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Home My WebLink About94-00173 t.. ~ .c - ~ cO . ': v - ~ v ~ - a. , j - 078250-8 MERRI R. LANE Attorney 1.0. No. 37617 400 Market Street Twelfth Floor Philadelphia, PeMSylvania 19106 215-922-0066 Attorney for Plaintift'PLATTE VALLEY FUNDING,L.P. IN TIm COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PLATTE VALLEY FUNDING,L.P. 601 5th Avenue Scottsblufl: Nebraska 69361 Plaintiff : NO. 1 1'3 c~~ / qq'f v. MARK S. BRINER 830 Hummel Avenue Lemoyne, Pennsylvania 17043 Defendant(s) TERM COMPLAINT IN FORECLOSURE NOTICE TO DEFEND NOTICE" V.. ,..,. ... .-. _ II rota ... '0 defIDd,apioII .... - fOldt . ...f. .~...... raw_ .... actIoo ..... I.., (211) _ .,.. .11II "G .' \at ud -a ... ..... br ..... a. __ &lI' II.... 0'" or br - ... IlIIIIa i. .... witlllIIII _ row def_ or ..&.1 . AI 10 ... cIaIa let fonll ...... )'aIL Vall anr __ dIU If YOlI taII.o do 10 .Ite - .., Pt-.I ...11011. YOII ud a ~. .., ... ....... qaDI rota br lIIII CD,," wi........ n.n,., -- for .., -r cIaI.... ill l/Ie .""""laiD. or for ..,. od.. .w.. M nllll ......... br ... ptoioafl'. YOII ma, - - .. ptapon, or adIor nplIllII\IlIfWIr 10 ,.... YOU SHOULD TAXE THIS PAPEll TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNCIT AFFORD ONE. CO TO OR n:LEPtlONE THE oma SET FORni BELOW TO FIND Ol1l' WHERE YOU CAN GET LECAL HELP. COURT ADMINISTRATOR CUMBERLAND CO COURTHOUSE 4th FLOOR 1 COURTHOUSE SQUARE CARLISLE PA 17013 3387 (717) 240 6200 --. AVila .... .... . ~~-..... . Ia .... 51 ..... qlII.- hftr' .... do '-. . I. ~". .. III ....... ~' -............. (21)) dill do.... al puIIr do Ia tIIcIIa do Ia ~ ., Ia -"'-"'~- !ilia (alto _ _ .a.. . aatlao-..-oa:....'~r...-'..4.....a Ia __ .. fo... -na _ A' I 0 .. "jI~ . .. Jr-"'- .. _ do' III PI> . s...... q_ Ii ..... ... . cIaflaIde. Ia _.__ ...._,....... ...__ la de .... .. -- _.. IIIft\o .... 0 notlllacllill. ..wa..u. 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"Ii ;; '" u .. =] ..':: - g olts j'" ~:"l ~li!l ~ ~if.i:_~ ...I : .3 E <.;;','" < :l ;!..i!";:'~ a: t ~ 1",<Qr,:! ffi w~ ~~'8 ~ ..:!J 1_... \.U 0 ~ 8 j !: ~. DC'" d:-_~_ .a .. j ~ :i 3 i~j s ..~~ :! !1! [Er~. '" Nd.il~"S .00h'S"'_ -e. t ~ Ii ~ J"~ 0....0303 _ ::l . woo N <.3~;:;ni 1 j . ~ oH ~,~ 8 ...x ~ _ a HdE.:L Solt iU;Sl ucl!e1iw.... ~ ~~~8 i~ ~.3U!~E .. 1I .a . ... 03 i '" '" ~j.l! $:;: = ~ ' ..- ~ I ~a<~ ~a1!.!"": g ~.ll.Jr~ ~ ~ ~ h~ .H";"'. Illil.3.:l~~ ~ o , ~ : II I t~; ~~<"f' ~~"l!l :~tr- ~~j~ MERRI R. LANE Attorney J.D. No. 37617 400 Market Street Twelfth Floor Philadelphia, Pennsylvania 19106 215-922-0066 Attorney for PlaintiffPLA TIE VALLEY FUNDING,L.P. : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUN1Y PLATTE VALLEY FUNDING,L.P. 601 5th Avenue Scottsbluff, Nebraska 69361 Plaintiff : NO. v. MARK S. BRINER 830 Hummel Avenue Lemoyne, Pennsylvania 17043 Defendant(s) TERM COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, PLATTE VALLEY FUNDING,L.P. is the corporation designated as Plaintiff in the above caption. It has an office for the c~nduct of business at the address set forth in the caption. Plaintiff; brings this action to foreclose on a mortgage dated August 06, 1990 between GMAC Mortgage Corporation ofPa. and Mark S. Briner which was recorded in the Office of the Recorder of Deeds of CUMBERLAND county in Mortgage Book 986 page 003 on August 07, 1990. (a). By written assignment dated GMAC Mortgage Corporation of Pa. assigned said mortgage to plaintiff herein PLATTE VALLEY FUNDING,L.P. . Said assignment is being recorded in the office of the recorder of deeds of CUMBERLAND County simultaneously herewith. 2. Each defendant is an individual whose name and last residence is stated in the caption and the interest of each is as Mortgagor and real owner. The infonnation regarding the Mortgage is as follows: Mortgaged Premises: 830 Hummel Street Lemoyne, PeMsylvania 17043 Municipalityrrownship/Borough: Borough ofLemoyne County: CUMBERLAND Date Executed: August 06, 1990 Date Recorded: August 07, 1990 Book: 986 Page: 003 The legal description of the mortgaged premises is attached hereto as ExhibIt" A ". 3. The mortgage secures Defendant(s) certain Note dated August 06, 1990 in the amount ofS64,350.00 with interest at the rate of 10.00% per annum payable in monthly payments of S564.72. A copy of the Mortgage and Note is attached hereto as Exhibit "B". If the United States of America is named as a defendant then th United States of America claims a federal tax lien against the mortgage premises as set forth in Exhibit "F" attached hereto. 4. The Mortgage is in default because of defendant(s) failure to make the payment due September 01, 1993 and the following amounts are due on the Mortgage: Principal Balance Interest from August 0 I, 1993 to January 01, 1994 Attorneys Fees Cumulative late charges Costs of suit and title search S63,198.55 $2,601.00 S3,160.00 S140.22 $400.00 Subtotal S69,499.77 Escrow Deficit Credit SI,027.00 TOTAL S70,526.77 ';1;;,-~,t:~~~; s. The attorney's fees, set forth above are in comformity with the Mortgage documents and Pennsylvania law, and wiD be collected in the event judgment is entered against the defendants. If the Mortgage is reinstated prior to judgment being entered, reasonable attorney's fee will be charged. 6. Notice of Intention to Foreclose has been sent to Defendant(s) by Certified Mail as required by Act 6 of 1974 of the Commonwealth of Pennsylvania on the date set forth in the true and correct copy of such notice attached hereto as Fxhibit "C". 7. Notice required by Pennsylvania Act 91 has been sent to each defendant and is attached hereto and marked Exhibit "D" and each Defendant has either failed to proceed thereunder within the prescribed time limit, or has been determined ineligible or Plaintiff has not be.:n notified of Defendant's eligibility in a timely manner. If this Mortgage is insured by the Federal Housing Administration (FHA) under Title n of the National Housing Act, by the FHA as above described, then the notice described in this paragraph is not required and has not been sent and therefore no copy is attached. WHEREFORE, the Plaintiff demands judgment against each defendant herein, jointly, severally in the total sum stated in paragraph 4 plus interest from August 0 I, 1993 at the rate ofS17.00 to the date of judgment and other costs and charges collectible under the Mortgage and for the foreclosure and sale of the mortgaged property. DATE: December 22, 1993 -2--~~ MERRI R LANE Attorney for Plaintiff 0'7~d50~- Wru.V 1"""'\ 1'"\ . . 078250-8 MBRRI R. LANE Attorney I.D. No. 37617 400 Market Street Twelfth Floor Philadelphia, Pennsylvania 19106 215-922-0066 Attorney for PlaintilfPLATI'E VALLEY FUNDING,L.P. : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATI'E VALLEY FUNDING,L.P. 601 5th Avenue Scottsbluft; Nebraska 69361 Plaintiff : NO. v. MARK S. BRINER Defendant(s) TERM VERIFICATION I, the undersigned hereby verify that I am a representative of the plaintiff and I am authorized to make this Verification. I hereby verify that the facts set forth in the foregoing Complaint are true and correct to the best of my / Information and belief and that this statement Is made SUbject to the penaltirr of 18 Pa. C.SA 4904 relating to unsworn falsificatib to the ~uth' ities( \ . .....-, , .: '.,\ ' . \ .\~ Dale ''-/2 '/1 J ' ~ \:_- ",---,/ .._..-......~ .,~ . . .- . .. .' , .~ SCHEDULE A ALL THAT CERTAIN lot or parcel of ground situate in the Borough of lemoyne, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the southern line of Hummel Avenue at the distance of 145 feet measured in an easterly direction from the southeast corner of Ninth Street and Hummel Avenue; thence in a southerly direction along the Une of Lot No. 18, Section "E", on the Plan of Lots here~after mentioned, 150 feet to Peach Alley; thence in a westerly direction along the northern line of Peach Alley 17.5 feet, more or less, to a point; thence in a northerly direction along the line running through the center of the partition wall of the double two and one-half story brick and frame dwelling house erected on Lot No. 19, Section "E", on said Plan, 150 feet to a point on the southern line of Hummel Avenue; thence in an easterly direction along the southern line of Hummel Avenue 17.5 feet, more or less, to the point and place of BEGINNING. BEING the eastern 17.5 feet of Lot No. 19, Block "E", Plan No.1, River ton , said Plan being recorded in the Cumberland County Recorder#s Office in Plan Book 1, page 59. BEING No. 830 Hummel Avenue. BEING THE SAME PREMISES which C. Edwin Mohler and Pamela 1. Mohler by Indenture bearing date the 6th day of August A.D. 1990 and intended to be recorded in the Office for the Recording of Deeds in and for the County of Cumberland, Commonwealth of Pennsylvania, granted and conveyed unto the said Mortgagor in fee. UNDER AND SUBJECT to certain reatrictions now of record. THIS MORTGAGE is intended to be a Purchase Money Mortgage under the provisions of the Lien Priority taw as amended. ...-.......... ..- ~~J,.r.,".' . . (ll"_".UI.1; .. r ~ .":'.......,~ ." ~ C':;.'" -r.\~" ....., . c.... <w~-,.. ~ : ~.'~':fj.. ~ :... \ Weft Df I\._,I._~ -1' _ : ...~. ~r"f~>'> ;'I~~::~ ~County of CimberlenCl f - .". : 1; ..~ '\, ." ~ :~::~"'r1.'tl. ~ Recorded in the offiCII for tne T*G.:..afllCJ r:I Dua., c;t;.~'..:. ,:~,~,~::,~,""~'f.~tc"lin FrS for C~d County, Pa. . f~ ""'" -? _....<<0 <<'t ,. 1\.-/ ""-.tt.:Gi-' ~,..,..~.:--"-,;",,O .:- ~ I Boo"' 01 p-- . '"J;I~'.''' ... II;'--:r- ".:.:~~.~!O .~..... . Witn.l~ ~\h~ and 1..I~f officI," 0/\ ."hsle. Pa. th,s ~d.y ~ ~ '. ~l.U nt.6 -1UO'. ~. \') ..) eoo~ 1.10 PAG~ I "11 " 1;, .".>l.., . , 1 1 _, o. .... RECORDED_or RECOROE. FlCE or THE CU,rSERu,.j ~r DEEDS , COUNTY_PA '90 RUG 7 Pl'I 2 ~S' LO...N NO I -573054..02 wakb of P y ls,ect AN" 'RlI UN fer 1ltndbI. 0...1 FHA CaM No. 441-4151563 703 MORTGAGE THIS MORTOAOE (IlSecurit)' lnsuumcn,U) is liven on the The Monlllor 11 IlAU S. BIl111!1 6th d., of "'UGUST , 1990 who.. addreu I. 830 HUHHEL "'VENUE ~,.. I.EIlOtllE ,_. ., . P....17043 " ("Bonownlt). This Security Instrument is liven to .....1' CHAC HOlTC.