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06-6995
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. TERESA L KRAFT Defendant t.. ~ Ul C, ~1../` COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05561501 C A Pit VOC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No TERESA L KRAFT Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851 JERICHO TURNPIKE #190 SYOSSET NY 11791 . 2. Defendant is adult individual(s) residing at the address listed below: TERESA L KRAFT 235 SUSQUEHANNA AV ENOLA, PA 17025 3. Defendant applied for and received a credit card bearing the account number 5570091814501241 . 4. Defendant made use of said credit card and has a current balance due of $2179.16 as of November 20, 2006 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900°s per annum on the unpaid balance from November 20, 2006 A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant TERESA L KRAFT INDIVIDUALLY in the amount of $2179.16 with continuing interest thereon at the rate of 25.900 per annum from November 20, 2006 plus costs. Jam s Warmbrodt,42524 WE MAN WEINBERG & REIS CO., L.P.A. 43 Sev nth Avenue, Suite 2718 P ttsb rgh, PA 15219 412) 434-7955 AX:,412-338-7130 0551501 C A Pit VOC This law firm is a debt collector ~mpting to collect this debt for our client and any information obt ned will be used for that purpose. 034 Your Kmart MasterCard® is the one card you need. Use it everywhere MasterCard is accepted-over 21 million locations worldwide. Whether you're shopping at Kmart, dining out or buying gas- your card offers the purchasing power and flexibility you deserve. 1"" a MasterCard 034-0502 CapitalQ~• 1 Account Sttmmarv Previous Balance Payments, Credits and Adjustments 51,166.07 Transactions _ 5,00 Finance Charges + 568.00 + s76 57 New Balance EI,260.64 Minimum Amount Due 51 260 64 Payment Due Date , . February 23, 2004 Total Credit Line 5700 (Non-Kmart/Cash Portion) E600 Total Balance 51 260.64 (Kmart BalantP) , 5542 74 (Non-Kmart Balance) 5777 90 (Cash Balance) . 5.00 Available for Kmart Purchases 5.00 (Portion available for 00 5 Non-KmaNCash Transactions) . At your service To nll Customs Relations or to report n lost or rtolen nrd: 1-800-830-7524 Visit rvanv.capimlonacom today to manage your account online and receive valuable otfess. Srnd paymethts to: Send inquitis to: Attn: Remittance Proarsing Capital OneSwim Capital On<Swiar P.O. Box 85184 P.O. Box 85015 Richmond, VA 23285-5184 Ridhmond, VA 23255-5015 MASTERCARD ACCOUNT DEC 24, 2003 -JAN 23, 2004 5570-0918-1450-1241 Page 1 of 1 Payments, Credits and Adjustments This message is to inform you that your account is seriously past due. Please send a payment for the amount due or call to at 1-800-294-5737 [o make payment arrangements on your account. Transactions 1 24 DEC OVERLIMIT FEE 2 23 JAN CAPITAL ONE MONTHLY MEMBER FEE 529.00 3 23 JAN PAST DUE FEE 4.00 35.00 You were assessed a past due fee of 535.00 on 01/23/2004 because your minimum payment was not received by the due daze of 01/23/2004. To avoid this fee in the future, we recommend that you allow at least 7 business days for yatu Payment to reach Capital One. ExHisir I ~ Fir1871te Charges a Pleare ree reaermri&for important information eel race P nd C s gyGrJm sir R CE ~ KMART PURCHASES NON-KMART PURCHASES A36.63 '0709696 25.90% (671 37 GE 531.80 . CASH .0709696 25,90% s.oo .0709696 2s 9o9c 114.77 . s.oo ANNUAL PERCENTAGE RATE applied this period 25.9096 • PLEASE RETURN PORTION BELOW WITH PAYMENT ~1,,, ,, ~~~/~a . 0000000 7 5570091814501241 23 1260640020001260648 New Balance 51260.64 Pleasrp.inr nsai6ad~ar and r-malrl~sdr: brl miag b4u o. b/ar~E iu,E Minimum Amount Due 51260.64 Payment Due Date February 23, 2004 Sose`o Apc - Total enclosed E Gry Srase ZIP Aceoant Number. 