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tN T"~ COURT OF COMMON PLIAS
CUMB~RLANO COUNTY, PENNSYLVANIA
/1 '
NO. /3) f' (' L tJ-t t" /9ft~.
STATI AUTO INSURANCE
COMPANIIS,
PlaintUt
GIORGI BROWNAWELL,
OetenlSant
JURY TRIAL O~MANO~O
110"101
You have been euelS in Court. It you wieh to detenlS aqainet
the olaime eet forth in the tollowinq paq8s, you muet take action
within twenty (20) daye atter this document is eerved, by enterinq
a written appearance personally, or by attorney, and tilinq in
writinq with the court, your detenses or objeQtione to the claim.
eet torth aqainet you. You are warned that it you tail to do .0
the caee may proceed without you and a jud9ment may be entered
aqainet you by the court, without turther notice tor any money
claimelS or tor any other claim or reliet requested. You may loee
money or property or other riqhts important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CAt/NOT AFFORD ONE, 00 TO OR TELEPHONE THE
OFFICE SET FORTH BELOW I
Court Administrator
Cumberland County courthouse,
carlisle, PA 17013
(717) 240-6200
4th Floor
1I0TIOIA
Le han lSemandado a usted en la corte.
si ueted quien
d.tender.. ds estas demandas expuestas en las paginaB .iguient..,
u.ted tiene viente (20) dias de plaza al partir de la teoha de la
demanda y le notiticacion. Uoted debe presentar una apariencia
e.crita 0 en persona 0 por aboqado y arachivar en la corte en torma
STAT! AUTO INSURANCE
COMPANIII,
I IN THE COURT or COMMON PLEAS or
I
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I
I NO.
I
I
plaintiff
v.
OIORGI BROWNAWELL,
Defendant
aOIlJLAIIII'l'
, ,
1. Plaintiff, State Auto Insurance Companie., i. a
oorporation with it. principal place of budne.. located at pue
la.t Broad street, Columbus, Ohio.
2. Defendant, George Brownawell, is an adult individual
re.iding at 196 Shed Road, Newville, Pennsylvania.
3. On or about June, 1992, Defendant George Brownawell
contacted Plaintiff'. agent/ Merle E. Miller, Jr. (IIMiller") of
Miller Insurance Associates to obtain coverage of a vehicle owned
by George Brownawell that was to be used for local fax'm uee.
4. On or about June 24, 1992, Miller informed George
Brownawell that if Brownawell's 80n/ Jerome/ was going to operate
the vehicle, the entire coverage would have to be written on an
a..igned-risk ba.i..
6. Defendant, aeorge Brownawell, a.sured Plaintiff'.
agent/ Miller, that his 80n/ Jerome, would not be operating the
vehicle.
II
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6. In applying for the insurance coverage, Defendant
repre.ented that the driven of the vehicle would be Defendant,
Oeorqe B. Brownawell and hi8 wife, Betty L. Brownawell.
;1
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7. Defendant, Oeorqe Brownawell, further repre.ented to
MUler, that the vehicle would b. u.ed "100' loaal".
II. The application for ineurence attached .. Exhibit
"A", aiqned by Defendant, oeorg. Brownawell, .tatea "Farmer who
do.. part-time farm hauling 100' 10Qalo"
~. The application for in.uranc., .igned by Defendant,
Oeorge Brownawell, further .tate. that the inaured i. an
"individual" a. oppo.ed to a "partnership" or "joint venture".
10. D.fenda~t, Oeorge Brownawell, on the application,
further repreaented aa followsl
(a) None of the insured vehicles are leased to others,
and
(b) The vehicle was not used by other family members,
but waa "owner op only".
11. In reliance on the representation8 and .tatement. of
Oeorge Brownawell, Plaintiff issued policy of in.urance No.
BAP6606967 with a policy period from July 1, 1992 to July 1, 1993,
a copy of .aid policy i8 attached hereto and made a part hereof a8
Exhibit "B".
,
12. Defendant, George Brownawell, in re.pon.e to
aub.oquent inquiri.. by Miller, represented that he, George
Brownawell, wae the owner and operator of the in8ured vehiole.
13. Ba8ed upon the representation8 of the in.ured, the
policy wa. renewed for the period from July 1, 1993 through July 1,
1994.
2
14. On or about July 15, 1~93, the in.ured vehicle WI.
involved in In acaident.
15. At the time of the acaident, the operator of the
vehiole wa. Jerome Brownawell.
16. plaintiff learned, after the accident, that the
policy wa. procured by falle information and mi.repre.entation. by
Defendant, Oeorge Brownawell.
17. De.pite Defendant, George Brl;wnawell'.
miarapre.entations to the contrary, Plaintiff hae eubsequently
learned the followingl
(a) The ineured vehicl~ was operated almost exclu.ively
by Jerome Brownawell,
(b) Jerome Brownawell paid George Brownawell for the
use of the vehicle,
(a) Jerome Brownawell kept the ineured vehicle at hi.
reddenae,
(d) Jerome Brownawell's use of the vehiale wae not
limited to "local" use, but included u.e of the
vehicle to do bU8iness in other statee,
(e) Jerome Brownawell paid the cost of ineurance on the
vehicle,
(f) The truck wa8 placed in George. Brownawell' s name
because Jerome Brownawell could not obtain
in.urenae, and
3
(9) Oeorge Brownawell and Jerome Brownawell u..d the
vehicle in a partner.hip and/or joint venture.
11. policy No. BAP6606967 wa. Obtained throu9h
fraudulent .tatement., omi..ion. and/or concealment of fact
.aterial to the acceptance of the ri.k or to the hazard a..umed by
the company.
19. Policy No. BAP66069fi7 i. void ba..d upon fal.e
declaration. of the ineurad, tho subject matter of the fal..
declarations wa. material to the risk, and the insured knew the
declarations to be false or made the declarations in bad faith.
20. The conditione of the policy, ae set forth in
section IV, B, 2, state. as followsl
CONCEALMENT, MISREPRESENTATION OR FRAUD
Thia Coverage Form is void in any cae.. of
fraud by you at any time as it relates to this
covera~e Form. It is also void if you or any
other 'in.ured", at any time, intentionally
conceal or misrepresent a material fact
concerning!
a. Thie Coverage Form,
b. The covered "auto",
c. Your interest in the covered "auto", or
d. A claim under this Coverage Form.
21. The in.ured vehicle had more than four wheel. an4
had a gro.s vehicle weight in excese of 9,000 pound..
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