\CP; COlPOIlATION or FA, which II orpnlud and cxlIllnl und" Ihe I.w. 01 addreu I. 8360 OLD TOU lOAD EUlNS P.....l. PI. 19117-1590 . ("Lend,,"). Borrower OWel Lend" Ihe prindpal.um 01 . . SllTY-POUR THOUSAND TBlEI HUNDI!D FIFTY AND 00/100 .........*................._........ PENNSYLVANIA , . and whose Dollan (U.S. S 64,350.00 ). ThII deblli evidenced by Borrow"', note daled the ..me dale u thll SecurlIY InItI'1lment (IfNoten), which provides for monthly paymcnu, with the fuU debt. tr nOI paid wiler, due and payable on SEPTEIIBEIl 01. 2020 . ThII Securlly IllIlrulllctllICCIlfCI10 Lend", (a) the rcpaymml ollhe debl cvIdmccd by the Notc. wllb interat. and all renewa1J. alauionl and mocnncatiom; (b) the payment of aU other lumJ. with Interest. advanced und" paraanph 6'0 prolCCllhelCCUri'y or ,his SecurilY IllIlrumcn': and (e) Ihe perlormance or Bonowcr'. covmanu and aareancnu under lhla Security Instrument and lbe NOle. For this purpose. Borrower does hereby mon.ale, Irani and convey 10 Lender 'he lollowlnl described' propeny localed In CUHIIERLAND County, Pennsylvania: ..... \ ...CCOllDlNG to SCHEDULE "..." "'TT"'CHED RE~ IJIIl HADE'" rART HEUOr . , ....- asu-. 01,1. whlch hu Ihe .dd.... or Ptlllllylvanla 17043 830 1I1lHIIEL ...VEIIDE LEHOtllE rzlP Code!, (UPropeny Addraslt); TOGETHER WITH aU the ImproYCmmu now or hcrcan".....ed on ,he property, and aU caocmcnu. riahu, .ppunClWlCCl, rcalS. royahla. mineral. oll and IU rlahu and profiu. water rilhu and stock and all fbnures now or hereafter. pan of lhe propcny. All replacements and additions shall abo be covered by Ibls Sccurily Instrumenl. Allor the rarqolalis refencd 10 in lhis Security Inslrumenl U Ihe "Propeny. to BORROWER COVENANTS 'hal Borrow" III.wrully sclzcd or 'h. eltale h".by conveyed .nd hu 'he rilhl'o man PI', llaDl and convey Ihe Property and tballbe Propeny is unencumbered. except for encumbrances of record. Borrower warrants and will defend Ico".Uy Ih. 1IIIe 10 Ihe Propeny .plns, aU claims and d.m.nd., 'UbjOCl'O .ny encumbraneel 01 record. t. Pa,.tD. of PrlDdpal. Illenst lad ....tt Cllarat. Borrower shall pay when due lhe prlndpaJ of. and inlerest on. Ihe debl evidenced by 'he NOle and late ehall" due under ,h. NOle. t. MODlla., Pa,lDtDU of Tun.luaraDre and Otlatr o.l...tI. Borrowtr shan include in each monthly payment. lo.ether wilh Ihe principal and inlCTeIl U StI fanh In 1M HOle and an)' Iltt charlts. In instillment of any (I) lua Ind special assessmtnlJ levied or 10 be levied Ilainsllhe Propeny. (b) leasehold payments or Iround renls on Ihe Propen)'. and Ie) premiums for Insurance required by para.raph 4. 1lIIAC',...."..c....w.", h,tlo!4 FIlA P,...,I,.. "'"'PIt. un @ 'Of".. eoDii 386 rAtE 1003_ " {3" - " , Each monlhly instillment for nem. ta), (bl. and Ie) .hall equal one.twelhh of Ihe annu.1 amounn," reasonably eulmaled by Lender, plu. an amount .uWcient to maintain an addillonal balance of nol more than ('ne.sh,th of the e\limated amounu. The full Innual Imount for each ilem shill be accumulated by Lender within a period endinl one month before an ilem would become delinquent. Lender shall hold the amounu collected In Irust to pay ilems CI), (b), and Cd before they become delinquent, If at any lime Ihe totll of Ihe paymenu held by Lender for hems (a). lb), and (c), IGldher ....ith che future monthly plymenu for such ilems payable to Lender prior to the due dales of such items, e"ceeds by marc Ihan one.sh:th Ihe estimated amounC of payments required to PlY such items ",hen due. and if paymenl' on the Note arc currenC, Ihen Lender shatt eilher rdund che UCtsS over one.sb,th of Ihe nlimaltd plymenu or crcdil che uceSS o\'er nne.shl.lh of che e'timaled paymencs to subsequent paymencs by Borrower. at the opcion or Borrower. H the lotal of the payments mlde by Borrower for ilem (I). (b), or (C) is Insuffic!ent 10 ploy che hem ..hen due, Ihen Botlo'oller shall pay to Lender any amount nteeuary to make up Ihe dencieney on or before Ihe dice Ihe item becomes due. As used In this S<<:urity Inmument. "Secretary" muns che Secretary of Housln. and Urban Developmenl or his or her deslance. Mon Securicy Inmumenls insured by the Sterecary arc insured under prolrams which require advance paymenl of Ihe entire monpae Insurance premium. Ir Ihls Security Instrument is or was insured under a prolram ..hlch did nOI require advance payment or the enlire monpae insurance premium, Ihm each monlhly paymenl shall abo include either: Ii);in inllallmcot of Ihe annual mona..e insurance premium to be paid by Lender to the Sccrecary I or (Ii) I monthly charlc inllead of 1 monpae Insurance premium if Ihis Security lnmumentls held by Ihe Secrelary. Each monlhly installment of the mortaale insurance premium shall be in an amount sufficient to accumulate the full annual morta.ac insurance premium with Lender one month prior 10 che date Ihe ruu annUli mOrl...e insurance premium is due 10 Ihe $ccretary, or If this Security Instrument is held by the Sccrct&ry. each monchly charle shall be In an amount equal 10 one-twelfth or one.half percent of the outscandina prinCipal balance due on Ihe NOle. n Borrower tenders 10 Lender Ihe full payment of aU sums sccured by this Sccurity Inmumenl. Borrower's ICCounl shall be crcdited whh the balance remainin. for alllmtallmenu for hems (al, (b), and (cl and any mortla.e insurance premium inllallmenl chat Lender has not become obUlaled to pay to the Secrelary. and Lender shall promptly refund an)' excess funds co Borrower. Immediately prior to-a foreclosure sale of the Property or iu acquisition by Lender, Borrower's account shall be credited wilh I(\y balance remainine for all Instlllmenu for items (I). (b), and (c). J, ApPUCltlon of Payments. All payments under paraaraphs I. and 2 shall be applied by Lender as follows: f!!!!. 10 che monaaae insurance premium to be paid by Lender to Ihe Secretary or to the monlhly charae by the Secretary instead or the monthly monllee insurance premium, unless Borrower paid Ihe entire mortlaae insurance premium when Ihis SecurilY Inscrument wu sl,ned: Second. to any lUes. special assnsments.leaKhold plyments or around renU. and fire. flood and other hazard insurance premiums. as required: Third, to interesl due under the NOle: Fourth. 10 amonilalion of the principal of Ihe Note: f!!!h, 10 laic charln due under the Note. 4. Rrt. flood and Olhu Hazard Insunaee. Borrower shall insure all Improvements on Ihe Property. whether now In exlslence or subsequencly erected. aaainst any hazards. casualties, and continlencitS,lncludlna fire, for which Lender requirts Insurance. Thillnsurance shall be mainlained in the amounts and for the periods Ihat Lender requires. Borrower shin also insure aU Improvements on the Propeny, whether now in exbtence or subscquencly erected. alainstloSS by floods to Ihe Ulent required by Ihe Secrelary, All Insurance shall be carried with companies approved by L~nder. The insurance policies and Iny renewallshall be held by Lender and shall Include 10sI payable clauses In favor of. and in a rorm acceptable to. lender. In Ihe event or loss. Borrower shall aive Lender immediate nocice by mall. Lender may make proof or 1011 ir not made promptly by Borrower. F.ach insurance company concerntd Is hereby luthorilcd and direct", to make payment for such 1011 directly 10 Lender. ioslead of to Borrower and to Lender jointly. All o~ a~y pan or the Insurance proceeds may be Ipplled by Lender. al ilS option. tilher (a) to the reduction or the indebcedness under the NOle and Chi' Security Instrument. fintto any delinquent amounU applied in the order in Paralfaph 3. and Ihen to prepayment of principal. or (b) to the reslorallon or repair or the dama.cd propeny. Any application of the proceeds to the principal shan nOI extend or postpone the due date or the monthly payments which arc referred to in Paralraph 2. or chanle the amount of such paymenu. An)" exens Insurance proceeds over In amount required to pay all ouutandinl indebltdncss under the NOle and this SecurilY Instrument shall be paid to che enlhy lellUy enlilled Ihereto. In che event or foreclosure or this 5<<uricy Instrument or olher transfer of lide 10 the Propeny Ihal exlln,ubhes Ihe IndebcednCSStlft riahl. till~ and int~resl of Borrower in and to insurance policies in force shall pass to the purchaser. S. Prnef'YIUon aad MalnlenlnC'C'orlh't Propert)'. LflHbohls. Borrower shall not commh waste or destroy. dlmaae or substandally chanae the Propeny or allow Ihe Propeny 10 deteriorale, reasonlble wear and lcat excepled. Lender may inspect the propeRY ir the propeny is vaclnC or abandoned or the loan is In default. Lender may lake reasonable action 10 protect and preserve such vacanl or abandoned propeRY. Ir Ihis Security Instrument is on a leasehold. Borrower shall comply with Ihe provisions of Ihe lease. If Borrower acquires fee title 10 the Propeny, theJeasehold and fee liele shall not be meracd unlcu Lender laree' 10 the merler In wrllinl. 6. Cltlfla to Bono.er lad prottdlon of Lendu', RJahts In lhe propcny. Borrower shall pay aU lovernmcntal or municipal chlrles. Ones and impositions chat are not included in Paralraph 2. Borrower shall pay these obllaalions on clme directly 10 Ihe enlllY which is owed Ihe payment. If failure to pay would advenely affect Lender'slntereSl in Ihe Property. upon Lender's request Borrower shall promplly furnish 10 Lender receiplS C"'idencinl these paymenlS. 