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Home My WebLink About11-22-06 +- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS' COURT DIVISION In Re: Howard J. Taylor, an incapacitated person No. 21-06-0436 In Re: Virginia M. Taylor, an incapacitated person No. 21-06-0435 ORDER Cheryl E. Watson, as plenary guardian of the persons and estates of Howard J. Taylor and Virginia M. Taylor (lithe Taylors"), having duly presented her petition setting forth facts showing it to be in the best interest of the Taylors that certain real estate of the Taylors be sold and conveyed, and the terms of the petition having been approved and due deliberation had, It is ORDERED that Cheryl E. Watson be and hereby is authorized, empowered, and directed to sell and convey the interest of the incapacitated persons in the real estate described as a single-family home of approximately 1704 square feet located on approximately 0.35 acres located at 510 Appalachian Avenue, Mechanicsburg, Cumberland County, Pennsylvania 17055 ("real estate") and listed in Deed Book Z 21 Page 885, at a private sale for an amount of $192,000 pursuant to the Standard Agreement for the Sale of Real Estate attached to the petition, and, It is FURTHER ORDERED that Watson, on payment to her of the purchase price of the real estate, shall execute, acknowledge, and deliver to purchaser a good and sufficient deed and conveyance of all the estate, right, title, and interest of the Taylors in and to the premises described in the petition, said deed is to be delivered, and, It is FURTHER ORDERED that the proceeds of the sale shall be retained by Watson and administered according to law applicable to guardianship. Dated: M. L. Ebert, Jr., J. Or I~'~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS' COURT DIVISION In Re: Howard J. Taylor, an incapacitated person No. 21-06-0436 (') s=o --':j;g ., .- () 2::~:~5 (/3~ C) <.-:) :-"'J C) -l , C)~ ::u-l :Po In Re: Virginia M. Taylor, an incapacitated person No. 21-06-0435 PETITION FOR ORDER AUTHORIZING SALE OF REAL EST ATE ,...., c::::o c:::') C7'\ ..,.... C5 <: N N :t:JIt :i: ~ AND NOW COMES Petitioner, Cheryl E. Watson, Court-appointed guardian of Howard J. Taylor and Virginia M. Taylor, by and through her attorneys, Latsha Davis .:;:.1 ;1'"1 (;J (,~) ::J:J ,,) ri", C--::J C) -n II C) III C) -,i \0 Yohe & McKenna, P.C., and files pursuant to 20 Pa.C.S.A. ~~ 5155 and 5521 this Petition for Order Authorizing Sale of Real Estate, of which the following is set forth in support thereof: 1. Petitioner Cheryl E. Watson ("Watson") resides at 6203 Catherine Street, Harrisburg, Pennsylvania 17112. 2. Watson was appointed the plenary guardian of the persons and estates of Howard J. Taylor and Virginia M. Taylor (Uthe Taylors"), incapacitated persons, by Court Order dated July 7, 2006. See Court Order attached as Exhibit A. 3. The Taylors own certain real estate identified and recorded in Deed Book Z 21 Page 885, which is described, in part, as follows: A single-family home of approximately 1,704 square feet located on approximately 0.35 acres located at 510 Appalachian Avenue, Mechanicsburg, Cumberland County, Pennsylvania 17055 ("real estate"). See copy of said Deed attached as Exhibit B. 4. It is in the best interests of the Taylors for the real estate to be sold for the following reasons: a. The Taylors reside in an assisted living facility called the Ecumenical Community located at 3525 Canby Street, Harrisburg, Pennsylvania 17109; b. It is unlikely that either of the Taylors will be able to live again in the house located at 510 Appalachian Avenue, Mechanicsburg, Pennsylvania 17055, which currently is unoccupied; c. In order to meet the ongoing total monthly expenses of approximately $4,599.36 of the Taylors, funds are needed for their continued care and maintenance, which funds could be obtained from the sale of the real estate; and d. Sale of the real estate will eliminate the Taylor's incurring maintenance, upkeep, and heating expenses as well as other utility and tax expense on the property. 5. The estimated value of the real estate is $190,000 as of July 25, 2006, as detailed in the Appraisal of Real Property certified by Brett Lechthaler of Appraisal 111377 2 Solutions. See Appraisal of Real Property attached as Exhibit C and incorporated herein. 6. The proposed purchasers of the real estate are Stephen R. Chernov and Angela F. Chernov, who propose to purchase the real estate for $192,000. See the Standard Agreement for the Sale of Real Estate attached as Exhibit D and incorporated herein. 7. The $192,000 sale price of the real estate is more than can be obtained at public sale, as opined by Susan M. Kennedy and as further supported by Exhibit C. See Affidavit of Susan M. Kennedy attached as Exhibit E and incorporated herein. 8. The names and addresses of the possible parties in interest to this proceeding are as follow: a. James Taylor; 11 Trudy Circle, Mechanicsburg, Pennsylvania 17050; son of the Taylors; and b. Sandra L. Nye; 1095 Monroe Street, Steelton, Pennsylvania 17113; niece and alternate plenary guardian of the Taylors. 9. There are no other known persons interested in this proceeding other than those listed in this petition. 10. Neither Watson nor the Taylors have aliened or encumbered the real estate or interest therein. 11. The proceeds of any sale of the real estate shall be paid over to Watson to be held in a bank account on behalf of the Taylors. 111377 3 12. No previous application for approval of the sale of the real estate has been made. WHEREFORE, Petitioner Cheryl E. Watson requests that this Honorable Court issue an Order directing and permitting her, as the plenary guardian of both Howard J. Taylor and Virginia M. Taylor, to sell the real estate described above for an amount of $192,000 pursuant to the attached Standard Agreement for the Sale of Real Estate. Respectfully submitted, LATSHA DAVIS YOHE & MCKENNA, P.C. Dated: 11/1"1-/0(", I I tU-f~ By Glenn R. Davis Attorney I.D. No. 31040 Andrea E. Dean Attorney I. D. No. 86301 1700 Bent Creek Boulevard, Suite 140 Mechanicsburg, P A 17050 (717) 620-2424 Attorneys for Petitioner, Cheryl E. Watson 111377 4 VERIFICATION TIle Wldersigncd states that the facUt ~ct forth. in this Petilion fol' Order Authorizu\g Sale of R~al Hstate, are -true to the bc~t of her knowledge, information, and belief, and that this Verification is being TTlildc subject to 18 Pa.C.S. S 4904 rdating to unsworn falsification to authoriti<.~s. Datcd~LI'JW'- .J.J"tl.1!4 ~(~) Plenary Guardian of Howard J. Taylor and Virgjnia M. Taylor IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS' COURT DIVISION In Re: Howard J. Taylor, an incapacitated person No. 21-06-0436 In Re: Virginia M. Taylor, an incapacitated person No. 21-06-0435 CERTIFICATE OF SERVICE The undersigned hereby certifies that on this date a true and correct copy of the foregoing Petition for Order Authorizing Sale of Real Estate was served via first-class United States mail, postage prepaid, upon the following: Michael J. Collins, Esq. Martson Deardorff Williams & Otto, P.C. 10 East High Street Carlisle, P A 17013-3015 Court-appointed Attorney of Howard J. Taylor and Virginia M. Taylor Date: 1/ /2.2,. /0 " I I By: tu:. ~. ~ Andrea E. Dean, Esq. Attorney I.D. No. 86301 1700 Bent Creek Boulevard, Suite 140 Mechanicsburg, PA 17050 (717) 620-2424 Attorney for Petitioner, Cheryl E. Watson 111377 7 BXHIBll A C""; (,,", ,1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS'S COURT DIVISION In Re: Howard J. Taylor An alleged incapacitated person No.: 21-06- 0436 In Re: Virginia M. Taylor An alleged incapacitated person No. 21-06-0435 IN RE: APPOINTMENT OF GUARDIANS ORDER OF COURT AND NOW, this ih day of July, 2006, upon review of this Court's order dated May 23, 2006 and noting that neither party has moved to supplement the record or has filed any proposed findings of fact contrary to the previous order; IT IS HEREBY ORDERED AND DIRECTED that Virginia M. Taylor and Howard J. Taylor remain totally incapacitated persons in need of guardianship services and Cheryl E. Watson is appointed plenary guardian and Sandra Nye, alternate plenary guardian of the person and estate of both Virginia M. Taylor and Howard J. Taylor. By the Court, ~~ lL\ M. L. Ebert, Jr., Stephen J. Hogg, Esquire Attorney for Petitioners George Faller, III, Esquire Michael Collins, Esquire Court-appointed for the Taylors bas "'-> C;:;:) c;,;;) C"\ c- ,S; . ::.~C) ~ (':J IT1 cj I ......s ~ _ ,-. ~]3 r:y ,c :'c, F~;~ o N . EXlllBlT B lfile No 006-Walsonl Paoe #121 (: ':~..} ,..... Nit, b-bIM) ""~ 4 ~1'1ijI( (jtt'lftl. 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'....84. ...aat.d ber.i.. .1.4 ... .'1" r ' Gr~l1tor 1JHJJIIAH>>t...,..!r". ....~.~........~..t1-Q 1..1: ilL width &1.... th,,...r 01 "the .1)..........1_.. 10-'. ~... .~...~1JBJilCt. to b.~J;.....~a.~u..>I"..ft'-!,odoa...Dct r J.ctttt ot pablbui(U1Uo.' 01"."'. ""i-..t""..nt. of pr:l.ol' .......eI. ~ .reo t:: ::.:::':~::::I:~;i~::...;::I:.fO...d 'I """" 11 "'tI<lll' c I... r... ~cJj.oJ tUlt CJJl~. Ce:"',. 1~ tt-t-Ibtd. hl",,,l.,, W'~~I-~ut~.~ . ;' ~ ~~I~.f.~' 1.....1 0. the bOll.. Form SCA - "TOTAL for Windows' appraisal software by a fa rtml, inc. - l-lKXJ..ALAMOOE EXHIBIT C IFile No. OO&-Walsonl Paoe #11 APPRAISAL OF REAL PROPERTY LOCATED AT: 510 Appalachian Ave Deed Book Z 21 Page 885 Mechanicsburg. PA 17055-5505 FOR: Cheryl Watson. Plenary Guardian 510 Appalachian Ave Mechanlcsburg, PA 17055 AS OF: July 25, 2006 BY: Appraisal Solutions Brett Lechthaler, PA Certified Residential Appraiser 16 San Juan Drive Mechanicsburg, PA 17055 Form GA6 - "TOTAL for Windows' appraisal software by a la mode, inc. - l-aol1-AlAMODE IFile No GOB-Watsonl Pane #21 File No. 006-Watson July 29, 2006 Appraisal Solutions 16 San Juan Drive Mechanicsburg, PA 17055 RE: 510 Appalachian Avenue, Mechanicsburg, PA 17055 Dear Cheryl Watson: The accompanying report is based on a site inspection of improvements, investigation of the subject neighborhood area of influence, and review of sales, cost, and income data for similar properties. This appraisal has been made with particular attention paid to applicable value-influencing economic conditions and has been processed in accordance with nationally recognized appraisal guidelines. The value conclusions stated herein are as of the effective date as stated in the body of the appraisal, and contingent upon the certification and limiting conditions attached. Please do not hesitate to contact me if I can be of additional service to you. Brett Lechthaler, PA State Certified Residential Appraiser Form DCVR - "TOTAL for Windows' appraisal software by a Ia mode, i rIC. - 1.aOO-AlAIotODE IFiIe No. DOG-Walsonl Paoe #31 SUMMARY OF SALlERT FEATURES Subject Address 510 Appalachian Ave legal Descrtption Deed Book Z 21 Page 885 City Mechanicsburg Counly Cumberland Slate PA Zip Code 17055-5505 Census Tract 25420-0116.03 Map Reference ADC: 2910-2 Sale prtce $ Market Value Date of Sale NA . Borrower I Client NA lender Cheryl Watson, Plenary Guardian Size (Square Feel) 1,704 Price per Square Fool $ Loc:ation Average Age 40 Years Cordloll Average TolaI Rooms 7 BedrOOllB 4 8a1hs 2.5 Appraiser Brett Lachthaler, PA Cert Res Appr Date of Appraised Vakle July 25. 2006 RnaI Eslmate of VlWe $ 190.000 Form SSD - 'TOTAl for WindOws' appraisal software by a Ia rmde. inc. - 1-8OO-ALAMODE Appraisal Sdutions (717)697-1828 IFile No. DOG-Watson I Pane #41 Unlfonn Residential Appraisal Report FIle, 006-Walson TIle purpose of Uis sumllluy appraisal report is to orlMde the lender/client with an accurate, and adequately SUPporBl, opilian of the market vakJe of the SUbject property. Property Address 510 Aooalachlan Ave City Mechank:sbura Slate PA ZioCode 17055-5505 Borrower NA Owoor of Pu~ic Record Taylor Howard J. & Virainia M. County Cumberland I.egaJ Descriotion Deed Book Z 21 Paoe 885 Assessor's Par~ # 42-29-2454-081 Tax Year 05/06 R.E. Taxes $ 2 502.62 NEiGhborhood Name Mt Allen Helahts Mao Reference ADC: 29/0-2 Census Tract 25420-0116.03 Occuoant r l Owner D Tenant CXJ Vacant Soecial Assessments $ None D PUD HOA $ NA D per year D per month Property Rig/B Appraised fZl Fee Si" il Leasehdd D Oller ldescritlel Assiomrent Type f Purchase Transaction f l Refinance Transaction ~ Other Idescritlel Market Value lender,4:1en1 Chervl WalAon Plenarv Guardian Address 510 ADoalachian Ave Mechanlcabura. PA 17055 Is the sulliect orooerty currenuv l1fered for sale or has it been offered lor sale in the twelve months orior to tile effective date of Uis aooraisal? D Yes txI No Reoort data sourcelsl used offerino Price/sl. and datelsl. MLS data shows the sublect has not been listed for sale in the twelve months Door to the effective date of this aooraisal. I D did IZI did not analyze the contract for sale for tile subject purchase transaction. Explain the resUts of tile analysis of the contract for sale or why tile analysis was not oertormed. There is no contract to analvze. Contract Price $ Market Valt.N Date of Contract NA IS tile property seller the owner of public record? [J Yes [J No Data Source(s) NA Is there any finandal assis1ance ODan CharlIes, SlH concessions, gilt or downpayment assistance, etc.) to tle paid by any party on belalf of the borrower? Dyes DNo If Yes, report the total dallar alTlOll1t and deSCritle the items to tle paid. NA loti: RIce and III racIII 0111I .. not IIIIIIUaIIIcIln. location L J Urban IXl Slilurban I I Rural I Property VakJes (2J Increasino f l Stable r l Deelnino PRICE N:.E One-~ 95 % U-Up f l Over 75% Il<l 2>75% r] Under S I Oemancl/Supply [] SIIIrtage ~ In Balance [J Over ~ $ (000) IYrs) 2,,( Unit " Growth r l Rapid Il<l Stable r l Slow I Marketing lime !XI Under 3 mIhs f l 3-6 mths r l Over 6 m1hs 125 Low 20 M....Farrilv % Ndghborhood Boundaries The neiahborhood boundaries are indicated on the enclosed neiahborhood map 200+ ligh 100+ Commercial " in the addenda of this reDOrt. 