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Home My WebLink About06-6784 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA Cole Bogar Myers Street Enola, P A 17025 Plaintiff( s) & Addresses CBCS a/k/a CBCS National P. O. Box 164059 Columbus, OH 43216 dl {J(p- [P7 rlf ~( Defendant( s) & Addresses PRAECIPE FOR WRIT OF SUMMONS TO THE PROTHONOTARY OF SAID COURT: Please issue writ of summons in the above-captioned action. Writ of Summons shall be issued and forwarded to (X ) Attorney ( ) Sheriff. Deanna Lynn Saracco, Esquire 76 Greenmont Drive Enola, Pennsylvania 17025 Phone 717-732-3750 SaraccoLaw@aol.com ~~ lJ.A!AjJ Signature of Attorney Dated: I r -;;.g -0 dJ WRIT OF SUMMONS TO THE ABOVE NAMED DEFENDANT(S): YOU ARE NOTIFIED THAT THE ABOVE-NAMED PLAINTlFF(S) HAS/HA VE COMMENCED AN ACTION AGAINST yOU. (':, .~. -UA r~ ' Prothonotary Dated: ( l - ) t -0 ~ ~I(~ , ~J OC\\ ~ ~~~ -... , \ ~ e rgi:. co zg~ zc ~:~" ~Cl $:Q ........ c.. rc: ~ ~ r-..> c::::t e:t CJ" :z; o -< N (X) ~ ~~ ~O ~C.\ ;:p. ::I: -.i ::I: O:!2 ;7(') <2 (5 tt1 ~ ~ w .. ~ Ir C8cS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NOTICE TO PLEAD J&-&7~<f ~~ TO THE DEFENDANT NAMED HEREIN: You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) dayS after this Complaint is served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without further notice for any money claimed in the Complaint, or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THI S PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 S. Bedford Street, Carlisle, P A 1-800-990-9108, 717-249-3166 NOTICIA Le han demandado a usted en la corte. Si usted quire defenderse de estas demandas expuetas en las paginas siquientes, usted tiene viente (20) dias de plazo al partir de la fecha de la excrita 0 en persona 0 por abogado y archivar en la corte en forma excrita sus defensas 0 sus objectiones alas demande, la corte tomara medidas y puede entrar una orden contra usted sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO 1MMED1ATAMENTE. S1 NO T1ENE ABOGADOO S1 NO T1ENE EL D1NERO SUF1C1ENTE DE PAGAR TAL SERV1C10N, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OF1C1NA CUYA D1RECC10N SE PUEDECONSEGU1R AS1STENC1A LEGAL. . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Cole Bogar, Plaintiff, Civil Action No.: ()tJ - (p 7 g1 CIVIL v. CBCS, a/k/a CBCS National :=;::;- COMPLAINT 1. Plaintiff is an individual, residing in the Commonwealth of Pennsylvania, and consumer pursuant to 15 U.S.C. 91692a(3). 2. Defendant is a business entity(ies) engaged in the business of collecting debts in this Commonwealth with its principal place of business located at CBCS a/k/a CBCS National, P. O. Box 164059, Columbus, OH 43216. 3. On or about October and November 2006, Defendant contacted Plaintiff by u.s. Mail and telephone calls in an attempt to collect an alleged consumer debt. 4. Defendant is a debt collector as defined by the state law and the FDCP A. 15 U.S.C. 11692a(6). 5. Defendant sent letters and made telephone calls to Plaintiff in October and November 2006, which are "communications" relating to a "debt" as defined by 15 U.S.c. 11692a(2). 6. At all pertinent times hereto, the defendant alleged that Plaintiff owed a consumer debt. 15 U.S.C. ~ 1692a(5). (Hereinafter the "alleged debt.") 7. Defendant communicated with plaintiff on or after one year before the date of this action, in connection with collection efforts, by letters, telephone contact or other documents, with regard to plaintiff s alleged debt. 8. Plaintiff believes and therefore avers that Defendant's letters contained false, misleading, deceptive and/or confusing statements. 9. Plaintiff believes and therefore avers that agents of Defendant, in its telephone communications made false, misleading, deceptive and/or confusing statements. 