Loading...
HomeMy WebLinkAbout06-6578IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. ~o - ~S''T~ 655 PAPER MILL ROAD ~ v ~ ~'_` ' l MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS KIMBERLY S TAYLOR 247 MIDDLESPRING RD SHIPPENSBURG PA 17257 Defendant(s) CIVIL ACTION -LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: Amy F. Doyle # 7062 /Daniel F. Wolfson #20617 Philip C. Warholic #86341 /Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163072957 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS KIMBERLY S TAYLOR Defendant(s) :No. :CIVIL ACTION -LAW NnTICF, You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice m Defend W&A File No. 163072957 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS KIMBERLY S TAYLOR Defendant(s) N TI IA :No. :CIVIL ACTION -LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues .que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que. si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante Para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 163072957 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS. KIMBERLY S TAYLOR Defendant(s) CIVIL ACTION -LAW COMPLAINT AND NOW, this 25 day of October, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, KIMBERLY S TAYLOR, is an adult individual with a last known address of 247 MIDDLESPRING RD, SHIPPENSBURG, CUMBERLAND COUNTY, PA 17257. 3. It is averred that Defendant was issued anopen-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmplt -MBNA wo AF W & A File No. 163072957 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. The last payment made on this account was on July 28, 2006. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $5,215.90. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $76.30. CCP Cmplt - MBNA wo AF 2 W & A File No. 163072957 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF W & A File No. 1.63072957 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $5,215.90, interest in the amount of $76.30, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: Amy F. Doyle #87 62 /Daniel F. Wolfson #20617 Philip C. Warholic #86341 /Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 4 W & A File No. 163072957 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: Amy F. Doyl #87062 /Daniel F. Wolfson #20617 Philip C. Warholic #86341 /Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 466fl Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MB1VA wo AF W & A File No. 163072957 ~ $ ~~ ~.+ N $= r ~ e ::. Z a ~ W~ y $ ~ O c~ c~ $ ~ ~.~ ~~ ~~~ ~~~~as+~ ~$~pp~ w cQ ~~ c ~ ~~ ~~{~ ~Qc .m ~C~ Cp.VM :''~~j ~L.~ Zi.<z s~~• '~yjt Eo zC~CC v CA«O,r ~j,~~ ~E~' ':+~ ~1~~~C gwCR'N~~~ ~ ~~~~~•:~~~ _~Z 8 ~~ oi~ _a ~ y",«a 'W 3ri~A~~~cE~''~: a ' ~gc ~~ ~ ~ ~1~~~ ~~'o ~i~~ ~N. ~r~ czz ~ ~ic~ T+op ~ ~w~.i~w~'~6e~ c ~S ~~cc ~~Z Z~-~'CO e~`OO ~jt~S.TJ O~'~~~~y~~..N. iCi S'VG••~ N~ ~~ ~ ~I~R: ~`uuu~yy ~~'L ~~~~~~Gsp~~j~r+ m ~ C i+a C ..~ ~1' 6 <C<rCC:~~. ~! « i.'b ~"~' ~C`+i S' ~ w~"p~g!gr=- g~cy~r3 CE ~ Ey~-~.-.°~P:;:?