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HomeMy WebLinkAbout06-6996i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. SATSIE D MAILE Defendant No : C?- & ?% COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05463669 C N Pit VOC i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No SATSIE D MAILE Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with'the court your defe ses or objections to the claims set forth against you. You are wa ned that if you fail to do so the case may proceed without you and a judgment may be entered against you b the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: SATSIE D MAILE 6031 MOCKINGBIRD DR MECHANICSBURG, PA 17050 3. Defendant applied for and received a credit card bearing the account number 4155572145202282 . 4. Defendant made use of said credit card and has a current balance due of $1120.04 , as of November 10, 2006 5. Defendant is in default by failing to make monthly payments when due. As such, the entirelbalance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.9000 per annum on the unpaid balance from November 10, 2006 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. i 7. Although repeatedly equested to do so by Plaintiff, Defendant has willfully failed and/or defused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , SATSIE D MAILE , INDIVIDUALLY , in the amount of $1120.04 with continuing interest thereon at the rate of 25.900% per annum from November 10, 2006 plus costs. A43Se Warmbrodt,42524 WELL WEINBERG & REIS CO., L.P.A. th Avenue, Suite 2718 h, PA 15219 -7955 338-713 54 3669 C N Pit0VOC This law firm is a debt collector a mpting to collect this debt for our client and any information obtained will be used for that purpose. And don't forget you earn T.1 X =WSA 028 rewards on every TJX VisO purchase! It's that easy! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. Tq•? Marshalls. d A.J- W-- r 'Please sm d.e Re..vads PaWarn Temss vd Cordidoru in your viginA offer err addiriunil di .1- 1-f- fdl dnailc 028-1103 Capital(y . TJX Account Summitry Previous Balance $770 60 Payments, Credits and Adjustments . 00 $ Transactions . $33 00 Finance Charges . $17.14 New Balance $820 74 Minimum Amount Due . $820.74 Payment Due Date July 13, 2005 Total Credit Line $200 Total Available Credit $ 00 Credit Line for Cash $200 Available Credit for Cash $ 00 At your service To all Customer Relations or to report a lost or stolen nrd: 1-877-534-6841 Veit an--apitalon-era today to manage your account online and receive valuaue oHm. Send Payments to: Send inquiries to: Attn: Rermnsam Processing Capital One Bank Capital One Services P.O. Box 790216 P.O. Box 85015 St Louis, MO 63179-0216 Ridsmond, VA 23285-5015 VISA ACCOUNT 4155-5721-4520-2282 MAY 14 -JUN 13, 2005 Page 1 of 1 Rewards Summary- this summary reflects transactions posted during this billing cycle. Previous Rewards Balance $6.17 TJX Rewards 05/12-06/10 $.00 Other Rewards 05/12-06/10 $.00 Rewards to be Issued $.00 Balance as of 06/10/05 $6,17 Payments, Credits and Adjustments Transactions iJ 1 wN UAF11AL ONE MONTHLY MEMBER FEE 2 13 JUN PAST DUE FEE "'Capital One proudly supports the National Youth Anti-Drug Media Campaign. PARENTS. THE ANTI-DRUG. Stay Involved - Ask Questions. To get the FREE booklet, "Keeping Your Kids Drug-Free," call 1-800-788-2800 or visit www. AeAntiDrug.com- You were assessed a past due fee of $29.00 on 06/13/2005 because your minimum payment was not received by the due date of 06/13/2005. To avoid this fee in the fitture, we recommend that you allow at least 7 business days for your payment to reach Capital One. EXFNBB` ANNUAL PERCENTAGE RATE applied this period $4.00 29.00 Finance Charges Pkarera >merie si&for important injorrnation Ba! re afe gerdra Prod rae Cr?poa ?6 ?rvy. APR ?Y?i' PURCHAS CASH $778.98 .07096% 25.90% $17 14 $.00 .07096% . 2590% $.DO PLEASE RETURN PORTION BELOW WITH PAYMENT V loW 0000000 0 4155572145202282 13 0820740040000820740 New Balance 0.74 Pleareprinr snmiml adhss oathe-railcl-Fes helm wm, 6L,< o, R?k ink $82 Minimum Amount Due $820.74 Pa nt Due Date So- r Y? July 13, 2005 ^Pi 4 City Total enclosed $ Stine ZIP Account Namber. Home Phone Alarnare Phone 4155-5721-4520.2282 #9016572322928665# MAIL ID NUMBER Capital One Bank .. SATSIE D MAILE P.O. Box 790216 6031 MOCKINGBIRD DR St. Louis, MO 63179-0216 m MECHANICSBURG PA 17050-2077 Please incite yore account --ber m your 6wk or money order madepayable to Capital One Bank and mail in the rndared envelope. 25.90% r III fi fi ti tlh? 9 O N to Ic NN Pon- rate. tO obtain the average daily balance for the billing period covered by this natement, we take the IxgirWrp balance of each segment each day, add any new traraectiore ie each segment, and mbtrett a is or credits. (It tic code ny d any N appeare an the from of Mia ststemem next to 'Balance lia[e Applied To,' tie also nbtrect any unpaid finance large included in the balance of each Segment.) Thves the daily balance of each segment . Than, rue alt p all he daNyy balathe nces for each segment for the billing period and (vide by total number of days in the biakg pedod. TNs gives w the average daily balanne of earn segment. 3. Annual Prrctdha Rate IAPRI• a. The term 'Anoual Pecenage Rate' may appear as b. It des oode ftP (Pdrnelf Lh13 mo. UBOR), C (Certificete of IN. a at or 5 (Bankcerd Prime) LI on the front of his staemen nan to rite periodic ratelsl, the pedoek rates and comespo _ ANNUAL PERCENTAOE RATES may very µmrtedy and may increase or decrease baud en the .rated indices, ea tourUd inyh W.# Th, e WaN Street hexzra/, plus the margin previcrdd m you. These charges will be effective en tic M1nt day of your billing =1 overed by your pedatlk statement 02ng the anary, 41, Jdy and October. C. If the code D (Prime), F (1-mo. LIBORI or G 13mo. LIBOR Repriced Monthly)' AS L pct )o hem of your statement next to tic pe c rateW, the periodic rates and carreapaefrg ANNUAL PERCEMAGE RATE may ==Y may frxmau or decrease based W the m ch pl moron Previously dbudla{cl the margin The to Street Them changes cdw II t four da t to you. ac be us each month. w en the first day of your billing period . a. Asaaaanamt of Laaa, Ovrfimit aM Rabmtl Paym.rrt ferSa. Your accent wIN be assessed re more tMn Pe of the fees listed here that on:ur dump any billing pedod. Under the terms of your cusmmer agreement, we ro erve the right to wow Or not to metals any fees withou[ Prior nod%Geon [O You "tiou waiving our right to arnsa the Same or similar fee. at a later ante. 5.tRaravvkq Yaur Aeaoua. IT a membeshiP tee ppesm W the fret of this statement, you have 30 de from the date tits trtatemem wen rnNkd to you to paying the fee or to haw each fee credited to you If you cancel your acco so. Ourkq this period, you may =rrne to nee your Account with Wt haying to pay the membereNp Tee To cancel your ecceutt, you moat city to by calling our Cum=r Raatiena Department .1 P Vy New B.I.-' in full (etxlludrg the 8. N You Gas yA) A rsaaUrt. You c orbs thirty-day period. yyoWu accent by calling our Customer Radrx as dose Department. You must destroy Your credit ce rdls) and accueatt access daxka, cancel all PnSeUtlorized billing, and cease using your account. If you do not cencel presuthorized ling arungsmeme, wa will consider receipt of a charge your authorization to reopen your accost. Addidonally. Your accuat M" nm be closetl until you pay all amours you owe sea including: an your e¢aan if it has already teen coned. for example, if you autho" a purchase hpn a merchant and we receive the trenuctien from tic merdam aher your eccaum has been dosed, your acceum will be reopened the amour of the darge will be added m your account, and VOU will be mapenahie for peymem. If ft- It. membeuhip ice for ynxa accorrt, the tae will It to be dargad, to the extent pemUittM by law, Until Me account baance has been paid in fill as defined abo Us ve. 7. Using Your A.aaut.Your card or aconuart serene be ed in connection w 1h any auemet gambling ,._aims. BILLING RIGHTS SUMMARY (In Gse Of Emm Or Gucstiore Atnrt Your r Bill) If you dank your bill la wrtxtg, or if you need more information r, a tranaactiou or NII woe the to se en . an a Address for pe"rsm chat se soou as possible , At A fromsiown on the font of this rtatement. We over first ban onVwoufach tone error o? oNem her we urn you tin call Wr Customer fldIti= oumber, bu doiratrgedm Yimo'll cent preserve your dgms. I,, your lever, give w the o wit o la?g =I',- : your name and eccouatt rxmber, the Now f the ++Pected error, a deacdptiwn of the e rror are an ; it possible, of Z you bdfewthereoffa an error, Of or it if YOU ou need more intormatiW, a dexriptien =our you are ueure abort. YOU do not how to pay any are sell oImlllin g',m tope whilenthe pane of your we are inwnigatkg it, but You in n. [ NN that are rot question. "y"". `- investigate your question, we cannot report YW as dafnqu ere or take any action to cdlect the amour you question. t,t Special Rule for Credit Card Purchase you hew a problem wnh rite gwlity of Property or If erwcea that you purchold with a creIf cam oral you he" tried in good faint m correct the prodam wnh the merchant, YOU MAY haw the right nor to the the remaining amrs m due on the Property or Services, you haw Mia PrmerYion oNy when the purchase price was more than 50.00 and the purchase was made in your home rata or thin 100 miles of Your maafrg atldIt (If ne own or operate the mArMem, or if vas mailed you the ad"rdsemers for the Property or Services, all purchases am covered regardless of amour or locetien of purchase.) Please remember to sign AN cermapondence. t Does not APWY to coawmsr non-credit[ card accowds t Does not appty m bushtese rontred/t cad stoners Gphel Ore .U;nporta inbrmatien privacy protectien: see our WEbaie ei www. federally GPRalorc registered service mark of Capital One Rroraaal ,%MOMtfen. All rights meerwd. a 2003 Y Capita One tramactnons You haw aueodzed, finance charges, Past due tees, awtimit fees, returned payment fees, cash account tees and any osier fun aaaeseed m your ththeey appear You on are your r acco Account nt A, for the e Tiamouas whether dose the to tim:=17-M. xnt or they am iraxrMad your requert to dose the account. TNs may need[ in charges appaerng on Your account after wu haw OtLGLBAK I a. wave rr<ea. rW will have a -INmun grace pedod of 25 days without finance drerge ;:I- on purdteaoa, new balance traratere, new apeda Pumand new other charges if you P+Y Your roan 'New Balance', in accordance with the knportant Notice for payments blow, end {n time for it to be credited by your next statement doshtg data. Them I. no grace Period ou cash bal adwroce and special transient. In addition, therethen a grace period snY Ipmeoctlon if You do not pay total'New ance.' b. Aooukg Fkrarraa Olsnpa.aTransamlons vvNch are not ha the date of Un?tr+ruactiWor 2) from the date dine) trenAscorm I. prouneed to your Aceant or 31 from the first calendar day of the Wrrertt billing Period. Additionally, bill liar 6d not pay the 'New Balance' tram the previous yauinp periotl b full, M1rorax rhegce ebnttkwle to accrue to YOU Um pay +gceeced the troe serail the apse balance is paid in full. This phi you may j. owe firnence dyrgea, even if IN' entire New larnce indicated en the irda of your stnemem 6y the ono matenmt dosing date, but did oat tlo u for the previous month. Unpaid finance charges ere added to the tnpplicable segment of your Accen[. tc. Mirkman Firawa Qnrga• for each billing period that your account is aarh)ect to a finance doge, a mirumun total FINANCE CHARGE of 80.50 will be imposed. If tic tma finance Uarge resulting from the appficatiou of yyoouu Parodic rate(s) is less than 80.50, we WN subtract thatr somas from tla 80.50 mWmum are the difference will be Nfied to the Purdcu segment of your accouan. t d. TparrUtparary Itadresiaa h i'iransa tlrrpa. We r" the Mfi to not assess any or all M1nentce charges for any given 2. Ayerrg period. ago DagV fiaWea INNrdkg Now PurohSeasl• a. Rrarax durpe Ira celWatetl by muiriplyirg the dally balance of each segment of your ecepun (e.g., cash dvaroe, purchase, W dM tra aft and special purchase) by esponding daily Ped t adic rate(s) rut hex been e-coyrrdisdoaed to y viarelou. he the eM of eadr day during he tilting penod, cc Apply t 1 the may parodic rate for each segment of your accent to the daly balance of each sapnern. Then at tfa end It the Diflfrlg period, we add Uq the rcedta of eau dsgy celculeiena to arrive et your periodic M1ranrce charge for each segment. We add up the malts from each segment to ardor at the total periodic I.__. charge for your acrxamt. To get the daey balance for each segment of you! ACCertI wey take the egjradrg balance for each segment aril add an new tract begin nd cry Periods finance carps calculated on cite preHOUs day's bslaran for flat eepnem. We than subtract any Payments or credits posted as of that day that are .lNoc.ted to that segment. TNs gives se the separate tlelly balarax for eadi segment of your acexfun. However, if you paid the New' BNance snows en Your previos statenarnt in full for f Ytu haw belera:e wasmzero or a credit amount), now transectiane vvlYdn goat your purdaA or apeelal Nose gm. am mor calculate tlSeieav?erage daily bsianoet by addtrnghe all tic de1f1We balances topather end dividing y namber o the sun b the days in the curem Ulong, cycle. To celcdate your total finance charge, muhiplyy your average daily balance by the tla{ly periodic ate and by the number of days in the haphe Period. Due to randrg en s daily basis, there may be a slight vmUm s between this celZ mbn and the amour of firths c therya ectualy aauaaetl. b. If the code Z or N sppesm on the from of thfa e+temem next to ABaaroe Rate Applied To,' we multiply the Inn the Mrs Notiea: Paymexas you map to sea will be credited to your access of tM bua rasa day we racer" it, pmwded if) you send t Pa he bottom portion of thisstatement and your daxk , the enclo recsedeived red by US;a envelope and (2) your in Payment Any is received in. bP ase . rg omen by 3 p.m. ET (12 roan PT). Pit,— allow at least five (5) husirreas days tar fwsrel our the Please : o rot use sples, Pyments m use n any mhax location sir in arty mbar form may rot be credited sa of tic dayyfa we)recaw them. Our bUSirasa days em Monday through SatueeY. exdudnp hdiefeya. delwrv. Account: for the paper chipDs, etc. vhcn prepednp Yo payment. When You sea to make a send us a dack, you eudorize Us Our make a one-time Monde lc trough toy, your bank amour of the dneek. TNa euhodzatiW appleea ur to afi dccka roomvad ekrrirg the billing cycle even if sent by make a else. It we cannot process the trcrsfer, you eullorize charge against your bank accen t acing the check, a Paps doh or other ite m. VERIFICATION CAPITAL ONE BANK vs MAILE, SATSIE D The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities, that he/she is, HENDERSON W MCKENZIE II, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ERSON W CKE I LUASYTWER Nowy hbMe, DMus Cou*, O9mpia My CeawMaaion Sxphrs Janumy 19.2009 4155572145202282 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. -AWT Vil fJ w I? "t F C?-,- o 0 -n r? c7 M "J 2.1 -+ iT1 cn yC7 . '{T 1? rn fJ .' Capital One Bank 'f Case No. 06-6996 Visa Account No. 4155 5721 4520 2282 Answers to Complaints: 1. Yes. 2. Yes. 3. Yes. 4. No. I could not have charge the amount of 1120.04 when the credit card had a credit limit of 200.00 and therefore 1120.04 is not correct. 5. If Capital One will tell what I charged and where the purchases were made at I will be more than willing to pay that amount immediately. As far as this amount of 1120.04 I don't have that kind of money. I don't work I am a stay at home mother of a three year old. Again I don't work, I do not have a job, I receive no state or government aid, the truth is my brothers help me. 6. No I don't feel as though Capital One Bank is entitled to such an astronomical interest fee because this was a credit limit of 200.00. Capital One Bank had incurred ridiculous over the limit fees and late fees and I was not over the limit. Please tell me what I charged, I do not remember charging. That account was paid in full to a zero balance. I do however remember there always being a monthly charge of 4.00 is this what all of this is about? 7. I feel this is totally unfair not knowing or understanding, what charges were made? I pray that that this judgment be dismissed and let me pay only the amount that I was supposed to have charged. If I had charged any? ? ?.? ?-?' `? ? ?: ?- - -._. . ? . ?;? c.,.. ?? r- ,.. _? ? ?L-..7 l4 ? ' ? ? ?.. r1[? e/ ' . .q . ? r ? y' "'C SHERIFF'S RETURN - REGULAR CASE NO: 2006-06996 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS MAILE SATSIE D p •.p SHAWN HARRISON Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, .....ii says, the within COMPLAINT & NOTICE was served upon MAILE SATSIE D the DEFENDANT at 2050:00 HOURS, on the 28th day of December-, 2006 at 6031 MOCKINGBIRD DRIVE .? MECHANICSBURG, PA 17050 by handing to SATSIE MAILE a true and attested copy of COMPLAINT & NOTICE together with ?y and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 31.68 .00 10.00 .00 59.68 So Answers: Sworn and Subscibed to before me this day of , R. Thomas Kline 01/02/2007 WELTMAN WEINBERG REIS By. 0 1? 'Deputy Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, vs. SATSIE D MAILE, Defendant. Case No.: 06-6996 CIVIL TERM MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 5463669 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, Case No.: 06-6996 CIVIL TERM VS. MOTION FOR SUMMARY JUDGMENT SATSIE D MAILE, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as follows: 1. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $1120.04 with interest at the interest rate of 25.9% per annum from November 10, 2006 and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiff's Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 4. Defendant's Answer contained no New Matter. 5. Under Pennsylvania Rule of Civil Procedure 1032(a), "a party waives all defenses and objections which are not presented either by preliminary objection, answer or reply..." 6. On or April 13, 2007, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit "C" and made a part hereof. The requests for admissions and requests for production of documents WWR No. 5463669 contains copies of every billing statement (which shows every charge made to the account and every payment made on the account) sent to the Defendant. 7. Defendant served upon Plaintiff her Answers to the discovery demands. A true and correct copy of the same is attached hereto as Exhibit "D" and made a part hereof. 8. Defendant's primary dispute to the years and years of credit card statements involved a $247.52 charge made to the Brandermill Inn on January 24, 2005. The Defendant merely states "she was unaware the charge was added to the account as the account was already over the limit. See Defendant's Response to the Request for Admissions. Note she does not dispute the charge or state that she did not make the charge. Also, note that the Defendant failed to dispute the charge, as required, when the charge was billed to the account in 2005. The Defendant also fails to, as required, give any detail as to which other charges are in dispute, or what payments, if any, were not credited to the account. Despite Plaintiff's requests fro production, Defendant has provided no documentation of any kind in her defense. 9. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $1120.04 with interest at the legal interest rate of 25.9% per annum from November 10, 2006 and costs. Respectfully Submitted: By: William T. Molczan, squire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 5463669 EXHI&T IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. SATSIE D MAILE Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05463669 C N Pit VOC i i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No SATSIE D MAILE Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with;the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: i SATSIE D MAILE 6031 MOCKINGBIRD DR MECHANICSBURG, PA 17050 3. Defendant applied for and received a credit card bearing the account number 4155572145202282 . 4. Defendant made use of said credit card and has a current balance due of $1120.04 , as of November 10, 2006 5. Defendant is in default by failing to make monthly payments when due.'As such, the entire balance is immediately due and payable to III Plaintiff . 