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HomeMy WebLinkAbout06-7151PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRIVE HOUSTON, TX 77081-2226 CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 06-7151 CIVIL TERM Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against JEFFREY S. CHAPWICK Defendant(s) for failure to file an Answer to Plaintiff s Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint Interest from 12/15/06 to 02/12/07 TOTAL $96,767.17 $1,027.20 $97,703.37 I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. V V DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: 0-4j",13 ,,?oo 7 d t: ?4t I?J.- - PRO ROTHY 145602 PHELAN HALLINAN ,& SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF SOUNDVIEW HOME LOAN TRUST 2006- OPT5,ASSET-BACKED CERTIFICATES, SERIES 2006-OPTS Plaintiff Vs. : COURT OF COMMON PLEAS : CIVIL DIVISION CUMBERLAND COUNTY :NO. 06-7151-CIVIL TERM JEFFREY S. CHAPWICK Defendants TO: JEFFREY S. CHAPWICK 1951 JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 DATE OF NOTICE: JANUARY 30, 2007 FILE CA 1 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800)990-9108 FRANCIS S. HALL AN, ESQUIRE Attorneys for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY, : COURT OF COMMON PLEAS AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF SOUNDVIEW HOME LOAN TRUST 2006- : CIVIL DIVISION OPT5,ASSET-BACKED CERTIFICATES, SERIES 2006-OPT5 : CUMBERLAND COUNTY Plaintiff Vs. JEFFREY S. CHAPWICK Defendants : NO. 06-7151-CIVIL TERM TO: JEFFREY S. CHAPWICK FILE u i 1907 SPRING ROAD 4 CARLISLE, PA 17013 DATE OF NOTICE: JANUARY 30, 2007 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800)990-9108 / F F /NC?IS S. HALLINAN, ESQUIRE Attorneys for Plaintiff PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRIVE Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 06-7151 CIVIL TERM VERIFICATION OF NON-MILITARY SERVICE DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant JEFFREY S. CHAPWICK is over 18 years of age and resides at, 1951JERICHO ROAD 2, NEW BLOOMFIELD, PA 17068. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff z V w to. -Z- C'y? W ? ?5 : 0,11 ell 70 1 jai a . a (Rule of Civil Procedure No. 236) - Revised IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE CUMBERLAND COUNTY POOLING AND SERVICING AGREEMENT COURT OF COMMON PLEAS DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL CIVIL DIVISION 4828 LOOP CENTRAL DRIVE NO. 06-7151 CIVIL TERM Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). Notice is given that a Judgment in the above-captioned matter has been entered against you on pjtu ? Q 200_7. By: AmW44 0 If you have any questions concerning this matter, please contact: a DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP No. 06-7151 CIVIL TERM TRUST 2004-AHL Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due Add'l cost Interest from 02/12/07 to JUNE 13, 2007 (per diem -$16.06) $97,703.37 $260.50 $1,943.26 and Costs TOTAL $99,907.13 06AD ) '?' ??Ir 40, DANIEL G. SCHMIEG, ESQUI One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property.No. IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. 145602 _+ ! T w? o? w? aPoo az oz ?a 0 E?-+ w? 00 H 0a ccW?? H ? L J z a NwW? A o z?d?a E:r W z H V ? p H ?+ z A U po rA ;ol U ix w 9 O Ono U w? o~ w ?IX 00 a? W a W V V J 1 CIZ ° 1 4 1 1 1 4 i ?? O 0 C-4 °° ZA b) C?A zz, I 1-4 .4 a 0 0 00 ?D O n a A a w w 0 0 a as w z N a x U i1l N it 4 N O v 4,.,- ,-? cam. DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direction along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, granted and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. PARCEL IDENTIFICATION NO: 29-17-1585-081 CONTROL #: 29003015 Premises: 1907 Spring Road, Carlisle, PA 17013 North Middleton Township, Cumberland County Pennsylvania RECORD OWNER TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, recorded 03/05/2004, in Deed Book 261, page 4891. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-7151 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL, Plaintiff (s) From JEFFREY S. CHAPWICK (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $97,703.37 L.L. $.50 Interest FROM 2/12/07 TO 6/13/07 (PER DIEM - $16.06) - $1,943.26 AND COSTS Atty's Comm % Atty Paid $198.42 Plaintiff Paid Due Prothy $1.00 Other Costs ADD'L COST - $260.50 Date: MARCH 13, 2007 (Seal) REQUESTING PARTY: Name DANIEL G. SCHMIEG, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 C s R. Long of By: Deputy Supreme Court ID No. 62205 PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 06-7151 CIVIL TERM CERTIFICATION DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: Q an FHA mortgage ( ) non-owner occupied ( ) vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff ITI DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE CUMBERLAND COUNTY POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP : COURT OF COMMON PLEAS TRUST 2004-AHL CIVIL DIVISION Plaintiff, V. NO. 06-7151 CIVIL TERM JEFFREY S. CHAPWICK Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. l) DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004- AHL , Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at,1907 SPRING ROAD, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): Name JEFFREY S. CHAPWICK Last Known Address (if address cannot be reasonably ascertained, please indicate) 1951JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name • JAMES C. COSTOPOULOS U.S. TREASURY DEPARTMENT CUMBERLAND COUNTY ADULT PROBATION Last Known Address (if address cannot be reasonably ascertained, please indicate) 10 COURTHOUSE AVE, STE. 103, CARLISLE, PA 17013 PITTSBURGH OFFICE ROOM 808, 1000 LIBERTY AVE, PITTSBURGH, PA 15222- 9974 1 COURTHOUSE SQ, CARLISLE, PA 17013-3387 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare 1907 SPRING ROAD CARLISLE, PA 17013 13 North Hanover Street Carlisle, PA 17013 PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. rl UD) J ?-- Q February 12, 2007 DATE DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff r' ;-? "? ?=? Y ""'1 `..w ?? ^ a? ^ ? ! CrFr' ^~1 ? i "., "? ._ i? p ?. ?"?7 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). CUMBERLAND COUNTY No. 06-7151 CIVIL TERM February 12, 2007 TO: JEFFREY S. CHAPWICK 1951JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANA TTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. Your house (real estate) at, 1907 SPRING ROAD, CARLISLE, PA 17013, is scheduled to be sold at the Sheriffs Sale on JUNE 13, 2007 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $97,703.37 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004- AHL (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 1 y,; 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direction along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, granted and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. PARCEL IDENTIFICATION NO: 29-17-1585-081 CONTROL #: 29003015 Premises: 1907 Spring Road, Carlisle, PA 17013 North Middleton Township, Cumberland County Pennsylvania RECORD OWNER TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, recorded 03/05/2004, in Deed Book 261, page 4891. rwa e. CO, _ i ? -y? PH ELAN HALLINAN & SCHMIEG, LLP LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONI; PENN CENTER PLAZA, SUITE 1400 P1111_ADELPHIA, PA 19103 (215)563-7000 _145602 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHI, 4828 LOOP CENTRAL, DRIVE I LOUSTON, TX 77081-2226 Plaintiff JEFFREY S. CHAPWICK 1907 SPRING ROAD CARLISL', PA 17013 Defendant ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM ?y NO.o- !19 vi ?VL. CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served. by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE. OFFICE SET FORTH BELOW. TI IIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY 13E ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 File #: 145602 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, 13E ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL. OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE, LAW DOES NOT REQUIRE. US TO WAIT UNTIL THE END OF THE, THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN TLIIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE, THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT TIIE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE. CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. hkl a. 145602 Plaintiff is DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRIVE HOUSTON, TX 77081-2226 The name(s) and last known address(es) of the Defendant(s) are: JEFFREY S. CHAPWICK 1907 SPRING ROAD CAR1,]SLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. On 05/24/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1867, Page: 866. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 08/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. I do 4, 145602 The following amounts are due on the mortgage: Principal Balance $91,345.51 Interest 2,859.04 07/01/2006 through 12/14/2006 (Per Diem $17.12) Attorney's Fees 1,250.00 Cumulative Late Charges 145.56 05/24/2004 to 12/14/2006 Cost of Suit and Title Search 550.00 Subtotal $ 96,150.11 Escrow Credit 0.00 Deficit 526.06 Subtotal $_ 526.06 TOTAL $ 96,676.17 7. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $ 96,676.17, together with interest from 12/14/2006 at the rate of $17.12 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LIT BY: /s/Francis S. Hallinan _ LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. IALLINAN, ESQUIRE Attorneys for Plaintiff Pile a 1,15602 LEGAL DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direction along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. File 4 145602 FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for PLAINTIFF in this matter, that Plaintiff is outside the jurisdiction of the court and or the Verification could not be obtained within the time allowed for the filing on the pleading, that he is authorized to make this verification pursuant to Pa. R. C. P. 1024 ( c ) and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to authorities. FRANCIS S. HALLINAN, ESQUIRE Attorney for Plaintiff DATE: /? ?