HomeMy WebLinkAbout94-00660
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parpllel with thfl dividing line bdwl)un Lotti Nos. 14 pnd 15
on uld Plpn onfl hunlll,.,d forty-two (142) fflet to
lIuntinlldon Rood I thun!'fl I n on F.asttlrl y dir""tion alon II
Huntingdon Roar! s'lventy-flvtl (75) feet to 0 point, thfl
plal'e of BEGINNING. Blllng I,ot No. 14 and thfl f:aatern
one-half of Lot No. 15, Blo"k "A", on Plan 01 l.oh of WeBt
F.noJa, IBid Plan helng re"orded in th., oUll'e 01 thl)
Recorder 01 nneds In and fOl' said County of Cumbflrland In
Plan Book No. I, Pagfl 29.
Bf~ING the some I'eal estatl) conveyed to Michael L. Moss and KIl W. MOBB,
by deed 01 Minh K. Ton and Chi K. Dang, husband and wile, dated June 16,
1992 and rocorded in Cumbel'land County De"d Book S, Volume 35, Page 980.
8.
That said Instruments mal'ked Exhlbll A are In default becauae the
Defendants Mi"haeJ L. Moas and Kit W. Moss have not made the monthly
paymenta requh'c;d on January I, 1993, Februal'y I, 1993, March I, 1993, April
I, 1993, May I, 1993, June I, 1'193, July I, 1993, AUllust I, 1993, September
1,1993, October 1,1'193, November I, 1993, Dacemb.,r 1,1993 and January I,
1994.
9.
That thflre Is due on said inetrumenh marked Exhibit A the aurn of
$84,484.46 which is "a!culated as follows I
Prlndpal
Interest fl'om 12/1/92
to 1/12/94
Escrow advances
Late charlles
Total I
$75,877.87
7,392.73
7'16.41
417.45
$84,484.46
10.
That Interest will continue to nccrue from January 13. 1994 at the rate o(
$18,19 per day.
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I verily that the svermenh Iftt lorth In thl. Compl.hlt .re true .nd
correct upon the undenlllned'. pel'llonal knowledlle or upon Information and
belief, I undel'llhnd that 'allll st"hmll,n18 herein sre made Ilublect to the
p'.lnalllu 01 18 Pa, C. S. 4904 relllllnll to unllworn 'alsiltcsllon to autborillll..
ARBOR NATIONAL MORT(jAG~;. INC.
Date I JANUARY, 27 1994
B;\~'N.r~~ ~~ "r
tliomas Spa ns,
Authorhed Representatlye
VICE PRESIDENT
V,N.B MORTGAGE SERVICES,
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NOm
JUNE 19
,19 92
MECHANICSBURG
ICIlyI
PENNSYLVANIA 17025
PENNSYLVANIA
""",
6Q5 HUNTINGTON AVENUE, ENOLA,
1""'........._1
r} fl ,. ,~, M .
,., I! :',() ;' :;, ,"
,
1, BORROWER'S PROMISE TO PA V
In return for a 1011I thaI I bavl ~Iived, I proml.,IO pey U,S, S 70,100 ,00-------------u---(tbJllJIlOunlI. c.Jl.Id
'principal'), plul !nt'I'III, Co IblOrdlr of thl lAndu, ThllAndu II FIR S TUN I T E 0 MO R T GAG ESE R V ICE S .
4931 CARLISLE PIKE. MECHANICSBURG, PENNSYLVANIA 17055
1 undlrlWld thaI thllAndl' may Il'IlIlfer tbJl Nor., The L.ender or anyonl wbo Ilk., tbJl Notl by tfllljflr I/1d wbo I. 11llI1I1d 10
recelvl plymenla under tbJ. Note I. called thl 'Note Holde,',
%, INTEREST
Inter..t will bl cbllJed on unpald principal until thl full amounl of principal hu bun pald, I will pay InIIRlI al a yearly nil
of 8.750 lI,
Thl Inllr,,1 rail required by tbJ. Secllon 2 I. lbl rlr. I will pay both before Illd ene, any dlfaull deacribed In Secllon deB) of
thl. Noll,
3, PAYMENTS
(A) Tim. and PlIU nf Paynten"
I will pey prl1lclpall/1d lollre.t by maklnl paymenIJ Ivery month,
I will make my monlbJy paym,oIJ on lbe 1 S T d&y of eacb monlh bellnnlnl 00 AUGUST 1 ,
19 92 ,I will makelbe.. paymrnIJ every mootb un III I bave pald all oflbe princlpalllld !nlm.1 and Iny olber cbltlet dOlCribed
bllow Ib.11 m.ay ow. und" IbJ. NOli, My monthly peymenIJ will be Ipplled 10 !nlerell beforl principal, If, on
JUL Y 1 ,2022, I .tUl owe amoUllla under thl. NOlO, 1 wJl1 pay thOIl amOUllIJ In full on !bel
d&11, wbJcb I. called the '_curily dAte',
I will makl my mootbJy paym.nIJ al ARB 0 R N A T ION A L M 0 R T GAG E, I N C " P, O. BOX
27530, NEWARK, NJ 07101-8730
(8) Amount of Monlb1y Paymenu
My monthly paymenl wl1l be In tho IIlIOUllI of U,S, $ 598.68
4. BORROWER'S RIGHT TO PREPA V
I bave Ibe riabtlo make paym.nIJ of principal al any lime before tbey are due, A payment of principal only II known u .
'prepaymenl', Wheo I make a prepaymenl, I Wllllelltbe Nole Holder In wril!nR tball am dolnl so.
I may make a full prepayment or panlal prepaymenIJ wlthoul paylns any prepeymenl cbara', The Nole Holder will un all of
my prepay menu .10 reduce tbe amount of principal Ibal [ ow. IInder tbJ' Note, .f [ make a partial prepeymenl, tbere will be no
cblllle. In tbe due dAle or lo Ibl .mOUllI of my monthly paymenl unJe.. tb. Note Holder alAe. In wrll!nlto tboll cbllll'"
5. LOAN CHARGES
If allw, wl\lcb appllea to tbJ.loan I/1d wl\lch ItU aw<lmum IQan (,barleS, I. ttnally !nlerp",led so tballbllnler.st or olher loan
cbules collt(ted or 10 be collecled In connection with II\l. loan exceed the p.nnltted lIm1la, Ibeo: (I) Uly sucb 1011I cbarle .ball b.
reduced by th. amount necllsary 10 reduce tbe ebarle to tbe p.nnltted limit; and (II) lilY SUlDl already collecled from me wblcb
exceeded pennltted IImlIJ will bo ",tunded to me, The Note Holder may cboole to make Ihb retund by red\lc:lnltbe principal [ owe
under tbl. NOle or by maklnl a dlrect paymenl to me, If a refund reducea principal. the Reluclion will be trealed u a pUllal
prepayment.
d. BORROWER'S FAn-un TO PAY AS REQUIRED
(A) Lite Clw11 for OnrduI Paynttnu
If tbe Note Holdl' b.. 1I0t received thl full amoUllt of any mOlltbJy paymenl by tbe end of 1 5
tbl dale III. due, I will pay a late cbarllto the NOle Holder, The 1III0unt of tbe cbarle wilt be 5.00
OVlrdUI paymenl of principal IIId IJ1tlre.I, I will pay tbll lall charle promptly bUI only OIlCI 011 eacb late payment,
(8) Detlult
If I do nol pay tb. fuUllllount of each montbly paymenl on tbe dale It II due. I will be \n default.
(C) Notlct 0' Detault
If I am in default, Ibe Note Holder may .end me a written 1I0tlee lelllnl me tbatlf I do 1I0t pay Ibe overdue amount by a cetWn
dat~, tbe Nole Holder may require me to pay Immedlll.ly Ibe full amoullt of printipal wbJcb bu not been pald IIld all lb. \nlerlll
tblt [ OWl on IbatlDlount, That dall mUll be allwl 30 d&y. after the d&le on wblcb tbe Mtlee 11 dellveRel or mailed 10 me,
or at a dlfferenl place If required by lbl Note Holdlr,
calendar d&y. IftI,
" 0' my
MUlfllTATI "XID "ATI Non. Sln,l. ,."'ily ,'NMA/'\iLMC UNI'OllM INIT"UMINT
I........ ,.'""._ c.. ,..., 11001.....1\1 "'" 01 a
"... UOO 12tU
13100 ',t!
. "
(0) I'll) Walnr By No I. "older
EVln If, III ciml wbln lam In M, , tbe Nole Holder do.. nol re<lulr. me 10 p.. .rne<!lllely In full ... ducrlbld IbQVI, 11I1
Note Holder wUl .tUl b,VI thl rI,ht 10 do '0 If I am in defaull al a laler lime,
eEl Paym.nt l)f Not. Hold.r'l Coals and EHp,J\.l1'Jl
"Iba NOli Holder bu re.qulred m. to pay imrnedlallly In full .. ducribed above, the Nole Holder will bavl thl rlabt to bl
paid blck by me for all Ita co.u and 'XP'OIll In enforcln. Ihb NOI. 10 Ihe eXlenl nOI prohibited by .ppllcable law. TholO 'XP'O"I
Includl, for Ilample, rueonable a!lomey.' f.....
7. GMNG OF NOTICES
UnJ..a appllcablllaw roquire. a dlfferenl melhod, illY notice lhat mu.l b. .Iven I() me under Ibi. NOI, will be ,Iven by dellvlrln,
it or by IUllin, II by nlll clu. mall to me at tbe Property Addreu above or al a dlfferenl add".. If I ,Ive the Note Holder a 1I01lcI
of my dlfferenl add,....
Any nOllc. thaI mu.t be ,Ivell 10 tb. Nole Holder und.r Ihll Nole wUl be ,Iven by mAllin, it by IInl clu. mall 10 thl Note
Holder at tbe addrellll.ll4d In $"llon 3(A) above or at I differenllddreu If 1 am ,iven a nollce of Ibat dlfferenl add"u,
I. OBLIGATIONS OF PERSONS UNDER TillS NOTE
If more Iblll one penon .Ian' tbll NOli, each penon i. fully and pereonlllly obll,ate<! 10 k..p all of Ibe proml.,. madl In thl.
Nota. Includin, Ibe proml.o to pay Ibe full amounl owed, Any pellOn who II a ,u&J'IJ1tor. aurely or endoller of thl. Note I. al.o
obU,ated to do the.. lbln,., A:ny pereon who lakee over Ibue obll,allon., Includln, the obll"tlon. of a ,uarantor, 'Uroty or
.ndoreer of IhJl Note, i. al.o obll,ated to keep all of the promlllllll&de In thl. Nole, The Note Holder may enforce II. rI,hl. under
thl. Noll a,lIln'l eacb perlon individually or a,alnlt all of u. to,elber, Tbl. mUD. tbal anyone of u. may be required to pay all
of tbl amount. owe<! under Ihlt Note,
9, WAIVERS
land illY otber penon who bu obll,atlonl under tbll NOlo waive Ibe rI,hll of preeenlmenland nollce of dl.honor,
'Pr.untmenl' meanltbe rI,hl to require tbe NOle Holder to del1Wld plymenl of amount. due, 'Notice of dllhonor' mUDI the rlabl
10 "'lulre Ibe Nole Holder to ,Ive notice 10 other per.on. Ih.t amount. due b.ve not b...n pald,
10, UNIFORM SECURED NOTE
Thl. NOlel. a uDlform InltNment with lIm1t.d varlatlonl In lame Jurl.dlctlonl, In .ddillon to tbe protecllona ,Iven to tbe Note
Holder under tbi. Note, . Mort",e. Dee<! of TNsC or Ser.urity Dud (tbe 'Security InltNment'), dale<! tbe.ame date u tbll Note,
protecll Ibo Note Holder from pOlllble 1011I. which mlaht ruult If 1 do not k...p tbe promJul whlcb I maJ<. In thb Nole, Thai
Security In.lrumenl dOlcrlbu how IIld under whal condlllons IIll&Y b. re.qulred to make Immedlat. payment In full of allamounu
I OWl under thl. Note, Some of tho.o condition. are ducrlbed u followl:
TraMf.r or th. PrIlptrty or a Btn.ndallnttmlln BOlTllw.r, II IIlI or any plU'l of lb. Property or any Inlerul
In It II lold or tl'&llJf.rred (or If a btneflclal IntOIt.tln Borrower I..old or lranlferred IIld Borrower II nol a narural
plllon) wit bout Lender'. prior wrluon con.onl, Lender mAY, allt. option, r"'lul,. Imme<!lale pl)'mont In full of all.uma
lecUred by thll S"urlty 1n.11\Imenl. How.ver, thi. option sball not b. exercised by Lender if exercl.. I. prohibite<!
by fede"llaw .. of tbo date of lhl. Security In.trumen!.
If Lendor exereia.. thi. option, Lender .hall ,Iv. Borrower notice of acceleration, The notice .ball provide a
period of not le..tban 30 day. from the dato tbe notice II deUvere<! or mailed wllbln whicb Borrower DlUII pay all.uOll
."ured by lbb Security In.lrumenl. If Borrower fall. to pay tb..e .Ulll& prior to tbl expiration of thll period, Lender
play Invoke any remedle. ptrmllle<! by tbl. S"urilY In'lrument wlthoul further notlee or dellWld on Borrower.
WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED,
~t(~~~ ,~:~~ Klft.~s;n~
SocIal ~urlty Number '.,I~ ~,t)y ~?~..;)~ Social Security Numb.r I rO'G'f-fl035"'
(Seal)
.1oM.,.".,
(Seal) (Seal)
.Iomwtl .........,
Social Security Number Social Security Number
[Sip Orl,uw Only)
PAY WITHOUT RECOURSE, TO THE ORDER OF ARBOR NATIONAL
MORTGAGE. INC,
BY t FI UNITED MORTGAGE SERVICES
ROBERT E. MOSS. OWNER
MUL T!lTATI 'IXID ~ATI NOTl ' Slngl, F,mlly . 'NMAI'HLMC UNIFO~M INSTRUMINT
'.nkint '.I'l'nt'~ Ce" 1M, 11001 ....UII "..2 of :I
'e"" $lGG U/I*
,UOO '11'
CERTIFIED TJ BE
A TRUE CO~! t
GJ..,.,tk.. q~ , .....J"I.4J
I..... ~IN" !'lilt UO, ,., lit.".... Dot.,
9 2 0 G I] "( 8 8
MOB.I.GAG.E
THIS MORTOAOE (.SecuriIY In.truDltDI') i. .iv.a OD
111. mort,llor I. MICHAEL L. MOSS AND KIT W, MOSS
"
JUNE 19
,11192
11lJ. Securily wtrumeDtl. .ivea to FIRST UNITED MORTGAGE SERVICES
whlcb II orllllllZld lad exlltla. und., 1b,llw, o( THE UNITED STATES OF AMERICA
add.....I. 4931 CARLISLE PIKE, MECHANICSBlIRG, PENNSYLVANIA 17055
(.BorroWlr.),
,
. IIId who..
(.Lead.,.).
Borrower oWllLendlr the pri.Dcip.l.um o( SEVENTY-SIX THOUSAND ONE HUNDRED AND OO/100u---u_uu__
- - - - - - - - - ---- - --- - -- n_ --- --00 - - - ----- - - -- - - - - - - - _____ ___ - - _____ __ _ _ __u_ __. _u _ _ _ _ --Dollln
(U,S, S 76,100.00----------_u_________). 'm. debt II .videnced by Borrow.r'. aotl dAte4 lb. uaie dAte u thIe
Securily wln.lla.Dt ('NOli'), whlcb provides (or monthly Plym.nu, wilb lb. full d.bt, I( DOt p.id ..rll.r, du. lad payable
on JUL Y 1, 2022 , ThIe Securily wlrum.nlllCurel to Leader: (I) Ibl replYllllnt o(
Ibe d.bt.vid.nced by the NOli, with inlerNl, lad all renewall, .~teruion'lDd llIOdlftcalioOl o( thl NOli, (b) Ibl paym.at o( eU othlr
11llll.t, wilb iIll.rut, advanced und.r pan.npb 7 10 prolecl lb. _urity of thIl SecurilY wtrumeDtl lad (c) lb. perfOrllllllc, o(
Borrower'. covenllltl and I.roem.nll under 1bJ. Security In.trument and lb. NOI., For thI. pul'JlClu, Borrow.r dou. blreby
mort...., lrantllld conv.y to Lend., Ibl foUowin. dlleribed property locale4 la
CUMBERLAND County, Pell.DJylvanJlI:
'.
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wblcb bu the add..... or
606 HUNTINGTON AVENUE
"ll.DJylvlIlla 17025
lh.",
('PropIrty Addrue')l
'NOLA
IOIyI
rlltCooI.1
TOOIlTIU!R Wfrn IUtb.lmprovlmlDlI now or bereafter .rected OD lhe property. and a11_m.nll, 'ppurtlUllcee, lad 'bturet
now or bereaft.r e p.rt o( th. property, All replac.m.nl' Illd acIdilic)l\' .ball a110 be cov.ree1 by thI. Security wlrum.al. A1t o(
Ih. (ore.olalle re(,rnd 10 la 1bJ. Securily wlrumenl u Ibe 'Property',
BORROWER COVEN ANTS Ibel Borrower Is Ilwfully lIised o( lb. UIII. b.reby conveyed and Iw lb. ".blln mortl_.e, 'I'Illt
and convey Ih. Property and rblltb. Property il unencumbered, excepl for encumbran~u of record. Borrowlr wilITII\lIaad will
defend .enerally Ibe 1iI1. to Ibe Properly 1,lilm III cl.illllaad delXWlda, IUbJectto any I1lcumbrancu o( record,
PENNSYLVANIA, Slngl. ',mlly , '...nl. MII/'rtddll MI' UNI'OAM IN.TIlUMINT
llIlh"1 ,.,tn. lu_1f';' Co., Me. 11001 ......es 'I,t 1 of .,
TIllS SECURITY INSTRUMENT comhi"e., 1I01forfn.;ove"unu for nalionulu"" lIJ' I ~,,""uniform C<lV.,anls with Iillli.ed vuilllQIIJ
"y JU(llu,hc(Jon 10 conslllute j umfol &.'l.:onty imHI1JOlt.'nl COV~rlnw rca.1 propc:lty.
UNIFORM COVENANT S. Borrowor and Lender ",venJ", I1nd 11M". a., foll.,w\:
l. 1'u)III~ntof Princlpul nnd lnler,,>;., l'npn)rn~nt und l.ut. CharKl'>;, n'"rower ,;hall pr.m'plly PI1Y when due Ihe princip,I
"I' ,IllJ In'er.., on tho d,hl ""J'II"J hy ,hc Nul. und Jny prel"ymenl and laIC ch;rues due unJer Ih. Nol"
2, Fund., for Tun..""d Imul1l1l'., SlIhJ'" I,) "PI'I,..hle Illw 'Jr r". WllllclI WllIV'r hy lender, Dorro"'.r ,;h.1l pay 10 lAnder
ull Ih. JllY lI10nrhly paymenl' .re dll. IInder Ih. N'.ll., lInllllh. Nole I,' I'".d In filII, .. '"m ('Fund,') fur: (11) yurly We. IIId
"""',ment, wbich may allain pllorlly over Ihi.1 S",urilY [""rumenl .. II Ii.n on Ihe Pr'Ip"IIY; (11) yearly I...,.hold p.ymenll or
wr')lIn" ronls on Ihe Propcrty, If any; (c) y.arly hUlard or prop.rty In.llrilJ1," p..m,un1.'; (d) y.arly fl<xxllnsuran.e prelllJUlllll, If
any; (e) yearly mortiaie in.urance premiurn.,;, if any; and (f) any SUrtlB p.yahle hy Borrow.r 10 under, in accorcUnce wilb Ihe
provisions of plrasnph 8, in lieu of Ihe payment of m(lrtW"iC Imuranc. premJurn.,. The.. ilem" art: called 'Escrow lrelllll', under
may, allllY lime, collocl and hold Fund. in an amollnl nOllo ."'....llh. maAimum amount a I.ndH for a federally relale<.! mort""
10lln may require for Borrower'. a""row IcctlUnl under Ibe fede,.1 Real ESlal. SeUlemenl Procedure. Act 011974 II amended from
lime 10 lime, 12 U.S,C, 52601 el "'I. ('RESPA '), unless antllher law Ihal applie. 10 Ihe Funds ",I. a les",r .mounr. If 10, uodlr
IIlAY, al any lime, collecl and bold Funds in an alllllUlll nollO eAceed Ih~ le.",r Imounl. I.AInder lllllY e.limale the amount uf Fund.
due on Ih. bul. of cUlnnt <!ala and re4.'l<1IIable eslimAI'1I of e~pendllur.. of future Escrow /lmu or olherwis. in .ccordlnce with
applicable law,
The Fund. shall be held In an insrllulltln wbo,", depn.ils are insured by a federal a,ency, instrumentAlity, or enllly (ineludin,
L..!nder, if Lender is such an In51iIUllon) ur in lilY Federal Home I"'lan II ani< , LAnder .hall apply Ihe Funds III pay Ibe Escrtlw /lema,
'-ender may nol charae Borrower for holdina and applyinU Ihe Funds, aMlUllly analyzinM Ihe escrow accounl, or verit) inllthe ElICrow
Il.nu, unless !..end.r pay. Dorrower inlere.1 on Ih. Funds and applicable law p<lrmils !..ender 10 IJ\llke .uch a charwe. Howev.r,
Lender may require Borrtl""er 10 p.y a one,fime charwe ftlr an ind.pendenl rul .,Iale Iu rep<>rtina S<!rvice use<.! by !..ender in
conneclion witb Ihi. lo.n, unless Ipplicahle law provide. olherwise, Unl... an aare.Jmenl i. ll1JIde or applic.bl. law require. Inl.re'l
10 be paid, !..ender sh.1I ntll be required 10 pay Btlrrower any inleresl or eaminws 011 Ihe Funds, Borrower and lAnder may I,re.
in Wrilinw, however, mal inleresl sh'lI be p.id on Ihe Funds, L..!nder .hall ,ive 10 Borrtlwer, wilhoul charia, an annWlI .ccounlin,
of rhe Funds, showlni credil,_ and dehil. Itllhe Funds and Ihe purpose for which each debilto Ihe Funds wu rI14de, Thll FuncU III
pltdaed II addllional 5tCurily for .11 sunu secured hy Ihis Security Inslrumenl.
If Ihe Funds h.ld hy Lender e~ceed Ihe amounls permilled Itl be held hy applkahle law, under shall .ccounl 10 Borrower for
Ibe UC<,I. Funds In ace'lrdllllce witb lbe r"'lulrem~nls of applicable law. I/' the amounl of rhe Funds held by l.ender allllY lime i.
nol sumci.nllo pay Ibe Escrow lrell1.l when due, l.ender lI1JlY ,,,, nolify Dorrtlwer in wrilina, and, in such ca"" Borrower .hall PlY
10 Lender Ibe amounl noce....ry 10 make up Ibe deficiency, Borrower .hall make up Ihe deficiency in no more Ihan twelv. monthly
p.ymenls, .I!..ender'. sole dillCrelion,
Vp<>n paymenl in full nf all .unu ...,ured by Ihis Se.:urily In,'rumen', !..ender .hall prompily refund 10 Borrower any Fund. held
by lAnder. If, under par.iraph 21, under .hall acquire or ",Illhe PnlJl<'rty, Lender, prior 10 Ibe acqui51lion or sale of tbe Properly,
sball apply any Funds held by !..ender at Ihe limc of acqui,"ion or sale III a credil allaimt Ih. .ums ilOCured by tbJ. Security
Inslrumenl.
3, AppllcDtlon of l'uym~nu, Vnle.. applieahl. law provIJe., olhe""l.e, all p~YIll.nls re<<lved hy und.r Ullder pallilrnphs I
IIId 2 shall be applied: first, to any prepaymenl charaes due under Ih. NOle; <<,cond, 10 amounls payable unJer palliraph 2, third,
10 intere51 due; fourth, 10 principal due, and 1a.11, 10 any lale chara.s due under Ihe NOI..
4. Chal"lillll Lien,. Borrower sh.1I pay all lUes, "''''''nlenl.!, charaes, tinea and Impo.itlon. allrlbutahle 10 Ihe Properly whicb
may alia in priorily over Ihis Securily InSlnlmenl, and I...",hold paymenls or around renls, if any, Borrower shall pay Ihese
obllwalion. in Ibe manner provided In paraaraph 2, or if nol poid In Ihal manner, B",rower sball pay Ihem on lime directly 10 Ihe
person owed plymenl, Borrower shill promplly furnish 10 Lender all nOlk.. of amounl. 10 be paid under llUs paraaraph. It
Borrower makes Ihese p.ymenls dlreclly, Borrower shall promplly furnisb 10 !..ender recolpls evld.nci~lllbe paymenls.
Borrower sb.1I promplly dlllChar"lilY lI,n which he.. priOrilY over Ihis Securily In,'rument unle.s Borrower: (a) .ar.... in "'rilinil
10 the paymenl of Ihe obliaalion securtd by Ihe lien in . manner al;<:.plable 10 l.ender; (b) con lea II In 1l00d flilb Ihe lien by, or
defend. .,.inSI enf()rcement of Ihe Iisn in, le,al proc..,dina' which in tbe !..ender'. opinion opelrale 10 prevenl the ,nforcemenl of
the lienl or (c) secures from the bolder of Ibe lien an Igreement IlIlisfaclory 10 !..ender .ubordinalinll Ibe lien 10 this Security
Inllrumenl, rr under delermine. Ib.1 any porl of Ih. Prop<lrty Is subJecl 10 0 lien which may oltaln priorily over lhi. Securily
Inslrumenl, !..tnder may .Ive Borrower a nollee identifyina Ihellen, Bomlwer shall IlItisfy Ihe lien or take one or more of the .ctioM
101 fOrlb lbove withIn 10 day. of Ibe ,Iv In, of notice,
5, Jlalllrd or Property rll.'Ul'I\JlCI, Borrower .hall k.ep Ihe Improvementa now eAi.lina or hereafter erected on lbe Properly
insured I.alnsl 1058 by lire, hllards included wllhln Ihe lerm 'euended coveraae' IIId any olher bazards, includinil 1100d, or
l100din" for which lAnder requires Insurance, This insurance sboll be malnl.lintd in Ihe amounls and for Ibe periodJ that !..ender
Irquires, Th. in,urance c.rrier providlnlllhe insurance shall be chosen hy Borrower .ubJeel 10 !.ender's approval whicb shall nOI
be unre"'onably WlthbelJ, If Borrower falls 10 maintain coveras" described obove, !..ender may, ., under.,' opllon, obl8lJl covenae
10 prolecl lender'. riahl' In Ihe Properly in accordAllce wilh paralimph 7,
All in.urance poIiCI',1 and renewal. shall he acceplahl, 10 l~nde~ and ,half include a ,nlndard nlortlloa' dllu50, LInder sll4ll
have Ihe n,bllo hold Ihe poliCies 1lIl,1 renewal.. If !..ender re'lulles, Borrower sh.1I promptly ,ive 10 under.1l r""eipta of p.id
P.q. 2 or 6
prtmhun.l an4 renowlJ Mike.. In th. evenloflooo, florrower ,hall wive prompl r 'e Ii) Ih.ln.\urance carrier and Lenellr. Lande
In.\Y IUIlk. proof of Iou if not nlll4 romplly hy BOrr<lwer.
