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OR.IGINAL
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CONSUMERS LIFE INSURANCE I IN THE COURT OF COMMON PLEAS
COMPANY, Flai~titf I CUMBERLAND COUNTY, FEHNSYLVANIA
I
I 7JlJ; (l.'LlL. 0 /19'1
v. I NO.
I
JEFFREY M. ROBINSON, I
Deten<1ant I CIVIL ACTION - LAW
If o If 1 o I
YOU HAVE BEEN SUED IN COURT. It you wish to detend aqain.t
the claims set forth in the following pages, you must take action
within twenty (20) days attsr this Complaint and Notice are
served, by entering a written appearance per.onally or by
attorney and filing in writing with the Court your detenses or
objections to the claims set torth against you. You are warned
that if you fail to do so the case may proceed without you and a
jUdgment may be entered against you by the Court without turther
notice for any money claimed in the Complaint or for any other
claim or relief requested by the Plaintitts. You may lose money
or property or other rights important to you.
YOU SHOULD TA~E THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor, Cumberland county Courthouse
carlisle, PA 17013
(717) 240-6200
ItOTIOIA
LE HAN DEMANDADO A USTED EN LA CORTE. ai usted quiere
detenderse de e.ta. demandas expuestas en las paginas siguientes,
u.ted tiene viente (20) dias de pla20 al partir de la fscha de la
demanda y la notificacion. Usted debe pre.entar una apariencia
escrita 0 en persona 0 por aboqado y archivar en la corte en
torma escrita aus defensas 0 sus objeoiones alas demandaa en
oontra de au persons. Sea avisado que si usted no se defiende,
la corte tomara medidaa y puede entrar una orden oontra uated sin
previo avi.o 0 notificaoion y por cualquier queja 0 alivio que es
pedido en la peticion de demanda. Usted puede perder dinero 0
aus propiedades 0 otros derechos importantes para uated.
4. Fur.u.nt to an Aqent'. Loan Agreement and Note,
alao dated October 1, 1990, (hereinafter "Note"), Con.ulIlera and
Robin.on agreed that Robin.on could receive oa.h loane to be
repaid out ot tuture commis.ion. which he would earn pureuant to
hi. contract with Con.ulIlere. A true and correct copy ot
Robineon'e Loan Agree.ent ie attached hereto and .ade a part
hereot a. Exhibit "B".
15. The Note provides, inter alia, that "the aqree.ent
.hall be entorced in the Common Pleas Court of Cumberland County,
Pennaylvania, or at the election ot Company, where the Agent
reaides. The Agent, wherever he may be, Bubmits himself to the
peraonal juri.diction of the courts of Pennsylvania. It ia
agreed by the Agent that the Insurancs Comlllis.ioner ot the .tate
in which the Agent is lioensed with the Company .hal1 be the
agent tor valid servioe of proosss upon all partie. to thi.
aqreement." [See Exhibit "B", '11.)
6. On August 19/ 1992, Consumers exerci.ed ita option
to terminate Robinson's Contract purauant to paragraph 22 thereot
and hia Note pursuant to paragraph 4 thereot. [see Exhibit "A",
, 22 I See also Exhibit "B", , 4.) A true and correct copy ot the
termination notice is att8ohe~ hereto and made a part hereof I.
Ilxhibit "C".
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7. Between the aftective data ot tha Contract and ot
the Note and the termination date. thereat, Consumers advanced
substantial sums to Defendant Robinson.
8. The contraot and the Note provides that upon
termination ot the a9reement tar whatever cau.e, the amounts due
Consumers became due and payable by Robinson immediately. (See
Exhibit >>A>>, , 271 See also, Exhibit >>B>>, , ~.J
9. The Note turther provides tor interest at the rate
ot 1-1/2 percent per month on the unpaid principal balance owin9
and any and all accrued intere"t that may trom time to time be
added to the principal balance, commencing on the date of the
Note. [See Exhibit "B", , 5.)
10. The Note further provides that Robinson agrees to
pay reasonable attornsy's tees, plus all other rea.onable
expense. incurred by Consumers in exercisinq any ot its riqhts or
rellledies thereunder. (See Exhibit "B", , 5.J
11. Ae of January 31, 1994, the balanoe owing under
Robinson'. Note, with intere.t, totaled $44,695. Intere.t
continues to acorue at the rate of $22.04 per day.