( 49. N ? Vt r-- / 0 -? J L? i n rn f? rt `_ t PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 215 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Plaintiff Vs. Jeffrey S. Chapwick Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas : Civil Division : Cumberland County No. 06-7151 Civil Term PLAINTIFF'S MOTION TO REASSESS DAMAGES Plaintiff, by its Attorney, Michele M. Bradford, Esquire, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: 1. Plaintiff commenced this foreclosure action by filing a Complaint on December 18, 2006, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit "A» 2. Judgment was entered on March 13, 2007 in the amount of $97,703.37. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on June 13, 2007. However, in the event this motion has not been heard by this Honorable Court by that date, Plaintiff may continue the sale in accordance with Pennsylvania Rule of Civil Procedure 3129.3. 5. Additional sums have been incurred or expended on Defendant' behalf since the Complaint was filed and Defendant has been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $91,345.51 Interest Through 6/13/07 5,874.29 Per Diem $16.89 Late Charges 275.89 Legal fees 1,250.00 Cost of Suit and Title 1,357.00 Sheriff s Sale Costs 0.00 Property Inspections 145.00 Appraisal/Brokers Price Opinion 90.00 Mortgage Insurance Premium/Private 0.00 Mortgage Insurance NSF (Non-Sufficient Funds charge) 0.00 Suspense/Misc. Credits 0.00 Escrow Deficit 828.99 TOTAL $101,169.68 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage.. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendant. 8. Plaintiff's foreclosure judgment is in rem only and does not include personal liability, as is addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on April 18, 2007 and requested the Defendant's concurrence. Plaintiff did not receive any response from the Defendant. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and postmarked certificate of mailing is attached hereto, made part hereof, and marked as Exhibit "C". 10. No Judge has previously entered a ruling in this case. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallman & S'chmieg, LLP Date: ? By: micneie i . ,braarora Attorn ey or Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn: Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 21( 5) 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL VS. Jeffrey S. Chapwick Plaintiff Defendant ATTORNEY FOR PLAINTIFF : Court of Common Pleas Civil Division Cumberland County : No. 06-7151 Civil Term MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 1. BACKGROUND OF CASE Defendant executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a. Mortgage on the Property located at 1907 Spring Road, Carlisle, PA 17013. The Mortgage indicates that in the event a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendant defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendant credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super.. 2003). Morgan Guaranty Trust Co. of N.Y. vs. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsbur 1 v. Cion oli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its, interests. Conversely, amending the in rem judgment will not be detrimental to Defendant as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendant's failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagor is also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagor has breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendant shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE; If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. A'TTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: q I g1d Phelan Halli in & Schmieg, LLI By: Michele MAradford,'EYquire Attorney for Plaintiff Exhibit "A" PIIELAN I-"tLLINAN &. SCHMIEG, LLP LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN. ESQ., Id. No.. 62695 ONE: PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 145602 DEUTSCHE BANK. NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING /tND SERV[CTNG AGREEMENT DATED .AS OF OCTOBER. 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRIVE; HOUSTON, TX 77081-2226 Plaintiff JEFFREY & CIIAPWICK 1907 SPRING ROAD CARLISLE, PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 0 L. - 71S.I C-r" CUMBERLAND COUNTY Defendant CIVIL ACTION - LAW ... rn COMPLAINT I(N MORTGAGE FORECLOSURE ? - -7,r NOTICE =. You have been sued in court. If you wish to defend against the claims set forth in the Tb winK ?t? pages, you must take action within twenty (20) days after this complaint and notice are served, b-:=` entering a ,Mvritten appearance personally or by attorney and filing in writing with the court your Jidfens?l or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, 130 TO OR TELEPHONE T14E OFFICE SET FORTH BELOW. THIS OF'F'ICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH. INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL, SF,RV[CES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Serviee Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 9 ` PLEASE RETURN File #: 145602 PHELAN HALLINAN & SCHMIEG, LLP LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 0v1, PFNiN CENTER PLAZA, SUITE 1400 P1TI1-ADELPHIA, PA 19tO3 15 563-7000 145602 DEUTSCI11; BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT BATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AI-IL 4828 LOOP CFNTRAI, DRIVE I IOUSTON, TX 77081-2226 Plaintiff JF FREY S. CHAPWICK 1907 SPRING ROAD CARLISI E, PA 17013 Defendant ATTORNEY FOR PLAIN'T'IFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you inust take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, CiO TO OR. TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT 1-1IRING A LAWYER. IF YOU CANNOT AFFORD TO TITRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL, SERVICES TO ELIGIBLE PERSONS AT A REDUCED FE-E OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 ,Ve hereby Orflfy the witbtn W be a true and correct copy ®riiglrtal filed of reID016 File # . 145602 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEIST COLLECTION PRACTICES ACT, 15 U.S.C, § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WrrHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRSTCONTACT WITH YOU BEFORE SUING YOU TO COLLECTTHIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEV 'R, IF YOU REQUEST PROOF OF THE, DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. Fife #: 145602 Plaintiff is DL..U'.l-SCI-IE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRRIE HOUSTON, 'FX 77081-2226 2. The name(s) and last known address(es) of the Defendant(s) are: JEFI'REY S. CHAPWICK 1907 SPRING ROAD CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 05/24/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS A NOMINEE FOR ACCREDITED HOME LENDERS, INC. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1867, Page: 866. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. 4. The premises subject to said mortgage is described as attached. S. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 08/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File h: 145602 6. The following amounts are due on the mortgage: Principal Balance $91,345.51 Interest 2,859.04 07/0112006 through 12/14/2006 (Per Diem $17.12) Attorney's Fees 1,250.00 Cumulative Late Charges 145.56 05/24/2004 to 12/14/2006 Cost of Suit and Title Search 550.00 Subtotal $ 96,150,11 Escrow Credit 0.00 Deficit 526.06 Subtotal $ 526.06 FOTAL $ 96,676.17 7. The altorney's Fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Safe. I:l' the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 198:3, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized. consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,0()0. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $ 96,676. 17, together with interest from 12/14/2006 at the rate of $17.12 per diem to the date of Judgment, 2.nd other costs and charges collectible; under the mortgage and for the foreclosure and sale of the mortgaged property. PFIFLAN HALLINAN & SCHMIEG, UP By: /s/Francis S. Hallinan LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. HALO [NAN, ESQUIRE Attorneys for Plaintiff file #: 145602 LEGAL DESCRIPTION ALL THAT CLRTi11N tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, hounded and described as follows: BEGINNING at a point in the center of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line: of land .now or formerly ofGcorge Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly cirection along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAV;NG THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. Mle k 145602 Exhibit "B" PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL 4828 LOOP CENTRAL DRIVE HOUSTON, TX 77081-2226 Plaintiff, JL7 71Ar&* CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 06-7151 CIVIL TERM V. I r-7 `n JEFFREY S. CHAPWICK i, FTI Defendant(s). ca c-r PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO:,-"' ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against JEFFREY S. CHAPWICK Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint $96,767.17 Interest from 12/15/06 to 02/12/07 $1,027.20 TOTAL $979703.37 1 hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237. 1, copy attached. 