HomeMy WebLinkAbout12-11-06 (2)
REV-1500 EX (6-00)
OFFICII'L USE ONLY
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
FILE NUMBER
21
20QE.. --.Jl29L __
YEAR NUMBER
COUNTY CODE
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DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL)
Richards, Wayne E.
DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR)
03/14/200(, 02/22/1945
(IF APPLICABLE) SURVIVING SPOUSES NAME (LAST, FIRST, AND MIDDLE INITIAL)
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
SOCIAL SECURITY NUMBER
210-34-7301
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
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001
04
006
09.
Decedent Died Testate (Attach copy 01 Will)
Litigation Proceeds Received
Original Return
Limited Estate
o 2. Supplemental Return 0 3. Remainder Return (date of death prior \012-13-82)
o 4a. Future Interest Compromise (dale of death after 12-12-82) D 5. Federal Estate Tax Return Required
D 7. Decedent Maintained a Living Trust (Attach copy of Trust) _ 8. Total Number of Safe Deposit Boxes
D 10. Spousal Poverty Credit (dale of dealh belween 12-31-91 acd 1-1-95) D 11. Election to tax under Sec. 9113(A)(Allach Sch 0)
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THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
Elyse E. Rogers, Esquire
FIRM NAME (If Applicable)
Keefer Wood Allen & Rahal, LLP
TELEPHONE NUMBER
415 Fallowfield Road,
Camp Hill, PA 17011
Suite 301
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717-612-5801
1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E) (5)
Z 6. Jointly Owned Property (Schedule F) (6)
0 o Separate Billing Requested
~
~ 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
:J (Schedule G or L)
I-
tl: 8. Total Gross Assets (total Lines 1-7)
<(
(.)
W 9. Funeral Expenses & Administrative Costs (Schedule H) (9)
0:::
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
70,000.00
19,390.78
l7 ""'1
i Qf.f~ USE Cl!'iIt
. '---""1
- ~ j~Tl
::;)'"!
" -J))~
0.00
0.00
--0
---;'.....
N
100,399.82
0.00
w
U1
0.00
(8)
29,422.59
3,344.34
189,790.60
(11)
32,766.93
157,023.67
0.00
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Scheduie J)
(12)
(13)
14. Net Value Subject to Tax (Line 12 minus Line 13)
157,023.67
(14)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
15. Amount of Line 14 taxable at the spousal tax
Z rate, or transfers under Sec. 9116 (a)(1.2)
o
~ 16. Amount of Line 14 taxable at lineal rate
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:J
~ 17. Amount of Line 14 taxable at sibling rate
o
U 18. Amount of Line 14 taxable at collateral rate
><
~ 19. Tax Due
0.00
0.00
x .00 _ (15)
0.00
131,023.67
x .04~ (16)
0.00
15,722.84
3,900.00
19,622.84
x .12 (17)
26,000.00
x .15 (18)
(19)
20.
o
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
2W4645 1.000
Decedent's Complete Address:
SlREET ADDRESS
506 Allenview Road
CITY I STATE I ZIP
Mechanicsburg PA 17055
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1 )
19,622.84
0.00
15,000.00
789.45
Total Credits (A + B + C) (2)
15,789.45
3. Interest/Penalty if applicable
D. Interest
E. Penalty
0.00
0.00
Total Interest/Penalty (D + E) (3)
0.00
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
(4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
(5)
3,833.39
A. Enter the interest on the tax due.
(5A)
0.00
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
Make Check Pa able to: REGISTER OF WILLS, AGENT
(5B)
3,833.39
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and:
a. retain the use or income of the property transferred:. . . . . . . . . . . . . . . D
b. retain the right to designate who shall use the property transferred or its income; . D
c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . . D
d. receive the promise for life of either payments, benefits or care? . . . . . . . . . D
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . .. D
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? D
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. D [z]
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Yes
No
[Xl
[Xl
[Xl
[Xl
[Z]
[Z]
Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATURE OF PERSON RESPON. SIBLE FO. R FILlNGR~lURN
~ 'J.-~ L-) ~'-
ADDRESS 316 L P ~ ane
Camp Hill, PA 17011
SIGNATURE OF P. RER OTHER
K t~J2v,-J-0
DATE
De L .::; 2ooCo
ADDRESS
DATE
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For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P.S. S 9916 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. S 9116 (a) (1.1) (ii)]
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a stepparent of the child is 0% [72 P.S. S 9116(a)(1.2)].
The tax rate Imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. S 9116(1.2) [72 P.S. S 9116(a)(1 )].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% (72 P.S. S 9116(a)(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption.
2W 4646 1.000
EXlllBl'T A
REV-1502EX' (1-97)
COMMONWEAL TH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE A
REAL ESTATE
Richards, Wayne E.
FILE NUMBER
21.-2006-0293
ESTATE OF
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged
between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with
right of survivorship must be disclosed on Schedule F.
ITEM DESCRIPTION
NUMBER
1. 1./2 tenants in coItlIllon interest in 506 Allenview Drive,
Mechanicsburg, PA
50% survivorship interest in this property has been disclaimed.
Total appraised value $1.40,000
VALUE AT DATE
OF DEATH
70,000.00
2W4695 2.000
TOTAL (Also enter on line 1, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
$
70,000.00
Mark E. Hilbert & Associates
06-018
File No. 06-018
I
APPRAISAL OF
Summery Appraisal
LOCATED AT:
506 Allenview Drive
Mechanicsburg, PA 17055
FOR:
Elyse E. Rogers Esq.
415 Fallowfield Road. Suite 301
Camp Hill, PA. 17011
BORROWER:
Myrtle Richards
ASOF:
December 16, 2005
BY:
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Mark E. Hilbert
MARK E. HILBERT & ASSOCIATES
3607 Rosemount Avenue, PA 17011, Phone 717-901-8224, Fax 717-901-4779
Uniform Residential Appraisal Report
06-018
File No. 06-018
The purpose of this summary appraisal report is to provide the lenderfclient with an accurate, and adequately supported, opinion of the market value of the subject property
ProDertv Address 506 Allenview Drive Citv Mechanicsbura State P A ZiD Code 17055
Borrower Mvrtle Richards Owner of Public Record Estste CDuntv Cumberland
Lenal DescrlntiDn Attached .-
Assessor's Parcel # 405 Tax Year 05-06 RE. Taxes $ 1,158.00
Neiohborhood Name Allenview Mao Reference 42-28-2423 Census Tract 116.8
OccuDant Ix 1 Owner h enant I I Vacant Snecial Assessments $ I IpUD HOA$ T 1 neel'ear 11;'r m~-;;U;
.. PrODertv Riohts Anoralsed xl Fee Simole I ILeasehold I lather Idescribe\
Assi nment Tvoe 11 Purchase Transaction I I Refinance Transaction Other rdescribe\ Estate ---
LenderlClient Elvse E. Roaers Esa. Address 415 Fallowfield Road, Camo Hill, PA. 17011 -..---
----~-
Is the sub"ect nronertv currently offered for sale or has it been offered for sale in the twelve months orior to the effective date of thIs aooraisal? I IYes IxlNo -~..-
Report data source(s) used, offering price(s). and daters) N/A -~
I U did Udid not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed
N/A ._---~~
Contract Price $ Estate Date of Contract Is the property seller the owner of p~blic record? Yes r l No Data sourc~_.__ ..~
Is there any financial assistance (loan charges, sale concessions. gift or downpayment assistance. etc.) to be paid by any party on behalf of the borrower? ---0 Yes No ----
.
If Yes, report the total dollar amount and describe the items to be paid. $N/A N/A --. -.--
--
Note: Race and the racial composition of the neiahborhood are not aDoraisal factors.
..<>. " ,< /; PreS:entLand Use '10
Location Urban X Suburban Rural Prooertv Values X Increasino Stable 1 Declinino PRICE AGE One.Unit _ 1Q~
. Built.Uo Over 75% X 25.75% Under 25% DemandlSuoolv Shortaae X In Balance lover Suoolv $1000\ Ivrs\ 2.4 Unit %
. Growth Raoid X Stable Slow Marketina Time Under 3 mths X 3.6 mths lOVer 6 mths 100 Low 15 Multi-Familv %
. The Development of Allenwood.
Neighborhood Boundaries 150 Hiah 25 Commercial %
. 135 Pred. 20 Other .~
..
Neighborhood Description Subject property is located along Allenview in the development of Allenview, In Upper Allen Township, Cumberland
County, Pennsvlvania.
Market Conditions (including support for the above conclusions) With the improvin(J markets the seller are not required to offer sales or financing
concessions.Financina is readlv available from a varietv of sorces.