lInleu l.ender and Borrower olherwi.., Illr... In Wlllll1W, In,uranel proee.,j., ,hall no applied 10 re.\lnralion or I"Iplir qf t!l
Prop.my damaWod, if lbe re.<Jloralion or repair i~ ""onollll<'.II) '....."hl" an,J I-"oder', ....;urily II n"l leM,ened, If Uie rNlorallon Q
ropair I' nol ",onomically f....lbl. or I...nder's ""curlly ...."uld f,., le''''Il<oJ, Ihe In.,umnc. prr>;..,,)., 'hall no applied 10 tho SUDUIeCUrr,
by Ihis So.;UrllY Inslromenl, wholh'r or nOllh.n duo, wllh "'y ..co.. paid h, floll"....er. If Borrower abdlldon, Ihe Prol"'rty, or doe
n"lan''''.r wllhin 30 days a nOlk. from lAn.!er Ihal Ihe I",urance carner h... "lfered 10 ..Ill. a dOlm, Ihen under In.\Y COIl6CI lb,
insurance prne....!s. Lender may USCl Ih. proceeds 10 ropalr or re~lor. th. Prol"'rty or 10 pay auou I<<ur~ by lhll S6CUril;
Inslrumenl, wheth., or not then due, The 30-<lay I"'rirxl wJII hellin when the nolke II Illvln,
Unlln lAnder and Borrower olhlrwise 'Ilreel in wrilini, any Ipplkllion of proceed. 10 prlndpal .h.1l not eslend or pclltpoD<
Iho due dalO of the JlIQnlhly pay mInis referred to in plfliraphs I and 2 or chani' the amounl of Ihe paymloll, If WId., panirlpr
21 the Prol"'rty II "qui red by Lend.r, Borrower'l riihllo IDY insurance pol/clus and pr<)C~s re.sulllnll from dalrullle 10 the Prol"'rt)
prior 10 Ihllcquisillon lball pI" 10 LeDd., 10 Ihe OSIIDI of Ihe suma _ured by thJs Securlly Inmum.nl immedlalely prior 10 the
acqullhlon,
6. Oc~upllm~y, Prfllu'IIUon, MlIlntenan~e and Protection or the PropertYl Borrower's Lolln Appllcllllonl Ltaschold.l.
Borrower shall occupy, NtJlbli.~h, IDd U80 the Properly.. Borrower's prlnclpal reoldlnce within sluy <Layslfler Ihe es6Culion of lhls
Securily lMlrumenllDd Iball conllnul 10 rJ<<upy Ih. Prol"',ty .. Bormwer'l principal r..id.nce for al IWI one yur after Ihe dal.
of cxcupancy, unJeaslAnder olherwll4 'Ilrec!1 in wrilinll, which COMent shall nol he unrUiOllJIbly withheld, or unle.. eslenualini
circum.~tAnc" I~lll which are beyond Borrower'l control. Borrower shall nol dealroy, <Lamaie or implir Ihe Property. allow Ih,
Property 10 dellrlorale, or commit wute on Ihe Property, Borrower sban f,., In defaull if any forfeiture .clion or proc""dinll, whelbor
cl~1l or criminal, I. bellUll that in lAnder'l llo<>d f.iUi judwmenl could reaull in forfeiture of lb. Property or olherwlse mat.rially
imp.lr tho lien cruled by thl~ Securily Inslrument or Lender's securily inleresl. Borrower may Cljre such a default and rel/lJlale,
u provided In parlirapb 18, by cluslnll Uie action or proceedini 10 he dismissed with a rulin, IIaI, in Lender'. llood flith
dltermlDalion, precludes forfeiture of Ibe BOITower's inlerealln Ihe Property or olber IllJllerilllmpairmenl of Ihe lien creall!d by tbJs
Securily Inslrumenl Qr lAnder'. security inleresl, Borrower ,hall al,o be In default If Borrower, durini' th.loan appHclllon proc....
iave nUlllri,lly fal.e or inlccurale int'O/llUllion or 'Ialemenl, 10 Lender (or flil~ 10 provide lAnder wilh any IruIlerial informallon)
in connecllon with Iheloan evidenwl by Ihe Note, Includini, hUI nrl! Hnuled 10, represenlalions conceminll Borrower's occupancy
of Ih. Prol"'rty U I principal reaidlnce, If this Securily lnstromenl Is on a leasehold, Borrower shall comply with III thl provillolU
of lbe I eallO , If Borrower Icqul,.. fee Iltle 10 Ihe Properly, rh. I.....hold and the fee Iille shall not merllo unJea. Lender 'llreollo
the merller in writioi'
7. Prottctlon or Lender'. RJihl.! In the Property, If Dorrowlr fail. 10 I"'rform Ih. covenanll and 'llroements conlllined in thJ.
Securily Inslrumenl, or there Is II.llal proceedilli IhlllllJlY aiwniticlllllly a((ecl Lender's nllbls In the Property (such.. I procl!edinll
in bankruptcy, probalo, for COndelllDallon or forfeiture or 10 Inforce law. or rllltrlltions), then lADder may do and PlY for whatever
Is nocesllllry 10 prolocllhe value of lb. Property and Lender's rlllh!.l In the Property, lAnder'l aclions may include payinll any sum.s
secured by lliln whJch ta.. priorilY over this Securily Inslrumenl, Ippearinll iD court, p'yinll rwoDable Illomeys' fees and enlOrinl
OD the Property 10 make repairs, Althouih Lender may takl action under IhI. parairlph 7, lAnder dOl!s nol have 10 do so,
Any amounll disbursed by Lender WIder this paragraph 7 shall bc>:ome additional debl of Borrower secured by this Securlly
Instrument, Unlen Borrower and lAnder allree 10 other lemts of paymenl, those amounlS shall be.lr Inlereal from the dale of
disbulSOlnenllllbe NOle rate and .h,ll be p.yahle, wltb inleresl, upon nolice from Lender 10 Borrower requcatiol paymeDl,
8. Monaaae ImUl'llnce. If lAnder required Olortg'W' insurance.. a condition of makJoll the loan le<:ured by tbJs Seo:urily
Inslrumenl, Borrower shill pay Ih. premium.s requi...,d 10 mainlain Ihe mortlllie i/lJurance in .ffect. If, for any re4O<ln, the mortlllle
lJuurance coverllle required by Lender I.pse. or c_s 10 be in .ffecl, Borrower shall pay the prlmiuma requir~ 10 oblain coverllll
aubllanlillly equival.nllo the mortllllle Insurlnce previously in effe.:l. III cost SUbstAntially equivalent 10 lb. cosllO Borrower of
the DlortllalllWllrlOC. previoualy in Iff"", from an IlIem.ale mortillle InJurer ~pproved by Lender, If suhslantially equivalent
mortll'lle insurance coveralle II nOllvaBabl., Borrower shall pay 10 Lender ucb month a IlJm equal 10 one.twelfth of tho yearly
mortilie InllJrance premium belDll plid by Borrower when the insurance coveflllle llpsed or cl4Sled 10 he in effect, Lender wilt
"Cepl, u.. IDd retJlin thlse payments U I 10.. reserve In lieu of mortllalle IMurance, Lou rlserve plymenla may no 10Dller be
required, lithe oPlion of Lender. If mortll'lle in.urance COVOl1l11' (in Ihe amoWlI and for the period that lAnder requires) provided
by ID Insurer approved by Lender 11110 becomes ,v,ll,ble and Is oblain~, Borrower shall PlY Ihe premiulDJ required 10 maJ.ntJlin
mortaa,.lnsurance in effecl, or 10 provide a 1011 reserve, unlil the requiremenl for mortllaie In.urance ends ID accordance with any
Wrillen allretJlloaI between Borrower and Lender or appllc.oble law,
" Imptctlon. lAnd.r or Its allent may make ruann,bl. Intrica upon and iDspetlions of Ihe Property, Lender Ibal1iive
Bnrrower nollco atth,lIme of or prior 10 an iMpection spetlfyiDll rusonable UWlO for the impetlion.
10, Condemnallon, The proceeds of any aWlrd or claim for damall04. direct or conaequenliaJ, in conneclion with any
condemnation or other lakin, of any part of Ihe Property, or for conveyance In lieu of condelllJlallon, are herehy usillJled and shall
be paid 10 Lender.
In tho eVlnl of a 10111 takinll of the Property, Ihe proceed. shall be Ipplied to Ihe sunu !<Cured hy Ihl. Se.:urity rnllrumenl,
whelher or 1101 then dUI, wilh InY ISCI.. paid 10 Borrower. rn Ihe eVent of a plrlllll4lcinll of Ihe Property In which Ihe (aIr nt4rkel
vlllu. of Ihe Property immediately before Ihe taklnll is equ.allo or 'wrOlller Ihln Ih, amoun! of the SUn\5 s<cur~ by this SllCurily
[n.llrumenl immediallly hefore lb, lakinll, unless Borrowlr and under othlrwlse 'gree in wrllinll, the sunu secured by this
Slnalo 'omlly , ,.."11 M""roddl. Mo. UNI'ORM tNSTRUMlNT Rov, 9/90
P.q. J of 6
S""uriry Inalrumenlshall bcll'tl<lu~...' "y u'e amo"nl ollh. pr''''....,<I.1 nlllllipllL.,J hy fol/owinll fnlclion: (I) u'o 101lllUllOWlI of It.
>limA ,,,,,,,,nod lmnlCdlalJlly bufor., '.kinll, OiVIO'.,J hy (h) Ih. ,." l1..rk..., value "f Ih. P"'JlOrlY imm<<halely hosfore I.he I&kUIj
"ny halan~. ,hall hos poitllO llorrowor, In u,. av...nl "f a parllall.Junll oI'lho Property In whkh u'e fair mark.... valu. of Lbl Proper!
imm...tlial...ly befor.Ib.lllkinll i.le..lhlll1lh. amounl olf Iho ""Ill.' ....:u'oo immooialely hefo,. Ulot~k)OlI, unle.. Borrower 1M und,
olhorwi.... awree in wrilhlll or ulIl." applkahle law <lIherw". I'ro,vIOC.1, Iho pr";~'" .h.1I n. apphoo 10 Ih. .um.a secUJ1ld by Inl
Securiry lnllrumenl wheU,or or nol tho .um,1 Ire Ih.n <luo,
If tho Property ia ablllloonoo by Borrower, or if, affe, n"'I<o hy L."d.r 10 Borrower Ihallho ~o,,<lomnor offen I" maleo IIIIWlT
"r &ellle I claim for danalle., Borrowor faJl. 10 r....pon<l III r..n<l... wllhln 30 .4Iya afler Iho <lale tho nolk. ia IIlven, under I
lulhoriU><! 10 collocllll<l apply lb. pro<:ew., II Ir. option, oilher 10 r""'n1!ion or rOl,nir of Ibo Ilroperly or 10 Iho .UIM &eCur.d b;
thJ. Socurily La.alrumlnl, whethlr or nol thon <luo,
Un!... Len<lor 1Il<l Bonower oth.rwilO Ill"'" in wrWnll, lilY Ipplicalinn of proceed.a to principal .haJl nOI oxlend or po.lpOD'
Iho <lue <lal. of thl monthly paym.nla ,.ferred 10 in panlll'lph. 1 an<l 2 or dunwe Iho .mou.tJl lIf luch plymonls.
ll, Borrower' Nol Releasedl Forbeanu1ce Dy Lender Nola Waiver, Ealen.ion of lb. limo for p'ymenl or moJlficallon 01
amorllulion or the 1Um.. securtd by thl. Security Inalrumenl wnnled by un<lor 10 any .u~msor in inlerul of Borrower .hall nOI
operal. 10 nl.... lb. Iiabilily of tho oriainal Borrower or Borrower's succlllson in inle...t. Lender .ball nol hos requirtd Ic
commonco proceallna' Illaln'IIIIY ,uccusor In inler.sl or refu.. 10 ollen<llim~ for payment or othorwl.. moJlfy lJJIortiutlon of
the .UIIU IOCUted by this St>:urily !lulrumonl by re....'" of any <leJtlll.tl<l nwJ~ by the orillinal Borrower or Borrower'l.uccullOn in
Inlerut. Any forbearance by under in .xerel.ina any rillbt or remedy shall nol be a waiver of or preclude tho exereise or Illy riabl
or nlntdy.