1 lr Borrower falls to make these payments or the paymenls required by Parlarllph 2, or faUs to perform any other covenants and I,fccmenls contained in chis s<<urilY Instrumenl, or there Is a leaal proceedln,thal may sianlnelndy affect Lender's riahlS In the Propeny (such u a proccedina in bankruptcy. for condemnation or to enforce laws or reaulations). Ihen Lender mllY do Ind pay whalever is neClssary 10 prollCllhe value of the Property and Lender's riahts in the Property, includlna paymenl of lues, hazard insurance and other nems mentioned in Panetlph :. . .. Any amounlS disbursed by tender under this Para,raph Ihall become an additional debt of Borrower and be secured by chis SecurilY Instrument. These amounls shall bear interesc from the dile of disbursement, at che NOle rile, Ind at che opcion of Lender, shill be immedillely due Ind payable. '. '7. Condemn.Ilon. The proceedS of any aw.rd or c1"im for dama,es. direct or consequential, in connection wlch any condemnauon or other laklnll of any pan of the Property, or for conveyance in place of condemnation, arc hereby a"tlned and shall be paid to Lender 10 the extent 01 che rullamount of che indebtedneSlthat remains unpaid under the Note and this s<<urity Instrument. Lender shall apply luch proceeds to the reduction of the indebtedness under Ihe Note and this Security Insutolment, firsllO any delinquenl amounts applitd in the order provided in Parlaraph l. and Ihen to prepaymcot or principal. IMAC' 'A-MI/'-C.... w.... "'~lo/. toor. 386 rmiOot \. ."" ""y IIppliCillion 01 the pr~eed' 10 Ihe prm'lpal ,hall nOl ""lend or poupone the due dale or Ihe monlhly paymenu, whi,h ;arc r' tued 10 in Paralraph ~, or ,hanle the .1mounl of ,u,h pat menu. An)' (."en pror.<<ds o~~r an amounl required 10 ~.y all oumlndinllndeblednen under Ihe :'<olole ,and Ihls 5Kuruy Inmumenl shall be paid 10 Ihe enmy lelally enlllltd Iherelo. ., Ftcs. Lender may 'OIlKI ftfs and ,harle, aUlhoriz:cd by the Sec:relilr)'. 9. Grounds ror Ae('tltrlllon Dr Debl. CI. Oerlull. Lender may, e"epl I' limilcd by relulllio~' iuued by Ihe Secrelary in Ihe calf of paymenl defaulu, require Immediale paymenl in full of all sums )Kured by Ihls S<<urlly Inurumenl If: m Borro\Aler dd.ulu by railinllo pay in full any monlhly paymenl required by Ihis SccurilY Inmumenl prior 10 or on Ihe due dale of Ihe nUl monlhly paymenl, or (iii Borro'Aier ddaulu by falllnl. for a period of Ihiny daYl, to perform ilny olher obUlalions conlained In Ihis Scc:uruy Inllrumenl. Cb) Slle Wllhoul Credit ApproYlI. Leader sball. if pcrmilled by applicable taw and wilb Ihe prior approval or Ihe Secretary. require immedialC pI)menl in full of alllbe sums sctUred by this Security Inslrumenl if: (i) All or pan of Ihe Propeny is Olberwlle lraasrerred (olber than by devise or dcsccnl) by Ibe Borrower. and (ii) The Propeny is nol Ol:c:upicd by Ihe purchaser or ,rlDlee u bis or ber primary or s<<oadary resideace. or Ihe purcbucr or Iranlte does 10 occupy Ihe Propeny bUl bLJ or her credit bu nOI beea approved ia accordaDcc with the requirements of the Secretary. Ce) No Wllnt. If t:irt:umnancn <<cur Ihat would permit Lender 10 require immedlale payment In full, bUI Lender does nOl require such paymenu, Lender does nOl wai~e ilS rilhls wilh respecl 10 subsequent evenu. Cd) Rqulallons of HUn Stcrcllr)'. In many ci"umslances relulations Issued by Ihe Secrelary wlllllmil Lender's rilhls in Ihe case of paymenl defaulu 10 require immediale paymenl in full and foredolf if nOI paid. This SccurilY Inscrumenl docs nOI aUlhorlze acceleralion or foreclosure if nOI pc:rmiued by rClulalions of Ihe Secretary. 10. RelnSlalemenl. Borro'Aicr hu a rilhllo be reinstaled If Lender has reqUired Immedlale paymenlln full because of Borrower's failure 10 pay an amounl due under the NOle or Ihis Security Insnumenl, This rilhlapplin evcn afler foreclosure proctcdinls arc lnllilulrd. To reinnale Ihe Stalnt)' Insuumenl, Borrower shall lender in ,lump sum all amounlJ required 10 brinl Borrower's accounl currenl Includlnl. 10 Ihe ulenllhey arc oblilalions of Borrower under Ihls Stcur!IY Instrumenl. foreclosure cosu and reasonable and I:1Istomary allorncys' fea and upcnlCS properly wocialcd wilh Ihe foreclosure proceed!n.. Upon reinstalemenl by Borrower, Ihis SecurilY Inslrumenl and Ihe obUlalions lhallt secures shall remaln in crfect u if Lmdtr had nOI required immedlale paymenl in full. Howc:ver, Lcndu ls nOI required 10 pcnnil rdnstlltmenl if: (i) Lender hu acccpIed reinStalement afler Ihe commencemenl of fortclosure proceedln.. wllhin two yea,. immedlalcly prtcedinllhe commenccmenl of a currcnl fortclosure prOl:eedinl, iii) reinstalemenl will preclude foreclosure on dlfferenl Irounds in Ihe fUlure, or lUl) relnslllemenl wlllad~crsely affect the priorilY of Ihe lien crelled by lhls SecurilY Instrumenl, 11. Borro"er Nol Releurd: Forbnnact 8y Lendcr Nol a Walnr. Exlension of lhe lime of paymenl or modlnclllon of amonizalion of Ihe sums stcured by Ihis SecurilY Inslrumenl Iranled by Lender 10 any sucrcssor in Inleresl af Borrower shall nOI operale 10 release Ihe llabililY oflhe oriJinal Borrower or Borrower's suCteuor In Inlertsl. Lender shall not be required 10 commence proceedin" llainsl Iny successor in inlercsl or refuse 10 exlend lime for paymenl or olhcrwisc modify amortization of Ihe sums ICalred by Ihis SccunlY Inmumenl by rcason of any demand made by Ihe oriainal Borrower or Borrowtr's successors in inleresl. Any forbearance by Lendcr in t:lIercisinl any rilhl or remedy shall not be I waiver of or preclude Ihe exercise of any rilht or remedy. 12. Sucauon aad AsalIU Bound: Jolnl lad Suenl UlblUl,; Co-SllDcn. The covenanlS and IlreemenlS or Ihls Sccurily Instrument shill bind and beneOI the successors and wllRS of Lender and Borrower. subject to Ihe provisions of para&tlph 9.b. Borrower's covenants Ind Ilr<<menlSshall be joinl and several. Any Borrower who coosllRS this Security Inslrumenl bUI docs nOI e",ecule Ihe NOle: (I) is eg.silnln~ Ihis Stcurity Inscrument only 10 mortlale,lranl and convey Ihal Borrower's inltrcst in Ihe Propcny undcr Ihe lerms of Ihls Smully Inslrumenl; (bl is nOI pcnonally obUlated to pay Ihe sums secured by Ihls SecurilY Instrumcnl; Ind (c) alrea Ihat Lender and Iny olher Borrowtr may alfee 10 extend. modify. forbear or mike any accommodalions with rcalrd to lhe lerm of Ihls Securily Instrumenl or Ihe NOle whhouc thac Borrower's consenl. 13. Sollmo Any nOlice 10 Borrower provided for In Ihis Security Instrumcnl shall be liven by dellverinl it or by mallin. II by OUl class mail unlcss applicable law requires use of Inother melhod. The nollee shall be directed to the Propcny Address or Iny other addrcss Borrower desilnales by notice 10 Lender. Any nOllce 10 Lendu shall be liven by Orsl clw mail 10 Lender's address Silled herdn or Iny addrcss Lender dcslanaltS by nOllce 10 Borrowtr. Any noliee provided for in Ihis Sc:curily Inslrumenl shall be deemed to have been li~en 10 Borrowu or Lender when liven u provided in Ihls para Ira ph. 14. Go.emlRI La,,: Stnnblllly. This SecurilY Inslrumenl shall be lovemed by Fedcrallaw and Ihe Ilw oflhe jUrisdiction In which Ihe Propcny Is IOClled. In Ihe evenllhal any provision or clause of thls Sc:curhy Insuumenl or Ihe NOle conflicu whh applicable IIW, sueh conOId shall nOI affecl olher provisions of Ihls SecurilY Inslrumenl or Ihe NOle which can be ai~en dfect wllhoullhe cORnlclinl pro~illon. To Ihis end Ihe provisions of this Security Inslrumenllnd the NOle are declared 10 be severable. 15. Bona"cr's Copy. Borrower shall be liven one conformed copy of Ihis Sccurhy Inslrumenl. 16. AuflnmtRI or Rcnts. Borrower unconditionally wllns and Irlnsrm 10 Lcndu alllhc renlS and revcnua oflhe Propcny. Borrower aUlhorizes Lender or Lender's alenlS 10 collcct Ihe rents and re~enues and hereby dlrCCls each tenanl orlhe Propeny 10 PlY Ihe rcnll 10 Lender or Lender's IlenlS. Howe~er. prior 10 Lender's notice 10 Borrower of Borrower's breach of any covenanl or alreemenl in lhe Scc:Urlly Instrumenl. Borrower shall collecl .nd receive 111 renU and revenues of Ihe Propeny as lruslcc for Ihe benenl of Lender and Borrower. This aullnmcnl of renlS COlUlilUle. In absolule wilnmenl and nOI an assilnmenl for iaddilional security only. I( Lender lives nolice of brClch 10 Borrower: ea) all renu rccei~ed by Borrower shall be held by Borrower as IruSICC for beneOI of Lender only. 10 be applied la Ihe sums Stcured by Ihe StcurilY Insuumenl; (bl Lender shall be enlltled 10 collect and reeehe all of Ihe renlS of 1he Propeny; Ind Ic) elch lenanl of Ihe ProperlY shall pay all renu due .lnd unplid 10 Lender or Lender.s IIlcnl on Lcnder's wrillen demand 10 Ihe lenanl. Borrower hu nOI UtcUled Iny priar usilRmcnl or the renlS and has nOI and will not perform any aCllbal would prevent Lender from e:urcisinl its rilhls under Ihis parllraph 16. Lender shall nOI be required 10 enlcr upon. lake conlrol of or mainlain Ihe ProperlY before or afler .I~lnl nOllce of breach 10 Borrower. Howe~er. Lender or a judicially appoinled rccci~er may do 10 at Iny lime Ihere is a breach. Any application , of rents shall nol cure or waiOfe Iny ddaull or Invalldale an)' olher rilhl Or remedy of Lender. This assilnmenl of rtnu or . Ihe ProPfny shalllerminale when Iht debl secured by Ihe StcunlY Inllrumenl is paid In full. foOi 986 PAtE 1005 1IUC.'...lIw....um", hrtJ./f .@ ~'--..,.' ....~ ., ...._~....~...... Loao No. 1-513054-02 11. Foredo&ure Procedure. If Ltud~r requires iauMiliale p.ymeat in lull wadtr paralnph 9. lADder m.)' farfclOlt this Seaart'Y 1utnI...OI by Judld.1 P'-"I. Lend.r ....U be tlIUlIed 10 collec. all ..pe..... iatuned In punulnl \he "media provided in .his panlraph 11. iDcludlnl, bul not UJDlled 10, rtuonablt .lIomeys' fen .nd COlLI of tlllt tridence '0 tht II.Ital penallled by .pplk.able law, . . IL Roleue. Upotl pI)'ID"'1 01 .U .UDlS ICCIIfcd by Ih~ SecuriIY IDSlNIIleD~ Leadtr alIall diIdwJe Ibis SecunlY IDSlNIIlcnl wiIhouI cIwF ID Borrower. IIom>wer IlWI pay IOY .-dalioa ...... 19. Rp".' -. Period. Borrower'l time to reinstate provided in pIIIJfIpb 10 Iball Cllcnd 10 one how prior 10 &be ODOll............. or biddiJ>I " . abcriII'. uI. or ocher ule putIlIID' ID Ih~ Socuri'Y lostNmenL 20. Purdwe M....Y Mortp&e, II aDY oIlbc: dtbllCCllfcd by Ih~ SocuriIY hllllUmenl ~ leDI ID Bonower '0 Itqujre ailie '0 !be Pmpeny, IbiI-SiOIiiIJl Iosuumal' WU be . pun:Iwc IIlCllI<f _Co 21. _ 1laIe Aller JudpeaI. Borrower _ withe ilI_ rale payable aI1ct . judpoall ~ enlercd ... Ille NDIC or ill all aaioa 01 _ fored-. WU be the rale payable from ..... ID lime IIIldcr the N.... n. _ EIIPJ>U1ty. Borrow... ..