HomeMy WebLinkAbout94-02353
. .
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
94 - ~353 CIVIL TERM
vs.
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by
attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the court without further
notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE.
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
THE OFFICE SET FORTH BELOW TO FIND OUR WHERE YOU
LEGAL HELP.
IF YOU DO
TELEPHONE
CAN GET
Court Administrator
Fourth Floor
Cumberland County Courthouse
Carlisle, PA 17013
Telephone: (717) 240-6200
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ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
CIVIL TERM
94
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
COMPLAINT
AND NOW, comes the Plaintiff, Orrstown Bank, by its
attorneys, Fowler, Addams, Shughart & Rundle, and makes the
following Complaint in Mortgage Foreclosure against Chester J.
Jumper and Daisy M. Jumper, Defendants:
1. Plaintiff is Orrstown Bank, a Pennsylvania banking
corporation organized and existing under the laws of the
Commonwealth of Pennsylvania whose principal place of business is
located at 77 East King Street, Shippensburg, PA 17257 and whose
mailing address is P. O. Box 60, Orrstown, PA 17244-0060.
2. Defendants are Chester J. Jumper and Daisy M. Jumper,
husband and wife, adult individuals whose last known address is
25 Gutshall Road, Shippensburg, Cumberland County, PA 17257.
3. At all relevant times, Defendants have been the real
owners of a tract of land with buildings and improvements thereon
erected and located at 25 Gutshall Road, Shippensburg
(Southampton Township), Cumberland county, Pennsylvania (the
"Premises") which Premises are more fully described in
Exhibit "A", attached hereto and made a part hereof.
, .
4. On or about May 21, 1992, in consideration of a loan of
Twenty-seven Thousand ($27,000.00) Dollars, made by Plaintiff to
Defendants, which funds were received by Defendants, Defendants,
as Borrowers, executed and delivered to Plaintiff, as Lender, an
Adjustable Rate Note dated May 21, 1992 (the "Note") in the
principal sum of Twenty-seven Thousand ($27,000.00) Dollars (the
"Principal"), and requiring a payment of interest on the
principal at the "initial interest rate" of seven and three-
quarter (7.75%) percent for the first twelve months and to be
adjusted to a rate of interest equal to the Weekly Average Yield
on united states Treasury security adjusted to a constant
maturity of the 21st day of May of each succeeding year
thereafter (the "Interest"), a true and correct copy of which
Note is attached hereto, made a part hereof and marked Exhibit
"B".
5. The Note obligates the Defendants to pay to Plaintiff
the principal and interest on the 21st day of each month,
commencing June 21, 1992 and each month thereafter until May 21,
2017.
6. The indebtedness evidenced by the Note is secured by a
Mortgage on the Premises dated May 21, 1992 (the "Mortgage")
executed, conveyed and delivered by Defendants, as Borrower, to
Plaintiff, as Lender, a true and correct copy of which Mortgage
is attached hereto, made a part hereof and marked Exhibit "e".
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7. The Mortgage was duly recorded in the Office of the
Recorder of Deeds in and for Cumberland County, Pennsylvania on
May 29, 1992 in Mortgage Book 1069, Page 1110.
8. The failure of the Defendants to pay the principal and
interest within fifteen (15) days of its monthly due date
constitutes a "default" as set forth in Paragraph 5.(B) of the
Note and as defined under the terms of the Note and incorporated
in the Mortgage by reference.
9. Defendants have been in default under the terms of the
Mortgage by failing or refusing to pay the required amounts of
Principal and Interest due Plaintiff since July 21, 1993. Total
payments of $1,707.22 have been received since default which
payments have been applied against the balance past due. However,
Defendants' payments have never been sufficient to cure the
default. Additionally, Defendants defaulted under the terms of
the mortgage by failing to maintain fire and casualty insurance
on the premises. On February 17, 1994, the Plaintiff acquired
such insurance to protect it in case of loss, at the cost of
$276, which sum was added to the principal balance due and owing
under the mortgage.
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~iDi~~. ,i
10. The terms of the Mortgage and the Note provide that
upon the occurrence of a default and upon failure to pay the
amount due within thirty (30) days after the mailing of written
notice by Plaintiff to the Defendants, Plaintiff may institute an
action of mortgage foreclosure and may accelerate the immediate
payment of the entire unpaid amount due Plaintiff and secured by
the Mortgage. The required written notices were mailed to
Defendants on November 12, 1993. and copies of which are attached
hereto, incorporated herein by reference and marked Exhibits "I"
and "J".
11. The sums presently due and payable to "Plaintiff" by
Defendants and secured by the Mortgage are itemized as follows:
a.
b.
Unpaid principal -
Unpaid interest (to 4/15/94) -
Attorney's collection fee of 15%
Total -
$26,869.67
$ 806.08
- $ 4.150.00
$31,825.75
c.
12. Plaintiff has duly complied with the provisions of the
Emergency Mortgage Assistance Act of 1983 ("Act 91") in that the
prescribed Notice of Eligibility was sent to Defendant,
Chester J. Jumper, by Certified Mail and First Class mail,
postage prepaid on November 12, 1993; that a temporary stay of
Enforcement of the Mortgage by reason of Act 91 was issued by
virtue of an Application for Mortgage Assistance having been
filed by Defendant, Chester J. Jumper, and that by Notice dated
February 25, 1994 Plaintiff was advised by the Pennsylvania
Housing Finance Agency that his application for a Homeowners
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Emergency Assistance Loan was denied, true and correct copies of
which Notice to Chester J. Jumper, the temporary stay of
enforcement, and the letter of Denial are attached hereto, made a
part hereof and marked Exhibits "D", "E" and "F", respectively.
13. plaintiff has duly complied with the provisions of the
Emergency Mortgage Assistance Act of 1983 ("Act 91") in that the
prescribed Notice of Eligibility was sent to Daisy M. Jumper on
November 12, 1993 by Certified Mail and First Class mail, postage
prepaid, a temporary stay of enforcement of the mortgage by
reason of Act 91 occurred by Defendants submitting an application
for assistance to the Pennsylvania Housing Finance Agency, but
that Defendant filed to pursue her application and the sixty (60)
days for action by the Agency has expired, a true and correct
copy of the prescribed Notice and confirmation of her filing an
Application are attached hereto, made a part hereof and marked
Exhibits "G" and "H".
14. written Notice of Intention to Foreclose was sent to
each Defendant by certified mail on November 12, 1993, pursuant
to Section 403(a) of the Act of January 30, 1974, P.L. 13, No.6,
as amended, 41 P.S. section 403(a), true and correct copies of
which Notices are attached hereto, made a part hereof and marked
Exhibits "I" and "J".
15. The Defendants have nevertheless failed to cure the
defaults.
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Attorneys for Plaintiff
16. There have been no assignments of either the Mortgage
or the Note.
WHEREFORE, Plaintiff demands judgment against the Defendants
in the sum of Thirty-one Thousand Eight Hundred Twenty-five and
75/100 ($31,825.75) Dollars, together with costs and interest on
the unpaid principal balance accruing at the current rate of
interest (7.50t) from April 14, 1994, until May 21, 1994 and at
the adjusted rate of interest after May 21, 1994 and demands
foreclosure and judicial sale of the interest of the Defendants
in the mortgaged Premises.
FOWLER, ADDAMS, SHUGHART & RUNDLE
By:
~~~
Dale F. Shug~art, Jr.
Supreme Court No. 19373
28 South Pitt street,
P. O. Box 208
Carlisle, PA 17013
(717) 249-8300
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5H"'IIc.::~
Albert H. s~uller, Jr., hereby verifies that he is the
Collection Officer of Orrstown Bank, Plaintiff above named, that
he is authorized to and maked this Verification for and on its
behalf, and that the facts set forth in the foregoing Complaint
are true and correct to the best of his knowledge, information
and belief, and understands that false statements herein are made
subject to the penalties of 18 Pa. C.S. 4 relating to unsworn
falsifications.
VERIFICATION
~
DATE: 0-5/0.:;1
, 1994
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"'....,._~:."..,
. .
SCIIEDULE "A"
ALL that certain piece or parcel of land with improvements
thereon situate in Southampton Township, Cumberland County,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Bowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel McBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6.4
perches to a post; thence again along by the same, North 28 1/7-
degrees East, 5 perches to a post; thence along in the center of
the said Furnace Road, South 64 degrees East, 8 perches to the
place of BEGINNING.
CONTAINING 40 perches or 1/4 acre.
BEING that same real estate that Brenda K. Mixell, single
woman, by her deed dated September 21, 1988 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume JJ at Page 119, conveyed
to Chester J. Jumper and Daisy M. Jumper, husband and wife,
Mortgagors herein.
Exhibit "A"
CiIY
51"'"
A."fUSTAULE (tATE NO'l"~
NonCE .111 1I01t1t1lWUI: '11I1S NOlE CONTAINS A I'IUI\.ISION AU.OW.
ING Hill l"l'AN(;f':S IN TilE INlEIU~ST ItATE. INClU-:ASI'~S IN TilE
INTERI'~ST IlA'n: \\11.1. ItKSlII.T IN IIIWIEIt I'A \'MEN IS. IIECItEASI'~s
IN TilE IrI'U:IlI'.SI itA....: WIU. 1t1'~SIII.T IN I.OWER I.A\'I'....:N.IS.
...... ~:Ir. ~.I:,.l....... _...., ..Pl.. .'1/.
. . . . . . . ~I~ ~1~I~l;I~~:I~l! I:J~ . . . . . .1:~I!I!~~ I.,-:.!I~ I.;! . . .
25 Gutshall Road Shfppcnsbur~ Ph 17257
....... .0.. ............................................................ .....,......
Properly Addreu
Cily
SI"I,'
Zip ( ."tlc
I. 1I0RROWF.R'S PROMIS!.: TO I'^ \.
f I I I I . d I' U S $ 27,000.00 I . -II I
In return or a oan 1 HlI lave ICCCI\'C. tlTOJ11ISC to pay .. ................... (1 Wi a1l10111l1 \'1 'L'
called "principal"), plus inlere'l, 10lhe order of Ihe Lender. The Lender i, , . . . . . . . P.R.~~T\lJol.tj .l.lfl~.K . _
1'. U. nox 60,URRSTUWN. Ph 172[,4-0060
1 undersland Ihal Ihe I.ender may rmmfer Ihi, Nole, The Lender or anyone who lakes Ihis NOle hy Ilan,ft'r a'HI
who is entitled 10 receive paymenls under Ihis Nole will be called the "Nole 1I0Ider".
2. INTF.RF~"T
Inlerest will be ehar~ed on Ihal parl of out'landing principal which ha, nol heen paid. Inlere'l will 1,,-, rh'Herd
beginning on the date I rccci\'l: prilldpal and continuing untillhe rulI Amount or plilll:ipnl I ren'in' ha\ h(,l'll p;lid
neginning on the dale "r Ihis N"le. I will pay inleresl III II yemly rale of . . . . . .7..}~. . . . . . . . .." (lhl" .. \1,;1;,,1111-
tcre"t Rnle"), The inlerest ralt~ Ihal I \\ ill pa'" will challJ!c ill nccordancc wilh !-\cl'tinn 4 or Ihi~ Nnlc ulltillll\ "':-Ill ;1" paid.
loteu]t ratc challAcs may C'l:t'IH Oil 1111" .2.1 ~ .l. day of the 1I10nth hc)!innilllt (lll . . ~tfl.Y . 7 J. . , . . . . . . , .. . ,
19. ?: , . allll nn Ihlll day 01 rill' mlllllh "\'l'ry , . ~':"~!-Y~.I Pl. . . . . . mnnlh, lherl"aller. Fal"h <laic "n whi, h I"'. ""l"
or inlereSl may change will Ioe callell a "( .hang,' lIale".
3. I'AYMENTS
(A) Time and l'lare ur l'Almenls
I will pay principal and inlereSl hy makin~ paymenls e,"ery monlh. I \\'ill make my mnnlhly paymelll' ,,",111'
,.... day of each momh heginning nn . . . . . ,I!,!lf'. ;1).. . , . . . . . . , . . . . . . .19. .9.Z .. 1 will make the,e p'''"Il'n''
unlill have paid all of Ihe principal allll intereSl and any olher charges. de,crihed below, Ihal I may owe .nllll'l Ihi'
Nole. l will pay all sums thai I owe under this Nole 110laler than. . . , . . JIIIY. .2.1.., .2.0,1.7. . . . . . . . . ., . , . . .
(lhe "final paymenl dale").
I will make my nllllllhly payment' al . . !'.. . \l, . \11'>'<. (iQ. . Q,,~~Q"llh ,~A .L7.Z4,4,-.0.0.6.0. . . , . . . . ,. .,
. . . , . _ . . , . . , . . . . . . . . , . . . . . . . . . . . . . . . . . . . . , . . . , ,or at a differenl place if required by Ihe NOlie 1I"loIcl.
(II) lIurrowrr', Payment' IIdu.e They Air Due
I have Ihe righllo make payments of principal al any linte hefore Ihey arc due. ^ paymenl of princil'al..nll i,
known as a "prepaymenl". When 1 make a prepayment, I willlell the Note 1I0lder in \\'riling Ihatl am dOling \II. IlIlay
make a full prepaymem or a partial prepaymenl wilhoUl paying any penally. The NOle 1I0lder will n'e all "r my
prepaymenls 10 reduce Ihe am"unl nf principallhat I owe under this Nole. If 1 make a partial prepaymenl. Ihele will he
no delays in Ihe due dales of my mnnlhly paymenl' unless Ihe NOlie 1I0lder agrees in wriling to Ihuse delay'. 1\1)' parrial
prepaymenl will reduce Ihe amonnlof my momhly paymenl' after Ihe firsl Change Dale following my parlialplcp,,\",
menl. 1I0wever, any re<luclinn due In my partialprepaymenlmay he uffscl hy an iUlcre'l ralc increase.
(C) Am~u.nl or Month". I'ayment'. . . 203.92 .
My m'lIal monlhl)'. paymcnt' Will he mlhe amounlof U.S. $.. . . . . . , , . . ,. . . . . . .. If Ihe mlere'I lille
thai I pay changes, Ihe amounlof my monlhly paymenls will change, Increase, in Ihe inlere'l rale II ill re'ull in h,gher
paymem, (unless my prepaymenls since Ihe lasl Change Dale offsellhe increa,es in my monlhly paYlllenlS). Denca'e\
in Ihe inleresl rale will re,ull in lower 1"'ymenlS, The amounl nf my' m'"llhly paymenls will al\\'ay, he suffidenl rll repa\"
my Inan in full in snbSlanliall\" eqoalpaymenl' hy Ihe finalpaymenl dale. In 'cllin~ Ihe monlhly paymenl an''''"11 on
each Change Dale, Ihe NOle Ilolder \\'ill assullle Ihal Ihe NOle inlere'l rale will nol ehange again prior 10 Ihe rinalpay.
menl date.
Exhibit "B"
PENNSYlVANIA AND NEW JERSEY -.- ^".lIISI^"If "^IE IO^N NOIE (MIID;'I
4. INTEIlEST IIA'IE I IJ,\NI;I':,
(A) The Inclex
^"ychlln~cs inlhc inlt'Ic\1 'all' will he hused nil dlllllACS in nn inlclcsllalc iude.' whif...h will ht.'l'ulled 11U'''ll1Ih'\,''
The lade" j" Ihe: I ('hr, A 11/1' f"'l 10 ",,f,. ,II" Il/d,"_1
(I) O. "l.'ollll:l"lllIle'I',II(lIle, I'u,"hase Illl',evillusly Ikl~'l'ieclll<lll\l's, Nllliollal AlCIllgc lOlall ~I:tio'
Ty"es uf I.ellde,," "uhlishl.cI hy Ihe hcle,"ll1llllle I.llall lIallk 1I0llnl.
(2) lRI. ,\'/VI'y,l.y, il.V,'; n'I\'<\ ,y J d," ,(Ill .lluH.<:cI,IH,all"', .Trell}lu ry, ];tJeur,llY, ;Ul.lUIIJ.,,,1. In . . .
. , . .. '! . 1'1','1 ~ ~i',II~ . ~'i\I,'J r.f.t,y , .d. .<JU". .Y"'IIJ: , .. , .. , , , .. , , . .. , , . .. , , , , , . , , . . , , .. .. , , . . , , , . , . . , .. . . . . . . . . . .
If Ihe IlIdex "ca'e, 10 I", IIIacle IIvllilahle hy Ihe "uhlishe" or hy III1Y 'ue"esso, 10 Ihe l'uhlishe"lh,' N..I,' II..IMI
will ~cllhc Null' inlcrest (all' hy lI\il1g II cUlllflamhlc index.
(0) SelllllR lhe N... Inlc,.,t IlItl.
TII sel the lieII' illle'esl ,ai", Ihe Nllle 1I0lde, will calculale lilY lieII' illle,e,1 rule hy acldillg .,..,.~, !?"...
.......................................................................................................
"e'celltllge "oillts (, .2.75. , , , ';j,) 10 1I1l' ('unclllllldex. The Currellt IlIdex ligu,e i, Ihe IIIllst 'eeellt IlIdex Iiglll,'alailahk
., {I;"..,., days ",ill' 10 eaeh Challge Dale. The Note IIlllder willlhell rouud the ,esult Ilf Ihis IIdditiulIl" Ihe lIe,"esl
, .i/,a , ,. , of olle "e'eellla!!e ""illt ( . 0...115, , , %). Suhjeel tll the lilllits stated helllll',lhe roullcled alllllUlI1 lI'ill he III). lie\\'
illlc'esl '" Ie ulltil the lIeXl (.hallge I )ale.
(e!r,.d, ,II,. al'l''''l"iOl,."",t(,.,j ", ",d,.'a,l' U II,",IIa ,IIr't"I '",1' ma,i",,,,,, 11m;' fit, ,,,,,.,,..., ""l' ,'11""1(1'.' "",1/,,, II",,,, "" ,I,l' 'III,.,,'" ta'" "'lf/." ,I", """.;
'''''0 but it fll,.d.rd. ,Ill"" II"i1I'" 11.' m,";III"/II I""it ,m ,h,III!:",1 rJlld ,,,./imit.f fit, ,h,. ;tIll"l'.H ra,r.)
(I) 0 H Ihi, I"" is "'"'<"ked. Ihe,e will he nOlllllxilllllllllilllil on ehllnges in the illle'esl nlte III' '" "011111, I he
preliminary rate will be Ihl' Ill"" inlclcst rate.
(2) IX! Hlhis I"" is ehecked.lhe inle'esl rule will not heehanged hy lIlore Ihalllule, (1.). , "e"."nta~!" ""illl'
nn any Change I)alc. 'Ihe N'II(' 1(llltkr will adjllsllhc prcliminary rale sn thUlllll'changc in the intcrest rail' willl1lH I~.: 111111\"
than Ihallimit. The r~c"\: .illll'I~~1 ,ra,I~" \~'illl'(~\.lal ~h,c. fi~u~e ~hal r~~lIll~ frnn,ll1~is adjustment ~~~'thc !lIcli~nillar~':~~', ".
(.1) IX! If thIS ,"', ISd,u ~ed.lh, IIIlel<sl "lie 11'111 neler he III"'C Ih.ln . 7..7.5. ,., ,,,or I<ss tlt.III . .. . .'. . . .. ,..
(e) Effecll.. Untc "I (.hnn~'" +57,
Euch new inlcll,..11 alc will he\'omc elTel'livc on Ihe lIexl ChanJ!c f)ale. If my mUlllhly paYl11l'nt chanJ!c"s a~ a Il'!<01l11
of n change in the interest rail', m)' monthly payml'l1l will change as of the first monthly paymcnt dalc afll'llhc ('hall)~c'l )ate.
(U) Notice 10 Oo",,,,."r
The Nole lIohkl willmailmc timely notice us required hy Inw if the inlerest rule is In dHlIII!('. The unlit'e will
advise me of:
(i) Ihe lIew inle,est rale Oil lilY Inan;
(ii) the an""1111 nf lilY lIew 1II0nlhly paYlllenl; and
(iii) allY IIdditionallllatle" which the Nllte 1I0lder is requi,ed tu discluse.
5. OOIlROWER'S FA I 1.\ IIlE HII'A \' AS IlE(}lII1lED
(A) I.ale CharR. fur Iherdll. l'aYIII.llls
If the Nute IIuldel hilS nul ,eeeived Ihe fullllllluunl uf 'lilY uf lilY lIIunlhly "aYlllents hy the end uf . . ! ~, . . . . .
ealelldllr days aller the lIale il is due, I will "ay II IlIte eha'ge lu Ihe Nute lIulder. The IImullllt uf the charge will he
<
.. ?, , .. , ,. % of my overdlle "aYlllellt uf ",illci"allllld inle,est. I will "ay this IlIle eha'ge unly ullce UII any Inte 1"').lIIent.
(D) Ucfault
If I do 1I0t "ny Ihe [ulllllllllllnt uf each lIIulllhly ""Ylllenl hy the date slnted in Sectioll 3(A) IIhuve I will he ill
default.
(C) Noliee Frum Nule IIulder
If I am ill dellllllt, Ihe Nule lIulder lIIay selld lIIe II wrillellllllliee Icllillg lIIe that if I du lIul pay Ih.. .."."10,,.
alllollnt hy a ce,llIin date the Note lIulder lIIay ,equi,e lIIe lu "ay imllledialcly the full alllllUlI1 uf ",illci,,"1 whkh has IInl
heell "aid and alllhe inte,est I hili I uwe UII thlllllnlllullt. Thai date musl he nt lensl30 dnys niter the dnte UII whkh Ih., l"'lice
is mailed 10 me.
Evell if, at II lilll.. II'hell I alii ill dclault, Ihe Nute IIulder dues nUlle'luile lIIe lu pay illlllledilll,'ly ill 11111 'IS
described ahuve. the Nute lIololel will still have the ,igh( tu do su if I nlll ill defalllt nl a IlIler time.
