HomeMy WebLinkAbout94-02116
d
~
~
ri
01
€I
i
,
tl
01
....)
j
J
~ .."," ./"J"~'" ~,- ,',
" ',' ,.
~ >-
",>-
~ .,1".
0..; :"J !.- ":_.
Ln ~ ",," ~
::to ~.. c. (-'~'
N ;!, '~)'-~'
" -0.-
, 1/'
e e,
~ \-0 ''0
-.:::.- -..::t-
~
<>:
..... . '.
-.::r.,':"'.
.,
-
\ -
\I) -
~ C'6
~ ~
~
4- ":'I
a 1'\)
~- ~~. ~
--.;~ - \, ~
..-.J "
::J:)
...)
~
I\~
~
~i ~Uh ~!
~I
~~W 'g ~ f II
~ .
o. 10 l~! i
~8 ~ ~~
~~ ~
~I ~ >0 . . . l~
~lli ~~
~I
~
..
" '
\: ,.
.
CUMBERLAND COUNTY
Court Administrator, Cumberland County Courthouse
Carlisle, Pa, 17013 -- (717) 240-6200
.
LOMAS MORTGAGE USA, INC"
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO., PENNSYLVANIA
VS.
THOMAS M. HALE
and SANDRA L. HALE,
DEFENDANTS
NO, ((4 .;1 II ~
&~J~
CIVIL ACTION - LAW -
IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice have been served.
To defend against the aforementioned claims, a written appearance
stating your defenses and objections must be entered and filed in
writing by you, the defendant, or by an attorney. You are warned
that if you fail to take action against these claims, the court may
proceed without you and a judgement for any money claimed in the
complaint or for any other claim required by the plaintiff may be
entered against you by the court without further notice. You may
lose money, property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICIA
Le han demandado a usted en la corte, Si usted quiere defenderse
de estas damandas expuastas en las paginas siguientes, usted tiene
viente (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Usted debe presentar una apariencia escrita 0 en
persona 0 por abogado y archivar en la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se defiende, 1a corte tomara medidas y
puede entrar una orden contra usted sin previo aviso 0 notificacion y
por cualquier queja 0 alivio que es pedido en la peticion de demanda,
Usted puede perder dinero 0 sus propiedades 0 otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE
ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA
EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASSISTENCIA LEGAL:
CUMBERLAND COUNTY
Court Administrator, Cumberland county Courthouse
Carlisle, Pa. 17013 -- (717) 240-6200
~
LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO., PENNSYLVANIA
NO.
VS.
THOMAS M. HALE
and SANDRA L. HALE,
DEFENDANTS
CIVIL ACTION - LAW -
IN MORTGAGE FORECLOSURE
C 0 M P L A I N T
1, Plaintiff, LOMAS MORTGAGE USA, INC., FORMERLY THE LOMAS &
NETTLETON COMPANY, is a corporation organized and existing under the
laws of Connecticut, with an office at 1600 Viceroy Drive, p, O. Box
226407, Dallas, Texas 75222 and is successor by merger to ADVANCE
MORTGAGE CORPORATION, the original Mortgagee.
2. Defendants, THOMAS M, HALE and SANDRA L, HALE, are adult
individuals whose last known address is 503 1st St., Summerdale, PA
17093-9999 and/or P. 0, Box 415, Summerdale, PA 17093-0415.
3. On or about December 24, 1975 , the said Defendants executed
and delivered a Mortgage Note in the sum of $25,900.00 payable to
ADVANCE MORTGAGE CORPORATION now known as LOMAS MORTGAGE USA, INC.,
which Note is attached hereto and marked Exhibit "A",
4. Contemporaneously with and at the time of the execution of the
aforesaid Mortgage Note, in order to secure payment of the same,
Defendants made, executed and deli'/ered to original Mortgagee, a
certain real estate Mortgage which is recorded in the Recorder of
Deeds Office of the within County and Commonwealth in Mortgage Book
598, page 827, conveying to original Mortgagee the subject premises.
Said mortgage is incorporated herein by reference.
5. The land subject to the Mortgage is: 503 1st st" Summerdale,
PA 17093-9999 and is more particularly described in Exhibit "B"
attached hereto.
6. The said Defendants are the real owners of the land subject to
the Mortgage.
7. The Mortgage is in default due to the fact that Mortgagors have
failed to pay the installment due on October 1, 1993 and all
subsequent installments thereon, and the following amounts are due on
the Mortgage:
(a) Unpaid principal balance
(b) Interest at $4,57 per day
from 9/1/93 to 4/19/94
(based on contract rate of 9%)
$18,538.06
1,055.67
(c) Late charges of $13,88
per month for 7 months
97,16
(d) Escrow deficit
50,76
(e) 5% Attorney's Commission
987,09
TOTAL
$20,728,74*
*Together with interest at the per diem rate noted in (b) above after
April 19, 1994 and other charges and costs to date of Sheriff's Sale.
The attorney's fees set forth above are in conformity with the
Mortgage documents and Pennsylvania law, and will be collected in the
event of a third party purchaser at Sheriff's Sale. If the Mortgage
is reinstated prior to the sale, reasonable attorney's fees will be
charged that are actually incurred by Plaintiff,
8. No judgment has been entered upon said Mortgage in any
jurisdiction.
9. Notice of intention to foreclose and to accelerate the loan
balance has been given to the Mortgagors in accordance with Section
403 of Pennsylvania Act No. 6 of 1974, but the Mortgagors have failed
to reinstate the Mortgage in accordance with the provisions thereof.
A copy of the Notice is attached hereto and made a part hereof as
Exhibit "C".
10. Defendants are not members of the Armed Forces of the United
states of America, nor engaged in any way which would bring them
within the Soldiers and sailors Relief Act of 1940, as amended.
11, Plaintiff has complied with the procedures required by
Pennsylvania Act 91 of the 1983 (Homeowners' Emergency Mortgage
Assistance Payments Program) and Defendants have either failed to
meet the time limitations as set forth therein or have been
determined by the Housing Finance Agency not to qualify for
assistance.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure
against Defendants for the aforementioned total amount due together
with interest at the rate of 9% ($4.57 per diem), together with other
charges and costs including escrow advances incidental thereto to the
date of Sheriff's sale of the property
within described.
By
-
I,;
,: "W~3 . ,~V~?t~
I
11-09-60583
VA r... ....n. . ,"_ IM.t
........ A",1I" ..... u..!
,_,. ...._ '''0 nOlo .
u.a.c. ...--.w... '...."1 ..
,-.1 JIM.... -,-"u..,
PENNSYLVANIA
MORTGAGE NOTE
Sarrllbufl
Penn'flv.nIL
, 1 25,900,00
, 1975
Dec",ber 24
Faa VALI1I RItCIIVID, the und.nlmed, TIIOIlAS H, HALE AND SANDRA L, IIALB, UIS WIFE
I hereinafter called the Maker proml.es to pay to
ADVANCE IIlI\TCAGE CO\lPORATIOH ( A DELAIlARE CORPORATIOH ) ,
e ..rponllon orpnlud end ..lIl1n. und.r th. taw. of th. STATE or DELAIlAIIB , or onler,
h.relnaner de.lmated u the Pay.., th. principal .um of TIlEIITY FIVE TlIlUSAND HINE HUNDRED AND HO/lf
Dollan (12 900 0 )
with Interest (rom date at the rate of NINE per centum ( 9 "') per anidm on t~e
unpeld belane. until peld. Th. said principal and Inter..t ,hall be payable at the olne. of
ADVANGE IIlI\TCAGE CO\lPORATIOH In DETIlIlIT IIICUIGA1I 48232 at
P,O, BOX 146 DETIlIlIT IIICIIlGA1I 48232 or .uch plac. u the hold.r may de.lrrnat. In
wrllln.ln monthlyln,tallmenta 01 nIO HUNDIlED EICUT5fflooDollan (1208,5~' commencln. on the
ftnt day of FEBIlUAIlY , 1976, and on Ih. ftnt day of .a"~ month th.reafter until the prlncl.
pal and Interelt are fully paid, except that the final payment of the entire Indebtedness evidenced
h.reby, If nollOOn.r peld, ,hall be due and payabl. on Ihe ftnt day of JANUAIlY , 200.6
Prlvlleae II relerved to prepay at any time. without premium or fee. the entire Indebtedneu or
any part thereof not lell than the amount of one Inltallment. or One Hundrfll Dollan ($100.00), which.
ever I. leu.
Slmultaneoully with the execution of this Note the Maker haa executed and delivered to the P8)'ee
a MortlDle aecured upon certain premises Iltuated in the County of CUKBERLAND ,
Commonwealth of Pennsylvania, more particularly descrlbtd In the Mortl8le. All of the tenns, cove-.
nanll. provisions, ('onditlonl, stipulations and alreements contained In laid Mort,..e to be kept and
performed by thf! Maker are hereby made a part of this Note to the same extent and with the lame
forte and erfrct al it they were fully Jet forth herein, and the Maker covenants and al1'ees to perform
the same. or eaUH the same to be kept and performed. Itrictly in accordance with the terms And pro-
vlllono thereof.
The whole of the principal sum or any pnrt thereof. 'and of any other sums of money lecured b).
the Mort.age aiven to secure this Note, .hall, forthwith, It the option of the Plyee or any subsequent
holder thereof, become due and PAyable immediately. without notice or demand, if default be mllde In
any payment under thl. Note, and If the default II not made aood prior to the due date or the next
luch Installment; or upon the happenlna of any default which. by the lenns of the Mortp,e ,iven to
leeure thl. Note. shall entitle the Payee. or an). subsequent holder hereof, to declare the same. or any
part thereof, to be due and payable.
The Maker does hereby empower any attorney of any court of record within the United States
or elJewhere to appear for Maker. with or without a declaration flied. and confels judament or judg-
men" aplnst said Maker in favor of the Pay~ or any subsequent holder hereof, &I of In)' tenn, for
the entire unpaid principal of this Note. and all other sums paid by the holder hereof to or on behalf
of the Maker punuant to the terms of this Note or said MortplI'e, and all arrearaae. of Interest there-
on, torether with costs of lult, attorney's commlsllon of FIVE ~.~ for collection, and A nlealle of all
errors. on which judll11ent execution or executions may Isaue forthwith. The Maker hereb). wnives
the right or Inquisition on all property levied upon to collec:t the Indebtedne.. evidenced hereby and
does voluntarll)' rondemn the same and authorlles the Prothonotary to enter such condemnntlon, and
waive. and releasel an laws. now In force or hereafter enacted. relatlnr to exemption. appraisement
or llay of execution,
The agreements herein contained shall bind, and the benefits and advlntall'ta shall Inure to, the
respective aucceuors and ualms of the parties hereto. Wherever uJed. the slnll'\llar number shall in-
clude the plural, the plural the Ilnl\llar. and the ule of any gender shall be applicable to all genders.
IN WITNESS WIIEIlEOr, the Maker haa caused these presents to be exec:uted under seal the da)' and
year flnt above written.
...........""ij(J ~'f;.j{~......
.. .,...,.. ...../."C...;{ttL....O.,.........
.. .......
.. .'~~...H~lli:1e..h~.~.
//{
(SEAL)
(SEAL)
(SEAL)
CSEAL)
.... . ...... .... ... . ... .....
J... . ',. /' /.I""
C.J;.(d!:J.... ." "'.
San ra L Hale
~- --.-- -.-
- ......-
Tu!!, Is To CERTIFY that thlllo ift the Sate deICribed In Rnd sKur..t by MortKl\Me of eVfn date here-
wllh ,..urod on renl ..Inle ,\lullle in CUIl8ERI.AIIll").9'!,\I).' Cnmmnn)\.e~~ ';I.~n'Yh.unin. A
/ tC{tlttlwd/( -/(Lftf EXHIBit _
.... "'., ...,... ... .-."..
-"''''''aryl'.,''',,..
IIH''''
'-"-'
-
~,
.-!-
.
-_.~.
..- .-. ~.--:---- .#, ...,
." ~.,.
~,
;. ,~. 11-09-60583
MORTGAGE
.ICW~li':" :r 1/ 'Hr
. U 0' CII"
o . ""0 eoulIff
'1NIlStL'i&lru.a
Dee zl~~lllv1sIA
{)(
-. '- ....at. 1._ .....
........ ......." I"', U.. 0,.-
.._........_I.I..T&..."
u.C',..".,.....,.,........
...11_1.................,...,
p.
(......
THII IHDIlITIIU, mad. th. 24th dlY of DEC!KBEIl In Ih.
Y.lr 01 our Lord on.lhoullnd nln. hundred Ind uv.nty-Uv.(1975) BnwaH tIIl>>lAS H HALE AlID
llAIlDRA L, HALE, HIS WIPE (h.nlnllllr called M.rtll,.r) Ind
ADVANCE IIlRTGAGB CORPORATION C A DELAWAIIE COiU'ORATIOH ) .
. .."",nllon o.,..,lud and ..lalln. und.r Ih.l.w. of tilE STATE or DELAllAIIE , and havln.
Ita prinefpel om.. and po.l..m.. .dd....ln p,O, BOX 146 DETIlIlIT HtCllIGAN 48232
(h.nln.It.. called M.'I.....) :
tIIEIlT'l' nVB tIIOUllA/lIl NINE HllHDRED AIlD
WITHEIllETH: Thllth. M.rtll,.r I. .eeun Ihe paymenl.f. NO/I00
/
/
Dollln CS 25,900,00 ), with Inte...lfrom date,.t th. nte of NINE per .enlum
( 9 ,,) per .nnum .n th. unpaid balance unlll p.ld, II provided In a N.1e of ,Vln dill h.rewlth,
from the M.rt..,.r I.th. M.rt....., In m.nthly lnalallmenla.l tIlO HUNDRED EIGHT AND 50/100
Doll... (S 208,50 ), ..mmenefn. .n th. ft..t d.yof PE8RIJAKY ,19 76 , and
..nllnuln.lherealter .n th. ft..t d.y .feach m.nth unlll .uch debt Ia fully paid, excepl lha~ If n.t
IOOner paid, th. ftnal poyment the...1 .hall ba duo end payobl. .n th. ft..t day of JANIJAKY ,
2006 . and a1lo to HCure the performance of an cov.nanu. al'Rem.nta and condition. hlnln con.
&alntd, does by theae pl'llenll mnt. barratn, sell, a..lm. rei..... con v.)' and conftrm to the Mort......
Au. tho 1.II.wln. deaeribed real property .Itulle In th. 1lf..
County ot and Commonwealth at PIMl11va..,1
LIsal deleription attached hereto and made a part hereof. , ."
.,
. JAN27 1916
li Tu...-tlh1p of ^;~I~~:n~;=::~H lot or pArcel of land, !:Jtu~OA1__~~ 'I;P
~nd daser1t)ed 1n nCcOrdAnc~ ~~:1~erl11nd COunt\'. f'lf'nna"]'.c~~~
~~c~a~: C. ['I' M:'e1o, ~O'lhtere~ s:r:::;:. ;nd!'lan therl!C'! naetf' fo"
o 0'0'1 to tllt.__ ' Ited "eca:-"':::- ,. 1!'1,1;
"rr.""'I"1; at a " i
(5" (eet 1I1rfo) 4S.2 fef't \~~ o.~t 1n the "Oltern l1ne or ~4rst 'it
lectinn o( First anti Dove~ ~~re:f ~he northwest earn..:" ,,; the 1~:;;"
.10n~ bnds no',. or late ot ts thence !'.UftU-:1 !'hl. "r.over ~ .
hill '.!fe. Soutl't 62 de Anthonv Pollv Palner ."d 'Iedel 1." treet.
ea.tern I1ne of Lot ~ree7.5~4 minutes f..lt Ion faat to .1 ~: :. ~~lncr,
Plan (1.0 .D.. Section C 0 th h ~ ~o n.. in t",.
Uort",036 dts. thence alon~ the e...tern ~1ne e .Q~1n~fter nent10~c~
';1th"! er:rees ~5 Minute" 1.'aRt 57 fee o. t ~.D. 1.! Slct1o:'1 ~
['Ioroth;~~r!s~:~:t'h:lonp, lands now or l:t=oo~ ~:~~t~ t~a~ce plra!19!
to Ii ,II w1te. ~'orth 6" c! .. D!"h .n~
11 · P irot in tho "eltern Une o. ri e,rees!i~ --:(~ut:'JlJ !;~.t !t)n feet
ne of First St~eet. South 3~ ~~ rlt Street: thf'nc~ .lonv the v ~
!)oint the obce of :'trr.t'''ft~rc. .~re.1 45 mlr.ute. r."t ,~7 'eet to ~. tern
BOOK 588 PAcr b26
:nus r.coR'rnACES"; purchase mcney r.l':r~:~:~, as ~~': .~d i:t 4,1 '10.
t22ot~eeMJlMni'le&i'l.ture, .pprOVla J,,,,'} IE. '~;e The
proceeiSOf.l1ilimOlf&.&e wer. used by lIIe m.rt/./.r, ~mi, to p:y
pl(j91~ pj!~!I price 10 the lI.nlor! In Itoe .twe recllld 'led.
/
TOOftHD with an and alnrulu the buUdlnp. improvemenll, and ftxturea on &aId premises. &I
well as aUlddltlona or Improvement. now or hereafter mlde to ..Id premba, atreetJ. aUe)'I, pauasres.
