HomeMy WebLinkAbout11-08-06 (2)
.
REV - i... El:. (f-80)
*
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
COMMONWEAlTH OF PENNSYlVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG. PA 17128-0601
FILE NUMBER
21 06
COUNTY CODE YEAR
SOCIAL SECURITY NUMBER
W
I-
ll:c(lIl
UEll:
wlLg
%0...
Ug:1D
IL
c(
I-
Z
W
C
W
U
w
C
DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
Schwab, Elizabeth M
321-30-4989
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
~~:?:;E C~-jL v
00396
NUMBER
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
I
o 3. Remainder Retum (date of death prior to 12-13-82)
o
o
1. Original Return
o 2. Supplemental Return
o
o
o
4a. Future Interest Compromise (date of death after
12-12-82)
7. Decedent Maintained a Living Trust (Attach
copy of Trust)
10. Spousal Poverty Credit (date of death between
12- 1
8. Total Number of Safe Deposit Boxes
5. Federal Estate Tax Return Required
o 11. Election to tax under Sec. 9113(A) (Attach Sch 0)
20. ~
Copyright 2000 form software only The Lackner Group, Inc.
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
DATE OF DEATH (MM-DD-YEAR)
DATE OF BIRTH (MM-DD-YEAR)
04/30/2006
12/22/1937
2100 Longs Gap Road
Carlisle, P A 17013
(1 ) 313,310.00
(2) 310,610.91
(3) None
(4) None
(5) 47,857.47
(6) None
(7) 339,908.74
(9) 24,346.46
(10)
(") OFc'CiAi
Co
~::o
CO-u
1'T1 ~ 0
:::Oz'
~,~ 05 ~
L'70Q
CJOil
OC
; :0
-0-1
);>
(8)
(11 )
,.gor"y
~
z
o
..cC
I
co
."
:::
N
.r:-
C)
1,011,687.12
24,346.46
987,340.66
(12)
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
(13)
987,340.66
(14)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15.Amount of Line 14 taxable at the spousal tax rate, x .00 (15)
or transfers under Sec. 9116(a)(1.2)
z 987,340.66 .045 (16)
0 16. Amount of Line 14 taxable at lineal rate x
~ ~-----~~.-
::I (17)
IL 17.Amount of Line 14 taxable at sibling rate x .12
~
0
u
S 18. Amount of Line 14 taxable at collateral rate x .15 (18)
19. Tax Due (19)
(IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL)
o 4. Limited Estate
~
o
6. Decedent Died Testate (Attach copy
of Will)
9. Litigation Proceeds Received
I-
Z
~ IRM NAME (If applicable)
z
~ Stephen L. Bloom, Esquire
ELEPHONE NUMBER
717/249-7717
1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Corporation, Partnership or Sole-Proprietorship
z
o
3
::I
l-
ii:
c
u
w
a:
4. Mortgages & Notes Receivable (Schedule D)
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
44,430.33
44,430.33
Form REV-1500 EX (Rev. 6-00)
t
Decedent's Complete Address:
STREET ADDRESS
51 Derbyshire Drive
CITY
Carlisle
STATE P A ---------zIP--~-;~;;--
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. CreditslPayments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1 )
44,430.33
45,000.00
-_._.-._..~------~.-
2,221.52
Total Credits (A + B + C)
(2)
47,221.52
3. Interest/Penalty if applicable
D. Interest
E. Penalty
Total Interest/Penalty (D + E) (3)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 1 Line 20 to request a refund
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (5A)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B)
Make Check Payable to: REGISTER OF WILLS, AGENT
0.00
2,791.19
0.00
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred;.................................................................................. ~ I
~: ~::::~ :~e~~:i~~:~:~~;=s~~~.~~~~~.~~~.~~~.:.~~:.~.~.~.~~~~.~~~~~~.~~ .i~~.~~~~~~~::::::::: :::: :::::::: :::::::::::::::
d. receive the promise for life of either payments, benefits or care?.............................................................
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?...................................................................................................................... D
D
~
~
~
D
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?.........
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation?.....................................................................................................................
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of pe~UIY, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of
prepare/" other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN ADDRESS 2636 Vhay Lane
Mi~1 J. Schw
~ Bloomfield Hills, MI 48304
SIGNATURE OF PERS
DATE
ADDRESS
/o~O'k-6
./ DA'll!'
ADDRESS
DATE
2100 LOQgs Gap Road
Carlisle, VA 17013
/0/ /"7/0 G
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the
surviving spouse is 3% [72 P.S. 99116 (a) (1.1) (i)).
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0%
[72 P.S. 99116 (a) (1.1) (ii)]. The statute does not exemDt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure
of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural
parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116 (a) (1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 99116
1.2) [72 P.S. 99116 (a) (1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 99116 (a) (1.3)]. A sibling is defined,
under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
*'
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
I
ESTATE OF S h bEl' b h M I FILE NUMBER
c wa, lza et 21 _ 06 _ 00396
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price
at which property would be exchanged between a willing buyer and a wimng seller, neither being compelled to buy or sell, both having
reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on
schedule F.
