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Home My WebLink About94-01446 ,I' i! " I II, I, , " r 'I ,i' " I"~ , 'I , , , , , /' '" . , ~ , , " , I ," ,I! " ~, , " " ,il , F I " ;I I " ',I t' , j'I , I' , /' ' , \ " 1'1 "' ,'1 ~ ~ " , . i"j " r ;'1 , I I' , " " , , '.'1 ' , I, , , 1 . I " ",I ' , , I , 1,\ I " " " " , I'" 'I ;1 " " " , 'II !/ . , , " -, " ' , , , , 1 , , !t Jil " , 'I " " !',I " , I , , , 'I " il'l , ' " . , " , ' " \11 I', " , , " I' I '"' ~'; 1: r."~r:\, I , '~i '.{::{"r "..',.;"" "I.' 1\'i.~I,: ' 'i1;_1~,_\, I ~'\'l:i.ll"_I' ,Ii I\"\f"'\' '(}')\'.",':".!' ,,' , M!j\;\"I'':I, !::;;;: 'I' ~" fti~ I "~"A":li '." . . '!S'~ ' .' "~),;l;."\;,'~":,:" '= 'It' ~~~" ' I '~.It.\'r..lr.'.'i'.' "\."1".. ',,, . "".\"'/"'\"" ;;: "'M' ~.'\.':\(n.'N:I,I,.'",''i''. '. ". ".' ";'1 '. - ;"~-.ll"/~'t!:~(!"~:~\ \.,;" "'1 I r'i ~'.'fH ,J I/...'~. k',I;'.".'...\\'."."':.'.".'.i'.""" ,H"'a, .~f1"'I~'\'i;.it';V'\'I"':i ," I, :' II .~ Y1J.ii V.,!j;~i(l(.:N.,..' ''...'.',: "I, , ~~, I'fh~~~;~\""'ti'~"'i;i ,'rj I, _ \ \ . \.'tI;\-~/~\~('~I'?f;" \~. \ 11 I. "r I ,',Ii if t1~l; 'f ~ ~Ic I"' I., " , '1,'1 (1'1" <, ,. , /; (1'\ 1<, ,r I ~I) \ I I, . , , ' 'j "11(i:\'h,~"':',I' "\., 'I.'Ph!_11 'I. .), 'Ij-,-" -0--, ""\:':'1 ~ '~ ,~\r) 'I, :1 ,:)\ ~ \"., b~ ~\""- ~ ~' ' "~'.'-.' cl""" .4 "":':' "('" \ '-.J " -,.- -~......-:=... . ---==::.-. I"..' \ I '," I, <'I Ii ~ ' I', ~J I,' ~ " 'I;,l ~, "j Iri,' I' tiJ " ". t, ' , ~ ~ .I' ,',I, '" , " " '" ""1,, I. , "!, ' " " .', . ,', ", " - 11-' , , 1, " ~. """r "" " ..' ',- '.< ,\. " , , I " " i-' ,\ " .',1, "J, , ' I,,; "'I ',;I-t, ,'i' , '-'j .1,.' ., .', <'I u i,I}' ,''-,1', I ",' " " , ,.ARMERS TRUST COMPANY, , IN TH~ COURT OF COMMON PLEAs Plaintiff , OF CUM82RLAND COUNTY, , p2NNSYLVANIA v. , CIVIL ACTION - LAW I John W. Miller, I IN MORTGAGE FORECLOSUR2 N. Sua MUhr , Defendant I No. CIVIL 1994 COMPLAINT AND NOW, come.s Farmers Trust company, through its attorney, William A. Dunoan, Esquire, and files this complaint in Mortgage Foreolosure, of whioh the following is a statement' 1. Plaintiff is Farmers Trust company, a oorporation organized and existing under the laws of the Commonwealth of Penn8ylvania with its main offioe and principal place of business looated at 1 West High Street, Carlisle, Cumberland county, Pennsylvania 17013. 2. Defendant, John W. Miller, who resides at 1805 Walnut Bottom Road, DiCkinson, Pennsylvania 17241 and N. Sue Miller, who resides at 8 Jeffrey Road, Mechanicsburg, Pennsylvania 1701515. 3. On or about september 29, 1988, Defendants made, executad and delivered to Plaintiff a note and sllCUrlty agreement and a real estate mortgage financing Seventh Thousand Dollars and no Cents ($70,000.00) a copy of said note and seourity agreement and said real estate mortgage being attached hereto as Exhibits "A" end IlBn, respeotively, and orll incorporated herein by reference as though fully set forth. ... said note and seourity aqreement and said real estate mortqaqe have not been assiqned. ~. John W. Miller and N. Sue Miller are the sole r.ecord owners in fee simple of said prsmises subject to said mortqaqe, by virtue ot a Deed dated and recorded on september 29, 1988, and reoorded in the Cumberland County Recorder's Office in Deed Book "0", Volume 32, pag,. 125, more specifically set torth in Exhibit "C", attached hereto and made a part hoJreot by reterence. 6. Said note and security agreement and said real estate mortqage are in default because Defendants herein have tailed to pay the payments that were due and owing tor the months of January 29, 1994 and February 29, 1994. 7. The Plaintiff has given to the Defendants written notice ot intention to foreclose on said mortgage as required by law under Act 6, dated February 8, 1994, a copy at which is marked Exhibits "D", and attached hereto and made a part hereof by reference. 8. The Plaintiff has given written notioe of default as required by the Homeowner's Emergenoy Assistance Act of 1983, dated February 8/ 1994, a copy of whioh is marked Exhibits "E", and attached hereto and mad~ a part hereof by referenoe. 9. By realllon of the aforesaid default, the entire prinoipal balanoe of Fifty-Six Thousand Four Hundred Eight and 90/100 (.56,408.90) Dollar., with intere.t thereon at the rate ot .even and one-half (7.50') percent per annum computed trom January 39, 1994, accruing insurance premiums, attorney's fee. in the amount of Two Thou.and Nine Hundred Forty and 80/100 Dollar. ($3,940.80) are now due and payable. 10. The Detendant. are liable to the Plaintiff for the tOllowing on said mortgage loanl A. Principal amount and interest due through January 29, 19941 $56,408.90 B. Interest at 7.50' from 1/29/94 to 03/21/941 $ 975.40 C. Late Chargee 1 $ 1,433.32 D. Attorney'e Collection fsel $ 2,940.80 TOTALe $61,758.42 WHEREFORE, Plaintiff prays the Court to enter judgment in tavor ot Plaintiff and to order the foreclosure and sale of the mortgaged property and for the amount of Sixty-one Thousand Seven Hundred Fifty-eight and 42/100 Dollars ($61,758.43) Dollar. together with interest thereon, costs and all other amount. advanced by plaintiff. W~j~ ~\A\ C \.~ William A. Dunoan, Esquire . DUnoan and otto, P.C. Attoney for Plaintiff 1 Irvine Row carliSle, PA 17013 (717) 249-7780 (~ , ul ( ....... I. .........._... PI\'Uflms TRUST r.OMPI\NV .1I0nT 'ORM nil"', ....T",.. MORTOoUIl . u.." ArI., I... I, ."', .. &. tal Wl'lNlllm '"II KO"TOAGI MAD. fM?,1P N, II J>1~ l_fl. ~ .... ,rrwl.,. Jem If. tUllu and N. .,. tUUo, _bIniS I/llI IfU., o' .... 'I'cIWnIhi9, ~lI/llI 0Qun~, hMlylY11l'\J.., ..."1..,.., whlll" .In.uler ., ,Iu,.'. tin.. lb. M.rt...", AND 'ARMtlRl TRUIT COMPANY .1 C.,II.I.. Ptln.,lvlIl.. . .."."U.. fI..IlI. 11M" Ill. I.w. tI '" CHI, ......... II '.n",'v.lIl. Ch""II"" 1111.. III. Mort...", Wlln....IIII WlllnKAI, III. II" M.rt...." ., .... ., IVI. ..1. ."'"111I, .1.... ..... .... '" H......" II I ..11II. '''1' ..,.1..., ...dlU.... ,., III. "'11I111., 'IWI\ty 'nlauNnd I/llI 00/100 DOWN.f 70,000.00 , fl' .11 ...111..., 11I"'" "VI.II' .,11I. M........, w'" ....".1....... ,,.. ... .... .1 ... ".. ."~l... I. III. ..colllp..~ln. ...., I. 180 ..11III, ..,.... tI ... .... .... li9ht HulWed '!.x and 65/100 DOWRI I' 106 ... 65 ...1.) ,,.11I III. .... b",.,. .. .. .,,11.. ....11I1, II 1.lm.l.. III. .,.._ .1,.I.lIln.1 II Ill. .bll..III1. ., III. ,,'un' Inluu.llhI"." ... III. h'",. ., III' "111I'11II .. .. .,,11" .. ,...rll.. tI UI. ....,lp.1 '111, '/11111.. p,hwlpullllllln. ., u.. .hll..llo. ... ...1110111 "VII'" II' .Ib.. .h"," ..... .. U.. MOil...., or iliad. 'or Ih. '1Oltrllo. ., lb. lIIorl.... ltOu,II,"l1b 1.I"nll. .." I. 1.'1. All alUr "JIll. II. .ravl.llI. ., III. .... .,. .,.,lIIullll.",..,.I.. b",l. ., """It' ... ..d. I part ..,.. "" U ..I.ul mballlll b",I., LATE CIIAnOr.., I~., 11I1111I11 p.'....III..'.., "1,.,.1.. HOW, TI'lnlronE, III. ..Id M.I1...or, I. ctftll....llo. II lb. .UIII. dVIIII'.'" It" dVl"".' Ill. Mart- ....., Ill. "tll,. ...,.tll. .",., 1e...lYl...... ... ,., Ilcu,ln. "~III..I... ,.".,...1111 III' ,..1... .... II 1f.,..a1., .M' .Ir'.' .".1, hr..II, 1111 ... conv., un" I" III. M.rt....., II. 'U"II"" ... .111.... ~I that ca.rtI1I\ tract of land I1tuate in DidUnalll ~~1An4 Ccllnty, h'onIylvanl.l, bcunded and d8cr1belS in ACXXlrdance with. t PlIn lor Jem w. Ml.llu, reoord8S in the Off1ce of the A8a0rclC' of IlMd8 tor Cllltler1An4 OQunty, in Plan llook 51, page 9 II follCMI IIlCInIlmJ .t III iron pin CIl the northern lIld.ltJ.rq 1'19ht-of-wy 1J.nI of P.. ftt. 174, .110 krom .1 WAlnut llottan Aoad, thEnce North . &19"- 23 ml.nutel w.t, . eS1.tInIlI of on. b.Inrlre4 Un (110) fClOt to an iron pi~1 th.1nce North .0 de;nII 37 m1l1lW 54 .ecIlndI t:&It, .. dJ.lt.ance of CIlII hundrlld l!.xty-f1ve (165) f.t to 11\ hon Pin, thInce North . doJr- 23 ml.nutu Weat, . dJ..Il:AncII of lI\lI hurdred nl.ne and fifty- five lII..hllldndthl (109,55) f.t to III 1.rcIn pin, thlnce North 10 ~ 31 lIlnuw 54 IMllI:lIld8 t:&It, . dJ..tInoI of lI\lI hundred ni...ty-l!.x and 119hty-aJ.x 11t6.I6) feet. to III illa\ pin, thIIlr::IIlQlth 9 ~ 12 ml.nutel 10 lllOO!ldIlut, . cUatlllce of two h\I\dnd nJ.net.-n and fUty-otwo ale-l'I.n!n4tha 1211,52) to 11\ 1Ili.tJ.nr iIla\ pelt, thInce South eo de;reea 31 ml.nutel 54 MOCIlda w.t, ~ 41It1nce of throe bIndrod .1Jcty-f!\IlI 1365) t.t on the rmtJlem IIliltJ.nr rill*- o,",,-y 1J.nI 01 '1. lit. 174 to the plAce of 1lmIItm<<J. 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(lOttO, t " ,," \1 'V~;' 11 is ,\ ~t' ,. rnMM'I"'l/rMIi.nr,~"","\ r. ::: ~\I',',,'....O,I.lI "~""!""'~..... .'-'--"1 ;', ''''ii .. ~~~~\ , "' ~f.l-' , . ..' i'M, 111'10. . ~ 3 211 00 , 'eeb, "Ti" ..,- , , M,\DI~ ~ ~ "'ylll ~.J_L~ lit ,1M ~ ~lItll"n hynd,'" .nd d,hty.,IK (19.6) BITVV~ ..~dol,h O. ...,. .nd Do~.ld I. 't.v.n., . '.~n.ylv.nl' '.rln.r.hl, tr.dln, .. Quab.rl.nd Wood.r,'t Oo.p.ny o. 10 'Iov.r Drlv., Q.rll.l., '.nn.ylv.nl., Or.nlor. o\IID John W. HIll.r .nd N. 'y. Hlll.r, hi. wi'., 0' Dltkln.on, Ouab.rl.nd Qoynty, ..nn.ylv.nl.. Or.nt... WlTNllSsaTH,1\11 In COIllidtl'lloft III Thlrty.two tlIoyund .nd 00/100 (Ua.OOCl.OO)...... ..........................................................................