5570.0918-1450-1241 H°m` ~°°` Alxmrte Phone #9002482454239426# MAIL ID NUMBER Capital One, F.S.B. -- TERESA L KRAFT P.O. Box 85184 ~,~„~~~,,,,~,~„~,~~~ ~ _~ 235 SUSQUEHANNA AVE Richmond, VA 23285-5164 ~` ~~ ENOLA PA 17025-2425 hn ~~ ~n~s~u~~m~,~~n~n~r~n~s~nu~~~u~u~n~~n~u~°~~~O11 ° ~ ~nr~~~m~~~um~,~r~,~ur~t~s~n~u~s~s~r~ur~~n~s~u~u~~ Pleare uniteyour aaount rsum&r an your duck or money order madepayable to Capital Ont F.S.B. and mail in the enrlored emuelope. r `, m N N tV penlxac rate. To obtain the average dally balance for the billing periotl covered by this rtatemem, we take tla begiming halame of each aegmern each day, add any new treneactids to each aegmera, and subtract any paymerna or credo. (I/ the code N appears m the from of this statemem next to 'Balance Rate Applied To,' we also subtract any unpaid finance Marys included in the balance of eats aegmern.l This gives ua the daily balance of eats aegmern. Then, ne add up all the dailyy 6alamea for each nun~^iber of dew dlnrg period and dvide by tfre tmal verage daily balance °flaecry ariod. This gives ua the 3. Arausl Parerraapa tiaras IAPRI. segmem. a. The tam 'Amuel Percentage pate' may appear as b. Iiptha•code P IPn'rrrelf L (3-mo. LIBOR), C (Certificate of Oepositl, or S (Barrkcem Primal eppeare m tla tram of tma atetemerp roxt to the pedolfic rate(s), the p nodc retea and ttrresporrdng ANNUAL pEpCENfAOE RATES meY vary r8srtedy ant may imrcaae or decrease based the armed irrdcea, ea found in The Well Sheet Jouma/, plea the margin previoudy dsdoaed ro you. These charges will be effecrive m the first tle billing period ceverM by your periodic statemer i om6ng c. If tlK atlc Da (Primal F(7~m~o.uLIB0RI ortG (3-mo, LIBOR Reodced Mmdyvr ,....e..e .... .~_ .____ _, ter, fro penodc rates iCENFAGE RATE may or decrease based an the Wal/ Street Journal, pus to you. These drangea o/ your billing period 4. Aafamaarr W Leta, Ov~lirrrp acrd flaerrrad Payrrrant F Your aceaaa will be easeaeed m more Man two of tla listed here that oczur during any filling peried. Udder tM terms of your customer agreemem, we reserve the right welva or nm to arose an teas withrxrt You witFrolrt waivi our riY prior notificatia fees at a later rime 9m to assess the same or aims 5.tflanwvkrg Yar Acawnt. If a membereHp fee tley~a from the date tNa etatemmd was metled ro you to avid paying Me tae or to Mve aunt tae credtetl to you it you cellCel your attoum. Outing tlas periotl, you ma Cmams [O Ube your ett01rr2 whMut heVing m pay the memberemp fee. To camel your accetrrt, you must norify is by cellirrp our Customer Relatioro Department ~I~ Wu~ w Bdence' in hll (extludrg fire 8. M Yau Cow Yuri Ae toarlt. You ce re thirty-day period. your acegra by rallirrp our Curtdner ~queit~te tloae D epartmem. Yw murt dl:atroy your crest card(s) and ccaum access tlrttka, cancel all preelrMOrized bilfirrg, and cease uairq your accorart. If you do rrot camel preauthorizad d ling arrerrpemerns, we will cmdder reeceipt of a Marge your alahon:arion to reopen your ttarrrt. Addtlmally, your accwm wip rat 6e tlosed mril you pay all amoums you owe ua indlydng: any trensactima you here authorized, firorrce Merges, pas[ due tees, ovedimit fees, returtad payment tees, cash advame fees and any aher fees aeceaeed to your attoum. You are respandble for chase amoums whether they appear m your eclxlua et fire time you request to dose ifre aceant or they are irrauretl atbeequem to your request to close the attoum. This may rea8t in ~a ~ea~plzearinp m your eccetnt attar you have 15714S 01LOLBAK I a. 25adaya rvitM fine Imeachergemon nsw purMeaea, rrew balance trenatere, row Ipedd purchases antl new other charges if you pay your total 'New Belarrce', in accordance vufth the Importern Nmlce br paymerna blow, and in time for h to be credted by your next aretemem doting date. There is m grace period on cash advarrcm ant aplydal tranafere. In add'aim, there is no grace period on any trarreaMm it you do rat pay the total 'New balance.' h. Aestrirp