12. Succawn and AssllllU Bound, Jolnland Several LlabllllYI Co-,lllnen. The covenanl.t IIJId 'areemenlS of thJl Security
Instrumentwll bin<lan<l benetll the IUCCUlOn an<l ..alans of Len<ler an<l Borrower, lubJ"'lto tho provision. of panllnpb 17,
BOlTOw.r'. cove""" IIld 'Iln>fmenl. abaJl be Joinl an<lllevol'Il, Any Borrower who cO"lfl/lls thi. Security lJulrumenl bUI doe.s 1I0t
lIecUI. tho Noto: (I) Is co-.lanlna this SecurilY In.lrumenl only 10 mortlllae, IInnl an<l convoy Ib.t Borrower'. inlon.t in the
ProJlOrty under Ih. l.rmA of thi. Security !lulrumenll (b) is nol personally obliwalod 10 p,y tho .UItLI secured by IbI. Securily
La.lrumentlllld (c) Illrea. Ihat Lendor an<lany olher Borrower may 'IIree 10 exlend, moJlf)', forbear or mllko lilY IccommodatlollS
With relllT<llo tho lemu of IbI. SecurilY IlUlrumenl or the NolO withoutlhAl Borrower's COlUOnt,
13, Loan Charam, If the 10M secured by thJ. Securily Inslrumont is subject 10 . law wbicb MIs muimum loan charlie., IIld
that '.110 I. tlllllly Inlarpreled so Ihatlb. inleresl or other 10111I charll" collu.:ltd or 10 hos collecltd In conneclion with tho loan exceed
Ih. polrmilled UmlIS, Iben: (0) any such loan cbarll' shall be reduced by Ihe 11I10unl n""""IIIr)' to reduce Ihe charllo 10 tho permilled
Umil: an<l (b) any sunu Ilr...<ly collt>Cled from Borrower which exceeded permilltd Iimlt.t will be refun<ltd 10 Borrower, Lend.r may
cbooJ\e 10 mllk. Ibis refund by reducinll the principal owtd under tho NOlO or by makinll a dlrecl pay man I 10 Borrow.r, If a r.lW1d
reduces principal, the I'tl<luclion will be lreated ... a plrtlal prepay men I WithoUllllY preplym.nl cbara. under the NolO,
14, Nollc.., Any nolico 10 Borrower provi<led for in this Securily Instrumonl shall be wlven by <loliverinll il or by mai1inlllr by
"I'll dua mall unl... .pplic.bl. law requlr.. use of anolher molboJ, The noliC4 .haI1 hos dJrecled 10 the Property "<ldreu or IUIY
oth.r address Borrower d""ianaf" by nolico 10 Lend.r, Any nOlice to un<l.r shall hos Illv.n by firsl cl..s mall 10 under'"ddr...
slAted herein or any olher .<ldr... Len<l.r tleslll1l.tes by nolicolo Borrow.r, "ny nolice provldtd for in Ibis Security Inslrumonllball
be <l..mtd 10 h.vo botn lIiven to Borrower or l.ender wh.n alv.n as provl<ltd in thh p'l'Iarapb,
1.5, Gonmllljl Lawl Sn.rahlllly. TbJs Security Inslrumenl shall be yovomtd by ftdoraJ I.w and the law of tho jurisdlclioll
in whlcb the Property Is localtd, In tho ev.nt thai any provision or claula of this SecurilY Instrum.nt or the Nolo conlllclI with
Ipplicablo lillo, .uch conflict shall nol affocI olher provialous of this Securily hulrumenl or tho NOI. which can be lIiv.n offoct
WithoUllho connlclina proviaion, To thJs .n<llh. provisions of this SecurilY Inslrumentllld the Nol. are <lecl.red to be sevenbl.,
16, Borrower's Copy, Borrow.r shall be lIivon one conforme<J copy of Ibe Nole an<l of this S<<:urily lJulrumoul,
17, Tranlter of lb. Property or a BeneJlclallnlfreslln Bon-ower, If all or any part of tho Property or l11y inter"'l in il il
sol<l or II'IlIl.f.fT'II<I (or if a benetlclll inl~ml in Borrow.r is sold or Innaf.rred an<l Borrower i. not a narunJ penon) without
Lender'. prior wrillen cOllllenl, Lender may, II lis option, require immtdilll p.ymenl in full of .11 ',!IIU lIICured by thJ. Securily
Laslrumenl, Howover. thJs option ,haJl nol be exerelaed by under if ourellO II problblled by ftderallaw II or the dale or tb.!I
SecurilY La.trumlnt.
If Lender .urei.... tbll option, under shalllllvo Borrower nOllco of "",lenlion, The nOlic. .haIl pravl<lo a perioJ of nolI...
than 30 <laya trom Ibe dolo the nollce is dolivlred or moUtd within wbich Borrow.r must p,y III IUIIU secured by thJl Security
wlrum.nt, If Borrowor f.i1, 10 PlY Ibeao IUIlII prior 10 tho explr.tion of thi. period, under may Invoke I11Y remtdlea permitted
by thi. Security wlrumenl wilboutl'urthor nollce or dOllWld on Borrower.
III. Borrower's R1l1hl1o ReJlUlale. If Borrower meall cortaln conditions. Borrower sb.lI b.vo tho rillblto have ollfore.llIIIlI
of thi. Security Laslrumenl dillConlillued It Illy tim. prior 10 the earlier of: (I) 5 <lays (or such oth.r perioJ aa applicablo 1.110 may
lI'J'OCify for reinalal.menl) before lOle of tho Property pursuant 10 any power of 5010 conllintd In tbJI SecurilY butrumenl; or (h) entry
of I JUdamont enforclnllthll Securily Instrument, Those con<litlona a,. that Borrow.r: (a) pays un<ler all sum.. whicb then would
be duo und.r thJl Securily Instrum.nland Ibo NOle 1.\ If no acc.l.nlion had occurrtd; (b) cures any defaull of any olher cov.nanl.t
or '"..,monlll (c) PlY. .11 expensu incurred in onforeln. IhlS Sc<:urily 1.n.,trumouI, IncludlD" but nol IinllleJ 10, rusonahl.
'Ih\m.ys' ,.-~ Illd. (d) IIlk.s such action as Lender may re..",na.hly requin! 10 ILI,U", chal Iho lien o( this S..,urilY Inslrum.nl,
l.entler's nghlJl in the Properly and Borrower's ,)hllaallon 10 pay Ihe ,urns ,,,,ured by this SecurllY In,lrumenl ..hall conllnue
unch.naoo. Upon reinS/lIl.ment by Bcrrower, Ih.. Se.:urity Inllr1lmenl ano Ihe ohliaalion. ,",ured hereby ,hall remain fully .ffecllve
51"010 'o"'ily, "MloM.ol,..ddloMo. UNI'ORMINSTRUMENT Rov.9/90
PIt'I"" ",,,
U, II no .-col.nllon Iud lll:Curre<l. However, Ih,i. rillhl 10 roin'UII ,ball nOllpply In Ihl CA.M of =elenlion UIld.r p"'.np/l17,
19, SlIJ. or Nol" ChaIlae or Lq,'" Sf"'c", The Nolo or a plrtial inloreal ill ~ole (Iollolbor wilh Ihi. Security I.a.tINlMnl)
nay be ,old onl or more lim... will. . pnor nOlice 10 8llfrower. ^ llal. may r""IIII'/I a chanilo In tho o/llily (~nllwn u lb. 'Loan
Servleer') Ibal collecl. monthly paymonlJ dUI undor Ih. Nfll. and Ihi, S""urity Inslrumonl, Therol/so may be on. fir mflrl cblll....
of Ih. LollO S.,vlclr unrllaled 10 a ..I. of thl NOI.. If thoro i. I chanilo of Ih. lOilll Sorvicer, Borrower will be ilivln wrillln nolice
of IbochllOllOlllaCCorthnco wilh parlilraph 14 abov. and applicable law, The nollce will 'laI. 'ho nlm. ilIld IlJdre", of I.bUIW lolli '
Se,"'clI and Ibl L:ldrou 10 whJcb plymenlJ ,bould be II1JIdo, Th. /lotico WIll al"" contain any other infofUIIlion rlljuJrlld by
Ippllcable law,
20. flamrdolll SubUtnceI. Borrow.r .b,ll nlll caUll4l or permit the prell4lnce, we, dispoul, 'Ion,o, or ",_ of III)' Hmrdou.
Sub'lIne.. on or lo lb. Property, Borrower sblll nOI do, nor allow Iillyon. .INO 10 do, IillYlbJnillffeclinillbe Proptrty lUll. in
vlolallon of MY Environmenul Law, The precedinll two ...nlences ,bill nOI Ipply 10 Ihl pre..nc., UM, or .Ion" on the Proptrty
of .mal' qUIIIllllea of Hlurdoua Subslallcol Ihll Ir' ilon'rllly recoJlliU<J 10 be Ippropnat. 10 normal midontial lIMI tAd 10
mainl.nancl of thl Property,
Borrow., all1l1 promplly ,Iv. lAnd., wrill.n nOlice or MY loveall,.lIon, cllim, d.mand, I.w.ull or olhlr acllon by a.ny
,ovlmmtnlJl or rlll'llllory I,ency or privato plrty involvin,lh. Property and any Haurdolls Subsl&nce or EnvironmontallAw of
wbJcb Borrow., bu actuAl ~nowledll" If BOrrOWII learn., or ia nollfled by any Ilovlmm.ntal or reaulatory .uthorilY, th., a.ny
rlmov.1 or olb., nllledlallon of any HIUrdOUI SUbllanCI Iffeclinll Iho Property i. neceaaary, Borrower Ihlll promplly lake aU
necllu/)' nmedlll aclloDllo accorthncl wltb EnvlroMl"nlallAw,
A. uMd lo t.bJs p'rl,rapb 20, 'Haurdoul SubSlancII' III thalli .ublllncu dellned U loxlc or bazardou. IUblllncN by
EnvironmenlallAwand th. fOllowin,.ubllancos: .uolin., ~eroaent, orblr n'mmabl, or 101llc ptlrol.um produCla, I(lxlc PNlicidl'
a.nd blrbicldea, voJ.lilllOlv.nl., IIllueria'a conlalnJnil Uboaloa or formaldobyds, a.nd rldiolcliv. maleri.I,. As uMd in IbJs plrl.rapb
20. 'E!nvlronmlnlallAw' means federll JIWI and Ilw. of lb. Jurildlclion Wblrllbo Property Isloallll that nlalt to bNlth, uflly
or Invlronmanlal proleclion,
NON. UNIFORM COVIiNANTS, Borrower and Lender further covenant and I,reo u fol/owl:
21. Accel'IIlIon, R8Il.dles. Lend.r .hnll,l" nol/ce 10 II<lrrower prior 10 acceleral/on fol/owlna Borrower's breach or
lIIIy covenanl or 'lirtan.nlln Ihls Securlly Imll1lmenl (huI nol prior 10 ICCllvllIl/on under paraaraph 17 unless applicable
law provld.. olh.rwlse). Lender ~hall nol/fy Borrower or, IIIII0na olher Ihlna" (a) Ihe defaultl (b) Ihe ncllon requJred 10 cure
Ihl defaulll (c) wben Ihe defau/l mllll be cured, and (d) Ihal fll.llurt 10 cure Ihe defallllu specfned mlly resullln lecelollll/on
or lhe .ums secured by Ihl. Sec:urfly 1J1.l111lm.nl, foreclosur. by Judicial procetdlna IIIId sal. or Ihe Property. Lender shall
further Infonn Borrow.r of Ihe "lIhllo relmlale III'ler acc.lelllllon IIIId Ih. rlllhl 10 IWtrt In lh. foredosur. pfllCetdlna Ih.
non-exl.leIlCl of a defaull or any olher dereme of II<lrrower 10 aceeleral/on IIIId foreclosure, It Ih. default Is nOI cured II
speclOed, Lender alll5 opllon may requJre IImned/nle pa)'l1lenlln full of aU.ums secured by Ihl'Sec:urlly Imlrumenl wilhoUI
further demand and may roreclose Ihls Securlly Inslrumenl by Judicial procetdlna. Lender shaU be .nlllled 10 col/ecl all
optlllel Incurred In punu1na Ih. r8lledlel pro,lded In this parllllnph 21, Indudlna, bul nolllmlled 10, allomeys' flel IIIId
COil.! or 1111. evIdence 10 lb. olenl ptnnllled by applicable raw.
22, Release, Upon plymenl of all luna secured by Ibis Securily Inslrumenl, thh Securiry Inslrumenl a.nd tho lllAle conv.yed
Ibsrr lermlnale and become void, Aft.r sucb OCcurrence, Lender ablll discharlle and salisfy IbJs Securily Inslrumenl wltboul cbar,.
10 Borrower. Borrower Ihall p.y any reeordalion cosls.
23, Walven, Borrower, 10 Ibe extent ptrmllled by Ippllcabl. IIW, walvu and r.I..... any .rror or dofect, in proclledln,. 10
In force Ibia Security Inllrumanl. and h.reby wllv.. Ih. benlfll of any presenl or fulure law. providinll for alAy of execulion,
tXllnsion of Ilml, IXlmpllon from atlachment, Ilvy and saIl, and bomellud exemption.
24. Relll5lal8lltnl Ptriod. Borrowlr'. Iim. to reinltall provided in plra,~ph IS shall ulend 10 one bour prior lQ lb.
commencemenl of blddin, II I Ibenff. HI. or other salo PUlluanllo Ih/. Securily IntlNm.nl,
25. Punh... Money MorfJlIlIt. If any of Ibe debl ltCured by IhJI Secunly InslNm.nl is I.DtlO Borrower 10 IICquire hili 1,0
lbl Proplrty, IbJI Securily In.lrum.nl sball be a purcbue mon.y mort"", ' ,
215, Inleresl Rat. Aner Judamenl. Borrower allre.. Ihallbe Inlereer nre plYlbl. after a jud,m.nl il ~ntared on the Noll or
In an acllon of nlort,I" foreelolU", Ih.1I be Ibo nte payabl. from limo 10 liml UIlder lb. Note,
PIOO S .f e
'37, RId,,. 10 uu. s.:urilf In m,nl. If 001 1/' II\llAl od,,. .n Ino;U11<. I Borrowl' IIId ..-:o,d... 10"Lb., wiLlI Lbb
$lOllurily In.lrumlol, IhI CQvlnanll&llQ 1,'lImlOI, I/f Noh 'ijch rid., ,Iulll he Inol/rpo'..... 11110 &lid 1h.aJ1 amlnd and .uppl'_llb.
C;I)VIOlUlla 11I<1 I"",mlnl. o( lh.i. SOCijrily IOllrumlnl .. If 1lI1 rid.,(.) WO" I plr1 of IbJI Sec;u,lly lJulrumlol, [Check appllcabl.
bel.(ull
o AdJUllIb111U11 Rid.,
o OradUllel Plym.nl RJd.,
o BallooD Rid.r
o OLbIr(.) [lJ*lfy)
o CoodomlnJum Rid.,
o P/Ill/lll! UnJl Dev,'opmeolllld.r
ORale Improv.menl Rid.r
o 1-4 PlIIllly Rid.,
o Blweeldy Pay_l Rider
o StcQlld HOIIMI Ridar
BY SIONINO BELOW, BonoWl, acceplll/ld I''''' 10 Ih,II'1III and COVIOIIIl& cuol&lned In lh.il Sec;urily WlnlDIIDI aad ill
lilY rldlf(.) uecultd hy Bonow., IIId recordtd wiLb II.
WilD.....:
,~
$~-
~(~~(~-L !~
Social Sec;urlly Number ~:J 9'.,/1 V " :Y '-'~ if(
-11J /;.J. 711.(Y.I.a
KIT W. MOSS
Social Socurlly Number / t () . .'5 'i .. /,. " ~-
(S"')
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Social Sec;urily Numbe,
(5"')
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Social Securily Number
(leal)
-....
("... .e1. Thl. Un. '01 ",cknowlld,m.nll
COMMONWEALTH OF PENNSYLVANIA,
011 Lbll, lhl 19 th dey o(
Parry
Counl1 Nt
Jun.
