9963 Corporation 1954 Mary Grace Lane Community Acton Southwest_ ,._...... __..-_. ....._ Jotxutawr;; 'A..35903. 22 West High Street Ph: 814-535.6556 Waynesburg, PA 15370 Fax: 814.539-1688 Ph: 724-852-2893 Wea rizationOffice Housing Opportunities 919 ijn Street 133 Seventh Street Huntingdon, PA 16652 Post Office Box 9 Ph: 814-843-2343 McKeesport, PA 15132 Ph: 412-664-1906 Fax 412-664.0873 Weatherization Office 917 Mif1Gn Street Huntingdon,.PA 16652__._. Ph: 814.643-2343 BRADFORD COUNTY CCCS of Northeastern Pennsylvania 1400 Abington Executive Park ..... ?_._._ Suite l Clarks SummittrPA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: .570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 9 South 7i' Street CCCS of Delaware Valley CCCS of Western PA Stroudsburg, PA 18360 Trevose Corporate Center 219-A College Park Plaza Ph: 570-420-8980 4606 Street Road Johnstown, PA 15904 Ph: 800-922-9537 Trevose, PA 19047 Ph: 814-539-6335 Fax: 570-420-8981 Ph: 215-563-5665 CCCS of Western PA 1631 S. Atherton Street CCCS of Lehigh Valley 217 E. Plank Road Suite 100 3671 Crescent Court East Altoona, PA 16602 State College, PA 16801 Whitehall, PA 18052 Ph: 814-944.8100 Ph: 814-238-3668 Ph: 610-821-4011 Fax: 814-944-5747 Fax: B14-23B-3660 Ph: 800-220.2733 Fax: 610-821-8932 Keystone Econ Development Corp. The Trehab Center of Northeastern PA 1954 Mary Grace Late 10 Public Avenue American Credit Counseling Institute Johnstown, PA 15901 Montrose, PA 18801 845 Coates Street Ph: 814-535.6556 Ph: 570-278-3338 Coatesville, PA 19320 Fax 814-539-1688 Ph: BW-982-4045 Ph: 888-212-6741 Fax: 570-278-1889 Tableland Services, inc. - , 144 E_ Dekalb Pike 535 East Main Street German Street King of Prussia, PA 19406 Somerset, PA 15501 Post Office Box 389 Ph: 610-971-2210 Ph: 814-445-9628 Dushore, PA 18614 Fax: 610-265-4814 Ph: 800.452.0148 Ph: 570-928-9668 Fax 814-443-3690 Fax 570-928-8144 755 York Road Suite 103 CAMERON COUNTY 33 Walnut Street Wamtinster, PA 18974 Northern Ter Community Action Corp. Wellsboro, PA 16901 Ph: 215-444-9429 Past Office Box 389 Ph: 570-724-5252 Fax: 215-956-6344 135 West 4' Street Fax: 570-724-5783 Emporium, PA 15834 BUTLER COUNTY Ph: 814-486-1161 185 Elmira Street Action Housing, Inc. Fax 814-486-0825 Post Office Box 218 425 a Avenue Troy, PA 16947 Suite 950 CCCS of Northeastern PA Ph: 570-297-2101 Pittsburgh, PA 15219 1631 S. Atherton Street Ph: 412-391-1956 Suite 100 103 Warren Street Ph: 412-281-2102 State College, PA 16801 Post Office Box 709 Ph: 814-238-3668 Tunkhannock, PA 18657 Housing Opportunilies, Inc. Fax 814-238-3669 Ph: 570.836-6840 650 Corporate St. Fax: 570-836-6332 Suite 207 CCCS of Western PA McKeesport, PA 15132 217 E. Plank Road 931 Main Street Ph: 412-664-1590 Altoona, PA 16602 Honesdale, PA 18431 Fax 412-664-0873 Ph: 814.9448100 Ph: 570-2538941 Fax 814-944-5747 Fax: 570-253-4817 Housing Opportunities, Inc. 133 Seventh Stmt CARBON COIMTY BUCKS COUNTY Post Office Bac9 EOC of Schuylkill Carty Acorn Housing Corporation McKeesport, PA 15134 225 N. Centre Street 846 North Broad Street Ph: 412.664-1906 Pottsville, PA 17901 PNladelphk% PA 19130 Fax 412-664-0873 Ph: 570.622-1995 Ph 215-765-1221 Fax 570.622-0429 Fax 215-765-1427 CCCS of Western PA YMCA Buidng CCCS of Lehigh Valley Bucks County Housing Group, Inc. 339 NoAi Washington Street 3671 Cresent Court East 140 East Richardson Avenue Buller, PA 16001 W hiteitall, PA 18052 Langhorne, PA 19047 Ph: 724-262-7812 Ph: 610.821-4011 Ph: 215-750-4310 Ph: 800-220-2733 (717 and 814 only) Fax 215-750.4318 Man-Valley lkiempioyedCommittee Fax: 610.821-0137 - 120 E. 9'" Avenue HALE Homestead, PA 15120 CCCS of Northeastern PA 167 Allegheny Avenue, 2nd Floor Ph: 412-462-9962 1400 Abington Executive Park Philadelphia PA 19140 Fax 412-462-9964 Suite 1 Ph: 215-426-8025 Clarks Summitt, PA 18411 Fax. 215-426-9122 Credit CounsAbrs of PA Ph: 570-587-9163 401 Woad Street, Suite 906 Ph: 800-922-9537 Community Development Corp. of Pittsburgh, PA 15222 Fax 570.587-9134 Frankford Ph: 412-338-9954 Fax 570-587-9135 4620 Griscon Street Ph: 800-737-2933 Philadelphia, PA 19124 Fax. 412-33R-9963 9 South 7' Street Ph: 215-744.2990 _ Stroudsburg, PA 18360 _ Fax 215-744-2012 CAMBRIACOUNTY Ph: 570-420.8980 Bedford-Fulton Housing Services Ph: 800.922-9537 Northwest Counseling Service R.D. 1, Box 384 Fax 570.420-8981 5001 North Broad Stre& Everett, PA 15537 Philadelphia, PA 19141 Ph: 814-623-9129 Commission on Economic Opportunity of Ph:.215-3247 500.- - --- - - _. - - Fax: 814623-2787-___ - - : - . LuzemeCounyf- _. ....... -...... Fax 215-324-8753 a 163 Amber Lane Indiana Cty Community Action Program Wilkes-Barre, PA 18702 CCCS of Delaware Valley 827 Water Street, Box 187 Ph: 570-826-0510 1515 Market Street- Suite 1325 Ind' PA 15701 Ph: 800-822-0359 Philadelphia, PA 19107 W. 2-465-2657 Fax 570-829-1665 - Call before faxing ft 215-563-5665 Fax: 412-465-5118 Ph: 570455.4994 - Hazelton Fax 215-864-2666 Fax 570-455-5631 -Call before fwdno Ph: 570.835-4090-Tunkhannock 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-238.3668 Fax: 814-238-3669 CENTRE COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944.8100 Fax: 814-944-5747 Lycorning-Clinton Co. Comm. For Community Action (STEP) 2138 Lincoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570.326-0587 Fax: 570-322-2197 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State College, PA 16601 Ph: 814-238-3668 Fax: 814-238-3669 CCCS of Northeastern PA 201 Basis Street Williamsport, PA 17703 Ph: 570.323-6627 Fax: 570-323-6626 CHESTER COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215.765-1221 Fax: 215-765-1427 Budget Counseling Center 247 North Fifth Street Pleating, PA 19601 Ph: 610-375-7866 Fax 215-375-7830 HACE 167 W. Allegheny Avenue 2nd Floor Philadelphia, PA 19140 Ph: 215-426-SM Fax 215.426-9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph., 610-565.0846 Fax: 610.565-8567 Tabor Community Services, Inc 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 800-788-5062 (H.O. only) Fax: 717-399.4127 American Red Cross of Chester 1729 Edgemont Avenue Rhester, PA 19013 Ph: 610-874-1484 Northwest Counseling Services 6001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 CCCS of Delaware Valley CCCS of Western PA 1515 Market Street 219-A College Park Plaza Suite 1325 Johnstown, PA 15904 Philadelphia, PA 19107 Pi : 814-539-6336 Ph: 215-563-5665 Fax: 215-563-7020 CLINTON COUNTY Lycoming-Clinton Counties Community Housing Counseling Inc. Commission for Community Action (STEP; Post Office Box 244 2138 Lincoln Street Kennett Square, PA 19348 Post Office Box 1328 Ph: 610.444-3682 Williamsport, PA 17703 Fax: 610-444$243 Ph: 570-326-0587 Fax: 570-322-2197 Phila Council W Community Adv. 100 North 17° Street CCCS of Northeastern PA Suite 600 201 Basin Street Philadelphia, PA 19103 Williamsport, PA 17703 Ph: 215-567-7803 Ph: 570-323.6627 Fax: 215-963-9941 Fax: 570-323-6626 Community Development Corp of CCCS of Northeastern PA Frankford 1631 S. Atherton Street Group Ministry Suite 100 4620 Griscorn Street State College, PA 16801 Philadelphia, PA 19124 Ph: 814-238-3668 Ph: 215.744-2990 Fax: 814-238-3669 Fax: 215.7442012 COLUMBIA COUNTY CCCS of Delaware Valley Penrtsvlvania CCCS of Northeastern Marshal Building 31 W. Market Street 790 E. Market Street Post Office Box 1127 Suite 215 Wilkes-Barre, PA 18702 West Chester, PA 19382 Ph: 570.821-0837 Ph: 215-563-5665 Ph: 800.922-9537 Fax: 570-821-1785 American Credd Counseling Institute 845 Coates Street Commission on Economic Opportunity of Coatesville. PA 19320 Luzeme County Ph: 888.212-6741 163 Amber Lam Wilkes-Barre, PA 18702 144 E. Dekalt Pike Ph: 570-826-0510 King of Prussia, PA 19406 Ph: 800.822-0359 Ph: 610-971-2210 Fax 570-829-1665 - Cal before taxing Fax. 610-2654814 Ph: 570.455-4994 - Hazekon Fax: 570-455-5631 - Call before faxing 755 York Road Ph: 570-836-4090 - Tunkhannock Suite 103 WamYnster, PA 18974 1400 Abington Executive Park Ph: 215444-9429 Suite 1 Fax 215.956344 Clarks Summitt, PA 18411 Ph: 570-587-9163 CLARION COUNTY Ph: 600.922-9537 CCCS of Western Pennsylvania, Inc. Fax: 570-587-9134 YMCA Building Fax: 570.587-9135 339 North Washington Street Butler, ?A: 16001 CRAWFORD COUNTY Ph: 412-282-7812 Booker T. Washington Center 1720 Holland Street CLEARFIELD COUNTY Erie, PA 16503 Keystone Ecartontlc Development Ph: 814-453-5744 Corporation Fax: 814-453-5749 1954 Mary Grace Lane Johnstown, P,4 15901 John F. Kennedy Center, Inc. Ph: 814-535.5556 2021 East 2& Street Fax 814539-1688 Erie, PA 16510 Ph: 814-898-0400 CCCS of Western Pennsylvania, Inc. Fax. 814-898-1243 217 E. Plank Road Altoona, PA 16602 Greater Erie Community Action Committe Ph: 819-944$100_ 18 West 9" Street ._____.