Finanq Oharya. Transernlms wltlch am rat sr6jea ro a grace period are assessed finance tdrarga 11 from the date of the traroamion or 21 Nom the date the trensamim is pracesaed to your Account or 3) from the fim calendar day of the current 6fllirrp period. Addtionally, i/ you did not pay the 'New Balame' ham the previous hiNirrp perod in toll, finance charges txraince to accme to Your Inpaid belarae Imil the unpaid halame is paid in full. This means that you may grill owe finance charpea, even if you pay the entire New elame irrdceted on Me from of your statement by the next atetemerrt closing date, but did rat do so for the previous mmth. Uryaid finance Merges re added to tfa applicable segmem of your Account. tc. MFknun Fnaroa CJrarga. For earth pilling period that total RNANCIE f31MARaErof 80.50 writ be ibis a minimum total finance charge rasWting from tla a posed. It the penodc rate(s) is less than 50.50, ore w~'llll~pt ec°tftry~a r mount hom the 80.50 minimum ant lire di}fercme will be billed to the purchase s um of your account. 't tl. Tarrpwary Raduetiam ke F'arnsa Charg . We reserve tlv; pht to not assess any or ell finance Merges for any givo bi Irg period. n ?. Avaraya Dapy Balanoa Ikrralyditp Maw Rrdwaal. a. Rrrame Marge Is celcWatetl by mUtlplying the daily halame of each segmdtt of your accourt 1e.g., ceah bdveme, pumheae, apedel traroter, and apedel purdrexl y the rorreeporrGrg tlaily periodc rate(s) Mat has been pre dourly diadased to you. At the end of eats tlay during nn Panod, we apply tra daily periodc rate for each sepnem of your eccolatt to the daily Dalame of eats segmam. Then at the end of da filling period, we add W the reeuhs of these dopy calculetlons to arrive et your periodic firome Marge for eats segnem. We add up the results from eats aegmern to arrive at tla total periodc firome charge for Your acedn[ To get the daily Dalame for each segrnem of your acemrtU we take the beginrarrg balance for each segmem am add any Haw traroattiaro and any periods finance Marge celarlated on the previous day's bslerrce for Mat segment. We then wLtract any payments or credta portetl ea of Me[ day Mat are allocated for eats ~~~ This gives us the seperrte logy halame New Balam~enahown sir r accoum. However, ii you paid the Your previous rtetemem in fidl for if your new halame was zero or a crest amoum), mw transaaioro whits post to your purMase or apecid puroheae eegmema are nm added to the daily balances. We calculate the averepe dally balance by addrrp all the tlaily balamea togettar and 6vidrq tla am by the number of the days in the wrrent billing cycle. To celcWete your imal firome charge, muhiplyy your average daily halame by the daily periodc rete ant Dy the number of days in Ure billing periotl. Oue t° raln0irrg m a daily basis, there maybe a slight vadame betwedr tt8s ralNatim and the amount of fronce charge amudlY esaessad. 6. If the code Z or N appears m tfre from of 1Ns rtatemlra r ~xt~tro'Bdence Rate Applied To,' we mWtiply the ~~YOa authon'zedt apu ardraseyfrom a merchant and we e, recdve the transaction from the merchem after your aceaxm has been dosed, Your accaxa win be reopened the amlruM of the charge was be atlded to your attourn, and you will De reapmalble for paymnrn. If there la a memberalBP fee for your acearn, tfre fee will contkxre go be charged, to the extlmi permitted by law, until the 7. lh'rrp YParr Aeesud.V~caard or +W000Unt camo[aba ~. used in cemepian with any irnemet gambling varsamips. BILLING RIGHTS SUMMARY Iln Case Of Ertore Or Olxreritan About Your BiIU If you think your bill is wrarg, or if you need more infomation on a treroactim or rill, wore to ua m a separate ahlxt ae soon as poasllae ai the adereas for 'rgWriea shown on the fora of tlria satemern. We moat hear from you m later then 80 days aster we gem you the first rill on which the error or problem appeared. You