6. Plaintiff is entitled to the addition of interest at the rate of 25.900 per annum on the unpaid balance from November 10, 2006 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 111" and made a part hereof. i 7. P;lthough repeatedly equested to do so by Plaintiff, Defendant has willfully failed and/or ?Iefused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , SATSIE D MAILE , INDIVIDUALLY , in the amount of $1120.04 with continuing interest thereon at the rate of 25.9000 per annum from November 10, 2006 plus costs. Jame ' Warmbrodt,42524 WEL , WEINBERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 2718 Pifts rgh, PA 15219 (2) 434-7955 F : 412-338-7130 554 3669 C N Pit VOC This law firm is a debt collector ampting to collect this debt for our client and any information obtained will be used for that purpose. D? And don't forget you earn TJxM It's that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. M=, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Visam credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. M=, Marshalls, HomeGoods or A.J. Wright store location. Tynok Marshalls. A.j Wri- •Pka seedee R-,& Pto•.m Tema ad C-&.. i. yeaoeiaiml off w addit6sd di doove knit For fi& d-R, 028-1108 Ca,ffa10WTJX Account Summary Previous Balance $770.60 Paymems Credm and Adjustmems 5.00 T:anwaions S33.0D Finance Charges $17.14 New Balance 5820.74 Minimum Amount Due S820.74 Payment Due Date July 13, 2005 VISA ACCOUNT 41SS-57214520-2282 Rewards Summery- this summary reflects ttansactiotss posted during th'>s billi MAY 14 -JUN 13, 2005 Page 1 of 1 Previous Rewards Balance 5617 TJX Rewards 05/12-0610 $.00 Otber Rewards 05/12-0610 5.00 Rewards to be Issued 5.00 Balance as of 0611010S $6.17 Payments, Credits and Adjusmtcuts Total Credit Line 5200 Transactions; Total Available Credit S.00 Credit Line for Cash $200 1 13 JUN CAPITAL ONE MONTHLY MEMBER FEE $4.00 Avoidable Credit for Cash S.00 2 13 JUN PAST DUE FEE 29.00 At your service To aB Customer Reiatimn w to report a lost ar,toim and 1-877-534-6841 Vi.it rvww.apinlonaem today to -up you aomunt oa.. and receive raluobk otres.. Sad p yawns W. Smd inquiries W. Attn: Remittance Prooaring Capual Once Bank Cq" One Sa.iees P.O. Boa 790216 P.O. Bra 85015 St Louis, MO 63179-0216 RA oad, VA 23245-5015 "C Om proudly atppau the National Yoarb Anti Dreg Media Campaign. PARENTS THE ANTI-DRUG. Say Involved - Ask Questions To get the FREE booklet, 'Keepig Your Kids Drag-Free cad 1-800-788-2800 or visa www.77xAn . .COm- You were amassed a part due fee of 529.00 on 0611312005 because your minimum Payment was not received by the due date of 0613/2005. To avoid this fee in the fixture, we recommend that you allow at least 7 business days fee your paymea to vexh Capital Om. F-Mimm Charges Pkare see remmsidgfw imfortaw infwn,ation it.lt..r, Pads g ayf&drr rd, PURCHASES s77B.9s .0700% 25.90% S17.14 CASH S.00 .07096% 25.90% 5.00 ANNUAL PERCENTAGE RATE applied this period PLEASE RETURN PORTION BELOW WrM PAYMENT OlIPMOOM, 0000000 0 4155572145202282 13 0820740040000820740 New Balance $820.74 Minimum Amount Due $820.74 Payment Due Date July 13, 2005 Total enclosed S Accotun Number. 4155-5721-4520-2282 p/aw frs,r,uan,griar..&., ,n,a&-.- k1-..W bbu suitl of care 25.90% Street cape 07 See ZIP Home Phone Aloen.a Phone • E.7 Add- #90165723229286658 MAIL ID NUMBER 1 Capital One Bonk w? SATSI£ D MILE 1 P.O. Box 790216 Itltltutllltlntlrtll a 6031 MOCKINGBIRD DR 'n era' MECHANICSBURG PA 17050-2077 St. Louis, MO 63179-0216 r e- o e? 1111111111 11 Bill pkare rmitt your armuw number m yore rboa w ,uu,ey order made fayabk to CVital One Bank and awd in the eudred enwdofe r 1. 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MBA 0.:?,-. wridso11 .Fnmo tnoro"L LUM Rapulctsd MwAdvl aoosad on dw fraw of yes M o Ve t does Mr.A* b cone M aona 0 tad atcasts t Amp all apply b buFea r -V w caw M:aanas C+pu Oo rplerta tlioarurl- pdvaay Pr WOM: ass our wabaiu a www.opifaiMb.cua. fularaltv Ono Pmw-dd a 1M meipebd wrrio mark of AN dyke ro w rwd ° 2003 3 Capital one OILOLSAK h4atMd tlraioe: Peymama ya mN ro o roll n cueel[ad u yes MtiMad p d tM brstes wV3we0.m. ET f MET I12 III Prowdad.Pleats allow a 111 you aril tM balloon patlen d uia Mrfewa Mil yes deck h Me one MOW emh amela aril W Vw poynem k uM7lvad arttsr the ruoan PTi kaa 161 huaMS wy lose apai delivery. Payrrorta ueolvad byW uaartyMhsrlocadm a h artyotiose Ism wy nMourbe ModtaAwd thhe day vw mwile tlum. Our budiww days m MM anWV Mroual Sandey. excluding holidays. Pkap do not uw atepls, P thear, Mee ae. wlen P°ad°S Lase a Md. Wh eeevod om You erd w a dmddq you Mt-to. o to meb a onHke wscrace tm°w put WNc setoult f« the plraRof e asec Thh auMdtatkn appNw u N dbeb r date de birq -110 owe H°°m by aonbaw Mee. If deMt from we cwnM proow da trI- audbdze u to make a cf. against your bank account tWnO dle deck. a papa daft w Mica ham. Ya VERIFICATION CAPITAL ONE BANK vs MAILE, SATSIE D The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, HENDERSON W MCKENZIE II, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. /i f r ? G ERSON W kz&4 .No&" Prbfe, DMcab Coo*. booMfa My ?miaat^? ';may ,?emrery ». toor 4155572145202282 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. 7 Capital One Bank Case No. 06-6996 Visa Account No. 4155 5721 4520 2282 Answers to Complaints: EXHIBIT 1. Yes. b - 2. Yes. 3. Yes. 4. No. I could not have charge the amount of 1120.04 when the credit card had a credit limit of 200.00 and therefore 1120.04 is not correct. 5. If Capital One will tell what I charged and where the purchases were made at I will be more than willing to pay that amount immediately. As far as this amount of 1120.04 I don't have that kind of money. I don't work I am a stay at home mother of a three year old. Again I don't work, I do not have a job, I receive no state or government aid, the truth is my brothers help me. 6. No I don't feel as though Capital One Bank is entitled to such an astronomical interest fee because this was a credit limit of 200.00. Capital One Bank had incurred ridiculous over the limit fees and late fees and I was not over the limit. Please tell me what I charged, I do not remember charging. That account was paid in full to a zero balance. I do however remember there always being a monthly charge of 4.00 is this what all of this is about? 7. I feel this is totally unfair not knowing or understanding, what charges were made? I pray that that this judgment be dismissed and let me pay only the amount that I was supposed to have charged. If I had charged any? kul) ns ? o ? , -?. - . \... ..? .y.? / T?1 ? tom. ?'1 ? ? ?= ? J n RECEIPT FOR PAYMENT ------------------- ------------------- Cumberland County Prothonotary's Office Carlisle, Pa 17013 Case Number 2007-99999 (VS) Received of PD WELTMAN WEINBERG & REIS 06-6996 IM Total Non-Cash.... Total Cash........ Change............ Receipt total..... Receipt Date 3/14/2007 Receipt Time 14:01:14 Receipt No. 190162 + .50 Check# 8410115 + .00 - .00 50 ------------------------ Distribution Of Payment ------------------------ Transaction Description Payment Amount COPIES .50 CUMBERLAND CO GENERAL FUND .50 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION CAPITAL ONE BANK, Plaintiff, V. EX"HE - NO.: 06-6996 CIVIL TERM SATSIE D MAILE, C Defendant. PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. In these Requests for Admissions: A. The word "person(s)" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with respect to a person(s) means to state the full name and present or last known address and business address of such rson s and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity", "identify" "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each person who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "ident' when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every person(s) participating in such an act; (3) identi all other rson s (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial of this action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identify that document as follows: author; addressee; indicated or blind copies, date, subject matter; number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO. 1: Defendant applied for the credit card referenced in Plaintiff s Complaint. Admitted Denied If the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 2: The attached monthly statements, from March 04, 2002 through May 14, 2005, correctly identify the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 3: The last payment on the account was made on November 10, 2004. Admitted Denied If the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 4: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No. 4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. Patrick Thomas Woodman, Esquire Pa. T.D. No. 34507 Weltman, Weinberg & Reis, Co, LLC 2718 Koppers Building 436 7* Avenue Pittsburgh, PA 15219 WWR:05463669 No e Your Credit Future Is In Your Hands Chat's ¦ Inyaxwallet?- Capital One* wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. OW11m Capffa10W TJX Account Summary PtevimBalatce 5.00 Payments, Craft and Adjustments 5.00 Transactions 5156.68 Fuutwe Charges S.00 New Balance $156.68 Mntimrmr Amount Due $15.00 Payment Due Date May 03, 2002 Total Credit Line 5200 Total Avn7ableCredit $4332 Credit Line for Cash $200 AvailableCredit for Cash $43.32 At your service TocallCustomeRdation ntureportlostorstoleo;ard: 1-877-534-6841 VisiW ww.upinlone.wdaltomanagyanaccoummnline amdrxeivraluaMeffea. m: A 'WmrPtocasin Sen3ngrtitieb: g rBD_ S i _ C P. 5 14 .Bon851 7 P.bO Bo?5015 P . T RidunondyA23276 RidtmondyA23285.5015 24379S VISA ACCOUNT MAR 04 - APR 03,20M 4155.57214520-2282 Page 1 of 1 Rewards Someway- Some recut tramarrims may not be reflected. m this Rewards Summary . PtmousRewar&BaLmce LOD Net TJXRewwdc02/15.04/02 56.92 Nd Other Rewards 02/15.04/02 5.18 Rewards lasted 5.00 BdancI:=of041W)2 $7.10 Payments, Credits and A4maners Transactions 1 02 MAR TJMAXX 00129 BEL AIR MD $19.97 2 02 MAR TJMAXX OD129 BEL AIR MD 24.12 3 09 MAR GOLDEN CORRAL 16108565BALTIMORE MD 18.14 4 D9 MAR TJMAXX#0395TOWSON MD 73.47 5 11 MAR MARSHALS #0312 BEL AIR MD 20.98 TJ. Mm invitesyouto sign up forMaaddar•1, an a ciftemail program dua willgiveyou fast notice on specialmerdus diseeveraa Simplygo to www.Vrmu .eotrnod dirk MLxxhW sigmp) Finance Charges iI_ wormatim BXLMCoft app ? C-W Wing CHARGE PURCHASES LOO .01342% 4.90% LOD CASH LOO .05425% 19.80% LOO ANNUAL PERCENTAGE RATE VPW this Period PLEASE RETURN PORTION BELOW WTIH PAYMENT. V 0.00% CapffAIGW 0000000 0 4155572145202282 03 0156680000000015004 New Balance S156.68 Pleaspinud owsintwu=Warbtk Minimum Amount Due 515.00 PaymattDue Date May 03, 2002 Street Apt# Crry State 22P Total etrdosed S pfe Altemtti@°ne #9009472322928667# MAIL ID NUMBER Capital One Bank SATSIE D HARRISON P.O. Box 85147 a 3516 LEVEL RD Richmond, VA 23276 n CHORCIIVILLE MD 21028-1436 +' IrdJtrllrrrlJlrtrlrllrtlLtrlltrtlLrtlLrtlLrrlLrriLrrl T Irthlrr.IllLrrrrLlLrlrrrrllJ..L,ILrILrrrtlLlltntlltrl Pleasewnteyou a=unstmnbaonyomcherbrmoneWd=mdepsyaMcwCapitd OwBankand mail in tbeendosednvelope. Capda/Qne• What's in your waBet?- 7M sl•psmrnaMtamroar O dOn?mW-CaMWar ?•.MwnlaaNsa was w awl. Minn AN (O MM w& CsplotOatSwvrws. nnc 6y1Waa•Kaitlaraar S.M. aw naMS ywsad. a? iT a? asaaa? ENE aasaa? is T i?M ?a o- a o r tc. td. t e. ZA L 243'79S 3.A a. IL Fri:`• -T-#..ts:? ?r,!?7.:::.r??'?`E?.3"?'...?2 Important Notim Your payment will be credited to your account as of me date we mocive it, provided you send the botmm portion of this $moment ad your elwrk in the eoclosd rerrdttar" envelope, and your payment is received in our processing comer by 3 pm. Payments addressed to our Virginia or Georgia pmoeaing curter must be received on a busies day by 3:00 p.m. Ef. Payments addressed to our Washington processing center most be raeivad on a business dry by 3:00 pm PT. Pkmc a0ow at lean five (5) braingss days for postal delivery. Payments- received by us at any odor location or in arwdwr form may not be credited lire same day we receive thence Our boshrrss days tae Monday through Saturday, excluding holidays. Please do not use staples, paper clips. eft, who t>repashB your paymerit. M - Your Credit Future Is In Your Hands etap?, alf Capital One* wants to give you all the help we can in managing your jnonces. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. 999,1101 0??oWTJx Account Summary AeviousBalaoee $156.68 Payments, Credits and Adjustments S.00 Transactions 569.00 Finance Charges S.71 New Balance $22639 Mmimmo Amount Due $30.0D Payment Due Date June 03, 2002 Total Credit Line $200 Total AvailableCrodit 590 Credit Line for Cash 5200 AvailableCredit for Cash 5.0D At your service Toa1K]stomeRdati toroporulostorstohnmd. 1-877-534-6841 Visitwww.capitaloroaetadalto m ana.otmtine andrecavrahubleffera. tto: Adm 'ttZ i Sendongodrirm: roms n. taL)ro1 - ees C C?q to -4 - 1 7 .Borfl5U 4 1 P.O.Ho5 RichmondyA23276 RidnnoWA23285-5015 303585 VLSAACCOUNT 4155-57214520-2282 APR 04 - MAY 03,20M Page 1 of I Rewards Summary- Some recent transactions may not be reflected in this Rewards Summary. PssviousRsavardeBalame $7.10 Not TIX Rewards 04/03-05/02 5200 Not Other Rewards D4103-05/02 S.00 Rewardsbaued S.00 Bahamas of05/02102 $9.10 Payments, Credits and Adjusmtmh Your scheduled payment has cot been rseived.Pleneramit the amount due appearing on this statement If yenhaveaheadymade yomPaymmt, Pkaseaccepto thanla. Transactions 1 19 APR MARSHALIS OM12 BEL AIR MD 540.00 2 03 MAY PAST DUE FEE 29.00 Dort missout on the latestsmnmer fashioneveala]RegisterforManlhaft VIP o-Mail Program to receiveupdstrs on upcoming evattt,stae ipmutgs and more] Visitns at wwwMarshallsOnlim.comand click VIP e-Mail to sign up today] "Inrportand4once"Plousesee the mw section tided, "TemporaryRedurmon in Finance Charge,' Do the mversefor important information regarding yorcamount Fmoce Charges PI irdormatiom Balammte Periodic F]NANCE appliatb rate A CHARGE PURCHASES $177.00 .01342% 4.90% S.71 CASH 100 .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied this period 4.90% V PLEASE RETURN PORTION BELOW WrMPAYMENT . V Capffalo W 0000000 0 4155572145202282 03 0226390000000030007 New Balance $22639 Mintman Amount Due $30.00 Pryment Doe Date June 03, 2002 Total endured $ P1 'nddumblarlmlc Street AptB City State zV HomFhome AlternrBime #9012472322926662# MAIL ID NUMBER Capital One Bank SATSIE D 1IARRISCH P.O. Box 85147 m 3516 LEVEL RD Richmond, VA 23276 0 CMMCHVILLE MD 21028-1436 11rL6rIInrLIL1rIJLrILrdLrJLrrlLrrlLrdlrrJlnrl "? LJrLrrIlllrrr.drllr.L.r.ILLrIrrllrrlLlrrrlldlrrJirrl Pieasavriteywracrownunberon epayabldo Capital OneBankand marl in theateloseinvelope r Capitalone° what's in your wallet?- The Ypsb aetabkYearaeea oeda se Pa'tard M OyhM Oae, 4 mMwmon eah lnaumer Aetka (wowco?rnn-ama?.wal- Oaeb[pkWtoe5wkb.4LrW4dOnkakdeeq nameM mW"a LAaa{akrerrtl. tam 1 ?i aaaaar• aaaaa? s I O N 303585 Important Notice Yo payment anll be oedmd to your acco nt as of de date we rcodw i; pmvided you smd the bosom portion of din smAmml and yom dw* m the mtdosed re>n umm mvdope, std yoor prymmt is recdved m ow pmonsvtg txet. by 3 p.m. Payments addmaed to ow Vugima m Georgia ptoatdng camw most be eeedvtd w a bush= dry by 3:00 p.m. Er. Pns is adds®ed to om Washington ptoorumg cads must be rcodved an a business dry by 3:00 pm. Fr Plow aflaw at kast fm (5) busoms drys for pmW ddivcr Payments recdved by us at any other lotafim or m w o0ur form m" not be credited the same day we reedw them Our bummn days ate Monday through Saoadry, -duff hob&yt Pi- do rot ure staples, papcr dips, He. when preparing your payment. 999 CapitalOne• Your Credit Future Is In Your Hands whatYlnyour wallet?- Capital One° wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. VISA ACCOUNT 4155-5721-4520-2292 ow.TJx PreviaxBwlaoa 5226.39 Pay nerds, Craft and Adjuttm a $109.00 Trarasaetiora 594.61 Finance Charges S.91 New Balance 5212.91 bfirimmvn Ammmt Due 515.00 Payment Due Date Ju1y03, 2002 TOW Credit Line $200 Total AvailableCrodit S.00 Credit Line for Cash $200 AvwbWaCredn for Cash too At yaw savior Tool daommrtorgwmloswswkward: 1-877-534-6941 Ytsitwww.upi W ooe.codaNo mwoag9'line ax. adreeeiva offers. Sar?aymerr Sen3ogmricox AAamrc?kke?an - P. B.'45147 P. Bo,65015 RidmiaWA23276 RidimondyA23285-5015 NO-1101 MAY 04 - JUN 03,20M Page 1 of 1 Rewards Summary- Some recent isaosecdonc may not be reflected in Ara Rewards Summary. ReviousRewardsBaiarme $9.10 Congraadamma! You have owned a Rewards Nis TJX Rewards 05/03-06/01 5179 Certificate by using your TJX Vtsa Card. Net Other RewardsOS/03-0601 5.00 Cordinue to use your card atTJ. Maxx, Marshdls, Rewardslssuad $10.00 !iomtOoodt, AJ. Wright, and everywhere Visa Balaneess of06/01/02 $1.88 is acceprdto own even more! Payments, Credits and Adjustrnerns 1 06 MAY PAST DUE FEE CREDIT $29.00- 2 07 MAY CAPITAL PAYPAYMENr 50.00- 3 30 MAY PAYMENT RECEIVED - THANK YOU 30.00- Transactions 4 07 MAY CAPITAL PAY FEE 510.00 5 11 MAY MARSHALLS #0312 BEL AIR MD 37.77 6 13 MAY MARSHALS #M 12 BEL AIR MD 17.94 7 15 MAY OVFRLD.BT FEE 29.00 Cap W One is a proud arpporterof the National Youth And-Drug Media Campaign - PARENTS. THE ANTI-DRUG. StaybmtvedAsk Questiom. For advieeand questions to ask call 1-900488-2800 or visit www.theAntiDrug.com Firm= Charges Balsamm Periodic Corre;rding FINANCE WpHad) rate A\PPIRt CHARGE PURCHASES 5219.33 .01342% 4.90% 5.91 CASH SAO .05425% 19.90% 5.00 ANNUAL PERCENTAGE RATE applied Ads period 4.90% 23178S .?,,1 ? PLEASE RETURN PORTION BELOW WITH PAYMENT. Capff OW 0000000 0 4155572145202282 03 0212910030000015001 New Balance 521191 k4irrimurn Amomx Due $15.00 Paymod Due Date July03, 2(102 Total endowd S Prinuddrmo6snguorblscfmk. Pleas Sneer ApW Hornftone Ahem Phone Z #9015572322928666# MAIL ID NUMBER Capital One Bank m ONO SATSIB D HMMISON P.O. Sox 85147 r 3516 LEVEL RD Richmond, VA 23276 CHDRCHVILLE MD 21028-1436 Irr111r11LrrLllrrrLlLrlLrrlLrrlLrrllrrdllrrllrlJLrrl s IrrL11rr1116rrrrldLdrr1r1111rJrJ1lJLrrrr11111rrrlLrl PleasmvAwyourommmtnanberonymaelwdwmoneJOrdamadepayaNrmCap W OneBmkwW marlin &eendosednvdope r CapitolOnets what's in your wallet?" Taestapsmn wurpod aenat.s prAded by tapai Orr. Manlsecdo with Cosueer ACON Osew Capa.10..5s WCwa¢GPNd Oeab.hd.nn a neanoend sock. cart AN saw mennn4 S S S a. I 0 1 O N 231765 Important Notice Your payment will be credited to your account as of the date we receive it, provided you send the bottom portion of this statement and your dnedt o the atelcaed remittance a velope, and yew payment is received in our processing center by 3 pre. Payments add to our Vugi or Georgia proton` center mutt be received on a bosons day by 3:OD p.m. Er. Payments addressed to our Washington processing center court be received on a business dry by 3:00 p.m. PT. Ploase allow at least five (5) bmirres days for postal delivery. Payments reoeived by us at any other location or in anodter form may not be credited the same day we mccive tbem. Our business days are Monday duough Satrday, excluding holidays Plesse do not use staples, paper dips, etc. when preparing your payment. Capita CW 002 • Employers check credit references before hiring new people. • Banks and leasing companies often base the interest rate they offer you on your credit rating. • Achieving life goals such as buying a new car or owning your own home are facilitated by good credit • Credit Bureaus keep information on your record for up to ten years so a credit problem history can follow you around for a long time. 002.1001 Cali fiM10W* ? T `( VISA ACCOUNT JUN 04 - JUL 03, 2002 TJ1/ 1 `1 4155.57214520-2282 Page I of I Aeaamt Summary Rewards Summer)- Some recaN trartsacdams may riot be reflected in this Rewards Smmmary. PreviomBduee S212.91 PrrAowRcwardsBalamee $1.88 Paymarts, Credits and Adjustments S.DD Met TJX RewardsOM-07N2 S.00 Tnnsactious 558.00 Net Other Rewards 06[02-07102 $.0o FmsrrmCharges S.86 Rewardslaued S.DD Balanceasof07/02102 $1.88 New Balance 5271.77 h1 mirrann Amomrt Due $71.77 Payment Due Date August 03, 2002 Paymmtr, Credits and AdjuMreots ToWCredit Line S20D Yoursdieduledpaymeethasnotbemreeeived.PkaselrmittheammirddoeappmurgonthisstatanaRIf ToW AvailableCredit S.00 youba-Areadymadeyourpsymarst,plessearaeptourOtani- Credit I= for Crib $200 AvailableCredit forCasb S.00 Trmsaetions At your service 1 03 JUL OVFRMUT FEE 529.00 TOCRIEMtnmdtdationxtorepomloswrsblaesrd: 2 03JUL PAST DUE FEE 29.00 1-677-534-6841 VisiW -capitWo-cedgtomaringouormraronrure a dreceiWahnbloffe s. Saaipaymmm: Sendingrtirimr: Atm:RemiaaneProeesaing CapitsUneServiar Capitagne.Se viva P.O.Bot65147 P.O.BoXM15 RidmeondYA23276 RiduuondyAWLS-5015 Finance Cheeses information Conies voiade rate CHARGE_ PURCHASES 521429 .01342% 4.90% S.86 CASH 5.00 .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied this period 4.90% 232005 PLEASE RETURN PORTION BELOW WITH PAYMENT. • 0 01MIOM• 0000000 0 4155572145202282 03 0271770030000071776 New Salarice 5271.77 Plospririarddrea4iarigbdmiasin?loorMaeBrk Mmimsrn Amomt Doe $71.77 Stmt Apd Payment Due Date Aqp t03, 20M City state ZIP Toted endosed S 13:miiPhoae Altarid4ione M #9018572322928663# MAIL ID M BER Capital One Bank o aMM SATSIS D HARRISON P.O. Box 85147 0 1? 3516 LEVEL RD Richmond, VA 23276 CHURCHVILLE MD 21028-1436 liililiillrirlillirililliilliiillrrrllriilliiilliiilliiillriil ? ? liililriilllliirirl.Ilrrliiirlliliiliilliilliiiirllilirirllril PlaLwmiteyoura¢ounaamberonyourdoclarmoneyordamadeparNewCapM OneBankard mail in thccodoaednvelope. s s 0 0 x a? 232005 Important Notiec Your payment will be credited to yew account as of the dace we receive it, provided you send the bottom pottioo of this statement new your check in an enclosed ramttaroe envelope, sod your payment is saedved in oar processing center by 3 pm. Payments addressed to our Virginia or Georgia p c==S comer mart be received an a business dry by 3:00 pm. Ef. Payments addressed to our Washington processing center must be received on a business dry, by 3:00 pm PT Please allow at least five (5) busioess days for postal delivery. Payments received by us at my other loon or in another form may not be credited the some day we rermve than. Our business days are Monday through Saarday, mclud'mg holidays Please do not use st plc, plies dq s, eta when pig ymm payment Your Credit Future Is In Your Hands what's in yow wallet?