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HomeMy WebLinkAbout01-05-07 ~-. ~~ . .. . REV-11Ol1 EX + (8-00) :tJJ/'I~ *' I!! ~IB ~L~ ~ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 REV.1500 INHERITANCE TAX RETURN RESIDENT DECEDENT OFFICIAL USE ONLY FILE NUMBER II 06 COUNTY CODE YEAR SOCIAL SECURITY NUMBER 0648 NUMBER DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) Wolford, Don S. DATE OF DEATH (MM-o~YEAR) .... z w c w ~ c 04-10-2006 (IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL) D 1. Original Return D 4. Limited Estate [i] 6. Decedent Died Testate (Attach copy of Win) D 9. Litigation Proceeds Received 277 -01-6838 DATE OF BIRTH (MM-o~YEAR) TtIS RETURN MUST BE FILED IN DUPLICATE WITH THE 06-05-1912 REGISTER OF WillS SOCIAL SECURITY NUMBER D 2. Supplemental Return D D D D 3. Remainder Return (date c:I death prior to 12-13-82) D 5. Federal Estate Tax Return Required o 8. Total Number of Safe Deposit Boxes D 11. Election to tax under Sec. 9113(A) (Attach Sch 0) 4a. Future Interest Compromise (date c:I death after 12-12.a2) 7. Decedent Maintained a Living Trust (Attach copy c:I Trust) 10 Spousal PovertY Credit (date c:I death between . 12-31-91 and 1-1-95) !i I NAME James D. Bogar FIRM NAME (If appIic8b1e) Bogar & Hlpp law Offices TELEPHONE NUMBER 717 -737 -8761 COMPLETE MAILING ADDRESS One West Main Street Shlremanstown, PA 17011 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) D Separate Billing Requested 7. Inter-VIVos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) D Separate Billing Requested 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (11 ) 34,246.79 1,179,077.65 z o ~ j ~ ~ W II: 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) (13) (12) 13. Charitable and Govemmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 20.0 (14) 1,179,077.65 0.00 53,058.49 0.00 0.00 53,058.49 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 15.Amount of Line 14 taxable at the spousal tax rate, 0.00 x .00 (15) z or transfers under Sec. 9116(a)(1.2) 0 (16) ~ 16. Amount of Line 14 taxable at lineal rate 1,179,077.65 x .045 ~ =- Do. 17. Amount of Line 14 taxable at sibling rate 0.00 x .12 (17) ~ 0 u 18. Amount of Line 14 taxable at collateral rate 0.00 .15 (18) )( x ~ 19. Tax Due (19) Copyright 2002 fonn software only The Lackner Group, Inc. Fonn REV-1500 EX (Rev. 6.00: , Decedent's Complete Address: STREET ADDRESS 100 Mt. Allen Drive CITY Mechanicsburg ISTATE PA I ZIP 17055 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. CreditslPayments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1 ) 53,058.49 0.00 Total Credits (A + 8 + C) (2) 0.00 3. InterestlPenalty if applicable D. Interest E. Penalty TotallnterestlPenalty (0 + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) Check box on Page 1 Una 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (5A) 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) Make Check Payable to: REGISTER OF WILLS, AGENT 53,058.49 53,058.49 PLEASE ANSWER THE FOLLO\MNG QUESTIONS BY PLACING AN ax" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income ofthe property transferred;........................................................................ .......... 0 [!] b. retain the right to designate who shall use the property transferred or its income;.................................... 0 ~ c. retain a reversionary interest; or.................................................................................................................. 0 x d. receive the promise for life of either payments, benefits or care?.............................................................. 0 x 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ............................. ........ ........... .............. .................. ... .......... .......................... 0 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... [i] 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?. ................... ......... ............ ......... ..... .................... ... ..... ............................... ... 0 [!] IF THE ANSWER TO ANY OF THE ABOVE QUESnONS IS YES. YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, I declare that I have examined this reb.rn, including accompanying schedules and statements, and to the best of my knowledge and belief, it is trua, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN ADDRESS Elizabeth Ann Wolford Constantine [!] o DATE 3230 Oxford Drive Mechanlcsburg. PA 17055 J 1&/ D1 ADDRESS DATE ADDRESS ~ '01 DATE One West Main Street Shlremanstown. PA 17011 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)). For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (ii)]. The statute does not exemDt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 99116 1.2) [72 P.S. 99116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. ~9116 (a) (1.3)]. Asibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. . "' . , Rev-11103 EX. (1-18) '* SCHEDULE. STOCKS & BONDS COMMONWEALTH OF PENNSYLVANIA t1HERITANCE TAX RETURN RESIDENT DECEDENT Wolford, Don S. FILE NUMBER 21-06-0648 ESTATE OF All property joIn11y-owned with right olsurvlvcnhlp must be chcIoud on Sc:heduIe F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 Dreyfus Strategic Municipals, Inc. - Account No. 86.48 0000282699; 9.9284 shares TOTAL (Also enter on Line 2, Recapitulation) 86.48 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B (Rev. 6-98) . , T J ... CltlgroupJ SMITHBARNEY FAX TO: 737-2086 TO: Beth B. Lengel, Office of James D. Bogar FROM: Patty Sherick DATE: September 19, 2006 RE: Price of Dreyfus Strategic Municipals Inc. as of 4/10/06 The price of Dreyfus Strategic Municipals Inc. on 4/10/06 was: Hi 8.80 Lo 8.70 Close 8.71 Thank you, ~ ~~ :J-.v--/ {atrlcia L. Sherick CSA Inform8tio~ set forth was obtained fro sources which. we believe reliable but we d~ ~t~t~uaranhtee.lts accuracy or completeness el er t e ,"~ormation nor any oPinio~ ~~:rp~s~ constItutes a solicitation by us for rc ase or sale of any securities P performance is no guarantee of future r~~:: ~roceeas Trom crOKer ana caner I:xcnange J ransacLlom:i ~Wb VIVIO ''10. l~O-Ufl:l , .THE BANK OF NEW YORK P.O. BOX 11258 NEW YORK. NY 10286 - 1258 EIN # 13-5160382 AS AGENT FOR: DREYfUS STRATEGIC MUNICIPALS INC Payer's Federal Identification No. Recipient's 10 No. 13-3426554 20-7027058 . Recipient's Name. Address. and Zip Code ELIZABETH ANN WOlFORD dbNSTANTINE EX EST DON S WOLFORD C/O JAMES D BOGAR ONE WEST MAIN STREET SHIREMANSTOWN PA 17011 Account Number (optionaO 0000282699 ox 1 a. Date of Sale 1 0/25/06 Shares I Units Sold Box 1 b. CUSIP 261932DRP 9.9284' Box 2.Stocks, bonds, etc. I Gross Proceeds reported to IRS $91.04 Box 4. Federal Income Tax Withheld l~~x 5. ~~tk)n SubstItUte Form 1099__8 0.00 DREYFUS STRATEGIC REINVESTMENT ISSUE THIS IS IMPORTANT TAX INFORMA11ONAND.isB~INGFURNISHED TO THE .INTeRNAL REVENUE. SERVICE. IF YOU ARE .REQUIRED TOALEAXAX RETURNiA,NEGUGENCE PENALTY OR OTHERSANCTlON MAY BE IMPOSED ON YOU IF THIS INCOME IS TAXABLE AND THE IRS DETERMINES THAT IT HAS NOT BEENREPOATED.. ..' . .;......:..:,.,...... , . a~~~~'t~~g~~r.:~tip~~rt~~~d; j;(,U1~.~~~ri;,..t8: c..' .' 'grDs$'ptocebdkle~ot6nimisSfuii jJj/i;d6l&i~~~ums.\VeR~~~t~,~. you andto,the ms on Form 1099-B by Jan~ry' 31 ()ftheYear:JoUowmg Report this amount Oft Schedu1eD(F~cl>~), ~apital ~.~;~~~~s'" , ,~'~~r ,year of the transaction. This. fo.rm. is: used,".tq feport $e~ ' ,,< '. ". '," .... , .d, ' . '. ..... . ;' ~') - .'. ":. . :"" ... ;', ,.-.. . p~. ......... . , .' .. ". .'. "./i' Box 4. ~Showsbackupwithho1ding.'j:~r>eiafup~.ptrsonsn9t.~ishjriJ'du~i BOx..t.i;&o~ the tnide date of the transaction;Fot aggregaierepOl1illJ~no taxpayer ideDtitiC3donmunbetro~payet:~~.$lI.bjecno ba~lg@':c>,~' enuj'W111~p~t." '. '.' .:,:.:withhoI4ingat~28~rateoncertaiJlpa:~,~~FOmt:}y~i~~tot: . T~xpa~ Ident1ncI,DOlt ~1Utlb~and Clirtifi~tion;ufQr,in19~th)n1m,bAC,ltUp ~x l,b,~F~tbtoket transactions. may show: the C.ustP(G~i~;:9n '. .' wlthholdmg. . [ncludem.ISattlOWlton .,y~J~o~~ :~ retUrtt,as,'~~eld. '.' u~if\)lm~\lrity Identification Procedures) numb~ ()f,the i~~:,~~~,.':... >, Bc>xS;. Sh~ 11 briefdeSC~~(~jt~fu.{9;~ibe:tOt~~~b~~~ ~:2:." ~oWs' the procee~ from transactionS h1VO]vhig'~~b9~~~~.', .,01' .biJ:tering. inCO~'isbe!Dg ~ported;:l!or;~~~'~~.(;oJ)~;'\'f(f:..., debrobliSatlPrt$,eommodiues. or forwardcoJUr'KtS. 'LoS$e$~fqt\lvirtt,.\,,>:, forward contracts.RFCor Qtherappr(jP!1ate'deSCnpnon.maY ~~~WB;: coattaet5;are $l\Own in parentheses. This box <IOe$ not mcli!deprpceedS~fiori1' . ;~:,'" ~te4. futureS' conD'aCrs. The hroker must fudicate.wheiher~:p~ceedS()r ~He.Ri.. . .' '. . ' riI1aCbffiW, ", :.050726073 '.. r- PROCEEDS-(jF-SAlE . I TAX Wf11iHELD-1 . .. ". ,".c ,~.,l" "",,,,,,,,,,,.,,,,,. "'"'' ....,,,,, ".""""