ITEM
NUMBER
1
DESCRIPTION
VALUE AT DATE OF
DEATH
313,310.00
51 Derbyshire Drive, South Middleton Township, Cumberland County, PA - Date of Death County
Assessed Value $313,310.00 x applicable Common Level Ratio of 1.0 = $313,310.00 (formerly jointly
owned with predeceased husband)
TOTAL (Also enter on Line 1, Recapitulation)
313,310.00
'*
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF Schwab, Elizabeth M
FILE NUMBER
21 - 06 - 00396
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
UNIT VALUE
ITEM
NUMBER
1
DESCRIPTION
T. Rowe Price Mutual Fund Account #'s 5001042106-6,5001042109-8,
5001042101-4 and 5001042113-7
2
Tamarack Mutual Fund Account #401-537231
TOTAL (Also enter on line 2, Recapitulation)
VALUE AT DATE OF
DEATH
244,396.27
66,214.64
310,610.91
*
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF Schwab, Elizabeth M
I FILE NUMBER
21 - 06 - 00396
Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of
survivorship must be disclosed on schedule F.
ITEM
NUMBER
1
VALUE AT DATE OF
DEATH
24,536.97
DESCRIPTION
Members 1st Federal Credit Union Savings Account #279262-00
2
Members 1st Federal Credit Union Savings Account #229077-00 (formerly jointly owned with
predeceased husband)
3,565.48
3
Members 1 st Federal Credit Union Checking Account #279262-11
1,970.96
4
Members 1st Federal Credit Union Checking Account #229077-11 (formerly jointly owned with
predeceased husband)
5,598.09
5
USAA Subscribers Savings Account
2,185.97
6
Miscellaneous Personal Property and Household Goods (typical modest home furnishings of retired
individual)
10,000.00
-------- ~---------
TOTAL (Also enter on Line 5, Recapitulation) 47,857.47
*
l SCHEDULE G I
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
----------- ----------------------------------- ------
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
FILE NUMBER
21 - 06 - 00396
Schwab, Elizabeth M
ITEM
NUMBER
This schedule must be com leted and filed if the answer to an of uestions 1 throu
DESCRIPTION OF PROPERTY o/c OF
Include the name ofthe transferee, their relationship to decedent and the date of transfer_ DATE OF DEATH Oc 's EXCLUSION
Attach a copy of the deed for raal estate. VALUE OF ASSET DE D (IF APPLICABLE)
INTEREST
T. Rowe Price Roth IRA Account #1015432027-2
97,814.25 100% ,-
2
USAA Annuity Contract #7454479
27,601.01 100%
3
Nationwide Annuity Contract #0204265700
58,458.48 100%
4
Hartford Annuity Contract #711044422
156,035.00 100%
_L__
- __L___J_
TOTAL (Also enter on line 7, Recapitulation)
TAXABLE VALUE
97,814.25
27,601.01
58,458.48
156,035.00
339,908.74
*'
J SCH:DlI.E H
R.N:RAI... EXPENSES &
ArMNSTRATlVE COSTS
_._.n..__~.~_ _~.___~._._______.__.__~_~_._________ ___
COMMONWEAlTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Schwab, Elizabeth M
I
I
I
I
__ ____ _____J____________________
I FILE NUMBER
21-06-00396
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
A.
B.
DESCRIPTION
FUNERAL EXPENSES:
Hoffman-Roth Funeral Home, Inc.
2
Comfort Suites, Carlisle - Funeral Luncheon
AMOUNT
7,464.91
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
1.
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Social Security Number(s) I EIN Number of Personal Representative(s):
2.
Street Address
City State _ Zip
Year(s) Commission paid
Attorney's Fees Stephen L. Bloom, Attorney and Counsellor at Law
State
City
Relationship of Claimant to Decedent
Zip
4.
Cumberland County - Register of Wills
Probate Fees
5. Accountant's Fees
6. Tax Return Preparer's Fees
7.
1
Other Administrative Costs
The Sentinel- Publication of Legal Notices
2
The Cumberland Law Journal- Publication of Legal Notices
TOTAL (Also enter on line 9, Recapitulation)
883.52
15,000.00
786.00
137.03
75.00
24,346.46
REV-1513 EX+ (9-00)
*'
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
I FILE NUMBER
21 - 06 - 00396
RELATIONSHIP TO
DECEDENT
ESTATE OF
Schwab, Elizabeth M
AMOUNT OR SHARE
OF ESTATE
NUMBER
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
I.
1
TAXABLE DISTRIBUTIONS (include outright spousal distributions)
Michael J. Schwab
2636 Vhay Lane
Bloomfield Hills, MI48304
Son
Entire Estate
I
I I
Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT
BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
. .
F:\FILBS\DA T Al'lLE\WILLS\906S- W. WlL
-' ,
...... I
\ -~ \ 1
LAST WILL AND TESTAMENT
I, ELIZABETH M. SCHWAB, of 51 Derbyshire Drive, Carlisle, Cumberland County,
Pennsylvania, being of sound and disposing mind and memory, do hereby make, publish and declare
this to be my Last Will and Testament, hereby revoking any and all fonner Wills or Codicils by me
made.
ITEM ONE
I direct that all my just debts, funeral expenses, testamentary expenses and all inheritance
taxes shall be paid to the extent possible from those assets held or passing under ITEM FOUR hereof
as soon as practicable after my decease and as part of the administration of my estate.
ITEM TWO
I give all of my personal and household effects, automobiles, boats and collections, if any,
and any insurance policies thereon, unto' my husband, DON A. SCHWAB, if he survives me by
thirty (30) days; otherwise to my son, MICHAEL J . SCHWAB.
ITEM THREE
If my said husband, DON A. SCHWAB, survives me, in order to obtain the portion of the
marital deduction allowed in my estate by the Federal tax laws that will eliminate all Federal estate
taxes payable as a result of my death, my Executor shall divide my residumy estate into two portions
known as the "Marital Fund" and the "Credit Trust."