10. Plaintiff believes and therefore avers that agents of Defendant, in its telephone communications, were rude, beligerent, insulting and harassing to the Plaintiff. 11. At all pertinent times hereto, the alleged debt is barred by the statute of limitations. 12. Plaintiff disputes the alleged debt and hereby requests proof of the manner in which the alleged debt was calculated, as is required by state and federal law . COUNT I - PENNSYLVANIA FAIR CREDIT EXTENSION UNIFORMITY ACT 13. Plaintiff hereby incorporates the foregoing as if fully stated herein. 14. Jurisdiction for this Action is asserted pursuant to the Pennsylvania Fair Credit Extension Uniformity Act, 73 P.S. S2270 et seq. 15. Violating provisions of the Fair Debt Collection Practices Act also violate the Pennsylvania FCEU, 73 P.S. S2270.4(a). 16. That defendant engaged in unfair methods of competition and unfair or deceptive acts or practices, as defined by FCEU and the regulations, including but not limited to, violations of37 Pa.Code ~~303.3(3), 303.3(14), 303.3(18), 303.6 and 73 P.S. ~201-2(4). 17. Defendant's acts as described herein were done with malicious, intentional, willful, reckless, negligent and wanton disregard for Plaintiff's rights with the purpose of coercing Plaintiff to pay the alleged debt. 18. As a result of the above violations, Plaintiff is entitled to statutory, actual, treble and punitive damages and attorney's fees and costs. WHEREFORE, plaintiff requests that this Honorable Court issue judgment on Plaintiffs behalf and against defendant for a statutory penalty, treble damages, punitive damages, attorney fees and costs pursuant to 73 P.S. 2207.5. COUNT II - PENNSYL VANIA UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION LAW 19. Plaintiff hereby incorporates the forgoing as if fully set forth herein. 20. Jurisdiction for this action is asserted pursuant to the Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 P.S. S201-1 et seq. 21. That defendant engaged in unfair methods of competition and unfair or deceptive acts or practices, as defined by UTPCPL. 22. As a result of the above violations, Plaintiff is entitled to statutory, actual, treble and punitive damages and attorney's fees and costs. WHEREFORE, plaintiff requests that this Honorable Court issue judgment on Plaintiffs behalf and against defendant for a statutory penalty, treble damages, punitive damages, attorney fees and'costs pursuant to 73 P.S. S201-902. COUNT III - FAIR DEBT COLLECTION PRACTICES ACT 23. Plaintiff hereby incorporates the foregoing as if fully set forth herein. 24. Jurisdiction for this action is asserted pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. ~1692, et seq. ("FDCPA"), particularly 15 U.S.C. ~1692k(d) and 28 U.S.C. S1337. 25. Venue lies in this District pursuant to 28 U.S.C. 1391(b). 26. The FDCPA states that a violation of state law is a violation of the FDCPA. 15 U.S.C. S 1692n. 27. Plaintiff believes and therefore avers that defendant does not have proper assignment of the claim, and is therefore, unable to collect the alleged debt pursuant to 18 Pa.C.S. ~7311(a)(1) and (2). 28. Plaintiff believes and therefore avers that defendant does not have proper assignments and/or documentation permitting said defendants to charge interest, fees and/or costs. 18 Pa.C.S. ~73112(b)(1). 29. The FDCPA states that a violation of state law is a violation of the FDCPA. 15 U.S.C. ~ 1692n. Defendant violated this section of the FDCP A. 30. Plaintiff believes and therefore avers that defendant added interest, fees and costs in violation of state and federal law. 31. Defendant in its collection efforts, demanded interest, fees and/or costs in violation of the FDCPA, 15 U.S.C. ~1692f(1) and 1692e(2)A and B. 32. There was never an express agreement by Plaintiff to pay any additional fees, cost or interest to Defendant or any of its agents. 