118-1 II
. Nnw,,. '"all mIl' Imy: jt dlrcl..rd mIl "" bu, "'-/11',/",'.1, lIP,,11 "lid,., ntld "O"fll\',., do 110' H,IIl't1I"1I1'flR,r,. jt, "''''''l:, ,II,'.!i", 1".In ,/tilt"..! 11"111"/'1'/1,
(Ill I'H)'menl nl Nlltr IIl1hlr,', ('",,, Hnd Ex".n..,
If Ihe Nllle 1I"ld,., ,,,,, 'l''1"ire,llIIe 10 I'ay illlllledialely ill filII '" de'L'Iihed ahme, I Ill' NOll' lIold,'. \\ ill ha,,'
Ihe ,ighllo he paid hack hl' lIIe fo, all ils le,,,ollahle cmls nlld expellse' 10 Ihe e"elllllol plllhihiled hl appl;.-ah'" Lm,
Tho\c C'PCII\C\ mllY illl:ll1c1c.', for l"illlll\l(', 1t.':t\olHthlc allmncy~' fc:cs.
(" \\'AI\'UIS
Anyone who sigll"i Ihi, Notl' 10 tlall\lcr il In \UmCUI1C else (known a\ illI IIclldl1r\Cr") wilin', ccrlnin rhdll\. I hn'll'
ri,.dlfllj arc (A) the right to Il'quill' Il1l' Noll' Ilohkr In lIclI1:tnd payment of iHlIOlllll\ dill' (kIlOWII it, "JlIl'\rlllllll'IIl") ;11)(1
(U) Ihe right 10 require Ih~' Holl' Illlldl'l 10 J!i\'l' IInlke Ihal alllumll\ dUl.' lIan' 1101 hl'l'lI paid O~lIo\"n it, IOIIt1liH' 01
di\hol1or").
7, c;I\'IN(; OF NOllns
"xcepl fOllhe 1I0lin' pI",ided ill SeclioIl4(1)), allY 1I0lice Ihallllllsl he ~ivelllllllle IIl1de'lhi, Nole \\ill Il,' CIH'II III
lIIailiog il hy cell i ried lIIail. ^lIl1olice' will he addle"ed 10 lIIe allhe I'ropell)' Add.ess ahove, Nolice, \\ill Il,' ",ai"'d It1
lIIe al a differenl addle" il I che Ihe Nole lIolde, a 1I0lice of lilY diffelelll add.ess.
AllY 1I0liee Ihallllllsl Ile civelllo Ihe NOl,'llolde, IIl1del Ihis NOle will he ~ivell hy lIIailillg il hy cerlili,'d lIla,ll" Ih,'
NOIe Ilolde, allhe add,e" "aled ill Seclioll J(A) ahove. NOlices will he lIIailr,llo Ihe NOle lIolde. '" a difk,ell' add"."
if I alii givell a 1I0liee of .ha' diffel<'llI add,ess.
R, IlESI'ONSIIIIUn' Or: l'EIlSONS 11NIlEIl TillS NOTE
If more Ihan one pe''''1I 'i~lIs Ihis NOle, each of lIS is fully alld persOlwlly ohlig,ued 10 pay Ihe 11111 anlOnn' ,,",'d
and III keep all oflhe plomises made in Ihis Nole, AllY gunranlor, surel)", or endolSe. of Ihis Nole i, OIl", ollli~ale!1 ,,, d..
Ihese Ihings. The NOle Iloldel may enforce ils . ights IIl1de, Ihis Nole ngaillSl cad. of us indi\'idnally (II al,oi"'1 oil ..f II'
IUgelher. This means Ihal anyone of u' ilia)' he requi,ed 10 pny nil of Ihe alllounl,s owed ullde, Ihis N,'re.
An)" person who lakes o\'er my .ighls or ohligalions unde, Ihis NOle will ha'e nil of my ,ights "nd 1II11S1 ~l"'l' all ,.i
my prollliliC\ made in thi.. NOll'. Any pl:r\OIl who takes over lhe rhdlls or nhli~ali(lll' or a guarantor. \lIIl'I~. 01 l'1I111'I"I"
of Ihis NOle is al,o obli~,ue" 10 keep all of Ihe p,omises lII"de in Ihis NOle.
e). I.OAN CIIAIUa:S
II coule.! he thai thi, loan i, \t1hj,.(t In alaw whkh \cl\ lI1a,il11UlIllnall dliUJ!C\ alld Ihall;,\\ j, inll'lIl1l'll'd '" Ilnllhl'
intl'le,' O( other luan dHIIJ!l" u,!Ic..'l'Ic..'d or In he l:ollc..'c"'ICd in cOllllcclinn with 111i, loall \\ollld l'\l.:l'l'd Pl.'lllliltl'd hll1l". II
thillO i\ the case. then: (A) allY \1I(:h loall charge ,hall he rcduccu hy the aIl101l111Iu:c:cSl.,ary tn fl.'duc..'(' fhe dl;.Ir~I'I(1 flIt, IIl'r.
milled limit; and (I)) allY \11111' ahl'ally l:ollc<.'led frol11 me whkh c..',,<cccdcd pe.'lIl1illl'd IiJ1litlri \\ill he.' re.'flllllkd It, Illl' I Ill'
Note Hulder llIay dlOl1\e 10 make.' Ihllri Il'futlll hy Il'dul'illl! the prinl'ipall owe unde.'r Ihilri NutI.' Of by lI1a~il1J! a thll'd Pil\
1111'111 10 l1Ie. If" ,efund leduces p,illcipal. Ihe leduclioll will he lre"led "s a parlialplepal'l1Iel1l.
10. TIllS NOTE SECl'IlEIlII\' A MOnn;AC;E
In addition In thl' protl'l'lioll\ J.!i\l'n to the Note lIolder untll'r Ihi\ NOll', a l\hllll!i1gt', dale.'d
. . . . . .. . , ., . ., , , " , . , . . . . . . .. 1'1. , . . ,plllle,'ts Ihe NOle lIolder 110111 possihle losse, "hich l1Iichl ,e,"11 if I
do nUl keep the promi\l'Ii, \\hkh IlIIat..e in thi\ Nule.', Thai Mortgage.' describe, how and 1IIHkr \\hal l'OIUlilii:lIl" I 11I;1\ hl'
rt:qllilcu In make illll11cdialt' paYIlle.'1lI in lull of all <111I011111\ lhal I O\\'l' 1I11dl'r Ihi, Ntlll', Olle.' 01' Iho"e.'l'l'lltlilioll" tl'1i1'l'S
10 allY Iranlil'l'r or the prnpl'II~- (OH'fl'd hy the.' l\hllll:agl.', III Ihal rc.'galu. lhe.' MOrll:age.' plu\idl" ill pilla)!lal'h I'
17. Transfcr of thr I)roperty; Assumption, If all or any part of thc Property or an irlll're,tthcH'in i.. \llld IIf
trnnl\lcrrcd by norrowcr without I.enller's prior writtell conscnl, cxcluding (a) the creation nl a lil'lI or 1'lh'lIll1 b';1 111'1'
subordinate tu this MOr1~age, (h) the creation of a purclHlse money ~ecurity interest tor hou!Ioelwld OIpplialln.... ll') a
Irunder by devise, descent or hy operalion of law upon Ihc death uf ajoint tenanl or (t!) Ihe grant 01 ill1Y h.'iI"il'hohl illll'tt"'il
ulthrec years or less nol cunwining an np1inn to purchase, l.ender may, all.ender's optiun, declare ..lIlhl' ~UI11S ..t'flllt'd 1'\'
this Mortgage 10 be immediately due and paynble, l.ender shall have waived such uptinn 10 ae.'celeralc ii, rr ior Itllhl' ..aIL' Of
transfer, Lender and the per~on to whnm thc Pruperty is 10 be sold or transferred reach aJlrcl'l11cnl in wriling Ihallhl'l'rl'clll
uhlich person is satisraclor~' tn I.clHfc.or illIClthallhe intelcst payahle ullthe SIIIIIS Se.'l'lIIl't1 hy Ihis Mottgal!l' shalllw at SIII'II
rate as I.ender shall relluest. If I ender hilS w.livcd the nptinntn accelcrate provided in this paragraph 17, and If UOII lI\\t'!'"
successor in interest has executed a wrillen ilssurnplion agreement accepted in writing hy I.endl'r. I.ender ,hall tdl'il'.t'
lIorrower from nil obligali'lll' onde, Ihis Morlgage and Ihe Nllle.
If Lender exercisc~ such oplion to accelerate. I.ender shalll1lilil Borrower nntice olllccderntiulIll1 an'tlt dillin'
wilh pa,agraph 14 hereof. Soeh '"Hiee shall plovide" pe,iod of nOlless Ihan.lll d,,}'s l,omlhe d,"e Ihe nOI;"" i, lIIal"'''
within which Borrower may pny the suna declared due, If Borrower (ails tu pay such SIIIlIS Plior 10 Ihl'l'xpllaflOlI lit "lIl'h
period, I.ender may. withoul rUllher no lice or demand on Uorrowcr, invoke .111)' refUedic~ pe.'rmilled h~ (liUiI,Ual'h IN
he,eof.
"B-211
An Adju~table Rate Lnllll Rider 'lIp"lelllelll' the MorlllllRe olld provide,:
If Ihere iuulIn,fe,"f Ihe I""perly suhjeclln pnrllllrnph 17 of Ihe Securily "ulrumenl, 1.ender mny re'lui,e f II
an incren~e in thecurrenl Note inlerr~' IlIle, nr(2) nil inCrCR!\C in (or removnl of) the limit un Ihenmnunt or Anv nor. inlrH.~1
rate ehanlle (if there is 1Ilimill. ,,, (.1)" dll\lI~e illlhe 1I",e Index lillure. or "II ofthe,e. lISll Clllldiliun of I.ellder;, wllil'ill~ I';e
oplion to accelerate prol'ille.1 ill pn'lIp'''ph 17.
(0 ""
~;'-;... _./ ,,\,.., , ..:9
..: .. ,.;{{. ................ /...1.......... ..(Seal)
CheBter ,lilY ,lumpeBorrowrr
\1. \ u..'J..1 )') 1<1 , ..)..\ , \ ,.)" \ I
.\;.. _...... ..,\....""." ",. . I. 1"1""" ..(Seal)
DaiBY Mile Jumper /Jorrow r
.......................................... .(Seal)
/Jarrower
(Sign Original Only)
118-311
U~U'''~ll''''"fO~'''' us.. It I 1l/"1
AI>,IlI:-i "AULE nATE LOAN IUlJEn
Nonn::11I1. SH 111111 \' INSlIlIIl\lENT SEC"lIllES A NO n: \\'111("11 ("ONTAINS
A "IW\"JSJON ,\I.I.O\\IN(; Hill ("IIAN(a:S IN TilE INI EIIEST IlAIE. IN-
(.IlEASES IN 1111: IN'I EIIESI 1l,\TE \\'11.1. IlEStll.T IN 1I11;!lIm I'A \'I\IENTS.
IlE("IIEASES INI 11I-: INI EIlESIIl,\TE \\'11.I.IlEStII.T IN I.()\\'EIII'A \'!\IENTS.
, ., ,.' I "I Nay I IJ.' ,. . ,. I I III
I hi, Huler 1\ lIladl'lh" .......... llil\ tll ..................... l)....... :l1H 1\ IlU'cupOlalcl lilt 0 allt .. 1;1 ll'
ekcrnl'tlln :llIIl'll(l ami \1If1ph-lIll'lIll1H' ~lllrl)!aJ~l'. I knl 011 11I\1. Of I let'tlln SI'I'lI11'1 kht (lhl' "Stol'mily 111\111111I1'111") 01 till'
';lIl1l' flail' l!i\l'1I hy lhe 1II1dt'I"'J'Ill'l1 flllt' "BoI 10\\("") In \ITIIIl' IIOIIO\\{'I" Noh' 10 ...........................
OHHSTOHN HANK
.......................................................................................................
flhl' "l.l'mlnH, ollhc \alllt' dOlh.' flllt' "Notl''') awl l'o\'cling the properly tk~l'lihl'd ill thl' Sccmily 11I'\lrlll1ll'lIt illld
Illeale<l al .. .Z~ . (;II.t.~bp.I.I. . (lVII.<1, . :>hLUpc}\'il!\1 r~.. .\'(1. . L? 7:;.7. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . , . . . .
/I"'/'('rl)' /lddn's.\
i\locliricnlitln~, III mltlilillll III lilt' l'O\'I'llanl... :1I1l1 agrl'clllcnls lI1adt' in thc SI'l'lIlity Inslllll1ll'lIt. 1I01I0\\l'l alld 1l'l1dt"
lurthcr l'O\'l'nallt allll aJ!'Cl' :1\ 10110\\"':
A. IN.' EIlEST IlATE ANIl ~ION I liLY 1''\ Yi\IE~T ("IIANGES
,'I he Notc has an "llIiliallnll'll'..lltalc"lll ... .7....?. (~'l TI.lc Notc illlt'ICSII~IIl' may hc illl"rcascd or dn'll';"~l'll till I Ill'
... .2.1. ~~.. day or the 111011111 IH'J!illllillJ! 011 ........ ~1:)'y.... ~.t,."..,., 19.?.... and nn Ihat day oflhl' ml1l1th 1'\l'I~'
~':1~.L.,-:~... 1110Ilth..lhl'Il'aII1'l.
('hal1J!cs in thc illlcll....l lall' all' J!ll\l'llIl'd h~' l.hanJ!e.... ill an inlcll'.'\1 lall' ilHll"~ callL-d Ihl' ullHle.'\." Thc lrull', i.. the':
1(,.,',1.."",'/',,,'1111I'/,111'1"/,,,/,'\ I
(I) O. "Conlral'lllIll'll"ol 1(;lll'. PIlIl'hase of 1)ll'\'iollsly Occupied 1I0111es. National ^\'era~e for all Majol 'I \I'l'" 01
I.en<le,," pnhlishe<l hy the I "",,,al IIIlIllI' I.IOan lIank lI1Oa,<I.
(2) iiJ. .Weck ly. P'V.I: \,;1I~~ . Y J t'.I.<1. I'll. .11'.1J.t.<:'!. ~.t!l~ l,'l'. :I:H'r,q.t! H. .S.~~\' r.l.q ~!'. .~~J !,.R.~ ~~. .t,': . ~'. . . , .
. r.UllstMlt .ll1at.lJrJ.t.:r. .\.f. .'1\'1'. .:r.<:,.f...................................................................,.
I'-'II"~ ,11"01'1""/'"(11''/'''\('''''''"',('''''''1111,''''''' ,,,,',,'1\ ,ml'III",j",,,m Ii"", 1I"'''ff''f'''''''''' hm'!!"\IlIId'", ,,,,,,,\,,,,,11""''''1''''''11'''''''/,, ,I" \,'1,',
1/11"1",, 11,//1'1'1.",1, 1111'1"11/"10"11"11/""11I/111I ''''III"",/,,,n~f'\IIII''"''''/IIjHfl'' "11'1111"'1'11 '1I1f'_1
(I) 0 Thef'c i"i no 1I1:l,illlllllllilllil on dlilngcs in the intelcst rail' al nllY l'hall!!e J)att.,
(2) ![) The interesllatl' ('annol Ilt' l'h:tllJ!ctI hy nHlIC Ihall . .q'l~..... pt'll'cnla!!c points:ll an)' Chan~c Ilall',
Th. fll""'" Ill" \\ ill IIeH' h. 1II1lrt' ""'" 7. 7 5 ... 79 (If I." Ih.II 7.50 %.
If the illlcrc~11 ale ch:II1J.!.(.... I he amolll11 III lIollll\\'er"s 1110111 Illy (l~~ln~ffis will dlill1J!l' as prn\'illcc.l in the Notc. Illn t'a"l'S
in the inlcrest rate will rl'Sllll ill hip.hn paymcnt.... I kl'll'ao.;cs in the inll'rcst rate will rcslll1 in lowcr payllll.nt....
II. UlAN ("IIAIlGES
II could hc that the IClan "l'(!IIed hy Ihl' Sel'mil)' Inslrlllllcnl is SUhjCl't to a law which scls maximuml"an chUIf!l'" and
that law is intcrprcted so Ihallhl' inll'lt.~t t.r olher loan charges collected OT 10 hccollcctcu in connection with Ihe lonn \\'Huld
exceed per-milled limits. Ifthb i'i Ihccaw. thcn: (^) any such loan char~c shall he reduced hy tin," nl110ulIl necessary to H'dlll'l"
the chargc 10 the permilled limit; ilml (HI any sums already colleclcd from IJorroweT \\'hich exceeded permilled lintils \\ill he
rdundcd In Borrower. I,cnder lIIayl.'1ItHl\l.to makc Ihis reflll, "l)' reducing Ihe principal owed IIndcr Ihe Noll.' or hy makinJ!
a dirccl paymcnt to lIoTTo\\'n.
('. l'II1OIlI.IENs
III elide, dele'l1Iines Ihal all "' allY l'a'llI' the snllls seell,ed hy this Seeurily I liSt fIl lIIe lit :ne slIhjeet tn a liell whirh ha'
rrior ily o\'er this Security I n'ot r IIl11enl. Icmlcr lIlay sl'ntl Uonower a nolice idclllilying Ihallien. 1I0rro\\er shalll'lo1l1pll\'
acl \\'ilh rct.!ard lei Ihat licn as pl"fl\"iclell in p:l1tlJ..!r:lph 4 (1('lhc Sccurily Instrument 01' shall promptly Set'lIle an a~recll1l'nl ill II
rorm sati",rat'lory In I.eudcr ,,"honlinatillJ.! Ihat licn to Ihis Sl'CUrity Inslnlllll'nt.
II. TIlANSFEIl OF TilE 1'1l0I'UlT\.
II tllelc is a lransll'r ollhl' I'IOPl'lly suhjl'clln pal"Olgl"aph 17 or the Sel'uTily IlIslrulHt'nl. l.t'l1lleT nla~' rcquilc (I) all
illt'rc:l~c in the cUTTcnl Nole illlcrcsl rail'. nT(2) all illt'l"case in (or removal of) Ihc limit 011 the amollnt of anyone inh'll''illall'
dllll1J!C (if then' i"i a limil). CJI (.1) a challJ!c inlhl' Bast' Index figlln~. 01" all uf Ihcse. as a t'olHliliulI of I.ClHll''''S wai\illJ! Ihl'
oplioll 10 an'clelalc pru\'itkd ill parngraph 17.
By "ii!!lIinJ! this. Bono\\er agll'l" III all of the ahon~,
('(I ' " '. . .,1
...... .';..................:.................. ISeal)
CheAter .lllY .JlIIlIpCr BI1IIt1\\l'1
\. . .
\ I ~ 1'1 ' 1 \\'1 ~ \1 ,,' I)' IS"II
. . , 'l' t': . .'1' \. . I . . . .; ,. . . .) . . . . . , . . . . . . , .. .'.1
I a sy I' .It~ . limpet, lIurll1\\TI
'U"''''''II",,,,,,,,'I,,,, 1\,1".,1.",/", '1"" f.", IltfJ"J.n/"",,//n'l/t,,.,,,dll,,",,Il,,,'/"I/"'t11hl'lU/'I',Il:'l"I'/"""''''1:. If"'f"" I"'/t" "111I11'/111//"1'/"1
Nf \\ .lUISII .INll"I.NNSI 1,1' 1"1 \
nA"fll~"tIYln I 'lflV II~ IJ I'll ill.. 'I '~'I
liiHj~ , (JW) I'.Ir.r J II:)
"8-411
"
"
"
Rf.r:.onrEIl-~rrlf'': ,I. TII[
1:f:G:"ilO ; P:..l ill)
f,:'.'!'r r- ~L"':, :11UU r '( r,\.
'~:> I'WI 29 nn 1J. 02
-.--ISp", ^bov, Ihis lIn, ro, Reco,din, 0.1.,
MOnTGAGE
.1 IllS MOil I li^liE ("Seelllll" 1"'IIIIIll'.III] i, jill'"I1" .... ~k'\y.. .21.,.......... ........... ....... ........ ......
1'1...97. I he ""1f1~"~1lI i, .. ... Chc;!!,~er... ..... .\-l!QP.~r. .!\:.P"~.11Y..~h. .-!!~!lp'~r. ............. ................. ..
..................................... ..... ("II""l1we,"). ., his Security 11I'lrlllllelll i. givell In ... Or;~:;;.~QWi.l..l3A\l,~...,..
...................................... .............................................................. which is orgnni/cd nrull'~j'lil!f illicit,.
Ihe It,"s nf . P.ennsylvania...... .,.....'................... IIl1d whllse IIdd.e" is .. P..O.. .lXllC. .6Q,..O.t:r;:HQ\>rl,. .I'A. I .4~.4..
.............. ........... ...........,. ...,......................... ....... '" ........ ... ('"I.cllder"), IJnrrowcr owes l.crHlcr tht, principal
'"1ll nf .. .1\1enty. .Sevell. .'IhOUSlllld.. ,.. .. .......................................... ................................. ...... 11"11",,
(U.S. s 27.,.000.00. ., ). This ,""hi i, evi"ell,'e" hy 1I"""we,'s IIl1le dilled Ihe .lIllle dllle "' Ihis Seeurily Ilslll'"ll'1I1 ("No',.",. whirh
pw\'idcli for IIHHlI hly paymcnts, with thc filII tlt'l.I, if 1I0t (luid curlier, due and l1uyahle nn ,.,..,....",..,...""",.
.1 hi.. Sccurity Inslrumcnt secures II' I TIHkr: fitt I he rCl'u)'mcnl 01 the deht e\'idenced hy the Null', wilh inlcrrsl. ami nllll'III'\\al~,I''(I('I1"illll''
ami t11(ldilicaliol1s or Ihe Noll'; t h) Illl' paYlIlclI1 <<II nil oilier SIIIIIS, wilh inlelesl, ndvunced 1I1111cr l1arnpruph 71n prolc(." Ih(' 'Wl"1I1 il \' ollhi"
Sccmity In",lrumcnt: and Id rhr prlllll !tHUlel'''' Umrnwrr'c; CO\'cnllnls nlhl n~rCCfflt:nlr. IIn"I'r this Sl'curity InslrtllflClI1 mId I Ill' Nntl', 1.111
tll" pllQlOSL', Horrn\\'L'r doclri hCIl'l,\, 1I11111J.!ilgl', IHil1l1ll1lt1 cOII\'ey 10 I.emlcr Ihl'lollo\\'in~ tlCSCrihl'II,.ruI1CI1Y Illl'all'lIln '.
..............,.. C~lf1JbqrJ.l;Illd....,.........,............................................................. Cnllnty. I'cllns)'I\":",;:o
See Attached Schedule "A"
which has Ihc address nf .. ..25. .Gutshall. Road......................,........................ ... .... Sbippen:;;bu.r:g,...