~ 'n hllld l"'ld, ,I" _lpI wh.1fOI1I b'Rby ICknowlcd,rd, ,h. lAId "en,o" .nol convl1Y 10 ,h. IIld '"n.... , do bac~ ..... ALL TIIAT QlRTAIN tr..t of hnd .lty.1I In Dlckln.on Town.hl" CUllberland Coynty, ..nn.ylv.nln, bound.d .nd d..crlbcd In .ccord.nc. with. D.v.lop..nt Plln for John II. 1I1111r, r..or~.d In thl OUlce of th. Rlcorder 0' 0..01, for CUlibcrlnnd County, In .1 nn Boo'\ H. pnlc 9 no 'ollow.. nalNNINO It .n Iron pin on the northern IXIIUn. rl.ht 01. ,w,y lIn. 0' "~n.ylv'nll ROIIII 174, .ho known .. Wllnyt IottOIl Ro'dl'~M" 0 01..,... U ..Inyt.. w..t, . oIhunce 0' on. hundred tin hit 010/ to .n Iron plnl th.~c. north 00 d.sr... 37 I'llnllt.. ~4 .oconol. ...t, . oIl.t.ncI 0' on. hyndr.d .hty. flvo "It (16~) to .n I ron pin, th.nce north . oI..re.. U ..lnuU' vCIt, . dl.unce 0' onl hyndreol nln. .nol flfty-f1vl onl-hunolredth. ,..t (l~9.,,) to .n Iron pin, thlnce north SO d.,,,.. H ",lnut.. 54 ..oonol. ...t, . dlotln.. 0' on. hundred nln.ty-.h .nd ,I.hty-.l. on. hundrlolth. llOt 096."6) to .n Iron plnl thonn eouth , d.,n.. II 1l1nut.. lO ..,ond. ..u, a dlu.nn 01 two hU"dnd nlnu..n Ud 'UIV.tvo on.-hundndlh. ,..I UI9.U) to .n I.htln. Iron 'OItl th.nce touth 10 d..".. )7 .Inut.. 54 noond. v.", . oIhunoe 0' Ihr.. hundr" .hly.flv. I.u ()U) on the northern ..Iuln. rl,ht 0' w.y IIn. 0' hnn,vlv.nll lout. 174 to the ,hce 01 '~0IHN1HO. COllTAlN1HO 1.417 .or.., punu.ot 10. .urvlV of Wllhyr N. OUlton, nll.und ,yrv'yor ~'l'd Ootoblr " 1916 cont.ln.d on thl ,'or...loI Dlv.lopll.nt 'l.n. UINO the "M' pn"ln. which Llll. ~.aNo~d .nd lInl. delNodd. hU IIU.. I" ~h"". ."I.~ J~~..~ nU",lrlbcl' I~l 'P7r ~~~ r'M'~.~ ,Ionll.rv ~, '~7o, ~'.nUd .nol oonv.y" ynto hnolol,h O. ..... .nd Do~.ld I, I"v.n'l . 'lrtno"hl" t/a Cu"bullnol Woodoult 00.1 recordod in D..d Book "P," VolIN 21, JIll' 136. ill the Offlc. of the l\ecorder of De.cIa in Mil for o...Tberllnll OIuIIty ~uo nlHO tho .... p"Ill1... whloh W.vn. .. .."" .nol cnoi L. '0"", hU wlf., bV thllr 01..01 oIu.d .nd "oordld Nov..ber 5. \900 In the Offil. 0' tho '..ordlr 01 D.loI. In .nd lor Cu",b.rl.nd county In Da.d lonk I, Yol~ 20, p... U7. .nnUd .nd convlVld unto "ndolph O. ..... .nol Dono1d I, 't.v.n.. tIt Q~blrl.nol Woodcr,'t COftp.ny. UNDII AND 'UIJIOr, howlvlr, to r..trll'lon. ., r.cord. _(CuJb/e ....., G~~ctIU:.r:B/:) I,bul 0"', Cumbo c.~ h, II ...l.,t.t. "...", ,. ,~!..I ..",.1....,. 'u . ~/~'I. ~/fft).~(X) .~o.G 32 PM('1:l6 .... ::W.7(.r..b. iMCi.'f)()' ,."..~ ~ o.loo eo. III'" Col. II'" ""b, eo. ..... Col, .. ,,,,.. .'--, .,.'......, ,."............. IXHIBIT _(1- ___I .. , i I I o' t " .. --.." .,.~.." AND 1M 1IilI...._. wfII 0IIII1ALl" WARIWII' AND FORlVIR I)~D 1M ""'" 1Im~ .....,. IN WlTNU. wtleuop, .w pili.. Illy. ....11II.... thllr .In. 11I.11II. ,1M .111I. )'HI f"" a_nrltllll. .......... 4olI...... '""- II ,Jp;~i~"~<...",, (-) JrYfj,if!Jtrvt"1.rn~"""",,,,,,,,,,,,,,,,, (-..) ",...",., "... """,...."...., ".,.""""",,,,,,.,,,.,.,,,,,,,,,.,,,, """"",,(-) '''''',..."",',."",..",,,,,,,,,,,,,,,.,,,,,,,,'''''',,,,,,,...,,,,."'''...-.. ."",..,,,,,,,,,,,,,,,,,.,,,',,,,....,,,,,,,,,,,,,,,,,,,,,,,,,,..,.,,,,,,'"""-' """''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''HI'''''''''.. """""'''''''''''''''''''''''''''''''''''''"'''''''''''''''''''''''"",.~m.... .... ... .,., "." .,,,.,,,.,,,,,..,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,.,,,,,, (....) ",""""",,,,,,,,,,......,,,,,,,,,,,,,,,"'..,,,,,,,,,,,,,,,,..,,"'''',,''',,''', . ,....' .""", ,""""..",."",,,....,,.,.,,,,,,,,,,,,,.,,,,,,,,,,,, C....) ''''''''''''''''''''''''''''''',,,,,,,,,,I'''''''''''''''''''''''r''''''''',,"'''"'' """"".,....".",... ".,..."",.",,,..,.,,.,.,,,,,,,.,,..,.,.,,,,,,,,.,,,,,,.,.., c...) a.rlllG/ln Of 1IIt_ 1)fC'" Cft\~ ....JI ~ ....IIlN 01 ~ ...... 1111 faIIowtl .0.40 /. I ICr"N..I. ~ . ::~rtf(,~,::"""""""" ,.."" ~ /. 0.- ~Wlah. 01 '....11vlllla l eo.a.., oI.,..,~~m'o.~.r;,\~r..)'\lmlll"'''IIOlI I as. 0Ia 1IlII,'" ''- .ra, 01 I::)U~~r I'.., Won.. die lIIIo1enllne4 oIlkar, ptnOII1I111'..... "ndoiph O. l.... bOWll 10 .. (ot IILWIClOIlI, ,IOVtll) 10 .. die 1*101I whoM.... ,. IIlbecrt... 10 ... wi.... l.ltlllltIHI" II' I~. 1Il11Nm.n~ and IlCMowlld" WI h. _... W _.Iot ... '. aonllllle4. i"/" 1ft f iN WlTNUS WHI!R1OP, I .." ....10 ... ., !wid and .... ' I.. ~ ..l.... :.r' "m (;', .^~;::, ,~. ,~~..,!.r: '''UIII "~"''',,.. Ml"~''''''''''''''J~'''''h'''~'''''''!LJ 'It "v'PwI_J"" , """,i11u\1 . ".""", ."" ......." ,.. '"'Yl'~l''' \"'''''' ~tl""IIIIl"""""'"'' "/,,. tIt'iTl ~...\ ..,I\o-_l...."~", ; "'", t, ,'" 11\ I ',.,~,~,,', 'l"~ , l' , M'",b,r, Ile,),I,,,,.,',,, i 11;; "I L I ~ ~ '1 eo..-w.!da 01 ....,INII } eowa., oI,.,.,.~m~\tiW,~.\",,,,,,...", III 011 ..... lilt ,'- oIe,oI Q d,Q'oo,... I'I',WOI'I_ ... IIIldmlp" oIf_, pIIlOIllII, I....... Dontl.... I..v.na bon 10 .. (ot IILWIlIOIU, pmtO) .. lie ... 1*101I whoM __ ,. ~.. 1M wi.... lnIw...~ and IlCMowlllllpl.... ~. _... tilt _ ,. W pwpoII ....... ......... IN wtTNUS WHEREOP, I "WI ...... .. .1-" an. .... ~'''''''~,~.l:o~;''',...,',.~,Q\~,l.!.\~ " '~";I~ ' '\~~~:.!.~ ih\~ ' , I~I t.'\. l!~ I I~ . 11":l r: .1' I I II .\~ ~'I~." ~l, .11'...."I.,,~ot\', ,110 ~ -. ~A'[ q,VI.,O'."", I ~ ",. 11,..'1."'" """""",,,,", """""I''''"''n:i'I:'iiMijY:'"Cn'.'Y'~UKn'r'i~'I'''II'''''''''' M,o..u...~HO II,r,t .. n 1I'~,v~'lrr, tUI.~I',I:t\!\1~." ,'>I"I'I.~ 4,hU ...,..,;", 1\, r\':I~rlll .,Ir: '\!U'IO' "Writ' 128 ,. "".!. , " ,- . I ., 1:.;j,:JJ.,C, iii " 1 ,. .- . . . TO: N. S\II' ;.lilltlt. ----'l'J)5 ;i,\1nllt Dqttm <1/.). Oic'u:.oll 1.';, 1 1241 NOTICE OF INTENTION TO FORECLOSE MORTGAGE -.-_._.._.----_._,.~. _._~._----~--_.~- _._--- O'le Il' Nllllcl Ylol.YP-!AJY 8, LIlI/l NIl,.J.9.Q9!JflTL...._,... Th. MORTGAGE hijld by __2'~!o::rll.":i'nIl1t S~~~'l._..._._____ Iherelnlll'" we, u, or our,) on your properly loclted II _~;!JD..l'iA1nut_Uclttnn tlO. ---,.__..._-_.__...-_..'_.._.__.._._.._._------_.~--_.------ IS IN SERIOUS DEFAULT bOCBII'1J YOIl hava not mad, th, monthly p,ym,nt, of $ 6&1. I. for th, month, of -1lrJ'iL.L?L__._, _.__JJ1i_~m19.n...___. ,nd __Jan.....l C". Indlor b,ealllf _'_.. Late chargee Rnd olher eherg.. hive 11'0 eccrued 10 Ihl, dlle In Ihe Imount of $1 . A 11. ;2 , The tot emount now re~ulred 10 cure Ihl, deleult. or In other word" get c.ught up In your peymenu, .. of the dell of thl letter. I, $ .-=L7f..74 , YOII ,mly' .ell[~ thi, dafalllt within THIRTY (30) DA YS of th, dlt, of thl, "tter, by p,ylng to II' th, ,bov, ,molln of $ _~L!.i....._.___. pltll ,ny I/ddltlon,' monthly p,ym,nt, ,nd lit' eherg, which m,y f,1I du, during thl period. Such peymenl muU be made ellher bX ",h. c."'I,r', check. certified check or money order, .nd m.de . FLltJi.'t:L!~~})~l=..:';{]JI~lLl.JlL Hi"lL,!~r{.tl.t Ca.r.HE).r!, /.'A 1701 J If you do not cure the dellult within THIRTY (30) DAYS. WI Int,nd to ,)("el" our right to ,eeel,,'t' th mortgog, pl/ym,nt,. Thl, mean, thet whetAver I, owing on Ihe orlgln.1 .mount borrowed will be con,ldlred du Immedletely end you m.y 10., thft chlnc. to p.y off the orlglnel mortglge In monthly Inlllllm.n", If full p.yment 0 the amount 01 del.ult I, not mede within THIRTY 1301 DAYS. w, "'0 Intend to Inrtruet ou"ttorn,y' to ,t,n I.w,ult to fo"eloll your mortg,g,d propBrty. If th, mortg.", i, foreclolld your morrg'f/ld prop'rty will b, ,old b th, Sheriff to p'y off th, mortg.g. d,bt. If we refer your cue to our e"orney', but you cure the deflult b.lorl thl b.gln lelllll proceeding, egelnn you. you will .tlll h.ve to PlY Ihe rel.onlble Ittorney', f.... Ictu.lly Incurred, up t S50.00. However. If leg.1 proceeding, ere mrted eg.lnll you, you will hive to pey the r..~neble .ttorney', II,. eVI If they Ire over S50.00, Any morney', leu will be edded 10 wh.tever you OWl UI. which mey .1'0 Includl ou reeeoneble co.... If YOII ell" th. d,f.ult within th, t/1/rty d,y period. YOII will not b, "qulred to p,y ,ttom,y', f",. We mlY al,o ,ue you per~nelly lor the unpeld principal bellnce end ell other wm, due under thl mortg.ge. If you heve not cured the dellult within the thirty dey period and loreclo,ure proceedlngl hIve begun, you ,tll h,v, th. right to el/" th, def.ult tlnd p"v,nt the III' .t .ny tim, up to on. hour b.fo" th, Sh,,'ff', fo"elo,u" ",. You m.y do '0 by p,ylng th, totll.mount of th, unp.,d monthly Plym,ntl pili' .ny I,t, or oth" eh,rpe, th,n du, " WIll 1/' th, ""on.bl, 'ttom.y', fee. .nd co", connected with the foreelo'u" ,," ,nd perform ,ny oth" "qul" m,n" under the mortg,ge. It I, euim.led thet the eerlleu dete that wch . Sheriff'. ..Ie could bl held would b .ppro)C Imately Jun(~ 191)4 ,A notice of the dl" of the Shlrlff IIle will be ..nt to you bafore the ..Ie. Of cour.. the amount needed to cure the dellult wllllncre.18 the longer you w.lt. You mey find out et Iny tlm. .)Clctly wh. Ihe required p.yment will be by c.lllng uutthe follOWing number: _ 243-3212 . Thll p.yment mUll blln ce"'. ".hler', check. certified check or monlY order and mlde pey.ble to UI et the eddrenll.ted .bove. You should reellze thet e Sheriff', ..Ie will end your ownmhlp 01 the mortg.ged property .nd your right to rem.1 In It. I f you continue to live In the property efter the Sherlff'1 ..Ie, . I.w,ult could b. Illrt.d to evict you. You h.ve eddltlonel rrgh" to h.lp prottct your Interllt In the property, YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPeRTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT! PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REaUI RE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE, If VOII cu" th, you are not enlltl EXHIBIT 'II be re,torod to th, same position a, if no delI/lilt had oeellrrfld. However. r delaull more then Ihree time, In any calendar yeer, Nit Il.~ J'i K4 11I'~It, -]) ,. ',,' I ' ;' Bv -.,., I ," I ,',I,d '. {Jl\tcl~n')~ '~olll'ctiGll )r~iu J: .