WI)'I. waten, wlter couraa, r1.htJ. liberties. prlvJl~. hereditamenta. and appurtenance. whataoever
thereunto belonrln.. or In In)' wbe appertalnln,. and the revenlona Ind remalnden. renta. luues, and
pronta thereof, .nd In .ddltl.n thereto th.f.lI.wln. deaerlbed h.uHh.td Ippllon..., whl.h Ire, .nd .hlll
be deemed to be, ftxtUl'f1 and I part of the realt)', and an a portion at the HCUr1t)' for the Indebttdne..
herein mentioned, namely,
provided, h.weverflhat lhe M.rtp,.r .hall ba entltled t. ..lIeet .nd relaln Ihe Illd ..nla, IIIUOl, and
proftla until def.u thereunder:
To HAVI AND TO HOLD old property. hereb)' rranted. with the appurtenlncet. unto IIld MortplH
to III own use forever: _ 0
b,~" 538 FACE /,2 i .f.\.""'-" --
LOMAS MOR'ffiAGE USA
A member Dllhe
Loma. Fmancial c,roup
Lomas "or"""'!p "~A
P .0. II me 2I'JillnilJency Admini'lndon
Dallas, TY. n,~7Ilri\'O
1-ROO-231-01PQfj Office Box 227437
DoDal, Thu. 75222.7437
Vebruarv 7, lq94
NOTtCE OF INTENT!f)~ TO FORECLOSE AND ACCELERATE LOAN MT.ANCE
Under Section 403 or Pennavlvanta Act No. " of 1074
**************f'~f~+++++*************++.*+***************************
RE: Mort~lIl1e LoaTl "'\Il"h~ 073785784
Thomas tl, Hale
Po Bolt 415
Summerdale, Pa 170q3-041~
Certifier! Mail PI' 105 351 "2~
The mort~alle held bv LOMAS MORTGAGE USA 'hf'Tf'pfter we, till OT ourq) nn "our
propertv located at:
503 1st St
r.urnncr~plp, Pa 17093-QQ99
IS tN ou have not made the monthly avments as
""ter! below under (a) and or because vou ho"p fAiled to comp1v with or
Tlf'rform the other oro~iRinns of the wortRage obligations, if anv, Ar. Trtf'd
be]o~. unfle1: (d), Previous late charRes under (h) and other charll;es, if anv
under (c) noted below have also accrued to this date,
TIlE TOTAL AMOUNT NOW REOUTRF.ll TO CtlRF. TIltS DF.FAULT, all IN nTPFP ~.OP.DS, GET
CAUGHT UP n: "'m.p PAYJo!F.NTS AS OF TIlF. nATF. OF THIS LETTER, IS NOTED BELOW
l.'lmF.R (e).
fA' lO/I/Q3 - 2/1/94 $347.12
F.y.cept for the payment change indicated belov fif applicable).
$311.27 (pavment change effective 1/1/94)
fb) Accrue~ ]Pte charlieR: $0,00
fe) Other Charlle(s)/Credits: Suspense Credit..:
Escrnw Short Prots:
Inspection Fees:
loiSI' Check Fees:
$
1,166.89
0,00
(d) Other provisions of the mortll811e obligation if any: $
~p' TrTM. AMOUNT OF (II) f'" Anr! (c) F.F:OllIRED AS OF TIllS DATE: S2,I!3f1,79
;i.'\hli\ll&
LOMAS MORTGAGE USA
A member 01 the
Lorn.. rllW1Cw Group
TON TO FORF.r:T,O~!': (Act Ii)
Delinquency Admini'lnltion
1600 VICeroy Dri\"e
Pu.t orrlCe Box 227437
D.u.., 'Ie... 75222-7437
NOTI
Feb
1'AI\p 2
YOIl MAV cure this defAult w:tth~n '!'1I::1lT\' (30) DAYS of the date of the
receipt nf this lett"r, bv pavinll to us the above amount or< ''!,!l'(I. 7~, pIu!.
any additinnal monthly pavmentM and In-,, ,,~prves which may faIt dlle durinR
this period. Surh tla,,,,,pI't must be made either I,., cnsh. callh1er's check.
i:'ertified checl< or money nrlleT', nnd Mll~~.ed to Lomas Mortllalle USA, 1'.0, I1ny
88000. I1nJt1~nre, MArvlAnd ?I~RP-(l(lnl,
If vou do not cure the default w~.~h'" 'J1lTRTY (30) DAYS. wp ipteor. to
exercise our rillnt to accelerAte the mnT'tpnvp rr.'~ents, This meann that
whatever 111 o~inR nn the nrillinal amount borrrvpll ,'~ll be considered due
immediately and YOU ~n" 'rFP t~e chance tn pav-nff the nr1111nnl mortllalle in
month1v installments, If ful1 pnvment nf the arroul't rf r.cfnult it< not made
within TIlIRT\" (30) r~v!:, "1' nlan intend to 1nQ truct our attorneys to start
a lawsuit to foreclose your rrrtVPRed oropertv, ~f the mortllaRe is
forecloAed vnur ~rrtVARed property w111 be 1I0Id hy the Sheriff to pay-off
the mortRAp.e debt, Tf we refer your case to our attorneys, hut vnu cure t~e
default before'thev bellin lellal proceedinRR np,p11'st vou, you will atill
ns"p to pav reaaonAblp pttrrnc~"A f"eA, actually incurred. up to $50,00,
!'OI~e"er. if Tellal proceedinlls are Atnrtcr. pr-p.1rAt you. you w111 have to
pav reasonAhle ptt"rre~"s ~ees even if they are over S50.00. Anv
attorney's fees will be added to whatever you owe IIF, .'hich may aho
includp. Ollr rpPFonoble costs. If you cure the default within the thirty
day period. you will not be reQu1red topav Rttornev's fees,
We may also sue you personnlly for the unpaid orincipAl balance and all
other sums due ~n~PT' the rrortRaRe.
If YOII hAve not cured the default within the thirty doy peT'1~~ epd
forerlrl','re proceedinlls have beRun. vou still have the o:iRht to cure the
default and pre"enl: the sale at an;; time lip tl' rnp. hour he "ore the
Sheriff ' s f..!'}".!lElosure sale. You IOn" do AO bv pAyinR the totAl Amount of the
unoAid ~ort~l~! payments plus any late or other charlieI' then due. as well as
the rp.AAonAble attornev'A fpPF no~ conts connected with the foreclosure
sale (and perform anY other reouirementA uncler t~e mortllall:e). It is
estimated that the earliest rlnte that Auch a SherHf'.. !lA!e could be held
would be appro~~~ptp.lv four (4' months from the above date. A notice of
the date of the Sher1.ff'" Anle will be sent to vn,' l-pfnre the sale. Of
course. the amollnt needecl to cure the defRlIlt will increase the lOBller yOU
wait. You may find out nt onv time e'CRctlv what thp rprll1rer' payment will
be bv call.inll: un nt t~p follow1nlZ number' I-ROO-231-0000, This paYment
must be in cash. cash~er'" checl<. certified chec~ or rrrnp," order and made
pavable tn us at the p"~re"!! stAted abt"'e,
Ynu should reAl1~p t~pt a
mortllllRed property and your
in the property a"tpr thp.
e"{c:t ~'ou.
Sheriff's ARle will end your o,.-nershi;, of thp.
ri~ht to remAin {n it. Tf ""II continue to 11"e
Sheriff's sale. a lawsuit could be started to
,e_" _',4
LOMAS .MORTG,V;E USA
A member 01 the
Loma. rUllllCial Group
ION TO FOREC1.0SE (I-ct c,:.
Delinquency Adminl.lration
l600 Viceroy Drive
Po.l Office Box 227431
DIIUa., ThJca. 75222-7431
.~("i':' .1
rrl-
PA~e 3
Vou hDv" atlcitiClnal ri~hts to help pt'oter.t '-OI'r irtere'it in the propert'I,
VOIr HA"F. 'rnF PTr.Wr '1'1' 1:r~.T, 'inE I'ROPERTY TO OBTAIN MONEY TO PA\' Ol'F TIIF.
"'OR'!'r.Ar.r. Dr.r.T, OR TO BORROW FROM ANOTHER 1.E~:n!l:r, !t:~,!,T""TTON TO PAY Ol'f
TIlt!; nElIT, (Vr.' I'J.\' HAV}; TIlE RIGHT TO SELL OR TRANSFER TIE PP.OPF.RTY
SU1\.TECT TO TilE tIORTC:AGF TO A BUYER OR TRANSFEREE ',111) ,.TH M~l"'F TilE
MORTr"r.!' 1'1'''1', FF,OVIm:o THAT ALL THE OUTSTANllll\G I'A\llF.:olT!;, I:HAPr,ES, ANn
ATTORNEY'!; <"EF.5 ARE PA!.D PRIOR TO OR AT THE SALE, (AIm ':l!^~ TI!F I'TI'FR
Rl!l'1'tR""'1'1~5 lJNnER THE MORTGAGE ARE SATISFIED), CCtlTAI~" 1l!; TO nF.TFRMtNF.
UNllF.ll '~^T CTRrm~STAt:CFS THIS RIGHT MIGHT EXIST). YOU H^Vr TI'F PTr.",. TO
""-"F. "1ns IlEFAULT CURED BY ANY TIlIRD PARIT ACT!Ilr: ON VOlJ't BEHALF,
Tf vnu l"Ut'P the defAult, the mort~s\le will be restored to t!t.! snr.\fl "...~itinn
as if no defllult had occurred, However, vou nr'! I'rr ert:ltled to tltt" riltht
to cure 'lour lip-fault more titAn three til!'eB in anv calendar veal'.
Sincere1v,
U1t'''$ Jo'I'PTr.Ar.1! IJSA
"mal-penn-not?
,...",. _.......
. .
LoMAS MOIl1l;.lGE USA
A member 01 the
Loma. Financial Group
l.l'(II81' ~~ortlZall.e USA
P.O. \lox 29i1laijUency Admini.tntion
Tlall tIn. T1' 7'Ul?Ydfl&lJri""
I-ROO-~31-0flmjOfflce Box 2Z7437
DsUa., Th... 75222.7437
Februarv 7, 1994
NOTICE OF INTr.N'[1r,li ,;,r. T"pI'rTOSE ANIl Ar:CEL"Tl'\T" 1,0.~N lIALAt:CE
Un~er Seetior 40~ nf r~~nsvlvania Act No. 6 of 1974
*Ir... * *",**'!c ,II'\: *****", .__ ,,__ "._,,_ _ **'* ,,~':\ ','l1: 1:'bf'f'oI. ~+ "''''**'''********#1''''''''''''''''*''''''
'tE: n"rtl~all:e Loan Number 073785 iB4
':"h(>r1nr. ~!. Pplp.
503 1st St
Summp.r~Ale. Pa 17093-9999
r.ertified Mail PI' 105 351 623
ThP (IIOrtRAv.p. hp.ld hv LO~AS ~ORTr.AGf. USA (hereafter we, us or ours) or vn~r
nropertv located At:
S03 lilt St
Summerdale. Pa 17093-9999
[S IN SERIOUS DEFAULT becllul'e vou hAVP. not mnde the mOJ1t"]'. n"vr.ents liS
notecl 1:>1.".01.' under (a) 'Ind/or hp.c8u!le VCll'- "",,~ fnHp.d to comply with or
perform the other pro"in~onF rf t"e (IIortll.RlZe obliy,lItions. if any. as noted
below under (~), Pre'.lous late chArv.es under (~l nrd other r.harll.es. if any
under (c) notdtl bt!l~'., h",'E' 1'1 M Rccrued to thia dnte,
TIlF. '!'OTAT. AMllUNT Nm~ RFl)lTTPF.l' Tn r.URE TllIS DEFAULT, OR IN OTHER wvRIlf. CET
r.,\l!GI'T l:P ni YOUR PAYMENTS AS OF THE DA7F. I'r TPTS I.FTTF.R. IS NOTF.I1 \lnO~!
nollEP (e).
(a) 10/1/93 - 2/1/94 $347.12
E,'cept ff''C the DIIVlllent chnnp;e indicated below (if applicable).
$311.27 (PRvment chllnlZe effl'dt'." 1/1/94)
(b) Accrued late charp;es: $0,0"
(r.~ Othp.'C r"Rrve(sl/r:redita: SUB"erBl' Credits:
Escrow Short Pmts:
lnr,~~~~~nr F~e8~
NSP r.heck Peps:
$
1,166.89
0.00
(d) Other "roviRions of tlte mortl!81l.p. "hHI!/ltton if any: $
(e) TOTAL AMOUNT OF (a) (b) IInr\ (r.' Ff.OI'TTlrn AS OF TH!S OATF.. ~~.R:l(l, i9
c.
"
.~-':;;';,~..
loMAS MORTGAGE' USA
A member 01 the
Lomal rmancial Group
NOT
1"eb
!'a~e ~
Tm. 'In FORECLOSE (A~t 1;)
Delinquency Adminiltration
1600 VICeroy Drive
Poll OlflCe Box 227437
Dallal, ,.... 75222.7437
You mav cure this default ...ith'.1I "'f'TPTV (:\0) nAYS nf the elnte "C t.he
receipt of thill !ettp.r, 1'" l'~VinR to us the ""("'I! m,nllllc of $:':,830.79, IIlua
anv additinnal monthlv nllvments nnd late charRes which mav fall dUl! .'uT'rr
this pe:-iod.. Such payment must be made dth..r ho; rnd-, rpp1>i er',," i:hec'<,
cprtified check or monev llr,l~!'. nn~ I"'II"Pel tCl T.omss "'ortRnp:1! l!SA, P.O. T\o..
81'001', lIn1.timore, Marvland 2128R-OOOI.
Tf 'vou do nClt ctlre the tl"rilute ~Iichin THIRTY (30) DAYS. we intenr! tn
elCere1sA "ur r~ I'Jot to ficc..lerate the..!DortRap:e pavmencs, Thi.. means"Ciiiit"
whtAvei-' 'ip rwi1'r r1' th~ oril\inal amount borrowed will be c,>ns1dered due
immeclintely nnd "OU mav lose the chance to pav-nf~ the "r'rfr"l mClrtRal\e in
~onthlv inRtalll"'prtF, Tr "u:: paymenc of the amount of default fR not mRde
withi,' TII!PTY (30) DAYS, we also intend to i""t,:u..t ..ur attornevs to Rt'lrt
a lawsuit to foreclose 'lour mortl\sRed prollertv. If the flortr,pv" _~!!.
forecloaed 'lour mortRaRed propertv win he "o~.r! "'" tlop. g1>p.riff to pav-off
the mortRaRe de"t, I~ we re'r:r .'..ur rRse to our attorne"R, "ut you cure the
default before thev be~in leRnl proceedings aRainst vou, 'IOU will atill
".ve to pnv reasonable attorne\,'s feel', n..tuatlv incurrp.d, un to t5f',~n,
1'n',."""r. if lep:al procl!ed1.nl''' nrf! starced al\ainst vou, 'IOU w11 1 have to
pav reasonable attorne\" s fee" e'!pn if thev Arf! over $50 ,nn, for....
attorn,,'.' F Fee" w11l be adde(l to ..'''nte"ler -IUU owe us, which mav also
include our reasonable co"tR. If 'lOll ~ure the defAIl] t ...Hh!n the thirty
dllv oert"d. 'IOU will t'"t lor. r"quIred to pav attornev's feell,
We "av also sue vnu perFnnn~l'l ~or the unpaid principal balAnce and all
other "u~" due under the mortl\aRe,
If you hAve nnt ""Ter! tbe defllult within thf! th1.rtv dav period and
foreclosure !lroceedinp:" have hellun. 'IOU "till lop"" tho ri~ht to cure the
default anel rr"'''~nt the sale at anv time up co one hour hefore the
Sheriff' s- forer.1osure salp., Yl'I' ...n" r!c GO bv pavinR the total amount nF tbe
un!laid monthlv pavmentR P'-'I"- anv late or other ~harP:"~ then due. "'l well aa
t.1o" r"nsOllAhle attornev's fees and costs cnnne~ tf!d with the Foreclosure
!'IlIle-Tand llerfl'l"1" sn" other requirements under the mortl\al\e). It is
e"timated that the earl....r.t nnte that such a Sheriff's sale could be held
w"u'r! be approximatelv four (4) months frOM th" 1l1o""e nate, A notice of
the dnte of t"e ~1opriff'& snle will he sent to you before the sale, Of
"our lie , thp. nmount needed to cure the default wi11. '.ll"T/'l'coP tloe lOl'!Zer VOll
",att. You mav f1rel "pt 1'1' "n'l time exact1v what the reouired oa\"l'1ent. ,'111
he h" cnlEn~ us at the followinR number: 1-1l00-~~1-nl'rn, This pavmel't
must be in ca"h, "pslofer'" "huck. certified check or money order an" maele
"II'rnh1l, to liS st the address st.1tud above,
You ahould realize thst a
~ortr.nr.p~ rr"pertv anr! Vnur
in the propertv sf tel' tbe
(:'I"t.ct '."r.'..
Sheriff'" "Ale ",1..11 end 'lour oWllp.rplojn n~ t~e
ri2ht to remain in it, lf vou continue to live
Sheriff'p pale, a law..uit could he ptpTtOr1 to
,.
l_.~....c
"'!".
1.0MAS MORTGAGE VSA
A "",mber 01 the
Lorn.. rmanclal Group
NOT
l'eb
l'alle 3
ION Tn FORF.r.T.OS" (Art Ii'
Delinquency Admini.lntion
1600 VIceroy Drive
Po.l Otrlce Box 227437
DaDa., 'Ie... 75222-7437
VOII I,n"p 1',.,.1tionnl rbhtfl t" he11' rrotect vour interest in the prop~r~':.