Dimensions 24 X 48 Nea 0.026 Acres. Shape Rectan(Jular View Residential
SoeGific Zonino Classification Residential Zonino Descriolion Sinale Familv .--
Zonina Com iiance r X Leoal I I Leaal Nonconformino (Grandfathered Use\ 1'1 No Zonlna I IlIieoal (describe\
Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use? [Xl Yes TINa If No, describe. ~~-----
.~--~._~
Utilities Public Other (describe) Public Other (describe) Off-site Improvements-Type Public Private
ElectriGitv rxl I I 200 AMP Water fxi B Street Macadam ftt---fi
Gas I I I I None Sanitarv Sewer Alley Macadam
.~
FEMA Snecial Flood Hazard Nea I IYes fxlNo FEMA Flood Zone " C " FEMA MaD # 421016 FEMAMap Date 09-30-77
Me the utilities and off.site imorovements typical for the market area? IXlves 11No if No, describe. - .-
Me there any adverse site conditions or external factors (easements, encroachments. environmental conditions, land uses. etc.)? UYes lKJNo If Yes. describe. N/A
-_._-~
... . ., V....\.....j.\...... .............. OOERIClR.br:~IClNj.jj..jli\a~~IStc6nd'rtfoh ItiTERIOR materiatslcondition
Units I Xl One I lOne with Accessory Unit l Concrete Slab I lerawl Snace Foundation Wails Block I Averaae Floors ~-C/T -Good
X I Full Basement r l Partial Basement Brick IAveraae --~-
# of Stories Two Exterior Walls Wails Drvwalll Good
TVDe r 1 Del fx 1 Atl [l S-DeUEnd Unit Basement Piea 680 sa. ft. Roof Surface Comoosition Trim/Finish Wood I Avq
xl Exlstinn r 1 Pronosed I I Under Consl Basement Finish Unfinished % Gutters & Downsoouts Aluminum/Averaa Bath Floor CeramicTilel1 Av
Desian (Stvle) T ownhse X I Outside EntrvlExit r 1 Sumn Pumn Window Tyoe ObI. Hunal Averaa Bath Wainscot Fiberalass I Ava
Year Built 1986 Evidence of I I Infestation Storm Sashlinsulaled Yes Car Storaae j INane
Effective Ane IYrs\ 6-8 I Damnness r 1 Settlement Screens Yes xl Driveway #ofCars 1
Atiic None Heatina I IFWA II I HWBSlflRadiant Amenities WoodStove(s) # Drivewav Surface Macadam
I DrOD Stair Stairs lather I Fuel X I Fireolace( ~ # 1 Fence xl Garaae #.. of Cars 1
1 Floor X Scuttle Coolino I I Central Air Conditioninn '1 Patio/Deck Porch l Caroort # of Cars
1 Finished Heated I Individual II lather 1 Pool X Other Sun Rm. lAtt. r 1 Del TxTB~;i;:ir;
Annliances I xl Refri erator I X I RanoelOven X I Dishwasher r xl Disnnsal r xl Microwave I X I WasherlDryer I I Other I describe \
Finished area above arade contains: 6 Rooms 3 Bedrooms 2.5 Bath(s) 1,360 Sauare Feet of Gross Living Nea Above Grade
Additional features (special energy efficient items, etc.). Heated Sun Room.
.
.--
Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.). No major repairs noted. No evidence ogfunctional or
external obsolescence, Subject prooertv is in aood condition.
UYes lKJNo --.
/ve there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? If Yes. describe. ~._--
._.._-~
Does the property generaily conform to the neighborhood (functional utility. style, condition, use, construction, etc.)? lxJ Yes UNo if No. describe.
Freddie Mac Form 70 March 2005
Produc&d uSing ACI sol'tware, B00_234_8127 WoNW actweb com
Page 1 016
FannreMaeForm 1C1C14March2005
1004_05C33CU5
There are
There are
FEATURE
comnarable orooerties currently offered for sale in the subiect neinhborhood ran ina in mice from $
comoarable sales in the sub'ect nei hborhood within the oast twelve months ran inQ in sale orice tram $
Uniform Residential Appraisal Report
SUBJECT COMPARABLE SALE NO.1
506 Allenview Drive 758 Allenview Drive
Mechanicsbura.PA Mechanicsbura,PA
" .....;:;/;.."3:.:',;; ; ;;'. 2 Blocks
$ Estate;'..;......1 $ 139,400
$ 0.00 s . ft. $ 102.50 so. ft.I;;'; i.....,...
C.P.M.L./Tax Renort
Aaent
DESCRIPTION
DaM 51
Conventional
07-28-05
Suburban
Fee Simnle
0.026 Acres.
Residential
Townhse IGood
Brick I Alumin
22 Years +1-
Good
Total IBdrmsl Baths
6 I 3 I 2.5
1,360 so ft.
Address
Proximilv to Subiect
Sale Price
Sale Price/Gross Liv. kea
Data Scurc'" s'
Verification Source( s)
VALUE ADJUSTMENTS
Sale or Financing
Concessions
Dale of SalelTime
Location
leaseholdlFee Simnle
Site
View
Desinn ISlvle\
Qualilv 01 Construction
Actual Ane
Condition
Above Grade
Room Count
Gross Livinn hea
Basement & Finished
Rooms Below Grade
Functional Utililv
Heatinn/Coolinn
. Enernv Efficient Items
Garaae/Caroort
Porch/Patio/Deck
. FireDlace
Sun Room
DESCRIPTION
Suburban
Fee Simple
0.026 Acres.
Residential
TDwnhse IGood
Brick
20+1- Years
Good
T olal I Bdrms.l Baths
6 I 3 I 2.5
1,360 sa. ft.
+(-) $ Adjustment
CDMPARABlE SALE NO.2
906 Allenview Droive
Mechanicsbura,PA
5 Blocks
;:x'l$
$ 86.76 sa ft.!;:
C.P.M.L./Tax Report
Aaent
DESCRIPTION
Dam 37
Sales Aareemen
07-21-05
Suburban
Fee Simple
0.026 Acres.
Residential
Townhse IGood
Brick
26 Years +1-
Averaae
Total ISdrmsl Baths
6 I 3 I 2.5
1,360 sa. ft.
Full Full Full
Unfinished Familv Rm -2,000 Unfinished
Averaae Averaae Averaae
Hot Air-ClAir Hot Air-ClAir Hot Air-ClAir
Averaae Averaae Averaae
1 Car Garaae Off SI. Parkina +2,500 Off SI. Parkina
None Patio -1,000 None
1 F/P FireDlace Fireplace
Sun Room None +12,000 Screened Porch
. Net AdiustmentlTotal) ~ Ixl+ I I. 1$ 11500 Ixl+ I j. 1$
Adjusted Sale Price Net Adj. 8.2% I Net Adj. 14.4% I
olComnarables GrossAdi. 12.6%1$ 150900 GrossAd'. 14.4%1$
I lxJ did Udid not research the sale or transfer history of the subject property and comparable sales. If not. explain
Summary of Sales Comparison Approach. Sales comparison is a good indicator of fair market value.
Indicated Value bv Sales Comoarisan Aooroach $ 140 000
Indicated Value by: Sales ComDarison ADDroach $ 140,000
Cost ADproach (if developed) $ 0
Mark E. Hilbert and Assoc.
06-018
File No. 06-018
to $
to $
1111 000
. .
COMPARABLE SALE NO.3
918 Allenbview Drive
Mechanicsburo,PA
5 Blocks
T$
$ 99.26 sa ftl
C.P.M.L.ITax ReDort
Aaent
DESCRIPTION
DaM 137
Sales Aareement
10-13-05
Suburban
Fee SimDle
0.026 Acres.
Residential
Townhse IGood
Brick
26 Years +1-
Good
Total ISdrms.\ Baths
61 3 T 2.5
1,360 sq. ft. f-------
135,000
+(-) $ Adjustment
+(-) $ Adjustment
,
----
---
+4,500
Full
Unfinished --
Averaae
Hot Air-ClAir
Averaae
+2,500 Off SI. Par~__ ____...:!1.,.~QQ
None
FireDlace
+10,000 Screened Porch +10,000
17,000 rX + r l- 1$ 12,500
Net Adj 930/: I
135 000 Gross Adi. 9.3% $ 147500
Mv research - [ l did I X did not reveal anv orior sales or transfers of the sub'ect nronerlv for the three vears prior to the effective date of this appraisal
Data sourc"'s'
Mv research r X ldid [ did not reveal any orior sales or transfers of the comnarable sales for the vear prior to the date of sale of the comoarable sale.
Data soure"'s' Tax Renort
Renort the results of the research and analvsis of the prior sale or transfer historv of the subiect nronertv and com arable sales (report additional orior sales on oaoe 3),
ITEM SUBJECT COMPARABLE SALE NO.1 COMPARABLE SALE NO.2 COMPARABLE SALE NO.3
Date of Prior Salelfransfer 12-22-2004 10-18-2003 11-1-1982 11-07-1980
Price of Prior Salelfransfer $1.00 116,500 59,000 53,200
Data Sourcels) Tax ReDort Tax ReDort Tax ReDort Tax Renort
Effective Date 01 Data Source(s) 02-14-06 02-14-06 02-14-06 02-14-06
Analysis of prior sale or transfer history of the subject property and comparable sales Comp # 2 was sold on a sales aareement (Normalv less than F.M.M.)
--
Income Approach (if developed) $
This appraisal is made (RJ"as is," Usubject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed,
o subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed. or 0 subject to the following required
. inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair:
Based on a complete visual Inspection of the Interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting
conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that Is the subject of this report is $ 140,000
as of December 16 2005 ,which Is the date of InsDectlon and the effective date of this anDralsal.
Freddie Mac Form 70 March 2005 Produced using ACI .oftware, BOO.2J4,B727 W\IM,ac:iwebcom Fann;e Mae Form 1004 March 200~
Page2of6
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...y ..';:y/,yc. '.C.,' ........ .... .......... .
Provide adeauate information for the lender/client to reDlicate the below cost finures and calculations.
Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value)
ESTIMATED Il REPRODUCTION OR I l REPLACEMENT COST NEW OPINION OF SITE VALUE. . .......... = $
. Source of cost data Owellino 1,360 So. Ft. (al $ ...... - $ 0
Qualitv ratinn from cost service Effective date of cost data Bsm!: 680 SoH. So. Ft. (al $ .. = $ 0
Comments on Cost Aooroach (aross livina area calculations, deoreciation, etc,)
Garaoe/Caroort So. Ft. /1i) $ .... = $
.