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CI"I.IC~T. O. ...VIO'
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I hereby certity that I am thi. day ..rvinq . oopy ot
the tore90inq document upon the per.on(.) and in the m.nner
indicated below, which ..rvic. Iltistie. the requirem.ntl of the
Fenn.ylvania Rule. ot Civil Frocedure, by depoliting a copy ot
the lame in the United states Mail, Harrilburq, Fennlylvania,
with tir.t-clal. postage prepaid, via certitied mail, return
receipt requested, a. tolloWl1
Jettrey M. Robinson
42~ 8th street, N.W.
Suite 843
Washington, DC 20004
101laT .IANAIfD O.lal. I .ILLOTT
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Mark D. Brad.haw, Elquire
supreme ct. 1.0. 16197~
One South Market Square Buildinq
213 Market Street
Harri.burg, FA 17101
(717) 237-6000
Attorney. tor Flaintitt
Con.umerB Lite Insurance Company
DATED I fd; IS; 1"'1'1
Exhibit A
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CONSUMERS UFE INSURANCE COMPANY OF NOfmf CAROUNA
And
CONSUMERS LIFE INSURANCE COMPANY
EXECUTIVE OFFICES: 1200 Camp HIlI8~.PUI, C_ HI, PIM'yfvllllil 1701 1
SPECIAL GENERAL AGENT'S CONTRACT
THIS AGREEMENT made on Ihe ---J.1l t
Charles Scott
day of -OGt . 1 Q'l n balWun
Gener,1 Agenl who h.. offlc.. It
929 Second Street NE Washinqton, DC 20002
(herelnlller
reler,ad to a. tha "Ganerel Agent"), perly 01 the first pert, .nd ,1",ff,..",y Pobi );lllon
Speclel Gene,al Agent (herelnllte, "'e,,ed to n the "Spec III Agent"), plrty 01 Ihe ..cond pert, Ind CON.
SUMERS LIFE INSURANCE COMPANY Ind CONSUMERS LIFE INSURANCE COMPANY OF NORTH CAROLINA
(hl'llnllll' 'IIe"ed to Jolnlly el Ihe "Comp.ny'!), party 01 Ihe Ihl,d p.rt,
WITNESSETH: Pursuent 10 "que.t Ihll the underw,ltlng lacllllll' Ind othe,..rvlc.. 01 Ihe G.ne,.' Aglnt
Ind 01 thl Compeny be mlde IVlllablllo Ihe Plrty 01 the second pert n Specie I Aglnt and 10' Ihl conllderltlonl
herllnalll' exp,ened, I1I1 eg,eed by III partlee he,eln n lollowI:
1, Thltlhe Spec III Agent II hereby aUlhorlzed 10 p,ocu,e Ind l'lnemll to Ihl Gene,al Agent Ippllcallonl
lo,lnlu,ance In the Company wllhln Ihe I8rrllory whe"ln Ihe Gene,,1 Agent h88 ,ecelved IUlho,lly and the Com.
pIny h88 the ,Ighl to do bulln..., end to collect end 10 pay ove, to Ihe Genelll Agent Ihe 11'11 pllmluml on
.uch bUllneu,
2, The Gene,al Agent Ihall paYlothe Special Agent, and Ihe Special Agenlehlllaccept I,om the Gene,.'
Agent.. lull companutlon 10' ell lervlcel perfo,mld by Ihe Speclll Aganl, e commlulon bl..d on bUllne..
lecu,ed by him and w,ltten by the Compeny payable on the p,emlume ee they become due by Ihe expII..le'ml 01
Ihe policy, and ere collected In cuh and paid to tho Gene'll Agent 0,10 tho Compeny, computed on Ihe bllll 01
Ihe Schedule 01 Commlulonl eulgned 10 Ihe Special Agent by the Generll Agenl, .ttlchld hereto, which Ihlll
be lubject 10 change upon w,ltten nOllce by tho Gene'll Agenl.
3, 1 he Special Agent .hlll have no claim fo, commlulonl on any Inlurence unl..1 hll nlme ,pp..'1 on
Ihe .ppllcltlon 10' euch InlU'lnce, All buelneel ncured by mo,e thin one Speclll Agent Ihlll b. conltrued II
lolnt bUllneu end c,edlt therelo, .hall be divided equllly between 0' emong the Speclel Aglnll who.. nlmll
Ippeer on Ihe Ippllcetlon,
4, IIlhe Company .hell ,elurn the p,emlume on any policy end cancelli lor any '''Ion whetloever, Ihe
Sp.cl., Agent ogreeeto ,epay 10 the Gene,el Agent on demond, the amount 01 commleelon 0' advlnc. commie.
lion ,ecelv.d on p,emlume eo ,eturnad 0' on Ihe policy,
6, The Speciel Agent ehlll pey ond be ,uponelble 10' Ihe lull payment 01 ell expensel 01 the Speclel
Agent.