__ Fax: 814-944-5747 Erie, PA 16501 Ph: 814-459-4581 Indiana Co. Community Action Fax: 814-456-0161 Program 827 Water Street Shenango Valley Urban League, Inc. Box187........._........_......... _ 6011ndkviaAvanue ..............-- Indiana, PA 15701 Farrel, PA 16121 Ph: 724-465-2657 Ph: 412-981-5310 Fax: 724.465-5118 ? ?,?qi, CUMBERLAND COUNTY CCC,S'of Northeastern PA CCCS of Western Pennsylvania, Inc. 1631 S. Atherton Street 2000 Unglestown Road Suite 100 Harrisburg, PA 17102 State College; PA 16801 Ph: 717-541-1757 Ph: 814-238-3668 Fax 814-238-3669 Urban League of Metropolitan Harrisburg ACCT CCCS of Western Pennsylvania, Inc. N. 6t' Street 175 Strafford Avenue 1 North Gate Square Harrisburg, PA 17101 Suite 1 2 Garden Center Drive Ph: 717-234.5925 Wayne, PA 19087 Greensburg, PA 15601 Fax. 717-234-9459 Ph: 610-971-2210 Ph: 724-838-1250 Fax: 610-687-7860 Community Action Comm. of the Capital Tableland Services, Inc. Region Northwest Counseling Service 131 North Center Avenue 1514 Derry Street 5001 North Broad Street Somerset, PA 15501 Harrisburg, PA 17104 Philadelphia, PA 19141 Ph 814-445-9628 Ph: 717-232-9757 Ph: 215-324-7500 Fax: 814-443.3690 Fax: 717-234.2227 Fax: 215-324-8753 Mon Valley Unemployed Committee Financial Counseling Services of Franklin HACE 120 E. a Avenue 31 West 3rd Street 167 W. Allegheny Ave., 2nd Floor Homestead, PA 15120 Waynesboro, PA 17268: Philadelphia, PA 19140 Ph: 412-462-9962 Ph: 717-762-3285 Ph: 215-426-8025 Fax: 215-426-9122 Community Action Southwest YWCA of Carlisle 22 West High Street 301 G Street Community Housing Counselor, Inc. Waynesburg, PA 15370 Carlisle, PA 17013 Post Office Box 244 Ph: 724.852.2893 Ph: 717-243-3818 Kennett Square, PA 19348 Fax: 717-731-9589 Ph: 610-444-3682 4 Fayette Co Community Action Agency, Inc Fax. 610-444-8243 137 North Beeson Avenue Adams County Housing Authority Uniontown, PA 15401 139-143 Carlisle Street Community Devel Corp of Frankford Ph: 724-437-6050 Gettysburg, PA 17325 Group Ministry Ph: 81X1-427-INFO Ph: 717-334-1518 4620 Griscom Street Fax: 724437-4418 Fax 717-334-8326 Philadelphia, PA 19124 Ph: 215-744-2990 CCCS of Western PA DAUPHIN COUNTY Fax 215-744-2012 199 Edison Street CCCS of Western Pennsylvania, Inc. Uniontown, PA 15401 2000 Ungleslown Road CCCS of Delaware Valley Ph: 724-439-8939 Harrisburg, PA 17102 280 North Providence Road Ph. 717-541-1757 Media, PA 19063 FOREST COUNTY Fax 717-541-4670 Ph: 215-563-5665 Warren-Forrest Counties Economic Opportunity Council Community Action Commission of the ACCT 204 Liberty Street Capital Region 144 E. Dekalb Pike Post Office Box 547 1514 Derry Street King of Prussia PA 19406 Warren, PA 16365 Harrisburg, PA 17104 Ph: 610-971-2210 Ph: 814-726-2400 Ph: 717-232.9757 Pager: 610-973-6219 Fax: 814-723.0510 Fax 717-234-2227 ELK COUNTY FRANKLIN COUNTY Urban League of Metropolitan Harrisburg John F. Kennedy Center, Inc. Financial Services Unlimited 2107 N. 6'' Street East 2e Street 31 West 3d Street Harrisburg, PA 17101 Erie, PA 16510 Waynesboro, PA 17268 Ph: 717-234-5925 Ph: 814-89&0400 Ph: 717-762-3285 Fax 717-234-9459 Fax 814$98-1243 CCCS of Western Pennsylvania, Inc. DELAWARE COUNTY Northern Tier Community Action Corp 912 South George Street Acorn Housing Corporation 2021 York PA 17403 846 North Broad Street Post Office am 389 Ph: 717-846-4176 Philadelphia, PA 19130 135 West 4° Street Ph: 215-765-1221 Emporium, PA 15834 Community Action Commission of Capital Fax 215-765-1427 Ph: 814-4W1161 Region Fax 814-486.0825 1514 Derry Street CCCS of Delaware Valley Harrisburg, PA 17104 1515 Market Street ERIE COUNTY Ph: 717-232-9757 Suite 1325 - Booker T. Washington Center Fax 717-234-2227 Philadelphia, PA 19107 1720 Holland Street Ph: 215-563-5665 Erie, PA 16503 CCCS of Western PA Fax 215.8642666 Ph: 814.453- 44 2000 Linglestown Road 31 Fax 814-453-5749 Harrisburg, PA 17102 Media Fellowship House Ph: 717-541-1757 302 S. Jackson Street John F. Kennedy Center, Inc. Fax 717-541-4670 Media, PA 19063 2021 East 20r' Street Ph: 610-565.0846 Erie, PA 16510 YWCA of Carlisle Fax 610-565.8567 Ph: 814-898-WO 301 G Street Fax 814-898-1243 Carlisle, PA 17013 Philadelphia Council for Community Ph: 717-243 3818 Advancement Greater Erie Community Action Fax 717-243-3948 100 Noah 17' Street Committee suite 600 18 West a Street American Red Cross-Hanover Chapter Philadelphia, PA 19103 Erie, PA 16501 529 Carlisle Street Ph: 216-567-7803 _ Ph: 819-4594581.. Fax 215-963-9941 Fax: 814456-0161 Ph: 717-637-3768 Fax 717-637-3294 American Red Cross of Chester FAYEfE COUNTY 1729 Edgmont Avenue Acti sing, Inc. A Urban League of Metropolitan Hbg. t Chester, PA 19013 426 enue ' Street 2107 N. li Ph: 610.874-1484 Suite 950 Harrisburg, PA 17101 Pittsburgh, PA 15219 Ph: 717-234-5925 Ph: 412-391-1956 Fax 717-2349459 Ph: 412-281-2102 Fax: 412-391-4512 Adams County Housing Authority 139 - 143 Carlisle Street Gettysburg, PA 17325 Ph: 717-334-1518 Fax: 717-334-8326 FULTON COUNTY Bedford-Fulton Housing Services R.D. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 Financial Counseling Services of Franklin . 31 West 3rd Street Waynesboro, PA 17268 Ph: 717-762-3285 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 GREENE COUNTY Action Housing, Inc. 425 (P Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Fax 412-091-4512 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 Fax: 724-627-7713 Mon-Valley Unemployed Committee 120 E. 9" Avenue Homestead, PA 15120 Ph: 412-462-9962 Fax: 412-462-9964 CCCS of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724.838.1290 HUNTINGDON COUNTY Bradford-Fulton Hausng Services R. D. 1, Box 384 Everett, PA 15537 Ph: 814-823-9129 Fax: 814-623-7187 Weatherization Office 917 Muffin Street Huntingdon, PA 16652 Ph: 814-643-2343 Indiana Co Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 JEFFERSON COUNTY John F. Kennedy Center, Inc. 2021 East 20" Street Erie, PA 16510 Ph: 814-898-0400 Fax: 814-898-1243 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724465-2657 Fax: 724-465-5118 CCCS of Western Pennsylvania, Inc. YMCA Ruikiing 339 North Washington Street Butler, PA 16001 Ph: 724-282-7812 JUNIATA COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax: 814-9445747 Weatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 LACKAWANNA COUNTY CCCS of Northeastem Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkey-Barre, PA 18702 Ph: 570.821.0837 Ph: 800-922-9537 Fax 570.821-1785 1400 Abington Executive Pads suite 1 ' Clarks $ummitt, PA 18411 Ph: 570-517-9163 Ph: 800-955-9537 Fax: 570.587-9134 Fax 570-587-9135 LANCASTER COUNTY Community Noosing Counselors, Incorporated Post Office Box 244 Kennett Square, PA 19348 Ph: 215-444-3682 Fax 215-4443178 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road CCCS of Western Pennsylvania, Inc. - Altoona, PA 16602. 912 South George Street Ph: 814-944-8100 York, PA 17403 Fax: 814-944-5747 Ph: 717-846-4176 INDIANA COUNTY CCCS of Lehigh Valley CCCS of Western Pennsylvania, inc. 3671 Crescent Court East 1 North Gat&Squere- --_--WM &W,43A•-1695P___ 2 Garden Center Drive Ph: 215-821-4011 Greensburg, PA 15601 Ph: 800-220-2733 (717 and 814 only) Ph: 724838-1290 Fax: 2 16-821-8932 Keystone Economic Development ? y TtTbo? bntnwn ity Services, Inc. Corporation 439 E. King Street 1954 Mary Grace Lane Lancaster, PA 17602 Johnstown, PA 15901 Ph: 717-097-5182 Ph: 814-535.6556 Ph: 800-788-5062 Fax 814-539-1688 Fax: 717-399-4127 LAWRENCE COUNTY CCCS of Western Pgnqsvlyania I" Federal Plaza Suite 406 North Mill Street New Castle, PA 16101 Ph: 724-652-8074 312 Chestnut Street Suite 227 Meadville, PA 16335 Ph: 814-333-8570 Shenango Valley Urban League, Inc, 601 Indiana Avenue Farrell, PA 16121 Ph: 724-981-5310 Housing Opportunities of Beaver County 650 Corporation St. Suite 207 Beaver, PA 15009 Ph: 724-728-7202 Fax: 724-728-7202 LEBANON COUNTY Economic Opportunity Cabinet of County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570-622-0429 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 7i7-397-5182 Ph: 800-788-5062 Fax: 717-399-4127 LEHIGH COUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-4011 Ph: 800.220-2733 (717 and 814 only) Fax: 610-821-8932 Economic Opportunity Cabinet of County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Flax: 570-622-0429 LUZERNE COUNTY CCCS of Iortheastarn Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: BW-955-9537 Fax: 570-587-9134.