Total Estimate of Cost-New ... - $ 0
Less Phvsical I Functional I External
De reciation I I = $ ( 0
Deoreciated Cost of lmorovements . .... = $ 0
"As-is" Value of Site Improvements. = $
Estimated Remaininn Economic Life (HUD and VA onlv) -6 Years INDICATED VALUE BY COST APPROACH. - $ 0
..;.;....,...... yy ;.
. Estimated Monthlv Market Rent $ X Gross Rent Multiolier =$ Indicated Value bv Income AODroach
Summary of Income Approach (including support for market rent and GRM) --.--.
:c;;.. ;-';,1'2..' ;' ',..........".. "'. ..;...,.................,.....
Is the develonerlbuilder in control of the Homeowners' Association (HOA)? r lYes fxlNo Unit lype(s) I I Detached I I Attached
Provide the followinn information for PUDs ONLY if the develonerlbuilder is in control of the HOA and the sub'ect property is an attached dwellina unit.
LeDal name of Dro'ect Allenview
Total number of nhases 6 Total number of units 68 Total number of units sold 68
. Total number of units rented 10 Total number of units for sale None Data sourcels\ Owner
Was the proiect created bv the conversion of an existino buildina(s) into a PUD? II Ye;TX No --
If Yes, date of conversion,
. Does the ora.ect contain anv multl~dwemnCl units? r IYes ixlNo Data sourcols\ Owner
Are the units, common elements, and recreation facilities complete? [xJYes UNo if No. describe the status of completion.
.
UYes [xJNo ---.
he the common elements leased to or by the Homeowners' Association? If Yes, describe the rental terms and options,
Pool,Park,Tennis Court, Basketball, And Green Area -
Describe common elements and recreational facilities.
FreddieMacF~m70M<lrch2005 ProducedusingACI.onware, BOCL2348727 aciw~b.com Fannie Mae Form 1004 March 20Q:
Uniform Residential Appraisal Report
06-018
File No. 06-018
Page3016
Uniform Residential Appraisal Report
06-018
File No. 06-018
This report form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit; including a
unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit
in a condominium or cooperative project.
This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of
assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user,
definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work
to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or
deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations
to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an
appraisal organization, are permitted.
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisai assignment and the
reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions
and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the
interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at
least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis,
opinions, and conclusions in this appraisal report.
INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of
this appraisal for a mortgage finance transaction.
INTENDED USER: The intended user of this appraisal report is the lender/client.
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is
not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of
title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed
or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for
exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements
comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative
financing or sales concessions' granted by anyone associated with the sale.
'Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily
identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be
made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already
involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the
financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or
concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the
following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The
sketch is included only to assist the reader In visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or
other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special
Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this
determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of
hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of
during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no
knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to,
needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that
would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or
warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or
testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of
environmental hazards, this appraisal report must not be considered as an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be
performed in a professional manner.
Freddie Mac Form 70 March 2005
Produced using ACI software, 800.234.8727 www.aciweb.com
Page4of6
Uniform Residential Appraisal Report
06-018
File No 06-018
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this
appraisal report.
2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of
the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability,
soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice
that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were In place at the
time this appraisal report was prepared.
4. i developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison
approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal
assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise
indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale
of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property
for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the
date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home
that has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to tile differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have
noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of
hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property
or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in
my analysis of tile property value, and have reported on the effect of the conditions on the value and marketability of the subject
property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are
subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective
personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my
analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap,
familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or
occupants of the properties in the vicinity of the subject property or on any otl'~'r basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned
on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined
specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the
attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan
application).
19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on
significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the
preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal
report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to
any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it.
20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered
and will receive this appraisal report.
Freddie MacFocm 70 March 2005
Produced using ACl software, 800.234.8727 www.aciweb.com
Page5of6
FannjeMaeForm~
Uniform Residential Appraisal Report
06-018
File No. 06-018
21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower;
the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market
participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality
of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or
supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or
distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other
media).
22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws
and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that
pertain to disclosure or distribution by me.
23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers.
government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any
mortgage finance transaction that involves anyone or more of these parties.
24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal
report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a
paper version of this appraisal report were delivered containing my original hand written signature.
25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal
penalties including, but not limited to, fine or imprisonment or both under tile provisions of Title 18, United States Code, Section
1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's
analysis, opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis,
opinions, statements, conclusions, and the appraiser's certification.
3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal
report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a
paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER
Signature ~~C#:~~
Name Mark E. Hilbert /
Company Name Mark E. Hilbert And Associates
Company Address 3607 Rosemont Avenue, Suite 405
Camp Hill, PA 17011
Telephone Number 717-901-8224
Email Addressmhilbert@pa.net
Date of Signature and Report February 25, 2006
Effective Date of Appraisal December 16, 2005
State Certification # RL-000388-L
or State License # RB029755A
or Other (describe) State #
State PA
Expiration Date of Certification or License June 30, 2007
SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature
Name
-.'-'--
Company Name ______~_~__._.~._~
Company Address
Telephone Number
Email Address
Date of Signature
State Certification #
or State License #
State
Expiration Date of Certification or License
ADDRESS OF PROPERTY APPRAISED
506 Allenview Drive
MechanicsburQ, PA 17055
SUBJECT PROPERTY
o Did not inspect subject property
o Did inspect exterior of subject property from street
Date of Inspection
o Did inspect interior and ex1erior of subject property
Date of Inspection
APPRAISED VALUE OF SUBJECT PROPERTY $ 140,0~
LENDER/CLlENT
Name
Company Name Elyse E. ROQers Esq.
Company Address <115 Fallowfield Road
Camp Hill, PA. 17011
Emaii Address
COMPARABLE SALES
ODid not inspect exterior of comparable sales from street
Ll Did inspect ex1erior of comparable sales from street
Date of Inspection
Fteddle Mac Form 70 March 2005
Produced USing ACI software, 800.234.8727 'N'MYaclweb,com
Page 60f6
Mark E. Hilbert and Assoc.
FiJl1nre M;Je FOH-:1 1004 March 2005
1(104_05013011r,
ADDENDUM
Borrower: Myrtle Richards
Property Address: 506 Allenview Drive
City: Mechanicsburg
lender: Elyse E. Rogers Esq.
State: PA
File No.: 06-018
--~-_._--~------_._._-
Case No.: 06-018
Zip: 17055
Comments on Sales Comparison
The property's heating, plumbing and electrical systems appear to be functioning properly to the best of the appraiser's
knowledge and expertise.
I am unable to verify the insulation "R" factor. The presence of UREA-FORMALDEHYDE FOAM INSULATION could not be
determined. If UFFI is present, the appraised market value may be adversely affected or voided. Any information about
insulation stated on the appraisal was provided by inspection, owner or agent and is assumed to be accurate.
The appraiser in not aware of the existence of Radon Gas and/or Radon Daughters and does not have the necessary
equipment to test for presence of same. If a future test shows unacceptable levels of Radon present, the appraised market
value may be adversely effected or voided.
Please be advised that in the market data analysis grid, bathrooms are adjusted for on the first line and gross living
area/room count are adjusted together as a single adjustment on the second line.
All comparable sales are settled to the best of the appraiser's knowledge. Verification of settlement is Witll County and/or
Realtor.
Addendum Page 1 of 1
Borrower: Myrtle Richards
Property Address: 506 Allenview Drive
City: Mechanicsburg
Lender: Elvse E. Raaers Esa.
I
I
I
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: December 16, 2005
Appraised Value: $ 140,000
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
BOllower: Myrtle Richards
Property Address: 506 Allenview Drive
City: Mechanicsburg
Lender: Elvse E. Rooers ESQ.
COMPARABLE PROPERTY PHOTO ADDENDUM
Fik . 06-018
Case No.: 06-018
Zip: 17055
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COMPARABLE SALE #1
758 Allenview Drive
Mechanicsburg,PA
Sale Date: 07-28-05
Sale Price: $ 139,400
COMPARABLE SALE #2
906 Allenview Droive
Mechanicsburg,PA
Sale Date: 07-21-05
Sale Price: $ 118,000
COMPARABLE SALE #3
918 Allenbview Drive
Mechanicsburg,PA
Sale Date: 10-13-05
Sale Price: $ 135,000
B01_'I.o_,,!,!!}_r:'S2~_r~!__ _~_____ ,_.~'___~___________
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See ADC, "YORK COUNTY. PA STREET MAP" For Continuation
B)(llIB 11' B
REV-1503 EX + (1-97)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
FILE NUMBER
21-2006-0293
Richards, Wayne E.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRIPTION
1. $100 US Savings Bonds, Series EE owned jointly with decedent's
mother, Myrtle L. Richards
Per Savings Bond Calculator
35 total bonds for a total value of $1,750 acquisition plus
$2,214.24 accrued income
Decedent's 50% survivorship interest in these bonds have been
disclaimed.
2 $200 US Savings Bonds, Series EE
Per Savings Bond Calculator
203 bonds with a total value of $20,300 plus $14,517.52
accrued income owned jointly with decedent's mother, Myrtle L.
Richards
Decedent's 50% survivorship interest in this asset has been
disclaimed
VALUE AT DATE
OF DEATH
1,982.02
17,408.76
2W4696 3.000
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
19,390.78
Savings Bond Calculator
Value As Of
Page 1 of7
06
Up date
.