33. Plaintiff advised the defendant that he disputed the alleged debt and believed that the alleged debt was paid. 34. After hearing that statement, Defendant's agent told Plaintiff that there was no record of payment and that he owed the alleged debt. 35. At no time did Defendant's agent advise Plaintiff his rights pursuant to the FDCPA. 36. Defendant's initial telephone call was made prior to Plaintiff s receipt of the collection letters from defendant and did not contain the proper notifications as required under the FDCP A. 37. Plaintiff sent a cease and desist letter to the defendant, dated October 13,2006. 38. Defendant's agents continued to contact Plaintiff throughout October and November 2006, despite the cease and desist letter. 39. During the telephone conversations, Plaintiff explained to Defendant's agent that he was not permitted to leave messages on the voice mail because the voice mail was used for business purposes and Plaintiffs co-worker's accessed the voice mail. 40. Defendant's agents discussed the Plaintiff's alleged debt with third parties, including Plaintiff s co-workers. 41. Defendant's agents continued to leave messages on the voice mail, that stated, "this is an attempt to collect a debt for Mr. Bogar." (Copies ofthe recorded of voice mail will be provided. ) 42. The messages were retrieved by Plaintiff's co-workers. 43. The FDCPA states, a debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. 15 U.S.C. S1692f. Defendant violated this section of the FDCP A. 44. The FDCPA states, a debt collector may not use false, deceptive or misleading representation or means in connection with the collection of any debt. 15 U .S.c. S 1692e( 5) and (10), S 1692f(8) and S 1692j. Defendant violated these sections of the FDCPA. 45. The FDCPA states, a debt collector may not discuss the consumers alleged debt with a third party. The Defendant violated this section of the FDCPA. 46. The FDCP A states, a debt collector may not engage in any conduct the natural consequence of which is to harass, oppress or abuse any person in connection with the collection ofa debt. 15 U.S.C. S1692d. Defendant violated this section of the FDCPA. 47. The FDCPA provides certain rights to the consumer regarding her right to dispute the alleged debt, 15 U.S.C. S1692g. Defendant violated this section ofthe FDCPA. 48. Any threat of litigation is false if the defendant rarely, sues consumer debtors or if the defendant did not intend to sue the Plaintiff. Bently v. Great Lakes Collection Bureau, 6 F.3d 62 (2d Cir. 1998). See also, 15 U.S.C. s1692e(5), 15 U.S.C. sI692e(10). 49. At all time pertinent hereto, the defendant was acting by and through its agents, servants and/or employees, who were acting within the scope and course of their employment, and under the direct supervision and control of the defendants herein. 50. At all times pertinent hereto, the conduct of defendant as well as their agents, servants, and/or employees, was malicious, intentional, willful, reckless, negligent and in wanton disregard for federal and state law and the rights of the Plaintiff herein. 51. The above mentioned acts with supporting cases demonstrates that the conduct of defendants rises to the level needed for punitive damages. 52. Defendant, in its collection efforts, violated the FDCP A, inter alia, Sections 1692, b, c, d, e, f, g, h, and/or n. 53. Defendant, in its collection efforts, used false or deceptive acts and intended to oppress and harass plaintiff. 