--_......._-_. Fax: 570-587-9135 Commission an Economic Opportunity of Luzern County 163 Amber Lane - Wilkes-Barre; PA-18702-- Ph: 570-826-0510 Ph: 800-822.0359 Fax 570-829-1665 - Call before faxing Ph: 570-455-4994 - Hazelton Fax 570-455-5631 -Call before faxing Ph: 570-836-4090- Tunkhannock EOC of Schuylkill County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax 570.622-0429 Community Action Commission of The Capital Region 1514 Derry Street Flarrisburg, PA 17104 Ph: 717-232-9757 Fax: 717-234-2227 PHILADELPHIA COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia. PA 19130 Ph: 215-765-1221 Fax: 215-785-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax. 215-864-2666 HALE 167 W. Allegheny 2nd Floor Philadelphia, PA 19140 Ph: 215.426-8025 Fax: 215-426-9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610-565-0846 Fax: 610-565-8567 PCCA 100 North 17~ Street Suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax 215-963-9941 CCCS of Delaware Valley One Cherry Hit Suite 215 Cherry Hill, NJ 08002 Ph: 215-563-5665 Housing Association of Delaware Valley 15W Waktut Street Suite 601 Philadelphia, PA 19102 Ph: 215-545-6010 Fax: 215-790-9132 Housing Association of Delaware Valley 658 North WattS Street Philadelphia, PA 19123 Ph: 215-978-0224 Fax 215-765-7614 PIKE COUNTY CCCS of Northeastern PennsyP/aria 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: 800-922-9537 Fax: 570-621-1785 9 South 7w Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 600-922-9537 Fax: 570-420.8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 Community Devel. Corp. Of Frankford Group Ministry 4620 Griscom Street _ Philadelphia, PA 19124 _ Ph: 215-744-2990 Fax: 215-744-2012 American Credit Cot Ing Institute 945 Coates Street Coatesville; PA- 1932D- - Ph: 868-212-6741 144 E. Dekalb Pike King Of Prussia, PA 19406 Ph: 610-971-2210 Fax 610-265-4814 POTTER 170 UN7Y Northern Tier Community Action Group 135 West 0 Street Emporium. PA 15834 Ph: 814-486-1161 Fax: 814-486.0825 SCHUYLKILL COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 Ph., 610-375-7866 Fax: 610-375-7830 Commission on Economic Opportunity of Luzeme Co. 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570L826-0510 Ph: 800-822-0359 Fax 570-829-1665 - Cal before faxing Ph: 5701455-4994 - Hazelton Fax 5701455-5631 - Call before faxing Ph: 5701836-4090-Tunkhannock Econonde Opport Cabinet or Schuylkill Co. 225 N. Centre Street Pottsville, PA 17901 - Ph: 570.622-1995 Fax: 57622-0429 CCCS of Whigh Valley Post Office Box A. Whitehall, PA 18052 Ph: 610-821-4011 Fax. 610.821-8932 SNYDER COUNTY CCCS of Wes m Pennsylvania. Inc. 2000 LinglaSkmn Road Harrisburg, PA 17102 Ph: 717-541-1757 ,Fax 717-541-4670 Community Action Commission of the Capital Region ... . - ._- 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax 717-234-2227 Unran Letzguao4Metropr?erl-. Hamburg 2107 N. a Street Harrisburg, PA 17101 Ph: V7-234-5925 ft: 119-234-9459 755 York Road Suite 103 Warminster, PA 18974 Ph: 215-4449429 Fax 215-956-6344 - SOMERSETCOUNTY Bedford-Fultcn Housing Services R. D. 1, Box 384 Evc-retf, PA 15537 Ph: 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, Inc. 1 Nonh Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Tableland Services Inc. 535 East Maki Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800.452-0148 Fax: 814-443-3690 Keystone Ectxtomic Development Corp. 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535.8556 Fax. 814-539-1688 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-8335 SULLIVAN COUNTY CCCS of Northeastern Pennsvyania 1400 Abington Executive Park Suite 1 Clarks Stlmmitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 31 W. Market Stmt Wilkes-Barre. PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 The Trehab Center of Northeastern PA 185 Eknira Street Post Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax 570-297-2799 17 Grafton Street Welsboro, PA 16901 Ph: 570.724.5252 Fax: 570-7245783 103 Warren Street Post Office Boer 709 Tunkhanrtock, PA 18657 Ph: 570-8366840 Fax 570.8366332 German Street Post Office Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax 570-928-81.44 931 Main Street Honesdale, PA 18431 Ph: 570-253.8941 Fax: 570-253.4817 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800.982-4045 Fax: 570-278.1889 SUSQUEHANNA COUNTY 103 Warren Street Warren-Forrest Counties Economic CCCS of Northea.tern Pennsylvania Post Office Box 709 Opportunity Council 1,100 At,ng?on Executive Park Tunkhannock, PA 18657 1209 Pennsylvania Avenue, West Suite 1 Ph: 570-836-6840 Past Office Box 547 Clarks Summill, PA 18411 Fax: 570-836-6332 Warren, PA 16365 Ph: 570-587-9163 Ph: 814-726-2400 Ph: 800-922-9537 931 Man Street Fax: 814-723.0510 Fax: 670-587-9134 Honesdale, PA 18431 Fax: 570-587-9135 Ph: 570-253-8941 WASHINGTON COUNTY Fax: 570-253-4817 Action Housing, Inc. 31 W. Market Street 425 6" Avenue Wilkes-Barre, PA 18702 The Trehab Center of NE PA Suite 950 Ph: 570-621-0837 7 Lake Avenue Pittsburgh, PA 15219 Ph: 800-922-9537 Box 339 Ph: 412391-1956 Fax 570-821-1785 Montrose, PA 18801 Ph: 412-281-2102 Ph: 570-278-3338 Fax: 412-391-4512 Trehab Center of Northeastern PA Ph: 800-982-4045 185 Elmira Street Fax 570-278-1889 CCCS of Western Pennsylvania, Inc. Post Office Box 218 1 North Gate Square Troy, PA 16947 UNION COUNTY 2 Garden Center Drive Ph: 570-297-2101 Lycoming-Chnion Co Comm for Comm Greensburg, PA 15601 Fax 570-297-2799 Action (STEP) Ph: 724-838-1290 2138 Lincoln Street German Street Post Office Box 1328 Housing Opportunities, Inc. Post Office Box 389 Williamsport, PA 17703 133 Seventh Street Dushore, PA 18614 Ph: 570.326-0587 McKeesport, PA 15132 Ph: 570-928-9668 Fax: 570-322-2197 Ph: 412-664-1590 Fax-570-928-8144 Fax: 412-664-0873 CCCS of Western Pennsylvania, Inc. 17 Crafton Street 217 E. Plank Road Credit Counselors of PA Wellsboro, PA 16901 Altoona, PA 16602 401 Wood Street Ph: 570-724-5252 Ph: 814-944-8100 Suite 906 Fax: 570-724-5783 Fax: 814-944-5747 Pittsburgh, PA 15222 Ph: 412-33&9954 103 Warren Street CCCS of Northeastern Pennsylvania Ph: 800-737-2933 Post Office Box 709 31 W. Market Street Fax: 412-338-9963 ` Tunkhannock, PA 18657 Post Office Box 1127 Ph: 570-836-6840 Wilkes-Barre, PA 18702 Community Action Southwest Fax 570.836-6332 Ph: 570-821-0837 22 West High Street Ph: 800-922-9537 Waynesburg, PA 15370 931 Main Street Fax. 570-821-1785 Ph: 724-852-2893 Honesdale, PA 18431 Ph: 570-253-8941 1400 Abington Executive Park 53 N. College Street Fax 570-2534817 Suite 1 Washington, PA 15301 Clarks Summitt, PA 18411 Ph: 724-222-8292 7 Lake Avenue Ph: 570-587-9163 Box 339 Ph: 800-922-9537 Mon-Valley Unemployed Committee Montrose, PA 18801 Fax 570-587-9134 120 E. a Avenue Ph: 570-278-3338 Fax: 570-587-9135 Homestead, PA 15120 Ph: 800-982-4045 Ph: 412-462-9962 Fax 570-278-1889 201 Basin Street Fax: 412-462-9964 Williamsport, PA 17703 TIOGA COUNTY Ph: 57(1323-6827 WAYNE COUNTY CCCS of Northeastern Pennsylvania Fax 5M-323-6626 CCCS of North lam Pennsvlvanta 1400 Abington Executive Park 1400 Abington Executive Park 'quite 1 VENANG19 COUNTY Suite 1 Clarks Summitt, PA 18411 Greater Erie Community Action Clanks SummiU, PA 118411 Ph: 570-587-9163 Committee Ph: 570-587-9163 Ph: 800-922-9537 18 West 9° Street Ph: 800-922-9537 Fax: 570-587-9134 Erie, PA 16501 Fax 570-587-9134 Fax 570-587.9135 Ph: 814-459-4681 Fax 570.587-9135 Fax: 814-456-0161 31 W. Market Street k 9 South 7' Street Wilkes-Barre, PA 18702 CCCS of Westem Pennsylvania, Inc. Stroudsburg, PA 18360 Ph: 570-821-0837 YMCA Building Ph: 570-420-8980 Ph: 800.922-9537 339 North Washington Street Ph: 800-922-9537 Fax. 570-821-1785 Butler, PA 16001 Fax 57(1420-8981 Ph: 412-282-7812 The Trehab Center of Northeastern PA 31 W. Market Street 185 Elmira Street John F. Kennedy Center, Inc. Wilkes-Barre, PA 18702..- Post Office Box 218 2021 East 20' Street Ph: 570-821-0837 Troy, PA 16947 Erie, PA 16510 Ph. 800-922-9537 Ph: 570-297-2101 Ph: 814-898-0400 Fax: 57(3.821-1785 Fax 570-297-2799 Fax: 814.898-1243 The Trehab Center of NE PA German Street WARREN .