6, All monlee. p,opertlee or eecu,ltle. recelvad 10' or on behelf 01 Ihe Company 0' Ihe Generel Agenl, while
In Ihe cuelody 01 Ihe Special Agenl, ehell bo held bV him ee 0 fiduciary truel. They ehell nOI be uled by him 10' any
purpoeel whel.oever, but ere to be reported upon end tran.mltted 10 Iha Compeny 0' 10 the Generll Agenlln
acco,dance wllh Inetrucllone.
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7, The Special Auonlo,,~II, whonovor 11'0 COfllP""Y or Ih" GOllo,ol ",JoI11 rO,!IIiro", """",,,llllIlhu Com-
peny or 10 Ihe General Auenl or Il) o'Jeh olhor o"ieu.s sholl bo <l061U1101Od lIy Iho COIllPOIlY, "",,,,,dlnu "' Ihu rul..
and inll,uclions of Ihe Compuny, a roporl in dOlall, ovor his OWI1 .iUI1.lur., "mllroell1U a Iruo 61010rno,,1 01 ell
pollola., ,QcelplI or nol.. in his ha"ds, hQld ovor lor dUQ and proPQr dallvory 0' collueliol1, "'".1 of pollcl.. 0'
rao.lpll rail/mad IhQlGwllh for cancollallon, avery lIem 01 busi"o88 done by him, and 01 all monies colloclad 10'
Ihe Comp,ny or Ihe Qeneral Agenl end Iherowllh pey Ove,lo Ihe Compeny or Iho Goneral Agontlho emounl 01
monl.. due Iha Compeny or Ihe Generel Agont nOllherelofo,e Iranemllled and paid over.
8, The Speolal Agenl will not dollver any polloy Issued by Ihe Compa"y unlosslho porson on whosollfo Iho
policy I. I.aued Is althe limo In good huolth and will nolln ony 0000 dellvor 10 any porson ony policy or ,0nlJwal
reoelpl of Iha Compony unllllhQ plftmlum due Iheraon hos boon actually paid.
e, The Spaclel Agent hea no aUlhorlly 10 maka, aller or disohargo any contracl, or 10 wolve forfellurea 0'10
axlend Ihe lime 01 paymenl of any premium, or 10 exlend Ihe lime or eller Iho condlllons In ,espect of Ihe making
01 a claim egelnsllho Company, '1,10 wolve payments in cesh, or 10 contracl debls In Ihe name of Iho Company or
Iha Oeno/ll Agenl, or 10 roceive ony monoy due or 10 bacomo due 10 tho Compa"y excopl lI,sl promlum paymenls
on appllcallona socured by or Ihrough him in exchango for condllionel recelpls or lorms furmshed by Iho
Compsny.
10, The Speclel Agenlshell not insert eny advertising resp.cllnglho C<,mpany or tho Gonaral Agenl or eny
olher oomp,ny ill any publication whalovor wllhout wrlllen aUlhorily 01 Iho Company, nor ohall ho l88uo any clr-
culors nr wrlto any lellorslo any publicalion raspocling Iho Company or Iho Gonoml Auonl or any olhor oompany
without flrsl obtaining tho wrlllen approval of Iho Company.
11, The Speolal Aoanl shall nol assign Ihis aoroemonl or Iho compon6olion ocerulng Ihorounder or any
Inlereotthereh" exoept with the prior wrlllen oonoenl of Iho COlllpony.
12, The Company or Ihe Gonoral Aoont shsll hsvo Ihe rig hI at 011 times 10 ollsel egainst any sum due tho
Spoolal Aoenl hereundor any debl, oblioallon or lIablllly /lOW duo or which may beoome due 01 any limo by Ihe
Spaoial Agenllo tho Company or General Agenl, and Ihese dsbls shall be a first lion agalnsllhe oompon80lIon
dus Ihe Speolsl Agent undor Ihls ogroement.