, 19 92
, before me,Hully F. Kdler
lbllllldenllDed O(fio;l" perIQJlIlIy appeand
Hich8l1 L. MOIB and Kit \01. MOIB
mOWlllo me (or IIUlflClorily proVID) 10 be lbe penon wbo.. JlIIJlI' are aublCribtd 10 Lb. wllbin wlr\IIll.Inl aad
IClulowled,ed lhat th.y uecUled Lbl lime for Lbl pUrpotll h.reill conllilltd.
IN WITNESS WHERE
I,
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NOrA I stAL
My CommlllloD l.plAII: HolL Y ~. I<El.J.t!/I, Nnltry Publlo
~""pdIw! Tw~" Clm-bl1lotla C<lon
M\o l'''''l''''1Ofl I a
I CERTIFY THAT T ettt' S OF THE WITHIN NAMED
CARLISLE PIKE, MECHANICSBURG, PENNSYLVANIA 17055
ORTGAGEE IS 4931
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PINNSYL VANIA. 8lnOll ~Im"v ' '1Il~1. M,,"roddll M.. UN"O~M INITIlUMINT
.""Il'\f 'ltf'I't'I. .U"'Y CO. '"e. 1100t ......llIelS! ..... . .., Ilt
"0'Ill 303. .110
\
':ERrlflED TO BE
A Jt~H~,$'O~.Y.t
KNOW ALL MEN BY THESE PRESENTS, thet First United Mortgege Servfc~s, ~r v'~~61e
condderstion received to its full satisfaction, does hareby sall, 81sign, trsnetltr
snd eet over unto Arbor Netionel Mortgage, Inc. its successors end elsigne e certein
Mortgege detsd the 19TH dey of JUNE , 19...li-, uecuted .nd
delivered to First United Mortgege Services by --- .
MICHAEL L. MOSS AND KIT W. MOSS
9 2 0 6 () l ~)f;
ASSIGNMENT OF MORTGAGE
end recorded in Mortgege Book Volume , Psge , together with e
Promiseory Note secured therlby end refened to therein i end ell eume of money due
end to become due thereon.
MORTGAGE AMOUNT S 76,100.00
IN WITNESS WHEREOF, FIRST UNITED MORTGAGE SERVICES, hereunto sete ite hend thit
19TH dey of JUNE , 19 92 .
Witnees :
FIRST UNITED MORTGAGE SERVICES
BY, ~'Riok'-~,
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF
CUMBERLAND
)
) 55.
)
I, the underlignsd, 8 Notsry Public in snd for eeid County in eeid Commonwellth,
hereby certify thet Robert E. MolSS (Authorized Otticer) whoel nsme as owner of Fint
United Mortgege Servicee, is ligned to the foregoing inetrument, end who il known to
me, ecknow1edged before me on this dete thet, being informed of the content. of edd
instrument, he, el such officlr end with full euthority, executad the seme
voluntsrily for end es the ect of sdd First Unitsd Mortgage Serl/icas, I fictitioue
neme propsrly registered with the Commonwealth of Penneyll/enie.
Givan under my hsnd end otticial seal thie
19 92
19TH dey of
JUNE
Arbor Netionel Mortgege, Inc.
615 Merrick AI/enue
Weetbury, NY 11590
After recording return to:
MAILING ADDRESS
Arbor Netionel Mortglge, Inc.
1910 Coohren Roed
Suite 1550
Menor Osk 1
Pitteburgh, PA 15220
~~AA-A
~. OTARY PUBLIC
Nol.'~I:l~~'1
fI/o;m'~ 1'1. F.Jrto.I\~:tl\l F'ul:11c
H:\Il'.pC~n T.\ll.. Cym~':~~nc Count,
Mv':.!n~.-~:}':.' ~):',':;.A~la 2;), 1~0'3
M..n.~:j7;:~:';;~~~ IU.-; ~l;t;';;:;:;..:;;
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Exhibit 8
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\'No
Mortallle Services, Inc.
A .ubl/dl.1?' of V.llfY N.tloll./ B.nk
IlI1'OlUHTl NOTICE or BOHEOWIfDS
DfIllGENCJ HOII.TGAGI ABSISTANCr. ACT or uu
'LUBI UAJ) THIS NOTICE. IOU If.U II t:LIGIILI roa
rDlUCUL ABSIStANCI TOWAJID loa HOII.TGAOI fAtJflllTS.
III I 1301864
DATil Karch 26,1993
IUcbae1 . Kit Ho..
60' BunttD.tOl1 ATe
IDOla, fA 1702'
0..1' Mort...orC.)I
Your Mort.... i. in ..rioue d.l.ult b.c.u.. you h.v. f.il.d to p.y pro.,lly
. in.tallm.nt. of principle .nd btlrut, .. requir.d, for. period ot
at 11..t .ixty (60) d.y.. Th. tot.l .mount of the d.linqu.ncy i. ,
Th.t .um includl' the followin"
~
JUUU1 93
February 93
Harch 93
Apa;ll 93
Amount
ols L.t. Ch.r...
f709.681
f709.68 L- L. <2Sl-N~,;) v....,.._^-"
f709.68 f}...FJJ ... _ I ,J .
f685.00 _ ~-<~., ;...~J./\- "t""'.-"
rv..,..l.
Y..7i1J.{,h
You m.y bl .lilibl. for fin.nci.l ...ilt.nc. th.t will 2!!Ylnt forlclo.vr.
on your mort"" if you cOlllply With the provllion. of thl-ilom.ownsr
Ellllr'lncy A..i.tlnc. Act of 19a3. You mlY bl .li.ibl. for Im.r.lnCy
tlmporary II.i.t.nc. if your dlf.ult h'l bl.n cau..d by cLrcuMstanc.I
b.yond your control. .nd if you ml.t thl .li,ibLlity rlquLrIM.nt. of
thl Act .. d.t.rmin.d by the P.nnlylv.nia Houlin. Flnancl A,.ncy. fl....
rl.d .11 of the notica. It cont.inl .n Ixpl.n.tion of your rilht..
Undlr the Act, you Are .ntitl.d to a tlmporary .tay of for.clolur. on
your mort.... tor thirty (30) d.y. trom the data ot this notic.. Durin.
that tim. you mu.t .rr.n,. and .tt.nt . "facl-to-f.c." lIutLn. with
· rlpr...nt.tiv. ot this l.nd.r. or with. dl.L.n.t.d conlUII.r crldit
coun'llin, ...ncy. Th. purpo'l 01 this 1I..tln. i. to .ttempt to work
out. r.p.ym.nt pl.n, or to oth.rwi.e I.ttle your d.linqulncy. !h!!
m..tin. mu.t occur in the nlxt thirty (30) d.y..
If you Attend . f.cl-to-f.c. mlltin. with this l.nd.r, or wLth . coneu..r
cr.dit counl.lln. ...ncy id.nt1fl.d in th~1 notio., no turther prooeedin..
in 1I0rt.... for.cloeur. may t.k. place tor thirty (30) d.y. attlr the
d.t. ot thie m.etin..
Th. n.m., .ddr.e. .nd t.laphone Dumb.r of your repr.e.nt'liv. i.,
Iob.rt J. IOUlbv.,
31-00 Brodway
r.ir Lawn, NJ 07410
T.l.phone , 1-100-526-9098 Ext. 543
31-00 Broadway, P.O. Box 971, Fall' lawll, New Jmey 07410,0971
(201) 703-1200
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Mortllaae Servlclls, Inc.
A .ub./dl.1?' of V.//.y N.lloll./ B.nk
Th. n.~a .nd .d4r..... of the de.i,nat.d consumar credit ..ane1a. arl.
1. Conlumar Cradit Coun.alin, Sarviea of O.l.w.ra V.ll.y
Bllita 411, 1244 Chaatnut Strut
'b11.d.lphie, 'A 19107
(215)-563-5m
2. HOlllin, Alloci.tion of Oal.w.r. V.llay
1317 Filbart Straat, Suita 523
fhll.dslphia, fA 19107
(215)-567-7803
~t i. only n.e....ry to .chedul. ona f.ca-to-f.ca m..tinl. You should
.dvi.e tba Llndar imm.di.t.ly of your intantiona.
If you h.va tried .nd iln un.bh to ruolva thh probhm .t or .fter
your f.c.-to face mutinl, you have the ri,ht to .pply for tin.ncial
as.istanca from tha Homaown.r. Emarlancr Mortsase A..i.tanc. Fund. In
ord.r to do thia you muat fill out, .i,n .nd fila. complat.d hOQ.own.ra
am.ra.ncy .a.ilcanca .pplic.tion wich on. of thl dl.ilnatld consumlr
cr.dit coun..lin, .'Incy. Th. consumlr coun..lins aa.ncy you 111.ct
will. ...ht you in fillinl out your application and will aubmit your
complet.d .ppli,ation to the Penn.ylvania Housing Finane. As.ncy. "Your
applic.tion mUlt b. filad or po.tmarkad, within thirty (30) days ~
your "Fac.-co-F.e. ma.tina."
"It h IlCcremaly important th.t you fila your application promptly.
If you do not do .0, or it you do not follow cha othar tima pariod.
sat forch in this lattar, forlclolurl ~ay proc'ld alainlt your home
immldiately .nd you will forfait your aliSibility for auhc.ncI."
An .pplic.tion for ...i.tanca may ba obt.in.d from the l.nd.r, f~om
· conlumar cradit .,.ncy. or dir.ctly from the Pennsylvania Houain,
Fin.nc. A,al\ey.
Avail.bla fund. for amar,.ncy mort,.,a I,siat.nce Ira v.ry limit.d.
Thay will b. disbur..d by the A,sncy und.r the alisibility critari.
ut.bUsh.d by chs Act.
31.00 Broadway. P.O. BOll 911, Fair Lawn, New Jersey 07410.0971
(201) 703.1200
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te.fr~\,.,
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PEARLSTI~IE/SAl.KI"j ASSOCIATES
J\llr)(I1I!',,,atl.,lh
'21)Q 50111" e'~"'J '3lr1J811 ,1t $IJIl'l"lfylO'""r'I P ,,, I . SUII, I Qr.O
PO 80-.4)1. ../lrSfJ,llll PA '?....1\.t;.111. ,215)M9.IjOljn
T".COpl~' , .21 ~I 199,1)231
F\ugust 17, 1993
'1oIILI'6"I.IIIN
"tj~"lOI "1')111",11"'1
'.AftlffO)CJPliR'II4Q
'''.QI'''r." r; ,iOHN
".~,.c. O~VI'
~ILLt"M" W"NOIA'"
, CltlMJLAI4OCCA"'"
J."A[y r IlJt,fA,..I/Il'
'1'''1.'' P..AAt.ITI"'.''''
WINOY 0 folf)TH"UIN
"lJINt, .'!lIt".
allllNO '0....
JljIL;lII.IllL QFllj!SlIClCl'"
'A'.AN I ^u"lllll
","PK . O"'lJCCIO
JA"'UA HALL"
0"''110 J O"AO"NOIIIC'Y"
~ICH.<<L II PAUL"...
LAwA.NC. P MI~IIINIA'.
ClAreT 01.'. r".
FlIi,iR TO',t,!. 'Ir:
Iu:" 404 -on
'M,AI"" m 1''' ANO 'LA IJAff"
"MIMI'" OF /I" ANO NJ .,A,.S
t"UM IN fAUrlON
Mr. Micha~l L. Moss
605 Huntington Avenue
Enola, ~A 17025
Mrs. Kit W. Mose
605 Huntington Avenue
Enola, ~A 17025
Rei ~9E OF INTENTION TO FORECLOSE MORTGAGE
Dear Mr. and Mrs. MOSSI
A Note and MORTGAGE held by Fir.st United Mortgage Services and
assigned to VNB Mortgage Services, Inc. (hereafter "we", "ue" or
"ours") on your property located at. 605 Huntington Avenue, Enola,
~ennsylvania 17025 IS IN SERIOUS DEFAULT because you have not made
the monthly ~avments reauired therein for Januarv 1. 1993 throual1
and includina Auqust 1. 1993 as followsl January 1. 1993 throuqb
and including March 1. 1993. ~ach in the amount of S709.68. and
Aoril 1. 1993 throuqh and includinq Auqust 1. 1993. each in the
amount of $685,00, and the monthly cavrnents now due total
S5.554.04. Late fees of $239,44 have accrued since January 1993,
to and including August 1993, calculated at $29.93 per month, and
will continue to accrue pursuant to the terms of said documenta-
tion. The total amount now required to cure this default, or in
other words, to get caught up in your payments as of the date of
this letter is $5,793.48,
accrue, Such payment must be made either y cash, cashier's check,
certif ied check or money order, and made through Ms. Theresa
Pantis, Foreclosure Specialist, VNB Mortgage Services, Inc., 31-00
Broadway, ~.O. Box 971, Fair Lawn, NJ 07410-0971, during normal
business hours Monday through Friday, excluding holidaye between
9100 a.m, and 5100 p.m,
If you do not cure the default within THIRTY (30) DAYS, 9
intend to exercise our riqht to accelerate the mortqaae cavments.
,
,
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pr_AHI.~~ rl~lt: I 6ALKI~4 A5ftOCIATIE., ",A.
'I'his m<lanfl that whatever is owiWJ on th.) O["i.'Ji.Jllll amount borrowed
will be considered due i.mmediately B~i you may lose the chance to
payoff the original mortgage in monthly installments, If full
payment of the amount of the default is not mado within TIIIRTY (.)0)
days, 'lie also .1n.~end to start a laws~it to fored,alle your m()rtogaaIlQ
property, If tkuL mort'1age is foreclolied. yoJ.l.L mortqaaed prqperty
~ill be sold by the Sheriff to p,ay off t~ mortaaae deb~, If you
cure the default before we begin legal proc-aedings against you, rou
will still have to pay the reasonable attorney's fees, aGtua ly
incurred, up to $50.00, However, if legal proceedings ar~ etarted
against you, you will have to pay the reasonable attorney's fees
even if they are over $50,00. Any attorney's feeD will be added to
whatever you owe us, which may also include our reasonable costl.