- thai ahoolId thlI Seaart,y I"""'''''''' lUlCI \he NoI. aecured thereby no' be cIIIble for......... _the N_ H...... Ad _ 60 DAYS rn.m the dale hereof. Lender IDlY. ., III oplloll lUlCI IlOlWItbaludInI IOJlhInI In Pan&npb 9, nqulre Immedlale pa)'IDea. In fuU of aU ..... _ by thlI SeaartIY ........L A _ JtaIemcO. of allY autbortacd _, of the Secrelary doled ..baequea. '0 60 DAYS _ the dale benof, _I" ....... thlI SecuriI)' ......... lUlCIthe NoI. _ thereby. obaU be deemed coaduaI.. pn>of Dl_ladl&lbllltf. Nol'WlIhIlIndInI the f.......l. thlI opIIon may not be .._ by ~ _ \he _YaIIahlUIY of ~ II aoIeJy due .. Leader'. faIluft .. remit . __ IoaunuIce .......... ID the -*'Y. J RJden 10 .hls SKurtl, Instrument. Ir one or more riders are IXecuted by Borrower and recorded tOltlher whh this Sec:urity Instrument. the covenants or Clch such rider sh.lI be incorporlled inlo and shall amend and supplement lhe covenants aad ..,...,.cnu oflhll SecurilY InstrumeD. ..If Ihe rider(.) were In. pan of Ihl. Securi.y 100IIumenl. (Check applicable boxlCl)] E3 Condominium Rider 8 AdJu.lOble R.le Rider 8 Growlnl Equity Rider PI.nned Uol' DtvelDpmeDI Rider Graduated p.ymen. Rider Olher (ple..e .pcdfy) BY SIONINO BELOW. Borrower accepts and aarees to the lerms conlained in lhis Smutty Instrumen1.nd in any rider(s) execuled by Borrower and recorded with iI. ~ , ~<f~~ (Seal) ......... Wilnesscst " , .... (Seal) ........, / <(/~ c::A1_ (Seal) .8omlw.. (Seal) .Bouow.' "',"of' COMMONWEALTH OF PENNSYLVANIA. CUHBERUND On .hil. Ihe (po-f'L d.y of AUGUST 199D personally appeared HARX S. BRINER CoUnl)' u: . berore me. the undersllned officer. known 10 me (or utisfaaonly proven) to be Ihe penon(s) wbose nlme(s) 15 subsaibed to the wilhin Umrumcnt and acknowled,cd that HE executed the same rDr the purposes. herein contained, IN W1llIESS WHEREOF, 1 herCUllID lei my band and official aeal. My Commission expires: -,." Jo3rnoR.R:la:t11:::"_~.lt~ Ca.-rolQ Bc:ro. Qtr.;r...":t',1~ Mi'Ccrm1rsso-le..:l',C"'r~,^'i. lC7.1 ~. ~'T.oo':.OO , .J ,A---(11<w ..... Tlllt'of omct'1 . V .~.!.:.".".;.I" ~ .' 1,-', . ~ i,.l.o'SoJd..:' 'e)"'~'~' 1",f-"t':I::'odL' _...., i "". ~;r~i-:-..'~.:~:'~ f' .-' ,.y.,WI:J.,:: _! ..... g',"':I''?''~' ~'~, .,:;-' " .} ',-' " "," "':'~J";::'" ,,' .... '~7:. .... "..' ..,.... 'MAC''''''4J~'''IV.'1W i , Lu~' 1J8fi fA&!100r: ."......."a'.., I..... r ~ ,.....~...;~.~;. Mullblile NOTE , Loan NoI FHA C&Ic NO. 1-573054~Z 441-4151563 703 " AUGUST 6. 1990 IDlII1 830 HUllHEL A VEIlUE . . IZIIOYNE . PA 17043 IPtOJllfl' Addr'"l I. PARTIES "Borrower" means ta,h ptnon li,nin, at the end of Ihis NOle. and the ptnon'lsu"euorl and usi,nl. "Lender" means GHAC MORTGAGE CORPORATION OP PA and ill lu"asors and aasi,ns. 1. BORROWER'S PROMISE TO ~AY; INTEREST In rei urn (or a loan rea-ived from Lender. Borrower promlsello pay the prlncipallum of SIXTY-FOUR THOUSAND THREE HUNDRED FIFTY AND 00/100 .-.--.-........-............_ Dollln (U.S. S 64,350.00 ), plu,ln.erOl', 'a 'he order 01 Lender. In.erOl' will be ehu.ed on unpaid principal, Irom 'he dl,e 01 dilbunemen. ollheloan procccd.l by Lender. 11Iherl.e 01 TEN AND 00/100 per cen. (10.000 '" per year un,lI'he lull amoun' 01 principal hu been paid. 3. PROMISE TO PAY SECURED Borrower'l promiH to pay lJ ICCUrcd by a monllle, deed o( trust or limUuleCUrily instrument that II d.lcd the lame date u thil Note and called the "Security Instrument." nat Security Instrument protecu the Lender (rom loues which ml,ht result i( Borrower deClults under Ihis Note. 4. MANNER OF PAYMENT IA) TIlDe Borrower Ihln make a payment oC principal and Interat to Lender on the nUl day of ea,h month be,iMlna on OCTOBER 01, 1990 . Any principal and In'erOl' remalnln, on 'he fin' dlY 01 SEPTEHlIER 2020 , will be due on lha' dl.e. whieh II called 'he ml.uri,y dlle. (B' PI... Plymen. ,hall be made I' 8360 OLD TORI: ROAO ELItINS PAIlIt, PA 19117-1590 or II ,ueh o.her pllee u Lender mlY dOlI.nl.e In wrilln,. (C) AmRaat Each mon.hly paymenl 01 principal and inlerOlI will be In ,he Imoun, 01 S 564. 72 . Thil amounl will be pan 01 I lu.er monlhly paymen' required by 'he Sec:uri'y Inslrumen., 'hll 'hall be Ipplled 10 principal, In.erOlI and olher il.... In Ihe order described In Ihe Sec:urilY Inslrumen.. (D) AlloDle to tlab DOlt for pa1IDeDt adJlIIIIDtall I( an allon,e provldin, Cor payment adJustmeDU is tXccuted by Borrower to,ether with thb Note, the covenanu oC the alJon,e Ihall be incorporated tnlo and shall amend and supplement Ihe COVcn&nts o( this NOle u If the aUoa,e were a pan 01 ,hi, NOle. (Check Ippllcable boxl 8 Adjulllble Rile A1lon.e Orowin, Equity Allon,e B Oradualed Payment Allonle Olher 5. BORROWER'S RIGHT TO PREPAY Borrower hu the nlhl to pay Ihe debl evidenced by this NOle, in whole or in pan. without charle or penallY, on the fint dlY of any monlh. 6. BORROWER'S FAILURE TO PAY (A) LlCt a.UJt for Ol'trdUt Paln1tall If Lender hu not roceived lhe IuD monlhly paymau required by Ihe Sec:uri,y 11lIlnImen'. u described in Parqraph 4(C) 01 lhIs Noce by lhe end 01 fill.... calcndu days aI... lhe paymall is due. Lender may a>1Iecl I laIe char.. in lhe II110UDI 01 POUR AND 00/100 percen.( 4.00 "I 01 lhe overdue amoun. 01 each pa)'lllClll. (BI Dellull Ir Borrower defaulu by (allinlco pay In full any monlhly payment, Ihen Lender may, el,<<pt u limited by rcaulalions or the Secretary in the cue o( payment defaultl. rtquire immediate payment In Cull o( tbe rrinc:ipal balance remainin, due and alla<<rued internt. Lender may chooK not 10 exercise this option wichoul waivinl iu ri,hllln Ihe event of any lubsequent deCault. In many ciralmltances ",ulationl iuued by the Secretll)' willlimll Lender'l riahts to require immediale payment in full in the ase or payment defaulu. Thls Nole don nocauthorize acceleration when not pcnnitted by HUD rcaulalions. As used In this NOle, "Secretary" means the Secretary o( Housinl and Urban Dcvelopm:nt or his or her dcsipcc. (C) PlllDcat of Colli aad Elpeun I f Lender hu required Immedil.te payment In full. u dmribcd abo\le. Lender may require Borrower 10 pay 'OSIl and exptnKS indudlnl reasonable and customary allorneyl' rees (or enforcinllhil Note. Su,h fees and COIU shall bear interest (rom Ihe date o( disburlCmenl It the u.me rile u the principal or this Nolt. 1IIAC'lIIUlllJ.c...ll11t,. h~/o/l FHA M..UltaI' "aM Ra., N.., . "It ) . Loan No I 1-573054-02 t WAIV~RS Borrower and any other penon who hu obliptions under this Note waive lhe ri,hu of prncnlmcnl and nolke of diihonor. "PreHnlment" means the filhlto require Lender 10 demand payment of amounts due. '.Notl" or dishonor" means the rlab. to require Lend<< 10 ,Ive noliet 10 Dlher pcrMJnI thll amounts due h.....c not bttn paid. I. GIVING OF NOTICES Unlas applicable Ilw tequlra I dinercnt method. an)' nOliee Ihat mull be ,iven 10 Borrower under this Note will be ,Iven by delivcrin. It or by millin, it by fifl' c1UI mall to Borrower I' (he plopen)' addrtJl above or II . different addless if Borrower hi' ,iven lender I notice of Borrowe,', different address. An)' noliee thlt mUll be liven to Lender under ltd. NOle will be ,Iyen by fiuI c1ul man to Lender Illhe IddrclIlllled In Pa"'faph "(8) or I' . dlrfcrcnl addrCSl If Borrower it ,iven I noticc or thai dirrerml Iddress. 9. OBUGAnONS OF PERSONS \JNDER THIS NOTE Ir marc than onc person IllRlthis Notc. each perlon is rull)' and personall)' obllllled to k~p all or Ihc promises mldc in this NOlc. Includlnllhc promiac to pa)' thc rull amount owcd. An)' pCrlon who II I luaranlor. surcl)' or cndoracr or tbb NOIC b allO oblllltcd 10 do Ihac lhinp. An)' penon who IIka ovcr Ihac abll,llions. Jncludinllhc obllllliOnl or I auarlfttor. luret)' or cndorlcr or thb Natc. is also ablillled 10 keep III or thc promises madc in Ihls Notc. Lender ml)' mrorce lu r1.htl under 'his No,e a..11ll1 each perlon Individually or Ilallll' alllllna,o,l.. laid her . Anyone perlon Ilanlnl'hls Note may be required 10 pa)' 111 or the amaunll under thil Nalc. J BY SIGNINO BELOW, Bonowcr _ and a.,... 10 Ihe lerms and covmanu conlalned In IhIs Note. ~AaL~9 '/ IIAR~ S. BRINER (ScaI) .....- (ScaI) ........, (ScaI) --- J A.a.4 (ScaI) -- 1IIAoC'...,.ua.c....wa.. r.,,'G!' . , . . , III'IiItteBllley- . November 15, 1993 CERTIFIED MAIL Return Receipt Required Mark S Briner 830 Hummel Ave ; Lemoyne PA 17043 Re: Loan Number 078250-8 THIRTY DAY NOTICE OF INTENT TO FORECLOSE Your real estate loan is delinquent for the September 1, 1993 through November 1, 1993 payments. As you know, this represents a default under the terms of your Note. If arrangements have been made prior to receipt of this notice relative to the reinstatement of your loan, and you fulfill your obligations under that arrangement, the action noted in this letter will not be taken (excluding inspection). However, if you do not fulfill your obligations under that arrangement, this notice will remain in force. In order to cure this default, we must insist that you remit $3078.43 in the form of a cashier's check to: PO Box 1706, 601 5th Avenue, scottsbluff, NE 69361, no later than DECEMBER 15, 1993. The amount indicated includes the December 1, 1993 payment and accrued late charges of $59.78. In the event this default is not cured on or before the above date, according to the terms of the Mortgage/Deed of Trust, we will accelerate the sums secured by said Note and institute foreclosure, resulting in the sale of the property. You may, of course, cure this default prior to this date by contacting our office for the amount due at that time. Your failure to respond by the stipulated date will result in our declaring all sums secured by the Note immediately due and payable. We will then be entitled to collect all reasonable costs associated with this action, including, but not limited to, attorney's fees. This notice shall further inform you of the right to reinstate after acceleration. Also, we are required by Section 6050J of the Tax Reform Act