Bond Info
Series
I EE Bonds
Denomination
Serial Number
..:1
$1200 ..:1
Resu Its
# Bonds
238
Total Price
$22,050.00
Total Interest
$16,731.76
Total Value
$38,781.76
Issue Interest
Serial Number Issue Date Series Denom Price Interest Value Rate
R143062871EE 06/1 997 EE $200 $100.00 $44.32 $144.32 3.61%
R141194123EE 05/1997 EE 200 100.00 44.72 144.72 3.61%
R141166076EE 05/1997 EE 200 100.00 44.72 144.72 3.61%
R141073091EE 05/1997 EE 200 100.00 44.72 144.72 3.61%
R141000287EE 05/1997 EE 200 100.00 44.72 144.72 3.61%
R140931010EE 04/1 997 EE 200 100.00 38.88 138.88 3.23%
R 142696825EE 04/1 997 EE 200 100.00 38.88 138.88 3.23%
R142643548EE 04/1997 EE 200 100.00 38.88 138.88 3.23%
R142449763EE 03/1997 EE 200 100.00 41.12 141.12 3.41%
R142358431 EE 03/1997 EE 200 100.00 41.12 141.12 3.41%
R 142309308EE 03/1997 EE 200 100.00 41.12 141.12 3.41%
R142309307EE 03/1997 EE 200 100.00 41.12 141.12 3.41%
R142085220EE 02/1 997 EE 200 100.00 41.12 141.12 3.41%
R142016756EE 02/1997 EE 200 100.00 41.12 141.12 3.41%
R141951464EE 02/1997 EE 200 100.00 41.12 141.12 3.41%
R139505489EE 01/1997 EE 200 100.00 41.12 141.12 3.41%
R139413717EE 01/1997 EE 200 100.00 41.12 141.12 3.41%
R139369805EE 01/1997 EE 200 100.00 41.12 141.12 3.41%
R139280051EE 01/1997 EE 200 100.00 41.12 141.12 3.41%
R139266378EE 12/1996 EE 200 100.00 41.12 141.12 3.41%
R139101634EE 12/1 996 EE 200 100.00 41.12 141.12 3.41%
R138111679EE 12/1 996 EE 200 100.00 41.12 141.12 3.41%
R138001343EE 12/1 996 EE 200 100.00 41.12 141.12 3.41%
R138001342EE 12/1 996 EE 200 100.00 41.12 141.12 3.41%
R137837606EE 11/1996 EE 200 100.00 41.12 141.12 3.41%
R137732053EE 11/1996 EE 200 100.00 41.12 141.12 3.41%
R137624160EE 11/1996 EE 200 100.00 41.12 141.12 3.41%
R137552750EE 11/1996 EE 200 100.00 41.12 141.12 3.41%
http://wwws . publicde bt. treas. gov /BC/S BCPrice
Issue Date
Add
YTD Interest
$332.96
Next Final
Accrual Maturity Note
04/2006 06/2027
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5/23/200h
Savings Bond Calculator
Page 2 of7
R137480657EE 10/1996 EE 200 100.00 42.00 142.00 3.23% 04/2006 10/2026
R136968062EE 10/1 996 EE 200 100.00 42.00 142.00 3.23% 04/2006 10/2026
R136896444EE 10/1996 EE 200 100.00 42.00 142.00 3.23% 04/2006 10/2026
R136838090EE 10/1996 EE 200 100.00 42.00 142.00 3.23% 04/2006 10/2026
R 136838089EE 10/1996 EE 200 100.00 42.00 142.00 3.23% 04/2006 10/2026
R136755186EE 09/1996 EE 200 100.00 44.32 144.32 3.41% 09/2006 09/2026
R136482679EE 09/1996 EE 200 100.00 44.32 144.32 3.41% 09/2006 09/2026
R136482680EE 09/1996 EE 200 100.00 44.32 144.32 3.41% 09/2006 09/2026
R136448531EE 09/1996 EE 200 100.00 44.32 144.32 3.41% 09/2006 09/2026
I
/i...{
Rl ~448530EE 08/1 996 EE 200 100.00 44.32 144.32 3.41% 08/2006 08/2026
R136173214EE 08/1996 EE 200 100.00 44.32 144.32 3.41% 08/2006 08/2026
R136124427EE 08/1996 EE 200 100.00 44.32 144.32 3.41% 08/2006 08/2026
R136067021EE 08/1996 EE 200 100.00 44.32 144.32 3.41% 08/2006 08/2026
R136020338EE 07/1 996 EE 200 100.00 44.32 144.32 3.41% 07/2006 07/2026
R135974890EE 07/1 996 EE 200 100.00 44.32 144.32 3.41% 07/2006 07/2026
R135165663EE 07/1996 EE 200 100.00 44.32 144.32 3.41% 07/2006 07/2026
K134866140EE 06/1 996 EE 200 100.00 44.32 144.32 3.41% 06/2006 06/2026
R134818976EE 06/1 996 EE 200 100.00 44.32 144.32 3.41% 06/2006 06/2026
R134128364EE 05/1996 EE 200 100.00 44.32 144.32 3.41% OS/2006 OS/2026
R132342469EE 05/1996 EE 200 100.00 44.32 144.32 3.41% OS/2006 OS/2026
R125300876EE 05/1996 EE 200 100.00 44.32 144.32 3.41% OS/2006 OS/2026
R125300875EE 05/1996 EE 200 100.00 44.32 144.32 3.41% OS/2006 OS/2026
R132059407EE 04/1996 EE 200 100.00 45.44 145.44 3.23% 04/2006 04/2026
R1319966516EE 04/1996 EE 200 100.00 45.44 145.44 3.23% 04/2006 04/2026
R 13190021 7EE 04/1 996 EE 200 100.00 45.44 145.44 3.23% 04/2006 04/2026
R131900216EE 04/1996 EE 200 100.00 45.44 145.44 3.23% 04/2006 04/2026
R131725105EE 03/1996 EE 200 100.00 47.76 147.76 3.41% 09/2006 03/2026
R129230700EE 11/1995 EE 200 100.00 47.76 147.76 3.41% OS/2006 11/2025
R129124539EE 11/1995 EE 200 100.00 47.76 147.76 3.41% OS/2006 11/2025
R129080311EE 11/1995 EE 200 100.00 47.76 147.76 3.41% OS/2006 11/2025
R 128940521 EE 11/1995 EE 200 100.00 47.76 147.76 3.41% OS/2006 11/2025
R 128940520EE 11/1995 EE 200 100.00 47.76 147.76 3.41% OS/2006 11/2025
Rl27672552EE 10/1995 EE 200 100.00 49.28 149.28 3.23% 04/2006 10/2025
R127608807EE 10/1995 EE 200 100.00 49.28 149.28 3.23% 04/2006 10/2025
R127147079EE 09/1995 EE 200 100.00 51.68 151.68 3.41% 09/2006 09/2025
R127094141EE 09/1995 EE 200 100.00 51.68 151.68 3.41% 09/2006 09/2025
R 12628023 8EE 08/1995 EE 200 100.00 51.68 151.68 3.41% 08/2006 08/2025
R126172337EE 08/1995 EE 200 100.00 51.68 151.68 3.41% 08/2006 08/2025
http://wwws. publicde bt. treas. gov /BC/S BCPrice
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Page 3 of7
Rl26118123EE 08/1995 EE 200 100.00 51.68 151.68 3.41% 08/2006 08/2025
R126056578EE 08/1995 EE 200 100.00 51.68 151.68 3.41% 08/2006 08/2025
R126056577EE 08/1995 EE 200 100.00 51.68 151.68 3.41% 08/2006 08/2025
R125678976EE 07/1995 EE 200 100.00 51.68 151.68 3.41% 07/2006 07/2025
R 12563 7906EE 07/1995 EE 200 100.00 51.68 151.68 3.41% 07/2006 07/2025
R125167591EE 07/1995 EE 200 100.00 51.68 151.68 3.41% 07/2006 07/2025
R125167590EE 07/1995 EE 200 100.00 51.68 151.68 3.41% 07/2006 07/2025
R125037176EE 06/1995 EE 200 100.00 51.68 151.68 3.41% 06/2006 06/2025
R112171860EE 06/1995 EE 200 100.00 51.68 151.68 3.41% 06/2006 06/2025
R124002013EE 06/1995 EE 200 100.00 51.68 151.68 3.41% 06/2006 06/2025
RI23933778EE 06/1995 EE 200 100.00 51.68 151.68 3.41% 06/2006 06/2025
RI23885137EE 05/1995 EE 200 100.00 51.68 151.68 3.41% OS/2006 OS/2025
RJ 23817302EE 05/1995 EE 200 100.00 51.68 151.68 3.41% OS/2006 OS/2025
R123731450EE 05/1995 EE 200 100.00 51.68 151.68 3.41% OS/2006 OS/2025
R123686887EE 05/1995 EE 200 100.00 51.68 151.68 3.41% OS/2006 OS/2025
R123686886EE 05/1995 EE 200 100.00 51.68 151.68 3.41% OS/2006 OS/2025
R122815193EE 04/1995 EE 200 100.00 58.32 158.32 3.10% 04/2006 04/2025
R122767200EE 04/1995 EE 200 100.00 58.32 158.32 3.10% 04/2006 04/2025
R122729044EE 04/1995 EE 200 100.00 58.32 158.32 3.10% 04/2006 04/2025
RI2272~9045EE 04/1995 EE 200 100.00 58.32 158.32 3.10% 04/2006 04/2025
R122624890EE 03/1995 EE 200 100.00 60.72 160.72 3.44% 09/2006 03/2025
R120476765EE 01/1995 EE 200 100.00 60.72 160.72 3.44% 07/2006 01/2025
;;3,
R12027~5EE 12/1 994 EE 200 100.00 60.72 160.72 3.44% 06/2006 12/2024
R120297078EE 12/1 994 EE 200 100.00 60.72 160.72 3.44% 06/2006 12/2024
R120238081 EE 12/1 994 EE 200 100.00 60.72 160.72 3.44% 06/2006 12/2024