If you cure the defalJlt within the thirty-dav ceriod. you will-llQt.
be reauired to cay attorney's fees,
We may also sue you personall.y for the 'mpaid principal
balance and all other sums due under the mortgage.
If you have not cured the default within the thirty-day period
and foreclosure proceedings \'ave begun, :lQU still have the ri<j'ht
to cure the defauJ...!;..,.lInd crev~:.t the sale at. anv time uo to on~ hour
before the Sheriff's foreclosure sale, You m~y do so by caving the
total amount of the unpaid monthl y oavments olus anv late or o~her
charaes then due. as well as the reasonable attorney'S fees and
costs connectlld ..J'Iith the foreclosure sale and cerform any other
roauirementfl unlier the mortqaae, It is estimated that the earliest
date that euch a Sherif f' s sale could be held would be approxi-
mately March 9, 1994, A notice of the date of the Sheriff sale
will be sent to you before the sale, Of course, tha amount needed
to cure the default will increase the longer you wait. You may
find out at any time exactly what the required payment will be by
calling Ms. Therellla Pantis, Foreclosure Specialist, at WB Mortgage
Services, Inc., 31-00 Broadway, P,O, Box 971, Fair Lawn, NJ 07410-
0971 at the following number: (201) 703-1200, This payment mUllt
be in cash, cashier's check, certified check or money order and
made payable to us at the address stated above.
You should realize that a Sherift' s sale will end your
ownership of the mongaged property and your right to remain in
it. If you continue to live in the prope.toty after t:.he Sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in
the property. YOU HAVE 'rilE RIGHT TO SELL THE PROPERTY TO OBTAIN
MONEY TO PAY OFF THE MORTGAGE DEBT, OR BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU HAVE THE RIGHT TO
SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER
OR TRANSFEREE WHO WILL ASSUME TilE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS
-.-"-.-"
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~ ~ ~QI"^, ...VICI__........cmTJ1J Ii.J.lf..M
M" II uno '0" DL)MISTIC ,toNO INTlANATtON,toL M,4.IL. DOIS NOT
'1'0\1101'0" INIHJltANCI-P08TM.t.'nPl
-..------.----.--.-.....---..--.."
A,c.lli,d ',om:
P.O. Ball 431
....-----.---------.-----
Lanadale, Pa, 19446
0,.., Pile' OltHdln,ry ""11 .dtJlIlI.tJ 10:
M.. Michael L. MOBa
605 Huntington Avenue
Enola, Pa, 17025
PB l0'fl\38 17, Mar, lege
tU.'.'"tl..l.au....,.lUO
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RECEIPT FOR CERTIFIED MAIL
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5. That the aforesaid premises shall be sold at a
judioial sale, notioe or which shall be sarl/ed on the defendant,
United states of America.
6. That the judicial sale of said property shall
discharge the Federal Tax Lien referred to in paragraph "4" of
P~aintitf's complaint.
7. That the proceeds of sale shall be dil/ided end
distributed as the parties may be entitled and any funds due the
United states shall be sent to the Financial Litigation Unit,
United status Attorney's office, suite 309, Federal Building,
scranton, Pennsylvania 18501.
8. That the defendant, united states of America,
preserves its right of redemption as providod in Title 28, United
states Code, Section 2410.
9. The parties to this stipul~tion shall bear
their own respectil/e costs in this proceeding.
DAVID M. BAPASCH
United states Attorney
, ,
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Bye Yv\.~ '_ <.........d
MICHAEL .1. KANE
Assistant U. s. Attorney
Attorneys for Defendant,
United States of America
C_ Jciit~t~E~' ESQOIRE
Attorney for Plaintiff
ARBOR NA'1'IONAl. MORTOAm:. INC,
Pia InUit
In thll Court of Common Pleu 01
th" 9th Judiclal DI.trict, Penna.
Cumbllrland County
Civll Action - Law
MICHAE:l. I.. MOSS, Kl1' W.
MOSS and TH~; UNln:lJ STATES
m' AMERICA
Dllfendlnh
No. 660 Civil 1'1'14
Mortgage Forecloauru
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RE:TURN OF tiERVICF.
J, Patti S. Millner, do hereby certify and return that I personally
aerved the United States Attorney, Middle District of Pen Ilsylvanla, .t 228
Walnut Street, Harrisburll, Pennsylvania by handing I trull and attllllted copy
of the Complaint to Sara Boulton at 11100 a. m. on February 24, 1994.
'~~ s'~~
Patti S. Misner
Sworn to and subscribed to
before me. a Notary Public
this ~ day of March,
1994.
(t/)\ l\.~_ '._,I.t \:) 1\ {\, \ .
Notary Public
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Ti.othy w. Hisnsr, Esquir.
230 s. Potomac Str..t, Suit. C
Wsvn."hnrn, PA 17?~A
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ARBOR NATIONAl. MOI{'I'(lAm:, INC,
Plaintiff
In tho Court 01 Commllll Ple86 of
tho ?th Judicial DIMtrlct, Penna.
CumblJrland County
Civil Action - Law
MICHt.f:L I,. MOSS, KIl' W.
MOSS and '1'H.; UNln:D STAn:S
m' AMERICA
Delendolltu
No. 660 Civil 19?4
Mortgage Foreclosure
PRAECIPE FOR JUDGMENT PURSUANT TO STIPULATION
1'01 Prothonotary 01 Cumberland County, Pennsylvania
Please enter judllment "Ilolnst the O<llolldant, Tho Unltt'd Statee ,of
America, and In lavor 01 the Plaintiff pursuant to Stipulation Wed May 20,
1994.
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In t Y Isn r
Attorney 10 Pia ntlff
230 S. Potomac Street, Suite C
Waynesboro, VA 17268
(717) 765-8080
Attorney WI! 21424
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MICHAEL I.. MOSS IInd KIT W. MOSS /lnd
/THE UNln:n STNI'F.B (H' ^M~:I\lCA
llaf~ndHnts
IH WE roJRl' OF ~ PLFAS Of' Cl.tfIERLAM) aJJHl"t, PFlHMNAHIA
--~
CIVIl, .mY.!!llOO
rile No. 660 Civil 1991.
. A/rount Due_111,O'i1, n
Interest to 6/6/94 $10,030.28
.; ARBOR NAT HlNAI. MOR'l'(JAGE:, I NC.
ro THE PRCmIOoorARY OF' THE SAID COUR'r.
. litty's COOll] RUIIHOllllblu Ilttornuy's fuell
. Costs $109.46
plnn Inturunt ~rom 6/7/94 @ '18.19
pur <IllY,
The undllreigned hereby certifies that the below does not arise out of a retllil
instellment sall1, contract, or account based on a confession of judgnent, but if Jt does,
it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as
M1Ilnded, and for reel property pursuant to Act 6 of 1974 as amended.
I'IWX:IPE FOR EXEX:l1l'IOO
Iuue writ of execution in the above IMtter to the Sheriff of Cumberland
County, for debt, interest and COSt6 upon the following described "prope,r,ty pE the A
defendant(s) Michaul L. Moss Hnd Kit W. MOSB I ?'l'-l ll.rl.ll(i ,J~q It:u'l !l>>^-L-..l~
m; ATTACHEO ( II(f() (11.t<1 ())',(( :Hril( U )'11.)
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IlJ. f'A1 I'h$/i..tV'1 I HS' fLU I/ns-ft ~1'V
!'RAOCIPE fOR A'l'1'AOfolENl' mn11'IOO
ISlIlue writ of attachment to the Sheriff of County, for debt,
interest and costs, as above, directing attaclvoont against the above-named garnilllhee(s) for
the following property (if real estate, supply six copies of the description, supply four
copies of lengthy personalty list)
--
and all other property of the defendant( s) in ths possession, custody or control of the
said gamishee( s).
.(Indicate) Index this writ against the gatnishee(s) as a lis pendens agllinst
reel estate of the(",defendant(S) described in t~:,::~ed ~it.
DATE. ...it.A'.... I / ,( '?~~ Signature I 1-:=" - _
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F'rint Name. 'l'imotl Y W. Misner
Addrsss I
230 S. Potomac Street, Suitu C
WHynllBboro, PA 17266
Attorney for. PIHintiff
Telephone I (717) 765-6080
Supreme Court 10 No.. 211124
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ARBOR NATIONAL MORTOAm:, INC.
PI.Intllt
In the Court of Common Pleas of
the 9th Judicial District, PoIlnna.
Cumberland County
Civil Action - Law
MICHAEL L. MOSS, KI'l' W,
MOSS and THE UNITED STATES
OF AMERICA
Defendants
No. 1160 Civil 1994
Mortl!alle Foredosllre
NOTICE OF SHERIFf'IS SALE OF REAL PROPERTY
June 6, 1994
TOI Michael L. Moss
Kit W. M08lll
605 Huntingdon A venue
Enola, PA 17025
Your house ot 605 lIuntlnl!don Avenue, Enolo, Pennsylvanl.. 17025, 101111..1
description attached, Is scheduled to be sold at the Sherllt's Sale on
September 7, 1994 at the new Cumberland County Courthouse, One Court
House Square, Carlisle, Pennsylvania 17013, in the County Comml1810ners
Conference Room, 2nd floor, at 10 I 00 o'clock a.m. prevailing time to enforce
the court judl!ment obtained by Arbor National Mortl!al!e, Inc. llsalnst you
fori
A. $84,484.461
B. Intel'est from January 13, 1994 at $18.19 per day,
C. Plaintiff's reasonable attorney's fees,
D. Judicial sale of the real estate, and
E. The costs of this action.
NonCE OF OWNER'S RIGHTS
YOU MA Y BE; A BLE TO PREVENT THIS SHERn'F'S SAI,E
To prevent this Sheriff'. Sale, you must take immediate sctlon.
1. The sale will be cancelled If you pay to the mortsallell the back
payments, late charl!ea, cOollts and reasonable attorney's files due.
To find out how much you must pay, you may calli (717) 765-8080,
2.
You may bll able to stop the sale by minK a petition asking
Court to strike or open the judgment, If the judllment was
Impl'operly entered. You may also ask the Court to postpone
sale for I!ood cause.
3. You may aleo be able to stop the sale through other lellal
proceedings.
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Plaintiff
Inlhe Cuurt uf COlllnlllll Pleas of
the 91h Judicial Dislrict. Penna,
Cumherland County
Civil Action - I.aw
No, 660 Clvill9lJ4
ARDOR NATIONAL MORTGAGE.
INC,
MICHAEL [" MOSS, Kif W,
MOSS and THE UNITED
STATES OF AMERICA
Deferulallls
Morl!,!agc Forcclosure
RETURN OF SERVICE
COMMONWEALTH Of' PENNSYI.VANIA
: ss
COUNTY OF FRANKLIN
Personally appeared he fore llIe. a Notary Puhlic, in and ti)r said COl\ll\lonwealth and
County, TlllIothy W, Misner. who. heing duly sworn according to law, deposes and says Ihal
he did serve nOllce of the Sllle of real pl'Operly upon all persons whose names and addresses arc
~el forth in the Affidavit required hy Pa, ICC,P, 3129,1 pursuant to Pa, R,C,P,
3129,2(c)(1)(i1i) hy send in!,! the attached leller and Sheriff's hundhilllo Ihe following hy
regular mail. cerlificUle of mailing. also attached herelo. on July 27. 1994:
Arhor Nationul Morlgage. loc,
61~ Merrick Avenue
Weslhury. NY 11~90'
lJ nited States of America
The United Slates Attorney
Middle District of Pennsylvania
228 Wulnut Slreet
Harrishurg. P A 171O~
Alicia Stine. Tax Collector
98 S, Enola Drive
Enola. PA 17013
Cumherland CounlY Tux Clulm
Bureau
One Courthouse Square
Carlisle. PA 17013
Easl Pennsburo Township
98 S, Enola Drive
Enola. PA 1702~
01 Y , sn
Attorney for Plllilll 1'1'
230 S, Potomac Slreel. Sulle C
Waynesboro, PA 17268
(717)76~.8080
Attorney 10# 21424
1
SWO):!lIO IInd suhserlhed he fore me
Ihls 6"\. . day of August, 1994
(\ - .-....,
NI)la~y"Pii1iifc ~H .r,)) I (\ ,'/I --:~._
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~IOTAnlAl SF.AL
~NN( ';n MAN, Ilot,'')I Public
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...MY J..!J"~!L~g~I"!!','Ltf! ll.J.!mLJ
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You may ne"d an attorney to ausert your rillhta. The loaner you
contact one, the more chance you will hav" of 8topplnll the lilt), (See notice
on palle two on how to obtain an attorney.)
YOU MAY STILL Bil ABLE TO BAn: YOUR PROPERTY AND YOU HAVE
OTHER RIGHTS EVEN Ii' THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sh"rlffl. Sale 18 not .topp"d, your prop"rty will be 1I0ld to
the hlilhest bidder. You may find out thf;l price bid by csllini (717) 765-
8080,
2. You may be able to petition the Court to lIet aside the ..Ie If the
bid price wee lIrolllly inadeq\,ate compared to the value of your property,
3. The sale will iO throullh only If the buyer pay. the Sheriff the full
amount due In the Dale. To find out If this hee happened, you may call (717)
765-8080
4, If the o.mount due from the Buyn 18 not paid to the Sherltf, you
wlll remain the owner of the property a8 if the sale never happened.
5. You have the rlilht to remain In the property until the full amount
due Is paid to the Sheriff a.,d the Sheriff gives a deed to the buyer. At
that time, the buyer may bring legl/.I proceedings to evict you.