ISIr",11 IC,I,I
I'enll.yl\"ania ....... .1725.7............ f"I""pl'l'ly ^d,lre,,");
llip Cod.)
Tl Hj 1'.1 "I'R WITH alllhe illlpfll'emenls nn\\" IIr hereafler erected nn Ihe p",perly.llnd 1111 clIsemenls. appmtellann". :mol li,,",,"
'Ill\\" ur he,caller a part nf Ihe P'"ll1" I\". ^II "'plm.,'mellts and IIddilinlls shalllllsn he en\"ered hy Ihis Seeurily Inslllmll'lIl. :\ II "f I h"
fllrcgoilll! is .dellcd 10 in this Scclllily 11I,111I1I1ellt as Ihe "Propcrty,"
BOR I(OWl'll l'OVI'N^NTS Ih,,1 Bnll"we, is lawfnllyseised nflheestate herehycnn\'l'yed alld has Ihe ri~hl In n"nl~a,"'. ,"alll alld
convey Ihe I'ropl'lIy and Ihat till' 1'11I1'l'rl~' i.. lI11l'nnlJllhclCcI, except for cncumhrafll'l's 01 n'l'lIl1l. nnnowC'1" \\'lIIl:Il1ls allt! ",ill tlt'le-tlll
I!cllcrally Ihe lille to the Propclly i1J!aill'l all dailll" illIIl dl'millld.., suhjcl'llo .111)' Clll'lIIl1hlill1l'l'" Olll'l'uul.
'IIIIS SF('tJRITY INSTltllMf N I flllllhilll.... 1I1lil0l11l l'unvellalll.. for lIatillnalll!\l' illld IInll-lInilOlIll l'O\'t'll:lIIl.. "ith lilllill"c1
\'illialillll' hyillli...t1il'lilll110 l'lIl1Slilllll' a unifollll '('I'uIiIY ill,lllIlIIeJlt l'on'ling fl'al Plulll'fly.
IINI H lH M (.OVI'N^NlS, U""""l"' ","l I.ellde. Wlellalll ","l ag,ee a. fnlln",,,
I. l'aYlllelll nf Principal II lid "'h....'I: l'u'I'"}'lIIenl .",1 I.ale (:hllr~es. nn"nllc, shall prmllptly p"y whell due I hl" plilll"il'al "I alld
inlcll'sl 1111 the dehl evidenced hy IIII' Noll' alld any pll'paYlllcnl illHllatc ch:Ul!CS dlle untler Ihl' Notc.
2, Fund.. rllT Toxr'innd Il1lriurltlu','. SlIhjl'CI III applicahlc law or 10 a writlcn wain'r hy I.clI(h.-r, IInrro\\'cr shall pay tn Il."tln "lIlht' "it\,
11I11111 Illy paYlIll'lIls all' due under I Ill' \Joll', till I illhe Noll' is paid in rull, a smll ("hl1lds") (or: (a) ll'arly laxcs and aSSl'S\IIH'III' ,\ hidllll:l\"
atlain plillfily O\'l'r Ihi, Sccurity 11I'111l1lH.'nl a... a lien 011 thl' IJlopcrly: (h) ycnrly Icasehold paYl1ll'l1lS or ~rnulld n'nts till lilt' I'I1Ipl'II~.. if
any: (c) \"cally hil/aftl or plopcrly il1"lII,lIll'l' j1Il'millllls: hI) ycarly flood insurance prcmiums, if any: Ie) ycnrly mllllll:I\'I' il1'illlallC'('
pll'IIlHIIlI'. II illlY: ami (I) illl)' SlIlII' payahll' by IIOlftl\\CI 10 I.cllllcl, ill m:clJulallcc with Ihe IHO\.i!'lions 01 partlAlaph X, illlwll ollhl'
paYlI1l'lllllIIllIHIJ!ilJ!l' illSllrtlnCC (111'111111111' I hl'''l' ill'lIls an: l.'alkd "E!'Il'rO\\' ItCllls, "I,cndl'llIIay, al any timc,l'olkct ami hold I "Ilcl~ ill all
il1I101111111111 tlll'\l'!.:l'd Ihe l1Iaxillllllll illllOllll1 a klldrr lor a Il'tll'lally rclalcd 1110rll!i1l!c IOillllHay Icquire for 1I0110Wl'l\ ("'.111\\ HlTOlllI1
""dl"1 th,. lr"r,,,llh',,ll'slale SCIII'.""."I 1',,,, ,.,It",., A,.t "I 1974 as ame"ded from limc In lilllt', 12 1I.S.l'. ~ 21,01 ,., ,".'1 ("'IU SI',\ '.1.
Hull'" anolhl'l law thill applics 10 lilt' 11IIIlI''''I''' a Il'''l'l all1tlllllt.lfslI. I.endl'" may, al tllIY limc,l'ollcl't and hold hlllll~ in:lll :111l01111111l11
10 l'\lTnl till' k"''''l'r amount. I.l'JHil'1 may l....tilllilll' the amollnl of Funds dllc olllhc hasi, of l't11ICIII datil alld ll'ilSOllahk r\lilllafl', III
l'.'(lll'IHliltlll'S olllllllll' FSl'II1W IIl'lll' III 1l111l'1\\i\l' ill ill'l'OltlilllCC with ilPplil'Olhlc la\\',
I he hUH" ...hall hl' hcld in:ln inslitutioll \\ 110\l' tkp"sih mc in"'lIIctI hy a IL't1cl:I1 aJ.!ClIl"\", illstlllllll'lllalil\', Of l'l1lil\ lil1l,:llllli,"~ Il'lIth',.
ill.elldcl i, '''!It'1I all in...lilllliOIl) Of ill :IllY "nlt-r:d 1I0ll1e Loan Bank. I.emler shall apply l1;c Funds III J1a~'lill' F~l'IO\~. Ill'lll', I 1'~ldl'1 1lI:!\'
1I111t'haq!l' BOIIO\\l'f lor hnhlinl! ;11111 .lPplyillJ! Ihl' hlllll..., i1l1lltlally analy/ing Ihl'l'."L"I'OW ill'l"OIl 11 I , or \Tlifyillg till' r'l'IlI\\ Iklll'. IIl1lc''''
IT!Hll" pays B(tllo\\l'r illlclcst ollllu' 1:1I11c1~ and appliL-ahll' law pClmils I.emlcl 10 lilah' slIch it Charl!l', 110\\'(.'\'l'I, It'lUk, IlIa\ 't'llIlill'
PENNSYLVANIA -Smr1rl,m,I,-fann" ',h'/l"ddi, Mac UNIIORM INStRUMENT lo,m 3039 (9/901 'i""""'" ,/.""."
hili,; lOW) I"lf,r 11/11
EXIIIBI'I' "C-]"
11"1111\\1'1 11I1'i1~ i111lIl' lillII' dl<ll"l I", :ill 111111 I" 1101, III l1'al. '1:'11'1;1\ 1"l'l'llilll' "'1'1' in' II',' II 11\ I "11111-1 illl'IIIlIlITfinll ",ilh 1111 1..:111. 11Id.. "
al'plil':lhh-liI\\ I'lll\icll" 1IIht'f\\i',I' 111111".... ;111 .'1'111'1111'1111' 11l:llk III applinlhk'la\\' u'qllilt., IlIlt'lnl tll hl'Pilil!'1 t'lllkl ~,h:liII1P' ~"'I."qll''''.1
11I1'a\' 11111 I lI\\l'1 all~' illtell'" or t'illlliIlP'>llllllw IlIlId" 110110\\'1'1 alldl ,l'lllkl ilia\' aJ!I"" ill \\'1 ilill~, hll\\I'\I'I.lhal inll'll'o;l ...11:,'1 h"paill.,,,
lIlt' IIIIU,,", I "IIIil'l ,Iwl! gi\l'llllIllll 111'1'1, \\ IlIllltlt I halJ!l'. all allllllal arl'olllltinl! 011111' 1 II 1It1 '. ~ho\\ill)! !'It'tlil' lll1c1llt-hil.. '" 1111' I 111111. 'lIpl
Ihl' I"" 1111"'1'1111 \\ hil 11 l'ul'h (khilll' Ill! I 111111" '.\il'. 1I1i111t- I hc' I lind, all' f1k(lgnl ii' adllilillllal 'tTlIl ill' 'tllillI"'llIlI' "('nil I'" h\ 1111'> ',1'1'1/111\
111'.11 II II Il'II I
111111'1111111<. IIdd hI' I c'lIckl' ," d 1Ill' ;11111111111', 1'l'l1l1111t'(llo ht. lid.! hI" ;tpl'lil'alll"la\\. IC'llllc'1 ..hall an'lIl1l1lll1 H"II"""I fill Illl
I' ~ I 1",' IlIllcl... ill aHlIltlalll'l' wilh III" II '11111' III' III'. 1I1 ;11'1'111 ;111'" la\\. II till' 1l1110111l1 ..llh,' I lIllll, 11"111 h\ I ,C.ItCkl ill ,111\ 11111' j. "..I '.11111'" III
III (la\ Ilw r...IO\\ 111'111" \\helllhll' I, lul,', 111;1. ,II wild\" Hllllll\\c'l ill \\Iilill'!, :llId. ill"lIdll':l'l'.ltlllll"\t'1 ,hall!,:!\ 1111 1"1101,., II... ~lIl1..11ld
111'1,......:11 \ III IIIilJ C' lip Iltl' cldil.jl'Il' \ 111'1111'" I ',lralllll:I~" "1' 1111' lklil'il'IU-\' ill 110 11I01t. Ih:lIlI\\I'I\I' 1IIIIIItlll\ Pil\ 111'111',. ;11 I . ...1,'1 " ....1.
di"'II'llllll
11 pHlIl'a~ IIIt'nl iulullol all '.11111'. "1111.1 h\ lit... S"I'llI il \' 11I'lllllllH'lIl. I t'IItII'1 ...halll'l ollll'lIy ll'lltlullo HOII..\\ 1'1 am I 1111.10; h,.I,II.\
1 t'lIdel. H. lllldn (laJ;IJ!llIph 21. I t lid," ..hall al'quill'ol ",II lilt" 1'1 lIJ1l'lI y. 1.1.'1H1fI. IHilll II' tilt' anlllisitillll 01 snit. pt Ill. 1'ltll...Il~. '.h:lll
aJ1pl~' illIY hll1d.'\ hl.ltl hy Jl'mlcl ill IIH: tilllt' ..llll'llllbilitlll III' ..all: II' a l'll'dil aJ.!aillsllht' "i1l1l1~ 'it't.'lIlccl hy .hi... SlTtllil\' 11I...llIllIu'lIl
". l\pplh:Rtillll "I 1'n)IIIl'lIt... 1 ~!ll' '." ilPl'li\ :11111.: Lt., I'fll\ idl'" Illhc'l wbt'. :"11':'.\'111I1\1' H'n;; Itl hy I 1'lId"1 IIl1ckl pal :11'1 .11,It,. I :lIld '
'ihall hc' apl'lil'd: 1i1\1. 10 III1Y prt'p:!\ 1111'111 dl:llJ"" lllll' lIIuln till' Notl'; sl'rnl1d. Iu ;11110111110.; puyahll' lIIull't pal af.!ruph ;"; Illil d, to inlt'''':.1
dill'; 11I11I1h. to principal dul'; :lIull:l'.I. 10 ;111'. l:tll' dlillJ!I" dm' Ulltll'l Ihl' Noll".
.t. (,hnr~r...: l.irllll. JloIIO\\l'1 "hall pay "III;1,(C\. a~'l"\tIH'III~, l:hlllJ!l'''i. tim.... alul illlPCl!-oitioll'" alltihlllllhlc' 10 I hc' l'I'PI'l'l l\ '\ hidl lIIa\
altaill plilllily OIl'1 Ihi, Sn'wily 111'.11 II IlU' Ill. :11111 ka'lchllld paymt'nts or J!llItIlullC.'I1(S, il nny. lIollo\\','r shall pny Ihl''oI' 1l1,lil':llinll'" ill II\!'
m:111111'1 pro\ icktl ill pnraJ!r:lph 2. III il 1101 llili" inlhlllllHlllm'r. lIorrower shall pay tht'lII 011 lime dilcl'lIy In tht' 11l'1"1l111''' ...lp;I\'1I1t'1I1
IInIIO\\'C.'1 ...hall plolllptly fllllli,h 111 1"IIIIt'1 i1l1l1l1lit-cs of amollnl...lo h... paid UlIlh'1 Ihis (1U1ilJ!laph, If I1nrlll\\(~1 1I111~1" 1111' .1' II'I~ 1111'111...
dill'l.tly. IItlllll\\'l'l slHlII promplly hlll1hh III I.t,ltIll'l !l'n'ipls c.'\'ith'nl'inJ! thc.' paYlllcl1t~.
1101 Illwel shull I" olll(1tly lIi..dlall't. lIlI\, 111"11 \\ hit-It ha.. pi ill' ily O\'l"r Ihi!" Sl'elll ity 111...1I111111'1111111kss II III I !lWei. (Ol) aJ~II'1 .. III '~I il illl! tll
Ihl' paYllIl'lI1 ollhe ohligalioll"l't'IIII'.! h\ lilt' Ii,' II ill i1111i1l1l1c'llIn.:el'lahle: 10 I,cmll'r; Ihll'IHIIe:sls ill f!ood faith Ihe: lit'nlt\'.cH tl--h 1111.. i11!;!ill..1
elllnl\:l'lIlcnt 01 Ihe liell ill, legal pi (l1'l"',li,,,:'i u..!lit,:h ill I he I.l'lHln\ opinion 01'1'1 ale 10 IHl'\'ClIl thc l'nfnrct'lIlctll of lilt' Ih.lt, "I II I "1..'tIIt.,.
ItClllllhl' hnld.'r (lllhc licn all uJ!lt't'IIll'1I1 ',llti"l:wtory to 1 ,t,lIth'" slIhoulinaling Ihe liclllo this SI"l"lIrily In"'lrlll1lrnt. IIll'lI,kl dl'lt'llIliI1P
Ihal ilUY paltlll Iht: P'tlllcrlY is \11"i'I-llo a lil'lI whirh lIIay altaill prinrily 1I\'l" Ihi... S('l'UliIY Instrumcnt. I.elllkl 111:1\ gi~.. HllIIIH\t'1 il
uOlic.'e idcnlifying till' lien. Bnr!o\\l'1 ...1I:dl sali,l\' Ilw lil'lIllllllke one or IIHlll' oflhc al'liul1s sl'llor Ih ahn\'l' WilhilllO clay.. 1111111' I!i\ illt! or
lIolil.:t'.
~. 1II1/8rd or 11fUpert,. IwmflUlI'r. 1101 I 11\\ t'l ...hall kCl'P the irnl"II\'l'l1Iellts IIOW l'.\i...1 ill!! 01 heH'ullt" l'll'l'Il',1 11111 hI' I', "I"'II~ in""l".!
a~aill'IICls'" h~'lill'. Ita/aftls inchulrd ,\ il hin thl' tr 1111 "l'X 11,'111 Iecl C.'o\'clagc" allll any 01111'1 1I:lIl1ltls, illduclinf,! 1Il1olb 01 fll",dilll'. IIlI which
l.ellclel Il'qllill:" il1'urilnn~. '1 hi, i 11..1 II :11I('1' ..hilll he lII:tilllailll'cI in IlIl' amounls and 101 Ih,' Pl'liod... that 1 cllch', u'quill''; I hi' ill..lfl:lIlt l'
ennicl 1'11I\idiIlJ! Ihl' inslllalll:l' ..Ilalllw 1'110"'11 hy 1I001f1WC'1 "'llhjl't'llo 1.('lukr's ill'plll\'al whit-II shall nol hI' Illlu'aslllphl\ \\11111"'1-1 It
Bllllo\\'l~II:lib 10 maintailll'IIH'r;tgl cll''''\'IIIH'tl :tho\":. I.Cllcll'l may, all.clldl"'s IIptioll.ohlain l'o\t.taJ.!t'lo 1'1011'1'11 (.111'("1.... I;,'hl... ill I Ill'
Prllfll'lty in :tn'llItlance willi pallll!1 ~q.h 7.
All ill'lIl a lilT fll1lidl" ami 11'111'\\ :.1-; '>h:11I h,' anT(lI:thll'llIl.t'lItkr allll sllll11 inc.-Iudl':r slillHlalllllH1I1~lagl' dall!'ic. I t'nckl ...h:11I Ita\" 1111'
li!!hl lu hold Ihl' pulides and ICIIl'\..;,I.... 1l1"lllkl Jl.qllin.'.... HOIrowt"t...haIlIHOIII(llly f,!i\-'(' to l.c'IHln allll'l"l'iI'IS 01 paid 1'1I'1I1illll'0; al1ll
IClle\\i1ll1l1lirr\i. Inlhe e\'e:n1 olio'>'.. HilI 10\',"1 ..hall ).!.i\t. PIOlllplllolil'e: II' the ins lUl:I lH'e ra"ier and I.l'ndrr. I.rndellll:l\" lI1ab'I""pl t,II........
HUllt rn;ull' proll1plly hy IInnm\'l'1
I ,,,less l.cmll'l alld Ilornlwl'l c11 hfl wi"'l' j'L!ll'l' ill WI ilill~. insurancl' pltlccecls shall he applied In restoralionlll Il'pai, III lilt' l'rcII".'11 \'
d:llnapl'c1. if Ihl' H'stnralinn or lI'pail i... et'llIltllllirally IC:I'iihh' ilmll.l'ndcr's senllily is nol k",sl'nrtl. Jlllu' u'stCllalillll 01 ll'p:lil i... 11111
l'cnnomicillly l'ea...ihle fir I.ender\ ';('1"111 il y \\ 1'"ld he lesscned,lhl' insurance procl'l't1s shall he al'plil'tllo lhc slims SI'I'IIII.tll". I hi... :'1'1'111 il \.
1"...1 rUll1elll. whether or nnt lIu'n dul'. "ilh illlY t"(res... IHlitltn Ul1nnwcr. If IInrrl1\\'er ahullcJons Ihe Prupcrly. or dol'S nllt :111'," "1 l'i, hin\l)
dilYS a IIt)1 il'c froll1l.cllder Ihnl the i'I"II' illll'(' t'i11 I in hns ofl('Il'd 10 sellle n clnim, tl1(,1\ I.cnder mll~' ,..nllecl tlU" insulalll'l' pnIIT,'.I.. l.t'IIII"1
mllY tlSC Ihe fllOlTCds In rC(lairOl "....1 III l' I Ill' l'rClpl'lly IIr tn pay slims scc.'un'd hy Ihi'i Sl't'milY Instrul1Ient. wlu.thl'l III nnlllwll dill' I hI'
JIJ.tlay pl'liod \\ill hCJ,.!.in when Iht' Illlli,.t. i.. l,i\I'IL
t lnle\, l.l'lIller anti IInnowcllllhll \\ iw lll!lt'l' in w, ililll!. liB\' ""plicatioll 01 prlll'c'ed'; 10 prinl'ipal shall notl'.'ll'lIdl'l I'cl'II"'11l' Ih. ,hIt'
d:tll' III Ihl' lIIolllhly paymcllts reh'lll'lllCl ill P:lI:I!!';'1,h, I ;lIId ~ 01 dlilllJ!t'lhc i1Inntlnl ollht' pa~II1!'f1tS. 1l1l1ldl'1 pal:lJ!lilph '11110' 1'1 "!,I'! 1\
i'i ac.'t(llill'd hy I.cndl'l. IJorrnwr,\ til!1I1 In illlV inSlIlillll'l' policics ancll'rocl'l'ds n:'illllifl}! horn dnrna~c In Ihl' PII'Ilt'II\ f'lilll II' Ih,'
ill'tJtlisitiol1 shall pass In I.endl'r to I Ill' l'xll'Illolllll: SilinS SCI'lI""" hy this Security luslllllll(,1I1 il11l11rdialdy plior In IIIl nc'qlli...ilion.
(t. OCl'lIllalley, 11rrsenRtinn.l\lnhlll'nUIIl'r 'mtll'rl1trl'litJlI urthe I'ruperty; nnrruwrr's I,IIRII "1'1,lIrntlun; l.en~'il'hCJ1cI'i. nllllll'\ t'l shall
lilT II flY ,l'stahli,h, and use Ihe 1'1 "p<:ll \' Il~ "Ill I O\\'('I'S 1'1 illt.i(l:lI Icsidl'nl'c within sixty ('n"... ..fll'l Illl' t'Xl'ClltiHII 01 I hi... Sl'C'1II ill 11l..IIIIII1l'111
aTHI shalll'onlillllc In occupy Ihe P'"PI'I ty fl'i Itlll rown\ prim'ipnl rcsidl'l1l'l'lor illlca'it Olll' year alter tl1l' date or I'l'('IIP:llIq. 11111,1:'; IC'tICln
olhl" \\i..l' aJ!rec... in '~vrilinf,!. which 1.1I1l....nl !'ihallllol he 1Il11ea~ollahly withheld, utllnll''iS e:'ttcnll:tti"l! rin.lIl11..tllm.(....I.l(i..1 \"hklt '11 " ht,\ II lid
HO! rl1\\'t'f\ I'lIl1tlo1. Borrowl" 'ihallll'll dt'''UII\. d:lIl1ilJ!I' Of impair the 11Iopl'rty, allow Ihl' I'lnpt'lh'lu d('lelilll:lll'. 01 l'lHlllllil \\ ~I"II' 01\ Ih"
Prllpelly, BllllOwcrshall he in (It'l"oll II illl'.II'llcilllll' ;H'liOlllll I'fOl'cl'(ling. whl'lhl'Il'i\ ill'll'rilllill:ll. is ht'J!1I11 tlHlI illl'.'lIlll'I'" 1~"I)lII:tilh
iutlJ!1tI1'1l11'1l1lIcl rc.:~t11l in JOIlcitllll' ,,11111' 1'101"'11\' III IIthe'l \\ j". "'all'l ially' impail tlu'lil'lI ('It'alc'" h~ Ilti... St'('lIl ih' In..llfllll"1I1 ") Il'lIdn....