- Capitol One* wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. ew.11m Capital0neTJX Account Summary PmviosBahmce 5271.77 Payments, Credits and Adjustments $183.00 Transactions 529.00 Finance Charges $1.18 New Balance 5118.95 Minimum Amount Doe S15.00 Payment Due Date Septmrilw03, 2002 Total Credit Line $200 Total AvaltableCredit $81.05 Credit Lire fa Cash 5200 AvaitableCmdit for Cash $81.05 At your swine To allCusromdtdationorto reports losawstokacarti: 1-877-534-6841 V sisvww.eapitalone.eadaytomanaggo®ecambnline andrecdvriluaNaffas. Semdpaymentb: Sendugndrielo: AtmAamttanrProccssing CapitaLhnaSavicea CapitantKSavioes P.O.Bod;5147 P.O.Boa85015 RidmnoWA23276 RidmwWA23285-5015 228245 VISA ACCOUNT 4155.57214520-2282 JUL 04 - AUG 03, 2002 Page 1 of 1 Rewards Suvancy- Some recant transactions nay not be rdieaed in this Rewards Summary. PreviweRewndsBaLoee $1.88 Net TIX Rewards 07/0348/02 S.00 Net Other Rewards 07/03-OSM S.00 Rewardslaud SAO Balaucessof08/02/02 $1.88 Psyrrmts, Credits and Adjustments 1 Ol AUG DIRECT DEBIT PAYMENT 5125.00- 2 01 AUG PAST DUE FEE CREDIT 29.00- 3 01 AUG OVERLBdrr FEE CREDIT 29.00- Transactions 4 04 IM OVERLIMIT FEE 529.00 Capital One has joined with PrograniveAuto Insurance so they an provideyou a fist, firce rate quote with no obligation] Call 1-877-397-5374] You could saveS400'by comparing rates. Mention code P700. -Possiblesavingsbasdon ratcvarianceofa mtal'ced comparison rates calculated by Progieaivcmc&Dsraeivdfrom6n/01-12!31101 (mcludingvarianasgrwterthan S1000). Rata and aural savingswill varybased on driving record, vehicle, address and other factors. Finance Charges ron infonustion appliab Periodic CaAPR CHARGE PURCHASES 5283.66 .01342% 4.901A SIAS CASH S.00 .05425% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 4.90% V PLEASE RETURN PORTION BELOW WITH PAYMENT. lone' 0000000 0 4155572145202282 03 0118950125000015008 New Balance S118.95 Plessprinsddresdlartgd dovasinmhlorbladodt )Cnimmm Amount Due 515.00 Stec Apt# Payment Due Date Septenbcr03, 2W2 City Sane 7.6' Total enclosed S HomF6mne AltamBhone #9021672322928666# MAIL ID NUMBER Capital One Bank T SATSIE D HARRISON P.O. Box 85147 n°.n 3516 LEVEL RD Richmond, VA 23276 m z CHURCHVILLE MD 21028-1436 Ldn1n11.1n1r11 nlnllnl1 u1111 Itliunl1 113 1611 11u1 11 19.1 ° LJ,Inr,lllinrnllnlLnlnrnnllrlnnlrrllnnlLnnrnlldLnJLJ Pleasewriteyovaccountmm?beronyourdnetbrnmeyadennadepayaWeioCapital OneBank and mail in theendmed nvelope. Capital ow what's in your wallet?" The uepsa e.rrre rorwb wdlr are ade+raed M Ospel caw M sonlaemka wM UeweurArtNe (wacenswnenatbn.sgj. Oams 6paad Oee SeMOes, cede Gptsl tRe e e Men4PrM1 sereee wet AN aaan reserved. arts a? .ra s s s a? I? o ? M i O N 3.A b. .?^ _ ? -.mof?o td. T e. 2.A a b. 22824S Important Notice: Your payment will be credited to your account as of the date we receive iy provided you send the lotion portion of this statement and your dueek in the enclosed r=mmce cnvdope, and your payment is received in our processing center by 3 p m. Payments addreved to our Virginia or Georgia processing center mast be received on a business dry by 3:00 pm. ET. Payments addressed to our Wastdnglon processing cantor must be received on a baseness day by 3:00 p.m. PT. Please allow at least five (5) business days for postal delivery. Payments received by us at any ache location or in anodic form may not be credited true same day we receive client. Our business days we Monday dmmgh Saanday, excluding holidays. Please do not use staple, paper dips, ear: when preparing your payment. 582100-01 SATSIE D HARRISON, One simple call could save you as much as 43m28* go online to capblone.com/savenow See reverse for fth -s- one*.1,Jx PrvviousBalum $118.95 Payments, Credits and Adjmtrnens 5.00 Transaction $29.00 Finano Charges SSO New Balance $148.45 Wkwinnan Amours Due $30.00 Payment Due Dag October 01, 2002 Total Credit Lire S20D Total AvalsbleCredit $5155 Credit Line for Cash 5200 AvailableCredt farCasb $51.55 At your service To allcustomdtdatio sermreportslocsonrolcmwd: 1-877-534.6841 VLimw .apiWonamda*mampyotmrmunbnline andreceiveahubleffers. Sendpaymattb: Sendmquirido: Atte:RerdmOctroeeming C4100101'cServiar CapiugoGSwices P.O.BwMl47 P.O.B0385015 RidmwWA23276 Ridm mWA23285-5015 Important Account Infotrnadm Capital One is a pmud spomorof the 54th Annual Primeume Emory Awards Telecast Team in Sunday, September22red on NBC from 8-11 p.m ET (7-10 p.m CT) to seethe talent you've enjoydoverthe past ses sontrdte to celebtatesnoOra yeaofgroudbtmtingwork in television.Cepital One wants ymto be apace of the ezdament)Cheelt out Capital finds ad in the September 13th inmeofPeopie magazine, or visit Peoplexom for more detail. 22537S VISA ACCOUNT 4155-57214520-2282 AUG 04 - SEP 03,20M Page 1 of 1 Rewards Summary- Some recent tramWims may not be reflected in this Rewards Summitry Previous dsBalsoce S1.88 T]XRewsedsOL003.OM LOO Other Rmv&*08N3-091U2 LOO Rewadslscued S.OD BalncearofO9/02/02 $1.88 Payments, Credits and Adjustment; Ymcsdxddadpsymentba not been recelved.Pleacesemt the amount due appearing m tho sommeme. If youle-careadymade yompsyment, prmseaccept our thaola. Transactions 1 03 SEP PAST DUE FEE $29.00 The Rewardsamount listed on yourstatarmt reftecbRewm* earned during the dates shown in yourReavudc Stmmtary. Earned RewardsCatifiota are akdaledared nm"led as of Ore ]stand 15th day of each month and include wW previousRma *bdmmpbsRew &cwnW on purdessmun de dmmg die two wedabeforethe calculation due(s). Rewards Certificates are mailed sepuately6om yomstatement Capital One hs joined with ProgreoivveAua Insurance so they oo provideym a fast, fieerate quote with no ob6gatim)Ca11 1-877-397-5374) YmcmW savc$400'bycomparing rates. Mention codeP7DD."Pore'blaavingsbssedmrasevarianceoftermulizedmmI i netecalculatedby Pmgressivem embraceivWfiom 6/1/Ol-121311Dl (mdudiogvuiaoeespem ib= SIODD} Rues and annul savingnA]I varybamd m driving recor d, vchiek,edd=sand other factors. Don't missoutmthelskutfall fashion evens)RegiuerforI VIPe-Mnltoseceiveepdates m new merdon4murWa4,sbre opening and more) Viskm u w JdardWbOnikw. and elide VIP e-Mail to sign up today) Finance Charges information Balanceseft Periodic rate Car"'onding CFINANCE HARGE A PURCHASES $119.19 .01342% 4..900% S.50 CASH $.DO .05425% 19.80% $.00 ANNUAL PERCENTAGE RATE applied this period 4.90% PLEASE RETURN PORTION BELOW WITH PAYMENT. V Ca! h'A'fG W 0000000 0 4155572145202282 03 0148450125000030004 New Balance $148.45 Mirumom Amount Due S30.00 Payment Due Dag October 01, 2002 Total enclosed S PleasPcio?es,lrangddoasin?luorblackok Street Aptk City Stag 21P Homebooe AlternaBbone #9024772322928661# MAIL ID NUMBER Capital One Bank SATSIE D HARRISON P.O. Box 85147 ,rat 6822 ELDORADO RD Ricbmond, VA 23276 n FEDERALSBURG MD 21632-1750 IrtltltdlleItIIII..tltlife II11.lltttlltttll1.tiltttlltttll1111 Ittltltttlltllttttlltrtltltttlllrttltltltlltttttltlttltlltlttl Pleasewrig4155-5721-4520.2282 onyomehwJormonelordamadepayabletoC*tal OwBankaod rm0 in thee1Id05cdnvd0pe r Call Progressive Auto Insurance at 1-877-397-5374 for an instant quote today, SATSIE D HARRISON. PROMMIMF AUTO INSURANCE You could be saving as much as $403.29 a year on car insurance! Wt o yea cA pipes melon by COWep336 T s REM aaaaa- ara? 11 o c` o r in-.slotsMpta I wwtadWwambasn0Mar wd1.b. dflpaam d Pm sssh.AnW-M. C0. Pr0arbaAObab K Lb.. P.W.W a Caroty K Ca, Reprrit. CWb K ca. tAaya "Qrafy carol K Ca, ML Ca, . ?Awm?ms. YuAYi K fb.. AaPrY'a blrarbtaad K Ce, Ptey?a sMoaararn K Ca., Prapaadw Morairn K Ca. PNPaaMa Nraroaom M. Ce.. Ins. Ca. psapraba lsadat9' K OL'Pag War K pa ib?OPrw?O b ayaaa Vow 0L Ndatdaw is aadW marina W-.-pedalo M M Capad onepranaM and M not GROW by CAt one ry alyd r amishm trap rlira aptaMbb by CasW Os haute Agra. appeals ftaarM SW aparr my wry rd my not boodbbb boa dabs Apaon4 M taldrwaM arms -b kw..b rtttrrrt exams, vbtn dodtbn b plantar kr a'" pvdoba dan b awsr a pram haws r aid M yvalgRMy Ior any CWW 0. ~arardoa PIRMUNCE PRODL CTOA/E NOf DEPOWM NOTMOarOnNm, NOrONUM rNWM0g trOYEpa,BLTA00N AND hW OUAA WrEED BY CAMAL ONE. wanaar eggs boarMadsaadanoadaMobW eMgr, rawabYbd by, - ognMltannals dodaad ace vwag-OAK Reese and moo aav1u0a ada wy brad M dfoo stag Mids. fens, andabr hMNa y rrpori I - b bit afar, yrr ry M Mrmawloallnp iionrraan abet Tamed b?o aMaony to F.Adn 0ia pmARFdar touch. ad you Ma Cipbd Orr rrrreat 62002 0aa1d Ora watt. Inc. Caput sir is a twr.ay mwbrM taste nrr.AN daft -W.& 225375 Important Notice: Your payment will be credited to your stows as of the date we receive it, provided you sad the bosom potion of this statement and your check in site awksed reminanee arvelope, and your payment is received mom processing center by 3 pnL Payments addressed to nor V'n*Wa or Georgia processing mater mad be received on a business day by 3:OD pm ET. Pays=& addressed to our Washington processing center moat be received on a business dry by 3:00 p.m PT. Please afiow at least five (5) business days far postal delivery. Payrneras received by us at any odxr location or in another form may not be credited the same dry we receive diem. Our buainess days are Monday duougb Saturday, excluding holidays. Please do not use staples, paper dips, at. when I I ittg your payment 909 Your Credit Future Is In Your Hands what's , Capital One* wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. 990-,111 ? JOV TjX Account Summary PteviousBahmor $148.45 Payments, Credits and Adjustments 550.00 Transactions 552.81 Finance Charges $2.72 New Balance' 5153.98 Mimmmn Amount Due S15.00 Payment Due Date November0l, 2002 Total Credit Line 5200 Total AvailableCredit 546.02 Credit Line for Cash 5200 AvailableCredit for Cash $46.02 At your service TocdK adonortDrgWUlosbratolenMd: 1-877-534.6841 V'Ldk ww.capitalom.cbdaytonanaggou c online andrxdvaaluabletirs. Sendpaymentar: Senddmpdriea: Atm:RrnittamProcasing CapinpneSrvim caowor eSrvias P.O.Bo185147 P.O.Bo185015 RidnnondvA23276 - RichmondYA23285-5015 257225 VISA ACCOUNT 4155.57214520-2282 SEP 04- OCT 01, 2002 Page I of I Rewards Sumtmty- Some revert transactions nay not be reflected in this Rewards Swmnaty. PrevioosRewrdsBalaoee $1.88 TIXRewards09/03.0980 S.00 Other Rewards09/03-09/30 S.52 Rewards Issued S.00 Balanceasof09/30/02 S2.41 Payments, Credits and Adjustments 1 27 SEP PAYMENT RECEIVED - THANK YOU $50.00- Transactions 2 11 SEP R]TE AID STORE 3872 BEL AIR MD $12.98 3 12 SEP OLL]ES BARGAIN OUTLET DUNDALK MD 39.83 The Rewardsamourd listed on yo rstromsra rdleesRewards earned dmW the date; go" in youritco,rdsSa mtsry Earned Rrvrd;Crtifin;es are calculated and mailed as ofthe 1st and 15th dry of each month and include rypredo=RewrdsbdanrephsRewmdsernW on purdsasesmade during the two wedurbeforethe calculation date(s). Rewards Certificates are mailed aepaatdyfrom yvtrstatement Capital One has joined with PrngressiveAuto Lrmr mceso they can provideyou a fast, fieende quote with on obligadon)Call 1-rn-397-53741 Youcould saveSWby gyrates. Mention code P700. `Posiblesavingsbased on rate varnoccof ammlmod rwmpansenrateseal°ilated by Progressiveonea8sreeeivd8mn611/01-12/31/01 (exduftvaiancesgrerrthanS1000).Rates and actual savings-11 varybased on driving record, vehicle, address and other fames Finance charges PI iofotamtiao Balaoerate Periodic Corr?rrdmg FINANCE applielb are APR CHARGE PURCHASES S178.98 .05425% 19.80% 5272 CASH S.00 .05425% 19.80% LOD ANNUAL PERCENTAGE RATE qvW this period PLEASE RETURN PORTION BELOW WITH PAYMENT. V C'apifa OW, 0000000 0 4155572145202282 01 0153980050000015000 New Balance $153.98 Minimum Amount Due S15.00 Payment Due Date Novrnbr01,2002 Total enclosed $ 1 -1 PlerprinsddredutwdrAov aind)fimrblarlmlc 19.80% Start Apt# City state ZIP HorcPhone Alternilli stn #9027572322928662# MAIL ID NUMBER SATSIB D HARRISON Capital One Bank 6822 ELDORADO RD P.O. Box 85147 rr'r FEDERALSBURG MD 21632-1750 Richmond, VA 23276 in T IrrLLrllrrr1111rrr111L11LrJItrdlrrJLrrllrrrlirrnllrrnl ? IrrLLnILILrrrlLrrLlrrrlllrnJJJJLr1rrLlrrLlLlrrl Pleasomite 4155-5721-4520-2282 onyourdu?abletuCapital OneBankmW mail in theendoselrrvdopm r Capital one• what's in your wallet?" The f[ps uo aWnbin tear sees Oslo Mpwrlded by Capital floe.ln ati"mon war Caeawrr Moon (r.w.t..wnen.ubn.d. o aporGipael one Swvkea era. COW Or be hMndPeyMeeed woke MWL M Apes nnemea aaa? saaaa? T r•? s auuuuaassa ?i O I a S o r 257225 Important Notice: Your payment will be credited m your account as of dat dale we moeive it, provided you tend the bottom portion of ffia statement and your dnedc to the enclosed remittance envelope, and your payment a received m over processing center by 3 p.m. Psymeum addressed to our Virginia or Georgia processing center must be received on a bosize ss day by 3:00 pm Er. Payments addressed to our Washinghm processing carte must be received on a business dry by 3:00 P.m PT. Please allow at least five (5) lezascs days far Postal delivery. Payments received by us at any other location or in another form may not be credited the same day we receive thaw Our business days are Monday drouo Saturday, excluding holidays. Please do not use staples, paper dips, eta when preparing your payment zwt,.. (?.?,??e Your Credit Future Is In Your Hands what's wallet?- Capital One" wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain yourgood credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit k, no4iim t T CAMIMI CW VISA ACCOUNT OCT 02 - NOV 13, 2002 TJ 4155.57214520-2282 Page 1 of 2 Account Stanley Rewards Strnmary. Some twat hm actions may not be reflected in this Rewards Stm mary. PmviousBalaoce S153.99 PreviolsRewadsBalmse 5241 Payments, Credits and Adjustments $68.80 TJX Rswmd1s 10/01-11/12 S.26 TrAriacdons 587.93 Other Rewards 10/01-11/12 S.43 Finance Charges $3.86 Rewadslssud S-00 New Balance 5176.97 Balalaar of t l/12/02 S3.11 Mltdmmn Amount Due $15.00 Payment Due Date Decanbc 13, 2002 Payments, Credits and Adjustmccas Total Credit Line $2D0 1 07 OCT CAPITAL ONE ONLINE ACH PAYMENT S30.00- Total AvailabloCredit 523.03 2 12 OCT MARSHALLS 10171 WII]AINGTON DE 639 Credit Line for Cash $20D 3 19 OCT MARSRALLS 186 CREDIT 524- AvailableCrcdit for Cash S23.03 4 20 OCT MAR t t c 52 CREDIT 839- 5 21 OCT MARSHALIS 312 CREDIT 839- At your service 6 21 OCT MARSHAL LS #0312BEL AIR MD 839- ToalR,latmudWaionwtoseporblostorstolen:and: Tim 1-877-5346841 7 060CT MARSIIArrc 0196 GLEN BURNIE MD $839 Visiavww.tapitdme.cmda)tonmmggomaecounonline 8 14 OCT HOME SHOP "3419973800-2843900FL 43.89 andtexiverahubletFes. 9 19 OCT MARSHALLS 166 GLEN BURKM MD 5.24 Sendpaymentb. Saldnrpnneb. 10 19OCT MARCUALLS #0196 GLEN BURNIE MD 524 AthcRamittimc meesang 11 2000T MARSHALLS 52TOWSON MD 839 CWinpneSavices CapitalOmservias 12 2000T MARSHALLS NM TOWSON MID 9-39 P.O.Boo85147 P.O.Bo1R5015 13 21 OCT MARSHALIS 312BEL AIR MD 8.39 RidwondyA23276 RidtnondyA23285.5015 Capital One has joined with Prvg<etsiveAub Itlsuarllx so m9' em pmvidkyona fast, frenrate quote with no obligadon]CaR 1477-397-53741 Youcould sa e,3400'by competing rafts. Mention Impostmt Account Information code P70D.'Possiblesavingsbasdonraevatiammofa®mlcedemrTarisooratacalculatdby Progmaiveonralkrwdvedfiom6/lNl-12/31N1 (exchdingvatialcesgramertham S1000). Rise; Who *,cold be the cellegefootball National Mascot of due and Henn! savuWwillvarybasd m driving record, vehickaddress and other faUors_ Yew?Youbelp decide] V sitwwwx% itdaebowl.cartsoday to castyarvoteforame of the 12 finalists. Then be stem tune in to ABC to watch the Capital One Bowl an January 1, 2003, to seewhowon] Finance Charges ioferrna6on Balancasae ? ?c C- NCE a hab r ate PURCHASES $165.44 .05425% 19.80% 53.86 CASH S.00 .05425% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 19.80% /? ? PLEASE RETURN PORTION BELOW WITH PAYMENT. Capit owl 0000000 0 4155572145202282 13 0176970030000015009 Now Bala= 5176.97 Minimum Amount Due 515.00 Payment Doe Dale Delxmber 13, 2002 Total endosd $ I j ?i #9031872322928660# MAIL ID NUMBER SATSIS D HARRISCN Capital One Bank 3516 LEVEL RD P.O. Box 85147 Irrn CHURCHVILLE MD 21028-1436 Richmond, VA 23276 m 11lltlllll1111111111111111111111111111/111111111111111!1111111 11111111111111r111I1II11I111111111/III11111I111111111111111111 Pleasewtite 4155-5721-4520-2282 myourdwebrmone)mdamadepayabldoCaotal O=Budcand mail in theenclosdnvdope. PI City Site ZIP Homphom AlmruBhom r Capitalow what's in your wallet?- TMstepstosaMalnsawtWafftaRs II brCWUOMI. arI I -00CaasreerMW(-? Oates 4pIN Daa SaMns. Y2 GPbM OM k a kAarrarrectawad srsin arrtAtl ? iemed. ram a? IC Z =own T_ a? ifS a? t_ 58957( Important Notim Your payment will be credited to yaw aecowg as of the date we receive it, provided you cad the bottom portion of this stataaax and yew dad: in the codosed ramttarra awdope, and yew payment is received in ow processing craw by 3 pm Payments addressed to mr Virpnia or Georgia processing oenter must be reserved on a business day by 3:00 pm Er. Payments addressed to ow Washington processing caner must be received on a bucsrs day by 3:00 pm PT. Please allow at least five (5) business drys far postal delivery. Payments received by us at any other location or in another form may am be credited the same day we receive than. Our business days are Monday through Saturday, excluding holidays. Please do not use staples, papa dips, etc when preparing yew paymau. aaa Your Credit Future Is In Your Hands what's wallet?' Capital One' wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. 9W1101 Ca'0neaTJX Account Summary VLSAACCOUNT 4155-57214520-2282 OCT 02 - NOV 13, 2002 Page 2 of 2 PreviousBalaooe $153.98 Prymeats, Credits and Adjustments 568.80 Transactiomt $87.93 Finance Charges 53.86 New Balance 5176.97 Mmtmmn Amount Due MAD Payment Due Date December 13, 20012 Total Credit Line S200 Total AvailablaCredit 523.03 Credit line far Cash $200 AvailableCtedit for Cash $23.03 At your service To aliCustomdWatonortorcpmblostDranletnnd: 1-877-534.6841 VisiWww.apiWomchdallommgwou m nbnline andreceivaaluabloffem Undpaymenax Sendimlui ieto: Atm:Ranittanaromsing CapitaDneSavioes CapihpneServices P.O.Bo105147 P.O.BoA5015 RidmrondyA23276 Ridmio 'A23285-5015 I; vt P N The Rewards amount listed on yourstatement neBedaRewardsesraed during the data shown in yoorRcwards Summary. Earned RawsrdsCatiSoos arcolwlawdand mailed as ofthe In and 15th day of each momh and include anypsevioutRwrsdcbdaroeph s Rewadsexre I on pumbassmade during the two weebbdaethe ealwladm dak(s} Rewar& CafiSaas are mailed sepa ately5mr yourshtanent. PLEASE RETURN PORTION BELOW WITH PAYMENT. V CapffaIG „? 0000000 0 4155572145202282 13 0176970030000015009 New Balance ?? $176.97 N nunumAmountDue $15.00 Strew Apt/ Payment Due Date December 13, 2002 City State 21P Total enclosed S Htm186ooe Altaml$lonc Capital One Hank P.O. Box 85147 Richmond, VA 23276 #90318723229286600 MAIL ID NON03ER SATSIE D HARRISON 3516 LEVEL RD CHURCHVILLE MD 21028-1436 Plcasewrite4155-5721.4520-2282ooyardled-r ne)ordnmadepw*lctoCsota]OmBmkandmailintheendose6rvdope. Capitalone• what's in your wallet?- 7M srepste naiaak rwraaod inset an PoMiA M f?IW Ones, N araloaYke Mtli tarram Aetlon fwnraeoiawaw.rkaarsl. O aootCaput Ow Sen cm bL Capbl On b a bdarap nsisWFsdsvMee safer. M tl/hb aw nui aa? aaaaaa? a? aaaaaa? T aa? a? aaaaa? s aaa? 58957T Impottard Notice: Your payment will be credited to your account as of the date we rcceive it, provided you send dw bouom portion of this atatanern and your d w& in the awkwil r andtlarree ow clopq and your payment is reoeived in ow proccuirg miter by 3 p.m PayuraLLs addressed to our Yrpma or Gaxgia prooodrr8 asses must be received on a brmnma day by 3:00 pm ET. Payments addressed to our Washington processing center must be received an a business day by 3:00 pm. PT. Please allow at_ least five (5) bushes days for postal delivery. Payment; received by us at any nthc location or in anodw firrm may not be aedted the same day we eeccive then. Our business days are Monday duough Senadty, excluding holidays. Please do not on staples, paper clips, etc, when preparing your payment. aw Caoftlow Your Credit Future Is In Your Handsi wftt's in yow wallet?- Capital Onem wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. 9W11o1 ow Tjx Account Sumussay PmviomsBalm m 5176.97 Pain .:, Credits and Adjustments $90.00 Transactions S.00 Finance Chargra 5135 New Balance 5139.32 blinimurm Amount Due 515.00 Payment Due Due Jarmary13, 2003 Total Credit Line 5200 Total AvsitabkCra t 560.68 Credit Line for Cash 5200 AvallableCredit for Cash 560.68 At your service To tallLltstmdidationsrt relmrtkstorst]estatrd. 1-877-534-6841 Visiavww.rapitalome.cola)tomanagwwAa oemenline andreceivsaluaHeffers. SermIsaymemm: Sendoquirieb: Att¢Romiusectrooasing CapialoneswAces CapitaDne.Savices P.O.Boa85147 P.O.BCAMIS Ridm=WA23276 RidmwWA23285-5015 Innporta nt Account Infonnatum lea Capital One Bowl Week Brae Wm]Tuse in to ESPN, ESPN2, and ABC starting December 17 for the begin post-wsonmlkge6oo11allacdon, to wayo rfavometnos fight for bowl ebmnpiomfiips, and for eollegefoodeffs ultimate prize: the BCS National Championship. And on New Years Day, be suet trine in to ABC to wash the Capital One Bowl liveftom Orlando, Florida] vkni r N VISAACCOUNr NOV 14 - DEC 13, 2002 4155.5721-452042282 Page 1 of 1 Rewards Summary- Some recent trmsactions may not be reflected in this Rewards Summary. PrcviomRewarnkBalarce $3.11 TJX Rewards 11/13.12112 $.00 OdherRewadslln3-12112 S100 Rewards Issued S.00 Balancessof12/12102 53.11 Payments, Credits and Adjustments 1 14 NOV CAPITAL ONE ONLINE ACH PAYMENT $25.00- 2 27 NOV PAYMENT RECEIVED - THANK YOU 15.00. The Rewards wanted listed on your statement reflects Rewards earned duce g the dates shown in yourRewardsSammary. Barred Rewards Certificate; are caksdated and mailed as ofthe 1st and 15th day ofeach month and include any prevkusRcwzds balance plus Rewards camod on putd,asetmade doing the two wedabeforethe raleutationdaWs). Rewords Certifiotrs are mailed sepnasdyfiom yomsstement Few= Charges WpHd EANt aPP? fm g CHARGE PURCHASES 5144.63 .05425% 19.90% 5235 CASH S.00 .05425% 19.80% £00 ANNUAL PERCENTAGE RATE applied this period PLEASE RETURN PORTION BELOW WITH PAYMENT. CaPMdGw 0000000 0 4155572145202282 13 0139320015000015002 New Balance $13932 Minimum Amount Due 515.00 PsymrntDo.Due January 13, FOR Total enclosed 5 Account Number. 