HomeMy WebLinkAbout11-15-06
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. Sovereign Bank'.
One Sovereign Way
RIl-EPV-01-67
East Providence RI 02915
November 13, 2006
Carlisle Register Of Wills
1 Court House Square
Carlisle, PA 17013
Re: Estate of Gilmond W. Oberton
Case Number: 21-2006-27
Dear Sir/Madam:
Enclosed, you will find the original and two copies of the Estate Claim for the Estate of
Gilmond W. Oberton. A copy has also been mailed to the Estate Attorney Ronald E.
Johnson and to the Executrix Linda M. Anderson. Kindly return a copy to me for our file
in the enclose epal en
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. Sovereign Banks.
ESTATE CLAIM
FILE THIS FORM IN TRIPLICATE
ATTACH ORIGINAL SUPPORTING CLAIM DOCUMENT ALONG WITH TWO (2) COPIES
Claim against the Estate of Gilmond W. Oberton
Docket #21-2006-27
Name of Creditor Sovereign Bank
Address of Creditor I Sovereign Way, East Providence, RI 02915 RI1-EPV-01-67
Date Claim Filed November 13, 2006
Items And Nature of Claims Amount of Claims Credits Unpaid Balance
Auto Loan #6817552214 $5,865.73 $5,865.73
Copy of Contract &
Deficiency Bal. letter
enclosed
TOTAL AMOUNT OF ESTATE CLAIM I $5,865.73
I1We make the oath that the above claim is a correct, just and valid obligation of the Estate of Gilmond w.
oberton, Deceased December 22, 2005 ,
That either the undersigned, nor any other person in my / our behalf has received payment
in part, except as is credited above, and no security has been received therefor, except as
Subscribe and sworn to before me, this the
1.3 dayof )/tJvt-m/Jer , 02tJt'6
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My Commission Expires: "d-. . / /f - ot.P
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OFFICE USE ONLY
Filed in triplicate this the
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Sovereign Bank
P.O. BOX 4020
ROCKY HILL, CT 06067-4020
Sep 25, 2006
GILMOND OBERTON
522 NORHT PITT ST
CARLISLE, P A 17013
RE: Account No: 6817552214
Dear GILMOND OBERTON:
The sale of the collateral on the referenced loan took place on 08/29/06. The proceeds from the
sale, after repossession expenses, amounted to $11,136.00. As a result of this sale there remains a
deficiency balance of $5,865.73.
It is imperative that you pay this deficiency in full immediately due to the fact that interest
accrues monthly which will increase this amount.. Failure to pay the above amount or make
satisfactory payment arrangements, may result in further collection activity at additional cost to
you.
If you have any question concerning this matter, please feel free to contact the Auto Finance
Division at (877)391-6371.
Sovereign Bank
Recovery Department
FORM P.4f13DC-SlC>('3/03) SIMPLE INTEREST
IF DEBT CANCELLATION IS SOLD, A SEPARATE DISCLOSURE AND, AGREEMENT
FOR DEBT CANCELLATION MUST ACCOMPANY THIS CONTRACT.
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SEPTEMBER 18th. 2004
Dated
'8551.03'199
~
PENNSYLVANIA
MOTOR VEHICLE INSTALLMENT SALE CONTRACT,
ANNUAL FINANCE Amount Financed Total of Payments Total Sale Price
PERCENTAGE RATE CHARGE The amount of credit provided The amount you will have paid after you The total cost of your purchase on
The cost of your credit as The dollar amount the to you or on your behalf. have made all scheduled payments. credit, including(f~oownpayment
a yearly rate. credit will cost you. of $
'6.99 % $ 4.584.24 $ ~22.105.50 $ 26.689.74 $ 26.689.74
When Payments Are Due
Monthly, beginning
Security: You are giving a security interest in the motor vehicle being
purchased.
Prepayment: If you payoff early, you will not have to pay a penalty.
Filing Fees: $
Late Charge: If a payment is late, you will be charged 2% of the portion of the payment which is late for each month, or part of a month greater than 10 days, that it remains unpaid.
See below and any other Contract documents for any additional information about nonpayment, default any required repayment in full before the scheduled date and prepayment
refunds and penalties. e means estimate
Zip Code
IF YOU DO NOT MEET YOUR CONTRACT
OBLIGATIONS, YOU MAY lOSE THE MOTOR
VEHICLE AND PROPERTY THAT YOU
BOUGHT WITH THIS CONTRACT, AND/OR
MONEY ON DEPOSIT WITH THE ASSIGNEE.