The Marital Fund, which shall not be reduced by any taxes payable by reason of my death,
shall be that fractional proportion of the entire residuary estate determined as follows:
The numerator of such fractional proportion of my residuary estate shall be the smallest
amount which, if allowed as a marital deduction, would result in the least possible Federal estate tax
being payable as a result of my death, after allowing for the unified credit against Federal estate tax
and all available credits and deductions claimed. The numerator shall be reduced by the value of any
other property which, p,as~~to my said husband which qualifies for the marital deduction and
. I . J
reduced by thaI artlmmt; if any, which, when added to my taxable estate, will result in Federal estate
q ('\ . J 1'" ,
'"'..J " ')
. ~ · fl- A '. I! en r. "
l, .JLiu~
J:..,: j~ij.:jtj 0:-:":, ',;, I
-_.\.Jl.v'v:.JJ
W.
E.M.S.
Page 1 of 8 Pages
tax no larger than the credit for State death taxes allowed in my estate without increasing any State
death taxes payable as a result of my death.
The denominator of this fraction shall be the value of the entire residuary estate. Values
assigned to the property for the purposes of this computation shall be those values finally detennined
for Federal estate tax purposes.
The Marital Fund shall be distributed outright to my said husband, DON A. SCHWAB, as
soon as practicable after my death.
The Credit Trust shall be held and managed by my Trustee in accordance with ITEM FOUR
of this my Last Will and Testament.
My Executor shall have the power to distribute assets in cash or in kind to the Marital Fund
and to the Credit Trust and to select specific property to be distributed to the Marital Fund or the
Credit Trust without regard to the income tax basis on such property. In making these allocations,
my Executor shall use the value of the assets as of the date or dates of distribution so that each
distribution shares proportionately in the appreciation or depreciation of assets between the date of
my death and the date or dates for distribution. However, no allocation of assets shall be made to
the Marital Fund which does not qualify for the marital deduction. To the extent that other assets
which qualify for the marital deduction are available, there shall not be allocated to the Marital Fund
(a) assets with respect to which an estate tax credit for foreign taxes paid is allowable or (b) any
payments under an employees trust or retirement annuity contract of the type described in Section
2039( c) of the Internal Revenue Code or subsequent provisions of similar import or (c) United States
Treasury Bonds that are eligible for redemption at par value in payment of the Federal estate tax.
In computing the marital deduction all generation-skipping transfers for which I am the "deemed
transferor" shall be disregarded.
If I am not survived by my said husband, DON A. SCHWAB, I give, devise and bequeath
all of the rest, residue and remainder of my estate, both real and personal property, unto my Trustee
to be held or distributed by such Trustee under ITEM FOUR hereof.
If my said husband, DON A. SCHWAB, survives me and disclaims any portion of the
Marital Fund, such portion shall be added to the Credit Trust.
id.
E.M.S.
Page 2 of 8 Pages
Ifmy said husband, DON A. SCHWAB, and I die simultaneously, or under circumstances
which render it difficult to determine who died first, my said husband shall be deemed to have
survived me for all pmposes of this my Last Will and Testament.
ITEM FOUR
CREDIT TRUST
My Trustee shall hold the assets received under ITEM THREE hereof: if any, for the
following purposes:
A. To pay the net income, at least quarter-annually, to my husband, DON A. SCHWAB,
for life. In addition, my Trustee, in his sole discretion, may invade the principal of the trust to
provide for the proper and adequate support of my said husband.
B. The Trustee shall pay to my said husband, DON A. SCHWAB, annually, such sum
from the principal of the trust as my said husband may request in writing, provided, however, that
said sum may not exceed the greater of Five Thousand Dollars ($5,000.00) or five percent (5%) of
the aggregate vallte, at the time of said request, of the principal of the trust hereunder.
C. Upon the death of my said husband, DON A. SCHWAB, my Trustee shall distribute
the principal of the trust to my son, MICHAEL J. SCHWAB, absolutely.
D. In the event that my said son shall fail to survive my husband and me, but shall leave
issue surviving, then my deceased son's share shall be held by my Trustee and the net income
therefrom shall be used, in equal shares, for the support, maintenance and education of the issue of
my deceased son. My Trustee shall use as much of the principal as it shall deem desirable for said
purposes. My Trustee shall distribute absolutely the principal of such share of my deceased son to
the issue of my deceased son per stirpes as each shall attain the age of twenty-one (21) years.
E. Notwithstanding any other provisions to the contrary, in no event shall any share be
distributed to any beneficiary later than twenty (20) years after the later of the death of my husband
or me.
ITEM FIVE
POWERS OF EXECUTOR AND TRUSTEE
In addition to the powers conferred by case law, by statute, and by other provisions hereof,
t!1L.
E.M.S.
Page 3 of 8 Pages
my Executor and Trustee and their successors, shall have the following discretionary powers
applicable to all property held by them which powers shall be effective without order of any court
and shall exist until final distribution:
A. To retain any property of any nature received by them for whatever period he shall
deem advisable;
B. To invest and reinvest all or any part of said property in such stocks, bonds, common
trust funds, securities, accounts, certificates of deposit (including, but not limited to, stocks, bonds,
common trust funds, securities, accounts or certificates of deposit of the Trustee) or other property,
real or personal, as in his discretion he shall deem proper, without regard to statutes limiting the
property which a fiduciary may purchase;
C. To sell, transfer, exchange or otherwise dispose of, any part of said property, for cash
or on terms, publicly or privately, or to lease, even for a tenn exceeding five (5) years or the duration
of any trust herein, without liability on the purchasers or lessees to see to the application of the
proceeds, and to give options for these purchases without the obligation to repudiate them in favor
of a higher offer;
D. To execute and deliver any deeds, leases, assignments or other instruments as may
be necessary to carry out the provisions of any trust hereunder;
E. To borrow money, including the right to borrow money from any bank and to
mortgage or pledge any asset of the estate as security;
F. To assume continuance of the status of any beneficiary with regard to death, marriage,
divorce, illness, incapacity and the like in the absence of information deemed reliable without
liability for disbursements made on such assumption;
G. To pay from the bust, or the income therefrom, all debts or claims against my estate,
or any taxes or similar charges on my estate;
H. To make any distribution hereunder either in kind or in money, or partially in kind
and partially in money. Distribution in kind shall be made at the market value of the property
distributed, and my Trustee, in his absolute discretion, may cause the share distributed to any
distributee to be composed of property similar to or different from that distributed to any other
w.