of 1984 to report to the IRS information in connection with abandonment, foreclosure and acquisition of mortgage properties. CL025 -'- {' C .. . .' " , " . WIIllOUTRECOURSl: PAYTOTHEORDEROf GllA~GAGE CORI'ORAllON OF PI. ~J AsIIsaI1 SOll1l1ary , . . . . II PliltteVillley" November 15, 1993 CERTIFIED HAIL Return Receipt Required Mark S Briner 830 HUllIJI1el Ave I Lemoyne PA 17043 Re: Loan Number 078250-8 THIRTY DAY NOTICE OF INTENT TO FORECLOSE Your real estate loan is delinquent for the September 1, 1993 through November 1, 1993 payments. As you know, this represents a default under the terms of your Note. If arrangements have been made prior to receipt of this notice relative to the reinstatement of your loan, and you fulfill your obligations under that arrangement, the action noted in this letter will not be taken (excluding inspection). However, if you do not fulfill your obligations under that arrangement, this notice will remain in force. In order to cure this default, we must insist that you remit $3078.43 in the form of a cashier's check to: PO Box 1706, 601 5th Avenue, Scottsbluff, NE 69361, no later than DECEMBER 15, 1993. The amount indicated includes the December 1, 1993 payment and accrued late charges of $59.78. In the event this default is not cured on or before the above date, according to the terms of the Mortgage/Deed of Trust, we will accelerate the sums secured by said Note and institute foreclosure, resulting in the sale of the property. You may, of course, cure this default prior to this date by contacting our office for the amount due at that time. Your failure to respond by the stipulated date will result in our declaring all sums secured by the Note immediately due and payable. We will then be entitled to collect all reasonable costs associated with this action, including, but not limited to, attorney's fees. This notice shall further inform you of the right to reinstate after acceleration. Also, we are required by Section 6050J of the Tax Reform Act of 1984 to report to the IRS information in connection with abandonment, foreclosure and acquisition of mortgage properties. CL025 -" II C 601 51h A....... Scou.b1urr. SE 69'61 h ~ . . I~ PliJtteValley" . . .. . Page 2 Acceleration Letter Loan Number 078250-8 Please be advised that we will be making periodic inspections to verify the condition of the porperty in accordance with the terms of the Hortgage/Deed of Trust. Your property represents a valuable investment on your part. We urge you to protect this investment by promptly bringing the loan to a current status. Should you have any questions regarding this matter please contact this office at 1-800-776-9361, or for Illinois 1-800-544-0885. Sincerely, 0L~a. ))ku:Jk Collection Counselor cc: Regular Hail P 'is '" Cc> .;l,5'g .3 'I- .., CL025 601 Sill A....... ScOlllhlu/' ,,~ . "'M a " . _.. .... ....., 6 ,....."'.,.. ...... ", a; . . '~f f i. ~~ ~ ~.~ ~ a l.r) V) :t- :r ~ ~ ~~ I:t-, ...0 ~~ ~ ." N ~~ - >->- "'... -<.r. u.t', ,~j:~ r",-(}% \:? ~:"~ '!:-~ S ~{~ -. .... t:~ J"- \,)..04. :...,\;,1 ':":1lJ,.. ._.1 ~.;~ it ,., -, -> . . OFFICE OF THE PROTHONOTARY COllrt of Ctmrnltln l'Ieas /lan/wer & IIiNh Street.~. Carti.de. PA /70/J Lawrence E. Welker, Prothonotary PLATTE VALLEY FUNDING Plaintiff(s) v. MARK S. BRINER Defendant(s) Court of Common Pleas (Cumberland County) ^ J-FY Tsl'Rl, l00d No.173 (l \..A~~L ('f1(4. NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania. you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Lawrence E. Welker, Prothonotary ~ Judgment by Default _ Money Judgment _ Judgment in Replevin _ Judgment for Possession _ Judgment on Award of Arbitration _ Judgment on Verdict _ Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY MERRI LANE, ESQ. AT (215) 922-0066. MERRI R. LANE, P.C. ATTORNEYS FOR PLAINTIFF MERRI R. LANE, ESQUIRE ATTORNEY I.D. #37617 400 MARKET STREET, TWELFTH FLOOR PIIILADELPHIA, PA. 19106 (215) 922-0066 : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATTE V ALLEY FUNDING v. MARK S. BRINER : January, 1994 TERM : NO. 173 PRAECIPE FOR ENTRY OF JUDGMENT UPON DEFAULT TO THE PROTHONOTARY: Kindly enter judgment in the within action in favor of Plaintiff. PLATTE VALLEY FUNDING and against MARK S. BRINER, for failure to respond within the required time to plead to the Complaint for the following amounts with costs: Principal Balance Interest from August 0 I, 1993 at 10.00% Escrow Deficiency Accrued Late Charges Attorneys Fees (5% principal balance) $63,198.55 $4,703.83 TOTAL o $239.12 $3,160.00 $71,301.50 Plus interest from the date of judgment and all other sums advanced pursuant to said mortgage and attorneys' costs as appropriate. MERRI R. LANE, P.C. -~-~-~ BY: MERRI R. LANE, ESQUIRE MERRI R. LANE, P.C. ATTORNEYS FOR PLAINTIFF MERRI R. LANE, ESQUIRE ATTORNEY I.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA. 19106 (215) 922-0066 : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATTE VALLEY FUNDING v. MARK S. BRINER : January, 1994 TERM : NO. 173 AND NOW this JUDGMENT / Sit. day ofv/Il ~"r "I 1994 judgment is entered in favor of plaintiff, PLATTE V ALLEY FUNDING and against defendants, MARK S. BRINER, and damages are assessed as follows: Principal Balance Interest from August 0 I, 1993 at 10.00"10 Escrow Deficiency Accrued Late Charges Attorneys Fees (5% principal balance) $63,198.55 $4,703.83 TOTAL o $239.12 $3,160.00 $71,301.50 Plus interest from date of judgment and all other sums advanced pursuant to said mortgage and attorneys' costs as appropriate. MERRI R. LANE, P.C. ATfORNEYS FOR PLAINTIFF MERRI R. LANE. ESQUIRE ATfORNEY J.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA. 19106 (2 I 5) 922-0066 : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATfE VALLEY FUNDING v. MARK S. BRINER : January, 1994 TERM : NO. 173 CERTIFICATION I hereby certifY that a Notice of Intention to Take Default was served upon the Defendant(s) by first class mail, postage prepaid. A copy of said Notice is attached hereto, made a part hereof and marked Exhibit "A". The Complaint was served upon Defendant(s) on January 26, 1994 by the sheriff or process server of CUMBERLAND County. A copy of the Proof of Service is attached hereto, made a part hereofand marked Exhibit "B". MERRI R. LANE, P.C. -/// ..~ ~ ~C--.- ~--- BY: MERRI R. LANE, ESQUIRE : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY MERRI R. LANE, P.C. ATTORNEYS FOR PLAINTIFF MERRt R. LANE, ESQUIRE ATTORNEY 1.0. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA. 19106 (2 I 5) 922-0066 PLATTE V ALLEY FUNDING v. MARK S. BRINER : January. 1994 TERM : NO. 173 NOTICE OF JUDGMENT Pursuant to rule 236 of the Supreme Court of Pennsylvania. you are hereby notified that a judgment has been entered against you in the above captioned proceeding as indicated below: .i.. JUDGMENT BY DEF AUL T MONEY JUDGMENT JUDGMENT IN REPLEVIN JUDGMENT FOR POSSESSION JUDGMENT ON VERDICT JUDGMENT ON COURT FINDINGS Principal Balance Interest from August 01. 1993 at 10.00% Escrow Deficiency Accrued Late Charges Attorneys Fees (5% principal balance) $63,198.55 $4,703.83 o $239.12 $3,160.00 TOTAL $71,301.50 '..""'.-.' Plus interest from date of judgment and all other sums advanced pursuant to said mortgage and attorneys' costs as appropriate. IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: MERRI R. LANE, P.C. at (215)-922-0066. CUMBERLAND COUNTY c MERRI R. LANE, P.C. ATTORNEYS FOR PLAINTIFF MERRI R. LANE, ESQUIRE ATIORNEY 1.0. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA. PA. 19106 (215) 922-0066 : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATIE VALLEY FUNDING v. : January, 1994 TERM : NO. 173 MARK S. BRINER CERTIFICATE OF SERVICE I, MERRI R. LANE, ESQUIRE ofMERRI R. LANE, P.C. hereby certii)' that serv~' of the foregoing Praecipe to Enter Default Judgment was made upon Defendants on ;.~ /0 'i if by mailing, first class, postage pre-paid, a true copy oftbe Praecipe to Defendan~ ast known address: MARK S. BRINER: 830 Hummel Avenue, Lemoyne, PA 17043 ME~IR.LANE~~~~~ ~ BY: ~~ -" MERRI R. LANE, ESQUIRE v. : January, 1994 TERM : NO. 173 MERRI R. LANE, P.C. ATTORNEYS FOR PLAINTIFF MERRI R. LANE, ESQUIRE ATTORNEY 1.0. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA. PA. 19106 (215) 922-0066 : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLATTE VALLEY FUNDING MARK S. BRINER CERTIFICATION OF ADDRESS I hereby certifY that the within Plaintitl's address is: 601 5th Avenue, Scottsblulf, Nebraska 69361 And that the last know address of Defendant(s) and thier attorney where applicable is: MARK S. BRINER :830 Hummel Avenue, Lemoyne, PA 17043 MERRI LANE, P.t. BY: 7 ~C ~-- MERRI R. LANE, ESQUIRE ...- f . c . ., MERRI R. LANE, P.C. ATIORNEY 1.0. ## 37617 400 MARKET STREET TWELFTH FLOOR PHILADELPHIA, PA 19106 (215) 922-0066 A TIORNEY FOR PLAII'\TIFF PLATIE VALLEY FUNDING, L.P. Plaintiff vs. : COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY : No. 173 M o\RK S. BRINER Defendant TERM NOTICE OF INTENTION TO TAKE DEFAULT TO/PARA : Mark S. Briner DATE OF NOTICE : February 17,1994 FECHA DEL A VlSO : IMPORTANT NOTICE You are in default because you have failed to take action required of you in this case. Unless you act within ten (10) days from the date of this notice as set forth above, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: LAWYER REFERRAL SERVICE Pennsylvania Lawyer Referral Service 100 South Street, P.O. Box 186 Harrisburg, PA 17108 Telephone (800)692-7375 7: / I I'f/ /I r/f-IItA:r . . A VISO IMPORT ANTE Usted esta en rebeldia porque ha fallado en tomar la accion de su parte en este caso. A menDs de que usted actus dentro de diez dias de la fecha de este aviso, se puede registrar una sentencia contra usted. sin el beneficio de una audiencia y puede perder su propied!ld 0 derechos importantes. Usted debe lIevar este aviso a un abogado enseguida. Si usted no tiene un abogado y no puede pagar por 105 servicios de un adogado. debe comunicarse con la siguiente oficino para averiguar donde puede obtener ayuda legal: SERVlCO DE REFERENCIA LEGAL 100 South Street, P.O. Box 186 Harrisburg, PA 17108 Te1ephono:(800)692-7375 ~-:? MERRI R. LANE Attorney for Plaintiff (IiI" ........... - 'f." ...4oo\'.....,1J..c:"U:,,l.