This Contract is between Seller and Buyer. All
disclosures have been made by Seller. Seller
intends to assign this Contract to the Assignee.
In this Contr~ct
we are
the SELLER.
SUTLIFF HUMMER LLC
6462 CARLISLE PIKE MECHANICSBURG,
Name Address
PA 17050
You are
the BUYER(S).
.GILMOND W OBERTON
137 LINCOLN ST CARLISLE. PA 17013
Cou nty
Name(s)
Address(es)
Zip Code(s)
Itemization of Amount Financed
Cash Price lincludinr: oDtional service
contract and/or warranties in M *
amount of S A ,
paid to ,
& sales tax of $ 1,242.00 ):
Cash Price
$ 21,942.00
Cash Downpayment
$ N/A
Trade-In
Value of Trade-In
$ N/A
lien Payoff to: N/A
$
Unpaid Cash Price Balance
$ 21.942.00
Optional Debt Cancellation (GA~
$ /A
Document Preparation Fee
$ 55.00
Paid to Others on Your Behalf
To Public Officials for:
License, Tags and Registration -
$ 103.50
lien Fee
$ 5.00
Taxes Not Included in Cash Price
$ N/A
To
$ N/A
For Messenger Service
County
21
If there is more than one ~uyer, each promises, separately and together, to pay all sums due us and to perform all agreements in this Contract.
TRADE-IN:
You have traded in
the following vehicle:
Year and Make
Description
If a balance is still owing on the vehicle you have traded iii, the Seller will payoff this amount on your behalf. You warrant and represent to us that
any trade-in is free from lien, claim, encumbrance or security interest, except as shown in the Itemization of Amount Financed as the "lien Payoff:
PROPERTY INSURANCE: You may lthoose the person through whom insurance is obtained against loss or damage to the Vehicle and against
liability arising out of use or ownership of the Vehicle. In this Contract you are promising to insure the Vehicle and keep it insured.
DEBT CANCELLATION (GUARANTEED AUTO PROTECTION) AGREEMENT IS VOLUNTARY AND NOT REQUIRED AS A CONDITION OF THE
CREDIT. This agreement will not be provided unless you sign below, agree to pay the additional charge, and sign theseparate disclosure and
agreement page, which is part of this Contract. This agreement will apply during the entire term of the Contract. This agreement may not cover
your entire indebtedness; see the MAXIMUM PROTECTION amount stated in the separate disclosure and agreement.
Type of Debt Cancellation Agreement Charge Signatu re
Guaranteed auto protection (GAP) $ By signing, you select guaranteed auto protection
N/A
Signature of Buyer
SERVICE CONTRACT OR WARRANTY AGREEMENT IS VOLUNTARY AND NOT REQUIRED AS A CONDITION OF THE CREDIT. The service contract
or warranty agreement will not be provided unless you sign the separate agreement with the third party provider, who is not the Seller named
above, and agree to pay the additional charge. This section does not apply to any warranty that you may receive for which there is not separate
cha rge.
CREDIT INSURANCE IS NOT REQUIRED: Credit Life Insurance and Credit Accident & Health (Disability) Insurance are not required to obtain
credit, and will not be provided unless you sign below and agree to pay the additional cost(s). Please read the NOTICE OF PROPOSED CREDIT
INSURANCE on the reverse side. Your insurance certificate or policy will tell you the MAXIMUM amount of insurance available. All insurance
purchased will be for the term of the credit. We may receive a financial benefit from your purchase of credit insurance.
By signing, you select Si"N'7~edit life Insurance, What is your By signing, you select Single Credit ACci~?'i
which costs $ age? _ Years Health Insurance, which costs $
What is your
age? _ Years
Signature of Buyer to be insured for Single Credit Accident & Health Insurance
Signature of Buyer to be insured for Single Credit Life Insurance
1.
1.
%
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S~natures of both Buyers to be insured for Joint Credit
life Insurance
%
For ., . --
To Credit Insurance Company
$ N!A *
For
To
$ N/A *
For
To N/A
$ *
For
To N/A
$ *
For
To N/A
$ *
For
To N/A
$ *
For
Amount Financed 22,105.50
$
2.
Signatures of both Buyers to be insured for Joint
Credit Accident & Health Insurance
Insurer:
VEHICLE: You have agreed to purchase, under the terms of this Contract, the following motor vehicle and its extra equipment, which is called
the "Vehicle" in this Contract.