E.M.S.
Page 4 of 8 Pages
distributee;
I. To exercise any subscription right in connection with any security held hereunder,
to consent to or participate in any recapitalization, reorganization, consolidation or merger of any
corporation, company or association, the securities of which may be held hereunder, to delegate
authority with respect thereto, to deposit investments under agreements, to pay assessments, and
generally to exercise all rights of investors;
1. To invest in endowment, insurance or annuity policies on the lives of beneficiaries
of any trust hereunder;
K. To continue in any partnership, joint venture, joint ownership or other business
enterprise of which I am a part at the time of my death;
L. To compromise claims;
M. To continue for whatever period of time as he shall deem necessary any ownership
as a tenant in common or as a partner, in real estate or other property and to act as I could have done
had I been living;
N. To lend money to my estate or to any buSt created hereunder or to purchase from the
estate or from any trust created hereunder, at the market value thereof at the time of purchase, any
securities or other property tendered to them by my estate or any buSt created hereunder at any time
and from time to time within a period of nine (9) months after my death;
O. In the event that any amounts are payable hereunder or under any trust created
hereunder to a minor, or to a person otherwise under legal disability, or to a person not adjudicated
incapacitated, but who, by reason of illness or mental or physical disability is, in the opinion of
fiduciary(ies) hereunder, unable to properly administer such amounts, such amounts may be paid by
the fiduciary(ies) hereunder in his, her or their sole discretion in any of the following ways as he, she
or they may deem best:
1. Directly to such beneficiary;
2. To a legally appointed guardian of such beneficiary for the benefit of such
beneficiary;
3. To a person having custody of such beneficiary for the benefit of such
LtaL
E.M.S.
Page 5 of 8 Pages
beneficiary;
4. By the fiduciary(ies) hereunder using such amounts directly to the benefit of
such beneficiary.
P. To employ agents, attorneys and proxies and to delegate to them such power as my
personal representatives and Trustees consider desirable and to pay reasonable compensation for
such services as may be rendered by such agents, attorneys and proxies;
Q. To conduct an inventory of any safe deposit box necessary to the administration of
my estate.
R. To do all other acts in their judgment necessary or desirable for the proper
management, investment and distribution of my Estate.
ITEM SIX
PROTECTIVE PROVISIONS
All income or principal held for the use and benefit of the beneficiaries of any trust hereunder
shall not be in any way or manner subject to anticipation, assignment, pledge, sale or transfer, nor
shall any such interest, while in the possession of my Trustee, be liable for or subject to the debts,
contracts, obligations, liabilities or torts of any beneficiary, or to attachments, executions or
sequestrations under process of law.
ITEM SEVEN
APPOINTMENT OF EXECUTOR AND TRUSTEE
I nominate, constitute and appoint my husband, DON A. SCHWAB, as Executor of my
estate. In the event that my said husband shall predecease me or fail to act as Executor, then my said
son, MICHAEL J . SCHWAB, shall serve as Executor of my estate.
I nominate, constitute and appoint my husband, DON A. SCHWAB, as Trustee of any trust
created hereunder. In the event that my said husband shall fail or be unwilling to continue to act as
Trustee, then I appoint my said son, MICHAEL 1. SCHWAB, to act as Trustee of any trust created
hereunder.
~
E.M.S.
Page 6 of 8 Pages
ITEM EIGHT
WAIVER OF BOND
I direct that neither my Executor nor my Trustee shall be required to file any bond in any
jurisdiction to secure the faithful performance of his duties, nor shall he be required to obtain any
order or approval of any court for the exercise of any power or discretion set forth in this Will.
IN WITNESS WHEREOF I have hereunto set my hand and seal this I/~ day of
Dt~ ,1997
~~~
EI' eth M. Schwab
(SEAL)
SIGNED, SEALED, PUBLISHED AND DECLARED by the above-named Testatrix, as and
for his Last Will and Testament, in the presence of US, who at his request, have hereunto subscribed
our names as witnesses thereto, in the presence of the said Testatrix and of each other.
~:1;. -
1a~7 C~~
~
Page 7 of 8 Pages
" .
COMMONWEALTH OF PENNSYLVANIA )
: SS.
COUNTY OF CUMBERLAND )
It Elizabeth M. Schwab, Testatrix, whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, do hereby acknowledge that I signed and
executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and
voluntary act for the purposes therein expressed. .L
~fA!J!~ W
E . eth M. Scliwab
Sworn or affinned to and acknowledged before me by Elizabeth M. Schwab, the Testatrix,
thiSI!~ day ofl:>~f'~.I€~
COMMONWEALTH OF PENNSYLVANIA
, 1997
(!~A~:q'n1 tF' ....J
Notary Public
- ---'._-'~-- -----_..---'-- ,..,~.
" r':-.l_t,.;::~'r:~:~.>'~f:', ,'~E:
; I.,
)
: SS.