4155.5721-4520-2292 P!_in-lboddm'd/mrmaiU- g&JowsinOu-bladmk. 19.90% Sued Apt# City State ZIP HonA%one AltemaBhone ta FzutiLddresa #9034872322928667# 14AIL ID NUMBER Capital One Bank m SATSIE D HARRISON P.O. Box 85347 Illnnlluunllunlltl oD 6822 ELDORADO RD Richmond, VA 23276 FEDERALSBURG MD 21632-1750 Immlminllsnslrllnmmlmllttllktkllmmmllmmmllm,nllmmmlllknlllkkl g >? InmlmlmmmllmllmmnnllmrtlmltnJllkrmlmlmlmllminmmlmlrmlmllmlmml PleaserwiteyouraccounnsanberonyoadmbrmoneyadmmdepayaNewCaOW OneBmkmd mail in theeWwednvdape r Capita/Qne• what's in your wallet?- Th. ""Mt. -hftirawa,Mcalma. wararE wt7pado.aMs,el„ttbnaunt rs,w.r aak, (nnwueas,n.natbn,rd. Oases upar O,a SaMC4 inc. =mart M k, taM.q sarlu nark. M tipuss.r,rwd. s ?iar T s s ONE 0 0 n r a 3.A L 253855 Important Nobee: Your payment will be rued to your amount as of the date we receive it, provided you send the bottom portion of dds statement and your dale m the enclosed matma ere envelope, and your payment is reoeived in our Processing unto by 3 pm. Payments addteced to tart Virginia or Georgia processing cents meat be received on a business day by 3.-OD pm. Er. Payments addreaed to our Washington proving center stoat be received on a business day by 3:00 pm. PT. Please Mow at less five (5) business days for Pall dobvey. Payments received by a at any other locimon of m another form may not be aedted the sane day we receive than. Our business days are Monday throngb Saturday, eadudmg habdsya Please do not use staples, paper dips, etc. when preparing your payment. aaa r Your Credit Future Is In Your Hands CW wallet?- Capital Onem wants to give you all the help we can in managing your finances. To make the most of your time and money, take the following steps to maintain your good credit. CHECK IT: Review your credit report at least once a year to check for errors or fraudulent activity. FIX IT: Contact the credit bureaus and credit card providers to correct mistakes on your credit report. USE IT: Demonstrate wise use of credit. Make purchases regularly and pay your account on time. WATCH IT: Maintain good credit by keeping your balance under the credit limit and pay your bills on time. CONTROL IT: Moderation is key. Don't max out your credit. saavot 0w,1,Jx Axomt Summary PrevioeaBalanoe $13932 Paymews, Credits and Adjustments 5100.00 Transactions $3498 Finance Charges 5244 New Balance 576.74 Min'vnen Amount Due $15.00 Payment Due Date February 13, 2003 Total Credit line $200 Total Avar7ableCredit $123.26 Credit Line ferCub 5200 AvailableCredit for Cash 5121.26 At your service TocalEw om dtdadomnlorepotslostorsmlerrud: 1-877-5344MI Vihdavww.eapitalone.ctrdayto mamgymmecoumnbm mdreedvralusNeffers. SmAnymentb: Sendinghdriem: Amo:RanimmrPmeming CapitaDneServices CapitsDneSavica P.O.Bohd15147 P.O.Bmd5015 Ridim WA23276 RidmmndyA23285.5015 h h M N VISA ACCOUNT DEC 14, 2002 - JAN 13, 2003 4155-57214520-2282 Page 1 of 1 Rewards Summary. Some mud trangaebons may not be reflected so this Rewards Summary. PreviomRewudsBahmce $3.11 TIXRewwds 12/13-01/11 5.00 Other Rewards 12/13-01/11 S.34 Rewards Isaad 5.00 BalmceasofOl/11/03 $3.46 Payments, Credits and Adjustments 1 13 JAN CAPITAL ONE ONLINE ACH PAYMENT SI00.00- Transactions 2 07 JAN HSN`BwffROVEbffiK S-CAT 800-634-9484 FL 534.98 The Rewards amount listed on youmsM®ad re9tdsRemuds earned doing the data sbown in yawRewmdt Summary. Earned Rewards Certificates are calculated and mailed a of the 1st and 1516 dayofeachmothandincludeanypmevausRewardcbalance plus Rewards, on phadnsesmade during the two wedmbdoreOw calculationdde(s). Rewards Certificates; arc mailed aepantelyfrom yotstatement. Finance Charges WmIl? FINANCE P rate? ? A ap?pli PURCHASES $145.14 .05425% 19.80% 5244 CASH S.W .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied this period 19.80% V PLEASE RETURN PORTION BELOW WITH PAYMENT. V CaNftalGW 0000000 0 4155572145202282 13 0076740100000015002 New Ba1ma 576.74 Min®rmm Amount Due $15.00 Payment Due Date February 13, 2003 Total enclosed S Account Numbc 4155-5721-05242282 pleap. inaouf liolddrTad too-mailhmg?lowein?hseublar>adt Street Apd city state ZIP HO.A% me Ahenaltlmne EmaiLddrcss #9001472322928665# MAIL ID NUMBER Capital One Sank SATSIE D HARRISON P.O. Box 85147 Ill II I l l II 'm 6822 ET.DORJtDO RD rrr mhhh hh h rn n ?? Richmond, VA 23276 FBDERAISBORG MD 21632-1750 rn LdhLdLhhLlLhhLILJLhhllhrmlLhrlLrhllmhhllh,mll,,,l ? IhrLLrrfldlrmrmllhnlhLhrlllhhhLLLlLhhhJrLhLlLlrhl PlcasevMteyounccourmunberonyosmchedormoneJosdamadepsyableto Capital OneBankand mail in dwe closdrrvdope. r Capita/One° what's in your wallet?- 7h..wp.r. n.MYn year food uodk on arorid.d M faphl fMa b mnk.wN. wan fnar..reraoam (www.mnw.a?loawd. O aeon Cspk.I tar Sanka, rK CWW tl.. k. %d.r err r.aar.r.e S-1-LAI ryMs rarm.d. ua? asaaa? aaaat• OC T O aa? a? a? t_ ° 4 ? h 233555 Important Notice: Your payment wall be credited to your wocu t as of Oro date we receive it, provided you send the bottom portion of this statement and your dueck to the mdosed sendttanee envdoM and your payment is received m our processing comer by 3 pm. Payments addressed to our Virginia or Georgia processing coma mffit be received on a business dry by 3:00 pm. Er. Payments addressed to our Washington processing center must be rwdved on a business dry by 3:00 p.m. Pr. Please allow at least five (5) business days for postal delivery. Payments received by us at any other location or in another form may not be credited die sank dry we acoeve than. Our business days are Monday through Saauday, excluding holidays. Please do not use staples, paper dips, as when preparing your payment. J am T X visa And don't forget you earn It's that easy! rewards on every TJX VisO purchase! • Earn 5% rewards on purchases made at T.J. MaJix, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else Visatt is accepted. • As your rewards add up, you% earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Max[, Marshalls, HomeGoods or A.J. Wright store location. T*Rmk f 1&m- AARri coWTJx VISA ACCOUNT 41555nlAS20-2282 JAN 14 - FEB 13, 2003 Page 1 of 1 PmvioosBaIar= $76.74 Paymadc, Cmdits and Adjustments 550.00 T ansae6oms 55424 Fmnwe Charges 51.46 New Balance 56244 Minimom Atnomt Due $15.00 Payment Due Due March 13, 2003 Total Credit Line 5200 Total AvailableCtedit $117.56 Credit Lice far Cash $200 AvailableCmelit for Cash 5117.56 At your sevice TorallCmtomdtelatonartorq mrnlosbrstolemu& 1-877-5344MI VinWww.cap talorw-cwda3wm soagWoumeeounonline ambo dvraluabloRers. Sendpaymentaa: Sendmmgmcrielo: AtaxRemidraRrocessumg CapitaDnesemces Ca0WOneSerA= P.O.Box85147 P.O.Bos85015 RidmoWA23276 Rid=cmmdyA23285.5015 a N N Rewards Simmaty- this stmmary reflects tranocbona posted dmbmg this bipa" g cycle. PreviowRawudsBala¢a $3.46 TJXRewards0l/12-02!12 $1.76 OdwRewrdsoln2-02/12 S.18 Rewrdstobelsawd S.00 Balancerof02/12/03 $5.42 Payments, Credits and Adjustments 1 03 FEB CAPITAL ONE ONLINE ACH PAYMENr S50.00- Tmamacdons 2 13 JAN ANN TAYLOR #821 BALTIMORE MD $18.89 3 31 JAN TJMAJOC #0129 BEL AIR MD 1030 4 10FEB MARSRALLS NM2MIDDLETOWN NY 24.85 Finanee Chugs P1 itdornuton Bal=Kmk Periodic Coneapotndimtg FINANCE wlietb race AAPPRR CHARGE PURCHASES 5808 .05425% 19.80% 51.46 CASH S.00 .05425% 19.80% $.00 ANNUAL PERCENTAGE RATE applied this period 19.80% PLEASE RETURNPOR77ONBELOW WITH PAYMENT. CaphWC W 0000000 0 4155572145202282 13 0082440050000015001 PteaspdnanailingddmenuVorvuidmgdwio% shVuorblaefmk. Nov Balance 56244 Minimum Amount Due SI5.00 Steel Apt# Payment Doe Due Mrdt 13, 2003 City Slate 21P Total enclosed S HomBhone Altemeffione AccauM Numb=. 4155-57214520.2292 Emailkdchm Sam= #9004572322928669# MAIL ID NUMBER Capital One Bank a SATSIR D HARRISON P.O. Box 85147 6822 ELDORADO RD Richmond, VA 23276 a FEDERALSBURG MD 21632-1750 ° PleaswMeyounccommmberon epayabletoCapital OwBankand mail in themdosebnvelope. Z aa? ¦r? O n _- t e. . 'vaa7praeuriomee our lsetav??? 22994T Important Notice: Your payment will be credited to yea aoouma as of the date we receive it, provided you send the bosom portion of this statement and your check in the enclosed retedtWre eovebp , and your payment is nxdved in our pmcrumy center by 3 pm. Payments armed to oar Vrgink Of Genrgia pueaft - most be received on a business day by 3:00 pm. ET. Payments addressed to our Washington proceo t center must be received on a busines dry by 3:00 pm. PT. Please Am at least five (5) business days for postal delivery . Paymens received by us at any other location or in anoduer form may not be credited the same day we receive than. Our business days are Monday through Saonday, excluding holidays. Please do not use staples, papa dips, etc. when preparing your payment TJX = B And don't forget you earn It's that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else Viisa® is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. `apft"°WTJX Accoubt Summary PseviousBalanx 582.44 Paymath, Credits and Adjathncds $378.93 Transactions 5429.69 Finance Charges $30 New Balance $133.70 Minimum Amount Due S15.00 Payment Due One April M 2003 Total Credit Line 5200 Total AvaLbleCredit 566.30 Cteatrt Lim for Crib $200 AvailableCralit for Cash 566.30 At your service To cdlCwmwRdatiomrto report loslorstoletrard: 1-877-534.6841 Visitwww.tapitalone.cbda*wLmugWo mcoomtbnlmc andreceivaaluableffers. Sendpaymmso: SMID[ptirieb: AttreRmtitsneRoc ssing Capis5hc5ervices CapitalOotServices P.O.Bos85147 P.O.Boid5015 Ridun*WA23276 RkhmondyA23285.5015 N &J.M nt VISA ACCOUNT FEB 14 - MAR 13, 2003 4155-57214520.2282 Page 1 of 1 Rewards Summary- this smarmy RBeera transactions posted during this billing cycle- S5 * 42 oncRewsdcBalarce Congratulations! You've earned a Rewards TJXRewards02113-03112 $9.70 Cmifinrejust by using your TJX.Vlsa. Your $10 Other Rewards 02/13-03112 $1.62 certificate(s) will arrive in the mail within 10 Rewardsto be Issued $10.00 business days. Plus, the mare you use your card Balanceas of03/12N3 56.75 for puchaars, the more rewards you'll am! Paymars, Credits and Adjustments 1 14 FEB CAPITAL ONE ONLINE ACH PAYMENT 580.00- 2 25 FEB MARSHALLS OW52 TOWSON MD 73.44- 3 26FEB CAPITAL ONE ONLINE ACH PAYMENT 50.00- 4 05 MAR CAPITAL ONE ONLINE ACH PAYMENT 144.00- 5 11 MAR MARSHA i c #M 12 BEL AIR MD 31.49. Transaction 6 12FEB MARSHALIS NM 12BELAIRMD $123.79 7 27FEB VICTORIA'S SECRET 0497TOWSON MD 46.73 8 27FEB MARSHALLS 0052TOWSON MD 2728 9 27 FEB KIRKLAND'S #173 BALTIMORE MD 35.64 10 01 MAR MICHAELS #8814 BEL AIR MD 18.89 11 03 MAR MICHAELS #9426 GLEN BURNIE MD 31.48 12 03 MAR baCHAELS #1579 BALTIMORE MD 2938 13 03 MAR MARcuul.T C #0196 GLEN BURNIE MD 16.78 14 09 MAR MARSHALLS #MMROCKVRLE MD 99.72 15 13 MAR MINIMUM - FINANCE CHARGE .48 Finance Charges Badanossac apptisb Prate Comas FINANCE PURCHASES 51.05 .05425% 19.80% 5.02 CASH S.00 .05425% 19.80% 5.00 ANNUAL PERCENTAGE RATE applied this period 61822% PLEASE RETURN PORTION BELOW WrTH PAYMENT. Capf1MGW 0000000 0 4155572145202282 13 0133700144000015005 Plewonanailinod&vmnd/oamsiHmgdsdovsinilumd"c ark New Balance $133.70 Minimum Amount Dm 515.00 street Apal PaymentDoeDate April 12,2W3 City State ZIP Tod aWosed S HomYhone AltenuiYwne AeeountNunbc 4155-57214520-2282 Emaikddrm #9007372322928661# MAIL ID NUMBER Capital One Bank SATSIE D HARRISON P.O. Box 85147 Illnuullllnnulrll .me M-M 6822 ELDORADO RD Richmond, VA 23276 ^ FEDERALSBURG SID 21632-1750 leerrleeneerreuuereueelreeeneeeu,eeueuneuueeeueeer " leelore,elLileeeelleeeLleeelileeddelelleeeeJeleeLlLleel Pleasewdteyorracmuntmbemnyourchecbrmone)ordareadepayaNdoCapit d OneBankand mail in theencbselervdope I- ma. T O a b- Fawns tansecdo14v6iclupoot.. 3. tc, _ a td. fi .na?` eft Men 4. 2.A I 22318S Important Nonce Your payment will be credited to your account as of fie date we receive it, provided you send Ste bodum pertiun of this sntemrn and your docir in dune enclosed remittance envelope, and your payment ts waived in cur processing center by 3 pm Payments addressed to orr Vityoia or Georgia processing center mm[ be received on a business day by 3:00 pm. ET. Psyn sots addressed to out Washington processing center must be received on a business day by 3:00 p.m. PT. Plum allow at least five (5) business days for postal delivery. Payments received by us at my other location or in snedwr form may not be credited the same day we receive them Our business days are Monday through Saturday, excluding holidays. Please do not use snples, paper dips, etc. when preparing your payment. TJx = on And don't forget you earn It's that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else V'isa® is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. T-j•ma K M mWs. Cap"a'°w, TJX Account Summary PreviousBalanoe $133.70 Payments, Credits and Adjusmmts $254.74 Transactions :194.51 Finance Charge S.00 New Balance $73.47 Minimum Amount Due $15.00 Payment Dux Date May 13, 2003 Total Cmdit Line $200 Total AvailableCredit $126.53 Credit Line fox Casb $200 AvailableCredit forCasb $12653 At your savice TocWK5mwnmRelatloncrtorepotlostorstolerrar 4: 1-877-534-6841 Visibvww.caotalone.asdaytonumgwmukcmw nlim andmeeivaaluableffas. Sautlpaymenso: ScrAnqu irirao: Attn:RemittancBrocessing CapitalOneswAces CapitadOneSemoes P.O.Boa85147 P.O.Bos85015 Ridm=dyA23276 Ridm=WA23285.5015 Home A.J. Wright 028-= VISA ACCOUNT MAR 14 -APR 13, 2003 4155-5721-4520-2262 Panel of I Rewards Summery- do summary reflects tonsaetims posted dmmg tlus billing cycle. PreviousRewanisBalaoee 66.75 TDCRewads03/13-04/07 $109 Other Rewaula 03/13-04/07 $39 Rewards to be Issued 5.00 Balancu:asof04107/03 $9.64 Payments, Credits and A4mtmmts 1 I B MAR AFTERTHOUGHTS #3550 CREDIT S1234- 2 26 MAR CAPITAL ONE ONLINE ACH PAYMENT 24240. Transactions 3 14 MAR WAWA #557FOUTAIN GREEN MD $10.00 4 15 MAR A C MOORE OD28 WHITE MARSH MD 29.93 5 18 MAR WIRELESS X BALTIMORE MD 19.94 6 18 MAR AFTERTHOUGHTS #3550PARKVB.I Eu MD 1234 7 21 MAR A C MOORE #028 WHITE MARSH MD 19.83 8 24 MAR. OVERLmr FEE 29.00 9 04 APR MARSHALLS #0219ANNAPOLiS MD 73.47 Finance Charge iofomtabon Balanc.ft Patodx awieb rate C-Monding CHARGE PURCHASES CASH 5.00 .05425% SAD .05425% 19.80% S.00 19.80% $.00 ANNUAL PERCENTAGE RATE applied this period 0.00% ??yy /? ? ? PLEASE RETURN PORTION BELOW WITH PAYMENT. Capff alOj'jQ. 0000000 0 4155572145202282 13 0073470242400015000 New Balance $73.47 Mmirmon Amount Due $1100 Payment Due Due May 13, 2003 Total endoaed S Account Number. 4155.5721-4520.2282 Pleupiomm7mpddre?d/?-mailfung8elowrinEbloorbLcisuk Street Apt# City State ZIP .Honor a Altanel9xne (a2 EnmdLdd= #9010372322928666# MAIL ID NUMBER Capital One Bank SATSIS D HARRISON P.O. Box 85147 111uuu11u11nu11rI r T 6822 ELDORADO RD Richmond, VA 23276 ? FEDERALSBURG MD 21632-1750 Pleusewtiteyouraceounuumbeonyourcbedormone3ordeomdepayaNctoCapital OneBmkand marl in theendoselnvdope r Z aaaaa? ?i S O of b. T- --- -- ulnot-- 3. to - - C. Wa anySh, td C ?yur F1 2 4. j arlpCCdoopetcti?Qf?e 1mur ¦,OIpOd7h ryGYOO?IlUl1 232255 bepomnt Notice Your paynwa will be credited to your account as of fie date we receive it, provided you tad the boftorn portion of this sfatanat and your dteek in the enclosed re nuance envelope, and your payment is received in our processing center by 3 pm Payments addressed to our Virginia or Georgia processing enter must be reoeved on a business dry by 3:00 p.m Er. Paymms added m our Washington processing cents must be received an a business dry by 3:00 p.m PT. Pkax allow at k ast five (5) business days for postal delivery. Paymads removed by us at any other location or in another form may not be aeditad the same day we receive time. Our brims days are Mondry 0 rough Ssardry, excluding holidays Please do not use staples, papa dips, eta wben preparing your paynar. TJX = And don't forget you earn Its that easy! rewards on every TJX VisO purchase! • Earn 5% rewards on purchases made at T.J. MaJxa, Marshalls, HomeGoods and A.J. Wright and 1% inwards on purchases made anywhere else VLsam is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maalx, Marshalls, HomeGoods or A.J. Wright store location. T*f )Ogk /Karshalls xo A.tT. Wright Ca,O T' VISA ACCOUNT APR 14-MAY 13,2003 TJ 4155.5721-4520-2282 Page 1 of 1 Aocotast Stmmtay Rewmdo Su mm 3- this shammy reflects mmsaias Pasted during this billing cycle, PreviomBsh et $73.47 PteviotsRmvz*BaLnoe $9.64 Pryments, Credits and AdjuM ms S.00 TDC Rcevwds04/Og-05/12 $3.15 Transaction 5716.52 Other Rewads04MB-M2 S24 Finance Charges S1.91 Rewards to be Issued 51000 Balaneeasof05/12103 53.04 NewBthmce S191.90 Mhimmn Amount Due 530.00 Payment Due Date Juror 13, 2003 Payments, Credit and Attudmens Toll Credit Line $200 Yotasdtedukd psymmthas not been meaved.Plem mit the amount due appearing on this sssenett If Total AvailableCredit 58.10 youhaveabodymadeyatrlsymmt Pleaseaaxptmcthuda. Credit Lane for Cash 5200 , AvailableCredit for Cash $8.10 Transactions At your service Toa]K>Amn dtdatiomrtorgmulosmrstokrcard: 1-977-534.6841 Visih Ww.c*tAl0M.chhytom magWoumcGDunbeline andreceivealuableffe m. Sadpaymeoso: Sentli"Wriem: Attn:RemimnaND essing Capitapne$avieec CapSUC)steScviar P.O .Box 147 8 5 P.O.BmR5015 ? ,.? ? w Ridenm dyA23276 Riduno=WA23285.5015 14 APR FRUNDLY ICE C. #7032 SEAFORD DE $12.49 20 APR FOOD LION #1423 BEL AIR MD 11.92 04 MAY MARSHALLS #0719 RICHMOND VA 63.12 13 MAY PAST DUE FEE 29.00 Yoowereaaesseda past dm fee of 529.00 on 051132003 beomeyourminbmnn paymentwas not meeivedbythe due date of05/131D03. To avoid tiis feem the force, wereram amd that you allowat least 7 businasdaysforyourpsymmtto tract Capital Otte: Frnmoe Chases wrtantbbrundon Balaomme Periodic C*"" nding ppleb rte ANO (BARGE PURCHASES S11731 .05425% 19.80% 51.91 CASH S.00 .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied this period 19.90% PLEASE RETURN PORTION BELOW WTTH PAYMENT. C-apftwOne 0000000 0 4155572145202282 13 0191900242400030004 NewBahmoe $191.90 Minimum Amount Due $30.00 PayntmtDue Date June 13, 2003 Total endosed S Account Number. 4155-5721 A520-2292 Plempriutneilineddtemt&,,m iUm*Wos%;injWrmrbl=bL Strad Apt# City Snte ZIP Homphone Altemiahona i EmaiLddren #90134723229286619 MAIL ID NUMBER Capital One Bank6 SATSIE D HARRISON P.O. Box 85147 3516 LEVEL RD CHORCHVILLE MD 21028-1436 Richmond, VA 23276 m PleamvnteyomaeoowtmumbamyoudmdwmoneyadamdepryablaoCapiul O=Badsand mail in beendozednvekpe r T s O a`Z '^ tc. - - - r- td T- - -Nw« W-- grAm 4. 2 A dleodltucittdi°llewP.ttt?raaL _ rwppo?6ipf a?7tPe?ao101ati?opaee oua RR?'??' 1° vaterve°x 20o? e 584177 Important Nodw.. Your payment will be credited to your aaount a of tie date ive Iexive it, provided yon and the bottom portion of this statement and your check in the enclosed reminaiee envelope, and your payment is received in our processing ccrroec by 3 p m. Payments addressed to our Virginia or Georgia processing aotw Est be received on a business dry by 3:00 pm Ef. Payments addressed to nor Washington proaaing eentur must be received on a business day by 3:00 p.m. Pr. Please allow at lean five (5) business; days for postal delivery. Payments received by us at soy other location or in another form may tot be credited the same dry we receive them. Our business days ire Mondry through Saturday, excluding holidays Plesse do not use staples, papa dips, etc, when preparing your Payment. TJx y6A us And don't forget you earn Its that easy! rewards on every TJX VisO purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else V=!llI is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. X10. TJX Account Summary VISA ACCOUNT 4155-5721.4520-2282 MAY 14 - JUN 13, 2003 Pagel of l PteviousBelame $191.90 Payments, Credit, and Adjustments $100.00 Trstmaetiom 586.42 Finanoe Charges $244 New Balamx 5180.76 Minmumn Arum Due $15.00 Payment Due Date July l2, 2003 Total Credit Line $200 Total Ava lableCredit $19.24 Credit line for Cash $200 AvailableCr dit for Cash S19.24 At your service TodlCush mdtdatiomrtorgmMlostorstoletcad; 1-877-534-6941 Visievww.apiudone.etodalto managwotmemtmonline andrmeivaaluableffe s. Sendpaymartto: Sertdmpdriclo: Atm:RemimmrProea,ing C00WXeSWAM CaotanneSavices P.O.Box&5147 P.O.BorS5015 RirlvrwndyA23276 RidunondVA23295.5015 Reward, Sn®ay- this som,nuy rdlegs to ow posted during this buflft oy 1e. PmvimaRewnd,Balarce 53.04 TJXReww&=3-06/12 S.00 OdwRewrd,05/13-06/12 S.86 Rewrdstobelssued S.00 Balanmasof06/12/03 53.91 Prymeols, Cm is and Adjustrnents 1 17 MAY PAYMENT RECEIVED - THANK YOU SI00.00- Tnmsaebons 2 29 MAY COLONIAL DOWNS RICHMOND VA 3 31 MAY COLONIAL DOWNS RICHMOND VA $37.00 49.42 Fimoce a a w infotmetion BA.aft Pt Car "ng FINANCE vplk& e rate AW CHARGE PURCHASES $14525 .05425% 19.80% 5244 CASE[ &OD .05425% 19.80% SAO ANNUAL PERCENTAGE RATE applied On period 19.80% PLEASE RETURN PORTION BELOW WITH PAYMENT. CapffMIC' 0000000 0 4155572145202282 13 01807 60100000 015003 PhasprintnulinSddresud?onmsi inN umMacinic. New Balance $180.76 Mltirmm Amount Due 515.00 Street Apt# Paymot Doe Date July 12, 2003 City State ZIP Total enclosed S HomBhone Alterrihone Accom , Number. 