!W.! Year llli!. Make Series Bodv ~ No. N
USED 2001 FORD TRUCK F150 4X4 SUPER CREW 8
Truck Ton ~ Serial Number
IFIRW08L91KE09446
Equipped _ AJ. _ P.S. _ AM.FM Stereo _ 5 Spd. Other
with A.C. P.W. _ AM-FM Tape _ Vinyl Top
ASSIGNEE: We may assign this Contract and Security Agreement to a sales finance company which is the "Assignee." If the Assignee assigns
the Contract to a subsequent assignee, the term also refers to such subsequent assignee. After the assignment, all rights and benefits of the
Seller in this Contract and in the Security Agreement shall belong to and be enforceable by the Assignee. The Assignee will notify you when
and if Seller makes an assignment
WAYPOINT BANK. 449 Eisenhower Blvd., Harrisburg, Pennsylvania 17111
CO-SIGNER: Any person signing the Co.Signer's Agreement below promises separately and together with all Co-Signer(s) and Buyer(s), to pay
all sums due and to perform all agreements in this Contract Co-Signer will not be an Owner of the Vehicle.
CO-OWNER: Any person signing the Co.Owner's Security Agreement below gives us a security interest in the Vehicle and agrees separately and
together with all Co.Owner(s) and Buyer(s), to perform all agreements in the Security Agreement and all other parts of this Contract except the
"Promise to Pay" section.
TERMS: The terms shown in the boxes above are part of this Contract.
PROMISE TO PAY: You agree to pay us the Total Sale Price for the Vehicle by making the Cash,
Downpayment and assigning the Trade-In, if shown above, on or before the date of this Contract,
and paying us the Amount Financed plus interest. You promise to make payments in accordance
with the Payment Schedule. You promise to make payments on or before the same day of each
month as the first payment due date. You agree to pay all other amounts which may become due
under the terms of this Contract. You agree to pay the Seller or Assignee costs of suit. You also
agree to pay reasonable attorneys' fees if Seller or Assignee hires an attorney to collect amounts
due under this Contract or to protect or get possession of the Vehicle. You agree to make
payments at the place or to send payments to the address which the Assignee most recently
specifies in the written notice to you.
SECURITY AGREEMENT: To secure the payment of all sums due and the performance of all
required obligations under this Contract, you give a security interest in the Vehicle, in all parts
(called "accessions") attached to the Vehicle at any later time, and in any proceeds of the
We may retain a portion of amounts marked*
Vehicle, including insurance proceeds. The Assignee may set.off any amounts due and unpaid
under this Contract against any of your money on deposit with Assignee. This includes any
money which is now or may in the future be deposited with Assignee by you. Assignee may do
this without any prior notice to you.
ADDITIONAL DISCLOSURES, TERMS AND CONDITIONS:
Disclosures: Before signing this Contract, be sure that you receive and read the Disclosure to
Buyer.
Terms and Conditions: Before signing this Contract, be sure you receive and read the
following, if marked X, which are additional pages to and part of this Contract
!XI This Contract continues on the reverse side.
D Debt Cancellation (guaranteed auto protection) separate disclosure and agreement
By signing below, we agree to sel! the Vehicle to you under the terms of this Contract.
SUTLIFF HUMMER LLC
SELLER
BY:
/I. ~.1L~
/~~C
Date
9/18/200
NOTICE TO BUYER-DO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE
ENTITLED TO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO
PROTECJ~AL RIGHTS. .. 9/18/2004
BUY;;v<.. ~~.//J:;~(SEAL) ~fld~
. Date
BUYER
(SEAL)
Date
CO-SIGNER: YOU SHOULD READ THE NOTICE TO CO-SIGNER, WHICH HAS BEEN GIVEN TO YOU ON A SEPARATE DOCUMENT, BEFORE
SIGNING THE CO;.SIGNER'S AGREEMENT.
CO-SIGNER'S AGREEMENT: You, the person (or persons) signing below as "Co-Signer," promise to pay to us all sums due on this Contract and to perform all
agreements in this Contract. You intend to be legally bound by all.the terms of this Contract, separately and together, with the Buyer. You are making this promise to
induce us to make this Contract. with the Buyer, even though we will use the proceeds only for the Buyer's benefit. You agree to pay even though we may not have
made any prior demand for payment on the Buyer or exercised our security interest. You also acknowledge receiving a completed copy of this ContracL
(SEAL)
Co-Signer's Signature
(SEAL)
Co.Signer's Signature
Date
Add ress
Date
Add ress
.