YOU HAVE THE RIGHT TO SELL ~E rFOPfr.-rv Tn nRTAIN MONF.Y Tn PAY OFF TPf
MOR'['r,\C7F I'''~T, OP TO 1I0RPO'" 1'RnM ANnTlIF.R T.E1lt! 'Ne.: INSTITUTION TO PAY OFF
THIS DEBT, (VOU HPi I'A\'r T~F. p.!r.HT TO S"l.T. nit TRANR""ll TUF rr.orr.R':Y
SUBJECT 'If, THr !'rp"'r.M" TO A 1I1JYF.R n!' TP'\N~FF.PF.F. \."0 I-'ILL ASSUME THE
MORTGAGE DEBT. pROV1llF.fl THAT ALT. TIlF. OUTRTANflTNr. P^~:--"'S. CHARGES. AN!l
ATTORNEY'S :'1;:":6 ArE PI TI' PPIOR TO OR AT THF. SAT,E. (,\lID THAT THE OTHER
REQUIREMENTS t~DER ~E MORTr.Ar.F. ARE SATIS"TFI". rO!~ACT US TO DETERMINE
UNDER WIlAT ClRCt;Jf5TN7rFS THIS IllGHT MWHT F.XTST), YOU HAVE THE RIGHT TO
HAVE THIS DEFAUT:r r.URrn IIY ANY TIlTRfl PAP TV ^r....~r;r; ON YOUR BEHALF,
If vou cure the default, ~hp ~ortRRRe will he refltore~ ~o the ~ame position
as if no default hsd occuuP.<t, I{o.~n".'r. you are not entitled to this ri~ht
to C'ure your def auii:- more than three ~ ~I"P" ~ r or-v calen<tnr vear,
Sincere' 0'.
LOMAS MORTGAGE USA
rlmnt-l'l!nn-noi2
,;,"
,~-~
I'
!J"m~'"
'.....r.', ,.,,;~:
LOMAS ~ltiRTGALiE USA
A member 01 the
Lorna. rmancial Group
T """.~ I'ortRsRe USA
l' ,0, 110:<: ?DilfAq.a,ncy Adminislntion
l'llllan, TX 7itil~ibrive
1-80n-::H-rCl/i'iOtrlce Box 227437
DaDas, Texas 75222-7437
1'p.hrllarv 7, 1001,
NOTIO: n" TN';OI'iH1N TO FORECLOSE ANfl ACCELERA'm T.0/01: P1J H'r.F
Under Section 403 of Per,nsvl'.'pf'in Act No. Ii of 1074
* ....., .\.j .', .', ". ",,,,.,..,..,. ,..,. It * .'" ",*..* **,^'I1"'++4.<!.~*tr'!. ,\" ,': *****.... ***** ** ***** *** n f. i:f''/'f:'"
"r.. !1"r~RAlle T.ollo Number 07~7P~:'F~
f,andra L, Hale
Po Box 415
Summer<tale, PI' '7~03-n4t5
Certified Mail PI' 1~5 35t 6?4
The mortllage held bv LOI'AS HOPT".Ar." "SA (h/!reafter 'Je, UP or ourI') on your
nropertv located at:
51)3 !f'~ ~t
!'t'l"I"erdllle, Pa 170'l3-'l099
IS ~N SF.RI~lJS nF.FMJLT "er.'''''~p. "('u hR"" not made the monthlv pa'lll'.entll as
oote<t he]....' .m.l,,!: (n) .tnd/or because vou have failed to complv with or
ne!'fnrm thll other pro"i.dons of the mort~age obligAtionn, Y I'f'V, as nt\ted
below under (rI). Prc"~ous lat" char~es under (b) and other charr.ea, if anv
under (c' no~erl hclow have also accrued to thlH dn~",
TIm 70TAL AMOUNT NOW REQUIRED '1'(1 Cl'P.F. 11lr.f, 11F."ATTJ:r, OR IN OTllEll I,'OIlJ1S, CoF'"
r.A"rrT "P TII VOl'll PAYMENTS AS (W TIIF. DA';'E OF THIS LETTER. IS NOTED lInot;
IlNl'FP f 1" .
(a) to/l/03 - 2/1/94 $347,12
Except for the paYment chan~p. inr'rntllrl ~e]ow (if aooli('able).
~3It.~7 (Pavment chan~e effective ~/l/q4)
(b) Accrue<t late charges: ~n,OO
(c) Other Chsr~e(s)/Credits' f,usrerF" r.re<tits:
~scr...w Short I'mts:
Inspection Fees:
NSF Check r~,,/'!
$
1.166,89
0,00
(t!) (tt""r rrr.'.iHions of the mortgage oblillation if any: $
(e) TOTAT. AMOIlNT OF fn) rbj and (c) REQUIRED AS OF THIS IIATF.: S:.!-7~~22.
LOMAS MORTGAi;E \JSA
A member 01 lhe
Lornaa rlnancial Group
ION '1'0 FORECLOSE (Act Ii)
NOT
Feb
Pn17e ?
Delinquency Adminiatntlon
1600 \"lCeroy Drive
PoSI OffICe Box 227437
Dalla., Texas 75222.7437
You mav cure thi~ ",,'atilt within TIJIRTY (30) DAYS of the date ,... t!>e
receipt of this_letter, bv"pavinR to liS the Il\;""~ I'I"/'OIIT't of .$2,830, 79 ,-phis
.a.n.'~ additional monthh' 1'I','".rrt" An" lAte' .c\,ii'rRes .~"ich mnv fllll due durinR
~):1)!, perio<t, slIch tlavment mllRt he l'Inrle either bv cash. ca'shier's checl{,
certified check or !r.C"e" l'rder, and maile<t to Lomas Mort~a"e I'~~. p,l'I, 1I0x
88000, Baltimore, Harvlllnd 212118-0001.
If vou do nllt cut'c ~h" rlp,puTt w:lthin THIRTY (30) flAYS, ,,'e intend to
exercise our rj,,8ht to accelerlltt> the 1'I0rtRAll~ navmentR, This meAns that
'~hatever is owinl! on the ori":!nn~. n",ount "orrowed wHl 1,1' conAi<tere<t due
imml!~:!"t"'" 1''''' VOII "'/IV lose the r.hAnce to pnv-off the oriRinal mortRaR" in
monthly installments, If full pa\'1l1""r. or the amount of defaul t :I" T'/'Ot mnde
'..:!t!>~T' THIPTY (30) nAYS. "Po "IRO intend to instruct our attornevs to start
a lawsuit to forerlone vour mortllAlle<t n~opertv. ;: the mortRBRe---rB
foreclosed vour mortllnllerl nrope~t'" ...ill be sold bv the Sheriff to pav-ofr
the mortRaRe debt, If we refer vour case to our at~oo:.,e"". hut vou-cure the
,It:,fault be-fo-r-e- thev beKin lr,'.m' T'r<,reed:lnR!I ajlaiT'st VOII, VOII wi1~. still
have to 1'11" rCllsonahle nttornev'" feef'. nrtllall~l incurred, up to $50,00,
However. if le~al tlrocee"1T'~F pre started allainst you, VOII will have to
pnv rensoT'nhl~ Attornev's fpes ""pn 1r they are over $50,00, Anv
attorney's fees will be arldec t" ...l-Ptpver vou owe us, which mav a1sn
tnclllrle our rensoT'lIhl e cORtf'. ,r WlU cllre the default within the thirt"
,.la'l l'erj,od, vou will notbe requirell to pnv IIttornev's fees,
I!e mov also sue vou personallv tor the unpaid pr:l.ncipal balAnce and all
o~hpr ~~mC due under the mortllar,e.
!f vou have not cured the default wit"'" t.hr t!>i~tv dav perto<t and
forer.loAure tlroreerltT'Ps hll'll! "eRun, vou still have the ri,::ht. to cure the
<tefault and prevent the "nIl' .,t. n'''' time up to one hour bel:ore the
Sher:lff'" rno:eclosure sale, You mav do so bv lln"inr, the total amount of the
unnai<t 1'l0nthlv"i,nvm"T't" T"nn n.n" lntl! or other charRes then due, as well as
the reasonable nttornev's fees an<t COllts ""T'T'P.r.tr.<! ..ith th" foreclosure
sale (and perf!!.!'" anv other. reaulrel'lents un<ter the mortllAlle), It is
~r.timnte<t that the earliest date thnt sllch n Sheriff's sale could he held
'.''''''''!>e apprOldmatelv four (I.) rnorth5 from the above date, A not1ce fir
the date of the Sheriff's sale ,,'i 11 he Rent to vou heforl' the AS] 1', Of
COUrRp., t!>l' amount neerle<t to r.urp. thl! ~efnlllt "'ill increase the 10nRer 'IoU
'...nit, You mav find out at anv till''' e"act'.'1 ,.hllt the required 1'IlVTnPT't ,.,iP.
he b' cll'Hnll UR at the followtnl'! nUl'lber, 1-800-231-0000, This payment
~lIst be in cash. cashier's check, certifi,,<t check nr monev or<ter nT'rl made
"''''''1''''1' tn Uf' at the addreR!I A~'lt'!I' IIbove,
You shuul<t rp.ali~e that a
mortl'!aRed proper tv and vour
in the nropert~' Arter the
evict vou,
sher:lff' f; fln'p. '~ill end your ownership of the
r~r.ht t... Tl'mnin tn it, If vou continue to live
sher:lff'F FP.'", n lnwsuit could be started to
...
...
If """:.....'.,
'.,
LOMAS ~1(JR111.IGE USA
A ..ember of lhe
Lorn.. rmancial Group
'10T_
Fp.h
PllR" "
In!: ....0 FnJU:CLOSI:: (Act 6)
Delinquency Adminiltnlion
1600 VICeroy Drive
Polt OrflCe Box 227437
DaDal, 'Ie..1 75222.7437
You have additional rillhtfl te, I.d r rrotect ynur tntet'p.R~ in tl", I'roPt'rtv,
"('l7 1'.'\'1' ':"~F R!r.IlT TO SF.U. TIll" P!'I'!'''''....y Tr OllTAIN MONEY TO PAY OFF THE
H'l<'I'C,AGE DEBT. OR TO 1I0RRlll; ....'HJl' Al:I""P"" T Ff-'nINr. ISSTI'!'lITTClll TO 1'^~' OFF
'!'lITS nEII", (YOU MAY RA"" TU!' pTC:"':' TCl liEL1. OR TRANSFER THE PROPERTY
:>I'p:rC1' 'Ie THE MORTGAGE TO A BUYF.R Ok TP.\I:r.n:p,,1' '.'l'O WItt Assmn:: '!'RE
~<ORTGAr,,, 1)..111'. pRfWTI'I'1' ...1'1..... ,~!.l. THE OUTSTANDING PAYMENTS. CliAl<GEf. Atln
A"'''ClllNFY'S HI'S ARE PAID PRIOR TO OR A'I 'm!: f,M.'F.. 'A~1Tl 'mAT TilE OTll"R
'R1':OllTREMF.NT~ ,n-:flFP "'''I' !'rr'lTAr:r. A)m SATISFIED), CONTACT US TO DETFPJ-:mF.
1!l!flO::R \::~Ar CTPct'MSTANCES THIS RIGHT hIGH': F.:'Tf."'. VN' P"Vl': TIlE Rtr.HT '1'0
HAVE TIltS flF"AI'T'" r.lT.rr. lIY ^,,'{ TllIRD PARTY ACTING ON YOUR \1E1'/ll.F,
If vou r.llre the ,'pjHul t, the mortRaRe will he re!l':o):-"~ ~o ~"p /lAme position
ss if no default had occurt...,l. H/,~'p,'pr;' )Iou are nnt ent:lt~.p.<t to thf.s riRht
to cure vnur <teFault ~nre thun three times in anv calendar vear.
!ltncerp',' .
T.OMAs MORTGAr." "SA
dmsl-Pl'nn-noi~
,~J.?1~:..:~ .
. ,
I.oMAS ~IOJm;AGE USA
A member 01 Ihe
Lomal Financial Group
Lomas Mortl\al\" 1:5"
r ,0. p."y ~ !lllfn~aency Adminiltntion
naIlOR, TX 7~7Drive
I-Sl10-23 1-0000 Office Box 227437
llaDal. 'leus 75222.7437
Vehrunrv 7. 1994
1.'f'':'Tn' 111' T~'TFN"'IIlN TO l'ORl'7r:',OS": .\I.1j\ ,\CCELF\(ATE LOAN BALANCE
Uncle!' Section 403 of PenT'p,""rdr. !.ct tlo, 6 of 1974
q~~~~~t.*****.******.**~*~nr~f~/+++~++.*~****+~++~+~~~~.~~~rtn***.*..*
RF.! ~~r~r.nRp. LOAn Number 073785784
SAndra L, }lATe
~03 lilt st
Summerdale. Pa 17093-9999
Certifie" ~eil rp 105 351 625
!hI! m('lrtp.",,~ hf!ld bv LOMAS ~IORTGAGE USA (hereartl!r .m, 111' l'r ('Il1rp) on your
I'ropert~' locllted at:
5t'3 1st St
Summerdale, Pa t709"_o('l('l9
Tf. n: sEnlOUS llEFAULT beca~li.!__ you have not Mode the monthly pAvmentp PI'
noted below under (a) an.J/.'r heCAuse VOll hllve faile" to romolv with or
per:orm the et"pr T'rov1sions of the mortl'Agl! oblil!stions, if anv. as noted
below under (d), Prev10ull latu c~nrl!es lInder (b) IInd other ehnrr,cr.. i: uny
untle,,: (r.' T'"te<' "elow have nlso Ilr.crllp.~ to this date,
THE TOTAL ^,,'0l:tl'" 1l0l~ RF.01ltR." TO r.'TRF. ~T!, I'f." AUT:r. OR tN OTHER WORDS. GET
CAUGHT UP IN YOUR PA'{H:::J;T:; M O~ TI'1' nATE 01' 'l'IlIS L<:TTl'7R, T~ tiOTED ~.El(lW
UNDER (eL
(a) 10/1/93 - ~/t/('lL ~~G7.12
E~cent for the payment chanRe indicated below (if applicnhle),
$311.27 (payment chanRe effective 1/1/94)
(b) Accrued late chaneI" ~o,OO
(c) Other Charlie (s) !('re,!its' Suspense Credits:
F.prrr~' ~hcrt rntt~:
tosoection 1'ees:
I:SI' Check Fees:
$
1, TI\6,P9
0,00
(d) Other provisions 0" the l'lorcl!nge ohligation if any: $
(e) TOTAL A",m'r;T ('" (II' (", And (d RF.OIlIRE1\ AS OF THIS DA'i:E: $2,830,79
,'.
,............~n;;~':
. .
LOMAS ~1OH1l;AG~ VSA
A member 01 the
Lomas rmancial Group
!'lOTI
Fehr
Palle 2
TON TO FORFr.LOSE (Act 6)
O.Unqu.ncy Adminiltntion
1600 VICeroy Dril'e
Polt Office Box 227437
DaDal. Texas 75222.7437
You mav cure thi~ "r.'~u1t with:ln THIRTY 00' MY!: of the date of the
receipt 0' tht" letter. hy I'sytrl' to liP the abc."!. amount of ~~.!Il:lO, 79, plus
anv additional monthlv psvments an.d late charl/;es '~htch r.n" 'I'll ~u~. !!.u!.!.~
thts period, Such pavment must he nn"" p~tI-pr by canh. cashier'", r.ht!c1~.
certified r.ht!c" or r.:C"P" or,lf!r, nnd mailerl tn Lnm"" ~'ortAnRt! US/I, 1',0, Box
8AOOO. nalti~orp, ~nrvlnnd llZ88-0001,
If you do not cure the default within THIRTY (30) ~:y~, VP 1nten<t tn
f!l'err.isf! our rhht to sSr.pl pTP.~C the rnortl/;al/;e payments, Thismep-n-"- 'that
'~hAte"e~ ill n.<linR on the C'rfr~r,,', Ar:r.llnt borrowed will be consid"red due
~I'\lllediatelv snd vou may lose th.. chanr.r. ~" rnv-nff the or1.l!innl rnoTtr,ap,.\ ill
monthly in"tnl.l1'1entl'. If ful' rl"'1"pnt I'll" tht! amount of default is not m&d.,
within THIRTY (30) DAYS, we nlso jntr.,,, tC' :IT'l'truct our attornl!~'" to stHrt
a lawsuit tn foreclose your mortKal<\~11 pl'cp~rt". Tf the mortllslle 1.l'
foreclosed your mortlllil>tt!t1 P1'Cp".,.tv ~'jl1 be sold hy the Shf!Ti~: to pay-off
the mortRARe rlpht, Tf we refer vour CAse to our nttornevs. but you cure the
default before thf!v "'!~in leRal proceedinRs against you, ~",,: .d1T still
have to rp,y renconnhle nttornev's fees, actuall:, incurred, UP to $50,00,
However.:lf leRa! proceedings sre started allainst "lOll, ~''''. ~.q, have to
np'- T"nnnnAhl.. attorney's fees even if thp)' are over $50,00, Anv
nttornev'lI fee" .<lil1 he adr'e<l to ~'hate"er you owe us, which 1'18\' nl~o
1"c'.ud" our reasonable costs, If vou cure thp. ~efnult within the thirr,'
day I'erin<t, Ynu will ~ot be reQuire"~~-r.;~~attnrnev's feel',
I.'e ma:' .11"n "1If! vnu I'erl'onall v for tI-P t:npatr! principal balance and all
other sums due under the mortgacr.