- NOTICE OF INTENTION TO FORECLOSE MORTGAGE -. -~ ,. ,TO:JOl1p U.. M~ t 1Al" ,1 tllq. ''i'Rlnut: Bn~"nn Rrl ni,..lti,u,\" ~.'7?.4' D.1I0fNollc'--Ji'w.'t',ary 11/ lQQj Loin No. .JQ!l9.I?&ZL... Thl MORTGAGE hlld by ~'I,\~~t;1l 'I' rust Catpomy (hlrelnlher WI. u. or our.lon your proplrty looltld It . 2~OO Walnut Bottom RD. II you do not cure thl dlflult within THIRTY (30) DAYS, WI Intend to .1I.relll our rl,ht to 1C~/er." th, morr,.g. p''1m.nt.. Thl. meln. th.t wh.t.v.r I. owlnll on thl orlllln.1 .mount borrowed will b. conlldered due Immldl.tlly Ind you mlY lOll thl chlncl to PlY off the orllllnll mOrllllll.ln monthly Inll.llmlntl. If full p.ymlnt of thl Imount of dlflultl. not midI within THIRTY (30) DAYS, WI ".0 In"nd to In.truct flur .trom.y, to .t.rt" I"w.ult to forecloll 'lour mortfllg.d prop",'1. "th. mortgl(/ll, fo"clo.'" 'lour mortg'f/fId proplrt'l will b. .old by th. Sh"lff to p''1 off the mort,,,g. d.bt. II WI refer your e... to our .ttornllYI, but you cure the dlflult before th.y blQln IlgII proceeding. Iglln.t you, you wlll..,1I hlv, to p,y the ",lOn.bl. .ttorn.y'. f..l, ICtu.lly Incurred, up to 11150.00. However, If I.g.' procledlng. er. ...rlld .glln.t you, you will hev. to p,y the r..lOnlbl. Ittorn.y'l '..llIV.n If thlY er. over 11150,00. Any Ittorn.y'. f.1I will b. added to whltllVer you OWl UI, which m.y 1110 Includ. our rellonlbl. Cl/II.. "'Iou curt the d.f.ult within th, thirty d"y fJlrlod, you will "Qt bt ffqlllr'" to p.'1 ",om.y', fH'. WI m.y 1110 JU' you perlOn.lly for thl unplld prlnclp.1 bll.ncI Ind .11 other IUm. dUI under thl mortglgl. If you hlvl not cured thl dlflult within thl thirty d.y period Ind forecloJU" procledlng. hlvl blllun, 'Iou 'till h.VII th, right to curt th, d.f.ult .nd prev.nt th, ,"I. It ""'I tlm. up to 0'" hour btfo" th, Sh"lff', fOl'lClo.u" III'. You m.'1 do.o by p''1lng the to", .mount of th. unp"ld monthly ""ym"ntr plu, .ny I"" or other ch"".. th.n du" " WIll " th, "".on.bl, .trom,'1" fH' .nd co.,. connlCt'" with th, foreelOlu" ,,,,, .nd Plrform .ny oth" ffqul". m,nr. under tIll Jnortfl.'lIf. It II IItlmltld thlt thl ..rllllt dltl th.t IUch . Sheriff'. III. could bl h.,d would bl IpprolClm.tlly Juno 1994 . A notlcl of thl d.t. of thl Sheriff ..I. will b. .nt to you blfore thl..I.. Of cOur.., thl .mount n..dld to cure thl dlf.ult wllllncr.... the longer you Yltlt. YQU m.y find out .t .ny tlm. .IC.ctly wh.t the reql,/Ired p.ym.nt will bl by cllllng u. It thl following number: 243-3212 . Thl. p.ym.nt mUlt b,'n clllh, cuhl,,'. ch.ck, certlfl.d ch.ck or mon.y order Ind mad. plYlbl. to UI .t the add".. It.ted .bov.. You .hould r,,"Z1 thtt I Shlrlff'.III. wllllnd your own"lIhlp of the mOrlll'lI.d property Ind your right to remlln In II. I f you contlnu. to IIvI In the property .ft.r the Sherlff'I..", I l.wlUlt could b. It.rI.d to .vlct you. You h.vI .ddltlonll rl'ghU to hllp protlct your Inter..t In thl proplrty. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE OEBT, OR TO BORROW MONEY FROM ANOTHER LENOING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM. STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF; YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF ~ DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE. If Vall ClIrI th, d,fJII/r, th, mortgag, will b, rI"Orld to th, 11m' pOl/tlon "If no d,f.ult hltd occlIrr,d. f1ow,ver, you are not entitled 10 thll right to cure your default morl thIn three tlm.. In Iny c ender ye~r. " Bv . ..),/1 ) , '/1 I '/it I .r'lI J NIl' 1'-'1 J 'lil14 1tI~~1I1 _~ .' , .i.\d, 'I. lIutt.lliscn Cc'H"ct1()n otfic:.'r / . . IMI'OIITANT: NorlOI 0' HOMIOWHIIlI' IMIIlClIHOY MOIlTOAO' AllllrANO. Atfr 0' ,.... ~w. ilIAD THII NOTIO.. YOU MAY 1.ILIClIIL. 'Oil "NANCIAL AlIIITANO. TOWNlD YOUII MOIlTCIACII 'AY"'IHTI, "Ill Aooounl Ho. 1000b(,/:: Oallll a','.liF\'al'V e. 19'M -I' TO: ~;. ..iL\3 :.u.l~l r IE-'~r: ~.A.ltll't. I1nl lor'" :,WI nh'~L'nJJ n^ 17::1fi "'OM: "','.l'-LlI'fIIIl'~n~et. l;UT1!:-',r.'! YOUI mOl"'" I. In .lIlou. g,'.ulI..u" you h.v. 'IIINIO pay plomplly Inl..II"""J' ", prlntlp.l.nlllnlt"... II rwqulNll. '''' pellocl 0' 11111I' "11y (10) lilY', Th. 10111.mounl ollh. d.llnqu.ncy I., J I 411). ,.. , Thll .um Intlud" ",.'olIOWI"" ':,'\, 10C'l ''. I' tritt'" .... hr lf~,.,1 "l::,t:!"~11} :1"~tt"AHat.. pi ('I:~" 1.'. :"11" ',h ,>I'b .~ l '.',::!.~:'" You, ,nortglg." 1110 In d"lull lor "" 'ollowln, IIIIGn: IU..lhll PI"""p/l onlv IItppIlOlIlI') You m.y 1II.1I,lbl"OI Iln.n.I.I.."".".. ,h./ wl/l P/lven/ ~/oII/" on VOUI mOrlg'", II you oomplV willi III. plOYlllon. 0111II HollllOwn.,,' 'm.",.noy "'orl,.,. ""'Iltnll A.I 01 'fill (11I1 "Acf'l. You mlr be .lIgllll.1or ~III0V IImparItY........." youl d"lull h..lllln lIullCllIV ol"umll.no..llIvond YOUI oonlro'. .nd II VOU m.. I'" ,",'1I1I11y /IClul"menlt 0111I. Acl.. d"","lnICllIy III. ".nn.vlv.nl. Houllng fln.n" A,.nov. ""'It ItllI.1I ol/hI. NoIIII. II .on/,'n. .n ..".n.1IoII 01 YOU' l/fh". IJnllll/h. AOI. yOU." .nllll" to ./.m/lflll,.. lilY ollollllOlU" on YOUI mort,.,. /Or 'hlrty(~1 lI.y.,rom 'h. 11." ol/hl. Ho/It., DUlin, '"" 11m. you mil.' .,IIn,. .nrI .rt.nll . "1.01."'1.01" _lIn, wllh . "P/II",'IIlve ol/hl. 111I1111. or willi. .."n.,.., IOn.umll ./lfl1I .000n..lln, .,.",y. TII. purpolt 0' '"l. m..lln,l. ,. ."""p," wal" ou,. "peyl/tl/l/ pl.n. or to 0111_,"""" youl rllllnqulIIOY, Till. _tin, mllll "'11' '" 'h. "'., thirty (~I II.V" "vou ,",nll' ,....10-/.01 milling with \1111 landi', 01 willi' IOnium", orlelll aounllUn, .""ay Id.nllll..,ln 11I11 nOlIOl. no lurtllll proollClln,lln mortg. 101'101011/" m.v II.' pt... lor IIIlrty (mol d.V' .nt, III. d.t. o. \II1.ll\IIllng. TIl. n.m.. .dd,... .nd 11I',!'lOn. numlll, 0' ou, "p_ltllvelll: .ff'c:i: V. ll1.J':c.:.\:'!or, TII.ph_ Number. 2 4 0 - 4 ~ 1 ~ TIl. n.m'I') .nd .ddI'WNI"1 0' (.) d..l,nlllll aonlumll .rIelll lOunMlln, ',lnavUII) II (I"): \':'K~"'. ::01 ~j J{:l:(~l.\t .t\l."li..l'J, I?/\ 17Cn 1111 on IV n.._,., 10 "h"',,11 on. ""10-'''1 m..lln" You Ihould .dvl..lhll IIIId'" Imm..,lllIly 01 youl In"nllonl. "vou "lveln"'lnd ." un.III.IO rftOIvelllll pl'Olll.m II 01.11II YOU' ,....10-1.0. milling. you hive III. "ghlll IIPPIV lor IInlllolll ..lllt.n" lrom Ih. HOIl'l~n't'I'lnlll'glllay Mortglg. AllllllnOl 'und, In orlllllO dO Ihll. VOU mull 1111 oul.lI,n .nd ",.. aompl.1tcl Hom~'''' ImIl'O.noy AMllllnOl "ppllOlllon willi on. 01 Ih. dlllgn.1tcl oonlUmlt' .rIelll oounMllng IglIICIl.. II.... ~. An 'PPllolllon 101 ...,.lInOl m.v onlV 1II1l1\1I1n" ,,,,m . oonlumll orlllll oounllllng .",nay, TII. OOnlllmel .rIlllI OOU,,"U", ".nay Wlllalll.1 VOU In IIIlIng OUI YOU' ",ptl..llon .ne1 Wllllullmll YOUI oompllllCltppllOlllonlo lhI"'nn,vlv.nl. Houllng "",nOl Attnav. VoIil ",pll.lllon mil.' III II,.., 01 pOIImll.'" ""hln '"'llY I~I d.y. 01 youl I_tool... _II",. ""u,,,,,,,1y 'mport.n, '"" you II" YOUI .pt/I/OII/on promplly. /I you tIO no, tIO 10, Of 1/ you tIO nol loI/ow lit. ol"""me,.,rotl. .., forth In 'hi. "'",. 1011I10111,. m.y plDOHllI,l/nll yolll no""/mmed'."/Y .ntI yoll will /OrlIII you, "/flblll/y /Or ..1"""... AVIIIIIllI IUnd' 'Of '"I1I'01/l'V m0l1g.,. IIII.llnOl ." ve,., IImIIN. TIlly WIll be dllWl'IIICllIy lIlI ""III0V undlf lIlIlIlgllllllly onlln. ....III1."..,IIV III. Aai. "'s ..,,,mely Im/IOI"'" '"" youl ./lPlloll/on /I lO'U"".ntI 001II"'''''' IYI/)' IN/IIO', TIl. ""'nll'flYlnll HoulI", ~- AetnoV h..1I11\' (10/ d'V.IO m.... dlOlllon i/lllll IIIIIYII VOUI IppllOlllon, Dunn, Ihll IIddlllonll 11m.. no 10lll1Olu" ProollClI",1 Will lit put'lllld .g. nil you II yoll hive mil Ihl Ilm'/lClul"",IIII1I1I IOIItIIIIoYe. You WIll lit nolln.., dll'lOlIy IIy 11I11 AgI/lCIV 01111 d..lllon on you, .ppllllllon. Th. "lnn,VI=oullng 'Inln.. AClln.v 1./0011.., It 1101 Nortll '1Ofl111...... ",0.101". Hllnlbll"'. "A 17101, T.llph_ Numllll (117) 7 011-1000441."" 11011 ,,.. numlll,), 1%1..,01lCl 1110 II a You ".veIIINdV I'IOIIYICl a In .ddlllon you WIll IIOIIve .notIIlI nollOl lrom 1II111.neI", IIIld1r ActD 01 '114, Thll nollOlIIO.IINa "Holl,,,"n,,nllon 10 '0"010"", You mUll /11II11011I nOlloll, IInOl III.V 1Io1ll.lpt.ln rlghll Ill" VOU now hive undll ".nnlvlvlnll 'IW, HOWIYII. II VOU ohIO" 10 '11,,1.. VOUI rlghll d...,llllClln 11I11 nOlIOl. WlOInnot 101'10'_ upon you during Ihll 11m.. AIIO. II you ",.Ive nnln.llllllllllnOl 'rom tIl. ".nnlylVlnll Hou,'n, "nlnOl A,lnov, youl home OInnol be IOl'IOfollCl u/lfln wlllIl you II.l'IOIIvl", Ihll...lllln.l, IXHI.IT v.,., INIV VOUt'l' ....i,I:'1 Jl .," I , ., ,. ) HIM" ~...I "11 ,. 'I. BtJt.c.li~o'\ \.'oll(-(;t:!.cl1 ,): ~~,d E d~\"':;. .. ;. I . , . IMI'OIITANT: NOTIOI 0' HOMIOWNIIII'1M1II1I1NOV MOIITClAGI MlIITANOI fl/1r 0'111I. I'LI.AII IIIAO THII NOTIO.. YOIl MAY II ILIIIIILI '011 "~ANO'AL MlIITANCI TOWNlD YOIl" MOIITIIAOI 'AYMIHTI. "I: AoaOU"'No, 1000(,(,7. __ De" Febnllll'l 8. 1l)c)4 TO: ,f"lil". \'1. t,lllfnll' IO(j~ 't'/ui-nut- }Jot-t.a,l nD. DickiBOn~ Pa 17~~ 1 '''OM: ..'.-t~i',l'r!', ~'fu:\t l~';tI1Tlr',r:v 1 'II, I,ic:h Strfftlt Cf\~liolo, PL\ 1701") You, "'0""" It," ",'ou. IItI.ult Iltcl.UN you iltve ,.lItd 10 PlY pro",plly 1"lltllmtll" 01 ,,"".11'11'"0 I""'HI, H rtlIul,..,.lo,. 1'I,lod 0/.,1""111"" llOt O.~., T~. 'ol.I.",ou"' oll~' dtll"q_o I.. 3.476.74 _. TIII'lu", ,".1 \lit 100IowI",1 ~J~:,'t :"l;!~ r.r~(:, I"" 'u~d "" '!' "',' I 0, \ n (! ..