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SILVERMAN & ASSOCIATES
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TEL: 1-301-469-3211
Mar 25.94 16:21 No,Oll P,06
.
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
KOHL BUILDING PRODUCTS
Old Bernville Road
P. O. Box 14746
Readln9, PA 19612-4746
Plaintiff,
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CECIL J. BUCHANAN
RN 5, Box 5546
E. StroudRbur9, PA 18301
Defendant.
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~MI7.F.D COMPUTATIO~_QF AMOUNT DUE FOR
CONF~~~tQN OF JUDGMENT BY COMP~
Pur.ltull.nt to the authority contained in the warrant of
attorn0y, a copy of which is attached to the complaint filed in
this aotion, I appear for the defendant and confess judgment in
favor of the plaintiff and against the defendant as follow:
Principal
Interest
Attorney's fees
$11,651.59
735.49
2.330.00
$14,717.08
Total:
Interest at 1.5% per month from November 14, 1993 is included
pur.eul'lnt to the Credit Applioation and Attorney' 8 fees of 20'
pursuant to the Credit Application.
KOHL BUILDING PRODUCTS
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, PLAINTIFFS
EXHIBIT
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
KOHL BUILD!NG PRODUCTS
Old Bernville Road
P. O. Box 14746
Reading, PA 19612-4746
Plaintiff
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CIvil
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CECIL ~. 3UCHANAN
I RR 5, Box 5546
I' E. Stro'.1dsburg, PA
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18301
Defendant
COMPLAINT FOR CONFESSED JUDGMENT
Plaintiff, KOHL BUILDING PRODUCTS, INC. by and through its
attorneys, S!LVERMAN & ASSOCIATES P.C., hereby brings this action
against de=endants as follows:
1. Plaintiff is now, and at all times mentioned herein was,
a corporation duly organized and existing under the laws of the
State of Pennsylvania with its principal office located at Old
il Bernvillc Road, Reading, PA 19612-4746
"
! 2. ~pon information and belief, defendant Cecil J.
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I Buchanan is a domiciliary of the state of Pennsylvania, residing
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II in Monroe county and is the president of Preferred Home Builders,
I, Inc.
3. Defendant executed a business credit application in
" which he personally guaranteed payment of the account of
Pre=err~c ~ome Builders, Inc. in order to purchase materials from
II
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A copy of the credit application is attached hereto
HIISEIUI.\'
A ,\HI'44H'I,\TEN.I't'
7201 WISCONSIN Avr:Nur
SUIt(: t\!lO
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as Exhibit A and is incorporated herein by reference.
4. The instrument attached hereto marked Exhibit A allows
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for the confession of judgment against the defendant in the event
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payment of the account by Preferred Home Builders,
Inc.
5.
Preferred Home Builders, Inc. purchased materials from
plainti!f in the total amount of $11,651.S9 on open account for
which p;.aintiff has not been paid.
Pursuant to the credit
application, plaintiff is entitled to interest in the amount of
and attorney's fees of $2,330.00.
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~~e defendant has not paid the amount due, despite
Therefore, an event of default exists and
demand for payment.
plaintiff is entitled to confession of judgment.
7. ~udgment has not been entered on the instrument in any
other jurisdiction.
II 8. An itemized computation of the account is attached
,I hereto as Exhibit B and is incorporated herein by reference.
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! I 9. The instrument is not more than 20 years old.
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10. Plaintiff hereby demands judgment against defendant
:\ Cecil J. Buchanan for the principal amount of $11,651.59,
, interest in the amount of $735.49and attorney's fees in the
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,
Ii amount of $2,330.00.
Ii Respectfully submitted,
P. C.
By
. Si
7201 Wisc
Suite 650
Bethesda, Maryland 20814
(301) 718-6300
PA Bar No.: 44089
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SILVERMAN S ASSOCIATES
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TEL: 1-301-469-3211
Mar 25.94 16:21 No.Oll P.04
~.R,IY.EATION
I, R~nneth Laino, credit manager for Kohl Building Products,
Stroud9bu~g branoh, verify that the statements contained in the
foregoing Complaint for Confessed Judgment are true and correct.