., ,.'u,..,., """'''''''~''''''''NET~CK' AMOu,Nf';;;'f'" , ',-' - -. ',' .....< Transaction instrUctions received by the Administrator to sell shares under the program are executed by an affiiiate of the Adrtiitlistnttor. The difference (If any) !n the Gross Price Per Share and Net Price Per Share is the share broker commission and SEe fees. TRADE DATE DREVFUSSTRATEGIC MUNICIPALS )He OR~SSTRAreGle REINVESTMENT IS/?UE 1489:ACCT #I 0000282699' CHECK' GROSS PRICE PER SHARE NET PFlicEPEFI SHARE PIeaae retain this statem8!1l and tax form lor your records TAX 10 SHARES SOLD 20-7027058 ' I I , COMP ,I '.'l 9.2700 . r -- J 9.~ 697 $91.04 . 9.9284 10125106 ELIZABETH ANN WOLFORD CONSTANTINE EX EST DON S WOLFORD CIOJAMES D BOGAR q!IiE WEST MAIN STReET '':.,. SHlREMANSTOWNPA 17011 ,. '0.00 :'""'t. $2.:50, -- -. ---- _R II. 0 5 0 7 2 b 0 7 :I II. I: 0 2 ~ ~ 0 2 ;l 5 21: 5 b 0 8 SOL, ~ II. . I 't · "-.1_ EX+ rue) * SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESDENT DECEDENT Wolford, Don S. FILE NUMBER 21-06-0648 ESTATE OF Include the proceeds of litigation and the date the proceeds were received by the estate. All property joInt1y-ownecl with the rtght of IUfVIvonhIp mISt be chcIOHd on schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 AT&T - Refund (Ohio) 32.19 2 AT&T - Refund (PA) 7.60 3 Duke Energy - Refund 288.91 4 First Financial Bank Checking Account No.1 0119898 - Date of death balance 56.565.43 $56,565.43; accrued Interest 5 First Financial Bank Savings Account No. 90046667 - Date of death balance 54.329.14 $54,329.14; accrued Interest $8.93 6 PNC Bank Checking Account No. 5004561094 - Date of death balance $620.00; 620.05 accrued Interest $0.05 7 PNC Bank Savings Account No. 5004753539 - Date of death balance $28,803.46; 28.835.81 accrued Interest $32.35 8 1997 Dodge Intrepid Sedan - VIN #2B3HD46T6VH528694, Sold at private sale 1.500.00 9 Personal Property and Furniture - Decedent was a resident of Messiah Village at the 300.00 time of his death TOTAL (Also enter on Line 5, Recapitulation) 142.479.13 (If more space is needed, additional pages of the same size) Copyright (c) 2002 fonn software only The Lackner Group, Inc. Fonn PA.1500 Schedule E (Rev. 6-98) . , - '" .. tt" f' f(' ~~ First Financial Sank August 10, 2006 James D. Bogar Attorney At Law One West Main Street Shiremanstown, Pennsylvania 17011 Dear Sir, This is letter is in reference to the date of death request we received from you for the Estate of Don S. Wolford. As of April 10, 2006 here is the information you requested: 1\ccount# : 10119898 1\ccount tvDe: Checking Date of death balance: $56,565.43 1\ccrued interest as of date of death: $5.97 Status of ownenhiD: Don S. Wolford, Sole Ownership 1\ccount# : 90046667 1\ccount tvDe: Savings Date of death balance: $54,329.14 1\ccrued interest as of date of death: $8.93 Status of ownenhiD: Don S. Wolford, Sole Ownership Any further questions please feel free to call customer service at (877) 322-9530. rK..,Lio ServIce. 11Iat~ FIrst. . , I · ~ PNCBAN< August 17, 2006 1ames D. Bogar Attorney at Law One West Main Street Shiremanstown, P A 17011 RE: Estate of Don S. Wolford, a/kJa Donovan S. Wolford, deceased SSN: 277"()1-6838 DOD: 4/10/2006 Dear Mr. Bogar: In response to your request for Date of Death balances for the customer nott;d above, our records show the following: Checking Account Account #5004561094 Established 04/11/2005 DON S WOLFORD DOD balance: $620.00 + $.05 accrued interest Savings Acconnt Account #5004753539 Established 07/08/2005 DON S WOLFORD DOD balance: $28,803.46 + $32.35 accrued interest Please note that this office only provides date of death balances for deposit accounts (lRAs, CDs, Checking and Savings accounts). We do not process any financial transamons or provide statemeDts. Hyou need assistance with any of these items, please call 1.888-PNC-BANK (1-888-762-2265) or stop by your local PNe Bank branch office. Sincerely, ~ U:kM- 1-800-762-1775 P7 -PFSC-04-P soo fim Ave. PiUsburgh PA 15219 Member FDIC TOTAL P.01 t I \ · R8w-1110 EX+ (....) *' SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEALTH OF PENNSYLVANIA NlERrrANCE TAX RET\JRN RESI)ENT DECEDENT Wolford, Don S. FILE NUMBER 21-06-0648 ESTATE OF This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM ____.... IIUN ur. ._ _.. T DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE NUMBER INCLUDE NAME OF TRANSFEREE. THEIR RELATIONSHIP TO DECEDENT AND VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. 1 Don S. Wolford Trust - Principal - $1,055,659.31; 1.070.758.83 1.070.758.83 Accrued Interest - $15,099.52; Copies of the Don S. Wolford Trust Agreement and First Amendment to Trust Created by Don S. Wolford on July 24, 1992 are attached hereto and made a part hereof. TOTAL (Also enter on Line 7, Recapitulation) 1.070.758.83 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group. Inc. Form PA-1500 Schedule G (Rev. 6-98) . ' 1 ~ THOMAS A. BALDWIN ATIORNEY AND COUNSELOR. AT LAW 2345 Kemper lAue, P. O. BOX 6129 CiDcJmwi, 01\\04'206 . 0129 Telephone (513) 872-5162 Fax (513) 221.23" tbaldwin@be.Det December 27, 2006 James D. Bogar, Esquire 1 West Main Street ShiretnanStown, PA 17011-6327 RE: The Estate of Don S. Wolford, a/k/a Donovan S. Wolford Social Security No. 277-01-6838 Date of Death: April 1 0, 2006 Cumberland County Estate No. 21-06-0648 Dear Mr. Bogar: This letter will confirm that I represent the Trost orDon S. Wolford, aIkIa Donovan S. Wolford. The Trust was established by Trust Agreement dated July 24, 1992. The Trust Agreement was amended by a First Amendment to Trust dated June 26, 2002. As oftbe date of Mr. Wolford's death, Mr. Wolford's children, James Jordan Wolford and Elizabeth Ann Wolford Constantine, are the beneficiaries otthe Trust Copies of the Trost Agreement and First Amendment are attached. Please be advised that as of the date of Mr. Wolford's death, April 10, 2006, the value of the Trust was 51,055.659.00. Supporting infonnation as to values are attached. You are correct that the real estate expenses should not be taken as deductions. The only additional trust exp~ is my fee which I estimate to be $5,000. Please advise if you require additional information with respect to these matters. TAB:glm ~ '1l ~ ~ ~ ~ oJ ~ ~ \,) ~ ;l = ~ .. ~ I ~~ ~ P4 It i I. t Ib li I lid i A i I I II " 0 1'1 " ;: ::t . 1"1 ~ fJ .1 I ~ II ~ I 1"1 G 0 N ~ ! II ~ ~ ~ . Ii I- f Dills s i! I .. i~ I 0 0 ~ a.. i I S If: I j I ! 5 I g I I lis i 15~ ; II~ B ! I .., i! ~ ! o ~ . .. i ig i . ~= ~ : 6 , i 1ft I 1_ - I" N ... I I .. .. ., ... ." o " g ,. ~ g " P4 . . . P4 . . ... .. ,. Q 1"1 o ( z :..~ 8~ i~~ sO I:~ 1iI:8 I!~S BIII~ !!IN. !~ I!I o I~! ~ ., '" I I ., ~ I 1\1 o o 1ft ('II .., ,.. i ... fJ I "" i ... ., :: ... o g " ~ .. 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II) \ \ i \\ \ \ , \ \" -, ~\ \ \~. g g ", \ \ i. ~. ~ "\~ i , , \, , I ,\6 : , h\!i : :. \ I ,0 12 i ~ It \'\~ ~ ~ !s I ~S\'" \i;le\t ~, ~\ ~ \i\!i · · \- \ h \ S S ~ I .. la\O 0 : li \ \ Ii II \ e I, \ \, \ ,e \ \\ ~ \ \t \ \ \\~ il \t \ ...." \ ~ ~ ~ 1\ I \ . \ 01 il'\ ' tti t ~~\, I \. U \tot \~ \ ei \~ \ .; ," \ \~ ~ \a ~ \it 0 a ; \... ~ \ \ \ , CII \II , ~ ~ .S i i 1ft III .. ~ cf\ .. \ \ ~ \ \ "" \ \ . 1 1 \ \ 1 \. .\\ 'is Ii' .; 81' \ \t1 . \1 1 , ..~ . I, n \H \i ,\\ Ii. '~1 'I lClt ;, ~;i I i~\ i' ~,\ 1ft OB \' ~l ~ ~.\ ia.