CO-OWNER'S SECURITY AGREEMENT: You, the person signing below as "Co-Owner," together with the Buyer or otherwise being all of the Owners of the Vehicle,
give us a Security Interest in the Vehicle identified above. You agree to be bound by the terms of the Security Agret;rnent.and all other pa/1,S of this Contract except the
"Promise To Pay" section. You are giving us the security interest to induce us to make this Contract with the Buyer, and to secure ihe .payment by the Buyer of all sums due
on this ContracL You will not be responsible for any deficiency which might be due after repossession and sale of the Vehicle.
BUYER, CO-SIGNER AND CO-OWNER, IF APPLICABLE, ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS
CONTRACT AT THE TIME OF SIGNING, INCLUDING THE ADDITIONAL DISCLOSURES AND PAGES LISTED IN THE SECTION
~~'=~SCLOSURES, TERM AND CONDITIONS.
BufER ~ CO-SIGNER
NOTICE: SEE REVERSE SIDE FOR IMPORT ANT INFORMATION.
(SEAL)
Co-Owner's Signature
BANCONSUMER FORM PA 23DC.SlC (3/03)
Address
Date
CD.SIGNER OR CO.OWNER
ORIGINAl- While' OEAlER COpy. Canary' BORROWER'S/CO.S1GNER'S COPY - Pink' COPY. Goldenrod
. 2003 BANCONSUMER SERVICE, INC.
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Sovereign Bank
To:
From:
Whom It May Concern
Paula Dequattro-Laires
Subject: Merger Related Name Changes
Acquisitions and Mergers listed chronologically:
Heritage Bank acquired First National Bank of Tam aqua in October 1960.
Conestoga Savings and Loan Association acquired Epharta Building and Loan Association in January 1980.
Home Unity Savings and Loans acquired Baird Savings Association in July 1980.
First Federal Loan Association of Lancaster acquired Mount Joy Building and Loan Association in October
1980.
Sovereign Bank acquired Manatawney Building and Loan Association in March 1981.
Carteret Federal Savings acquired Cooperative Savings and Loan of Bergen County in March 1981.
Carteret Federal Savings acquired Stacey Savings and Loan Association in April 1981.
Carteret Federal Savings acquired Capitol- St. George Savings and Loan Association in May 1981.
Carteret Federal Savings acquired Lawrence Brooks Savings and Loan Association in June 1981.
Sovereign Bank acquired First Federal Loan Association of Allentown in August 1981.
Carteret Federal Savings acquired Mahwah Savings and Loan in August 1981.
Shadow Lawn Savings Bank acquired Family Savings and Loan in September 1981.
City Savings Bank acquired Mohawk Savings and Loan in December 1981.
City Savings Bank acquired Boca Raton Federal Savings and Loan in December 1981.
City Savings Bank acquired First Savings and Loan in December 1981.
Waypoint Bank acquired West Shore Savings and Loan Association in January 1982.
Shadow Lawn Savings Bank acquired Monmouth Savings and Loan in January 1982.
Home Unity Savings and Loans acquired Intercounty Savings Association in March 1982.
Sandwich Cooperative Bank acquired Wareham Cooperative Bank in May 1982.
Jersey Shore Savings and Loan Association acquired Keystone Savings and Loan in July 1982.
Waypoint Bank acquired Conestoga Savings and Loan Association in August 1982.
Carteret Federal Savings acquired River Edge Savings and Loan in August 1982.
First Dewitt Savings Bank acquired Cedar Grove Savings and Loan Association in August 1982.
Carteret Federal Savings acquired First Federal Savings and Loan in October 1982.
Carteret Federal Savings acquired Barton Savings and Loan in October 1982.
Fidelity Mutual Savings and Loan Association acquired Y orkship Square Savings and Loan in December
1982.
Main Line Bank acquired Media Federal Savings and Loan Association in December 1982.
Carteret Federal Savings acquired Midtown Savings and Loan in January 1983.
Trenton Savings Bank acquired Burlington Savings Bank in May 1983.
City Savings Bank acquired Home Federal Savings and Loan in July 1983.
National Westminster Bank acquired National Bank of North America in November 1983.
Sovereign Bank acquired First Federal Loan Association of Lancaster in January 1984.
Waypoint Bank acquired Manheim Savings and Loan Association in July 1984.
Second National Federal Savings Association acquired Lewes and Rehoboth Building and Loan in August
1984.
Compass Bank for Savings acquired Fall River Savings Bank in April1986.