~y d~i~a. c8~~ggiiii~$~' ~ «yy~l ~c« ~ 4 ~ ~ ~,~'L'S'CrCO=cjj~~=Lg ~ ~jj~ w ~ ~ ~ V ~ .r •y ~ N ~ON%.Q u~~~! CAM' ~~~~~~W-'''~CCA.Q ~O ~w~ G~ ~.~~~~N ~~ C~8 N (7E~.LcayA~~j •=•~~ _ V > Yl i ~ ~ 'C ~~ ~••, t ~ < r6 N .' 4 E ~' ,~ p ~ ~ ~s" g y ~ Y .y ~~~~ Q~« qo o .~~.r~o c N-t°-• ~~~'c ~~ '~..~,~;ac ~ E~~-~as'c~Y.. o~~ ~~~ ~'oo~'.'''~~~~~~ee33'0 ~'~_~' K°Dgw~ ~ec cr ss v~ cCw c ~o$ c~Q~ £.~..,~n p, 8~0=€- o~ ~ ca .~ c~ c ~~^:1s, ~o~.€~r '~ .~£ ~~'~$c..,'9~~'r,~'$''S ~$eE~~~i,:~~c~N'~~~=-.°~:•~d°:• oE~, ~~°~~'; `o~Qm ~..~~~',ZSE e ,k o ...... a .. e o v ~ _ u ~ t+C~ ~ ~ .. ~~.~ ~ ~i c g r3 < 9N ~ w ~" ~3a~ a ~~ct €.v$O s ~v av N.'N <u• E a 'L3~._ = .+ .E°,$~ o2SE-°a' o~ ~ ~7Sw'~$~;~E~°''7='i~10€$ 1~~~:`o~~'a~, ~°~•'•~'l9~oc~'$ ~+~'~~-;~~+oo 3 a to ~ e ~ e . ~ c ~ c.~.. ~1~ a o ~ t~ '~~ r~te,,gg ~~,," ~ = ~'c a ~ .+ -- ~l ~$ ~ ~ ~ gbtd5•w$~'• ~ • '~.. ~'cA'v~€,._ ~~ ~~ ~w ~c~'awn oTs~ Pia~fm~u~ an3 Yi`~~..~ ~q~~~.. «'~~«p~ ~ Im,mz aEi~i`.E„c`vc,yNO~ ~.~3'~~ ~ ~~ 'c £.ie O ~j. ~ ~ w ~i ~ ~~ ~ C ~ ~'~• . ~ C.. 1 Z ~pi C ri C iii aEo~~ Y Z~~~~S e~. ~ Mw..s~..•,I:~;~~-~~~.~~',5p~~~,:,~~mS~v ~~~.o~-~~v M as ~J~ m~c~~ « 78e V•• e-'~8~'C`^ .Ot$~ ~ .L. ~A~~"w' =~ m; _ ~ mac... ~- ~ v'$o ~~:: ~~~p d~_-$'~ ~w~ ~ c~~ $~-'-« ia~.. 3~'- "$`°~~ '0 r3 E'8~ai. 'c~E •m .~ op m 3`~- $ ~5 }yy{ KI. Y M ~{ ~p m ~( _ t V v~w~g.~w ~ ~ ~~ 'C ~'L'~y~.. so...:.:•.~.~1'OZ-•~ Ci 6 $ ~' ~~" ~ w=E~< ~~ e'Zi o;i ~'~S~ swaa3:~'~`•~c-~'°md t~'~~y~ t ~ ~a '~ Asa Z c K' ~ 3 .c c $ .8 ~- =~~s~~~a~ v~~w~.~~cc~Em~~~~~~'~c~~cro~~'~-~°ga~~,.V~~-~•~,~SE~cc~~3y~~~$ c°J~€~.~~~~~~ a ~-~ '`0~ott~e~a_`o ~ ~ =~E~~u~u°~tc•~~ag,«.~'3E,oc8. ~~'o-~ f~~. ~ : " ~d.: ,'JK~".- l - y ? ~ ~ S '~f ~ ~~~ fi T ~ ~ ~ ~.n +;+.r t .~, ,~'. ~K'•ii. ..r ~- z ill ~ti [a l .. i .' r ' ~ . ~ . o .. ~" •r ' 11l. ~. ~, 7 ~:'y..'. .k. jM1 RS'.. :" ~.• . .f ~'. -_.~: ~~~ ~ ~~~ E~~~a p 8 r~~~~ ~ ~~~~$ v ~Eo~a~ ° w-~ ~~ N Ol ° ~ ~ ~ ~~~ ~_~r~ a ~~~g~ ~ ~~~ ~ ..~~~ ~ S w~~ ~~p~~~s ~ .. E 5s~~ ~ ~ ~~ ° ~ ~ ~.~ ~~ ~ p ~ etl~,`r.,. a ~1 7w~p t« w 7 c M ~~'r y C~~Yi.~ =~~~yp = Q a~s.~ ~ •c33~°o ~~~x ~~~ ~`~~~. ~~~~ « C w~4~ ~a~~ a o=~'p° r ~ ~ C ~~ nl a; ~~To y` '~'~>~ ~ o r °~ ~ c ~ .Z ~i e 0 ~ A y= E w~Y~+~ 'u ~ w _ z ~ 0 =~ c c 8 £ Ze ~ ~ C ~ G : o~~ y ~ p ~' ~ a ~g tY ~u~~w3E~ ~. 0 ~~'08 'v" ~ >~ V ~0 y ~i p V w ~~ r 8~ ~ ~S -gam ~ a, ~~`o z ., w . E ~ ~' ° Ol L° 3 ° ~' S"rs s '~ t ~ $ ~ 6 ° F5r Y~ ~ C ~~ ~ C rr ~ ~. ii M ~ . C ~ yp y AC ~ V YI ~7 ~ C p /dy ~+ gg m ~s c ~ ~ v :C~ V~ p~A~~7~VV ~ t 3 0~~ ~ i. ~ Ul ON~X3 w C ` ~ ~ ~8 ~O c`O~n y, d E G O ~' , '° ~~o~c ygAyc~o~.~'a~~~ Or `' ~ 7~ Q~ _ y w h M ~ C G~'~ t~«~ O ,~ W ~~ H ~: ZNCy~~ao3~~_~,q~ro`~aE~ iadi S ~`.~' _L'~ A _ ~'' E ~` 7 C~ C ~ W~ ~ C ~j ~-" 3 G O O IC7 ~,+ .ae O C/ m~~~'o~ E ~o,~~~~3~~~cc o~r, v „ ~; ~~' ~ g ~ ~ =~=~~ ~ ~~~~~ u` ~ ~ ~ ~ _~+~~Y~ _ ~ p ~ C a~~~~~~~~~~ ~s£~~~~~~~~' ~°, ~ r i.s C~a~; e o ~ ~ ~; ~°~ ~~ ~ V =~ ~~~ ~ ~ ~ `w E ~ V ~ r ~~~~. ~ ~s~~9 ~ ~ ~~ ~~ ~ ~~i~ ~~ ~ rg °~~ ~~~~~ t~~~~u~ ~ ~~~ ~Yp ~ ~ ~~ ~~ ~ ~~ ~~~ o .~~.~ ~~ a ~~_~ ~ E~~~~~ „ _~~~~~ 1S ~ ~go~ g~~~~~ Q~~~~~~ .~~~~= ~~~~a $$~.