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F:\FILESIDATAFILEIHighlands' Tire\Current\115\Complainl
Michael J. Collins, Esquire
MARTS ON DEARDORFF WILLIAMS & OTTO
PAID: 200427; NJ ID: 262
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@mdwo.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 2006- lJ>f 1 ~ ~ J~
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LA W
Defendants
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering
a written appearance personally or by attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the court without further notice for any
money claimed in the Complaint or for any other claim or relief requested by the Plaintiffs. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCE FEE OR NO FEE:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, P A 17013
(717) 249-3166
..
BERKELEY TIRE, INC.,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 2006- (p 9 3 ~ ~ 1.J..c-
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LA W
Defendants
COMPLAINT
Berkeley Tire, Inc., by and through its attorneys, MARTSON DEARDORFF WILLIAMS &
OTTO, hereby avers as follows:
1. Plaintiff Berkeley Tire, Inc. (hereinafter "Plaintiff'), is a Pennsylvania corporation with a
business address of28 State Street, Everett, Bedford County, Pennsylvania 15537.
2. Defendants Bryan M. Nikirk and Karen L. NiKirk (hereinafter collectively "Defendants")
are adult individuals with a home address of 44 79 Ruggles Road, Taneytown, Carroll County, Maryland.
3. On June 19,2006, the parties entered into a Promissory Note, in which the Defendants
agreed topay$34,285.61 overtenmonthlyinstallmentsof$3,619.95. A true and accurate copy of said
Promissory Note is attached hereto as "Exhibit A" and is incorporated herein by reference.
4. Defendants made two payments pursuantto the Promissory Note. The first was on July
25,2006, and the second was on September 11,2006.
5. Since September 11,2006, Defendants have failed to make payments on the Promissory
Note and are in breach of its conditions.
6. The Promissory Note provides that upon default, Plaintiff may declare the entire unpaid
principal balance on the Note and all accrued unpaid interest immediately due.
7. Plaintiff has made this declaration in a letter sent to Defendants on November 2,2006.
8. As of October 30, 2006, Defendants' unpaid balance, with interest, was $28,391.62.
Interest on the unpaid balance accrues at $9.18 per day.
.. '
WHEREFORE, Plaintiff requests this Court enter judgment against Defendants in the amount of
$28,391.62, plus interest of$9.18 per day to be calculated from October 30, 2006.
Respectfully Submitted,
MARTSON DEARDORFF WILLIAMS & OTTO
By --U~ t1~~
Michael J. Collins, Esqu{re
PA ID: 200427; NJ ID: 262
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
mcollins@mdwo.com
Attorneys for Plaintiff
Date: November 27, 2006
Dated: ~:r lq ~Ct: , 2006
Carlisle, Pennsylvania
PROMISSORY NOTE
PROMISE TO PAY: FOR VALUE RECENED, BRYAN M. NIKIRK and KAREN L.
NIKIRK, with a home address of 4479 Ruggles Road, Taneytown, Maryland, and
BRY AN M. NIKIRK and KAREN L. NIKIRK tJdIb/a TIRE MART of 43 DeGrange
Street, Frederick, Maryland (collectively referred to as the "Makers") promise to pay to
BERKELEY TIRE, INC., 28 State Street, Everett, Pennsylvania 15537 ("Holder"), or to
the order thereof, in lawful money of the United States of America, the principal amount
of $34,285.61, together with interest on the unpaid principal balance at 12% per annum,
until paid in full.
PAYMENT: Makers will pay this loan in ten (10) equal, monthly of installments of
interest and principal beginning July I, 2006, and ending April 1, 2007 of $3,619.95,
payable of the first of each month.
Makers will pay Holder at Holder's address shown above or at such other place as Holder
may designate in writing. Unless otherwise agreed or required by applicable law,
payments will be applied first to principal, and then to interest.