I understand that false statement. herein are made sUbject to
penaltip.B of 18 Pa. C.S.A. Section 4904, relating to unsworn
fal~ification to authorities.
KOHL BUILDING PRODUCTS
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BUILDING PRODUCTS
CORPORATE OFFICE
Old Bernyllle Road
P.O, BOll.U8
Reading, PA 19812,.7.8
215 -1128.8800 .
215 - 1128.0&08 CFAX)
BUSINESS CREDIT APPLICATION
.
Instructions:.'
1. Fill out top part 'of' form
2, 5i9n'appropriate sections, includin9 back of form
3. Provide financial statement
Credit Limit;/~/~.~
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Date of app~icltion: ~
LI9al Name of Business: ";;r~P.N'..l flol/le. !:J""'rl,,,... .:J;/fc.,
Addu..: IJ S" 11"'1-51 'It'} J;,.5 /-IV".! ~ "'.rt ,-I.. II ~'"
Budne.. Phone: 711-11~~" Fax .: 'J/?,1"-/.tJll.I ~o"!:po'r~~') Sole Prop
Name and 'Address of Bonding Co.:
Nature of Business:' nu),...1 (I A,I +nr !"r Date Started:
Partnenhip
";/91
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Principals: Full Name
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Home Address & Phone . Position
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Social Security .
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BUSINESS REFERENCES: Name Address & Phone · U"I--IN-.'Y53
sUPPlie1- t!.rlJ..,,!<. Hom". {!...J,,~ _./~tJ#.r-..c.rll,...1 ~f. E..s/""..J<I."~1J\ .1., /(;50/
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Supplier S'",~o,,J ,s,roH'... 1.<<.. -'p'o,/J,'f ./.~A" ....J"'.IJ...J",'.d,'>..P.. H,u 7
Supplier J,.~h,."J, J.....mJ.. (" _ /"v/o 11ti:A>rJ,el.134J.t,p,-, /!. ,/I.V1 (-",{J 113.:1.4/5'//
..' II (J, .,..,-.7700{)
Supplier 0,.,.;!J. - 91 ,...u1,..l,).V/,4U;: J..h" ... /'j'.3~
. Bank CCheckin9),' 'm.,/"J i:J~"J( - m,,;,j fi>f .5-h-.JuJ5bll/~ fJ"..//~to-(7:7).otI.l.j-~/ou
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GUAR:.tITlr
GUARANTY 9iven by the undersigned to Kohl Building Products, hereinafter referred to
Company,: in,prder to induce itdto extend credit to. or otherwise become the creditor
"::!::ct!.t"'~r,"'- Ho"'~ ~,,,Id'" <,.Lm. ,
Account I"
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as the
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hereby unconditionally PERSONALLY GUARANTY to the Company the prompt payment, when due.'
1.:a1a't.o$,'t"e' COlpany""hich ,mlY' hereafter ariae :19ainllt .' . '.....,..,....;,."':,lof~~.I:~-N ..:\~,~'''*
.~"....~ '\fit. .,......... ,~. '. .." '. . .. . ''''''.'' ~..,"ter;Jf'."........1..-...,...~,~f..:. ,
I/WE do also unconditional y PERSONALLY GUARANTY payment of ' all reasonable cbsts of
collection including'but not limited to, twenty percent (20X) attorneys' fees'and court costs.
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~~\:Thi~'is:a' co~t~n~~ng,~UARANTY and shall remain in full force until revo,k.e~iby(.~uaran~or,;.hY"
'~' notice, )..,n"Writing"t,o qthe,.Company. Such revocation shall be effective ',ol\~ '!&.It:to~ c,llliu- Rf~ Jthe
~ Company;which~.rise, outtof transactions entered into after the Company,:. ,r~ceiP.t,j.o("aa1d r;",
~ notice. 'This obli9ation'shall'cover the renewals of any claims guaranteed,'b~~thia'in.trument
~or'extenBion8~of time payment hereof, and shall not be affected by anY'surrendl~~r rele*ae' by
jthe,C~mpany of any other security held by it for any claim hereby guaranteed;I~Thi8 GUARANTY
~iG8' an:,s~~~.f~~a~n..~~nding upon the heirs, estate representatives, succ~s~?~~,:~~,~~~~9n8. of
'.~. uaran or.,.... '",..... 'l 1'." -. ...,....,., ....\,.. ,"
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This GUARANTY-is independent of any other guaranty or riQhts which The
may have with respect to the above-noted debt.