~ ~~~~ ~ ~~~~ ~~~~` s~.~~~ ~¢~ _~ -_~ ~ ~~~ ~~~~~ ~~~x . _e ao~ i ~~i~ =~~~ ~~s Y S~ .~ w 8 ~ ~ E $, o r ~z~ .°. ~8 5 =°~ ~ E~ ~~v e_ ~~w ~a w V C ~ eC r _~ m > > .. s_y.~,~'ppv tc t H ~ y t Y Y p `"w~~-'>°"TJ<~co ~ ~ Crt~i'~°`'~ s`° (.. ,.~E '~iL ~ge °~.~ o ~+ wiz-°~ _ ... a~c~33 EEFlt ~ ~ ~cipp~p~y~~ o~°~hL__o`y~ LEom~$i~a.~'~ apo~~g~~ ,~ p ~L w O ~i c.c C~ ~ '~ O c'~ C" c ~~ M ~~"~nY+ C ~~W°7p~c ca"',a.°.~'?G.o,~l+'b~~=L'~'~cti'~v~'Q ~~oo' Fe €pwp~ e8~$~`0~~~o c°~aC~noY~'c°A ~~tGE~~-8'tp,e~ mp e o E~~~~~~~~~~ E ~O ~ r_ ~~ ~~ . ° i w ~~ ~M~~~~r{~~E~ 8~r~~~..€ C. s~~~E~~~~~~• $~ ~'~°~ e~ e~ $aQ ~Q ~~ y~~'~E°~~ ¢ ~ ,GG~wp ~~cr E`eee«a~ e v ~wow~$x $'e~ r~ ~~s~ . ;ti•~ , ti ''"~ ~WV V ~~~~= S~SSb ° _GY}Yq~~_ a _c~ ~E ~° ~r N - ~'~' 1.g 'm°~ a~°~~ w ~$ 8~m$~ ++3s~~w~+° 'r~$ICiilw~ ~~ ~~~~ ~3 w~s~~° ~E ~ S ¢ ~~ v ~ v ~~s c $ ~` ~ ~ c o~j ~ s V ~' .!Q O ~ E .i e - ° ~+ a ~i. ~ s•~ • < Q ,~ y~r'~i p ~peyn ° ~ u~~y~~~~ Lam, c~~y~~epp~~,t' ,~ s. 3•e V . ![~ "" ?~ ~C ~~elp~yl~'Og~ [^~-y"~ Ya~Ei.1'~$~ -~~~5 r~ £$ ~rr ~ ~~~~ 61 $ ~ y y $~~~ ..« °WC~ 'Q NY°~-crS ~ ~CY E; °-ZeZ"w~, ..~z ~ .: o.~BX • ~ p QY Y Q c E ° v ~„°~ `' YE O ., a.s.o $ ~~ ~ 0 d Z` '~1 ~ ~~~p6 ~.~ CC y~ ggL° C"+r~ ~.9CC~a~~'E4~`re~E~~`E ~~wG~.~~OE ~Q 'C ~~'~ iA•~ .i~ V. ~o~ p ~t3s~$~~ ~ c4YSy~r~Eq~ $° ~ e~~Q~~.~' ,~ E_=+~~ ~ C b~E ,~~ ~ N$$~~$ Q+~g'f~~ ~ ~~p{~~t~" Q ~~~$w;°~'°~+E~~mT~°CE ~r.~°.~'~S_S d~ri~Ol~~ -~~E~ ~ o ~~ ~~~~~ ~IGEOt3~ =c=if P~~ ~~,E~~YEo~.;Y~~~mEB Qesi~ ;pr~iVGm~~~ ~E~~~~w~ 613pE °c Q $rd.m Q ~y~lYn°O°p~° Y~Zr~3 ~ •~}-;t~9~' c EcE [azE ~~u °<_ ~ ++~Ol ~$~5((~w, 3 Q.~~Y` 0 ~~~ i ~ YyA8T4 ~ 3Y tq~' ~y~~iiTtig CGL V~V~L ~ ~ C V C Q ~,O 3 aY- ~~ a- o~ ~~ $~ ~a 3 ~ •~ if c R e ° c a •~ °- m.. e o o ° ° r ~~~ ~ t € ~ c ~~~~~~ VSr~ ~L~~Opc oL~3-',=oL' °y ~fy~', E~ ~'~ ~d'g ~E 's L•.~~$~~ ~ ~° ~e~~-u o~l~i f_s~ ~3' gTi~~e~'o• °$.. ~io s."~ 5~ n"~ ~" ~~~~~ ° ~ ~$$~ ~ ~ r ~ w~ `O' br u£c YY r ~ c a va'75~~ at ~vb °~~~ ° ~Y= 6"~~-~°~+ o~"c~ar ~°Er~_ "_~~ Sp c~ E~ czti ~t ~B3yr ~~y~$~~•~ iu' ~,~F.E ~~'i ~°$`~Y'e n ar`ly~'e „`~'-~-~ B ~9 naa ~~ ~ ~~ 4 V ~+ ~~e~L'~o '~' ~,w3$ d~_a.~'~o~=r$~ie ~YF aq~~=_~ ~~ ~~~~a~ ~ ~~~Y r a~BC~ ~~y °~O~vc v e~'~~ ~ ~ ~'E~_EVL'~5'o°°w~Nub`'~"~~~ ~a1,~ ~- ~~_`s$~.~ =~~~~1°n ~j _ m fi ~p _ vQtp-E c Y~~°• b ~ ~ ywO1 ,~ ~,~.. a QQ ~~~~~N` ~~_~~° =~~~i+~U ~ZQ 4~°~y C~~C~~~O'{L 8°~~y. A.~ TG ~°~G~ $}( Q~r~~~v ZY ~~^W 7Z f'A VC i~V.Y ~ `J`> >~Yw 4~ C V O -~.C ~ _G ~~+~. S i~~iii~Cv 3 C p N O= Y` ~ a C C w E C ° cc~~~ 'r ~~y ~ §Y~.SE~i Y.°, c °v- ~>> ~~N ~c ~~~ ~'o 'w'~_ ~°~~~ ~ v-Yi.:~ ^YSo.c ~-:~..aYV~ ~<°~W.Ea9c4&rr~°c oc ev~ocEo~_ ~_~_oTi dE Z~ ~o " hocvu _~ oo G ~p~p ~ ~'~ ~p~~ ~ ~ ~O ~~~ m may: ~ C~ ~. i,~ ~L~F yL a. .~.EC ~~~~°K:O.e~ <O.G~ ~~i~ 613 ~yN ~~.L.r Oi 3.'~~`e ~`.,~ }c~ ~~ ~ ~ ~~s Ol'~rACE~ o~~ ~~ ;_Y~.~ t~Sl ° L1 ~$8iC.. b ,o ~~~uyc~ moo'.` ~vE«IYeE ~ ed~L~3~ ~~~~.E$~~$~ ~ EA c~ Ol ~~0~~ ~~ ~ ~~~N"~ ~ '~~r~sc~~~~ Cam. ~~`'3~=~ °~84~~ GgY~Y >•~•~~~~~ t~~~~~~~ ~ 0~3 e~ ~ ~~ ~~- ~Eii.,~ o$ c~~w arOr ~~~!