'lTIlIily illlt'It"1. HUlflJ\\'l" 1II:t~ ClIl" '."dl a c1,'I:1l111 alld n'il1',lalt.. a' plo\illt.t1 in 1':11 af.!1 i1l'h IK. h\'l';HI,iuJ! Ihl' ;1l'lilll1l1T !,lIlt ",'dilll'III I,.'
cli~lIIi,..cd \\ illt a Illling Ihat, inl.t'llIkl \; )'Iuld 1:111 h (kh'llIIinal io". I1Il'dlHll's rot Idlme 111 Ihl' It 01 I UWl'l"" inll'Il'...1 ill I Ill' "I "111'11\ Itl 011"'1
malt'lial illlp:tiflllt'1l1 01 Ilw lit'lI n"nll'" h~' Illi... ~ITllfily "....lllIl1Il'nllll l.l'nd('I\; "1'l'lIlil\' illll'II'~1. I1tlll"\\('1 ...hall al...o Ill' Illlkl:mll it
It''IIII\\'I'I. dlllil1J! lite loa II al'plit-alillll I"nn....... g:I\'C matl'rially hllsc 01' imICt'Ul:IIl' illlolmalinlllll slall'I11I'nl.. In 1I"ldl'l 'PI hil,'" III
pIllvide I.l'lult'l wilh any maled:" illlllllllalitllll ill l'''lIl1l'dinn with till' loan l'\idl'lIl','d hy lilt" Noll'. illdllllillJ!. h1l1 111,1 lilllill'd I..,
It'l"c..t'nlillion, l'lIl1lTlllill~ BOIIII\\I'I'.. 1IITlIp:lll(,\' 01 thl' I'rtlpl'lly as a prillripillll....icklll'l.. II I hi... :"l'l'l1lit\' Insllllltu'IlI j" PH :1 1";I",,'hllld,
nUl I O\l'l'l ..hall l'1I III ply with alllhl' 1'111\ j..illll" Illlhr 11';1\1', II nOli O\\l'! al'qllill's Il'e lilll' III the 1'101'C'1 t~. .lhl' Il'a,t'l101t1 :1f1l111... k" I ill!' ..11:111
11111 IIH'lgl' t1nk~s I.t'mkr :lJ.!ll'e, 111111'. 11Il'11!"1 ;11 \\1 it iIII-!.
7. I'ro'l'l'tillf1 nr 1.(,lIder'" Iliehl... ill tllr I.rnprrl~'. II nOli owcr lails 10 pl'lloll11 thl' C.'CI\ l'lH1l1t, anti :IJ!ICl'lIIl'nt"'l'olllaim'll ill II".: 't'l'lIllt \.
I"\.(I \l~1Il'1l' ,III tlll'll' i~; a !q':ill pion ,..tli'f 111011111<. ~i~llllll..II1II.\ illlt:d 1.l'lIllcl'S lI~h'" illllll.I'IlII'I'II~ hudl as a plon'c'dilll! 111 h'lll~ 1111'11"',
Plnhall'. 101 l'olltll'lIlllalioll III lOll- 11'111' PI 1'1 t'lllllllT 1;1\\'; III u'J!ulalion"i). Iln'n l.cmlt'll1lilY e10 ilIHI p:\\' 101 \\hall'\I'1 ". "' p."..;!t \ III
I'llllt'cllht' \i1hll'lll thl' I'IOPl'It\. :111111 t'lIlkl'" liJ!hlS ill 111,: PIllpt'II\'. Il'lUkr\ ill.:lioll"IIIi1Y illdllclc-l'lI~illl! allY "'1111I'" 'I" 1111 d h\ a h"'1
\\hidl has I'lilllil~' ll\'l'r thi.. Sl'l' II I 11\' In"'IIIIII1('III. ap(1t'aliIH! illl'Ollll, payinJ! ll'i\st1l1i1hk athHtIl.~...'Il'l's amll'nll'lilll! II !I I Ill" "1101""1\ In
IlfaJ..l' Il'p:III', i\ltholl~h I.l'mlel lIIa~ 1;'~I' :11'11011 1I1Hkl 111i, palill!rapll 7. I.cndcr tlOl'S 11111 haH' 10 do so,
:\ny ;IIIIOIIUI' (lidlll'~I'c1 hI' I {'lIdC'1 IIlld"1 lhi... P:Ili1.!Iaph 7 shall hl'l'tll11C addilional (h-hl nl 1'0110\\1'1 "'c'('llll'" I" Ihi.. "C'l "Iill
1"',IIIIIIII'nl. I Inll'''' IIll1lo\H" alltl I 1'11111 I :11'11"'111111111'1 1"1111' III pa~'1II1'nl.lht'''l" i1l11llllllh ...hall hl'al Inll'lt'"lllll1lll11' dalc' nl di,.1'1I1 "1.ftll'lll
allhl' Noll' lille :nul ,hall he pay;dll", \\ilh Hllt.fl...... IIpOllllI'Iin'lIollll.CIUkl III 1I0rrn\H'1 Il'qIlC,lillg l'aYlIll'lIt.
R, MOII~:ter 111~lIrnnrr. IIll'utl"f It lI"il"" filiI' IJ!i1J~.' ill,t1rann' il"i a l'OlHlilioll ollllalo;illg Ihl'loan ...l'l'lfIl'd hy thh S....HIII \ 1 fl',1 I IIIIIl'IlI.
1I01tll\\I'1 'ih:lll pay Ihl' Pll'lI1illltl.. Ilqllilnlln Itlilintllin Ihl' 1II1l11J!ilJ!I' ill~lIIalll'l' iudit'd. It. 101 any 1\':1'011. Iht' 11I11I11':11'" ill"III;lIh"
('1I\elal!.' u'qllill'c1 hv 1.l'lHkr lal'sn III I ('it""'. III he ill !'Ih'r!. 110110\\\'1 ...hall p;" tltl'I'Il'lllilllll" f('quill'tllll ohlailll'n\l't II" '.11""1;11111:111\
t'qlli\ah'f11 10 lite IIltHll!agl' in'tll:1I11'" Plt''''l''hh ill t'lh'd. :It a l'Il,1 ,uho;lanlially l',!!Ii\ah-1I1 10 Ihl' roo;t 10 Ul'lftl\\I'r III II... 1""111':11'"
..1:~_211 rnlnllOJq l'!,qn 'r"" ','1 '1"'.' '
h;,f)' Il,riU IW i III
"C_)"
.WIII ;111." 11II" lnll~1\ ill I'JI,', I. 1"1111 ;111 alll'III'11 HIgilJ!(' ill"lIl" apI'IH\'('d h\' I cmll'l, If ..lIh tialh l'qlli\'ilh-1I1 1III1III':l'~I' 10"111;111'"
"11'."1 ;tj... I', !lIII ;Ii. ;1I1..hk, HIlIIIl'" I 'Inll I'll\" II. I ' IlIkl nll'lI IllUlIlh a '0111111''11101110 1II1('.I\\I'lIlh 1I1111l" \'('illl\' 11I1I11~la.~I'III..t" :1111" I'lc'lIlilllll
hl"l"I~ pill" '1\ 11111111\\-"1 '\ hl'lIlll1' 111'11' ;111\ ""0\"1 al'I'lal'''l'd 1IIIT;t\l'tI 10 hc illefll'l.t. I t~11l11'1 \\'iIII11,(,t'I'I.1I~~'1II1d u'lain IIII''''' 1':1\ 11I"l1t'::I<; ,
Ill',~ "'..,'1 \ t' 1I111l..'tl OII1l011,~a'!I' ill\lIl;llt'" I ..... to II \1'l'a~'lIIl'III"lIIay 1I11101lJ!('llw Il'tlllill'll. alllll' oplioll ,,111'luh'l. illlll1llt';!I'" 1'1',11':1111'
'1\\"Ia,"" illlht' ;111I1111111 ;1I1l111l1 Ill. 1"1111.1 Ihall nllkl fl'qllill'''lllIH\'ill('11 hy all in"lIfl'll1PIHII\l'Il II\' 1 ('11111" lIJ!lIin ht'l'ollll ";1\ :Ilhhl.. :1I11~
i.. IlhLIIIIl.t1, 1I111l0\\l'1 ..hnll pil~' Iht' 1'1"!lliulII" 1"'111111'tlIII lIIailllllin IIlnll~al!I' ill..lIlallff' !"dlnl. 0110 p..n'hlt' a Ill.... 1t''iI'I\I' 1I111111h,.
",,,"ill'lIl1'llll11llllllltl'll'!(' ill\lIrillll""li>l.; III :11111111:11111' .\ilh all\' ",rille'lI lIgu'I'IIIt'UI hl'I\\I"'III1''IIII\\('1 Jllld I t"Uh-1 'II apl'llI 'lhl,'lal'
I). hl'lH'rliflll. I c'lIdl'l III i,.. i1,,,,,,1 111:1\ 111:11,' "';I',III1;1ld,' 1'lIllic', 1I1HIII allll ill"I'I'llllIlI.. III IIII' 1111'1"'11\' 11'111"'1 ',halll'I,' 111"111\\'"
III1IH I' al 111I' 1111I1' 01111 plilll to all II l"l'l't' I ill 11 ',I"" II villI! ll~a"'"llahlc rnllM' lnl till' il"lwdlllll
In. ( 11I11 h''''II11 11,," , I hl' pIII('I'('d'. III all\ jI",illtllll dailllllll lllllllllJ!I".IIi'l'l"1 III l'ulI"I''1IH'lIlilll, illl.ttllllf'I'lilll1 \\ ith:lll\ l'I"1111'11l1I:lli'1I1
pi 111111'1 'akilll' 01 :1II\'1'a11 oJ flU' 1"1111"11\,.11' '"I f'OIl\I'\':IIII'I' inli"lIl1l t'lHlII('lllllalillll. :llf'llI'll'h\, a"il~lH'tllIlHl..ltalllll' 1':1101'" 11',"1,.,
IIIIIH' ,.\ 1"1101 a lolallllkillJ! 1111'-" 1""111'11 \". I Ill' 1',111'1'1'11,. ..lIalllll' i1l'l1lil'll III Ihl' '11111' ""'.1111',1 h\' Ihi, SITlII il~ Ill" 1111111'111, 1'111"1 IWI "I
Iltll 111('11 dll('. \\'ilh nil)' e,'n~\.,; paill 'I' 111"'11\'''1 lilliit' t'\t'lIl III II pil'lialla~jllg ollh(' Itllll'l'll~ ill \\hit-h 1II,,'Iai, IlIIIlLI.1 \ :1111,' 1l1Ilt,.
!'IOpl'fly ill1l1ll'dinlcly hdoll'lhe la~, illl' i"l'il";lll'l III gu'ntl'l Illlllllhr 1I111C111nl 01 IIII' ~III11!<o <;!'l'uf('d h\' Ihi" SI=l'l1l ity 1".,;11111111'111 iIlHllI'dint,'h-
IU'IC1IC Ih(' III~ illf!. Ullll'" 11m ruw", illl" I,."tln utlll'l wi",' aIm'" ill WI ililll!,lhl~ IIillm.. "('1'1111..1 h\'lhi~, SI'('lItily 111"11111111'11' ..halllH' 11,.1111"1',1 h\'
11ll' 11111011111 of Ihl' pllll'l'l'th IIIUllipli,'.1 "\ Ih(.lollo",ill'~ ltal'lillu: (in Ihc 101111 amounl orlhe '1111I"; ..rl'lIIL'1I ill1l11l'llinh'l\, h,'IIII,'Il11" laL illlt.
Ili\"idrtl hy (hI Ihe rair 1I111rkt'I \,11111('1111111" 1'1111'1'11\' illlllU'(liall'1y herOle Ihl'llIldll~, AllY h:lI"III'(, "hllll h('paiellll ntHln\' "1 IlIlh, I' "1111""
l';lIlial lakinJ! flf (he PIOPl'II,\" ill \\hl, hilII' 1:111 11I:1I~,I' '.'allll'1I1 till' Properly illllw'dilllr'h, h('IIlII'lh('lakiIlJ! i'i h''is Ih:1ll 11u- :11"""111 ..1111'.
"11I1110 "cl"lllcd illHl1l'diall'ly hd"lIlt. 111" I:tt illl'. 111111",'; 11"110'\'1'1 :llltll,rlltll'r olht'l \II.-i..l' al!It'" ill \\ I ilill~ 0' 1II1I,''i' ill'f'lk:thl,' I:t ',' "II.. I" I','.
I'lo\'itlc,. IlIl' IHOl'Cl'e1S ,shall he npplwd lilliII' "11111' 'il'l'lIIt'" h\' thi.,; SCl'ul'ity 11I"I'lIl1u'lIl Whl'lhl" or filii Ihl' slim.. all' 1111'11 .Ill"
H lilt' Il'llpClly i.,;nhalHlollcd It\ 111I111I\',el, III il. :lIlrl 11111 in' hy I,elllkl 10 ntHIO\\l'llhal 1I1l'1'1l1ldl'III1HII oHt'l" III fll;ll,j' :1" :11' :lld "I
"1'lIll' a daillllllr Ilalll:ll!l''i. nOlllm'" 1:ltl.. III 11.'1111""111 I l'l1,It'1 "ithin .10 lIay.~ allcr I Ill' dall' IIII' l10tice is gin'n. I t'''II,', j, :111111,,1 ill'll I..
roUlTI alltl apflly Ihl' 11'0('('1'1)0,;. a1 il'. "plillll, l.illll'l 'II 1t...ll1lalilll1l11 lepail IIf Ih(' I'lI1pt'lly IIr 10 rhe lrilllllo,; "('I' II It.., h\" Ihi,; '~"'.lIlil\'
111..11111111'111. Wlll'lhcl or ",,(llll'lI dill'
IInll'ss I.cllllrr and nOUO\\(" ollll'l'\'j'I' al!1 (.,. in \\'liliIlJ!. ;IIIY lIpplkalilll1 01111 on'cll." Illl'rilll'i(1al ~hnlllloll"ll'IHlllf 1'....;11".11.. I Ill' dill'
clall' ollhc flIonlhly payrnclllo,; Il'Iel"'" In illl'illa'~laphlri I llltd 2 or dlUnJ{c thc amollnl of ~Udl paymcnls.
II, 1I11fro\nr Nul IIrlrR.,;rll: I'fllhrlllllllt" 11,\' 1.l'lIIh'f Nul.. \Vnh'rr, 1;,\h'IISioll 01 the lill1r tor pa y 1111'11 I IH 1I""lilll-,1IiPII 111
.1IHollinll illn 01 ti,l' !rrI11l11\ 'i{'cIlU'11 h~' 1 hi, Sl'l'lII il Y IlIsllllllU'llll!' alllcll by I.clulrr In nny SUlTI'ssm in illh"ll'~1 nl IIUIII'\\'I.'I ..hall tllIt "pt'T :tIc'
10 Irka'ic lilt' li:lIlilily or I Ill' oriJ!inalllll'l 0\\"1.'1 III 1101 I own's "lIt.(.t''io,;ors in illh'rcsl. 1,1'11c1('1 .,;lIallllol hr IcqllitccllO ('Oll1l1l1'l'l " III "......dilll'.:
:I1!ain'il HlI\' ..lltT('C,..lIf ill iflll'lc.,;1 fll 1.111';1' IIl"'ll.lItllilllt. lor paYIIH'nl fir I)lhl'Twit,;(, lIIt1dil~' i1l11l11lit:lliull 01 IIIf' ""Ill" ':"Illtnl 11\' lhi..
"'('('!lrily (11..11 III11CHI h\' IcaSfllI III 1111\ 11>'1I1:lIId 11':1"1' II',' I ht' III i,!inalllllll ower tl1 110110\\"'1'" .,;111.(.1...."''' ~ in inll.H....r .\11\' I "tI""I' :"1'." 1,\
I t'lltll'l illl'.\l'ICi...il1g allY righl 01 11.111"'''' ..11;"111111 11l' ,I \',ai\t'l III' C1lll1l'l'hule Iht' cX('lci..I' fll :11I\' rhlhl or 1t'lIll'tl\,
12. SUl'cr\t,;or't ltllll ^~dltll't 1t'lllIlll: .I.,int :'1111 :-i1.\t'lltl l.inhillly: ('u~SI~lIl'rs, lilt' l'1'\'I'l1alll~ illltl i1J!ICl'llH'Illo.; III till'; '~nlllll\
1I1\IIIIlllcIll ..11:111 hillt! :lI1d hcnl'fil IllI" '"1"1"....111:-. alltl ;1',..i,!II'i 01 l.cutlN nml 110110\\'1..'1. c:ul'it.'t'1 lit 111(' Iuu\isill"" ot 1':11:11'1:11''' Ii
IIClIl 1I\\('I'o,;I:O\('l1i"'" :lIId ilj.!'CCllH'lllo.. ~ !tall 111' jl\illl :IIIlI ,.('\"~lill ,\ny Bmrn\l.'cr who l'o-.d"II" Ihi, ~';''l'llI it\' ''''''llum'1I1 Itlll ",,,., ""1 "~'.IIIII'
I Ill' NIIII': (al i"Cll-,iJ!lIi",! thi.. SI't.lIIl", 1"'.lllIllll'lIt olll\' 11111101 tJ!il}..:l'. J.!HIIII anlll'e1ll\'I'Y Ihalllllllll\\I'1 '0,; inll'II'.,;1 in II", PIUp",I' IlI,tll'l II...
kITlI" III I hi.,; Sl'l.'lIl!ly In,IIUlIIcnt: fhll' 1II1II"""":llly ohlig:lll'tl tn pay Ihc SlIIlIS securc,1 hy Ihio,; SI'l'lIIity In~lllll1ll'nt; :11111 10'1 :'I'I""!" Ill'''.
I ('lldn ilnd :111\' Illhcl lIorrowcr 111:1\ ;'''11"(' Ifll'~II'llll. lIIf1llif\', fnrhl'lIr or mllkl' nllY mTl1lt1motlalifll1~ wilh n'g:nd In lit,. ''-'''1': III'hio;
SI'l'llIily Inslllilllt'llt !lllhc Noll' ',ith"'II'hal ""IIIIWl'I-" {'IIII"CIII.
U,I,WHI ('h:ucr.,;, Irtl1l' Inall """II',j 11\ !I'I', S"I IIlil\' f"',IIII11H~1I1 is 'illhit'l'l t.. a law whkh "Cis IlHl"illllllllloiln.-!I:IlI'I" '111.1111111:1" j.
lillally illl('lfllt'll.tf...n Ihallhe illll'II'..1 "I Illhn 1It:ll1 dlilll!('" ('ol1L'clcd or tn he l'OIlI'ell'd in ('llttnrl'lilll1 wilh Ih(.I(1flll,...."..,.cf Ih.. I".' mill,'"
limils.lhl'lI: la) :111\' 'IIt'h Illilnc.:lHIlI!c- ..1I:dI11l' Inllll't't1 It\' tht' mlllltlnl m'ccssary tOlccllll'r' Ihr dmll~"lu the (It'flllilll''' lilllil: :Illtl 11'1 'IIIV "'lllll't
:111(';111\ ('ollel'lI'1! Itlllllllntro\\'l'f whil h """T'''''' 1'1'1 Illillt'd lillli... \\:illlw rdundl'd In nOIlI1Wl'r. 1,1'lull-r llHl\'dwo'\r '0 lI1a~" Ilw 1I'IIIIId In'
f(.tllll'illJ! Illt'!'1 jllt'illalll\\l'lllIlIdl'llll" ';"1,. III 11\ '":lldlll' a dill't'l paYll1cllt III UUrlower. II if rdulld It.'chln's p,illdpal. IIII' II ,h" Ii"" ". III ".
llt'illt." a.. a pilllial j1It'l'aYllll'nl willtl'''l all\' 1'1('1':1\'1111:111 t'h;lIJ!e muler till' Nott.'.
14. :\lIth-r,. An~' u"li"l'lo 1'11I11>" ,., 1'10\ id,'d lor ill thi.. "\1'l'lIIily Instllll1ll'nl "hall 1'1' ci\'cn hy ddi\'t'ring il 11110\ Ifl'I;I;II"" h. Iq'l
rI:I'i'i lIIailllllk.... apphe:lhll'liI\\ "'lll,il'''' ""'1' 01 :1111'111"1 !I1I'lhod, I hl' 1101 in' shall hrdill'('ll'd to lhe Pro!,l'rl\' ,\,ltll"'.s "' ;111\ "Ih. , ;'''''1' .....
HOIIII\\I'I d.....I!'IWIt..,; II\' IInlit'I'ln 11"11.11"1 ,\11\' '1..lilT 1111 (."tln shall hI' ,!i\'I'11 h\' lipolda..'i f1H1iII1lIl'1l1h'1\ add II',,, ,1;111." 11111 1'1111 ;111\
IIll1el :lllclll..... I c'lIc1l'l dl'!"iJ!I1aIl.... hy II III WI' II) Itllllll\\(.f. "\II\' 11111 in' pro\'itll'cllOr ill thi.,; Sl'('miIY In..ltllllll'lIt ~halllt(' lknlwd 'I' h:I' ,'I'C."ll
I.!i\l'nlll 110110\\1'1 or Il'mlcr \\hell J~i,c'lI:h 1'11I\ilkd ill thili piIIilgruph.
I~o (;II\f'rllin~ 1.:1\\: Srn'rnhilit~, I hi.. '-;t't"111il~' In..I,ul1Il'1I1 shaUll(' gO\'('lllnl hy fl'Ih-lalla\\, :lIullhl' law 1111111' illll",ht'lil'1I ill \-1111'11
Ihl' 1'1111'1'11\ i'.lllt'ah'll In Ihl' 1'\'1'111 llt:'1 :Ill~' 1'111\ i,illll11l dau..c' nllhis Sl'l'1II ily 1111011111111'111 01 IIII' Noll'loUllllkl'" with i1l'pliclhl..I;..., .."dl
rOllllirl ..lIalll1l1l allnl olhrr pruvi..il)ll,,"llhi, ~1"'1II ily InSlrlllllClll ortll(' Nolc whil'h l';lIIlw gi\'cn l'fll'ct witholll tilt' conlli( till!ll'lll\ j"lllll
In Ihis ('lid IIH' IHtl\'i,illn" ollhi.. Sn III il \' 11I'.lllllIIc'lIl ;lIl1llht' Note ill(' tlt'dan'd In he ";t'\'('liIhfc'
1(,. lIorrfl\lrr\ ( up". lIornml'l ,ltalllw l!i\"'1I om' ('U1llolllll'c1l'lIpy III Ihe Notl' antlllf I hi.,; S('I'lII ily IIl..lI1l1l1t'1I1
17, 'I r;u"frr "f Ihr "rllpcrl~' ur:, 1I"IIl.fj,';lIlll1lrrl''il in norrcnnr, II nil 01 allV palt nllhl' PIOI'I'lly HI' a 11\' illh.Jt.,t ill II j, .tlld "I
11:111..1<<'111"11111I il a IH'lIl'1il"i;d illl('IPI ill 1111'111\\"1 i.. ..11111 III Ilan"fl'llI'd :lfIlIIlIUIllWl'r i.. 1101 illlillfll:ll 1'1'1"01" wilh"..1 l...lIk,"; pi ill,
wlilll'I1C'lIl1',I'IlI. 1 l' 111 1('1" 1IIi1\". ill i" "1'111111. 1I"l'lilt. illflllnlitt!l' P:IYIIII'nl ill lull 01 all '11111" ..1'1'1111'11 h\' thi.,; SI.t'lllil\ In..tlltllll'nt 1111\\,1'\"'.