, "
. The Guarantors hereby. waive their homestead exemption as well as all requirements or rights
'with re9ard.'to notice. demand presentation or-protiist"1ri"'the-'everit"of default,'('aiiir further' -
1apPointB Joseph T. Kearse, as attorney-in-fact for the purpose of confessin9,tjUdgement, in'
:favor of Kohl Buildin9 Pr.oducts, for VIRGINIA customers in the Circuit Court of Fairfax County,
.'~Vir9inia; . for" MARYLAND customers in the Circuit Court for Frederick County,' Maryland,' for
:'PENNSYLVANIA customers in the Circuit Court of Cumberland County, Pennsylvania, for WEST
,VIRGINIA customers in the Circuit Court of Berkeley County, West Vir9inia, for NEW YORK
'::cuatomers in the'Circuit'Court of Orange County, New York, and for NEW JERSEY. customers in the
'Circuit Court of Warren County, New Jersey for the balance. costs, prejudgement:interest and
'attorney's fees, and fu r co mmed te execution of said jud9 ent.
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Date
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PLAINTIFF'S
EXHIBIT
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TERMS AND CONDITIONS OF SALE
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all direct
.aterial. are
1. The.e tere. .nd condition. of .ale .hall control on all .ale., includinq
.hip.ent .ale. arranqed by or throuqh Kohl Buildinq Product., whether or not
delivered by or throuqh Kohl Buildinq Prcduct..
2. All order. placed for .pecial order .aterial. Ii,., tho.e material. not kept 1ft .tockl. are
final. and require. SOX depoait at tile of order, with the balance due upon arrival at Kohl
Buildinq Product.. Once a apacial order i. placed and confiraed in writinq by Kohl Buildinq
Producta, purcha.er eqrea. to eccept .aid materiale And aake paYlent. in full. RETURNS SHALL
NOT BE PERMITTED ON SPECIAL ORDER MATERIALS.
;
3. On ell order. placad for etock, cut of .tock and .pecial order materiale, where the
delivery date ie delayed d~e to a .anufacturer ahippinq error. or any other error, purch..er
aqreee to hold Kohl Buildinq Producte harale.. for any delay and aqreee to .ake and eqreee to
.ake pay.enta in full for .aid qood..
4. All .aterial. delivered .u.t be exalined and inspected by the purchaser and/or hi. aqent or
. repreaentativI upo~ rAceirt, For .\1 ~.t.rials .x.~in~d .nd in.racted vpon ~ec~ipt, Any clli.
ot ahortage and/or daaaqe lust bs made at time ot delivery. Whero purchaser and/or hia agent
or repreaentative cannot examine and inspect material upon receipt, any and all clai.s .uat be
aade within three (3) working daya ot delivery. Any claims made atter the prescribed tile
period ahall not be honored,
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,.,'; " 5., Stook.aterille .ay be returned. if in good condition. with purchaser'a acc.ount credited
': ::,.., 'aubjeot'to'e ISX handllnq fee.
6. Purcheeer acknowledqe. that any and all deciaions as to the return of .ateriale is lade AT
THE SOLE DISCRETION OF Kohl Building Products, AND MAY BE CHANGED OR REVOKED AT ANY TIME
IlITHOUT, NOTICE. .'
7. Kohl Buildinq Products agrees ~ to replace any and sll material shipped and/or received
. in defective condition.
8. Purchaser agrees that his SOLE REMEDY available for any detault arising out of the sale
and/or use of any end all .aterials purchased shall be the return of said aaterial. purchaeed
for a~full,refund. Purchaser acknowledges that no suit will be brought against, ,or,.hall
.. include::'Kohl'BuUding:Produots where either consequential or incidental daaage,,'are louqht.