{r~~~' swS~e 'i .Y $ Cl ~ ° yy O~/•~j ~+ _- Y ~ C _O ~ S+.p. y ` ~' 'O N° ~ E ° ~' C Y ~ G ; ~ 7 g y~ C Sy Y C O ~ ° _ ~ ~ V A ~ C i'~ L Cy ,~°C~iYGN°~ `~ CC~'GwY ~~ ~ ~C~y-~; ~,~~~~,5 e3Y~Ci'LO « ~i ~ ~ ~~~?e °Q '°N 4GEi sC /i }~ ~ =~~=c~•g°~ ~~~••~~~Y~°k~A ~ vnp~~Eo eg~3X~oE~~~f E`~~~w +~. $A~~~Q~ .g ~cc;AS~'~< u~B~~,Q<E~OCp ~"~o~°~~;`ee C;E=i'c°3r"~ °~ oe~j X''~'-Y ~. Yr~a~'•~-r~ ~ N~- `CON°` E °~°~ NmG~`a ~rjtpls~c ~~r=9wa~jnt~V?~. YM~jf; ~'Er°`y c ~ No~~~No:: g'~~°~~~-u~~ `cW~co°°° w 13~~aY'~'8~'"~~~ E3~cYs ~ °~;~i~~~ w ~• E c O1E ~j °+v w-«cvco ~ c- ~ ~'~,- g' zo Eo ~ c a.eY Yp Y `L+~e Oa Y ° euEz Ede t 'C c ~~oo~=~,'O€ -af c ~~ap~ 3~~.N ~-° E~ ~;'£~~ '~ ov ° Q2°c ~ Q '~9c°Gi;$. ., E ~ ~ _ N cY~=cEC~~ ~~75°E,~ ~-c~~~ Sca ~q- =~z 'E°zb $ ~+! ~ 5~_ it Ac o ~ a.~ u c s. ~ w Y ~p u Q ,er 'c .c _a Q u ~i u Ot = p{:~ ° 'mod 3 w ° `e ~ ~ ~ O ~- ~i E ~ m ~ °• ° ~ u Y C V c ..°. •p N ~ O E 5. ~ Lrrl L• L' ` N~ ~( p Y Y Z ~ Y C y 7 Y ~J ~ N ° ~ i ~ ~ ~ ' ~ ~.°r d 8~ C T G V ~ ~ O A ~ ~ ; O ~• . ~ ~ !. - ~ ~ ~ Z ~ ; ~ ~ V ~ ~ ~ O V ~ o a o7 ~:~ .u. ° yo3 oln~o YGL• ~•c~eE~u _ Y~ >Y •.. c2i 61 0 $~- ~~ > Ya., ~ g=~~; ~iv~' ~p 3 ~ 3 YiO= .: o°'o~ E GO. u~v ~u a~~ cu {Y1 •~ d. '' ° o Q ~~ ° ~ ~~£ O Y N~ ~0 ° N E r 3 C~~ V O S. v ~ '.~ ~ Q QZ "~ L. °; C C> >. p~ ~~ O E L- C ~° q° N Y Y _n~ Y'b' OOT Q ~°8~~~~?OTC C1 r~u•~`Y°v ~ Vv~'O~OE.$GG~ ~_ Y~O~~Y ~ ~~~`q C4~ _ i c$z, c o Y ~~~+++ y~ ~ o-c `= c °'c r_ x 3 _ ~, m=_ Y- 'o ~ ~ IO w f. ~+ ~~1 10 ~1 ! ~ Y ~ ply ~ ~ 7. r IC ~ ~ f+ ~. ~ ~ ~ ~ ~ V 3 GY ~ y N ~ ~ ` Q ~ qt p ~ q( ~p = N 0. N~~ ° bX`° O ~~£`°~~'OSr "~I O x<•G°a.a O GZC V ~.}~J 4N CI as,3`n ~ 3 ~~.-4 -(p a oC y=~°r'0~y ~~i~'Y°"~.'~'a~ a ~G3 ~, ~= E 'tl~ ,~~~.°~~t'~i~.P ~/y= ~~ ~~: ~~~ •oc E~~s„~g=EE~v3 ~ .5~~_.s~ E~ ^~E$a ~a~~=~~~~ r ~3 ~ ~' ~ =o~=~~~~ '~ 5~~~.~r';,,..;Q~~ ~-' ~°~~~ ~~~ ,fir d~$~$£ ~~ $~. Iil ~ ~ vl~ ~ ~ ~ O crla w E~~E ~~..~' .lq~ -~~`~~<'~ ~ ~ ~~~ ~u'~, L O V E.E ~ _='~>'o~ Q ~ n S~'o~~ec ~ e ~o. erp'~e~ V fA D S D~y~ $ ~ ~'~, ~~ '~' ~ab ~ E~ ~ ~ ~ ~ O a ~ !~ ~' $p~Zi-Ti S ~ @~ ~~° ~ ~ O..p .._ r°1° ~~~ ~ w'~<=Z~ ~ y~' ele ~ Fro ~~°~~ ~y~ ~s~~,r E ~E ~_ ~ ~ ~~i ~L~ ~ ~ ~ 111~t~ 41~iyy~7 ~~~~ -pry ca~..:-a~~g+C~cp~•Ew„ ~+ s~p >>`Q~sr'~~ S ~~ ~ii-~~ iPSfc"w ~ Z O VZ u< S ~~ ~y O p~ YCOw Vy~i'U 5~Z''~j~Z~~ erg- .G •• r'~~s~~lSE (.n ~"" p' Z~~ 4127 ~~.s. ~'~~~ .ip~^~~~^~q0°~`~ ~~p~G~~ gt, ~~,~~~'~-r' Op'~~~ .., 4 41 n. '~St~-g' o EL' Ew'Y=L'r ~ S Z ~ ~-~ r~~'a f E~i`"_~ ~/1'~m mm ~o~ ~~ ~00 ~_~wT -e c~-C ~ EC~~ a a. }gyp Z5 z ~ Z '~ CD! r g~1~~' ~ ~V- R~-~ ~ a iii O~' 4~ 1/Gg~ ~a ~,C .cw a_~'~` U ^.1 Ou z ~ ° w w ~ -~O Q v'° C ~ w ~ S .~'~ c~ Cw ~,~~ ~ ~ ~c~i~Qa ~•~ E~r! -~ ~O~ aC_$°o~3 no~~~.e~o`o ~uvCuF3. 3:,Sdn~3~~7&~eBiX~Ti'gZ>~~ ~~'j~$c£~L ~` q.1 C 4 ~ ~,V Y«,~~`L ~n ~ ~ C ~ r ~ ~~ ~~~~ Ep~+e~-'rf'rf~~4~?-°_C'w~a'~~~1~~~8 ~y~ 'go 5 ~, ~E~~aB~a ~~~>: id~~ y~t O ~~~,~~~c €~~..ocati°,oo~w,~- E~.~ ~.~Roc~ ~~. ~ E.~ •r~°9~x °$:!E r u e76nOt'~8~ o«~'~c~~s~~c~c~'Q~~rb" wa+VeY ~~oti «r~..w~~~~~~~w s~~~ ~~~u.<.1 ~~~~ ~$~~~~~'~,-;Y-P~Ec~_3~Oe X10°I+~S ~z~~ °~~"~4ccz°CC •• ~'ba ~r~cN" t~~i' 'cnS V s, O_ w ~ ~ w ~ ~ O« _rc .~7Z w ~ O E~ 7-~ w E Y wt.