145-75 Pred. 35-40 Other 5'" Ndghborhood Descriplioo Subiect has access to all necessarv SUDoortina facilities includina schools. Dublc oarks transoortatlon, shooolna and houses of'Mll'ShiD. Emolovment stabllitv is aood due to the Countv Seat Dickinson Colleae and Armv War Cohoe In Carlisle the State CaPitol at Harrisbura. the Naw SUDDIv DeDOt In Mechank:sbura. the Armv SUDDIv DeDOt in New Cumberland and the exoandina West Shore Area. Averaae Market CoolHons linWlino SUDllOrt for the above coocbsions} Mortaaae funds are readllv available from a varietv of sources with conventional loans beina 5.5% to 6.5% interest fixed 30 vear mortaaae. UD to 3 DOints. Sellers are not reauired to offer sales or financina concessions however seHer assistance is occurrina. IJmensions See enclosed leaal descriDtian Area 0.35 acre oer tax office Shape Rectanaular View Tvoical Street SDecilc ZOIing Classificalon S-R ZorIna Description Suburban Residential ZOlIIQ CompIance rzJ L.egaf [J legal NoocorlomilQ (Grandfathered IJse) [J No ZorIna [J legal (descritle) Is the tighest and best use of SlI.,p.. III """'., as impmved (or as proposed per plans and specifications) the present use? fZl Yes [J No I No, desclitle ., IfIIIlIeI Public Otber (_rIl.) Public Other I_rile) Off-sIllInlDlOYeIIItIIlI - Type Public PrIvate Eleclricily IS] D Water rzJ D Street Macadam Il<l rl Gas D II Sanitary Sewer !XI fl Met None I I I I FEMA Special flood Hazard Arm [ ] Yes ISJ,., FEMA Flood lone C FEMA Map # 4203720010C FEMA Map Oat 2/15/1980 Are the utilities and off-site irnproyernents typieal for the markei area? !XI Yes r l No If No, descritle Are there any adverse sile cordIions or eldernal fac10rs leasemenlS, encroachments, environmental conditions, land uses, e1C.)? IlYes IS] No If Yes, describe 'Standard easemenls for electric teleDhone etc. There are no known or aDDarent adverse easements encroachments or conditions noted. A title search has nOt been ComDIeted and is considered outside the SCODe of this reDOrt. IJriIS 1)(1 One 0 One with Accessory Urit '" Concrete Slab "crawl Soace Foundation Wals Poured Concrete Fklors CotNnVWood/Ava # of Stories 2 5<3 FUI Basement il Partial Basement fxlerior Walls A1uminutn & Brick Wals DrvwaIlPanellAw Type 1)(1 Del f l AU. f l S-Dd./End Unit BasemID Area 840 SQ.fL Roof Surface Shinale TrinVfjrish Wood/Ava 1X1 fJislino r 1 ProDOOed rl Under Const Basement Firish 0 % &1Iers & DownSOllJlS Aluminum Bath floor Cer Am Tile/Ava Desion IStvleI 2 Story llMside EnIrV/Ellit IV'I <!.- 0._ Wndow Type Double Huna Bath wainscot CereramicJAw Year Buill 1966 Ewm:e of fllnleslDoo None Notec Storm SasWlI1SlJated Insulated Car Storaoe I I. Nooo EfIectMl AGe /Vrs) 20-22 Years l Damoness f l SeIIemenl Screens Yes IX] Dfivewav # II Cars 4 AIle None Heatina L J FWA II2SJ HW8Il IL J Radian! AmeniIies Woodsmve(s) # Driveway Surface Macadam l Drop Slair Slairs l Other IfueI 01 ~ Fireolace(s) # 1 Fence Partial l)<] Garaoe # of Cars 2 ] Floor XScutlle Cooing j;g] Central Air Condilioring (2J PaliWDeck Rear PorcII Stooos ] Caroort # of Cars l Fifished Heated llnclYidual If l Othlr lPool Other Sheds IJ\IAtl flDel r l Blift.in Relrioeratlr [Xl Ranoe'Oven [Xl IJshwasller r llJsllClSal fPl Miaowave fPl Washer/Orver l Other descritlel Firished area IIbClVI gracle con1ains: 7 Rooms 4 Bedrooms 2.5 Ball(s) 1,704 SQuare Feet of Gross LMna Area Above Grade Addilonaf feaUes ISDeciaI ellel1IY elliciert items etc.). TllDical for nelahborhood. ReDlacement windows throuahout. Per the clant. there is wood fIoori1a throuahout the structure. Descritle the codon 01 the property ancludino needed repairs debriordon, reoovations, remodeling, etc.). The subiect is in averaae condition. The construction aualitv is tvolcal for aae in comDarlson to cornoetlna nelahborhoods. Based on maintenanoe condition, and comDarison to comoeting neiahborhoods the esllmated aae is below the actual ace. Phv8lcal deoreciatlon is due to ace. No economic or functional obsolescence noted. Are tIlere any PIIYSiCaI delieienCies or adverse concilOns that affect tile lvabililv, soondness, or s~uaJ inteofily 01 the property? l Yes [Xl No If Yes, describe There were no observed nor noted ohvsical deflciencies or adverse oonditlons that would affect the llvabiHtv. soundness or struclLmllntearitv of the . There is a 275 aallon oil tank in the left front of the basement. no deficiencies were observed. ODes the conform to the n8ghbOrhOOd (IunctiOnaI uIIi\y, stvIe. condilon, use, construction, etc.)? CXJ Yes r l No If No, describe The orooertv conforms to the surroundlna nelahborhood. Freddie Mac Form 70 March 2005 Page 1 of 6 Fannie Mae Form 1004 March 2005 Fonn 1004 -"TOTAl for WindOWS" appraisal software by a la mode, inc. -1-800-AlAMODE IFile No. ()()6..Walsonl Paoe #51 Uniform Residential Appraisal Report There are 1 cOfl1l8rable Droperlies currenlly offered for sale in the subiect nliohtJorhood rangino in price from $ 189 500 There are 6 COfTIl8I'allle IRes in the subiec. Reiohborhood willin the oast twdve monlhs ranoino in sale Drice from $ 171 900 FEATURE SUBJECT COMPARABLE SALE II 1 COMPARABLE SALE II 2 Address 510 Appalachian Ave 405 Kent Dr 524 Appalachian Ave Mechanicsbura. PA 17055 Mechanicsbura. PA Mechanicsbura. PA Proxirfjtv 10 Subiect s ~ Sate Price $ Markel Value 188 $ SalePrico'&'oss UY.Area $ .ft $ 113.28 sa.ft. $ 103.14 sa.It.F. Data Source{sl MLMi-Listinn Service Multi-Listina Service ~licatioo Sourcelsl Courthouse Records Courthouse Records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +/-1 $ AdiJslment DESCRIPTION +/-1 $ Adilsknent Sales or Financing Cash Conventional Concessioos None None Date 01 SaI~me .. 6/06 42 DOM 7/06 3 DOt.! L.ocaIion Averaae Aver- Averane Leaseoold,tfee SimDle Fee SimDIe Fee Slrnnle Fee SimDIe Sile 0.35 acre oer t.., 0.24 aaelAvn 0.26 aaeJAvn View TVDical Street Street Street ~n lStvlel 2 Story 2 Storv SDlitLevel IlJaMty of Construction Frame/Ava Frame/Avn Frame/Ava ACUII AGe 40 Years 44 Years 36 Years Candilon Averaae Eoual Suoorior ADave Grade T IiaI 1 BIInns.1 Balls Total I Bdnns.lllalhs Total IBdnns.! Balls Room Counl 7 I 4 I 2.5 7 T 4 T 2.5 7 I 3 I 2.5 Gross Uvino Area 1 704 so.ft 1 664 sq.ft + 1,000 1 876 sa.lt. Basement & Arished 840 Sq.Ft. Equivalent Equivalent Rooms Below Grade Unfinished Rec Room .3 000 Rec Room FurPonallJlilty Averaae Averaae Averaae ~ooIino HtWtr/CA HtWtr/CA BBD/None I!I!!!!!lII. E1f1Cienl1ems AverarJe Eaual Eaual Garaae,lCaroort 2 Car Garaae 1 Car Gara- +5 000 2 Car Garaae PorctVPa1io/DeCk Porches Porches Porches other FireDlace Sheds Firel'llace +500 Coal SlY Shed NelAdiJSlmelt lT~ l:Xf + iT - $ 3500 r l + !Xl - $ Adjusted Sale Price of Camoarables $ 192 000 $ IlXr did r did not research the sale or transfer historY of the sullject property and comparable sales. W not, explain the subiect. File' 006-Watson to $ 189500 to $ 210000 COMPARABLE SALE # 3 11 Big Horn Ave ~Mecha~iC:buro PA 193500 $ , ~' $ 94.94 sa.ft Multi-Listinn Service Courthouse Records DESCRIPTlON +t.l $ AdiJstnEnt Conventional None 7105 11 DOPo Averaae Fee Slmnle 028 acre/Ava Street Sl'llltLevel Frame/Ava 34 Years -5 000 Suoerior TmaJ TBdnnsT Bahs 8 I 3 12.5 -4,300 2212 sa.ft Equivalent -3,000 Rec Room, Den AverAne +3000 BBD/CA Enual 1 Car Garaae Porches +1 000 Fir~ce Shed 8300 0+ 1'X1- $ 210000 -5 000 -12,700 -4 000 +5 000 +250 16450 185200 $ 193550 I did research the sale and transfer historv of MY research [XI did rl did not reveal any Drior sales or transfers 01 the sullied D1'ooer\v lor the three Years Drior to the effective dale of llis aooraisal. 0IIIa SourceIs My research IX1 did r l did not reveal any mior sates or transfers 01 the comoarable sales for the Year Drior 10 the date 01 sale of the comllllra~e sale. Data Source(s ~ the resuIIs of the research and aravsis of the Drior sale or transfer Iisklrv of the su' ~ and comoarallle sales /reaort additionalll'or sales on lllne 31. ITEM SUBJECT COMPARABLE SAlE #1 COMPARABLE SAlE #2 COMPARABLE SALE #3 Date of Prior SaWTransfer None None None None Price of Prior Salo'Transler NA NA NA NA Data Soun:e{sl CH Records Courthouse Records Courthouse Records Courthouse Records EfIecIjye Date of Data Sourcels 7/29/2006 7/29/2006 7/29/2006 7/29/2006 IAnalitsis of Drior sale or transfer tistorv of the suIliect Driiiiei1V anciCOiiiiirable sales The subiect has not transferred within three vaars. Other nrior sales of the comDarable DrooertieS occurred more than one \Mar .....0. There are no Ilstina nor sale aareements on anv of the nrnnAl'tiAs. Summarv of 5aIes Comoorison AllllrD3Ch After a search d avaHable market data the three closed sales disDlaved are considered to be the best indicators of vakle. Adiustments were made to refted market reactions to those Items of variation between SUblAcl and comnA""'bIes. All comnarables were v.vil'lhted and considered. Irrlicaled Value bv Sales Comoarison AoDroach $ 190 000 hIcaIId Value. SIIII ~ ApprUICh S 190 000 Colt AppnIIch (II dewloped) S Income ApproIc:h (lfdMlaped) S Due to the lack of rental data the Income Annrrv.v-h is not al'll'll'Ol'lrlate. Greatest welaht is rJiven to the Sales Comnarison ~ch as it reflects thE tvDiC8I actions of bUYers and sellers In the marke.;;-lace. TIis apprasal is made lZJ "as is", 0 subject to c:ornpIlfon per plans and specifica1ions on lie basis of a hypolhe1ical COndiIion that the improwmems have lJeen campleled. 0 sullject to the folowing repairs or alter.dions on the llasis of a hypolllelical condi.on that the repairs or alleralons have lJeen cCJll1llelecl, or 0 subject to the fdlowino remired inSoeclon based on the e.lllraordinarv assumDlion that the condilon or deficiencv does not reatire altera1ion or repair. See Statement of Limltlnn Conditions and Aooralser's Certlflcation s.d on I ..... YIuII NpecIIan of 118 nbrIar ... IIIIrIar __ of the UIjIcI praperty, dIIIlned ICOJII of work, ItIIen*1I of I.I!llIJIPIkIIlInd /ImIqj condllanl, ... ........ CIrIIII:IDIn, my (eu) _Ion at II. ma1III ~ . ~a,ied; of tie 181II prapeity that II lie ~ of 1111 f8IIClI1 II S 190 000 .of Julv 25 2006 whIdI II the dlIte of ___ ... lie etrecIIve d8 of 1111 __ Freddie Mac Form 70 March 2005 Page 2 of6 Form 1004 - 'lUTAL lor 'MndOWS" appraisal soIIware by a la mode, inc. -l-800-ALAMODE Fannie Mae form 1004 March 2005 IFlIe No 006-Watsonl Paoe #61 n orm es en a ~ppra sa epo file, 006-Watson Descriotion of the Anoraisal Process/Sco"'" of Work The annraisallll'OCess is intended to "describe the extent of the nrocess of colectinl'l confmlina and rennrlinl'l data." In order to nren<ore an aonraisal renort on the subiect nronertv. the followina steos were involved: The st.t>iect site and neiahborhoocl were nersonellv insnected bv the aooraiser. The insnection considered the various local economic indicators with re-ct to their notenlial imoact on the subiect site. The strennths and weaknesses of the l'Ieneral economy were weiahed as they affect the value c:I the sublect. AI relevant facts related to the subiect were collected and verified includinn but not limited to zonina. utilities land and builcllna area restrictions encumbrances easements enllironmental factors and other items of a simHar nature deemed aDolicable' No buildina nlans were available. The buildinn snuare foctane was derived from actual measurement and the existinn assessment records in order to determine souare footaae. A t;;"hest and best use anaMliR was com Dieted. The Cost Sales Comoarison and Income A""roaches to value were considered and the Sales Comoarison Anoroach was used in the valuation of the subiect orooertv. Data was collected dOOna this crocess from various sources. This information is beHeved to be reliable and verification of sales data included reliance on county deed records and/or third-nArtv confirmations. The aDDraiser has no reason to susoect inaccuracies in anv information Drollided and the anaMtiR and conclusions are based on the reHab~ of this information. Provide acIeauaE Infonnalion for the lender/clent ~ reokate the below cost licaires and caIcUatiooS. &lDlIOIt for the OIIinion of site v;U (surrmarv of corma.rable land sates or other methods for estimalino site vallll1 NA ESTIMATED r 1 REPROOlI:1I)N 011 r 1 REPlACEMENT COST NEW OPNON OF SI1E VALUE.u ""__n___n________.____....uuuuu_~___ ..m.m...u..... -$ Source of cost data DWELLNJ SQ.Ft @ $ .m.mmu =$ tualitv rana from cost serviCe Effeclive date of cost data 5o.Ft @ $ m,'mu'u -$ ComITlllE on COSI ADormch (cross lMoo area caIWaIOns, de~ elC.l '....muu. =$ The Cost Arvvnach will aenenallv result in An elCt!Allent estimAte of VAlue if Garao&'Caroort SQ.FL @ $ -$ the bt.ildina is new or reasonablv new and the im""""'ments reflect the Total Eslmate of Cost-New mmm -$ hiahest and best use of the of the land. However \W1en itemsr,,~ Less Phvsical I Funclonal I Exlernal deoreciation and obsolescence must be estimated an area of iudnement Ilmecialion I I -=1( is inllOlYed which is slhiect to error. The CoM 4'-'''';ch was not ~ated Cost of h1orovemenls .n.mmn.nn....mm.m...__.. _nn_ . -$ utilized d.. to the chronoloGical and effec:tIve -... The estimated 'As-is'Vabl of Site ImorOvllfTJJllts .mmmun______nmnn.UO...mm . -$ remainina economic life is 40+/- IIBBfS. Estimaled Remairioo EcononiC ute /HUD and VAIii Years IlIllCATED VALUE BY COST APPROACH ......m.mnmnmmn...... .m..m-S II Eslima1ed MonIIW Market Rent $ NA X Gross Rent M~oIier NA =$ Indicaled Va bv Income ADoroachl II &lnmarv of Income Aooroach tinctJCfioo suooort for mar1lel rent and GAMl 1 II I Is the devOOoer/ldder in aIIIlmI of the ttorrmwners' AssociaIon /H1lA\? r l Yes f l No Urit tvoe/s1 r 1 D&ached rl Attached Provide the fl*lwino informalion for PUOs ON!. Y if the d~/bIiIder is in control of the HOA and the subiect prooertv is an attached dwelioo wit. I LeoaI Name of Proiect ToIII runbet of Dhases Total runber of unm NA Total fIImber of wits saki Total runber II IriIs renlllll Total runber of units for sale NA Data source{sl Was the oruiect created Iw the COIMfSion of exislno bliIdinols\ i~ a PUD? rl Yes I' No If Yes, date of conversion. Does the lIIlIiect corDn anv ITllll-dwelna _1 II Yes r 1 No Data Source Are the urils, COII1TIOlI elements, and recreallon fadli1ies comolele? 