Rl18180374EE 11/1994 EE 200 100.00 60.72 160.72 3.44% OS/2006 11/2024
Rl15510921EE 08/1994 EE 200 100.00 64.64 164.64 3.42% 08/2006 08/2024
Rl15510920EE 08/1994 EE 200 100.00 64.64 164.64 3.42% 08/2006 08/2024
R112803224EE 07/1994 EE 200 100.00 64.64 164.64 3.42% 07/2006 07/2024
Rl12724880EE 07/1994 EE 200 100.00 64.64 164.64 3.42% 07/2006 07/2024
R112680686EE 07/1994 EE 200 100.00 64.64 164.64 3.42% 07/2006 07/2024
Rl12680685EE 07/1 994 EE 200 100.00 64.64 164.64 3.42% 07/2006 07/2024
R112623335EE 06/1 994 EE 200 100.00 64.64 164.64 3.42% 06/2006 06/2024
Rl11343149EE 06/1 994 EE 200 100.00 64.64 164.64 3.42% 06/2006 06/2024
R11277351EE 06/1 994 EE 200 100.00 64.64 164.64 3.42% 06/2006 06/2024
Rl1277350EE 06/1 994 EE 200 100.00 64.64 164.64 3.42% 06/2006 06/2024
Rl11187381EE 05/1994 EE 200 100.00 64.64 164.64 3.42% OS/2006 OS/2024
Rl11158335EE 05/1994 EE 200 100.00 64.64 164.64 3.42% OS/2006 OS/2024
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Page 4 of7
R111127749EE 05/1994 EE 200 100.00 64.64 164.64 3.42% OS/2006 OS/2024
R111127748EE 05/1994 EE 200 100.00 64.64 164.64 3.42% OS/2006 OS/2024
RII0826275EE 04/1994 EE 200 100.00 65.36 165.36 3.22% 04/2006 04/2024
R110783272EE 04/1994 EE 200 100.00 65.36 165.36 3.22% 04/2006 04/2024
RII0751913EE 04/1994 EE 200 100.00 65.36 165.36 3.22% 04/2006 04/2024
RI10743029EE 04/1994 EE 200 100.00 65.36 165.36 3.22% 04/2006 04/2024
RII0696176EE 03/1994 EE 200 100.00 68.00 168.00 3.62% 09/2006 03/2024
R110638062EE 03/1994 EE 200 100.00 68.00 168.00 3.62% 09/2006 03/2024
RII0612157EE 03/1994 EE 200 100.00 68.00 168.00 3.62% 09/2006 03/2024
RII0607205EE 03/1994 EE 200 100.00 68.00 168.00 3.62% 09/2006 03/2024
RII0607204EE 03/1994 EE 200 100.00 68.00 168.00 3.62% 09/2006 03/2024
R107678758EE 02/1 994 EE 200 100.00 68.00 168.00 3.62% 08/2006 02/2024
RI07661812EE 02/1 994 EE 200 100.00 68.00 168.00 3.62% 08/2006 02/2024
R107636831EE 02/1 994 EE 200 100.00 68.00 168.00 3.62% 08/2006 02/2024
RI07636830EE 02/1994 EE 200 100.00 68.00 168.00 3.62% 08/2006 02/2024
RI07553019EE 01/1994 EE 200 100.00 68.00 168.00 3.62% 07/2006 01/2024
RI07534575EE 01/1994 EE 200 100.00 68.00 168.00 3.62% 07/2006 01/2024
R107514032EE 01/1994 EE 200 100.00 68.00 168.00 3.62% 07/2006 01/2024
RI07514031EE 01/1994 EE 200 100.00 68.00 168.00 3.62% 07/2006 01/2024
RI07444796EE 12/1 993 EE 200 100.00 68.00 168.00 3.62% 06/2006 12/2023
RI07444795EE 12/1 993 EE 200 100.00 68.00 168.00 3.62% 06/2006 12/2023
RI04400869EE 12/1 993 EE 200 100.00 68.00 168.00 3.62% 06/2006 12/2023
R104372351EE 12/1993 EE 200 100.00 68.00 168.00 3.62% 06/2006 12/2023
RI04372352EE 12/1993 EE 200 100.00 68.00 168.00 3.62% 06/2006 12/2023
R104289417EE 11/1993 EE 200 100.00 68.00 168.00 3.62% OS/2006 11/2023
R104258893EE 11/1993 EE 200 100.00 68.00 168.00 3.62% OS/2006 11/2023
R104227690EE 11/1993 EE 200 100.00 68.00 168.00 3.62% OS/2006 11/2023
R104227691EE 11/1993 EE 200 100.00 68.00 168.00 3.62% OS/2006 11/2023
RI04165982EE 10/1993 EE 200 100.00 69.44 169.44 3.19% 04/2006 1012023
RI04122484EE 10/1993 EE 200 100.00 69.44 169.44 3.19% 04/2006 10/2023
R99636275EE 06/1993 EE 200 100.00 72.16 172.16 3.35% 06/2006 06/2023
R99636274EE 06/1993 EE 200 100.00 72.16 172.16 3.35% 06/2006 06/2023
R93961186EE 05/1993 EE 200 100.00 72.16 172.16 3.35% OS/2006 OS/2023
R93956268EE 05/1993 EE 200 100.00 72.16 172.16 3.35% OS/2006 OS/2023
R93950938EE 05/1993 EE 200 100.00 72.16 172.16 3.35% OS/2006 OS/2023
R93950939EE 05/1993 EE 200 100.00 72.16 172.16 3.35% OS/2006 OS/2023
R93937932EE 04/1993 EE 200 100.00 73.60 173.60 3.16% 04/2006 04/2023
R93925644EE 04/1993 EE 200 100.00 73.60 173.60 3.16% 04/2006 04/2023
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R93919452EE 04/1993 EE 200 100.00 73.60 173.60 3.16% 04/2006 04/2023
R93915737EE 04/1993 EE 200 100.00 73.60 173.60 3.16% 04/2006 04/2023
R93908659EE 03/1993 EE 200 100.00 76.32 176.32 3.60% 09/2006 03/2023
R93903398EE 03/1993 EE 200 100.00 76.32 176.32 3.60% 09/2006 03/2023
R93898639EE 03/1993 EE 200 100.00 76.32 176.32 3.60% 09/2006 03/2023
R93882705EE 03/1993 EE 200 100.00 76.32 176.32 3.60% 09/2006 03/2023
R93882704EE 03/1993 EE 200 100.00 76.32 176.32 3.60% 09/2006 03/2023
R93862397EE 02/1993 EE 200 100.00 111.52 211.52 4.00% 08/2006 02/2023
R93846535EE 02/1 993 EE 200 100.00 111.52 211.52 4.00% 08/2006 02/2023
R93839833EE 02/1 993 EE 200 100.00 111.52 211.52 4.00% 08/2006 02/2023
R93839832EE 02/1 993 EE 200 100.00 111.52 211.52 4.00% 08/2006 02/2023
R93812417EE 01/1993 EE 200 100.00 111.52 211.52 4.00% 07/2006 01/2023
R93800443EE 01/1993 EE 200 100.00 111.52 211.52 4.00% 07/2006 01/2023
R93792191EE 01/1993 EE 200 100.00 111.52 211.52 4.00% 07/2006 01/2023
R93792190EE 01/1993 EE 200 100.00 111.52 211.52 4.00% 07/2006 01/2023
R93785933EE 12/1 992 EE 200 100.00 111.52 211.52 4.00% 06/2006 12/2022
R93779100EE 12/1 992 EE 200 100.00 111.52 211.52 4.00% 06/2006 12/2022
R89453505EE 12/1 992 EE 200 100.00 111.52 211.52 4.00% 06/2006 12/2022
R89043790EE 12/1 992 EE 200 100.00 111.52 211.52 4.00% 06/2006 12/2022
R89043789EE 12/1 992 EE 200 100.00 111.52 211.52 4.00% 06/2006 12/2022
R89022652EE 11/1992 EE 200 100.00 111.52 211.52 4.00% OS/2006 11/2022
R89018378EE 11/1992 EE 200 100.00 111.52 211.52 4.00% OS/2006 11/2022
R890036668EE 11/1992 EE 200 100.00 111.52 211.52 4.00% OS/2006 11/2022
R89003667EE 11/1992 EE 200 100.00 111.52 211.52 4.00% OS/2006 11/2022
R88979761 EE 10/1992 EE 200 100.00 111.52 211.52 4.00% 04/2006 1012022
R88969694EE 10/1992 EE 200 100.00 111.52 211.52 4.00% 04/2006 10/2022
R85955413EE 1 0/1 992 EE 200 100.00 111.52 211.52 4.00% 04/2006 10/2022
R85945963EE 10/1992 EE 200 100.00 111.52 211.52 4.00% 04/2006 10/2022
R85939957EE 09/1992 EE 200 100.00 115.76 215.76 4.00% 09/2006 09/2022
R85926024EE 09/1992 EE 200 100.00 115.76 215.76 4.00% 09/2006 09/2022
R85918833EE 09/1992 EE 200 100.00 115.76 215.76 4.00% 09/2006 09/2022
R85908943EE 09/1992 EE 200 100.00 115.76 215.76 4.00% 09/2006 09/2022
R85908942EE 09/1992 EE 200 100.00 115.76 215.76 4.00% 09/2006 09/2022
R82475612EE 08/1992 EE 200 100.00 115.76 215.76 4.00% 08/2006 08/2022
R82464291EE 08/1992 EE 200 100.00 115.76 215.76 4.00% 08/2006 08/2022
R8245280 1 EE 08/1 992 EE 200 100.00 115.76 215.76 4.00% 08/2006 08/2022
R82452800EE 08/1 992 EE 200 100.00 115.76 215.76 4.00% 08/2006 08/2022
R80224049EE 06/1 992 EE 200 100.00 115.76 215.76 4.00% 06/2006 06/2022
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R80218066EE 06/1 992 EE 200 100.00 115.76 215.76 4.00% 06/2006 06/2022
R80210718EE 06/1992 EE 200 100.00 115.76 215.76 4.00% 06/2006 06/2022