~I..' rr'I~1:. r'r." S ' ,4JJ, }~. You, "'ort,I,,11 1110 I" o,'aull lor Ill' lollowl", ,"'0": (UN 1~la 1'1"''''''' O"ly 1I1""UOIIII.) You ""V III 1I1"tl. /0, ""1"01"'"111"'" ,,,,, will p"vent I_~U"=' morteall :.x::omply Willi Ill. provlllonl 01 "" Homeow".,,' Im.".".v Mort'I" AtlI.It"" Aal 0' tIN ('~' "10.1" . YOII ma bt 1118'bI, /or IIO'f "'"pOrtlY....""'" II your o,',ull ~"IItt" "ulld by OI"um.""CIt lItyo"O you, .onlrol. I"" I you "" "18Ib1I1.... rtlIUI_"1t 01 11I1 A4t "lItIImlllltd Ily Ill' """lyIVI"I, Houlln, '1"I"at ....".y, ,,/HtI "'0 lit 01 ,,,,. NoI,... " aon""', '" ""IIIIIIorI 0/ your ",,,,,. U""" ,,,. Aot. VoU'" ."III'td 10 I 'IfIIPor.ry "'V 0/ ro""atu" on you, """,,.,. /Or ''''rtY(HI IIIV' (rom ,,,. "'" 0/ ''''':flat. Du,,", ,,,,, ,,"'. VOU mutl ",,",. '"0 ."./11I. .'10..10.,.,," '"""'" wit" I "",...,,"'M 0/ '"'' /t/III". or wit" .",. ./11I _.u"''' or"It '011"""'" "'"'V. T". purpott 01 ,,,,. mOl"", ,.10 ,"""pl 10 worlr out, "/IIV",,"I pI'"_ 0'10 Ol",rw/H 01 YOU' 1It""qu."'V, T"'. _tin, ",uti ooaur'" ''', ",., ''''rtY (101 d.V" II you IU,"O' I",,'\>fl" "'0111", Wllh 11I11111I0". or willi I .000IU"'" .1*11"011"0111", ','"or 11It"II"td I" 1Il1. "Ollat."O "'rt~.. proclldln,. I" mO"'I,1 '0""011/11 may Ilk. pilOt /0, Illlrly (~t OIVl'"" lilt dill 0' 11I1. ,"""",. T~, "1"'1.11I0"" 1"0 1I1.pllO"' "U"'ber 01 our "PII_lll1ve III 111'C;: '). Hllt'd~irtrJft TtI.ph_Numlltr: ',~I'-"",; :! TIl, "Iml(~E~ Idd""ltll 0' III dtll,"lltcI ,onium" ,,..,,, 001I""11", qttlO'f(lllll. (m), .:U I 1.4 -J1.:.J:t::l:l:. .....,\l.J.li.Jl'-:, );"1\ I/U~3 III. O"ly ",,_ry 10 lC~tcIul. 0"' '1"'0-1", mHII"" You 11I01110 ,IIVtN 11I11''"0'' Im"'"I....y 01 your '""""O1l'. "you ~Ive Irltd '"0 I" U"lbl,IO rttOIve 11I1. prolll.", II or I"" VOIlr '''''0-'''' "'11I1",. you ~,ve "'1 ",~IIO Ipply lor ""11I'1'1 utl.,,"ot lro", Ill' Homtow".,,- I",.ftlllor Mort,I" ""I"lIIat I'll"". In olll" 10 00 11I1" VOIl ",ult nil 011'. I'," IIId ftI. I oompltltd HomtoW"'''' .""",",y 10111'11/I" APlllIO.llon Willi 0"' 0111I' _'"lItO IlOI\lllm" .,..,,, 001I"11I1", "1"'111 IIIIed 1ioYt, A" IPpll,lIlo" lor IItlllllnot mlY only III OIIIII"td 'ro", I .ontumtr ,,..,,, 'OII"ttll"1 I","or, TIlt GO"tumar ,,..,11 '011"11I1", "lIIay will IItllI you I" 111I1", OUI yo\l, appiIOlllOllI"O Will .ubml' your oomllltltd IppII00UOIllO "" ,,""lytvl"'1 Houtl", ~","OI"'tnoy, You, .ppl/OII/OII mu.'''' IIIId or pot"".rlrtd within ''''rtY (IJOI d.V' 0/ ~r '-ro-llOI _II",. " I. "'''''''IV Impol'l'"' ,,,,, you /lit your 'PPl/OI1/OIl promPIIV.1I ~ dO no, do 10, or II you dO nol /oI/ow III. 01""""" ptr/od. N' /01'1" In 'hi. ,,,,,,, ro"'/otu" "'IY proottd .,.,"" you, IIomIlmmtltll/t/y ,11II you wiN /orlfI/1 ~r "/fllll",., lor "',."",., Av,lI.bl. "'"0' 'or "",,,,.n,y mo",I,' ...I'II"c, I" very 1I11l11td. TIlly Will bt olllllurIICI by 11I1 ",,",y ulldtr \lit ""IlIIlIty ,rlttrl, Hllbllllltd by lilt Atl. ",. .I,,,mtlv Impol'l'"' ,,,,, your .IIP/Io."on II "au,," ."d 00IIIp/t" In Mr)' rH/IfOI. TIll ,,""IIytva"1I HOIItI", ~_ AetIIor ~"1l11Y (101 OIYI'O "'Ik. I dlGltlO" ill" \I ",IIVII you, .ppIlOlIlOll, Durl", 1IIIIIddlllon,'II"", "0 'OI'lGIOfUII pnlGItdl",1 WlIIM pu"utd 1'11"11 you II you ~IYI "'" 1Il,lIm.requ1II"'1II11 '" lOI1~ llIOvt, Vou Will bt "OIIntd OI""ly by 11I11 A,,"or 01111 olOltlon on your Ippll"llon, Th' "MlYI=OIIlln, 'Inl"at A,,",y I.loolltd It 2101 NIIIIll '1'OII'llrttI. ',0, 101... H,mllllu". lOA ITIOI. T"""onl Numlllr (111) 1 or , -tOO441-nt1 (1011 'lIt "u"'IlI'l, ,..:lIJ 1",IOIId 1110 II Il You ~Ive II",OY I'IGIIVtd Ill" ,oolllon you Will rtOtIvt llIOl/Itr lI01Iat lrom 11I1. ItfId" ullCltr At,e 0' 1t14, T~II nOli" II 011110 I "NOllot 0' 1"1,"lIon 10 '0""001", You ",UII /110 bellll "OIIC1t, tI"OIIIIIV Ilot~ ,_pIli" ",~"Ill" you "OW ~IV' U"OI' '1""lyIVI""IW, HoWlve,. 1/ VOIl ahOGN 10 '1."101 VOIl' rI,~.. OtIGrllltd '" 11I1. "011... WI OIMOI 101'101_ UpOll you ourln, Ihll IIml, "'10. 1/ you ",.Ive IInl"cIII ""'II"c. "0'" III' ,,""IVlVO"" HouI'", ~nln" ",,",y, your ~_ 01""01 III 10rtclOlld upon Whll. you I" rtoIlvt"11Il1I tIIIllI"CI, . HIM'" "....1 1/11 v' 2.//(,.<.-;... \ 'f) , /-. , Vtry INIYY~"yo( _J ",.. I " J " , ,', UUtt.:Ll::ur ~,,;l::'WC".lC;:" - " : , , ",,:', . , FarmerA Trust Company VS John W. Miller an~ N. Sue Miller In 'I'he Court of Common Pleas of cumherlan~ County, ponnsylvania No. 94-1446 civil Term Complaint in Mortgnge Foreclosure tlnd Notir.e COMMONWEI\L1'1I OF PENNHvr.VI\N IA I COUNTY Of' ClJMBEflf,AND Michael Barrick, Deputy Hherlff, who haing ~\Ily aworn according to law, says that on March 30,1994 at 12;'i" o'clock P.M., E.n.T., he served a true copy of the within Complaint in Mortgdge Foreclosure Bnd Notice, in the above entitled Ilr.t!on, upon the within name~ defendant, to wHI N. Bue Miller, by making known unto I\rthur E. Grove, Father of N. Hue Miller, at B Jeffrey Road, Mechtlnicsuurg, c\lmherltln~ county, Pennaylvania, its contents and at the same time handing to him personally the said true and attested copy of the same. R. Thomas Kl ine, Hheriff, who helnn duly sworn according to law, lIIays that on I\pril 04, 1994 lIt IO:l'i o'clock A.M., E.D.S.T, he is returning the within Complaint in Mortgage Foreclosure and Notir.e, in the above entitled action, on John W. Miller as "NO ACTION TAKEN," per Ilttorney's instruct ions. Sheriff's Docketing Ilervir.e Surcharge COAtSI le.OO 'i.60 4.00 27.60 P~. by At ty. 4-04-l)4 Bo Answer,~; / ,-;,' -'- . /.. ......., ,.,,"!.;1Jo1' (.;.. '-, .': ,,',t',- ,f ,',~;''':'':'~w~,1! {, T;;~m~B Kl. ln~.. s.he;?jJ..iff. 2' BY~it(;;;. \ Sworn and Ruhscrih~d to Hefore Me Thilll /.pilL Day of 1994, 1\.0. , , Ii" ., il , , " ~ I, v. IN THE COURT OF COMMON OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE No. CIVIL 1994 PLEAS I I ' I FARMERS TRUST COMPANY, plaintitt John W. Miller, N. Sue Miller Defendant COMPLAINT AND NOW, comes Farmers Trust company, through its attorney, William A. Duncan, Esquire, and files this complaint in Mortqaqe Foreclosure, of which the followinq is a statement I 1. Plaintiff is Farmers Truet company, a corporation orqanized and existinq under th~ lawe of the Commonwealth of Pennsylvania with its main office and principal place of business located at 1 West Hiqh street, Carlisle, Cumberland County, Pennsylvania 17013. 2. Defendant, John W. Miller, who resides at 1805 Walnut Bottom Road, Dickinson, Pennsylvania 17241 and N. Sue Miller, who reeides at 8 Jeffrey Road, Mechanicsburq, Pennsylvania l70!.l!5. ! 3. On or about september 29, 1988, Defendants made, executed and delivered to Plaintiff a note and eecurity aqreement and a real estate mortqaqe financinq Seventh Thoueand Dollars and no Cents ($70,000.00) a copy of oaid note and eecurity aqreement and said real estate mortqaqe beinq attached hereto ae Exhibits "A" and "B", respectively, and are incorporated herein by reference as thouqh fully set forth. ~, IW I ~ I , 4. Said note and security agreement and said real satate mortgage have not been assigned. ~. John W. Miller and N. Sue Miller are the sole record owners in tee aimple of said premisQs subject to .aid mortgage, by virtue of a Deed dated and recorded on september 29, 1988, and recorded in the Cumberland county Recorder's Office in Deed Book "G", Volume 32, Page 125, more specifically set forth in ~xhibit "C", attached hereto and made a part hereof by reterence. 6. Said note and security agreement and said real estate mortgage are in default because Defendants herein have failed to pay the payments that were due and owing for the months of January 29, 1994 and February 29, 1994. 7. The plaintiff has given to the Defendants written notice ot intention to foreclose on said mortgage as required by law under Act 6, dated February 8, 1994, a copy of which is marked Exhibits "0", and attached hereto and made a part hereof by reterence. 8. The Plaintitf has given written notice of default as required by the Homeowner's Emergency Assistance Act of 1983, dated February 8, 1994, a copy of which is marked Exhibits "E", and attached hereto and made a part hereof by reference. g. By rea.on ot the atore.aid detault, the entire principal balance ot Fitty-six Thou.and Four Hundred Eight and 90/100 ($~6,408.90) Dollara, with intereat thereon at the rate ot .even and one-halt (7.50') percent per annum computed trom January 2g, 1994, accruing ineurance premium., attorn~Y'a feo. in the amount of Two Thou.and Nine Hundred Forty and 80/100 Dollar. ($2,940.80) are now due and payable. 10. The Defendants are liable to the Plaintiff for the followinq on said mortgage loanl A. principal amount and intereat due through January 29, 19941 $56,408.90 B. Interest at 7.50' from 1/29/94 to 03/21/941 $ 975.40 C. Late Charges I $ 1,433.32 D. Attorney's COlleotion feel $ 2,940.80 TOTAL I $61,758.42 WHEREFORE, Plaintift prays the Court to enter judgment in favor of Plaintiff and to order the foreclosure and aale of the mortgaged propel'ty and for the amount of sixty-One Thouund Saven Hundred Fitty-ei.ght and 42/100 Dollan ($61,758.42) Dollars together with interest thereon, oosts and all other amount. advanoed by Plaintiff. .~th~ Duncan and otto, P.C. Atton.y for Plaintiff 1 Irvil\e Row carlisle, PA 17013 (717) 249-7780 ---.. . c..) (-) l ........ .. .,......-... FAltl\IIi"S TfUlST COI\WI\NV .lIonT 'QIIIII nt:.u. qTATJl MllnTQAqll , U"" Ad ., Ju. " ...., P. ... ... WI1HIIII1'I TIll' "01110"01 MAJlI";J,7ti..,,, ~,- ...... ,.DJ' )",y. IITWIIN John W. IUlllI' 1M N. '1. IUU."., ~bIniS Mil Wil., ,,' Ptm tawN/Iip, Qlltwland County, PtnlIylvania, '.''''lIllt' whlll., ..",.1., ., ,1.,.,. ..11",.. M.If,...,. AND '''1111I111I TRUIT CQI\IPANV .1 C.,II,I., 1'..".