11 Yes D No W No, describe the slalus 01 co~etion. Are the common eIemenIs leased 10 or llv the Homeowners' Association? r 1 Yes r 1 No W Yes. describe the rental terms and oatiOns. Describe conmon eIemenIs and recredllllll faciIiies. NA U If Rid tllA IR rt Freddie Mac Form 70 Ma'ch 2005 Page3of6 FlI1I1ie Mae Fonn 1004 March 2005 Form 1004 - 'TOTAL for WindOWS" appraisal software ll'j a la mode, inc. -1-BOO-ALAMODE IFiIe N"o. 006-Watsonl Pane #71 Unlfonn ResldenUaI Appraisal Report fie, 006-Watson This report fonn Is designed to report an appraisal of a one-unlt property or a one-unit property with an accessory unit; including a unit in a plamed unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report Is subject to the following scope of work, intended use, intended user, definition of market value, statement 01 assumptions and Umitlng conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership In an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal Is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and Imltlng conditions. and certifications. The appraiser must at a ninlmum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) Inspect the neighborhood, (3) Inspect each of the comparable sales from at least the street. (4) research, verify, and analyze data from reliable publiC and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The Intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client DEANITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit In this definition Is the consummation of a sale as of a specified date and the passing of tide from seRer to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are weD informed or well advised, and each acting in what he or she considers his or her own best Interest; (3) a reasonable time Is allowed for exposure in the open market; (4) payment Is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the com parables must be made for special or creative financing or sales concessions. No adjUstments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing tenns offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical . dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the markers reaction to the financing or concessions based on the appraiser'S judgment STATEMENT OF ASSUMPTIONS AND UMITING CONOmONS: The appraiser's certification in this report is subject to the folowing assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the tiUe to it except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch In this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted In this appraisal report whether any portion of the subject site Is located In an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or ImpHed, regarding this determination. 4. The appraiser will not give testimony or appear In court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted In this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes. toxic substances, etc.) observed during the Inspection of the subject property or that he or she became aware of during the research Involved in performing the appraisal. Unless otherwise stated In this appraisal report. the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as. but not limited to, needed repairs, deterioration. the presence of hazardous was1Bs, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guaran1Bes or warranties, express or Implied. The appraiser will not be responSible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is ,not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion. repairs. or aI1Bratlons on the assumption that the completion, repairs, or alterations of the subject property Will be performed in a professional manner. Freddie Mac Fonn 70 March 2005 Page4ot6 Fannie Mae Fonn 1004 Ma-ch 2005 Form 1004 - 'TOTAL for Windows' appraisal software by a la mode, inc. -1-8OO-A1.AMODE IFile No. DOli-Watson I Pane #81 Unlfonn Residential file, 006-Watson APPRAISER'S CERTIACATlON: The Appraiser certifies and agrees that 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the Improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develOp a reliable sales comparison approach for this appraisal assignment I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated In this report. 5. I researched, vetified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated In this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been bult or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I ver1fled, from a disinterested source, all Information In this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions fumlshed by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences In the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxlc substances, adverse environmental conditions, etc.) obseNed during the inspection of the subject property or that I became aware of during the research Involved In performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and Hmltlng conditions In this appraisal report. 17. I have no present or prospectiVe interest in the property that is the subject of this report, and I have no present or prospective personal Interest or bias with respect to the participants In the transaction. I did not base, either partialy or completely, my analysis and/or opinion of market value In this appraisal report on the race, color, reUglon, sex. age, marital status, handicap, famUlal status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not cOOdl1loned on any agreement or understanding, wrttten or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared aD conclusions and opinions about the real estate that were set forth In this appraisal report. If I relied on significant real property appraisal assistance from any individual or Individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such IndlvlduaJ(s) and disclosed the specific tasks performed In this appraisal report. I certify that any individual so named Is quaHfled to perform the tasks. I have not authorized anyone to make a change to any Item In this appraisal report; therefore, any change made to this appraisal Is unauthorized and I will take no responslbHlty for It 20. I identified the lender/client in this appraisal report who is the Individual, organization, or agent for the organization that ordered and wiD receive this appraisal report. . Fredlfre Mac Fonn 70 March 2005 Page 5 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - 'lOTAl for 'Mndows" appraisal $OftWare by a la mill, inc. -1-800-ALAMOOE IFile No. 006-Walsonl Paoe #91 Unifonn Residential Appraisal Report FIle, 006-Watson 21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage Insurers; govemment sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, goveml11ent sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that Involves anyone or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any Intentional or negligent mlsrepresentatlon(s) contained In this appraisal report may result In civil liab~lty and/or criminal penalties Including, but not limited to, fine or Imprisonment or both under the provisions of TItle 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAlSER"S CERTIRCATION: The Supervisory Appraiser certifies and agrees that: 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were In place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER Signature ~-~ Name Brett Lechlhaler. PA Cert Res APl>r Company Name AoDl'8lsal Solutions Company Address 16 San Juan Drive Mechanlcsbura. PA 17055 Telephone Number 717-697-1828 Email Address 7176971304/mDroi2000.com Date of Signature and Report JulY 29. 2006 Effective Date of Appraisal JulY 25. 2006 State Certification # RL-G03368-L or State license # or Other (describe) State # State PA Expiration Date of Certification or Ucense 6130/2007 ADDRESS OF PROPERTY APPRAISED 510 ApD8lachian Ave Med1anicsburg, PA 17055-5505 APPRAISED VALUE OF SUBJECT PROPERTY $ 190,000 LENDER/CLIENT Name Company Name Cheryl Watson, Plenary Guardian Company A~ress 510 Appelachlan Ave. Mechanicsbura. PA 17055 Email Addresslllycwftcomcast.net SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Name Company Name Company Address Telephone Number Emall Address Date of Signature State Certification # or State License # State Expiration Date of Certification or Ucense SUBJECT PROPERTY o Old not inspect subject property o Did inspect exterior of SUbject property from street Date of Inspection o Did inspect interior and exterior of subject property Date of Inspection COMPARABLE SALES o Did not Inspect exterior of comparable sales from street o Did inspect exterior of comparable sales from street Date of Inspection Freddie Mac Fonn 70 March 2005 Fannie Mae Fonn 1004 March 2005 Page 6 of 6 Form 1004 - 'TOTAL for WindoWs" appraisal software by a la mode, inc. -1~MODE Supplemental Addendum IAle No. 006-Watsonl Paoe #101 fjJe No. 006-Watson Cumberland State P A Zi Code 17055-5505 SPECIAL LIMmNG CONDmONS: This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the report. When performing the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access or visibility. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees of any kind. SUPPLEMENTAL CERTIFICATIONS: I certify that: - This appraisal was prepared by Brett Lechthaler for the exclusive use of Cheryl Watson, client, to estimate market value in terms of cash or finandng similar to cash for the client's purposes. The information and opinions contained in this appraisal set forth the appraiser's best judgement in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. Mr. Lechthaler accepts no responsibility for damages suffered by any third party, as a result of reliance on or dedsions made or actions taken based on this report. - In my opinion the reasonable exposure time linked to the value opinion is up to 90 days. . In my opinion the reasonable market time linked to the value opinion is up to 90 days. I further certify that, to the best of my knowledge and belief: - The statements of fact contained in this report are true and correct. - The reported analyses, opinion, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. - I have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. - No one provided significant professional assistance to the persons signing this report. - Brett Lechthaler personally inspected the property and prepared this report. ~~ Brett Lechthaler, PA State Certified Residential Appraiser Form TADD - 'TOTAl for Windows" appr.IsaJ software by a la mode, inc. -1-8QO.ALAMOOE IFile No. OO&- Watson I Paoe # 111 Location Map Cumberland State P A Zi Code 17055-5505 _._._----~'".:';.,,,, .- -"l.l.. ~ --- <~\ ""1"j' \\ '\\ I'i It: Iii // \. ..' l\l~~ \1,1 -,;.;:; \ \\ /~ /t' ,(=z,;\ )11'4" ,./;~~;/ . /;// , \1 .: /-~' \''1 )./ II [L \'. i/ /:/ I L ..\ .'. f/ -' / I ~~ ,; // \V' \l~/ ',. ;1 "'y: \\ 'II, ~...~l~. 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Form SCA - "TOTAL for Windows' appraisal software by a la mode, inc. -1-l1OO-AlAMODE Building Sketch (Page - 1) _"_lVN Comments: Basement 12.00' . 24.00' 8 ~ Cumberland 8 ~ Garage 24.00' eo. au1 G:LA2 IlSII1' pIp AREA CALCULATIONS SUMMARY ~ __ NIIt Totala nz:at rl....... uo.oooo uo.oooo Sec:ond rloor 86..0000 86.. 0000 _Dt UO.OOOO 8.0.0000 l:Dcl.oalld patio 2.0.0000 Porch 128.0000 368.0000 Gar:a9" 576.0000 576.0000 laR TOTAL LIVABLE (rounded) 1704 State PA 36.00' 8 N N Second Floor 12.00' :;ll i , ! i , i i i .---------- -1--------.j Enclosed i i Patio ! Porch I I I ! ! i i First Floor 12.00' Stoop 24.00' 24.00' IRle No. 006-Watsonl Pace #131 Ii Code 17055-5505 8 ~ 8 ~ LIVING AREA BREAKDOWN ....Iidown $ubtc)taIs rirat noo... 22.00" 36.00 2.00" 2..00 Sec:ond r100r 22 . DO" 36.00 3.00 " 2. .00 4 Calculations Total (rounded) Fllr11l SKT.8IdSkl- "TOTAl for WIndOWS" appraisal SIlftware by a Ia rno4e,lnc. -1-SOO-ALAMODE 792.0000 <<8.0000 792. DODD 72.0000 1704 IFile No. OIJ6.Walsonl Paoe #141 Flood Map Cumberland State PA Ii Code 17055-5505 .,... "'"' www.lntlerfloocl.com · 1~800~252-6633 Prepared for: Appraisal Solutions (71~97-182B 510 Appalachian Ave Mechanicsburg. PA 17055 o"'\~~ H~"lZ1.:cf~ .", .~ ? '\ @< '\...~ \ r 500' .1..... s.nt'"'" IIIdM Flood",," CoIpoqdorw.".wu rwwvtd. I'ItInIs O.lI31.:J2lI111d "7'8.816. OI....pmnts pen6Ie. For kIfo: 1nfo8ftoods__. Form MAP.R.ooD - "TOTAL for W1nckJws' appraisal software by a Ia mode, inc. -1-800-ALAMODE Subject Photo Page Cumberland State PA IFile No. O~Watsonl Paae #151 Zi Code 17055-5505 Subject Front 510 Appalachian Ave 5el Price Market Value Gross Uving Area 1,704 Total ROOOlS 7 Total Bedrooms 4 T alai Bathrooms 2.5 Location Average View Typical Street Site 0.35 acre per tax offICe Quality Frame/Avg Age 40 Years Subject Rear Subject Street Form P1C3x5.SR - "TOTAL for 'Mndows' appraisal software ll'f a la mode, inc. -1-BOO-ALAMODE Subject Photo Page Cumberland Slale P A IFile No. 006-Watsonl Paoe #161 Zi Code 17055-5505 Kitchen & Dining Area 510 Appalachian Ave Sales Price Market Value Gross Uving Area 1,704 Total Rooms 7 TOIal Bedroorm 4 Total Bathrooms 2.5 LocaIon Average ""ew Typical Street Site 0.35 acre per tax offICe t\Jality Frame/Avg Age 40 Years Living Room Bedroom Form PIC3x5.SR - 'TOTAL for Windows' appraisal software tPj 8 18 mode. inc. - f-8Ol).ALAMODE Comparable Photo Page Cumberland State PA IFile No. 006-Watsonl Paae #171 Zi Code 17055-5505 Comparable 1 405 Kent Dr prox. to Subject Sale Price Gross Uving Area TOIlII Rooms Total Bedrooms Total BaIhrooms Location l,1ew Site Quality Age 0.30 miles 188.500 1,664 7 4 2.5 Average Street 0.24 acre/Avg Frame/Avg 44 Years File Photo Comparable 2 524 Appalachian Ave prox. to Sutlject 0.11 mles Sale Price 193,500 Gross Uving Area 1,876 Total Rooms 7 Total Bedrooms 3 TOIaI Bathrooms 2.5 location Average \4ew Street Site 0.26 acre/Avg 0uaIity Frame/Avg Age 36 Years File Photo Comparable 3 11 Big Hom Ave Prox. to Subject 0.14 mles Sale Price 210,000 Gross Living Area 2.212 TOIlII Rooms 8 TollII Bedrooms 3 TollII Bathrooms 2.5 Localion Average \/Iew Street Site 028aa~Avg 0uaIity Frame/Avg Age 34 Years Form PIC3x5.CR - 'TOTAL for Windows' appraisal software by a la mode, inc. -1-800-ALAMODE File Photo IFile No 006-Watsonl paoe #181 . 