R80074774EE 02/1 992 EE 200 100.00 120.08 220.08 4.00% 08/2006 02/2022
R80067641EE 02/1 992 EE 200 100.00 120.08 220.08 4.00% 08/2006 02/2022
R80061197EE 02/1 992 EE 200 100.00 120.08 220.08 4.00% 08/2006 02/2022
R80061196EE 02/1 992 EE 200 100.00 120.08 220.08 4.00% 08/2006 02/2022
R80047386EE 01/1992 EE 200 100.00 120.08 220.08 4.00% 07/2006 01/2022
R73609344EE 01/1992 EE 200 100.00 120.08 220.08 4.00% 07/2006 01/2022
R73601854EE 01/1992 EE 200 100.00 120.08 220.08 4.00% 07/2006 01/2022
R73595581 EE 01/1992 EE 200 100.00 120.08 220.08 4.00% 07/2006 01/2022
R73588256EE 12/1 991 EE 200 100.00 120.08 220.08 4.00% 06/2006 12/2021
R73583043EE 12/1991 EE 200 100.00 120.08 220.08 4.00% 06/2006 12/2021
R73569159EE 12/1991 EE 200 100.00 120.08 220.08 4.00% 06/2006 12/2021
R73569160EE 12/1991 EE 200 100.00 120.08 220.08 4.00% 06/2006 12/2021
R73552550EE 11/1991 EE 200 100.00 120.08 220.08 4.00% OS/2006 11/2021
R73504734EE 10/1991 EE 200 100.00 120.08 220.08 4.00% 04/2006 10/2021
R73492018EE 09/1991 EE 200 100.00 124.48 224.48 4.00% 09/2006 09/2021
R73484846EE 09/1991 EE 200 100.00 124.48 224.48 4.00% 09/2006 09/2021
R73477587EE 09/1991 EE 200 100.00 124.48 224.48 4.00% 09/2006 09/2021
R73477586EE 09/1991 EE 200 100.00 124.48 224.48 4.00% 09/2006 09/2021
R73465537EE 08/1991 EE 200 100.00 124.48 224.48 4.00% 08/2006 08/2021
R73457381EE 08/1991 EE 200 100.00 124.48 224.48 4.00% 08/2006 08/2021
R73452683EE 08/1991 EE 200 100.00 124.48 224.48 4.00% 08/2006 08/2021
C308983443EE 08/1991 EE 100 50.00 62.24 112.24 4.00% 08/2006 08/2021
C308974728EE 07/1991 EE 100 50.00 62.24 112.24 4.00% 07/2006 07/2021
C308961436EE 07/1991 EE 100 50.00 62.24 112.24 4.00% 07/2006 07/2021
C308888366EE 07/1991 EE 100 50.00 62.24 112.24 4.00% 07/2006 07/2021
C308845501EE 07/1991 EE 100 50.00 62.24 112.24 4.00% 07/2006 07/2021
C308845500EE 07/1991 EE 100 50.00 62.24 112.24 4.00% 07/2006 07/2021
C308807509EE 06/1 991 EE 100 50.00 62.24 112.24 4.00% 06/2006 06/2021
C308780391EE 06/1 991 EE 100 50.00 62.24 112.24 4.00% 06/2006 06/2021
C308746471 EE 06/1 991 EE 100 50.00 62.24 112.24 4.00% 06/2006 06/2021
C308746470EE 06/1 991 EE 100 50.00 62.24 112.24 4.00% 06/2006 06/2021
C300778155EE 05/1991 EE 100 50.00 62.24 112.24 4.00% OS/2006 OS/2021
C300752493EE 05/1991 EE 100 50.00 62.24 112.24 4.00% OS/2006 OS/2021
C300732999EE 05/1991 EE 100 50.00 62.24 112.24 4.00% OS/2006 OS/2021
C308719170EE 05/1991 EE 100 50.00 62.24 112.24 4.00% OS/2006 OS/2021
C308719169EE 05/1991 EE 100 50.00 62.24 112.24 4.00% OS/2006 OS/2021
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C308658454EE 04/1991 EE 100 50.00 62.24 112.24 4.00% 04/2006 04/2021
C308626834EE 04/1991 EE 100 50.00 62.24 112.24 4.00% 04/2006 04/2021
C308606716EE 04/1 991 EE 100 50.00 62.24 112.24 4.00% 04/2006 04/2021
C308606717EE 04/1 991 EE 100 50.00 62.24 112.24 4.00% 04/2006 04/2021
C308545272EE 03/1991 EE 100 50.00 64.48 114.48 4.00% 09/2006 03/2021
C308516432EE 03/1991 EE 100 50.00 64.48 114.48 4.00% 09/2006 03/2021
C308502669EE 03/1991 EE 100 50.00 64.48 114.48 4.00% 09/2006 03/2021
C277304173EE 03/1991 EE 100 50.00 64.48 114.48 4.00% 09/2006 03/2021
C277201111EE 02/1 991 EE 100 50.00 64.48 114.48 4.00% 08/2006 02/2021
C277230785EE 02/1991 EE 100 50.00 64.48 114.48 4.00% 08/2006 02/2021
C277246183 EE 02/1 991 EE 100 50.00 64.48 114.48 4.00% 08/2006 02/2021
C259503970EE 02/1 991 EE 100 50.00 64.48 114.48 4.00% 08/2006 02/2021
C277211692EE 01/1991 EE 100 50.00 64.48 114.48 4.00% 07/2006 01/2021
C277150014EE 01/1991 EE 100 50.00 64.48 114.48 4.00% 07/2006 01/2021
C2770926933EE 01/1991 EE 100 50.00 64.48 114.48 4.00% 07/2006 01/2021
C277049792EE 01/1991 EE 100 50.00 64.48 114.48 4.00% 07/2006 01/2021
C277049793EE 01/1991 EE 100 50.00 64.48 114.48 4.00% 07/2006 01/2021
C277009924EE 12/1 990 EE 100 50.00 64.48 114.48 4.00% 06/2006 12/2020
C277009922EE 12/1 990 EE 100 50.00 64.48 114.48 4.00% 06/2006 12/2020
C277009923EE 12/1 990 EE 100 50.00 64.48 114.48 4.00% 06/2006 12/2020
'View 10 I Viewing Bonds 1-238
Le end
Note Description
NI Not Issued
NE Not Eligible for Payment
P5 Includes 3-month interest penalty
MA Matured and Not Earning Interest
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EXlllBlT E
REV-150B EX + (1-97)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
Richards, Wayne E.
FILE NUMBER
21-2006-0293
Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRIPTION
1. Sovereign Bank Checking Account 2331039186
VALUE AT DATE
OF DEATH
3,764.51
2 Sovereign Bank Savings Account 2334022171
23,217.50
3 Pittsburgh Firefighters Federal Credit Union 003111
4,888.21
4 Cash found in safe deposit box
69.00
5 Misc. household items
1,129.00
6 IRS Refund
952.00
7 Magazine Subscription Refunds
150.11
8 Chesepeake Bay Magazine Refund
24.00
9 Bass Magazine Club, membership refund
387.00
10 Highmark Premium Overpayment
219.21
11 Highmark prescription plan refund
26.89
12 1996 Ford Explorer
3,015.00
13 Met Life Annuity Contract A2056172
Beneficiary: Estate of Wayne Richards
51,230.06
14 PA Unclaimed Property - John Hancock Financial Services -
demutualization cash
289.00
15 Bethlehem Steel Corporation Pension Plan Benefits
9,580.33
16 Social Security Check
1,458.00
2W46AD 2.000
TOTAL (Also enter on line 5, Recaoitulation) $
(If more space is needed, insert additional sheets of the same size)
100,399.82
Sovereign Bank
ESTATE OF
SOCIAL SECURITY #:
DA TE OF DEATH:
Wayne E. Richards
210-34-7301
March 14,2006
Account#: 2331039186 Type:
In the name of: Wayne E Richards
Date of Death Balance:
Int.(YTD) from 1/1/06 to
Accrued interest to date of death:
Other Info:
Checking
Open date: 11/24/97
$3,764.47
3/6/06
$0.04
$0.36
Account #: 2334022171 Type:
In the name of: Wayne E Richards
Date of Death Balance:
Int.(YTD) from 1/1/06 to
Accrued interest to date of death:
Other Info:
Savings
Open date: 12/12/97
$23,189.68
3/14/26
$27.82
$0.00
Account #: 57-58 Type: Safe Deposit Box Open date:
In the name of: Wayne E Richards
Other Info: Located at 3556 Old Gettysburg Road, Camp Hill, P A
4/7/04
Page 1 of 1
PITTSBCRGH FIREFI ITERS
FEDERAL CREDIT (INION
seD SC:"UTH ,\'V~lr\i SWEET
PO 30>( 8577
?ITI::8ur~Gl-', pr, 15:::00577
PHChlE [412) 928 8500
;:/\X !'-.:t] 2) ;")28 8545
ft
231.50951 MB 0326 5548S011 prk 2770rSk1_e '.1
1...111...111....1.1..1.1..11.....11.1.1.11...11.1..11...1..11
WAYNE E. RICHARDS
506 ALLENVIEW DRIVE
MECHANICSBURG PA 17055-6150
11.11...111,,111111111..11.111,111111111111111111111111111111.111.1.1.11
ACCOUNT NO. 003111
PAGE 1
STATEMENT PERIOD
FROM 01-01-06 TO 03-31-06
..:i: ,.,:.~ "''ill:li ;a.:_l
:.~ :(f'iII.,.1:....i :",:.~ :f......