~ OC~~~Z ec w c aos~o~«Q~ ~ v w t'25< .~_ ~ Oc ~Z~' ~ a ~ w r E c Ti"54. ~a ~ c N •~~ ~ c rr'p tTo y « v~41~4! ~ ~~-wZ'~~`sy ~pq€,~,~Ec~~~~ ~W-°r1~~e~ ~~~ we c~E .°+3 -.~&~' ~~~'~ ou v ~~~ OO a~C~~~~TiO ~rJ r`~~'~~~s~w ~a~AOV ~O~ =~g'e~~~~+~' w~~$ P~~oe~ ~Q+! ~`~pi ='' T~w.~ ~~"~+~E `~^.Eo O~Ei~~Ngweo _~ ~< ~E~ w~yw _ c p~m V C ~ s¢.~~ Cg~ _C ~G''0 `^.C ~CNy OwC w~. ~~ ~ ~ ~G ~ wC ~'V=OC yy1t ~7p< ~~,~C iO SEE „~ ZiiUB <C w,L wv vG ~ ~ ~ C ~~ ~~"'~ <CU41~ ~ w JerSe_~£. ~'~y r.-~ w $-Q~ 3 2 'gym 'b '~ s~ i3 ZZ_ F eC- ~ ~gLV 3~~ w~ aR~v~ws' a r > a 10 ~-~ w O .Y w~+~r ~L~ L 8 °~~ -' r s ~ `b=,c~~ w!4£ E~ ~'~`G.rs ~ .~~. Y$! ~._ rv~~ g u ~rs t~~ CYC Ov~tT3°. ~~~ ~' B ~.n ~_ ,~P; C C vY'L,o~4~i 5 ~ ~b ~~ :~ pY=,}}Q(( G e ~Y Q ~~~ {CY1 C~E ~ w ~ ~Oi p ii ~~Um~ ~iC~~ N~G C 1~^=, ,~_~y C ~4~oC g'V N v>~~~ ~~Y~ -+ ~ ~L~ .~C C.. e7 ~Ztioc <.!Q ~''y"._ w w ap O e ee w '~'otJ yirt L' Eau-,; .C 'p a> >+E ~' w ~ '° ~ C'~~,~''b t!'fm~tG {~ ~ ~'~ .~ i C _ L ~ 4 ~` Y E N ~ w ~. ~ ~ ~ ~ C V ~ C q ~s ri $~ .. tJ L G ' ?_E~.~$<~ o ,o o; o w~~AE~V1,w~c_ e. a NGr4 ~ ° a~i9Y°r .Y ~w oe Doe ~y.11=v, ~~qqZZ ~E cA~c~ysw e~~EaEE~i~°eylU€'~,Y,coE nC~ ~w~i <~eQ~,`ce~ e.,u~,o UW1- Z ~~~~cM~w~v~ u$uwa.c cE qr a~E 2v `c c~aaia ~E~,a~a 4~ujg'Y~+'E wtan~~1E~'r~' w~CL~~io- ~r~~G ~.Gi ~ C •~ v 4'q ~ w C W ~ V ~ ~H ~ ~ V jQj EQG .Q GI /- ~_ (L~{it ~. wY~ ~ weeU`3 ~ ~ ~ C,a„ M / N C~~~ 1bVY ~ ~1~ ~~U< V •~ ~ _ ~~ V G~ ~ V ~~ ~ L rJ .M.. !' Syr ar~ 1OD y L+ .O y~ _ .i; ~ ~ C ~ x C G ~ ~~ ~~ G Q1 4~ ~ ~C ~~ 91 C ? V _ 111111E ~i-_ b •- w ~ v ~ ~ ~ •Y =' C u E aj ~ ~ it _ ~i ~ ' S ' ~-q~V.E q £c Na c~;,E~~, ~ r' ~ ~i~ U ~ ~ NYT ~+ G~ ~ rO uV Tim .E w_ a. i C c Ec w i ~ v „rE«_a }p'~cOB~ eC~j~e ~i~y°~' C~< <3C ~Q !y~~i~s 4 u« ~e E ~ tr G ~,~ C ~ ~ ~ 3 t7 G ~ V ~ r Gtr OP ~? a ~ j Ll ~ V ~ • " KK P 4 w ^ c _ °~- a~ w Ol Q e ~V~~ ~«~a-$~~ aG d d'~~ r `~La~ G ~w ry ~ Y4Fw et5e~ ~E~$o ~ •~Ec~ ~ ~~ e w ~,yw~ -wa,~ _o c~ t~~g . ::~)) E~r~f~ oc~3F<"~ i$Y~;q;~ ~.Do Z i o~30 3 Ewro~ -r o~ ~ o`~" ;I 4~a ~~ ~,s~~"~Sr=°,~s9" ~ c~ Z~I> ~_' Q ~,Evn C~~~ ~ ~Es °E Eo 3 -~ EE~ ++ u i~w n .]~mor~ ~ n= ~ r n y ~ N`o ~4... v ~,pr..c et w `L' ~:I ~ ~€~~~C ~~ ~rEa.~i Q v~ rZ ~Io~~Q Q.YO`oS y ?.'G°Y ~ S~u ~, o~~~ ~ ~_~~ ~~ _~~~ ~ ~ ~ ~ ~°~3 0 ~~ a~~ a ~ ~ ~ ~ =r o G '1 G A A L' i~ ~.ft C C o~-~~ c~" ~~ o`er E ~~~~~~~ ~~y~~~~~~~ ~~ s`o~v.~~~~~Q~~~~~~~ GL CVi ~ ~~'~D~ ~5~~~~s ~~~~s~°_~i~ w~~~~~E~~g~~~~~~~ `o g~~~~~ ~~ ~ s$c.c . ~.~ 9~u Ewc~je .E~~ ~ '~3Cwy i.'G„+~VYN.QO u ~!~ C~ G~ ~ O ~! a~ w £ w G L C w~ d L r C w~ 0« _ 7 w E a w~ O w acu:~ w f~ i ~ e ~w .! e ~~ 8~ ~~ f o so', dO ~~m v rr~ ~~5 w q ~+ ~~rr Nfy = ~, e c w V ~ ~ ~ v u V. C ~^ U `ut)d~_~~~~+~a,~i w~ MNN ''~Og~.S Z=m ~'° '~ p` .c.~cvac a~ ~~~~ ^~Z s~5~~ ~~ ~~_ ~~ ;~ _ ~ ~ ~ ~ E .gipp _~'<~'~"aPa-btc°n~~~ ~~ ~.~q~zQZuH~'-v~~~~ O ~$L~.~~~3~~$~~ ~~~w ~'~' u+~~. 2~e~~'o0 =~ c ~an~2yo~EZn ° ~ u c '£ ~ c~~^c£O°u -Y=~ qa~ o,b,X •r.gryi .~ ~,° = ~ Y~~ ~~~~v $ ~~w- ~e~ vcL".~.. ~X~".aeXa~M~+-,~^.;; Z~ .~ed.'0 g5ya°. N<~>t~w D~ y .ESE. ; G oe ~ ~-~~" ~~_ i .r ~ae.