H "ou na'.'f! not Cllrf!<t thf! <te'ault wj thin the thirtv day period lInd
~oreclosure proceedinlZs have !-er.un. ,'on ",till have the r~.llht to l'1!!'.., ~he
~f!~sult an<t oreVf!nt the pplp nt. finV tim.. up to one hour beforr. the
Sheriff's foreclC'purf! AaJe, You may do so hv pA~iTr. the total amount of the
unpaid mO!l.!=hlv pavments plus an" lato> llr ('lther chnrp;es then due, liS well as
the reaflonnhle pttornev's fees and costs connected with the foreclosure
.
~alf! (an<t perform any other rprl\~.rr,nenta under the mortllap;e), - Tt tll
estimnte.' that the earliest dAte th"t Furn a 5heriff' s sale could he hel<t
would be approximatelv fOll1' 'I,' ~l'rtnll from the shove <tAte. ,\ nlltt.,e 01
the date of thf! Shf!riff' II An' I' "~" h! Sf,"t to you before the sale, ct'
course. the amount needed to ctl~e ~hl! /11""\" t w:lll increase the lnnlll!r YOU
wnit, You mav fin<t out at anv till''' p:vnl'~:!.~' "hat the required pavment Io'ill
be bv cal1in~ us at the follow~T1" nUI""l'r' 1-1l00-?3t-OOOO, Th:l.fl ra''TI1ent
must b~ in rAsh, cashier's cnerlr. rprt".r~cd check or money order and made
payable to us at the address ntntl!d p.I-ove,
YN' lII-ou'.<t r'''11ize that a
~ortlZallerl oropert'l an~ "our
iT' t"p prnperty after the
pv1r.t you,
Sheriff's saIl! w:lll end vour ownership nf the
richt to remain in it, If you contim:.., ~r , i"e
Sherif[' s sale, 11 lllWRllit r.ould be started to
.........~,-..,--,
LOMAS ~IORTGAGE USA
A member 01 the
Lomal ronancial Group
NOT
Feb
Ppl/e 3
ION TO }'ORJ'Cl.MF- (Act 6)
Delinquency Administntion
1600 VIceroy Drive
Polt OffICe Box 227437
DaDal. 'Ie... 75222.7437
Y"u have 11IMHi"nnl rip:hts to help protect vour interellt in thp. rrl'lrprtv,
VOl' 1'A'.'r: 'l1iE !tIGHT TO SELL THE PROPERTY TO OBTAIN MONF.Y TO PAY OFF THF.
I'OIlTr.AGF. nF.l!T. OR '1'0 JlORRO~' FRO~: ANOTHER LENDING INSTITU1':0l1 TO r A'! N'l"
'!'HtS nF-IIT, (VOU MAY HAVE THE RIGHT TO Snl, OR TRANSFER 'mE PROPEIlTV
!'l'....l"r.T TO THE MORT(:Ar.T; TO }. ",rmtt I1R TRANSFEREE WHO WILL ASSUME THE
l!ORTllAGE DEBT. PROVIDED THAT ALL Tl!E Ol!'l:sTANlltNG PAYMF.NTs, CJl/>oprr:~, AtiTI
A~~Ol'r1'V'S FF1's ARE PAIfl PRIOR TO OR AT THE SA~E, (AND THAT THE OTHER
REOIJIREMENTS UNDER TIlE MORTGAGE ARJ' SATT!i!,TF.n), CONTACT US TI' I'f.Trr,mNE
l~r:R ,:Y/>oT rTllClJIofSTANCES TllIS IlIr.",. mGl'T EXIST), YOU HAVE TIlE RIGHT 'Ill
HAVE THIS DEFAULT CURE11 l\Y Mr'! THTRn PARTY ACTING ON ,(O\lR lIFI'Al.F,
If you cure tilt' r'efpul t. the mortlZAIll! ..:I~l Ill! r"stored to the same positi,m
ss if no defsult harl ocr.urred, However, you are not entitlerl t.o t.hifl rillht
to cure your d"~lIu'.t mOTp' thnf' three t1l'1p.1I in nnv r.slendnr veal'.
Sincerely.
LOMAS MORTGAGE USA
<tl'l91-"enr"r.l'I1~
. .
.
.
COMPANY NAME: LOMAS MORTGAGE USA, INC,
VERIFICATION
I verify that the statements made in the foregoing Complaint
are true and correct,
I understand that false statements herein are made subject
to the penalties of 18 Pa, C,S, section 4904 relating to unsworn
falsification to authorities,
Dated:
t{- (1" q tf
By
J, Sanders
Title
Foreclosure Processor
-
(;~"~,. .... .~, ~:-~-'.
CCM<<lNWEALTH OF PENNSYLVANIA:
CCXJNl'Y OF CUoIBERLAND
SHERIFF'S RE'lURN
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 94-2116 Civil Term
Complaint in Mortgage Foreclosure
and Notice
Lomas Mortgage USA, Inc.. Formerly The
Lomas & Nettleton Company, Successor by
Merger to AdvW8ce Mortgage Corporation
VS
Thomas M. Hale and Sandra L. Hale
Dllniel peioer
, ~g~ Deputy Sheriff of
CUmberland County, Pennsylvania, who being duly SIro'Om according to law. says.
that he served the within
Comolaint in Mortgage Foreclosure and Notice
upon ThnmllR M. & Sandra L, Hale
, the defendant, at
4:50
o'clock
p ,M, ~lf / EDST, on the 10
day of May
, 19 94at
~01 lRt Street, Summerdale
. CUmberland County,
Pennsylvania, by handing to Thomas M, Hale, defendan t and husband of
Sandra L. Hale
a true and attested copy of theComplaint in Mortgage Foreclosure and Not~ce
and at the same time directing
his
attention to the contents thereof and
the "Notice to Plead" endorsed thereon,
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18,00
8.96
So answers:
rfl?~~
R, Thanas Kline, Sheriff
4,00
30,96 Pd. by Atty,
5-11-94
bY~~
Deputy Sheriff
Swom and subscribed to before ITC
this
/3f!-
day of fttQ~1
I
19 t)'/ A,O,
If-J''
O. )kJeL~' ~"jij'
I
Prothonotary
LOMAS MORTGAGE USA, INC"
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO" PENNSYLVANIA
VS,
: NO, 94 - cJ 1/ 0
(]~L...::J~
THOMAS M, HALE
and SANDRA L. HALE,
DEFENDANTS
CIVIL ACTION - LAW -
IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court, If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice have been served,
To defend against the aforementioned claims, a written appearance
stating your defenses and objections must be entered and filed in
writing by you, the defendant, or by an attorney, You are warned
that if you fail to take action against these claims, the court may
proceed without you and a judgement for any money claimed in the
complaint or for any other claim required by the plaintiff may be
entered against you by the court without further notice, You may
lose money, property or other rights important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWVER AT ONCE, IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
CUMBERLAND COUNTY
Court Administrator, Cumberland County Courthouse
Carlisle, Pa, 17013 -- (717) 240-6200
NOTICIA
Le han demandado a usted en la corte, si usted quiere defenderse
de estas damandas expuastas en las paginas siguientes, usted tiene
viente (20) dias de plazo al partir de la fecha de la demanda y la
notificacion, Usted debe presentar una apariencia escrita 0 en
persona 0 por abogado y archivar en la corte en forma escrita sus
defensas 0 sus objeciones alas demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede entrar una orden contra usted sin previo aviso 0 notificacion y
por cualquier queja 0 alivio que es pedido en la peticion de demanda,
Usted puede perder dinero 0 sus propiedades 0 otros derechos
import antes para usted,
LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE, SI NO TIENNE
ABOGAD 0 SI NO T1ENE EL D1NERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA
EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUVA DIRECCION SE
ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASSISTENCIA LEGAL:
CUMBERLAND COUNTY
Court Administrator, Cumberland County Courthouse
Carlisle, Pa, 17013 -- (717) 240-6200
-
,'-'
.._....c-,._..........
.'
LOMAS MORTGAGE USA, INC"
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND CO" PENNSYLVANIA
VS,
NO,
THOMAS M, HALE
and SANDRA L. HALE,
DEFENDANTS
CIVIL ACTION - LAW -
IN MORTGAGE FORECLOSURE
C 0 M P L A I N T
1. Plaintiff, LOMAS MORTGAGE USA, INC" FORMERLY THE LOMAS &
NETTLETON COMPANY, is a corporation organized and existing under the
laws of Connecticut, with an office at 1600 Viceroy Drive, p, 0, Box
226407, Dallas, Texas 75222 and is successor by merger to ADVANCE
MORTGAGE CORPORATION, the original Mortgagee,
2, Defendants, THOMAS M, HALE and SANDRA L, HALE, are adult
individuals whose last known address is 503 1st St., Summerdale, PA
17093-9999 and/or p, 0, Box 415, Summerdale, PA 17093-0415,
3, On or about December 24, 1975 , the said Defendants executed
and delivered a Mortgage Note in the sum of $25,900,00 payable to
ADVANCE MORTGAGE CORPORATION now known as LOMAS MORTGAGE USA, INC"
which Note is attached hereto and marked Exhibit "A",
4, Contemporaneously with and at the time of the execution of the
aforesaid Mortgage Note, in order to secure payment of the same,
Defendants made, executed and delivered to original Mortgagee, a
certain real estate Mortgage which is recorded in the Recorder of
Deeds Office of the within County and Commonwealth in Mortgage Book
598, page 827, conveying to original Mortgagee the subject premises,
Said mortgage is incorporated herein by reference,
5. The land subject to the Mortgage is: 503 1st St" Summerdale,
'-J:" ;,;;';';:i-:.";,_,_............li
~,
PA 17093-9999 and is more i'articularly described in Exhibit "B"
attached hereto,
6, The said Defendants are the real owners of the land subject to
the Mortgage.
7, The Mortgage is in default due to the fact that Mortgagors have
failed to pay the installment due on October 1, 1993 and all
subsequent installments thereon, and the following amounts are due on
the Mortgage:
(a) Unpaid principal balance
(b) Interest at $4.57 per day
from 9/1/93 to 4/19/94
(based on contract rate of 9%)
(c) Late Charges of $13,88
per month for 7 months
$18,538,06
1,055.67
97,16
(d) Escrow deficit
50,76
(e) 5% Attorney's Commission
987.09
TOTAL
$20,728.74*
*Together with interest at the per diem rate noted in (b) above after
April 19, 1994 and other charges and costs to date of Sheriff's Sale,
The attorney's fees set forth above are in conformity with the
Mortgage documents and Pennsylvania law, and will be collected in the
event of a third party purchaser at Sheriff's Sale, If the Mortgage
is reinstated prior to the sale, reasonable attorney's fees will be
charged that are actually incurred by Plaintiff,
8. No judgment has been entered upon said Mortgage in any
jurisdiction,
9, Notice of intention to foreclose and to accelerate the loan
balance has been given to the Mortgagors in accordance with Section
403 of Pennsylvania Act No, 6 of 1974, but the Mortgagors have failed
to reinstate the Mortgage in accordance with the provisions thereof,
A copy of the Notice is attached hereto and made a part hereof as
Exhibit "e",
10, Defendants are not members of the Armed Forces of the United
states of America, nor engaged in any way which would bring them
within the Soldiers and Sailors Relief Act of 1940, as amended,
11, Plaintiff has complied with the procedures required by
Pennsylvania Act 91 of the 19BJ (Homeowners' Emergency Mortgage
Assistance Payments Program) and Defendants have either failed to
meet the time limitations as set forth therein or have been
determined by the Housing Finance Agency not to qualify for
assistance,
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure
against Defendants for the aforementioned total amount due together
with interest at the rate of 9% ($4,57 per diem), together with other
charges and costs including escrow advances incidental thereto to the
date of Sheriff's
within described,
and sale of the property
By
/
n p, Haller
(' torney for Plaintiff
. D. #15700
.
1719 N. Front St,
Harrisburg, Pa, 17102
(717) 234-4178
1NJI! COPY F~OM RECORD
III Testimony V1hefeOf, I here unto set my har.d
and the seal 01 ~id C at Carlisle. ~11
Th t.l darr of r', 19.$L-
,
.
----
I
11-09-60583
." ,... .....11.. IH_ &...,
~~ == \:r:. ~ en:
U.I.Co A--.W." ,......"'..
'.....1 M.".... A__u..,
PENNSYLVANIA
MORTGAGE NOTE
. . 25,900.00
Harrilburl ,rennl)'lvanlL
Oeceabor 24
, 1975
Foa VALUE RECEIYEIl. lhe und.nllned, TIIOHAS K. 1IAL! AND SANDRA L. 1IAL!, HIS \lIFE
I htrelnalter called the Maker proml.u to pay to
AOVAHC! IIlRTGAC! CORPORATION C A DELAIIARE CORPORATION ) .
. corporation o""lnlred Ind Ixllllnr under the lawI of the StAT! OF DELAWARE . or order.
hereinafter d..llnaled II the Pay... the principal .um of TIII!:N'l"f FIVE THOUSAND NINE HUNDRED AHD No/:
Dollan ('25 900 00'
wilh Intereat from date at the rat. of NINE per centum ( 9 ~) per .nndm on the
unpaid balance unlll paid, The aald principal and Inler..1 .hall be payable allhe om.. of
ADVAHCE IIlRTCAC! CORPORATION In D!T\lllIT KICHICAN 48232 al
P.O. BOX 146 D!T\lllIT KICUICAN 48232 or auch ploce II the holder may d..lrnale In
wrltlnl In monthly Inalellm.nl> of TIIO HUNDRED !ICIIT SmOO Dollan C, 208. 5a. comm.nclne on Ih.
nnt day of FEBRUARY . 1976. and on lb, ftrlt day of tlch month thereafter until the princi-
pal Ind Interett are lully paid. except that the nnll payment of the entire Indebtedness evidenced
h.reby, If nollGOn.r paid. ahall be due and payable on the nnl day of JAHUoUT , 200.6
Privitera II relernd to prepay at any time. without premium or fH. the entire indebtedneu or
any part thereof not less than the amount of one Installment. or One Hundred Dollara (1100.00). which.
lYer I.lell,
SImultaneou.ly with the execution of thl. Note the Maker hu executed and delivered to the Payee
a MortPI' Heured upon certain premises Iltuated In the County of CUKBEllLAHD .
Commonwealth of Pennsylvania. more particularly deaerlbed In the Mortllle, All of the term.. cove.
nanb. provision.. condltlonl. Itlpulatlon. and alreementa contained In uld )Iort,a,e to be kept and
performed by thf! Maker are hereby made a part of thll Note to the lime extent and with the ume
forc. and etreet 41 it they were fully let forth herein. and the Maker covenanb and arrres to perform
the lime. or caUH the ume to be kept and performed. Itrictly In accordance with the terms and pro-
vlllonalh....f.
The whole of the princlpallum or any pnrt thereof. .and of any other luml of money IfCurcd by
the Mortlaae ,iven to .ecure thla Note. .hall. forthwith. at the option of the Payee or any .ubHquent
holder thereof, btcome due and PAyable Immediately. without notice or demand, If default be made in
any payment under thla Not.. and If the deeault la not made rood prior to the due date or the next
luch Installment: or upon the happenlnsr of any default which. by the terma of the Mortple liven to
Heure thl. Notf. Ihan entitle the Payee. or an)' sub.equent holder hereof, to declare the ume. or any
part thereof. to be due and payable.
The Maker dati hereby empower any attorney of any court of record within the United States
or fluwhere to appear for Maker. with or without a declaration ftled. and confen Judament or Judg.
mentl aplnlt old Maker In favor of the Payee or any sublequent holder hereof. u of an). term. for
the entire unpaid principal of this Note. and all other lums paid by the hold.r hereof to or on behalf
of the Maker putluanl to the' te'rms of this Note or IBid Mort,.,e. and an arrearsrea of Interelt there-
on. toaether with costa of lult. attomeY'1 tommlsllon of FIVE '}- for collection. and A release of nil
erron. on which Judament execution or executions may illue forthwith, The Maker hereby walvel
the rl,ht of Inqul.ltlon on all property levied upon to tol1ect the lndebltdneu evidenced hereby and
doe. voluntarily condemn the same and authorizes the Prolhonotary to enter luch condemnation. and
waive. and releues all lawI. now In force or hereafter enacted. relatlns to exemption. .ppral~ment
or ltay of execution.
The agreementl herein tontalned shan bind. and the benenta and advantares shall inure to, the
r..pectln successors and alltlTtl of the parties hereto, Wherever uled. the .Inrulsr number Ihall In-
clude the plural. the plural the .Inrular. and the ule of any lender shan be applltable to aU lenders.
IN WITNESS WUtJtEOF. the Maker hat caused these presentl to be executed under nal the da)' and
year first above written,
....... ..."j.j(J'\:oi0i."1{~""'.'.'
........ ....~,'~~.._~~.......
... .
;~tli~;,h".. /:!t..
ISEALI
fSEALl
ISEALl
fSt:ALl
Jc>.,;.(i:J.~' i . LI (:",.