AMOUNT
BALANCE
BA I ".'''''C'
""""I""'"
DATE DESCRIPTION
AMOUNT
01-01
03-31
DATE ueSCRIPTION
39.29
3.29
PREVIOUS BALANCE
DIVIDEND
4,888.21' TERM: 90 DAYS AVERAGE DAILY
4,927.50 BALANCE: 4,888.21 APYE:
03-31 NEW BALANCE
DIVIDEND YTD 39.29
4,927.50
... i'_If.':. II ~ I ;.)]:.~~'.1I. (I] ~.
APYE = ANNUAL PERCENTAGE YIELD EARNED
*TOTAL YTD DIVIDENDS/INTEREST* TAXABLE:
*TOTAL VTD FINANCE CHARGE* NON-MTG:
DEFERRED: {
MORTGAGE: {
.00 }
.00 }
39.29
.00
*****************************************************************
OUR 71st ANNUAL BUSINESS MEETING WILL TAKE PLACE ON FRIDAY
APRIL 21,2006 AT ST.MARTIN'S HALL FROM 7:00-11:00 PM
HOPE WE SEE YOU THERE !!!!!!!!!!! I ! ! ! ! ! !
*******************************************************************
<t-II GHMARK.
Date: 07/11/2006
This Month
Gross payment amount
Net payment amount
26.89
26.89
0085460
i;ri~I(SHMI\RK. 0.0.8546.0
'1'1""
Jal~j ~,~, jJ, 1.13",']. ~.! '_' ;:;, Jol~ ~,.,,'
3-73FS
}::Mt5u~n
.r . ........._._.__... 26 ..89 J
* TWENTY ~SI XAND..8 9
PAY
TO THE
ORDER OF
THE ESTATE OF WAYNE
506ALENVIEW DR
MECHANICSBURG PA
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~~~L(2Q .~~
11-0085 L. [;011- 1:0:l [;0 ? [; ~ 501: [; 205... 5 2 58 ~II-
Kelley Blue Book - Private PaTh, Pricing Report - Ford, Explorer
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MetLife
June 12, 2006
Keefer Wood Allen & Rahal LLP
Attn Elyse E Rogers
415 Fallowfield Rd Ste 301
Camp Hill, PA 17011-4906
RE: Contrac~ Nurnber: A2056i 72 (Wayne E Richards)
Dear Ms. Rogers:
Thank you for your recent request regarding the above referenced contract. Our
records indicate the account value on the date of death as follows:
Date of Death: March 14,2006
Account Value: $51,230.06
If you have any questions regarding the above please contact an Annuity Service
Representative at 1-800-284-4536. Our staff will gladly help you between the
hours of 7:30 a.m. and 5:30 p.m., Central Time, Monday through Thursday and
7:30 a.m. to 5:00 p.m. on Friday.
Sincerely
Annuity Policy Service Department
MetLife Investors USA Insurance Company
Please Send All Correspondence To:
For Express Mail Only:
....--'
. -------
INRE:
ESTATE OF WAYNE E.
RICHARDS, Deceased
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY,
PENNSYLVANIA
I)
NO. 2006-00293
ORPHAN'S COURT DIVISION
ORDER
AND NOW, this Lt t~ day of A "'v':> .s.~l , 2006, upon consideration of the
Motion to Make Rule Absolute submitted by Kenneth W. Richards, personal
representative of the Estate of Wayne E. Richards, deceased, and the June 28, 2006
letter from the Pennsylvania Department of Revenue indicating that the Department
has no objection to the Petition for Leave to Disclaim of Kenneth W. Richards, or the
relief requested therein, IT IS HEREBY ORDERED that the Rule issued upon the
Pennsylvania Department of Revenue on June 16,2006, is hereby made ABSOLUTE
and the relief requested in said Petition is GRANTED as follows:
A. The Estate of Wayne E. Richards may disclaim all
rights in the property of Myrtle L. Richards, more
fully described in the Petition For Leave To Disclaim
and To Determine The Pennsylvania Inheritance Tax
Consequences Thereof (the "Petition") filed by Petitioner,
Kenneth W. Richards with this Honorable Court on
June 15, 2006.
B.
The Estate of Wayne E. Richards may disclaim all . .. ,
interests in the Trust created by the Will of Richard
W. Richards, with the distribution thereof to be
treated as a transfer of property from the Richard W.
Richards Trust to the residuary beneficiaries thereot'!s
if Wayne E. Richards predeceased Myrtle L. Richards.
c
C. The effect of the Disclaimer, once properly executed
and filed, is such that there shall be no Pennsylvania
\....-
Inheritance Tax due with respect to the distribution of
any property from the trust created under the Will of
Richard W. Richards to the residuary beneficiaries thereof
(determined as if Wayne E. Richards predeceased
Myrtle L. Richards).
D. All of the property described in the Petition in which
Myrtle L. Richards held an interest shall, after the proper
execution and filing of the Disclaimer, be distributed as if
Wayne E. Richards predeceased Myrtle L. Richards.
E. In furtherance thereof, the Disclaimer and Renunciation
constituting Exhibit "I" of the Petition is hereby specifically
approved.
BY THE COURT:
Afh
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Elyse E. Rogers, Esquire
Identification No. 41274
Todd F, Truntz, Esquire
Identification No. 83302
KEEFER WOOD ALLEN & RAHAL, LLP
415 Fallowfield Road, Suite 301
Camp Hill, PA 17011
(717)-612-5800
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INRE:
ESTATE OF WAYNE E.
RICHARDS, Deceased
o
IN THE COURT OF COMMON PLEilli
CUMBERLAND COUNTY,
PENNSYLVANIA
NO. 2006-0293
ORPHAN'S COURT DIVISION
DISCLAIMER AND RENUNCIATION
I, Kenneth W. Richards, Executor of the Estate of Wayne E. Richards,
deceased, hereby exercise the rights granted to me in Chapter 62 of the Probate,
Estates and Fiduciaries Code, 20 Pa. C.S. SS 6201-6207, and hereby disclaim and
renounce the following assets and interests on behalf of the Estate of Wayne E.
Richards:
A. The interest in tangible personal property, including
but not limited to books, pictures, jewelry, silverware, automobiles,
wearing apparel and all other articles of personal use or adornment
and all policies of insurance thereon pursuant to or as described in
Item IV, Section (b) of the Will afMyrtle L. Richards which would, but
for the disclaimer, pass to the Estate of Wayne E. Richards, deceased;
B, The one-fifth residuary interest in the residue of the Estate of
Myrtle L. Richards, deceased, pursuant to Item V of the Will of Myrtle L.
Richards, deceased, which would, but far the disclaimer, pass to the Estate of
Wayne E. Richards, deceased;
C. The 50% survivorship interest of Wayne E. Richards in the real
property known as 506 Allenview Drive, Mechanicsburg, Cumberland
County, Pennsylvania, Parcel No. 42-28-2423-405, recorded by Deed
on December 22, 2004 at Book 266, Page 4268 in the Office of the
Recorder of Deeds of Cumberland County which would, but for the
disclaimer, pass to the Estate of Wayne E. Richards, deceased;
D. The 50% survivorship interest of Wayne E. Richards in the
United States Savings Bonds jointly owned with Myrtle L. Richards; and
E. The one-fifth remainder interest in the trust established by Item
IV, Section (c) of the Will of Richard W. Richards, deceased, which
would, but for the disclaimer, pass to the Estate of Wayne E. Richards,
deceased.
IN WITNESS WHEREOF, and intending to be legally bound hereby, and
intending that this Disclaimer and Renunciation shall be filed of record in the
Office of the Clerk of the Orp han' s Court of the Court of Common PIe as of
Cumberland County, Pennsylvania as provided in 20 Pa.C.S. 6204(a), I have
hereunto set my hand this ~h. day of ~ ' 2006.
ESTATE OF WAYNE E. RICHARDS
By~(j ~ .
enneth W. Richards, Executor
- 2 -
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF
o~~
SS
On this, the G -ht.day of ~(, 2006, before me, a Notary Public, the
undersigned officer, personally appeared KENNETH W. RICHARDS, known to me
(or satisfactorily proven) to be the person whose name is subscribed to the within
instrument, and acknowledged that he executed same for the purposes therein
contained.
IN WITNESS WHEREOF, I hereunto set my hand and notarial seal.
~u
Notary ubhc
My Commission Expires:
(SEAL)
COMMONWE....LTH OF PENNSYLVANIA
NOT ARIAL SEAL
CYNTHIA J RULE, Notary Public
Camp Hill Boro., Cumberland County
My Commission Expires February 3, 2008
E){\lll\l'I \l
REV-1511 EX. (1-97)
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Richards, Wayne E.
FILE NUMBER
21-2006-0293
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
A.
B.
2W46AG 2.000
DESCRIPTION
1.
FUNERAL EXPENSES:
Ken Richards, reimbursement for funeral expenses
2
Ken Richard, reimbursement for payment to Rolling
Green
1.
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s)
Social Security Number(s) / EIN Number of Personal Representative(s)
Street Address
City
State
Zip
2.
Year(s) Commission Paid:
Attorney Fees Name: Keefer Wood Allen & Rahal, LLP
3.
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City
State
Zip
Relationship of Claimant to Decedent
4.
Probate Fees
5.
Accountant's Fees
6.
Tax Return Preparer's Fees
7.
See attached.
