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BARBARA A. FEIN, ESQUIRE
Attorney 1.0. No. 53002
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 94-2309
v.
CHRISTIAN LEHR AND
GWEN P. LEHR,
Defendant.
AFFIDAVIT UNDER PA. RCP RULE 3129
The Prudential Home Mortgage Company, Inc., Plaintiff in the
above captioned mortgage foreclosure action, sets forth aa of the
date the praecipe for the Writ of Execution was filed, the
following information concerning the real property located at 162
Brindle Road, Mechanicsburg, Township of Monroe, Cumberland County,
PA, was true and correct to the best of its knowledge, information
and belief.
l. Name and address of each Owner and/or Reputed Owner I
Christian Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
Gwen P. Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
2. Name and address of each Defendant named in the judgment I
Christian Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
Gwen P. Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
.'
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Township of Monroe
Administration Building
1220 Boiling springs Road
Mechanicsburg, PA 17055
Sewer Department
c/o Township of Monroe
Administration Building
1220 Boiling Springs Road
Mechanicsburg, PA 17055
Water Department
c/o Township of Monroe
Administration Building
1220 Boiling Springs Road
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage
of record:
The Prudential Home Mortgage Company, Inc. (Plaintiff)
5325 Spectrum Drive, B2
Frederick, MD 21701
Commercial Credit Corporation
4813 Jonestown Road
Harrisburg, PA
5. Name and address of every other person or entity which has any
record lien on the property:
None
6. Name and address of every other person or entity which has any
record interest in the property and whose interest may be
affected by the sale:
None
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to ~ the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney) .
YOU MAY STILL BE A~~E ::0 SAVE YOUR PROPERTY AND
YOU HAVE QTHE~ RIQHT~ E~~N 1~ TtlE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Barbara A. Fein, Esquire at (215)
653-7450 or by calling the Audrey Adams at the Cumberland
County Sheriff's Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Barbara A. Fein, Esquire
at (215) 653-7450 or by calling the Cumberland County
Sheriff's Department at (717) 240-6390.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5. You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that t~me, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the cumberland
County Sheriff on or about thirty (30) days after the
sale date. This schedule will state who will be
receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons
why the proposed distribution is wrong) are filed with
the Sheriff within ten (10) days after the distribution
sheet is posted.
7, You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
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. THE LAW OFFICES OF BARBARA A. FEIN
Barbara A. Fein / I.D. No. 53002
Rosemarie Diamond / I.D No. 65639
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.,
P1ainti ff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
v.
NO. 94-2309
CHRISTIAN LEHR and
GWEN P. LEHR,
Defendant(s) .
CERTIFICATION OF NOTICES OF SALE TO LIENHOLDERS
I, Tanya A. Henderson, Legal Assistant to Barbara A. Fein,
Esquire, attorney for Plaintiff, The Prudential Home Mortgage
Company, Inc., hereby certify that Notices of the upcoming
Sheriff's Sale of the subject real property of Defendant (s) ,
Christian Lehr and Gwen P. Lehr, have been sent this date by
regular mail, postage pre-paid. Said Notice is appended hereto and
incorporated herein by reference as Exhibit "A".
The undersigned further certifies that, upon information and
belief, diligent efforts have been made to identify all
persons/entities having mortgages, judgments, liens, or other
intereat in the subject premises, and that such persons/entities
have been sent Notices were duly served upon them in accordance
with Pennsylvania Rule of Civil Procedure Rule 3129. (Proof of
mailing is appended hereto and incorporated herein by reference as
Exhibit "B").
I declare under penalty of perjury that the foregoing is true
and correct.
March 20, 1995
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Tanya All Henderson, Legal Assistant
to Barbara A. Fein, Esquire
Attorney for Plaintiff
. ....
BARBARA A. rBIN
ATTORNEY-AT-LAW
SUITE 109, 275 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
(215) 653-7450
fAX (;IUd (j!i].HS4
NOTICE OF CUMBERLAND COUNTY SHERIFF'S SALE
TO: All Parties in Interest and
Claimants
Improvements:
Residential Dwelling
OWNER(S): Christian Lehr and
Gwen P. Lehr
Cumberland County
CCP No. 94-2309
PROPERTY: 162 Brindle Road
City of Mechanicsburg
Township of Monroe
County of Cumberland, PA
Please be advised that the above captioned property (and any
improvements thereon) is scheduled to be sold by the Cumberland
County Sheriff's Department on Wednesuay, April 5, 1995 at 10:00
A.M., at the Commissioner's Hearing Room, 2nd Floor in the
cumberland County Court House, SD Hanover Street, Carlisle, PA
17013. This sale is scheduled pursuant to a judgment entered in
the amount of $119,068.97 in the Court of Common pleas for
Cumberland County.
Our records indicate that you may hold a mortgage or judgment on
the property which may be extinguished (removed) by the sale. You
may wish to attend the sale to protect your interests.
A schedule of distribution will be filed by the Sheriff on a date
specified by the Sheriff not later than thirty (30) days after the
sale. Distribution will be made in accordance with the schedule
unless exceptions are filed thereto within ten (10) days after the
filing of the schedule. You may call the Cumberland County
Sheriff's Department at (717) 240-6390 for the date on which the
distribution schedule will be posted,
SinCl!l:eX, /1~'
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"tLQ. r '
~ A. Fe~, Esquirp.
Attorney for Plaintiff
Dated: February 15, 1995
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EXIII81T "8"
PROOF OF REGULAR MAILING m' NOTICES OF SALE UPON
ALL INTERESTEI) PARTIES TO FORECWSURE ACTION
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EXIUOIT "0" (continued)
PROOF OF REGULAR MAIUNG OF NOTICES OF SALE UPON
ALL INTERESTED I)ARTIES TO FORECLOSURE ACTION
. I
, .
The Prudential Ilome Mortgage Co. Inc.
vs
Christian Lehr and Gwen P. Lehr
In the Court of Common Pleaa of
Cumberland county, Pennsylvania
No. 94-2309 Civil Term
Wesley Cook, Deputy Sheriff. who being duly aworn according to
says on January 9, 1995 at 3.15 o'clock P.M., E.S.T., he posted the
property of Christian Lehr and Gwen P. Lehr at 162 Brindle Road,
Mechanicsburg, Cumberland County, Pennsylvania, with a copy of Real
Estate Writ, Notice, Poster and Description according to law.
Wesley Cook, Deputy Sheriff, who being duly sworn according
to law, says on October 28, 1994 at 3118 o'clock P.M., E.S.T., he
served true copies of Real Estate Writ, Notice, Poster and
Description in the above entitled action upon one of the within
named defendants, to wit. Christian Lehr by making known unto
Christian Lehr at 162 Brindle Road, Mechanicsburg, Cumberland
County, Pennsylvania, its contents and at the same time handing
to him personally the said true and attested copies.
Wesley Cook, Deputy Sheriff, who being duly sworn according
to law, says on October 28, 1994 at 3.18 o'clock P.M., E.S.T., he
served true copies of Real Estate Writ, Notice, Poster and
Description in the above entitled action upon one of the within
named defendants, to wit. Gwen P. Lehr by making known unto
Christian Lehr for his wife Gwen P. Lehr at 162 Brindle Road,
Mechanicsburg, Cumberland county, Pennsylvania, its contents and
at the same time handing to him personally the said true and
attested copies.
Timothy Reitz, Deputy Sheriff, who being duly sworn
according to law, says on January 23, 1995 at 8.30 P.M., E.S.T.,
he served a true copy of Real Estate Poster in the above entitled
action upon one of the within named defendants, to wit. Chriatian
Lehr by making known unto Christine Lehr at 162 Brindle Road,
Mechanicsburg, Cumberland County, Pennsylvania, its contents and
at the same time handing to him per.sonal1y the said true and
a ttes ted copy.
Timothy Reitz, Deputy Sheriff, who being duly sworn
according to law, says on January 23, 1995 sat 8.30 o'clock P.M.,
E.S.T., he served a true copy of Real Estate Poster in the above
entitled action upon one of the within named defendants, to wit.
Gwen P. Lehr by making known unto Christian Lehr at 162 Brindle
Road, Mechanicsburg, Cumberland County, Pennsylvania, its
contenta and at the same time handing to him personally the said
true and attested copy.