~lvIII.. . ..".,.".. II"U., ...11, ... ..w. " IN CMI. .'I'JUI.. II '.a..~l..... ,.".1..11., ..II.. ... 1lI0rl,.,,,, Wll.....l.' Wlllnll"', III. IIId lII.rI...", _~ 1It.4 ., .u. ..,. ."...11I, "'I.,IItI" ....Ill. llI.rI..." .. I """a 'III' Il,.a "., 1t..IU.... '" III. ,.~/II..'" ......,ty '11loIIHnd 1M 00,'100 DOLLARI 'f 70,000.00 I II' .11 .'dlllon' /II'II~' ........ It, ...IlI.rI....., .... ...."....."'.,... Ill. .... .,11I. nit ."vl'.. I. 1114 ....m'..~I"'IIt.., I. 180 ..IIIIIl, ..,..... ., It! I... .... 1191\t /IIlndred .1x 1M 65/100 DOLLAIII I' 10. II' 65 1t"1.11"",, III. .... ....11, It lit .,,11.. IItllIIl, It 1.1t".,.. III. .rI.. "'1'"""'" Ih. .bll"Uo., " III. ,.4111,.4 .nl.."".',,,,, .nd I" balm. ., 1114 "~III"" .. lit .,,11" .. "'Idl.. " UI. .rI..lp.' IUln, 111111'.. ll,hll'lp., .11101.' ., 1111 ..II,.UOI ... .4.1110..1 ..YI.... "' .,." .h".1t .... .. III. M".....,,, m.', lor 'h. ,rot "II.. .1 Ih m"..... ..mil, 1111...1",111. ....11 I.". AU '..." ",11I. "' ."ri.I... ., 1114 IItD' ." ,,..111..11, IDC.,po"I.. .".,. ft, ",."... ." .... . ..rt ..'" "It II ..,..1 ~"b.llm .".1., LATE Cl'ARQt:I, I~ tI m'.'.I~ "~Ill"'II'.,.., II." ,.,., NOW, Tlllnl'Onl, III. 1114 Morl",O', I. "".I'mll.. ., I.. ..m. "n.,,' b, " ..lit "V'"" It~ IIl.MIrt- ....., Ill. "..lpI ..."" I. .",b, ..h..I""" ...,., ....'1.' ..~m.."" po,..,..... of 1114 ".IIt. .... .. If.nllld, .... .".It~ "111, h,..I., "" ... ,uu, .nlt lh IIId lII.rt"IIt, II. 11111I"" .1' 11I1,... ALLI that OII'tain tract: of lard .1tuau in D1dUn1a'l 'lUmIhip, CIIltlII'laM Clcunty, PlMlylvani., boI.Ilda1 1M deloribllS 1n accorclanct with a IlIWl.qnnt Plan lor John If. MUlAI', reoonled 1n tn. Office of thll IlIllorder of DeIda for QalWlArd County, in PlAn Ilook 51, PA91I 9 .. fo1104I IImltIINJ at III 1ron pin llII the rJ:Jrthern eldlUng r19ht-cf_y 1inI of 'a. lit. 17., allo kncMl II Walnut lIottall R:lad, t:honae North 8 de9~ 23 rninutM WIlt, a dl.lt.InDI of on. I1.IrdrIllS tal (110) tcot to an 1ron p1nl thtJnce North 10 ~ 37 mil'alt:81 501 IICCnI:II ....at, . d.ht.anc:e of on8 hundred 11xty-fi'le (165) feet to III il.'a\ pin, thtnoe North 8 doir- 23 mlnutu Weat, a dht4noe of 01\0I lNn4r.s nl.ne and fifty- five one-hunSrecltha (109.55l feat to III 1ra\ p1n, thenot North 10 ~ 37 lll1nut:81 501 HCXlIlda .....t, a dl.ltance ot one hl.lldnd rUllIty..1x 1M e1ghty-1I.lx 119...6) feet to an iron p1nl thanoI South 9 cleqr.- 12 minut:81 10 leotl!ldIlut, . dht.anoe of bI:l hIIldnl4 nine~ 1M fifty-bill Cl\e-luldndthl 1219.52) to an ".t.l.nlI1Ia'I poIt, thence South 80 delnu 37 minut:81 54 .eocnrSIlf.t, a dl.at.lnol of thnI hlndrod 11xty-five (65) feet on the I'Ilrthun w.t1ng rl9ht- or-y 11M 01 'a. At. 174 to tho p1.&ol of 1IImltmICJ. cnrrntm<<J 1.417 ACInI, p.lrlUl/lt to I IUrwt of Wilbur N. CUrtal, l'IIli..... IIIII'IIlIyOr dated 0CtIcbI&' I, 191. oonl:l1* on the af~d o.-''l'''Ant Plan. IIlINJ the ... pt._ Iot\1dl IIanItolPl O. ....,.~, bt thIIz IlIed dated Ootd:ler 11, 1,., IllIl hllCll'dI4 in the Oflice of till I'dIr 0' Deed in IllIl tat QlDrllnd CcuI~ DIed Iooll .0 · Yollllll 32 ~ 121, II'I/ItIIIl end~ Illto.rClll\ W. Mi and N. 11II Mih.;, h..l:id wU., ... . 1 , . a.- MD ...,., IDIIYD, to hItriGtJa\ 01 rIlIIlI'd. .' iOOK 018 'At[ &1& . ." IJrHf8IT 4 . .- ,. - - ~ ' r [0 l:\I. , i I. \ "t :1 I' I"..,.... \1 I: l' . \ ~ '. ~, If,,:.. t". ',' "'I \ '- " , GlNflRAL PROVlIlQN. INI'I)IIl'OIlATt:O IIV lIt:.'.:nt:N('t: ANO NOT TI) II" nr.CORflr.p nr.l\1 MTII n. ,.U",I.. I. . .." .'lb. ".,,.1 p,owl,lql" flvnul., oo.dlllq.. ..d ,bll..llol11 ...111I.. .. 1M .",.,..... II GI..,.1 M.II.... ',nl.I... ..hl.h .111...".,.... b, ,.,,,,... II ..111..'11 ,.n II 1M ,."..... M./If.... b, "/III. ., ... All .'Iu. I. Itlf, ,. L. W, 'TI,'UM.TIl)N I)" llt:Nt:nAl. MllRTllAllt: 'ROVIIION. 01 .'lIm.,. TI1II1 C.mp'.1. CIIIl.I.. ',"ulln", ml FOLLOWING ,"...1 ,lIvl.lolI. ..n'''I', coI"U I.' .n' .bll..llqn. .baU " .. 1....'.1 ,.n ., U1 ...... ,... """"' ,...,...,. "1 C.u.111. '.IlS"lu.l. I. 'nor .'Ih. ..d.,.I...., hll.l. 11/111" ... 11I,"...... ..... .... IIb",..01l1 "m',' mq'I.... ""11I11 ".1'1'" ,., Ih. 1."".,.11.. ., ... '1I1.wI.. ....11I ....... ....., ..v....", ....1110.. .1' .bll..II,.. II .. ,.1..,,1 ,.rt Ill.,." b111,."nll II W. It..,... III....U... ADDIT'ONAL ADVANCEI, TII. ~Iort.... .n' Ill. U.. "'II" ,h.1l lit "....111110& ,.., '" ... .11_ ........ ....., .Yl'n,,' b1lh' ."om,..~ln. IIq.d. bul .110 'or II' .11I" UIII. 11I.1 ..," I..... II "v_ad b, .... M.II..... " III. M.rt..... .1 "1 11m. ., 1I11l.. h"",,", PAVMENT or TAXES, 'NSURANCE PREMIUMS AND onlER CllARG'... fit. U.. II 11II1.. .ollllh. ..bl .n' 11111..1 "' 'ull, ,aid, M'rt...., .h." ,., II' ....bll.., "... IN II .. .... .blll ....... 'It ... ,.~.bl., .Ill.n., '"l11m.o.., """ .0' ",III /101., .0' III ..." .ba,... IN till.. .1I1I1t' IIltvl,. b, '.11,,,'ullUlhOlIl, upoo '0' ,.rt of Ih, 11I.11...,. '''11I1,.., ,.,11I .,.... ,.... IIIt""'ro. Ill, m'rt..... ,lImlll' .0' ,.~ ... dlllb".. .11 mllh.IIl,,' Uto. ..hl,b m., lit Ill,. ...1..1 .... ",0I11t. .0' ..bI,h 'hill II ml.hI han "I.II~ 10 11'0" "~lIItollo Ill. ..bl ....,.. h'''.,1 PI, ... dI,cbll" Uf II. ..1Il.b .'1 lit 'tvl,. b, "1 'U'1 c."IIM,' ,ulhoril1 upoo lII.rt..... uo ....u.1 .,11 m....,... b, .... .....1., ',bl 'It bllll.'" ., und" Ib, .c.qm,on~I.. Do.', ,rovl... ,..... ... bll, .Uullch poUcl..., .... .111 ... U.bIUI~ lo'a'.... II Morl.o... m.~ '10m 11m. 10 11m. n'lul" upo.lb. b.IId1.., '0'1",,,,,...,,..,, "b"..lI" IIIC'" upo' lh. M.rt....d ,nml,.., "lIh lOll ,.,.bl. cI.m. II 'IV" ., M.rt..... u '" II...... II" """. MAINTENANCfl AND REPAIR OF MORTGAOED PREIIlU:S. Morl...o, ,hili m.lol.la .n bolldl.._ u' ... ."n.,alt IIbl.d "Ihl. Mort.... 10 .cod Iftd IIbll..II.1 npol, It ..ll/mlo.d b, Mort...... M.rt..... 11I11I bin III. Il.hl" ....r upon Ih, mOIl. OR" pllml". .1 .n1 n..onobl. ho" ,,, lh. pu"... .11..,..1I.q III. .,..,. .....U.. u' ",.1, 0' Ill. bulldln. 0' bull'ln., tllclod IhIllO', 1ft' I. m.ke .01 ...... ,.,..,.. HOH.PAYMI:NT 0.. TAXES. INSUnANCF.. OmER CIIAnOES, AND COST or REPAIIII. I. lb. ",.1 M.rt..." .,.Ite" 0' "rail. " P'1Ih. I"". 10'"'''' pllnllumo or olh., ch"." .bo" m..lloll'. MUll. Ie ..,. "..,IM .... 1It1l..' dll ..d ,.,.bl.. or 'oUo 10 mol.lol. Ih. bulldl..o II' Im,IOvrm,.I. II "0""1d, Ill" Ill. lII.rI... .... "". .111, .,11.. bul ..lIhoul ..~ .hIlROllo. 10 '0 to, .d".u Ih. ..m, /1,.1/1' ... ... II' ...ull .. ... 'u,,, " lilt ,riocl,., 'obl llfU'" h.nb,. "' coll,dlh. 11m. II . ,.rt .'Ib, ,1I.cI,.. ..... "TftAN.n:R OR I:NCUMDnANCt: or MOnTGAGED PRP:IIIISES, Mort....r ..,." 101 " 1"..,,, 1111. " IIlI ..11..... ,/tml.tt a.I'1t IhI Mort..... COOlO.I, I. ..'Ill.. 10 lI.b 1,..tI". A 1r""1t " lb. ,anI"r " ....... _ " "In 0111I. M.rt...or or . ..I. b, hI, ,.,..... /t'/tIl.I.llv.. I. Ill. lV.nl of lb. 1II0rt...,,'. ...11I III.D III ..... ..lUll. Ill. ."hlblll.. 01 Ih. 'o/t.qlnJ 11.1..... M.rt..." .1'0 COII,...I, .n' ."'.. 101 " ./1.11 .., "/'11I11" '''10'. apo. .11 " .., ,.rt .'Ib. ...rt..... ,".111I, .., 'obl, U.. " .hr.. ..llIc. ".... hi ."" It, " .. . ..111, wllh, Ill. 1101 ., Ibl. M.rt..... IIIMOVAL OR ALTERATION or IMrnovE~'ENT', M,"..." ..,... 101" ,.m.", ..m,Ulb .,.... *',.... .1I.U.I.III1.lIo.. .. 1I,Im,IOUmlllt .0" II hr,..'11I 'M.I.. ..11I. ..11..... ,"..I... ......... M./If.... _..I. II ..1111.. Ihm", AlIIONMENT or REN'l'I. Mort..... IlII.n. and 1"..It,. un.. MOIl..." .., ..d .U /1.11 ,,,. III. ...rt..... '1'101111I. ... .0Ih.lIl1. Ill, 1II1/1,ORU .1 "1 limo Ih'/t I' . .".ull u.'1t lb. M.II.... or .........,... ..... It like plllIl.IOI ", ,..1, n,.I,. .nd "0,.1. IIld ,IImlo.. ..d, ,''" .odo.lIl, .n ...1. of ..n"II... .,.,,"... 11,11,. II. .dml.I.I/lllo., .. 'p,I,lhI hi.... 0' Ih. /101. ""Iv.. .. IIco..I.,IlI. .bll,.U.." III. M.rt...". M.II..... .11.11 .." hit po..1t 10 I.... " rill" I..... opo. ...b 1111II. ... lI.dlU... II It M.rI..... .., 1ft. ,"po' ., 'ltl,.b'" ACCIUlftAnOH or MATUIIITY ANP ronEca.oSUIIE PROcr-EDINa. UPON DEfAULT. ,..... ..,..It hi .... b, lb. M.II...., I. Ill. "1mlll 0' '"111110Ilm'.1 01 ,1I0cl,.I, 10""". ., .11I" ..... ,.,.b1. ....r ... &Ira. .'IIlI. M.rt...." Ill. lI..mp,"~lo. non', ... 11I'101"""''',,, .It ~alnl..I"I... ...I'..IN.... ., IIIlall...1 ..,...... 1111 Ill. nlll 0' . b'tlCb b, Ul! Mort...or ., .'1 ., Ill. .11I" .blll.U.... .......... tIIdlll... lid "","'''' 111,.1'1II10 11I1, Mort.... or 1.11I. ......,..,... ...., Ib.. IN II IIIb............ ...... b...... II lb. ....blt...... 'otludlo. .dll"'" u. all 011I" ..... ,11' .,IIl. M.rt"," II _....... ilia at ..... 'H...."" ...... ..I II In..,,, UU., 1,..1" eqllllbl.. ...... ~......... _.... II ""... It .... ......,,,. nlt ".malel II '" ,"VIIU., AI"......".... Ior,.U J.....,..............._ 11II* .. ..,. .. ....... .... Acree.... " ,11I. iOOi 918 'AC( 61? _ .~_...__.~.__.~'.___. u ......._.,_.. . . -..-...,..... .._, ...J...."...._....... ., .. ....... f/I ... .....,..".. ..... ....... ... ..,... ........ ....... ...., II .. ..... II .. ...... ....., ... wi..... ......, ...... ........" ... ... ,.,...., ... ,_....,. .-.... .., .. .... ,.,.... II .. ......... f/I ,....... ..,.. ...,..~ II .. If"",,,,,,, .... ... "........ It ,........ \. ......,.. ... NI. lit.. ......,.. II 1M ...., ......, willi "'.. II till ... .. ........,'. _........ lit .... ..... II IIH ,., ".... If 1M ..... ............ .. ... ~...". ...,.", .~.hwt' II.. ,.'... ............. "'" """ ""'.. ...," ... ",........"." II .... ''"..,,~.., ."nt .,., II .."