54. That, as a result of the wrongful tactics of defendants as aforementioned, plaintiff has been subjected to anxiety, harassment, intimidation and annoyance for which compensation is sought. WHEREFORE, Plaintiff respectfully requests that his Honorable Court enter judgment for Plaintiff and against defendant and issue an Order: (A) Award Plaintiff statutory damages in the amount of One Thousand Dollars ($1,000.00) for each violation of the FDCPA or each separate and discrete incident in which defendants have violated the FDCP A. (B) Award Plaintiff general damages and punitive damages for anxiety, harassment, and intimidation directed at Plaintiff in an amount not less than Ten Thousand Dollars ($10,000.00), as well as the repetitive nature of defendants form letters. C) Award Plaintiff costs of this litigation, including a reasonable attorney's fee at a rate of $450.00/hour for hours reasonably expended Plaintiff's attorney in vindicating his rights under the FDCPA, permitted by 15 U.S.C. ~1692k(a)(3). (D) Award declaratory and injunctive relief, and such other relief as this Honorable Court deems necessary and proper or law or equity may provide. COUNT IV - FAIR CREDIT REPORTING ACT 55. Plaintiff hereby incorporates the foregoing as if fully set forth herein. 56. The Fair Credit Reporting at, 15 U.S.c. S1681b prohibits the improper use ofa consumer's credit information. 57. Plaintiff believes and therefore avers that the defendant reported false, misleading and/or inaccurate information on Plaintiff's credit report, without first validating the alleged debt. 58. Plaintiff believes and therefore avers that the defendant reviewed Plaintiff's credit report without proper authority or assignment of the alleged debt. WHEREFORE, Plaintiff respectfully requests that his Honorable Court enter judgment for Plaintiff and against defendant and issue an Order: (A) Award Plaintiff statutory damages in the amount of One Thousand Dollars ($1,000.00) for each violation of the FCRA or each separate and discrete incident in which defendants have violated the FCRA. 15 U.S.C. ~1681n(a)(1)(A). i (B) Award Plaintiff general damages and punitive damages for anxiety, harassment, and intimidation directed at Plaintiff in an amount not less than Ten Thousand Dollars ($10,000.00), as well as the repetitive nature of defendants form letters. C) Award Plaintiff costs of this litigation, including a reasonable attorney's fee at a rate of $450.00/hour for hours reasonably expended Plaintiffs attorney in vindicating his rights under the FDCP A, permitted by 15 Dated: 11/30/06 By: /s/D Deanna L Saracco, Attorney for Plaintiff 76 Greenmont Drive, Enola, P A 17025 Tel. 717-732-3750 Fax 717-728-9498 Email: SaraccoLaw@aol.com ~ '" c::> co::;> 0"' o .." :::! .-1- .." n'r-..:::: -nfTl :-n t:;.J (''"t' o ~.~t <:J ~.~~.~ (~) in .\ ~~ .0 -< o rn C) I -.I ~ =1.: C" co UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Chris Finkenbinder a/k/a Christopher Finkenbinder P.O. Box 183 Plainfield, PA 17081 Defendant(s) NO. 05-6784 AMENDED AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit nBn. All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to relating to unsworn falsification 4904 Dated: December I, 2006 P.C. BY: Mar J. U ren, Esqulre Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff v. Chris Finkenbinder a/k/a Christopher Finkenbinder P.O. Box 183 Plainfield, PA 17081 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-6784 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 11 Pine Lane a/k/a 11 Pine Street, Box 47 (West pennsboro Township) Plainfield, PA 17081 1. Name and address of Owner(s) or reputed Owner(s) : Name Address Chris Finkenbinder a/k/a Christopher Finkenbinder 11 Pine Lane a/k/a 