R. Thomas Kline, Sheriff, who being duly sworn according to
law, says that he served the above Real Estate Writ, Notice,
Poster and Description in the following manner. The Sheriff
mailed one of the within named defendant, to witl Christian Lehr
a notice of the pendency of the action by regular mail to his
last known address at 162 Brindle Road, Mechanicsburg,
Pennsylvania, 17055. This letter was mailed under the date of
January 24, 1995 and was never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to
law, says that he served the above Real Estate Writ, Notice
Poster and description in the following manner. The Sheriff
mailed one of the within named defendant. to wit. Gwen P. Lehr a
notico of the pendency of the action by regular mail to her last
known address al 162 Brindle Road, Mechanicsburg, Pennsylvania
1705';. This letter was mailed under the date of January 24, 1995
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BARBARA A, FEIN, ESQUIRE
Attorney 1.0. No. 53002
suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 94-2309
v.
CHRISTIN~ LEHR AND
GWEN p, LEHR,
Defendant.
CERTIFICATION OF ADDRESS
I, Barbara A. Fein, Esquire, Attorney for Plaintiff The
Prudential Home Mortgage company, Inc., hereby certify that the
Plaintiff's correct address is 5325 Spectrum Drive, B2, Frederick,
MD 21701, and the last known address of each Defendant is as
below.
Christian Lehr
162 Brindle Road
Mechanicsburg, PA 17055
Gwen P. Lehr
162 Brindle Road
Mechanicsburg, PA 17055
BYI
Barbara A. Fein, Esquire
Attorney for Plaintiff
. ,.
. .
BARBARA A. FEIN, ESQUIRE
Attorney I.D. No. 53002
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 94-2309
v.
CHRISTIAN LEHR AND
GWEN F. LEHR,
Defendant.
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I hereby certify that I am the attorney of record for the
Plaintiff The Prudential Home Mortgage Company, Inc., in this
action against real property and I further certify that this
property iSI
[I FHA -- Tenant occupied or Vacant
[XI That the Plaintiff has complied in all respects with
Section 403 of the HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 which may include but is not
limited tal
(a) Service of notice on Defendant
(b) Expiration of thirty days since the service of
the Notice
(c) Defendant's failure to request or to appear at
a face-to-face meeting with the Mortgagee or
with a Consumer Credit Counseling Agency
(d) Defendant's failure to file an application for
financial assistance with the Pennsylvania
Housing Finance Agency
I further agree to indemnify and hold harmless the Sheriff of
Cumberland County for any false statements given herein.
BYI
Barbara A. Fein Esquire
Attorney for PI intiff
Attorney I.D. No. 53002
, '
. ,
CERTIFICATE TO SHERIFF
(Please check appropriate square
in each section)
SHERIFF'S OFFICE
cumberland County
Courthouse
S. Hanover Street
Carlisle, PA 17013
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.
Plaintiff,
v.
NO. 94-2309
CHRISTIAN LEHR and
GWEN P. LEHR
Defendant.
CBRTIFICATION PURSUANT TO PA RCP RULE 3123(a)
I HEREBY CERTIFY THAT:
1. The judgment entered in the above matter is based on a
mortgage foreclosure action.
2. The Defendant(s) own the property being exposed to sale as:
An Individual
Tenants by the entireties
Joint tenants with rights of survivorship
A Partnership
Tenants in Common
A corporation
Defendant(s) is (are):
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one Defendant and either A or B above
not applicable, state which Defendants
are residents of the Commonwealth of
Pennsylvania,
Residents:
[ ]
IX ]
I ]
I ]
I ]
[ ]
3. The
IX ]
I ]
I ]
Dated: October 17, 1994
BY:
-1utua r1
Barbara A, Fein, squire
Attorney for Plaintiff
Attorney 1.0. No. 53002
~
.
, ,
. '
BARBARA A. FEIN, ESQUIRE
Attorney I.D. No. 53002
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 94-2309
v.
CHRISTIAN LEHR AND
GvJEN P. LEHR,
Defendant.
AFFIDAVIT UNDER PA. RCP RULE 3129
The Prudential Home Mortgage Company, Inc., Plaintiff in the
above captioned mortgage foreclosure action, sets forth as of the
date the praecipe for the Writ of Execution was filed, the
following information concerning the real property located at 162
Brindle Road, Mechanicsburg, Township of Monroe, Cumberland County,
PA, was true and correct to the best of its knowledge, information
and belief.
1. Name and address of each Owner and/or Reputed Owner I
Christian Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
Gwen P. Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
2. Name and address of each Defendant named in the judgment:
Christian Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
Gwen P. Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
~.
. "
, "
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the Judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to .a..t.QR the sale through other legal
proceedings.
You may need an attorney to assert your rights. The soonar
you contact one, the more chance you will have of stopping the
sale. (See notice below on how to obtain an attorney) .
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND
YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder. You may find out the
price bid by calling Barbara A. Fein, Esquire at (21~)
653-7450 or by calling the Audrey Adams at the Cumberland
County Sheriff's Department at (717) 240-6390.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount bid in the sale. To find out if
this has happened, you may call Barbara A. Fein, Esquire
at (215) 653-7450 or by calling the Cumberland County
Sheriff's Department at (717) 240-6390.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale had never happened.
5, You have the right to remain in the property until the
full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may
bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the Cumberland
County Sheriff on or about thirty (30) days after the
sale date. This schedule will state who will be
receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons
why the proposed distribution is wrong) are filed with
the Sheriff within ten (10) days after the distribution
sheet is posted.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the
sale.
" .
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.....Of.........................~.t!t.t!.~~.*...~.,g!.~.<?,~.........."..........,belnit duly Iworn accordln, to law, depoHI and ..YI:
Asst. Controller
That h. I. the ............................of THE PATRIOT. f\:EWS CO., a corporation orlanlled and .11.tln,
under the law. of the Commonwealth of Penns)'lvanla, with Ita principal oftlce and place of bUllneel at
811 to 818 lIark.t 8treet, In the City of Harrl.burll.Countr. of Dauphin, State of Pennlylvanla, own.r
and publleher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT.NEWS
newepapen of ,.nenl circulation, printed and published at 812 to 818 Market Btreet! In the City,
Count)' and Btate aforeeald: that THE PATRIOT and THE EVENING NEW8 and the SUNDAY
PATRIOT. NEW8 wen eetabllshed March 4th, 185., and February 15th, 1111'1 and September 18th,
10.11 ....~tlv.ly, and all have been continuously published ever since:
~t the printed notice or publication which II securely attached hereto la encUy a printed and
Metro West 24th and 31st days of
pubUlhed In their rtlUlar!tdltlonl IntllUue. whlch appeared on the ..........................................................
January and the 7th day of February 1995.
.......,.................""......................................"....................................................................................................,.........,....
That neither he nor eald Company II Interested In the lubJect matter of aid printed notice or adver.
tlalq, and that aU of tha alleptlon. of this .tatement al to the time, place and character of publication
an trul' IIId
That ha hu penoul know led,. of the faet. .foresald and Is d Iy authorllld and empowered to
verify thl. atatement on behalf 0 Th. Patriot-News Co, a oresald Ii virtue and pureuant to a relolu.
tlcm ulllll1l11OUlly paued and adopted leverally by the I olderl d board of dlrectol'1l of the eald
CoJNIIII)' ,lIId 'U!lHqu.ntly duly re.:orded In the office for r. ordl rPJ:ecla In and for eald County
of Dilupbln In MIKelllneau. Bno~ "Moo. Volume 14. PI.e J 17. , VIL---
.':'. .,.,",.,.~,lr'~IIIII'- ............................ ...... ....... .................,.......,.........................,...........
. 'if;"'" Sworn to and eublcr fore m ~1a1....~ll!.t......day of
" ,. "," ,Febru ,.ff~
._..~,"'-':,..,.._..:.. ........... ...... . . .. /
.. . ...... .. ....... ...
oea"" Ptlblie
...........................
Stali..., of Ad,lI'IIlI.. CIIII
Sale No. 1
CJ.:1.w.~~.F.J.~.ng...c;;~H.n.t.~.,.f?b.~t..A.t.!.P....9.ttA.S1~....
CarliSle, PA. 17013
..................................................................................
To THE PATRIOT.NEW8 CO., Dr.
For publlshlnl the notice or publication attached hereto on the
252.0ll
above llated datel . .............................