)
-' .. --.... -.-
COUNTY OF CUMBERLAND
We, S~~. /31~ ~ 7n~f'~ V. ~)
the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified
according to law, do depose and say that we were present and saw Elizabeth M. Schwab, the
Testatrix, sign and execute the instrument as his Last Will; that the Testatrix signed willingly and
that the Testatrix executed it as his free and voluntary act for the purposes therein expressed; that
each of us, in the hearing and sight of the Testatrix, signed the Will as witnesses; and that to the best
of our knowledge the Testatrix was at that time 18 or more years of age, of sound mind and under
no constraint or undue influence.
~~
Address 7:;-,"" 1:::4S-1- t../.-fJ.. ~1-"e~"'-.
/_..-I's;/~. JJA /70/3
,.
Sworn or affirmed to and subscribed before me this ) J ~y of ~
~~ ~n.~
Notary Public
,1991
. , ~'.. . :: . '..,'
. .....
Page 8 of 8 Pages
, \ I
Page 1 of 1
Detailed Results for Parcel 40-09-0533-037. in the 2004 Tax Assessment Database
DistrictNo 40
Parcel_ID 40-09-0533-037.
MapSuffix
HouseNo 51
Direction
Street DERBYSHIRE DRIVE
Owner) SCHW AB, DON A & ELIZABETH M
C/O
PropType R
PropDesc
LivArea 2830
CurLandVal 69150
CurlmpVal 244160
CurTotVal 313310
CurPretVal
Acreage 0.41
CIGrnStat
TaxEx I
SaleAmt I
SaleMo I
SaleDa 23
SaleCe 19
SaleYr 98
DeedBkPage 00 I 71-002 12
YearBIt 1994
HF _File_Date 10/19/2004
HF _Approval_Status A
http://taxdb.ccpa.net/ details.asp ?id=40-09-05 3 3-03 7 .&dbselect= 1
5/4/2006
. I I
Primary Owner:
REGULAR SAVINGS ACCOUNT:
Account Number/ Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CHECKING ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
Estate of: ELIZABETH M. SCHWAB
Date of Death: April 30, 2006
Social Security Number: 321-30-4989
st
MEMBERS 1st
FEDERAL CREDIT UNION
Elizabeth M. Schwab
Don A. Schwab
279262-00
02101/2006
$24,520.93
$16.04
$24,536.97
None
229077 -00
04/16/2003
$3,562.65
$2.83
$3,565.48
Elizabeth A. Schwab
04/16/2003
279262 -11
02/01/2006
$1,970.42
$.54
$1,970.96
None
229077 -11
04/16/2003
$5,597.03
$1.06
$5,598.09
Elizabeth A. Schwab
04/16/2003
MAE~S 1ST "RAL CREDIT UNION
lJ1i%td/ ?//{l/L .
Denise A. Wolfe ~ ,--,vI: -
Insurance Services Supervisor
August 1,2006
5000 Louise Drive · PO. Box 40 · Mechanicsburg, Pennsylvania 17055 · (717) 697-1161 · www.members1st.org
I I .
..
214 Senate Avenue, Suite 303
Camp Hill, Pennsylvania 17011
717-763-7365 · 717-763-7684 Fax
www.wienken.com
,,-"
WIENKEN ASSOCIATES
Financial Services
June 28, 2006
Stephen L. Bloom, Esq
2100 Long Gaps Road
Carlisle, P A 17013
Dear Steve,
As regards the estate of Elizabeth M. Schwab, the following date of
death valuations have been determined.
1. T. Rowe Price Roth IRA Account # 1015432027-2
Ownership Elizabeth M. Schwab
Valuation April 30, 2006 $97.814.25
2. T. Rowe Price Mutual Fund Account #'s 5001042106-6,
5001042109-8,5001042101-4,5001042113-7
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
3. Tamarack Mutual Fund Account # 401-537231
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
4. USAA Annuity Contract # 7454479
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
5. Nationwide Annuity Contract # 0204265700
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
6. Hartford Annuity Contract # 711044422
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
7. USAA Subscribers Saving's Account
Ownership Elizabeth M. Schwab
Valuation April 30, 2006
$244.396.27
$66.214.64
$27.601.01
$58.458.48
$156.035
$2.185.97
Securities offered through duly authorized registered representatives of
MML Investors Services. Inc., 214 Senate Avenue, Suite 303, Camp Hill.
PA 17011 · 717-763-7365 Investment Advisory Services offered
through Wienken & Associates, Ltd., a Wienken & Associates Financial
Services subsidiary. Wienken & Associates, Ltd., is not a subsidiary
or affiliate of MML Investors Services, Inc. Services offered through
W;j:jnla:tn Jl JJf:~"";1JtlJ~ J trl "rLJ ",,1 ,..",,,,..,..,,,..^rl ....... ....11.......,.,1 .....A.._...
I I .
I
8. Members 1 st FCU Checking Account
9. Members 1 st FCU Savings Account
Total
$5.536.55
$30J35.78
$688,377.95
I believe the above listing comprises the entire investment and cash
estate of Elizabeth M. Schwab as of April 30, 2006.
Cc: Michael Schwab
SincerelY'dl
~ \;e~e1hFC
, I
Hoffman-Roth Funeral Home, Inc.
219 North Hanover Street
Carlisle, PA 17013
(717)243-45 II
May 26, 2006
Mlchael J. Schwab
2636 Vhay Lane
Bloomfield Hills, MI 48304-
The Funeral Service for Elizabeth Mary Schwab
14756-83
We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. Pirm;e
feel free to contact us if you have any questions in regard to this statement.
THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT,
AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS.
OUR SERVICE:
Traditional fUl1cral Service Package .
USE OF STAFF AND EQUIPMENT:
( Miles Transported to Arlington .
FUNERAL HOME SERVICE CHARGES
$3790.00
$100.00
$3890.00
SELECTED MERCHANDISE:
Neopolitan Casket. . . . . . . . . . . . . . . . . . . . . .
THE COST OF OUR SERVICES, EQUIPMENT, AND MERCHANDISE
THAT YOU HAVE SELECTED . . . . . . . . . . . . . .
$2440.00
$6330.00
Cash Advances
Newspaper Obituary Notice-Patriot News.
Newspaper Obituary Notice-Chicago Tribune
Newspaper Obituary Notice-Sentinel .
Clergy Offering . . . . . . . .
Certified Copies of Death Certificates.
Flowers. .
Hairdresser.
Organist. .
Cantor. .
A Itar Servers
TOTAL CASH ADVANCES AND SPECIAL CHARGES .
$273.00
$150.06
$174.35
$175.00
$180.00
$132.50
$30.00
$125.00
$50.00
$20.00
$1309.91
Total
Total Cost .
.. .. .. .. .. .. .. .. . .. . .. .. .. .. .. .. .. . .. .. .. .. .. ..
$7639.91
Histol')'
05/15/2006 CREDIT Clcrgy Offering.
$-175.00
---
J 7Y~Y: '/ /
)1/ -0C
. I
JUN-27-cOOo(TUE) 11: 13
.
.1 '...Iel ..'1,...
COMFORT SUITES, CARUSLE
10 SOUTH HANOVER STREET
CARLISLE, PA 17013 USA
(717) 06C>-1ooo
gm.pa2880choicehotels.com
SCHWAB, LUNCHEON
CARUSLE. PA 17m3 US
":.~~w~1J.f~~j~~~~~~Vf:,:;~;'"(:~-~~:',~ ~~'~;~~,~~~:::~~~~', ~~~~~':~::~ r~~,~:~<;j ~,,:.~: ;':.f';;~~~L~~..P:~r:~~~~ ~ ~~ ~i,'-t:~~~~!;~~
01/09/00
01/16106
01116/06
01/18106
01/16106
01/16106
0111ll1Otl
01/16108
0'/16/06
01/16/06
01/16/06
01/18106
01/16106
01/18106
01116108
01116106
05I0!W6
05I0lJl06
O!j/()9Jl)6
O5/09.'Oe
o5lOVlOe
0S/09f06
OSIowoe
.
.." c"..~C' "''WI:LS
AMERICAN EXPRESS
BANQUET FOOD
BANOUET ~OOD
BANOUET FOOD
BANQUET FOOD
BANOUETFOOO
8A~ I=OOD
19"... SERVICE CHARGE
SET UP FEE
6<v.. STATE OCCUPANCY "TAX
19"'" SERVICE CHARGE
6"1. STATE SALES TAX
BANQUET FOOD
1 g'% SERVICE CHARGE
6% STATE SALES TAX
AMERICAN EXPRESS
BANQUET FOOD
BANQUET FOOO
BANQUET FOOD
BANOUET FOOD
BANOUeT FOOD
BANQUET FOOO
19% SERVICE CWARGE
COMFORT SUITES, CARUSLE
10 SOUTH HANOVER STREET
CARLISLE. PA 11013 USA
(717) 960-1000
gm.pa2660choicoholols.com
LUNCHEON SCHWAB
CARLISLE, PA 17013 US
P UUI/UU(
ACcount 1~
Oato: 06121106
Paae: 1 01 2
Room:
Antval Dale:
nep.JtUr8 Dal.~
FrllqUenI Tra"..r 10:
You woro chcckod out by:
You were ehOeluld In by:
AMEAlCAN ExPRESS
.150.00
Aut: ] ~"r.. c ,1007
1 CHEESE DfsP\.AY 0 125.00
1 YEaGle TRAV 0 90.00
1 ROAST nJRKEY BREAST. 85.00
1 ROASTED p~ME RIB 0 270.00
2 1 '12 GALLONS OF COFFEe Ct 24.00
e PITCHERS OF SODA. 3.50
19% SeRVICE CHARGE
SET UP FEE
8-10 STATE OCCUPANCY TAX
1 CARVlNO FEE 0 36.00
~ STAte SAlES TAX
1 MORE COFFEE 0 24.00
ADD ON COFFEE
6"iI. STATE SAleS TAX
AMERICAN EXPRESS
125.00
90.00
85.00
210.00
48.00
21.00
121.41
50.00
3.00
35.00
47.72
24.00
4.56
1.72
-776.41
Acel: lllca~~cccccc[1007
1 CHEESE DISPlAY
1 VEGGIE TRAY
1 ROAST TURKEY BREAST
1 ROASTED PRIME A1B
3 GALL.ONS OF COFFEE
a PITCHERS C# SODA
19% SEfMCE CHARGE
'7 'z.<-:.";-,/
125.00
90.00
75.00
270.00
48.00
21.00
11D.51
Aoom:
Ani"" Dele:
Deplutl.lnt o.a.:
Accloum: lM481
r:t8OJont Tmvoler 10:
~a1 Number: 009186
elii'd Type: Me
Date: fJ/Z712OOfJ
CaId Number: . 1472
Tll)tal: 883.52
If payman'I by credit c:an11 agree 10 PI' me ~ ICIIaI daQD amaurI ac:contIng 10
1he ~ iIIeuer.MI!IOnl A PLATINUM AWARD WINNER 2003-2004
Fodcrat T3 10" 25-18Cl6453
)(
. .
ilIN-27-?ODh( : ::f.) 11: 13
I'" UUC/UUC
.