can call our Qstomer Rdatime number, but doing so will not preserve your rimme. In your letter, give tie tfre idlowing miomatim: your name and attoutt norther, the ddlar amrrum of the wapectetl error, a description of the ertor and R explerotian, 11 possible, of vMy you believe there is or, or i/ you naetl more information, a deacriptim of the item you are unsure about. Ycu do rot have to pay any amourt in quertion while vve ere invertigetirrg it, but you are still odigaied [o pay the parts of your rill dart are rot in gtsrtim. While we investigate your psstion, we cerrrot report you as ddinquem or take any anion ro cdlect the amount you question. Mi. tees i,'r Spar el RWe for Credit Card Purchases sf you have a problem with the quality of property or ervicea that you Irrmhased with a crest card and you have tried in good faits to cmlrra the Prodnm whh the mercMm, you may have the right rot to pay the remairing amourn due m the property or services. Vou have tNs protection ody when tlra purchase yrice was more then 350.00 and the Irrrduae watt made in your home Hate or within 100 miles of your mailing atldres. (11 we own or operate the merchant, or it we mailed you the adverriamrrern for the PrtgertY or services. dl purchases rc ceverM regerdeaa of amourt or location of purchase.) Please remember to dpr all rorrcsfxendmce. t foes rat app/y m ronwmer non-credit card accounts i Poes rat app/y to busmbas rqn-r~ad/r card eccorarts Capital One ar8pona infomatim privacy Protemim: see our weba;te at www.cepirelane. cam. Capital One la a /ederally registered aennce mark of Cephal One Rnarrdal Corporetim. All rigma reserved. 0 2003 Capital Ona Inportarrt Natlu~ouer~ ern will be credtad to your account as of the da ~ P ~ecPe it, provided you send the bottom portion of this satemern and your check in the ardosed remittama envd peymem is received in our proceasirq caner b 3 by 3:00 m. ET. Payments atldresaed to our Wash ymems adtlremd io our Uirgina or Georgia procesairrg tamer mist be receved m a Dudrasa day delivery. Peymmta recdvetl by ua at any mfar locav~orr or InferroiotJh~er M~m1emey not~6e crl:dhed the s Irene d y~v~D~~ L~rn Parr ~ .^~ ~W em Manda(6~businesa tla Por talideya. Please do not use ~taplea, paper dippsa, etc. when Y ough Seturd y, a Ixc~irdaing bank acttmt for the emaurn of the dreck. TMa elahorizariopn a10p°ppli~ea to alipad~iechs 'racd~d~dudng~ry,e b1~F~k1s1, you authodza ua to make a ens-time dectrorio tranabr debit from your authorize tic to make a Marge sgairst your bank acroutt Isinp the check, a paper tlrefi or other Item, °g °yde even if gem 6y aameone doe. If we camas process the traroter, you VERIFICATION The undersigned does hereby verify subject to the penalt' of 18 P C.S 4904 relating to unsworn falsifications to authorities, that he/she is G~ ~~) of C~~p~ ~~~ ~ , plaintiffherein, that TLE) (COMPANY he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his/her knowledge, information and (SIGNATURE) WWR# (`~SCo i ~~ I n ~ ~ ~ .~ `~ ~ J ~ ~ ~ ~~ C' ° -n ~r ~-~ r~ ~ ~ ~ y J .~ ~~ ' / IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. 1'ERESA L KRAFT Defendant No. 06-6995 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05561501 Judgment Amount $ 2279.67 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA C[VIL DIVISION CAPITAL ONE BANK. Plaintiff vs. Civil Action No. 06-6995 CIVIL TERM TERESA L KRAFT Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, TERESA L KRAFT above named, in the default of an Answer, in the amount of $2279.67 computed as follows: Amount claimed in Complaint $21.79.16 Interest from NOVEMBER 20, 2006 to JANUARY 24, 2007 at the legal. interest rate of 25.9% per annum $100.51 TOTAL $2279.67 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with I'A R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: ~~ `~~ WILLIAM T. MOLCZ ,ESQUIRE PA I.D.