Sandra L HAle
Till!' Is To Ct:RTU-Y that thl~ i~ thi' Sote dt'scribtd In llnd s<<urf<C1 by MortKl\M1l' of even datil' her~.
with secured on r~nl e!ltate IIltulIle in CUMBE~.~ fJ-'/J).' C"mm"n)'.~~ ':l.~' nSlh...nlll. A
. /!Lrl.(tdLtXllr-lUef EXHIBI(_
. ~ .".... . .... ...
,'\'"t,,'liI""""1'
....,...
"-"-"',
~-... '
m.
.f
.-..-. .~ ",.,.",""
,~_.........
-
~"
J'
. 11-09-60581
~fif:!lfirml~~IHr
ot1Mlrlu", co"_,,
PINNS'I.V,lIf1&
Dce z~P~~l'AV15IA
()(
YA r_ ......, ,"_ &-.1
....... ......... ,.u. u.. 0,.
h............II... TIIM"
U 'C'. ........,.... r......
..",_......,................
/." .'
,.... .
MORTGAGE
,... """..
TIIIIIHDIlNTUI" mlde Ihe 24th day.f DECEHIIER In lhe
y..r of our Lord one Ih.ullnd nine hundred .nd IIv.nty-flvaCI97S) BITWUH THOIfAS K 1IAL! AND
SAHDRA L. 1IALE, NIS IlIFE lhmln.lter called MorlpJrOr) .nd
ADVAHC! IIlIlTCACE CORPORATION C A D!LAllo\U CORPORATION ) . /'
. corpo..t1on orpnlnd .nd ..1.Unl! undor th.la.. of THE STAT! or DELAllo\U . .nd h.Ylnr
II> principal olllee .nd po.l..m.. .dd.... In P.O. BOX 146 DETROIT HICUICAH 48232
lhmln.ner called Morlr.rH):
WITHaI...H: Thai the M.rlpror 10 ltCure tho p.ym.nl or TIIJ:IIT'l .FIVE THOUSAHD NINE ~~ AS
DoII.n ($ 25,900.00 I, with Inlereal rrom dl14, at th. rale of NINE per ..nlum
I , ,,, per .nnum on tho unpaid hal.n.. until paid. II proylded In . "'.14 of eyen d.te h.rewlth.
from the MorlpJrOr to the M.rlp.... In monthly lnalallm.nla of TIIO HUllDRED IICIlT AND 50/100
D.n... ($ 208.50 I. commanclneon th. nnt d.y.f naauua .19 76 ,.nd
conUnulnr th.reaft.r on the nnl d.y or .Ith month until .ueh d.bl II fully paid. ....pl Ih.l. If not
aoon.r paid. lba nOli paym.nlthe...r ,hall be due and payable on lbe nnl day or JAHUAIlY .
2006 ,and allo to ItCUre the performance of all coy.unta, amemuta and condlUolll hlreln con..
lelned. doea by th_ p....nla cranl. harcala. 1111, .lIlen. rei...., coav.y .nd connrm to tho Morlp....
ALL the followlnr d...rlbed real property Illu.te In tho . 'fIf..
County of and Commonwlalth. of PlftJ1Iylvanl.
Lea_l de.er1ption _ttaehed hereto and ~d. a part hereof. ~. .
./ .
. JAN27/976
l
t
TO\~'h1" of ~:I~':;n~~=::~1 lot o~ pltreel of land r S1tu~OA~t.q~ '14iP
~nd de.er1~ed 1n "ccordane~ ~:'I~arJ.nd COunt". "pnn."J"~~~~"""
~.~c~:laI1 C. P' AnreJo. "Q1htere~ s=~~=:::. ~ndrdlan thcrt!C"! "..". "..
0..... to ,,1t.__ . Qate ':Iece:"":=~. 1!'1."
Itrr.r."'I"t; at " "
iSt'l het 111de) 4$ 2 Ca.. ,,' 01~t 1n the '.Clltern l1nc or "4r.t .
. f . ..()rtl1 of th h . ~tret'.
ect on ot First anti DovC!'r ~ e nort Vest corn('~ ,.' the .
alon~ I11ndl no'" or hte of . treet.Oo thence !,0':2ralhl t'ftl. "'ouer f:~tc:-.
hill ~'1'o.South 62 d Mthon~ P4V Palr"llr and .'Cdcl"f:"'" treet,
e.ltern I1ne of totel~reee7S~4 m1nuteft F..,t Ion fo=t to .0 '1\ :Oo oGl~e~.
PI C 0, ,Section c: h . ~o n.. in t'1,.
~0:~~o]6~t.. thence alon~ the ea.ta~O~1t 0 ~crcln~ft~r Ment1o~~~
~lth"!. v o':reoa ~5 nlnutell "'au $7 he nc o. Lot ~'o. 15 SICtJO:1 ':
I\oroth; ~~r! S::~:t'hal1onJf lands nO\l or l~t~Oo; ~:~~t; t~o~cle para!l"J!
to. . ," tll(e. rorth 6" c! .Oo 0:'. an~
11 point in tho '''Utern 11ne o' rl e,ree.!il: ~l'1ut.3g !!nt l~n feot
ne o( '1r.t St~llet. South 3~' rat Street: thpncq .10n. th~ Ve"
-,01nt the pllleo of :tr~I~"lt:1COo ~11{rels 4$ -troute, r.lIIt .~7 felt to . ' tern
800! 598 PACE b26
:nns /Illl.im::AGE In 6u;chlie millie, "',,!m.. IS /,"'!d ;, 4tl ~Io.
~1201~e'.MJYlvanil leai"llure.'PP,ov'd /An"I'7lf. ':;. The
..oceeil!Of.lhlimOl1llle wele used by LIe mort.'IOI' ~E/!i, I. P"
paijfll~ ~ie price 10 ;!Ie Jl'anlor~ In I/lutove ret.lld /eed.
TOOn'HEIl with all and .Inplar the bulldlnp, Improvementa and ftxturu on did premlHl. U
well u aUaddltlolll or Improvemtnla noW' or hereafter mad. to laid premlaa, ItreeU. aUe)'I, jJUlarn,
WIYI, watel'l. water counes, Mrhta. Ubertfes, privlltra. hereditamlnta, and appurtenances whataoever
thereunto belonrlnrf or In any wile .p~rtalnlnr, and the "version. and remalnden. rentl. luues, and
pronta thfl'tOf, and n addition thereto Uti tollowinl deaerlbed household appll.neu. which Ire. and .han
be dffmed to be, ftxturea and a part of the realty. .nd an a portion of the JeCurit)' tor the Indebtedness
herein menlloned, namely.
.
I
pro\'lded, however, that the Mortraror shall be enUtled to collect and retain the .ald rentl. lsauu. and
prolill until deC.u thereunder:
To IIAVE AND TO HOLO said property. hereby lfI'anttd, with the appurtfnanceJ. unto lAid MortPIH
to its own use Conver: . _ 0
',"8 fAct 1>2 i jA~~ -
bc,J'. ~O.J
,
loMAS MORTGAGE USA
A member 01 the
Lornaa Fliwlda1 Gl1lUp
Lomas "orto"'!l! l'~A
P .0. RO:ll: 2 PliilN\i1ency Admln1ll12tlon
naHns, TY. 7!i~iI>rive
1-ROO-231-0~orrl(e Box 227437
DaIlaa, 'll!Jca1 75222.7437
Fl!l>n'l\t"" 7, 1994
NOTICE OF INTENTIIlN TO FORECLOSE AND ACCELERATE LOAN BAT,ANCF.
Under Section 403 of Pennsv1vnnia Act No.6 of 1074
**************~~~~~~~~~*************~~.*~***************************
RE: Hort;~Il~e Loal' Jolul!'t,et Cii3785784
Tholl1nS .l. IIa1e
Po Box 415
Summerda1e, Pa 170q3-n41~
Certified Mail Po 105 351 622
The mort~aRe held bv LOMAS MORTGAGE IISA (hprE'l'fter we, UR or oura) on "(:>ur
Dropertv located at:
503 1st St
r.urnncr~I'Tp. Pa 17093-QQ99
IS IN ou have not made the month1v avments as
",'teel he10w under (a) and or because you ha"e fAiled to comp1v with or
l'erform the other oro~iRions of the ~ortRage obligations, if any, ar. "~ted
1.>e]o~' IIneler (d). Previous late charRes under (h) and other charlles, if any
under (c) noted helow have also accrued to this date.
THE TOTAL AMOUNT NOW REOUIRF.n TO CURE THIS DEFAIILT, OR IN OTPFP VOP~S, GET
CAUGHT UF n: "Ol'P PAYl'FIfrS AS OF THE nATF OF THIS LETTER, IS NOTED BELOW
'.'lmER (e).
en' 10/1/93 - 2/1/94 S347.12
F.xcept for the paYment change indicated hel,,~ (if applicable).
$311.27 (pavment change effective 1/1/94)
(b) Accrue~ ll'te charges: SO.OO
Ie) Otber Charlle(s)/Credits: Suspense Credits:
F.scrow Short Prots:
Inspection Fees:
NSF Check Fees:
$
1,166.89
O.M
(d) Other provisions of the mortllaRe obligation if any: $
(l!' "l"TAL AHOUNT OF IA) (I,' And (c) Rt:OUlRED AS OF THIS DATE: $2,1130.79
J.;.'l.:.i.t~
.
.
Delinquency Admini.11111on
1600 VICeroy Drive
Po.l orrlC' Box 227437
Vallo" Thu. 75222.7437
LOMAS MORTGAGE 'USA
^ member ollhe
Lornaa ....lJllnd.1 Group
NOTt
Feb
PA~P :!
TON TO FOREt:I.OSE (Act fi)
Ynll nAV ('ure this defAlIlt with~n '!'\I!l\'l'Y i30) DAYS of the dste of tllO
receipt of thiR lettur, by payinR to us the above amount o~ ~~,!~~.7~. plu~
anY additional monthlY pavments und 1n~f' ....p.rl'e.. which may faU dllp. durinll
~.his period. SlIch !,AVTl'el't mURt be mAde ei t.her h', cn..h, cashier's check.
certified ('hecle or moneY ortler. And 1'1II1:.ed to Lomas MortRaRe USA, P.O. Roy
8BrOO. RoJt1~ore, Marvland ?I?RP-~~nl.
If you do not cure the default w~.th~" 'I'l'TRTY (30) DAYS, WI! il'tenc! to
exercise our .rillht. to Rc('elerate the mort~al'p rp.'Toent.R. TIlis meann that
whatever 1s o"inll' on the oriRinAt amount borr,,~'p.n ,.n1 be considered due
immedistelv and you ~n" ~,,,pp. t.he ('hance to pllv-off the or1.lIinsl mortRa~e in
monthlY installments. If full povment of the smoul'r. "f c!efnult ia not made
within THIRTY (30' ~^V~. ve slso intend to instruct nur attornevs to start
a lawsuit to foreclose your ~r.rtl'''lIed oropertv. If t.he mort~a~e is
foreeloaed vour mnrtllalletl propertv will be 801d hy the Sheriff to pay-off
the mortllAl'e tlebt. If we refer vnur case to our attornevs, hut vnu cure r."e
default before-th~y begin le~al proceedinllA np,p11'st vou. you will still
hn"p to pllV reasonablp Ptt"rne~'8 feen, actually incurred. up to $50.00.
!'owever, if legal proceedings are ntnrtnr! er,II:11'8t )/OU, vou wilt hllve to
IIIlY reasonahle att"rne~"s fees even if thev are over S50.00. Anv
attornev's fees will be added to whatever you owe UP, vhich may IlIAO
include our rppponnble costs. If you cure the default within the t.hirtv
day period. vou will not be required to pav-Rttornev's fees.
We may also sue you personally for the unpaid principal holance and all
other sums rlUl! 'm"p" the 1l'OrtllolZe.
If You have not cured the default within the thirty day pe,.1"n and
fore..l..et're procel!dings have begun, xou still have the "i~ht to cure the
default and prevent. the sale at. Rnv time up tn "ne hour he fore the
Shl!riff's f2!!lE..!osure sale. You ma" do so I>v pnvinl! the totlll amount of the
unllaid ~nrthl., llayments plus anv late or other charRes then due. as well as
th" rAnsonable attorney I A fppp Anti costs connected with the forecloAure
sale (and perform anv other reouirements un~"r the mort~aRe). It is
estimated that the earU.est nate that Auch Il SherHf' /l sale could be held
would be appro~~~Ptelv four (4' months from thu above date. A notice of
the date of the SherHf',. snle wi 11 be sent to VOt' .."Fore the sale. Of
courAe, the amount neene~ to cure the defllu1t will increase the 10nRer YOU
wait. You may find out lit any time e'Cactlv what the rprll1re~ payment will
be bv ca1lin~ us at the foJ1nwin!l number: 1-800-231-0000. This pavment
must be in cash. cash~.er's check. certified checlr or "'''nPo'' order and made
pavable tll us at thp l'nnress stilted abtwe.
You shnuld renH:"p th/.t n
mortlll1l!ed proper tv and vour
in the property 11Ft",. the
e"{ct ~'ou.
Sheriff's AllIe will end your olo'llershi;t of the
riRht to remain in it. T f "nu continue to I i"e
Sheriff's sale. a lawsuit could bl! {ltarten to
.
.
LOMAS MORTGAGE USA
A member 01 the
'Lomaa F'Uw.clat Group
~.!('I':' J
""I-
Pnlle 3
ION TO FOREC1.0SE (Joel (,;
D.Unqu.ncy Administration
1600 VICeroy Drive
Po.I OffICe Box 227437
DaJlas, T.xa. 75222.7437
You hove stlditionsl ril\hts to help proter.t "0\'" il'tere'it in the propert',.
yn" HAVE TllE pTr.wr '1''' f:1':.T. TIlE l'ROPERTY TO OBTAIN MONEY TO PA\' OFF 'l1lF.
~nRTr.Ar.F. OEIIT, OR '1'0 BORROW FROM ANOTHER l.mmWr. !t:!,,!,T'I'l!TTON TO PAY OFF
THTll DEBT. (Vr.l' 1'1.1 HAVI-: THE RIGHT TO SELL OR TRANSFER TFE PROPERTY
SUI\,Tf,CT Tn TilE MORTC:AGE TO A BUYER OR TRANSFEREE 1,111) I'TTT M!;I')o'F. THE
I-'OIlTr."r.I' 1'F."T, n;OVIm:D THAT ALL THE OUTSTANDIl\G l'A\11F.;.lT~, l:HAPI1ES, ANn
ATTORNEY'S "EES ARE PAID PRIOR TO OR AT THE SALE, (AIm ':"I!A':' Till" nTl'FIl
REnl'TP""F.t:';S UNDER THE MORTGAGE ARE SATISFIED). ce"'TAr.T 1Ill TO DETERMINE
UNDEll I~AT CTRr.m~STlillr.FS THIS RIGHT MIGHT EXIST). ynu HAVr. TI'F PTr.I'T, TO
"A\'F. '".I!'tS llEFAULT CUREn BY ANY THIRD PAR'll' AC'l'!tU: ON ':'OU1l. BEHALF.
1f vou l'urp. the deFnlllt.. the mortllslle will be restored tu the snnl! !l"pit1nn
as if no defnult had occurred. However, YOII nrfl 1',,1' el'titled to t.his rillnt
to cure vou" dflfault morC! t"nn three times in anv calendar vear.
Sincerelv,
WI''\!; ",nPTr..u;;: "SA
tlmsl-f1flnn-noi?
(r.~ Othpr rrAr~e(s)/r.redits: fiuspense Credits:
Escrow Short Pmts:
'tnr;"et:t"'(\r F(leB~
NSF Check Fees:
$
\
.
LOMAS MORTGAGE' USA
A me!"ber ollh.
Lomas Financial Group
T.l''''DII ~:ortllap,e USA
P ,0. !lox 21!lillllijUl!ncy Administ..tion
TJal1nfl. IT 7'~~1>rive
I-ROO-~ 31-0lllllii OlfICe Dox 2Z7437
Dallas, Te..s 75222.7437
Februarv 7, 1q94
NOTICE OF INTr.N'nr.li orr. TI'PI"rT.OSE ANn Ar.CET.,F,llATF, T.O.\N Ml.Al~CE
Under Sectior 4~~ "f Pennsylvania Act No. 6 of 1974
Ir*.."" It".", *~* **'Ie "'* ..'It'II** *** "'*******.. W':t",.\ t:1,f:"'<!'~''''''' .,..".",******tt**"'#I""'''''''''''**.;
~E: MorcRaRe Loan Number 073785784
':hllrtnr: ~l, 1',. 1 p.
503 tat St
SUI1'mp.rdAle, Po 17093-9999
Certified Hail Pp 105 351 623
Tnp ,"ortRARP held hv LO~AS ~ORTGAGE USA (hereafter we, us or ours) or vo~r
nropertv located At:
503 )IIt fit
Summerdale, Pa 17093-9999
[S IN SERIOUS DEFAIiLT ~ecl\use VOII hAve not made the mOl'ltr]" n"'/l'.'ents as
tlt'tecl be~.o'., under (a) lind/or "eclluse Vt'I'- r,."" fn:l1p.d to comply with or
perform the other pro'rir.~.onp rf tre l1'Ort~alle obl:tr,Ations. if any, as noted
below under (ell. Pre"{ous late charlles under (r) nrrl other charlles, if anv
under (c) noted bllle.,' h,,,'p p.I ~o Accruel! to this date.
THE ~OTAT, AMOUNT Nnt~ RF()llTPF.1' Tn CliRE THIS DEFAULT, OR IN OTHER "C,RI'f, GET
rAl!Gl"r CP 11' YOUR PAYMENTS AS OF THE PATE CF Tl'TS UTTER, IS NOTF.Il lIET,n~'
t1--1>EP (e).