-- ---- Fleet National Ban~Ja,~,~._F1~etBaJ1k)a<:<Iu~cl M(:rrillI:!anksbares, Bangor, ME @Q}YJ'le~! 13;mk of
Maine) m june-i986:---~--- -- - - - - -- - - - - - - -n_________n_
Carteret Federal Savings acquired Mountain Security Savings Bank in June 1986.
Carteret Federal Savings acquired Admiral Builders Savings and Loan in June 1986.
Carteret Federal Savings acquired First Federal Savings and Loan Association of Montgomery County in
June 1986.
Second National Federal Savings Association acquired Greenwood Building and Loan in June 1986.
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Fidelity Mutual Savings and Loan Association acquired Surity Building and Loan Association in June 1986.
United Savings and Loan Association of Trenton acquired Allentown Savings and Loan of Allentown in
October 1986.
Heritage Bank acquired Miners National Bank of Shenandoah in December 1986.
Waypoint Bank acquired Carlisle Building and Loan Association in January 1988.
Fleet Financial Group and Norstar Bancorp merged creating Fleet / Norstar Financial Group in April 1988.
Second National Federal Savings Association Brehm National Savings Bank in May 1988.
Shawmut Bank acquired assets of Framing ham Trust Co. from FDIC in June of 1988.
Amerifederal Savings Bank acquired Robert Treat Savings and Loan in July 1988.
Fleet National Bank (a.k.a. Fleet Bank) acquired Indian Head Banks, Nashua, NH September 1988.
Fleet National Bank acquired Shawmut Bank (formerly Arlington Trust Co. in November 1988.
York Federal Savings and Loan Association acquired Spartan Building and Loan Association in June 1989.
Second National Federal Savings Association acquired Sunrise Federal Savings and Loan Association in
March 1990.
Fleet National Bank (a.k.a. Fleet Bank) acquired Connecticut Bank &Trust in January 1991.
Waypoint Bank acquired Heritage Federal Savings Association in June 1991.
First Atlantic Federal Savings Association acquired City Savings in January 1991.
Fleet / Norstar Financial Group (a.k.a. Fleet Bank) acquired Bell Financial Services in June 1991.
Sovereign Bank acquired Nassau Savings and Loan Association in August 1991.
Sovereign Bank acquired United Savings and Loan Association of Trenton in September 1991.
Shadow Lawn Savings Bank acquired First Atlantic Federal Savings Association in Sept 1991.
Charter Federal Savings Bank acquired Amerifederal Savings Bank in September 1991.
Bankers Savings acquired Mainstay Federal Savings Bank in September 1991.
National Westminster Bank acquired First Jersey National Bank in December 1991.
Sovereign Bank acquired Yardley Savings Bank in December 1991.
Abington Savings Bank acquired Landmark Bank for Savings in June 1992.
First Home Savings Bank acquired Fidelity Mutual Savings and Loan Association in July 1992.
Sovereign Bank acquired Jersey Shore Savings and Loan Association in September 1992.
National Westminster Bank acquired Port Funding, Inc. of Port Jefferson, NY in November 1992.
Fleet Bank acquired Bank of New England in 1993.
Connecticut National Bank changed its name to Shawmut Bank in January 1993.
Fleet Bank acquired Heritage Bank in January 1993.
Sovereign Bank acquired Harmonia Savings Bank in January 1993.
First Home Savings Bank acquired White Eagle Federal Savings Bank in June 1993.
Compass Bank for Savings acquired Bay State Federal Savings Bank in June 1993.
Sovereign Bank acquired Home Unity Savings and Loans in August 1993.
Meridian Bank acquired Commonwealth Bank in September 1993.
Sovereign Bank acquired Valley Federal Savings and Loan Association in November 1993.
Sandwich Cooperative Bank acquired Plymouth Federal Savings Association in March 1994.
Compass Bank for Savings acquired Plymouth Federal Savings Association in March 1994.
Bank Boston, N.A. (f7k/a First National Bank of Boston) acquired Worcester Country Institute for Savings
in May 1994.
Abington Savings Bank acquired Hull Cooperative Bank in June 1994.
Bank Boston, N.A. (formerly known as First National Bank of Boston) acquired portfolios of The Oxford
Finance Companies in July 1994.
Sovereign Bank acquired Shadow Lawn Savings Bank in August 1994.
National Westminster Bank acquired Central Jersey Bank & Trust in September 1994.
Sovereign Bank acquired Second National Federal Savings Association in September 1994.
First Dewitt Savings Bank acquired Ocean Independent Bank in October 1994.
Sovereign Bank acquired Charter Federal Savings Bank in November 1994.