-485fhMra-8(reel_-_ _--- - - - -- _ -. Post Office Box 389 Booker T Washington Center Post Ottice Box 218 Dushore, PA 18614 1720 Holland Street Troy, PA 16947 Ph: 570.928-9668 Erie, PA 16503 Ph: 570-297-2101 Fax 570-928-8144 Ph: .8`14-453-5744 Fax 570-297-2799 ke&L `S14-453-5749 17 Craton Skeet 17 Crafton Street Wetlsboro, PA 16901 Greater Erie Community Action Wellsboro, PA 16901 Ph: 570.724-5252 Committee Ph: 570-724-5252 Fate 570-724-6783 18 West 9' Street Fax 570-724-5783 Erie, PA 16501 Ph: 814-459-4581 Fax: 814-456-0161 S 103 Warren Street WYOMING COUNTY Adarns County Housing Authority Post Office Box 709 Common Economics Opportunity of 139-143 Carlisle Street Tunkhannock, PA 18657 Luzerre Ccunty C _ :y_burg, FA 17325 Ph: 570-836-6840 163 Amber Lane 717-3:34- i ?,18 Fax: 570-836-6332 Wilkes-Barre, PA 18701 Fax: 717 334-8326 Ph: 570-826-0510 German Street Ph: 800-822-0359 CCCS of Western Pennsylvania, Inc. Post Office Box 389 Fax: 570-829-1665 - Call before faxing 912 South George Street Dushore, PA 18614 Ph: 570-455-49,94- Hazelton York, PA 17403 Ph: 570.926-9668 Fax 570-455-5631- Call before faxing Ph: 717-846-4176 Fax 570-928-8144 Ph: 570-836-4090 - Tunkhannock 931 Main Street CCCS of Northeastern PA Honesdale, PA 18431 1400 Abington Executive Park Ph: 570-253-8941 Suite 1 Fax: 570-253-4817 Clarks Summitt, PA 18411 Ph: 570.587-9163 7 Lake Avenue Ph: 800-922-9537 Box 339 Fax: 570-587-9134 Montrose, PA 18801 Fax 570-587-9135 Ph: 570-278-3338 Ph: 800-982-4045 31 W. Market Street Fax 570-278-1889 Wllkes-Barre, PA 18792 Ph: 570-821-0837 WESTMORELAND COUNTY Ph: 800-922-9537 Action Housing, Inc. Fax: 570-821-1785 425 & Avenue Suite 950 The Trehab Center of NE PA Pittsburgh, PA 15219 7 Lake Avenue Ph: 412-391-1956 Box 339 Ph: 412-281-2102 Montrose, PA 18801 Ph: 570-278-3338 Community Action Southwest Ph: 800-982-4046 22 West High Street Fax 570-278-1889 Waynesburg, PA 15370 Ph: 724-852-2893 185 Elmira Street Post Office Box 218 CCCS of Western Pennsylvania, inc. Troy, PA 16947 1 North Gate Square Ph: 570-297-2101 2 Garden Center Drive Fax 570-297-2799 Greensburg, PA 15601 Ph: 724-838-1290 17 Crafton Street Wellstoro, PA 16901 Housing Opporhmiiies, Inc. Ph: 570-724-5252 133 Seventh Street Fax: 570-724-5783 McKeesport, PA 15132 Ph: 412-6e4-1590 103 Warren Street Fax: 412-664-0873 Post Office Box 709 Tunkhannock, PA 18657 Keystone Economic Development Ph: 570-836.6840 Corporation Fax: 570-836-6332 1954 Mary Grace Lane Johnstown, PA 15901 German Street Ph: 814-535.6556 Post Office BOX 389 Fax 814-539-1688 Dushore,PA 18614 Ph: 570-9$-9668 Tableland Services Inc. Fax 570-928.8144 535 East Main Street - Somerset, PA 15501 931 Main Street Ph: 814-445-962(3 Honesdale, PA 18431 Ph: 800-452-0148 Ph: 570-25348941 Fax: 814-443,3690 Fax: 570-253-0817 199 Edison Street YORK COU114 Uniontown, PA 15401 American Red Cross-Hanover Chapter Ph: 724-439-8939 529 Carlisle Street Hanover, PA 17331 Indiana Co Community Action Program Ph: 717-637-3766 827 Water Street Fax 717-637-3294 Box 187 Indiana, PA 15701 Housing Councrl of York Ph: 724-465-2657 116 North George Street Fax 724-465-5118 York, PA 17401 Ph: 717-854-1541 - Mon-Valley Unemployed Committee Fax: 717-M-7934 120 E.eAvenue _ ... _ - -- - ----------_..__._ -.---°--_.--.-,°.-_ Homestead, PA 15120 CCCS of Westem Pennsylvania, Inc. Ph: 412-462-9962 2000 Unglestown Road Fax 412-462-9964 Harrisburg, PA 17102 Ph: 717-541-1757 ' Credit Counselors of PA Fact 717-541-4670 401 Wood Street suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax 412-338-9963 LYCOMING COUNTY CCC$ of N(,.rthe:!;tern Pennsylvania 31 W. Market Street Post Office Pox 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570.821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570-323-6627 Fax: 570-323-6626 Lycoming-Clinton Counties Commission for Community Action (STEP) 2138 Lincoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570-326-0587 Fax: 570-322-2197 McKEAN COUNTY John F. Kennedy Center, Inc. 2021 East 21P Street Erie, PA 16510 Ph: 814-898-0400 Fax 814-898-1243 Northern Tier Community Action Group Post Office Box 389 135 W. 0 Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814-486.0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 724-981-5310 CCCS of Western Pennsylvanb, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 Ph: 724-282-7812 MIFFLIN COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax 814-944.5747 CCCS of Northeastem Pennsylvania 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-236-3668 Fax 814-238-3669 Weatherization Office 917 Mifflin Street Huntingdon, PA 1665• Ph: 814-643-2343 MONROE COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 9 South 7" Street Stroudsburg, PA 15360 Ph: 570-420-8950 Ph: 800-922-9537 Fax: 570-420-8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-567-9163 Ph: 800-922-9537 Fax: 570-587.9134 Fax: 570-587-9135 Comm on Economic Opportunity of Wzeme County 163 Amber Lane Wilkes-Barre, PA 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax 570.829-1665 - Call before faxing Ph: 570-455.4994 - Hazelton Fax: 570.455-5631 - Call before taxing Ph: 570-836-4090 - Tunkhannock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax 215-765-1427 CCCS of Delaware Valley Norristown Business Center 190 W. Germantown Pike, Suite 140 Norristown, PA 19401 Ph: 215-563-5665 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax: 2154864-2666 Northwest CounsekV Service 5001 N. Broad Stmt Philadelphia, PA 19141 Ph: 215-324-75W Fax 215-324-8753 Community Action Development Comm 1131- Main Street Norristown, PA 19401 Ph: 616277-8363 Fax 610-277-2123 Community Housing Counselors Inc. Post Offm Box 244- _ . Kennett Square, PA 19348 Pty: 2154144-3682 Fax 215-444.8243 Media Fellow*ip House 302 S. Jackson Street Media, PA 19063 Ph: 610-565.0846 Fax 610-565-8567 Phila Council for Community Advmnt 100 North i7'" Street,. Suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax: 215-963-9941 American Credit Counseling Institute Coatesville, PA 79320 ^ Ph. 888-212-6741 144F Dekalb Pike King 61:Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215-444-0429 Fax: 215-956-6344 MONTOUR COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax. 570-587-9135 NORTHHAMPTON COUNTY CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 Ph: 610-821-0011 Ph: 800-220-2733 (717 and 814 only) Fax. 610-821-8932 NORTHUMBERLAND COUNTY CCCS of Northeastern Pennss lv vania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: 800-922-95,,37 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-5B7-9163 Ph: 800.922.9537 Fax: 570-587-9134 Fax 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570-323.6627 Fax 570-323-6626 Economic Opportunity Cabinet of County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-19% Fax. 570-622-0429 PERRY COUNTY CCCS of Western Pennsylvania, Inc. 2000 Ungiestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Fax 717-541-4670 Urban League of Metropolitan Harrisbui 2107 N- 6r' Street Harrisburg, PA 17101.. Ph: 717-234-5925 Fax: 717-234-9459 YWCA of Carlisle 301 G Street Carlisle, PA, .17013. _- Ph: 717-243-0818 Fait 717-243-3948 Financial Counseling Services of 31 West a Street Waynesboro, PA 17268 Ph: 717-762-3285 W eatherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 11 ? ? ? V7 _- l \ VVV ?j• _/? CA, ` f :7 SHERIFF'S RETURN - REGULAR CASE NO: 2006-06553 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS MCKEONE TODD M GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MCKEONE TODD M the DEFENDANT at HOME DEPOT at 1956:00 HOURS, on the 7th day of December-, 2006 SOUTH HANOVER STREET CARLISLE, PA 17013 by handing to TODD M MCKEONE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.56 Affidavit .00 Surcharge 10.00 .00 3 8 . 5 6 9yti. ??©?/b T Sworn and Subscibed to before me this day of So Answers: a? x . R. Thomas Kline 12/12/2006 GOLDBECK MCCAFFERTY MCKEEVER By. Deputy riff A. D. In the Court of Common Pleas of Cumberland County U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006- CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. TODD M. MCKEONE (Mortgagor(s) and Record Owner(s)) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) PRAECIPE FOR JUDGMENT No. 06-6553 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against TODD M. MCKEONE by default for want of an Answer. Assess damages as follows: Debt Interest from 01/12/2007 to Date of Sale Total (Assessment of Damages attached) $220,560.28 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occu TJ1;J of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 a and at least n AND NOW ? 