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HomeMy WebLinkAbout07-0140 .. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 215 790-1010 Household Realty Corporation 961 Weigel Drive Elmhurst, IL 60126 Attorneys for Plaintiff Cumberland County Court of Common Pleas v. Brian D. Finfrock a/k/a Brian Finfrock 37 Chestnut Ridge Road Gardners, P A 17324 and Lynnette A. Finfrock a/k/a Lynnette Finfrock 37 Chestnut Ridge Road Number 6'1- J4C> Gardners, P A 17324 C!u~L ~"L CIVIL ACTIONIMORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or obj ections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose troIley or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LA WYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LA WYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMA nON ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una cc:nparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDlA T AMENTE. SI USTED NO TIENE A UN ABOGADO, VA A OTELEFONEA LA OFICINA EXPUSO ABAJO. EST A OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, EST A OFICINA PUEDE SER CAP AZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENClAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 ",. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Household Realty Corporation 961 Weigel Drive Elmhurst, IL 60126 Cumberland County Court of Common Pleas v. Brian D. Finfrock aJk!a Brian Finfrock 37 Chestnut Ridge Road Gardners, P A 17324 and Lynnette A. Finfrock aJk!a Lynnette Finfrock 37 Chestnut Ridge Road Gardners, P A 17324 Number D'7- C!tc..lT ~ CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Household Realty Corporation, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Brian D. Finfrock aJk!a Brian Finfrock, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 37 Chestnut Ridge Road, Gardners, PA 17324. .. 3. The Defendant is Lynnette A. Finfrock a/k/a Lynnette Finfrock, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 37 Chestnut Ridge Road, Gardners, P A 17324. 4. On 11/22/2004, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book1889, Page 2285. 5. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 37 Chestnut Ridge Road, Gardners, PA 17324. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 03/0112006 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 37,971.11 Interest through 11/24/2006 $ 3,824.79 (Plus $ 11.37 per diem thereafter) Attorney's Fee $ 1,898.56 Corporate Advances $ 397.71 Title Search $ 200.00 GRAND TOTAL $ 44,292.17 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. . 9. Notice ofIntention to Foreclose as required by Act 6 of 1974 (41 P.S. ~403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 P A Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $44,292.17, together with interest at the rate of $11.37 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY, P.C. BY: ~ Jia,A~ Attorneys for 1aintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE ~~':#'~UUO ~o:oo FAX 215 320 5664 MWe I4J 002/003 VERIFICATION The undersigned, Sylvia Hamdani-Bryant, hereby certifies that she is the Foreclosure Specialist of the Plaintiffin the within action; HOtl ':if' hold f1p() I fy Cor(), I I and that she is authorized to make this verification and that the foregoing facts are true and correct to the best of her knowledge, information and belief and further states that false statements herein are made subj eet to the penalties of I 8 P A.C. S. ~4904 relating to WlSwom falsification to authorities. ~~(L-~V 'Syl la Hamdani-Bryant :,I:,!\ ''').' - (Legal Description) ALL THAT CERTAIN tract of land situate in Dickinson Township, Cumberland County, Pennsylvania, bounded and described in accordance with a Plan prepared by Jerry D. laRue, R.S., dated May 11, 1993 and recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 66, Page 142. BEGINNING at a point in Chestnut Ridge Road T-530 at comer of Lot No. 2 on Plan; THENCE along and through Chestnut Ridge Road, South 63 degrees 52 minutes 01 second West 541.07 feet to an existing pin; THENCE continuing along and through Chestnut Ridge Road, North 26 degrees 41 minutes 43 seconds West 486.81 feet to a point; THENCE crossing over Chestnut Ridge Road and through a pipe set 25.00 feet from Chestnut Ridge Road, North 63 degrees 45 minutes 36 seconds East 492.25 feet to a pipe; THENCE along Lot No.2 on said Plan, South 32 degrees 24 minutes 15 seconds East 490.64 feet to a point, the Place of BEGINNING. CONTAINING 5.780 acres and designated as Lot No.1 on Plan for Donald C. Thomas, Sr. PARCEL NO. 08-16-0212-043 BEING the same premises which Donald C. Thomas and Lois S. Thomas, his wife, by Indenture dated 11-08-93 and recorded 11-18-93 in the Office of the Recorder of Deeds in and for the County of Cumberland in Deed Book Q 36, Page 632, granted and conveyed unto Brian D. Finfrock and Lynnette A. Finfrock, his wife, as tenants by the entireties. Exhibit A ~ ~ ~ 1- ti . V) ~ ~ o. -J ~ " ..J::: ~ J D n ~ ~ <; -.J ~ :~,. ri--; r~' ~ f'Q ~';, ~ ~~ 2 .I--n ~... ::s! q ('5 ~: C-, -"'" ",- m t~~ ~ ~ -../ U1 =< -< -.J / 8 .. SHERIFF'S RETURN - REGULAR CASE NO: 2007-00140 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOUSEHOLD REALTY CORPORATION VS FINFROCK BRIAN D ET AL SHARON LANTZ , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon FINFROCK BRIAN D AKA BRIAN FINFROCK the DEFENDANT , at 2110:00 HOURS, on the 16th day of January ,2007 at 37 CHESTNUT RIDGE ROAD GARDNERS, PA 17324 by handing to BRIAN FINFROCK a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and Subscibed to 18.00 9.68 .00 10.00 .00 ! 37.68 1'~'0'1 rJ/J .r'~~ R. Thomas Kline 01/17/2007 MCCABE WEISBERG CONWAY By: before me this day of A.D. SHERIFF'S RETURN - REGULAR ,. CASE NO: 2007-00140 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HOUSEHOLD REALTY CORPORATION VS FINFROCK BRIAN D ET AL SHARON LANTZ , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon FINFROCK LYNNETTE A AKA LYNNETTE FINFROCK the DEFENDANT , at 2110:00 HOURS, on the 16th day of January , 2007 at 37 CHESTNUT RIDGE ROAD GARDNERS, PA 17324 by handing to BRIAN FINFROCK, HUSBAND a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6:~~~~~J 10.00 R. Thomas Kline .00 I 16.00 01/17/2007 /)'" MCCABE WES lEER ,,,3}t- -, O~ By: Sworn and Subscibed to before me this day of A.D.