13. The Speolal Agont shell nol payor allow, or offor 10 payor allow, as on Induoomonllo any person 10
Insure, any rebolo of promium or any Inducemonl whalsoevor nol specifiod Inlho polloy. nor sholl he make any
misrepresenlallon or Inoomplete oomparison for Iho purpooo of Induolng a policyholder In Ihis or eny olher com-
pany 10 convert, lapso, forfoit or surrender his Insuronoe Ihorein; nor .holl tlO ondeovor to induco anolher rop-
resontstive of Ihe Company or Ihe General Aoenllo leave lis sorvioo.
14. This agreemonl and 011 modifioolions Iheroof, .hall hovo no force oxceplas Ihoy are exproasod In writ-
Ino, and duly executed by Iho Gonoral Agent, tho Company and the Special Agent.
15, The failure of tho Generol Agent orlho Company 10 exact IInd req,,,,e atriot complionoe on Iho part of tho
Spoolal Agenl wllh the lo,ms and oonditlons of Ihis agreemenl, or any part of It, or tho foilure or neolact by tho
Gonaral Agent or Iha Company 10 doolore suoh defaull or foilure to perform, whon tho sarno sholl beoomo known
10 II, shall nol operele as a waiver of such lerms and oondlllona or as a releoso of Ihe Speolal Agent fl <1m his oblloa-
tlons Ihereefler 10 perform such aoroeme," strlclly if 1 accordance wllh ils terms IInd oondlllons,
16, This egreomonl sholl abrooolo and annul any relollon hereloforo hold by Iho Special Aoonl wllh Ihe
Company or Genaral Allent, 00 ogent, broker or othorwlso; but sholl nol affocl any bond given Ihereunder,
17, This agreement may ba lermlnoted:
(a) By the withdrawal of tho Compony from the lerrltory III which Iho SpeCial Agenlls operallng;
(b) By oilhor pony upon Ihlrly 1301 daya' nollce In writlno 10 Ihe othor;
(cl By Ihe dealh of Iho Spooiol Agonl;
(d) If Ihe Speolol Aoont sholl vlolato or broaoh ony of Iho COVOl1iHlls horem providod for, Ihis oontraol
shall forthwith termlnolo ond the Sper;illl Agent .1,1111 nol ho onlltlod 10 any commissions whotevor
iJf1der thiS ogroomol1t.
1 B. Tho SpeCial Aoonl, wllhln tho tOrrllory prosorlbod, sholl 110 f"lo 10 oxorc,so hiS own good judgment es 10
HIO porson. from wllOm he will eoliclt Insuronoo eontrools, and Iho tlf1l0 and plnco of soliolletion, or Ihe oOllootion
ol'prortllums; but Ihe Geno,"1 Agont or Iho Compon\' moy, frOllllrmo to limo, proscrlbo Ihe rulos and ragulallons
rospocl"10 Iho oonducl ollho busmosa ooverod Iheroby, whloh ruloa ol1d rogulolion. shall ho oonformod to hy tho
Speolol Aoonl. The 5poolal Aoont .1,011 ondoovor to prnmolo Ihe Intorosls of 1110 G0l1o",1 Auont IInd Hl0 Company
os oontomplnled by Ihls ouroomont, and sholl so cond,,,:1 hlmsolf o. 110t 10 ofloet odvorsely Iho busmess, oood
6t.mdm(J lH r'I,HJtiltlon of hU1l901f or of tho Ganeml Anont. or of the Company, Nothing heroin containtld in this
o{Jrnanlldlt sh,dl l1u cnn~fnlfld to ctlH1fo tho rnllltltJI1Shlp of employer nod employoo hatwoon tho Spoclill Anont
and lhl~ (jt~rwrill A\JtHlt or the COrllpilllY. Specilll Aoonr Ifi horohy COflstllllltHllIrld lit nllllmo5 sholl conttnLJO to ho
11I1 Illrll)pl'thh"lt ulntraclor.
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19. Thl Splol.1 Aglnl .ureel Ih.1 he Ihall nbldo by all of Ihu I'WI, ,ulUl, U/.d rugulallonl 01 .ny Fad.,.I,
Slell, Clly (Juvummlnl, Oup.llmunl or Bureeu, huvlnu lurl.dlollon, and falluru 10 cC1mply wllh ar.y 01 IIld tIWI,
rulol or "gul.llonl hloludlnglu.pen.lon or oanolllallon 01 Ihe Speei.1 AgUIII'1 1I00nl. by .ollon 01 .ny .ppllo'
.hl. governm.nl.1 .ulho,lIy, Ih.1I c<Jnllllula . vlo'.lIon end brlloh 0' Ih. oonl,ool.