2350 ': ::~~ ~"'.' : "",'1 :0?: "',: , i " ..:>~:~Li$W~\ ','.. ,\'~;T"':.," ,;;,~)J >~ ::,~ ,'. .",,< , ''''':::;'::'/" ':C.O'" <>~.~:~ .. OFFICIAL ,DOCUMENT READ TH! FOUOI'IIHG wFOAMAllOH CMI!I'U.LV CONCERNING YOUR LICENSe: 1. 81G11 THE WIoLLET CNlO MID Cl!JlmFlCATE _E INO~ 2, DETACH 'THE WAU.ET CAFlD ANI) CERT1I'ICI\TIi' AT pl!AI'llAAllON, BRETT WESLEY LECHTHALER 16 SAN JUAN DRIVE MECHANICSBURG PA 17055 7;';'>"',' :::'>-':vc;-, :,\-\~.c~(~ :~i"..>~':,::"'i:""<':"'S'~;/"'" ."':.."'::,/~:::.,.:,;;._' . > L~",,~\,;,;,;:,'f;.>";' ~r~i-; ;"":;:i:<;,i"'::';h[~"r)""':" "')fi~ :.,::::t~;;\':'S;', ;;,:,,',;:<.;: :.;:'~ :.:,):j::'/'.Y~;i: \"J:r/a::~-= ~,;;"""...".: (:,:~. (";i~ , ;,,', k..,,&~',. ':,' ~~... '~...... ,<'" ,~; } ',,' ''''j''''.'' ',' ~", 1"" : ,":; '. '.: :, .:'~} ',' ,. .;.,....., ""., ::.'::; ",',.. 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" (:';, ., . .:0"":;(: .. .~~:; ">'. :: : ~L ,. , , "\~r)'/, " ,,(?,} , . ,',. ~.,' , "'''-~I Form SCA - 'TOTAL for ~ndows' appraisal software by a Ia mode, inc. -1-800-ALAMOOE EXHIBIT D STANDARD AGREEfdElIIT FORTIJE SALE OF REAL ESTATE lbis form ._....d..d and IIJIPIO"Cd rOi; bitt DOt ~'IO use by. die membm of die Pfmllylvania AssociaIioa of R'EAU'()RSe (PAR). AJS-2lC RELAnON~wrmPALICENSED.~~~~_/36'."Z).'" FAX-S . q S' BROQR (Cgppny ADDRESS .:J l BROKER IS THE AGENT FOR SELLER-Designated Agent(s) for Seller. j( applicable: OR BrDkeris NoT~~ for Seller lmdisafan: . [] AGENTFOR Bunk OTRANsACTIONUCENSEE WITlI, PA LICENSED :aRO. ONEKEKif~C FAX:5, ,... 2 3 , 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 2a 114 25 2li Z1 28 29 30 31 3! 33 34 35 36 37 38 39 40 41 42 43 44 4S 46 41 48 49 50 51 52 53 54 55 56 57 sa 59 BROQR (~) ADDRESS BROKER IS THE AGENT FOR JJUYER. ~t.e,tAgeDt(s) rot JlOyer,. j( appUCa&I OR .. ..:. ..... . Broker is NOT the Agent for Buyer and is sllIIi: 0 AGENT FOlt~RO SUBAGENT FOR SELLER nTilANsAcnoN u~ Wheu ~ same Broker is.~for Seller a.nd Agent forBUYeJ; B~r is. Dual AgeDt.ADoI'Broker's'licellsees:~ abo~~ UNLESS there 1IR 1qJ8rll1e ~ted Agents for Buyer and Seller. if' (be same Licensee ill ~.flJl"SdkI' and B'!J.)'er,.tbe Uceilseiils aDuaiAprt. 1. ~iJ !grttmtnt, dated N~ IU. br J J I dISlJ' ~ ='~; ; :an;: ,~~ ~~!: , D'be'tweea , called <<seDer," and , Called "Buyer." 1. PROPERTY (1-98) Seller ber'eby agrees to sell and COIIYey to Buya; who Ileftby egrees to purdIase: AlLmATc-!r~~--,,;:-~~ . . 51 n U .... ,,-"~~h: I~~cl. ..... .....~,,-:..7Jp . d~ Identifiadioo (e.g., 'nix ID I; PuaJ I; Lot, Block; Deed Book, Page, ~. illite) 10 11 12 13 14 15 16 11 lit 19 20 . 21 22 ~ 24 3. TERMS (1-02) q (A) ~P'''~~J.lia~mYl'~ ./-1,n, ~rJd 1l'hicb riI be paldlo Seller by Buyer u follows: . 1. Cash or check at signing this Agrmncnt: . 2. Cash or check within _ days of the execuliQll of this Agrc:eme'nt: 3. 4. Cash, cashier's or certified cbeck at time of settlement: .. US Dollars ::)000 . , .. " s s s .' $ WT.\1, $ (8) Deposits paid onlK:COUllt of purchase price to be held by Brokec for Sell<<, unless otherWise stated here; I l~O'OOO \'9 -3,01\0' 25 (C) Seller's written approval.l9 be OIl OJ.: ~(lre: -NO~p 1" I z... Wi) (, (0) Settlement to be on ~ or~ if Buyer and Seller agree. (E) ConveyllDCe from Seller will be by fee simple deed of special WlIITlIpty nnless orherwise stated here; 26 'ET 26 '29 30 31 32 33 34 35 36 37 38 39 411 41 (F) Payment of transfc:r taxes will be divided equally between Buyer and SeIlec nnless otberwise stated here: (O) At time of settlement, the following wiD be adjusted pro-nua on a daily baSis.tie~' Buyer and Seller,reiilibUmnlJ where ~1iClible; taXes (see Infonnation Regan1ing Tax Proration); rents; interest onlJlOrtgllge assumptions; condominium fees and homeowner lIllSOCilItiOll fees, if any; water and/or sewer fees, if any. togethec with any other lienable mwricipaherVice. Tbecharges are to be pro..rated for 1heperiod(s) covered: Seller will pay up to and including the date of settlement; Buyer win pay for all days following settlement, unless otherwise stated here: 4. FIXTURES &: PERSONAL PROPERTY (1-00) (A) INCLUDED in this sale and purchase price are all existing items permanendy installed in the Property, free of licos, includiJ)g plumbing; . heating; lighting fixtures (including chandeliers and ceiling fans); watc:r treaImcnt syslems; pool and spa equipment; garage door opeoeIS and transmitters; television anteanas; sbrubbay, plantings and UDpOUed trees; any ~ heating and cooking fuels stored on the Propeny at the time of settlement; wall to wan carpeting; window COV~ ~ shades and blinds; built-in air conditioners; built-in applimces; and the I8Dgeloven unless otherwise stated. Also included: s.hl JJ1 *' II .tJ 42 43 44 411 46 47 48 49 (8) LEASED items (not owned by SeIlc:r): (C) EXCLUDED fixtures and items: n l1l1L 411f)(M Y\1rfl11 41/ru.Jh S. DATESITIME IS OF THE FSSENCE (1-02) (A) The said date for settlement and all other dates and times referred to for the performance of any of the obIigationa of this Agreement are agreed to be of the esseoce of this Agreement and are biDding. (B) FOl" the J'UlPO'CS of this Agmement, number of days will be counted from lhe dare of execulion, by excludiDg lhe day !bis Agrcemcot was executed and including the last day of the time period. (C) The dare of actdement is DOt extended by any othcc provision of this Agm:mcnt and may only be extended by mutnal wriueu agreement of the parties. 55 (0) Cc:rtain time. .periods are.pn>-printed in this AgRement as a CODVeI1icnce to the Buyer and Seller. Any pm-priDted time. periods." ~ 7 . and may be c:haDged by sttiking out th(: prc-printed tat lIIId iDaeding a diffca:nt time pc:riod lICCepClIbIe to all pm1ies. 57 ....._ SC ~ (}...t...l AIS.2I<....l". ....._ .-'>. : ID. FUll ~- ~ef"..rof OOPYIUGJI'J'PBNNSYLV~ASSOCIAnONOI'JUW3'()ltSe2llt2 REA1J olm ..-...--..- so 51 52 53 s.c llIl 6f 62 63' 64 65 66 67 68 69' '7Il 11 ':72 ',3 74 75 76 T/ 78 79 '80 81 U 83 84 85 8lJ .tT ill 89 :90 91 '92 93 '94 85 96 "91 98' 99 100' 101 -102' . . 10a . :,04 ..Jll!!.. :'.::..' '.. .1JO, ' . ,.111 < 11~ . .113.. : ,..114 ,115. ., H~ .11.7 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 . 134 135 136 137 138 I. 140 141 142 143 144 145 60 6.. .MOIn'GAGE CONTINGENCY (1-02) o WAlVFD. This sale is Nor COIItingent on mortgage fmaneing. ~EtEc1ED . ' , '. (A) This sale is conlingeot upon Buyer ~ng ~ financing as follows: . . .~. =':::-~~r, ~........... ..... . 4: :. ., Interest rate J.,..,31 S ~ however, Buyer agrees to accept the iuterest rate as may be COIIIIIIibd by the mortgage IendeJ; not to S7 exceed a maximum interest rate of 8, !>1S %. ' ,'. : S. ". DiSCOWlt points, loan OOginalion, loanp~t and od1er fees charged.!JY the lender :w a ~c of the mortgage loan (exdllding S~ any mortgage insurance premiums or VA funding fee) not to exceed ~~ (O% If DOt specified) of the mortgage loan. 70 The interest rate and fees provisions requinxl by Buycl"'luesalisfied ih IIlbrtgageleBdet'makes' cwaiJable to Buyer lIie-right to' gllllIlUltee an 71 - iiltcmst rate at or below the Maximum Intaest Rate specified herein with the ~ fees at or below the amount specified herein. Buyer n gives Seller the right, at Seller's sole option and as permitIr:d by the mortgage lender and applicable law1Ii 10 :ContribotefiuaDciallYi wittioot. :.n promise of reimburseineDt, to the Buyer and/or the mortgage lender to make the above terms available to Buyer. 74 (B) Wltbi'llJO;DA YS O(ldaysifllOt specificd)'of1he execiJtiOD of -Ibis A'green'Imt, Buyer wilhnib a COIl1pIeled,'writttn lllOItIage application .' 7f for the ~ tennsspecified above to a responsible mortgage lender. 1.'heBt'Oker for Buyer, if amy. otIienrilIe'tbe Broker fot- SeU.erj.is 75 " .aathOrized,'to ~"""'te wlfhtlR;f1~ ~ rill" the purposes of assistiug in Cbe ~ 101m process. (C) 1. Mortgage ......onihnPnt date ~; Ita written commitmcBt is not'receivedby,Sdler.by cheabovedate; Buyer 78 and SelIer...-.:e to estendtbe mC>I1pge eommitmmt date uutil SeDer tenaiDldes Ibis A.gnmImt in wridDg byDGtice to Buyer. 79 2;' Upon rec:eipt Of a IJIOJ"tglIge commitnlCllt, Bu.yerwill promptly deliVCl' a copy of_ commitment to. SeIter.. 3. Sellec has the optiOn to tenninate tbisAgreciQentin writing, after the mortgage commilmClll date if the mortgage conunittnent: a. Is not valid until' the 00te of .settlement, OR b. .Is COIlditioned.upon thesaJe:IUId.8dtleme&tof any-odlerproperty,OR c. Contains any othec condition DOt Specified in this AgreemenUlw is not satisfied and/or removed in writing by the mortgage lender widrin---1- DAYS aftertheJDOrtPFo-".._.I'..- dafeia~ 6(C) (1). 4. If this Agteemcnt is laminated as specified in ~ 6 (C) (1)<< (3), orthel1loltpge loan iscnor obtained fursc:ttlement, aD deposit monies paid on lICtOUlIt Of purchase price will be returned to Buyer. Buyer will be respoosible for any premiu.n1s for mechaDics~ lica insurance and/or title search, or fee for cancellation of same, if any; AND/OR anypremiums for fIocid insuraoce, mine subsidence iDsu.rance and/or fire insur- ance with extended coverage, or cancellation fee, if any; AND/OR -any appraisal fees and c:I1arge&paId in lIlIftiIte-to the 1l1011g3ge1elider. (0) If the mortgage lender requires repairs to the Property, Buyer will, upon receipt, deliver a copy Of tbc ~ )ender's requiIcmeDts to Seller. Seller will, within ~DAYS of ieceipt of the mortgage lender's 'Q{..;'",nedtS.Jioti(yBuyerwbdher SeUei'.willmake the n:quimI.R:pairs at SeDer's Cltpense. 1. If Sell<< chooses to make the required repaiB, Buyer will accept the Property and agree to the RELEASE set forth inparagrapb 25 of this Agreement. 2. If Seller chooses not tomaJre. die i'eqtiired. repaiis;or ifSeller&iJs to respoadwltllln.Qle:tiDle.gifta; Buya- will; within ~ DAYS. 95 nlllify Seller in wriling:Of'Buyer1schoiceto terIninide this A~lOR:inakc ttien:quiiedRpllin; at.Bliycir'sCltpellse aodwilb Seller's '96 permission, which wi-Ihot be ~libly.withhe1d.1f SeIleriJenies B!IYupemiissiOOlO make1be requimltepilUs; :Buyennay; withln97 ~ DAYS of Seller's denial, femUnate this Agreement, in which case- all depoSit.monies praid'tlnlfCOOunt of -purcbase piice will be. 9$ returned promptly to Buyer llIId this Agreement will be VOID. 99 (E)r:~PLICABLE :: 'O"'APPUCABLE. Sell.el"'willpay:. . .. 1112' ".0 $ . :-...max.iRlURI,towardBllyer's'CoslS"35pennittedby~mo~ieoder,' "103 "0 ......,.... Si 62 l':1 &1 l>> sa '68 n ~ 61 82 83 84 as 86 87 88 ,89 so 91 92 93 !14 '.104 105 1.llIi ,:. . ,up. 1011 FRANA, IF APPUCABLE . ,(F,). It .is e~ly agreed that notwithstanding any other provisions of this C01IUlICt, Buyer will not be obligated tD complete the purd:we .of the 106 Property desaibed herein or to iOaJr any peoalty by forfeiture of earnest money deposits 01' otherwise unless Buyer has been given. in accor- 107 dance with HUD/FHA or VA mquirements. a written statement by the Fedeza1 Housing Commissioner, Veterans Administration, or a Direct 1011 :.<.' ~ment Lender setting forth the appraised value of the Property of not less than S (the dollar 3II1OUnt to be 109 ~ is the sales price as stated in this Agreement). Buyer will have the privilege and option of proceeding with COtlSIU1IllIIlton of the con- 110 . . ~witbout ~ to the amount of the appraised valuation. The appraised valuation is. arrived at tD deIennine the maximum mortgage the 111 " .~ of Housing Iind Urban Development will insl1lC. HUD docs not warrant the value nor the c:ondition of the Property. Buyer should 112 . . :$llt!sfy himseIflberself that the price and condition of the Property are accepcable. 113 ..Wan,dDg: Section 1010 of Title 18, U.s.C., Departrocnt of Housing and Urban Development and Fedcnl Housing Administration H4 . ~,provides, "Whoever for the pmpose of. . . influencing in any Way the action of such Department, rnalres, passes, utters or pub- 115 .~ any statanc:nt, knowing the same to be false . . . shall be fined under this title or imprisoned not more than two years, or both." 116 (G) V.s..Pq.altwebt alHoasiag aud UI"ban DeYdo'pmeDt (BUD) NOTICE TO PURCHASERS: ~ s ~"'hd&--t 117 o Buyer bas received the HUD Notice "For Your Protection: Get a Home Inspection" (see Notices and InfonnatiOll on Property Condition 118 Inspections). Buyer ~ the importance of gelling an independent home inspection and has thought about this before signing this 119 AgJeement. Buyer understaDds that FHA will DOt psfurm a home inspectioo. nor su- the price or condition of !be Propaty. 120 BuJet' s 1Di0ab: Date 121 (H) Certifkation We the undersigned, Seller(s) and Buyer(s) PartY to this transaction each Certify that the lerI11S of this contract fOl' purchase are 1~ true to the best of our knowledge and belief, and that any other ~t entered into by any of these parties in connection with this traosac- 123 tion is attached to this Agreement. 124 7. ~O~~~ 1~ (A) Seller agrees to pennit inspections by aulhorized appraisers, repulable cc:nifien, iDsurec's repi.f;SC;o.tatives, surveyors.lIllIJIicipal officials and/or 126 Buyer as may be required by the mortgage ~ if any, or insuring agencies, SeDec t'unIIa- agrees tD permit any other inspections required by 12i or provided for in the tenns of this Agteement. Buyer has the tight to attend all inspections. 126 (8) Buyer rescnes the opt tD JDakc a pre-sett1ement walk-through inspection of the Property. Buyer's right to JDakc this inspccIion is DOt waived 129 by any other provision of this AgRement. 