Compass Bank for Savings acquired Martha's Vineyard National Bank in December 1994.
Shawmut Bank acquired New Dartmouth Bank (successor to First Federal Bank and New Hampshire
. -SavingSo-Bank-$outh}m-JanualY=1.9-9S.,. __'._'O---C'-:-~=~____. ______.__-=-~~~~'"~=
Trenton Savings Bank acquired Carteret Savings Bank in March 1995.
Heritage Bank acquired Schulykill Haven Trust Company in March 1995.
Fleet Bank acquired Shawmut Bank in December 1995.
Main Line Bank acquired Suburban Federal Savings Bank in December 1995.
Waypoint Bank acquired First Federal Savings and Loan Association in Apri11996.
Fleet Bank acquired National Westminster Bank in May 1996.
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New Jersey National Bank acquired Meridian Bank of New Jersey in June 1996.
Sovereign Bank acquired West Jersey Community Bank in June 1996.
Trenton Bank acquired Burlington County Bank in October 1996.
CoreStates acquired New Jersey National Bank in December 1996.
Sovereign Bank assigned as successor in interest to JJ Best Co. in September 1997.
Bay State Federal Savings Bank acquired Union Federal Savings Bank in February 1997.
Bank Boston, N.A. (formerly known as First National Bank of Boston) acquired Bay Bank in May 1997.
Sovereign Bank acquired First Dewitt in August 1997.
Sovereign Bank acquired Bankers Savings in August 1997.
Sovereign Bank acquired the Fleet Bank Automotive Financial Division on September 1997.
Main Line Bank acquired Commonwealth State Bank in September 1997.
Sovereign Bank acquired Irwin Union Bank and Trust Portfolios in November 1997.
BankBoston purchased certain portfolios of Empire Funding Corporation in December 1997.
Sovereign Bank acquired MBNA Bank in January 1998.
Sovereign Bank acquired Main Line Federal Savings in February 1998.
Sovereign Bank acquired Fidelity portfolios in March 1998.
Bank Boston, N.A. (formerly known as First National Bank of Boston) acquired Rhode Island Hospital
Trust National Bank in May 1998.
Sovereign Bank acquired First Home Savings Bank in August 1998.
Sovereign Bank acquired Carnegie Bank National Association in August 1998.
Sovereign Bank acquired Main Line Federal Savings in February 1998.
Sovereign Bank acquired Core States in September 1998.
Compass Bank for Savings acquired Sandwich Cooperative Bank in December 1998.
Fleet Bank acquired Bank Boston, N.A. in January 1999.
Berks County Bank renamed Main Street Bank in January 1999.
Main Street Bank acquired Heritage National Bank in January 1999.
Sovereign Bank acquired Trenton Savings Bank in June 1999.
Sovereign Bank acquired Peoples Bank in June 1999.
Sovereign Bank acquired Network Companies in June 1999.
Sovereign Bank acquired the former Bank Boston, N.A. Automotive Lending Division from Fleet Bank in
May 2000.
Harris Savings Bank was renamed to Waypoint Bank October 2000.
Waypoint Bank acquired York Federal Savings and Loan Association in October 2000.
Sovereign Bank acquired Liberty Bank in July 2001.
Sovereign Bank acquired Main Street Bank in March 2002.
Sovereign Bank acquired certain portfolios ofIndependent in March 2002.
Sovereign Bank acquired Sovereign Trust Company in March 2002.
Abington Bank acquired Massachusetts Cooperative Bank in September 2002.
Sovereign Bank acquired First Essex Bank in February 2004.
Compass Bank acquired Abington Savings in April 2004.
Sovereign Bank acquired Compass Bank for Savings in July 2004.
Sovereign Bank acquired Nantucket Bank July 2004. /
Sovereign Bank acquired Waypoint Bank in February 2005. V
The terms "Fleet Bank", "Fleet Services", "Fleet Services Corp", "Fleet Financial Group", "Fleet". "Fleet,
N.A.", "Fleet National Bank", "Fleet Bank, National Association", "Fleet Bank, N.A.", "Shawmut Bank",
"Shawmut Bank, N.A.", "Shawmut National Bank", 'Shawmut National Bank of County",
"CNB", "Nat West", "Sovereign Bank", et aI, have been used collectively and individually to represent the
larger corporation and are covered by the aforementioned mergers and acquisition broad defmitions.
Subscribed and sworn to before me this
day of 2006
Paula Dequattro-Laires
Supervisor
Consumer Recover Dept
Sovereign Bank
(Notary Public)
3