....., Ill. II,.. If...... ...... ... ......... If ".., If ..,...., ..".. II ............. If .., '''"n, 'n'" .,.. ., YIIlI. II III .... ..HIIItI, ... .11'.. .......,.,... ,,,.. ,,,, ... III. II II.' ",..n, 11I., ... " " ..,tI''', .., .. ... ,..,... ., ,... .IICC11101l1NT11l",,,,. n. .."..11.... c......... .....11... ... ..",...." .....,... .. .... .....,... ... .. ........,... .... .~.II.. ....... .,.., ... 1M "~'/l" .~."t1 .h.III.." II, 1M "',"II.. ""'" ..... ... ..." "',""" ",,"" "........",", "'H, .If....." ... ........ " 'f ~ I : ~ N~, I ! ;( ~'r !... ,I, r; "'~::i ~" ""'. ~. I '... \ . " I :t~(': ~ .\. .. i' . . I " I a , IJ w ~, . '. u r 1'1 "- ~ I I II , .... " If ... c . tI . "'I"'~~"'" ,.1..."'.1..",, ,', __ ) ....... ~'..il. ~I V.1~i1,\ ~ ~"/ , ~.-;-. ~ a. , . .(~'\" ~:";~,,, """ ~~~' '~.."~" - :':'''5S: Cumber/ord Calmf/i ~;~"..~,.~ III...."........ OR ~'"5epf. ! .._..~ ,,~~..:) ~.~ ............tl...............'I...*......~~,.... ,00'<< flUs rAC~ r. J /j I .... '--......-.-.......-... ...... .._....~_.._- . (~, L. L . " .... . , . w^n~.wrv PIIIlII I....' . , ~,~I\t ",I,IIt. I'i . I l)tlO', '}~;: 11< ill I' ';1 . rI1MM')/I'llr^'lilnr~""'II,. .j! lll,I','.,lt,4I.'11 ~)I I'~""""'''' .- ,e::: 'ii~",,:~~~)r;-;~'~'~l': "''' Ii 'I'" I:.' ,,_ ,_ 1 ""1"'" C~ts MADI ... ~ 'cd day" ~~ III 11M ~, nll1l1"n hund,..j an. .I.hty-Il. OVA6) 'ITVV~ ..ndqlph O. ..... .nd Oqn.ld I. .t.y.n., . ..nn.yly.nl. ...tn...hlp t..dln. .. Cuab..I.nd Won'a..ft Co-p.n, of 10 .tOY.. O.ly., C..ll.I., P.nn.ylY.nl., C..nto.. IJID John W. "III.. .n' N. lu. "111.., hi. vlf., 01 Dlakln.qD, Cuab..I.Dd County, ..nn.yly.nl., C..nt... W1TNIlSSIlTH, Thai III canlldrnllon cI Thl.ty-tvo Thouun' .nd 00/100 (UI,OOO.OO)...... ..........................................................................~ In hllld I"'ld, th. Itctlpl whartclla b."by I<knowl.dlN, ,1M IIJd 1'11I'011 and tonvoy ;0 lh. IIld l"n.... , do banby ..... t\LL TMT CE.T^IN tract or I4nd .Ilu.u In Dleklnaon Townahlp, Cu~b..l.nd County, P.nn.yly.nln, boun..d .n' d..e.lbo' In .eeor'.ne. with. D.y.lopm.nt Plan ror John W. Ii II Ie. , raeo.dld In thl OffiCi of the .uo.d.. 01 D.d. ror CUMberlnnd County. In Plnn Doo" 51, pn.o 9 o. followlI ",aINNINa It .n Iron pin on th. northun ul.tlnl .llht ~f v.y IIn. of ..nneylv.nh ."uu 174, .ho known u Walnut IoU.. Ilq.d.''lI~ 0 ...nu n "lnut.. w.lt, . die"n.. of qn. hundnd un r..t (110) to .n I.on plnl th.n.. no.th 00 d'8n.. 37 "Inut.. 54 ..aond. u.., . dllunCl ql on. hundnd .IMly-flyo folt (lU) to on Iron plnl th.nce north . d'lnu U "Inut.. wo.., . dl.un.. of on. hundnd nln. .nd flfly-lIy. on.-hundrdthl I..t (109.") 10 .n Iron pin 1 th.ne. north .0 d'ln.. 37 IIIlnuu. 54 ..oond. ...., I dllt.n.. of on. hundnd nln..y-.IK Ind IIlhty-IIK on. hundndth. f... 096.H6) to .n I.on pin 1 thonu .outh 9 do.".. 12 ~lnuUI 10 ..oond. ...., 0 dllUnu of two hundnd nln"..n .nd flhy-two on,'hundredth. f..t (U9.5a) to .n ul..lnl Iron po.., th.nce .outh 10 d...... n alnuU' 54 .oaond. W'"' . dlllln.. 01 thn. hund..d .hty-fly. w..t (365) on th. northuu ulllln. rl~ht of w'Y lIn. ql '.nn.ylYlnll lcluu 174 to tho pl.o. of na1NN1Na. catlTMNINO 1.417 .er.., puuuont 10' .uryoy of WII~ur H. C1Uton, ...l.....d .urvoyor d.t.d OClob.r " 1916 cont.ln.d On the .for...14 D.y.lopM.nt .l.n. RUNG the IAIII' p"IIII... whlch 1.1111 dtINo~.1 .nd lIarl. delNodal, hll wlf., I" ~h.". .I".~ Jol~..l """rlbOI' II" 1~7~ Md ,._~,d_d "~nll'" ~, ,~7t, ~'~n"d .nd cony.y.d unto R.ndolph O. II.... .nd Don.ld I. ItaY.n., . p.rln...hlp, t/o CUlllberhnd Woo...." Co. I recorded In De.d Book "P," Vol~ 21, IlIIt 136, in the Offlc. of the Recorder of ",.de III II\d for OIrbtrll11d CoIaIty. AUO IIINO the IIN. p..IIII... which W.yn. I. PI"or .nd Oorol L, ',"or, hi. w!f., by thU, d..d d.ud .nd .nord.d Novoaber 5, 1900 In th. OfU.. oW the ...o.d.. oW O..da In ~nd '0. CUlllb.rl.nd County In O..d Ronk I, V.1URe 20, P'I' 657, I..nt.d Ind cony.y.d unto Randolph O. Ill... .nd Oonald I. 't.y.n., t/. Cu"b..llnd Woodor.ft COlllp.ny. UNDI. ^ND aUIJICT, how.y.r, to ...trlotlon. 01 ..eord. _(o.dblt' ...., C'~J)~:tal 1....1 01". C.III.. c.. Po. 111..11"'" ,...... ,. I~"..I t.hl. ',,,,I. 'II . (()./, I:Q() ,,08 32 PM( '126 ..... '::l9,;(.r..b"-. ifACi.'{)() I ........... ~ ..eo...... Col..... ___ eo. ..... Clol. .... IXH'.'T -~ ,.--. ... l .." ....:.!..I . . " . TO: -.!l.._~j\JI' ; III h'L. ~~__'':;'WlU.\ lJ,:t't;rf;l .tD, Di lltl:.r"~1l Pi, 1 'l.';;!Li. NOTICE OUNT~NTlON TO FOR.E.C/.O~f!MO~!q!1f~E ~-_.__.._._~-_.------- 0.1. of Nolle. '''dJnJil~'Y_ .11, Lo.n No. 11)C)()()(>7i: Thu MORTGAGE huld by i".,L~..'rt, 'i'n;.\ "~q~'IlI_._.______._... (hurulnuftur wu, us or ours) on your propurty locutud at _.~~!JO IV.llllU!: -llol:tun. !lIJ. ." - . IS IN SERIOUS DEFAULT becllllse YOII hllvel/ot made the monthly payment. of $ .-.!il.lLJ.oJ___..______.__ for the moll/h, of.-.l!!,.... l~..<JJ. .-.. __, ._.. ..D,..';, L')':L ..___._, ,nd _..h. Jllll.__J~ '.',...___...________. ancllor becamu __..____..___._. .. ._~ --. -. ---~ - ._~ -.+___. ....._.... _ __. "+0_ .-.0_.__- ~_._.____~____, . L~t;~ha;g~~~.~d-;;th~~.~h;~g;s.hQ~;QI~O Dc'crued to thll date In the amount of _$l~Al;:L,j~_______.__, Th. tot.1 amount now rUllulrecj, to curo this default, or In othur words, get ceught up In your paymenu, &I of the dlte of thll lutter, II $.__: t'!7(.! .1, Yall tnllY ~'I/!e thi, defalllt withil/ THIRTY (301 DA YS '" thl date of this IlIter. by p.ying to liS the ,bove ,mount of $ ._,:1".1' ,.'" .. -.-. pillS any additiol/al monthly payment' al/d "t. cherge Which may f,1/ dUI during thl. period. Such payment must be madu either b~ calh, cuhler'l check. certlflld check or money order. and mid. ,t ___...!:.:;.~E:_rl;('llTt'~' Jr'L"I:,: 1.~I!I!i'ci, ;:_LJ;'(~t.C;,l1;HM'-'I_ P!\..I7.Ql1..____ . If you do not cure the defuult within THIRTY (30) DAYS, WI Intend to eXlfc(II our right to .cct/lt/"tt/ tho mar/gag. payments, Thll mlans thll whatever II owing on the orlglnll amount borrowed will bl conlldered dUI Imrnedlltely Ind you may 10lu the chence to PlY off the orlglnll mortglge In monthly Inltlllments, If full plymlnt of the amount of defeultll not made within THIRTY (30) DAYS. wt/ ".0 Int.nd to imtruct our ./rorney, to 'tert' law,uit to foreclose YOllr mortgag.d property. If the mOrl/"flI is foreclolld YOllr mortg'flId property will Ot/,old by the Sheriff to payoff the mortgage debt. If we refer your C811 to our attorneys, but you cure thu default before they beRln legal proceedings egalnll you. you wlllltlll have to pay the re&lonlble lItornly'l feel, actullly Incurrld, up to $60.00, However, If legal proceedings are 1l8rted Igalnlt you. you will heve to PlY the reasonlblu attorneY'1 flel ev.n If they are ovur $60,00, Any IttorneY'1 feel will be added to whltever you owe UI, which mlY 1110 Include our reasoneble Calls, If you cllre the d/lfsult within the thirty d'y period, you will not bl required to p.y 'ttorney', fll'. We may also sue you personelly for the unpaid principal balence and all other sums due under the mortglgu. lf you haw not cured the defeult within the thirty day period and foreclosure proceedlngl have begun, you stili have the right to cllre the defalllt and prevent the ssla .t ,ny time lip to on. hOllr befo" the Sheriff', foreclolUre SIll. YOIl m/lY do ,a by p'Ying the total amount of thellnp"d monthly p,yment, plu. .ny "te or other chal1le. th,n dUI, " WIll as the ""on,ble attorney', fll,and COlli conn.ctlld with the foreclolUre Slleand pt/rform any other require. ment, IInder the morrga~. It Is Ultlmlted thet the e."lult dlte thatluch I Sherlff'sllle could be held would b. appro~ Imltlly.JUI1" 1_:.~~, A notice of the date of the Shurlff nle will be slnt to you before the IIle. Of cour.., the amount needed to cure the default will Increall the longer you Wilt. You mlY find out at any time e~actly whit the required payment will be by cllllng us lithe fOllowing number: ....1,;}-3212 _. Thll payment must be In call1. cashier's chuck, certified check or money order and made payable to UI at the eddrellltated above. You should realize that a Shurlff's sale will end your ownership of the mortgload property and your right to remlln In It. lf you COntinue to live In the property after the Sheriff's slle. a Ilwlult could be Itlrted to evict you. You have additional rrghts to help protect your Intereltln the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT. PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM. STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE, If YOIl cure rhe you oro not ontill. EXHIBIT 1IIJe rOs/llred /() rho SI/11I0 /lasitilln I/S if I/O dofl/lIlr hl/cJ occllrred. However. r default more than three times In any calendar year. "It I 'h~ .", "" 11l~'~". -~ I') . . By --~=-~~'._J~ ._. ___:.. lfll~:C:;l; en . :lJl.lf'C1".lcll d. ~ if.' r " N.Q [lcEgfJfj!fN!I(}N.[9J_Q!!fq~(}~f .1?9f1 TG~gE ,. 'TO:~n\1\1,.w.J.ler _____.____. _ 1 ' .lllnu.\;..Dqtbn 11<:.._._._.._.____. Qir"lir"11 P~17'J41 Oatt 01 Nollca ~'ul.;l.~y-~,..I.rw.I Loan No, . 1 (1.Of,llli7:i The MORTGAGE held by ......t"~1.1)r.~?P.1T!])!.il.~m.."".11Y-..-...---.-_____m .... __.______.__ Iherelnaftar we, UI or ourl) on your property locatau at .__.... ~~OO Jii!lillJt 11of,;.\;an.Jj,tJ.___.. --.'...-.. ...... ...... . -.-. ,'". '.. ....-...-.--------.. --.-..-.-.----.--------......--..-------------------, IS IN SERIOUS DEF~UL T bBCII/IIB yrlll hllVB /lot mllcluhl/ monthly pllymBllts of $ 681.J.i. for thl/ months of ___Eh_J.2n.. ___ .___._, __lJ'<:,LJ.'2~J___......._._. Bnd ..