Probatlnl eame ..........t!l};.~.~....
Total .............................
..~II.r'1 Roe.lpt for Ad,ortIlIll Cull
THE PATRIOT.NEWS CO., publisher of THE PATRIOT and THE EVENING NEWS and the
8UNDAY PATRIOT-NEW8, newspapers of general circulation. hel'eby acknowledge receIpt of the
aforeeald notlc. and publication coste and certifies that the lame have been duly paid.
TilE PATRIOT.NEWS CO.
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CONft'W 01 DOI/"Aift .. :
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Asst. Controller
That he II the ...............,............01 THE PATRIOT. loiEWS CO" a corporation or,anlled and exlltln,
under the law. of the Commonwellth 01 Pennl)'lvanla, with lis principal olllce and place 01 bUllne.. at
811 to 818 llarket Street, In the City 01 Harrl.bur'l.Countr, 01 Dauphin, State 01 Penn~)'lvanla, owner
and publllher of THE PATRIOT and THE EVENING Nf.WS and the SUNDAY PATRIOT. NEWS
newlpapera 01 ..n.ral circulation, printed and published at 812 to 818 Mark.t Street! In the City,
Count)' and State aforellld; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT - NEWS wlra eetabllshed March 4th, 18114, and February llIth, 11117 and September 18th,
10411L..,I"IIp4!lltlvely, and aU have been contlnuou.ly publl.hed ever II nee ;
'l'ut the printed notice or publication which I. .ecurel)' attached herato II euctly u printed and
.M.etro West 24th and 31st days of
pubU.hld In their rerular/8dltfonl ana lUUII which apIWlred on the ..........................................................
January and the 7th day of February 1995.
......".........,..........................."......,..................................................................................................................................
That neither h. nor IIld Company II Intere.ted In the .ubject matter 01 IIld printed notice or adver.
tlallll', and that aU of the all.,atlona of thl. .tatement u to the time, place and charAeter 01 publication
an true. and
That he hu pereanal !tnowled.. of the lacta .Iorellld and la d Iy authorl&ed and empowered to
verify thla ltatemlnt on behalf 01 The Patrlot.News Co, a oresald virtue and puriuant to a relOlu.
Uoa unanlmoUllf pallid and adopted IIverally by the at olde'a~board 01 dlrectora of the .ald
CoIllPUr .and aUbllqUlnUy duly l'IIlorded In the office lort ICordl rAf.eda In and for IIld County
01 Dlllpll/lllll MI...elllne.ul Book "M". Volume I~. PI'. 317. , V/t---
c." II Net_ . hWlratloll
............................ ...... ..... ..,...........................................................
Sworn to and lublcr
Febru
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..............., . .
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CarliSle, PA. 17013
..................................................................................
To THE PATRIOT-NEWS CO" Dr.
For publlshln. the notice or publlratlon attached h.reto on the
252.00
above elated date. .. .............................
Probatln. ume ,.........~!r~';'~.~....
Total .. .. .. .. .. .. .............................
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8 ..,.,.,., 'J1~,',.~ ..~= Nlplpera 01 ,cneral circulation, hereby acknowlcd,e receIpt 01 the
... )IiiIeIIrl,...."'iI"'...... COlta and certlllea that the eame have been duly paid.
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PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(lJ'" Ad No. Al, ......... 1\Ia,1', 191'1. P,L.I714
STATE OF PENNSYLVANIA
COUNTY OF CUMBERLAND
iii.
ROGER M. MORGENTHAL,Esqulre , Editor of the Cumberland Law Journal, of
/he County and State aforesaid, being duly sworn, according to law. deposes and says
that /he Cumberland Law Journal, a legal periodical published In /he Borough of Carlisle
In /he County and State aforesaid. was established January 2, 1952, and designated by
/he local courts as /he official legal periodical for 'he publication of all legal notices, and
has. since January 2, 1952, been regularly issued weekly in said County, and /hat /he
printed notice or publication allached hereto Is exactly the same as was printed in /he
regular editions and issues of the said Cumberland Law Journal on the fOllowing dates,
vlz:
JANUARY 20. 27. FEBRUARY 3. 1995
Affiant funher deposes that he is authorized to verify this statement by /he
Cumberland Law Journal, a legal periodical of general circulation, and /hat he is not
Interealed in /he IUbject matter of the aforesaid notice or advertisement, and that all
a1lepdona In /he forqolna statements as to time. place and charac'er of publication are
true.
"
\
.
.....1I1'&ft .... 110. I
Wrtl No. 114-2309 Clvtl
Judg, No. 94.2309 Civil
n,. PrudenUal Horn.
Mortga.. Co. Inc.
va,
ChrtaU.n Loehr and Owen P. Loehr
Ally., Barbam r.1n
ALL mAT CERTAIN lracl of land
IUuate In the Town.ltlp of Monroe,
County of Cumberland. and Com.
monw.alU, of Pennlylvanta. more
partlcularly bounded and deocl1bed
.. followo:
BEGINNING al a point on Ult
Waot .Id. of Bl1ndl. Road, laid polnl
being 335,00 feel North orland. now
or lat. of E.E. Goodhart and allD
being U,. dlvtdlng Une between Lola
34 and 35: U,.nc. along Illld dlvtdlng
Un. North 89 deg",," 2S mlnul.. 35
_da .1, a dlatance of 572,33
/reI 10 a poInl on the ...tem line or
Lol421 thence aJona the ...\ern Un.
of Lot 42, NorIl, 04 detJ- 24 ,nIn.
ute. M ~lt'lrtlll ",,~t, " """anN" or
125.29 frt"l to' n potol lit thr dlv1cUnM,
line hrlwrrn l..ols 35 BIUI :16: lhrnn!
alollM Ihe dlvtdlllM IIl1e IX'I""'" 1,,,1.
35 nnd 30, 8otltl,89df'glTt'. 28 111111'
utl"l 35 1M"('und" Eael, Q dlstBurt" uf
563.87 rt'f'1 In 0 IMllnt nn thr WI'slrm
line" of Ih111111r Hmul. 111('1\('(' nlnuM llll!
,",atrrn IIl1e or Oruuttr Hnm1. Roulh
00 degrt't"1 31 mlnutn 25 M'l'Ullll.
Wt-Bl, 8 (U.lnHl't uf 121HK) frrt to II
IMJlnl 01 Ihe dlvtdlnM 1111. IX'I......n
Lola 34 .nd 35, U,. 1'10" "I IlEOIN'
NINO,
TIlt nlJUVt' drat'r1h('d lut twhlM tol
No. all ur Ihr nnnl BlIblMllon Illan
ror IIl1l1dl. Enl.I1"I.... ,..."nl.d In
the Cumbf"rhmd Cuunty Itrl'ottlrr lJf
lJ.ed. urn(,. III 11.n lko,k :15, I....
30. And fCm'RlnlnA 1.03 IU'I"'"
U .lunJ" ..U1I'(''1'II'-'\ "1F..to:nN 8
I-
SWORN TO AND SUBSCRIBED before me this
03 day of FEBRUARY. I99L,
,-
- ~ , , "~ '
,;lu ),r; <../ ' ,/~, (" ,/ /r ,"(lY (. L/
./ NotarY
r. ...
I' "
i
! '
\ ',i'il,;L. SEAL
. " "",dl~lD~it, NctaryPubiic
:.r'.,:;ial1d County, Pa.
. ". ',':"'f~ F.ll. 12, 19!1A
.. ~......._----
.
.
-
- _.
,
"
BARBARA A. FEIN, ESQUIRE
Attorney I.D. No. 53002
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME
MORTGAGE COMPANY, INC.
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.
Cf4 -,JJOq
,)30'1
Ov.1
n r(V)
v.
CHRISTIAN LEHR and
GWEN F. LEHR
Defendants.