130 (C) Seller will have beating IIIId all utilities (includiog fuc1(s)) on for the inspections. 131 (0) All inspeana, iDc1udiDg bome iDspcctors, are IIIJtIIoriud by guyer tD provide a copy of any reports to Brotec M Boya:: 132 8. PROPERTY INSPECI'ION CONTINGENCY (7-04) 133 Other provisions of this Agrcemcot may provide for inspections and/or certificaIions that are not waived or IlteRd by Buyer's eJection bete. 134 o WAIVED. Buyer lDIderstands that Buyer has the option to request inspections of the Pnlperty (see Propmty Iuspectim Notices and 135 ?J Enviroomt:ntal Notices). BUYER WAIVES lHlS OPTION and agrees to the RELBASE set for1h in paragraph 2S of this Agmcmeot. 136 ~ ELECTED ,e:::" 137 (A) W'Jtbin -----Gl. DAYS (15 days if DOt specified) of Ibe execution of Ibis Agm:mcDt. Buyl:r, If BuJa"'s c:xpt:MC, may choose ID have inspec- 138 tions and/or certifications completed by liceosed or odlCtwiIc qua1ified profcssionaIs (see Property Iuspeclion Notices and EnvironmcDtaI 139 Notices). This contingcocy does not apply to the {ollowing exisl;ing c:aaditit:xm and/or items; 140 141 142 105 '* (B) SbooId Buyerelccr to have aboJne inspection oflbe Proper1;y. 85 definc:d in lbePamsylvauia Home Inspection Law, (seelDfonmdon ~ "'__IAw) -""""_....._"'...._.._-"........~~T ,a ation, or by.. a penon sopenised by a full IIIllIIJber of a DItionaI home iospecdon -oM~. in lIICCClId1mce with the eCbic8l.'. 8IlIIIduds and 144 of ~ C ~ of that ~on. a liceased or mgistaed prola;sionaI ~ or a liceased.orn:gistesed an:bifect. 145 ~ IIdfJaIs: - ~ AlS-2K.... 2 018 Seller IDifiaIs: 146 1.,. ~ If Buyer is not satisfie4 with the condition of the PropertyliS'stak:d in any written report, Buyer will: 147 '18 'x Op'loII L WJdIiD the Iime- giveD for CGIIIpIetiog 1Dspedioas: . . . .' . .. ..' 148 149 - t Aa:eptdiel'l'qlerty withtlie infmnatiOn stiudinthereporl(S}8nd-agreeto the RELEASE setflxtb iupatagniph 25 of tbis Agfeemi:Dt, OR 149 161l ,1. TerlDiDatetbis~tiitwritiiigbynoticetri SclIei'; in Which ease all deposit monieS paicfonac:c(lunt ofpwcliascprice will ben:tumed 150 1St prOoJptly to Buyer and thiS ~t wiUbe VOID~ OR '. ..' . '. .... ....... 151 152 3. Eilter into a niutDally aCceptlIbJe Written agieemeItt with SeI1ec~. for my n:pairs Ql" improvements to the Property and/or any credit 15Z 153 ~ to Buyer It Settlement, as may be aCcepcablero die mortgage ~. if any. .'. . .' .. .. . .. 153 154 Should efforts b)ri:Iiclia ln1ltl1ally accepllIb1e~ fail; Boycicmustchoc:iseto aca:ptthe Property ortenniDate lhisAgJmDeJItwithin 154 155~b . the time given foHOP~Qg ~ and~ to the PfOvisions~pII[lI8I'IPb,3(C) (Option 1) II11!4i 2. 155 ". -~ -..-.......-...-............, . _..~ .,_' ~25oflhi...A..............t 1,~ 131. 1. Accep( the PropertYwitb the iDfOi1l1atiOiiStated. in thereport(s) and agree to the~.. setJoo.w m 1"""&"'t'u' s~~_., . ~I 158 UNLESS the total Cost to COIItCt the ecinditions contained in the report(s) is more than S. . . . 158 159 2.' If the t6blJ. cost to com:Ct the eonditiollScOntilined m d1e rePott(s) EXCEEDS theatnount specified in paragraph 8(C) (Option 2) I, 159 160 Buyer Will cIemer the repoI1(s)to Seller wItbbi the. dine gift& for bI$pecIioiL 160 161 a. Seller will, witbin -.:l......- DAYS of ~ving the report(s), inform Buyer in writing of Seller's cboice to: 161 162 (1) Make repairs before settJementso Ibat~t'e1llaining oostto .repair conditions coutaincd in.the report(s)is lesstban or equal to 162 163 the iunoUnt specified in paragraph 8 (C)(Option 2) 1, .. . . '. '. . . . .. '. 163 164 (2) Credit Buyer at settlemeDt for the difference between the es1imated cost of repairing the conditions cOntained in the report(s) 164 166 and the 8lDOIint specifiedin-puagrapb g (C)(OptiOlt 2)1. 11Us optioa must be acceptable to the mortgage lender, ifany. 165 166 (3) NotllJllk:erepairs and not credit Buyer at settIemmt for any-costs tott;pairconditioDs 00Il1lIined in thereport(s). 166 161 b.lt Seller chooses. to make repairs oraeditBuyer at seulementllS specified in paragraph 8 (C) (0pti0D 2) 2, Buyer will accept the 161 168 '. 'Property and agree to the RELEASE set forth in paragraph 2S of this Agn:einent: 168 169 C. If.SeIler cboo6cls. DOt_to make repairs and not to .cn:dil Buyer at seulement. or if Sell<< r.os to c:hoose ail, opdQD witbin the tiDae 169 170 givea,Buyerwill, within~DAYS: .' ". .' . '. '.' .... 110 171 (l ),A.~ the Property with the iilformation stated in thl: report(s) and Ilgree to the RELEAsE set forth in paragraph 25 of Ibis 171 172 AgreemCoI,OR ....... ....... . ..... . 112 173 (2) Termiuatetbis Agreellieo1in Ymting by notice to Seller,in which case all deposit IDODieS paid on account of pIl"ClJaseprice will 173 174 .be>~prOmpt1y to Buyer.~Uris Agreemept will be VOID. . 174 175 9. WOOD INFESTATION JN$!'EcnON CONI'lNGENCY(1-G2) 175 176 0 WAIVED. Buyer undenltandstbat Buyer has 1beoPOOII ton;quest tbat the Property be inspected fur wood infestation by a certified Pest Control 176 ~~.' )( =:~ WANES.1lIISOPTiON lUId~yi_theRELEASEsetf~ in p&m&raPh 25oftbis~t. ~: 179 . (A) Wl1bin --1..!i- DAYS (15 days if not specified) of the eixcciition of tbis~ Buyer, at Buyer's expcnsc, will obtain a written "Wood- 179 '841 .' .))esp.oyiDg ~ InfestlItion ~ Rqlorf. from~'~ Pest~.Openitor.and wiD deliver it and all supporting documents and 180 181 . cnwings:Providedbydie PestCotittO_ 0perat0C~ ~:Tiiereportistobe .Dade Sli~ 1O~ incompliance with aj,pIicable laws, moJt- 181 182. .me ~ and/6I'Federa1lnsuringandG~ng~~ujrements,ifllllY".iinspection will.include all readily visible and 183 ' accessible areas of all !llmcturCsOll the Propefty except the follO\\'iJ1g structures, wt@hwill notbe inspected: 184 185 1~ '~. 188 189 190 JIl:l 192 1\13 194 195 '116' 197 '?, '199 200 201. 202 2lI3 204 2lJ5 206 ZJ1 208 Z09 210 211 212 213 214 215 216. 217 218 219 22lI 221 222 223 224 225 22& m 22lI 229 Z3lI 231 232 = 192 183 184 185 186 187 188 189 190 191 192 193 194 195 196 lP1 198 199 200 201 202 203 204 205 206 201 208 209 210 211 212 213 214 21S 21.6 211 .21a 219 220 221 222 223 224 225 226 221 228 229 ~). Jftbe. ~J,"!lve;,ds evKkmce of active ~on(S), Seller agrees, at Sell<<'sexpense i!DCItief'ore set:lIcolfmt,to treat foraccive infesta- .~llj;'in~with.appIiclib'elaws_, :., .. '. . ........... ......... . .' . ..... .< ..... .'. .' . . (9 Ifdie_~on~e8lS ~fromlldive_~s) orpRlYiousinfestation(s);I~uY~atBuYer's expense, has 1he ~ to,obtlIin a writ~ ....:;~~~t~~~::=:n;~:::;:-:=~~~mA.:~~~~~~ .' . ~Wiihin ....l.-.I)A~ ~,dC1i~ 1iie. originali.osPecti.on IqKllt. . (D)Wi~~l>AYS o(~vmg d,1C ~ ~ iqiQrt and coaccti~ proposal,SeUer will advise Buyer~ Seller will repair, at . .. ::. ~'~eXpc~ .llIkIbet~~~I,. iu1YstlUct1lIll~ from active oqll'evious hIfestatiOn(s). . .' .... . '.' . (E) If SeJlef ChOoSes to repiUr structurid ~ reY~ b}':~.Jq)OI'l, Buyer agrees to accept the Property as a:paired and agrees to. the RELEASE set forth in paragraph 25 of this ~t.. . - (F) If Seller chooses not to repair SUIICtUI'lII damage revealed by the report or r.os 10 rapond withiD the time gi'ftD, Buyer, within -L- DAYS, wiJ}notify'SeIler in,writingof Buyer's .choice' to:- ..~.. I. Accept the Property.with the defects ~. by lbe iDspectioo, without abatement of price. and agree to..1he RELEASE.set forth in pam- grapb2Soflhis~OR" ,- .... .... . ..... .... . 2. . 'Make the rePuiSbefimi ~ if ~ bY die JIiort8age Iendei-; if 1Dy, at Buyer's Cxpc:Ose IDii wiih SeUCr's PciMission; Wincb ~ ~ ~ l1J!1'ClISODIblrwitbbeld,in~icbcasC BuYer ~ ~ Propcrtyandagmes to tIIe.Ra.LEASE set forth.in P!lJ:'8iI'lIl1b 25 of this -J\,~ .lfse~ ~ BU~ ~~01.1 to. ~ theJ1iiiajrs. BUyer may,Witbin -L DAYS of Seller's deniai,.tmuiDate Ibis - AgrcciDeDt iti writIDg, n1Wbicb case aiI~t mOPies paid oii acixnint of ~ price Will be returned promptly to Buyer and this ~t will be VOID, OR . . . 1. . TaminaJe tbisAgreement. in which case alltlepositl1'lOl1iespaid OIl 8CCOuntofpun:base prieewillcbe returned promptly.to Buyer and this Agreement will be V.OID. 10. RlmDENTIALLEAD-BASED PAINT IIAZAIID REDucnON Act' NOTICE REQUIRED FOR PROPERllFS BtJILT BEFORE 1978 (1-G2) o Nor APPlICABLE. . . . ~ APPLICABLE (A) Sella" ~ 1hM SeIler.has.DO toowJedge COIIl:aDing the presmce oflead-basal paint and/or lead-basedpaint bliZlIIds in << about the Property, unless cbcckecl below. 0-. Seller bas knowledge of 1he praence of lead-based paint and/or lead-based paint 'biizladsin or &bout die Property~-(PrOVide the 'basis'fot detmnining that J.ead..besed paint and/or hazards -exist, the locatioo(s), the ~tion (!f ~. painted lIl,ll'Cace$; ... oth<< avaiblble infOl1llll- tion concerning Seller's knowledge of the preseace of ~ PIlint aodIClI" ~ paint huanIs.) .. (8) ReconIsIRepoa1s SeI1cr bas DO RlpOttS 01" records ~glo ~ paint and/or leac1-based plIinthazards in or about the Propcrty, unless checked below. O. Seller has provided Buyer with all available records and tepQrts pertaining to Jead.based peintandlOl" Iead-bued paintka;1;alds.in or. ~ the Property. (List documents) 234 (C) >>ayer-'. AdmowIed&aDa1t: Buyer bas ft,cejyed 1he (IIIPlPblet Protti:i roW- Ftimiiy/rrim Leod in TourHome and bas.Jtiad .tJiC. Lead Warning Statemeat COIIIaiIII:d in Ibis Agreemcot <lICe En'liromllcDlal NotiIlCll). B~ bas ~ ~s diIc:Iolslm: of koownJead-bllllcd paint and/ot :::S~~ ~~ ~.10(A) andJlas ~ved1he moonts and lCpOl1SpedaiWng to lead-bllllcdpaint aodfor Iead- Buya-'.1DitWs fCIeu . . Date \\-\\-'bLP (D) RlSKASSFSSMENI'JINSnCnON: Buyer IdnowIecIp tbat bdlR BUFis~to\ll1y. taIicIeudaldwdtin&built~ 1978, Buyer biIs -12...- DAYS to eooduct . risk IIlISC8SIDeIIt or inspection of the Propcny for tbe prac:occ oflead-bl8cd paint mdlor Jcad.based paint hazmds.. ~AIVFD. Buyer UDdetstaDds that BoyeI' bas the rigbt to conduct a risk U8C88IDIlIIt ot iDspectioa of the J>roperty to detaminc the.presence-of 1ead-based paint zwJ/or Iead-based paint bazIrds.. BUYERWAlVES'IBIS RIOHr 8Dd agrees to the RELEASE set forth in paraaraph 2S of lhis~ . 230 o BI.BCl1lD 231 1. . Buyer, at Bayer's expeose, chooses to obtain a risk assessment tIIJIJIor inspection of the Property for Iead-bascd paint lIDdIor ~ 232 ~ ifszmb. Tbc risk assessmeot and/or inspection win be c:ompIelIcd within --1n....... DAYS of the execution of this ~ 233 Buyer fIIfdaIs: ~ AJS..1K.... 3 aU Seller IDiIWs: ~ 234 235 ~ . 237 238 239 240 241 242 ;243. 244 245 246 241 '248 249 - 250 .251 252 253 254 255 256 251 256 259 16ll 2&1. 262 263 2M 26S '266 29 268 268 .m 271 m . 213'. 214 2~ 216 _.~m.. 278 ,.219.' 280 2B1 292 283 284 2.85 286 2B1 288. 2B9 2llO' . 281 292 293 294 295 296 2B1 298 299 30G 301 302 303 304 3G5 306 307 308 309 310 311 312 313 314 315 3111 317 31. 319 320 321 322 2. Withia the time set forth abo'ft for o~the riSk~t. 8JIdIOr iIiSpedi\)D'Of the Propeityf_W-based peiDt and/or :!3S lead-based paint bazards, Buyer may deliver to SeDer a written list of the specific hazardous conditioos cited in the report and those 236 . .' corrections requested by- Buyer, alOllg. with a.copy(jf 'the risk: assessment and/or iDspe(:tionrepOn. m . 3. Seller may, within-l.... DAYS of receiving the list and feporl(s), submit a wriuen cOrreCtive proposal to Bnyer~;The COIrective prOposIiI 238 will include, bUt not tle'1imited to, thenameofthemnediation company andaptojected completi6ndatefotcorrective'tneaSureS~ Seller 239 will provide certification from-uisk assessor or inspectottllll1 C'OmlCtive measures bave been satisfactorily' cOO:IpIeted on or before the24G projected coB1pICtion date;' . ." . '. '241 4. Upon receiving the corrective proposal, Bnyer,wilhin --L DAYS, will: 242 a. Accept the coaective proposal and the Property inwriling, and agree to the REI..EASE set fcnb in pangrapb 25 of this Agreement, OR 243 b. Tenninalelhis AgreCntent io' writing; in wblcb-e'.iSe aU deposit monies paidon;accoont ofpUiebase price:willberlltt1i1JedprOmptly 244 to Buyer and this Agreement will be YOID. . 245 5. Should SeDer. faB to submit a written coITective proposul within the time set forth in paragraph 1O(D)3 of this Agreement, Buyer, 246 within ---1- DAYS, will: 241 ..a; Accept die Property.in writing, alld: agree to'the' RElEASE set foIlhin paraaraph 25' ofthis' Age:emlmt, OR' . 248 b. :Tenl1inattthis A:gJeemenliri writing; in which cilsesll deposit JiWDiespidd 'oi\ac:c6unt 'ofpurcbase ~ will be IelIirtIl:d promptly.. 24.9 to Buyer and this Agreement will be YOID. 250 6.. Buyer's faBure to exercise any of Buyer's options within the time Jmdts specified in this paragraph will CllllStitutell WAIVER of 251 this ~-liBd:BUyer lUXfJPfs the Property and agft<eStothe RELEASE setforlb hi paragraPb25' aftiSAgreeIiIent; 252 (E) CertificatiCln: By signingtbi'l~BuyerandSeDeccertifythe accuraCyof1heirrespeclive ~ts~.to the best oftbeirImowJedge. '. 253 lL STATUS OF.RADON (1-02) 2S4 (A) SdIer represents that Seller has. no knowledge concerning the presence or absence of radon unleSs cbected bc:IOW. 255 o 1. Seller has knowledge that the Property was tested on the dates. by the methods (e.g., cbarcoaI canister, alpha tnlck, etc.), and with 256 the results of all tests indicated-below: 257 DA'IE TYPEOFTFSf.-RESULTS (picocuriCsIIittr.OI:workinglevels) zsa 259 260 261 262 263 264 2Ii5 . 266 K=~~::C~the~i\to~tbat~~be~forl1M!on~a=ti~~(seeBnviron- : mental Notices: Radon}. BUYER WAlVESTHIS 0P110N aJid'iigrees to thel~EI.EASB iletfottlt in paragnipb'2S of'dUsAgRentent. 2&9 o BLBCTED. Buyer; arBnyer'seXpeose.'basd1etiptionto-obt8ill,fronull:cflifidlinspeCtor, anidOn,1I:8t llfdJePropeitY,'and WiIldeli1ter'acopy .270' of the test report to SeBei'within~ DAYS'(lSdays ifllOt specificdrortbilllXClCUtioooflbis:Agn;emc:at.;(~~NOlices:27j' Radon) _ '. ' , -' . 212 '1. If.the test reportrevealnbe preSenCe ~beloW 0:02 Werldnglevels (4.picocbries1litet); BUyet acceplS dMl J>reiperty'liiKlagrees to'die . 273 RELEASE set forlhin paragrapb25.of this Agteemei1l. . , ;. . 214 2. If the test report reveals the presence of radon at or exceeding 0.02 working levels (4 picocuriesllitcr), Buyer will, withiil:......1..