TOTAL (Also enter on line 9, Recapitulation)
(If more space is needed, insert additional sheets of same size)
$
AMOUNT
8,662.57
1,276.00
0.00
7,500.00
0.00
181.00
0.00
0.00
11,803.02
29,422.59
Estate of: Wayne E. Richards
Schedule J, Part B - Administration Expenses
Item
number Description
4 Sovereign Bank, safe deposit box fee
5 United Water
6 PPL
7 Cingular
8 AT&T Universal Card
9 Ken Richards, reimbursement for utilities paid
10 Ken Richards, reimbursement for payment to Cumberland County
Recorder of Deeds
11 Verizon
12 Patty Connor, gun locks
13 AT&T
14 PPL
15 United Water
16 Kenneth Richards, reimbursement to H&R Block
17 Allenview Homeowner's Association
18 Verizon
19 AT&T
20 Waste Management
21 PPL
22 Upper Allen Township
23 United Water
24 Verizon
25 United Water
26 AT&T
27 PP&L
TOTAL. (Carry forward to main schedule) . . . . . .
Page 2
210-34-7301
Amount
50.00
6.76
58.23
10.43
4.95
461.51
181.00
26.39
44.09
15.60
55.78
6.76
142.00
236.00
30.01
15.16
46.95
68.83
100.00
6.76
27.64
11.08
15.75
107.41
1,729.09
Estate of: Wayne E. Richards
Schedule J, Part B - Administration Expenses
Item
number Description
28 G.F. Acrel, repair condensate line at 506 Allenview
29 Allenview Homeowners Association, Sept/Oct/Nov 2006
30 Verizon
31 PPL
32 United Water
33 AT&T
34 Summit Locksmith
35 AT&T
36 Waste Management
37 Sherwin Williams, paint for 506 Allenview Drive
38 Thomas Doherty, plumbing and toilet repair
39 Stanley Steamer, clean carpets
40 United Water
41 PPL
42 Verizon
43 Upper Allen Township, sewer
44 Central Penn Window Cleaning, 506 Allenview Drive
45 Kermit Fidler, paint 506 Allenview Drive
46 Shaffer & Son Inc, home repairs
47 Verizon
48 AT&T
49 PPL
50 United Water
51 The Sentinel, legal advertising
52 Cumberland Law Journal, legal advertising
TOTAL. (Carry forward to main schedule) . . . . . .
Page 3
210-34-7301
Amount
88.50
236.00
26.12
103.40
6.76
15.75
110.00
16.97
46.95
30.18
203.59
567.10
7.38
58.13
25.90
100.00
127.20
2,153.00
181.54
30.18
16.78
45.07
13.64
144.29
75.00
4,429.43
Estate of: Wayne E. Richards
Schedule J, Part B - Administration Expenses
Item
number Description
53 Keefer Wood Allen & Rahal, reserve for out of pocket expenses
54 1/2 Estimated cost of sale re: real estate
TOTAL. (Carry forward to main schedule) . . . . . .
Amount
150.00
5,494.50
5,644.50
Page 4
210-34-7301
E)tlllBlrr 1
REV-1512 EX + (1-97)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Richards, Wayne E.
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
FILE NUMBER
21-2006-0293
Include unreimbursed medical eXDenses.
ITEM
NUMBER
DESCRIPTION
AMOUNT
1. Giant, check written prior to, but clearing after Decedent's
date of death
81. 93
2 ISG Benefit Trust, check written prior to, but clearing after
Decedent's date of death
30.00
3 Giant, check written prior to, but clearing after Decedent's
date of death
139.71
4 Mini Maid, check written prior to, but clearing after
Decedent's date of death
96.34
5 Allenview Homeowner's Association, check written prior to but
clearing after Decedent's date of death
236.00
6 Marlin A. Yahn, Sr., Treasurer, check written prior to, but
clearing after Decedent's date of death
9.80
7 Marln A. Yohn, Sr., Treasurer, check written prior to, but
clearing after Decedent's date of death
599.80
8 Verizon
26.23
9 AT&T
15.53
10 Apria Healthcare
124.00
11 Estimated federal income tax
1,984.88
2W46AH 2.000
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
3,344.22
EXllIBI'T J
REV.1513 EX+ (9..QO)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
ESTATE OF
R~chards. Wavne E.
NUMBER
J.
FILE NUMBER
21-2006-0293
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
1.
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers
under Sec. 9116 (a) (1.2)]
Richards, Alexandra R.
15322 Quail Run Drive
Darnestown, MD 20878
Niece
AMOUNT OR SHARE
OF ESTATE
1,000.00
10,000.00
10,000.00
1,000.00
1,000.00
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
2W 46AI 1. 000
2
Richards, Michael W.
316 Lamp Post Lane
Camp Hill, PA 17011
Nephew
3
Richards, John M.
316 Lamp Post Lane
Camp Hill, PA 17011
Nephew
4
Conner, Matthew R.
5253 Deerfield Avenue
Mechanicsburg, PA 17050
Nephew
5
Conner, Meghan B.
5253 Deerfield Avenue
Mechanicsburg, PA 17050
Niece
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART". ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If more space IS needed, insert additional sheets of the same size)
$
0.00
Estate of: Richards, Wayne E.
Schedule J Part 1 -- Beneficiaries
Page 2
21-2006-0293
Item
No.
Name and Address of Person(s} receiving property
Relationship
Amount or
Share of Estate
6
Richards, William H.
1150 Quail Hollow Road
Hummelstown, PA 17036
Nephew
1,000.00
7
Richards, James
15322 Quail Run Drive
Darnestown, MD 20878
Brother
32,755.92
8
Richards, Jason P.
15322 Quail Run Drive
Darnestown, MD 20878
Nephew
1,000.00
9
Richards, James M.
1 Steeple Court
Germantown, MD 20874
Nephew
1,000.00
10
Conner, patricia
5253 Deerfield Avenue
Mechanicsburg, PA 17050
Sister
32,755.92
11 Richards, Kenneth
316 Lamp Post Lane
Camp Hill, PA 17011
Brother
32,755.91
12 Richards, Mark
1150 Quail Hollow Road
Hummelstown, PA 17036
Brother
32,755.92
LAST WILL AND TESTAMENT
OF
WAYNE E. RICHARDS
I, Wayne Elmer Richards, of 506 Allenview Drive, Upper Allen Township,
County of Cumberland and Commonwealth of Pennsylvania, being of sound mind,
memory, and understanding, do make, publish, and declare this to be my last
Will and Testament, hereby revoking all other Wills and Codicils by me at
anytime heretofore made.
ITEM I: I direct that the expenses of my last illness and funeral,
including a suitable gravemarker, shall first be paid out of my estate as soon
after my demise as my be convenient.
ITEM II: I direct my executor to make my funeral arrangements at the
Myers Funeral Home, Market Street, Camp Hill, which handled the funeral arrange-
ments for my sister Barbara. In the event that the use of this establishment be
inconvenient or impossible, my executor is authorized to use his own good
judgement in selecting a funeral director.
ITEM III: I direct that I be buried in the four grave plot in Rolling
Green Cemetery, where my sister Barbara is already buried and where my Father
and Mother will be eventually buried. I have already purchased and paid for that
fourth gravesite.
ITEM IV: My executor is instructed to distribute my estate in the
following manner;
A. To my two nephews John M. Richards and Michael W. Richards I
bequeath the sum of $10,000.00 each. Since these bequests are
significantly higher than those I am making to my other nephews
and nieces, it should be clearly understood that my reason for
this is the recognition that their father Kenneth W. Richards,
at considerable personal financial sacrifice, stayed on to
manage the affairs of Park Hills West, Inc. That fidelity has
and will continue to benefit our entire family for years to
come.
B. To each of my other nephews and nieces, I bequeath a $1000.00
savings bond (Series EE).
C. I desire that my Masonic ring go to John M. Richards, my nephew,
since it has considerable financial value.
D. I ask that my executor supervise the distribution of my guns,
fishing equipment, golf equipment, archery gear and other
minor personal items to my nephews and nieces, provided that
the distribution is made in a fair manner and that the parents
of the recipients of this eqUipment approve.
Page 1 of 2
E. The balance of my estate I give, devise, and bequeath to my
mother Myrtle L. Richards. In the event that she predeceases
me, the remainder of my estate which would have gone to her,
shall be distributed to my surviving brothers and sister.
ITEM V: I hereby authorize and empower my executor, hereinafter
named, to sell of the real property and any or all of the personal property
of which I shall die seized or possessed, or to which I am entitled at my death,
in his discretion, at private or public sale, without an Order of Court, at
such time or times and upon such terms as he may deem proper for the best interests
of my estate, thereby converting the same into cash; to execute, acknowledge and
deliver all proper writings, deeds of conveyance and transfers thereof: to be
administered under and in accordance with the provisions of this, my last Will
and Testament.
ITEM VI: I hereby nominate, constitute and appoint my brother, Kenneth
Wilson Richards, as executor of this, my last Will and Testament. In the event
that my brother, Kenneth Wilson Richards, predeceases me or is unable or unwill-
ing to act as my executor, I then nominate my brother Mark William Richards, to
fill that responsibility.
ITEM VII: I direct that IDrJ executor appointed herein above shall not
be required to enter security in any jurisdiction in which he may act under the
provisions of this last Will and Testament.
IN WITNESS THEREOF, I hereunto set my hand and seal this day of
7!1c-..-<t i -C , 1990.
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-WAYNE ELMER RICHARDS
SIGNED, SEALED, PUBLISHED and declared by Wayne Elmer Richards, the
above Testator, as and for his last Will and Testament, in the presence of us,
who, at his request and in his presence, and in the presence of each other, all
being present at the same time, have hereunto subscribed our names as witnesses.
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