\ ....1 ;; , , l1 lJ:\ \' \\ 1 I,p... !, ,i i J ~ ,\1 V. il\ Poi ! I a i.. ~ ~~ ~~i '" )lCl. ,~ 'it i\ iI' . t TRUST AGRBEMER'l This AGREEMENT OF TRUST is made on this' 24th day of July, 1992 by DON S. WOLFORD aka DONOVAN SEMLER WOLFORD as both "Grantor" and "Trustee" . The Grantor declares that he now holds and will continue to hold, as Trustee, the property described on Schedule A attached hereto, and that such property will be administered and disposed pursuant to the terms of the following Agreement: AR'J.'ICLE FIRS!.' Section 1. During the lifetime of Grantor, the Trustee shall collect and receive all income and profits of the trust estate, and after deducting all proper expenses of the trust, shall accumulate or distribute all or part of such net income, or all or part of the principal of the trust estate to or for the benefit of Grantor, as Grantor shall direct in writing. Section 2. If at any time the Grantor is unable to manage his affairs, the Trustee shall have the power and authority to use the accumulated income and/or principal of the trust estate as it deems necessary or desirable for the care, comfort, support maintenance, medical attention, education and welfare of Grantor and any person dependent on Grantor. For purposes of this Section Grantor shall be considered to be unable to manage his affairs if he is under a legal disability or by reason of illness or mental or physical disability is unable to give prompt and intelligent consideration to financial matters. The determination of Grantor's . . ARTICLE SECOND Section 1. The Grantor reserves and retains the right at any time, by an instrument in writing signed, acknowledged and delivered to the Trustee to alter, amend and modify this Agreement in any and every respect, provided that the duties, responsibilities and obligations of the Trustee shall not be increased without the Trustee's consent. The Grantor may revoke, cancel and annul this Agreement and the trust or trusts hereby created, in whole or in part, and withdraw principal of any trust hereby created and resume possession of all or any part of the property subject to such trust free and discharged from this Agreement. Section 2. Any Person including the Grantor may add property to the trust estate by lifetime gift or by transfer taking effect at death, provided such property is acceptable to the Trustee. The Trustee shall not be personally obligated and the Trust shall not be obligated to pay any debts secured by mortgage or pledge with respect to any such property at the time of its receipt by Trustee. ARrICLB THIRD Section 1. As of the date of Grantor's death, the Trustee shall distribute the tangible personal property then held in the 2 , . trust estate.together with any fire, theft or other insurance covering such property to Grantor's spouse if living. In the event Gr~ntor's spouse does not survive Grantor the tangible personal property shall be distributed to Grantor's then living children, to be divided among then by themselves, or otherwise disposed of as they see fit. If the children have not agreed upon a division within three (3) months from the date of Grantor's death the same shall be divided by the Trustee among the children in as nearly equal shares as practicable, as the Trustee in its sole discretion may determine. Notwithstanding the foregoing certain specific items of Grantor's tangible personal property shall be distributed as Grantor has directed in a separate memorandum signed most recently by Grantor for such purposes. Section 2. Upon the death of Grantor, if the Grantor's wife survives him, the Trustee shall set aside and hold in a separate trust, hereafter referred to as the "Marital Trust", that fractional share of the trust estate which is required to reduce to a minimum any federal estate tax on the Grantor's estate, after taking into account the u~ified credit against estate tax (pursuant to Internal Revenue Code Section 2010) and the credit for state death taxes (to the extent that such credit does not result in the increase of state death taxes), but no other credit. In determining such share, the final determinations in the federal estate tax proceeding shall control. The Trustee shall pay all of the net income from the Marital Trust to the Grantor's wife at least quarterly. The Trustee shall payor apply to or for the benefit of the Grantor's wife from trust 3 . , principal such amounts as the Trustee in its discretion considers advisable for her maintenance in health and reasonable comfort, or support in her accustomed manner of living. In addition, the Trustee shall distribute to the Grantor's wife from trust principal such amounts as she shall request in writing. Upon the death of the Grantor's wife, the Trustee shall distribute any then remaining trust principal, to or in trust for the benefit of, such person or persons (including her estate), upon such conditions and terms as the Grantor's wife shall direct and appoint by a Will expressly referring to and exercising this power. Any part of the principal of this trust not effectively so appointed shall be disposed of by the Trustee pursuant to Section 4 of this Article. If the Grantor's wife disclaims her entire interest in any portion of this share of the trust estate, the Trustee shall dispose of such portion pursuant to Section 3 of this Article. It is the Grantor's intention that the share of the trust estate determined under Section 2 of this Article shall qualify for the marital deduction and any question with respect thereto shall be resolved accordingly. 'To this end, the powers and discretions of the Trustee shall not be exercised or exercisable except in a manner consistent with such intention. The Grantor's Personal Representatives shall not fund such trust with any property or its proceeds which does not qualify for the marital deduction or (to the extent that other assets qualifying for the marital deduction are available) with respect to which a credit for any foreign death taxes paid is allowable. The Trustee shall, upon the written 4 . . demand of the Grantor's spouse, convert any u~productive property held in such trust to productive property within a reasonable time. No estate, inheritance, transfer, succession, legacy and other similar taxes, including any interest or penal~ies thereon shall be charged against such trust until the balance of my Grantor's residuary estate has been exhausted. Section 3. If the Grantor's wife survives him, the Trustee shall hold the balance of the trust estate, including any portion of the share of the trust estate disposed of under Section 2 which is disclaimed, in separate trust, hereafter referred to as the "Family Trust.. The Trustee shall payor apply the net income of the Family Trust to or for the benefit of Grantor's wife. The Trustee may also payout so much trust principal to or for the benefit of Grantor's wife as the Trustee in its discretion considers advisable for her maintenance in health and reasonable comfort, or support in her accustomed manner of living. During the continuance of this trust the Grantor's wife shall have the non-cumulative right to withdraw each year from the principal of the trust, the sum of Five Thousand and nO/lOO ($S,ooo.OO) Dollars or five (S%) percent of the then principal of t.he t rust (valued for such purpose at the date of any such withdrawal), whichever shall be greater. Upon the death of the Grantor's wife,. the Trustee shall dispose of any then remaining principal of this trust pursuant to the provisions of Section 4 of ,this Article. Section 4. Upon the death of the Grantor's wife, she shall have the right by her Last Will and Testament, or codicils thereto, 5 . t executed after the Grantor's death, and by specific reference to this power, to dispose of the undistributed principal and accumulated income, if any, of the Family Trust, to the Grantor's issue, in any manner and in such proportions as she shall direct, in trust or otherwise. In the event of default of a valid exercise of this power by the Grantor's wife, in whole or in part, or in the event the Grantor's wife should predecease him, at Grantor's' death, the Trustee shall divide the then remaining principal and all accrued and accumulated, but undistributed, income of the trust, (after the payment or after setting aside assets sufficient in the opinion of the Trustee to provide for payment of the taxes, expenses, debts and bequests as aforesaid), into two equal portions. One portion shall be for the benefit of Grantor's daughter ELIZABETH ANN WOLFORD CONSTANTINE (nAnnn) and her descendents and be further divided as follows: (a) If Ann is then living two-thirds of this portion, or the entire portion if Ann has no issue, shall be held as a separate share for her benefit. (b) The remaining one-third of this portion (or the entire portion if Ann is not surviving) shall be held for the benefit of Ann's descendents, collectively, to be divided into separate shares ~ stirpes. (c) If neither Ann nor any of her issue is then living this portion shall be held for the benefit of Grantor's issue ~ stirpes. The other one-half portion shall be for the benefit of Grantor's son JAMES JORDAN WOLFORD ("Jimn) and his descendents and further divided as follows: 6 . , 7 . . (i) Immediately: 50%. (ii) At age 50: 100%. (iii) Should any of the children of Grantor die during the continuance of the respective trust created for such child, the portion of such child's share then remaining in the hands of the Trustee shall be distributed to whomsoever among the deceased child's issue that the deceased child shall have validly appointed outright or in trust by Last Will and Testament or Codicil thereto, in which specific reference to this power is made. Any portion not effectively appointed shall be distributed to the' deceased child's then living issue, ~ stirDes, or if no issue of such child be then 1~vin9, then to the issue of Grantor then living, Der stiroes. with respect to the separate share set aside for each grandchild or great-grandchild of Grantor (nBeneficiaryn) the Trustee shall hold and administer each share as follows: ,(i) Until the death of each Beneficiary or until the termination of this trust as hereinafter provided, the Trustee shall pay so much of the net income and principal of the trust to or for the benefit of said Beneficiary, at such time or times, and in such amounts as it, in its sole discretion, deems advisable to provide for the Beneficiary's support in reasonable comfort, maintenance, medical care and education, (including cOllege, graduate school and professional. school), to enable such Beneficiary to purchase a residence, to enter a business or profession or for any similar purpose which, in the Trustee's sole discretion, is in the best interest of such Beneficiary. 