CIVIL ACTION
COMPLAINT IN MORTGAOB rORBCLOSURB
MOTta MOTICI"
Yau HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND
MAINST niB C~lMS SET FORTH IN TIlE FOLLOWING PAUES,
YOU MUST TAkE A~I'lON tUTlUN 1lfENTY 1201 DAYS AFTER
TlUS COMPLAINT AND NOTICE ME SERVED. BY ENTERING A
WRITTEN APPBARAHca PERSONALLY OR BY Al"I'ORHEY AND
FILINO IN MRtTINa WITH nlE COURT YOUR DEFENSES OR
OBJECTIONS TO nIE CLAIMS SET FORTH AOAINST you. YOU
ARE WARNED THAT IF YOU FAIL TO 00 SO THE CASE MAY
PROCEED turnOUT YOU AND A JUOOMENT MAY 8E ENTERED
AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR
MY MONEY CLAIMED IN 11IE COMPLAINT OR FOR ANY OTIIER
CLJ.tH OR RELIEF REQUESTED BY nlE~ PLAINTIFF. YOU HAY
LOSE HONEY OR I'ROPBRTY OR OTIIER RIOIfTS IMPORTANT TO
YOU.
YOU SHOULD TAKE nns PAPER TO YOUR LAWYER AT ONCE. IF
yoU DO NOT HAVE A LAWVER OR CANNOT AFfORD ONE. GO TO
OR TELEPIIONE TIlE OfFICE SET FORTlI BELOW TO FINO OUT
WHERE yOU CAN GET LEGAL tlELt',
LE IIAN' DEMANOAOO ^ USTED EN LA CORTE. 61 USTED
QUIERE DEFENDERSE DE ESTAS DEMANOAS EXPUESTAS EN LAS
PAOINAS SIaUIENTES. USTED TttHE 120) DtAS DB PLAZO A
PARTIR DE LA FECllA DE LA DEMANDA Y loA NOTU'tCACION.
USTED DEBE PRESENTAR UNA APARIENCtA ESCRITA 0 EN
PERSONA 0 POR ABOOADO V ARClUV.\R EN LA CORTS SUS
OEFENSAS 0 SUS OBJECIONES A LAB DEMAHDAS ENCONTRA DB
SU PERSONA. SEA AVISADO QUE SI-USTED NO BE DEFIENDB.
LA CORTE TOMARA MEDtDAS Y PUEDE Etn'RAR UNA ORDEN
CONTRA USTED SIN PREVIa AVISO 0 NOTIFICACION 0 PGR
CUALQIER OUIJA 0 ALIVIO OUB ESPEOIOO EN LA PETICION
DE OEMANDA. USTED PUEDE PERDER DINERO, SUS '
PROPIEDADE5 0 OTROS DEREClIOS IHPORTANTES PARA USTED.
LLEVE EBTA OEMMDA A 1m ABOOAOO INMEDIATAHENTE. 61
NO TIENE ABOOADO 0 51 NO TIENE EL DINERO SUFICIENTE
PARA l>AGAA TAL SERVICIO, VAYA EN PERSONA 0 LLAHE POR
TELEFONO II loA OFICINA C'UYA DIRECCION BE [NCUENTRA
ESCRITA ABAJO PARA AVERIOUAR DONDE USTED PUEDE
CONSEGUIR ASIBTENCIA LEGAL,
CUmberland County Court Administrator
4th Floor
CUmberland County Court "ouae
1 Courthouse Bquale
carlisle, fA 1101]
1111' 240.6200
CUmberland County Court Administrator
4th Floor
CUmberland County Court Iloulle
1 Courthouse Square
carlisle, fA 11011
(1171 240.6200
, I'
CIVIL ACTION -- COMPLAINT IN MORTGAGE FORECLOSURE
1. The Plaintiff THE PRUDENTIAL HOME MORTGAGE COMPANY,
INC., is a corporation having been organized under the laws of the
State of New Jersey and having its principal place of business at:
5325 Spectrum Drive, Frederick, Maryland 21701.
2. (a) Defendant Christian Lehr is an individual whose last
known address is 162 Brindle Road, Mechanicsburg, Monroe Township,
PA 17055.
(b) Defendant Gwen Lehr is an individual whose last
known address is 162 Brindle Road, Mechanicsburg, Monroe Township,
PA 17055.
(c) Defendant Christian Lehr holds an interest in the
subject property as both a real owner and as a mortgagor.
(d) Defendant Gwen Lehr holds an interest in the subject
property as both a real owner and as a mortgagor.
(e) If any of the above named Defendants are deceased,
this action shall proceed against the deceased Defendant's heirs,
assigns, successors, administrators, personal representatives
and/or executors through their estate whether the estate is
probated.
3. (a) The residential mortgage being foreclosed upon is
secured by property located at 162 Brindle Road within
Mechanicsburg, Township of Monroe, Cumberland County, Pennsylvania.
"
(b) All documents evidencing the residential mortgage
have been recorded in the Recorder of Deeds' Office in Cumberland
County, Pennsylvania.
(c) The Mortgage was executed on October 11, 1985 and
was recorded on October 11, 1985 in Mortgage Book 792, at Page 789.
(d) The legal description for this parcel is attached
and incorporated as Exhibit "A" (Mortgaged Premises).
(e) The herein named Plaintiff has standing to bring the
instant action by virtue of Assignments of Mortgage, duly and
publicly recorded as below:
Assignor: The Prudential Insurance Company of America
Assignee: The Prudential Home Mortgage Company, Inc.
Recording Date: March 26, 1993
(Assignment) Book: 440
At Page: 671
(f) By virtue of Pennsv1vania Rules of civil Procedure
Rule 1147 (1) and 1019 (g), and on the basis of environmental
responsibility, Plaintiff is not obliged to append copies of these
above mentioned publicly recorded documents to this mortgage
foreclosure action, These documents are, however, appended hereto
and incorporated herein by reference as Exhibit "B".
4, The mortgage is in default because the Defendants above
named failed to timely tender the monthly payment of $955,88 on
August 1, 1992, and thereafter failed to make the monthly payments.
5. As authorized under the mortgage instrument, the loan
obligation has been accelerated.
. ,
6. Plaintiff seeks entry of judgment in ~ on the following
sums I
(a) Principal balance of mortgage
due and owing
(b) Interest due and owing at the
rate of 12.125\
calculated from the default
date above stated through
May 2, 1994
Interest will continue to
accrue at the per diem rate of
$28.96 through the date
on which judgment in ~ is
entered in Plaintiff's favor.
$87,170.10
19,432.16
(c) Late Charges due and owing at the
rate of $38.24 per month,
being assessed on the 16th
day of each month of default,
plus any accrued (deferred)
late charges
896.60
(d) Escrow Advances made by Plaintiff
Mortgagee on behalf of
Defendant mortgage account
3,380.03
(e) Property inspections
a recoverable expense under
the mortgage terms
174.45
(f) Court Costs and fees as recoverable
under the mortgage terms, estimated
250.00
(g) Attorneys' fees
Calculated as 5\ of the principal
balance due, in accordance with
the mortgage terms
4,358.51
TOTAL 111 BIll JUDOII.NT SOUGHT BY PLAINTIFP
$115,661.15
7, (a) The attorneys' fees set forth as recoverable at
Paragraph 6 (g) are in conformity with Pennsylvania law and the
terms of the mortgage, and will be collected in the event of a
third-party purchaser at a Sheriff's Sale ~.
, .
(b) If the mortgage arrears are to be reinstated or
paid-off prior to the Sheriff's Sale, Plaintiff's actual attorneys'
fees (calculated at counsel's hourly rate) will be charged based
upon work actually performed.
8. (a) The original principal balance of the Mortgage is
more than Fifty Thousand ($50,000.00) Dollars.
(b) Under Pennsylvania's ACT 6 of 1974, Plaintiff
Mortgagee is not obligated to serve Notice of its Intention to
Accelerate the mortgage obligation by certified and by regular
mailing, prior to initiating foreclosure proceedings.
9. (a) The subject mortgage is governed by ACT 91 of 1983.
(b) Under Pennsylvania's ACT 91, Plaintiff Mortgagee is
obligated to serve the Defendants with notice of their rights under
the "Homeowners Emergency Mortgage Assistance Act", by regular
mailing, prior to initiating foreclosure proceedings.
(c) Appended hereto and incorporated herein by reference
as Exhibit "C" are copies of the Notices required, having been sent
on the date set forth on the Notice.
(d) The Defendant has failed to make a timely
application for financial assistance with the Pennsylvania Housing
Finance Agency.
. ,
.
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EXHIBIT
I~
"WDTIAL !AlAN No. 0
IV' 14
..H_HW..___._..._...........
Thil Mortgage,.........