1 , v ri `y Y DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff DAMAGES .ARE HEREBY ASSESSED AS INDICATED. DATE: PRO PROTHY 145602 Exhibit "C" PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 michele.bradford@fedphe.com Michele M. Bradford, Esquire Representing Lenders in Pennsylvania and New Jersey April 17, 2007 Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 RE: Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL vs. Jeffrey S. Chapwick Premises Address: 1907 Spring Road, Carlisle, PA 17013 Cumberland County CCP, No. 06-7151 Civil Term Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), 1 am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to :me within five days, by Monday, April 23, 2007. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. V . urs " Mi hel a f d, Esquire For Phe an Hallinan n & Schmieg, LLP Enclosure 0 0 a? a a a W U CIO z z W Q ? a cd U a Lv Oa V ca `?' C zoo o ? C T ? U.^ 7 0.p ? 'c U ti G N4 ? a L6 l 3opOC"Z WObj 0311tlW 00 a p 4 L08 LZb0 123(Tv O ° o 0 WL Z LpOZ 8 X6.04 $ G n a 3 O 5 Nl1d -ooooo,?' "? ? t, Q o ay b ?? w O lsOd G y G a bv? Aay? U W >C N N ? w0 l U ) (? Cf { 0 A 7?J R''L . 7 V 8 ,G co ?C o v 90 >00 w G r oL d . ^ ?? 69 Q •?a?E / IL N '= M r M r '0 m r+1 ° o s c rn a?pO ° •v a a ° ,a a d m a? CD N ? v w ? m Z V U N x d a C 0 z C o L V CD H T 'IS CL CO m m kB c ? r + C/) O CD r LA O ? Y Y ?L ? V V V a? .? 3 3 L b m m m L U L U L U u ao O N N N va° m Y- m rz m z L ? N 1?1 964 ^ O T V CF 7 r? N M tT kr) 1?0 I- 00 Ol, •--? •-+ .--? .--? .-• F n. 5 VERIFICATION Michele M. Bradford, Esquire, hereby states that she is the attorney for Plaintiff in this action, that she is authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. oArE Phelan Ha li 7TAL By: P Michele radford, Esquire Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 215 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Plaintiff VS. Jeffrey S. Chapwick Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division Cumberland County : No. 06-7151 Civil Term CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individual on the date indicated below. Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, PA 17013 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 DATE: Phelan li Mnie , LLP By: Mi chele , uire Attorney r Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL PLAINTIFF V. JEFFREY S. CHAPWICK, DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 06-7151 CIVIL ORDER OF COURT AND NOW, this 30th day of April, 2007, upon consideration of the Motion to Reassess Damages filed by the Plaintiff, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendant to show cause why the relief requested should not be granted; 2. The Defendant will file an answer on or before May 21, 2007; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Plaintiff shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendant files an answer to this Rule to Show Cause, and the answer raises disputed issues of material fact, an evidentiary hearing will then be scheduled. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, Nqo,?Ax M. L. Ebert, Jr., J. ?Michelle M. Bradford, Esquire Counsel for Plaintiff Qffrey S. Chapwick Defendant J bas CZ :8 Wv Z- W LOU Jr LC?i iu'r O ad CHI 30 PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire ATTORNEY FOR PLAINTIFF Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 Deutsche Bank National Trust Company As Trustee Court of Common Pleas Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Civil Division Plaintiff VS. : Cumberland County No. 06-7151 Civil Term Jeffrey S. Chapwick Defendant CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of May 21, 2007 was sent to the following individual on the date indicated below. Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, PA 17013 DATE: 6A 6-- By: 7Mii ttorney for Plaintiff 1 ' ieg, LLP hel M. Brad r , squire t°7 G?-a t?7 C__ J `Y 7 C.11 ? CO 1 r.1 I SHERIFF'S RETURN - NOT FOUND r CASE NO: 2006-07151 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS CHAPWICK JEFFREY S R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT CHAPWICK JEFFREY S but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , , NOT FOUND , as to the within named DEFENDANT 11 SHERWOOD DRIVE CHAPWICK JEFFREY S CARLISLE, PA 17013 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. Sheriff's Costs: Docketing Service Not Found Surcharge (.,.. r/a y 1e 9 So answers: 6.00 --/- 4.40 5.00 R. Th as Kline 10.00 Sheriff of Cumberland County .00 ,-/25.40 PHELAN HALLINAN SCHMIEG 01/10/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2006-07151 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS CHAPWICK JEFFREY S SGT BRYAN WARD , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CHAPWICK JEFFREY S the DEFENDANT , at 1550:00 HOURS, on the 9th day of January , 2007 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 by handing to JEFFREY CHAPWICK a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Additional Comments 1907 SPRING ROAD CARLISLE IS VACANT. Sheriff's Costs: Docketing 18.00 Service 13.20 Affidavit .00 Surcharge 10.00 .00 (/1,1/01 i/ 41.20 h Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 01/10/2007 PHELAN HALLINAN SCHMIEG <-?? /? j By: De y Sl?ej?f ff A. D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2006-07151 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONAL TRUST VS CHAPWICK JEFFREY S R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: ?rrw re.r ?rf TTIT TT TII) but was unable to locate Him deputized the sheriff of PERRY in his bailiwick. He therefore serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On January 10th , 2007 , this office was in receipt of the attached return from PERRY Sheriff's Costs: So answe_s: Docketing 6.00 Out of County 9.00 Surcharge 10.00 R. Thomas K ine Dep Perry County 24.82 Sheriff of Cumberland County .00 , L f lzy `0-7 49 . 82 01/10/2007 PHELAN HALLINAN SCHMIEG Sworn and subscribe to before me this day of A. D. In The Court of Common Pleas of Cumberland County, Pennsylvania Deutsche Bank National Trust Canpany VS. Jeffrey S. Chapwick No. 06-7151 civil Now, December 19, 2006 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Perry County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. +f' :771 W Sheriff of Cumberland County, PA Affidavit of Service Now, within upon at by handing to a copy of the original and made known to So answers, Sheriff of Sworn and subscribed before me this day of , 20 20 , at o'clock M. served the COSTS SERVICE - MILEAGE _ AFFIDAVIT the contents thereof. County, PA SHERIFF'S RETURN Deutsche Bank National Trust Company VS Jeffrey S. Chapwick 1951 Jericho Rd. # 2 New Bloomfield, PA 17068 In the Court of Common Pleas Of the 41St Judicial District of Pennsylvania- Perry County Branch No. 2006-7151 Cumberland County Carl E. Nace, Sheriff, who being duly sworn according to law, says that he made a diligent search and inquiry for the within named Defendant(s) to wit Jeffrey S. Chapwick, but was unable to locate him/her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure, for the above named Defendant(s) Jeffrey S. Chapwick at 1951 Jericho Rd. New Bloomfield, PA 17068, NOT FOUND. NO ONE AT ABOVE STATED ADDRESS KNOWS OF DEFENDANT EVER LIVING THERE. Sworn and subscribed to before me this 3i-o( day of J-a h a ; 2007. / lail --F •-Af-A'l NOTARIAL SEAL MARGARET F. FLICKINGER, NOTARY PUBLIC BLOOMFIELD BORO., PERRY COUNTY MY COMMISSION EXPIRES FEB. 16, 2008 Sincerely, Carl E. Nace Sheriff of Perry County Phelan Hallinan & Schmieg LLP By: Daniel G. Schmieg, Esq., Id. No. 62205 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Pat.Wilkins@fedphe.com Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/1/04 GSAMP TRUST 2004-AHL VS. JEFFREY S. CHAPWICK Court of Common Pleas Civil Division Cumberland County No. 06-7151-CIVIL TERM MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Phelan Hallinan & Schmieg, LLP, moves this Honorable Court for an Order directing service of the Notice of Sale and all future pleadings upon the above-captioned Defendant(s), JEFFREY S. CHAPWICK by first class mail and certified mail to the Defendant's last known address, 1951 JERICHO ROAD 2, NEW BLOOMFIELD, PA 17068 and 11 SHERWOOD DRIVE, CARLISLE, PA 17013 and 4 mortgaged premises, 1907 SPRING ROAD, CARLISLE, PA 17013, posting of the mortgaged premises, 1907 SPRING ROAD, CARLISLE, PA 17013, and publication pursuant to Pa. R.C.P. 430, and in support thereof avers as follows: 1. Attempts to serve Defendant(s), JEFFREY S. CHAPWICK, personally with the Notice of Sale have been unsuccessful. The Sheriff of Cumberland County attempted to serve the Defendant(s) at the mortgaged premises, 1907 SPRING ROAD, CARLISLE, PA 17013. As indicated by the Sheriffs Return of Service attached hereto as Exhibit "A". 2. Pursuant to Pa. R.C.P. 430, Plaintiff has made a good faith effort to locate the Defendant(s). An Affidavit of Reasonable Investigation setting forth the specific inquiries made and the results is attached hereto as Exhibit "B". 3. Plaintiff contacted the Prothontary's Office and as of May 23, 2007, there has been no other ruling on this case. 4. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its Proposed Motion for Special Service and Order to the Defendant(s) on MAY 7, 2007 and requested Defendant's concurrence. Plaintiff did not receive any written response from the Defendant(s). A true and correct copy of Plaintiff's May 23, 2007 letter and postmarked certificate of mailing pursuant to Local Rule 208.3(9) attached hereto, made part hereof, and marked Exhibit "C". 5 5. Plaintiff has reviewed its internal records and has not been contacted by the Defendant(s) as of May 23, 2007 to bring loan current. 