20. IIlhl Splolll Aglnllhlll.llny IImllnduol Iny polloyhold., 01 Ihl Comp.ny 10 larmln.l, hl.ln.UllnOI
wllh Ihl Comp.ny or 10 "pl.o. II wllh .ny olher In.u"r, Ihln Ih. Sp.oll' Aglnl" Inl.,,"ln .nd ,Ighll II) Iny
rlnlw.1 oommllllon. or IINlol f... .h.lllmmldl.I.ly 0.... Ind l.,mln.ll,
2'. Th. Comp.ny mlY m.kl o.rt.ln oommllllon .dv.nOlllo Ih. Gln.,,1 Ag.nt Irom 11m. 10 tlm. .nd Ih.
G.n.,,1 Ag.nt m.y In Iurn m.k. .Imllll oommllllon Idvlno.. to Ih. Sp.olll Ag.nl. At Ih. rlqu..t 01 Ih. G.n"ll
Ag.nl, Ihl Comp.ny hll Igre.d 10 Ilolllt.tl plymlnt 01 .uoh .dvlno.1 by mlklng plym."t dllletly 10 thl Splelll
Aglnt; hOWIVII, Iny .uoh .um. Ihlll b. d..mld to bl""t I d.bl oWld bythl Gln.,.1 Aglnllo Ihl Complny, Ind
..oondly I dlbt oWld by Ih. Splol.1 Aglnllo thl Gln.III Aglnt,
22, Th. Comp.ny Ih.1I h.vl no obllg.llon to PlY .ny oomml..lon or "n,wI' oammllllon dlrlotly to Ihl
Splell' Aglnt but mlY do '0, Irom IImllO tlml .1 the rlqullI of Ihl Gln.,11 AlIlnt, m'rlly 10 Ilellllllllhl PlY'
mini 01 oommllllon dUI Ih. Spec III Agent 'rom Ihl Glne,ol Aglnl. A. bllwlln Ihe Complny Ind the SplC111
Aglnl, Ihere .hell bl no ve.llng 01 rlnew.1 oommllllonl whol.oevlr, hownve" Ihe Genoll' Agent mlY, by
IIporole ogreemlnt, .g,1I 10 vllllng of renewol commllllon. with Ihl Speclol Aglnl, The Complny Ihlllln no
wlY be relpon.lblo lor poyment 01 .ny .uch veiled cammll.lanl end Iholl nOI be bound by Iny .uoh .rllng.'
menl, " .ny, m.de betwlen the General Agent end Ihe Splclal Agent,
23, In the evenl of the lermlnellon 01 thll Agruemenll'o, Iny r..lon, Including delth 0' dlllbllltyl, Ihe Specl.,
Aglnt or hi. 'lgII reprllentlllvl .hlll p,y 10 the Gene,el Agenl or Ihe Compony IIlhe clle moy be, on d.mlnd,
Iny debll bllencl cerrled on the Speclll Agent'o eecount end ony olhll,lndeblednell due the General Agem or
the Complny, II the Speclel Aglnll. I Corporellon, Plrtne"hlp 0' other enllty, oil p,lnclpol. who .,1 1I0lnlld
wllh Ihl Compony oholl bl jolnlly and IIve,ally lIeble to thl Ganeral Agenl 0' the Company to the lime IMllnt II
Ihe Splelel Agenl.
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CON.UM...~~.,
By:
U"N~e~;AN'
_ <c. _ ~--
CONSUMERS L1H INSURANCE COMPANY OF
NORTH CAROLINA
By:
S082AC
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Exhibit 8
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~ONBLJMtiRB -=
CONSUMERS LIFE INSURANCE COMPANY OF NORTH CAROLINA
And
CONSUMERS LIFE INSURANCE COMPANY
EXECUTIVE OFFICES: 1200 Camp fllll By'PIN, Camp fllll, Ponnlylvanla 1701'
AGENT'S LOAN AGREEMENT AND NOTE
THIS AGREEMENT CREATES A SECUHITY INTEREST
AND LIEN ON AGENTS COMMISSIONS
nus AGREEMENT I. .,".'.<1 "",, "01 II,,,
luL
dlly of
October
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by .nd belween CONSUMERS LIFE INSlJfIANCE COMPANY or CONSUMERS LIFE INSUHANCE COMPANY OF NORTH CAROLINA,
C.mp HIli. Penn.ylv.,,,. ("Compony"). .nct Joffroy HobInson .m...._._..________ (.nd ."o..e
fAUelll)
or guorontor If 110 B.lUJCUlodl.