~.1~.:.UT..'l'.~'.U.,.".....,'I'l:.:.:I"':.' ':':'....t. ;:....~. ..',. ..-....-......-..,.. .."....'-1 f..........~..~__.....~..... .trH.... " '1 L. '1.': . . .. .. . .. . . .. . . "" ....... .~..' '.:..... - ; , .. '. : .: '. " .... .,'.........,.,.,..."..._,,- .......;..........;.l..u...."...........'"'.....:..JoCo'"'~.I....~,.. ...-.,......-.............., . . ..' ..... . .' "'. ..'..............:...:-._..:..'l............. '. - . . SHERIFF'S RETURN CCMiONWEALw OF PENNSYLVANIA: COUNIY OF ClMBERLAND In The Court of Common Pleas of Cumberland County, Pennsylvania No. 173 Civil Term 1994 Complaint in Foreclosure and Notice Platte Valley Funding, L.P. VS Mark S. Briner nAv;n Rudy p.M. EST I ~ on the 26 day of January , 1994 at - , 2~X<<r Deputy Sheriff of Clrnberland County, Pennsylvania, who being duly sworn according to law, says, that he served the within Como1aint in Foreclosure and Notice upon MRTk S. Biner , the defendant, at 4: 40 ."0 'clock Pennsylvania, by handing to Mark S. Briner . R 10 <lllmmp.l Ave.. Lemovne , CUmberland County, a true and attested copy of the Complaint in Foreclosure and Notice and at the same time directing his attention to the contents thereof and the "Notice to Plead" endorsed thereon. Sheriff's Costs: Docketing Service Affidavit Surcharge 14.00 8.96 So answers: 2.00 24.96 Pd. Y Atty. 1-31-94 .~~...~,~ ;/~ T ....;'....;......,,~...-..,P4f':"::..e R..~s Kline.1Sheriff .' by .' Sworn and subscribed to before Ire this day of 19 A.D. Prothonotary --- I II JJ II f-ttA. Dd- 0 . .- 078250-8 MERRI R LANE Attorney I.D. No. 37617 400 Market Street Twelfth Floor Philadelphia, Pennsylvania 19106 215-922-0066 Attorney for PlaintiffPLAITE VALLEY FUNDING,L.P. : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY PLAITE VALLEY FUNDING,L.P. 601 5th Avenue Scottsblutf, Nebraska 69361 Plaintiff : NO. v. MARK S. BRINER 830 Hummel Avenue Lemoyne, Pennsylvania 17043 Defendant(s) TERM AFFIDAVIT OF NON-Mll..IT ARY SERVICE I, the undersigned, being duly sworn according to law, upon my oath, depose and say: 1. I am a representative of the Plaintiff and am authorized to give this Affidavit on its behalf. I have competent knowlc:dge of the facts set forth in this Affidavit. Sworn to and subscribed befor}t.,me this ct'fthday of ~t.'~vr<\.\x.... 1993. &1l\'\C(' ;;I. Q"l'~b. .NOTARYPUBLIC__ _. " ... fj(i'EUI::HALh'OIAti.'(,~:-, ."1::-. ',t 1 REIICI! t. pu.:;- C''1. o:! ''''1:> lAyComm.Exp.Ool.l'.l - ~ ~ ~7~. - -~ "=' ~ ) ~ '1 lY') J .t j ~, ~ ~ ~ ~J ...0. ~~ .....-..- '\co. -t- ~ ~ I'- ." "" ., = .....,:. ~ ~ <:0~ .K) - ~ <<-:;: -.. ., ~ .::-~~:'." '.:rJ t....) , 1 ............'...u~.:.1,,;.1:..;.,.....;_: . " .. " ... ..: .; ~ : . : .; ...':..:. ........~.....-. "'~l ..~...' . .'. ". .,...... ...............,............... SHERIFF'S RE'IURN CGlMONWEAL'Ill OF PENNSYLVANIA: COUNI'Y OF CLMBERLAND In The Court of Common Pleas of Cumberland County, Pennsylvania No. 173 Civil Term 1994 Complaint in Foreclosure and Notice Platte Valley Funding, L.P. VS Mark S. Briner n"viri Rlldy , lllil<<QdXfxocr Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, that he served the within Comolaint in Foreclosure and Notice upon M"rk S. Biner , the defendant, at 4: 40 'o'clock p.M. EST / Ji1I)I:Jll( on the 26 day of January , 19..21. at , R 10 Hllmm..l Ave.. Lemovne . Cumberland County, Pennsylvania. by handing to Mark S. Br iner a true and attested copy of the Complaint in Foreclosure and Notice and at the SCllOO time directing his attention to the contents thereof and the "Notice to Plead" endorsed thereon. Sheriff's Costs: Docketing SeJ:Vice Affidavit Surcharge So answers: 14.00 8.96 2.00 24.96 Pd. Y Atty. 1-31-94 .~//' ~ --:-:? ( ~~ ,,'. . ~ (,~;'~~~~riff~ /) -- bYL ./~/ .... ,'l,.e.:,//,;~.. DePUr,eriff , Sworn and subscribed to before Ire this .:J.r.4, day of .1.<l.,......'r 19 QV A.D. --- (hole,. o. 71!~d...... Lft.(',,- Prothonotary . . (" MERRI R. LANE, P.C. A lTORNEYS FOR PLAINTIFF BY: MERRI R. LANE AlTORNEY LD.1#37617 400 MARKET STREET, lWELFTH FLOOR PHILADELPHIA, PA. 19106 (215) 922-0066 \/ PLATTE VALLEY FUNDING. L.P. Plaintiff v. ..I MARK S. BRINER IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL 1994 TERM Defendant(s) NO. 173 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Please issue a writ of execution in favor of Plaintiff and against Defendants in the above-captioned matter directing the Sheriff of CUMBERLAND County, Pennsylvania to levy upon and sell the real property of Defendants located at 830 HUMlvfEL AVENUE, which property is more fully described in the legal description attached hereto and incorporated herein by reference, for the following: Amount due.. . . . . . . . . . . . . . . . . . . . .570,526.77 Interest at 10.00% per annum from August 01, 1993 to . . . . . . . . . . . . . $2,601.00 Late Charges at $28.04 per month. . . . . . . . . . . . . . 5140.22 . Other ( ). . . . . . . . . . TOTAL 570,526.77 plus to the date of settlement interest at 10.00% per annum, late charges at 528.04 per month, and costs. August 24, 1991J MERRI R. LANE, P.C. -!~ By: MERRI R. LANE ~- 01, . ,'" ~ ~ -. . .' , "- SCHEDULE A ALL THAT CERTAIN lot or parcel of ground situate in the Rorough of lemoyne, County of Cumberland and State of Pennsylvania, more particularly bDunded and described as fDl1Dws: REGINNING at a pDint Dn the sDuthern line Df Hummel Avenue at the distance Df 1~5 feet measured in an essterly directiDn frDm the sDutheast CDrner Df Ninth Street and Hummel Avenue; thence in s sDutherly directiDn alDng the line Df Lot ND. 18, Section "E", on the Plan of Lots hete~nsfter mentioned, 150 feet to Peach Alley; thence in . a weste.ly direction along the nD~thern line of Peach Alley 17.5 feet, more or less, to a point; thence in a nDrther1y direction along the line running through the center of the partition wall of the double two snd one-half story brick and frame dwelling house erected on Lot No. 19. SectiDn "E", Dn said Plan. 150 feet to a point on the southern line of Hummel Avenue; thence in an easterly direction along the southern line of Hummel Avenue 17.5 feet, mDre Dr less. tD the point and place of REGINNING. BEING the eastern 17.5 feet Df Lot No. 19, !lock "E". Plan ND. I, Riverton. said Plan being recorded in the Cumberland County Recorder's Office in Plan Book I. page 59. BEING ND. 830 Hummel Avenue. . , BEING THE SAME PREMISES which C. Edwin Hohler and Pamela I. Hohler by Indenture bearing date the 6th day of August A.D. 1990 and intended to be recorded in the Office for the Recording of Deeds in and for the County of Cumberland, Commonwealth of Pennaylvania, granted and conveyed unto the said Hortgagor in fee. to.) UNDER AND SUBJECT to certain restrictions now of record. . . THIS MORTGAGE is intended to be a Purchase Money Mortgage under the prDvisions Df the Lien Priority Law as amended. ............". .... .-_.'....0 . n. ~Y""''t . .." ....~. ~ ..-:~g.. ... c.... ~.,...... _" o (~/'e" :'~~ #_ (_e." ~,."". : ~ ".:;':'-: .......~ - ...- ~\ Oisfw at r~_,I._A -r SS : :=,-"; ~r/~'f~"'-.r ,;"/~~::!,.~t-..::ounty of ClmbeMna f"'. . I, t\(r " . ", . "'-::t<l R d d' J.L = '." "I ~"""':L. . \:;'of" . :..';':":fl""~ '; ecor e In me Orrlce TOr me ~~UI,g w __8-, '~" "".1.:....:'_."1',.:,. ~., i, t . d' C~d C p <-:.-. "'- .:.. ..;.......","':".-:: ' Co, lln ~ Tor t1 n ounly. &.. '/~>!''''' -, - _...eJ II ~ I\.../~ . _ ,.. '..... .. ~ . ... '''T.'- e". B lip __ . <.Jt:~~~'.o."O' Q' ..... .,' 001; O. AqI ___ '...:~.~.;~!D .~...- Witness :\h~ and 18814f offic8, <<t 0/\ .riisle. PII. thil ~ay ~ ./ ~. '!(fU \ nCB 100'- ~ ~. \J~.. J :00(, o.JO PAC: i ~, ...."'..~ ~ .~ 6l, 0, \:)- >-.... I~ \,r- \..t) IJ' () "'... ~ J . I ...:::s- ;:::>;..~~ ~~'-'~ ~:~~.~ ~~ N '....:.4.0 . . -'..z: ..~ -t;3~ .. :..; ~~r.. "::> ~~~ - ~ en - ~c: -........ = e.- N ::r t'- ~ ~ \;: (t- ~.... ~~\~ ~\- -.l -:) . r-tJ....j u::> '" .." ::> -= - -- (v) \ \'--..1 . '", v v . MERRI R. LANE, P.C. BY: MERRI R. LANE ATIORNEY 1.0. # 37617 400 MARKET STREET, TWELFTH FLOOR PHll..ADELPHIA, PA. 19106 (215) 922-0066 PLATIE VALLEY FUNDING, L.P. ATIORNEYS FOR PLAINTIFF I I i , Plaintiff : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY v. MARK S. BRINER Defendant( s) CIVll. 1994 TERM NO. 173 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MARK S. BRINER TAKE NOTICE that on 12/7/94 at 10:00 AM (prevailing local time); the Sheriff of CUMBERLAND County, Pennsylvania will sell the real propeny, together with any home and all other improvements thereon, that is located at 830 HUMMEL AVENUE. The real propeny is more fully described in the attached legal description, which is incorporated herein by reference. This sale will take place at CUMBERLAND COUNTY COURTHOUSE,CARLISLE,PA. The owner or reputed owner of the real propeny is as follows: MARK S. BRINER . The sale is being held pursuant to a writ of execution issued on the JUDGMENT entered in favor of the above Plaintiff and against the above Defendant, which judgment is indexed to the above docket number in the above coun of Common Pleas. A SCHEDULE OF DISTRIBUTION showing who will receive the proceeds of the sale will be posted in The Sheriff's Office within thiny (30) days after the sale date, and distribution of the sale proceeds will be made in accordance with the Schedule unless you or someone else objects to the proposed distribution by filing exceptions to it within ten (10) days after the posting of the Schedule. Information about the Schedule of Distribution may be obtained from the Sheriff's Office. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR REAL PROPERTY. This Notice has been sent to you because the above- described writ of execution has been issued against you based upon the above-described judgment against you. This Notice is notifying you that your property is being held to be sold or taken to pay the above-described judgment. you may have legal rights to prevent your property from being taken and sold. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly or you may lose such rights. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OUR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: SEE ATTACHED LIST YOU MAY HAVE THE FOLLOWING LEGAL RIGHTS (IN ADDITION TO OTHERS): I. You may file a petition with the above Court of Common Pleas in order to open or strike the judgment, or to stay or set aside the Sheriff Sale, if you feel that you have a defense against the plaintiff, or if you are aware ofa legal defect in the obligation or the procedure used against you. 2. After the Sheriff Sale but before delivery of the Sheriffs deed to the real property, you also may file a petition with the same Court of Common Pleas in order to set aside the sale for a grossly inadequate price or for other proper causes. 3. You also may have the right to free legal help. If you wish to exercise any of the above rights, or any other rights that you may have regarding the above matters, you must act promptly or you may lose such rights. A lawyer can advise you more specifically of the above rights and other rights ou may have. YOU SHOULD TAKE TInS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH ABOVE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. . ~,~.C~_ By: MERRI R. LANE -.' ! ~ ! t 1 !8 - J S H~Ji! Pbjil ~JUHE ~ a i a ii t j ~] f~ ~ ~r ~ ~a~ ~ ~! ~ g II -~.:l.. - r'" ".:l ~if~.. h!~~ 1 hil~ hJ .!ljdo<;kh; :n.!lc:l~o gi!d&~2 fd o~ ... &ili-ij "'~.II14:: ",Ii &,S s" o..,eo ,;:.. ! lf~:; ~8~~ ~~~"~ra U }H~~ i ~,&..j~ ~ ~~i;!~ = ~~~-a~ -=......;.01: li:.:Iz=:!~ a..:IE:15E:~ It.:s~..~::. ~,l!,l!d'!::. .. h ..." . -- =2 .aU a & " lo .. ~ . · - II II - l-.z:1I ~ .' I: _ : ': ij II t1\'f~..;.S' .'. . ~ !. -= ....ile C ~. ..~. !l.a ';.' 'I?~ - U i . .. 0 ~ D _ C ~ D .n ,'_ .. _ .... ~ . i ..:i ..~= "'ii.~ _:. c: S. 4 ,: ....~ a"j - '-,! -'0 .: ,. D!!~ 1 " .. 5'u.!I o' - ; II;; . ,.a... K '. II. J' . II " .' . .~=< :. J : i 0 .=,:L ..::s..l!~ .;; ..'il':j-~" \ .g'D~o..'i-. ...,_.~.o:.-!..~". ...'D!; · - ... ... u~_ I.:! II - '~H ~. UH=N- ~ ..: {! ....H~ ~i ]~~. 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I ~r. ...=-. -c '!= 11..__ ~-~) 8~-c :: - . .. u_ ";l 'il ~.~ E=~c "I~ . . . - .' , .- SCHEDULE A ALL THAT CERTAIN lot or parcel of ground situate in the Borough of lemoyne, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the southern line of Hummel Avenue at the distance of 1~5 feet measured in an easterly direction from the southeast corner of Ninth Street and Hummel Avenue; thence in s southerly direction along the line of Lot No. 18, Section "E", on the Plan of Lots he~e~nafter mentioned, 150 feet to Peach Alley; thence in a westerly direction along the northern line of Peach Alley 17.5 feet, more or less, to a point; thence in a northerly direction along the line running through the center of the partition wall of the double two and one-half story brick and frame dwelling house erected on Lot No. 19, Section "E", on aaid Plan, 150 feet to a point on the southern line of Hummel Avenue; thence in an easterly direction along the southern line of Hummel Avenue 17.5 feet, more or less, to the point and place of BEGINNING. BEING the eastern 17.5 feet of Lot No. 19, Block "E", Plan No. I, R!verton, said Plsn being recorded in the Cumberland County Recorder's Office in Plan Rook I, psge 59. BEING No. 830 Hummel Avenue. BEING THE SAME PREMISES which C. Edwin Mohler snd Pamela I. Mohler by Indenture bearing date the 6th day of August A.D. 1990 and intended to be recorded in the Office for the Recording of Deeds in and for the County of Cumberland, Commonwealth of Pennsylvania, granted and conveyed unto the said Mortgagor in fee. ~ UNDER AND SUBJECT to certain restrictions now of record. ,?? .-- I , THIS MORTGAGE is intended to be a Purchsse Money Mortgage under the provisions of the Lien Priority Law as amended. ........... .. ...... ::'"'et"" - .'. . ... 1"\_.."-<' .. ("'':..~....'!'........g. . : ('.- .... .... .' . ("..... ~'T: . (_..' ..:....~i^. ~ : · '.. _,;11, : ?J. . .... -" p oJ ..- ~ " . .'-". . ..... Wi __. ....... ~ _an l!;;JIII vt."P"_ J"" : :;.":: ~rh'~~;"':->< ';',,~;F~#~County 01 ClMnbarlanCf WoiJ '''- . 'I ~(I '. .... '.::-:;lII.YR d d'.>L C" fo +Ii "...z I"L ~ ":-':'T' ....::~:,,~.~ :~ Clcor e In me OTTlce r II rec:.,liJII19 I'll __11--. ',L ""'.I.L":'"""'.'l"'" ...." ". t . d' C~d C '::;.'"'- ..... --.;,~.~ !c..l~an Tor urn n ounty, P&. ".W"" ...., .- ....~,~ l), I ~. (.. '.... '_!'II . - "...'C'.... .. /III B I. 1 - P __ . v;<,~.....",......., o. ~~ ~' 00.' 0, lIqII~ ',,:,:~~.~!~.~...-- .. Witnas~ :\h~ and sealA'f offic., Iri Q/\ ..."sle, ?a. thIS ~day~. ..rrl.9'. '!l'-LL..I ne6 100'- '~~,\l~,.) ~OQ(. 1.10 ?AC~ ( "f) ., l;,.....JJ~~ : :,\~.~~:"~::~.-' ~ - ~... ..'- t4Jr;:~.t t):.e c..:" ~OU~ !I.~~:.. Jh '.("_, " ;~:: .~~,~; .::'~ O;~ . ':; ':~ t- :'l'r:_ 1,;..-' O'~ ::t:' '>-' '" .::t' C',J C~l r.." g '"'= I !.. .-:... . MERRI R. LANE, P.C. BY: MERRI R. LANE ATIORNEY J.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA 19106 (2IS) 922-0066 PLATTE VALLEY FUNDING, L.P. ATIORNEYS FOR PLAINTIFF Defendant(s) : CIVIL 1994 TERM NO. 173 Plaintiff : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY v. MARK S. BRINER AFFIDAVIT PURSUANT TO RULE 3129.1 et seq. Plaintiff now sets forth as of the date the praecipe for the writ of execution was filed in the above-captioned action the following information concerning the real property located at 830 HUMMEL AVENUE LEMOYNE, PA 17043 I. Name and address of the owner{s) or reputed owner(s): MARK S. BRINER 830 HUMMEL AVENUE LEMOYNE, P A 17043 2. Name and address of the defendant(s) in the judgment: MARKS.BRlNER830HUMMELAVENtJE LEMOYNE, PA 17043 3. Name and address of every judgment creditor whose judgment is a record lien of the real property to be sold: PLATTE VALLEY FUNDING, L.P. , 601 STH AVENUE, SCOTISBLUFF, NEBRASKA 69361 . . ... 4. Name and address of the last recorded holder of every mortgage of record: PLATIE VALLEY FUNDING. L.P. . 601 STH AVENUE. SCOTISBLUFF. NEBRASKA 69361 S. Name and address of every other person who has any record lien on the property: 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: 7. Name and address of every other person whom Plaintiff has knowledge who has any interest in the property that may be affected by the sale: We veritY that the statements made in this Affidavit are true and correct to the best of our knowledge, information, or belief. We understand that false statements herein are made subject to the penalties of 18 Pa.C.S. s 4904. relating to unsworn falsification to authorities. - Dated: Auyust 24, 1994 MERRI R. LANE, P.C. .- ? ~ ,----- By: MERRI R. LANE . ":.t~:,:".,.:,,;~.,,. ~".. ":I" en - >->- ::it- 1.LJi-- ;;r:' uc:...::)'" _zt:'.:;: ~o(..):i h..:t:O:" ~J~:-7~ .' ,~-.:.~" " _~t.n ..... ~ . II: .!: _. I:JW:Z h:t;t:)lU ~:r.Q,. ...:::> 0'" :c 0- N :zo N <..0 ....... <.7 => --= " . . MERRI R. LANE, P.C. MERRI R. LANE ATTORNEY J.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA. 19106 (215) 922-0066 PLATTE VALLEY FUNDING, L.P. ATTORNEYS FOR PLAINTIFF Plaintiff : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY v. MARK S. BRINER Defendant(s) CIVIL 1994 TERM NO. 173 ~.. -" ~ .c '.J CERTIFICATION OF ADDRESSES I hereby certifY that the within Plaintiffs address is: ,,';;'.2 ,. 601 5TH AVENUE SCOTTSBLUFF, NEBRASKA 69361 And that the last known address of Defendant(s) is: 830 HUMMEL AVENUE LEMOYNE,' PA 17043 ~ -:r :;n :c:' "'- N .::zo N t~ ..... <.~ ::. .... ~ ~.. ....- ....:.l-S.l g..t.(.... ~ac.J-:: t.. -rL~ ";; . J..1 ..;... V> z ..,.J;;!:. ; .;hJ .. :J:.n.. :.0 ~. (;,'-' Plate Valley Funding'L.P. vs Mark S. Briner In the Court of Common Pleas Cumberland county, pennsylvania No. 173 Civil 1994 R. Thomas Kline, Sheriff who being duly sworn according to law, says this writ is returned STAYED per instruction from attorney. See letter attached: Sheriff's Costs: Docketing Poundage posting Bills Advertising Law Library County Mileage Cert Mail postpone Sale Levy Law Journal Patriot poster Pd. by Atty. & RETURNED STAYED 3-14-95 Sworn and subscribed to before me this .1't~ day of n~ 1994 A.D. '0-..v- c.. )),w.1.,... L1I=- ~thonotary I =r-' THIS WRIT IS 18.00 1,410.54 9.00 9.00 .50 1.00 26.88 3.34 20.00 7.00 269.00 271.00 42.08 $2,091. 34 3-14-95 pliff So answers: R. ~.2( i<llne, .. ,,"'.<" .,1' .. ;',-t' ,,:,.,(' Sheriff by Q/.IA.l~ A~ eputy heriff Ck.. ~/;J-~ ! i' r.: I. .,. "nil t, ;". l,Ii v . '. REAL ESTATE SALE NOJ.1 . mw~u@~. On C1-tr .3 o. I f'i''1 tho sherlllle':Ip.d upon the defen~ants Interest In the real property situated in ~ .~ ~-'- Cumberland County I Pa., known alld numhered as: f.io J.W.~ ~"'- . Po/YYtT' and more fully d':~:-".:;':i.:...(j '.II) EY.ilillit "A" (:l{:u ..,Iii;' this writ and by this reference il~:t;r.;.,,'~' .,.' i ~.~~.in. Oate: l(' .30- 9'1 by: ~i~.drO;!~ . ;';'~.J a WRIT OF EXEX:l1l'ION and/or A'I'l'1\OI'1ENl' c:a+PI'MEALW OF PENNSYLVANIA) COlJNl"{ OF ClMBERLAND ) No. 173 CIVIL 19 94 CIVIL AcrION - LAW- TO THE SHERIFF OF CUMBERLAND COUNI'Y : To satisfy the debt, interest and costs due Plate Valley Funding, L. P. PLAINl'IFF( S) from Mark S. Briner, 830 Hummel Avenue, Lemoyne PA 17043. DEFENDANT(S) (1) You are directed to levy upon the property of the clefendant(s) and to sell_ Levy upon and sell the real property of defendant located at 830 Hummel Avenue, Lemoyne PA 17043 (See Attached Legal Description). (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attacl1nent has been issue'; (b) the garnishee ( s) is/are enjoined from paying any debt to or for the account of the defendant ( s) and from delivering any property of the defendant(s) or otherwise disposing thereof: (3) If property of the defendant(s) not levied upon and subject to attacl1nent is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Arrount Due $70,526.77 Interest fr 8-1-93 @ 10%/annun Atty'S Comm % Atty Paid $117.96 Plaintiff Paid L.L. Due Prothy Other Costs per month = $.50 $1.00 Late charges at $28.04 $140.22 $2,601.00 DATE: Augut 26, 1994 Lawrence E. Welker by: Deputy REQUESTING PARrY: ~i R. Lane, Esquire Address: 400 Market St., 12th F1r Philadelphia PA 19106 Attorney fo~laintiff Telephone: (215) 922-0066 suprerre Court 10 No. 37617 MERRl R. LANE, P.C. BY: MERRl R. LANE ATTORNEY I.