DEFAULT: Makers will be in default if any of the following occurs: (a) Makers fail to
make any payment as scheduled, set forth above, and upon demand; (b ) Makers break
any promise Makers have made to Holder, or Makers fail to perform promptly at the time
and strictly in the manner provided in this Note, or any agreement related to this Note; (c)
Makers default under any loan, extension of credit, security agreement, purchase or sales
agreement, or any other agreement, in favor of any other creditor or person that may
materially affect any of the Makers' property or Makers' ability to repay this Note or
perform Makers' obligations under this Note or any related agreement; (d) any
representation or statement made or furnished to Holder by Makers or on Makers' behalf
is false or misleading in any material respect; (e) Makers become insolvent, a receiver is
appointed for any part of Makers' property, Makers make an assignment for the benefit
of creditors, or any proceeding is commenced either by Makers or against Makers under
any bankruptcy or insolvency laws; (f) any creditor tries to take any of Maker's' property
on which the Holder has a lien or security interest; (g) any of the events described in this
default section occurs with respect to any guarantor of this Note; (h) Holder, in good
faith, deems Holder insecure.
HOLDER'S RIGHTS: Upon default, Holder may declare the entire unpaid principal
balance on this Note and all accrued unpaid interest immediately due, without notice, and
then Makers will pay that amount. The remedies provided to the Holder in this document
in the event of a default or a breach of the conditions herein, shall not be construed to be
exclusive of any other remedy available to the Holder and the Holder may exercise any
remedy available to Holder. Additionally, the exercise of anyone remedy shall not be
considered a waiver of all those other remedies available to the Holder.
Exhibit "A"
. '
GENBJtAL PROVISIONS: the iDtaprctatioIl m1 coDItructioa ofthie Note alcma with
the data aDd remedica available to the padieI hereto IbI1l be paned by the Iawa of tho
Comp-ovwealda olPllIUWylv8Dia. If any proviaion oftbil ~eat aball be bold invalid
Ot UDCIl\farcab1e, ach. man not afCcgt my otbcr provision of the Note. Thia Note
.~w:-'" the .ute aareem.-t' between the MakerI 11I4 Holder. No waiver 01'
modi1Iaatioa of the terms of tbia note shan ba valid 11111... in wri1in& sipcd. by tho
~aadHolder
IN WITNESS ~P. MIkerI 'have cwllOd this Note to be executed UDder
seal tml tar day of ~ 2006. ,
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STATE OF MARYLAND
COUNTYOF ~cJ,~;v'f(
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On this the . ~ day of ..J vI"\C::: , 2006, before me the undersigned officer,
personally appeared Bryan M. Nikirk, who executed the foregoing promissory note for
the purposes therein contained.
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: SS.
)
STATE OF MARYLAND
COUNTYOF ~Jc..r; c..K- )
On this the r ~t'day of J\Jl1 c... ' 2006, before me the undersigned officer,
personally appeared Karen L. Nikirk, who executed the foregoing promissory note for the
purposes therein contained.
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: SS.
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November 2,2006
Tire ~fart
Bryan N. Nikirk and Karen L. Nikirk
43 Dt:Grange Street
Frederick, MD 21701-4864
RE: Berkeley Tire, Inc.
Our File No: 11065.115
Dear Mr. and Mrs. Nikirk:
Enclosed is a promissory note you signed on June 19,2006. According to this Note, you are
obligated to pay $34,285.61 at 12% interest over a 10 month period. Youareobligatedtopay$3,619.95
on the first of each month, beginning July 1, 2006, for 10 months. However, we understand that you have
only made two payments (July 25, 2006 and September 11, 2006). This is entirely unacceptable.
This letter constitutes notice of your default under the Note, and the Holder, Berkeley Tire, Inc.,
hereby declares the entire unpaid principal balance and all accrued unpaid interest immediately due. As of
October 30, 2006, your unpaid balance, with interest, is $28,391.62. Interest on the unpaid balance
accrues at $9.18 per day. Please send a cashier's check made payable to Berkeley Tire, Inc. using the
daily interest calculation provided above no later than Monday, November 6,2006, to avoid further
collection etT0l1s.