October
...5 I
11th
..,'"
..TWIIN
CHR'STIAN LEHR .nd GWEN p, LEHR. htl vtf..
of Mlchanlclbura In ....... TlMIlhlp 01
Ilanra. ,<"...." '" CUIIIllrhnd, .... C..Ol........ 01
......'h._ h_..II.. "1001 M.._, .... Till PIlUDINTIAI. INIURANCE COMPANY or AMIRlOA. 0 N..
1_ c.........., ......,.. 011I001 M_,
...... MortIIIOf br WI ....., ".1'....... IM_.it UalI........ ............... hnw1IJl...... ....n. to ...t.....
ill t.aae... 01 ........ ..........-...... ...................... .....................--............. ....... --........ ............... ...... ..........
ONE HUNORED EIGHTY FOUR TOOUSAND and OO/IOOTHS ($184.000.00) .---.......... DOLLARa.
Ioofol_ "'.... U."....... "'.- ~- '''lII!~1 01-...............................
NINETV TWO THOUSAND and OO/looTHS tlV2.000.UOJ .nn.....n................ DOLLARI.
..... &...., ,.... 1M .sa.. ~ II &1M ,... 1M ,.t.k 11 .w ...... ........ tad 11'-' to be ",UM la .......... wnll
.... _.... _i\loU pow_ b, ooW _, ...1lloIo _ n1_ 10 h_, ....... .... .... ..,...., '" .hIoh 10 4.. ....
..,.1olo.. October I. 20'5. .,... ,......ptIooiJlOl....I....'........,IbI.."h.II....0..."'M.._in
Newark. New J_" or I' lUg o~. ....... Ute...... ......... .., .......t. wrilJ.......
W_. M_ 10 oleo ....001 b, .... obo.. _, ..Ill ooW ptIooiJlOl lIob' .... I..... _ 10 haU, poW. II 'ollo00'
I. To....... flRl .... DOl ..,.IILM .._.. 01...... or.-' ~ .... '*-i'" .......1 ud to ....&aia dill
......, la pcMt....._ aM........... J ........._... lilt ........
a. To....... .pow_........ noI..... _.. _ _Ilo~ _10 - -.......... ,......
_... ....1. ..... ,.... 011_ II..'... ..._ br w_,,, I" _, II .oUllloool -" .... ..
lIoII..... M_.. __ aU......oo4 -,.......... ooW __.......... b, 11_.
I. T. "" .... ..... aU ..... .--M. .... .... ... III" ... D.. ....... II ...., .". .. .... ....... IN'
.hIoIi.., bo_ _, .......-.. __....,.... _ ..........,......,....tIoI_.....-..,.
to T...._ .. W_, ..I low .... Ill...,. .,.. .... tIoIo .. .hIoh ..... ... 4.., ....... ,.. aU - ...., -.
_... ........ _ _.. 004 _ ............ - .... ............. --.
IIl4 bow4 I...... pow""'. ..... U 401"" ... lOO4. b, M_ ,.. . poriooI 0111I ...,. II .......... .., '" .... ..... ....
-*1_ pow_ b, ooW bow4. .... .....hoIo '" ooW ptIooiJIOl tIob~ ....10...' ..... ..poW. oUII -... 0"100 ...Ioa
II ......... '-'at duI.... ..,.w. rriwlLb, wi"'"'...... . ........
_.. "" ......., Wile_I. '1'1oo' M_ i. _\loa 01.... 01....... tIobl .... I.. -..... ...-.
01...._......1.._.... M_ _'" ...100_1_"'.... bow4. ....1. d..... _,....1.--
'" .... ,....... ... '" ONI DOLLAR IIUlDl, .. ...... poW br M_, ....., .- 10 ...., _wWc04. ...
......., .......... 0014, _, "'''001. .-s, _..,... .... _001,.... b, .... _II .... .....,......... o0?I.
_, ...... _, _..,.... _. .. M_ I.. _..d _. ALL .... ,........ _.... 11II.""
".....10.... TlMllhlp 01 Ilanrol ,Coua.,,,, CUllberl.nd, ....C.._,
...... "'......'Inolo. .... ,.,tloaIootr _.... II ,......,
q
ALL THAT CERTA'N trlct of I.nd IltU.tl In thl TOMIlhfp of Ilanroe, County of C......rl.nd,
Ind CQIIOnwe.lth of Plnnlylv.nl., lart p.rtlcullrly boundld Ind delcr'bId .1 fol1awal
.EIIIlIl'1lG .t I point on till llelt Ildl of 'rlndll Roed, Illd paint being 331.00 f..t
North of Ilndl nov or late of E.E. Goodh.rt .nd I1II beln=nhl dividing line betwltn
Loti 34 .nd 351 thlncl lIon, Illd dividIng Ilnl North IV rill 21 .Inutll 31 Ilcondl
llelt, . dllt.ncl of 572.33 lit to . po'nt an thl Ilatlrn I nl of Lot 421 thlnel lIon,
th. I.stlrn \lnl of Lot 42, North 04 dIlIrtll 24 .Inutll 00 lecondl Ellt, . dhtlnc. 0
121,2V flit to . paint It thl dlvldlnv llnl bltwltn loti 35 .nd 311 thlnel .Iong the
dividIng lln. bltwltn Lota 31 .nd 35, South IV dllrtll 21 .Inutll 35 Ilcandl E'lt, ·
dlltlncl of 513.87 flit to . point an th. "Itlrn Ilnl of Irlndll Road. thlncl .Iong
thl "Itlrn Ilnl of Irlndll Ro.d, South 00 d.grtll 31 .Inutll 21 lecandl Wilt I
dllt.ncl of 121.00 f.lt to I point .t thp dIviding Iln. bltweln Loti 34 .nd 35, thl
pl.cI of IEGINN'NG.
Thl .bovI dllcrlbld lot bllng Lot No. 35 of thl fln.1 lubdlvlllan pl.n far Brlndll
Entlrprllll rtcord.d tn thl Cueb.rllnd County Rlcardlr of Dlldl OfficI In Plln Boak
35, Pig. 36, .nd cantllnlng 1.63 .crtl.
HAY'NG ERECTED THEREON I dWelling haul I bllng knlMl .nd nueblrld ~162 Brlndll Road,
N.chlnlclburg, Plnnlylvanln. "'" .:
~
-<
TH'S 15 A PURCHASE MONEY MORTGAGE.
:It
. "~I . ~
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LAJ ~..: ,,' fl.
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&110I\ 7D2 ~ 789
, .
,......." willa III .... ........ 1M buUcUap aDd bDpro.....'.. 'InIM. I..., alii,., ,..,.. .,,.. ...... .....
..,... iii''', U~. pritUlpa, .....1wn..... uti .ppur....... .ba&lOeY. lherltant.o belOIlIiaI. or ,..., ... ....tai..
I...... &M ...tI. ....... pro.... """,001 u4 "'lDalnd.. ,hInot.
,.. .," ,.. .. .... lb.... d~be4 ,..., _LILa wilb U.. build'"". h..I......" and prMD.... hweb, I'M"" ...-.
..,.d. .j~ &.h. .ppw...._. t.o ...~, '" .\I~n..d "irM, lor Ih. proper... aA&t IIdY...... at MortrIPI. Ion.,..
,. ...... ........, lor ,.,..., at u.. I..b&ad__ ud pII'f_.... of U.. oWApI4ou. oonlU" M4 ........
~ b..b,. t.Cor'PlOf' b..b'...... to MOI'",,"I
.. AU__alr.s, lauil...uct \0"'........,.. tUlulure.IOIIU.. .lIhaUrta....,.....du.......u.. or lull,.
,-, 1M..,.. o. Mor..... a.... \lit ...lUlln po..... ID bt u'" Dr nD' In IllIG" dltertuon. to ..,.. "',;::..::r:la' ,
WnI......n 10 ",,,,,,"ar Mar....... .Iib pa..IO tak. sx-lu. oI,...d ",leel.una.. U1.....fro...'... ,,-.
... 1M ."., ..011 rill.. ., \hi op\6ol. 01 M........ t.o d.1 perm'" of lU ..ar..... .." ...... -. vi ............. ""'"
.... ou....,..... u....... .... of prioril, .. Moncee-.I, In III de .illrlUon d..........., ... to I.,. aur ...... ,..u,J..,
n. t.o """"'1 "'..........UOD 01 nn"tUU DO' 0..................... 01 1M ,....., lad/or'" i. u... I'" Uti uu.