(a) 10/1/93 - 2/1/94 $347.12
E:~cept fcor the llnvment chBnRe tndtcated below (if applicable).
$311.27 (Pllvment chanlle effeC'i.tve 1/1/94)
(b) Accrued late charRes: $o.nn
1,166.89
0.00
(d) Orher proviaions of the mort~a"p. "J,H.l!ation if any: $
(e) TOTAL AMOUNT OF (a) (b) ami (r.) Ff.Ol'TllFD AS OF TH!fi OATE. S~,R3(l. i9
NOT
!'eb
:'Dflt: .,
-
L:-_
T,..;,ilo;.L~~iJ:,:..I...
LOMA5 MORTGAGE USA
A m.mber of lh.
Loma. financial Group
TON ~o FORECLOSE (Act 6)
D.llnqu.ncy AdmInJatDlion
1600 VICeroy Drive
1'011 OffICe Box 227437
Da1Ial, Thus 75222.7437
You may cure this default wtth~n ~ltTPTV (:\0) Il,WS of the c!nte I'f the
rece1.p.t of thin ~cttnr, 1'" pRv1.nR to us the 111)0"" m,n\ll\t of $~,830. 79, Illus
anY additional monthlv nllvments and late char Res which mav fall dUl! c1l1r.1!1:
this pe:-J.!,d.. Such payment must be made dthcr h'l rtlF:fo. rp,.!\ier'i.-'Ci,ecl(,
!:,prtif1.ed check or monev nr,I~-:, IIn~ 1",.<1p" t(\ 1,011'1111 HortlllllZ" 1$.\. P.O. Tlo"
SPOOn. 1I111timore, Hsnland 21288-0(101.
Tf . vou do n{lt clI"e thl! ""flllllt ~'i.thin THIRTY (30) DAYS, we intent! tn
elCerci!!!,. !'ur r~ pH to 1lcc.,le1"8te the..!IIortRalZe pavments. Thin meanii"that
wh"tAver iF n~'irr r.r thl; oriRinal amount borrowed will be c,ms1.dered due
1.mmeel1.nte!" Ane! ~'ou may lose the chance to Ilav-nf: the or.I"1r"l l1'{lrtRaRe in
~ont.hlv inntaT]l"prtF, Tf fu~l payment of the amount of default iR not made
,.,ithil' TIl!PTY (3(1) DAYS, we also intend to instnlrt nur attornevs to Rtllrt
a lawsuit to foreclose 'lour mortRaRed prollenv. If the nor.tr.p,p 1!!.
foreclosed your mortRalZed proper tv loin:!. he "01.<1 ",. tlop. Shl!t'iff to pav-off
the mortRalle debt. If we rcfer "rur rase to our attorneVA, hut you cure the
default before thev belli" lellal proceedinRs aRainst YOU, You will still
"nv!! to pav reasonable attorne\"s fee", netllan" 1.ncurrp.d, un to 15f'.r.O.
I'n",p,'pr. if lellal procp.ed1.nl''' are started aRainst you, YOU will have to
pay reasonable attornev's fee" e"p.n if thev at'p. o"er $50.(10. "T":
ottor"..,...F fp.eA will he ad<le" to ...ltllte'lcr 'IOU owe us, which may also
include our reasonable cOlltll. If 'IOU c:ure the defllllJ t 107Hhi.r. the thirty
<lIlV ller1.o<l, YOU wi1] rrt ~c rp.quir~d to pay attornev's fee~.
We Mav also sue 'IOU llerFonn~l~ ~or the unpaid princillol balAnc:e and all
other III1M~ "tie under the mortllaRe.
If you ha'le nnt eurerl the defllult within the tM.rty day period and
foreclosure Ilro!:'eedinlZ" have belllln, 'IOU IItnl lop"1! ~hn ri~ht to cure the
default anrl I'rc"ent the sale at any time up to one hour before the
~h~t'iff's-forec:losure sale. YI'I' 1"/1" t!c so bv pavin~ the total amount nf the
unpaid monthlv pavments ,,1.uII anv lnte or other c:harp.pR then <lue, 8'1 ,.,ell as
thp. rellsonable attornev's fees and costs c,mnec:tAd with the foreclosure
Aale--Cand Ilerfnt'l" an" other requirements under the mortRaRe). It is
estimated that the earl~Rr.t dnte that such a Sheriff's sale could be held
.~ou'.fl be approximate Iv four (4) months fror.1 thp p\o(\\Oe flate. A notice of
the dnte of thp. flocriff'S lIale will be sent to you before the sale. Of
c:ollr'lp.. the Amount needed to cure the default wi11. '.nrr/lp,.p the 10l'ller 'lOll
107llit. You mav fiT''' r,.t ,,~ r,n'l time exactlv what the reouired Ila\"ent. v111
be b" cAIHns: us at the followinll number: l-fl()O-~~ I_()/'Irn. This pavmel't
must be in cash, cpsh1er'r, rheck, c~rtified check or money order anel marle
."wnbl.. to us at the address stat~d ahove.
You should realize that a
rr-ort~nr.p~ rr~pertv nnfl 'lour
in the IlrOllertv after the
f:vic t ,.~,".
SherHf'" ~a'.c .~1.n end your ownerFlo~n n': tl;e
rt~ht t.o r..main in it. If vou continue to live
Sheriff'" "alp., a lnw'lll1.t could he "..",.tnr. t.n
.
LOMAS MORTGACiE'USA
^ n1el)1ber of lh.
Lom.. Fmancial Group
NOT
Feb
Palle J
ION TO FORliCT.n!lF. (Me '\\
D.Unqu.ncy Adminlatnllon
IfiOO Vk.ruy Dri...
1'001 om(. Box 227437
Da1Ia.. T.... 75222.7437
YOll I\n"p. p....1tiona'l rbhtR to help I'roteet your interest in thl! prup..\"~':.
YOU HAVE THE RIGHT TO SELL ~E r~OrFnTY Tn nRTAIN MONliY TO PAY ~FF TPr
KOR'l"r.'\CF. T'''!''!'. nil TO 1I0RJlOIJ FROM AllnTlI!:R 1.F.l,tl :NG INSTITUTION TO PAY flFF
THIS DEBT. (YOU M~Y PAvr T~F. p.:rnllT TO !l"T.T. Oll. TRAII!l""!! TUF. rr.OI'ER':'(
SUBJECT'm wr l'rp'!'r.A(:F. TO A 1I1lYF.R 01' TIlAN!lFEPF.E 1'1'0 WlLt ASSIJIoIE THE
MORTGAGE DEBT, PROVJ\I~:Jl TlIAT ALl. THE OlJT!lTANllTllr. PAvn:!\TS, CHARGES. AND
ATTORNEY'S ::E~!i ArE PITT' PlllnR T~ OR AT THIi SAT.E, fAllO T~AT THE OTHER
REQUIREMENTS molDER Tl'E MORTnAr.1i ARE SATIS"l!'Jl'. COIlTACT US TO DETERMINE
UNDER WHAT CIRCUII5TN:rF!l TPJS Rtr.lIT MIGHT liXTST~. YOU HAVE THE RIGHT TO
HAVE THIS DEFAUT.T CIlRrn IIY mY THTRJl PAP'l'V ^,:,!~J;f; ON YOUR BEHALF.
If yOU cure the default. ~hp ~ort~R~e vill he restorerl ~u thl! Bame position
as if no default had oeeut'rp.t1. Ilm~p."er. you are not entitled to this right
to r.ure your default-more than titter.! ~~~p" ~r /ll'!V calendar vear.
S1neete'." .
LOMAS MORTGAGE USA
('I'm t -l'l!nn-no12
(c) Other CharRe(s)/Credits' f.llr.rerFI' ('rerlies:
Fscr~v S~ort P~ts'
Inspection Fees:
NSl' Check r",,~'
$
.
LOMAS MORTGAGE USA
A m'l1)ber 01 the
Lorn.. ronancial Group
I ~~,,~ l'~rtllnl!e Il!lA
P.O. 11m: ?0t1tt.~ncy Adminlolnllon
l'allas, TlC nilll~~ri\'l!
1-1100-::; l-rClliVl Offic. Box 227437
Dallas, Texao 75222.7437
I'/!l>rllarv 7, 1 Q~Il,
NOTlr.F. 0" !NTElI'iiON TO FORECLOSE ANn ACCELERA'n; 1.ON: ptJ n'('l'
Under Section 403 of Per.ns\'h'lIl'ill Act No. /j of 1<174
*~''r'' .,... ,'.~.".J'4'<Io"''''''' *.**"'******+'''''''''''4.~.~* trf. ,\,' ,':**. **************** *"'''''11 )'.i:{.".t:".
~l:' I'nrtlllllle 1.Olln Nllmber 07~7P5:'F.4
f,andra L. Hale
Po Box 415
Summerdale, PI' 170Q3-0415
Certified Mail Pp 105 351 67.4
The mortRage held bv LOIIAS MOPTr',arI" "SA (hereafter we, II" or ourI') on your
vropertv located at:
5/)3 !rt ~t
!'I'l"I"erdllle, Pa 170'13-'1999
U;!N !IF.RInlJS DF.FMJLT "ecF....p. ''-CII have not made the monthlY paVTl'ent~ as
notecl l>1']~" m:r1cr (a) ",nd/or because vou have failed to complv with or
ve~form the other pro"isions of the mortp;aRe obligAtion". iF "nv. ae noted
"dow IInder r(l'. Prc"~ljus lat.. charges under (b) and other charr,e!I, if anv
undllr (c' notell below have also accrued to thit! du~r.,
'!'lIE ,OTAL AMOUNT NOW REQUIRED TO Cl'PJ: 111!S I1F"AlIJ.'l', OR IN OTllER I.'OIlIlS. r.p'r
r.A"n--r 1'1' TN VOlIR PAYJofENT!l AS n" '!'lIE l1A7E OF THIS LETTER, IS NOTED llnO,"
ITNI'PI' , c' .
(n) \0/1/'13 - 2/1194 $347.12
ExceDt for the paYment chanp;/! in~'rpte~ ~e]ow (if aDolicllble).
~~ll.~7 (Pavment chanp;e effective Z/I/'I4)
(h) Accruerl lllte char~es: ~n.oo
1,166.89
1'.00
(d) nt~pr rr~'iHions of the mortRage oblillati~n if anv: $
(e) TOTAl. AMOllNT 01' (3) (b) and (c) REQUIRED AS OF THIS nATE, s::.!-Z~-,~2.
,<.~
.
loMAS MORTGAGE' USA
A m.mber ollh.
Lomal .","new Group
NOT
Fob
Pllre ?
ION Tll I'IlRECI.OSF. (Act 1;)
D.linqu.ncy Adminillnllon
1600 VIC.roy Drive
1'051 OffICe Box 2Z7437
naU.., T...a 75222.7437
You mav cllre thi~ ,'~'a\l] t within Tl\IRTY (30) DAYS of thp. datr. of t"e
receipt of thin_letter, bv' 'pavinll to ilK thu IlI.n"1'! PI"f'\\lrt of $2.1\30. 79 ,-pIllS
any additional monthl... pl\'".'rtp nnd tAt';' 'chii-rIl:en .~hich mav fllll due durinll
E~J..!' period. Such t>avment mllAr "e mll"e either bv cash, cashier's check,
certifier' check or tr.(I'e~ l'rrler, and mailed to Lomas Mort~lll!e "!'JI. P.fI. 1I0X
88000. Baltimore, Harvland 212R8-0001.
If vou do not cure ~hp "rfrult within THIRTY (30) nAYS. we intend to
exercise our rj.~ht to scceleratl' th.. mor~SZI1ll:p. flavmentA. TIltA menns that
'",hatever is owinll on the oris:::!n"'. IllnOllnt "nrrowed will be conntrlp.red due
i""ne<'i~~..'" I'rr' vou mAV lose the eh;mce to pnv-off the orillinal mortllaR" in
monthly installments. If full pa\~ert o~ the amount of default ip rrt made
','it"~,. TJlTIlTY (30) nAYS. WP. "lAO intend to instruct our attorneys to start
!__lawsuit to forerloAe vour mortszaszerl flropertv. :t the mortRa-lIe is
foreclosed vour mortll:lIllerl flrOlle-:-t., vi1l be sold by the Sheriff to Dav-orf
the mortll:Rlle debc. If we refer vour case to our at~o':nll"p. "lit vou-cure the
default be-fore they begin l(.~,,'. I'Toreedinlls aszairst VOll. VOII ",11'. still
have to pe\' reasonll"1e nttornev'n fee". p"t.lln1l:1 incurred, up to $50.00.
However, if 1el\a1 t>rocee"i"",p rre Atarted altainst VOII. vou will have to
P(l\' reannnl\"le attornev'll fees e"en if they are over $50.00. Anv
attorney's fees will be arldec tn ,.'b,t.pver 'IOU owe Ull. which ma~ lI'no
{ncIulla our reasol'abl e cont~, 't' w,u cure the default within the thirt"
<lav ller}oq. you will not be require.\ to pav attornev's fees.
Ire muv also sue you personallY ror the unpaid pri.ncipal ballmce and all
o~hrr ~V~a due under the mort~ar.e,
!f vou have not cured the default ~ith'll t.h~ t"~~tv dav period and
foreelollure t>ro("p.etlt,."A hn'/p. beRun, YOU still have the rillhc to cure the
default and prevent_ the sale at. a"'/ time up to one hour bp.fore the
SherHf'!1 ~1)':ec10sure sale. You maY do so bv pa"inr. the t.ot.al amount of the
unpaitl 1'I0nthlv pAvtnentP I"un ,~n" lutt! or other charRes then due. as well as
the reasonable attornev ' s fees and costs "l'nl'eetrr. with the foreclosure
sule (and perfE,!1D any other _ reauirel'lents under the mortIlRRe). It is
~ntimated that the earliest date that nlleh a Sheriff's sale could be held
..,,,..,,, loe spt>roximate1v fnuT (4) morth!; from the above date. A notice lIf
the date of the Sheriff's ssle wi 11 be Aent to vou before tbe ",a] P. nr
course. cloe amount needed to r.ure t.he default ~ill increase the 10nRer 'mu
....nit. You may find out at anv time e>:actl'/ ..hilt the required pllvtnPI't ...1]~.
be h~' ("dHnl! us at t"e followin!! nUl'lber' 1-800-231-0000. This payment
~ust be in canh, cashier's check, certified check nr money order 1I,.1l made
"":\..p"'"'p to t1~ at the addrp.Rc; t;';q,tt!fl nbove.
You shuulrl rp.nli~e that a
mortRal!ed property and your
in the l'lrOpert~1 after the
evict vou.
Sheriff' f' f'n1.1! .~il1 end your ownership of the
rtr.ht. tr rpmllin in it. If 'Iou continue to live
Sheriff'p ~p'11!. a lawsuit could be started to
.
LOMAS Mllll1l,NlE USA
A I1ll!fIlber oIlhe
1."'11" Financw Group
'lOT.
FlOh
l'Ctf(c ...
Tr.t: ":0 F01\~:CLOSf. (Act 6)
Delinquency Admini.lnllon
1600 V,.elll)' Drive
1'1.1.1 Dlr,.e 110. 227437
U.Uu, T.... 75222-7437
'iou have additional rtllhtR tc, I,dr rrl'lter.t "nul' interp.At ~" tl,.. prupl'rtv.
"l'l' 11,'\'1' .~W lPr.nT TO SRU. THF p~(I""~'!'\' Tr OnTAIN MONEY TO PAY OFF THE
H'I<1'c'AGE DEBT, OR TO BORRUl; -RO).' AI:,..,.P.... TlWnTNr- TSSTTTlITT(111 TO PA~' (In-
'!IITS IlR'IT. (YOl) /olAY "A"!" Till' pTr.,'':' '1'(1 SI-:U. OR TRANSFER THE PROPER'l'Y
Sl'p,:rCT 10 THE MORTGAGE TO A BUYEll Ilk TMI:r.rF.p"" ~'I'l' WTT.1. ASS""fF. 'l'HE
~IORTr.AIlF. nRIIT, PIII"'T""" "'1'1.": .;1.:. TH!:: OUTSTANDING PAYMENTS. CEARCl::r. AN"
A'l"J'l1IlNEY I S I--ErS ARE PAID PRIOR TO OR A'I Till': f.M,!, , '11"''' THAT THE OTH1;R
R!':OUTREJolENTS 'WIll'P 'I'llI' rr.rTI"Ar.r. AliI-: SATISFIED). CONTACT U& TO DEWI'..~n:F.
\!t!Jlr.:R I~~AT CTPCl'MSTANCES THIS RlI;HT JoIIGH': E:~~r."". YN' it/loVE TIlE Plr.HT '1'(1
HAVE 'J'IIIS "F.l'JII'T '" r.!T,r.n II\' Afj'/ THIRD PARTY ACTING ON YOUR \lEPAI.F.
If vou r.llre the ~..fHUlt, the mortRaRe w~ll he res~~~~~ tr t~.. SAme position
as if no default had oeeun-..r1. HIWP"PT. "nu are nnt entit'-p.rI to this ril\ht
to CUTe vour rlefault ~ore thon three times in anv calendar veal',
Sineer,,' ".