8 . . (ii) Each child shall have the right, at any time and from time to time, by request in writing, delivered to the Trustee to withdraw in one or more sums, an amount not to exceed in the aggregate, when added to amounts, if any, previously withdrawn by 'such child the following percentages of the sum of (a) the principal of the share then held hereunder for such child's benefit valued for this purpose at the time of each such withdrawal, plus (b) the amount, if any, previously withdrawn by such child, valued at the time or times of such previous withdrawal(s): (i) At age 25: 33% (ii) At age 30:. 66% (iii) At age 35: 100%. (iii) Should any of the children of Grantor die during the continuance of the respective trust created for such Beneficiary, the portion of such Beneficiary's share then remaining in the hands of the Trustee shall'be distributed to whomsoever among the deceased Beneficiary's spouse and/or issue that the deceased Beneficiary shall have validly appointed outright or in trust by Last Will and Testament or Codicil thereto, in which specific reference to this power is made. Any portion not effectively appointed shall be distributed to the deceased Beneficiary's then living issue, . ~ stirpes, or if no issue of such Beneficiary be then living, then to the issue of Grantor then living, Bll stirpes. 9 . . ARrICLE POUIa'S Section 1. The Trustee may render periodic judicial accounts of its administration of any trust hereunder~ or, in its discretion may render non-judicial accounts to the Grantor, or, after the Grantor's death, to all the income beneficiaries and presumptive remaindermen thereof (or to the parent or legal representative of any minor or incapable beneficiary). If all such persons give their written approval of such account or fail to notify the Trustee in writing of any objections therefor within ninety (90) days of the mailing thereof, it shall be final, binding and conclusive on all persons interested in such trust. Section 2. Whenever under the provisions hereof the Trustee is authorized to make discretionary payments or application of income or principal it may, but shall not be required to, take into consideration any other source of income or property which may be available to the recipient of such payment at any such time, and the Trustee's decision with respect thereto shall be final and conclusive upon all beneficiaries hereunder. Section 3. Notwithstanding any other.prov~sions of this Agreement to the contrary, no individual Trustee shall participate in any decision regarding any discretionary payment or application of principal or income to or for the benefit of such fiduciary or any beneficiary whom he or she is legally obligated to support, nor may any individual Trustee participate in any discretionary termination of a trust of which he or she is a beneficiary or an eligible beneficiary. If no co-Trustee is then acting hereunder who is qualified to participate in such decisions, the then acting Trustee shall appoint an Advisor to the trust, for the sole purpose 10 of making such decisions and to have all authority necessary thereto. Such Advisor may be an individual, or a bank, national bank, or trust company qualified to act as Trusteehereunderi provided that no individual shall be so appointed who has any beneficiary interest in such decision, or who is legally obligated to support any person having such an interest, and no corporation shall be appointed if an individual Trustee hereunder is an officer, director or substantial stockholder thereof. An Advisor shall be entitled to reasonable compensation for services so rendered. Section 4. If the Trustee is authorized or required to distribute trust funds to a beneficiary who is then a minor, and the Trustee does not believe that an immediate distribution is in the beneficiary's best interest, it may instead distribute such property to any adult caring for the beneficiary or to the beneficiary's Guardian or Custodian under a Uniform Gifts to Minors Act. In the alternative'~ the Trustee may hold and invest such' property as a separate fund for such beneficiary, and accumulate income or payor apply any part of the fund to or for the beneficiary's benefit from time to time, as it considers advisable. When the beneficiary becomes an adult, the Trustee shall distribute the fund to the beneficiary, or if the beneficiary dies before then, to the beneficiary's legal representative. Section 5. If any payments are made to the Trustee pursuant to an interest of the Grantor in any pension, profit sharing or stock bonus plan or any other employee benefit plan, the Trustee shall not use any part of such payments which is exempt from the federal estate tax for the purpose of satisfying any obligation of the Grantor's estate. 11 Section 6. Upon the death of the Grantor, the Trustee may, in its discretion, purchase assets from the Grantor's estate at a fair value. The propriety of the purchase, the amount of such assets purchased, and the ascertainment of fair value shall be solely within the discretion of the Trustee. The Trustee shall incur no liability as a result of such purchase or purchases and may continue to hold the same for as long as it deems proper. The Trustee may also in its discretion lend money or other assets to the estate of the Grantor; sell, lease, exchange or otherwise dispose of assets to or for the benefit of the estate of the Grantor; and guarantee the obligations of the estate of the Grantor and pledge all or part of the assets of the trust estate as security therefore, all upon such terms and in such security as the Trustee may deem advisable for the best interests of the trusts and the beneficiaries hereunder. The discretion and authority granted the Trustee hereunder shall not be construed as conferring upon the Grantor or his estate any right ~hatsoever in or any authority over the trust estate or any part thereof. AR'lICLE PI"B Section 1. DOROTHY J. WOLFORD shall become Trustee upon the first to occur of the following events: A. Appointment by the Grantor; B. The death of the Grantor; C.A total vacancy in the office of Trustee; or, D. Upon the Grantor becoming unable to'manage his affairs. 