11 pine Street, Box 47 (West pennsboro Township) Plainfield, PA 17081 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address West Pennsboro Township Municipal Authority 2150 Newville Road Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and interest in the sale: Name address of every other person who has any record the property and whose interest may be affected by Address Real Estate Tax Dept. 1 Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 11 Pine Lane a/k/a 11 Pine Street, Box 47 (West pennsboro Township) Plainfield, PA 17081 Frank E. Yourick, Esq. PO Box 644 Murrysville, PA 15665 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authoritie . DATED: December 1, 2006 Mark J. Udren, Esquire Attorney for Plaintiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION cumberland County NO. 05-6784 v. Chris Finkenbinder a/k/a Christopher Finkenbinder P.O. Box 183 Plainfield, PA 17081 Defendant(s) DATE: July 31, 2006 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): CHRIS FINKENBINDER AKA CHRISTOPHER FINKENBINDER PROPERTY: 11 Pine Lane a/k/a 11 Pine Street, Box 47, (West pennsboro Township), Plainfield, PA 17081 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on December 6, 2006, at 10:00am, at the CUMBERLAND COUNTY COURTHOUSE, COMMISSIONERS HEARING, 2~ FLOOR, CARLISLE, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. ~ EXHIBIT A CIl . <II == "O:S2i Ql- CIl ~oZ .S!! m:: ~.5 0 l!! 'i6 SI Ql E'iS,. ~o8 EQlii SCa ~~;e 11:;1::"0 <(~i ...0$ ,E; en LL. ~ ~ '4) Q ~ Ql ~ a: LL. ~ 1 ~o 1: 5i 0 s eI) 0 a Ql- .., ::1- ~o ~~ :e g ~~ ~ ~~- o C::I :c ~:!~-:- QI i7l- iii'!!! 1ii~.5S>5l' 'a~ s ~ 1$ e: e l!j"<(::=' 2:~ a. g ':-m€~ g'Ql ~ 's. 3::> :;; e> &. Qloo i: III o a: Ill&. :cO .e Q) 1i. 0 'ij) "i= QI ~QI'E~ QI a: CIl R III LL. e'6ililB ::I ~~!:! ~"fi'l:~ D~OO Ql Cl III Ui o a. ~ Ql"i "i ]ilOoOlE lil'i7loi a:.5oo Ul DODD ! "'C "0 <( QI o t5 1;; o a. 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I 0.- ..- ..... .,.... l-...J c-.I ..- EX\-\\'6\\ A Wells Fargo Bank NA as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 VS Chris Finkenbinder alkla Christopher Finkenbinder In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2005-6784 Civil Term Cpl Brian Barrick, Deputy Sheriff, who being duly sworn according to law, states that on September 13, 2006 at 1924 hours, he served a true copy ofthe within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Chris Finkenbinder alkla Christopher Finkenbinder, by making known unto Chris Finkenbinder personally, at 11 Pine Lane alkla 11 Pine Street, Plainfield, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. Harold Weary, Deputy Sheriff, who being duly sworn according to law, states that on October 09, 200f) at 0955 hours., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Chris Finkenbinder alkla Christopher Finkenbinder located at 11 Pine Lane alkla 11 Pine Street, Plainfield, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Chris Finkenbinder alkla Christopher Finkenbinder, by regular mail to his last known address of 11 Pine Lane alkla 11 Pine Street, Box 47, Plainfield, P A 17081. This letter was mailed under the date of October 05,2006 and never returned to the Sheriffs Office. So Answers: .-"~/ ~. A .__;-P'.// _<I. .._?:'" - "'...~. 7''''-1''" ~.'-- /P.&.~..:' ,~ R. Thomas Kline, Sheriff -- 'L", EXHIBIT B UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-6784 Plaintiff v. Chris Finkenbinder a/k/a Christopher Finkenbinder Defendant(s) CERTIFICATE OF SERVICE I, Mark J. Udren, Esquire, hereby certify that I have served true and correct copies of the Notice of Sale upon the following person (s) named herein at their last known address or their attorney of record. Regular First Class Mail Certified Mail Other (certificate of mailing) Date Served: August I, 2006 xxxxxx xxxxxx TO: Chris Finkenbinder aka Christopher Finkenbinder c/o Frank E. Yourick, Esquire P.O. Box 644 Murrysville, PA 15665 UDREN CES, P.C. By: Mark J. Udren, Esquire Attorney for Plaintiff EXHiBiT a ~ ~ ~ 0 Oc 0 o~(')o :I:~:D~ ~ m~mz :0 (J'J :.DO~~ -<00 .