1?,J I? , V? 6n7 , Judgment is entered in favor of U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. RGAN MORTGAGE ACQUISITION TRUST 2006- CW 1 and against TODD M. MCKEONE by default for want of an Answer and damages assessed in the sum of $220,560.28 as per the above certification. ^ A Proth&fo-tary Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff No. 06-6553 vs. TODD M. MCKEONE (Mortgagors and Record Owner(s)) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By: sox If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-6722 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: December 28, 2006 TO: TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. TODD M. MCKEONE (Mortgagor(s) and Record Owner(s)) 320 Pine Grove Road Gardners, PA 17324 TO: TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Term No. 06-6553 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 ?a sevh Goldbeck 7r- GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, TODD M. MCKEONE, is about unknown years of age, that Defendant's last known residence is 320 Pine Grove Road, Gardners, PA 17324-8972, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its A Date: 0///1161 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. TODD M. MCKEONE (Mortgagor(s) and Record owner(s)) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6553 ORDER FOR JUDGMENT Please enter Judgment in favor of U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1, and against TODD M. MCKEONE for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the suprNf $220,560.28. _ e j A I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 and that the name(s) and last known address(es) of the Defendant(s) is/are TODD M. MCKEONE, 320 Pine Grove Road Gardners, PA 17324-8972; GOLD CK cCAF ERTY & McKEEVER BY: Jo 7ph A. oldb k, Jr. Attorney for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $199,551.92 Interest from 06/01/2006 through $9,225.00 01/11/2007 Reasonable Attorney's Fee $9,977.60 Late Charges $489.44 Costs of Suit and Title Search $900.00 Escrow Balance Deficit $416.32 Total $220,560.28 Wseph FF TY & McKEEVER ec , Jr. AND N OW, this 1J " day of J `144 > , 2007 damages are assessed as above. P-?,A' - Pro P thy n ? c a? v -o 0 C C? co Cl F -?G x? PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) ? P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. TODD M. MCKEONE Mortgagor(s) and Record Owner(s) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-6553 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 01/12/2007 to Date of Sale at 7.5000% (Costs to be added) $220,560.28 )JLJ McKEEVER BY: Joseph'A. Goldd Attorney for Plaintiff Jr. w? ?H d ?O U H o E., r+ W z? Ex., ? O ?O w r U N ?O oN O N „" U? od +. a v? A >~ o ? O I on on ? c O i i Oww U a cc) `? v v IZJ o v L \G 2n CN ns H v O Q w O ?U U c? y O w A c?.? ? o 0 b° i 0 L4 ?rt r All that certain tract of land situate in Dickinson Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point on the Southern side of L.R. 21005 on the dividing line between Lot Nos. 10 and 11 on the hereinafter mentioned Plan of Lots; thence by said dividing line, South 21 degrees 30 minutes 42 seconds East, 425.02 feet to a point; thence by the dividing line between Lot Nos. 10 and 18 on said Plan of Lots, South 68 degrees 29 minutes 18 seconds West 200 feet to a point; thence by the same, North 21 degrees 30 minutes 42 seconds West 425 feet to a point on the Southern side of L.R. 21005 aforesaid; thence by the Southern side of said Road, North 68 degrees 29 minutes 18 seconds East, 181.36 feet to a concrete monument; thence by the same on a curve to the left having a radius of 6545 feet, an arc distance of 18.64 feet to the Place of beginning. Containing 2.108 acres. Being Lot No. 10 on the Subdivision Plan of Kenneth B. Garner Jr. and Linda D. Garner, as recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 42, Page 21. TAX ID # 08-14-0146-024 BEING KNOWN AS 320 PINE GROVE ROAD GARDNERS PA 17324 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-6553 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1, Plaintiff (s) From TODD M. MCKEONE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $220,560.28 L.L. $.50 Interest FROM 1/12/07 TO DATE OF SALE AT 7.5000% Atty's Comm % Due Prothy $.100 Atty Paid $120.56 Other Costs Plaintiff Paid Date: JANUARY 18, 2007 (Seal) lql, Curtis K -Long, Prothon By: REQUESTING PARTY: Name JOSPEH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Deputy Supreme Court ID No. 16132 Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. TODD M. MCKEONE (Mortgagor(s) and Record Owner(s)) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 06-6553 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 320 Pine Grove Road Gardners, PA 17324 1.Name and address of Owner(s) or Reputed Owner(s): TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 2. Name and address of Defendant(s) in the judgment: TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: COUNTRYWIDE HOME LOANS 4500 PARK GRANADA CALABASAS, CA 91302 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 320 Pine Grove Road Gardners, PA 17324 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: January 11, 2007 GOLDBICK McAAFFERIV & McKEEVER BY: Josel{h A. G beck, Jr., Esq. Attorney for Plaintiff r-a o 8" . 06-6553 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW Plaintiff vs. TODD M. MCKEONE Mortgagor(s) and Record Owner(s) 320 Pine Grove Road Gardners, PA 17324 Defendant(s Term No. 06-6553 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MCKEONE, TODD M. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 Your house at 320 Pine Grove Road, Gardners, PA 17324 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $220,560.28 obtained by U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 06-6553 1. The sale will be cancelled if you pay to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6553 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.goy for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionkgoldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6722. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. c ?- kyi C= co (J t J GOLDBECK McCAFFERTY & MCKEEVER JOSEPH A. GOLDBECK, JR. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 BY: David B. Fein, Esq. Attorney I.D.#82628 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY No. 06-6553 TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. MOTION FOR SUBSTITUTED SERVICE UNDER PA.R.C.P. 430(a) Plaintiff, by and through its attorney, David B. Fein, Esq., in support of its Motion for Substituted Service, represents as follows: 1. Plaintiff is the holder of a first mortgage upon the premises 320 Pine Grove Road, Gardners, PA, 17324, hereinafter, the "mortgaged premises". 2. Defendant, TODD M. MCKEONE, is the mortgagor and real owner of the mortgaged premises. 3. Pursuant to Cumberland County Local Rule 208.3(a)(2) and/or Rule 208.3(a)(9), I, David Fein, Esquire, hereby certify that no judge has ruled on any other matters in this case. I further certify that I am not aware that the Defendant, Todd M. McKeon, has obtained counsel. Moreover, due to the nature of this motion, it was not possible to locate or contact the Defendant, Todd M. McKeon, to request his concurrence. 4. The last known address of Defendant, Todd M. McKeon, is as set forth in Paragraph 2 of the Complaint. 5. The Sheriff has been unable to effect service of the Notice of Sale upon Defendant, Todd M. McKeon, at his property address, 320 Pine Grove Road, Gardners, PA, 17324, after eighteen attempts. The Sheriff was unable to locate the Defendant, Todd M. McKeon. There is a realtor's lock on the door, per Sheriff. 6. The following investigation was conducted in a good faith attempt to ascertain the whereabouts of Defendant, Todd M. McKeon. WHEREFORE, Plaintiff prays that the Court enter the attached order allowing Plaintiff to serve the Notice of Sale upon Defendant, Todd M. McKeon, by posting the premises and certified and regular mail to the Defendant's last known address. I /I ,n BY: David B. Fein, Esq. Affidavit of Good Faith Investigation Client provided information: File Number: CWD-6722 Attorney Firm: Goldbeck, McCafferty & McKeever File Name: McKeone Subject Name: Todd M. McKeone a/k/a Todd M. McKeone, Jr. Property Address: Street: 320 Pine Grove Road City: Gardners State: PA Zip: 17324 Skip Results: Date of Birth: 09/22/1961 ProVest File Number: 199789 Last Known Dates: As of 05/27/2007 Street: 320 Pine Grove Road Phone: City: Gardners State: PA Zip: 17324 Death Records: As of 05/27/2007, the Social Security Administration has no death record on file for Todd M. McKeone a/k/a Todd M. McKeone, Jr.. Social Security Number search completed. Employment Search: Unable to verify current employer. Creditor information: Creditors indicated the last reported address for Todd M Pine Grove Road, Gardners, PA 17324 Department of Motor Vehicle Records: McKeone a/k/a Todd M. McKeone, Jr. as 320 The Pennsylvania Department of Motor Vehicles provided no change for Todd M. McKeone a/k/a Todd M. McKeone, Jr. from 320 Pine Grove Road, Gardners, PA 17324 Public Licenses (Pilot, Real Estate, etc): Search performed provided no information. Voter Registration Information : The County Voters Registration Office has no listing for Todd M. McKeone a/k/a Todd M. McKeone, Jr.. National Postal Address Search: Has no change for Todd M. McKeone a/k/a Todd M. McKeone, Jr. from 320 Pine Grove Road, Gardners, PA 17324 Comments: 717-486-3182: Called possible neighbor, Duane Bupp, answering machine answered, no message left. 717-486-3050: Spoke with possible neighbor, Michael Forry, does not know defendant. 