In making this communication, we are advising you that this firm is attempting to collect a debt for
Berkeley Tire, Inc. Any information gained from this communication will be used for that purpose.
Very truly yours,
\-fARTSON DEARDORFF WILLIAMS & OTTO
Carl C. Risch
Enclosun:s
cc: \ls. Bdh Wenrich (via email)
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Exhibit liB II
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VERIFICATION
The foregoing Complaint is based upon information which has been gathered by my counsel in the
preparation of the lawsuit. The language of the document is that of counsel and not my own. I have read
the document and to the extent that it is based upon information which I have given to my counsel, it is true
and correct to the best of my knowledge, information and belief. To the extent that the content of the
document is that of counsel, I have relied upon counsel in making this verification.
This statement and verification are made subject to the penalties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities, which provides that if! make knowingly false averments, I
may be subject to criminal penalties.
BERKELEY TIRE, INC.
By: ;&uz ~ tJ ~
Beth Wenrich
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Michael 1. Collins, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
PA ID: 200427; NJ ID: 262
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@mdwo.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 2006 - 6834
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LA W
Defendants
AFI~IDA VIT OF SERVICE OF COMPLAINT
COMMONWEALTH OF PENNSYLVANIA )
: SS.
COUNTY OF CUMBERLAND )
I hereby certify that a copy of the Complaint in the above captioned matter was mailed to Karen
L. Nikirk, 4479 Ruggles Road, Taneytown, MD 21787, by certified mail, restricted delivery, return receipt
requested.
Attached is the Post Office return receipt signed and dated December 2, 2006.
By
Michael J. Collins, Es
Attorney ID No. 200427
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
Sworn to and subscribed
before me this ti tIV day of December, 2006.
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COMMONWEALlH or PENNSYLVANIA
Notarial Seal
~ary M. Price, Notary Public
CarlISle Boro, Cumberland County
My Commission Expires Aug. 18, 2007
Member. Pennsvlvanla ASSOCiation of Notaries
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. Complete items 1, 2, and 3. Also complete
Item 41f Restricted Delivery Is desired.
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so that we can nrtum the card to you.
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Michael 1. Collins, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
PA ID: 200427; NJ ID: 262
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@mdwo.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 2006 - 6834
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LA W
Defendants
AFFIDAVIT OF SERVICE OF COMPLAINT
COMMONWEALTH OF PENNSYLVANIA )
: SS.
COUNTY OF CUMBERLAND )
I hereby certify that a copy of the Complaint in the above captioned matter was mailed to Bryan
M. Nikirk, 4479 Ruggles Road, Taneytown, MD 21787, by certified mail, restricted delivery, return
receipt requested.
Attached is the Post Office return receipt signed and dated December 14, 2006.
By
Michael J. Collins, Es uire
Attorney ID No. 200427
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Sworn to and subscribed
before me this iqflv day of December, 2006.
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Not PublIc
LUIVllviONWEALlH OF PENNSYLVAN.i,
Notarial Seal
Mary M. Price, Notary Public
Carlisle Boro, Cumberland County
My Commission Expires Aug 18, 2007
Member. PennSYlvania ASSOCIation of Notaries
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Item 4 If Restricted Delivery is desired.
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so that we can return the card to you.
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or on the front if space pennits.
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Michael J. Collins, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTS ON LAW OFFICES
PA ill: 200427; NJ ill: 045862005
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@martsonlaw.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 2006 - 6834
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LAW
Defendants
PRAECIPE
TO THE PROTHONOTARY:
Enter default judgment in the above-captioned action in favor of Plaintiff and against
Defendants in the amount of$28,391.62, plus costs of suit and interest from date of judgment at 6%
per annum for Defendant's failure to file an answer to the Complaint.