WHE REAS, Agent has In fureu Wllh Company UII Aoont'fI CUfltrilCI which j)LJlhorll1l6 A~lllnf 10 procure appllCfllIOnS for IIfo end .n"uUv
in.ursncu which providQB tor flilymnnl nf sclwdulod cnmnll:\filons 115 promltJlllS 11m paId 10 Iho Company on policies IlISued pursuent 10
.lIch appllcallOlH1 (Ago nt's Conlroct"); lJnd
WHEREAS, Agont dOlmes 10 rocolvo CAsh loans to bo tl.ocurod by sllch COl1lflllKSIOllS scheduled In the Agent'1 Contrltct;
NOW. THEREFORE, CompBtly unrenfi to hmrlto Ago"l, ond Agent promises 10 terMY to Company, rhe sums described in this loan
Agreement and NOla sUhJoct to the tllrllHl 1II1d cnndlflor15 COflllJllllld hnrtlUl'
,. Amount of Loan.. Suh,eelto Iho ."oeifle unde,.I.nd,nu ond .u,eemol1llhol compon.allon 0' Ih. Agenl by Ihe Com".ny II
.olely by commlluslons os speclfiot1ln the Agent's Conl1oct, the Company hereby O(lI'lJOB tn lend tho undersigned 8genlan "mount
nOI to elCceod 51,000.00 por coso. Sublecl 10 8uch mD)dmum limitations, tho OnlCHHlt of 8uch loans shalf be determined III
'ollow.:
1.1 The amount of 8L11d loons shall he 0 prJrcontoge of 50ld commiSSion, which porcentooe tho company, in lis soh, discre-
tion, .h.1I d.le,mlne. Tho i,,,"ol pe,con,o'le .holl he --.2.5L3.o_._,.... b..ed on Iho pl.nned "eriodlc p,.mium up to end includ.
Ing la,.gel p"n\lum.
1.2 The percenl.g. fo' odvonc.. .hown .bove m.y be ch.n'led by Ihe Co",,,.ny hy Wrllten nOllce. Any ch.nge m.de will
apply to lIubsl!quent advances.
1.3 From any loan8 hereunder, there Will be deducllonlS ti)ken for the commlsslC}tl collol8r81108t on account on fltal year
lapaes, application" wllhdrawf1. nnd poliCIes returned to Cornpllny A8 "not-Ioken,"
1 ,4 Thialoan Agreement and NOlA sholl nOI npnly to InSLJrBnce Wrltlen on "10 life of Ihe Agent or dny member of Agent's
Immedlet. femlly.
2. Nature of loans!Aepnyment, AUf/nl fJ~Jf'efHi .',Hl lJllrhHBtands IhAt all I1HlIlll!1I advanced horolJndor ere nellher salary nor an uncon-
ditIonal oblloallon owed hy tl\e CompAny 'or nny purpmHHJ, Ilnd the Agent shnll rcnMUl W1C<1lldltlOflolly bound 10 repay such sums IUther
by dlrecl repoymenl or dlf(!CI dedllctlQf1 frmn COnlllll58UHlS III rospectto prel'l1HJrtH\ plud to Company or both. Such sums shall 'Irst be
charged against 81'" 1f1l1lally repayah"~ from AOfHlIs COnlrlllSSIOnl'i
3, 5ecurtly. The Indebtedness eVl(hmcnd by thiS Aoont's lOAn AureemfJllt nnd NOll! Iii Sl1curod by fl 'Irsl imd superIOr lien in favor of
Company u~)on any commiSSIons or otller compensAllon or SIIIllS nr lIccaunts rccelyahlo now rhm m herflsftor accrulnQ to Agenl from
Company or trom any other source to SOelJto Aoent's perfnrmnncfl herl}undor llnrllh" ropllYlllonl of nil sums due from AglltnllQ Company
a8 8 result 0' loans nHutll horoundar nr purSUAnt 10 llflY (llllor NOlo, 10tHl, or other nnrolJn\orH betweorl Agent and Company.