........_.....14 1000001..... by W_.I. _...., 01'" ",...in llUo -pII............_..,....
.... ,,-,01,004'" ___...,004011 ~ ......,.........10 ....__004.... b, "_10 1M
...1&1. or..... tUnoI or.., 1*'......,. TII. riP' 10 I'''' ud Iak....... alMJd propert,. t.o.................. 'M
_..... lO....llU ...... ...... prd" 'hnal. ma, "'......-.I MlllUfTID&I, wilh or 1..........\1' of UJ' 0..... riI'" or
....., ...ad.. or "'" b, taw. ......... p.u be UabIe 10 ......., oaI, ,. ,_ ,......... ... prd" .....u, ,...
...... b, ....-
b. All J.q.",", 'wuU af ........... ..tI...LlIII...,&. aadl ....hllll lro. .......doII ,.,....... w '~I INiac
af LU~'" or u, ...1.... u.... ,h. po.. of ..iDIa' do.... or for ..r...... (.u.... -. b'..... YIdaI or
0.........1 to ,_...... ur 1M ..pro~_.. .... or.., pIrI IUnaf, or t.o.., riI~..........' ,bertIO. iMla4UII",
.nrd 'or ..... cl...... at .INN. ........ .. ~, aullaorillll. but .III&U DO' bI 0""11II. o. bIWI aM u. .... .... at
........... to ..... aM "U... ...... ....,'~ 'or. ud 10 .".a lrom..., _It Ju...... or ,....... w:......... ...,
...., all.... .... or .., "" I...... 10 .......... ....... 'M .-,..., of all 01 iI. ...,.... LnoI...... .." aU a'.....,... I..
OIl ...........__ .....'iD............ it ..". or. .'ILlopUoa. ,.....I1n......,or.., pII''''' - ""'.....
..,100.-.
..Of'tIIIOI.~tI....... ..... U...... 'ollo"1
I. To ...,.., oWa, U. ..__............-.~..., 100 or -- prior"llUo_
2. no.lin lMob_ ... oII.1lIor .......... ~, _ -.. d.. 004 ,.,.... _..II.'." 01.. ""', do,.
10....,,.. ........ to U_____, ta. .......,IlI~. ........,..,... oronlluul (II .........,.... 1M YIIH of........
,.. 1M""", 01 .........,11oo _ or II)......~..' loa.. ~._ or ......... lloooob, -- ...... be
18..... b, 1M.........' poII_ ..WI_ _.
t. nat M__ en will 10' ...... or u.ou.a. ... ..... 1M ..... or .......... ....... or .., ...... .- ..
_.. ..... .,.. .... ..- ..... W_ _ In. _, !bon.. 10 m....1 tll) ..w _'" ..'" oU 10...
__ ...._, .._00. __ 004 ..lrio_....... .be _.... oM ..w......... ~._-
_I tlIil .... '"..... ... m"_ _, 01 .......... ,"U ... __...... t. be ..... .., _".10_ .-
1M UoII_ C_..... c.4......... ,"Ill .., ...-oo.. or .."....... .-, ,"Ill -,....,....... -.....
_~....-.. _af....-or...,..,................ _.. -.... 100......... .. or _10 - ,"Ill
....--.
t. To....IM..-................ Of...... b, _IM.......-. - _It........ by &100.......
Co_ .........~ oM................. 004..... II "_10 I.. _..,...- no polItJ'........... af_~
__ _ 100 10 ...'_10..... ..,... _ .. _10.... _If lo.~ 1M __... "......, - 100 Io.oob
_'11.._..' --W,...- b'"Io...... ,..........IM ........._,- -.. - ---...
_ 100 _ b, . _,..,.. _pooIto _... b, ..__ oM _ _.... 1M........ .._ au. ,"Ill "-
..,.we.. .._. Wbooo_..._ b, "_10 m.... _ .. .._ .. ....--. III' - koo.. ,.
M_...n poIWoo. 004 .......... 004 ...... 11110 ...._ _ 100 doll.....I....odlolol' .. 004 MW by ..-. Ao,
004 011 ....... ........ b, ....-.- ...... .., 01 ..... ...- .., 100 0HIi0d b, .._ .. 1M iodob"'- -
~u......... II ..01'...... ru"m I"" tUMnlloa....' Of. a' \I" OpUoIll 01..01.....,.... HUn ..OU' 10........
or.., pili...... IUf bI ,...... N"~ thl IppUealiolt DIM' 1M"'" of M, "ell uaou.".UUnn Of ......., dlhl1t.
U.... r.......... 01 ......_ or .... 0001.101_ 01'" __ or..,.... t~"'" b, "'_...... .......... .........
ud UIM mi....Ull a-o.. tU at.oIlt. pro...., at ..or......
.. U Wor1lllW ''''' to par ur .w.. u.. or ............ .ldtb 11 Jlrior 10 IIIIJI mor&pft. ut. .baa du, .., 1U or
.-a_' 01' tUlllUll ~'ID, or 10 klep ... ,....... 'Ill ,.,.". or .uu I01DDUI or penDlI ....... or U UlIn be.........
u, ..doll Of ... 'I~r II-lUll Lb. ~ or w &I'" u....to. au. Mor1IIPIo a' ,.. opUoa. ..., pa, ... ... ...
........... tu. ___a at I....hull. wi~ riP' 01 """,,,doll ~....Dd.. .., IJ'OI"" .~ ...""" or 0'''' .rid_
al "tlI .. " d_. ......,.,. ma, maP ..011I. tIp&in ... tab ..... ."" II il d-. ..riI&WI to pre...., or tun ...It ......
lad ma, .P.... IIlI .., ..Ia. ..Uoa or ~1hI uti ,.1AiD eouUII 'blrtta. ud 'ab .ulk ..UGa 'Untn II ......... d....
............ ... lor &D, 01 -.Ill pu.~ ..Of...... 111&' Mvaa_ .vall .UIU of lDon., .. " 1t.IDI Ill....". W....... ....u
be "" 1011 ,ud.. al lu ~", validU, &ad priori', of &D, ...at. .Wm. Uta. .......bruII, 1&1. ___ea' &ad ".... uti
01 th ..oun' Ill""" 10 '" paW lD ..u.r..t.IoA ........
e. ),forlpfOf will.-, 10 ...or...... 1mlll."" .... w1u..cn.' d.......u .... oIIDOU, &dnaeld~, ........... p.n....'
....It ...._. ....Ib. "'Ib I........ _ .un 001...-..." ,be ,..."'....... _., _~__,.AU ,..b
.u...udla....'lhIf'eoa.balIbI....ndb..br. twelve bna one.;.etgntn \lC 1/61J
7. II nqu1red b, Nor....... to alto mak. mODlhi, d.poIi" with Mar....... ill . DO.-I.......' .......... _ual. lopltt..,
.iUa ...s IIlI addlUoD 1.0 i....' tAd priDllpeJ. of a aUlD equal t.o on.'....Uh ot 'u rwl, tu. &Del .-.... wlllob mar
bI "rilll lPiJ!.u Ibl ~. lAd (1110 nqu1ndl llD..,...ulb ur lbl JIIIII, pnmhual for huurant. Ih...... Tb. &aloun'
oI,uIIl ...... _.iI and "...hllllol. ..bea uDbo... .btJJ bI .\1111I'" b, MOIIIIIIII, 8ueh d....,,, .ball bI uled b,
Morle.... t.o pa, .uob ....., ......... ud pnml"D1I .bll dUI. AI' iAlullol.no, of lueb 1110O".' to pa, .ulb ........ .bID
dUI IbalI hi paid br Mor....OI IG Mortppl OD dllD...d. If. b, nMOI 01 u, d"luh b, Mar..... uld_ .., proriaion of
IIUI IIUH'\PP, MOf...... d.lanI all.um. ..utleS hanb, 10 '" d..1 ..d pa,.bL.. Mot...... .., lh. appl, .., 'I&.d. In ~d
u.n' ........, lh. aoUII lod.btedD. "II" h..,. Tbl "Of"CftbUlI, lit lb. lOyaoan" ...u.c to 1&01. .-." aod
I........ pl'IIDhuDI bW'lia oth...... ud In IUd boad prond" .ball DO' .....IM.....' UlID fu II tbOlt obUpuou baYI bIIa
m.' b, IOlIIpLIuoI willa tIUI prorIITIp". I.lor........' frvlll &lm.to UIa.., III opUoa .&1n.lDd "ltr .., .uIII ",yw rtW"'''.