~ ~ ~~ 4-519 CO ~~ ~-~ w~ r a w ~e w ~ Z t`<~JOaS~Z2~~"~ ~,S'.. ~Eg`ee~~t~Z~~i`W'3t~a ~ ~-Wg~eE c~...~ Z IO... ,~-~w M~-~',++a+n CT~ < .C,,='~~~p~~C~C n~E .Oa. ~~ O w.u pY~~`CC ~ ~ 1 a,y~ __QZa-f>$~d,^oo~~~.Z E-dam 3~~a~: ujZ~~... E~'~w_~ ai~~L~9~ ~~V v:i^•Z~'aSF'..`~'$3 ~S~ ~a~ub~~iPn ~ ~3`,YSc c„`o~V ~'~ ±,~~ $=' ay~~zy ~ ~ ~~.Z.~ Ea'~'aa.~om~o„'°~~,p.::.~~aZ~ugO`'9GN°~.~~~~~QQ,~~~^$u uo_~ N'S~'T°oo~~,=c ~EZY woPppoo~n-M ~ y <2 ~ O yy~ N~^ ppcE ~ _ y ~ C u 4r W ULL~00~ ~O ~p ~PGOP ~N N~ ~~ ~<~.~<oC ~< ctj~~N=e YC ~c y C C Qg ~ eue- C N C p ~' ~`~ wd YwE www~~i.TF • ~~~ CLIENT NO 001730 MBNA ACCT#5329065963887480 BALANCE -- 5,236.64 ****** PRIMARY DEBTOR ***** C/0 DATE 01/01/69 LSTPY DT 04/12/06 *M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME 5329065963887480 A I TAYLOR *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 KIMBERLY S 1270 NEWBURG RD *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH SHIPPENSBURG PA 172578607 7175300867 *M-WORK-PH *M-DOB *M-POE-NAME 7172491212 03/25/76 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LM01 OM0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 06/22/06 10/18/05 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 04/12/06 5,236.64 .00 .00 5,236.64 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 5,236.64 .00 .00 XOCAAAAI2 *M-COMMENT-2 001 20060622 0000050 *M-COMMENT-3 *M-COMMENT-DATE 06/22/06 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 54.16 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0684 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG , ~. p ~ d ~ Z~ SHERIFF'S RETURN - REGULAR CASE NO: 2006-06578 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A vs TAYLOR KIMBERLY S ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT ~ NOTICE was served upon TAYLOR KIMBERLY S the DEFENDANT at 2010:00 HOURS, on the 22nd day of November 2006 at 1270 NEWBURG ROAD _ SHIPPENSBURG, PA 17257 by handing to KIM TAYLOR a true and attested copy of COMPLAINT ~ NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing S e rv i c e 18.00 3 5. 2 0 i:~°' ~ ~ Affidavit .00 s ~~ Surcharge 10.00 R. Thomas Kline .00 63.20/' 11/27/2006 f "~ 1z/o ~~~ ~ WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day eputy Sheriff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS KIMBERLY S TAYLOR Defendant(s) No. 06-6578 CIVIL ACTION -LAW PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), KIMBERLY S TAYLOR ,for failure to answer the Complaint. (X) Amount due $5,292.20 Less credits $1,300.00 TOTAL $3,992.20, plus interest and costs (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: Amy F. Doyle #87 62 /Daniel F. Wolfson #20617 Philip C. Warholi #86341 /David R. Galloway #87326 Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, , 20~, JUDGME IS ENTERED ABOVE. Prothon tary/Clerk ivisi By: Deputy W&A File No. 163072957 ON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFlCES 10805 JUDK~AL DR., BLOCi. A3, FAIRFAX, VA 22030 17 WEST CARY STREET, RICHMOND, VA 23220 5122 OREENWK*1 RD., VIRGINIA BEACH, VA 23482 919 N. MARKET ST., STE. 1300, WILMINCITON, DE 19899 1 vALLEYBANKBLOG. BfD(1228, C7.F~LF16, W V 283 4880 TRINq.E ROAD, STE. 300, CAMP HILL, PA 17011 301 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 28832 ROADSIDE qi., STE. 285, AGOURA HILLS, CA 91301 39500 HKiH POINTS BLVD., STE. 