__..il11llllilJ::t.J.!l.'l.4.._____, Bnd/or becBtlle______..._ .__.. _m_...___......_.. Lata chargn and other chargn have allo accrued to thll date In the amount of 2L43 3, JT-. . The total' amount now relll!Jred to cura this default. or In other wordl, get caught up In your paymenll, as of the date of this leller, II $ ....)J.:!iii.'.H. ____ , YOII //IfY. curB this deflllllt within THIRTY (30) DA YS of thB dll" of this IBttBr, by pllylng to UI the ebove amount of $ _:or.'!!!!..".'!.._._. .___, pillS any Bddltlonal monthly pllymBntl end lite chergB which //IllY filII due during thll period. Such payment mUll be made either by cash, cashier's check, certified chock or mone'~ order, and mede et ~llJXUU::' 'l'nlrl-wupany. L.ll..llIgll.S.t..COl;l.i.~,-.pA-+7O'U.__ If you do not cure the default within THIRTY 130) DAYS. we Intfnd to exercllB our right to Bces/e"tB the mortgllge pllymenls, This means thet whatever Is owing on the orlglnel amount borrowed will be considered due immedletely and you may 10le the chence to pey off the original mortgage In monthly Installments. If full peyment of the amount of defeult Is not mede within THIRTY (30) DAYS, WI/ IIlso Int/lnd to (nltruct our IIttornByl to ""t II II/wllllt to forecloSB yOllr //Iortgllged property. If the mortgllfIB I. forec(olBd your mortgllged property will be lold by thB Sh"lff to plly off tho mortgllge dBbt, If we refer your clle to our attorneys, but you cure the defeult before they begin legel proceedings egelnll you. you will stili have to pey the relloneble attorney's fell, actuelly Incurred, up to $50,00, However, If legel proceedlngl ere sterted egal"lt you, you will hava to pey the reasoneble ettorney's f.n even If they ere over $60.00. Any attorney's feel will be added to whetever you owe us, which may allo Include our relloneble costs. If yOIl cure the defllult within the thirty dlly period, you will not be required to ply /lttorney's fB.II. We may allo lue you perlOnally for the unpeld prinCipal balance and all other luml due under the mortgage, If you heve not cured the default within the thirty dey period and foreclOlure proceedings heve begun, you stili hBvB thB right to CUrB the dBfBult IInd prevent the sllle,1 IIny time up to one hour bllfo,. the SherIff' I foreclo'llfelll/e, You m/ly do so by plying the totlll ,mou(lt of thB unp,ld monthly p,ymentl plu. IIny lite /Jr othl/r chll/'gll' then due, /II well liS the re/llonllble IIttorney'I fB/II ,nd costs conntctBd with the foreclosure III/e I/nd perform /lny other require- ments under the mortgllgq. It Is elllmeted thet the earliest dete thlt such e Sheriff's sale could be held would be eppro)(lmetely .....iu.~.J.~. A notice of the dete 01 the Sheriff se/e will be sent to you before the sele. Of course, the emount needed to cure the defeult wllllncrelle the longer you welt. You mey find out at eny time e)(ectly what the required payment will be by ceiling UI at the follOWing numberl 243-3212 , This peyment mUlt be In cnh, cllhler's check. certified check or money order and mlde peyeble to us et the eddr'"lteted above. You Ihould reallN that a Sheriff's sele will end your ownership of the mortgaged property end your right to remeln In It. If you continua to live In the property efter the Sheriff's 18le, e lewsult could be sterted to evict you. You have eddltlonel rl'ghtlto help protect your InUrest In thp property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM AN(,THER LENDING INSTITUTION TO PAY OFF THIS DEBT, YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUiRE. MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM. STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF: YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION OR FORECLOSURE, If you wre the dofault, the IIIortgllgo will be ros/orod to the SIIIIIe position liS if no deflllrlt hlld occurrod. However. you are not entitled to thl! right to cure your default more than three tlmOlln ~.n~ c"lendar year. , ....-,-.' '. . . ~~I"" Bv.,./iJ c!1 ..'l. i/L ( .. :!.Ff jx,/ NIl. IIlIy ,1'111.\ "1,.# . , . .1..,... 'I, 11\'t<.lllr-lJ] ;,'H,.,.ti,lt~ mUn 1 / . . IMI'OIITAHT: NOTIOI 0' HOMIOWNIII.' IMIIIOIHOY MO"TO...OI.....I.T...NOI...OT 0' I., Pl.....1 HI...tI THII NC)TIOI. YOU M"'Y .IILIOIILI '0" ',N"NOI"'L .....,.To\NOI TOW.....D YOU" ".OllTO...OI ""YMINT., IIli "'OOOUII' Nil, II,l,CI,.:' ;: D.le: I'"~ 'I.Pllll.", II, I',':", TO: '1101.1: . , I : \ " il \ 11, ~ I : I'''' i 'ft j P '. "1 p'; Il'f.ltlIRL'n':-, L\~"";lf'" "l','~' I'll P' : ~::"'11 ',' .:::... ~r' YOUI mOllg.g""1I '''/OU' d,'.uII beelU" you h.v. '11I1d I~ PlY p,omplly 11I11.Il111tmlll' p,IIICIPllllld 1111.,.11, II 'lCIullld, Ill" ""'oci 0' II Iflllll.ly (10) d'YI, Th.tOI.1 ImOUIII 01 th. d.lll1qU.llcy II' ;,,, /1,. ''1_, Thll Ium IlIcludfllht IoIlllWIII,,: '" '~:i....:..... r. " 1(,( , '/ '.' YI\I.llll/: "/:'~l.1 pl ':1" 'I :' 11" ~ I'. , L . ,.... ~ ,"'" You, mortg.". II 1110 III dtl.ult 10' Ih. lollowlllU ""011: 'Ultlhll PI"g"ph ollly IIlppllcablt' You m.y bt ,"g/b,.,o, /lII.IIC/II...IIIIIIC. 'h" will pI.VlIIIIOIIGIOIUIt Oil you, mortg.g'II you comply with Iht provlllon. 01 Ih. Hom.owIII'" Im'/G.llcy M~ ~glg. "..III.IIC. "clllll. (lh. ""'cl"), You m'r ~ .1I",bl.lo, "",,,,,"cy "/IIPO"'" 1II111I1I0t" YOU' d"lull h.. be.1I nUl'" by ol,oumll.IICII beyolld you, 00111'01. .lId II you mlt Ih.lIlglblllly /ICIul,.mallll 01 Ill. "'0111 d...nnllltd by \h. ".lIl1lylv.lIl. HOUllIIg "II.llc. "g,"cy. Pi.... ,..d.1I 01 ,hll No"o., II oon"'II' .11 "p/.II'''Oll 01 'IOUI ""hlt, l)IId" Ih. Aol, you II..II"".d 10 . I.mpo,,,y ".y o"oltolo.Ultllll you, mOllg'''1 /01 'hI""'~1 d.y.,rom Ihl dl" 01 Ihl. No"ol. QUIIIIg Ih" IIml you mutt ,,""g. IIId IIltlld I "1.0..10'/101" m,,""" wllh I IIPltf.II",IVI 01 Ihl. ',"d", 01 wllh I d"'"II"td 'Olllum" ,"d/l 00u"..II""I"'"0Y, Th. PUlPOl, 01 Ihll m""",, "'0 I".",pl III wOlk oull Itpaym.fIr pllll. 0110 olh.rwl.. ..",. youI d.llllqu.lloy, Thll ",..,llig mUll OfIOUI III Ih. 11..' Ihl"y 13il1 dlY', "you .tt.lld. '....I~.ot mllllllg wllh thlllllld.., 0' wllh . OOIl.um" olldll oouII..III1".g.lIoy Id.lll1l1ld III Ihl. 1101101, 110 lurth., procttdlllgllll mortglg. lO/ffllo.u.. mlY Ilk. pl.o. W Ihlrty (110) d'yl.n., Ihl d.l. 01 \hI. mltllllg. Th. 111m.. .dd.... IlId "'tphOIl. lIumbe, 01 ou, "p....III.lIvt It: .~i(.';~ 'l. U\!~C"l"c);" T.I'PhOIl. Number: .' I, C - ,I ': ' ., Th. lI.m.(.' IlId Iddrtll''') 01 (I' dlllgllllld OOlllum" ortdll oouIIIIIIIIg.g'/IOy(lll'II (I"': \;.11,',. ". t: 1 . t_~ ;; ;;:....\ t ~,1.::,:.1 . 1, Pil I ~;( : ~ 1111 011110' 1110....,., to Ichldul. Oil' 110..10.1.0. mlttlllg, You Ihould .dvl.. thlllllld" Immldl.llly 01 you, 11I1.llt101l., II you h.vt lri.d Ind Irt uII.bl. to rtlolv. Ihll probl.m II 0' .n" you, I.o..IeHlo. mltlln", 'IOU hlvelh. ,'ghllo .pplV 10' 1111.110111 ...IIIIIIOt I,om Ihl Hom.owIII,,'lm'/G.lloy Mortg.g. AIIIII.llot I'ulld, '" old.. 10 do Ihl., you mUll "'I oul, .1,," .lId III.. oompl,ttd Hom.owII.'" Im"OIIl'V .....III.llc. AppllOlllOIl wllh Oil' ollh, d..lgIIII'" oonlum" olldll OIlU"..""g '''1110111 IIIItd .bOve, "'n IppllOltlOIl 10' ...I.I.no. m.y Ollly b. oblllll.d I,om . OOlllum" clldlt oouII..llno ."tIlOV, Tht oOIl.um" credll ooun"II11"',,IIICy will 111111 you III IIl11l1g oul you, .ppIlO.IIOII Ind Will .ubmll VOU, oomr"l'" .ppllo.tlon 10 Ih. ".III1.yIVIIII. Hou.llIg '111'1101 Ag.llcV. You, .ppllo.flon mull bI/IIld 01 poI/m"hld Wllhlll Ihlrty 13iI) d.y. 0 you, "0"10."0' mltllllg. II 1I..r""'lly Import./II Ihlt you"" you, Ippllo.floII prompfly, "you dO 1101 dO'o. 0,1/ 'IOu do 1101 /ollow Ihl olher rIme pI"odlltl lorth '" IhI. ",,,,, 10mlOluII m.y procttd .gllllll youI home Immlfll.,.ry .IId 'IOu will /0"." 'IOUI .lIglblllty /01 ...,11.1101, "'vIII.blt IUlldl 10' .m""llIoy mortglg. 1111111110. .rt ve,., IImll"', Th'y will ~ dl.burttd by \h. "''''"oy ulld" \hI IIlglblllly ortll,1I III.bll.hld bV the "'01. ",. ..,..m.'y Import.fIr Ihlt you, .ppllcalloll I,.oou,,', IIId oompl.,.III .VI,., rt.ptGI, Th, P.lllllylvllIl. HouIIII" '11I.llca A","oy hUII.ly (10) dav.IO mi... dtOlllOIl .,'" II rtollv.. you, Ippllollloll, Durillglh.l.ddllloll.lllml. 110 lOltolo.ulf proottdln". will ~ pu..u'" 101111'1 \Iou If you h.vt mtl Ih. 11m. ,equlrtm,"11..1 lorth .boVl. YOU will ~ 1I01ll11d dl/fflIlV bV thll"".1I0Y 01 It. dlOlllon on you, .ppIl0.1I01l, Th. ".III1'VIV.III1 HoullllO ""1"0' Ag.lloV 1I100atld II: alOl North "011181...1. P.O, 10.1I02t. H"rilbulll. "A mOB, T".phOllt Numbe, (117111104IOO" l.eoo~H~D1 (loll I... lIumbe,). a.loclolld .110 I. C You h.vt Ilrt.dV rtotlvld 0111 Iddllloll you wlllrtc,lvt 11I01h" 11111101 lrom Ihlll'"d" und.. AOII 01 1814. Thll 1I0tlOlll olll.d. "Nollo. 01 111111111011 to 'Ollcloll". You mUll ,..d bOlh 1I0tlCII, IllIOlthlY bOlh ,.p,.11I ,Ighlt Ihtl you IIIlW h'V' ulld.. ".III1'Vlv.III1IIW. HOWlV", II VOU chooll 10 '."01.. you, ,Ightl dllo,lbtclln Ihl. nllllo., WI 01""01 lortclOlt Upoll you du,llIglhll tlml. "110, If you IICtlV. 1111.110111 .11111.110. I,om Iht "'''''lyIV.III1 Hou,'"" '11I.ll0t "g'"oy. you, homt o.""ot ~ 101IC101Id UpOIl Whll' you I" ..CtlVIIIO Ihll 11111111101. . EXHI.IT v.ry IrulV you.., /. ,. " , ) HillA ~ty I I'" E IIIIe. J, :.'.:t..::.lill)'1 '.\,.i..>.-CL.1!,j'. ~'. _.:",1'1. . . ' IM~OATAHT: HQTICI Q, HQMIOWHIAlI' IMIAlIIHev MOATOAOI AlIIITANCI AOT 0' ....,. ""IAlIARAD THII NOTICI, VOU MAY II ILIOIILI POA ,IHANCIAL AllleTANCI TOWAIlD VOUA MOATOAOI PAVMIHTI. AI: Aooounl No. i I)f ,lit" .;, D.,,, .1', 'In1.lill 'J II, 1 '1'..1 TO: 'AOM: ,111','-, ',I. :Il:!t..:r lei' !.,lPj\,' ..;I~U{"'1 F:). l.)