Ihi, oplilll! ...halll1l1lllf' l'Xl'll'i~l'd h\ 11"uln if"',('lriq' i\ f1lohihilcd hy Icdclalla\\' iI~ IIllhl' lIall' 1,1 I hi.,; SI.t'lIIil~' 1""'"11111"111
III l'lldl'I'''<t'Il'i\t'\ I hi.,; oplinf1, I . IIlI",...h..11 J'in' 1t111100\'l'l Ilolil-cul al'cell'lillion. Thl' IlOlil'l' ~IHllI(no\'idl' a ('elilllllll 11111 "".... thall \11
(Iay'i 11lIl11lhl' clale till' nClti('c~ is c"'li\"I"11 01 Illilikd wilhin whidl IInrro\\'l.'f IIIl1s1 pay all Slllll'i ~1'1'lIIl'd hy Ihis S('l"1l1il\" 1110;1 I lIml'lll , II
1I01111\\"1" lail.. Illl'a~' (111'\(' '"11I" "1111' III tit.. 1":l'ilaliol1l1llhis !,l'liml. 1,t.'lltkr lIIay il1\'l1kl' nllY Il'IIU'(lic.:, 1't.'llIIillt'd h\ Ihi.. ~';''l'lIlil,'
Illo..1tllllH'1l1 \\ilhlllllllIlIIU,t IIntil'l' PI I (.-,ll:l 11,1 1111 IItlllo\\"l'r
IR. nmru1\rr\ IU~hlln nt'If1"-.nll'. 1111111 lo'.\'n 11H'l'1.. l'('I':lin l.'ollllilion~, IJorrnwcr shall h:l\c Ihc riJ!hllo hit\l' ('"IOIP'IIIl-1l1 ..I Ihio;
'-';tTIlIil\ Ill\fltlllll'1l1 tli!<ol'onlilflll.t1 al ,111\ lillU. jllilll lilliit' ('arlil'!" uf: (a) 5 d;'IYs for sllt:h ulher ('L'rintl as :Il'plil':Iltl" 1:1\\ lllll\' .I'....ih. 1111
1,'ill,I:IIt'11l1'''l I hdOll' ..all' 01 Ih(~ 1'1111"'11 \'1"11\;",1111111 all\'llll\\1'l' of ":lll' ('nnlai,H'c1 inlhi.. ~rt.lIrit~oll1..."lIll1l.lIt; ,It f h)"IIII' nl 'I ill,h~Il"'"1
I',,'oleill)' 1 IIi... \;'."'111 il~' 111';h "",,.,,t I h..", ....II.ljl i,.,." I'"~ Ilwl Ilnpow,.,' (n) puye I t'l1flrr fIll "'lt1'0,: ",Iii.." I It!"" \1'11111.1 Iw 11111. Hlld,', t hi..
St't'1I1 il.\' 111\1 I II IIll' II I iIIullhL' Noh' :1" illt":I' 1,,'10-1 al illll had nlTlHrl'll~ (h) l'lIre.. any ddnull uf any 1IIIIt'r l'n\'rnilllts III :1I!ll"'lIl1"lIl'.; ft.) 1':1~"
all I' , pl'l1'I''' illl'lIlll'd in cnrorl'illl1lhi'o SI"lllil\ In..lllIllll'nl. illdllllin~. hulnollillliled 10. fl'asollahlc illtnrl1t.yo;' hol''';; allll frl) 1:1~1" ""1'1.
;ll'lioll;h Il'llIkr llla\' It'a''lIl1ahly (('llIlil :'111 a"III1' Ihat tIll' Iit'lI oflhi, Scnnily Inslrmnrnt. I ,cndl'r's liphh in I Ill' PIUl'f'I\' :"11111111 '"\\1'1'''
Ilhligalillll III pay Ihl' !<o II III... "-1'l.tllc'll h\ Ihi.. Sn:11l ily 11I"lrllll1('1I1 'ihalll'onlillllc Illll'hllllpcd. IlpoIIIC'in..tutclIIC'1I1 hy Bill I 0'\"1. Ihi" ~~"Clllil'.
111"'"11111'111 .1Ilt! 1111' ohliJ!aliol1' SI','IIII'd h,'p.'h. ..!l:IIIIl'l1lilin hilly elfe('live as if 110 m'I'l'Irlaliolll",d lH'l'lIIu'c1. 1111\'T\I', 1111'. Iii!"! III
11'1l1..lalc' ..l1alllllll npply ill 1111' ('a...!" ,.I '1III'lt":lII'lIllIIIIlf'l 1'.lIaglaph 17,
11), SRlr flf NlIlr: ('hRlll:r ur I .u:m ~1'r\iC'r', I hl' Nilit' 01 a (':lt1ial inlcll~st ill I hI' Nuh' (l l1.l!rl 111'1 wil h thi~ St'CllI il \ 1110..1 I IflllO" III , 111;1\ h,
.."Id 0111_ III rnllll'linH'~ wilhoul plinl 11111 In' III It''flO\\'I'' , ^ ...alc lIIay IcslIII ill II chilll~r ill lilt' l'lIlit\, n.I1UWII as the '~Il)all ';IT\'I' "1 ". Ihill
lllllnl.. nllllll hl~' l'ay"lt'l1t~ dm' 1II1111'1 11\1' NIIII' :11111 I hi" S('l'lIl ity 1t1~lnlllll'llt.l hl'H' al.,;o lIIa~'Ill' II Ill' "'- 111I11l' dl:lI1J!I'S 111 1111 I ,t,tll '''''1 \'i, 1'1
1I111l'lall'd to" ..all' HllIll' NulL', IIlltl'I" I" a dlillll!I'lIllhl' loan Ser\'in'l. nm rOWt'r will he pin'lI \\"1 illel1 nOlin' 01 Ihl' l'IlilTlI!t. ill :WI'lttdilmT
\\ il h pal :lVf :If1h 14 al1cl\'l' ami :ll'plit-ahk Iii\\". 1111' nOlin' \\'ill slate the lIall11' a lit I fulllrcss or I 1I1'nl'\\' I.oall Scr\'in'l antillII' all,lll"'<, If I" hi..11
P:l\'III('I1I.. ...hlllllel hI' 1I1:ltle, 'I Ill' 1I11,il'I' \\ill al"'III'fllllail1 illlY (Jlhn inrl'IIIl:tlioll rl'tllliu.t1 h\' ill'plil'ahll'law.
fOlm J01~ (q,'1I0j '/"", " 11"'1" ,I
11,10' 1 I jfi!J 1.lfT 11 I:.!
,
.
In. Ila/lullrlU\ Suh...lulU.'('\, U+lllll\\I'1 ',11"11111111 ('all...t' III 1H'llllil lhl' 1'Il'\C'IlIT. lI'l', ,li"IH""!, ...ltt! ag(', HI ,dt',hl' III a'11\ 11;.1;111111""
Sllh"'!iUlIT\ on III ill the 1.lllpclly. !till' O\\~'l ...h"II11llt do, lltll allo\\' ilnyone else 10 do, anythillJ,! nlln" iug I Ill' 1'1 opcll Y I h"l i~ III \ j..hl jlll1111
ill" I 11\ illllll11l'lIl:1I1 :t\\:. I he PH'l't'dilll' 1\\ II "c'lIh'IIl'C' ,hall 1101 apply In Ihe PIl'SI'IIl'C', 11'1'.01 Sllll :lgl' 1111 till' 1'.Opl'fIY 0' "II III 'I II:! III il ii'" "I
1'7/ilrcI1l1l\ SlIl",lillln" Ihal ;1I1'1~1'1I1'I:dl\' ItTlIl',lIin'd III he ill'l'ltIpriah'lo !Hlll1lal u'..idl'1I1illI1ll,I'" alltl tn lIIailllt'llillh't' (II II", 1'llll"'II\"
1t1l110\\"('I ..hall p,olUplly J!i\"I'll'lIdt'l \\1 illl'llllolin'lIl allY in\'l'....'igillillll.dilill1,ckl1l11llll.la\\\lIil or ollll" artitlll h\' all\ Ill" l'lllll't'llt:d
III Il'J!lIlalIH \' a'!l'm'~' 01 pi ivale Pilll\ III' ol\illJ' I Ill' Plulll'11y and any Ila/altlllll~ SlIh..lalll'I' 01 1;11\ ilollllU't1tall,l1\\' tll \\ hil h 1I11lln\\I'1 h;!..;
arlllal ~ IIllwkclge, If lit II I 0\\1'1 h.::1I11". III i.. 11111 ilil'd h\, :IIIY gU\ 1'llIllIl'lllal 01 ll'gl1laftu v lllll hOI il\'.l hal any u'I1lIl\'allll III hl'l lI'IIII'dial ill II III
illl\' I I II Illl II 1111.. Sllh,lalln~ alfl'd illl'l hI' 1'1111"'11 \' i, 1Il'l'l'"aIY. 111111 O\\'l'l ~hillllH 1I1111'11~' la)..t' alll1lTI""ilt Y 1l'llIl'dial ilt'1 ion. ill ;tlnll t1i1l1t I'
"ilh l'II\'llflllllu'lIlall.;lw,
'\'. 1I\l't1 ill lhi., l'iIlaJ!lilph ,10. "lIal:lIll"",, Sllh,laIH'l'.... all' Ihll..e \llh..laIU'('S ddillcd ilS tu,il' UI halilldoll" ~lIl,..lalln" It\'
I ll\'illlllllll"lIlall.a\\.' mllllhc 101111\\ ill!' '.lIh..I;l1I1 I"~: ga..ulillt.. j.,l'IO,t.IIt.. othcllIammahkol 10,il'lwlIoll'lIl11 f1IOtlllt'h.tt.,il'I"...li,'il!t-.. ,11111
IIclhiriclt:.., \fllalill' !'oClh'cllts. malt'li;ll.. t'lllllaillilJ!! a..hl',ICl" 01 IUllllahlchytle. and nlllioactin' mall'linls, ^s lIsl'd ill this f1"IOlglilph .'0.
"I'II\'ilollllll'lItall.aw" means fcdt'lalla\\.. ;11111 law.. 01 I Ill' jlllisdiclion \\'hcll.' thl' I'ropl'lty is Im'atc,lthnl Iclull' 10 Iwalth. ..all'ly or
l'lI\ ilolll11clllal pnllcclioll.
NON.\JNIHlRM COVI'N^N I S lIo"o\\'e' alllll.ell,k, tUlthcr cn\,clal'"I11'"lllCe 'IS Inllo\\'s:
21. ^CCl'I..'lltlnu; Ihlltrdlc!'i. 1.(,lIch', ,hnll Jti\'(~ IInller tn Unrn)\\'l'r Inlor tn nCCl'lrrRlIlI1I (ullu""ll1): 1Jurr(l\nr'~ hlendl ,,( 1111) l.tl\l'11I1II1
fir n~r('('lt1rllt 111 this Security IlIstrmm'ut (hilt lint l)flnr tn Itccl'lrrallnlllllldrr I1Rr"~rallh 17 ulIl('!'is 011pll(,8hlr low Ilru\'hlr4i nlltrn\i\(').
I.e II d.. ,hAil nnlll). IIl1nn..e, nr.lIl11nll~ nllll" Ihln~': fA) Ihe der.nll; (h) Ihe aellnn ,e'lul'ed tn <ure Ihe der.ull; Ie) ..hen 1I1.,II.rnlllllllu,t
h.. .."ed: AIIII (d) Ihal rallure lu <Ull' Ihe deh","." sl'eelOed 1II11Y ,esullln ae<ele",lIl1l1nr the SIIII" secured hy this S.<urll) IlIsI"IIII1'nl.
for('rlu,url' h" JUllirlal (1ruce('dlnJ! l1Iul \ltll' IIf Ihe I'rollrrl)'. !.ender !'ihnll furlher Infurm nnun\Vff uf tht' rl~ht In rdll\'"te nUl'I
l1cl'rlrrntioll IUHI the ri~ht tn RS"irr' ill Ihr furt''''f1slIrr Ilffll'('('diu~ the lIulI-e:d'i'rure uf " ddnl1l1 or any olher ddrll~t' II' 11 II If fI\\ rr In
nrrrlerl1tlulI nud fnreclusl1rr.Ulhr <<h"lIull i"i IIflt ('1tf('clIIS ~llrrifird.l.rllder III ils lJ(1tinIlIllR)' (('quirr hllllledialr Iln, 111('111 h. rl,lI 0' nil ~lIm~
\r{'lIrrcl h)' Ihis Security IlIstrulllrnr "ithulIl fnrthu ,Irllutllll nnd lIIay fundusI' Ihili Srl.'lIrit)' hllitrullltlll h" Jmlidnl ..rtlrl'rlfilll~. I,rmlrr
dl811 he elltilled tll <"lIe<I"" e'(lell'" 11I<n,,,,,lllIllIIrslllll~ the ,emedles 1",,,'lded III Ihls Il"rn~'al'h 2l,llIdlldlr% hilt "..tllmlt.d t...
1l1l"'".)S' rees alld <1I.ls "r IlIle nl.Io'""" In Ih. ..1,"1 ",,,"II1,'d hy "1'l'lIeahle 11Iw.
22. UrlrRlie. llpon (laymenllll "II,~tITll" "'lTlllt'd hy Ihis St'clllily Instnllllcnl, this Sel'lllity IlIslrlllllcnl and Ihe l'stall'l'ol1\t'YI'II..hall
Il'rl11inalc ami hccOIne void. ^lIcl "1It'h lll"l't11ICIICC. Icnlll'f shall dischurgc ilnd satisfy thi~ Sccurily In~trlll1lcnl willtollt dllll~(, 10
lIorrCl\\cl. HOIlowcr shall flay any It't.ottl:lliClII c'0"\1'O,
2.1. "'nh'crs. HlIJrowcr. In I hI' l."It'1l1 11t'll1Iillnl hy apl'licahlc la\\', wai\'l's :tnd Icleltsl's any t'lI ur nr ddccts in 1\1 Ol.'l'c'tlill~" II' I'll It II n'
Ihi.. SC('l1l ily I nstrulHent. ami hClchy \\ aiVI~'" thl' IH,'l1clil of any prescnt Of flllml' law!'; ploviding for s1ay of {'xcctllion. cxll'n..illll lit tilllt'.
l'.'H'I1lf1lioll hum nllndlllll'n1. levy allt! "'ale. awl homl'stcml cxcmption,
24. Urinstnll'mrnt I'rrimf. HOHOWt.,\; I illll' lou'inslall' pi ovi,lcd in pal agtaph I K shalll'."(lcntllo onc hour prior to tht.' l'OIlHIlI'III.{.ltU'llt
of hitltlilll! al a !'oherill's sail' or ollll'I ...alt' 1'111\11;1111 to Ihis Sectlrily (n"flUlllelll.
25. I'urchnse I\tflne~' l\1ort~ltet'. II all\' "llhl' dclIl M'l'lI11'd hy Ihili SCl'urily Instllll1lent is kilt tn BOlTo\\'cr 10 iIl'IJlli,,' lilk to Ihl'
Plflpl'll~'. Ihi~ Sel'mily IlIstlllmcnt ",halllw a Il"lt'ha,c 1I1CI11l'Y IIHlIlgilJ.!,C.
26. Inlefrsl Ilate ^fler ,'udRlllrJlI. Btll'lImn IlgICI~S thal1he inlclcsl rail' paynhlc alt..... a .illtl~lI1cnl is cnlcled (111 till' Nlll!' 111 ill ;'11
:ll'lion of II1nrll!:Il!c fon'c1osurc shall he Ihe IiIll' payahlc frnmlimc to timc untlcr Iln,' Null'.
27. Hid..r" to thi" ScclIrit)' III'.;tr"'"('II1. II Olll' or nlOlC rit.ll'I's arc cxccuted hy 1J11Irnwcl' IIncl fl'l'nrdl'c.llngethcr wilh thi.. ~t'l'lIIil~'
In\lllllJlcnl.the eO\l'lHlllts and lIl!Il',,'IIH'llls III each such rillcr shall he incorporated into and shall unll'lId nnd slIpl'll'ment th"l'n\'I'nanls
iI!H1 :lglct.'IIIl'nl\ or this Security In\"lIl111:lIt ;IS iI the riclCI(S) wcrc a part of this SCl'urity IlIstful1Ien1.(Check npplieahl,' ""'i"'<.;)1
[] ^dju,'ahle Rale Ilider
[] (j1",I"aIClIPa~'l1le'" Ilid..,
[I I\all..o" Rider
r] Other(s) ISl'ecif~.1
UY SIC iNIN(i 111',1,( )\V. BOIIII\\"I atTI'ph and i1J.!ll'l'S 10 the tClll1S and l'U\'en:lllts ('onlained ill tltis S"l'lIIil\' Inslll1t1ll'nl :,,111 in :111\'
Iillc.(s) cxcl'lIled hy Burrowcr amlll"t'lIl1kcl wilh it. .
WitllcSSl....:
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II ('lJl1llominilllU Ridcr [] 1-4 Fall1ily Ride,
LI Plalllled II IIil llel'clopll1ell' I{ ider [] Biwe<kly PaYll1ell1 Ride.
I J Ra1e Impnwcl11cnt Rider [J Secolld IlulI1e Rider
.' .
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chester J, Jumper 11,,,,,,,\,.,
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Daisy N. JlUuper 110"11\\1"
Sncial Security NUll1h",
.....................................
ISpac. B.low This LiA' fa, ^CkAowl.dgm.ntl_.~._.
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On '''i,.,'''-~.__._~L__.___. d.y "I Nay ._.u . .. . I" _..92_ .1"1",, ",... ... a .lJotary..public_____..
lill' 1II11ll'l~it'III'.t ,,!fit"'I" 111"....,,;,11\ .11'1"',.."" CIl("~ t" C'e l'V Ila j ~y ." nnper. 'IIH"" In !In' fnr .."li..I,u Iltdl~ ('l11'H!hl Il~ jtt"'t}o; 1't'I"""C'"
,.1""", 'I,lllll"l..1 are \lIh~l"Il"I'.lln I Ill' \\ilhlll ill"'IIIIlCIII :11111 ildll'H\kd~l'lllh.l1 _ tllCY _ _:: r:'. ~;...~ J .
1"nll1l'lllhl' o,;lllH'lilllh' pmI'll\\"\ I ,~-- . " , ,.
I" \I'll '" " \l'1I1'HI' DAW>>'i:lA '\L" .~~;Iil,f';tI'I!;", ""I.
\h 1"1I11H111"illll nr"t.\ Shl b AlE S~too", Nol.ry Public
ppens urg, Curnb"Ianrl County PA
My CommiSSion Expire, Fnb. 5,1998
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lilkIlIClllin',
Orrslown !lank,!',O. lJox 60,. Ol:):slUlvn;_l'A l7:,U~4
lilll' III fUlit'f"1
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rOlmJ019 Iq/~UlI If""" ','f '1""',,1
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Sl.:IIEDULE "A"
ALL that certain piece or parcel of land with improvements
thereon situate in Southampton Township, Cumberland County,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Bowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel McBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6.4
perches to a post; thence again along by the same, North 28 1/?
degrees East, 5 perches to a post; thence along in the center of
the said Furnace Road, South 64 degrees East, 8 perches to the
place of BEGINNING.
CONTAINING 40 perches or 1/4 acre.
BEING that same real estate that Brenda K. MixeIl, single
woman, by her deed dated September 21, 1988 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume 33 at Page 119, conveyed
to Chester J. Jumper and Daisy M. Jumper, husband and wife,
Mortgagors herein.
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"~"l' " "(:\'j"rlqncl S
.0'" - ! ill tb~ "Hit:,. fur tho r~cf)rding of pr"'I' .
".11'1." ,.I I", ,l;I.',I1'h,'rllll1d Countv.I':I!' '
''''. - .,' ."'::.w.:..JVol. _ Panll-Ul1
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r. ,,'hl'.. ,.,'\ lhi~ .". ' /' / d~V 01" If, I ,,"l~_L:. \
,. ;), ,rt Co'" ,. . !:;c&..:.:5..-.'
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ORRSTOWN BANK
I MPfll, I ()N r : NIJ r 1':1: III Iu]M~lJWtjEFi';
EI1ERGENCY 1'lfJriT(,I\C;E I)!;!.; I r.l (,I'KE ?1CT III. I 'lEi'.:!
Dat"" : Ijuvr-,mhpr' 12. 1993
HE :
Account No : MI, 103--1 '71 ';
To
Chester J. Jumper
25 Gutsh...ll HIJ.
ShippensulIrg, Pa. 172~;"
COllnl.y
: Cumberland
Township: South"',"pton
From
Drrstown '-'<1nL
P.D.BDX 250
Shippensburg Pa 17257
Your mortgage is in serious default because
failed to pay promptly installments uf princip~l and
required, for a p~riod of at leAst sixty (60) days.
that you now owe is $ 1325.0B. Thp sum is tr'oLen <.lawn
payments due for. ,-,'I/:~l, 08/21, ....'/21 and 10/21/93 ilt
totals $ 800.88, plus ;f' 2(l.0~', 1"0;<; ;I' 4.113 p,'incipal
YOll have
interest, as
The total ..mmOl"
as 'f olllJ~'. : F!.It'"
.t 200.22 per' ",out h
.~r. t. i ve.