6. YOll may be entitled to a share of the mC111ey which was paid for
your house. A schedule of distribution of the money bid for your hou.e will
be tiled by the Sheriff approximately 30 days after the sale. This schedule
will state who will be receiving that money. The money will be paid out In
accordance with thlll .chedule unless exceptions (rea80ns why the propoaed
dlltrlbution Is wrong) are med with the Sheriff within ten (0) day. after
the .chedule Is med by the Sheriff,
7, You ml/.Y also have other rlght8 and defen811s, or ways of iettlnil
your home back, if you act Immediately after the 8ale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TilE OFFICE LISTID BELOW TO FIND OUT WHERE YOU CAN
HBLP.
IF YOU DO
TELEPHONE
GET l.EGAL
CUM8IR1.AND COUNTY
COURT ADMINISTRATOR
4th Door
Cymberland County Courthou.e
C.rll.le, Penn.ylvanl. 17012
(711) 240-6200
}'!.I~I~:~':''''JCID!!'I~ fl''!1j!l!.,~'!''l:~_fiFm
CCJoKJ/'MENJIlI Of' PENNSyrN/lNlA)
COUNl'Y Of' CLMflERrllND )
NO',..._,liE,Q_._ClVlL 19J!.
CIVIL ACTION - LAW
TO 11fE SHERIFf' OF ,_~I1~.~-'iY\ND____,COIJl'Tl'Y,
To satisfy the debt, int()re~t Md costs due_MRor Na t ionlll Mortqll(1e , lnc e.-
PLAtNl'tFF(S)
fran Michllul L. Mosa find Kit W,:-Moss, 605 lIunUngd~vu., Enolll PA
17025. IInd Thll U.!!..Utld Btllttls of Amorictl, Middll1 District of 'pA, 228~_
WlIlnutSt.,lIarriBburg FA 17105. DEFENDIINl'(S)
(1) You are dIrected to levy -upon the proper'ty of the defendant ( s) and to se11_
SIIII Attached LlIgtll DlIscription.
- (2) You aI'ea1so directed to attach the propertyocthEi defendnl1t(s) not levied upon in
the possession of
GARNISHEE( S) as follows,
and to notify the garni~hee(s) that. (a) an attaclmmt has been issued, (b) the
garnishee(a) ,is/are enjoined from paying MY debt to or for the IlcCXJunt of the defendant(s)
and from delivering any property of the defendant(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon and subject to attachnent is found
in the possession of anyone other than II narred garnishee, you are directed to noUfy
him/her that he/she haa been i1dded as a garnishee and is enjoined as above stated.
Ivroun t ()Je
lnterest to
Atty's Coorn
Atty Paid$l1l. 96
Plaintiff Paid
-"
$77,091.73
6-6-94 $10,030.28 **
L.L.
$.50
--p-
$1. 00
** interest fran 6-7-94 II
%
Due Prothy
Other Costs
$18.19 per day.
DATE,
June 8, 1994
Lawrence E. Welker
\~rothonotaryjCi~1 Divi~ion
by. )~" / .~
II U Deputy
(-
RE(;(JESTIOO PARrY,
NIllllIl Timothy W. Misnllr,
Addressl 230 S, Potomac
Waynllsboro PA
Plaintiff
Esquiru
St" ste. C
17268
Attorney for. _._.__
Telephone l ~.:?L 765 -! 0 8 ~,_____...
Supreme Court lD No. 2 14 24
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ARBOR NATIONAL MORTGAGE, INC,
Plaintiff
In the Court of Common Plea~ of
the 9th Judicial District, Penna,
Cumberland County
Civil Action - Law
MICHAEL L, MOSS, KIT W.
MOSS and THE UNITED STATES
OF AMERICA
Defendants
No, 660 Civil 1994
Mortaage Foreclosure
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
May 26, 199.5
TO: Michael L. Moss
Kit W, Moss
60.5 Huntinadon A I/enue
Enola. PA 1702,5
Your house at 60.5 Huntingdon Avenue, Enola. Pennsylvania 1702,5 is scheduled to be
sold at the Sheriff's Sale on September 6. 199,5 at the new Cumberland County Courthouse,
One Court House Square, Carlisle, Pennsylvania 17013, in the County Commissioners
Conference Room, 2nd floor, at 10:00 o'clock a,m, prevallinatime to enforce the court
judgment of $84,484,46, interest from January 13. 1994 at $18,19 per day. Plaintiff's
reasonable allorney's fees, judicial sale of the real estate described herein and the coats of this
action obtained by Arbor National Mortaage. Inc, against you,
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prel/entthis Sheriff's Sale, you llIusttake Immediate adlom
I. The sale will be canceled If you pay to the mortga~ee the back payments, late
charges, costs and reasonable allorney's fees due, 1'0 find out how much you
must pay, you may call: (717) 76.5-8080,
2, You may be able to stop the ,sale by filing II petition asking the COllrt 10 strike
or open the judgment. If the judgment was Improperly entered, You may also
ask the Court to postpone the sale for good cause,
3. You may also be able to stop the sale through other legal proceedinas,
You may need an attorney to assert your rights, The sooner you contact one. the more
chance you will have of stopping the sale, (See notice on page two on how to obtain an
allorney, )
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SAtE DOES TAKE PLACE,
~
ALL. THAT CERTAIN tract or piece at land altuate In Ent Pennsboro
'X'own.hlp, Cumberland County, Pennlylvania, bounded and ducrlbed II
follow II
,;
,
BEGINNING at a point 01, the Northerly lido of Huntingdon
Road at the dividing line between Lot. NOI. 13 and 14 on
the hereinafter mentioned Plan of Lola, thence In II
Northerly direction alona uid dividing line one hundred
forty-two (142) feet to a fifteen (15) foot wide alley, Ihence
In a Weaterly direction along laid alley .eventy-five (75)
f"el to a point, thence in a Southerly direction on a line
parallel with the dividinll line between Loll NOI. 14 and 15
on uid Plan one hundred forty-two (142) feet to
Huntlnadon Road, thence In an Euterly direction alonll
Hunhnadon Road levenly-five (75) feel to a point, the
place of BEOlNNING. Belna Lot No. 14 and the Eutern
ami-half of Lot No. 15, Block "A", on Plan of Lata of Wut
Enola, uld Plan being recorded In the office of the
Recorder of Deed. In and for aald Counly of Cumberland In
Plan Book No.1, Page 29.
BEING the ume real estate conveyed to Michael L. Man and Kit W. MOil,
by deed of Minh K. Ton and Chi K. Dang, husband and wife, dated June 16,
1992 and recorded in Cumberland County Deed Book S, Volume 35, Page 980,
Improved with a one ulory aluminum siding dwelling and havina a street
address of 606 Huntingdon Avenue, Enola, Pennsylvania 17025.
Tax Parcell '14-834-221
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ARBOR NATIONAL MORTOAGE. INC,
Plaintiff
In the Court of Common Pleaa of
the 9th Judicial District, Penna,
Cumberland County
Cil/II Action - Law
No, 660 Civil 1994
MICHAEL L. MOSS, KIT W.
MOSS and THE UNITED STATES
OF AMERICA
Defendants
Mortgage Foreclosure
AFFIDAVIT PURSUANT TO RULE 3129,1
Arbor National Mortgage. Plaintiff In the abl)ve action, sets forth as of the date the
Praecipe for the Writ of Execution was flied the following information conceming the real
property located at 606 Huntlnidon Avenue. Enola, Pennsyll/ania In East Pennsboro Townahip
described In Cumberland County Deed Book S. Volume 3~, Page 980, Attached Is the leilll
description of said real eslate,
I, Name and address of Owner(s) or Reputed Owner(s):
tiiJn;
Address (If address cannot be reason-
ably ascertained, please so indicate)
6O~ Huntingdon A venue
Enola. PA 1702~
6O~ Huntingdon A I/enue
Enola. PA 1702~
2, Name and address of Defendant(s) In the judgment:
Michael L, Moss
Kit W, Mllss
tiiJn;
Address (if address cannot be reason-
ably ascertained, please so indicate)
6O~ Huntingdon A venue
Enola, PA 1702~
6O~ Huntingdon A I/enue
Enola, VA 1702~
3, Name and address of every judgment credhor whose judgment Is a record lien on
the real property to be sold:
Michael L. Moss
Kit W, Moss
Niml:
Arbor National Mortgage, Inc.
Address (if address cannot be reason.
ably ascertained, please so Indicate)
clo Valley National Bank
92~ Allwood Road
P,O, Box M2
CIiI\on, NJ 07012-0642
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17013
P6 Form 3BI"I, M." 19B9
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5
Arbor National Mcn-tclage {nc,
c/o Valley National Bank
va
Michale L. Moss and Kit W. Moos and
'rhe United Statee of Amedca
In the Court of Common Pleas at
Cumberland County, Pennsylvania
No. 9'1-6fiO
Timothy Reitz, Deputy Sheriff, who being duly eworn according
to law, says on July 11, 1995 at 1.44 o'clock P.M., E.D.S.T., he
posted the property of Michael {oo Moss and Kit W. Moss and The United
States of America at 605 Huntingdon Avenue, Enola, Cumberland county,
Penneylvania with a copy of Real Eetate Writ, Notice Poster and
Oescription according to law,
Wesley Cook, Deputy Sheriff, who being duly sworn according to
law, says on June 9, 1995 at IdO o'clock P.M., E.D.S.'1'., he served
true copies of Real Estate Writ, Notic~ and Description in the above
entitled action upon one of the within named defendants, to wit
Kit W. Moss by making known unto Kit W. Moss at 605 Huntingdon
Avenue. Enola, Cumberland County, Pennsylvania its contents and at
the same time handing to her personally the said true and attested
copies of the same.
Leroy Hippensteel, Depuly Sheriff, who being duly sworn
accordinH to law, says on July 21, 1995 at 12109 P.M., E.D.S.'r., he
served true copy of Real Estate Posler in the above entitled action
upon one of the within named defendants, to wit. Kit w. Moss by
making known un to Kit W. Moss at 605 Hun t inHdon Avenue, ~~nola,
Cumberland County, Pennsylvania its contents and at the same time
handing to her personally the said true and attested copies of the
same.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
sllYs that he served the above Real Estate Writ, Notice, Poster and
Description in the following mannerl The Sheriff mailed one of tho
within named defendants, to witl Michael L. MOBS a notice of the
pendency of the action by certified mail marked DELIVERY ONLY TO
Addressee to his last known address at P,O, Box 206 Damaslus Ark
73039. This letter was mailed under the date of July 5, 1995 and was
returned to the Sheriff Office with return receipt card signed by
Michael Moss on July 22, 1995. Return receipt card is hereto
at tached.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
aaY$ that he served the above R~al E$tate Writ, Notice Poster and
Description in the following manner. The Sheriff mailed one of the
within named defendants, to witl Michael L. Moss D notic~ of the
pendency of the action by regular mail to his last known address at
P.O. aox 206 DDmaslus ARK 73039. This letter was mailed under the
date of July 25, 1995 and was nevor returnocl to the Sheriff's office.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
Bays that he served the above Real Estate Writ, Notice Poster and
Deacription in the following mannerl The Sheriff mailed one of the
within named defendants, to wit. Kit W. Moss a notice of the
pendency of the action by regular mail to her last known address at
605 lIun t ingdon Avenue, F;nola, pennsy Jvania. This let ter waB mailed
under the dat.e of July 24, 199~) and was never returned to the
Sheriff's office.
4
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R. Thomaa Kline, Sheriff, who boing duly aworn Bccording to law,
aaya that after due Bnd legal not ico lwd been given according to law,
expoaod the within described premiaoB at public vonue or outcry at the
Court Houae, Carlisle, Cumberland County, Pennaylvanla on September
6, 1995 at 10.00 o'clock A.M., B.D.S.T., and Bold the aame for the sum
of $1.00 to Attorney Timothy W. NiBner for Federal National Mortgage
Asaociation, Ita successors and assigns. It b(~ing highe"'t bid and best
price received for the same Federal National Mortgage Association at
3900 Wiaconsin Avenue N.W. Washington D.C. 20016-2899 being the buyer
in this Execution paid Sheriff' R. 'rhomas Kline the sum of $3,270.47 it
being bid price poundage, stamps etc. Sheriff,s Costs listed below.
See attached distribution sheet for additional costs.
Sheriff's CostSI
Docketing
Poundage
Pas ting Bills
Advertising
Acknowledging Deed
Auct,ioneer
Law Library
Coun t y
Mileage
Cert Mail
Levy
Surcharge
30; 00
1,898.34
15.00
15.00
30,00
10.00
.50 "
1. 00
8,40
9.25
15,00
6.00
2,038.49 Pd. by Atty ~-6-95
Sworn and sUbscr.ibed to before me
this -L~'!:
day of C-:'l,. t.k.
So answor~ ,,,,' t/'.,?!!
'I.':1~"''' ''''''''rf':~" :I,;"~'I~.( 11" ."~..-..:.'
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R. Thomas Kline, Sheriff
1995, A.D.
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'h'u/i, ~~,~ ,'~
ot onotary
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by
00.,11" .A. o.fiJ.'Y~.
~eriff -
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On f'nOO .3D, 171~'" thesherlff levlod upon the defendants
Interest In the real property situated in (b o.j J. h 11 H.J~~' 0 J(L1f
Cumberland County, Pa" kl\()wnHlcJ 11\',dlwrclJ as: ~~J_IJu.""L~I.~&"" at)(..
C''Y\.,J.... ' and morl) full, dol.il;t'iOi/,ii UII l'~II;llll "A" iliad with
... writ and by this ralOrllfll:fJ illclllporJt()d 1'\;I()in.
DIll: 5.30,15
By: (Ii u>olb AJ, OJ'(~
!2,--P f' ali,- %Jf~-f;
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WRIT Of' EXECUTION .nd/o, ATIACHMENT
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COMMONWEAl TH OF PENNSYLVANIA)
OOUNTY OF CUMUERLAND)
NO, ,~~66(L.__ CIVILlWlm
CIVIL ACTION, LAW
TO THE 8~tERIFF OF .... .CUllU,Il:lnIlG. .COUNTY:
To e.lIsly the debl. Inlelealsnd COllI due .1Ir1.l)J' NtJt1wwl. M.OI~. .~~ ~/o._V4l.1 ay
NeltJt!1!1.!2!~.n_k_IJ,?~I~l}~.x._lll{.~1l1 ,,~o. Box 64/ ,el }Jt on,. ~.J9.?(!J?~_9!iH _____._.___,_PLAINTIFF(8)
Irom.._!i~<:h~_~lr~~_Mc.~~ IlrK1I<H W. M'lIJH 606 lIunt trl!1Jon "v()nlJll,.Enl.lI.~LI~I!LJ7.11;L,).___.,._..___
TIl&},JJJ1iltxUitnlell !Jt._ lYnerJ.clI.