-. DAYS tT5 of receipt of the leSt results: 276 D. -.Option! . '-,...-- ..... ", m a.' - A~tbe Pro{Imy'in writing.andagn::e.to tbe:RElEASE.set~ m>~ 25-'Ofthis'~'OIt.. -':278 .b. TeniliDate this Agrilement inwriliRg.in.whic:he8$e' alldeposit UilelnieS paid~Qf~~will ~~:promptlyto Buyer 27&- and this Agreement wiIllJe:YOID, OR: .' .,' : WI c. SUbmit a written, COITffCtive pIOpoSiIl to Seller:TIie'COITeCtivepl'OpOSaI wiJI'iilclllde; bilt rIOtbe-limited:to; lhe'1I8iIte Of die t:ertified-miti" , -281 gation compariy;piovikions fOi payment,"idc1lSdingrdmS; aDd & ~ cOmplet1ti1fdlileitbt1iomlctive 11ieaSutes.. ".' - . . '.282 (1) Within -L DAYS of receiving the conedi\teproposal; SeJlet:wiU~ ., . . ." . . , '283 (a) Agree to the renns of the cu-rective proposal in writing, in which case Buyer accepts the Property and agR:C:S to die 284 RELEASB.setfmtb.mparagtapb1.li:ohhi&Agree8leDt, OR. ~285 (b) NOt ap rodJe terms of the ~ve\XOposal; ." . .'$ (2) Should Senel'notilgiee to- the Il:mIS oft!ic COiR!Ctive' proposal OF jf.StllerlJiilsto mpond- WithiJr the fhile giveIi; Buyer Will; williin 207 -L DAYS,.elecr.to: . . '<186 (a)' Allcepttbe~.inwritiiig:andagteettHheREl..EASE set:fOr1h-inparilgrlipli'2SOfdiisA~ OR;' ,..; 2S9' (b) 1enninate tbi5AgrcemeJ1t'ilf'wriling,'Uf.which-c8seilll:deposit lBOnies"paidoo acooimt'ofpuidillsiqirice.WillbC retIJIDed. - 290 prompdyto Buyet:and:this.Agn:ei1leDtwilttieV0ID. . ..,' . '291 2112 293' 294 al5 296 'J!j7 296 299 300 301 302 303 S04 305 306 307 - 309 310 311 312 313 314 315 316 317 COPIBSOF AlL AVAILABLE TEST RBPQRfS.will bulelivefed to--&yerwitb1bisAgreement. SBl...LEROOFS'NOT WAR.- RANT El'IHBRmE MElHoas OR RESULTS OFTBE'TESTS. o 2. Seller bas knowledge that the Property underwent radOoR:duc:tion measures on tbedate(s) and-by tbC Il1ethod(s)indica1cdbelow: DA1E RADON REDUCTION METHOD \,".; o 0ptl002 a; Accept the Property in writing and agree to the RELEASB Bet forth in paragraph 2S of~ Agreement,'OR-' . b. Submit a written, corrective proposal to SeDer. The corrective proposal will include. but not be limited to, the name of the certified miti- gation company; provisions for payment, including retests; and a pro~ 00IIlP1etion dam for com:ctive measures. Seller will pay a max- iJmun of $ towlIId the total f.XlSl of remediation IlIld R:U:Sts, which will be comp1ered by SCUlement. (I) If the total cost ofremediation and retests EXCEEDS the amount specific:d in paragraph 11(8) (Option 2) b, Seller will, within -----L- DAYS of receipt of the cost of remediation, notify Buyer in wilting of Seller's choice to: (a) Pay for the total Cost of remediation and retests, in which case Buyer accepts the Property and agR:C:S to the RELEASE Bet forth in paragraph 2S of dais Agreement, OR (b) Contribute toward the total cost of remediation and retests only the amount specified in paragrapb 11(8) (Option 2) b. (2) If Seller chooses not to pay for the total cost of remediation and retests. or if Stner fails to choose eItber opdoa wilhia the time glveD, Buyer will, witbi1L.1- DAYS. notify Seller in writing of Buyer's choice to: (a) Pay the difference between Seller's contnDution to remediation and retests and the ac1ual CXJSt \hereof, in which case Buyer accepts the Property and agR:C:S to the RELEASB set forth in paragraph 25 of this Agreement, OR (b) Temlinate this Agn:ement, in which case all deposit lDonies paid on account of pon:base price will be retutned promptly to Buyer and this Agrecmentwill be YOID. U. STA'roS OF WATER (1-02) (A) ~~represeats that the Property is served by: ~ Public Water o Oo-site Water o Community Watft" o None o ~ WATER SERVICE 1NSPEC110N CONTINGENCY ~ WAIVED. Buyer- acknowIeclgerl that Buyer has the option to request lII1 inspectico of the WlIIcr service for the Property. BUYER WAIVES 1lDS otmON and agm!S to the RBLEASBset fudh in pangrapb 2S cf dais Agreement. o BI.J3C'I'PJ) 31e I. ..,........._-_DA..(1S........_of..._of..._....._~:.7.. 319 . to ScIkr a written iaspc:ction report by . qualified, ~ WlIIcr II:8ting c:omplIIIy of the quality and/or qumtity of !be watec '. 320 BuJa' ....... <,c t ~ AJS..2K Page 4 ell Seller IDidIIIs: ~ . : ;l2:)' >>t. 325 326 327. 328 . 329 330 331 33Z 333 334. 335 336 337 338 339 340 341 3C 343 344 34S 346 347 . 348 349 350 351 352 3S3 3S4 355 3S6 3S7 ' 358 359 360 361 .. 3S3 364 365 366 367 36lI 369 370 371 372 37:1 374 375 376 m 378 379 380 381 382 383 384 385 386 387 388 38t 390 391 392 393 394 395 396 3!17 3lI8 399 400 401 402 4llI3 404 405 406 4f17 .. 409 410 2. Sella: agrcestO localCand.prOVide acceSs to the~(orindividDal}water system, if applicable, ,at Seller's expense, if required by the inspection company. Seller also agrees to restore the Property. at SeIler's expense, prior to settlc:ment. . . 3. If the report reveaJs.thatthe water servicCdoes notmeeUbe miDimum~()fanyapplicable govemmentalllDlbority andIorfails to satisfy. the requirements for quality andlor quantity set by the mortgage \ehdeI". if any. then Seller will. witbin......l,.,. DAYS of receipt of the tepOrt;1lOtify Buyedn writing of Se11cr's choice to: . . . '. . . .. . '. . . . . lL . . . Upgrade the water service to the minimum acccptableIcvcIs,beforc sCttIeiIient; in which case Buyee aa:epts the Property and agrees to the RELEASE setfodh in paragraph2S of this Agreement, OR b. Not upgrade the water service. 4. If Seller ehoo6es 1lOt tl) upgrade the service to miniJimmacceptableleve1s-, otfailsto.JeSpOIId WitbiD: tile tiDie gmo. Buyer will, within ~DAYS. either: ' . lL. i\c:cept the Property and the water service.and, if requiJl:d by tbe mortgage lender. if any. and/ot my governmental authority. upgrade . the waretStriicc befur8'seUlement or widiin'the 1imCR:quired by the mortgage leuder. if any. and/or any govc.iJmeofa1authority.at ..' ....8uyec.s expciiSe and with SeIJa-'spcnnission.WbiehWill not be ~y Wi1hbeld. and.pee to the RElEASE lIdfodhin para- grapb 2S 'Of thisAgreemenl. If senecdeoies Buyerpennission toupgiadethe water. seMce.Buyer may. within~ DAYS of Se1Iec's dCniaL1I:IDIioale this AgnleoIentin wriling,.m whiCb casCaIl depOsit mtliIics paid On acXoiJDt of puidWc price wiD be retUmCdprol1lptlyto Buycrand this ~ willbcVOID.OR b, . TmniJJll1ethis AgteemeDtm writing, in wbicll ease aD deposit monies paidonacCoontofpiuclilisc pricewillbc n:tUIDCd promptly to Buyec and this AgreementwiU be VOID. 13. STAnJSOFSEWER (1-02) (A) Sella: representsthal the Property is served by: ~ . =~-lot Sewage DisposaI.Sysrem (See'Sewage Notice I) o lDClividual On-Iot Sewage Disposal System in Proximity to Well (See Sewage NoIicc I:sec ~ NOtice 4. if applicable) . (J CommunitySewagc DiSpasal'System o 'D:n-aI::rePennit BxempdOll (See Sewage Notk:e 2) o Holding Taut-(SeeSewagc Notice 3) o Nc:ine{See Sewage NotiCe I) o NoneAvaiJabIeIPerink Limitations in Effect (See Sewage NotiCe 5) o . .... ..... ...... . ." .' ..' . ...... ...... .. ~'.=~~~===:=:;t:=~~~lOtscwagedisl-l~ofme~.BUYal WAIVFS nns OPllON and apes to the RFLEASE set forth in paragraph 2S of this Agmlmei1L o F.LF.CmD . 1. Buyer bas the Option, within ~ DAYS (15 days if not specified) of theexccution of this Agreement and atBuya-'J expense, to deIivet to &lIei' a.written IDspection report by a ~ professionaliDspClctor of 1he individual on-Iot sewiI&e disposal syslan. 2. Sel1er. at Seller's expeose.ligrees. if and as requinid'by1he iDspection (:ompaiiy.to IOcatti, provide.aiess to imd empty the individual 00- lot sewage disposal system. Sel1ilr also'apesto ti:slOrethe~; lltSella"'s ~ prior to settlemePt. 3. If the tqJOrt reveals defectS. that db . not.require expaiIsiOn or. ri:p1accnient of me. eXiSting . seWage' disposal system, Sel1er will, wi1bin ~ DAYS of receipt of the report, notify Buyer in writing of SeIICr's choice to: . a:. . , Cotrect the defects before sCttIement; includilig ~ 'at Seller's expcrise" ill' 'il'bich'calle Buyer accepts the Property and agn:es to the RELEASE set fanb in paragraph 25, of tbis 'Agri!emeDt,.OR" b. Not com:ct the defects. 4. If Sellei' chOOses not'tocorrecttbe def<<ts, Ol'ifseDctfails fOnspoad Wilbililbe dine aiWD. Buyeewill; Widiin:::.:...L DAYS;eitbei': 'lL ." Accept.the Properly and the systemlllld, if tequired by'tIle IJlOrtpge 'hiiIdeir; if any; 8DdIoi"lIIIy gOVectImenliaI alJdioritY.correct the defects befomsdtIement or within the time tequired'bYttie~ Iieuder; ihny; lI1idItir any govemmentiIlllll1bodtY. at Buyer's sole expense and with Sel1er's pcnnission. which will"'not be 1IIIi"eiiSonablY'withbeld; aDd agree to the RELBASE set fOrth in para- graph- 25 oNIUs ~l If Sel1er'dcnieS BIiyec pennisSionto COti."ef:t me dCfctts', Bliyer may. within- -L,DAYS of Se1Iei"'s denial, tenniDate this Agreement 'in Writing.mwbich case 1i11'depOSit inoilicis'paid On account of pun:base price wiD be returned prompdy to Buyer andtbiS AgJ=mcDhvill be.voio; OR. . b. TenniuatethisAgtecment in. wri~ inwhicb -case all'deposit nionicis paid on account of purchase price wiD be returned 'promptly to Buyer aIid this Agreement will be VOID. 5.. If the report revea1S'thebl!edto eltpalldorreplace tlleeltistingindividualou-lot sewage disposal system, Scllermay, within---2.S....... DAYS of receipt of the report. submit a corrective proposal to Buyer. The correcdve prOposal will inclooe,but not be funiuxl to. the name of die remiidial:iOtl company; ;provisions <!Ocpayment; iriellJding R:IeSti; ;md a 'projl:ctech:ompretiOll dale fur.oofiecIivc mCaswes' Within ~DAYSofm:eivingSellet.s comi:tiveproposat; or-ifuocorndift prapoiad ls~wifIIbi the'dine aIna. Buyer will; lL Agree to the tenns of the corrective proposal. if any, in writing, in which case Buyer accepts the Property and iIKCS to the RELEASE set forth in pai'agraph 2S of this Agreement, OR b. Accept the Property and the system and, if required by the mortgage 1endel". if any. andIorany govemmental authority. correct the tIefeas bcfiJre-setdement or.withinihe time requimd bytbe ii\origllge teiider. if'irliy. andIofilny;~ authority. at"'BQyet's sole expense and with Sellec'spc:rmissioil. Whicliwillncifbe 1imeaSc:ii'iabIy WidIbc~lIIldagrecl\jtheRELF.ASE set fOrth inplita- graph 25 of this Agreement. If Seller denies Buyer permission to coim:t the defects. Buyer may. within -L.. DAYS of Seller's dcoial, terminate this Agreement in writing, in which case all deposit mooies paid OIl account of purchase price willberetumed promptly to Buyer and this AgreeJJlQlt will be VOID. OR c. Tcnninate this Agreement in writing, in which case all deposit monies paid on account of purcbase price'will be returned promptly to Buyer and this Agreement wiDbc VOID. 14. NOTICES,ASSESSMENTS '" CER'l1FICATF.S OF OCCUPANCY (7-CM) (A) SeJIer rcpresc:nts, as of Seller's execution of this Agreement, that no public improvement, condominium or homeowner associaIion IlSSCSSIIlCIltS bave bean made against the Property which remain unpaid, and that no notk:e by any government or public authority has been served upon Seller 01" anyone OIl Seller's behalf. including notices relating to violatioos of zooing, housing. buiIding. safety or fire otdiDances which remain UItCOrIeCted, and that Sel1er knows of no condition that would constitute violation of any such Ol'dinances which mnains IlI1COmCttld, unless otherwise specified here' -rJ,.. . NON, <<rV,'ll\JN\ (8) Seller knows of no OCher poteatial '1ll~ ~ ~ except IS follows: (C) In the event any notices (mcluding violations) and assessments are received.lIftec executioa of this Agteenieut and before settIement. Seller will notify Buyer in writing, within ~ DAYS of receiving 1bc notic:c oc .......t that Seller Will: I. Comply with notices and --... at SeIler's expeDBe. in wbich case Buyer acc:cplS the Property and agmes to the RELEASE set forth in panpph 2S of this Agreement. OR 2. Not comply with DOlices .. "...."' at Sellcr's expeose. 3. If SeIIcr chooses IJllt 10 COOlply with notices and "-, 01"'* wiCIBa the time em- to DOCiIJ Buyer if Seller wit comply. Buyer will DOCify Seller widJiD --L.. DAYS in wriling that Buyer wiD either. lL CooIp\y with noticcs aad '"e$C'--- at Buyer:'s expeIIllC EdtgRiC 10 the REIBASB let forth in JIlIr1I8I8Pb 2S ofthisAgrcemeat, OR b. ~ this Agreement. in which case .u deposit Il1DIIia pid 0Il1lCCOUlll of pua:bMe pDao will, be ICIUnIed promptly 10 Buya- aDd this Agreemeot will be VOID. ~Jf~,::a:~~wltbiDtbetime....Buyer~thePropeny...........the ltEI.&\SE~_for1b 1Il.-.- 408 (0) Buycr Ia . that lMXlCSS to . public road may RlqOim Iasu8acc of. bi&hway 0ClCUplIIICY penuit from 1bc ~ at . 400 Bayer JJdtiaIII: ~( ~ ~) AJS.a:",5.n SeDer IDICiIIs: _ 410 . . 323 324 . 325 326 327 328 329 330 331 ' 332 333 334 33S 336 337 338 339 340 341 .342 343 344 345 346 347 348 349 350 351 3S2 3S3 354 355 3S6 3S7 358 359 360 361 362 363 364 365 366 367 363 369 370 311' 372 373 314 375 376 371 318 . 319 380 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 396 m 398 399 400 401 402 403 404 405 406 407 nl .12 . 413 .14 415 4111 417 418 419 GO 421 Cl2 423 424 425 426 427 428 429 430 431 432 433 434 43S 436 437 as 439 440 <141 442 443 ... 445 446 <M7 448 449 450 461 452 4S3 464 465 456 457 468 459 460 461 462 463 464 465 46ll " 467 .' 469 470 m 472 473 474' 475 47& 4T1 478 479 480 '411 4112 483 4114 485 486 467 418 .. 480 491 49Z 4t3 494 486 .. m 498 (E) If required by law, within -1S- DAYS of tbeeuculion of this Agreemem SeDer,will order fur deliveIy to Bll}U, on (lI" befure seItIemem: 411 1. A c:crtificatioo from the appropriate IIlUQicipal dcpartmr.ot or dcpartmeots disclosing notice of any unc:om:cted violaIioos of mniDg, boos- 412 ing. bujJding. safety or fire mlinances.ANDIOR 413 2. A certificate permitting occupancy of thePropmy. In the event rq>airsfhDpt\l~=enture required for the issuance of the certificare, Seller 414 will. wiIbin ----1- DAYS of Seller's receipt of the n:quirements, notify Buyer of therequiremenls and wbether Seller will make the 415 n:qui.red repairsIimprovcmcnls at Seller's expense. 