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9. Any clai. or controversy shall be settled either, by binding arbitration. or by any court
of co.petent jurisdiction FOR VIRGINIA CUSTOMERS. IN THE COMMONWEALTH OF VIRGINIA. FAIRFAX
';" ,.,COUNTY, FOR MARYLAND CUSTOMERS, IN THE STATE OF I!ARYLAND, FREDERICK COUNTY, FOR PENNSYLVANIA
'\l,c1:1' ' .ClISTOKERS~_IN.TH&.r.OM"ON"EAI,TH OF PFIlNSYI,YIN'A,.,i;I!MIlERLAI'D t::Ot'!'TY. FI)P' IlEW.JEP.SEll.IlUSTOMEPS. 1M
~~. THE STATE OF NEil, JERSEY, WARREN COUNTY. AND FOR NEW YORK CUSTOMERS, IN THE STATE OF NEW YORK.
ORANGE COUNTY. :On .11 diaputed .atters Sellers agree to pay KOHL BUILDING PRODUCTS~ .ttorneYI
fees,'costs and'disbur.elents. '
10. On all aatters referred by Kohl Building Products to their attorneys for collection.
purcha.er .grees' to pay 20X of the total sale price or the actual aaount billed. whichever is .
,~". qreater,: for"i1ttorneys" faee, plus costs and disburseeents.
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11. PURCHASER AGREE~ THAT Kohl Buildinq Products SHALL NOT BE RESPONSIBLE FOR ANY MANUFACTURER
OR SHIPPING DEFECT." Purchaser further agrees to hold Kohl Building Productl
'. ~ar.l..e.,for any,...nufactunr or shippinq defect and for any injury to person or otherw1ee due
to .aid defect..
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~,. '~12~ Kohr BuUdinq' Product. ukes NO WARRANTIES express or implied. including without
,'t., O.1'lia1tatic;lft? WARRANTIES' AS TO MERCHANTABILITY. OR AS TO FITNESS FOR A PARTICULAR' USE' OR 'PURPOSE,"
':",.- and .."Iuch' .hall'not be liable for any loas or da"age directly or indirectly'" .t'lainq fro. ';1,"
';'\':V ~'the'u.erof 'Iuch ..terids. Further. all MATERIALS ARE DELIVERED 'AS IS" AND "WITH ALL '1 ~'r '
']i-;'; 'Cd FAULTS".., 'Any"contradictory stateeent made by .n employee of Kohl BuUdinq Producta, ~Ihdl. have.
';~'::. :no~efte!ltot',:bearinq" and the tens contain herein shall control. .', , 't.. "1 ,.,.
1$1',~. ::." . l~ ;",." . .. ,r '
~i; 13, TITLE FOR ALL GOODS AND/OR MATERIALS REMAINS WITH Kohl Building Products UNTIL PAID FOR IN
,0,<, FULL BY THE PURCHASER. Should purchsser take action under Title 11 of the United States Code
:.,;:':' or 'take any other action to avoid eaking payunt in full, purchaser agrees to promptly return'
y ..'arid. n.' paU-in-fulh-l'urchuar 89reea lu ;";0.." U... ....l..ll..... tully -.111IlUUIII-,,,.tll
paid for in full. ' .
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.. . 14. The RISK OF LOSS of any goods and/or eaterials shall pass to the purchaser as
goods and/or aaterials are delivered to purchaser at its place of bueinesa or any
specific.1ly de.iqnated by the purchaser for the delivery.
soon as .aid
other place
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IS. Purchas.r .qrees that any account thirty 1301 days past
inter.st, on the unpaid balance, IBX per annue.
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due shall be ch.rged 1.5X per .onth
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16. In the event the purcha.er i. a corporation, partnership, .ny other leqal entity, the
r,l~individual:ot' individual whose siqnature appears hereon sqree to and do personslly, quarantee
p.yaen~for'.nY'and'all ..terial. lold to the above-na.ed entity.
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and AGREES TO ALL OF ABOVE TERMS AND CONDITIONS OF
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PLAINTIFF'S
EXHIBIT
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judgment was entered on
of $14,717.08.
.