..yor all proYilIODl h.... tlquiriq.u." dl"", br DOUIllIO Mor'PrOl' 10 wrilJq, WbUI..r .ueh .&1,." ia ...., MorlCllOf
.balI pi, 1&1:11I. ,-IIIPil ...... WI&I"IAOI p,..III.. II bwetA .1M.b.. provided,
rlli 782"" 711.
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AOI\ \I ObI.... ....11.100 .bollla ,_ .. DOl ....111.. _...... 01 ..... I. or .boul 1M __ Mri....
I. 1M llOftIIII-pao,... .. ....... IIlIa ........."'" ....U.1oo ..IIi. 1M p"",,", I. ... .....Iu....
rtpIIr, .......w. _ .. III' ._1Id1 .. ~ aIao ..UllIIoI dtbl .. 1......11. 'ou, paW ..... .. .....
.u... b, PO"" II.. _ pn8l... aM .urw- Oft ...b Iuo&_ polldaa .. .., be lib. oull. --.
puloa ..'0'..... _II" 10 .,.... 011__ .. .., be raqolrod b, lIl>IlIot. ,.. 1M 'ortbor ..nl,
or lIIoI dtbl. opol 1M ""lid.... aM 1_....... d-.lbod I. lIIoI __, ud 01.11... 1M ..w polIolaa ..
_pIIlD 0bI1po.. dr...1 .. obaU olao po, ...... 01.. ..I.... _.... ....."'" ._ ......... DlIIIr
........ 010"" IJPO 0' Dllo..1IIIIIOd or .blelI_, be..... ....ullM ..rtpaod _loot.,.., potlllllrool
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IX",X*..PRUDENTlAJ I' ..ll 191 114
Know All Men by The. Pr,.nu
n.a fJC WE,
CHRISTIAN LEHR .nd GWEN P. LEHR, hll wI'.,
. -
of... Mlch.nlClburg, Townlhlp .. Monro. ,c..I7"
CUllbtr I Ind, aM 0............ .. ~ - ,I, .lo .....,....... 0WII0r.
III boW.......,.... to 1'11& l'IlUDIH'lUL INIlIUNCI ClOIIPAM\' or A....ICA. I H..,_ c.,.
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NINETY TWO TltWWD .nd OO/lOOTHS 11",000,00) ...................................
w\tb __ '- 1M.......," twelv.. on...lghth per -- par...- ... --..
.............,...... ~ f"'&I.-.-." .............__............__...............__..
NIN["HUHDRlD FIFTY FIVE .nd II/IDOTHS 11.II.el) .............................. ~
.... . 'I' lo... ... ...., .. Nov"'r . II II . oM .. 1M - ..,.. ... .-II .....
......... ..................... be d.....,.... ..1M....,.. October. 2011. .....
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TlII '1 nt IUch ~lnIlI _till)' InlUn.nt D' Intl...lt aM prIncIpiI to be Inertu,I
Dr dlcrtued to thl ..tlnt tlltt thl _nt D' Intl...'t due IIItI1 be .... Dr I.u till,
InU"'lt 'Dr Dill _ntlll .nd Ih.n .hD pi)' tD 1*11... Plntltlll tlhlch -.y be chlrtId
b)' 1*1191" D' 'Dur 1411 per Clnt D' 'IIJ Inltln_U D' InUrt.t .1lII principal. or
.n)' portlonl tII....D' tlh ch .rt nDt plld within 'lft"n (III dI)'. IfUr th. 1_ Ih.1'
b._ due .nd par.bl. undlr tIIh Ioftdl thin till .lIDve obI "UOII to be voId.
DtlltIWh. tD ~In In fu\1 'DI'CI .nd ,".ct.
Prlvl1'lII ls ...lIned to ... .-'Itlanll Plr-nU on thl prlncl,.1 of thls I....Ud.
n... on Inr date Illlln Int....lt bec_1 .... Ind plr.bl'l pravldtd. hlIlIIver. tII.t luch
p....ntl Ih.n be 'or thl ...ct _nt Df ,uch portIon Df .n)' cDnl.cutlve nutMr of
the Iftluing _nthlr plr-ntl II Wluld be Ipplt.d to prIncIpiI If thOI' _thl)'
.nthlr p'r-ntl ..... ..dI when due.
In the .vent th.t the Obligor. 1.11 or conv.y the p...11I1 subj.ct to the _~..
Obllg" Ih.n hive tilt rIght It '111 U. tlltrttft.r to .cc.l.rlt. thl r.r-nt Df
the .ntln Indebt.dn... .nd tD "nd 1-.dI.U plr-nt th....of In ful .
THIS IS TO CERTIFY THAT THIS IS A TRUE COPY OF THE
BOND EVIDENCING THE INDEBTEDNESS UNDER PRUDENTIAL
LOAN NO. I 191 114,
By ~;.e ~, ~
y C. Jeunl, egl n.IYlt
Lo.n K.. 11.1114
"'I~ or _IOAIII/DUD or 'llD1I
..r Val.. ".alved. 'IIlI ftUDIIITIAL IKIUIAIICI COIl.AIlY D' _ICA,
wh... .4dr... I. 745 'r..d 'tr..t, K.v.rk. MJ 07101. h.r.by ..11.. ...I.na .nd
tran.r.r. to 1
TIll ftUDIIITIAL IIOlII IlOITCWl. COIl.AIlY. IKC.
5325 'p..trua DrlY.
'r.darl.k, MD. 21701
It. .uc.....r. and ...lana. .11 Df It. rltht. tlt1. and lnt.r..t In and t. .
..rt.ln K.rt.I.. ....ut.d by CHlI.11AI LIHl and OVIK .. LIHl, hi. vlf.. to Th.
'rudentlalllUluranal CclIIpan, Df Mari.. and baarl", det. Df O.t.b.r 11. 1115. .nd
r...rdad In the orrh. Df the ...Drder .f C.-.rl.nd C.""ty. It.t. of
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Ilanad thla II""' cia, Df llar.h, un.
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ITATI D' _YWllI )
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COUIITY d. PUDDICl )
OIl thta ~ cia, .f llar.h. un, bafo.. .. tha .....ral.... .
Not.ty PubU. In and f.r .alol ColII\ty, ,.r.....ll' ........ J. .. Cr_, to .
p....nall' .......... ...... bal", du1, ._m, 011. .., clIot he 1. an Dfll..r .f The
.ruclanUalllUlv..... CclIIpany at Marlo., ...1....., . low J...., eo.,...Uan, ...
that .al. liar..... K. n.ttaty, ...ta..... ........, .........1..... clio ._Uan
.f ..101 lna......nt to b. the vo1I11lt..., .... and cia.. Df DII ftUDlIITUL IIIUIAIlCI
COIII'AIlY D. _ICA.
and ......1.1 ..al clio 010, ... ,... Ian ......
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a.rbara J. 1..\&0 '
K....., Pub11. In and fD. the 't... .f
lla..,land. Collllty Df ...clari.k
11111 IKln.1MIIIT IIAI ....AIID BY I
..rh... J. ......haItp
Th. Pruclantl.1 ".... No.t.... C....n', lna.
5325 'p..trua Drive
'radarl.k, lIa..,lanol 21701
aeaord and "turn Tor .It... ....~ ..~-...
...~ ..tth .~.M ~ M~nl.,
"Dn 0.. '.h..~, .I.~.
.hll.d.lphl...A l.103
nOOK 4 411 r~tt 1171
, .
CIRTIFlr.D MAIL
CHRIS LEHR
162 BRINDLE ROAD
MICHANICSBURG PA
1701111
October 13, 1992
REI PHNC No.
IMPORTANT I NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983
PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANCE TOWARD YOUR MORTGAGE PAYMENTS
D.ar Mort9a90rl
Your .ort9a9. i. in ..riou. d.f.ult b.cau.. you h.v. f.il.d to pro.ptly pay
in.tall..nt. of principal .nd int.r..t, .. r.quir.d, for a p.riod of .t l...t
.ixty (60) day.. Th. tot.l ..ount of the d.linqu.ncy i. $2,616.27
thi. .u. includ.. the following I Aug 92 through Oct 92 paya.nt. and
$193.80 in lat. charg.. .nd oth.r .pplicable f... .nd co.t..