12 . . For purposes of this Article, the Grantor shall be considered to be unable to manage his affairs if he is under a legal disability or by reason of illness or mental or physical disability is unable to give prompt and intelligent consideration to financial matters, and the determination as. to the Grantor's inability at any time shall be made by two (2) licensed physicians, and the successor Trustees may rely upon written notice of such determination. Except as otherwise hereinabove effectively provided, any individual Trustee acting hereunder shall have the power at any time to appoint a successor Trustee in his or her place and stead and to revoke any such appointment at any time prior to such successor's qualification, and to make a new appointment in lieu thereof. Any such appointment or revocation shall be evidenced by an instrument in writing, signed, acknowledged and delivered to the Trustee so appointed or whose appointment is so revoked, or by a Will dated subsequent to all such instruments. Any successor Trustee shall be entitled to reasonable compensation. In the event any Trustee shall die, resign or become unable to serve without having appointed a successor, JAMES JORDAN WOLFORD and ELIZABETH ANN WOLFORD CONSTANTINE, or the survivor of them, shall be appointed as successor Trustee. In the event neither James or Elizabeth Ann are able or willing to serve then THE CENTRAL TRUST COMPANY of Cincinnati, Ohio shall be appointed as successor trustee. Section 2. Any references in this Agreement to the Trustee shall include, respectively (unless otherwise expressly provided), 13 . any Trustee executing this Agreement, and any successor Trustee and any-Trustee hereinafter appointed, and any reference to the Trustee in the neuter form shall include all Trustees then acting hereunder. Any Trustee may resign, and all the rights, powers, privileges, discretions and immunities granted to the Trustee executing this Agreement may be exercised or enjoyed by any successor Trustee and any Trustee.hereinafter appointed (unless otherwise expressly proviaed). No surety bond shall be required of any Trustee for the faithful performance of any duties hereunder. Section 3. Any successor Trustee is relieved of any duty to examine the transactions of any prior Trustee. Any Trustee shall be responsible only for those assets which are actually delivered to such Trustee. ARrICLB SIUB Section 1. The Grantor recognizes that there may be circumstances in which it is not in the best interests of the income beneficiary of the trust created under Section 4 of Article THIRD or Section 4 of Article FOURTH hereunder to continue such trust in existence, taking into account all relevant factors, including the costs of administration and any tax benefits or lack thereof. Accordingly, the Trustee is authorized in its discretion and for any reason which it considers sufficient to terminate such trust hereunder and distribute any then remaining principal and income thereof free of all such trusts to the income beneficiary. In exercising its discretion under this Article, the Trustee shall have no obligation to consider the interests of any other person in the trust, whether as presumptive remaindermen or otherwise. 14 Section 2. Notwithstanding anything to the contrary herein contained, if any trust estate shall not have vested according to the law within a period of twenty-one (21) years after death of the last survivor of Grantor, Grantor's spouse and Grcmtor's issue living at the time Grantor's power to revoke or terminate this Agreement expires, either by reason of death or by release of the power or otherwise, then, on the day before the end of such period, such trust estate shall nevertheless vest in the person or persons then entitled to receive the income therefrom, and the principal and all accrued and accumulated, but undistributed, income of such share shall be paid over and distributed to such person or persons in the proportions that such person or persons are then entitled to receive income. Section 3. Notwithstanding any provision of this Agreement, if after the death of Grantor and the completion of the administration of Grantor's estate, there exists any other trust agreement between 'Grantor and Trustee containing a trust' with identical beneficiaries and terms substantially the same as the te~ms of this Trust, then Trustee, in Trustee's sole discretion, may merge this Trust with such other trust. Upon the merger, Trustee shall terminate either the trust under this Agreement or the other trust (if authorized by its trust agreement) and shall transfer the trust estate of the terminated trust to the remaining trust. The assets transferred shall thereafter be held, treated 'and disposed of as a part of the surviving trust. 15 AR'lICLE SBVEIrlB Section 1. Except and to the extent that the Grantor's Last Will and Testament may provide otherwise, all estate, inheritance, transfer, succession, legacy and other similar taxes, including any interest and penalties thereon, which shall become payable upon or with respect to any and all property compr~sing a part of the trust estate (excluding any such taxes upon or with respect to property received pursuant to the Grantor's Will) and required to be included in the Grantor's taxable estate under the provisions of any tax law (including all such taxes on the property passing under subdivision 828 of Article THIRD hereof) shall be paid out of the share of the trust estate disposed of in subdivision 838 or R48 of Article THIRD hereof as an administrative expense, without proration or apportionment agalnst any beneficiary hereunder. Section 2. If the assets of the Grantor's testamentary estate (exclusive of residential real property and tangible personal property) are insufficient to pay all estate, inheritance,. transfer, succession, legacy or other such taxes, including interest or penalties payable out of the Grantor's estate, or any debts, funeral or administration expenses of the Grantor's estate, 'or any pre-residuary cash legacies given by the Grantor's Will, the Trustee may, in the Trustee's discretion, payout of the trust estate any portion or all of such items, and may make such payments, if any, directly or to Grantor's personal representative or any beneficiary of Grantor's estate. It is Grantor's intention to prevent the sale or other disposition of illiquid assets by Grantor's estate, and to benefit any beneficiaries of this trust 16 __Ju and specific cash legatees under Grantor's will. It is not Grantor's intention to benefit creditors or persons taking against Grantor's will or contesting Grantor's will. Section 3. Any amounts paid under this Article shall be paid out of and limited to assets or the proceeds of assets which are subject to the federal estate tax on the Grantor's estate. The Trustee shall be under. no duty to take part in determining the amount of any such taxes, debts or expenses, and may rely upon the written certification of the Executor, Personal Representative or Administrator of the Grantor's estate as to the amount or amounts to be paid as herein authorized. Section 4. Unless and to the extent that the Grantor's spouse shall otherwise provide by a Last Will and Testament specifically referring to this Agreement, all estate, inheritance, transfer,' succession, legacy and other similar taxes,- including any interest and penalties thereof, which shall become payable upon or with respect to any and all property comprising a part of the trust established under Section 2 of Article THIRD hereof and required to be included in the Grantor's .spouse's taxable estate under the provisions of any tax law shall be paid out of the principal of said trust as an administration expense, without proration against any beneficiary thereof. The Trustee shall be entitled to rely upon certification by the Executor, Personal Representative or Administrator of the Grantor's spouse's estate of the amount of any such tax due and shall pay the amount of such tax to said Executor, Personal Representative or Administrator upon their request. 17 AR'lICLB BIGII'lB Without limitation of the powers conferred upon it by law, the Trustee is authorized: (a) To retain and hold as a part of the principal of any trust hereunder any securities or other property listed on Schedule RAR: annexed hereto or received pursuant to the Grantor's Last Will and Testament or otherwise; (b) to invest and reinvest in any stocks, bonds, securities, or other property, real or personal (including any discretionary common trust fund of any corporate fiduciary acting hereunder) which the Trustee shall select, without regard to diversification and. without being limited to the investments authorized by law for the investment of trust funds; (c) to exercise any stock options in whole or in part and to retain any stock purchased under such options; (d) to enter into and perform any agreement with. respect to the sale, merger, combination, reorganization, dissolution or consolidation of any corporation or properties in which the Trustee may be interested; (e) to manage, improve, repair, sell, mortgage, lease (including the power to lease for oil or gas), pledge, convey, option and exchange, in whole or in part, any property held by the Trustee (real or personal and including any real property received by the Trustee pursuant to the Grantor's Last Will and Testament) and take back purchase money mortgages thereon, without court order and upon such terms as it shall deem best; (f) to make any required division or distribution in cash or in kind or in both, provided, however, that distributions in kind shall be valued at their respective values as of the dates of distribution; (g) to maintain 18 custody or brokerage accounts and to register securities in the name of the nominee7 (h) to compromise and settle claims (including those relating to taxes) by or against any trust hereunder, without court order7 (i) to borrow funds, from any person or corporation (including itself) and secure the payment of any such loans by the pledge or mortgage of the whole or any part of any trust hereunder; (j) to employ agents and to execute powers of attorney; (k) to employ the services of attorneys, accountants, investment counsel, custodians and brokers in the administration of the trust estate; (1) to vote and give proxies in respect to any shares of stock held hereunder7 (m) to administer the several trusts as a single fund insofar as may seem convenient and to make and retain joint investments in any property, real or persona17 and (n) to buy, sell and trade in securities of any nature, including short sales, on margin, and for such purposes may maintain and operate a margin account with brokers, and may pledge any securities held or purchased by the Trustee with such brokers as security for loans and advances made to the Trustee. AR'lICLB NIRTH Sect ion 1. Solely for the purposes of Article THIRD, in order for the marital deduction .to be available with respect to the property disposed of under such Article, the Grantor's spouse shall be considered to have survived the Grantor if the Grantor's spouse survives the Grantor for any period of time or if there is reasonable doubt as to which of them died first. 19 20 Section 5. with the exception of the interest of Grantor's spouse the interest of any other the beneficiaries of this trust shall not be liable for the obligations or debts of the beneficiaries and shall not be assignable in any manner by the beneficiaries. No part of the trust or income therefrom shall be anticipated, pledged, encumbered or hypothecated in any manner by the beneficiaries. Nor, to the fullest extent permissible by law, shall any part of the trust, or the income therefrom, be taken on execution, or be reached by creditor's bill, garnishment, or 9ther process or writ by any person having, or claiming to have, a claim against the beneficiaries, or anyone of them. All payments provided for the beneficiaries shall be made directly to such beneficiaries or their guardians, and to no other persons or entities. Section 6. This Agreement may be executed in any number of counterparts, each of which so executed shall be deemed an original. Section 7.. This Agreement and any trust hereby created shall be construed according to and governed by the laws of the State of Ohio. IN WITNESS WHEREOF., DOROTHY J. WOLFORD the Grantor and Trustee, has hereunder set her hand and seal as of the day and year first above written. ~~~~ GRANTOR AND TRUSTEE 21 '. Subscribed, sealed, published and declared by DON S. WOLFORD, the Grantor and Trustee, as and for his Revocable Trust, in the presence of us and each of us, who, at his request, in his presence and in the presence of each other, have hereunto subscribed our names as the date of the execution thereof. residing at.J!JO{, tAAtur ~ ~. ~ r5"dtJ~ , residing at J0fI~ ~ ~ ~ ~ 9'~oL , ~uu STATE OF OHIO . . . . COUNTY OF HAMILTON: The foregoing instrument was acknowledged before me by DON S. WOLFORD, the ~rantor and Trustee, and the foregoing witnesses this J/I-I" day of :/hL r/ / , 1992. naMSA. ............ NaIIry PIMc. 811I8 fII. Uy CommissIDn his....... dill.. Sec. 147 .G3 R.C. by Thomas A. Baldwin, Attorney at' Law. 22 SCBBDULB A TO TRUST AGREBllBft CRBHBD BY DOR S. WOLFORD DAi'BD JULY 24, 1992 $10.00 - Cash 23 . . .;,. FIRST AMENDMENT TO TRUST CREATED BY DON S. WOLFORD ON JULY 24, 1992 Pursuant to Article Second of the Trust created by DON S. WOLFORD ("Gtantor") on July 24, 1992 (the "Trust") the Grantor hereby amends the Trust as follows: 1. Section 3 and 4 of Article Third shall be amended to read in their entirety as follows: Section 3. . lfthe Grantor's wife survives him, the Trustee shall hold the balance of the trust estate, including any portion of the share of the trust estate disposed of under Section 2 which is disclaimed, in separate trust, hereafter referred to as the "Family Trust". In the event Grantor's wife does not survive him the entire trust shall be disposed of under Section 4 of this Article. The Trustee shall payor apply the net income of the Family Trust to or for the. benefit of Grantor's wife. The Trustee may also pay out so much trust principal to or for the benefit of Grantor's wife as the Trustee in its discretion considers advisable for her maintenance in health and reasonable comfort, or support in her accustomed manner of living. 1 .. Upon the death of the Grantor's wife, the Trustee shall distribute any accrued income to or as directed by Grantor's wife's estate and shall dispose of any then remaining principal of the trust pursuant to the provision of Section 4 of this Article. Section 4. Upon the death of the Grantor's wife, or in the event Grantor's wife predeceases him, at Grantor's death, the Trustee shall divide the then remaining principal and all accrued and accumulated, but undistributed, income of the trust, (after the payment or after setting aside assets sufficient in the opinion of the Trustee to provide for payment of the taxes, expenses, debts and bequests as aforesaid), into equal shares as follows: (i) One share for each of Grantor's children who is then living; and (ii) One share for the living descendants, , collectively, of each of Grantor's children who is not then living to be divided into separate shares among such descendants per stimes. With respect to the separate share set ~ide for each living child or descendant of Grantor ("Beneficiary") the Trustee shall hold and administer each share as follows: (i) Until the death of each Beneficiary or until the termination of this trust as hereinafter provided, the Trustee shall pay so much of the net income and principal of the trust to or for the benefit of said Beneficiary, at such time or times, and in 2 such amounts as it, in its sole discretion, deems advisable to provide for the Beneficiary's support inreasonable comfort, maintenance, medical care and education, (including college, graduate school and professional school), to enable such Beneficiary to purchase a residence, to enter a business or profession or for any similar purpose which, in the Trustee's sole discretion, is in the best interest of such Beneficiary. (ii) Each Beneficiary shall have the right, at any time and from time to time, by request in writing, delivered to the trustee to withdraw in one or more sums, an amount not to exceed in the aggregate, when added to amounts, if any, previously withdrawn by such Beneficiary the following percentages of the . sum of (a) the principal of the share then held hereunder for such Beneficiary's benefit valued for this purpose at the time of each such withdrawal, plus (b) the amount, if any, previously withdrawn by such Beneficiary, valued at the time or times of such previous withdrawal(s): At age 30: 33%. At age 40: 67% At age 50: 100% (iii) Should any of Beneficiary die during the continuance of the respective trust created for such Beneficiary, the portion of such Beneficiary's share then remaining in the hands of 3 . ' the Trustee shall be distributed to whomsoever among the deceased Beneficiary's issue that the deceased Beneficiary shall have validly appointed outright or in trust by Last Will and Testament or Codicil thereto, in which specific reference to this power is made. Any portion not effectively appointed shall be distributed to the deceased Beneficiary's then living issue, m stiIpes, or if no issue of such Beneficiary be then living, then to the issue of Grantor and Grantor's spouse then living, ng srimes. 2. The last sentence of Section 1 of Article Fifth shall be amended to read as follows~ In the event neither James or Elizabeth Ann are able to serve or continue to serve, THOMAS A. BALDWIN, shall be appointed as successor Trustee, or if he is unable or unwilling, PNC BANK of Cincinnati, 'Ohio shall be so appointed. In all other respects, Grantor hereby ratifies and confirms all of the provisions of the Trust. IN WITNESS WHEREOF, Grantor has hereunder set his hand as of this J. 'd day .#~ ~~~4_~~. r?9~g DON S. WOLFORD 4 .' . . . STATE OF OIDO COUNTY OF HAMILTON The foregoing instrument was acknowledged b'efore me by DON S. WOLFORD, the Grantor this J.