6. Plaintiff submits that it has made a good faith effort to locate the Defendant(s), JEFFREY S. CHAPWICK but has been unable to do so. WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the premises and by publication. Respectfully submitted, Phelan Hallinan & Schmieg, LLP By:. Ais Daniel G. Schmieg, squire Attorneys for Plainti May 23, 2007 6 Phelan Hallinan & Schmieg LLP By: Daniel G. Schmieg, Esq., Id. No. 62205 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Pat. Wilkins@fedphe.com DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/1/04 GSAMP TRUST 2004-AHL vs. JEFFREY S. CHAPWICK Attorney for Plaintiff Court of Common Pleas Civil Division Cumberland County No. 06-7151-CIVIL TERM MEMORANDUM OF LAW Pa. R.C.P. 430 specifically provides: (a) If service cannot be made under the applicable rule, the plaintiff may move the Court for a special order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant(s) and the reasons why service cannot be made. Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis. 238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption mailed to last known address requires a good faith effort to discover the correct address." Adoption of Walker, 468 Pa. 165, 360 A.2d 7 603 (1976). An illustration of good faith effort to locate the defendant includes (1) inquires of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. (b) (1) If service of process by publication has been authorized by rule of civil procedure or order of court, the publication shall be by advertising a notice of the action once in the legal publication, if any, designated by the court for the publication of legal notices and in one newspaper of general circulation within the county. The publication shall contain the caption of the action and the names of the parties, state the nature of the action and conclude with a notice. (b) (2) When service is made by publication upon the heirs and assigns of a named former owner or party in interest, the court may permit publication against the heirs or assigns generally if it is set forth in the Notice of Sale or an affidavit that they are unknown. As indicated by the attached Sheriffs Return of Service, marked hereto as Exhibit "A", the Sheriff has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant(s) has been made as evidenced by the attached Affidavit of Reasonable Investigation, marked Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the mortgaged premises and by publication pursuant to Pa. R.C.P. 430. Respectfully submitted, Phelan Hallinan & Schmieg, LLP By: Daniel G. Schmieg, Attorney for Plaintiff Date: May 7, 2007 8 FULL SPECTRUM LEGAL SERVICES, INC. AFFIDAVIT OF GOOD FAITH INVESTIGATION File Number: 145602 Attomey Firm: Phelan, Hallinan & Schmieg, LLP Subject: Jeffrey Chapwick Property Address: 1907 Spring Road, Carlisle, PA 17013 Possible Mailing Address: 1951 Jericho Road 2, New Bloomfield, PA 17068 11 Sherwood Drive, Carlisle, PA 17013 1, Brendan Booth, being duly sworn according to law, do hereby depose and state as follows, I have conducted an investigation into the whereabouts of the above-noted individual(s) and have discovered the following: 1:. CREDIT INFORMATION A. SOCIAL SECURITY NUMBER Our search verified the following information to be true and correct Jeffrey Chapwick -138-68-5548 B. EMPLOYMENT SEARCH Jeffrey Chapwick - A review of the credit reporting agencies provided no employment information. C. INQUIRY OF CREDITORS Our inquiry of creditors indicated that Jeffrey Chapwick reside(s) at: 1907 Spring Road, Carlisle, PA 17013. II. INQUIRY OF TELEPHONE COMPANY A. DIRECTORY ASSISTANCE SEARCH Our office contacted directory assistance, which had no listing for Jeffrey Chapwick. B. On 12-08-06 our office made a telephone call to the phone number (717) 347-4864 and received the following information: disconnected. On 12-08-06 our office made several telephone calls to the phone number (717) 697-2243 and received the following information: answering machine. III. INQUIRY OF NEIGHBORS On 12-08-06 our office made several phone calls in an attempt to contact Juli A. Coyle (717) 243-8285, 1910 Spring Road, Carlisle, PA 17013: answering machine. On 12-08-06 our office made several phone calls in an attempt to contact Edward E. Minnick Jr. (717) 258-0356,1915 Spring Road, Carlisle, PA 17013: answering machine. On 12-08-06 our office made a phone call in an attempt to contact Erica Willis (717) 245-2131,1917 Spring Road, Carlisle, PA 17013: disconnected. On 12-08-06 our office made several phone calls in an attempt to contact Mabel M. Magee (717) 582-4897, 2024 Jericho Road, New Bloomfield, PA 17068: no answer. On 12-08-06 our office made several phone calls in an attempt to contact Russell K. McBride (717) 582- 3267,2025 Jericho Road, New Bloomfield, PA 17068: answering machine. On 12-08-06 our office made several phone calls in an attempt to contact Scott Washinger (717) 582-4406, 1850 Jericho Road, New Bloomfield, PA 17068: answering machine. On 12-08-06 our office made a phone call in an attempt to contact Bonnie L. Holtry (717) 697-2770,10 Sherwood Drive, Carlisle, PA 17013: hung up. On 12-08-06 our office made several phone calls in an attempt to contact John E. Miller (717) 766-0837,14 Sherwood Drive, Carlisle, PA 17013: answering machine. On 124)8-06 our office made several phone calls in an attempt to contact Roy D. Hillman (717) 697-0963, 18 Sherwood Drive, Carlisle, PA 17013: no answer. IV. ADDRESS INQUIRY A. NATIONAL ADDRESS UPDATE On 12-08-06 we reviewed the National Address database and found the following information: Jeffrey Chapwick -11 Sherwood Drive, Carlisle, PA 17013. B. ADDITIONAL ACTIVE MAILING ADDRESSES Per our inquiry of creditors, the following is a possible mailing address: 11 Sherwood Drive, Carlisle, FA 17013 & 1951 Jericho Road 2, New Bloomfield, PA 17068. V. DRIVERS LICENSE INFORMATION A. MOTOR VEHICLE & DMV OFFICE Per the PA Department of Motor Vehicles, we were unable to obtain address information on Jeffrey Chapwick. VI. OTHER INQUIRIES A. DEATH RECORDS As of 12-08-06 Vital Records and all public databases have no death record on file for Jeffrey Chapwick. B. COUNTY VOTER REGISTRATION The county voter registration was unable to confirm a registration for Jeffrey Chapwick residing at: last registered address. VII. ADDITIONAL INFORMATION OF SUBJECT A. DATE OF BIRTH Jeffrey Chapwick -10-14-1955 B. A.K.A. Jeffrey S. Chapwick * Our accessible databases have been checked and crass-referenced for the above named individual(s). * Please be advised our database information indicates the subject resides at the current address. I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing states made by me are willfully false, I am subject to punishment. I hereby verify that the statements made herein are true and correct to the best of my knowledge, information and belief and that this affidavit of investigation is made subject to the penalties of 18 Pa C.S. Sec. 4904 relating to unworn falsification to authorities. mo I; 1AL SEAL "ORA Wii. FERRER i?aol?y.Pdbk AFFIANT -Brendan Booth ,Nar Full Spectrum Legal Services, Inc. i .....'? .. Sworn to and subscribed before me this 8th day of December, 2006. The above information is obtained from available public records and we are only liable for the cost of the affidavit. WD PHELAN HALLINAN & SCI MIEG, L.L.P. Suite 1400 One Penn Center Plaza at Suburban Station Philadelphia, PA 19103 215-563-7000 Main Fax: 215-563-7009 E-mail Pat.Wilkins@fedphe.com PAT WILKINS, 1499 Service Department Representing Lenders in Pennsylvania and New Jersey May 7, 2007 JEFFREYS. CHAPWICK 1907 SPRING ROAD CARLISLE, PA 17013 RE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 1011104 GSAMP TRUST 2004- A HL vs. JEFFREYS CHAPWICK Premises Address: 1907 SPRING ROAD, CARLISLE, PA 17013 Cumberland County, No. 06-7151-CIVIL TERM Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion for Special Service and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking concurrence with the requested relief that is, Special Service. Please respond to me within one week, by May 14, 2006. Should you have any further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Ve ru yours, AT WILMS For Daniel G. Schmieg, Esquire 12 1 ? ° Za LZ LO 40 .. ? 3 F x. 8 e$ ?? co ?. ? ° oyy G ° u:O u7i Q N V yr?? ??ys C a? *CC. V Td ? C d 3 >p 0 Cp O C C O o t7 ? k .?iw w b oNiW.... o d .. w lit ? ad TC?'? O 40 4L Oy?+ U N p phi M c--? !t ''? N l '.+ N 14 p > 4 m z) o ? b oo b rr' ? o A 55 .d? ;ww xv0s? CL. r b43 4 O r a U n a wed M N r '? d N ? o v, o. 0 a. ~ o ? M? V ? ,a: o ? 0 ; 0 z? °x a O T C-A o, ° = o 00 ?- CL. AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL DEFENDANT(S) JEFFREY S. CHAPWICK CUMBERLAND COUNTY No. 06-7151 CIVIL TERM PHS#145602 Type of Action - Notice of Sheriffs Sate SERVE JEFFREY S. CHAPWICK AT Sale Date: JUNE 13, 2007 1907 SPRING ROAD CARLISLE PA 17013 SERVED Served and made known to . Defendant, on the day of . 200_, at . o'clock _.m., at of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age Height Weight Race Sex Other Commonwealth I, , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of . 200_. Notary: By: PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED. NOT SERVED On the ? day of AAYL 2007, at Z o'clocl J`? .m., Defendant NOT FOUND because: V Moved Unknown No Answer ?? Vacant 1" Attempt: 0^1 Time: d bOK 2°d Attempt:,,/17/ 0 Time: Y : %dZ !gm 3rd Attempt: Time: T ? S k1ess - Nb -1 rr mz+? Ulu v ? h of 200 y Attorney r bintiff Daniel Schn 18 - I.D. No. 62205 Shft of N w ,Jersey PATRICK E. HARRIS Cwmis" Ejo es Jurie 16, 2408 k"-k%k ? sz AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 11, 2004, GSAMP TRUST 2004-AHL DEFENDANT(S) JEFFREY S. CHAPWICK SERVE JEFFREY S. CHAPWICK AT 1951JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 CUMBERLAND COUNTY No. 06-7151 CIVIL TERM ACCT. #122_2656_8 a Type of Actiongs* i 4Q40 - Notice of Sheriff's Sale Sale Date: JUNE 13, 2007 SERVED Served and made known to Defendant, on the day of . 