I hereby certify that a written notice of intention to file this Praecipe (in the form attached
hereto) was mailed to Defendants at their last known address on January 9,2007, which date was
subsequent to the date default occurred and at least ten (10) days prior to the date ofthe Praecipe.
By
Michael J. Collins
Attorney I.D. 20042
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
Attorneys for Plaintiff
Dated: O\/ZE /6 ~
Michael 1. Collins, Esquire
:Y1ARTSON DEARDORFF WILLIAMS & OTTO
PA ID: 200427; NJ ID: 262
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcoUins@mdwo.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CU~BERLAND COUNTY, PENNSYL VANIA
v.
: NO. 2006 - 6834
BRY AN M. NIKIRK and
KA,REN L. NIKIRK
: CIVIL ACTION - LAW
Defendants
TO: KAREN L. NIKIRK
4479 Ruggles Road, Taney town, MD 21787
DATE: January 9, 2007
IMPORTANT NOTICE
YOU ARE IN DEF AUL T BECAUSE YOU HA VB FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMA nON ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone:(717) 249-3166
Date: January 9, 2007
MARTSON DEARD07E 'WILLIAMS ~ OTTO
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By r {, '<(': { \."- ....1::.- '/ i/ fj /J
Michael j, Collins, Esq\fiie ---
Attorney LD. 200427 .,/
Ten East High Street
Carlisle, P A 17013
(717) 243-3341
Attorneys for Plaintiff
,..
CERTIFICATE OF SERVICE
I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS &
OTTO, hereby certifY that a copy of the foregoing Praecipe was served this date by depositing
same in the Post Office at Carlisle, P A, first class mail, postage prepaid, addressed as follows:
Bryan M. Nikirk
4479 Ruggles Road
Taneytown, MD 21787
Karen L. Nikirk
4479 Ruggles Road
Taneytown, MD 21787
MARTSON LAW OFFICES
BY~1t,Q~
M. Price
T East HIgh Street
Carlisle, P A 17013
(717) 243-3341
Dated: ).1.->' )01
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Michael J. Collins, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
P A ill: 200427; NJ ill: 045862005
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@martsonlaw.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 2006 - 6834
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LAW
Defendants
TO: KAREN L. NIKIRK, DEFENDANT
NOTICE OF ENTRY OF DEFAULT JUDGMENT
You are hereby notified that on January ~~, 2007, the following Judgment was
entered against you in the above-captioned case: Judgment in favor of Plaintiff and against
Defendants in the amount of$28,391.62 plus costs of suit and interest from date of judgment at
6% per annum for Defendant's failure to file an answer to the Complaint.
I hereby certify that the name and address ofthe proper person to receive this notice under
Pa. R. Civ. P. 236 is:
Karen L. Nikirk
4479 Ruggles Road
Taneytown, MD 21787
Michael J. Collins, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
P A ill: 200427; NJ ill: 045862005
10 East High Street
Carlisle, Pennsylvania 17013
(717) 243-3341
mcollins@martsonlaw.com
Attorneys for Plaintiff
BERKELEY TIRE, INC.,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
v.
: NO. 2006 - 6834
BRYAN M. NIKIRK and
KAREN L. NIKIRK
CIVIL ACTION - LAW
Defendants
TO: BRYAN M. NIKIRK, DEFENDANT
NOTICE OF ENTRY OF DEFAULT JUDGMENT
You are hereby notified that on January ~~, 2007, the following Judgment was entered
against you in the above-captioned case: Judgment in favor of Plaintiff and against Defendants in
the amount of$28,391.62 plus costs of suit and interest from date of judgment at 6% per annum for
Defendant's failure to file an answer to the Complaint.
Prothonotary
I hereby certify that the name and address of the proper person to receive this notice under
Pa. R. Civ. P. 236 is:
Bryan M. Nikirk
4479 Ruggles Road
Taneytown, MD 21787