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HomeMy WebLinkAbout06-6593% i i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD DE5-013-02-02 WILMINGTON DE 19884 Plaintiff No. Qlo - (0 r93 l.:?uil.??JL?'( VS DARREN J BROWNING 627 HERITAGE CT MECHANICSBURG PA 17050 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 169649752 1. I I i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS DARREN J BROWNING Defendant(s) NOTICE :No. :CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 169649752 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. :No. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS DARREN J BROWNING Defendant(s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 169649752 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. `?? ` G9_3 (?^ Plaintiff :No. VS. DARREN J BROWNING : CIVIL ACTION - LAW Defendant(s) COMPLAINT AND NOW, this 06 day of November, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. 2. Defendant, DARREN J BROWNING, is an adult individual with a last known address of 627 HERITAGE CT, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050. 3. It is averred that Defendant was issued an open-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmpit - MBNA wo AF 1 W & A File No. 169649752 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to i the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $11,962.61. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 9 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $123.88. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. CCP Cmplt - MBNA wo AF 2 W & A File No. 169649752 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF W & A File No. 169649752 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $11,962.61, interest in the amount of $123.88, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, 16 ift Date: ll CL Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 4 W & A File No. 169649752 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: ?I C'?-- Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 169649752 Exhibit "p•• ? Q 071, TD n , e /ate ^5 - %a i v2 p W . yr * ,s ' A ?? w , T A.. ... 'S Y W'. >S? v: l - 0 M3 r- 'n CL n n r w O v 7 ? w° n ^ O O C: 2' ? v+ Z Z O0 m PC- e -Z CL O qc n, (D w A r ?- ? coats:.0 Z=.n 73. m (D -a m m v dDA m cD= = g `° Q° r" CD O •p 'S n h - ? G O y.-, >= m m N O.. ?. DJ - ~ n O. 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N 1 O ?'O 1 o A ? ? n •t7 w ro ? 1: O 'O 1 G 7 } n ? ?rn m a7 O ?ro N Exhibit "B" - FICHINFOI,•• Date 10/14/06 Account 4264293254466083 Mode L ••Nxt + • CLIENT NO 001730 MBNA ACCT#4264293254466083 BALANCE --$11,962.61 ****** PRIMARY DEBTOR ***** C/0 DATE 01/01/69 LSTPY DT 05/26/06 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 4264293254466083 A I BROWNING *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 DARREN J 3454 PACKARD AVE *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH SAINT CLOUD FL 347727333 4077098920 *M-WORK-PH *M-DOB *M-POE-NAME 4077098920 12/31/62 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LV01 OV0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE LMGR *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 2999 09/20/06 03/04/00 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 05/26/06 $11,962.61 $.00 $.00 $11,962.61 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 $11,962.61 $.00 $.00 3016754040 AAAABAAAAE123 *M-COMMENT-2 001 20060920 0000188 *MODE L=LFT R=RGT W=WRP Next File CJ {q" .#- ?? Ut ?' ?,,. N? ? ?.. L SHERIFF'S RETURN - NOT FOUND A CASE NO: 2006-06593 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS BROWNING DARREN J R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT BROWNING DARREN J but was unable to locate Him in his bailiwick /? n Aff TIT T TTTT [ TTf-\rrl -rrl T? He therefore returns the , NOT FOUND , as to the within named DEFENDANT , BROWNING DARREN J 627 HERITAGE CT MECHANICSBURG, PA 17050 DEFENDANT HAS NOT BEEN AT THIS ADDRESS FOR AT LEAST 2 YEARS. Sheriff's Costs: So Docketing 18.00 Service 9.68 / Not Found 5.00 ?J Surcharge 10.00 S 00 42.68 i L?v ? 6 4 1 Sworn and Subscribed to before me this day of R. `fEomas Kline yyew ff of Cumberland County LPOFF & ABRAMSON 1/20/2006 A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS DARREN J BROWNING Defendant(s) No. 06-6593-CIVIL CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, Date: 1/3 46 PL A / Daniel F. Wolfson #20617 Millip C. Warhol* #8 David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 169649752 ? , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 06-6593-CIVIL FKA, MBNA AMERICA BANK, N.A. Plaintiff VS. CIVIL ACTION - LAW DARREN J BROWNING Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this day of Ff OY RA , 202 Darren J Browning 3107 13TH ST saint cloud, FL 34769 PIA'Izo ? L Am F. Do le #87 2 / Daniel F. Wolfson #20617 Vliilip C. Warholic 86341 avid R. Galloway #87326 'I'omTyn--Nr Chippie #8783 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 169649752 Fri Kra . M= r c rl r? -am ?{ r ?' cry c