You may be eligible for. fin..nclid assistance lhilt will prevfm"
.foreclosure on ym,lr' mor'lyag,' 1 f you compl y I'll th the Jlr.lJVIS1Uns 01 thO'
Homeowners' Emer'gency Mortgage Assi stilncp Ik 1 cd 1983 (the ACT) You
may be eligible for emergency lnmporary payment ~Sslst~nce 1f your
def alII t has been callsed by r: J rl:I.lmstances beyond your control, arod
1t yOU meet the E'ligibillty r'pq"""(~ments of the Act as detel.'mil1pd by
the Pennsylvania Housing Finilnce Agency. Ple",se read all of thiS
noti7e. It con\:.,,,ns an p':planalllJn of your "19111.',.
Under'the Act. 'YOLl are entitled to a t"'IIlporary stay
of foreclosure on your mortgage for Thirty (30) Days from
the date of this l~oUce. DLlY'lng that tllne Yelll have the
right to arrange <l "face -to f'.lCl?" meeting will. '" repn!SpntatiVl? of
this lender, or with a conSLlmer ~redil
counsel ing agency. The plll"'prJSe of that meet ing is to
attempt to work out a repayment rlan, or to otherwlse
settle YOLlr rJel j'"1Uenr:y. That mpetin<J mll'~l: lJC'-'.'r 1n the "..::l
Thirty (30) Days,
If yau atl.E?nr1" facF' Lo face me",tlll'.) wlth thlS lender. ,',r"
C(Jtv-;I'mer' credit c(H1nc;el1ng df:l~nr:'1 idf?ntlfil'~l1 ;11
thi~; notice, nn f,..-ther pr'l1CE'NJlng in morly"ye foreclosure may to,I""
pI ace fm' Ttlirty (;If)) Days after. 1"t,.' date of that
meeting.
Exhibit "0"
P.O. BOX 250
SHIPPENSBURG, PA 17257
.
TEl. (717) 532-6114
,;"',I .~r:-.'-f
.,.,---- "
Page II 2
Not ice of Homptwmer's' Emer'gel ,(.: y
Mortgage Assistance Act 01 I~H3
The lliIme. address a'-,ll tel F,phone rnlllltler of l,ur
represent~tive is
Albert H. (Duck) Shuller
llr'r'stlJwn [I","k
P.O. 80>: ::~r:5(1
Sh ippensb'.wg, Pa. 1725)
Telephone No 1-717-532-6114 or (717) 530-7663
The name (5) and addressees) of a designated consumur crRdit
counseling agency (Ies) is (are)
PENNSYLVANIA HOUSING nUTH.
Y.W.C.A. PAM LINE 743-3818
ACTff91 HOMES RESOURCE CENTER
301 "13" SHW':T
CARLl SL.L F'A 17013
It is on I y necessary to 5cl.'",dul e l1n"" 1 <Ice to 1 ace "."et i ng .
You should advise thIS lender immediately of YOLl intentions.
If you hav!? tripd ant1 are l.lnabll~ LD resol ve thIS probl em
at or after your fact> -to 1"":0.- m,?eting, YOLl m"y '.Ipplv .for
.f in;u'H:inl ;.l!;15ir.:-,t.l:\ncp frnm t:hf> Ht:lIIlE'nWfler'-:;' F.n.prqenc:y Mortgagp
1\';':.Jsti:\rlCe Fund. III ur..del.... Ln du this, VUlt mt.l~t. +\11 i'II'"
15 ign and f i 1 e .:\ COffin 1 eted Homeowners' Enler~gent. 'i ("55 i stance
Application with t1H~ Pennsylvanlr.\ HOlJ~~in9 Fllli.1.ncL' Ager\l:Y.
The cru,sumer credit counseliny agency Will assist you in
filling our YlltJr' applicatIon. It lIIu"t b", 'tied or postmarked,
wlthin Thirty (30) [lays 01 yuur face ta fRC~ meeting.
YOLI may either lIIail YULt" appl icalio'1 to the P,mnosylvani..
Housing Financ~ Agency, or you may file tt at the oflices 01
onr~ of the des) gnatf:"?rl CDnsumer' r:r'edi t cCJunsei 1 rlt,:.: a.genr: 'iet;
1 i sb:~[j above.
The Pennsyl vania HOLlt-;lng Finance (jgpncy IS located at:
2101 North Front Street, P.O. BOX 8029, HarrIsburg, Pa. 17105 Telephone
No. (717)-780-3800 or 800-342-2397 (Toll Free H)
An appl ica\:ian for' aS5i~;tance Ilk\y be ohtained fr'om a
consumer credit counseling agency, or directly frolll PennsylvRnia
Housing Finane", Agency.
It is extremely important that you fIle your appl ieation
promptly. If you do not do so, or if you do not follow the
other time periods set forth in this letter. foreclosure may
proceed against your home imllledlately.
liD-Ill
.'
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l~l"""'.'"
":;'~ah,r4 .
Pa'll;' i~3
Nrd I CPo of. Hnfll"'I.'IWl"lL~r.r_.l F.mr~""fJp.nr:v
Mar.t(~;.\r:}~' t.'1~~..1 "~l ....nc'~ nC1_ Of t 983
Qv~ilable funds for ~mDrgency mortgage assistance are
V(~r'v llmited. .'1,,,, will hI? tl1sbursel:1 by the Agency under
el igibil ,tv <:rlterl," 'o~d:"I,l,<;hpcl by the Act.
It. is f~::lr"Plrll~l \' '!',IDr"lant l.hi't your appl1catiCJn is
accur'Atp and "".:)mpl f:='t.c' In F'VP'I-Y r'esf'J,"ct.. The counsel in9
agency will 1,,"If) .It", -..-.,11 Cll,l ttw application. The
Pennc;ylv"nia f1C1u5In'~ "tn<\ncD Agencv has Si>:ty (61)) [lays
to ma~e a deciSIon "Iter it received your ~ppl ication.
During that ~dtlllional time, nofClr'eclosure will proceed
agalnst you if 'IOU h"ve met the time requirements set
forth ~bove. (ou w'l bE' notified directly by the
Agency of its deClO':rln on your appl ication.
IID_2t1
_'.c< ~~"
APPEND I X ('l
URBAr~ LEAGUE OF METROF"fJl IT/.IN f1Arir.n snurm
28 North Sperl"'! 51..
Harri5hurg, Pa 17101
71 7-234-592~~.i
HOUSING COUNCIL OF YOR~
2!':, Nor'th Dul: I.' Str'eet
Yorl.., Pa 17401
717--854-151\ 1
CONSUMEr, CREDIT COUNSELlI'm SER\l! I.E OF WESTEm~ PENNSYLVANIA I NC.
Suite 5000, 309 Smithfield Street
Pittsburgh, Pa 15222
1\12-471-758'1
915 Hickorv :;t reet
Holidaysburg, Pa 16648
662 North Main Slropl
New CasU'?, I',," 16101
BUCKS COUNTY HOUSING GROUP, INC
349 Dur'ham r,d.
Penn del , Pa 1901\7
215-752-5233
CONSUMER CREDIT CI.Jl.lNSELlNh ;:,EWJICF OF LEHJl5H 'J,;U.EY. lI~C.
411 Walnut Street
Allentown, Pa 181ul
215-821-4011
COMMisSION ON ECONOMIC OPPORTUNJlY OF LUZE.REr~E ' lllltHY
2\1-213 South Main StrHet
Wilkes-Barre, Pa 18701 717-82b-U510
CONSlJMf':R CREDIT ClJlJNSEI."~G SI:,IWICl' DF FAMIl."t fIND CrlIl.lJ
SERVICE
11(1 West Tenth Slr,.,el
Er--ie, Pa 16~~iOl 814~-455-',:'-~25
"D-3"
APPENDIX A PagR U ~
CONSUMEH CRED IT 1.:IlUNSELI NG SEI~V I' L. OF NORHILI'61" ':~,i
PENNSYLVANIA
Suite 4ft;.', Conrm11 Buil t1jn~~
S(:I"'anLull, Po:\ tr:l!jO:] 71,' ~J4~- lu72
CONSUMER CRED I T COUNSEL I NG SERV 1 L:E fJF NORTHEAm U,N
PENNSYLVANIA
Family Service Association of WyomIng Valley
73 West Union Street
WilJces-Barre, PA 18102 )11-655--9527
r::CDNOM I C OPPORTUN I TY COUNC I L. OF f~EAD I NG-l<EI,IU CllUNn, 1 NC.
229 North Fourth Strpol
Heading, Pa 19601 215-376-6571
FAYETTE COUNTY COMMUNITY ACTION AGENCY, INC.
48 East Church Street
Uniontown, Pa 1'5"{'1 '112-4:17-61)50 or
437-4400
PENNSYLVANIA HOUSING AUTH.
Y.W.C.A. PAM LINE 243-3818
ACT # 91 IoJomen' 5 ResoLlr-c e Cen tr'r
301 "G" Stref~t
Carl isle, Pa 1./013
HOUSING ACTION CUALIrION, INC.
174 Philadelphia Street
Indiana, Pa 15~OI
412-349-6600
HOUStNG ASSOCIATION OF DELWARE V~iLEY
1317 Filbert Street, Suite 523
Phi I adel pllia, Pa 19107 '21~5-603-4('50
HllUB I NG OPPORTUN I TIES, I NC
623 Ver~r.\ ill (-?!5 AVfHlltl:'
McKeesport, Pa 15123 41~-664-1590
INS rr TUE FOR RUR(~I. !3TUD I ES
Mansfield L~iversity, Alumni Hall
Mansfield, Pa lh93J 717-h62-qI67
or 662-4121
ItD_4t1
"
, I\PF'EI~D I X A P,-,g[~ II ::
J()f II~ F. I<;F."NNE[IY (.1 /,11 Er<, I Nt: ,
2021 El\!~it. :,.~...th fil 1""~I(~t:
F..ri.., Pn I/.'.~II,I IIJ~-.IYI"-')'I(1l1
L YClJtll Nl'l-CLI NTlll\) CUtiN rile!) 1":1.11111 J ';111 ON FOr< cm''''IUN 1 I' Y II!;T I fiN
(STEP)
12~'1 l,lJl'sL fhird !-il.r'fJPI.
P.U. Boa I :J:'H
Will I Mm-:"",'l, r-" 17'/0:1 "II 7-.:I;'b-0'307
MON-VALLEY lJNEMPLlJ) U.I I:UI'IM I nEE
1.000 Walnut nl:r.""t
Mcl(eespor- t, P.~ 1!3 1 :J:~'-'I 1 :?-618-1409
SHENANllO VALLEY uri[t(.\t.1 LEAGUE, ) NC.
HOLl9ing L:fJuflsr~l inCJ Ger'v:i eet;
314 Idahu Streel
Farrell, P,,,. 1(,121 '112-981-::;310
TABOR C0I1MUNITY SEINICES, INC.
320 Sou lit 1.1111.'" str'pet
Lancas!.", , PM 17602 71 7'-~IT"..'~ol82
lJHBAN LEAGUE OF I" I I nil)llI..nH , I NC .
F,!uilding for F'Iuo'l) OPPllr'lunily
200 Russ !31:1",,,,,l
PitlsburYlt, Pa 15219 'I12-2l.1-1130
WARREN-FOREST COUNTIES ECONOMIC OPPORTUNITY COUI~CIL
P.O. Bu,: 547
1733 Mo\l'''"'l Stl"-eet E':tl?llsion
~Iarren, P." 163(,~c; 814-726-;~400
110-511
PENNSYL VANIA HOUSING FINANCE AGENCY
Homeowners' Emergency Mortgage Assistance Loan Program
Pavmenu (ieneral Informal Ion (717) 780-3940 Correspondence
2101 Nunh Frnlll Street <i.neml InfurmlOllon 1-800-342-2397 2101 Norlh Prnnt SUe"t
P.O. BUR 15206 Arruu'lIlng 1-800-992-7506 P.O. BUR 15530
Harrishurg,PA 17105-520(, lIarrishurg,l'A 17105-55.\0
"(,III1N I'ur The lIearlng 1lIIllalr.d 1-800-346-3597
, . I'
'.'/":/)') I ,I
\1:.' ?'':'I''IiIf' )
01/12/94
ORRSTOWN BANK
PO BOX 250
SHIPPENSBURG, PA. 17257
Gentlemen:
Be advised that the Pennsylvania Housing Finance Agency is in
receipt of an application for mortgage assistance filed in
accordance with Act 91, 1983 by the individual(s) listed below.
Pursuant to Act 91 no Mortgagee may commence legal action to
foreclose upon its Mortgage with the Mortgagor during the time that
the application is pending provided the Homeowner has met all time
limitations as set forth in the Act.
The Agency will make a determination of eligibility within sixty
(60) calendar days of the date of receipt. The Agency will notify
you within five (5) business days of making this determination.
Mortgagor
Date of Receipt
CHESTER J JUMPER
25 GUTSHALL ROAD
,SHIPPENSBURG, PA. 17257
Bank Loan #: ML1031917
1/11/94
THE PENNSYLVANIA HOUSING FINANCE
AGENCY - Homeowners' Emergency
Mortgage Assistance Program
cc: CLK HEMAP-4
Exhibit "E"
PENNSYLVANIA HOUSING FINANCE AGENCY
Homeowners' Emergency Mortgage Assistance Loan Program
. l'aVllIenls (;,'uerallnrnnmlllon (717) 7811-39411 Corrcsllnlldcnrr
21111 Nullh Fr"ul Slreel (i,'ucrallnrnrlllilllon 1-800-.142-2.197 2101 Nullh Fn'lll SIIlTI
1'.0. lI"x I ~20(J 1'.0. lI"x I ~~,IO
lIilrrishnrg, I'^ 1710~-~lllro lIilrrishurg. I'^ 1710~-~~,1l1
TUUII hr lIearlu!: IIlIJlillred 1-800-.14(,-.1597
2/25/94
SUBJFJ:.'l' :
Oill:il~ J JlMPER
25 GlTfSHALL R01\D
SHIPPENSBURG, PA. 17257
ORR.S'lO'lN BANK
ro OOX 250
SHIPPENSBURG, PA, 17257
I', Oj~IJ!I)J
REQJESTED CREDIT: HC:MEn/NER'S EMERGEN:."l MJR'IGl'GE ASSIS'l'J\OCE lOAN
Adverse Action Taken: DENIAL
Your application for a HEMl\P Loan has been denied p..lrsuant to
Act 91 of 1983, 35 P.S. Section 168.401-C et seq. and/or Agency
Guidelines 16 PA Code Section 40.101 et seq. for the following reasons:
M:lrtgagor is not suffering financial hardship due to circurretances beyond rrortgagor's
control based on:
M:lrtgagor has been E!lployed and has had sufficient inCOlE to pay rrortgage.
Financial hardship is due to overextension.
M:lrtgagor vohmtarily terminated EIlployrrent.
Yro rray be entitled to an appeal hearing if yoo disagree with our decision. We nust receive
a written request for a hearing within 15 clays of the postrrark date of this letter. TIle
hearing rray be conducted by a telephone conference call. '!herefore, yoo nust include your
telephone rnmi:Jer. Requests for hearings nust state the reason(s) that a hearing is requested
and nust be sent first class, registered or certified nail to: OUef Ccunsel - Hearing
Request, Pennsylvania HCAlSing Finance Agency, 2101 North Front Street, P. O. Box 15628,
HarrisbJrg, Pennsylvania 17105-5628. '!he Agency will attEllpt to schedule the hearing within
thirty (30) clays after the request is received. When sen::ling your appeal, please be sure to
print your IlaITE legibly and include your social security nuni:>er.
Yro have a right
carmot afford an
contact a Legal
1-800-732-3545.
DISCLOSURE OF USE OF INFORMI\TION OBI1\INED FRCM OUISIDE SOURCE:
Disclosure inapplicable.
to be represented by an attorney in connection with your appeal. If you
attorney yro rray be eligible for Legal Services representation. Yro can
Services representative t:I1ro..1gh the following toll free nurri:Jer
'!he Federal Equal Credit Opportunity Act prohibits creditors fran discriminating against
credit applicants on the lx.sis of race, color, religion, national origin, sex, m.rital
status, age (provided that the applicant has the capacity to enter into a binding contract);
because all or part of the awlicant's incare derives fran any public assistance prO::jranl; or
because the applicant has in gcxxl faith exercised any right under the Consurrer Credit Pmtec-
tion Act. '!he Federal Agency that administers ccnpliance with this law conceming this
creditor is the Federal Trade camrissioll, E'qual Credit Opportunity, Washington, D.C.
Sincerely,
The Pennsylvania Housing Finance Agency
~' EMERGENCY MJR'lGAGE ASSIS1'J\NCE PRCX;RN-1
Exhibit "1'''
.,
~
ORRSTOWN BANK
IMPOI, I (~N'I: NO"II CE OF HOMEnWNFR~j'
EMERGENCY MlHnGAf3E ASS l~; rntJIT AI: I OF I 'lID
[.Iilte : NDv(!mber' J ,:. 199:1
RE
~lC:C()Unt No : Mt. 1(>:1-' 1 'f 1.1
Tn
Dai!'>y 11. Jumper..r
25 Gut!3h.,:.11 Hd.
ShjppensL)Llrg, Pa. 17257
l:ount i
: Cumber'] iH,d
TownshJ~: ~uulhampton
From
Orr'stowll "'<lnl,
P.O.BOX 2~30
Shippenshurg r~ 1.7257
Your' nlortgage js ifl serlOU~~ default beraLlsa
failed to flay pr"llmpl:ly insi:al1mpnt.'; 0+ pr'lncif','.1 ilnd
requir.ed, fDr CI pc!r"lod of ^" 1 <!f'''L ';i :.:lv (60) cl"y"',
that you now owe i':;:t B2~5.08. rtlE:I sum is broken (1CU>J11
payments dUE- for 0.//21, 08/..:'1, 07/21 anti 10/2! :'.1:' elt
totals $ 800.88, plus r 20.0~, 1pS" r 4.18 principal
you have
int:f~re~t:, t'.c~;
The lut.e\l etllU.lIllll
~s -foll 0"""'-: : !--UlW'
.t 200.22 PF.'''' mf)f I t ~"
.~ctiVf?
It)L\ may be eligiLJII~ fDr' financ.l<,1 asslsl..'"~e that wlll pr.event
for~r.:l osure on ;'(Jllr' mart'3i'ge i.f you cfJmpl y Wll.l, I.tlf~ pr"'nvisirJnc; of. I: h.",
Homeowners' Emergency Mortgage A~s15lance Act t.t lQS3 (the ACTI 1m'
may be eligible for. f.?mel~CJenc:y tpmpur"'ary p;:\YIO~nt aSSI'itafl.-:e \-f YOU''''
c1pfAul t has been c,-,u~..pd by r:.lr~t:UfJlsti\nces beyr.ntl your' contrt11 4 i.:1 11 cl
if YDU meet the p1 igibi! ity r"eqult'(~me"ts of the Act ,'1''; deta,.'mll"'" ....
the Pennsylvania HOUSIng Finance Agency. Ple~se read all of tho
"uti~:e. It contains an e::plilnatlon of y~lLlr right.".
Under the Act, you are entitled to
o.f forer:losLlre on YOLlr mCJr"tgage 'ur Th irty
the date of this Notice. During that time
r"'ighl to A,t'rangR a "face -to facell lOeetill']
this lender, Dr with a consumer credit
counsel ing agency. The pLlrpose ".f that meet Ing l!.; I."
attempt to work out a repayment plan, or to otherwise
'Settl e YOLlr del inquency. That ml'eting must Dccur in the
Thirty (30) Days.
a temporary stay
(3<)) Days .ft"Dm
YOLI hnve the
wlth a representativp Df
ne:.:t
If YOLl ilt tend cl face tD f ac.e meet i ng W J t 1, th i slender Dr. .,
r:orl'::-iLUner cred it '-Il11nsel _1 ng a~~ency 1 cjPl\t i f il:nJ in
this notice, no furthe,- pI~CIC:E'edjng In mortgage fDreclDSLlre may t:o'tke
pI ace for Thirty (3<)) [cays aftel- '.I,e datc~ of tl1"t
meeting.
Exhibit "G"
P.O. BOX 250
SHIPPENSBURG, PA 17257
.
TEL. (717) 532,6114
.
~,'!:~l!''f~''U,;
'.
Palle II 2
Not ice of Homeowner..,' I::mer'J!?rocy
Mortgage ASsistance ncL of 1983
The name, Address and telephone nunilier of our
representative is
Albert H. (Buck) Shuller
()r'rstown 8Ank
P.O. Bo>: 2'50
Shippensburg, Pa. 17257
Telephone No 1-717-532-6114 or (717) !:,30-...6,,'
The name (5) alld addr'ess (ps) of i.' des ignated C;OnSI.lIllPr. n."r11 t
counseling agency (ies) is (Are)
PENNSYLVANIA HOUSING AUTH.
Y.W.e.A. PAM LINE 743-3818
ACTll91 HOMES RESDUrn.r: CENTER
301 "8" STREET
CARLISLE PA 17013
It is only necessary to schedule one face to face meeting.
You !;hould advise thi" IF'nder' immediately of you intentinns.
If yr.JLt haVE' tri L\d and arp I.1nab I F.~ to resDl ve th i ~.:; ::-_H"'c'b 1 em
at or i:\fter yuur" -fac:f? --f:o fdt t." ffiE:,'etinr:3, you lTI...=ty appl y -for
financial assi,;Lance from Lhe Homeownl"rs' Emp.rgencv Mor'tgay.,
Assistance Fund. 1/1 lJr'uer' llJ do Lhis, you lIIust: f 11, Dut..
sign and file i"\ r.:om~l..l~d Homeowners' Emeryency Assistancp
Appl iCoi\tion w":1l the Pennsyl vanIa Housing Fi/1ance Agency.
The consumer credit counseling agency will assist you in
filling our you,~ application. It: musl [,p' flIed or pDstmar'ked,
within Thirty (30) Days of your face to face meeting.
You may ei tiler ma i 1 vour app I icat ion to 1:11<" Pennsyl v."n ,..
Housing Finance Agency, or you lIIay file it at th~ offices of
one of the deSIgnated consumer credit counseling agencies
listed above.
The Pennsylvania Housing Finance Agency 15 located at:
2101 North Fr'ont Street, P.O. BDX 8029, H.:1I~ri5burg, Pol. 1710~3 Telepl1lJne
No. (717)-780-3800 or BOO-342-2397 (Toll Free #)
An appl ication for assistance may be obtainpd from a
consumer credit counseling agency, or directly from Pennsylv~"!a
Housing Finance Agency.