....."--._____ ,.._._ _., .. .. ,. ._._,_,___.'n OEFENOANT(8)
(1) You ,re directed to lavy upon Ihe property 01 Ihe delendsnl(s) and to sell_.... ,__________
6l!W. A tt.."hAd __ lillfl.,lluntinqltJrl^vellWl,Ii:Jlo.Ul..V~IlIll-170;t5 .__ __n_._..__u__.,________
(2) You are a/eo dllected 10 aUach Ihe property 01 the delenllanl(s) nollevled upon In the po6sesslon 01 __
._ ... __.. _._________ __m____.m_un____.. GARNISHEE(S) as follows:
.--0--_-..----.--.--.-.--.--- ._ ..___._,..__._.._._.._.._.__~_____ ___.____....____.______..._______._________...__.
and to nollly the garnlshee(s) that: (0) an attachment has been Issuad; (b) Ihe garnlshee(s) Is/are enjoined from paying any
debito or 101 the account 01 the dSlendanl(s) and Il'om delivering any property 01 the delandant(s) 01 olharwlse disposing
thereol;
(3) II property 01 the delendonl(S) not levied upon an 6ubjectlo aUschment 16 lound In Ihe posaesslonol anyoneolhal
than 8 named gernhlhse. you are dll'ecled to nollfy him/her Ihal ha/she has been added as a garnl6hee and Is enjoined as above
stlled,
Amount Oua _u....$11.D9.l..ll.........._._.,..__.
Inll/est _..t.\L6LbJ9.4_.sl1l...o~O.2.6nu ._. _
IA~\.\Il~W8t frcrn 6/7/94"'$18,]9 per day
lY-1I _ ___..______~.___. __... _'__'___'__.n__...' ..___..
Ally Paid _~697. 89_,_,_______._______
Plein,"' Plld
LL ______,..___._ ..__.___u____..__,
Due PI'Olhy____..al.Jl.L...
Other Cosls
---------.----- --------
Date: "_,._ May 2Cl.......l!l25._._.________,_____._ _._~ Wlll~vr
Prothonotary. Civil Olvlllon
by: *... O. n~L,-,
D.puly
REQUESTING PARTY:
Name .Timothy W. MiRnElr._EaQ.__.___.__
Address: 230 B. Potq)llls.JltreElJ;.Lful..ULJ;;__
WavneRoom..ul'A...l12.6.6-=262L....._
Allornsy 101: _El"intiff __m_____'__n...__
Telephone: __lll7_Llf,ii.:]0B0_______,__,__...,__
Suprsme CourtlD No, .,_2.1.42.4...__.__ ....m._.. ._..
"
ARDOR NATIONAL MORTGAGE. INC,
Plahlllt'l'
In Ihe Court of Common Pleas of
the 91h Judiciall>islrlct. Penna,
Cumberland Counly
Civil Action - Law
No, 660 Civil 1994
MICHAEL l" MOSS. KIT W,
MOSS and HIE UNITED STATES
Of AMERICA
Defendants
Mortgage Foreclosure
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
May 26. 1995
TO: Michael 1.. Moss
Kit W, Moss
605 HUnlingdon Avenue
Enola, PA 17025
Vour house at 605 HUnllngdon Avenue. Enola. Pennsylvania 17025 is scheduled to be
sold at the Sheriff's Sale IlIl Seplember 6. 1995 at the new Cumberlal)d County Courthouse,
One Court House Square. Carlisle. Pennsylvania 17013, in the County Commissioners
Conference Itoom. 2nd floor. at 10:00 o'clock a,m, prevailing time 10 enforce Ihe court
judgmenl of 584,484,46. imerest 1'1'011I January 13, 1994 at $18,19 per day, Plaintiff's
reasl)l1able allorney' s fees. judicial sale of the real estate described herein and lhe costs Of this
action obtained by Arbor National Mongage. Inc, against you,
NOTICE OF OWNER'S RIGHTS
VOU MA V BE ABLE TO PREVENT TillS SHERIFF'S SALE
To prevenlthis Sheriff's Sale. you mUSllake Immediate action:
1, The sale will be canceled If you pay to the mortgagee lhe back payments. late
charges. costs and reasonable allorney's fees due. To find ou" how Illuch you
must pay. you may call: (717) 765-8080,
2, You may be able to stop tbe sale by filing a petillon aSking Ihe Court to slrlke
or open lhe judgment, if the judgmenl was improperly entered, You Illay also
ask the COUrt to postpone lhe sale for good cause,
3, You may also be able III Slop the SAle through other legal proceedings,
V ou may need an allorney to assert your righls, The sooner you COnlact one. the more
chance you will have of stopping lhe sale, (See nOlice on page lWO on how 10 ohtaln an
allorney, )
YOU MAY STILL B.~ ABU: TO SA V.: YOUR PROP.:RTY ANI) YOU HA Vr-: OTHER
RIGnTS EVEN II<' Tnl'; SIIERU'."S SALE I)OES TAKr-: PLAClo:.
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I verify that the statelllents llIade In this Affidavit are true and correct 10 the best of my
personal knowledie or Information and belief. I understand thaI false statements herein are
made subject to the penalties of 18 Pa. C.S, 4904 relatlni to unsworn falsification to
authorities, ~
Date: l..c;p..G(C?)" <:'::~~J~~lisner -
Attorney for Plaintiff
230 S, Potomac Street, Suite C
Wayncsboro, PA 17268
(717) 76H080
Attorney JO# 21424
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Proof of Publication of Notle. In Th. Patriot and Th. Evening N.WI
an~..!h~.. ~~n~,~r~p!~!I~~!:~~~1
CI/,","~III'a"/l of P'"MY/IIl/lfO,} .
Call1l',, of nauTIli/II ...
."".."........""".IoJJ.It.hf,\f\'.~...H.'il~.I;.'ilW.".""......."..""",,,,,..b.ln' duly .worn ~cordln. to law, d.pI)'" and oyal
Aa~t. controllAr
That h. la tll. ,,,..,,,,,,,,,,,.,,,,...,,,,of THE PATRIOT. N.:WS CO" a corporation or,anll.d and exl.tln.
und.r the lawa of the Commonwealth of P.nn.ylvanla, with iteprlndpal olllca and.Jllac. ot bualn... at
III to III Mark.t Btr..t, In th. City of Harrl.bur~l.Collntr. of Dauphin, Btate of r.nn.ylvanla, own,r
and publl.her 01 THE PATRIOT and THE EVENING NEWS and the BUNDA Y PATRIOT. NEWS
n.",.papere 01 ..neral circulation, prlnt.d and pnbnehed at 812 to 818 Market Str..t, In the City,
Countf and Btate alor..aldl that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT. NEWS were ..tabUeh.d March 4th, 1854, and F.bruary 1&lh, 1017 and September 11th,
1040L..ntMetlv.ly, and aU have b..n eonllnuou.ly publl.h.d .v.r .Inc'l
'l'lIat the prInted nolle. or publication which II ..curely attach.d her.to II .xactly It printed and
Metro Wellt 25th day of July and
pubU."ed in th.lr r'IUJar/.dltlonl and 1'.U'1 which appeared on the ,.......,.1111......";........."".......,."......"...
the 1st and 8th days of Auquot 1995.
.."..........111........'..."......."........,..,.......,1111".'.".....................'.'''111..............,...,................."....................".......1.....'''....,..,
That n.~h.r h. nor .ald Comp.ny I. Intend.d In the .ubJ.ct matter 01 old prlnt.d nollc, or adver-
IIlln., and t at all 01 the all..allon. of thl. .tat.ment It to the lIm., plae. and char~ter of publlcallon
are tru'l an
That h, hal perlonal knowl.d,. 01 the flctl afor..ald and II duly authort..d and .mJlC)wered to
v.rtly thll ltatem.nt on behlllf 0 Th. Patrlot.N.w. Co, aloreeald by virtu. andpureuant to a reeolu.
tlon unanlmqully patled and adopted ..v.raUy by the .tOCkhOld.rein board 01 dlreetore 01 the uld
Col>>pany and luboqu.nlly duly rlll!ord.d In the office for th, ordln. D..eda In and lor laid County
01 Daupllln In MI.nn.neou. Book "MOO, V'llllme II. P... 317, ") , ,
Cop, 01 Notlet or Publication .."",,,,,,....,,,,,,,,,,,,/12.:.,..,,., .!:."..<,:~.~:.L::.:::..~:........."."......
Sworn to and aublcrlb.d .\ltfore m.thll ""'7M,~."day 01
Auous t .) ..'
...l'...........,' . . NOlA I u" .,n.", .' ,I., 'J ,,(.) (,
"rJY L........ ",*,le-.~.. ;"h)"<II'~n(,'i\..^.,:<';nt\~''I11:
... ,,~!!.'bura,' n OIJ'!IP '0 Nola,.." I'tIblte
~,_.~,I..iIllI. June ." III
SALEts
My
,
Stat.m.nt of Advertlllng CHis
cum!?~IJ.~,!1~L~~,\m.t.Y.."p.,\1.~!\lfJ,!!..,9.uls~....."..
carliB1A, I'A. 17013
................,1...'......,.....,.......",,,.....,....,..,..........."........
To THE PATRIOT.NEWS CO., Dr.
For publlahln, th. nolle. or publication attach.d her.to on the
abc;)ve Ibated dat.. . .....,.......................
Probatlnr .am. ..........,...1..".."......
Total .............................
......'.....,..........
Publllh.r'1 RIC.lpt for Advertlllng COils
THE PATRIOT.NEWS CO., publlaher of THE PATR/OT and THE EVENING NEWS and the
BUNDAY PATRIOT.Nf:WS, newapap.ra of ,eneral circulation, hereby acknowledJ' rec.lpt of the
aloreuld notice and publication cod. and cerlUI.a that the .ame have be.n duly paid.
'l'IIE PATRIOT.NF.WS CO,
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PROOF OJ.' I>>UlJJ.ICATION OF NOTICfo:
IN CUMlJl~Rl,AN() l.A W JOlJRNAl.
(Under A\.'t N.I, ~K7. uppl'lIwll Muy 16. 1(29), p, L,17K4
STATE OF PENNSVl,VANIA I
I'll'l.
COUNTY OF CUMDEIU.ANU :
Roaer M, Moraenthlll, ENlllllre, Ellltlll' III' lhe CUlllhcl'lund Luw JOUl'I1ul, uf the Coullty
und SIUle uforesuld. being lluly SWIII'l1. uC\.'lIl'lllng tllluw.llepllscs und suys thut the Cumbel'lund
Law Journul, u lellul perlodkul puhllshelllnlhe Bllrllugh of Curllsle Inlhc County und Stute
aforesulll, wus estubllshell Junuul'Y 2. I ')~2. uullll.'slllnutell by the locul COUI'ts us the ofllciul
lellul perlodkul forthc publlcutlon of nlllcgllllhltlccs. unll hus. since Jununl'Y 2, 19S2. been
rellulw'ly issued weekly In the sulll Cllunty. unllthnt the prlntellnotlce 01' publicutlun ulluchell
hereto is exnctly the sume us wus pl'lntellln the I'cgohll' editions nnJ issues of the suill
Cumberllllld Luw Jounlulon the follllwing llutes.
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JULY 2K, AUGUST 4, II. 1995
Am"nt fUl'thcl'lleposes thut he is uuthllrl/Clltll vCl'ify this stutclllcnt by the Cumbel'land
Luw Journul, u lellul perlllllknl uf generul drculullolI. llnllthut he IN 1I0tllltel'estcd is the subject
mutter of the uforesuklllotice or Ullwl1lsement. unJ thnlllll ullegllllolls In the fOl'Cl!olnl!
statements IlS to time, pluce unll dlnl'uctel'of publicntion lire true,
IUIAL ..,.Aft .AI& Ifl). .
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Rot~:M, MOl'genthul, ElihuI'
Wttl No. 94.860 CMI
Arbor Nouonal Mortgo". Jnc"
c/n VoU.y NoUnnolllll1lk
....
Mlch",,1 L. Mooo ood KlI W. Mooo
o.nd Th. Unllrd BiOI.. nr Arn.rtco
Atty.: ThnolllY Mlon.r
ALLTIfATCERTAIN Irocl or Pl.c.
or Ill1ld ottua'" III taOI Ponnobnrn
Townohlp, Cumbrrland CounlY, limn.
oylw.n1a, boundrd lllld d.ocrtbrd ..
I'ollowo:
BEGINNINO 01 0 pnlnl on th.
North...ly Old. 0( llunungdon Ro.d 01
Ill. dlvtdlng Un. brl......n Lola NOI.
13 and 14 on Ih. h....,n.flrr m.n.
tloned Pllln or Loti; thrnl'e In II
North.rly dl...cuon along oBld dlvtd.
Ille Un. ono hundred rortY'llYO (142)
r"l 10 a nn...1I II ~l rool INld. allry:
Ill.nr. In a Woolorly dlrocllnn along
IIlIJd alloy ....nly.nvo (1/l) 1'..1 In 0
poInl: Illonc. III a South.rly dlN'cllol1
on . IIn. parall.1 INllh Ih. dlvldlng
IIn. b.l......n Loto No., 14 unrll/loll
SWORN TO AND SUBSCRIBED before me this
II lluyof AUGUST , I<)<)~
l1h~.~tl/
. , ~ Notul'y
[ r ,~l!l
Mrlli rNF. AAHEVI<A Noll.,., P,/j.
t;Jr~lli,Cufl1btril"C<llJtlIy I'll '
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