#47437 weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 WWR#05561501 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7"' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 235 SUSQUEHANNA AV ENOLA,PA 17025 IP3 THE CGtJR'T OF p©MMON PLEAS CUMBERLANT: Cc~UNTY, PENNSY~VANTA CIViL DIVISI~:N CAPITAL C?NE BANK P~.aa.~tiff TERES~, L KRAFT D~~~xldan~ (~) IMPOxTARTT N@TICE TO: TERESA ~ KR.AFT ~~~ SusQuEHAA AV ENOL.A , PA 17 Q ~ ~ ( q D~~~ erg NQ~~~ . i t Wt~TR#. J5~61~a1 YOU ARE IN DE~'A[3L'1" SECALJSE S~QU I~A~FE FAILET~ TO ENTER .A WRXTTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TQ THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE tQF THIS NOTICE, A JUDGMEN'T' MAX BE ENTERED AGAINST YOU WITHOUT A HEARING ANT? YOU MAX LOSE YOUR PR®PERTY OI2 OTHER IMPORTANT RIGH'T'S. YQU SHQULD TAKE THIS PAPER TO YOUR LAV7YER AT ONCE. IF YOU J.~O ATOT HAVE A LAWYER, GO TO OTK TELEPHONE THE FOLT,,QWTNG OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD 'i'O HIRE A LAWYER, 'T'HIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES 'T'HAT MAY OFFER LEGAL SEF2.VICES TO ELIGIBLE F?ERSONS P,T A R.EDUCEi~ FEE OR NO FEE . LAWYER REF'ERF..AL aERVTCE CUMBERLAND COUNTY BAR ASSE3CIATIC3N 32 SOUTH BEDFORD STREET CARLISLE, PA 17A13 (71.7) 249-31,56 $~` l~ J' S ~IBRQD'I', ESQUIRE PA T. #4224 WELT WEINBERG & REIS CO,, T}.P.A. 2718 ;PEERS BLDG, 436 7TH AVE. PITT URGH, PA 1219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. TERESA L KRAFT Defendant Case no: 06-6995 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil. Relief Act (SCRA), 50 U.S.C. App. ~ 521. Affiant further states that based upon investigation. it is the affiant's belief that the .Defendant, TERESA L KRAFT is not in the military service. Affiant further states that this belief is supported. by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, TERESA L KRAFT is not in the military service. Further Affiant sayeth naught. This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. (/t/ '~ AFFIANT SWORN TO AND SUBSCRIB DD~' my presence this ~ day of .1~~~ COMMONWEAL,'TH 0~ Notarled Soal NOT Y PUBL[ WalyneA'Jonel;i,~uY'PubIIC City Of Pittsburpll, A[lepheny County My Corr~ssion Expires June 29, 2010 Member, Pennsylvania Association of Notaries Request for Military Status ,, Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 JAN-24-2007 08:31:10 '~ Last Name First/Middle Begin Date Active Duty Status Service/Agency KRAFT TERESA L Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~ ~-~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scralowa/scra.prc_Select 1/24/2007 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BOSIJFLDQRC https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 1/24/2007 ~ ~ -tg' ~ d ~ b ~ ~ ~ ~-, ~' r" ``_ -- c.. _- ~ w--_ ~;,~ ~. `~a N ==~ crt ~~ .--~ _ T~ ~~r : r -; `~'.`t -'{~} .: -; '`~ ; r' ~~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 06-6995 C1:VIL TERM TERESA L KRAFT Defendant NOTICE OF JIJDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendant ( )Garnishee You are hereby notified that the following Order Qr Judgment was entered against you on .J etc-~ 3 a~ .Z.plj'7 (xx) Assumpsit Judgment in the amount of $2279.67 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PR HONOTA TERESA L KRAFT 235 SUSQUEHANNA AV ENOLA,PA 17025 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 1-888-434-0085 SHERIFF'S RETURN - REGULAR CASE NO: 2006-06995 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS KRAFT TERESA L RICHARD SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon KRAFT TERESA L the DEFENDANT at 1749:00 HOURS, on the 8th day of December 2006 at 235 SUSQUEHANNA AVENUE ENOLA, PA 17025 TERESA KRAFT by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 13.20 Affidavit .00 Surcharge 10.00 .00 4 /a`~~D7 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 12/12/2006 WELTMAN WEINBE R S By: eputy Sheriff A.D.