~,.I':1f-rln, Pll 1':~,.: .\' ,l"' in~, I, ,'(1.11),,1.'. 1 ", llt.,: ;~t'l'l'.'t: '.=lll'J J,')I', rln '.L!l..l", Your morlp,p.1I In ,,,,ou. d,'.ull bee.u.. you h.y. f.1l1d 'a p.y promplly In.lll1m.nl. 01 prlnolp.1 ,n4In,,,..I, .. rlllulrld, lor. Plrla4 0' .11..., ,IMIY (10) d.y,. Th. 'o,.I.mounl 0' the d.llnqu.nt I" ..l.L:i';,i. "/i, , ,Th" ,um InUlud'l'h. 'ollowlng: . , ,r",." ~,.c, ,!"fl' -J", \ Jj;t,,'.~I,tl ~,Yr'UI'/ "itl,\n.'--I~tLj III :~ t;bl.l/, 1;1\11;1,,\:" , . i., I' .' :: ~_ ' .j'). ~:'. Vour mortp.g.i' 'Ito In d".ult 'or the 'ollowlng ,...an: .,-- (u..lhl. p".g"p11 only II .ppIlClbl.) You m.y b. .lIplbl. /or IIn.nolll.llllllno. Ih" will ""v.n, 10reelOlu" on your mortg.g. II you oomply with Ih. proyl.lon. 01 'h. Hom.own.,,' Im.re.ney Mortg.g. AIII.llno. Ao' 01 ...., ('h. "Aol"l. Vou m'r be.llglbl. 'or "",.",ney IImporary ...I.llno. II your d,'.ull h.. bHn o,uNd by Ol/oum...no.. beyond your oon'rol, .nd I you mH 'h. eligibility lJqulram.nl. olth. AOIII dllll""l",,, by th. ".nn.yly.nl. Houllng ,In.no. Ag.noy, Pi.... ".d .11 01 Ih/. NOllo., "oonl,'n. .n upl.n"'on 01 your r'lIhll, lJnd" Ih. Ao" you." .nllll.d 10. f.mpo,.ry II.y 01 fO/lolo'u" on your mortp'II,'or 'hlr'y 1:10) d,y,'rom fh. d.II ol/hl. NOllo.. Durlnp Ihll 11m. you mull ""np. .nd .".nd . "1.o.,ro,l.ot" m..llnp with' /I""..M.llv. 01 'hllllndll. or wllh . dll'lIn.lld oon,umll orldll oounllllnp .p.noy, Th. purpo" 01 Ihl. m..,lnp I. 10 .".mpl fO work ouf' /lp.ym.nl pl.n, or fo Olh.rwl.. ."". your d.llnqu.noy, Thl' mHllnp mull 040ur In 'h' n,.' lhirty 1:10) d.y., II you .1I.nd . '.0..10110. mHllng with 'hi. I.nd", or With' oon.um" olldll ooun..llng .g.noy Id.n'"I.d In Ihl. nOllo., no 'urth" procHdlng. In mortg.g. 'ollOlo.uII m.y Ilk. pl.o. 'or 'hlrty (110) d.y. .lIIr Ih. dll. of Ihl. m""ng, Th. n.m., .dd,"' .nd III.pIIon. number 0' our "p"..nlllIYlIl: \J,.(';' ,. l!CI t'~ l"(J'!1 Tellpllon.Numb" _, -, ....'~ Th. n.m.(~!,~~ 'ddllll(") 01 (.) d..lgnllld oonlum.r or.dlt oounllllng .g.noy(I..) I. (".): :1, I '. I~: ~'.. t .....lIJ.l J..l, (L'j\ II, , .: 11 II only nee....,., 10 a<:hldul. on. llce-IO.'.o. milling, Vou .hould .d.lllthlll.nd.r Immldlll.ly 0' your Inllnllon.. 1/ you h.v.'rl.d .nd." un.bl. 10 ".OIYl Ihll p,obl.m II 0' .n.r your '.0..10-1.0. m""ng, you h.v. Ih. rtghtlo .pply for IIn.nol.1 ,"I.'.no. 'rom Ih. Hom.own.r.' Im.rg.ncy Mortg.g. AI.III.nc. 'und, In ord.r '0 do 'hll, you mu.l 1111 oul, .Ign .nd 1111' oompl.lld Hom.own".' Im"g.noy AIII.I.no. Appllc.tlOn wllh on. 0' lh. d.llgnllld oon.umll olldl\ ooun..llng .g.nol" III1Id .boYl, An .ppllolllon 'or 1I.III,no. m.y only b. ob,.lnld 'rom. oon.um.r orldl' coun..llng .g.noy, Th. con.umlr Orldll oounllllng .g.ney will 111111 you In IIIlIng Oul your .ppllo.llon .nd will lubmll your oompl.lId .ppllo.llon 10 th. Penn.ylv.nl. Houllng 'In.nCl Allenoy. Your .ppllolllOft mull bllI/ld or poIlm"ktd wllhln lhi"y 1:10) d'yl 01 your '.0""".0. m..tln" II I. ..,,.,m.ly Import.nt 'h" y~u /III your .pplloll/on promplly. II yOu do no' dO '0. or 1/ yOU do not lOIlOW th. oth" 11m. Plrlod. III lorth In Inl' "'''r, 10llOI0.u,., m.y proo"d '1I,'nll your hom.lmmtdl.,,'Y .nd you will 'orllll I/Ilur 1I1,lblllly /or ",""no., Ay.lI.bll lund. 10' .m.rg.ncy mortglg. ...lIl1ne. '/1 y.ry IImlt.d, Th.y will b. dl.burHd by th. Ag.noy und" Ih. eligibility orll,,1I Hllblllhld by th. Aot. III' ..,,.,mlly Imporl.nt Ihll your .ppllo.llon" .oou,," .nd oomplll,'n IV"y "'PlOI, Th. ".nn,yly.nl. Hou'lng 'In.no. Ag.ncy hll Ilr'y (10) d.y.to m.k. . d,cII'on .It" II "o.ly.. your .ppllo.llon. During Ih.l.ddlllon.lllml, no 'Ollololu/l procNdlng. will be pur,u.d .g.ln.. you II you h... m'l lh.llm. requl"m.nll "' 'orth .boYl. Vou will be no'"11d dl"olly by Ihll Ag.noy 0' III deel.lon on your .ppllo.llon, Th. ".nn.yl..nll Houllng 'In.ne. Ag.noy II looll.d II: 2101 North ',onI8IIM', 1'.0, lor eon, H"".burg, PA .TlOII, T.I.phon. Numb" (117) 1104100 or' -tOO~2.U81 (loll '1M number), . l:l Inolo"d .1.0 II 0 Vou h.YI .III.dy 1IC.lyld 0 In .d41110n you will IIo.IY. .nolh" notice 'rom thl. I.nd" und" Ao.. 01 .814. Thll nollc.II01l1ld. "Nollo. 0' Inllnllon 10 '0/1010"". Vou mull ".d bOlh nOlloll, IlnCllh.y both .rpllln ~ghlllh.l you now h... und" ".nn,ylv.nl. IIw. How'YII. II you choo"lo ""01.. your ,Ighll d..Orlb.d In Ihl. nOllo., WI c.nnol lo"clo.. upon you du,lng Ihll 11m.. AI,O, II you 1IC.ly. IIn.ncl.1 1I1I.llno. Irom th. P.nn,yly.nl. Hou,lng 'In.no. Ag.noy, you, home c.nno' be 10'lClolId upon whlll you .r. IIell.lng Inll 1I.lll1ne.. V.ry truly yourl,. . ,/ /17..... , ,J ;' ,: HillA ""V, '111 r,lIJI,. ;..i.. \.Jr Ll.,.:~.ll :, ~ . . ' ""'OIlT~NT' NOTICI 0' HCMIOWNlIIlI' eMllIUINOY MOIITO~GI MIIITANOI ~CT 0' leN, "IMIIIRAO THII NOTIOI, YOU MAY II ILl GilLe '011 "NANCIAL MIIITANOI TOWAllO YOUII MOIITG~OI "AYMINTa, ''':~ooounINo. :.li.~_ DIIt: l'dm.liI/'! fl. 1')',J TO; ........;~_:L:l: !1'J' 11:1~,lir,\.l ~.;/il.!J.lW!u.......lJ1.d"irqll Pll l':~,~l "'OM:__-'.~'_...JJ.2.:.J..~..!J"..\r:, 1 '01 11\,; ;~I'l'\'I.t ',~.il')I,'JI'\, ri'1 .!1.~____ Your morl,.,. It In .",ou. d,'.UII beGlUN you hlv. "IItd 10 PlY plomplly In.llllm.nll 01 prlnolplllnd Inl"..I," rlClulrtd.lor I perl~~' II ,I~I~I, II~IY,~~ I~I~': Th~~~~~~~u~~ 0': Il~~ r:I~~~~I~I~~;~\;:t;~~;; "/~'1 ~ ;:r~'~ i~mi.,'i~',~~;l,I~' 'ollowlng' ,'(,,)' ::' ~"j,~:, Your mortg.g'I' 11.0 In d".ult 'or Ih. lollowlng II..on: - (ultthl. Plllg"P/! only IIlppllolbl., You m.y b. .lIg/bl,'or /In.no/.I '"III.no. Ihll w/II pllv.n/lortelo.uII on your mortglg. II you oomply with th. prevl.lonl 0' Ih. Homlown".' Imlrglnoy Mortglg. ~"I.llno. ~Ol 0' leN IIh. "Aol"l. You mlr be .IIglbl. 'or tIll.rg.noy Itmpollry 1II11"no," vou, d,'.ult hll bltn OluNd bV olroum.llnoH beyond vour oonlrol, Ind I you mH Ihl.llglblllty ltIlulllmlnll 01 III. AOIII d."rmlntd bV Ih. ".nnlylvlnll Houlln, "nino. Ag.noy, 1'1.... IIld .,1 Ollhl. NO/lo., II oOll/lln.,n "p/,n,llon 01 your rl,hrl, Undtl /h. AOI, you tI. .nlltl.d'o . "mpollry ",y ollollolo.urt on your mortgl,,'or Ihlr'y 1'0/ dly,'rom 'h. 1111. ol/hll No/lo., Duling /hll 11m. you mull ,,"ng. .nll ,,"nlll "/.0"/0.110." milling wllh . IIpII..n,,/lve 01 Ihlt I.nll". or Wllh 111II1,nl/tll oon.um" orldll ooun"lIn, .,.noy, Th. purpo.. 01 Ihl. m""n, " /0 .1I.mpl /0 work oUI I rt",ym.nl pl.n, or 10 Olh.rwl.. "",. your 1I.lInqu.noy, Thl. millin, mUll ocour In Ih. n,,' IhlllY 1'0/ d.y., "you III.nd. '.01-10-1.0. mHllng with Ihl.l.nd". or With. oon.um" olldll oounNlln, .,.noy Id.nllll.d In Ihl. nollo.. no lorth" proolldln,. In mortg.g. 'ortClo.UII m.y Ilk. pl.o. lor Ihlrty (~) d'Yllft" Ih. d.l. 01 Ihr. mHllng, Th. n.m., .ddll.. .nd Itl.phon. number 0' our IIp,,,,nl.llv.l,, ,T"C; ':. l:L:h" l'.(.I'\! T.,.pIlon.Number: .i ....'. :,. Th. n.m'(~M~~ .dd,.,.(II' 0' (., dlllgnlltd eon.um" olldll oounNllng .g.noV(IH' I. (III): : (, 1 , I ~ ~ - 1..-1.. t. ",'1l.1... ,J., lJ\ r II, . .: "" only n",,"ry 10 IChtdul. on. ,.Ot-IO."O' mHllng. You .hould .dvllllhl.l.ndll Immtdlll.IV 0' Vour Inl.nllon., "you h.v.lrI.d .nd .It un.bl.lo lI.olv.lhl. probl.m.1 or .1111 your '.01-10.1.0. mttllng, you h.1t Ih. rlghllo IpplV 'or IIn.nolll .1I1.l.no. 'rom Ih. Hom.ownll.' Im.rg.noy Mortg.g. ~1I"I.no. 'und, In ordll 10 do Ih", you mUll 1111 OUI. .lgn .nd '11. I oompl.\teI Hom.own",' Imllo.nov AIII.llno. ~ppllclllon wllh on. 0' Ih. dlllgnllld oon.umll Olldll oOUnttllng .g.nOI" 1I1\te1 lbOVt, An .ppllolllon lor 11I1.llno. mlY only bt obllln.d 'rom. eon.um" olldll oounttllng .g.noy, Th. oon.um" oltclll oOUnttllng lIenov wlll.III.1 you In IIIl1ng Oul your .ppllelllon .nd will .ubmll your compllltd .ppllo.lIorl 10 the ".nn.ylv.nl. Houllno "n.net ~g.nov, Your ,ppllo.llon mu,' be IIIId or fIOIlmtlktd wllhln tnlllY (:10/ d.y. 01 your l.o..to'l.o. mHlln" "" "'rtm.'y Impor/'nt In.' you III. your .ppllottlon promplly, 1/ you do no, do '0, or 1/ you 110 no/ /oIlOW 'n. o/n.r 11m. ",r/Ol1' '" /Olln /n Inl' ItI"r, lom/Dlurt m,y plOlJlId .,.,nll your hom. Immtd/.",y .nd you will /or"" your .lIglblllly /or .",II.nc.. ~v.lllbl. 'uno. lor .m,rg.noy mortg." ,"""no. 'It v.ry IImlltd, Th.y will b. dl.borNd bV Ih. ~g.noy und.r Ih. .lIglbllllV o/lllrll ""bll.htd by Ih. Aot. II I. ..,rtmliy Impoll.n, rntl your .ppllc.llon" .COUII" .nll oomp"t'ln tYll)I rt'PIC/, Th. ".nn.ylv.nll Hou.lng "n,"c. Ag.nov hll IIkly (80) dIV.IO mlk.. d.Olllon "111 II IIOtlv" your .ppllolllon, Durlno Ih.lldolllonllllm., no 10rtCloIUII prOCHdlng' will bt pUllu.d .g.lnll you II you h.v. mil Ih.llm. ItQulltm.nl..1I lorttllbov., You will bt nOlllltd dlllOIlV bV Ih.1 Ag.nov 01 III dtcl.lon on vour Ippllo.llon. Th. ".nn.ylv.nlt Houllng "nino. ~glnoy It IOClltd II: 2101 North 'ronl 61ml. ".0.10. eon, HllrI.burg,"~ 17106. T.I.phon. Number (117) 7104100 or 1-too442.U07 (toll 'lit numberl. . l:llnoloHO 11.0 I. 0 You hlV. .Ir..dv Ito.lv.o 0 In IdOl lion you WIII/IC.lv. .nolh" nollo. 'rom Ihl. I.ndll und" ~Ol 6 0' 1814. Thll nOllo." olll.d . "NOllol 0' Inl.nllon 10 '01101011" You mUll rlld bOlh noli 011, .Ine.lh.y bOlh ..pl.ln rlghll Ihll VOU now h.v, und" "Inn,vlvlnlt I.w. HOW'VII, "you OhOOlllO ..liCit. your rlghl. dHorlbtd In Ihll nOIlCt, WI o.nnol 'or..loH upon you during Ihll IIml. ~IIO, II you /IC.lv. IInlnoltlllllll.no. Irom Ih. ".nn.ylvlnlt Hou.lng "nlnot ~g.nov, your home o.nnol bt 'oltololtcl upon whll. you .11 IIollvlng Ihll."IIIlnel, V.ry lruly you It,. . HIMA R.. , till , , , '~/ ,( j.~r4~-' , I " '.llJtl.i.i..lJl' 1:.... '.:' .1. 11I\o=..