It ise>:tremely important that YOlt file your dpplication
promptly. If you do not do so, or if you do not follow the
other time periods set forth in this letter. foreclosure mav
pr'oceed agidn!;-.l: your. home lInmecliatel y.
IIG_llt
F'agti! IL3
Not) CP. of Honlp...."'Jner.l; Empr'qf)nc y
Mot'tgr.\ge ~\ssist "IIC:P I\et I)f l'IID
Avai 1 abl e funds for PlIler<,pl1CY fllClr 19age i1',.o;;i stancE' .~r.F.'
very 1 imited. .1hf'Y wIll hI? lilslJw'sed by t:tlP I\r;lI"''':Y tinder
el i9ibil ity cr1teri.:l 1~5ti1bll",I,,~t1 by the Act.
It is e)(tr'(~mely Jlnportant 1hat YOlJr app) JLdtiml is
accLlrate and compl ele in eve,-y resp,,"cl. Till' cOLlnsel ing
agency will help you to f11l out the appl iCi1tion. The
Pennsyl vania Housing Finelnce Agency has Si:-:ty (6(1) [lays
to make a decision after it ,-ec:eived YCJLlt' aplJl1catlon.
During that additional time, no foreclosure will proceed
against you if you have met the time requirements set
forth above. You w111 be notified directly by the
Agency of its decis10n on your application.
~#~
ALtlE1H H. (BIJC!{> 5H~Jr
COLLECTION DEPARTMENT
"G-2"
~~..1"ii~""'!'"
API.'I:Nf.I I X A
URBAN LEAGUE OF METROPOLITAN HARRISBURG
28 Nor-th Secund 81..
Harrisburg, PA 17101
7 t 7-'234-592':.
HOUSING COUNCIL OF YORI:
25 North Duke Street
York, Pa 17401
717-854-1541
CONSUMER CREDIT COUNSELING SERVICE OF WESTERN PENNSYLVANIA INC.
Suite 5000, 309 Smithfield SLroet
Pittsburgh, Pa 15~22
412- 471--7584
915 Hickory Street
Hol idaysburg, Pa IA648
662 North Main StrDet
New Castle, Pa l~lOI
[IUC~~S COUNTY HDUS I J.IG GROUP, I NC
349 Durham r,tJ.
Penndel, Pa 19047
:215--752-5233
CONSUMEF~ CREDIT COUNSELING SErNICE OF L.EHIGH VALLEY, INC.
411 Walnut Gtrpet
Allentown, Pi. 18101
215-8:'1--4011
COMM I SS I ON ON ECllNOM I r. OPPORI UN IT '( OF LU Z, T'L':I'JE:: COUNTY
211-213 Sou t.il Ma i n !ij;r-eet
Wi 1 k es-Bar're, F'i.1 t d'?O J "7 J 7...n2l.-051 (I
CONSUMER CREDIT r.nU~ISEUNr, sr,l<v 1',1- OF Ff-\I11LY nr"lI CHILD
SERVICE
110 West Tenth Street
Erie, Pa 165vl 814--455-2725
"G-3"
:~~f~')'.'"
.,~....._,.. .
APPENDIX A Page" 7
CONSUMER CREDIT COUNSELING SERVICE OF NORTHEAST I RN
PENNSYLVAI~IA
Suite 40;:', Connell Buildlll'l
Scrarlt(JI1, Pa 185(13 717'-:142-1(.17?
CONSUMER CREDIT COUNSEL. IIJG SERVICE OF NornHU)>,lCRN
PENNSYLVI~NIA
Family Service ASSCll.li'.lion of Wvnmil'<;/ '.','11 ley
73 West Union Streel
Wi 1 k r~5- E1t1r-',..'e. Pel 187U2 71 -1--6~j~j..rr:;-::7
ECONOMIC OPPORTUN!TY COUNCIL OF F<EI~DING-.EiF.RI<S COUNTY, INC.
229 North Fourth Street
l;:eacJing, Pi:l 19601 ~t5--T/b..(.r:.71
FAYETTE COUNTY Co~lt1UN!TY ACTION (,I.,FNCY, It~L~.
48 East Church ';I:r-I?et:
Uniontown, Pa J5401 412-437-6050 or
437-4/100
f'ENNSYLVANIA HOUSI NG AUTH.
Y.W.C.A. PAM LINE ;43-~818
ACT # 9' Women's ReRource Center
301 "GH Ut:r'epl
Carl isle, Pa 1701:l
itlJUl:;ING ACTION CD,lI I rION, INC.
174 Philadelphia Street
Indiana, Pa 15701
412-349-6600
HOIJSING ASSOCIATlIJN OF [tELWARE VI\LLEY
1317 Filbert Str'epl, ",ulle 5:'3
Philadelphia, Pa 191'.'.' ~'I~;-bO:l-'1l)50
HOUSING OPPORTUNITIES, INC
623 Verb~jlles Avenue
McKeespo,-l, Pa 1512:1 ill.....664-1590
I NST I TUE FOR RURAl. STUD I r:s
MansfielcJ Unlvpr".itv, iJllIn,"i Hall
MansfiE'lcl, Pa 169:J:3 '/1 { 662-4167
or 662-4 I:' 1
ItG-411
APPENDIX A Pag.~ It :3
JOHN F. KENNEDY CENTER, INC.
2021 East :wu, r;t,"eef,
Erie, Pa 16SI0 8J4-S96-04ru)
I ,. CllM I NG-C1. I NTON '-:lJUNl I r;:S CI IV.. IT; IlJl~ FlJh t:(lI'lMiJ~: \ T Y 1\\; T J ON
(ETEP)
1221 We~t. i"hirrJ Str'ppt
P .0. Bo~: 1:128
Wi 11 i amspprt t PM I "l'/I)~) 11 /.-:1~6-l)~)fr/
t1f1N-VAl.LEY UNEMPl.UYED t:UI1M In u;
6n,) Wa 1 nul Slr.er~t
McKp.eSfJl1r'l, h1 15!:J";'-~. .., .,.78'-1409
SHENANGO VALLEY lIFWAN I: AGUE , INL.
H'Jusing I;OUflSE.lif14 Bet.vlcPS
314 Idahn Slreel
F...\r"I"pll , r'f~.. 1/,1:)t 'lt~... f~8j _"r.~:jlt.l
TAI~OR COMMUNITY SERVICES, me.
~i20 SOLlth [ILlI:', Sl'''p'pl
Lancasler', Pa lIb",? .' 17-'~i<rl-::;1 n::
UfmAN LEAGUE or- p [ nrmur.", : , I NC .
ElL,i 1 ding fDr Equal I '''''l)r,llIn i ty
200 Rost;j Stl"f.Jt~t
Pittsburgh, P.-:, 1,:.;'l',J 41:.-2('I-Jl~jO
W/\RREN-r-lJREST C(JIJNTJES ["CllNllM [e rJPPOf, rUNt TY ':0: II leI!.
P.O. Bo:: ~;47
1733 Market Slr-,.", r:::tf>lIc;,on
Warr'en, F... 16365 81.1.'1;'/,.-24(1)
nG_Stl
l . ./;~A-'i. . I
.I L.lI.01J7PV- Ii ~~)
. .
RE: NOTIFCATION OF APPLICATION SUBMITTAL TO PHFA
DATE:
/- -'-7'1
TO:
nKf<..'~ I"~ "J"
1<..~lL,", K
~ 0 ;:; '.\: d~-rJ
5'h'?DC"III/,vr"'1 ;1;. 1),J.::r7
I J I .
FROM: HEMAP Counseling Agency
Ref:
fhL /(1'; - NFl
(Mortgage Acct. No.)
,"{F C..rlrl,ttl( ,(rI. Sh,>}'"..,.r~u,. Ii:;
(Mortgagor's Address) )'., '.
...J) "/
In accordance with the Homeowner's Mortgage Assistance
Program; this is to inform you that we have assisted
(! hcs!!'~J j)G 'I', J',~, P,'..... in the preparation and submittal
(mortgagdr) ,
of an application for assistance to the pennsylavania Housing
Finance Agency. Date mailed
;/"7/7,/
,
~C~~~ J!W=
Counse or
NOTE: If a counseling agency submits an application
for assistance, it will, within 5 business
days, inform all known mortgagees of the date
of such application submittal.
Exhibit "H"
~~
ORRSTOWN BANK
(C(Q)(Pl{
INII NTION Tn rnRLLIUSE ~mRTGAGE
tml [I
to
LhIJstp.t' ..1. "I/Tlpfll'
h-C11HWty Lexrd" 10n:
:'':, Gutshall F\tJ. ShippE~n!.;bur'(J t',,",..
[late of notice : ~J')v('ml,"'. \:', )'7'/J
Inwnship Of: Southampton
County Of: Cumberland
Tb... Marte)"".J\-> ',c.1 d I.., [ml;:~-,T(]~JN BANI:: (hereinAfter call ed
WE. US 01, UIJHG) '.111 VI.!III" pr~up~.~r.I'.' lot:-3tF!d at 25 Gutshall Road,
ShiprH;"lnsbur"'d. r'rl.. 1,",".:',.'. I'~ Ir. '.;;r'''''lC1tV:.. default becaLlse you havp nClt
m~dp thf"! monthly :"'\YI1lf-?n1c:; f]f ... .~(J(J..:~7f(Jr the mlJnths o.f 07/21, (In/";Il.
09/21 and 10/21 !'!J. Thp tLtal ;.."ount now rPQLlired to cure t.his default.
(."I" in other~ wordr-:. qpl-o rrJU~lht up in vuu," F'aymP.'nts as of thIS 1 ett~O't.. 1:';
$ 82~5.l)8. This tlHlollnt LoJ.:\t:; i'\r'rived by adding late charges less surplus.
YOll fIIi:lY cure thlr, dp.faull "1 thin Thir.ty-Days o"f the datI>
of this letter by paYlny to us the above amount plus any
od,jltlCm,,] paym.'..I', <<n.l 1 i.tf' ,:Il","ges which may fall due
during this ppr'G~. Such payments must be made either by
Cash. Cash i er' s ':h",cI: ,w Money O,-rler and made at the LURGAN
AVE. nrFICE in Shjppen~bur9. Pa. 17257.
H you do nn\". r;ur-'~ the de"fault. ~IlUlin T11i,-ty-Days (30),
we intend to exerCIse our right to accelerate the Mortgage
payments. This meon', that whatever is owing on the original
~mount borrowed wlll be considered due immediately and you
may 1 D':;e thf1 chane'? 1 0 Pi~y off t.he or-iginol Mortgage in
monthly install,,,.,n!:s. 1-1 1,.,1' payments of the amount of
defaul t is 1\01: """j.. WI 1".1, In I"H!lHY-[IIHS. we al so intend to
instruct our att-ornev to st~rt a 'awsLlit to forecloEe YOLlr
Mortgaged proper',. It the Mortgage 15 foreclosed, your
Mortgaged prop,?r.'.y .,il1 LJ[' sold by \1,(. Sheriff to payoff the
Mtlrtgage debt. t r WP ,"pfpr' your" ,_,;\~:t.:l tn (Jtlr attorney, but you CLlr'p thf71
default before the hp';Iln Ir"~iil proco,(,dJngs <lgainst YOLl, YOLI will still
h2ve ~c pay th~ r'(?~5on~blp ~tt:or"n~Y/5 fe~s. actually incurred, 'JI~ to
S.~I(' ~ (I!"). HrHoJC\ver, 1 f 1 f:?9i\ I proccpd 1 ngs ~re ~-,larted aga i nst you; YOll wi I 1
havr? tu ",.')y thf'::>> r p,~c:.3Dnt3tj 1 E' 'f f?l~':; f~Vf?n i l thpy AI'''e over $50. (10. any
attor.ney'", fe€'c ,,,II hp .."jrlpll 1:0 whatever YOL' owe !.IS, which
mClY ,,1so include fJ1JR '-P'd'.;'JllatJlp ,.,<<,1<;. If YOLl cure the default wi 1-. It III
thr, thIrty-Day t't'r1orl. "tOU wI!1 not It~ '-eQui,-ed to PClY the attorlopy'c
fep.s.
We may .., ~;o SLIP '/our' per-sona I I Y f or the Llnp<' 1 d ba 1 anee and all othpr.
SLtmr.. due I.1ndf~r' tho:.; Nor t.qi"qP.
If vnu have nc>l ("',red the dP.{<~LlI t wi ttdn the Thirty Day
pe!' lOrl ,:-qd the r "r'pf': 1 nsurf.~ pr"{)ct_~f!d i.ngs have begun, you
stlll hay,,' thr' ,. l'.Jlll 10 '"r".? thr.' defClult. onrl prevent the
sf:oll ~~ c\t: any 1:iI101. .)1'1 to nllf:' Iluur" hl~'for'C' the SIIt:-I.'i f.f's Sal e.
!/IJI/'eD 1;j,r-/J--1
C'e.eTI,I/~ t/7?- a'8/_/~"./_, .
Exhibi t "I" Y' S~s<(
P.o. BOX 250
SHIPPENSBURG. PA 17257
TEL. (717) 532.6114
"'_P-
.
.
'y(JI., Olav do ~~I,' .).-.',' II}" 1~IU" t:clt:at ..'flll)'.llll of the Ltf1pairj
montn 1 Y p""m.;-.'" '.:, lll,.~!,;, it"'/ i .:ltR Dr eIther' char'qes then due,
F\S wl-!Il iV. I.hr. 1"(",_".11I1.""1.J!p. i.,t.t.:.fJl~I'\f:'Y/{:, ff~e~ and cost!::. r.onnectpl1
wlth thE? +DI....lr.l'.;llrj:"~. ~;r11p ,-.\nd pert'Dr"11 any other requiremc"'!":,
UnC1f?r tht? Mr.1r~t':ji-HH.l. [t, LS t~I'itl,I~.:d F.d th8t: tlH~ earl iest datE'
thAt SLlch 1:\ F~hc.'r'lf;"" Ec11e LOU!" l'tP held would be appro:.:imi\l~", ; ,1.=-./..',
f-r'Qm \.tH." r'f~CPIpt f.\t tlll'::l Ilnt:ir.:e, ';'~H.' will hr.1 in'fDr"med in WY'lt'lltl n.f
thp date of ~I-)~ SI'I~r':ff's S~,l~, l.t11S will be sent to you befur'~ lllP
5c.\1 f:' .
Of courSl~, thE' ClmeJl-II,t nepdl::.'(j to r.:ll"~ trp c.h-1faul t wi 11 ir"lCrT.'It':.P l!IP
lCJnyru' YULI woi"L. Y'".1 m._.\, - ..-,d [Jut C1t any time I?Hactly wh.:.I:
to"~ -eqLllred p,'vment will I)", bv c,dling the followi,'y numhl~r', (/!n
53('-.::6':,:' . rll: c. p'-IYrllrm1: rIILl<;!" Ill? In Cash, Cash i el"" sCheck. C"rl I - : Pl.'
Chp(:;, or Mom" ';r-lC'r' "r'l1 1I",!!e payabl", to LIS C1t thE' address ~lctt"t1
bel ;'JW:
ORh'STmJN BANI:, ;'.:1
..U!FRT H. "1:1111;1
." /;'~"'I, ::iH I F'F'ENSBUF(G, PA. 17257 A n I~ :
, " 1 r r;. . .11': .. COLLf'J: rr m~ DEF'AfHMENT.
1'lJl\ .;;.hou 1 cI r'~'1' ~~~ t h.:, t \ '~,her' iff' 5 Sa 1 e wi 1 1 end YC1ur
OWrH-)r!ihlp of tl1r~ Mot., Lr:,,,u.Jf:' r'r'Dpf':lr~t:y dl1d YCJur ,"'ight t~11 r'"l?main
in It. i-f VOL' cont]nu(! tu I ivc." III the property after the
ShQrlff'ti S~lp. ~ t.\wsllit cou~d he ~tarted to evict you.
.(Oll have ','lfi1tH",al "lght!;, to h~"p protect YOLlr interests
HI the prOnE".'; .', ) ''''-' h<lv" U,t> r'l'-'ht 1:0 sell the nroperty te, ot.l1'''lln
mOil "I' to pay rd f th,' 010r l:S/age Debt, L1r borrow money
from r-nnt"'H';)r I r.~nrjinq Ir....;t-ll..LI,t.lnn to pay of.f your debt.
'(l-'U IJ\C\Y hi""'.... '~.l~ r iqllt to r:;F--11 llr~ t.t"C\nsfer the PI~'Opp.rt.y
subject to till:' mlJl"t9dl;l(~ t:o d buyer' Ot' transferee who wi 11
"'.',;ume the 11or..Ly.oqe Debt providt',1 '...."t all the outstanding
p,ay'np.nl:s, C:hi\r'geS, ," '.. ~t tornev' r.:. fl?f:?s and costs M.....e paid
prlur to or ~t th9 ~Ale. and that the other requirements
under the M/Jrl:gagl? ;"'re o..11.1,>f ied. You can contact '_15 to
determine Llndpr- "".,,,l cIrcurnstapc:es this right might eHist.
You h~vF.' the '.,Qlll: I." have t'-,~ defaul t cured by any third
party dclinu (lIt ynUr' "eth~l'f.
Ii Yf:.tl curp ttl8 det0lJlt. lhe Mortgage will be restored
La t:he same [)[If:':;,jtlOll MO;'; !,. no defi\ul t has occurred. However,
VOLI C1re not entitled ," this right to cUr'e your deFault mare
Lt-','-in three t i nlet.:~. j n (""tHY cat r?ndi\r year.
ALBERT H. "BUCK" SH LER JR.
COLLECTION DEPARTMENT (717) 530-2663
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ORRSTOWN BANK
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N'T1CE 1.1F
I NI HH 1 llt.1 T U FOF,EeLUSE MOraGA';E
Tn
[1;;\ 1 ..;y M. lumpp,
~r~r]r)l~rty l.ordi:inn:
:'1 r'lltsh,:,11 Fo:d. Shippefl-:,tHif q r'c.'.
J)ab~ ,,' rml in? : Nnvp-mbp,., 12, 199:.1
1"uwn';I11'" lJi: Southampton
I:nunt y Of: Cumber'l an,j
lhe Mortgage held by [lhf~~:!:llWN BANI~ (hereinafter called
WE. US OH DImS) on your (woperty located at 25 Glltsha 11 Road.
ShlPpensburg, PH. 17257. is in ~rlOUS default because you have not
made the monthl y [JaY'"!'"ts oft 200.22 for the months of 07/21, 08/21,
09/21 and 10/:'1/'; ";. Th,,' total amoLlnt now required to Cllre this defelld t
Dr" in nr:her wc,,"ds qt.-I.. Lt.1uyltt: up in YOUI" Payments as of this 1 e1:t[~r it;
.t 82~.:', 08. Th i S '''"Durl t wa~ arr I ved by ao<l] ng 1 ate charges 1 ess surp Ius.
YOll may cur'e UIl!; d,~f<-".I1 t within rhirty-Days of the da1'.e
of this letter by ""''lUll,' to us the ahove amount plus any
additional payment.; and 1....Le charges which may fall dl.e
during this period. Such payments must be made either by
Cash, Cashier's Chprk or Money Order and made at the LURGAN
AVE. OFFICE in ~;hlPr)pnsbLlrg. p", 17237.
l' you do lIuL "'.11'", l:he d.>Faul L wil:l.ln Thirty-Days (30),
'"e intrmd 1:0 e:n?r-c: Ise o"r right to acepl erate the Mortgage
payments. ThIS mpans that whatevQr IS owing on the original
amount borrowed wIll hI" eonsieje-!n?d due immediatel y and YOlt
may lose th.: chance \ L ""'y 04f the original t10rtgage in
monthly installments. 14 full payments of the amount of
fJefai..1t is nol: mad,? withlnlHIR1"Y-DAYS, we ,;1150 intend to
instruct our attorney In star' ~ lawsuit to foreclose your
Mortgaged prop""" \'. T f 1:11" Mn,-tgag,? i'3 forecl nsed. your
Mor'(gaged propp,. '.. WIll hp c;ol d by the Sheriff to payoff the
Mortgage rJ.:b t , 1 ( we rpf"r' YO'.II- case to our at torney, but YOI.' cure t1".
default before the begi,' legal proceedings against you, you will still
have to pay the r'f',"s"".~h I f' at torney's fees, actl,a 11 y incur-red, up to'
'50,00, However, if leQ01 proceedings are started against you; you will
have to pay the reasonable fees even if they are over $50.00. allY
attorney's fees w,11 be added to whatever you owe us, which
mav a1,;0 includE! "lIJR r...ie'sonable costs, If YOll Cllre the default wiLl11n
the Thirty-Day ("'r loti. you "1111 not be required to pay the attorney's
fees.
We may ",ISO sue yow. ~""'<;o"al1y fur' thp unpaid balance and all other.
SI.lfnn cJl.te Undf?r t.hr.l M()r..tq~qp.
If 'IOU havr~ n..,1. r 1"',,",.1 l.he (le~fa.o1 t wIl:hin the Thirty Day
per 1 od iU"Id the f '11",.:1[, 1 p'~.I.trT' [),'" II ppd i n~H..> 11ave begun, you
st i 11 h1\vP Lhe r., '.~jht to . PCP I. hI? de f aul t and prevent the
-3,)1 f? at any f:10lE' If' I'f) 'JIlP hour'" IJpfore the Sheriff's Sale.
;JftllJ.~U /;).z..f;3
(l"'.~T# 73&,/ I~V S.;<5-
Exhibit "J"
SHIPPENSAI JRG PA 17257
TEL (7171532.6114
PO BOX 250
"4h1~t~
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YOLl mdY do so by pi.'Ylng tlH~ 1'....J1_ii\1 dflHJLllll uf I.hf? l1np.~lir.t
monthl y payments pI LIS <In',' I.IL'" or L'l"her' cl1,..,,,~s the"" due,
as wf:.ll as tile r'rta~.,()ni\ble ,~,Lt:.orney'~~ f(~es and cngtl.:\ r.:(Jl"I(~t:t:e,j
with the foreel DSLlre sale ~.\nd pt~rfor'fT1 ,~ny olht:-"r' t'l~quir'elTlf.'1"t c.~
under the Mo,'tgag.? It: JS r.',Llm",Lr~d thaL till? ei.\I""l 1>15t ..Iatt~
that such a Shel~iff's Sale coul(] be held would be apPr'rJ lm:.f.pl i "II di',.,
fl"'oR\ your r"ec:eipt Q-f this notict:2', you will lor., \f,for'mpd Ul WI"lll"') OJ
the date of the Sheriff',', Sale, this will bp sent Ln yOll (lp1'-'''.' 1.1,,,
sale.