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER, NY 14823 5216 N. O'CONNOR BLVD., STS. 1080, LAS COLINAS, TX 75039 3200 SOUTHWESTfREEWAY, STE. 3300, HOUSTON, TX 77027 111 SOLEDAO ST., STE. 300, SAN ANTC>r110, TX 78205 180 GLASTONBURY BLVD., GLASTONBURY, CT 08033 1201 PEACHTREE STREET. STE. 1717, ATLANTA, GA 30381 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 65305 489 WHITNEY AVE., 2ND FLOOR, HOLYOKE, MA 01040 ONE CUMBERLAND PLAZA, 3RD FLOOR, WOONSOCKET, RI 02885 4843 S. ULSTER ST., STE. 800, DENVER, CO 80237 5355 TOWN CENTER ROAD, STE. 1002, BOCA BATON. FL 33488 1700 SEVENTH AVE., STE. 2100, SEATTLE, WA 98101 WOLPOFF &~"-f~~SON, L.L.P. Attorneys in the Pracbo9 0/Debt Collection (A National Collection Attorney Network Finn) 4680 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 ~- OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0875 FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE December 18, 2006 KIMBERLY S TAYLOR 1270 NEWBURG RD SHIPPENSBURG, PA 17257 NATIONAL COLLE 'TION ATTORNEY N TW RK AF IA FIR A T E A ANCHORAGE. ALASKA CLEVELAND. OHIO PHOENIX, ARIZONA OKLAHOMA CTrY, OKLAFIOMA CABOT, ARKANSAS EUGENE, OREGON HONOLULU, HAWAII COLUMBIA, SOUTH CAROLINA BOISE. IDAHO KNOXVILLE, TENNESSEE CHICAGO. ILLINOIS SANDY, UTAH MEfiRILLVILLE, INgANA MILWAUKEE, WISCONSIN KANSAS CITY, KANSAS RAWLINS, WYOMING LEXINGTON. KENTUCKY METAIRIE, LOWSIANA ST. LOUIS, MISSOURI GI)oNAAlE89bI889fiANA LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE CEDAR KNOLLS, NEW JERSEY RALEK3H, NORTH CAROLINA W6A Hour of Opsretlon: 8 am: 5 p.m. ET M•F W&A File No. 163072957 RE: MBNA AMERICA BANK, N.A. vs. KIMBERLY S TAYLOR Dear Kimberly S Taylor: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Amy F. Doyle #8'162 /Daniel F. Wolfson #20617 Philip C. Warholi #86341 /Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: COPY This is an attempt by a debt collector to collect a debt and any information obtained-will ha nen~ fnr that r,Inrnnea ~. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-6578 vs. Plaintiff CIVIL ACTION -LAW KIMBERLY S TAYLOR. Defendant(s) TO: KIMBERLY S TAYLOR 1270 NEWBURG RD SHIPPENSBURG PA 17257 DATE OF NOTICE: December 18, 2006 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FII.E IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. ~ CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 Amy F. Doyle #8706 /Daniel F. Wolfson #20617 Philip C. Warholic # 6341 /Andrew C. Speazs #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sazah E. Ehasz #86469 /Robert N. Polar, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163072957 COPY IN THE COURT OF COMMON PLEAS OF CUMBIRLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N:A. No. 06-6578 Plaintiff VS CIVIL ACTION -LAW KIMBERLY S