4155.57214520-2282 EinaiLddress N a r i.? #9016572322928665# MAIL ID NUMBER SATSIE D MAILE Capital One Bank 4000 GAELIC IN P.O. Box 85147 APT K Richmond, VA 23276 e' = GLEN ALLEN VA 23060-6426 n In1r1n11r11 nuHuM 1111111.111110 111 1111 ? Pleasewriteyomaceomamnberon yoorduslrnane)wdamadepayaMcbDCapiW OneBankand mail in theencloseLwelope. F a_ o O o ? td.Ti Fit 4. 2 A wyZww 6i7 a. 57932T Important Notice: Your payment will be credited to yaw account as of the date we reo&c it, provided you sad the bomm portion of this stetanaa and your check in the enclosed renduanee envelope, and your payment a received in cam processing termer by 3 pm. Payments addressed m our Virginia or Georgia procuring cents must be roo ived on a basme s dry by 3:00 pm. LT. Payments addressed to our Washington prod cater must be meeivd on a business day by 3:00 pm. PT. Please alloy at least five (5) business days for pusW delivery. Payments received by us at any other location or in another form may not be cralimd the same dry we receive than. Our business days are Monday through Saturday, -eluding holidays. Please do not use staples, paper dips, ere. when preparing your psymad. GapitalCW 002 • Employers check credit references before hiring new people. • Banks and leasing companies often base the interest rate they offer you on your credit rating. • Achieving life goals such as buying a new car or owning your own home are facilitated by good credit. • Credit Bureaus keep information on your record for up to ten years so a credit problem history can follow you around for a long time. 002-1001 Ca;Pffa,0nea TJX Account Summary PreviousBalance $190.76 Payments, Credits and Adjustments $.00 Transactions $78.87 Finance Charges $3.18 New Balance $26281 Minimum Amount Due $62.81 Payment Due Date August 13, 2003 TOW Credit Line 5200 Total AvaildrkCredit S.W Credit Lime for Cash S20D AvailableCredi; for Cash 1.00 At your service TorallCuatemeRdatimwtorgx mlosbrstolesud: 1-877-534-6541 VLSAACCOUNT 4155-57214520.2282 JUN 14 - JUL 13, 2003 Page 1 of l Rewards Summary- die summary reflects humctioas posted during dut billing cycle PseviarcRewardsBalanm $3.91 TTXRewatds06113-07/11 $.00 OOw Rewards 06/13-07n I 1.20 Rewards to be Issued 1.00 Balanceasof07/11/03 $4.12 Payments, Creft and Adjustments YmrsdieddedPayment has not been received. Please, remit the amount due appearing on this statanert. If youhaveabadymde yo rP*Ymcm4 pleaseacaptour duail- Transactions 1 05 JUL LEONARDOS PiZ7A & PAST RICHMOND VA 120.87 2 07JUL OVERLIMIT FEE 29.OD 3 13 JUL PAST DUE FEE 29.00 Youwe¢assesseds pastdoe feeof 129.00 on 07/132003 banaeyo rminimmt paymeotwasnot Vuiwww.rapiWomcbdaytomana;garteaotmonline recdvedbyt6e due date of07/122003. To avoidthis fee in The future, werecommend that you andraeivealm Woffers. allowatleast7husinessdayaforyorrpaymenttoreachCapital One Seadpaymentlo: Sendnupriricin: Atm:RemittarxPtoarsing CapiwoneServices CoomDneServicas P.O.Bom85147 P.O.Boa85015 RidunondyA23276 RidmondyA23285.5015 Finance Charges odic Corre appBalancaue, rraaft A ( E PURCHASES $195.24 .05425% 19.80% 53.18 CASH 1.00 .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied this period 19.80% PLEASE RETURN PORTION BELOW WITH PAYMENT. V Q*)ft1 G• 0000000 0 4155572145202282 13 0262810100000062811 New Balance Malll Minimum Amount Due 16281 Payment Doe Dare August 13, 2003 Total enclosed S Account Nurnbec 4155-57214520-2282 Pleasp[inansilingd&es o&/ maibhangdolo luorblackk Street Apt# city state ZIP HomPhone AltcmeUoue (ml EmaiLddress #9019472322928665# MAIL ID NUMBER SATSIE D MAILE Capital One Bank .a 4000 GAELIC LN P.O. Box 85147 11I111111r1n1lllilllll m APT K Richmond, VA 23276 m GLEN ALLEN VA 23060-6426 ?u?rlu??nr?r??nelrlln]lurllutllmellun?lunllunllnnl ° ? lulrlullsllunl?nlluullnrlulu?rlrllu?nlntllnllu n? PleasevriteyounaounnwnbeonyowdmcbrmoneywdemadepayableoCap W OneBw*uW mmlm theawlosc*wdope r s T aasaa? s r aa=i ? i b. ?'- not _. 3. tdT-n oRirya snre-m dwOn 4. L A ,-` i d.1.1 '.7 1.......rt„? ply!{ 58355T Important Notice Your payment unn be credited to your account as of the date we receive it, provided you send the bottom portion of this statenwa and your choa m the enclosed meattance envelope, ad yaw payment is received in air processing center by 3 pm. Payrnans addressed to our Virginia or Georgia processing oen0a mast be received on a business day by 3:00 pm Ef. Payments addressed to our Washington processing center must be received on a business dry by 3:00 p.m. PT. Pease allow at least five (5) business drys for postal delivery . Payments received by us at my other location or in another form nay not be credited the same day we receive than. Our business days are Monday through Saturday, excluding holidays. Please do not use abpls, paper diM etc when preplaiiK your pMeent. ou Your account is delinquent. Ito To protect your make a payment credit with us, you need We want to help! -3 We can help-but only if you call us. --} When you call, you can make a free check-by-phone payment. Return your account to good standing. It's up to you to take the first step. ! 00.1i Call us! Ito >;> 0050' 1-800-479-7231 C apt to CW r7 1 " VISA ACCOUNr JUL 14 - AUG 13, 2003 1 J1Y`1 4155.5721-4520-2282 Page 1 of 1 Aeeomn Summary Rewards Summary- dos mmmmy mUm bttomo ms posed dmiog this tilling cycle- RevioacBatw= $262.81 PrevimsRewwdsBalaoce $4.12 Payment, Credis and Adjusnnents 5.00 TJX Rewnda07/12-08/12 S.00 Tranacdots $58.00 pywQRcwytb07/l2-08/12 S.00 Futanm Charges 54.95 Rewards to be Ispied LOD Uwmasof08112103 $4.12 Nov Balance $325.76 Mi®urn Amomt Doe $125.76 Paymad Dw Date Seplaober 13, 2003 Paymrnts, Credits and Adjw1mcns Totd Credit Line 5200 Totil AvalableCredit SAD Tatswdm Credit Line for Cash $200 1 14 JUL OVERLD&T FEE S29.DO AvailebleCmdit for Cash 5.00 2 13 AUG PAST DUE FEE 29.00 At yom swA= Yonwem asseseda past due feeof 529.00 on 08/13/2003 b?yarminivan paymentwas not rceivWbytlte due date of08/13=1 To avadda feein the foane,wereommnexd that yw To ollC?stomeitdationormrepm.lostorstolaratd: illowat least7 bmim=daysforyourpayma tto reach Capital 0- 1-877-5344841 Visiavww.c*talo,mcadayto mawggoooccomonline andtsdvwahubletfes. Se dpaymentim Sen3mpdrieb: Att wRemiCmcErooasing CapisDneSwices CapitaDneSavies P.O.Boa85147 P.O.Box85015 RidoooWA23276 RidmmdyA23285-5015 Fmw= charges Pleaimewaverssidefmimportu a ottnaion a F)NANCE Bappila.aatehalb Periodic Cmrorrdiog CE APR _ PURCHASES 5294.19 .05425% 19.80% 54.95 CASH 100 .05425% 19.80% S.00 ANNUAL PERCENTAGE RATE applied dds period 19.80% ? PLEASE RETURN PORTION BELOW WTIHPAYMENT. v .,?//?,?? capffalo , 0000000 0 4155572145202282 13 0325760100000125765 Pl-. rintnulingdtreaWoe-asiihwgdWowsinOuosblackk Nw Balanoe 5325.76 . Mmimm Amount Due 5125.76 Strew Apd/ Prymmt Due Date Septanber 13, 2003 city State ZlP Total edosed S HmnPhwe Altam%one AecomnNumber. 4155-57214520-2282 G)e lttlli #9022672322928665# MAIL ID NUMBER !•= SATSIE D MAILS Capital One Bank 4000 GAELIC IN P.O. Box 85147 III lIlI III m APT K t t w t t t n n m Richmond, VA 23276 GLEN ALLEN VA 23060-6426 ° ? htLlttlltllrtttlLrlLtrtllrttlydttltLlL?L,hrrILILtJ IuI?InIIntItllwttllullmlltnllrullmllrullrnllutl m Pleasewriteyowa=manmbaonyomehecbrmone)ordeonadgnyaNdoCaOW O=Bmkmd mail in theendosednvelope. ® zooz Capital One Services, Inc. Capital One is a federally registered service mark All rights reserved. ata?i S i. e? II n ` td.'1'----- - ?---- ---wes say a given 2 i ?agdrl?i` aaay 4. 57699T Important Nodes: Your payment will be credited to your aceamt . as of the date we receive I% provided you send the bonom portion of this statenennt and your chadt: m the enclosed rani eovdope, and your payment is received in our procesmg center by 3 pm Payments addressed to ma Virginia or Georgia processing inner must be radved on a business day by 3:00 pm. Er. Payments addressed to our Waddngmn processing center must be reodved on a business dry by 3.00 p.m PT. Please allow at least five (5) business days for postal delivery. Payments received by as at any other location or in seeds form may not be credited' the same dry we receive then Our business days are Monday through Saturday, excluding holidays. Please do not use staples, papa dips, etc when preparing your payment. TJx = And don't forget you earn Its that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else Visam is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, MarshalJs, HomeGoods or A.J. Wright store location. T*f MK Marshals .,)? wit CaphWOe TJX Account Summary Pn vio sBalaae S325.76 Paymets, Credits and Adjustments S200.00 Transactions 533.00 Frnm ere Chagos $3.73 New Balance 5162.49 Miirdrntnn Amount Due S15.00 Payment Due Date October 13, 2003 Total Credt line $200 Total AvaflableCaedit 537.51 Credit Line for Cash $200 AvailableCtedit for Cash S37.51 At your service Toca]C swocRdaaonornreportalostoratolenxrd 1-877-534.6841 Visiwv .ciotalwn cbWa%omanagWo meoombnline ardreceivaalummoffas. Secdpaym tlo: Saldingmrieb: AttaRemimncrmcess ing CaQitanoeSwioa CapiWDwSwn= P.O.Bofd5147 P.O.BmS5015 RidunondVA23276 Ridm rdVA23285-5015 VISA ACCOUNT 4155.SMI-4520.2282 AUG 14 - SEP 13, 2003 Page 1 of 1 Rewards Summary- this summary reflects transactions posted acing this billing rye). PaviaaRcww&Bslrwe $4.12 TJXRewar&09n3-09/l2 S.00 081erRews&08113-09/12 S.OD Rewards to be Issued S.00 Balancessof09112103 54.12 Payments, Credits and Adjustments 1 16 AUG DIRBCT DEBIT PAYNOM S200.00- Transactions 2 14 AUG OVERLD141T FEE 529.00 3 13 SEP CAPITAL ONE MONTHLY MEMBER FEE 4.00 "Impmta:Mouc,e*Yomaccount terms havebem a&ustd as diselosedm youroriginal offer. Pleasenotethat ifyoumakeymrmiri a psymenton race for6 cosewnivebNingperiods,yac annual paomhgerste, (APRs) will be dinged to a fadtate of 19.8%sai monthly monbaft f6c,!A be resetto yasoriginal0ans within Ste followig2 Milling periods. In addition, your mimaum paymcntwll equal 3% ofyouroutstaodirg balanxor$15, wWcfe eris greater. Finnwe Cbsges kdmmsfion BabrAzat Periodic Canopondirg FINANCE w0iclb rate A PR MARGIi PURCHASES $169.72 .07096% 25.90% 53.73 CASH $.00 .070%% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this Paid PLEASE RETURN PORTION BELOW WITH PAYMENT. V CaphWo , 0000000 0 4155572145202282 13 0162490200000015008 Nov Balance 5162.49 Minnow Amount Doe $15.00 Payment Due Date October 13, 2003 Total enclosed S Aavmn Nuwba: 4155-57214520.2282 Pieaspsioemv?lin#ddremldlos:-asild,sgbdoasin?h>nnblaciml? 25.90% Street Apt# City State ZIP HomPhooe Alte nilbone EmaiLddress #9025772322928660# MAIL ID NUMBER Capital One Bank . SATSIE D MAILE P.O. Box 85147 IIItIutltllnlullul n p 1258 PEGGY DR a Riclveond, VA 23276 HOSM'IELSTOWN PA 17036-9014 ? 1 IIIII IIII IIIIIIIIIIIIIIIIIIIIII III IIIIIIIIIIIIIIII IIIIIIII IIII IIIIIIII IIIIIIIIIIIIIIIIII IIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII m Plwsewnteyounocowmcnberonyomchccbr damadepryaNdoCapiWOneBankandmailInthcendasdnvdope r C S S i? S a T 0 Q ? M N 57492T Imaportant Notice: Your pryma wig be credited to your account as of the date we receive it, provided you send the bottom potion of this smanent and your check is the enclosed rountannae envelope, and your i aymrat is received in our processing center by 3 p m. Payn a is addressed to our Virginia or Georgia processing cents roust be received on a business dry by 3:0D p.m. ET. Payments addressed to our Washington processing oats must be received on a business day by 3:W p m Pr. Please ilbw at kart five (5) business days for postal delivery. Payer received by us st any other location or m mother form may not be credited the same day we receive dean. Our business days are Monday duough Saturday, excluding holidays Please do not use staples, paper dips, etc. when preparing your Wyment. TJx = 0211 And don't forget you earn It's that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and 1% rewards on purchases made anywhere else Vise is accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. Tkff=K MrshaNs CaprtalOne• TJX Account Summery PtevioucBdance $162.49 Payments, Credits and Adjustments $30.00 Transactions $4.00 Finance charges $3.39 New Balance 5139.88 M'mimuun Amount Doe $15.00 Payment Due Date November 13, 2003 Total Credit Line 5200 Total AvoilsNeCredit $60.12 Cledit LAW for Cash 5200 AvailableCredit for Cash 560.12 At your service To W]CusrovKRelation•rtorelm lostorsroletsard: 1-877-534-6841 VisiW ww.rapitalonewadaytomarsggouoammonline andnxdvsaluableffes. Send *yffW tb: Seainqudrido: AttsRaniW ncProeessing CapitalDneSavices CapitalDoe.Services P.O.Bordi5147 P.O.Bos85015 RidunonVA23276 RidmondyA23285-5015 r P VISA ACCOUNT SEP 14 - OCT 13, 2003 4155-57214520-2292 Page 1 of 1 Rewards Summary- this smmary rdkxn mu aefions Posted dining this bi0mg cycle. PreviousRewas*Manee $4.12 TDCRewards;M]3-10/10 S.00 Other Rewards09/13-10/10 S.00 Reww&tobelsseed S.DO Balanocasef1a10/03 $4.12 Payments, Credits and Adjustments 1 09OCT PAYMENT RECEIVED -THANK YOU 530.000. Transactions 2 13 OCT CAPITAL ONE MONTHLY MEMBER FEE $4.00 FamiliesinPA EARNING INCOMES UP TO $43,240poryearmaybedipNeforlow-cost or free healthcare ccveageFORTHEIR UNINSURED CHILDREN. Ifyouorsomeuneyoutnowhasa ddidwithouthedth+mMmce,otltollfttxl-877-KE)S.NOW forinfmmationabarthelow-ws[ or five health care eoveragepmgarns in PA. Finance Chum Plea se seaevass.. I impose ramfmnstion Balammte Periodic Cores FINANCE Antaft, applietb rate CHARGE PURCHASES 5159.29 .07096% 25.90% 53.39 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this Period PLEASE RETURN PORTION BELOW WITH PAYMENT. V Cap " OW' 0000000 0 4155572145202282 13 0139880030000015006 New Balance 5139.88 hfmmaan Amount Doe 515.00 Payment Due Date November 13, 2003 Total eudosed $ Aecoura Number. 4155-57214520-2282 Pleaspdn-ailingddremrd/oo-ma7Lw gdsloasir4gu Nadodt. 25.90% Straet AptB City state ZJP Hom phone Altemailwne MaEalm- is #9028772322928667# MAIL ID NUMBER Capital One Sank 111111111 SATSIB D MAILS P.O. Box 85147 1258 PEGGY DR ur a uu m m Richmond, VA 23276 m s HUMMELSTOWN PA 17036-9014 m T Plessewriteyanac mhmnberonymatheelormone3ordamadepayabletoC:apiul OneBw&atd msi] in theenclosednvelope. r s i? z 58595T Important Nodce. Yom payment will be credited to your acceent as of the date we receive it, provided you said the bottom portion of this statement and ymar dwdc in the enclosed renummoe envelope, and your payment is received in our processing caner by 3 pm. Payments addressed to or V'ugima or Georgia processing center mart be received on a business day by 3:00 p.m. Er. Payments addressed to mr Washington processing caner must be ra=ved on a business day by 3:00 p an. PT. Please allow at last five (5) business days for postal ddivay. Payments received by us at any odic location or in anodar form may not be credited the same day we receive than Our business days are Monday through Saturday, occluding holidays. Please do nos use staples, paper dips, etc when preparing your paymenm. v? oza And don't forget-you earn TJX rewards on every TJX Vise purchase! Its that easy! • Earn 5% rewards on purchases made at T.J. Maxx, Marshals, HomeGoods and AJ. Wright and earn additional rwards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, you T earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. T*f lCW /WarshaBs. G Aj Wr ight 0?-1103 -Rana war d. a..ndl R.plm7rrr Ina C-&C.. k, w adped a1LI waif.6 d&.I.-k-6. sa deals j C313__ 1C W VISA ACCOUNT OCT 14 - NOV 13, 2003 T 4155-57214520-2292 Page I of 1 J Account Summary Rewards Srmmry- this amm any reflects transactions posted dmeg this billing cycle. PreviousBahmat $139.88 PreviousRewwAsBalance $4.12 Payments, Credits and Adjustments S.00 TJX Rewards 10/11-11/11 S.OD Transactions S33.OD Od w Rww* 10/11-11/I1 SAD Fm nce Charges $3.11 Rewards to be Issued. S.00 New Balance $175.99 Balancensofll/11/03 $4.12 Minimum Amount Due 530.00 Payment Due Date December 13, 2003 Payments, Credits and Adjustments Total Credit Line 5200 Yoursdroduldpaymenthas not born rocaved.Pleasereadt the amwm due appearing on dug statement. If Total AvailableCredit 524.01 ymhavealreadymade yourpsymeet, pleasearseptmv thanks. Credit Line for Cash 5200 AvailableCredit for Cash 524.01 Transactions At you service To dlCustomeRdadonorto repor41osthrsok mwd: 1-877-534.6841 Visim ww.capiWonr-codaytomanaggouocmunmline andrecdvalualdeffers. Svwlpaymrnto: Sendinqukieao: . AtutRenittarxPmcessing CapitaDneSetvias CapitalOneSwicas P.O.Box85147 P.O.B0385015 RidmandyA23276 RidmlondyA232M_5015 1 13 NOV CAPITAL ONE MONTHLY MEMBER FEE 54.00 2 13 NOV PAST DUE FEE 29.00 Capital One is proud to support The Heart of Amein$Foudation, helping children learn to read, succeed, and make a diffamoein the world In 2003, wegatheed nodySI minim worth ofbooks for cldldren in need. To learn more about how you can belp a child make reading a li&longpasslon, visit w Jscartofsmericz.org. Ymwere as caocda past due feeof 529.00 an 11/132003 bemreyouminimurn psymentwasn of recdvedby the due date of l 1/132003. To avoid this feein the fiatu e, wereemmnend that you allowat least? businessdaysforyotcpaymemo reach Capital One. Finannt Charges aPp Babracme Periodic Cola C7iFIl AR EE PURCHASES S141S1 .07096% 25.90% 53.11 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period V PLEASE RETURN PORTION BELOW wrm PAYMENT. • C.apMlom' 0000000 0 4155572145202282 13 0175990030000030009 Now Balaers 5175.99 Minimum Amount Due $30.00 Payment Due Date December 13, 2003 - Total enclosed S 1 1 Account Number. 4155-57214520-2282 Pleasprintmlinpd&um /oo-mmiUan hiowainouofilarlmk 25.90% Sow Apt# City state ZIP Hom?Mme Altenlaffime #9031872322928660# NAIL ID NOMER Capital One Bank SATSIE D NAILE P.O. Box 85147 1 I 1 III 11 II ??.' 1258 PEGGY DR 11111 1111 111 Richmond, VA 23276 HUMMETSTOWN PA 17036-9014 ? O It111Ii1IIIII/11IIIIItIiIIIIIIIIIIIIIIII11111IIIII111IIIIIIIII IIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII III N Pleasewnteyour cwmnunberonyoudlaormonelordamdepayoUcoCaOW OneBmkandtrail in thearadoseimdope. I- ?L i ' y ? b. J t° TJx® 028 And don't forget you earn rewards on every TJX Vise purchase! It's that easy! • Earn 5% rewards on purchases made at T.J. Marx, Marshalls, HomeGoods and AJ. Wright and earn additional Rwards* on purchases made anywhere else Visa® credit cards are accepted.. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. Tf friCW Alarshalls. - -11-- 6.J4..-& h. -T "C-,W-.h.y--oid.R.. A&k da:d.... aaa(mt.a d-& 0281103 {a ,0W T ' ( VISA ACCOUNT NOV 14 -DEC 13,20D3 1 TJ^ 4155-5721.4520.2282 Page 1 of 1 Account Slmmlaty Rewards Swnmary- dais ammllvy reflects aasaetors posted daring this billing cycle. Ptevi=Bwwm $175.99 PreviorsRewardsBala cc 54.12 Payments, Credits and Adjrshacas $.00 TJX Rewords 11/12-12/12 $.00 Transactions $33.00 Other Rewords 11/12-12/12 $.Do FinanceCharga $3.79 Rewards so be Issued 5.00 New Balance $212.78 Bahwceas of 121203 $4.12 Minimum Amount Due $45.00 Payment Due Date January 13, 2004 Payments, Credits and Adjuslmens Total Credit Line $200 Total Avai ableCradit 5.00 Transactions Credit Line for Cash 5200 1 13 DEC CAPITAL ONE MONTHLY MEMBER FEE $4.00 AvailsbleCrsdit for Cash &DO 2 13 DEC PAST DUE FEE 29.00 At your service Youweeasaesseda pmt Ale feeof 529.00 on 1213/2003 beeaseyotsmini mom paymaltwas not mceivedbythe die date of 12/13/2003. To avoid this fee in the fnbaq wereeormnatd that you To allCustomdLdaaionorto reporYlosbrstol m ad: allows least? businmdaysforyourpaymer tto reach Capital One 1-877-534-6841 Visiwv .caotalomcwda)wn magyou=counonbne aldrecdvaluable6es. Seodpaymaltb: Sen3lnluirican: AttrcRernittaCEroeessilg CapitalOneServiees CapisDntserviaa P.O.BmB5147 P.O.Bo185015 RidnmoncWA23276 RidnnomWA23285-5015 m r Fissure Chagos wortantisdonnadon Babactane OPP506 Periodic CHARGE PURCHASES 5177.94 .07096% 25.901A $3.79 CASH 5.00 .07096% 25.90% 100 ANNUAL PERCENTAGE RATE applied this period 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT. CaM'=°'ow, 0000000 0 4155572145202282 13 0212780030000045002 New Balance 5212.78 Mmitmw Amount Doe $45.00 Payment Due Date Jamey 13, 2004 Total enclosed S Account Nwnber. 4155.5721.4520.2282 PleaaprinahalinSdAteandroa ' acE& HomPhone Aherniborse (!?l EsnaiLddrins; 1 #9034872322928667# MAIL ID NUMBER Capital One Bank . SATSIE D MAILS P.O. Box 85147 InIIIrlluuullullll m -_ 1258 PEWY DR Richmond, VA 23276 HUMMELSTOWN PA 17036-9014 o ? IIIIIIIIIIIIIIIIt1II11II11I1IIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIII 11111111 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIttlllllllllllllrll N Pleasewnteyomaocounamnbemnyomdaclor xmrj rd=adepayabletDCVM OneBankand mail in theelr]aseinvc1op. r r. L t i 59799T PISA oz8 And don't forget you earn TJX . rewards on every TJX Vise purchase! Its that easyI • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rewards* on purchases made anywhere else Visa® credit cards are accepted. • As your rewards add up, youT earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls; HomeGoods or A.J. Wright store location. TpTVO)K Marshalls. Al w>rig?it 028.1103 'PI•r h. aw. 6hq-T uW Co.