416 If Seller chooses to make the required repaiIsIimprovaBuyer agrees to accept the Property as repaired and agrees 10 the RELEASE set 417 forth in pIIl'lIgI'lI(lh 2S of Ibis Agreement. If Seller chooses not to make !be required repairsfunprovcmcuts. 8uya' will. witbin ----1- DAYS, 418 notify Sellerinwriling ofBuycc'scboicc to terminate Ibis Agreement OR make the repairsIimprovelneDts at Buyer'scxpeuse and witb Seller's 419 permi$Sion. wbicb will not be UDmISOIIilbIy withheld. If Seller denies Bu}W permission 10 make the n:qui.red repairs (lI" If Seller falls to respoud 420 'wiCbIa dae tIlDe givea. Buyel" may, within ----1- DAYS; tr.nnlnate this Agreement in writing. in which caSe aD deposit mooies paid on account 421 of pulCbase price will be relUmcd promptly to Bu}W and this AgremJent will be VOID, 422 (F) 'Ibe Property is Dot a "rcaealiooal cabiJi"'lIS defined iIi IhC PemisylVllDiB COnstruction Code Act UDless ocherwisestated bere (see NotK:e: Regarding 423 R=eaIiooal ~):' 424 15. Trl'LE, SURVEYS,"" COSTS (1~) 425 (A) 'Ibe Property is to be conveyed free and clear of alllieos, c:ocumbraDces, 'and easements, EXCEPTING HOWEVER !be following: cxisting 426 deed restrictions, historic preservation restrictions or Ordinimccs, building restrictions. ordinaIices, easenteIltsof roads, easements visible upon 427 the ground. easements Ofrecool, priviJegesor rights of public service companies. if any; otherwise the title to the above described real estate 428 will be good and marlrelable and such as will be insured by a reputable TItle IDsuraoce Company at the 'RlgWar r*s. 429 (B)' Buyer will pay roc the. fonowjDg: (I) TItle search, , title, insurance and/Or mecbaJiic:s lieainsurance, 01' tee fOl' cancellation of same, if any; 430 (2) 'FlOod insurance, fire inSunmcc witb,extended covmIgC. mine Subsidence insurance. or fee fur cancellation of same. if any; (3) Appraisal 431 fees aud cbmps pIIid in advance 10 IIlOItgage lender, if any; (4) Bnyer's cnstomary settlement costs and acCruals. 432 (C) Any survey or surveyswbich may be required by the TItle Insunmce Company (lI" the abstfl!Cting attorney. for the pn:paration of an adequate 433 '. 'legal de!cription of the Propeity (or the <lOIIectionlbereof)will besecnred and paid for by SeDer: Any sUlvey or surveys desiml by Bll}U or 434 . n:quired by the mortgage lender will be secured and paid for by Buyer. 435 (D) In the event Seller is uoable to gi1e a good and IIIlIItdable tide and such as will be insUR:d by a reputable 1itIe CompIIly at the, regular rates, as 436 specified in piragraph 1S(A), Buyer will hav'ethe oplion of: (l)taking &UCb tUlus SeU<<can give with 110 cbiDgeto the pordIaseprice; or (2) beiDg 437 repaid aU monies paid by Buyer to Seller on lIIXIOUDt of putclJaSepricC aodbeiDgIeimbmJcd by Sdlerfor aDy costs iiIi:Wred by BuyerfurllllY iDspec- 438 lions or c:enifications obtained IIlXlOIdiDg 10 the tams of the Agreemeut, aud for lbosc i1aDs specified in parappb 15(8) ilIcms (I), (2), (3) and in 439 piQgnph 15(C); in wbicb _ there Will be 110 furtber liability or oblipliOll 00 C:itbcr of !be parties hereto imd this~ will become VOID. 440 16. . ZONn:m CLASsIFICATION (1-02) Failinofthis~ toconlain die zooing ciassitiCaiion(Cxocpt in cases ~ the property {and each <141 paroel thereof. if subdividable} is ~ solely Or primarily to pcnnit sing1c-family dwellings) will reodCr this Agreement voidable at the option of <142 ~ ~~ any ~m1L;;.?towill,beretumed to !be Buyerwilbont ~ ~for'courtaction. :: o ELECTED. WJtbin -1S- DAYS of !be eJtCcotionOf this ~t, Buyer will verify that !becxisdDg use of !be Property as 445 ispCnnittcd. In the evc:ot !be use is not pcnnitted, Bayer will, widIID die duae 446 alveo lOr........... notify SeDerm writiIig that the existing use of the Property is Dot pmmitted and thisAgreanent will be VOID, in wbicb 447 case all deposit IDOIIies paid on account of pun:base price will fJe,retumed promptly to Buyer. Buyer 5 Ware to retpOIId widda dae lime 448 emu wII CUIIIIIUute . WAIVER 01 Chis ...1 ....J mil.. other tenDs oftbis Aar-t maaIn iB ",force ..... eII'eet. 449 17. ~NOTICE 450 ~NOT APPUCABLE 461 o APPUCABLE 452 nas'DOaJMIlNT MAY Nor SELL, CONVEY; ~ Ii<<::UJ1?li'0It DIstiRB THE 1m.B 10 lHE OOALAND 1UtlirrS0I' SlJPIlOIrt' UNDI!RNIltmIlHE SUItPACB LAND 4S3 DIlSCUBEI> 011. REI'IlRRED 10 HIiItI!IN, AND nIB 0WNIlIl. OR OWNERS OF SUCH COAJ,.MAY HAVE 'IHE COMPlBJE ~ ItIGKI' 10 JtIlMOVE AU. SIlaI COAL AND 464 IN nIAT~, DAMAClII MAY RIlSUU'1O nIB stIRFACB OI'nIB'LAND ANi> ANY HOOSB, ~''Oito'nlBR ~ ON OR IN SIJaI LAHD. ('Ibis 465 notice is set forth in the m:annerprovidcdin Seotion 1 of the Act of July 17, 1957, PL984.) "Buycrllclmowledgcslhatbe may not be obtaining the 456 . right of pnjIection .pinst.SubsidCnccn:sulting froIii coal mining oPerations, and that the property dCscn'bei4 bcmn may he protrded from damage 457 due to mjne subsidence by a private conInIct with !be owners of the economic interests in the coal. ThiS ackno'wblgc:mcm is made foc the purpose 46ll of complying witb the provisions of Section 14 oftbe Bituminous Mine Subsideocc and the Land ConsenationActof April n, 1966." Buyer agrees 469 to sign the" cJeed froJD. SelJei- wbicb deed will CODIlIiil the afoIeWd -pnm&ori.. ' ' . ", 460 IlL POSSESSION (1.02) 461 , (A)'PossesSlOO is 'to bedelivCml by deed. keys and: 462 ' 1. Physical possession to vacant Property free of debris. with all slructures broom-clean. at day and time of settlement, AND/OR 463 2. Assignment of existing lclisc(li), together' witb iIIY'seciliily deposilsilnd' iDteIat; at 'time' of sdtlCment, if l>ropcrty is k:aacd at the 464 executiOll of Ibis Agreemc:ot 01' nn1ess 0Iberwise specified hen:in.. Buyer will acImowIedge existing lease(s) by initialing said lcase(s) at 46S tiDie of eXcc::utioD Oftbis ~ ". 466 (8) . SeUer will ~ c:otl:c into any oew ~ wr!tten ~ of existing leases. if any, 01' addiIionalleal1es for the ~ without the writtaJ 467 cOaseiJt:ofBUyl!r. . .. . . ... .' , . ... .. ," . -' 468 19. R.EcoRDING (3.es) 1liis- A~ will not be ~ m the 0f'fii:C fottbCRecording ofDCeds 01' in' any otbrio1liiie or'place of public record 469 and if Buyer ClWSe$ 01' plIIDils this Agn:ement to be mxxded.. Sellec may elect to tmIt such act as a bleach of this Agreemcot. 470 it; ASSIGNMENT(3-85J 'lhisApemeofwIU bebiDCiing upcia:thejxutieS.tia-~\ielilm.'~nlpaeaie.ati..;es, gWBdiaos and llUlX:eSSOrS., 471 and 10 theexteDt assigDabIe. 011 the assigns of the parties bemo;ii bdug ~ iliidentoOd;. hOwCVi:r;"thii 'Buyer will "uiit ~ or assign Ibis 472 Agnlemcnt without the WIittaJ conscnt of Sellec. 473 21; DEPOsIT it RECoV'ERY rtJND (1.02)" 474 (A) DepoSitsp8id by buyer wlthin-3lL: DAYS Of SdtlemeDt Win bC'by easb. cashier's Or cenifieddJeck.Dqlollits;repdless of the form of 475 payment and !be person desipared as payee. will be paid in US. Dollars to Broker 01' party ideimfiedinpengniph3(B), who will retain them 47& in an escrow at::e;.9W1t \J!Ilil consummation 01' tennination of this Agreement in"conformity with all applicable Jaws and regulations. Any IDIClIShed 4n eheck ~ as depo$it moaiCs iDilyljC'bdd pendiIig thCaccejlflInce of this ofl'Ci. - :: -. " .. ., " , 478 (8) 'upon lcmJiliatiOn of chis Agreeoiem.the"BrOt<< hOIciiDg.the depOsit monies will rdease the deposit monieS in8CCOIdancc with !be lams of a 479 .' (ully.execuIed ~Uea .~.~ Bi1~ aud S'eIle& . 480 (C) fu!be event of a dispU1e emir emilleiDeot'to dqxisit monies. a ~ holding 'the depOsit monieS is reqUired by the Rules and ReguIaJions of 481 the Stale Real EstaIe Commission (49 Pa. Code 135..327) to retlIin the monies in escrow until !be dispute is resolved.' In the CM:Dt of litigation 482 for the return of deposit monies. a brob:r will distribute the monies as directed by a final order of court 01' the written Agreement of the parties. 483 Buyer and Seller agree that, in !be evc:ot any brow 01' affiliatallicensee is joined in litigation for !be reIUm of deposit mooies, Ibc attorneys' 484 fees and costs of the broka(s) and licensee(s) will be paid by the party joining them. 455 (D) AReal &laIe R4'oYeIy Amd exisIs lDreimbIalJe III}' ~ wbo baYe dJlaioi!d a finII c:ivil)Jdgmeat ~ a Peoosylvaoia at esllIIe licaJsee owiog 486 to 1iaud, I"~~ or deceit in areal esllIIe1nllSaCtbl1lld wbo baYe been unable b coIb:t 1be jJdgmltt aflrcedlMlStiog aD IcgaIllldcquilltie 457 mnedics. ForCODlpl&:lr; dcllIils aIxu 1be Fund, caD. (717) 783-3658. or(tDJ) 822-2113 (dJiD PunsylvlUi.) IIId (717) 783--t8S4 (0UISide J.l'emsyMmia). 418 2Z. ~ COMMUNITY (HO. MEOWNERASSOCIATlON) RFSALE NOTICE (1~) 4S9 ~~~~--- 490 o :APPLICABLE: CONDOMINIUM. Buyer actnowledges that the P.ropcny is a UDit of a oondomininm that is primarily run by a unit owners' 491 association.. A3407 of !be Unffixm Coodominium. Act m Peonsymmia requires SdIec to famisb Buyc:r with a CenificaII: m Rcaalc and copies 492 or !be CllIIlIo...;W..... dcc:IlIratioa (other II-. plats aud plans). Ibc bylaws, and the ndes and ~ m the llSIIOC:Mtioa. 493 o APPUCABLE: PLANNED COMMUNl'IY (HOMEOWNER ASSOClATION). Bayer acbowJed&es that the Property i$ pIIt at a plaooed 484 COIDDlUIIity 8S defined by !be Uaifonn PlaunedCommunity Act. (See DefiaitioaofPlanncd Community Nocice). fS407(a) of!beAet requires 49S SeDer to f'una.ish Bayer with a copy. m!be DecIantion (otbeI: than plats and plans), the bylaws, the IJIles aud reguJaIions of~the ....".,..;,,7Mn.. 496 a ~r-;'niqg _!be. puvisioos set forth in 15401(a) of !be Act. '""' . 497 Bayw 1Df&Is:~\. L AJS..1K", 018 Seller IDItiaIs: 498 'l'>> 5llO . 501 502 503 504 585 506 507 5118 509 510 511 512 513. 514 515 516 517\ 51B 519 520 521 522 52S 524 525 52ll . 527 528 $29 530 531 5a2 li13 534 535 536 537 538 538 540 541 542 543 544 545 546 547 548 549- 550 561 552 553 554' 555 55& 55'1" 558 569 560 5&1 562 S63 564 565 566 567 5&8 569 570 571 572 m 574 575 576 ST7 618 57lI 580 511 582 583 S84 515 'Q:1E POI.LOWJNG AP-PLlRS TO PIloPElrl'J.1S'l'IlATAltEPAKrOF AcoNOOMINIUM ORA PlANNED COMMUNITY. 499 (A) 'WI1ltin -LL- DAYS ~.lbe execution of Ibis Agrecineot. Seller will submit a request to the associaIion for a Catificale ofResa1e and the doc- SOIl llDieIIlS '~to eoabIe.SeIler to comply With:the Act The Act proVides,tbatthe assOciation is requin:d ID pmvidelhese dOcuineDtswilhin '. 501. 10 days of SeJlel-'s request502 (B)'Sel1erwill promptlydcliVCl'tO Bl,iyer'an documents recei'\ledJrom the associatioil. Und<<theACt. Sellel'isoot IiibIe to Buyer for the failure or 503 delay of the associalion to provide the Certificate in a timely manner, 'no.: is Sdlclr.1iable to Buyer.far.any enoneous infonnalion provided by 504 theassociatioo aod iDc1uded in the Certifi<:ite." , 505 . {C) Buyer may declare Ibis Agr=nent VOID aUnytime before Buyer's receipt oftbe' tssocialiol..cIocmneotsand for S days diemIfter, OR until 506 settlement, .wbicbever occurs first. Buyer's notice declaring this Agreement void must be in writing;-Ibereafter all deposit monies will be 507 n:tumed to Buyer. 508 (D) In the ~t the associaIioa baS the right to buy the Property (right of first refusal), and tile llsSOCialion Cl(CJ'Cises that rigbt, Seller will reimburse 509 Buyer for all mOnies paid by Buyer 00 account of pwcbase price aod for any costs incurred by Buyer for: (I) TJtIe search, title insunmce and/or 510 macllanicslico iIlsuraDCe,or~foiGaDCdlatioil of SlIIIJC, ihny; (2) Floodinsunlllte andIorfDinsuranocwith em:odcd: coverlIge,minesub- 511 sidence insurance, <I:' fee for canc:eDation of same, if any; (3) Appnisal fees aod charges paid in advance ID mortgiIgeleoder, if any. 512 23. MAINTENANCE &: lUSKOF LOSS (1-02) . 513 . (A), Seller will maintain tile Property, grounds, fixtures; and any personal ~ specifically scheduled herein in its present conditioo, IIOI1iIal 514 wear and tear excepted. 515 (8) In the event any system or appliance included in the sale 0{ the Property fails and Seller does not repair or replaccthe item, Seller will promptly 515 nOtify Bayedn writing of SCJ1er's choice to: 517 1. RepairOr n:pIaCe 1bc failed system or appliance'before sett10ment or~Buyer at setdemcot for tbeCairowbt value of the failed sys- 518 tern orappliaoce (Ibis opUOn must be accepllIb~ to the I1IOttgllgc lender, if any)'. In each case. Buyer accepts the Property and agrees to 519 the RF.LBASE set fOl1h in paragraph 25'0{ this Agreement, OR 520 2. Not n:pair 01' replace the failed ~Or appIiartoe, and not aedit Buyer at sctdcment ,for die fair IDlIl'kct value of the failed syslem or 521 appliucc.if Seller does:llO~~pair, ~ or offer a credit for the failed system or appliance, or If seDer fails to notify Buyer 522 of SeDer s c:bolce;8uycr willliotifySelIetjli wriUng within ~ DAYS or before settlement, whicl1cver is sooner, that Buyer 523 . wiD: 524 . a.' '. . , AccqJt the Property and agree to the RELBASBsctfortb in paragraph 2S Of this AgrCemCnt. OR 525 b. . Terminate this Agn;ement, in Wbich case aIldcposit II1OIlie& paid OR 10XlUIlt of pillrcbaseprice will be returned promptly to Buyer 526 and Ibis Agreement will be VOID. 527 (C) ScIk:r will be;Q- risk of kiss from fire or other casWiIties Until. time ofsetdemenl.h1 the event of damage by fire or odIer casualties to any prop- 528 . erty includc:d intbis.sale.. isilot ~ or repIactd .~tosettlemcm, BUye1- wnttiavethC option of rescinding Ibis AgR:cmcnt and 529 . prompdy'receiving an'mooies paid 00 account of purcbasepriai lit of accepdng tile Pi'opeity in Us tben condition together with the proceeds S'.lO many inSumnce RicoVery obtaiDab1e by seuer. Buyer is bcMbynolified tbatBuye('may insure Buya.'sequitablc inIrtesr in Ibis Prqlerty as of 531 .the time of execution of this Agnlemeot. 532 24. WAIVER OF CONTJNGENCIES(10G2) If this Agreement is contingent on B~yer's right tOiJispect 8ildIotiepair the Property, BUyer sfBDuioe' 533 to eserdsIe any of Buyer . opdons wItbin lhetime Ilmits set lorthio1hlsAgneiDeotwiO ~ aWAlVERotdlaeCOli~ and'Buyer 534 aca:pts tile Propeity .....