.. L.~lcr .a~IL.
SCHWAB. LUNCHEON
COMFORT SUITES, CARUSl!
10 SOUTH HANOVER STREET
CARLISLE, PA 17013 USA
(717) 960.1000
Qm ,pa266 Ocnoicehotels.com
Acc:otInI: 194489
Dale: 0ISIZ7J08
p~ 2 01 2
Room;
Antval 0310:
Dopanure Dale:
j:rcQI.ICnl Traveler 10:
You ~ chocked out by.
You WOrD eheekOd In by.
CARLISLE. PA 17013 US
I
..... '1]' ,of' '!l~""'" ',' ",,',' ',. ..,. .,' , . I ~""'__""'.:J..l.~ " ' ., - . , ..',.. IT, '" - ~~...- "....0:::-."'''''''
. I;~ J. 0 ..I~,r l-.7.")oJ.............t";....:f~ ,~..;.-:~_ ...... ,'" 'J (; . ~1'"' ';~ ,..;':'FfT #.J;.."..Jj~r ~ .' t ~1 ".;~~' ! I, I ~ f':") ii'.. I - -........-:,,J.. I ~ ~t\l'
, ,'t: ,'(':. ~~~~~Z~;.n:; :.!> ~~~;. "A ..: ',~i':~ ';"i .::: =: ;:'! ~';', r~.;If,~~j,::,'; .~;~~; ,:'~'.:-:~~i .:'~'~ ,; ~:.~~:-:~.:,; ,.;, ~~1'~~.:'. ~ ,.::, ::~~:.')'
OSlOSf06
05/00108
05l09f00
05109100
05/00'08
SET UP FEE
8% STATE OCCUPANCY TAX
19% SERVICE CHARGE
fW. STATE SALES TAX
MASTr:R CARO
SET UP FEE
.,. STATE ocaJPANCY TAX
CARVING FeE
8% STATE SALES TAX
UASTI;R CARD
SO,OO
3.00
35.00
47.01
-883,52
AccI~ w.....7472
Balaneo Duo: 0.00
II payment bv credit card, f agree 10 pay the aOove tot.. ct1Gtgo amount according 10 m. COld I"uor agroomon.. A p~nNUM AWARD WINflER 2003-2004
f:cdor:ll Tox 10 . 25-11108453
x
.
., e1...". .......l.
LUNCHEON SCHWAB
COMFORT SUITES, CARLISLE
10 SOUTH HANOVER STREET
CARLISle. PA 17013 USA
(71n 980-1000
gm.p&2t560cholcehotels.com
ROom:
Arrlv:21 D:IID:
Depanure Dele;
AccotI1t~ 1lM4811
Frequent Trtlltler 10:
APPOVII NUmbOr. 0091 15&
Cant Type: Me
0..: 8J2712OO6
Card Number.~"""""""'472
TtIIIl1l:883.52
If paymenr by credit card. 1 GgtM to pay the lbave tDUlI charge amo&I1l ac:c:onlfng 10
1M e.31d 1ssU/W' agrnemem. A PLATINIJU AWARD WiNNeR 200G-2004
FId.,.. Tax 10. 2l50180CW53
CARLISLE. PA 17013 US
x
Jl
STEPHEN L. BLOOM
ATT()RNEY .\ND C()UNSELLOR AT LAW
WWW.PRACTICALCOUNSEL.COM
21 00 LON (; S C 1\ P R (l!\ D
C ..\ R I. 1 S I. E. PI.: N N S Y I. V ..\ N 1 r\ 1 70 1 3
TELEPHONE 717 249-771-
I' r\ C S I M I 1.1: 7 1 7 - 2 4 9 _ '7 "7 :; 7
TOLL FREE 877.548-9602
S Ii I. () 0 M @ P R f\ C TIC r\ I. C () l.' N S E I. . COM
Invoice submitted to:
Schwab, Elizabeth M. Estate
2636 Vhay Lane
Bloomfield Hills MI 48304
Michael J. Schwab, Executor
September 20, 2006
In Reference To: Estate Administration -Including:
Invoice #1788
Professional Services
Preliminary Preparations for Probate/Administration of Estate; Petition for Probate and Grant of Letters; Oath of
Personal Representative; Decree of Probate and Grant of Letters; Estate Information Documents; Appearance
at Register of Wills for presentation of Petition, etc.
Correspondence, Telephone conferences and office conferences with Executor and Financial Consultant (Mr.
Hervey)
IRS Forms SS4; Correspondence with IRS re same
Review and file correspondence from IRS
Administrative, death tax and estate accounting matters; Preparation of required Notice of Beneficial Interest in
Estate and Certification re same
Preparation of required Legal Notices for publication; Correspondence with The Sentinel and The Cumberland
Law Journal re same; Correspondence with Department of Public Welfare, Estate Recovery Program;
Correspondence with Members 1st Federal Credit Union; Death Tax Matters
Preparation of Inheritance Tax Estimate/Discount
Review and file documentation from Members 1 st Federal Credit Union; Payment and Official
Receipt/Inheritance and Estate Tax; Proofs of Publication - The Sentinel & The Cumberland Law Journal
Administrative and estate accounting matters; Documentation of valuations and expenses; Preparation of
Inheritance Tax Return and Schedules; Tax Calculation; Preparation of Inventory; Correpondence; Reserve for
balance of Administration, including real estate disposition and related matters, notice of appraisement, filing
appearances at Register of Wills, Release documents, notice of final status of administration
For professional services rendered
Amount
$15,000.00
PRACTICAL COUNSEL + CHRISTIAN PERSPECTIVE
..