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPIDA, PA. 19106 (21 S) 922-0066 PLATTE VALLEY FUNDING, L.P. ATTORNEYSFORPL~~ Plaintiff : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY v. MARK S. BRINER Defendant(s) CIVll.. 1994 TERM NO. 173 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: MARK S. BRINER TAKE NOTICE that on 12/7/94 at 10:00 AM (prevailing local time), the Sheriff' of CUMBERLAND County, PeMsylvania will sell the real property, together with any home and all other improvements thereon, that is located at 830 HUlvnv:EL AVENUE. The real propelty is more fully described in the attached legal description, whir.h is incorporated herein by reference. This sale will take place at CUMBERLAND COUNTY COURTHOUSE,CARLISLE,PA. The owner or reputed owner of the real property is as follows: MARK S. BRINER . The sale is being held pursuant to a writ of execution issued on the JUDGMENT entered in favor ofthe above Plaintiff and against the above Defendant, which judgment is indexed to the above docket number in the above court of Common Pleas. A SCHEDULE OF DISTRIBUTION showing who will receive the proceeds of the sale will be posted in The Sheriff's Office within thirty (30) days after the sale date, and distribution of the sale proceeds will be made in accordance with the Schedule unless you or someone else objects to the proposed distribution by filing exceptions to it within ten (10) days after the posting of the Schedule. Infonnation about the Schedule of Distribution may be obtained from the Sheriff's Office. -' -;\;.j;;S;:;:, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR REAL PROPERTY. This Notice has been sent to you because the above- described writ of execution has been issued against you based upon the above-described judgment against you. This Notice is notifying you that your property is being held to be sold or taken to pay the above-described judgment. you may have legal rights to prevent your property from being taken and sold. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly or you may lose such rights. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OUR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: SEE ATTACHED LIST YOU MAY HAVE TI-W FOLLOWING LEGAL RIGHTS (IN ADDITION TO OTHERS): 1. You may file a petition with the above Court of Common Pleas in order to open or strike the judgment, or to stay or set aside the Sheriff Sale, if you feel that you have a defense against the plaintiff, or if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff Sale but before delivery of the Sheriff's deed to the real property, you also may file a petition with the same Court of Common Pleas in order to set aside the sale for a grossly inadequate price or for other proper causes. 3. You also may have the right to free legal help. If you wish to exercise any of the above rights, or any other rights that you may have regarding the above matters, you must act promptly or you may lose such rights. A lawyer can advise you more specifically of the above rights and other rights ou may have. YOU SHOULD TAKE TIllS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH ABOVE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. . 7~'C~- By: MERRI R. LANE -.' ., ! a i ~ ~ ~ t 1 B t] !n!i; Ui&N lid ~ifl s~~~a r~bH~ f~j';i~ .~UU~ ~j!;~~ ~ g ij i j ~~ , ~r I ~~ I {" ~~.!l ~r~ hj~~ .. ~~f!~ :a.a~~o gi!di~2 !'~~14:: ...~ gH; i ~f~U ~ ~'~f~ f~E:15E:~ Ir~~a~::: .,. j .IC - hi ='5a oV\ Sc:... ,.\1'1 S"s- ~::1O U!II ~<i.li ..~ _'-c ....coM;..;: ::!~a!; .. h .a= e 3- .x~ B i .. .. . .! b'i a ~q~ J. ......$ ~ i. ..ll "'1 · ..~!1 . x '. =." . ~ ~ . ,,-. C :.!I i 0 c . ~ iii ..is...1: . _ .... . ; Ii : ~ ~ ~ =jO ..;a . ; -" :ii : .!l' . ..... =a u .. .- ~ ~:! . . - ..2"',8" "':: -5 r 1 j : J ..;~... ..:2i~i ..~ .-2"-j"li'.. il"g~go~'''I-J.~_..~.L-J"g~.. .to~ "H~_ Ir.ll g IU_ It.:!.!! D.lli .:IH~;..~u.ll05~;;~.u ....::!.llliu 'd~~ ~l.:!~~:!: tjJj-t ;t!~~Lj~~& .H~]. ,'.HB;"i]~~H~f~;lj~!L_)ji~~~::.~ij~ :e~~::~l!l!R..g.~~":i..:l! 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E': o~-"'U : U c:; .. t~ Ji ~'! c=~.' .. - .= ",i ~ 1i · uJ' 0.. 11:. !!l I" 0 ..~~__8 -gOd" .8_ e a.,~ -a ~e~!<V\ U~&-"c.;~ .=..:.,,;!i,i"; .. ...~c:s __ .....-:111\ ."i.S~- =-_.nc..=11 0', . . ..- . . .. .' , .~ SCHEDULE A ALL THAT CERTAIN lot or parcel of ground situste in the Borough of lemoyne, County of Cumberland and State of Pennsylvania, more particularly bounded and described aa follows: BEGINNING st a point on the southern line of Hummel Avenue at the distance of 145 feet measured in an easterly direction from the southeast corner of Ninth Street and Hummel Avenue; thence in a southerly direction slong the line of Lot No. 18, Section "E", on the Plan of Lots here~nafter mentioned, 150 feet to Peach Alley; thence in . a westerly direction along the northern line of Peach Alley 17.5 feet, more or less, to a point, thence in a northerly direction along the line running through the center of the partition wall of the double two and one-half story brick and frame dwelling house erected on Lot No. 19, Section "E", on said Plan, 150 feet to a point on the southern line of Hummel Avenue; thence in an eaaterly direction along the southern line of Hummel Avenue 17.5 feet, more or less, to the point and place of BEGINNING. BEING the eastern 17.5 feet of Lot No. 19, Block "E", Plan No. I, River ton , said Plan being recorded in the Cumberland County Recorder~s Office in Plan Book I, page 59. BEING No. 830 Hummel Avenue. BEING THE SAME PREMISES which C. Edwin Mohler and Pamela 1. Mohler by Indenture bearing date the 6th day of August A.D. 1990 and intended to be recorded in the Office for the Recording of Deeds in and for the County of Cumberland, Commonwealth of Pennsylvania, granted and conveyed unto the said Mortgagor in fee. UNDER AND SUBJECT to certain restrictions now of record. . . THIS MORTGAGE is intended to be a Purchase Money Mortgage under the provisions of the Lien Priority Law as amended. .......... ...... ..~....:~. " ...l'\'.-.$'t . .. r-:'.-:.-:;-- ;0 c......,. ~.. o. . I,.... ~~ .: c_..o ..:...;,,,.,,,,. o'~ ~ ~ ... N,~' ~ ~H\ . L. -" P oJ ..- ,. " ',~ - . . ...,- X~ iiaT1ll IlOJII( ~--T'''- J S9 : =:";: ';Irh'f~"" ';'I~;::'!''''r-'.::ounty 01 Cl.wnbaMna ",- ~ ':~::.~:.\~;.:;..i;,~~i.~f$~:f/j Recor~ed idn i;he OC~~dtlil!l ~Ial,.g =' Odic, '::;.. ,_ ...' .....,,~...~ ~tc.. ~n Tor n County, Pe.. .. ~"". ....., - -'" ..Q ~. ~ I I .,. I..... ~ _!'lo ........ ..~. .,., L,..., 0 ___ --" , V;:-,i;-"r;. ;'!o'" O. ....- " ,-,,' Book . 01. Pa.gtI - ~ ...,: ~ ~.~! ~ .~..., .. Witness ~y h~ and lul4f offic;., lit 0/\ ~r/lsle. ?a. ihis ~day ~ .I l.9' .~(L) nc.r> 100'- . ~ ~. \J~.. ) :00(, \Joo PAC: i .' . ..." .."p"'~. MERRI R. LANE, P.C. MERRI R. LANE, ESQUIRE AITORNEY I.D. NO. 37617 400 MARKET STREET TWELFTH FLOOR PHILADELPHIA, PA 19106 215-922-0066 ATTORNEY FOR PLAINTIFF PLATTE VALLEY FUNDING, L.P. Plai1l1iff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 173 OF 1994 v MARK S. BRINER CIVIL ACTION Defe/lda1l1(.~) PRAECIPF. TO SETILK DISCONTINUE AND END To the Office of the Prothonotary: Kindly mark the above captioned matter Settled, Discontinued and Ended, upon payment of your costs only. ~;---- Merri R. Lane, Esquire Attorney for Plai1l1iff DATED: April 25, 1995 1- If rv ,- I , SENT BY:MERRI R. LANE : 3- 7-95 : 9:00AM: MERRI R. LANE~ 717 240 6396 :11 1 oK.wJ ~ ~ .9!(!J 400 ~ cft<<d g-~ 9looe !l1IIImIdpAh, .9b4 19106 215-922-0066 g-aw 215-625-2501 oK4d 07. 1995 Sheriffs Department of Cumberland County Att: Audrey Adams By Fax: 717-240-8397 Re: Plalte Vellay Funding, J...e. II Mark Briner No: m Cildl ~ Sale # 7 of 12/94 Dear Audrey: As you know. the above matter is currently scheduled for Sheriff Sale on Wednesday March 8. 1995. We are requesting that the sale be stayed. If you should have any questions, please do not hesitate to call. Sincerely, MRL1jgk cc:fIIe I ~ .. . -- -----..-. 'H~':,;,n',t.., .- ,.J MERRI R. LANE, P.C. BY: MERRI R. LANE ATTORNEY J.D. # 37617 400 MARKET STREET, TWELFTH FLOOR PHILADELPHIA, PA. 19106 (215) 922-0066 PLATTE VALLEY FUNDING, L.P. ATTORNEYS FOR PLAINTIFF Plaintiff : IN THE COURT OF COMMON PLEAS : OF CUMBERLAND COUNTY v. MARK S. BRINER Defendant(s) CIVIL 1994 TERM NO. 173 AFFIDAVIT PURSUANT TO RULE 3129.1 et seq. Plaintiff now sets forth as of the date the praecipe for the writ of execution was filed in the above-captioned action the following information concerning the real property located at 830 HUMMEL AVENUE LEMOYNE, P A 17043 I. Name and address of the owner(s) or reputed owner(s): MARK S. BRINER 830 HUMMEL A VENUE LEMOYNE, PA 17043 2. Name and address of the defendant(s) in the judgment: MARKS.BRINER830HUMMELAVENUE LEMOYNE, PA 17043 3. Name and address of every judgment creditor whose judgment is a record lien of the real property to be sold: PLATTE V ALLEY FUNDING, L.P. , 601 5TH AVENUE, SCOTTSBLUFF, NEBRASKA 69361 ,. 4: Name and address of the last recorded holder of every mortgage of record: PLATTE VALLEY FUNDING, L.P. , 601 5TH AVENUE, SCOTTSBLUFF, NEBRASKA 69361 S. Name and address of every other person who has any record lien on the property: 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: 7. Name and address of every other person whom Plaintiff has knowledge who has any interest in the property that may be affected by the sale: We verifY that the statements made in this Affidavit are true and correct to the best of our knowledge, infonnation, or belief. We understand that false statements herein are made subject to the penalties of 18 Pa.C.S. s 4904, relating to unsworn falsification to authorities. Dated: Au~ust 24, 1994 MERRI R. LANE, P.C. .- ? ~ ,.--- By: MERRI R. LANE .