200_, at . o'clock _.m., at Commonwealth of Pennsylvania, in the manner described below: DefaWant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is Adult in charge of De&%dant(s)'s residence who refused to give name or relationship. Manager/Ciak of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age • Height Weight Race Sex Other I, . a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of .200 . Notary: By: PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & T 4ES OF SERVICE ATTEMPTED. NOT SERVED On the "-A day of . 200 ? at 1 01' o'clock Defendant NOT FO because: WV* Moved Unknown No Answer Vacant Owar/1?•?dlow qW ? STS 4.44;I Y'??uled 15' Attempt:_ 15 / LS 167 Time: '7 : DD 2ad Attempt: / I ? L V Time: 10 : 60 - 3rd Attempt: -Time: is- P.+ a"wiw44 e?m1M ana c..tie..r:h,..4 C* w (ck • ?(A uWO-t i Yom' '?'I f ?34G2 projwt? ,s Daniel G. S& i LD No. 62205 TRiC1A E. 6.k. dtfe 18, 200a by Dwnis. 1.- vacaKj I I.lsK•f -Parsst$ Ec1cm I*- (It '1-3%5- -4Z4) y ". AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 19 2004, GSAMP TRUST 2004-AHL DEFENDANT(S) JEFFREY S. CHAPWICK SERVE JEFFREY S. CHAPWICK AT 11 SHERWOOD DRIVE CARLISLE PA 17013 SERVED CUMBERLAND COUNTY i No. 06-7151 CIVIL TERM PHS#145602 Type of Action - Notice of Sheriffs Sale Sale Date: JUNE 13, 2007 Served and made known to . Defendant, on the day of .200_, at . o'clock _.m., at Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age Height Weight Race Sex Other I, , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of , 200. Notary: By: PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED. NOT SERVED On the -2(51 day of 1 L 2001, at ° o'clock -r-m-, Defendant NOT FOUND because: Moved Unknown No Answer Vacant I/ t4 k" I" Attempt: 4-11 / 6'7 Time:_ 9 :36 Am 2'd Attempt: Time: er 3rd Attempt: 0-7 Time: : z6 R{?sic?ewt @ Cbon S-?-on? 5}?d -f'??}S Slnce ire jaij+ Vie. howce 1 p% tQ-1 ?. d subscribed FtAr ?'kOvw 4ve i'?'1it>?- N@ i5 NAT i?}ed W r-f %.. bef th ?*d W?i+ MV. ?hapv??tr-IZ hag Merer r?s4Q.AkQ4e?n . of 2007 _ Mr. S "er Nas beaM vtc eiv iµy ma; l a4uc No ` By: a call 6 -(WY A r nti DAni G. SCbWtW we I.D. No. 62205 Stale of New jersey PATRICIA F. HARRIS Ctxrnnissia Expires June 16,100# 5-3- VERIFICATION Daniel G. Schmieg, Esquire, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to make this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that the statements made are subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Respectfully submitted, Phelan Hallinan & Schmieg, LLP By: Davie G. Schmieg, Esq Attorney for Plaintiff e May 7, 2007 9 Phelan Hallinan & Schmieg, LLP By: Daniel G. Schmieg, Esq., Id. No. 62205 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Pat.Wilkins@fedphe.com Attorney for Plaintiff DEUTSCHE BANK Court of Common Pleas NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/1/04 GSAMP TRUST 2004-AI TL Civil Division VS. Cumberland County No. 06-7151-CIVIL TERM JEFFREY S. CHAPWICK CERTIFICATION OF SERVICE I hereby certify that a copy of the Motion for Service Pursuant to Special Order of Court, Memorandum of Law, proposed Order and attached exhibits have been sent to the individual(s) as indicated below by first class mail, postage prepaid, on the date listed below. JEFFREY S. CHAPWICK: 1907 SPRING ROAD CARLISLE, PA 17013 1951 JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 10 II SHERWOOD DRIVE CARLISLE, PA 17013 The undersigned understands that this statement is made subject to the penalties of 18 PA C.S. 4904 relating to un-sworn falsification to authorities. Respectfully submitted, Phelan Hallinan & Schmieg, LLP By: Daniel G. Schmie Esquire Date: May 7, 2007 Attorney for Plaint ff 11 ?C` y...-- q?t ?_I. I V - ? ? ."dry ??Y'? ? #[,4t ., - -?C PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Plaintiff VS. Jeffrey S. Chapwick Defendant ATTORNEY FOR PLAINTIFF : Court of Common Pleas : Civil Division : Cumberland County : No. 06-7151 Civil Term MOTION TO MAKE RULE ABSOLUTE Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL, by and through its attorney, Michele M. Bradford, Esquire, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: 1. That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on April 26, 2007. 3. A Rule was entered by the Court on or about April 30, 2007 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "A". 4. The Rule to Show Cause was timely served upon all parties on May 10, 2007, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "B". 5. Defendant failed to respond or otherwise plead by the Rule Returnable date of May 21.2007. WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff s Motion to Reassess Damages. Ti WBr?a & CHMIEG, LLP T:? a3l 6:?- Date , s 61 ir e Attorney for the Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL VS. Jeffrey S. Chapwick Plaintiff Defendant ATTORNEY FOR PLAINTIFF : Court of Common Pleas : Civil Division : Cumberland County : No. 06-7151 Civil Term BRIEF IN SUPPORT OF PLAINTIFF'S MOTION TO MAKE RULE ABSOLUTE A Motion to Reassess Damages was filed with the Court on April 26, 2007. A Rule was entered by the Court on or about April 30, 2007 directing the Defendant to show cause why the Motion to Reassess Damages should not be granted. The Rule to Show Cause was timely served upon all parties on May 10, 2007 in accordance with the applicable rules of civil procedure. Defendant failed to respond or otherwise plead by the Rule Returnable date of May 21, 2007. WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiffs Motion to Reassess Damages. HMIEG, LLP 7Nd je Date Michele M. Attorney for the Plaintiff Exhibit "A" DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL PLAINTIFF V. JEFFREY S. CHAPWICK, DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 06-7151 CIVIL ORDER OF COURT AND NOW, this 30`h day of April, 2007, upon consideration of the Motion to Reassess Damages filed by the Plaintiff, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendant to show cause why the relief requested should not be granted; 2. The Defendant will file an answer on or before May 21, 2007; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Plaintiff shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendant files an answer to this Rule to Show Cause, and the answer raises disputed issues of material fact, an evidentiary hearing will then be scheduled. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, M. L. Ebert, Jr., J. Michelle M. Bradford, Esquire Counsel for Plaintiff Jeffrey S. Chapwick Defendant bas Exhibit "B" Tli !. _? .-St i j f`--? w PHELAN HALLINAN & SCH IIEG, LLP by. Michele M. Bradford, Esquire ATTORNEY FOR PLAINTIFF Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard y <? .rl Philadelphia, PA 19103-1814 (215) 563-7000 P ; Deutsche Bank National Trust Company As Trustee : Court of Common Pleas Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Civil Division Plaintiff : Cumberland County vs. No. 06-71 S 1 Civil Term Jeffrey S. Chapwick , Defendant CERTI WSERVICE I hereby certify that a true and corrc copy of our Motion to Reassess Damages noting a Rule Return date of May 21, 2007 was sent to the following individual on the date indicated below. Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 DATE: b Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, P `7013 ieg, LLP By. Mi heI M. Brad r squire Attorney for Plaintiff VERIFICATION Michele M. Bradford, Esquire, hereby states that she is the attorney for Plaintiff in this action, that she is authorized to make this verification, and that the statements made in the foregoing Motion to Make Rule Absolute are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsifin of authorities. Date Michele M. Bradford. Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 15 2004, GSAMP Trust 2004-AHL VS. Jeffrey S. Chapwick Plaintiff Defendant ATTORNEY FOR PLAINTIFF : Court of Common Pleas : Civil Division : Cumberland County : No. 06-7151 Civil Term CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individuals on the date indicated below. Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, PA 17013 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 DATE: r-suuiiicy IVI riaiiuiii f -.) ?Z '_--? ,' i -t-; \1 .. ??f t.?_.J ? . 1 -_ ?? ..., A DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/01/04 GSAMP TRUST 2004-AHL PLAINTIFF V. JEFFREY S. CHAPWICK DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 06-7151 CIVIL ORDER OF COURT AND NOW, this 291" day of May, 2007, upon consideration of the Plaintiff's Motion for Service Pursuant to Special Order of Court under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiff's good faith efforts to ascertain the present whereabouts of Defendant, Jeffrey S. Chapwick, has been unsuccessful, Plaintiff's Motion is GRANTED. IT IS ORDERED AND DIRECTED: 1. That the Sheriff and/or Plaintiff is directed to serve the Notice of Sale upon Defendant, Jeffrey S. Chapwick by posting a copy of the Notice of Sale upon the premises at 1907 Spring Road, Carlisle, PA 17013; 2. That the Plaintiff serve the Notice of Sale and all future pleadings by certified and regular mail to the Defendant's last known addresses at 1951 Jericho Road 2, New Bloomfield, PA 17068 and 11 Sherwood Drive, Carlisle, PA 17013 and the mortgaged premises located at 1907 Spring Road, Carlisle, PA 17013; 3. That the Plaintiff effect service by publication to include the notice prescribed in Pa.R.C.P. 430, in a legal journal and newspaper of general circulation in Cumberland County, Pennsylvania; VlaNVA-lA' NN13d S : I I WV I - Nnr LOOZ 301--430-01111 4. All further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known addresses and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, Jeffrey S. Chapwick by sending copies of same to Defendant's last known addresses by certified and regular mail, by posting the premises and by publication to include the notice as prescribed in Pa.R.C.P. 430, in a legal journal and newspaper of general circulation in Cumberland County, Pennsylvania. By the Court, M. L. Ebert, Jr., Daniel G. Schmieg, Esquire Attorney for Plaintiff .GAcl inu?c?