717-486-5531: Called possible neighbor, B. L. O'Leary, there was no answer. On 05/27/2007, I, Patti Garrett being duly sworn according to the law, deposes and says: I am employed by ProVest, LLC. I have conducted an investigation into the whereabouts of the above named subject. Above are the results of my investigation. ....Subscdbed ond s o to before rye, %i n P ta?aTett Not" Public ?'....._. a, Date: 05/27/2007 CK!MT11'BIERY STATE of TEXAS Avarurv?? Arian Exp. Wt7-2010$ U.S. Bank National Association, as Trustee In The Court of Common Pleas of For J.P. Morgan Mortgage Acquisition Trust Cumberland County, Pennsylvania 2006-CWI Writ No. 2006-6553 Civil Term VS Todd M. McKeon R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Todd M. McKeon, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND, as to the defendant, Todd M. McKeone. Eighteen attempts at service were made, but we were unable to make contact with anyone at the address given. There is a realtor's lock on the door. Jason Vioral Deputy Sheriff, who being duly sworn according to law, states that on April 12, 2007 at 1419 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Todd M. McKeone, located at 320 Pine Grove Road, Gardners, Cumberland County, Pennsylvania according to law. So ?nW ers: R. Thomas Kline, Sheriff BY-,4J?-VSrhA - Real Estat Sergeant GOLDBECK McCAFFERTY & McKEEVER JOSEPH A. GOLDBECK, JR. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 BY: David B. Fein, Esq. Attorney I.D.#82628 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 VERIFICATION IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY No. 06-6553 I, David B. Fein, Esq., Attorney for Petitioner do hereby verify that the facts set forth in the foregoing Motion for Substituted Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. W BY: David B. Fein, Esq. GOLDBECK McCAFFERTY & McKEEVER JOSEPH A. GOLDBECK, JR. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 BY: David B. Fein, Esq. Attorney I.D.#82628 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024" vs. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 No. 06-6553 MEMORANDUM OF LAW IN SUPPORT OF MOTION FOR SUBSTITUTED SERVICE UNDER Pa.R.C.P. 430(a) Plaintiff has filed a Notice of Sheriff's Sale against Defendant, Todd M. McKeon, which the Sheriff has been unable to personally serve upon Defendant, Todd M. McKeon. As noted in the attached Motion, Plaintiff has made a good faith attempt to ascertain Defendant's whereabouts without success. Accordingly, the Court may approve alternative means of service. See Pa.R.C.P. 430(a). CONCLUSION For reasons stated above and in the attached Motion, the Court should enter an order allowing Plaintiff to serve the Notice of Sheriff's Sale upon Defendant, Todd M. McKeon, by posting the premises and certified mail and regular mail to the Defendant's last known address. Respectfully submitted, David B. Fein, Esq. IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY GOLDBECK MCCAFFERTY & McKEEVER JOSEPH A. GOLDBECK, JR. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 BY: David B. Fein, Esq. Attorney I.D.#82628 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1 7105 Corporate Drive PTX C-35 Plano, TX 75024 vs. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 CERTIFICATE OF SERVICE No. 06-6553 David B. Fein, Esq., does hereby certify that true and correct copies of the foregoing Motion for Substituted Service have been served upon the Defendant, Todd M. McKeon, this 4th day of June 2007, by first class mail, postage prepaid. 41 r BY: David B. Fei , Esq. IN THE COURT OF COMMON PLEAS Of Cumberland County _T:7 # s t ` rn t.} JUN 072007 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY 06-6553 VS. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 ORDER AND NOW, this -y day of ¢A- 2007, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, Todd M. McKeon, has been unsuccessful, it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant, Todd M. McKeon, by posting a copy of the Notice upon the premises 320 Pine Grove Road, Gardners, PA, 17324, and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known address at 320 Pine Grove Road, Gardners, PA, 17324, and that all further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, Todd M. McKeon, by sending copies of same to Defendant's last known address by certified and regular mail and by posting the premises. BY THE COURT: J. Distribution list: nom- Z, -tdenct Michael T. McKeever, Esquire, Suite 5000 - M Ion Indepen Center, 701 Market Street,. Philadelphia, PA 19106-1532 TODD M. MCKEONE, 320 Pine Grove Road Gardners, PA 17324-8972 Wino I V •Z Wd ? I NM LOOV Ai?dt i'ti) ( .'ud "Hi 40 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 CWD-6722 CF: 11/13/2006 SD: 08/08/2007 $220,560.28 20 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. TODD M. MCKEONE Mortgagor(s) and Record Owner(s) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 W (2) Term No. 06-6553 Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( ) Personal Service by the Sheriffs Office/competent adult (copy of return attached). ( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriff s Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. X) Premises was posted by e?competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). 04) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified Mail attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. e s B : s h A. Goldbeck, r. At orne for Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE ,+ CC Z?/ Q c a 031 n ee N i 0 \l L7 l1- ?,. a.,. r 13,?,M(1 oc??'. _??? wQo z? Q ?o ffi ?l O°a 41 ? ui Q 0 CL ?- a rII Q Z o. z ° Otc?4 ? ? C a o Gy Is O 9 v Q l1 m dm W l 9200 CC U ? a 0000 o mc ? Lu a m ) oa m o U N a r- ce) ..-? --w -a 6 Q - ?- - ._ ? ui c? ?a ---la ?? $ ? o Q a U v N d? U Ma 4o?x? -0 C3 a 0a'w5 ? 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O Form 3877 Domestic USPS Firm Mailing Book Name and Address of Sender: Permit Number Sequence Number JOSEPH A GOLDBECK JR 1153A MELLON INDEPENDENCE CE NT 701 MARKET ST STE 5000 Ascent - MAC v7.20.7.20.I PHILADELPHIA, PA 19106 - -- ---------------------------------- Piece ID Article i ----------------------------- Delivery Address -------------------------- SS Fee Postage -------------------------------------- Value Sender Charges ------------------------------- Addressee Name Type Insur./Register Due Total ------ CWD6904SOS-10 71114342363000133211 ----------------------------- O'BRIEN, SARA JANE -------------------------- C 2.65 0.41 -------------------------------------- 3.91 2535 Peachtree Drive RRE 0.85 Perkasie, PA 18944-5440 CWD6722TMO-8 71114342363000133228 MCKEONE, TODD M. C 2.65 0.41 3.91 320 Pine Grove Road RRE 0.85 Gardners, PA 17324-8972 D ------------------------------------- Page Totals: 2 ----------------------------- -------------------------- 7.00 0.82 ------------------------------------- 7.82 Cumulative Totals: 10 35.00 4.10 39.10 ------------------------------------- ------------------------------------------------------- USPS CERTIFICATION ------------------------------------- Total Number of Pieces Received: , j W Round Stamp: Signature of Receiving Employee Form 3877.(Facsimile) Date of Manifest: 06/21/2007 Page 2 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA AFFIDAVIT OF SERVICE U.S. BANK N.A. TODD M. MCKEONE Plaintiff (Petitioner) vs. Defendant (Respondent) CASE and/or DOCKET: 06 6553 I, CY IC -Q,r-" ,Q Cl., declare that I am a Pennsylvania State Constable and/or Process Server, in and for the County of Berks, that I am not a party to this action, not an employee of a party to this action, or an attorney to the action, and that within the boundaries of the state where service was effected. I was authorized by law to perform the said service. SERVICE UPON: TODD M. MCKEONE ADDRESS: 320 PINE GROVE ROAD GARDNERS, PA 17324 On: ? 12.01 0'7 At: (0 PM Description: Approximate Age Height Weight Race Sex Hair With Documents: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Manner of Service By handing to: ? DEFENDANT(S) PERSONALLY SERVED ? ADULT FAMILY MEMBER WITH WHOM THE SAID DEFENDANT(S) RESIDES. NAME: RELATIONSHIP: ? ADULT IN CHARGE OF DEFENDANTS RESIDENCE. NAME: RELATIONSHIP: POSTED PROPERTY ? AGENT OR PERSON IN CHARGE OF PLACE OF BUSINESS. NAME: TITLE: ? MILITARY STATUS: NO / YES BRANCH: COMMENTS: DEFENDANT WAS NOT SERVED BECAUSE: MOVED UNKNOWN NO ANSWER VACANT OTHER: SERVICE WAS ATTEMPTED ON THE FOLLOWING DATES/TIMES: 1.) 2.) 3.) SWORN TO AND SUBSCRIBED BEFORE ME THIS 91 r--T DAY OF 2007 ?1V1??n OTARY Qz??Z CONSTABLE/PROCESS SERVER ? D? 3t? a V a:A , 1 ,t ;t^ d r ?t fl tF'(; ... PROVES. tL J OX 1180, 93 E MAIN STREET, BAY SHORE NY 11706 631.666.6168 (F) 631.666.6295 JUN 072007 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISMON TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY 06-6553 VS. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324 ORDER AND NOW, this /Y & day ofqu-- 2007, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, Todd M. McKeon, has been unsuccessful, it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant, Todd M. McKeon, by posting a copy of the Notice upon the premises 320 Pine Grove Road, Gardners, PA, 17324, and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known address at 320 Pine Grove Road, Gardners, PA, 17324, and that all further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, Todd M. McKeon, by sending copies of same to Defendant's last known address by certified and regular mail and by posting the premises. r RUE - '<.. AECO a, BY THE COURT: 'day whereof, ! e UW0 set my h,,- 1M SON of said at Ca ft, Pat n 8y oar 7 /r/ J,?. C.c. /•?-..e J. - Distribu 'on ist: Michael T. McKeever, squire, cite 5000 - Mellon Independence Center, 701 Market Street, Philadelphia, PA 19106-1532 TODD M. MCKEONE, 320 Pine Grove Road Gardners, PA 17324-8972 GOLDBECK McCAFFERTY & MCKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. TODD M. MCKEONE Mortgagor(s) and Record Owner(s) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) Term No. 06-6553 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 320 Pine Grove Road Gardners, PA 17324 1.Name and address of Owner(s) or Reputed Owner(s): TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 2. Name and address of Defendant(s) in the judgment: TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL, ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 HEMPT BROTHERS INC. 205 Creek Road Camp Hill, PA 17011 4. Name and address of the last recorded holder of every mortgage of record: COUNTRYWIDE HOME LOANS 4500 PARK GRANADA CALABASAS, CA 91302 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 320 Pine Grove Road Gardners, PA 17324 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: July 12, 2007 GO B MCCAFFERT & Mc VER BY: lose A. Goldbeck, Jr., Esq. Attorney r Plaintiff N C_. ? '7l _T J L- W °-a Ca3 ;; 7 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Shaun Welch is the grantee the same having been sold to said grantee on the 8th day of Aug A.D., 2007, under and by virtue of a writ Execution issued on the l8th day of Jan, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2006 Number 6553, at the suit of U S Bank B A tr for J P Morgan Aquisition Trust 2006 CWI against Todd M McKeon is duly recorded as Instrument Number 200737171. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ?C S day of A.D. oc? 118W ? of D" Cw"ft d Coady, CarW PA W Comure M Evk" me FW MondaydJae.2010 U.S. Bank National Association, as Trustee In The Court of Common Pleas of For J.P. Morgan Mortgage Acquisition Trust Cumberland County, Pennsylvania 2006-CW1 Writ No. 2006-6553 Civil Term VS Todd M. McKeon R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Todd M. McKeon, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND, as to the defendant, Todd M. McKeon. Eighteen attempts at service were made, but we were unable to make contact with anyone at the address given. There is a realtor's lock on the door. Jason Vioral Deputy Sheriff, who being duly sworn according to law, states that on April 12, 2007 at 1419 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Todd M. McKeon, located at 320 Pine Grove Road, Gardners, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on August 08, 2007 at 10:00 o'clock A.M. He sold the same for the sum of $220,500.00 to Shaun Welch. It being the highest bid and best price received for the same, Shaun Welch, of 5783 Pontiac Drive, San Jose, CA 95123, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $228,798.76. Sheriffs Costs: Docketing $30.00 Poundage 4,410.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 57.60 Levy 15.00 Surcharge 20.00 Post Pone Sale 20.00 ti Law Journal 355.00 Patriot News 308.39 Share of Bills 16.17 Distribution of Proceeds 25.00 Sheriff s Deed 39.50 $5,386.16 So w R. Thomas Kline, Sheriff BY J 0 o SVvu Real Estat Sergeant ,/ 0- /0/6C/47 3 li 01-?uq9 p? i Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff vs. TODD M. MCKEONE (Mortgagor(s) and Record Owner(s)) 320 Pine Grove Road Gardners, PA 17324 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 06-6553 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW1, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 320 Pine Grove Road Gardners, PA 17324 I .Name and address of Owner(s) or Reputed Owner(s): TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324=8972 2. Name and address of Defendant(s) in the judgment: TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: COUNTRYWIDE HOME LOANS 4500 PARK GRANADA CALABASAS, CA 91302 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 320 Pine Grove Road Gardners, PA 17324 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. k DATED: January 11, 2007 GOLDBK McAFFERTV & McKEEVER BY: Jose A. G beck, Jr., Esq. Attorney for Plaintiff 06-6553 GOLDBECK MCCAMRTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 7105 Corporate Drive PTX C-35 Plano, TX 75024 Plaintiff VS. TODD M. MCKEONE Mortgagor(s) and Record Owner(s) 320 Pine Grove Road Gardners, PA 17324 Defendant(s Term No. 06-6553 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MCKEONE, TODD M. TODD M. MCKEONE 320 Pine Grove Road Gardners, PA 17324-8972 Your house at 320 Pine Grove Road, Gardners, PA 17324 is scheduled to be sold at Sheriffs Sale on Wednesday, June 13, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $220,560.28 obtained by U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 06-6553 1. The sale will be cancelled if you pay to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW 1, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 06-6553 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionkgoldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6722. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. All that certain tract of land situate in Dickinson Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point on the Southern side of L.R. 21005 on the dividing line between Lot Nos. 10 and 11 on the hereinafter mentioned Plan of Lots; thence by said dividing line, South 21 degrees 30 minutes 42 seconds East, 425.02 feet to a point; thence by the dividing line between Lot Nos. 10 and 18 on said Plan of Lots, South 68 degrees 29 minutes 18 seconds West 200 feet to a point; thence by the same, North 21 degrees 30 minutes 42 seconds West 425 feet to a point on the Southern side of L.R. 21005 aforesaid; thence by the Southern side of said Road, North 68 degrees 29 minutes 18 seconds East, 181.36 feet to a concrete monument; thence by the same on a curve to the left having a radius of 6545 feet, an arc distance of 18.64 feet to the Place of beginning. Containing 2.108 acres. Being Lot No. 10 on the Subdivision Plan of Kenneth B. Garner Jr. and Linda D. Garner, as recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 42, Page 21. TAX ID # 08-14-0146-024 BEING KNOWN AS 320 PINE GROVE ROAD GARDNERS PA 17324 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-6553 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CWI, Plaintiff (s) From TODD M. MCKEONE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $220,560.28 L.L. $30 Interest FROM 1/12/07 TO DATE OF SALE AT 7.5000% Atty's Comm % Atty Paid $120.56 Plaintiff Paid Due Prothy $.100 Other Costs Date: JANUARY 18, 2007 (Seal) Curtis K. Long, Prothon By: Deputy REQUESTING PARTY: Name JOSPEH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Real Estate Sale # 20 On February 6, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Dickinson Township, Cumberland County, PA Known and numbered as 320 Pine Grove Road, Gardners, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: February 6, 2007 By .? 