- 0 0 ::E ..l... (') r:n:DO 'm-o-n . o-n ~~:D(') O:D~m co om51' ~ (? :J> 0 " 0 ~Omh z' tit 3: I"{jO () ~ ~ o-----P' t-\ o t-\ t-\ tJj 1--" I"'- I"'- '< o tIj Ul IT" IT" Ul ~ M .ll .ll <: Sll t1j m m 1--'- 0'\ ~ 1--'- !2 1-'.1:>:>;'~ C m m 1-'.1:> X' r: LI1 LI1 (t) tt:I (t) I- IT" IT" . ~ r. r-'! r-'! tt I"{j K, 1--'- ru ru :J>O o ~ c C] C] ~ p.. 11 C] C] I--' M (\l C] C] V1 1--" t-\ tJ .. C] C] 0'\ 0 .. 0'\ :>;'\ll t r-'! r-'! .. r-'! r-'! V1 '- ( X' ~ m m tIj'- . Ul \ll . LI1 LI1 l-O C] C] () C] C] ::r' I"'- I"'- t-\ 1--'- Ul rt . .......--...~....... "r." . ,r/ -' , 1 ~~ //:., " U.S. Postal Servicem CERTIFIED MAILm RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) ".' .. USE Postage CerIIIIed Fee Postmark Here Retum Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees $ o Chris Finkenbinder a/k/a Christopher Finkenbinder 21ii c/o Frank E. Youri ck, Esg. or PO Box 644 City. ~~;;~;~~le, PA 15665 PS Form 3800 .June 2002 See Reverc;e 101 lnstru':::tlOns EXHIBITS ~ Mer ?17 "'0 !':l (f) "'T1 ~~ 0 3 '" () ~ar u:l !!1 z (Xl a'~ -" -" :3 0- m '" .. "'T1 ! CD 0- 2 III ili -< 15 I\) "'" 0 0 .z:,. ..,J 0 CJ 0 CJ 3 t.n !! o' UJ :0 l:-' lD l:-' c: 3 CJ ~ :0 OnT g CJ :0 lD CJ !! 3" Q~ "2 CJ "'- ~ (J) 0- nJ a iiliii~CD 8- Q. ;--m ~ l:-' l[ s:iilQ."O IllQ.S:CD ....lJ ~ == !1!: t.n -< UJ """ ~ UJ ~ IT" iil --0 ....lJ i p 3 ~ ..,J =- :0'" 'lD s: ~!1!: "S lil 0 Q '" s:: ~ ({- CD R5 II> ~ ~ II> '" 0. ~ ~ 0 :-' . . . :!: 'tl n n ~ Q?;~~itg> r:.::o.......::r ~ o Ii ~ tJ:1 ~. 0' g~:T;a33 o "l '" in '" x ~ ....::r!!l.'< ~12. ~. 0\ g ;1. 6: ::r.... 0-11> ~::~~ 0. 1I>::r:Er:::-ar " "''' iil =l' iir II> ;; it? _. g. 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'GPt!l3W ,{wOlJd JO GbJraw SSBlo-lSJl::l 4l!M paU!qwoo eq ^ 1NO ,{ew IIUW p9!l1ua::> - :SJapU/W8/:JIUfRJodWj SJea,{ o~ JOj 9OfAJ9S I'BlSOd a4~ Aq lde)j A181\!19P 10 PJOOBJ V . EI09jdlfBw Jno,{ JOj J900USPI enblun V . PS Form 3800, June 2002 (Reven;e> 1O!90BJ flumew V · :SepIAO.ld . newpelll1.l8:>> EXHIBIT B ,.4 - Chris Finkenbinder a/k/a Christophe~ Finkenbinder clo Frank E. Yourick, Esq. PO Box 644 Murrysville, FA 15665 3. Service Type ..::i711^S ~'~;~ifjed Mail press Mail ~istered etum Receipt for Merchandise o Insured Mail O. .0, 4, Restricted Delivery? (Extra Fee) 0 Yes SENDER: COMPLETE THIS SECTION . Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. . Print your name and address on the reverse so that we can return the card to you. . Attach this card to the back of the mailpiece, or on the front if space permits. 1, Article Addressed to: 2, Article Number (Transfer from service label) PS Form 3811, February 2004 7005 3110 0002 1953 3697 Domestic Return Receipt 102595-02-M-1540 E:>(li/BIT B .... ~ .....: "Co:S ~~.!!! ",0'<:: .!!! 0):: _CO '!~ ~ Q) E '0. '<::_0 0..0<'> EQ)~ J!l1iig :~:e let:..., <t:2l~ ~~ _0 ~ ~~ Q)cE tl <.>!!! o c: '" :c CUU)Q)_ 0> ~ -= ~ ,!!! a;~-=:! > ~ 'I: 'OJ - '" ,0:: ~~ -m & ~ ~ 8:"i~:; 1Il~.<::i "'1;; s; s: g> CD ~ '61>:> = f:J .<:: CDDD -g III UO:: ~c3 2 "i) o ~ "i= ti ..., III Q)CD~::2: O::,!!2 8 '" ~-g~~ Q).Jl1~~ o::~Ew D~DD ..., CD .5"i "i ,!!2 ~ 0!E ~iiloai o::Euu DODD a: W M t- Q Z Q W Ill) (.) Q >- .w W Qt- rn a..~ca: afO<~ ~ fi.~ ~ U::Ot-w u.o (.) f3 :0: t-a:..J ~~g~ z(.)O~ wC~a: a:8....w c>....:t :::::1>....(.) . 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C'...::> cr> CJ 8 I .