You .ay be .ligibl. for financi.l ...i.tanc. that will pr.v.nt for.clo.ur. on
your .ortgag. if you co.ply with the provi.ion. of the Ho..ow.r.' ...rg.ncy
Allli.tanc. Act of 1983 (th. "Act"). You ..y be .ligibl. for ...rg.nay
taaporary ...i.t.nc. if your d.f.ult h.. b..n c.u..d by circua.t.nc.. beyond
your control, .nd if you ...t the .ligibility r.quir...nt. of the Act .. d.t.r-
.in.d by the P.nn.ylvania Hou.in9 Financ. Ag.ncy. Pl.... r..d allot thi.
Notic.. It cont.in. an .xplanation of your right..
Und.r the Act, rou ar. .ntitle to . t.apor.ry .t.r at for.olo.ur. on your
aortg.va tor th rty (30) day. fro. the date of th . Notica. During that ti..
you h.v. the right to .rr.ng. . "f.c.-to-f.c." ...ting with . d..ignatad
con.ua.r cr.dit coun..ling ag.noy. Th. purpo.. of that .eeting i. to attaapt
to work out . r.p.yaent pl.n, or to otherwi.. ..ttl. your d.linqu.ncy. That
.e.ting .u.t occur in the next (30) day..
If you .tt.nd . "fac.-to-fac." me.ting with on. of the con.ua.r cr.dit coun..l-
ing agenci.. id.ntified with thi. notic., no furth.r proce.ding in .ortgav.
tor.clo.ur. .ay t.k. plac. for thirty (30) day. .ft.r the date at that ...tinv.
Th. n.... and .ddr..... of d..i'ln.t.d con.u..r credit coun..linq .g.nci.. .r.
.hown on the .nclo..d li.tinq.
It i. only n.c....ry to .ch.dule on. "fac.-to-fac." m..ting. You .hould advia.
thi. lend.r i...di.t.ly of your intention..
If you have tri.d .nd .re unable to re.olv. this probl.. at or .tt.r your
"f.c.-to-f.c." "..tin'l, you have the ri'lht to apply for financial a.ai.tanc.
fro. the Hom.own.rs' Emer'lency Mort'la'le Aaaistance Fund. In ord.r to do thi.,
L.tt.r 61
IXHIBIT
I c..
. ,
paCJe Two
October 13, 1992
you muat fill out, aign and file a eoapleted Homeownera' Eaergeney
A.ai.tance Application with the Penn.ylvania Houaing Finance Agency. The
conauaar credit counaeling agency will a.ai.t you in fillinCJ out your
application. It au.t be filed or poatmarked, within thirty (30) day. of
your "face-to-face" aeeting.
You auat either aail your application to the penn.ylvania Houaing Finance
ACJency, or you muat file it at the office of one of the deaiCJnated eon-
.uaer credit counaeling agencies shown on the attached liating.
The Penn.ylvania Hou.ing Financs Agency ia located at: 2101 North Front
stre.t, P.O. Box 8029, Harrisburg, PA 17105, Phone (717)780-3800 or Toll
pree 1-800-342-2397.
An application for a..i.tanee .ay be obtained from the conauaer credit
coun.eling aCJency or directly from the penn.ylvania Houaing Finance Agency.
It i. axtre.ely iaportant that you file your application promptly. If IOU do
not do ao, if you do not follow the other tima period. .et forth in th .
letter, foraclo.ure .ay proceed again.t your home immediataly.
Available fund. for ..ergeney mortgage a..i.tance are very limited. They
viii be di.bur.ed by the ACJency under eligibility criteria e.tabli.hed by
the Act.
It i. extre.ely iaportant that your application i. accurate and complete in
every re.pect. The coun.eling agency will help you to fill out the appli-
cation. The penn.ylvania Hou.ing Finance Agency ha. sixty (60) day. to
make a deci.ion after it receive. your application. During that additional
time, no foreclo.ure proceeding. will be pur.ued 'again.t you if you have
.et the time requirement a. .et forth abova. You will be notified directly
by that ACJancy of it. deci.ion on your application.
Inclo.ed alao i. another notice from this landar undar Act 6 of 1974. That
notice ia callad a "Notice of Intention to Foreclo.e", You .u.t read both
notice., .ince they both explain right. that you now have under
pennarlvania law. However, if you chooae to exerci.e your righta deacribed
in th . notice, we cannot foreclo.e upon you during that time. Al.o, if
you receive financial aasi.tence from the pennaylvania Houaing Finance
ACJency, your home cannot be forecloaed upon while you are rsceiving that
a..iatanee.
Sincerely,
Mohamed Fofana
Collection Manager
Risk Management
(800) 253-7654, (Toll Free)
Lettar 6
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BARBARA A, FEIN, ESQUIRE
Attorney I.D, No, 53002
Suite 109, 275 Commerce Drive
Fort Washington, PA 19034
(215) 653-7450
Attorney for Plaintiff
THE PRUDENTIAL HOME MORTGAGE
COMPANY, INC.
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
v.
CHRISTIAN LEHR and
GWEN P. LEHR
Defendant.
NO. 94-2309
PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER
AND FOR ASSESSMENT OF DAMAGES
~ , plus costs 6nd fees of suit
Kindly enter judgment for $119,068.97 favor of Plaintiff
THE PRUDENTIAL HOME MORTGAGE COMPANY, INC. and against the
Defendant CHRISTIAN LEHR and GWEN P. LEHR for failure to file an
Answer to Plaintiff's Complaint in Mortgage Foreclosure within
twenty (20) days from service thereof and assess Plaintiff's
damages as follows and calculated from those set forth in the
Complaint.
Principal balance of mortgage
Interest due and owing at the rate of
12.125t calculated from the default
date above stated through August 31, 1994
Late Charges due and owing at the rate of
$38,24 per month, being assessed
on the 17th day of each month of
default, plus any accrued (deferred)
late charges
Escrow Advances made by Plaintiff
Mortgagee on behalf of Defendant
mortgage account
Property inspections a recoverable expense
under the mortgage terms
$87,170.10
22,936.32
1,049.56
3,380.03
174.45
Attorneys' tees
4,358.51
... $119,068.97
TOTAL IH BIH JUDGMENT TO BE BNTBRED
NOTIFICACION IMPORTANTE
Usted se encuentra en estado de rebeldia por no haber tornado la
accion requirida de su parte en este case. Al no tomar la accion
debida dentro de un termino de diez (10) dias de la fecha de esta
notificacion, el tribuna podra, sin necesidad de compararecer usted
in corte 0 escuchar preuba alguna, dictar sentencia en su contra.
Usted puede perder bienes y otros derechos importantes. Debe
llevar esta notificacion a un abogado immediatamente, si usted no
tiene abogado 0 si no tiene dinero suficiente para tal servicio,
vaya en persona 0 llame por telefono a la oficina cUya direccion se
encuentra escrita abajo para averiguar donde se puede conseguir
assitencia legal:
Cumberland County Court Administrator
4th Floor
Cumberland County Court House
1 Courthouse Square
Carlisle, PA 17013
(717) 240-6200
Date of Notice: August 17, 1994
PERSONS SERVED:
Christian Lehr
162 Brindle Road
Mechanicsburg, Pa 17055-9515
Gwen F. Lehr
162 Brindle Road
Mechanicsburg, PA 17055-9515
,
~a.
~.
BY:
Barbara A. Fein, Esquire
Attorney for Plaintiff
Attorney 1.0. No. 53002
.
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Court House
S. Hanover Street
Carlisle, PA 17013
Lawrence E. Welker, PROTHONOTARY
TO: Gwen P. Lehr
162 Brindle Road
Mechanicsburg, Monroe Township, PA 17055
THE PRUDENTIAL HOME LOAN
MORTGAGE COMPANY, INC.
Plaintiff,
COURT OF COMMON PLEAS
BUCKS COUNTY
v.
NO, 94-2309
CHRISTIAN LEHR and
GWEN P. LEHR
Defendant.
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you
are hereby notified that a judgment has been entered against you in
the above captioned proceeding as indicated below.
Lawrence E. Welker, Prothonotary
(XX] Judgmen' by D'fauH ,n'ered il" L J, /119
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALLI
BARBARA A. FEIN, ESQUIRE AT (215) 653-7450,