6 ^ 1. Real Estate Sergeant b O :b V S Z NVr LOOZ SCHEDULE OF DISTRIBUTION SALE NO. 20 Date Filed: September 07, 2007 Writ No. 2006-6553 Civil Term U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006 CW 1 VS Todd M. McKeon 320 Pine Grove Road Gardners, PA 17324 Sale Date: August 08, 2007 Buyer: Shaun Welch Bid Price: $220,500.00 Real Debt $220,560.28 Interest 9,426.56 Attorney Writ Costs 120.56 Misc. Costs Total: $230,107.40 DISTRIBUTION: Receipts: Cash on account (02/06/2007): Cash on account (08/08/2007): Cash on account (08/15/2007): $ 1,500.00 22,050.00 206,748.76 Total Receipts: $230,298.76 Disbursements: Sheriffs Costs $5,386.16 Legal Search 300.00 Transfer Tax, Local 1,794.38 Transfer Tax, State 1,794.38 Carolyn McQuillen, Tax Collector 1,926.75 Attorney Joseph Goldbeck 1,500.00 U.S. Bank National Association 217,597.09 Total Disbursements: ($230,298.76) Balance for distribution: 0.00 So Answers: R. Thomas Kline Sheriff SNELBAKER & BRENNEMAN, P. C. ATTORNEY AT LAW 44 W. Main Street Mechanicsburg, PA 17055 TITLE REPORT TO: Sheriff of Cumberland County RE: Sheriffs Sale No. 20, held August 8, 2007 EFFECTIVE DATE: August 6, 2007 PREMISES: 320 Pine Grove Road, Lot 10, Plan Book 42, Page 21, Gardners, Pennsylvania (Dickinson Township), tax parcel No. 08-14-0146-024 (the "Premises") RECITAL: Being the same premises which James R. Dorn and Bernice Miller Dom, husband and wife, by their Deed dated and recorded November 14, 2003 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 260, Page 1771, granted and conveyed unto Todd M. McKeon, single man. The Premises identified above and as more fully described in the legal description attached hereto and incorporated by reference herein as "Exhibit A" is subject to the below items and exceptions. All recording and docket locations identified are in the Office of the Recorder of Deeds of Cumberland County and/or the Court of Common Pleas of Cumberland County. EXCEPTIONS: 1. Claims and charges for improvements and repairs to the Premises or delivery of materials thereto for which payment has not been made. 2. Possible unfiled Mechanics Liens and municipal claims, charges and assessments. The rights or claims of any tenants or other parties in possession. 4. Support arrearages of any owner or previous owner of the Premises pursuant to Act 58 of 1997, as amended. 5. Any environmental liens or claims filed or on record in the Federal District Court. 6. Payment of state and local real estate transfer tax, if applicable. 7. Any secured transactions with respect to the Premises. 8. The area of the Premises is not certified. 9. Those matters which a view or inspection of the Premises would reveal. 10. The accuracy of the measurements and dimensions of the Premises or the rights or title of or through any person or persons in possession of same, conflicts with adjoining property, encroachments, projections or any other matter disclosed by an accurate survey of the Premises. 11. The right of use as may be determined by any applicable municipal zoning ordinance or regulation. 12. Any matter not of record at the Court House as of the effective date of this Title Report and subsequent to the date hereof. 13. Any tax increase based on additional assessment made by reason of new construction or major improvements. 14. The absence or failure of proper and required notice being given to all owners and holders of liens and encumbrances intended to be divested by the Sheriffs sale and procedural defects by any judgment creditor or lienholder executing on the Premises giving rise to the Sheriffs sale noted above. 15. Identity and legal competency of all parties at any closing or conveyance of the Premises should be established. 16. Access to the Premises by public road or street is not certified. 17. Suitability or existence of sewer and water facilities on or available to the Premises is not certified. 18. Real Estate taxes on the Premises due and payable but not turned over for collection to the Tax Claim Bureau. 19. All Real Estate taxes on the Premises assessed but not billed as well as those Real Estate taxes accruing on and after July 1, 2007. 20. Mortgage in the amount of $200,000.00 from Todd M. McKeon to Countrywide Home Loans, Inc. dated February 23, 2006 and recorded March 2, 2006 in Mortgage Book 1942, Page 62. -2- 21. Mortgage in the amount of $50,000.00 from Todd M. McKeon to Countrywide Home Loans, Inc. dated February 23, 2006 and recorded March 2, 2006 in Mortgage Book 1942, Page 80. 22. Judgment against Todd McKeon and Premier Concrete Services in the amount of $12,322.84 in favor of Hempt Brothers, Inc. entered May 17, 2007 to No. 2006-6286. 23. Judgment against Todd M. McKeon in favor of U. S. Bank, National Association in the amount of $220,560.28 entered January 18, 2007 to No. 2006-6553. 24. Judgment against Todd M. McKeone in favor of Yajaira Curz Reyes in the amount of $3,087.50 entered February 23, 2007 to No. 2007-1014. 25. Judgment against Todd McKeon and Premier Concrete Services in favor of Drivekore, Inc. in the amount of $184.52 entered June 27, 2007 to No. 2007-3903. 26. All building setback lines, easements, notes, condition and all matters appearing in Plan Book 42, Page 21, Plan of Kenneth B. Garner, Jr. and Linda D. Garner. 27. Subject to the restrictions in Deed Book "Q", Volume 20, Page 485. 28. Subject to the rights granted in the Deed of Easement in Misc. Book 239, Page 75. 29. Rights granted to The United Telephone Company of Pennsylvania in Misc. Book 321, Page 669. 28. Subject to the rights granted MetEd in Misc. Book 313, Page 303, Misc. Book 69, Page 568, Misc. Book 94, Page 397, Misc. Book 100, Page 338, Misc. Book 104, Page 80, Misc. Book 142, Page 534 and Misc. Book 327, Page 998. 29. Subject to the rights of others in and to any portions of the Premises lying within or adjoining Legislative Route 21005 and/or Pine Grove Road. The undersigned shall not be bound by this Title Report to any person, firm or entity other than the Sheriff of Cumberland County. Snelbaker & Brenneman, P. C. By: ' Keith O. Brenneman -3- REAL ESTATE SALE NO. 20 Writ No. 2006-6553 Civil U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage . Acquisition Trust 2006-CW 1 Vs. Todd M. McKeon Atty.: Joseph A. Goldbeck, Jr. All that certain tract of land situ- ate in Dickinson Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point on the Southern side of L.R. 21005 on the dividing line between Lot Nos. 10 and 11 on the hereinafter mentioned Plan of Lots; thence by said divid- ing line, South 21 degrees 30 min- utes 42 seconds East, 425.02 feet to a point; thence by the dividing line between Lot Nos. 10 and 18 on said Plan of Lots, South 68 degrees 29 minutes 18 seconds West 200 feet to a point; thence by the same, North 21 degrees 30 minutes 42 seconds West 425 feet to a point on the Southern side of L.R. 21005 aforesaid; thence by the Southern side of said Road, North 68 degrees 29 minutes 18 seconds East, 181.36 feet to a concrete monu- ment: thence by the same on a curve to the left having a radius of 6545 feet, an arc distance of 18.64 feet to the Place of beginning. Con- taining 2.108 acres. Being Lot No. 10 on the Subdivi- sion Plan of Kenneth B. Garner Jr. and Linda D. Garner, as recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 42, Page 21. TAX ID # 08-14-0146-024. BEING KNOWN AS 320 PINE GROVE ROAD, GARDNERS, PA 17324. EXHIBIT A r, r PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland. Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 20, 27 & May 4, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. 0 isa/'Marie Coyne, SWORN,10 AND SUBSCRIBED before me this 4 day of May, 2007 NOTARIAL SEAL v LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberland County My Commission Expires March 5, 21,009 ¦SAL NOTAWi 4" NO. 20 Writ No. 2006-6553 Civil U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW 1 Vs. Todd M. McKeon Atty.: Joseph A. Goldbeck, Jr. All that certain tract of land situ- ate in Dickinson Township, Cumbeclmnd County, Pennsylvania, bounded and described as follows: Beginning at a point on the Southern aide of L.R. 21005 on the dividing line between Lot Nos. 10 and 11 on the hereinafter mentioned Plan of Lots; thence by said divid- ing line, South 21 degrees 30 min- utes 42 seconds East, 425.02 feet to a point; thence by the dividing line between Lot Nos. 10 and 18 on said Plan of Lots, South 68 degrees 29 minutes 18 seconds West 200 feet to a point; thence by the same, North 21 degrees 30 minutes 42 seconds West 425 feet to a point on the Southern side of L.R. 21005 aforesaid; thence by the Southern side of said Road, North 68 degrees 29 minutes 18 seconds East, 181.36 feet to a concrete monu- ment; thence by the same on a curve to the left having a radius of 6545 feet, an arc distance of 18.64 feet to the Place of beguudng. Con- taining 2,108 acres. Being Lot No. 10 on the Subdivi- sion Plan of Kenneth B. Garner Jr. and Linda D. Garner, as recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 42, Page 21. TAX ID # 08-14-0146-024. BEING KNOWN AS 320 PINE GROVE ROAD, GARDNERS, PA 17324. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the 2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#20 Sworn to and subscribed bgfwme_ this_1:_$th_day of Mav 2007 A.D. Notarial Seal 3erry L. Russell, Notary Public City Of Harrisburg, Dauphin County My Com 'on Expires June 6, 2010 ember an , t JV'3 ?ss riati(,n of Notaries N ARY PUBL C CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 R ? 1?