Schwab, Elizabeth M. Estate
Additional Charges:
6/23/2006 Publishing Fee - Legal Notice - The Cumberland Law Journal
7/28/2006 Publishing Fee - Legal Notice - The Sentinel
Total costs
Total amount of this bill
5/15/2006 Payment - thank you
Total payments and adjustments
Balance due
PAYABLE UPON RECEIPT - THANK YOU
PRACTICAl. COUNSEL + CHRISTIAN PERSPECTIVE
Page
2
Amount
75.00
137.03
$212.03
$15,212.03
($7,712.03)
($7,712.03)
$7,500.00
l .- ..
RECEIPT FOR PAYMENT
-------------------
-------------------
GLENDA FARNER STRASBAUGH
Cumberland County - Register Of Wills
One Courthouse Square
Carlisle, PA 17013
SCHWAB ELIZABETH M
Estate File No. :
Paid By Remarks:
Receipt Date:
Receipt Time:
Receipt No.:
5/04/2006
12:21:48
1044248
2006-00396
SCHWAB MICHAEL J
MG
Fee/Tax Description
PETITION LTRS TEST
WILL
SHORT CERTIFICATE
JCP FEE
AUTOMATION FEE
Check# 777
Total Received.........
Receipt Distribution ------------------------
Payment Amount Payee Name
660.00 CUMBERLAND COUNTY GENERAL FUN
15.00 CUMBERLAND COUNTY GENERAL FUN
48.00 CUMBERLAND COUNTY GENERAL FUN
10.00 BUREAU OF RECEIPTS & CNTR M.D
5.00 CUMBERLAND COUNTY GENERAL FUN
----------------
$738.00
$738.00
. ._ .r
~ECEIPT FOR PAYMENT
-------------------
-------------------
GLENDA FARNER STRASBAUGH
Cumberland County - Register of Wills
One Courthouse Square
Carlisle, PA 17G13
Rece~pt Date:
Rece=!-pt Time:
Recel.pt No.:
5/10/2006
11:22:35
1044320
SCHWAB ELIZABETH M
Estate File No. :
Paid By Remarks:
2006-00396
MICHAEL J SCHWAB
CMM
------------------------ Receipt Distribution ------------------------
Fee/Tax Description Payment Amount Payee Name
SHORT CERTIFICATE
Check# 783
Total Received.........
48.00
----------------
$48.00
$48.00
CUMBERLAND COUNTY GENERAL FUN
. .. .r-
RETAIN THIS PORTION FOR YOUR RECORDS
PA 17013
M
PUBLIC NOTICES
AD I I
NOTICE LETTERS TESTAMENTARY ON THE
PUBlI A TION INSe I NS RATE
3 THE SENTINEL - LEGAL 3 LGL
TOTAL AD CHARGE
3 PROOF OF PUBLICATION
01PRF
6.35
DA VS RUN
PURCHASE ORDER
PAY THIS AMOUNT
Est. E. Schwab aum
137.03
164.44*
· AFTER 08/11/ 6
MESSAGE:
Thank you for advertising with The Sentinel.
Deadlines for in-column legal advertisements: Monday is Friday at
11 a.m.; Tuesday is Friday at 4 p.m.; Wednesday is Monday at 12 Noon;
Thursday is Tuesday at 12 Noon; Friday is Wednesday at 12 Noon; Sunday
is Thursday at 12 Noon.
If you have any questions regarding your Legal bill please call
Tammy Shoemaker 243-2611, ext 203.
Fax your legals to 243-3754, attention Tammy Shoemaker
You can also &MAIL your legal to Classified ads: classified@cumberlink.com
Please send a cover letter including your name and address as an attachment
DETACH AND RETURN THIS PORTION WITH YOUR PAYMENT
THE SENTINEL - LEGAL
P.O. BOX 130 CARLISLE PA 17013 Est. E. Schwab
AD NUMB LA
o
PUBLIC NOTICES
aum
309697
AD E I N
NOTICE LETTERS TESTAMENTARY ON THE
06/27/06
BILLIN A
07/12/06
07/11/06
NU
717-249-7717
GROSS AMOUNT OF
1 64.44
DUE AFTER 08/11/06
TOTAL AMOUNT DUE
137.03
ENTER AMOUNT ENCLOSED
ATTORNEY AT LAW STEPHEN L. BLOOM
2100 LONGS GAP ROAD
CARLISLE, PA 17013
1...111...11'11...."1111.1..1.'
/'37.0'3
~n~nnnnnn^~^n'^"^^^^^^^^____^_____ _ .-----
~ .'. -f'
CUMBERLAND LAW JOURNAL
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
July 28, 2006
Cumberland Law Journal is published every Friday by the Cumberland County Bar
Association and is designated by the Court of Common Pleas as the official legal publication for
Cumberland County and the legal newspaper for publication of legal notices.
TO: Stephen L. Bloom, ESQUIRE
Elizabeth M. Schwab, ESTATE
RE:
Legal advertisements must be received by Friday Noon. All legal advertising must be
paid in advance. Make all checks payable to: Cumberland Law Journal.
- ------------
Advertisement inserted on following dates:
July 14, July 21, and July 28, 2006
Advertising Cost
75.00
$ 0.00
$ 0.00
$ 75.00
-------------
$ 00.00
Proof of Publication
Second Proof Request
Payment received
Total Amount Due
Payment received 7/03/06
Becky H. Morgenthal, Executive Director