T.OMAS MORTr.Ar.l' '!SA
dmsl-Ill'n"-noi~
LoMAS MORTGAGE USA
A member ollhe
Lomaa rananclal Group
Lomas Mort~alll! 1l~^
r .0. II":,, ~ !ll~i7.ncy Adminlall1tJon
Oalln!!. TIC 7!ill~7Dri..
I-EI10-23 1-0000 Ofroce Box 227437
Dallas, Te..s 75222.7437
<"ehrunrv 7. 1994
I:('~'T(:" nl' T~'TFIITION TO FORF.r.',O~" .Wil .\CCELE~ATE LOAN BALANCE
t'n(le". ~ectton 403 of Penr,""",r',. I.ct I/o. 6 of 1974
<i,.,. f:r r* 1- "'.." **** '" *..***** :h\ 'if '1,'/' it#." ~ .,. ...,.It.,..,...,,* fr'l= -If..,..".,..,..,.".."..,. ~'~'~,'*~h' ft,' **** ***
RF.' ~"r~r.nR~ Lonn Number 073785784
Sandra L. Hale
~1I~ 1st ~t
Summerda1e, Pa 17093-9~99
Certif1e~ ~e11 rp 105 351 625
The mnrtp,"l'l! held bv LOMAS ~IORTGAGE USA (hereafter ':r.. UP ror nun) on your
propert~' located at:
503 1st St
Summerda1e. Pa 17093-0009
Tf. II: SEflllJUS DEFAULT becaE!l~_ _ you have nor made the 1'l0nthlv paYment!' np
noted below under (a) and/,'r hecnuse vou have faUe" to romD1v with or
per~orm the nt.~rr rrov~sions of the mort~n~e obli~ations. if any, as noted
below under (d). Previou", lace c"nr~ell under (b) and other c"nrr,cr.. i~ uny
unrlp.,,: (c' rMet' \-elow have n1so Accruc,! co chis dace.
THE TOTAL ^,,'(ll:W" NOll RF.Ollt'I'ID TO r.1T1l\'~ T!tT~ I'F.<"AUL'L, OR IN OTHER WORDS, GET
CAUGHT UP IN YOUR PA'm!r;'\'5 for: 1"" '!1'F OATE OF TIlI~ T.<:T'\'F.R, r:; N07ED V.F.t(tW
UNDER (e).
(a) 10/1/93 - 2/1/at ~367.12
E~cept for the payment chanlle indicated below (if applicnh1p.~.
$311.27 (payment chan~e effective 1/1/94)
(b) Accrued late charcep' ~1I.00
(c) Other Char~e(R)ICrerlits: Suspense Credits:
F.prr..,' ~J-.crt l'not!l:
ITlsnection l'eeR:
1:51' Check Fees:
s
1.11\(..[19
0.00
(d) Other provisions o~ the 1'l0rt~nlle nhlil!ation if any: $
(e) TOTAl. ANOT''''\' 0<" (I') (", al1d (c) RF.OIlIREll A~ OF THIS tWrE: $2.830.79
LOMAS MORTGAGE USA
^ member ollhe
!.om.. I'i..new Group
NIlTl
Fehr
PaRe 2
ION TO F0RFCLOSE (Act 6)
DeUnquency Admini.lralion
1600 VlCemy Dri...
PoSl orrlCe nox 2Z7437
Dallas, Texas 75222.7437
You may cure thic "Po (I',,] t within THIRTY (30) )lAyg of the date of the
receipt o( thill _!.etter, lw pavi.;p to II!' the nb"ve amount of !~.!IUO. 79, plus
snv additional monthly payments an,d__lste charReB' '~hich ",n" (,.11 rI_II!!. !!.u!.!.'!!!
thin periud. Such pavment must he nnr'....i tl-pr bv cash, cashi eT' II ehec\:.
certi (ied r:hecl.- or mc",," """p.r, an" maUl''' to toma" ~'ort~lIlZe USA, P.O. Box
8AOOO, ijnlti~oTe. ~aTvlnnd 21288-0001.
If you do not r:ure the default within THIRTY (30) Ilft~f, VI' intend to
o!y.ereilll! our rilZht to aecpl pT"A~C ~hl! "'ortRalle payments. This mepn-s- 'thiit
'~hnte"flr ill o~il1lz on the ('r1.l'ir,,'. nr:cunt borrowed will be considpred dill'
'M1l\ediatelv and YOU may lose th" chanr:r. ~" Nov-off the orillinal l1'ortr.ap,~ ill
monthly inlltlll.l1'1entll. If full rp'"l"p.nt ,," the amount of default is not m"d..
within THIRTY (30) DAYS, we also intrrr' to instruct our attOTne~II to stnrt
a lawsuit to foreclose your mortlllll\",l pl'opr.rt,.. Tf the mortlZlIlZe ill
foreclosed your morclllt~"tl 1'l'OP",,""" ~-il1 be sold hv the ShflT:!.~f to ray-off
the mortlZlIlZe ~pht. If we refer YOur ellse to ollr attorneys, but vou cure the
default be forI! thl!v h"lIin leRal proceedinRs aRainst YOII, ~'r.;: '70] still
have to r~v rl!lIl1onsbl" attorney's fees, actuall:f incurred, UP to $50.00.
However, if leRa:!. proceedings are started allainst 'lOU. Yr.I' ~'ill "ave to
nl'" Tr:ncona"l" attorney's fees even if they are over $50.00. Anv
"ttt'rnev's fee II ..ill "e 8~rlec\ tt' ...hatever you owe us, which 1'\n" "Inro
~"c~.lIdl! our reasonable costs. If vou curl! th" rI"fault within the thiTt"
day neT~orl. vou "tll ~ot be requiTer'~~-r.;~ attorney's fees.
\{e ma:' IIbn IIue you nerllonallv f('r tl-p ""pair! principal balance and al:!.
olher sums due under the mort.ga~r.
Yf "rou ha-!e not cure" the de(nult ~'ithin the thirtv day peria,l and
~oreclosure proceedinFs have !-er,un. "rou still hRve the r'.llht t" rl!~e ~he
-te~ault anrl pre'fent t"p. ",,1 ~ I1t r.n-f t1m" up to one hour be forI! the
Sheriff's forec]ropuTI! sale. You may do so hv pn..irr. the total amount of the
unpaid mo!,~hlv pavments plus an\' lat" .,r ...ther chllr9;es then due, as well as
the Teaponn"'" ntt"rney's fees and costs connected with the foreclosure
sall! (nnd !lerform anv other TPt'I\~.r',nellts under the mortRalle). Tt 1s
estiuo./lted that the earliest dllte t""t !"t:ch a r.heriff' s sale could be held
would be ap1'roximatelv fOlll' ".' I'"t'rthp frol1' t.he ahove date. ,\ nnti.ce at
the date of thl! Sheriff' p sa) p ,.,,) h.~ 'i"nt tll you before the sale. CI'
course, the amount needed to eU':e ~hr. ~p(p,,'t will increase t.he lonl/p.r vou
vnit. V"u mav find out at anv til"p p~nr.>:!.:' "hut the required payment will
be bv calling us at the follow":T1I! t:"I"""r' l-AOO-?3 I-ooon. Th5.11 ra''II1ent
must bp.:!.n ""Elh, cashier's cher", "prt'."',erl eh..ck or money order and made
payable to us at the address 'It,~t.,,c\ ...I-rove.
Y<'lt pl-t'u'.,1 l'o:lllize that a
~ortFalZed oropert', nnrl "<'Ill'
1... t"p r~nperty after the
evict you.
Sheriff's sole wi:!.1 end your ownership f)f the
r1cht to remain in it, If you cont1m:c >r 11"e
Sherif( . 5 sale, a la,,'sltit could be stnrted to
LoMAS MORroAGE USA
A member of Ihe
Lomall'inancW Group
ION TU t'ORI'Cl,O~F. (Act 6'
NOTl
I'eb
l'l'v.e 3
OeUnquency Adminllll1Uon
1600 VIceroy Drive
'''''I orflCe Box 227437
Dallal, Thul 75222.7437
Y(lU have IIlldttil'nl'l rl.llhto to help protect vour intl!rl!tlt in thr. rrl'rertv,
"('1' I'I.'.'F. TIlE klGllT TO SELL THE PROPERTY TO OBTAIN MOtlF.Y TO PAY OFF THE
1'C'IlTr.AGF. OF.l\T. OR '1'0 JtC'RRC1~~ FRC1N ANOTHER LENDING INSTITljl'4OlI TO r^~' 1'1'1'
"'HIS OF-DT. (YOU MAY HAVE THE RIGHT TO SELl. OR '!'lIANSl'F.R TIlE PRC1PF.lITI
~l'o.'I'r.T TO THE MORTGMF. TO A "lrmn OR TRANSFEREE WltO WILL ASSIJIoIE TilE
I!OkTC;AGE DEBT, PROVIDED THAT ALL TI!E OU'rSTMffitNG PAYMENTS, C""prrf, AtlTl
A~Op~VVI~ FFl'S ARE PArn PRYOR T0 OR AT TilE SALE, (AND THAT THE OTItER
RF.OIlIREMENTS UNDER TIlE MORTGAGE ARI' SATTS!'TF.O). CONTACT US T" rF.Tr.potlINE
liNrr.P. 1:1'''''' rTRCUl"STANCF.S TIllS IIIC:I'" ~TG"T EXYST). YOU HAVE THE RIGH'l 'llJ
HAVE TIllS DEFAULT CUREll \IY Atr! THlRO PARTY AC'l'tNG ON '(otlll lIn'AT.F.
If you cure thr "p(pu1 t, the mortlZAlZl! .Jill he rl!otored to the same t)ositi,m
00 if no default had occurred. However, you are not entitler\ t.o t.hi" rl.llht
to cure your dl!fnuct r.n~p t!1pn three t1mPA in Anv rlllendllr venr.
Sincerely,
LOMAS MORTGAt;E IlSA
1l1'l1l1-ner.r"r,ro:!::
i.
.
COMPANY NAME: LOMAS MORTGAGE USA, INC.
VERIFICATION
I verify that the statements made in the foregoing Complaint
are true and correct.
I understand that false statements herein are made subject
to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
Dated:
(l(~" qrf
By
J. Sanders
Title
L~^^
~:~.t".,.:::.,: .:.' ..'.,.,
.",;C:",,",
OfF:'"
'.':':!,C",7
"
AI"" L' J I "," "'li "" j
II" ".
. .
""
~
~
@i-
.,.iI
""l
.
. .
.
~ ....
.
LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SJlNDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
P RAE C I P E
TO THE PROTHONOTARY OF THE WITHIN COUNTY:
Please enter JUDGMENT in favor of the Plaintiff and against
Defendants THOMAS M. HALE AND SANDRA L. HALE for failure to plead to
the above action within twenty (20) days from the date of service of
the Complaint, and assess Plaintiff's damages as follows:
Unpaid Principal Balance
Interest
(Per diem of $4.57
from 9/1/93 to 4/19/94)
Late Charges
($13.88 per month to 4/94)
Escrow Deficit
5% Attorney's Commission
$18,538.06
$ 1,055.67
$ 97.16
$ 50.76 .
$ 987.09
TOTAL
$20,728.74**
** Together with additional interest at the per diem rate indicated
above from 4/19/94, based on the contract rate, and other charges and
costs to the date of Sheriff's Sale.
By:
P~%~LER
~on P. Haller P I.D.#15700
1719 North Front Street
Harrisburg, PA 17102
(717) 2344-4178
I hereby certify that the above action is subject to the provisions
of PA Act No. 6 of 1974, P.L. 13, 41 P. ection 101 et seq.
By:
Haller
-
_.
f.;". "
t; \"
~ ~
~ -
-
i ~
~
>-
\.'
~
I 4'
...s
~ '1
4
...
... ~
.
~ l ~ r
.3
-
~ J
"
."..
en
-
>-,..
"'....
~~ ;r
'.u e." :':' .~f
~r:..;-..r
I...... c) ...,....
:\ '.::'~~:
=
'-:z:
'"
r-t
en
."
....,
-
J ,,':...;.~
. : ':.~.;
;" ,1.:---
;:,
~.....
~
. .'
,
I
L~
I',
.'
"
..
LOMAS MORTGAGE USA, INC..
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
NOTICE OP ENTRY OP JUDGMENT
TO THE ABOVE-NAMED DEFENDANTS:
You are hereby notified that on
judgment has been entered against
~,' "-,, /3 I 9<) 'I the following
yo in tne above-captioned matter:
$20,728.74 and for the sale and foreclosure of your property at
503 Pirst Street, Summerdale, PA
Dated:Yk'~ /3 f?'ir
L,~, 1"'- f' W,~h.... J....:..
PROTHONOTARY (/
Attorney for Plaintiff:
Leon P. Haller
1719 North Front Street
Harrisburg, PA 17102
Phone: (717) 234-4178
I hereby certify that the following person(s) and their respective
addresses are the proper individuals to receive this Notice pursuant
to PA R.C.P. No. 236:
Thomas M. Hale
503 First Street
Summerdale, PA 17093
Sandra L. Hale
503 First Street
Summerdale, PA 17093
,- .'-.i".,_~:~:.
.
'-
.
(
LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
PRAECIPE FOR WRIT OF EXECUTION
(MORTGAGE FORECLOSURE)
P.R,C.P. 3180-3183
TO THE PROTHONOTARY I
Issue Writ of Execution in the above matter on the real estate
located at 503 FIRST STREET, SUMMERDALE, PA as follows:
Amount due pursuant to Judgment
Interest at $4.57 per day
from 4/19/94 to 9/7/94
$ 20,728.74
653.51
Late charges at $13.88 per
month 4/94 to 9/94
69.40
Escrow deficit
286.51
$ 21,738.16
TOTAL WRIT
** Together with any additional interest, charges and costs to the
date of Sheriff's Sale.
By
LE~D' "5700
ATTORNEY FOR PLAINTIFF
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Dated: June 10,1994
Attached is a description of the real estate.
.
. --
"
1\11 THAT C!R~IN lot or parcel of land, Situate in the Townehip .of lalt Pennlboro,
Cumberland County, Pennlylvania, bounded and delcribed in accordance with a IUrv.,
and plan thereof made by Hichael C.D'Angelo, Regiltered Surveyor, dated December
3, 1975, a. follow.. to wit:
BEGINNING at a point in the ve.tern line of Pirlt Street (50 feet vide) 45.2 feet
North of the northweet corner of the inter.ection of Pir.t and Boyer Streetll thence
parallel with Boyer Street. .long land. now or late of AnthoR7 Ray Palmer and
Hedelaine E. Palmer. hie vife. South 62 degree. 54 minute. Za.t 100 feet to a point
in the ea. tern line of Lot No~ 75. Ser-tion C on the herainafter mentioned Plln of
Lots, thence along the eastern line of Lot No. 75. Section C, North 36 degrees 45
minutes West 57 feet to a pointl thence parallel vith Boyer Street. along llndl now
or late of John C. Bori. and Dorothy H. Bori., hi. vife. North 62 degrees 54 minutel
Eaat 100 feet to a pointl in the we.tern line of Pirst Street; thence along the '
vestern line of Firat Street. south 36 degrees 45 minutea East 57 feet to a point,
. the place of J:EGINN1NG.
BEING part of Lots Nos. 73 and 74. Section C on the Plan of Summerdale, recorded
in Plln'Book 1. page 44, revised Plan recorded in Plan B~ok 2 page 109.
BEING Icnowu .1 No. 503 Piret Street.
BEING THE SAME PREMISES WHICH Harold G. Reichert, Jr. and Roberta
S. Reichert by deed dated December 24, 1975 and recorded in
CUmberland County Deed Book J-26, Page 829 granted and conveyed unto
Thomas M. Hale and Sandra L. Hale.
TO BE SOLD AS THE PROPERTY OF THOMAS M. HALE AND SANDRA L. HALE UNDER
CUMBERLAND COUNTY JUDGMENT NO. 94 C 2116.
~ _ ~-'f .
. ~ -I
0.., 5 '\: J..j
to. 0-. ~ ~ .."
.~ ~ <,;q. o:i . o:~ ~
,. ... ., .
~ <:J'"
~ ....
.
<i
'.
..
i
..
n
,
~
c.Z
.,..
~
'::>.
-:r-
en
-
....
~\': .....
,"~: :;:
\/oj/_ -.-..,
:",;': ~-'-.
;... r', ,',
'~ ,~
:r::
N
o-i
0")
..... w'
<t'"
;,c,
. ,
!'"-..
...,
'.l"
. ).-";'.
~::?
:z:
~
.
LOMAS MORTGAGE USA, INC..
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
APPIDAVIT PURSUANT TO P.R.C.P. 3129.1
The Plaintiff in the above action, by its attorneys, Purcell, Krug
& Haller, sets forth as of the date the praecipe for the writ of
execution was filed, the following information concerning the real
property located at 503 Pirst Street, Summerdale, PAl
1. Name and address of the Owner(s) or Reputed Owner(s) :
Thomas M. Hale
503 First Street
Summerdale, PA 17093
Sandra L. Hale
503 First Street
Summerdale, PA 17093
2. Name and address of Defendant(s) in the Judgment, if different
from that listed in (1) above:
SAME
3, Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF PUBLIC WELFARE
POBOX 8016
HARRISBURG PA 17105
Township of East pennsboro
98 S. Enola Drive
Enola, PA
4. Name and address of last recorded holder of every mortgage of
record:
PLAINTIFF HEREIN
(AND ANY OTHERS AS NOTED BELOW) :
.
.