4. TermlnatlQn. ThfJ Compa"y reSfHV!95 the flgllt to larmlna'o thlll 1[)111l llUroomnnt Itl /U1Y tmul upon WrUll1n nollce '0 Agent. The
'oregoing nOlWllhstandmo. tho socunty Item, crOBlod herounder nnd Aomll'l\ ohllU/Hlon In "'PIlY IO.1rlf, horRunder shall survlYQ liny
such termlnatlor,.
5. Rights Upon TermlMatHHl. Upl)tllf}rmll~l1llr)l) of Aonnl'l\ (Orlfrll(! Of rhlll ll)llll AWUfUlllHlI/u'd NOlo, fur whdtever cauae. Ihe sum
equIvalent I!') Iho "mollnt dlJlI CrlmpiH1Y hl1rfJlJllC'nr IInd under AllY nth", lonn IlllrfllHlwrH hlJlWIJltfl CompilrlY ilnd Agont shall. upon such
termlnalton. hecome thn Pnll~lllitl AmrJlHl! oWing orllhllllollll AUnll!l1HHlI ,Jilt! ~h,)1I tWI:llnlll IIt"l And pAYilbln by AgonllmmedlB'ely
upon Buch lornIlIlAIIO!l, Anent hf!rl1hy lInrrHHi to rop/IY to CIHl1IMtly. iH nrrlnr. IIlwll PtUl".lplIl Allllllllll. Wllh Ifltnroal computed on tho bUls
) \
Q', 380 dlV Y"' 'or thl .ofu.1 numbu, of dlV' in IDch int.,r..' peWl" on the lJf1JHlld Jh Inolpnl hallnc.. (Includulg InV Ind .1I.co,,,.d
1""'"lIlhll mlY f,om IImllo IIml bl Iddld 10 Ih. prl"elp.1 hol.".. h.,o"f) ,'"'" Iho d.IOo' ""alo." Au,..m",I.nd NOl. omll p.'d,"
Ih. ,... 0' I WI6 PI' monlh on Ihl onp.id h.I."eo ow"'u. Pm'ClJ>.1 o"d '''1.'001 oh.1I h. J>.y.hl. ...h. oflle. "f 'ho Compony, C.mp Hili.
Plnn'v'vl"'o, o'll'och olh.. pllc. IIlh. no..hohl.. mlY d.o'U"ol.. Upon.ho '""o,."f Ih. AU."IIO ,>.,'",m ony obllUallo" o"d.. Ihl.
Au,..m."I, Ihl Comp,"v m.V ImploV 0"0 0' mOil ouo",.yo 10 ."fo,callo rlUlllo ."d "m.d,.., ""d AU.nl h,"by .g,...lo PlY ""1)"'
.bl. .uomlv'. '"" plo..1I olh.. ""o""ble ..".nuI i"c",,"d by Iha Comp""V '" ...,clllnu .ny of III "ghll Ind IIm.dl.. h'/lond...
Cl)mp."y .h.1I h.v."o obllglllO" 10 ...k ,.p.ym.nl 0' coll.cla"y loa". f,o",o"y o'he, p'''o" 0' ""l1y b.fo,. colllcll"g Ihllo." "I)m
Ih.Ag."1. Ol..hl'g. of .ny olh.. Pl..on 0' .nllIV f,um lI.bllily fa, 11".,,"h.1I no,.fleel AU.n,," ".blllly o"de, Ihll Ag.nt'1 LOin AU""
m."I.nd Nol..
e. Alghl of Pllp.ym.nl. AU.nl mlY p,ep.y Ih. p,'nc,pII .moo,,1 oU'"I",II"U III whol. 0' In ".,1. No ",.plymenl pln,'ly Ih.1I
b. chIlU.d.
7, S..u"IV .nd 511-011. To ..cu,. Ihe '.".yme," 10 Complny of III ."'00"'. oul.,."dlllg Ind Ihe pI,fo,mlnce of III Olhl'
1)b1lu.llon. 01 AgI"1 10 Com piny, whalh.. now ..,lling or h.,..ha, .".,ng, AU.'" Ick""wl.dg.. and ag,... Ihal Coml/any mlY ""011
.nV Ind IlIullllng 0' loIu,a Imounll Iglmlllny ..",.d commllllon. 0' o'h.r .0"'. pay.hl.IO Ag.nl by Com"ony. To furth., ..cu,o
luch '.p.ym,nt, Ag.nt hereby ...ignl and oran', to Company 8 securlly tnternlln all CnHlIl1IlIIlOns 8nd any olher luml pay.ble which
.r. now or may from 11m' 10 lime he,.a'lttr be earned by or owinu to Aoonl 'Will CompAny rCOlUdllll'iS whelhor lur.h Bums Dr. .lrned.1
Ag.nl .ommllllonl 0' o,h./WI...