( G - o/- 0 7 Cumberland County Sheriff' J. bas Mar 31 2W AW IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Deutsche Bank National Trust Company As Trustee Court of Common Pleas Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL Civil Division Plaintiff VS. Jeffrey S. Chapwick Defendant Cumberland County : No. 06-7151 Civil Term ORDER AND NOW, this S? day of 1,34%t, , 2007, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendant shall be and is hereby made absolute; and Plaintiff's Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to amend the judgment and the Sheriff is ordered to amend the writ nunc pro tunc as follows: Principal Balance $91,345.51 Interest Through 6/13/07 5,874.29 Per Diem $16.89 Late Charges 278.89 Legal fees 1,250.00 Cost of Suit and Title 1,357.00 Sheriffs Sale Costs 0.00 Property Inspections 145.00 Appraisal/Brokers Price Opinion 90.00 Mortgage Ins. Premium/Private 0.00 Mortgage Ins. NSF (Non-Sufficient Funds charge) 0.00 S 1: l i WV i- Of LOU IOH aglu Suspense/Misc. Credits Escrow Deficit TOTAL Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Plus interest from 6/13/07 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. BY THE COURT: - Y%? -V, ?A? J. Michele M. Bradford, Esquire Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 TEL: (215) 563-7000 FAX: (215) 563-3459 michele.bradford(&fednhe.com /4,M ?ry?a Q??Q G (?D I Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, PA 17013 0.00 828.99 $101,169.68 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 145602 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DEUTSCHE BANK NATIONAL TRUST COMPANY AS CUMBERLAND COUNTY TRUSTEE UNDER THE POOLING AND SERVICING COURT OF COMMON PLEAS AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL CIVIL DIVISION Plaintiff, V NO. 06-7151 CIVIL TERM JEFFREY S. CHAPWICK Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND ) SS: I, DANIEL G. SCHMIEG, ESQUIRE, attorney for DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004.-AHL hereby verifies that on MAY 7, 2007 a true and Correct copies of the Notice of Sheriffs Sale were served by certificate of mailing to the Recorded Lienholder(s) and any known interested party. 0 ANIEL G. SCHMIE, ESQUIRE Attorney for Plaintiff Date: Tune 7, 2007 IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not he cold in the ahsence of a representative of the plaintiff at the Sheriffs Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. 145602 co L6 L t00Z 6 OS V; S3mol 'a a W x 0 a a b v? ? U U ? c? v a? Uw•`? b a0 °a zoo rr? -T w° u 1000dIZ WOHA 0911M 0 Nvh 0 We LZb000 EOM ZO ?+ O U . y - t3rula yC C y u ° M ' q b v) ? S3 1 ? g U G C N 0 0 a a 0000 a cn O w N X w U a { W U a W vo m W En O w 0 a" W ?w O z ¢ a. uS a O O 14 4 w dh C O w N ° w H ti ? O o G7y a M A H O .--i x H - 2 . '? v .5 ? a 3 06 (D 00 a- 51 O w U ego z O a O ° O N yµ,a M E~ a '-' O '-' z a w E? U ate', ? N ? w O ? ? a U as Q O z a A q d p A ¢ ,,, m °' Q 0 c s' o 5 FS p? z ? U (?•, ? a U b a ; 'e u i/? o ° S h tn F Z A a w w z0 0 U U O Q F' ? u O W U p ? 1 u Q U uE O U 3 z O ? v? U U ?' a v? ? o O [ ?• W t o A W z> V z O E E • ?j ON U ° a `m z m .? V u Q h O T u v .O -- N M - b ? 00 0, .Mi a 0 iL ,r, 't r W £0 l6 3flo?d?Z WOIHA #g"4 LOOZ LOAYA 0L08tJNt ZO 096* 00 S ' y3N,pg A3Nid ? ? ? ? C 7+' N 'G i0 ? ? v b E?oE N 7 p N• N y?oEu y ? Q F Q o ° eNon A O C pOp U ON I N b N y C J? C? C_ C cd O N J ? V1 E ' u ? ' a a ? U 6? ? FF++?? t0 ? N 3 y ? ? O N >oo 0 0 ? X y t7 a9i L6?W -= O ?" ?,"?0AyE O C w 0 a o UEw y y ? O C? C O N W ? E C ._ O ,o LE EE? o x? A O C C - 17- cn r-I tz> Cz? o? H m 0 a o 0 2: >i gv.?o ? o t? Ewa, b ?U o?w r h ^c, 0 w QI r-1 Z 4 O .-? a x U O C Ufa W a LLH 0 A ti ? t N d aw x U U a0 w w ?b W ? U /F•+/1 Y CG V E ?E * * } w o T p? 1 E ti a N z L N ,r) r oo a` o u z? o ?? a ? ? = ? ? ? r..- =?'%. t? '; r :?_ -'? '...}`' i 1 .? r:" ? ,. _? ? ? PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 Deutsche Bank National Trust Company As Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL VS. Jeffrey S. Chapwick Plaintiff Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division Cumberland County : No. 06-7151 Civil Term CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the June 1, 2007 Order was sent to the following individuals on the date indicated below. Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Jeffrey S. Chapwick 1951 Jericho Road 2 New Bloomfield, PA 17068-8654 DATE: Jeffrey S. Chapwick 11 Sherwood Drive Carlisle, PA 17013 Office of the Sheriff Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 P 'n S i , LP B. 'c ele . B d ord e Attorney for Plaintiff G r? n Phelan Hallinan & Schmieg, LLP By: Daniel G. Schmieg, Esquire Attorney I.D. No.: 62205 One Penn Center Plaza, Suite 1400 Philadelphia, PA 19102 (215) 563-7000 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL Attorney for Plaintiff . CUMBERLAND COUNTY . COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff, V. NO. 06-7151 CIVIL TERM JEFFREY S. CHAPWICK Defendant(s). AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE PURSUANT TO P.R.C.P., 404(2)/403 I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above captioned matter was sent by regular mail and certified mail, return receipt requested, to JEFFREY S. CHAPWICK on JUNE 15, 2007 at 1907 SPRING ROAD, CARLISLE, PA 17013 & 1951 JERICHO ROAD 2, NEW BLOOMFIELD, PA 17068 & 11 SHERWOOD DRIVE, CARLISLE, PA 17013 in accordance with the Order of Court dated MAY 29, 2007. The property was posted on JUNE 24, 2007. Publication was advertised in CUMBERLAND LAW JOURNAL on JUNE 22, 2007 & in THE SENTINEL on JUNE 22, 2007. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. 4904 relating to the unsworn falsification to authorities. PHELAN LINAN & SCHMIEG, LLP By: DA I . CHM ESQUIRE Dated: July 31, 2007 I _ j 71&D 3011 449 4376 7236 M: JEFFREY S. CHAPWICK 1951 JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 SENDER: PAW TEAM 4 SENDER: PAW TEAM 4 REFERENCE: CHAPWICK phs#145602 ! REFERENCE: CHAPWICK phs#145602 ! PS Form 38p0 Js? 2005 RETURN Postage .39 PS Form 38 00 2005 RECEIPT Certified Fee 2.40 1 RETURN Postage 39 j Return Receipt Fee 1.85 i RS RV? Conified Fee . 2.4Q Restricted Delivery 0.00 ! i Ream Receipt Fee 1.85 Total PoMp 0, Fees c F fi4 Reea+lmd Dolvery /0 Qo E_ DA Toal t Pbstaga 3 Fees US PoSt81 Servloe R T I Receipt for j US Postal Service . Receipt for a Certified Main m j Certified Mail No kwxwm Co?mW P vlded ] Do Not Use for Irt motioml Mar ] I No arbe Coverage Provided - . - -- -- - - . - - . _ . __ I Not Use br kdKnatlmW MaN %49 '43% T&3 } TO: JEFFREY S. CHAPWICK - 11 SHERWOOD DRIVE 1 CARLISLE, PA 17013 i { SENDER: PAW TEAM 4 ! REFERENCE: CHAPWICK phs#145602 PS Form 3800 Janus Zoos RETURN Pcge .39 1 RECEIPT SERVICE C rifled Fee 2.40 Retum Receipt Fee 1185 ResalcW be" 0.00 i Taal Postage 8 Fees _ p?P 4.64 i US Postal Service Po OR yJ-, Receipt for ? Certified Mail JAS No lns mrm Coverage Provided 111 . Do Not Use for krterrmmw and DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10101/04 GSAMP TRUST 2004-AHL PLAINTIFF V. JEFFREY S. CHAPWICK DEFENDANT : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : 06-7151 CIVIL ORDER OF COURT AND NOW, this 29* day of May, 2007, upon consideration of the Plaintiff's Motion for Service Pursuant to Special Order of Court under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, Jeffrey S. Chapwick, has been unsuccessful, Plaintiffs Motion is GRANTED. IT IS ORDERED AND DIRECTED: 1. That the Sheriff and/or Plaintiff is directed to serve the Notice of Sale upon Defendant, Jeffrey S. Chapwick by posting a copy of the Notice of Sale upon the premises at 1907 Spring Road, Carlisle, PA 17013; 2. That the Plaintiff serve the Notice of Sale and all future pleadings by certified and regular mail to the Defendant's last known addresses at 1951 Jericho Road 2, New Bloomfield, PA 17068 and 11 Sherwood Drive, Carlisle, PA 17013 and the mortgaged premises located at 1907 Spring Road, Carlisle, PA 17013; 3. That the Plaintiff effect service by publication to include the notice prescribed in Pa.R.C.P. 430, in a legal journal and newspaper of general circulation in Cumberland County, Pennsylvania; 4. All further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known addresses and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, Jeffrey S. Chapwick by sending copies of same to Defendant's last known addresses by certified and regular mail, by posting the premises and by publication to include the notice as prescribed in Pa.R.C.P. 430, in a legal journal and newspaper of general circulation in Cumberland County, Pennsylvania. By the Court, M. L. Ebert, Jr., Daniel G. Schmieg, Esquire Attorney for Plaintiff Cumberland County Sheriff bas i Tsg*=qWWWI, wa i set my trans W *9 8W of sad P rt at Cagle; ft. ' AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL DEFENDANT(S) JEFFREY S. CHAPWICK ' f Sheriffs Sale per court order" 1907 SPRING • UA CARLISLE, PA 17013 SERVED CUMBERLAND COUNTY No. 06-7151 CIVIL TERM PHS#145602 Type of Action - Notice of Sheriffs Sale Sale Date: AUGUST 8, 2007 Served and made known to .1 ?.c.. (fl Defendant, on the day of 200 at 3.30 , o'clock 10.m.. at 150?4r= Z Commonwealth ?V of New Jersey, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. X_Other: Description: Age Height Weight Race Sex