&- I.,sarspat eR. x hfi,6 ddbdo-h-6r6admlc T ' p a10W VISA ACCOUNT DEC )4, 2003 - JAN 13, 2004 TJ 4155-57214520-2282 Page I of I Aocmtot Smtmnary Rewards Summary- this smmslary [effects baosaedem posted during this billing aide. PreviosBalanee 321278 PmriwsRewatdsBalaoce $4.12 Payments, Credits and Adjusnnans S.00 TJX Rewards 12113-01112 S.00 Transactions S6100 Odar Rewards 12/13-01112 $.00 Finance Charges $4.75 Rewards to be Issued S.00 Balanceasof01/12/04 $4.12 New Balance $27953 Mininlon Amount Due 57953 Payment Due Date February 13, 2004 Psymms, Credits and Adjushnents Total Credit Line S200 Total Availablecredit f.00 Transactions Credit Lisle far Cash 5200 1 13 JAN CAPITAL ONE MONTHLY MEMBER FEE $4.00 AvailableCredit for Cash S.00 2 13 JAN OVERLIMIT FEE 29.00 3 13 JAN PAST DUE FEE 29.00 At your service Youwaeassesseda peRdoe fee of$29.00 on 01/13n004 becaseyommioimaml paymeatwasnot TonalKa %mdtdatmwtoteportlosbrsmlaeard: tamvedbythe due dare of0l/l32004. To avoid this feein the fume, weraoanvnerw that you 1-877-534-6941 allowat least7 businesdaysfor ymapsymentto teach Capital One Vlsiwv .raotdone.esdgtomaWWoum=mbnline andteoeivahuhleffas. Smdpaymenum Senffixorieb: AthcRanit ancBrooating CapilalDneSavices CapitarlneServiees P.O.BoxS5147 P.O.Bo1115015 RichmondYA23276 RidmwndYA23285-5015 Finance Charges information Bi Periodic Colrapalfng FINANCE 21046 rasa APPAR PURCHASES $216.12 .07096% 25.90% $4.75 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% V PLEASE RETURN PORTION BELOW WITH PAYMENT. V C`pffaIG e' 0000000 0 4155572145202282 13 0279530030000079536 Pleasprinmsi&edNe=aNoo-mit•J -&MowsW&uorbbdmk. New Bahlots 5279.53 Mmimmn Ammmt Due $7953 Street Aptff PsymlmtDue Date February 13, 2004 City State ZIP Total enclosed S I I Hom?hom Alterllaffione Account Ntanber.. 4155-57214520.2282 #9001472322928665# NAIL ID NUMBER Capital One Bank SATSIE D MAILE P.O. Box 85147 I I I II I I I II '? 1258 PEGGY DR 1 1 1 1111 11 1 11 b Richmond, VA 23276 m Hl7MMEL5TOSffi PA 17036-9014 ? Q IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIII111IIIIIIIIIIIIIIII N Pleasawdteyouraee mumnbaonyourchedwmoncladarmdgayaNdoCap W OneBmkmd mall in theendoseinvdope tL ?qn 1 tl Is 581637 vista ? And don't forget you earn TJX ® . rewards on every TJX Vise purchase! Its that easy, • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Visa* credit cards are accepted. • As your rewards add up, yodll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. Tyrnk Mamhalls. Aawrigu V28.1103 ..ac.?: cow•I,Jx VISA ACCOUNT 4155-57214520.2282 JAN 14 - FEB 13,2W4 Page 1 of 2 PM-AMBalanem $279-53 Parnalts, Credits and Admvnents S308.53 Transactions $33.00 fiance Charge 51.07 New Balance $5.07 Minimum Anmtmt Due 55.07 Payment Due Date Marti 13, 2004 Total Credit Line 5200 Total AvailableCradit 5194.93 Credit Line for Crib $200 AvailableCredit for Cash $194.93 Rewards Summary- Ors summary rr8ects tramactums posted during that bi0ing cycle. Pm.iaaRewndsBilme $4.12 TJJCRca,wds0l/l3-0mn2 S.00 OtlraRewards01n3-02/12 S.00 Rewards to be Issued S.00 Balanexasof0VI2M4 54.12 Paymcce, Credits load A*wbncm 1 24 JAN DIRECT DEBIT PAYMENT $250.53- 2 24 JAN PAST DUE FEE CREDIT 29.00- 3 24 JAN OVERL1MIf FEE CREDIT 29.W Transactions At Yom service 4 14 JAN OVFRLD41T FEE $29.00 ToallCuswmdtelationrrtoreporuloswaolernard: 5 13FEB CAPITAL ONE MONTHLY MEMBER FEE 4.00 1-877-534-6841 • lonpormrOdoOx"Youwerermiled an Sryortma Notice Of A Change In Terms in your February2004statemrntorwerescrot one in aletter from Capital One in February. lfyouhaveany Vtmwww.apitaomcmdaytomanagWomcmmmolme 9umtiom, pleaseall the c ufernerservicemanber on the back ofyomard. androedvrahubleffen:. Som*Wymentso: Sendmgmrieso: Attn:RemittorkPmeming CapitttDneServiees CapitaloneServiees P.O.Bos85147 P.O.Bodi5015 .RidnnorWA23276 Rielmpnd!YA23285-5015 rum= Charges PlosaeaeversaideforimportartiofmmaOon Bala a Pty ie Carreponding CHARGEE APR PURCHASES $48.45 .07096% 25.90% $1.07 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% .???,//?? ? PLEASE RETURN PORTION BELOW WITH PAYMENT V Can?lcw 0000000 0 4155572145202282 13 0005070250530005079 Pleawdnanarlmeddnemrd/oe maid-gdadowsiniNuorblacbL New Balance 55.07 W.hamt Amtaad Dee 55.07 Street Apdt Payment Due Date Marto 13, 2004 CSry State 23P Total enclosed S HomPlwne AltermlNane Account Number. 4155-57214520-2282 #9004572322928669# MAIL ID NUMBER Capital One Bank SATSIE D MAILE P.O. Box 85147 loll 111I rllll'It11r1 ro 1258 PELiGY DR Richmond, VA 23276 fiUlD4E1STOWN PA 17036-9014 IrrldrrllrrrLlLrdrllrrlLolLrrl6rdlrrrlirrrllrrrlLrrl LoIllrrrllLnrrl#u1 LI'll 111. 11 loll Pleasewriteyowarmmmmnberen y etoCapital O"cRankand mail in 8wrncloselmelope. ,?,?? o t? 578117 Sot Important Reminder: ? a'a?` your account balance exceeded your credit limit To avoid additional fees, please pay the "minimum You have been charged an amount due" as shown on your statement. overlimit fee of s29.oo -? If you have online access, log on to your account on 01/14)2004. and pay now at www.capitalone.com. Or, you may mail your payment with the remittance coupon at the bottom of this statement. aotatw Page 2 of 2 Dear SATSIE D MAIZE, We have made it easy Your Capital One16 account balance exceeded your credit limit. As a result, your account has been charged an overlimit fee of $29.00 on to make a payment 01/142004. Capital One recognizes that emergencies and today: unoTecred circumstances may cause you to exceed your credit limit:, however, it is very important to bring your account back under your established credit limit as soon as possible. MQII Please pay the "minimum amount due° as shown on your statement to Send in the remittance avoid additional fees. If you have online access, you can make a payment coupon with your payment by logging on to your account at wwwcapitalone.com. Or, you may mail your payment with the remittance coupon at the bottom of your statement. If you have any questions regarding your account, please ••• Online call us at 1-800-955-7070. I f you have online access, If you have already made a payment, please accept our thanks and log on to your account at disregard this letter. We look forward to our continued financial www.capitalone.com relationship. Thank you for choosing Capital One. Sincerely, Capital One Services, Inc Stay financially fit. To avoid additional overlimit fees, it's important to keep your Please make your Capital One credit card account within your established credit payment today. limit. Please pay at least the "minimum amount due" as shown on your credit card statement right away. The purpme of this le ra is w mlka a debe Any idor tian obtained will be used for that purpose. O 2004 Capin One Services. Inc Capital One is a federally reo=md service mark All rou resava& And don't forget you earn rewards on every TJX VisO purchase! TJX M - It's that easy! • Earn 5% rewards on purchases made at T.J. Marc, Marshalls, HomeGoods and AJ. Wright and earn additional rwards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maim, Marshalls, HomeGoods or AJ. Wright store location. Tf ff K Marshalls. HnmeGood? A-Mright 'rlss w Ji. A-d; ?.V-T- rd C-&- I. yaa aipi.b x.dai.d &d.-Isar 6. W dsalc Cap!WOWa TJX Account Summary PfevimeBalwm S5.D7 PsymalR, Credits said Adjustments $5.07 Tmmsaetiom $4.00 Finance Charges S.00 New Balance: S4.D0 Minimum Amount Due $4.00 Payment Due Date April 13, 2004 Total Credit line 5200 Total AvailabIc redit $196.00 Credit Lute for Cash $200 AvailableCredit for Cash $196.00 At your service To calXNawmdteb6onDrm mpam losbrsmlatmd: 1-877-534-6841 VISA ACCOUNT 4155-57214520.2282 028,103 FEB 14 - MAR 13, 2004 Page I of I Rewads Sump d is s tummy reflects Ismoctiora Posted doling this billing cycle. PrevimrsR.ewardsBalaoce $4.12 T3XRewardc02/13-03/12 S.00 Other Rewards 02/13-03/l2 S.00 Rewardsto be Issued $.00 Balancers of 03/12/04 $4.12 Payments, Credits and Adjustments 1 12 MAR PAYMENT RECENED - THANK YOU $5.07- Transactions 2 13 MAR CAPrrAL ONE MONTHLY MEMBER FEE $4.00 FamiliesinPAFARNING INCOMES 1UPTO$43,240prryearreWbedigiblefor low-cost or free heancarecovaageFORTHEIR UNINSURED CHILDREN. Ifyworsomeoneyoulmowha,a child without health i wmcc, call toll free 14rn-IMS-NOW for infommion about the low-cost or f ce health cueeovanepogra a; in PA. Yuitwww.eapiulone.amdayto managgoumccounenfine amdreceivealuableffers. Sad rflr- D. Seadrgrorieso: Attr.RenittmcEmeming Capihpne.Servias Cap womservices P.O.Box85147 P.O.BOAMI5 RidmondYA23276 RidmwWA23285-5015 Important Account Information This month you will rec&cyow 2004 Guide To Benefits, which sera forth all the additional benefits and saviewou may be digibleto rxdvethis yam. These banefltsand savI= stpersodea ybe nefittand saAceapmvidedin your20D3 Guide To Benefits or odta additional benefits and services Previouslymnsnmdned to you. Pleaseread and resin for yourrecords. F 0 Fuvoee Charges Fla Wefotimportantirfommian pppba db e Praft odic Conuradin FINANCE PURCHASES sOD .07096% 25.90% $.00 CASH fA0 .07096% 25.90% 5.00 ANNUAL PERCENTAGE RATE applied this period 0.00% PLEASE RETURN PORTION BELOW WITH PAYMENT C3PM31CW 0000000 0 4155572145202282 13 0004000005070004000 PteasPrinarm'IbnRddreannNoe>maellm+gddowsin?yluorblae8tk. New Balance $4.00 Mtmmmn Amount Due $4.00 Steel Apt# Payment Due Daft April 13,2W4 City Sore ZIP Total enclosed S HmmPbow AlmrmRbone Aocmat Ntmnber.. 4155-57214520-2282 EmbiLddress #9007472322928669# NAIL ID NUMBER Capital One Bank SATSIR D KAILE P.O. Box 85147 1258 PEGGY DR Richmond, VA 23276 z HUMOLSTOWN PA 17036-9014 a` PkasewriteyoutacwunmmbaonyourdtedormoneloydmnadepaysblemCapiW OneBankand mail in theendose&wdope. i ° "? ggqw¦" b. n'om' tMr?? t S1708T And don't forget you earn TJX on rewards on every TJX Vine purchase! It's that easy! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, yodll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. 'Frn1CD /Narshalls. d .IT Wright -Plo rRya1..,1m Pnq.mTmaxd Cmd.iem 1. r..1 o1*".&a,ddl6.d&.__ 1-fi. 6dldmdc me-1100 Caapit ICW VISA ACCOUNT MAR 14 - APR 13,2W4 T Jx 4155.5721-4520-2262 Pape 1 of 1 Reward; Sanmay- this sormnsy tdleets transactions palled durittp this balling gcle PrcviotsBaimm $4.00 PrevioaRewardtBalance $4.12 Payments, Credits and Adjustinaits S.00 TIX Rewuds03/13. Wl2 S.00 Transactions $33.00 O@ta Rewards 03/13-WW2 S 00 FinanmChula SSO . Rewardstobe)ssucd S.00 Now Balaton $37.50 Balsteeesof04/12104 54.12 Min'nntan Amount flue $19.00 Payment Due Dam May 13, 2004 Payments, Credits and Adjustments Total Credit Line 5200 TotalAvailablel]edit 5162 50 YoursdKduled paymanhss not been receved.Pleaserem)t the amount due appewingon this staternenc If . Credit Litre for cash 5200 youhavealteadynadeyourPayment, pl-aoeeptourthatrlo. AvatlableCtedit for Cash $162.50 Transactions At your service 1 13 APR CAPITAL ONE MONTHLY MEMBER FEE 54,00 TonllCtstomeRdationartoreporalastoretolatard: 2 13APR MINIMUM -FINANCE CHARGE .41 1-877-534-6841 3 13 APR PAST DUE FEE 29.00 Vidavww.capitalone clsdgfoasng6q?wmaotmpn}ine You were awcoodapost duefceof$29.00on04/13/2004beci seyourminb,tumpaymanwasnot . andteachwabableffets „epmedbytheduedate of04/]Y2W.Tosvolditfbeidthe5nae,we....endthat you . allow at least 7 bu6nessdaysfi ryourpaymentto rods Capital One. Sendpaymau n: Sendmquiriao: Attn:RanidarieRroeasing CepitalOnosavico C otanneservies P.O.BoxS5147 P.O.Boa85015 RidtmondYA23276 RidmmnVA23285.5015 Finance Charges Pleatoeaevasaiidefmintpottantitdatsnetion Ba1matte Periodic Co FINANCE v applielb rate APR CHARGE L $.0 25 ? % 9 00 ASH C 0 96N 0 i 2 5.9 0% 5..0 0 ANNUAL PERCENTAGE RATE applied this Period 141.11% PLEASE RETURN PORTION BELOW WITH PAYMENT "`whwow• 0000000 0 4155572145202282 13 0037500005070019003 New Bak= 537-il) ^°lmgddrqtyos-'°elfisngddoesin?lumrbladudc Mirteaan Anm=Due 519.00 Street Apt# Payment Due Dam May 13, 2004 City Stale ZIP Total enclosed S Homehone Aleannlione Account Nmnbw.. 4155.57214520-2282 nmalaeaas - - 2? #9010572322928661# NAIL ID NUMBER Capital one Bank 1T1?{Zi. SATSIB D MAILS P.O. Box 85147 fill 111811141 fill Ili ll 1258 PEGGY DR Ricbmond, VA 23276 n . HUMMELSTOWN PA 17036-9014 m Intl11t111t111111t1111111111111111111111n111n11111111111111111 1111 f11...11111111111111111,1,,1111111111111111111111111111111 Plaaewliteyouraccounttanbaon ynaell eoCapital OMBaokand mml in theendosednvelope. S b. ? t? D? And don't forget you earn TJxM Its that easy! rewards on every TJX Vise purchase! • Earn 5% rewards on purchases made at T.J. Maroc, Marshalls, HomeGoods and AJ. Wright and earn additional rewards* on purchases made anywhere else Visa* credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maroc, Marshalls, HomeGoods or A.J. Wright store location. T*f iwk Marshalls. Hnm A.J Wright et.... a. a..,n4 a.F-T-.a C-6.k..6 rsv,.opne.f. w.W:wa a:.w. l.- fm fdl dauac Capift1CW TJX Account Summary PreviousBalaoee $37.50 Pay.=*,Credits and Adjusmrarls $44.00 Transactions $179.80 Fnanee Charges S.50 New Balance $173.80 Mmimmn Mnount Dm 515.00 Paynwu Due Date June 12, 20M Total Craft Lim 5200 Total AvailableCsedit $2620 Credit Lim for Casb 120D Available(Sedit for Cash $26.20 At yom service Too)C%inontdtelati0normrLpmakatorstolernrd: 1-877-534-6841 Vsaievww.opiWone.etadaltomanaggouue -nlim andreceivaaluableffers. Sark"-Into. Sendngmndo: AttsRemimoctroeasmg CapiwiDnesmices CapihDueSaviar P.O.BwAS147 P.O.11m195015 RidanondyA23276 RidonondyA232M5015 VISA ACCOUNT APR 14 - MAY 13, 2004 4155-57214520.2282 Page I of 1 Rewards Smmnary- dos summary refletls aarawion Posted dmiog dris bElitrg PmviaaRewardsBalanee 54.12 TJXRcwards04(13-05n2 S.00 Other Rewards 04/13-05112 $1.75 Rewards to be lssaed S.00 Bilmceasof05112104 $5.87 Payments, Credits and Adjratnsads 1 23 APR PAST DUE FEE CREDIT $29.OO- 2 03 MAY PAYMENT RECEIVED - THANK YOU 15 OD- Transactions 3 29 APR BARROWS CMN6013045 800.762-7145 MI 598.88 4 04 MAY BARRON'S CFM46013045 800.762-7145 MI 76.92 5 13 MAY CAPITAL ONE MONTHLY MEMBER FEE 4.00 6 13 MAY MINIMUM - FINANCE CHARGE .49 Finance Charges PI versaidef-knportantinfornation Balanmte a lodic Co? FINANCE IAE appbdb rat PURCHASES 133 .07096% 25.90% S.OI CASH 5.00 .07096% 25.90% $.00 ANNUAL PERCENTAGE RATE applied this period 1817.73% ? PLEASE RETURN PORTIONBELOW WITH PAYMENT QgmVa1Gw 0000000 0 4155572145202282 13 017380.0015000015000 NewBahmce $173.80 Minimmn Amonot Dm $15.00 Payment Due Dam Jmte 12, 2004 Total eodosd $ AccompNtanbm 4155-5721-4520.2282 pleasprinanaslingddrem&oo-mdamgdreloaainj)lumblaefmL SttM Apt# City State ZIP HomFhmw Altearall6om EmaAddress #9013572322928668# MAIL ID NUMBER Capital One Bank s SATSIE D MMLE P.O. Box 85147 6031 MOCKINGBIRD DR Richmond, VA 23276 • MECHANICSBDRG PA 17050 0 LddrrlLrrLllorirllnli,r,il,,,IL„II,,,II,trlLrrll,rti = Pleasewriteyours=wmmnberonym chedormone.o-desmadepaoW-Ca0tal OmB=kad marl in drernclose1 nvelom r a, h? t< i l i (,0476? And don't forget-you earn T,TX N 028 rewards on every TJX Vise purchase! It's that easy! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rewards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. T*(TI K Marshalls. w xom A-1 OW1103 T ad Cord'?iwui.,wr aip.?l oB. x.dd'eiurlidn.rs Isar fr 6ldm1. -Plme.sd. Amubhupam ^ T X CpiW 1'LVVVJJ/ LLLLLL, T ` / VISA ACCO?' MAY 14 - RUN 13,20(M T 1J ` 1 J 4155-5721-4520-2282 Page 1 of 1 Amount Summary Rewards Sammy- uric summary re9als transactions posted daring dus Bann g eyrie PreviousBdaooe 5173.80 PtevimeRewardsBahmce 55.87 Paymmts, Credits and Adjustments S.00 TJX Rewards051I3-06x11 S.00 Transactions $33.00 Other Rewards 05/13-06/11 S.00 Finance Charges $3.87 Ra ardsmbeLumad S.00 BalanceacofONi1/04 55.87 New Balance $210.67 Minimum Amount Due 530.00 Payment Due Date July13, 2004 Payments, Credits and Adjustments Total Credit Line 5200 Yoursdmedoledpaymenthn not been monved.Plesserzmit the amount doe appea iogon this sntaneaL if Total AvdlableCredit S•00 yoobavealreadymsdeyompaymmt, pleaseacceptourdnele. Credit Line far Cash $200 AvailableCredit for Cash S.00 Transactions At you service 1 13 JUN CAPITAL ONE MONTHLY MEMBER. FEE $4.00 2 13 JUN PAST DUE FEE 29.00 TocallCuswmdWationmtoreportalostrstolemard: 1-877.534-6841 -ImporuntNotice *Yomaecomttamshavebeenadjustedaspe6ouslydiscland-All odma terms ahd conditions remain in full fora mad effect Visiavww.eapiWormchdayto mmMWormceounwOm andreceivaahubleffers. You were asesseda pest doe fee of 129.00 on 061132004 baarseyotvminimum payment was not Sen*Qymrntb: Sendmngnirieso- reotivedby the due dace of0fin22004. To avoid this fee in the ftstars we recommend that yon Attn:Ranittancl?mc sing allow at least7 businessdays for yourpaymentto reaclm Capital One CapiWO-- avioa CapitathmeSavices P.O.Box&5147 P.O.Box85015 Ric mmmhdVA23276 RidmmonaVA23285.5015 Finance Charles imtormation Bdanmte P e FINANCE ? A CHARGE, > Ht PURCHASES $175.79 .07096% 25.90% 53.87 CASH 5.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT V Caplftlowl 0000000 0 4155572145202282 13 0210670015000030003 New Balance 5210.67 Whineam Amousu Due 530.00 Payment Due Dale July l3, 2004 Total enclosed S Accoum Number. 4155-5721.4520-2282 Plea dnamrlinsddremmdto-naiH-46dowsin4lumibladmk. Street Apt# City Stale ZIP HonA%one AltenmmlNIone Ga -- #9016572322928665# MAIL ID NUMBER Capital One Bank SATSIE D MAILS P.O. Box 85147 6031 MOCKINGBIRD DR Riclmond, VA 23276 rv rs? MECHANICSBURG PA 17050-2077 Pleasmnteyoun=ounbmberon yourchedormonelordmnadcpayaNdoCapitd O=Bmkmd mail in dheamclosedrrveiope I- {s OR 142151 Rewards will soon be issued in $20 and $10 Rewards Certificates. Soon, when you earn more than $20 in rewards with your T1X Visa card, you'll be 11-1 receiving one $20 Reward Certificate instead of two $10 Certificates. This will make redeeming your rewards much easier when you make a purchase. Of course, you'll still receive $10 Certificates for any $10 in rewards you've earned within a given ' statement cycle. Look for this additional denomination in an upcoming rewards mailing! VISA ACCOUNT 4155.57214520-2282 C-AP1M10W TJX Account Summary PteviousBaLmx 5210.67 Payments, Credits and Adjustments 550.00 Transactions $4.00 Finance Charges $4.04 New Balance 5168.71 Minimum Amoum Due $15.00 Payment Due Dart: August 13, 2004 Total Credit Line $200 Total AvwlabkCredit $31.29 Credit Line for Cash $200 Availablef]edit for Cash 531.29 At your service To calrAnwaieRda6orurtorgmuloswstolaeard: 1-877-534-6841 V-mwww. apitalome comb5co manageyouoecomonhne andreeeivraluableffers. Sardpaymamo: Sendrapdrieb: Att¢RanitaooEma3sing . CapitsDoesaviers Capital0meServics P.O.Box85147 P.O.Bo385015 RidmiondyA23276 RidmnondyA23285.5015 -OB73W TJx 'rio 1>o JUN 14 - JUL 13, 2004 Page I of I Rewards Snmsary- du sm -y reflects sans - posred doing this billing cycle . PtevimsRewmdsBalaooe $5.87 TD(Rewuds0612-07n2 S.00 OducRewards 06/12-07/]2 S.00 Rewards to be Issued S.00 BalanoeasofW/12/04 $5.87 Payments, Credits and Adjustments 1 30 JUN PAYMENT RECEIVED - THANK YOU $50.00- Transactions 2 13 JUL CAPITAL ONE MONTHLY MEMBER FEE $4.00 Fuwrce Chum Pl imformmiott Bdanmm Periodic Carrnpard'mrg FINANCE appEelb rate AAPPRR CHARGE PURCHASES 5189.54 .07096% 25.90% 54.04 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this Period 25.90% ? .,(( T PLEASE RETURN PORTION BELOW Wr H PAYMENT T C-''-* GW 0000000 0 4155572145202282 13 0168710050000015004 PkxPrmt?r'lieyddr?rd/o>amoi>drm8? New Balance 5168.71 Minimum Amount Due $15.00 Star Apt# Payment Due Date August 13, 2004 City State ZIP Total endowed s HOMA% me Altamftime AccemtNumdra: 415557214520.2292 r? Fen #9019672322928660# MAIL ID NUMBER Capital One Bank SATSIE D MAILS P.O. Box 85147 - Inrllnltlnltltllttl e- 6031 MOCKINGBIRD DR Ricbmond, VA 23276 MECHANICSBURG PA 17050-2077 Irrl?IrrlLeJdLrrLl!ullrnllnttlnnullrlullnrllulrl ? IrerllLrellLerrLLlLtrerLlllerJrrrlLrrleelLeeelllrrrll Plewsewriteyomaao bumberonyowchadDrmmeyordamadepayableoCwpital OneBankand marl in drceneloselnvelope 70r"K Marsh 0 2WA Capital Orr SwAcec, tae CON On is a ledw* ealbusd wrviat man. N ripns,esarN. cmwaow, I rrlxtx in your waeetr i i o jL b. ?y i i 1619'17 )!OU ?fr?lIVJ? did Rewards will soon be issued in $20 and $90 Rewards Certificates. Soon, when you earn more than $20 in rewards with your TA Visa card, you'll be receiving one $20 Reward Certificate instead of two $10 Certificates. This will make redeeming your rewards much easier when you make a purchase. Of course, you'll still receive $10 Certificates for any $10 in rewards you've earned within a given ' statement cycle. Look for this additional denomination in an upcoming rewards mailing! TOmM., Marshalls. Hame(>?dsr AA Wright a 2004 CapW Ow SWAM au. CV19 One is a We* repksrad a.rttn ML M dpW Tamed. Cqp1W0WTjX PrevioucBalame $168.71 Paymma,Cra tp and Adjtsbnents =Do Ttanxicdots 54.00 Fum m Chatges $3.72 New Balance $126.43 Mmhttmn Amount Due 515.00 Payment Due Dam September 13, 2004 ToW Credit Line 5200 Total AvailableCredit 57357 Craft Line for Crib S20D AvailableCtedit for Cash 573.57 At Yom Service To dlLlstomdtdadonarto rspor k lostor smlerr:ard: 1.877-534-6841 Vsitwww.capi W one.cwda* mmnwotmemunonliue andtcceiWahubleffers. Sadpalmmrm: Sendmgt WcW: AWRanimocEroassing CopitalDneSevics cvk&D-Savma P.O.Bo45147 P.O.BoxB5015 RidmioWA23276 RidmrondyA23285-5015 S VISA ACCOUNT 4155.5721-4520-2282 YUL 14 - AUG 13, 2004 Page I of I Rewards Staamary. dds summery rrrlet4 uumnam pwW dmW this billing eye]& PrevioesRewadsBalanoe 55.87 T]XRewards07n3-WW2 S.00 Other Rewards 07/13-08/12 5.00 Rewards to beInned S.00 Balanceasor08/12/04 55.87 Payments, Credits and Adju:nms 1 13 AUG PAYMENT RECEIVED - THANK YOU 150.00- Transactions 2 13 AUG CAPITAL ONE MONTHLY MEMMER FEE $4.00 Finance Charges amieam Periodic C n MAR?GE applierb ram PURCHASES $169.03 .07096% 25.90% 53.72 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT CW 0000000 0 4155572145202282 13 0126430050000015000 Pleaapsioew'linsddrad/o>ymai11atgdsdovainNumrbluink New Balmm $126.43 Wieeeum Amount Due $15.00 St va Apt# PaymtatD.Dam Septmber13,2004 City Stain ZIP Total enclosed s HonA%oee Alterraftone Account Number. 