Ritter Consumer Discount Company, Inc.
of Pennsylvania
439 N. Enola Road
Enola, PA
Beneficial Consumer Discount Company
3429 Trindle Road
Camp Hill, PA
5. Name and address of every other person who has any record lien
on the property:
UNKNOWN
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
UNKNOWN
7. Name and address of every other person of whom the Plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
TENANTS IF ANY ...
DOMESTIC RELATIONS OFFICE
CUMBERLAND COUNTY COURTHOUSE
HIGH AND HANOVER STREETS
CARLISLE PA 17013
(In the preceding information, where addresses could not be
reasonably ascertained, the same is indicated.)
I verify that the statements made in this Affidavit are true and
correct to the best of my personal knowledge, information and belief.
I understand that false statements herein are made subject to the
penalties of 18 PA C.S. Section 4904 relating to unsworn
falsification to authorities.
Le P. Haller P 1.0. #15700
Purcell, Krug & Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
NOTICE OP SHERIPP'S SALE OP REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OP CIVIL PROCEDURE 3129
TAXI!: NOTICEI
That the Sheriff's Sale of Real Property (real estate) will be
held:
DATE: September 7, 1994
TIME: 10:00 O'clock A.M.
LOCATION: Commissioner's Hearing Room
2nd Floor
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is:
503 Pirst Street
Summerda1e
CUmberland County
Pennsylvania
THE JUDGMENT under or pursuant to which your property is being sold
is docketed in the within Commonwealth and County to:
No. 94 C 2116
THE NAMB(S) OP THE OWNER(S) OR REPUTED OWNERS of this property is:
THOMAS M. HALE AND SANDRA L. HALE
A SCHEDULE OP DrSTRrBUTrON, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
receive part of the proceeds of the sale received and to be disbursed
by the Sheriff (for example, to banks that hold mortgages and
municipalities that are owed taxes) will be filed by the Sheriff of
this County thirty (30) days after the sale and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be
made unless someone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained from
the Sheriff of the Court of Common Pleas of the within County at the
Courthouse address specified herein.
THrs PAPER rs A NOTrCE OP THE TrME AND PLACE OP THE SALE OP YOUR
PROPERTY.
rT HAS BEEN rSSUED BECAUSE THERE rs A JUDGMENT AGArNST YOU.
rT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY
THE JUDGMENT.
You may have legal rights to prevent your property from being taken
away. A lawyer can advise you more specifically of these rights. If
you wish to exercise your rights, YOU MUST ACT PROMPTLY.
YOU SHOULD TAKE THrS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFrCE SET FORTH BELOW TO FrND OUT WHERE YOU CAN GET
FREE LEGAL ADVrCE:
Court Administrator
Court Administrator's Office
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
Phone (717) 249-1133
THE LEGAL RrGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of the
within County to open the judgment if you have a meritorious defense
against the person or company that has entered judgment against you.
You may also file an petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
2. After the Sheriff's Sale you may file a petition with the Court
of Common Pleas of the within County to set aside the sale for a
grossly inadequate price or for other proper cause. This petition
MUST BB PILBD BBFORB THB SHBRIFF'S DBBD IS DBLIVERBD.
3. A petition or petitions raising the legal issues or rights
mentioned in the preceding paragraphs must be presented to the Court
of Common Pleas of the within County. The petition must be served on
the attorney for the creditor or on the creditor before presentation
to the court and a proposed order or rule must be attached to the
petition.
If a specific return date is desired, such date must be obtained
from the Court Administrator's Office - Civil Division, of the within
County Courthouse, before a presentation of the petition to the
Court.
A copy of the Writ of Execution is attached hereto.
PURCELL, KRUG & HALLER
Attorneys for Plaintiff
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
.
1\11 THAT CERtAIN lot or parcel of land, Situate in thl Townlh1p .of Ealt Plnnlboro,
Cumberland County, Pennlylvan1a, bounded and delcribed in accordance with a lurvl7
and plan thereof made by Hichael C.D'Angelo, Regiltered Surveyor, dated December
3, 1975, al followl, to wit:
BEGINNING at a point in the ve.tern linl of Pirlt Street (50 feet vide) 45.2 feet
North of the northvelt corner of the interlection of Pirlt and Boyer Streetl' thence
parallel with Boyer Street, along landl nov or late of Anthony Ray Palmer and
Hadelaine E. Palmer, hil vife, South 62 degreel 54 minutel Ealt 100 feet to a point
in the ealtern line of Lot No; 75, Ser-tion C on the hereinafter mention~d Plan of
Loti' thence along the ealtern line of Lot No. 75, Section C, North 36 degreel 45
minutes West 57 feet to a point; thence parallel vith Boyer Street, along landl now
or late of John C, Boril and Dorothy H. Boril, hil vife, North 62 degreel 54 minutel
Ealt 100 feet to a point; in the veltern line of Pirlt Street; thence along the
western line of Firlt Street, louth 36 degree I 45 minutel East 57 feet to a point,
. the place of !:EGIfm1;NG.
BEING part of Lots NOI. 73 and 74, Section C on the Plan of Sumaerdale, recorded
in Plan'Book 1, page 44, revi.ed Plan recorded in Plan B~ok 2 page 109.
BEING known as No. 503 Piret Street.
BEING THE SAME PREMISES WHICH Harold G. Reichert, Jr. and Roberta
S. Reichert by deed dated December 24, 1975 and recorded in
CUmberland County Deed Book J-26, Page 829 granted and conveyed unto
Thomas M. Hale and Sandra L. Hale.
TO BE SOLD AS THE PROPERTY OF THOMAS M. HALE AND SANDRA L. HALE UNDER
CUMBERLAND COUNTY JUDGMENT NO. 94 C 2116.
.
.
Writ No. 94-2116 Civil Term
R. Thomas Kline, Sheriff. who being duly sworn according
to law, says this writ is returned STAYED DUE TO BANKRUPTCY.
Sheriff's Costs
Docke ting
Poundage
Law Libarary
County
Surcharge
Postpone Sale
22.00
.59
.50
1.00
6.00
7..00
$37.09 Pd. by Atty. 6-20-94
Advance Costs
Sheriff's Costs
Refund to Attorney
Haller Ck.
$1,000.00
37.09
962.91
This writ is returned STAYED DUE TO BANKRUPTCY 6-20-94
en..
.~
day of(-..J"~' 1994 A.D.
n "'htA;... JJm:;
Prothonotary" ,-
So answersl
~~~~ 4~
R. Tholas Kiine, She~f~
~
.
Sworn and subscribed to before me
this .t 7Y-
by n
./JJt~ a~
puty Sheriff
L>
C
""
,,\:' cJv 1.371
Ie.t.(.. 1.J..2fl
..... .:..~ ,
RE/;L EST ~.TE Sf\LE ~O.
oo~~nmm
.'-
On gu.~ /3, I 'N'f the shcrhi levied up::n the defendanrg;
Interest In the real property slti.!01torl in ,&.a /.. }!;. w'I4B~. ...fc.l'f'
Cumberland COlll1ty, P?., ;Cl~"l ;;'. i 11l'!1111c)f(jd as: .503 J'~L.J....l~,
~nu.".l..(",- ?" i"":: :.,;'
r:,l E;dlibit "A" filed with
tl';.:) writ ,litO U, '1111';; i, :~I;;nc,: :(rrlr i".1l'i:li.:d herein.
Dale: (" -/3" 9<{
By:!2/l ~.. aJAA?<-
~ . XJ'f"'<$
--0
.."
"
,
'6.
7"
-;:;:,
<;?
~l.. ""
.'
~;~,
~
~
v'
r".,'
..:;"=-
v:
...--
,
'~\
.,
'.:1.
--.
.':!!
..
"
. .
WRIT OF EXEX:l1I'I(lII and/or A'M'AC>>oIENl'
CCMOI'I'IFAL'Ill OF PENNSYLVANIA)
COlMI'Y OF ClMBERlAND )
No. 94-2116 CIVIL )1i....T!!!!n
CIVIL ACTION - LAW
TO THE SHERIFF OF CUnberland
COUNI"i :
To satisfy the debt.1 interest and costs due Lanas Mortgage USA, Inc., FoIllleI'ly The
Lanas & Netfletoo-Ccropany, Successor By Merger '10
Advance Mortaaae Comoration PLAINl'IFF( S)
fran Thanas M. Hale and Sandra L. Hale 503 First Street, StJT1OOerdale, Pa. 17093
DEFENDAm'( S)
(1) You are directed to levy upon the property of the defendant(s) and to sell
See attached Leaal DescriDtion
(2) You are also directed to attach the property of the defendant(s) not levied upon in
the possession of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that! (a) an attachrent has been issued: (b) the
garnishee(s) is/are enjoined fran paying any debt to or for the aCCXlunt of the defendant(s)
and fran delivering any property of the defendant(s) or otherwise disposing thereof:
(3) If property of the defendantls) not levied upon and subject to attachnent is found
in the possession of anyone other than a named garnishee, you are directed to noti~y
him/her that he/she has been added as a garnishee and is enjoined as above stated.
Arrount Due S 20 , 728.74
~~ day fram 4-19-94 t2~~:~i94
Atty's Comn %
Atty Paid
Plaintiff Paid
$ .50
1.00
L.L.
Due Prothy
Other Costs
~~h c~~~,.,aaJp.88 per
Escrow deficit
102.96
.-
';Q.40
286.51
DATE:
June 13. 1994
Lawrence E. Welker
Prothonotary, Civil Division
bY:~~u- C, )')t. o,,~
Deputy
REQUESTING PARrY:
Name Leon P. Haller. Eso.
Address: 1719 North Front Street
Harrisburq. Pa. 17102
Attomey for: Plaintiff
Telephone: 17171 234-4178
Supreme Court 10 No. 15700
----.-.". ,...,>_....-
~
"
.
. LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
NOTICE OP SHERIPP'S SALE OP REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OP CIVIL PROCEDURE 3129
TAXE NOTICEI
That the Sheriff's Sale of Real Property (real estate) will be
held:
DATE: September 7, 1994
TIME: 10:00 O'clock A.M.
LOCATION: Commissioner's Hearing Room
2nd Floor
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of your property to be sold is:
503 Pirst Street
SUllDIIerdale
Cumberland County
Pennsylvania
THE JUDGMENT under or pursuant to which your property is being sold
is docketed in the within Commonwealth and County to:
No. 94 C 2116
THE NAME(S) OP THE OWNER(S) OR REPUTED OWNERS of this property is:
t,'. -' "..,...."
..' 'II.
THOMAS M. HALE AND SANDRA L. HALE
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
receive part of the proceeds of the sale received and to be disbursed
by the Sheriff (for example, to banks that hold mortgage. and
municipalities that are owed taxes) will be filed by the Sheriff of
this County thirty (30) days after the sale and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be
made unless someone objects by filing exceptions to it within ten
(10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained from
the Sheriff of the Court of Common Pleas of the within County at the
Courthouse address specified herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR
PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY
THE JUDGMENT.
You may have legal rights to prevent your property from being taken
away. A lawyer can advise you more specifically of these rights. If
you wish to exercise your rights, YOU MOST ACT PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
FREE LEGAL ADVICE:
Court Administrator
Court Administrator's Office
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
Phone (717) 249-1133
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of the
within County to open the judgment if you have a meritorious defense
against the person or company that has entered judgment against you.
You may also file an petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
2. After the Sheriff's Sale you may file a petition with the Court
of Common Pleas of the within County to set aside the sale for a
~. ~.
grossly inadequate price or for other proper cause. This petition
MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED.
3. A petition or petitions raising the legal issues or rights
mentioned in the preceding paragraphs must be presented to the Court
of Common Pleas of the within County. The petition must be served on
the attorney for the creditor or on the creditor before presentation
to the court and a proposed order or rule must be attached to the
petition.
If a specific return date is desired, such date must be obtained
from the Court Administrator's Office - Civil Division, of the within
County Courthouse, before a presentation of the petition to the
Court.
A copy of the Writ of Execution is attached hereto.
PURCELL, KRUG & HALLER
Attorneys for Plaintiff
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
... ....
.
.
~ll THAT C!R!AIN lot or parcel of land, Situate in the Townlhip ,of lalt Pannlboro,
Cumberland County, Pennlylvania, bounded and deacribed in accordance with a IUrvIJ
and plan thereof made by Kichael C.D'Angelo, Regiltered Surveyor, dated December
3, 1975, al followa, to wit:
BEGINNING at a point in the waltern line of Firat Street (50 feet wide) 45.2 feet
North of the northwelt corner of the interlection of Firlt and Boyer Streetl; thence
parallel with Boyer Street, along landl now or late of Anthony Ray Palmer and
Kadelaine E. Palmer, hil wife, South 62 degree I 54 minutel Ealt 100 feet to a point
in the ealtern line of Lot No: 75, Ser.tion C on the hereinafter mention~d Plan of
Lot.; thence along the ealtern line of tot No. 75, Section Ca North 36 degreel 45
minutes West 57 feet to a point; thence parallel with Boyer Street, along landl now
or late of John C. Boria and Dorothy K. Boril, hil wife, North 62 degreel 54 minutel
EI8t 100 feet to a point; in the we.tern line of Firlt Street; thence along the
western line of First Street, louth 36 degree I 45 minutes East 57 feet to a point,
. the place of IlEGINlQ:NG,
BEING part of tots NOI. 73 and 74, Section C on the Plan of Sumaerdale, recorded
in Plan 'Book I, psge 44, reviled Plan recorded in Plan Book 2 page 109.
BEING known II No. 503 Firat Street.
BEING THE SAME PREMISES WHICH Harold G. Reichert, Jr. and,Roberta
S. Reichert by deed dated December 24, 1975 and recorded 1n
Cumberland County Deed Book J-26, Page 829 granted and conveyed unto
Thomas M. Hale and Sandra L. Hale.
TO BE SOLD AS THE PROPERTY OF THOMAS M. HALE AND SANDRA L. HALE UNDER
CUMBERLAND COUNTY JUDGMENT NO. 94 C 2116.
.
..,..-..-
..
.
..
..
LOMAS MORTGAGE USA, INC.,
FORMERLY THE LOMAS & NETTLETON
COMPANY, SUCCESSOR BY MERGER TO
ADVANCE MORTGAGE CORPORATION,
PLAINTIFF
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 94 C 2116
VS.
THOMAS M. HALE AND SANDRA L. HALE,:
DEFENDANTS IN MORTGAGE FORECLOSURE
APPIDAVIT PURSUANT TO P.R.C.P. 3129.1
The Plaintiff in the above action, by its attorneys, Purcell, Krug
& Haller, sets forth as of the date the praecipe for the writ of
execution was filed, the following information concerning the real
property located at 503 Pirst Street, Summerda1e, PAl
1. Name and address of the Owner(s) or Reputed Owner(s) :
Thomas M. Hale
503 First Street
Summerdale, PA 17093
Sandra L. Hale
503 First Street
Summerdale, PA 17093
2. Name and address of Defendant(s) in the Judgment, if different
from that listed in (1) above:
SAME
3. Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF PUBLIC WELFARE
POBOX 8016
HARRISBURG PA 17105
Township of East pennsboro
98 S. Enola Drive
Enola, PA
4. Name and address of last recorded holder of every mortgage of
record:
PLAINTIFF HEREIN
(AND ANY OTHERS AS NOTED BELOW) :
".'~.~'''.''~'''''''''''''*~ ..~-,."....""........<..-.....
...
,
,"
Ritter Consumer Discount Company, Inc.
of Pennsylvania
439 N. Enola Road
Enola, PA
Beneficial Consumer Discount Company
3429 Trindle Road
Camp Hill, PA
5. Name and address of every other person who has any record lien
on the property:
UNKNOWN
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
UNKNOWN
7. Name and address of every other person of whom the Plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
TENANTS IF ANY .,.
DOMESTIC RELATIONS OFFICE
CUMBERLAND COUNTY COURTHOUSE
HIGH AND HANOVER STREETS
CARLISLE PA 17013
(In the preceding information, where addresses could not be
reasonably ascertained, the same is indicated.)
I verify that the statements made in this Affidavit are true and
correct to the best of my personal knowledge, information and belief.
I understand that false statements herein are made subject to the
penalties of 18 PA C.S. Section 4904 relating to unsworn
falsification to authorities.
Le P. Haller P I.D. #15700
Purcell, Krug & naIler
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
LAW OFFICES
PIUC.t~ J(,"f &> fiat!.,.
JOHN W, PURCELL
HOWARDB, KRUO
LEON P. HALLER
JOHN W, PURCELL JR,
V ALI!IUB A, OUNN
JILL M. W1NEKA
JBPPRBY C, SOTI.AND
1719 NORTH FRONT STREET
HARRISBURG, PENNSYLVANIA 17102-2392
TELEPHONE (717) 234"1178
PAX (717) 233.1149
JOIEPH HlrrLlY 111,g.'lIlI21
ANTHONY DISANTO
0' COUHIR
--
'M CIClWRHOA ROAD
(7171~
June 17, 1994
Sheriff
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Re: Lomas Mortgage USA, Inc" Formerly The Lomas & Nettleton Company, Successor by
Merger to Advance Mortgage Corporation v, Thomas M. Hale and Sandra L. Hale
No, 94 C 2116
Dear Sir:
Please be advised Mr, and Mrs, Hale filed a chapter 13 bankruptcy in the Middle District of
Pennsylvania on May 20, 1994, to case number 94-00835,
Please withdrawal the above Writ and forward any refunds or bills for outstanding fees.
Thank you,
LPH:mfg