Other I,, a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Swo to and sulcr' is ay of , 200 By: Z. `\ L SE ATTEIFT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TrES OF SERVICE ATTEMPTED. IBC`.' "u :C State c ;yew Jersey NOT SERVED PATRICIA E. HARRIS On Q0MAssion ExO"Qune 18, =* , 200_, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer Vacant 1st Attempt: Time: 2°d Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of 200 _. Notary: By: Attorney for Plaintiff Daniel G. Schmieg, Esquire - Ip. No. 62205 /F 36-? .. i PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz June 22, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. L' a Marie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this 22 day of June, 2007 Notary NOURK SM 0180e m A cou" Notary PU MC CANu" TORO, CWAW.4 p Cowm My CaeW"M Apr 24.2010 CUMBERLAND LAW JOURNAL NOTICE OF ACTION IN MORTGAGE FORECLOSURE In the Court of Common Pleas of Cumberland County, Pennsylvania Civil Action-Law NO. 06-7151 CIVIL TERM DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/ 1/04 GSAMP TRUST 2004-AHL VS. JEFFREY S. CHAPWICK NOTICE TO: JEFFREY S. CHAPWICK NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TAKE NOTICE that the real estate located at 1907 SPRING ROAD, CAR- LISLE, PA 17013 is scheduled to be sold at Sheriff's Sale on Wednesday, AUGUST 8, 2007 at 10:00 A.M., Cum- berland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $97,703.37, obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING & SERVICING AGREEMENT DATED AS OF 10/1/04 GSAMP TRUST 2004-AHL (the mortgagee). ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the cen- ter of the road leading to New Bloom- field, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly di- rection, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direction along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, grant- ed and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, recorded 03/05/2004, in Deed Book 261, page 4891. Being Premises 1907 SPRING ROAD, CARLISLE, PA 17013. Improvements consist of residen- tial property. Sold as the property of JEFFREY S. CHAPWICK. CONDITIONS OF SALE: THE HIGHEST AND BEST BIDDER SHALL BE THE BUYER. TAKE NOTICE that a Schedule of Distribution will be filed by the Sher- iff on SEPTEMBER 10, 2007, distri- bution will be made in accordance with the schedule unless exceptions are filed within ten days thereto. DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff Suite 1400, One Penn Center 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 June 22 PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Tammy Shoemaker, Classified Advertising Manager, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s) Tune 22, 2007 COPY OF NOTICE OF PUBLICATION . I??V< I i IM lfi ?F ?1'irikOSlrKi? s rAUart=E Affiant further deposes that he/she is not A 10n104 7TA - interested in the subject matter of the ?w 0, aforesaid notice or advertisement, and that ue 9. cHArvrm all allegations in the foregoing statement as to time, place and character of publication are true. J Jr tv,t aai?ioa:di1'rz+ips,a?'`• bald at3br?f s1?1di on , AWauar 7? air= Towanr,e Sworn to and subscribed before me this is 50th, day of Tune, 2007. POKQP? Notary P c "W wn 10i W*166*1*8 1907 040L C" `N VOIINrrt• Y1, t>K'fT; - , r . My commission expires: ?r COMMONWEALTH OF PENNSYLVANIA Notarial Seal ? Christina L. Wolfe, Notary Public owe sot SPRWG ROAD), CAIi*ISLE, PA 1-7412 Cad" Boro, Cumberland County My Commission Expires Sept 1, zoos ntp Member, Pennsylvania Association Of Notaries #ONS OF SALE: IGHM Ahb%4TVJ6BBR4W tL F* • 114E MtilsMMIfCR 3'J ?M P" NIn *r1 1*17 Jow F. Kwvm* Bo 14 ?, molt* ? o c= u Sy ? tt"f s a COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Central Penn Property Services Inc is the grantee the same having been sold to said grantee on the 8th day of Aug A.D., 2007, under and by virtue of a writ Execution issued on the 13th day of March, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2006 Number 7151, at the suit of Deutsche Bank National Tr Co Tr against Jeffrey S Chapwick is duly recorded as Instrument Number 200736363. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this IF day of A.D.n o 7 Recorder of Deeds RNORW d O"N, Cm" WW Ca". CNWl., PA * 0"m" M E*" the AW Monday Of Jan. 2010 Deutsche Bank National Trust Company In The Court of Common Pleas of As Trustee Under the Pooling and Servicing Cumberland County, Pennsylvania Agreement Dated as of October 1, 2004 Writ No. 2006-7151 GSAMP Trust 2004-AHL VS Jeffrey S. Chapwick R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Jeffrey S. Chapwick, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Perry County, Pennsylvania to serve the within Real Estate Writ, Notice of Sale and Description, in the above entitled action, upon the defendant at 1951 Jericho Road, #2, New Bloomfield, PA 17068, according to law. Perry County Return: Carl E. Nace, Sheriff, who being duly sworn according to law, says that he made a diligent search and inquiry for the within named defendant to wit: Jeffrey S. Chapwick, but was unable to locate him in his bailiwick. He therefore returns the within Writ, Notice of Sale and Sale Bill, for the above named defendant, Jeffrey S. Chapwick at 1951 Jericho Rd., New Bloomfield, PA 17068, NOT FOUND. Defendant no longer lives at this address. New Bloomfield Post Office has a forwarding address for him from 10-01-06 of 1907 Spring Road, Carlisle, PA 17013. So Answers: Carl E. Nace, Sheriff of Perry County. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Jeffrey S. Chapwick, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND. The property located at 1907 Spring Road, Carlisle, Pennsylvania is vacant. Sharon Lantz, Deputy Sheriff, who being duly sworn according to law, states that on April 12, 2007 at 1330 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Jeffrey S. Chapwick, located at 1907 Spring Road, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on August 08, 2007 at 10:00 o'clock A.M. He sold the same for the sum of $63,700.00 to Central Penn Property Services, Inc. It being the highest bid and best price received for the same, Central Penn Property Services, Inc., of 100 South 7th Street, Akron, PA 17501, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $67,522.70. Sheriff s Costs: Docketing $30.00 Poundage 1,274.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 9.60 Levy 15.00 Surcharge 20.00 DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE CUMBERLAND COUNTY POOLING AN16 SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP COURT OF COMMON PLEAS TRUST 2004-AHL CIVIL DIVISION Plaintiff, V. NO. 06-7151 CIVIL TERM JEFFREY S. CHAPWICK Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1. 2004. GSAMP TRUST 2004- AHL , Plaintiff in the above action, by its attorney, DANIEL G. SCH 41EG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at,1907 SPRING ROAD, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): Name JEFFREY S. CHAPWICK Last Known Address (if address cannot be reasonably ascertained, please indicate) 1951JERICHO ROAD 2 NEW BLOOMFIELD, PA 17068 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name JAMES C. COSTOPOULOS U.S. TREASURY DEPARTMENT CUMBERLAND COUNTY ADULT PROBATION Last Known Address (if address cannot be reasonably ascertained, please indicate) 10 COURTHOUSE AVE, STE. 103, CARLISLE, PA 17013 PITTSBURGH OFFICE ROOM 808, 1000 LIBERTY AVE, PITTSBURGH, PA 15222- 9974 1 COURTHOUSE SQ, CARLISLE, PA 17013-3387 4. Name and address of last recorded holder of every mortgage of record: Name Last Xnown Address (if address cannot be reasonably ascertained, please indicate) None 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare 1907 SPRING ROAD CARLISLE, PA 17013 13 North Hanover Street Carlisle, PA 17013 PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to authorities. ? n 1 February 12, 2007 DATE DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff DEUTSCHE BANK NATIONAL TRUST' COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL Plaintiff, V. JEFFREY S. CHAPWICK Defendant(s). 11 CUMBERLAND COUNTY No. 06-7151 CIVIL TERM February 12, 2007 TO: JEFFREY S. CHAPWICK 1951JERICHO ROAD 2 NEW BLOOMFIEL% PA 17068 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANATTEMPT TO COLLECTA DEBT, BUT ONLYENFORCEMENT OFA LIENAGAINST PROPERTY. ** Your house (real estate) at, 1907 SPRING ROAD, CARLISLE, PA 17013, is scheduled to be sold at the Sheriffs Sale on JUNE 13, 2007 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $97,703.37 obtained by DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1 2004, GSAMP TRUST 2004- AHL (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling L215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direction 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direction along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and numbered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, granted and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. PARCEL IDENTIFICATION NO: 29-17-1585-081 CONTROL #: 29003015 Premises: 1907 Spring Road, Carlisle, PA 17013 North Middleton Township, Cumberland County Pennsylvania RECORD OWNER TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, recorded 03/05/2004, in Deed Book 261, page 4891. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-7151 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW Y TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF OCTOBER 1, 2004, GSAMP TRUST 2004-AHL, Plaintiff (s) From JEFFREY S. CHAPWICK (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $97,703.37 L.L. $.50 Interest FROM 2/12/07 TO 6/13/07 (PER DIEM - $16.06) - $1,943.26 AND COSTS Atty's Comm % Atty Paid $198.42 Plaintiff Paid Due Prothy $1.00 Other Costs ADD'L COST - $260.50 Date: MARCH 13, 2007 (Seal) Ad?d- CuKs- R. Lon th no By: Deputy REQUESTING PARTY: Name DANIEL G. SCHMIEG, ESQUIRE Address: ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 62205 Real Estate Sale # 82 On March 15, 2007 the Sheriff levied upon the defendant's interest in the real property situated in North Middleton Township, Cumberland County, PA Known and numbered as 1907 Spring Road, Carlisle, more fully described on Exhibit "A" (E) C;M filed with this writ and by this reference incorporated herein. Date: March 15 ,2007.. By: I-JL J Real Estat Sergeant SCHEDULE OF DISTRIBUTION SALE NO. 82 Date Filed: September 07, 2007 Writ No. 2006-7151 Civil Term Deutsche Bank National Trust Company as Trustee Under the Pooling and Servicing Agreement dated as of October 1, 2004, GSAMP Trust 2004-AHL VS Jeffrey S. Chapwick 1907 Spring Road Carlisle, PA 17013 Sale Date: August 08, 2007 Buyer: Central Penn Property Services, Inc. Bid Price: $63,700.00 Real Debt $101,169.68 per order of court Interest Attorney Writ Costs Total: $101,169.68 per order of court on June 1, 2007 DISTRIBUTION: Receipts: Cash on account (03/15/2007): $ 1,500.00 Cash on account (08/08/2007): 6,370.00 Cash on account (08/23/2007): 61,152.70 Total Receipts: $69,022.70 Disbursements: Sheriff s Costs $2,313.63 Legal Search 300.00 Transfer Tax, Local 1,124.35 Transfer Tax, State 1,124.35 North Middleton Township 1,079.50 Attorney Daniel Schmieg 1,500.00 Deutsche Bank National Trust Company 61,580.87 Total Disbursements: ($699022.70) Balance for distribution: 0.00 So Answers: R. Thomas Kline Sheriff ,. i . SNELBAKER & BRENNEMAN, P. C. ATTORNEY AT LAW 44 W. Main Street Mechanicsburg, PA 17055 TITLE REPORT TO: Sheriff of Cumberland County RE: Sheriff s Sale No. 82, held August 8, 2007 EFFECTIVE DATE: August 13, 2007 PREMISES: 1907 Spring Road, Carlisle, Pennsylvania (North Middleton Township), tax parcel No. 29-17-1585-081 (the "Premises") RECITAL: Being the same premises which Lillian J. Spidle, widow, by her Deed dated March 3, 2004 and recorded March 5, 2004 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 261, Page 4891, granted and conveyed unto Jeffrey S. Chapwick. The Premises identified above and as more fully described in the legal description attached hereto and incorporated by reference herein as "Exhibit A" is subject to the below items and exceptions. All recording and docket locations identified are in the Office of the Recorder of Deeds of Cumberland County and/or the Court of Common Pleas of Cumberland County. EXCEPTIONS: 1. Claims and charges for improvements and repairs to the Premises or delivery of materials thereto for which payment has not been made. 2. Possible unfiled Mechanics Liens and municipal claims, charges and assessments. 3. The rights or claims of any tenants or other parties in possession. 4. Support arrearages of any owner or previous owner of the Premises pursuant to Act 58 of 1997, as amended. 5. Any environmental liens or claims filed or on record in the Federal District Court. 6. Payment of state and local real estate transfer tax, if applicable. 7. Any secured transactions with respect to the Premises. 8. The area of the Premises is not certified. 9. Those matters which a view or inspection of the Premises would reveal. 10. The accuracy of the measurements and dimensions of the Premises or the rights or title of or through any person or persons in possession of same, conflicts with adjoining property, encroachments, projections or any other matter disclosed by an accurate survey of the Premises. 11. The right of use as may be determined by any applicable municipal zoning ordinance or regulation. 12. Any matter not of record at the Court House as of the effective date of this Title Report and subsequent to the date hereof. 13. Any tax increase based on additional assessment made by reason of new construction or major improvements. 14. The absence or failure of proper and required notice being given to all owners and holders of liens and encumbrances intended to be divested by the Sheriffs sale and procedural defects by any judgment creditor or lienholder executing on the Premises giving rise to the Sheriffs sale noted above. 15. Identity and legal competency of all parties at any closing or conveyance of the Premises should be established. 16. Access to the Premises by public road or street is not certified. 17. Suitability or existence of sewer and water facilities on or available to the Premises is not certified. 18. Real Estate taxes on the Premises due and payable but not turned over for collection to the Tax Claim Bureau. 19. All Real Estate taxes on the Premises assessed but not billed as well as those Real Estate taxes accruing on and after July 1, 2007. 20. Mortgage in the amount of $93,500.00 from Jeffrey S. Chapwick to Accredited Home Lenders, Inc. dated May 24, 2004 and recorded May 26, 2004 in Mortgage Book 1867, Page 866, assigned April 20, 2007 in Misc. Book 736, Page 1110 to Deutsche Bank National Trust Co. -2- 21, Judgment against Jeffrey S. Chapwick in the amount of $101,169.68 in favor of Deutsche Bank National Trust Company entered March 13, 2007 as reassessed June 1, 2007 to No. 2006-7151. 22. Judgment against Jeffrey S. Chapwick and Cynthia Chapwick in favor of James C. Costopoulos in the amount of $5,000.00 entered January 24, 2006 to No. 2006-00457. 23. Judgment against Jeffrey Stephen Chapwick in favor of Cumberland County Adult Probation in the amount of $3,425.27 entered September 8, 2006 to No. 2006-5240. 24. Subject to any rights in and to the Premises by any spouse of Jeffrey S. Chapwick. 25. Subject to the rights of others in and to any portions of the Premises lying within or adjoining Pennsylvania Route 34. 26. Subject to the power of attorney recorded in Misc. 698, Page 4590. 27. Subject to the suit filed against Jeffrey S. Chapwick by Discover Bank to No. 2006-3265. The undersigned shall not be bound by this Title Report to any person, firm or entity other than the Sheriff of Cumberland County. Snelbaker & Brenneman, P. C. By: Keith O. Brenneman -3- REAL ESTATE SALE NO. 82 Writ No. 2006-7157 Civil Deutsche Bank National Trust Company as Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL VS. Jeffrey S. Chapwick Atty.: Daniel Schmieg DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Town- ship, Cumberland County, Pennsyl- vania, bounded and described as follows: BEGINNING at a point in the cen- ter of the road leading to New Bloomfield, Route No. 34; thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direc- tion 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direc- tion along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and num- bered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and re- corded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, granted and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. PARCEL IDENTIFICATION NO: 29-1-1585-081. CONTROL #: 290- 03015. Premises: 1907 Spring Road, Carlisle, PA 17013, North Middleton Township, Cumberland County, Pennsylvania. RECORD OWNER TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, re- corded 03/05/2004, in Deed Book 261, page 4891. EXHIBIT A PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 20, 27, May 4, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i arie Coyn ditor SWORN TO AND SUBSCRIBED before me this 4 day of May, 2007 _ NOTARIAL SEAL LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberiand County My Commission Expires March 5, 2009 RRAL I WAT>6 6" NO. 82 Writ No. 2006-7157 Civil Deutsche Bank National Trust Company as Trustee Under the Pooling and Servicing Agreement Dated as of October 1, 2004, GSAMP Trust 2004-AHL vs. Jeffrey S. Chapwick Atty.: Daniel Schmieg DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Town- ship, Cumberland County, Pennsyl- vania, bounded and described as follows: BEGINNING at a point in the cen- ter of the road leading to New Bloomfield, Route No. 34: thence north 60 degrees 50 minutes east 242 feet along land now or formerly of Harry Fry to a point in the line of land now or formerly of George Henry; thence by said latter land in a southerly direction, 140 feet to a point; thence in a westerly direc- tion 200 feet, more or less, to a point in the center line of the aforesaid road; thence in a northerly direc- tion along the center line of said road 65 feet to a point, the PLACE OF BEGINNING. HAVING THEREON ERECTED a dwelling house known and num- bered as 1907 Spring Road, Carlisle. BEING the same premises which Harold E. Cressler and Martha E. Cressler, his wife, by their deed dated November 21, 1964, and re- corded In the Office of the Recorder of Deeds in and for Cumberland County in Deed Book K, Volume 21, Page 907, granted and conveyed unto Glen E. Spidle and Lillian J. Spidle, his wife. Glen S. Spidle died December 3, 1993, thus vesting full fee simple title in Lillian J. Spidle, Grantors herein. PARCEL IDENTIFICATION NO: 29-17-1585-081. CONTROL #: 290- 03015. Premises: 1907 Spring Road, Carlisle, PA 17013, North Middleton Township, Cumberland County, Pennsylvania. RECORD OWNER TITLE TO SAID PREMISES IS VESTED IN Jeffrey S. Chapwick, by Deed from Lillian J. Spidle, widow, dated 03/03/2004, re- corded 03/05/2004, in Deed Book 261, page 4891. r a THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the 2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#82 Sworn to and subscribed before me this 18th day of May 2007 A.D. COMMONWEALM OF PENNSYLV,kNIA Notarial Seal Terry L. Russell, Notary Public City Harrisburg, Dauphin County My 96mmissiogZFxpires June 6, 2010 Memb Q° nc.i/l -nriatlnn of Notaries L4 X?Z' Z' NNOTAdW PUBLIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013