-Pees to tbe:RELEi\sEietlortti iii pal....... is of lids A~ 535 2S. RELEASE(1-02) Buyer hereby rdases, quit claims and Ionftlr ~5ea SEl.LD,ALLBIlO~''''.LJ~F.NP.W EES, 536 and any OFFICER or PARTNER afauy one of them and any other.PERS8N; FJRM;or~ .....~_......,.arthroagb S37 Clleal.1rom any and tllhlalms.loIIes or demamds, iDdudiDg, but Jiot UmitecI tD,~ lDJuries'''' PI'O(JClrty ....and..af the CGD- 538 seqaeDtts tbereof, wheIher DOW known 01" DOt, wblch may arise from thepme.:e CJl:temdteir-Or other~ tasecfs,r8doo, Iad- 538 baaed padnt bazards, mvImDmental blizards;aay cleIeds iil tbdDdftldUal'oo-lot sewaae dispoial.,.... ~ L......bttbeOlHite water 540 senIee system, or au1 deIeds or cooditioDnD the Property~ShoaIdSellerfle.iii.de6Milt 8iIl1ertbe.......-ar1liii'~ dllinle8se does 541 DOtdeprift Bayerof"any rigid to pllnuellnyft!medieS1hatuay.,e~ uiiiIftr"'OI' eCIUit7..nrs.......lIm'9iftsettlellleBt.. 542 26. REPRESENTATIONS (1-02) . 543 (A) Buyer undelstaDds that any n:prescotations claims, advertising,' promOtiOnal activities, brocIluItS w:pIatis Of anykindmade by Seller, Brokers, 544 . their licensees; einployees,ofticas; orp8ltners areoOOt a.part-Oftbis~Iii6esS~~orslllUld in lbisAgrcement It is 545 furtbrJr Understood that Ibis Agn:emcot contains the whole agrcemeot between Sell<< and Buyer and there are no oIber tilrm8, obligatiOns. 546 covCnatttS, .~.:Jllt;..tlidllllkslllfei1leatS: onxJOilitiOnil; <R'l!i'<lr .~ of anytiDd'~ toiIec'rDing.lbii sale;. FnI:thermcxe, this 547 AgRle!IDCOt will not be alten:d. amended; changed, or modified except -in writing'euiculed by die parties. 548 (8) . Iiis ~ UUd Bu,er ....iiIspedild tbe Property before.sIgniDg-dds ~(iiIdUdbig'tht8rcs......., penooaI pruperty 549 spec:ifkaIly lIdledaIed heftln); 01" bas waived tberigbt to do 80, md has...- to puIdJMe the Property'In-'" pramt c:oodItloo uoIas 550 othenrise stated In this Agreemeot. Buyer 8CImowlecIges 1bat.BrOkets;"tbeir 1ioeaselis;.~oIIIc:ers orpartnen have not made 551 ._ filclepeadelit eumiuatioD Or~~'Ofthe.-.B1idurtd-ioUDlInes!I 01& Pi'Opertt, the ......-imdftIoaafthe C:ompoDeots, ea~ ,. ,562 nJIIIPeIltaI.-~ Ibe pInoitted -. or Of coaditieDs ~ ill tbll10alle wheletbe Property is situiIted; DOI'.ba-,e t&eymade Ii' 553' .............. iDSptttioo OIl1DJ of the syIBiDi cbDtaiDed.tIImiL 554 (C) Any repairs requiftlIIby this AgR:eineot Will be compIc:led iDil" ~ maiD!:r. 555 (0) BroIter(s) may perform services to assist uurepreseIItl:d parties in complying with the terms of this AgR:emmt. 556 (E)'fhe.be8dings; ciIptioDs.andlfuCnumbers iillliisAgieeDleni aremeaotOnly:wmabl it crisJettOfiiid lhe pliriignipbS. 557 27. DEFAULT(10G2l" ':,' 558 (A) SeIJer bas die option of retaining all sums paid by Buya', including the deposit monies, should Buyer: 559 I. Fail to make any additional payments as specified in paragraph 3; OR 560 2. Furnish faIJe or incomplete infonnaiiOO lli SeIJer, Brtika(s), or lbe'JDortgagc k:UdeI-,.if any, coili:eming BlIF's legal or fiDancia1 status, 561 or faillD cooperate in !be processing of the mortgage loan applicalioo, Which acts would result in thefailUle tD obcain the approval of a 562 . mOrtgage loan commiimeJlt; OR S63 3. Violate or fail to fulfiB and perforntimy otber terms or conditions of Ibis Agrcea1ent 564 (8) Unless otherwise cbedted In paragraph 'Z1 (C), Seller may elect to rellIin those sums paid by Buyer, including deposit monies, in one of the 565 following 1IIlIIIIIaS: 566 1. .On lICCOUJJt of purdJasc price; OR S61 2. As mooics to be applied to SeIlec's damages; OR 568 KEAs IiquidaIcd c1amages for such breac:h. 569 (C) SeIJer is limited to retaining sums paid by Buyer, including deposit monies, as Jiquidalm daJDa&es. S70 (0) retains all sums paid by Buyer, including deposit monies, as liquidaIed damages pursuant to paragraph 'ET (8) or (C), Buya- and Sell<< 511 will be rcleascd from fudhec liability 01' obligation and Ibis AgRemcmt will be VOID. 572 28. MEDIATION (7-96) 513 ~AVAR.ABLB 574 WAIVED. Buyer and SeIJer lIDllaslaDd that tbey may c:boose to ~ . a later date., should a dispute Iriae, but 1bat there wiD be DO obIi- S75 . oolbc part of any plIlt.y to do so. S76 o ELECTED S77 (A) Bu)'a' aod SeIIel: wil1 Cry to ~ my disputie or claim that may arise from this Agreement through meciUltioa. in IIlXXIl'CfaDce with the Rules S78 md J>rocedunls of cbe IlcJml! SeIJcnIHomc BU)'Ill'S Dispute .ResoIuIioo System. Any agmmeat 1ached lbroagh a mediation ooafeaalce lIDd 579 ~byb~dbe~. ~ (B) "-........ -- ... .... .... """.... - ... .......... ....... ... - .....- ~7 .. Dispute~ Syslan (see MediIIion Notice). "582 (C) This, to. IV"dim dispules arisins from lbisAgreemeut wiD survivc.seu1emcnt. . . 583 Bu1w IJIiIWs: _ ~ ..I AJS.2K Pale 7 018 SeDer IIdCIaIs: 5S4 585 58li 586 517 518 . 589 580 SlIt 59l 593 594 595 5'!l6' 5!l7 S98 599 600 601 602 603 6G4 6lI5 606 607 fi08 609 810 611 612 613 614 615 611 617 19. ~CLAUSES(1-G2) (A) The faIowiDg are part of this Apeemeat ifdlecked: o Sale &; Settlement of Otber. Property Contingency Addendum (pAR Form SSP) o saIe.& ~eineDt of Other Property eoatmgeDcy with Rightto ContiDue~ Addeodum' . (pAR Form SSP-CM) 587 588 589 590 591 592 593 594 595 596 5W 598 S99 600 601 602 603 6G4 NOTICE TO PAJr1'IES: WHEN SIGNFD,TliISAGREEMENTISABINDING ~N'i1tAttRetvilby~tp~(FAX)ofilik 605 ~iiDdllll~he.lriliidieilgliatUiesutali~~~.(~tibdGltlilil~ .PBa1iesfoddstk~_"'Yised: 606 10 CousuIt _ aUul:ney beicire Iigoing Itthiey cIesin! IepI ~ ' .... 607 608 &: Boyer bas receiftd$eCoasulDer Notice as .topted by the St* .Rea1 Estate ~ at 49 Pa. Code f3S.336. 609 ,,'g,B&,er"'~.~of~atililil.leddlisli;gCillblW_lIIgDbigthis'~. " &1G IZJ, BIIJ'!I' bas 1eaIJ;............. IIOtic:es aDd............;r aAa....6- _ r.tIt ill tills ~. 611 a( Boyer has ~..Sek's Prapertf.DiIdoIareStllttlaeat.....IIIpi8c..~ tr~.by _ (_Jar. 18 RepntiDc &12 . .' the...Eilidesdla-~~ ..... ....- ...... :. ..... . - . .... '. 613 ~ Boyer bas ~'... Depiiitt. Moa.e,r NoCk:e (for (loop.,udi..., sales ""- Broker fOr seDer fs-1iOiCIfDg.deposit lDoiiey) .1Jetcrre1igDmg.-1Ids 614 Agreement. 615 616 617 . [J. . SetdeDleat of~ Pr9perty CoDtiDgeocy Addendum (pAR Form SOP) O. Teoant-OccupiedProperty Addendum (pAR Form TOP) o o o (B)"~'l-r.-tD,..'~~r .....u.ptJh. ~ ~ 1- ~~~ :seu~~4e .~. .~. (f; '~lJn ~ ~d ~- \ orpWJ..n ~ ~\Ll'bWV\.' Boyer aDd Seller ackncnrIedge reteiriDga copy of this Agn!eatent attbe- timeOrsiglibi&; ~MAWNG_ J~r~~~~~~. BllYllR'SCONTACT_ ~~Sl litO/I!1&..,. =4/~' ~ %~ 618 618 &19 620 621 622 623 624 625 626 627 WITNFSS 628 &:19 630 631 832 633 634 635 ~ Sellerhas rec:eh'ed the Coasomer NOCiCe as aiIopCId by the State Real ~ ('-~ at 49 Pa. Codef35.336. 636 ~ Seller bas receIftd a ItlItemeot of seBer's eadiiaded dcisiiig CGSts Wore .... this ~ 637 I""" Seller bas reiId _ acJe;..... the IIIlltbs aDd 638 639 SELLER'S MAILING ADDRESS: 619 620 821 622 623 624 825 826 627 628 629 SellCl' beeby.lIppl'OvelI !be lIbow: conInICt Ibis (dale) 630 and in COII6ideration of tbc sr:rvices rendered in procuring tbc Buy<<, Seller agrees to pay tbe named Brokr' for SeIIet.. ~Of 631 ofIliom tbe herem -ipeCified lIIIIe price. 1Dtbr: C:wDt Buya: ddiudlit hei'euDdet, any IiKloiea paidOll'licCoIiDtwiII be dmdeci 632 Sellcc, , Brokec for SeUa-, but in DO event will the sum paid to the BrobI' for Sell<< exceed the abOve 'spe<:ified' Biom's fee. 633 634 635 636 637 638 639 DATE it ,/, 10 ( DATE 11./1-6'& BUYER. SS# . DAB 640 640 841 li42 G43 WITNESS 644 .645 146 'WITNEBS 647 648 Iii1!lWl1'NJ!'SS 65D 651 6S2 X' . . ~~ (dieCUlltbBt_IIpIiIIirabIe):'. .' . 6S3,' ..... ReprdIDg L_I'IIIIId.hbd..... DirdUJitlle..'RerpiInd. 'If. . Pnpertj wIiii IJIiiIt ~.tm: TfJe~ ~ in-volwu'in' 6Slt .' tlDs-tniIisactiOa,oobebalfOf'tbemselv'es aod-Ibeit tJrokas,. cadfY 1Irat Ibeir aataDeDIs me tnJe tDthe best<< dJeir ~8Ddbelid. . 655 A~\v-"- ....ne LiCensees iilwIWd hi thiS tramiaclion Iiilve iIifoDDild Sdk:t ofSelJa"s 00Iigati0ns underThe ResideDlia1 Lead-Based 656 Paint Hazard Reduction Act, 42 U.s.C.I48S2(d), and are aware oftbeir responsibi1i1y to eosure ClOIIIpIiaDcc. 6S7 658 0 659 860 861 6S2 0 863 664 665 666 867 668 .. 61D 641 642 G43 644 :645 ' 646 &47 :i48 , 649 &SO 651 652 ' '653 '154 6S5 656 6S7 658 659 860 661 662 863 664 665 666 867 668 16!1 &70 171 SELID SS# DAlE ........FBA...........: The lIIIlImrigDed Lk:eusees invoMd in Ibis tmnsaction, DO bebaIf of tbemsdws aod tbcir brvkas, certify Ibat tbe lams of Ibis CODIl'aCt for purchase are tnJe.to tbe best of Ibeir knowledge and belief, and that any oIbec agreement eutaed into by any of Ibcse parties in llOIIIJeCtion with Ihis IrlIIIsaCIiclo is attached to Ibis A&rermmt. RepnIIac MecIiadoa: The UDdr:rsigned 0 Broka' for SeUcr 0 Brokcl: for Buyer agree to sutQit to mediation in acxooIance with JllIl1IBI'IIPh 28 of Ibis AgnlemenL ~- ~ ';;;~.' .~~. _" -: ~~_n(. 671 AJS..2K P-.e I ell SELlER'S COPY BXHIBIT B PFlD"- vr( 1- t6v~ /J'). ~Peh'l .. a com,petent ptrSQl\ ba'tfe h1spec:ted. the real property toea.a at 510 Appalad1Jal\ Avurue, Mechanbburg; CtDttlbe%land County, I'ennsylvania 11055 ("propetty"). J un ~u.iltted 'With the value of rel1 eetl.te in the l~eUty 01 tI1is plOperty, and 81l\ not interested pelIOM11y in the ~ sale of theproperty. It is my opiTlian that the sales prtee of $192,000 ie mote than can be obtained at pubJk sale. The above atatenel'l.te. are xnaQe subjec!t to the 'penalties of 18Pa.CS ! 4904 re1attttg tt) W"&SW'Om falstficltions to autbcmties. .Oab!d: jj- ~/-/J(, y~ 11 t'" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS'S COURT DIVISION In Re: Howard J. Taylor An alleged incapacitated person In Re: Virginia M. Taylor An alleged incapacitated person No.: 21-06-0436 No. 21-06-0435 ORDER OF COURT AND NOW, this 2200 of November, 2006, upon consideration of the Court- Appointed Guardian's Petition for Order Authorizing Sale of Real Estate, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Taylors to show cause why the relief requested should not be granted; 2. The Taylors will file an answer on or before December 14,2006; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shalf be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Taylors file an answer to this Rule to Show Cause, and the answer raises disputed issues of material fact, an evidentiary hearing will then be scheduled. 4. The Clerk of Orphan's Court is directed to forward said Answer to this Court. By the Court, "1.~ J. M. l. Ebert, Jr., Glenn R. Davis, Esquire Attorney for Petitioner Michael J. Collins, Esquire Attorney for the T aylors bas IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS'S COURT DIVISION In Re: Howard J. Taylor An alleged incapacitated person In Re: Virginia M. Taylor An alleged incapacitated person No.: 21-06-0438 No. 21-08-0435 ORDER OF COURT AND NOW, this 2200 of November, 2006, upon consideration of the Court- Appointed Guardian's Petition for Order Authorizing Sale of Real Estate, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Taylors to show cause why the relief requested should not be granted; 2. The Taylors will file an answer on or before December 14,2008; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Taylors file an answer to this Rule to Show Cause, and the answer raises disputed issues of material fact, an evidentiary hearing will then be scheduled. 4. The Clerk of Orphan's Court is directed to forward said Answer to this Court. By the Court, M. l. Ebert. Jr., J. Glenn R. Davis, Esquire Attorney for Petitioner Michael J. Collins, Esquire Attorney for the T aylors bas IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NINTH JUDICIAL DISTRICT OF PENNSYLVANIA ORPHANS'S COURT DIVISION In Re: Howard J. Taylor An alleged incapacitated person No.: 21-06-0436 In Re: Virginia M. Taylor An alleged incapacitated person No. 21-06-0435 ORDER OF COURT AND NOW, this 22nd of November, 2006, upon consideration of the Court- Appointed Guardian's Petition for Order Authorizing Sale of Real Estate, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Taylors to show cause why the relief requested should not be granted; 2. The Taylors will file an answer on or before December 14,2006; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Taylors file an answer to this Rule to Show Cause, and the answer raises disputed issues of material fact, an evidentiary hearing will then be scheduled. 4. The Clerk of Orphan's Court is directed to forward said Answer to this Court. By the Court, M. L. Ebert, Jr., Glenn R. Davis, Esquire Attorney for Petitioner Michael J. Collins, Esquire Attorney for the T aylors bas g~ ..r.o~ ,;H~.p ~:Z;93 C5Cfj~ ("")Qo oc" ; ::Jj ::0-1 ~ ~ ~ ~ ""IC:' I\) 1\:1 ~ ~ - c..-J ) In Re: Estate of Howard Taylor &Virginia Taylor ORPHANS' COURT DIVISION COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA NO. 21-06-436 & 06-435 CERTIFICATE OF SERVICE OF ORDER ORDER DATE: 11/22/06 JUDGE'S INITIALS: MLE TIME STAMP DATE: 11/22/06 IN RE: Order of Court "'... '" '\..."... '\ '\"...... '" "'...... '\............ ,"'............ '\ '\ ,"'...... '\................. '\........ '\ '\"..." '\ '\ '\... '" '\ '\ '\ '\..."...... '\ '\... '\... '\ '\............"...... '\ '\...,' '\...,' '\ '\ '\ '\ '\ '\ '" '\ '\ '\... '\ "'II'" '\"" '\... '\ '\ '\ '\" '\...... '\..."...".. SERVICE TO: GLENN R DAVIS ESO MICHAEL COLLINS ESO METHOD OF MAILING: ENVELOPES PROVIDED BY: IZI USPS DRRR o HAND DELIVERED o OTHER_ o PETITIONER IZI JUDGE o CLERK OF ORPHANS COURT MAILED: 11/27/06 '\ '\ '\ '\ '\... '\... '\ '\ '\... '\ '\ '\...... "I '\ '\ '\"" '\ '\... '\...".. '\".. '\...... '\... ,... '\ ",............ '\..."""...... '\'" '\... '\... '\ ""......... '\ '\ "... '\"..... '\.. '\... '\......,'" '\ '" '\...,' '" '\ '\ '\ "'..." '\ ,,"'... '\" '\... '\ '\... SERVICE TO: METHOD OF MAILING: ENVELOPES PROVIDED BY: IZI USPS DRRR o HAND DELIVERED o OTHER_ o PETITIONER IZI JUDGE o CLERK OF ORPHANS COURT MAILED: Margie We 0 u 1 st Deputy Clerk of Orphans' Court