( t/. day of June, 2002. OFFICIAL IUJ. BMRLY NIl WllYAICIR NaIaIY NIi:.,.... of D* .., ~J . .. ...... lit. II. _ This instrument prepared by Thomas A. Baldwin, Attorney at Law. 5 REV.1151 EX. (12-81) *' SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEAlTH OF PENNSYLVANIA INHERITANCE TAX RETIJRN RESIDENT DECEDENT ESTATE OF Wolford, Don S. Debts of decedent must be reported on Schedule I. FILE NUMBER 21-06-0648 ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 6,965.54 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Social Security Number(s) I EIN Number of Personal Representative(s): Street Address City State Zip - Year(s) Commission paid 2. Attorney's Fees Bogar & Hlpp Law OffIces 10,800.00 3. Family Exemption: (If decedent's address is not the same as daimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 338.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 7,271.16 TOTAL (Also enter on line 9, Recapitulation) 25,374.70 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1i500 Schedule H (Rev. 6-98) Rft-1S02 EX+ (....) * SCHI!DULI! H.A FUNERAL EXPENSES continued COMMONWEAl. TH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Wolford, Don S. FILE NUMBER 21-06-0648 ITEM NUMBER 1 DESCRIPTION Breitenbach McCoy Leffler Funeral Home AMOUNT 6.965.54 Subtotal 6.965.54 Copyright (c) 2002 fonn software only The Lackner Group, Inc. Fonn PA.1500 Schedule H-A (Rev. 6-98) Rft.1502 EX+ (UB) '* SCHEDULE H.87 OTHER ADMINISTRATIVE COSTS continued COMMONWEALTH OF PENNSYLVANJoIo INHERITANCE TAX RETURN RE8DENT DECEDENT ESTATE OF Wolford, Don S. FILE NUMBER 21-06-0648 ITEM NUMBER DESCRIPTION AMOUNT 1 Andrew & Patel Associates, P .C. . Medical Bill 49.89 2 Bank of New York. Fee for sale of Dreyfus Strategic Municipals, Inc. 2.50 3 Hamilton & Musser, PC, CPAs . Fee for preparation of Personal Income Tax Returns 415.00 4 Holy Spirit Hospital. Medical Bill 206.14 5 Internists of Central Pennsylvania, L TD 8.15 6 Paul D. Dalbey, DPM. Medical Bill 30.82 7 Quantum Imaging . Medical Bill 11.74 8 Register of Wills. Short Certificate 4.00 9 RESERVE: . Cost to conclude administration of Estate Including filing fee for PA Inheritance Tax Return, Inventory and First and Final Account; preparation of Personal and Fiduciary Income Tax Returns 1,500.00 10 Thomas A. Baldwin, Esquire. Legal fees due re Don S. Wolford Trust dated July 24, 1992 5,000.00 11 United Parcel Service. Express letters to T. Baldwin, Esquire re: automobile tltleltransfer 42.92 Subtotal 7.271.16 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rey-1112 EX+ (1-88) * SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONVtEALTH OF PENNSYLVANIA N-lERITANCE TAX RETURN RESDENT DECEDENT ESTATE OF Wolford, Don S. FILE NUMBER 21-06-0648 Include unrelmburud rnedlCIII ~ ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Messiah Village - Final Nursing Home Bill 8,532.80 2 Pennsylvania Department of Revenue - Personal Income Tax Re-Assessment (prior 136.18 return) 3 U. S. Department of Treasury - Estimated Federal Personal Income Tax Assessment 203.11 (prior return) TOTAL (Also enter on Une 10, Recapitulation) 8,872.09 (If more space is needed, additional pages of the same size) Copyright (c) 2002 fonn software only The Lackner Group, Inc. Fonn PA-1500 Schedule I (Rev. 6-98) REV.1113 EX+ (1-00) *' SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF NUMBER Wolford, Don S. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal ctistributions, and transfers under Sec. 9116(a)(1.2)] RELATIONSHIP TO DECEDENT Do Not lilt TruMMlsl I. See attached schedule FILE NUMBER 21-06-0648 SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) Total Enter dollar amounts for distributions shown above on lines 5 through 18, as appropnate, on Rev 1500 cover sheet D. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS Copyright (c) 2002 form software only The Lackner Group, Inc. TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET Form PA-1500 Schedule J (Rev. 6-98) 0.00 SCHEDULE J BENEFICIARIES (Part I, Taxable Distributions) ESTATE OF: Don S. Wolford 277.01-6838 04110/2006 Item Name and Address of Person(s) Share of Estate Amount of Estate Number Receiving Property Relationship (Words) (SSS) 1 Elizabeth Ann Wolford Constantine Daughter 5230 Oxford Drive Mechanlcsburg, PA 17055 One-half (112) of tangible personal property and one-half of rest, residue and remainder. 2 James J. Wolford 850 Aberdeen Court Bollngbrook, IL 60440 Son One-half (1/2) of tangible personal property and one-half (1/2) of rest, residue and remainder. *NOTE: Dorothy J. Wolford, wife of Don S. Wolford, died January 27, 2005. 1 ~ LAST WILL AND TBS'lAMEll.l' OF DON S. WOLFORD I, DON S. WOLFORD aka DONOVAN SEMLER WOLFORD, of Butler County, Ohio, declare this to be my Will and I revoke any prior will or codicil. FIRST : I am married to DOROTHY J. WOLFORD, herein referred to as my wife or my spouse. I have two children, both of my marriage to Dorothy: JAMES JORDAN WOLFORD and ELIZABETH ANN WOLFORD CONSTANTINE. SECOND: I direct that all of my enforceable debts (other than claims of any mortgage), my funeral expenses, and the cost of administration of my estate be paid as soon as practicable after my death. All estate, inheritance, transfer, succession, legacy and other similar taxes, including any interest and penalties thereon, which shall become payable upon or with respect to any and all property required to be included in my taxable estate under the provisions of any tax law, whether or not passing under this Will or any Codicil hereto (excluding, however, any such taxes attributable to any trust property required to be included in my taxable estate), shall be paid out of my residuary estate as an administration expense, without proration or apportionment against any legatee, devisee, beneficiary, transferee, or other recipient of such property. All my funeral expenses, last illness expense and estate administration expenses shall be similarly paid from the principal of my estate. cf9~d~ ~ON S. WOLFORD ., . THIRD: I give and devise all my tangible personal property, together with any fire, theft or other insurance covering such property, to my wife, if she survives me for a period of thirty (30) days. If my wife should not survive me for such period, then all my tangible personal property shall be distributed to my then living children, to be divided among them by themselves, or otherwise disposed of as they see fit. If the children have not agreed upon the division within three (3) months after the appointment of my executrix, the same shall be divided by my executrix among the children in as nearly equal shares as practicable, as my executrix, in her sole discretion may determine. Notwithstanding the foregoing I give and devise certain specific items of my tangible personal property to my Executrix or her successor to be distributed as I have directed in the separate memorandum signed most recently by me for this purpose. Any storage or delivery costs shall be paid by my estate. FOURTH: All the rest, residue and remainder of my estate, both real and personal, of whatsoever kind, nature and description and wheresoever situated, which I may own or have the right to dispose of by my Will at my death (my "residuary estate"), I give and devise to the Trustee then in office under a certain Trust Agreement dated July 24, 1992, created by myself, DON S. WOLFORD, as both "Grantor" and "Trustee", to be added to the principal of such trust and held, administered and disposed of as a part thereof. ~{~ 2 . FIFTH: I appoint my wife as executrix of this, my Last Will and Testament. If for any reason she shall fail or cease to act as such executrix, I appoint my son JAMES JORDAN WOLFORD and my daughter ELIZABETH ANN WOLFORD CONSTANTINE, or the survivor of them in her place and stead. My executrix and her successor shall not be required to give any bond or security of any kind in any jurisdiction in which they may act. SIXTH: Without limitation of the powers conferred upon them by law, I authorize and empower my executrix and her successor: (a) To retain any investments, securities or other property in my estate in the same form as received by them. (b) To sell, at public or private sale, transfer, assign, convey, exchange, lease for a term or perpetually and with or without privilege of purchase, pledge, mortgage or otherwise dispose of any investments, securities or other property, real or personal, held in my estate without appraisement, valuation, advertisement, notice, court order or other legal formality, and for such amount on such terms of credit or otherwise as they may deem advisable. No purchaser need look to the application of the purchase money. (c) To employ a licensed real estate broker or brokers, in connection with the sale of any real property held in my estate, and to pay a real