415557214520-2282 91 #9022772322928663# MAIL ID NUMBER Capital One Bank SATSIE DMAILE r P.O. Box 85147 Intllnlrlrlrlelnrll 6031 MOCKINGBIRD DR 1 c s MECHANICSBURG PA 17050-2077 Richmond, VA 23276 lul?lullurlrllnrlrllnllnrlluellumrllrlullnellulrl L,rI1LrrIllreerLhllrrrrrLllL?Jrrdlrrrlrrllraarlllrrrll PleasewrimyouraccoimhmnberonyourrMdortnoneyNdmmdepayablaoCapiW OneBmkand nml'm thee dose* vdope. WNW TJX jb $20 Ca pftdo r • whatY in yae -htr ti 1406'r r te r l ? Sam 1 T 1C Y)L Rewards will soon be issued in s?0 $20 and $90 Rewards Certificates. Soon, when you earn more than $20 in rewards with your TA Visa card, you'll be d receiving one $20 Reward Certificate instead of two $10 Certificates. This will make redeeming your rewards much easier when you make a purchase. Of course, you'll still receive $10 Certificates for any $10 in rewards you've earned within a given statement cycle. Look for this additional denomination in an upcoming rewards mailing! Trrmc Ma?snans r am CWN an smrkm ac.W ON is a b*rar M*WW"vim Rmk AN rVo ?,?,.,aa.??r?' "AYv+?tllrl; I whatY in your ra%et7' oWTJx PeeviovsBda m $126.43 Paymerns, Credits and Adrpmsmnens 540.00 Trmmoetiasa 54.00 Finance Charges $2.79 New Balmmce 59322 Minimum Ammmt Due 575.00 Paymen Due Date October 13, 2004 Total Credit Line 52W Tots] AvailableCredit $106.78 Credit Line for Cash 5200 AvailableCredit for Cash 5106.78 At your service Toc"Nm omdteWionortorepotalonwstolermrt 1-677-534-6841 Visiavww.dapiWOFMeosdalto managgamaovaonline andrecdvaaluableffes. Sendprymmfm: Sendrquhd : AttnRwAWn Etocessng CAOUIDneSevires C*hnneSavioa P.O.Bm85147 P.O.Boa85015 RidunondyA23276 RidueuWA23285.5015 VISA ACCOUNT 4155-57214520-2282 AUG 14 - SEP 13, 2004 Page 1 of I Reward; Summary- this summary tdleew vamucbos pomad during des Igaug eyda P?RewatdsBab" $5.87 T]XRewads08/13.09/11 S.OD OdW Rewads08n3-09/11 S.00 Rewards to be Issued $.OD Balacenof09/11134 55.87 Paymeals, Credits arid Ac§uvWwua 1 13 SEP CAPITAL ONE ONLINE ACH PAYMENT $40,00. Tram acd0as 2 13 SE? CAPITAL ONE MONTHLY MEMBER FEE $4.00 brortm Account Information Arc youregi rie ed to vote in this yells general elation?ICs not tooholThe s sd]1time torc&W,sogoforitYur vote eae make a diffacueethis November. Call or visityaw 10ea1 v09EW r996*1dIm) nfEteer 80 ft) www.everyvoteoorna2004.wno make soeymrvoiceis heard Eveyvotecours) Finance Chmges PI ieformafion FINANCE s PURCHASES $126.62 .070%% 25.90% 5179 CASH S.00 .07096% 25.90% x00 ANNUAL PERCENTAGE RATE applied this period 25.90% ..?.ig??.??.,?-? ? PLEASE RETURN PORTION BELOW WITH PAYMENT CapffalCW 0000000 0 4155572145202282 13 0093220040000015007 New Bahr" $93.22 bfmbmm Amount Due $15.00 Payment Due Due October 13,2W4 Total enclosed s ?, Accuua Number. 4155-5721-4520-2282 Pleuprinw=Tn eddmmncV*> mm'dmaogWovA ir*iuomblaimk SbVd Aptr City soft ZIP HomPlmee Altemali6wre Emam?ddrvss ?' #9025872322928668# MAIL ID NUMBER x? Capital One Sank SATSIE D MAILE P.O. Box 85147 {ru{lulu{{u{m{m{{ 6031 MOCKINGBIRD DR Richmond, VA 23276 MECHANICSBURG PA 17050-2077 {nltln{{ur{r{{nmlr{In{Ire{tut{{unullm{nllwl{u{m{ ° ? {url{{umll{nulrlr{loom{ml{{mnlm{Inn{n{burl{InvII Pleasewrite yo vac mmtmmberonyourchedormoneymder adepayabIdoCalnW OneBaekand real in theenclosedrwdopet r go- fL b' r? i J And don't forget you earn TJX = 028 rewards on every TJX Vise purchase! It's that easy! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Vw* credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. 1941WCW Marshalts. A j Wriglt -rr,...?n..,?an.p.?,r oacAn?:e?.m,+?•,,;e?dat??.w?da.???ua4..?k OZB-1to3 '°w Tjx PrevioucBalar" $93.22 Payowgs, Credits and Adjustments $131.99 TratasMoos $139.94 Fmaroe Charges S1.72 New Balance 5102.89 Muniman Amount Due $15.00 Paymaot Due Date November 13, 2004 Total Credit Line S20D Total AvatlableCiedit 597.11 Credit Lim for Cash 5200 AvailableC redit for Cash $97.11 VISA ACCOUNT 4155-57214520.2282 SEP 14 - OCT 13, 2004 Page 1 of 2 Rewards Summary- dds smmuay [elms rmsacdow posted during dris billing cycle, PrevioucRewmdsBalam 55.87 TJXRewads09/12-10/12 52.69 OthcRewads09/l2-10112 &OD Rewards to be Issued $10.00 Babumns of 10/12104 51.42- Paymmts, Credits and Adjustmems 1 30 SEP T3MAXX 00720 MECHANICSBURG PA $52.99- 2 04OCT OVERLB+/T FEE CREDrr 29.00. 3 06 OCT PAYMENT RECEIVED - THANK YOU 50.00- Tnnsacd At your service 4 29 SEP TJMAXX 00720 MECHANICSBURO PA TorallCusomdtdationwtorepotglosorstolen:srd: 5 Ol OCr OVERLWT FEE 1-877-534-WI 6 13OCT CAPJTAL ONE MONTHLY MEMBER FEE Vuibvww.upitalone. emdlyto nwuggouocoounonbne andnoodvaalmbleffas. Seodpaymeub: Samiingtdriem: Attn:Reeiftw*roarsing co;OwDudservices CapitalDnese viar P.O.B045147 P.O.Boa85015 RidunDWA23276 RidmomWA23285.5015 Impoatam Aaeoum Information Warm t make a differemthu Novanber?VOTEJ Yomvote a mWaxit, wget our thee on November 2. Only you can make smeyomvoiwis heard. Everyvotetamts) 5106.94 29.00 4.00 Fu naema Charges P?esaaevasaideforimporMtittftxrmation Bdatmte Paiodie FINANCE ahdb rate ? CHARGE PURCHASES $80.81 .07096% 25.90% $1.72 CASH t.OO .070%% 25.90% 100 ANNUAL PERCENTAGE RATE applied dtis period 25,90%. .,i?, ? PLEASE RETURN PORnON BELOW W[THPAYMENT Capital()_„, 0000000 0 4155572145202282 13 0102890050000015003 New Balaooe 5102.89 Nf momma Amount Due $15.OD PaymeetDue Date November 13, 2004 Total ceelosed S 1 -1 Aecoura Number. 4155.57214520.2282 PleaaptinYoaifitbddtesrtdt Street Apt# City Sure ZIP HomBlone Alavnaffiorte Q FaviLddress #9028872322928665# MAIL ID NUMBER Capital One Bank a SATSIE D MAILE P.O. Box 85147 1111111111t,111111 fill i 6031 MOCKINGBIRD DR Richmond, VA 23276 a lid MECHANICSBURG PA 17050-2077 i,tirrr,ntttirur,tiro,to,t,utttutrttt,rrri,tn,ttnrrrrr ? ? rrrrrrrrttnrrrrtrtrrnrtnttrrrntr.ruturntrrrnrrrarurrmu Pleasewnteyouraccountonmbeonyoumbecbrmoneymdamadepay&Nao Capital OneBankand owl in thee¢loseinvetope r of fw r? -+i!ri to 1 n j5619T Sot Important Reminder: Capita OW wfuars le your W%%t?- your account balance exceeded your credit limit. To avoid additional fees, please pay the "minimum You have been charged an amount due" as shown on your statement. overlimit fee of u9.oo -4 If you have online access, log on to your account on 10101!2004. and pay now at www.capitalone.com. Or, you may mail your payment with the remittance coupon at the bottom of this statement. Page 2 of 2 Dear SATSIE D MAILE, We have made it easy Your Capital One° account balance exceeded your credit limit. As a result, your account has been charged an overlimit fee of $29.00 on to make a payment 10/01/2004. Capital One recognizes that emergencies and today. unexpected circunscances may cause you to exceed your credit limit, however, it is very important to bring your account back under your established credit limit as soon as possible. Mail Please pay the "minimum amount due" as shown on your statement to Send in the remittance avoid additional fees. If you have online aoxss, you can make a payment coupon with your payment by logging on to your account at www.capimlone.com. Or, you may mail your payment with the remittance coupon at the bottom of your statement. If you have any questions regarding your account, please • Online call us at 1-800-955-7070. if you have online access, If you have already made a payment, please accept our thanks and log on to your account at disregard this letter. We look forward to our continued financial www.capitalone.com relationship. Thank you for choosing Capital One. Sincerely, Capital One Services, Inc. Stay financially rit. To avoid additional overlimit fees, it's important to keep your Please make your Capital One credit card account within your established credit payment today. limit. Please pay at least the "minimum amount due" as shown on your credit card statement right away. The parpoae of this letter is m colt= a drbr. Any info riw obraixd will be t m Ew thu purpose. 0 2004 Capiol One Services, loc. Capiel One is a &-der.uy wginered servim mark A0 rom reserved. visa And don't forget you earn TJx ® rewards on every TJX Vise purchase! Its that easy. • Earn 50/6 rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and AJ. Wright and earn additional rewa.rds* on purchases made anywhere else Visam credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. T*ff=k Marshalls. j &"i& 029-1103 Caph'A'1GWTJx Account Summary PreviousBahmee 8102.89 Payments, Ctodils and Adjustments $76.98 Transaction 817149 Finance Charges $4.01 New Balance 5202.41 Whimum Amount Due $15.00 Payment Due Date Decernber 13, 2004 Total Credit Line $200 Total AvailabteCredit S.00 Credit Line for Cash 5200 AvsilableCredit for Casb S.00 Al you service TodlCOADVOC eladotmrtoreportlostorAOleseant 1-877-534-6841 Visiwww.owi abneomdsysommaggounecouno tam andrecdvwahrabiefrers. Su4syme uo: Sendinquirieso: AttwRemimumProcessing CapWDneServices CapitelDresmiar P.O.Bo)d5147 P.O.BoxMI5 RidunondyA23276 Rich mmdYA23285-5015 Important Account Information We would IOoe to take this opportunity to inform you that we may report information about yew account to credit bureaus. The reportrsg ofyomaeaamt information to credit bureaus WCOMNItes to Your werallCredit profile. Late payuhmts, mind payments or other defaults on you account may also be refleerodin yourcredit report VISA ACCOUNT OCT 14 . NOV 13, 2004 4155-57214520-2282 Pege 1 of 2 Rewards Summary - this summary reflects transactioms posted during this billing aide. PreviousRewardsBohmac $1.42- TIXRewards10I13-11/12 $5.12 Other Ra x* 10/13-11/12 S.00 Rewards to be Issued S.00 Balwmasofll/12/00 $3.70 Payments, Credits and Adjustments 1 19OCT MARSHALLS ON94HARFISBURG PA $36.98- 2 IONOV CAPITAL ONE ONLINE ACH PAYMENT 40.00- Transactions 3 16OCT MARSHALLS #0834MECHANICSBURG PA 571.96 4 22 OCT MARSHALLS #0834 MEC HARRISBURG PA 36.19 5 03 NOV MARSHALIS #0494 HARRISBURG PA 3134 6 05NOV OVFRLWT FEE 29.00 7 13 NOV CAPITAL ONE MONTHLY MEMBER FEE 4.00 Finance Charges Batammte Periodic ?g CFINANCE HARGE aPP? tare PURCHASES $182.31 .07096% 25.90% $4.01 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period PLEASE RETURN PORTION BELOW WITH PAYMENT • Qwft' 10w* 0000000 0 4155572145202282 13 0202410040000015002 New Balance 5202.41 Whitman Amount Due $15.00 Prfln=A Due Date December 13, 2004 Total endosd S AccountNuenbc 4155.57214520.2282 Pleasprina mlingddresncVoo-maWmgdadov¦sirt)bluwdgwfi k. 25.90% Sued Apt# Cary State 71P Hornnone AltemrRbone (ml En-ZOEW- #9031972322928668# MAIL ID NUMBER Capital One Bank SATSIB D MAILS P.O. Box 85147 6031 MOCKINGBIRD DR ~ MECHANICSBURG PA 17050-2077 Richmond, VA 23276 Pleasewriteyoumceount=beronyourchcclurmoneyordenmdepayableto Capital OneBw* and mail m theendosedavebpe. F •.+? o ?? .? ' ?. t? •='= ?_ .?_? 801 Important Reminder: wd?.Hr it goer your account balance exceeded your credit limit. You have been charged an To avoid additional fees, please pay the "minimum " amount due as shown on your statement. overlimit fee of s29.oo - If you have online access, log on to your account on l 1105/2004. and pay now at www.capitalone.com. Or, you may mail your payment with the remittance coupon at the bottom of this statement. 501-0,a Dear SATSIE D MAIZE, Page 2 of 2 We have made it eas y Your Capital One"' account balance exceeded your credit limit. As a result, your account has been charged an overlimit fix of $29.00 on to make a payment 11/052004. Capital One recognizes that emergencies and today: unexpected circumstances may cause you to exceed your credit limit, howevrA it is very important to bring your account back under your established credit limit as soon as possible- -p Mail Please the "minimum amount due" as shown on pay your statement to Send in the remittance avoid additional fees. If you have online access, you can make a payment coupon with your payment by logging on to your account at www.capitalonc.com. Or, you may mail your payment with the remittance coupon at the bottom of your statement. If you have any questions regarding your account, please Online callus at 1-800-955-7070. If you have online access, If you have already made a payment, please accept our thanks and log on to your account at disregard this letter. We look forward to our continued financial www.capitalone.com relationship. Thank you for choosing Capital One. Sincerely, Capital One Services, Inc Stay financially fit. To avoid additional overlimit fees, its important to keep your Please make your Capital One credit Lard account within your established credit payment today. limit. Please pay at least the "minimum amount due" as shown on your credit card statement right away. The purpose of shit lemer is w colka a debe Anr infomurim obrAud will be used for zhac purpose. 0 2004 Capid One Services, Inc Capiral One fc a fiederslly regix d service mark AU rigbe reserved. And don't forget-you earn TJX In rewards on every TJX Visa purchase! Its that easy. 028 • Earn 5% rewards on purchases made at T.J. Maxx, Marshaffs, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else vimv credit cards are accepted. • As your rewards add up, yodil earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. 'F*fY1t Marshalis AA Wr ight n?e?,n.?r Lr?.m 9 ,««.,a «.,s? F«rra? ore-t>;oa ? T C4arpiftlo w `( VISA ACCOUNT NOV 14 - DEC 13,201X TJL/ 1 ?1 4155-57214520.2282 Page I of I Account Summary Rewards Summary- this --y redl- hen coom Posted dtriog dot billing cycle PreviomsBahm a 5202.41 PreviousRewadsBalance 53.70 Payments, Credits and Adjustments S.00 TJX Rewards 11/13-12/10 5.00 Transactions $33.00 Other Rewards 11/13-12/10 5.00 Finance Charges $4.36 Rewards to be Issued 5.00 New Balance 5239.77 13alanma of 12!10/04 53.70 b4inimmn Amount Due 539.77 Payment Due Date Januaryl3, 2005 Payments, Credits and Adjummor s Total Credit Line S200 Yourschedoh:d Paymenthu not been received. Pleasenudt the amount tine appearing on this statement. If Total AvailableC edit 5.00 you}-ealrrady-&yo,apayneit pleasearzptomd-b Credit Lice far cash 5200 AvsilableCredit for Cash S.00 At you service To allQotomdtdation•rto reporn lostorstolaard: 1-977-534-6841 %isiavaw.apitalontcmdaltoviucg uncwuntudine andraeive aluableffers. Sendpaymmoo: sends gtdrielo: Atu:RemimmcErooeesntg Capita/Jne,Savioes CapimlDneServica P.O.Bor65147 P.O.Box85015 RidrmorWA23276 RidurardyA23295.50J5 Transactions 13 DEC CAPITAL ONE MONTHLY MEMBER FEE 13 DEC PAST DUE FEE You wareassesseda pact due feeofS29 00 on 12113/2004 beanseycorminimmn payme ntwum raeivedbythe due due of 12113/!004. To avoid this feein the f ature werecommterd dot you allowat least7 businmdaysforyourpsyrnentu reachC*W One, 54.00 29.00 Finance Charge; AMOCO! wassi 1 R is. - information rate c CHARGE n CPURCHASES $204.64 07096% 25.90% 5436 100 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied dds peiod 25.90% //?? ? PLEASE RETURN PORTION BELOW WITH PAYMENT ca?`ow 0000000 0 4155572145202282 13 0239770040000039776 New Balmoe $239.77 Minimun Amount Due 539.71 Payment Due Date Jamcay,13, 2005 Total enclosed S Accmw Number 4155-5721-4520.2292 Pleasptioenalin?retutd/oo-mai!]ungdslowsin?luorNacfmk. Street Apd1 city State ZIP Homi%one Alternallbone rm e,seQess fat • #9034972322928665# NAIL ID MDOER Capital One Bank SATSIB D MAILS P.O. Box 85147 ?rtr?r??rurn??n?LI x--? 6032 MOCKINGBIRD DR Richmond, VA 23276 n S MBCHANICSBDRG PA 17050-2077 PleasevriteyouraaounmunbaonyomchedormoneyordamadepayableoCapinl OwBa&mdmarlin droendosedmelope r •`-G?„ t? ..?+? '? ?.? "'r " ,..•• t' .?.-r?+ .? -r???s oars And don't forget you earn TJX ® . rewards on every TJX Visa® purchase! Its that easy/ • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and AJ. Wright and earn additional rwardss on purchases made anywhere else VJsam credit cards are accepted • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or AJ. Wright store location. T*ff k Marshalls. 1 A.J r' 02s-„a9 91.... d. ae.nd. A.&-T ..dC r,.w«rdeR? x.dd..W e:dn.n lm. forfdt".1. T j Capiml ow• /'n VII?i VISA ACCOUNT NOV 14 -DEC 13, 2004 1 Jl/`(`1 4155-57214520.2282 Page 1 of 1 Account Summery Rewards Summary- 6a; summary reflees arameactiom posted dumig this billing cycle. ProviousBalmoe $20241 Previooc irwar*BaMnoe 5170 Payments, Credits and Adjusmrerts S.00 TJX Rewards 11/13-12/10 S.00 TramsaAi. $33.00 Odxr Rewards 11/13-12/10 S.00 Finance Charges $4.36 Rewards to be issued S.00 Balances of 12/10/04 53.70 New Balance $239.77 Mnimmn Amount Due $39.77 Payment Due Date January13,2005 Payments, Credit; and A(bustmemis Total Credit Line 5200 Yoursdieddedpaymenthas not been recdved.Pleasetemit On amount due appearing on this statement if Total AvatlableCredit $.00 yes haved,odymsdeyouPaymtmt4pleeseaeaptoiadiankt. Credit Line for Cash 5200 AvailableCredit for Cash S.00 Trarmrboms At your service Toce1K\owmeRda6onmrmreporalosbrstokwui : 1-877-534-6841 Vuiwv .optalone.cmdaltonunagWmmmmmw ine andn>aiveduableffeis. Sedpaym nuo. Sen3tyuirim: AmwItetoimamProees,ing CqutalDneServias CapitaDmeSeviees P.O.BoxS5147 P.O.Boa85015 RidtmoWA23276 RidmrmWA23285-5015 1 13 DEC CAPITAL ONE MONTHLY MEMBER FEE $4.00 2 13 DEC PAST DUE FEE 29.00 Youwa easseseda past due fee of 529.00 on 121132004 becatseyourmioimum psymentwasnot receivedbytls due date of 12/13/2004. To avoid this fain the futote, wereco mnerd dud you allowat lcmt7 Muinessdaysforyow psymartm res I Capital One Fuuaroe Charges Bdammue appbdb raft Periodic M- CFI i RGE PURCHASES 5204.64 .07096% 25.90% 64.36 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% PLEASERETURNPORTIONBELOW WTMPAYMENT QX111 I0W 0000000 0 4155572145202282 13 0239770040000039776 New Balance 5239.77 AiLnim in Amount Due $39.77 PaymemDueDate Jmvmyl3,2005 Total enclosed S Amoud Number. 4155-57214520-2282 Capital One Bank P.O. Box 85147 Richmond, VA 23276 till 11#1 Plesewrite youraaoonammberonyoo PlempriMtnitWoMrem&oDoWa M&Aowsiz*iumMacfmlc Suva Apt# City State ZIP HomPhmte Altenull4one Q 419034972322928665# MAIL ID NUMBER SATSIB D MAILE ,., 6031 MOCKINGBIRD DR MECHANICSBURG PA 17050-2077 fdrx]ormoneladetmadepayablrtoCapital OneBar&i and Two in theencioseinvaope I- ti t W Financial difficulties? 41 caphWom" We can help! lnyhwr. Your account is over 3o days past due. • Good credit can be important for getting an apartment, a cell phone or even a job. • To avoid risk to your credit rating, call 1-800-955-66oo to use our free Check by Phone service. • If you prefer, simply use the payment coupon below. • if you have online account access, log on to your account and pay now at www.capitatone.com. The pugme of Oft taper k to ebsect a debt. Any adorrtaaon aIMai ww be Lead for that purpose. 041-0101 0 2004 CapRN Ons Setvkes. hr. CapiW One is a tadwaMy reg etaW service rrerk AN dgtft reserved. coWTJx Account Summary PreviousBalanoe 5239.77 Payments, Ctedift and Adjrsmnents S.00 Transactions $62.00 Finance Charges 55.98 New Balance 5307.75 Mro®mn Amount Due $107.75 Pa}mmt Due Date February 12, 2005 Total Credit Line $200 Total AvailableCredit S.00 Crodit Line for Cacti 5200 AvailableCredit for Cash 5.00 VISA ACCOUNT DEC 14, 2004 -JAN 13, 2005 4155.57214520-2252 Page 1 of I Rewards Summary- this snvmnay reflecta transactions posted baring d us billing qck Previo sRewardsBalanee $3.70 TJXRewardsl2/11-01111 $.00 , Other Rewards 12/11-01/11 S.00 Rewarb:ts be Issued S.00 Balameessof01111/05 $3.70 Payments, Craft and Adjusanmts Transactions 14 DEC OVERIIMIT FEE 13 JAN CAPITAL ONE MONTHLY MEMBER FEE 13 JAN PAST DUE FEE At your service ToallLlstamdtdationsrtoegwrtelosorsoknxrd. YouwareasceaoedapauduefeeofS29.D0on01/13/=5 baaseymvminimanpsymeadwasnot 1-877-534-6841 tewivedbythe due due of Ol/13nM. To avoidtbis fain the foa re, weremrmnahd that you all wat least? Msin asdaysforymei payment to reach Capital One V isiwww.capihlonecbdalto mumgwmwcouttonhm aodrecavaahnbbffas. Smdpaymartao: Sendnquirieo: Atta:Rmtittanchmassing CapidlOneSavica CapitalDneSe vioes P.O.BorR5147 P.O.BoYS5015 RiobtnondyA23276 RirdmondyA23285.5015 S29.DD 4.00 29.00 Important Account Information We world Masao take this opportmrityo inform youthat we mayreport inbrunsi m .bans your account to credit ]wmr us. The reporting ofyouraccount infonastion to credit bureaus comr'bada to yourovaallcr dit profile hate peyraaMs, miaedpaymmtsa odxr ddmdsm youraccount mty also be re0sted in yourcredit report. Fimnce Charges por tald, Balanciato Periodic b? AR N APR apphdb rata GE .?+ PURCHASES $271.77 .07096% 25.90% - S5.98 - - CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% ? PLEASERETURN PORTION BELOW WITH PAYMENT V 0000000 0 4155572145202282 13 0307750040000107754 Pk-prin-'Iinydr emWo-nmM-g6d*asudhwrblacbt New Balance S307.75 Minhom Artraat Due $107.75 Street Apt# PryrnmtDftDue Febntay12,2005 City State ZIP Total enclosed S HomBhane Altermiffione ' Account Numbc 4155.57214520-2292 cmaw ddress #9001472322928665# MAIL ID NUMBER Capital e 8 7 SATSIE D MAILS Irlrlrllunininllri P.O. Box 514 v' 6031 MOCKINGBIRD DR MECHANICSBIIRG PA 17050-2077 Richmond, VA 23276 irrirlrrllrhrlrllrrrlrllrrllrrrllrrrllrrrrrnllrlnrllrrrllrrlll ? Irrrllirrrllirrrrlhlrlirrrhrl1111rhrlrrrllrrrlrrllrrhrllirrnll PleauwriteyoumaounsambemyaadrecbrmmreyordamadepayaNewCaOtal OneBankand mal in tbeencloseinvelope ti MOWS t TJx= 028 And don't forget you earn rewards on every TJX Vise purchase! Its that easy. • Earn S% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rewards* on purchases made anywhere else Vise credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. aFJ•nKW /Narshalls. A.1wright 1128-„03 e_JrT..paT ?G?.ieo.to,wraipWedv.,dd:mlfdowSim66?dmA • Plo / ? ? CaP# 0W Z T `( VISA ACCOUNT JAN 14 - FEB 13, 2005 T T 1 !