The judgment is in the amount
CUMBERLAND COUNTY
OFFICE OF PROTHONOTARY
Cumberland county courthouse
1 Courthouse square
Carlisle, pennsylvania 17013
TO: Cecil J. Buchanan
RR 5, Box 5546
E. stroudsburg, Pennsylvania 18301
You are hereby notified that Kohl Building products, Inc. has
caused a judgment by confession to be entered against you. The
Prothonotary
cumberlond.)ud (NOTlces.PAI
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
KOHL BUILDING PRODUCTS, INC.
Plaintiff,
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VB.
Case No. 94-1915
CECIL J. BUCHANAN, et al.
Defendants.
PRAECIPE
i! Doar Prothonotary:
II
Kindly strike the confessed judgment entered in this matter.
Thank you for your assistance.
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II! SILVERMAN & ASSOCIATES, P.A.
17201 wisconsin Avenue
ii suite 650
q Bethesda, Maryland 20814
! (301) 718-6300
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KOHL BUILDING PRODUCTS
By Counsel
CERTIFICATE OF SERVICE
1 hereby certify that on this I b ~ day of January, 1995, a
copy of the foregoing Praecipe was mailed, postage prepaid, to
Cecil J. Buchanan, R.R. 5, Box 5546, E. Stroudsburg, Pennsylvania
Ii 18301.
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IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
KOHL BUILDING PRODUCTS
Plaintiff,
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Defendant.
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vs.
Civil Case No. 94-1915
CECIL J. BUCHANAN
.
.
LIm:
To the Prothonotary:
Kindly mark the judgment entered herein aR paid and satisfied.
Enclosed is the return from the sheriff on the writ of execution.
Thank you for your assistance.
f( -I ~ ~f/ r
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Respectfully submitted,
SILVERMAN & ASSOCIATES, P.A.
Gary S. 1 verm
PA Bar No. 440
7201 Wisconsin Avenue
Suite 650
Bethesda, Maryland 20814
(301) 718-6300
Attorney for Plaintiff
CERTIFICATE OF SERVICE
I hereby certify that on this JIM- day of August, 1995, a
opy of the foregoing Praecipe was mailed, postage prepaid, to
ecil J. Buchanan, R.R. 5, Box 5546, E. Stroudsburg, Pennsylvania
8301.
chane..at CPRAICIPI8.PA)
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Gary'S. Silverman
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CClH'lOti;;EAJ,.TH OF PENNSYLVANIA, COUNTY OF 110l\ROE
CIVIL, ACTION - LAW
,
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) 1927 CIVIL 1994
TO THE SHERIFF OF
MONROE
COUNTY:
KOHL BUILDING PRODUCTS, INC.,
PLAINTIFF(S)
To satisfy the debt, interest and costs due
from CECIL J. BUCHANAN
RR " BOX 5546, E. STROUOSBURG, PA 18301
(1) You are directed to levy upon the property of
interest(s) therein: CECIL J. BUCHANAN
DEFENDANT(S)
the defendant(s) and to sell :
(2) You are also directed to attach the property of the defendant(s) not levied upon in
the possession of
GARNISHEE(S) as follows:
and to notify the garnishee( s) that: (a) an attachment has been issued; (b) the
garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s}
and from delivering any property of the defendant(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon and subject to attachment is fount
in the possession of anyone other than a named garnishee, you are directed to notify
him/her that he/she has been added as a garnishee and is enjoined as above stated.
Amount Due $ 11,651.59
Interest FROM 11/14/93
(COSTS TO BE ADDEO)
$ 735.49
Plaintiff Paid $ 14.00, $ 20.00
Defendant Paid
Due Proth.ono:a:,\'
Other Costs
Atty's Cor.:n
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.
$ 2,330.00
DATE: SEPTEMBER 12. 1994
ALL PERSONAL PROPERTY OF THE DEFE~D~~
LOCATED AT RR 5. BOX 5546, EAST STROUDSBURG,
PA 18301
JOYCE A. REESE
REQUESTING PARTY:
Name: GARY S. SILVERMAN, ESQUIRE
Address: 7201 WISCONSI~ AVENUE
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JOYCE A. REESE. PROTHONOTARY',
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by:, J_.~"., .) . /1 . ~~~'l..c,-~~~
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[/4.).'/ Deputy
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RF.THE~nA. MD ?OR1'
Attorney for:
PLAINTIFF
Telephone: (301) 718-6300
Supreme Court 10 No.