estate brokerage commission for services rendered by the broker or brokers effecting such sale. D~:! ~~ 3 . . . (d) To invest and reinvest any of the funds held in my estate in such amounts as they may see fit in such stocks, bonds or other investments or property, as they may, in their discretion, deem advisable, all without reference to the laws of any state, court order, or the rules of any court governing the investments of executors. (e) To improve, insure, manage and otherwise deal with any real estate in their absolute discretion. (f) To value any securities, investments or other property in my estate for the purpose of making distribution thereof, and any value so placed on any property by my executrix or her successor shall be final, binding and conclusive upon all persons whomsoeve r . (g) To compromise any and all claims in favor of or against my estate as they deem proper. (h) To give proxies for corporate stocks, bonds or other securities, with or without power of substitution, or to vote in person such stocks or securities at corporate meetings, and also to consent to or approve such corporate changes as shall to them seem advisable; and to exercise or sell any options, rights or privileges with respect to any stocks, bonds or other securities held in my estate. (i) To file joint federal income tax returns of the income of my wife and myself _for any per iod or per iods for which such a Dt?~dW; J 4 . . . return may be permitted, and I request my executrix or her successor to do so if the same appears to bring about less taxes than the aggregate amount payable on separate returns and any additional tax, interest and. penalty thereon. (j) To claim as income tax deductions, all or any portion of the expense of administration of my estate, expenses for my estate, expenses for my taxes imposed upon my estate and/or on the income therefrom and/or on the income received by the beneficiaries from my estate. I further direct my executrix or her successor not to make any adjustments between income and principal or in the amount of any bequest passing to any beneficiaries of my estate as a result of any such election. Each and all of the foregoing may be done without court order or other legal formality and my executrix or her successor shall not be liable to any person whomsoever by reason of carrying out the provisions hereof. IN WITNESS WHEREOF, I have hereunto subscribed my name to this, my Last Will and Testament, consisting of this page and the four (4) previous typewritten pages, each bearing my signature at the bottom, thi~1L~day Of?L~ ' 1992. r!!~{~ 5 . of . · Signed, published and declared by DON S. WOLFORD, the testator, as and for his Last Will and Testament, in the presence of the undersigned witnesses, who, at his request, in his presence and in the presence of each other, signed the same as witnesses, on the day and year above mentioned. -rfl.P~ ~/~ ADDRESS 3'101, ~ ~ ~ ~ q~O:A ADDRESS )~6 ~ . ~ ~ ~ 912P2... , 6 .. <t FIRST CODICIL TO LAST WILL AND TESTAMENT OF DON S. WOLFORD I, DON S. WOLFORD, being of sound mind, do hereby make, publish and declare this to be the First Codicil to my Last Will and Testament dated July 24, 1992. Article FIFTH shall read as follows: FIFTH: I appoint my son, JAMES JORDAN WOLFORD and my daughter, ELIZABETH ANN WOLFORD CONSTANTINE, or the survivor of them, to act as executor. My executors and their successors shall not be required to give any bond or security of any kind in any jurisdiction in which they may act. I hereby ratify and confirm my said Last Will and Testament in all other respects. IN WITNESS WHEREOF, I have hereunto set my hand to this First Codicil to my Last Will and Testament at Cincinnati, Ohio, on this 26th day of June, 2002. {2~:!%~~ of" <( . · This Codicil was, on the date hereof, signed, declared, acknowledged and published by DON S. WOLFORD, whom we and each of us believe to be of sound and disposing mind and memory, to be the First Codicil to his Last Will and Testament, in our presence, who at his request and in his presence. and in the presence of each other have subscribed our names hereto as 4~ffimIDo=m~DRESS ~1 t&~~~RESS 2 J3lf.5 I~~ - ~eJ"'#- ~.JL..~ /--1 L1Ct~J;t-( /Y'~ 4 ~~~ /) # f/~ rs- J ~ '-.~. Register of Wills, Cumberland County, Pennsylvania INVENTORY Estate of 21-06-0648 Don S. Wolford No. also known as Date of Death 04110/2006 Social Security No. 277-01-6838 Donovan S. Wolford I Deceased Elizabeth Ann Wolford The Personal Representatlve(s) of the above Estate. deceased, verify that the items appearing in the following Inventory include all of the personal assets wherever situate and all of the real estate located in the Commonwealth of Pennsylvania of said Decedent, that the valuation placed opposite each item of said Inventory represents Its fair value as of the date of the Decedent's death. and that the Decedent owned no real estate outalde of the Commonwealth of Pennsylvania except that which appears In a memorandum at the end of this Inventory. lJWe verify that the statements made In this Inventory are true and correct. lIWe understand that false statements herein are made subject to the penalties of 18 Pa. C. S. Section 4904 relating to unsworn falsification to authorities. Attorney: Personal Reoresentative Signature: ~~~ ~~~:nt~i' Signature: 1.0. No.: James D. Bogar 19475 Firm: Boaar & Hlpp Law Offices Signature: Address: One West Main Street Shiremanstown, PA 17011 Telephone: 717-737-8761 Address: 3230 Oxford Drive Mechanlcsburg, PA 17055 Telephone: 717-697-0149 Dated: J 1"'/07 Personal PrODertv Cash................................................................................................ 140,679. 'J.3, c:::J g 1,800.aIE r:5~ 86.4; rn-rO :z: .......e:- r: , ",to! .)7. m "'=' :z; :0 U1 ~;,. u> 7' CJ c') 0 ')01'1 i:)C ?:;S ji! Personal Property................................................... ....... ............... StockslListed.......... ....................................... ................................ Stocks/Closely Held.................................... ........ .......................... Bonds....... ........... ....................................... ................. ..... .............. Partnerships and Sole Proprietorships ..................................... Mortgages and Notes Receivable............................................... All Other Property..................................... ........ ...... ...................... Total Personal Property......................................... 142,565.61 Total Real Property................................................ Total Personal and Real Property......................... Total Out-of-State Real Property.......................... \J' ):lit :x 'f? w .. Register of Wills, Cumberland County; Pennsylvania INVENTORY Estate of Don S. Wolford also known as Donovan S. Wolford No. I Deceased Date of Death 04110/2006 Social Security No. 277-01-6838 Cash AT&T - Refund (Ohio) 32.19 AT&T - Refund (PA) 7.60 Duke Energy - Refund 288.91 First Financial Bank Checking Account No. 10119898 - Date of death balance $56,565.43; accrued interest 56,565.43 First Financial Bank Savings Account No. 90046667 - Date of death balance $54,329.14; accrued Interest $8.93 54.329.14 PNC Bank Checking Account No. 5004561094 - Date of death balance $620.00; accrued interest $0.05 620.05 PNC Bank Savings Account No. 5004753539 - Date of death balance $28,803.46; accrued interest $32.35 28.835.81 Total Cash 140.679.13 Personal Prooertv 1997 Dodge Intrepid Sedan - VIN #2B3HD46T6VH528694, Sold at private sale 1,500.00 Personal Property and Furniture - Decedent was a resident of Messiah Village at the time of his death 300.00 Total Personal Property 1,800.00 Stock I Listed Dreyfus Strategic Municipals, Inc. - Account No. 0000282699; 9.9284 shares 86.48 Total Stock / Listed 86.48 (Attach additional sheets if necessary) Total Personal Property and Real Estate 142,565.61 COMMONWEALTH OF PENNSYLVANIA .. ~RTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG. PA 17128-0601 REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT BOGAR JAMES D 1 W MAIN STREET SHIREMANSTOWN, PA 17011 __nnn fold ESTATE INFORMATION: SSN: 277-01-6838 FILE NUMBER: 2106-0648 DECEDENT NAME: WOLFORD DON S DA TE OF PAYMENT: 01/05/2007 POSTMARK DATE: 01/05/2007 COUNTY: CUMBERLAND DATE OF DEATH: 04/10/2006 NO. CD 007645 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $53,058.49 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: CH ECK# 0097 SEAL INITIALS: JA RECEIVED BY: REGISTER OF WILLS $53,058.49 GLENDA FARNER STRASBAUGH REGISTER OF WILLS