8. Docum.nt.tlon. AI the roquell of Conlpany, Agent Will execule and dellvor 10 Company such promiuOIY nolol, or olher eVldenc.. of
Indebledn..., e.Compeny may request, 10 furl her document the amount outslondmo, In udelltlon, AgenlaUreel10 ltlleCull, deliver, file,
or record .ny ."d .11 nolleea, financing 010toment8, security Bgreements, ulUlgnmQnfB or Any olhur documents which Company may
de.m n.c....ry or d..irable 10 effect, protect, or perfeellta righl of lel-oU, IOCIHlty Inluresl and paramount and prior hen In the com.
mIUII)"" h..llnlbove ""Igned.
9. A'llg"me"1. Company may alllign Ila rig hiS unddr thll addendum. end Agenl he,eby consonts 10 such Blllignml"t,
1 O. Wllve" P,...ntmenl, nOllce of d,"hono" ond p,o,..1 .,. he,eby w.,ved by Ih. Agenl .nd .ny .u,o'y, gUO/lnlo, Ind In.
do,.., hl/Oot.
11, Ju"ldicllon. Thll Ag,eemenl'. m.de in C.m!> Hili. P.nnlylvolllo. and .h.1I bo uov.rnod by Iho law. of Ihe Commonweellh 01
Plnn.ylvlnll. Thl. Ag'lImenl.hlll be enfo,cod In Ihe Conlmon Pie.. Cou" of C"lIlbo,l.nd Coun,y. Ponnlylvalll., 0' ellhe el,cllon of
tho Comp.nV, wh...lh. Agent ,..Idee. The Ag.nl, wher.ver h. m.y bo, lubmll. h,mlolf 10 lhe p.'lonal lo,i.dlcllon of ,he courtl 0'
PI"""VIVI"I.. it I. .g,..d by the Agenl thollhelnlu,.nc. Comml..lon., of tho .,.to In which Ihe Agonllllic.n..d wllh ,he Comp.ny
.hlll b. .genl '0' v.lid "",'c. of proce.. upon .11 Plrtl.1 to thll Ag"emanl.
IN WITNESS WHEREOF, Ihe under.,gnod p.rtlOI h.ve ..ocu'od 'hi. Loan Ag,oom.nt Ind Noto to bo elfectlve on Ih. d.1O fI..1
Ibovl ,pp..,IIlg.
ti'CON8UMERIl LIFE IN~AANCE ~2~~Y
o CON8U::'~~~IF~~~_ ~CqtY O~ =.CAROLINA
Au,homed Ificor ~
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INDIVIOU T:~/ / I
1,'.. j}(;pt/j//'l..___ISEAL)
Witn...
Agenl
. (SEAL)
Wltnl..
Agonl'l Spoule
AnEST
CORPOAATE AGENT
Neme of Co,po,allon
81.'111'"
BY: ._.._._.
AUlho,llod Off,co,
...______._.___ISEAL)
Wit"...
__._...___.____.. ...__.. ISEAL)
GueranltH
IIndlv'd".1 o"o,onl..,ng loan for Co,po,.le Ag.ntl
Wit"...
GuarAntor
(Ind,vlflllAI U11llmnhHtHlO lOAn for CorporA'" Anon')
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CONSUMERS LIl"I!: INSURANCE I IN THE COURT OF COMMON FLEAS
COMPANY, I CUMBERLAND COUNTY, PENNSYLVANIA
plaintiff I
I
V. I NO. 726 Civil 1994
I
JEFFREY M. ROBINSON, I
Oetendant I CIVIL ACTION - LAW
'JlOO. O. ".VJ;QI
The undersiqned hereby certities that he has served a oopy
ot the Complaint in the above-captioned matter by certified Mail,
return receipt requested, a oOPY of whioh is attached.
10..aT .IAMAN. OHlallt . MILLOTT
_. :::-
DATED I
114321
~.i:., U94
Mark . Brad.haw, Esquire
supreme ct. I.D. '6197~
One South Market square Buildin~
213 Market Street
Harrisburg, PA 17101
(717) 237-6000
Attorneys tor Plaintitt
con.umers Lite Insuranoe company
, '
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