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JULY 28, 1995 I HEREBY CERTIFY AND RETURN DISCONTINUED
BY ORDER OF PLAINTIFF'S ATTORNEY,GARY S. SILVERMAN, ESQ,
SO ANSWERS LOIS A. LYON, DEPUTY SHERIFF
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TOTAL ves $404.23 PO PLFF
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COMHON"~TH Or PENNSYLVANIA, COUNTY OF M~NaOE
CIVIL, ACTION . LAW
) 1927 CIVIL 1994
)
TO THE SHERIFF OF
MONROE
COUNTY:
KOHL BUILDING PRODUCTS, INC.
To satisfy the debt, interest and costs due
PLAINTIFF(S)
from CECIL J. BUCHANAN
RR 5\ BOX 5546, E. STROUDSBURG, PA 18301
(1) You are directed to levy upon the property of
interest(s) therein: CECIL J. BUCHANAN
DEFENDANT(S)
the defendant(s) and to sell .
(2) You are also directed to attach the property of the defendant(s) not levied upon in
the possession of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the
garnishee(s) is/are enjoined from paying any debt to or for the account of the defendant(s)
and from delivering any property of the defendant(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon and subject to attachment is found
in the possession of anyone other than a named garnishee, you are directed to notify
him/her that he/she has been added as a'garnishee and is enjoined as above stated.
Amount Due $ 11,651.59 Plaintiff Paid $ 14.00, $ 20.00
Interest FROM 11/14/93 S 7~~.49 Defendant Paid
(COSTS TO BE ADDED) Due Proth.ono:a:"\'
Atty's COIml % 2,330.00 Other Costs
ALL PERSONAL PROPERTY OF THE DEFENDANT LOCATED AT RR 5, BOX 5546, EAST STROUDSBURG, PA
18301
DAiE: AUGUST 26, 1994,/ JOYCE A. REESE tJ_
NOVEMBER 17. 1994. MAILED TRUE & CORRECT JOYCE A.~EESE, PRO t'~~y'
COPY OF THE WRIT OF EXECUTION TO THE I
DEFENDANT, CECIL J BUCHANAN AT. RR 05 '
by:
BOX 5546. EAST STROUDSBURG PA. 18360
.De;lirty
REQUESilNG PARTY:
Name: GARY S. SILVERMAN, ESQUIRE
Address: 7201 WISCONSIN AVENUE
~
RF.THF~DA. Mn ?nAl&
Attorney for: PLAINTIFF
Telephone: (301) 718-6300
Supreme Court 10 No.
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Ror ?D ?:.FF----
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OMMISS!ON
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OYCE A. REESE, PROTHONOTARY
UDGliE~T DUE PROT
UE PROT---------
UE PROT---------
AT DUE PROT----- ---
D'L SERVICE----
ACK MUEHL&~, AUCTIONEER
OCKET & RECORDING
ERVICE
V. HAi.'IDBILLS
OT. DE?T. REVENUE
RUE AND ATTEST
OPIES
r:: OF POSSESSION
EVY
AR.~ISi!ME~T
RD PARTY PROP CLA
O/PARTIES OF INT.
JOUR.'UNG SALE
HERIFF'S ASSIST.
OTARY
ILEAGE
.....CSIMILE
OUNDAGE (2~ OF DEBT)
URCHARGE
& L MOTORS TOwLNG FEE
TOllAGE PER DAY $5.00
O. OF DAYS
ARNISllMENTS:
ATE CK
CK
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,
7.00
7.00
9.00
7.00
2.00
3.00
20.00
10.00
10.00
10.00
7.00
7.00
15.25
2.00
3.00
2.00
TOTAL:
I~j-:::R::sr PER DAt!: S
NI:~IlE!\ uF DAYS:
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'7./)O
'~'2~
'7,00
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$
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TOTAL: $
TOTAL: $
CK
DATE
TOTAL: $
CK Y.:!J 6'~
DATE .a.~.r. ty
VCM: $
FACSIMILE: $
POUNDAGE: $
SURCHARGE: $
TOTAL: $
CK
DATE
TOTAL: S
TOTAL: S
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