/ `l 4155-572145242282 Page 1 of 1 J A=Unt Smmnary Reward; Semnury- that s ammy reflects transactions posted daring this billm cycle. PreviousBalance 5307.75 PrevausRewadsBalance S3.70 Paymen4, Credih and Adjustments 5.00 TJX Rewards 01/12-02110 $.00 Transactions 5309.52 Odw Reww&0l/12-02110 5247 Finance Charges $1120 Rawa is to be issued $.00 BalaceasofMIM105 $6.17 New Balance $628.47 Mininnun Amount Due $428.47 Payment Due Date March 12,2W5 Prymenta, Credits and Adjustments Total Credt Line $200 lids is our third and find notice dud yoaraecount is seiouslypasl due. Payment must be receWedwithin 72 Total Ava7ableCredit S.00 boutstoavoidactimbyourcolleetiondepahneot. Credit Lim for Cash $200 AvailableCredit for Cash S.00 Transactions At your service 1 14 JAN OVERLIMIT FEE 529.00 24 JAN 13RANDERPARL NN MIDLOTHIAN VA 2 247.52 TodRlrstomdtrlationartorepormbstorstolacard: 3 13 FEB CAPITAL ONE MONTHLY MEMBER FEE 4.00 1-877-534-0841 4 13 FEB PAST DUE FEE 29.00 Visnwvw.capitdonegodayto mwggounecounonline Youweeawesseda pas due faof$29.00on 02113/2005 beeaseyoiamioimwnpnymentwasnot andreaivaduableffers. raeivdbythe due date of 02112!2(105. To avoidthis fain the future, wennommad that you Se4aymanso: Serdinquirieso: allowalean7busineadaysforyacpaymeMroreach Capital One Amr.RmdCa arocessing . CaotaDnaSwiea CapitalOneservices P.O.Boa85147 P.O.BoX85015 RidmondyA23276 RidmrondYA23285-5015 Finance Charges portud, *Psdb rate APR - CHARGE PURCHASES 5509.35 .070%% 25.901A 51120 CASH S.00 .07096% 25.90% $.00 ANNUAL PERCENTAGE RATE applied this period 25.90% ? PLEASE RETURNPORTIONBELOW WITH PAYMENT Capbaltow. 0000000 0 4155572145202282 13 0628470040000428478 New Balance $626.47 Mimmmn Amount Due $428.47 Payment Doe Dm Mardi 12, 2005 Total enclosed S Account Number 4155.57214520.2262 Plessptir-,Iinsd&Cmodtoss•n batgd,d-in?k. Hom8fiane Alterniiihone 61 ErnaiLddress #9004472322928662# MAIL ID NUMBER Capital One Bank SATSIE D MAIZE P.O. Box 85147 6031 MOCKINGBIRD DR Riclmmond, VA 23276 n MECHANICSBURG PA 17050-2077 T Pleasavriteyouraccomn mrbeony etoC 0W OneB=katd mail in tlwencloselmdope I- Sam- i? T Ig tc. td.'( ?Tom r" ? rMIRM Rule For Coadit Card Pumbases 2. ` ?g1.aaA DY Naar 4. fee * Dos not apply to wnomc non.= t card % Dos rot apply a Meinss non-credit cud wh-7 ptoaai- 4- ou 0 o O ? Important Notice: ACCOUNT STATUS FOR- Your account is still suspended and SATSIE DMARE your credit is at risk. We want to help. To see what you can do to restore your charging privileges, take action now: as • Catl us at 1-goo-955-660o for a payment solution that fits your needs. CALL FOR • Use our free Check by Phone service by calling the number above. HELP • If you have online account access, log on to your account and pay now at www.capitalone.com. • If you prefer, simply use the payment coupon below. Capimlow w6atefnyaatr,witr Thar putpoas of Ods Misr is to ea8acl a dsK Arty Womm"m obtained will be usad br Oust purpose. O 2004 Capital One Ssrvins, Inc. Capital Una Is a Ndaraily registared asrvca mark M rights resarved. oe1oaot oWTJx Account Sunmwy PteviotsBaLrce 5628.47 Paymmts,Credis and Adjustments S.00 Transactions 533.00 Finance Charges $12.61 New Balance 5674.08 Mmimen Amount Due 5474.08 Payment Due Date April 13, 2005 Total Credit Lune $200 Total AvalableC:redit S.00 Credit Line far Cash $200 Avails vCmdit for Cash S.00 At yottr service To dlLlsbmdWatiossrto mortar lostorsmlm?td: 1-877-534-WI Visisvww.txpitaloneemdayao managywnacmrmbnhne andremvaaluablofTers. Sendpayracr o: Sednquirieso: Auu:RetmtlmcPmcaming Cap WDncB-k CaphameSavices P.O.Box790216 P.O.Box!15015 SLLoAsM063179-0216 Ridm,onWA23285-5015 Important Account Information, Pleaserevwwthe important information endosedwith your statement and keep a eopyforyotrrecords. VISA ACCOUNT FEB 14 - MAR 13, 2005 4155-57214520.2282 Page 1 of 1 Rewards Stnanery. do stmmesmy reflects tram pasted during this billift cycle PrevimsRewandcBalaa:e $6.17 TJXRewads0V11-03A0 S.OD Other Rewardc02111-03/10 $.OD Rewards to be Issued S.00 Balancessof03n0N5 56.17 Payments, Credits will Adjustrifents Transactions 1 13 MAR CAPITAL ONE MONTHLY MEMBER FEE $4.00 2 13 MAR PAST DUE FEE 29.00 Capital One is pond to mffMTbe Heart ofAmeria$Foundation, helping children learn to read, affected, and make a difrerencein the world In 2003, we gathered nearly$l mitlim worth ofboola for children in need To learn more abet how you can help a cM'W makereadmg a lifalongpassion, visitwww.)huntotanhaitsorg. Youwereasaesaada past due 15ceofS29.00 an 03/13/1005 beouseyourminimmn paymentwas not raaivedbythe due date of D3/122005. To avoid this fee in the future, wereemmnend the you allows IcM7 businasdaysfaryourpayment to reach Capital Onm Finance (barges Pins---- -- saiddm6npetantad'amatim ?.? to Periodic Cox»ordiq ? rat PURCHASES 5634.67 .07096% 255.PR9D% 512.61 CASH S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE appliesd dtis period 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT C'apltEv1Cw 0000000 0 4155572145202282 13 0674080040000474088 New Balw= 5674.08 Mini n ian Amunt Due 5474.08 Paymmt Due Date April 13,2DD5 Total enclosed S Account Numbc 4155-57214520-2282 PimprinanailinsddreorAtoe-mniHmgddo uwWackk Street Apo City State ZIP Homphone Altemallhora EmaiLddresis #9007272322928663# MAIL ID NUMBER Capital One Bank SATSIR P.O. Box 790216 Irinlnfill lluunllrl 6031 MOCKINGBIRD DR St. Louis, MO 63179-0216 n un? MECHANICSBURG PA 17050-2077 Inllrtnnll,t still t t r llr let llrtrtrltlrrrlltlltrrrt 11.11.tltel,l Irrrllinttlllrtthlrl rllrrrrritlilrrrlrt r l 1- lr bill nt tills n nit Pleasewriteyouraceomam0rerm y yabldoCapitai OneBankand marl in theenclosdnvelope. r G IBM r i Your account is temporarily suspended ACCOUNT STATUS FOR: 042 from future purchases and cash SATSIE DMA X advances due to its past due status. A good credit raring can help you get credit cards, a cell phone or even a job. We may be able to help you restore your charging privileges: • Use our free Check by Phone service by calling 1-800-955-66oo. ??O?ILY • Call our friendly associates for payment options at the number above. SUSPENDED • If you have online account access, log onto your account and pay now at ??, www.capitalone.com. • If you prefer, simply use the payment coupon below. 'no propose of 9* lellar Is to collect a dW Any IMomrolbn obtalne will to tse0 Jar Net putpnN. O 2004 CapW One Swvlm. Ina. Capkd One is a leeraly repiuwed service mark. N dplsta reserve. 042-0" Caprlal of IC?• Vs w Z T T VISA ACCOUNT MAR 14 - APR 13, 2005 l/\(`1 T J 4155-57214520-2292 Page I of 1 Account Swmnary Rewards Swmnary- dis summary refkas transactions Poavd dwing this billing ryck. Previ011588laooe $674.08 PreviowRewarlsBeLnce 56.17 Paymam,Credits and Adjusanents S.00 TTXRewu&03111-04/11 S.00 Transactions 533.00 Other Rewards 03/11-04/11 S.00 Fummassrges $14.99 Rewards to belsmed S.00 BalanxasofOVIIM5 56.17 New Balance 5722.07 Mimnnm Amount Due $522.07 Payment Due Date May 13, 2005 Payments, Credits and Adjvalmarts Total Credit Line S200 Total Availab?Crdit S.00 Transactions Credit Lint fbr Cash 5200 1 13 APR CAPITAL ONE MONTHLY MEMBER PEE $4.00 AvailableC+dit for Cash 5.00 2 13 APR PAST DUE FEE 29.00 At yew service You was assessda past due feeof 529.00 on 041132005 bxaseyourminimun paymemwas not reecivdby die due due of 04/132005. To aveidthis fa; in she futiae, weremtmnend dot you To dlLlswmeRdationorto rgmm losmrstolaeud: allowat leW 7 businessdays foryowpaymest to reads Capital One. 1-877-534-6841 V-mi W caw. upi W -Cmdalto mangggouraccoursodine adroceivsraha Meffas. Sen*aysnmsb: Sendnquiricin: AtMRmdmacFrocessing CaPp111310 eBanrk CapiwDee.Servsar P.O.BoM216 P.O.Bo85015 SLLouis)d063179-0216 RidramWA23295-5015 Fuonoe Charge information Bdusaate Periodic Covapoe6ug FINANCE E gyiialb rue AAPPRR PURCHASES 5681.43 .07096% 25.90% $14.99 CASK S.00 .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this paid 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT 1V711:? 0000000 0 4155572145202282 13 0722070040000522074 Pleuprinmarlir4ddmmd/oanniew4dolowsiniNumrbladmk New Balmw 5722.07 Minimum Arnowd Doe S522.07 Strad Aptg Payment Dw Date May 13, 2005 Gh, State ZIP Total enclosed S -? Homil%nne AhansOmm Accoum Nonbe: 4155-5721-4520.2282 #9010472322928664# NAIL ID NUMBER Capital One Bank SATSIE D HAILE P.O. Box 790216 ?ddnni?ul?nd?ri m 6031 MOCKINGBIRD DR St. Louie, MO 63179-0216 n MBCHANICSBURG PA 17050-2077 IrlLrrrlLrrrllLrrllrlnnllrnn,rLLrrlLlir,r,nllJlrrL,lrl ? s= Plesseur t,yowaa oomrwnbaonyoumhecWmorse,ordamadepayWctDCapital OneBankand mail in dieendosedmelope. Z a aaa? aaaaa? T 6iaje paicA Yaq wlflnise iniooemn tiaa Prod of a on not tc. t d "Ma ( an moo ma a W W?fa o' Zn 2. i 4. Special Rule For Credit Card hwdum s fee d• Does not apply to cons mer non- re t cad accom U Does not apply to basmess non.c Jit card scm? Onea --m- sa?-t?ppnViL)'pr?OnOCaG?Un?I{L' On (j7[nM41tVN' 1511 ngMt taaved « 200 iw Q-40 alow wwwCS rayour ssaaev, Your account is about to charge off as a bad debt. • We report an R9 rating to credit bureaus when an account charges off. • Lenders and employers nationwide can access credit bureau reports. • An R9 will limit our ability to offer you financial solutions. • You will still be responsible for repaying the debt. Good news - it's not too late. • Call i4k*4155-66oo for payment options. • Pay with our free Check by Phone service. • Ifyou have online account access, log on to your account and pay now at www.capitalone.com. • if you prefer, simply use the remittance coupon below. The purpose of lets kmer Is to colea a debt Any hdormadon obtaY»d wY be used for dust purpose. 0 2004 Capital One Services, hnc. Caphel One Is a fodaraly regiaterod swA= nauk AN dyho nssw. . [45-004 '0WTJx Account Summary PmViousBalaaa 5722.07 Payments, Credits and Adjustments $.00 Transactions $33.00 Finance Charges $15.53 New Balance 5770.60 Minimmn Amount Due $770.60 Payment Due Date June 13, 2005 Total Credit Line 5200 Total AvailableCredit 5100 Credit Lime for Cash 5200 AvadableC+edit for Cash S.00 VISA ACCOUNT 4155-57214520.2262 APR 14 - MAY 13, 2005 Page 1 of I Rewards Summary- dds summary reflects trarsamovc posted during this billing cycle. Pmvio=Reww&Bala= $6.17 TIXRewards 04n2-05/11 S.00 OdreRewadsOV12-05111 S.00 Rewards to be Issued 5.00 Bslsra;easof0YllA)5 $6.17 Payments, Credits and Adjstmants Transactions l 13 MAY CAPITAL ONE MONTHLY MEMBER FEE 2 13 MAY PAST DUE FEE At your service Youware assesseda past doe fee of 529.00 on M3/2D05 beeaseyourminimomn payme awns not Ton1KSutomeRelaioswrtDrq mlosmrstolacmd: meedvedbytindue due ofM32005.To avoidtldsfainthe Ramat; werecommenddust you 1-877-534-6841 allows lent 7 businesdaysf rryonrprymemato reach Capital One. Visiwww.cq itsone.dedaytomanaggmumcw momline andrectivraluaNeffers. Sendpaymentax Sendinqudrieb: AtticRanittaw2roeaang Cqk DneB-k CapitiDneSaviuxt P.O.Box790216 P.O.Bm85015 SLiouisM063179-MI6 RichmondyA23285-5015 54.00 29.00 Fsanee Charges PI imforn xdm BabEcmtt periodic ? FINANCE yOiab roe CHARGE PURCHASES $729.68 .07096% 25.90% _ $1533 CASH 5.00 .07096% 25.901A $.00 ANNUAL PERCENTAGE RATE applied duffs period 25.90% ? PLEASE RETURNPORTIONBE[.OW WITH PAYMENT '??,q? C-OP m° f? 10ne• 0000000 0 4155572145202282 13 0770600040000770602 New Balance 5770.60 Mmimnan Amount Due $770.60 Payment Due Date A=13,2005 Total inclosed s AecmrM Number. 4155-57214520-2282 PkaspdnbWlingdr c-Woaasaitt-gbdovsiinpbltmrbbci* City State ZIP Hom?hone Alternal3lane (fly EmaiLddress #9013472322926661# MAIL ID NUMBER Capital One Bank •L SATSIE D MAILS P.O. Box 790216 111111111111111111411 0 6031 MOCKINGBIRD DR n St. Louie, NO 63179-0216 MECHMICSBURG PA 17050-2077 n ? i 111111111111111111111111111111111111111111111111111111amirrlll 111111111111111111111111ar11111111111111111111111i111111111111 Pleasewsiteyours=mmusmubaonymwdmlormoncyxdemadepayaNaoCapiml OneBankad mail in thccncloscdnvclope. r IN •ry tm Cbs t d. b a 5B s,l ow 4 sY P 2 a - -6 and Rd o d pgUVI.j Fk. Special Rule F. Cm& Csd Puxc? t Does oat apply to rmsraow aoo•aedit ord X Does not apply b 6wimm aoo-aed7t card C MM One wppoM p i-cy Froaecboa w 0 TJx And don't forget you earn It's that easy! rewards on every TJX Visa' purchase! • Earn 5% rewards on purchases made at T.J. Maxx, Marshalls, HomeGoods and A.J. Wright and earn additional rwards* on purchases made anywhere else Visa* credit cards are accepted. • As your rewards add up, you'll earn $10 Rewards Certificates. • Redeem your Rewards Certificate for merchandise at any T.J. Maxx, Marshalls, HomeGoods or A.J. Wright store location. 1"TjwK MarshaNs. x A.jwdgt a tmpnir uaCu,?im.:re..atieY aBv o. ad?:iml eGdmmeroat tuLLa h -rmsrv J»la+,n Y ? t j CaAAAiM10W* ___ J? VISA ACCOUNT MAY 14 - JUN 13,2M T 1 1/`(`1 4155-5721.4520.2282 Page I of 1 ) AC=M Summary ? Rovards Susunary- this a®mary re leds transaction ; pocead daring dw billing ryde. Previomlialarrce $770.60 PrevionsRovmdsBelanoe $6.11 Palermo, Credits and Adjartmarts $.00 TJX RewUds05j12-06fl0 $.0o Transactions 533.0 Odor Rewerds05112-06!10 5.00 Finance charga 517.14 Rewardstobebseed $.00 Bdanoeasof06/10/05 $6.17 NowBalmae 562074 hfudo asn Amm" Due $820.74 Payment Due Date July l3, 2005 Payments Credits and Adjustments Total Credit Line $200 00 $ Try . Total AvailableCredit Credit Lim for Casb $200 1 13 JUN CAPITAL ONE MONTHLY MEMBER FEE $4.00 AvailableCredit for Cash 1.00 2 13 AN PAST DUE FEE 29.00 At year service '"CWtaDne proudlysopportsthe Naeoml Youdt Arm-Drug Me&a Cuoj-rL PARENTS THE AlM-DRUG. ToearmtomeRAWooortompormlostorsml mw&- StayLrvolved- Ask Questions. To get die FREE bootks, "Keeping 1-877-534-6841 YonrRidcDrug-Froe," call 1-900-788-211M or visitwww.TheAn6Dmg.ro,n"• Visisvww.csoWone.cmdo)tomanagWouacoounbtdim Youwereameaseda past doe fm of$29.00 on 06/13!1005 beameyoorminirmrn prym ni as not androceivailu"flers, receivedbythe due dace of 06/1311005. To avoid this fain the fatore, wereconmrend that you allow atleast 7basinesadays foryonrpaymmtmrewbCapitalOne. Senrlpaymentso: Sendngtirieso: AtkRemitlandNecasing CapihUne lank CUOU10 9-Fiar P.O.BeV90216 P.O.B03115015 SLL*uisM063179-0216 RidmtondyA23285-5015 Finare Charges Salammte Periodic Catnpwa&ng 19NAX4Lb appEdb rate APPRR CAASSHCKASES n D .007%% 25.990X. S17.14 LOO ANNUAL PERCENTAGE RATE applied this period PLEASE RETURN PORTION BELOW WITHPAYMFNT • C-ap p•Ow 0000000 0 4155572145202282 13 0820740040000820740 New Ballom 5920.74 Mnnktnma AmoontDot $820.74 Payment Due Date July 13, 2005 Total endosed $ Account Number: 4155.5721.4520.2281 Pleesprintmailinsddte?dtoetttmi>3ungidossie?tue,blacloilc. 25.90% Street Apt# City State ZIP Homehona AheuIUMme #9016572322928665# MAIL ID N@ffiER Capital One Bank SATSIE D MAILE P.O. Box 790216 {r{r{nu{{{r{w{u{{ + 6031 MOCKINGBIRD DR m MEC4ANICSBLMG PA 17050-2077 St. Louis, MO 63179-0216 {a{{rum{{un{?{nr{{r{n{{nw{a{nr{{r{{um{{rQu?u{r? ° Pleu?vtiteyoancwunansnberonyourchxbrmone)ordramadepaYaNeo Capihl OneBankand mal in dreauJocednvdopa r r s s s aFPeas a t? t d T p oe "We mwa q 2 A UPdu"NW ?wdumj _ 4. and Sped Rule For Cwt Card Purchim foe ii Does not apply to aowmw non-audit cord % Does not apply to business noncredit and privacy P #ee ou S N ap CERTIFICATE OF SERVICE A true and correct copy of Plaintiffs First Request for Production of Documents and f 1 Request for Admissions has been served by U.S. Mail, on the 1 day of? 2007, upon the following: Satsie D Maile 6031 Mockingbird Dr Mechanicsburg,Pa 17050 7 -%1,o-cm ywwor zoo CAPITAL ONE BANK CASE NO. 06-6996 VISA ACCOUNT NO. 4155 57214520 2282 REQUEST FOR ADMISSION NO.2 #2. DENIED: I WAS ENTIRELY UNAWARE THAT A CHARGE FOR THE AMOUNT OF 247.52 HAD BEEN ADDED TO MY ACCOUNT ON JAN. 24, 2005. I WAS NOT AWARE OF THIS. THIS ACCOUNT WAS ALREADY OVER THE LIMIT ACCORDING TO THESE STATEMENT YOU SENTON APRIL 13. IN MY ANSWERS TO COMPLAINTS #7 ON OR ABOUT JAN 15, 2007, I ASK, "WHAT CHARGES WERE MADE"? #4. DENIED: ON OR ABOUT JAN. 15, 2007 I RETURNED AN ANSWERS TO COMPLAINTS, AS TO WHERE I FOUND THIS AMOUNT OF 1120.04 COMPLETELY UNFAIR. AGAIN AS I STATED IN REQUEST FOR ADMISSION #2 IN MY ANSWERS TO COMPLAINTS #7, I ASK, "WHAT CHARGES WERE MADE"? PLEASE EXPLAIN HOW CAPITAL ONE COULD HAVE POSSIBLY ADDED THAT AMOUNT IF I WAS ALREADY OVER THE LIMIT THE PRIOR 2 MONTHS? I HONESTLY THINK YOU HAVE TAKEN THIS TO EXTREME MEASURES AND HAVE GONE TO THE EXTREME WITH THESE CHARGES. CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff's Motion for Summary Judgment and Brief in Support has been served by U.S. Mail, Postage Pre-Paid, onaq'day of US ?- 2008 upon the following: Satsie D Maile 6031 Mockingbird Dr Mechanicsburg Pa 17050 By: illiam T, czar, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 W WR No. 5463669 cX> r? . S-`flo 3(eloq PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CAPTION OF CASE (entire caption must be stated in full) (Plaintiff) VS. SCAS,e ip? (Defendant) No. Civil I 6b b 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): 2. Identify counsel who will argue case: (a) for plaintiff: Address: 1 0 - eiLLe-,- / WelWan, Weinberg & Reis do. 1400 Koppers Bldg. 436 7th Ave. Pittsburgh, PA 15219 (412) 434-7955 (b) for defendant: Address: ?l e `JtV? ?Q?'?1 M6 rd? J, 3. I will notify all parties in writing within two days that this case has been listed for argent. 4. Argument Court Date: Attorney far C +v cu° `Jr coo ' ol h: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff, VS. SATSIE D MAILE, Defendant. Case No.: 06-6996 CIVIL TERM ORDER OF CQ T AND NOW, to-wit, this tt' day of Ocka 2008, upon Plaintiffs Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $1120.04 with interest at the legal interest rate of 25.9% per annum from November 10, 2006, plus costs. BY THE COURT " '? J. e'V/is /nac? a Gr?rtd I??Ycl lo??d/ob ?In WWR No. 5463669 G c°.ra Office of the Prothonotary Cumberland County Curtis R. Long Prothonotary Satsie D. Maile 6031 Mockingbird Dr. Mechanicsburg, PA 17050 DATE: October 2, 2008 TO Satsie D. Maile: THIS IS TO NOTIFY YOU THAT CASE NUMBER 06-6996, Capital One Bank VS. Satsie D. Maile HAS BEEN LISTED FOR ARGUMENT ON October 22, 2008 Cumberland County Argument Court Rules 1028(c), 1 WU[Ial and 1111S 7.lal ehall, hp ctrirtly enfnrrPd_ If the CURTIS R. LONG Prothonotary Cumberland County 1 Courthouse Square Carlisle, PA 17013 FILED-,:;?_I.avE OF THE PPOTFir,)NOTA RY 2068 OCT 27 AM 10: 27 y???S Po?Qc .3 . 02 1A 0004631598 CC MAILED FROM ZIP C( rr Satsie D. Maile ` (-` Oii 6031 Mockingbird Dr. 1 Mechanicsburg, PA 17050 NIXIE 176 CC 1 04 101s RETURN TO SENDER NOT DELIVERABLE AS ADDRESSED UNABLE TO FORWARD BC: 17013 *0419-04909-C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff TYPE OF PLEADING VS. SATSIE D MAILE Defendant. COUNSEL OF RECORD OF THIS PARTY: THIS IS AN ATTEMPT TO COLLECT A DEBT USED FOR THAT PURPOSE. Case No.: 06-6996-CIVIL TERM PRAECIPE FOR JUDGMENT PER ORDER OF COURT FILED ON BEHALF OF: Plaintiff Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 05463669 $1,120.04 AND ANY INFORMATION OBTAINED SHALL BE ,* IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff Case No.: 06-6996-CIVIL TERM vs. SATSIE D MAILE Defendant. PRAECIPE FOR JUDGMENT TO THE PROTHONOTARY: Pursuant to Pa.R.C.P. 237, I (?ertify that a copy of this Praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. In light of the Court Order gra ting Summary Judgment in favor of Plaintiff on October 22, 2008, kindly enter Judgment against the Def ndant, SATSIE D MAIZE, in the amount of $1,120.04 computed as follows: Amount Awarded per Order: $1,120.04 Interest from November 10, 2006 at the legal rate of 25.9% per annum: $0.00 TOTAL: $1,120.04 Attached is a copy of the Court Order in favor of Plaintiff for Judgment. WELTMAN, WEINBERG & REIS, CO., L.P.A. By: 7 vE_ /A/6444 { Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Plaintiff's address is: c/o Weltman, Weinberg & Reis, Co., L.P.A,, 1400 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 And Defendant's address is: 6031 MOCKINGBIRD DR., MECHANICSBURG,PA 17050 IN TIM COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff', Case No.: 06-6996 CIVIL TERM VS. SATSIE D MAILE, Defendant. ORDER OF COURT AND NOW, to-wit, this 2z" day of Oul-ukr, 2008, upon Plaintiffs Motion for Summary Judgment, IT IS HEREBY RDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $1120.04 with interest at the legal interest rate of 25.9% per annum from November 10, 2006, plus costs. BY THE COURT J. i '?13 ?p?" FROM ECP s1 letot1w( s 1 I,*" iamb s"A 3dt +' tJ said [1911 `iY' laid 1.'1t; i b? WWR No. 5463669 .. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members] of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is tr`I a and correct to the best of the undersigned's knowledge and belief and upon information received from others. WELTMAN, WEINBERG & REIS CO., L.P.A. Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05463669 $ ? N rri 1-0 C???? 'Y WA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff Case No.: 06-6996-CIVIL TERM VS. SATSIE D MAILE Defendant. NOT CE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendants ( ) Garnishee SATSIE D MAILE 6031 MOCKINGBIRD DR MECHANICSBURG,PA 17050 CIVIL DIVISION You are hereby notified that the following Order or Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $1,120.04, plus interest at 25.9% per annum, plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of (xx) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration Award ( ) By Consent Prothonotary THIS IS AN ATTEMPT TO COLLECT A DEBT USED FOR THAT PURPOSE. By: PRO ONO OR D PUTY) AND ANY INFORMATION BTAINED SHALL BE