$-- o 1\ ...... :r: 1\ rnr~ C) I C_) , ~-~) ~l~i (Jr1'1 c--\ ::0 =< -0 ::~ w O? UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2003-2 Asset Backed Certificates Series 2003-2 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-6784 Plaintiff v. Chris Finkenbinder a/k/a Christopher Finkenbinder Defendant(s) CERTIFICATE OF SERVICE I, Mark J. Udren, Esquire, hereby certify that I have served true and correct copies of the Notice of Sale upon the following person (s) named herein at their last known address or their attorney of record. Regular First Class Mail Certified Mail Other (certificate of mailing) Date Served: August I, 2006 xxxxxx xxxxxx TO: Chris Finkenbinder aka Christopher Finkenbinder c/o Frank E. Yourick, Esquire P.O. Box 644 Murrysville, PA 15665 UDREN CES, P.C. By: Mark J. Udren, Esquire Attorney for Plaintiff 3:tdO() ~o-----::r t-i 0 t-i t-i tJj 1-" ,,<Ot"IjUl ill X t-i ..... <: Ill') 1-'- (J) ::l 1-'- 1-'.p.X'::l I--'tt> X' (1) ~ ~ tJ ~ 1-'- o ::l ~ ~ t-i (1) 1-'- H o X'1ll - --..... (';' tx:I----- Ul III ~ () ::r H 1-" Ul rt 1-3 o tU :P' I-' U1 (J) m U1 <: o Oc o 0:=00 ::I:....:ui<< 'j}:Em:z :JJO~r- -<OO::t>" --OO:E .,1,. (') r:c:DO ,rn-o-n - O"Tl t~:DO O::D~rn COorn~ O:J:oO~ ~Ornh z' iri ~ 2 C r: l- e i.' c " ''''''--'''"''- /,t. _ _, '-". ~ CJ , f'- f'- IT" [T' ..ll ..ll rnrn rn rn U1 U1 IT" [T' r-'l r-'l ru ru CJ CJ CJ CJ CJ CJ CJ CJ r-'l r-'l r-'l r-'l rn I'Tl U1 U1 CJ CJ CJ CJ f'- f'- U.S. Postal Servicen., CERTIFIED MAIL"" RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) Postage Cerlffied Fee Return Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees $ Postmark Here m 0 Chris Finkenbinder a/k/a Christopher Finkenbinder ~ c/o Frank E. Yourick, Esq, Of' PO Box 644 chy,~~~:.;~~le, PA 15665 PS Form 3800 .June 2002 See Reverc;~ for lnstru<:tlons ( ~LY ?/7 "'D !\:l :- . en . . ;r W~ X1UOn ~ Q~~~S'g r:;o___J:r' 3 'i 0 Ii tIj - .:1 OJ ~- 0 g~::fa33 ~~ o "loo a; 00 ~ Ii '" ~ ~"l ~ ..... ::T a '< .jl. "2. 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Date of Delivery ,10\p DYes o No Chris Finkenbinder a/k/a Christopher Finkenbinder c/o Frank E. Yourick, Esq. PO Box 644 Murrysville, PA 15665 3~serviceType -.711^S Certified Mail press Mail o gistered eturn Receipt for Merchandise o Insured Mail O. .D. 4, Restricted Delivery? (Extra Fee) 0 Yes 2. Articie Number (Transfer from service labelj PS Form 3811, February 2004 7005 3110 0002 1953 3697 Domestic Return Receipt 102595-02-M-1540 ----------- - r~ ~ ~ ~ ~ ~ .... CD r:J) -.I 0> U' ~ (,) N ~ r 2)>i j:9-. U' ~ (.0) N .... 0 S' !.!!!. (I) (.1)0.3 ~g (00.(1) oJ. :x ~g 0 0 OJ"'" ::1m I--- (/)3 ~ i ; g ZZ o.(/)~ (l)CI" l)> ~(/)o. ::>~ 03: ~ O~ 0.0 N ~ ~ 3d-: CD- e.> ~Z crS2. ""'"'0 0 0 8 g 0 ~(I) ~ $ -0","0 (')~~c ;;o~ bZ:X M O:I"'~ Z ~~o~ orn (.I) III :<: ;z: )( ~ :!! 3 ';I;!~Om (I) ~o8~ ~ o>zZ So K: i :to~ ~ :;8~l ~~~ 0. 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Civil Action No.: 06-6784 CBCS, alk/a CBCS National PRAECIPE TO DISCONTINUEIWITHDRA W WITHOUT PREJUDICE And now comes Plaintiff, by and through his counsel, Deanna Lynn Saracco, and files this Praecipe to DiscontinuelWithdraw the above captioned matter, without prejudice as the Plaintiff plans to re-organize and re- file his case in federal court. This case should be discontinued and you may mark this case CLOSED. Respectfully submitted, .~ Dated: 12/18/06 Deanna Lynn Saracco, Attorney for Plaintiff 76 Greenmont Drive Enola, PA 17025 Certificate of Service: I hereby certifY that a true and correct copy of the foregoing was serve on attorney for defendant, via U.S. First Class mail, as follows: Clayton W. Davisdon McNees Wallace & Nurick P. O. Box 1166 Harrisburg, PA 17108-1166 Dated: 12/18/06 By: /(byj- Deanna Lynn Saracco ~ = cr- o ~'1 n co ~~ .....". -"'" '2 o