TAYLOR Defendant(s) AFFIDAVIT OF NON-MII.ITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Kimberly S Taylor, above-named, is over 21 years of age; is last known to reside at 1270 Newburg Rd Shippensburg, County of Cumberland, Pennsylvania; ~is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: Q `1 Amy .Doyle 7062 !Daniel F. Wolfson #20617 ~ Philip C, Warh lic #86341 i David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 COMMONWEALTH OF PENNSYLVANIA WOLPOFF & ABRAMSON, L.L.P. Notarial seal Attorneys in the Practice of Debt Collection Amy R. wale, lvotary Publ~ 4660 Trindle Road, Suite 300 Hampden Tvrp., Cumberland Courriy nny Commission Expires Nov. 30, 20~o Camp Hill, PA 17011 Member, Pennsy4vania Association of Notaries Telephone: {717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this day of F ~s ~~ 20~ Notary Public W 8c A File No. 163072957 W&A File No. 163072957 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-6578 Plaintiff VS KIMBERLY S TAYLOR Defendant(s) 1 CIVIL ACTION -LAW CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 , and certify that the last known address of the within Defendant(s) is: Kimberly S Taylor ' 1270 Newburg Rd Shippensburg PA 17257 Date: a ~ D Amy F. Doyle #87 2 /Daniel F. Wolfson #2061 Philip C. Warholic 86341 / David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polar, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 ' Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 163072957 ~-~- ~. ~~ ...... ..... "'tl 3 ~ v --O a V \ ..+_ / ~--. --c. C •T.~_=" °_w 4 F- t~ --. :.. 1-` e .~ N .. ..»+ ~ ~~ / r~ ~,~ :~~-~ "= ~ ~ '_-?( ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS KIMBERLY S TAYLOR Defendant(s) No. 06-6578 CIVIL ACTION -LAW NOTICE OF JUDGMENT { x) Notice is hereby givene~,at a ~udgm tin the above-captioned matter has been entered against you in the amount of $5,292.20,. plus interest, on ~£ L~,Z~ , 20~. (x) A copy of all documents filed with the Prothonot in support a within judgment is/are attached. . By: If you have any questions regarding this Notice, please co act the filin party. , Date: ~~ ~ ~ Amy F. q e #8 2 /Daniel F. Wolfson #20617 Philip C. Warholi #86341 / -~ David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Kimberly S Taylor 1270 Newburg Rd Shippensburg PA 17257 W&A Fiie No. 163072957 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS KIMBERLY S TAYLOR Defendant(s) No. 06-6578 CIVIL ACTION -LAW PRAECIPE TO SETTLE AND SATISFY Please mark the judgment in the above-entitled cause as paid and satisfied. Respectfully Submitted, Date: By: Amy F. l5oyle # 0~2 /Daniel F. Wolfson #20617 Philip C. Warh is #86341 /David R. Galloway #87326 Tonilyn M. Ch ppie #87852 /Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 /Bruce H. Cherkis #18837 Ronald S. Canter #94000 /Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cc: KIMBERLY S TAYLOR 127 NEWBURG RD SHIPPENSBURG, PA 17257 W&A File No. 163072957 r-~ ~ ;J ~ ~ ~ r - = ~ =' ~` `rr, -,.a ~+ ~, ~~ ~~• ~ .r'• ~1 i* , ~~ _ T~yry ~ .+~ _ . ~