Of cour'se, the amount. needed to CUI'!? the r.1,'f'1LI1 t wi 11 incr'..,,",. \1".
longer you wa \ t . )'ou may + HId o...t at any \. I me I~" ac\. 1 y wh.., \
the required pRyment will be by call ing th~ follOWing numl1pr. 1/111
530-2663. lhis pa.yment. mU~l. be in Cast" Cil"jhil~r's CtH-?cl, r:Pt'~II. 'f~d
Check or Money Or'der and made payabl e to ll. at thc> <tddr>>ss "ll ii' ..'
below:
ORRSTOWN BANK, P.O. BOX 250, SHIPPENSBURG, PR. 17257 A1IN:
ALBERT H. "BUCK" SHIJLLEF\, JR., COLLECT ION DEPARTMENT.
You should realize that <t sherIff's Sale will l'nrj YCllIr
ownership of I:h.2 Mortgage F'r'oper'ly clnd your ,-ight 10 rt,,,,..lll
in it. If you t:DI,tinue to 1 ive in the property aftE'r' U'l'
Sheriff's Sale, a lawsuit could b~ starle~ to eVict you.
You have additional rights to help p'ot~t:l y"ur lntpre~ls
in the prope,"ty. You have the ,-ight to 51?11 tlll~ P""I'I'r.ty III (111\ .""
money to payoff the Mortgage Debt, or borrow money
from another lending institution to payoFf your rJyhl.
YOll may have the r'i9ht to sell Dr transFer t!,!o' I...oppr'ty
subject to till? mor'l:gage to.~ buyer' or tran.,ler'p'f- who ",,11
assume the r'lc'rtgage Debt provided that all the "I.lL,..tancl.ng
.payments, char'ges, and attol"'ney's fF?es and cost!:. .Jre 11:.\\ri
prior to or at the ~iale, ~nd th~t the ott".er req'liremp,-.ts
undet'" the t"lof'tgage ar'e sallsfied. ,. )1.' can r~nnt,:l'.:t. Ut, to)
determine Llndel~ wh.,t circumstances this rl'~ht nllCI"t Plll':;\.
You have the right to h<tve the default curpo hy any II11rd
party acting on your behalf.
If you cur'P. the default. the Mortgage will tn> r'p'~,t:nrecj
tl.l the same pos i t ion ilS if no def au 1 t has clcr:urrl'cl. Hn"'E'vr',
'lOLL are not entitl ed to thic. r"lght to cure YOL'" df~t ""I t "'on'
than three times in an~ calendar year.
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Attn: !lUCK
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P 3117 124 525
RECEIPT FOR CERTIFIED MAIL
NO INSURANCE COV(RAGE PROVIOf.D
NOT lOR IHIEAHATlOHAl MAil
(See RsverseJ
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ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
PRAECIPE
Dear Sir:
In accordance with the Agreement of the parties attached
hereto, please enter judgment in favor of the Plaintiff and
against the Defendants, jointly and severally, in the sum of
Twenty-nine Thousand Eight Hundred Eighty-eight and 94/100
($29,888.94) Dollars, together with continuing costs, attorney's
fees and interest as therein set forth.
TO: LAWRENCE E. WELKER, PROTHONOTARY
August 16, 1994
By:
OLE
..
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
AGREEMENT FOR ENTRY OF JUDGMENT
AND NOW, comes Plaintiff, Orrstown Bank by its counsel,
Fowler, Addams, Shughart & Rundle, and the Defendants, Chester J.
Jumper and Daisy M. Jumper, husband and wife, by their counsel,
Legal Services, Inc.,
WITNESSETH:
WHEREAS, a Complaint in the above captioned mortgage
foreclosure action was filed on May 4, 1994 to which an Answer
with New Matter was filed by the Defendants and a Reply to New
Matter filed by the Plaintiffs; and
WHEREAS, the parties have agreed to the entry of judgment
consistent with the representations of the Plaintiff contained in
its Reply.
NOW, THEREFORE, the parties hereto, intending to be legally
bound hereby do covenant and agree as follow:
1. Defendants Chester J. Jumper and Daisy M. Jumper,
husband and wife, agree to the entry of judgment in the above
captioned action by the Prothonotary of Cumberland County as
follows:
a. Unpaid principal balance - 26,869.67
b. Unpaid interest to 7/29/94 - 1,388.25
c. Unpaid attorney fees to 7/29/94 - 1,540.00
,
.
d. Costs to 7/29/94 -
91. 02
Total Judgment -
29,888.94
This judgment shall continue to accrue additional Costs,
continuing interest on the unpaid principal balance of $26,869.67
at the rate of 7.5% commencing July 29, 1994 and continuing
attorney fees at the rate of $100 per hour as itemized and
submitted by legal counsel for the Plaintiff, total attorney fees
not to exceed $4,150.
2. Orrstown Bank agrees that the attorney collection fee to
be charged to the Defendants will be the amount of attorney's
fees incurred by Orrstown Bank at the hourly billing rate of $100
per hour for attorney time reasonably expended in regard to this
mortgage foreclosure. The said attorneys fees shall not, however,
exceed the sum of $4,150.
IN WITNESS WHEREOF, the parties hereto set their hands and
seals the day and date first above written.
Witness:
/.
jJ(~ 1->. f4t1"
Dale F. Shu ar, Jr.
Fowler, Addams, Shughart & Rundle
Attorneys for Plaintiffs
Albert H. Shuller, r.
Collection Officer
Orrstown Bank
If J::u~ T ~~
L..II ~estet' J. "-umpei'
\:\ 0 : , 1'1\ ~ . ""po< J
Da y M. mper
Muller-Peterson
Le al Services, Inc.
Attorneys for Defendants
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COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 94-2353 Civil Term
Complaint in Mortgage Foreclosure
Orrstown Bank
VS
Chester J. Jumper and Daisy M. Jumper
Robert L. Fink, Deputy Sheriff, who being duly sworn according
to law, says that on May 05, 1994 at 11:40 o'clock A.M. E.D.S.T., he served
a true copy of the within Complaint in Mortgage Foreclosure, in the above
entitled action, upon the within named defendant, to wit: Chester J.
Jumper, by making known unto Chester Jumper, at 300 Firehouse Road,
Shippensburg, Cumberland County, Pennsylvania, its contents and at the same
time handing to him personally the said true and attested copy of the same.
Robert L. Fink, Deputy Sheriff, who being duly sworn according
to law, says that on May 05, 1994 at 11:50 o'clock A.M., E.D.S.T., he served
a true copy of the within Complaint in Mortgage Foreclosure, in the above
entitled action, upon the within named defendant, to wit: Daisy M. Jumper,
by making known unto Daisy Jumper, at 25 Gutshall Road, Shippensburg,
Cumberland County, Pennsylvania, its contents and at the same time handing
to her personally the said true and attested copy of the same.
Sheriff's
Docketing
Service
Surcharge
So An~: .~
r/..:-,.;->?::.~ - ~-e
R. Thomas Klint: Sheriff
By~2JL
eputy heriff
Costs:
18.00
23.52
4.00
45.52
pd. by atty.
5-06-94
Sworn and Subscribed to Before Me
This II!!-
Day of ~((_.
,
, 1 u,. C lJ~di" A-OP;;'
~rhonotary "
1994, A.D.
V.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
94-2353 CIVIL TERM
BANK,
Plaintiff
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
NOTICE TO PLEAD
TO: Orrstown Bank
You are hereby notified to file a written response to the
enclosed New Matter within twenty (20) days from service hereof
or a judgment may be entered against you.
Date: S""-..7J--'7-'7'
"J
(A /4#-
Philip . Brigan
Attorney for Def ndants
LEGAL SERVICES, INC.
a Irvine Row
Carlisle, pa 17013
(717) 243-9400
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
.
.
V.
: 94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
ANSWER
COME NOW the defendants, Chester J. Jumper and Daisy M.
Jumper, by counsel, Philip C. Briganti, Esquire, Legal Services,
Inc., and in response to Plaintiff's Complaint, state as follows:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. Admitted.
6. Admitted.
7. Admitted.
8. Admitted.
9. Admitted in part and denied in part.
Defendants admit
that they have made total payments of $1,707.22 since July 21,
1993. However, they deny that they have been in default under
the terms of the Mortgage by failing or refusing to pay the
required payments of principal and interest due Plaintiff since
July 21, 1993.
Defendants admit that they failed to maintain
fire and casualty insurance on the premises, and that on February
17, 1994, Plaintiff acquired such insurance at a cost of $276.00.
However, as set forth below in Defendants' New Matter, Defendants
assert that the cost of this insurance was unreasonable,
excessive and not authorized by the Mortgage or Note.
10. Admitted.
11. Admitted in part and denied in part. Defendants admit
that there is an unpaid principal of $26,869.67 and unpaid
interest (to 4/15/94) of $806.08, presently due and payable to
Plaintiff by Defendants and secured by the Mortgage. However,
Defendants deny that an attorney's collection fee of 15% or
$4,150.00, or that a total amount of $31,825.75, are due and
payable to Plaintiff by Defendants and secured by the Mortgage.
As set forth below in Defendants' New Matter, the attorney's
collection fee requested by Plaintiff is authorized by neither
the Mortgage nor the Note, and is excessive under Pennsylvania
law.
12. Admitted.
13. Admitted.
14. Admitted.
15. Admitted.
16. Admitted.
NEW MATTER
17. The attorney's collection fee sought by Plaintiff in the
amount of $4,150.00 is unreasonable and exceeds attorney's fees
actually incurred by Plaintiff, in violation 41 P.S. 5406(2}.
18. The attorney's collection fee sought by Plaintiff is
unconscionable.
19. The attorney's collection fee of 15% or $4,150.00, is
neither authorized nor permitted under the terms of the Note or
"
~
.
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Mortgage.
20. The amount Plaintiff expended for fire and casualty
insurance on the premises, $276.00, is unreasonable, excessive
and not authorized by the Mortgage or Note.
WHEREFORE, Defendants respectfully pray that judgment be
entered in their favor and the relief requested by Plaintiff be
denied.
Respectfully submitted,
M/f> (. ~
PhilipYc. Brig i
Attorney for Defendants
LEGAL SERVICES, INC.
a Irvine Row
Carlisle, PA 17013
(717) 243-9400
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The above-named defendant, Chester J. Jumper, verifies that
the statements made in the above Answer and New Matter are true
and correct. The defendant understands that false statements
herein are made subject to the penalties of 18 Pa. C.S. section
4904, relating to unsworn falsification to authorities.
Date:
<~;;'), /} t.J-
/ I T
(I/(,.'.tJ; 77, .J.,,~............
Chester J. Jumper, 'Defendant
,_.
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
V.
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
I, Philip C. Briganti, hereby certify that a copy of the
foregoing Notice to Plead, Answer and New Matter is this oI~~
day of May, 1994, being served upon Dale F. Shughart, Jr.,
Attorney at Law, 28 South pitt Street, Carlisle, Pennsylvania,
17013, by hand delivery.
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PRAECIPE FOR WRIT OF EXECUTION - (MONEY JUDGMENTS)
P.R.C.P. 3101 to 3149 Etc.
1 IN TIlE COURT Qt' COMMON PLEAS Of
O..BE:;i1:Q.\j.!'La/\N.IS"'.____n___________ CUMDERLANO COUNTY, PENNSYLVANIA
Plaintiff 94-2353 civil 94
I \Vril No, _________________w__________ Tfnn, 19______
No. _m_~_~::?_~_~_~__~~_~_~}_____ T.nn, I~~___
29 888.94
Amount duro ..__________ $ _..._.l__...._________
Inl...... lrolll 7.i.~9.,~9A_31j;_.rJlj;~_.o_f__7. 5% on the
All'y', COmc:gn~~_!1_~Jn9._J.)_t__f@l_t~__Qf $lOO/hr as
itemized.
<::0111_____.....________$ __________._.._...._______.
--------.--------------..-------------------
. .
VI.
CHESTER J. JUMPER and
--------------------.----------------------
*
DAISY M. JUMPER, J
-------------------------------------------
Defendants
To ,h. Prolhonolaryoloaid Court: ISSUE WRIT Of EXECUTION IN "1111: AIlOVI; MA'ITER,
. . Cumberland,
(I) Directed 10 the Shenll oC ____________nn_______..CnunIVl Prnn..;
(2) again.. ______~tt_~_~!~!"__.~_"___g_I}.!!1P.~!"__.<!1!_9._.l?~~_~.Yh~:_ _.JU!""p~.!'_~ _. ~~_~._~~E_f?
I1dl"ndant (I) ;
(3) and qainn .._......__..__._._________________..________.__________________________ C.,)rnhhef' <I) ;
(i) and index IhIswri, h d ' .b' . f
(a) apJnu _____._C !'Ul.t_eJ:._J,'nullUlper:..an __D.a.:l.sY-..M....IUlJ\peJ::,_. ..\S W~ e,
---------------- -- - .---. - --.___ . _.____.__________ ______ ___ .__ _ .___ ''>torr-ndanl (I) ilntl
(b) apJnu _..n___._._______ .n___________ .._.. _______.. _ ___.. _. ... _ _ .. ....... no n_______
------.---.-- -.-.-.-- -- -- _ -----...---____________._. _ ___ ____ _ __ ___ __ __ Gamhhre (I),
U a lis pendrns againn Ihr fral proJll"fl)' flf duo tJ,.fl"ndanl (Il in Ihr n.tmt' of till' G.u ni,lwl' "J ,1' fnllo" , : (Spt"citic.lll)'
d.",ribe property)
See legal description, attached Schedule "A".
*
sum of $26,869.67.
~y JrQJ:.{D MS :~~~~~T
AllumI') (or l'lain ((\)
Dale F. Shughart, Jr.
NOTE
Under pararraph (1) when the wrlt I, dlrrelrd to the .herlff of anoUI{'r eounty as auUltlrlzt'tl by Rull" 3103(b;
the rounty ahould be Indicated, '
Under Rule 3103(e) a writ luued on a transferred Jud,ement may lx- dlr('cl('d onl)' lu th(' ,hl'rilf of the count)'
10 which !ssurd,
ParDlraph (3) Dbove should be complMed only I[ a f'I ftrnl'd Kllrnlsht,l' Is to bl' Includl'd In thl' writ.
Panrraph (4) fa) should bc comple1t"d onl)' If Indl'X Inll' of the cxt'cullon In tht" ("ounly (If !ssuJn('{'. Is dr,irt'd as
authorbed by Rule 3104(01). When the writ !J5Ul'S to an olht"r county Indl'xlne h rl'qulft'tl ;.11 of Coursc In that
c;ounty by the prothonotary. Sec Rule 3104(b).
Par.llR"raph (4) (b) should be comr,lell'd onl>' If fl..OII propl'rty In tht" name of oil "arnlllh('l' Is ;lltilrht'{f .1nd Indl'x,
In. II a lis pendl'ns l5dt"slrro. Sf'CRu e 3104{el.
& RUNDLE
(5) Exemplion has (nol) bren w.liu:d.
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IN THE COllRT OF COMMON 1" .E.\S or
CUMBERLAND COUNTY, PENNSYI,VA.'I/'A
---Q~-~~~Q~--~~~~!_--------------------
Plaintiff
. ! ;,. OfFICE
Of ~ nr ; .,('THOH~T.l~Y
CUHCEf,,,AHO C01JHTY
PEljhSYLV.lHIA
-------------------------------------------
VI.
CHESTER J. JUMPER AND
IJJ'~
-------------------------------------------
DAISY M. JUMPER,
-------------------------------------------
Defendants
PRAECIPE FOR WRIT OF EXECUTION
(Money Judgments)
P. R. C. P. 3101 to 3149 cleo
FOWLER, ADDAMS, SHUG ART & RUNDLE
By: -~l------ -t.h~:Jh)~;; ;Y-;;r -i~~iirT(~
Da e F. S ug a~~ Jr.
Addnu: 28 South Pitt Street, P.O. Box 208
Carlisle, PA 17013
Where papers may be served.
Atty 1.D. 19373
(717) 249-8300
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SCIlEDULE "A"
,
--
ALL that certain piece or parcel of land with improvements
thereon situate in Southampton Township, Cumberland County,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Bowermaster,
South 4J 1/2 degrees West 6.J perches to a post; thence along by
land formerly of the Samuel McBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6.4
perches to a post; thence again along by the same, North 20 1/2
degrees East, 5 perches to a post; thence along in the center of
the said Furnace Road, South 64 degrees East, 0 perches to the
place of BEGINNING.
CONTAINING 40 perches or 1/4 acre.
BEING that same real estate that Brenda K. Mixell, single
woman, by her deed dated September 21, 1900 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume JJ at Page 119, conveyed
to Chester J. Jumper and Daisy M. Jumper, husband and wife,
Mortgagors herein.
Exhibit. "A"
,"'.....,,',..~,'..,'.'.f
. '
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
94 - ,;;';5.3
CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
Orrstown Bank, a Pennsylvania Banking Corporation by its
attorneys, Fowler, Addams, Shughart & Rundle, set forth as of the
date of the Praecipe for Writ of Execution was filed the
following information concerning the real property located at:
A description of the real property to be sold is
attached hereto, made a part hereof and marked Schedule "A".
1. Name and address of Owner(s) or Reputed owner(s):
~ Address
Chester J. Jumper and
Daisy M. Jumper, husband and wife
25 Gutshall Road
Shippensburg, PA 17257
~. Name and address ~f Defendant(s) in the judgment:
~
Address
Chester J. Jumper and
Daisy M. Jumper, husband and wife
25 Gutshall Road
Shippensburg, PA 17257
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
~
Address
Principal place of business:
77 East King Street
Shippensburg, PA 17257
Orrstown Bank
Mailing address:
P. O. Box 60
Orrstown, PA 17244-0060
".
4. Name and address of the last recorded holder of every
mortgage of record:
lWl.il
Address
Principal place of business:
77 East King street
Shippensburg, PA 17257
Mailing address:
P. O. Box 60
Orrstown, PA 17244-0060
P. O. Box 4060
Harrisburg, PA 17111
a. Orrstown Bank
b. Dauphin Deposit Bank and
Trust Company
5. Name and address of every
interest in or record lien on
be affected by the sale:
other person who has any record
the property and whose interest may
~
Address
None.
6. Name and address of every other person of whom the Plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
~
Address
None.
Dale F. Shughart, Jr. verifies that the statements made in
this Affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false
statements herein are made subject to the penalties of 18 Pa.
C.S. S4904 relating to unsworn falsification to thorities.
Dated: August ?;t) , 1994
Dale F. hug
Attorneys for
..---
SCIl(-;DlJl,(-; "A"
ALL that certa in piece ole pal"cel of I ilnd with improvements
thereon situate in Southampton Township, Cumberland County,
Pennsylvania, bounded and descdbed as fol lows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Uowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel McBeth lIeirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6.4
perches to a post; thence again along by the same, North 20 1/2
degrees East, 5 perches to a post; thence along in the center o[
the said Furnace ROi:ld, South 64 degrees East:, B perchf!5 to the
place of BEGINNING.
CONTAINING 40 perches or 1/4 acre.
BEING that same real estate that Brenda K. Mixell, single
woman, by her deed dated September 21, 1988 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume JJ at Page 119, conveyed
to Chester J. Jumper and Daisy M. Jumper, husband and wife,
Mortgagors herein.
.J
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or TII~ PiWTlIONOTAr.y
CUHBElllAIlO COUNTY
PEHIlSYLVAHIL
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ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
: NO. 94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
PURSUANT TO RULE 3129.2
By virtue of a certain Writ of Execution, issued out of the
Court of Common Pleas of Cumberland County, Pennsylvania, and
directed to the Sheriff of Cumberland County, aid Sheriff will
expose at public sale by public vendue or outcry at the county
commissioner's Conference Room, 2nd floor, Cumberland county
Courthouse, Carlisle, Pennsylvania at 10:00 a.m. prevailing time,
on Wednesday, December 7, 1994, there hereinafter mentioned real
estate.
THE REAL PROPERTY TO BE SOLD is located in Southampton
Township, Cumberland County, Pennsylvania, contains 40 perches or
one-quarter acre and is improved with a two story family
dwelling, and is known as 25 Gutshall Road, Shippensburg, PA
17257, the legal description for which is attached hereto as
Schedule "A" and made a part hereof.
THE JUDGMENT OF THE COURT on which the Sheriff's sale is
being held in entered to No. 94-2353 civil Term.
THE NAMES OF THE OWNERS or reputed owners of the real
property to be sold are Chester J. Jumper and Daisy M. Jumper,
husband and wife.
"- ~.
ALL PARTIES IN INTEREST AND CLAIMANTS are hereby notified
that a Schedule of Distribution will be filed by the Sheriff on a
date specified by the said Sheriff not later than thirty (30)
days after sale and that distribution will be made in accordance
with the Schedule unless exceptions are filed thereto within ten
(10) days after the filing of the Schedule.
RUNDLE
Attorneys for Plaintiff
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SCHEDULE "A"
ALL that certain piece or parcel of land with improvements
thereon situate in Southampton TownShip, Cumberland county,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Hoad;
thence along by land formerly belonging to Frank Bowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel I1cBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6.4
perches to a post; thence again along by the same, North 28 1/2
degrees East, 5 perches to il po:.>t; thence along in the cent"I.' of
the said Furnace Hoad, South 64 degrees Ea"t:, 0 perches to the
place of BEGINNING.
CONTAINING 40 perches or 1/4 acre.
BEING that same real estate that Brenda K. l1ixell, single
woman, by her deed dated September 21, 1988 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume 33 at Page 119, conveyed
to Chester J. Jumper and Daisy 11. Jumper, husband and wife,
Mortgagors herein.
1-::-:11 ) hll O'!\"
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Dale F. Shughart, Jr., Esquire, being duly sworn according
to law, deposes and states that on August 30, 1994, he deposited
in the United States mail postage prepaid the Notice of Sheriff's
Sale of real property pursuant to Pa. R.C.P. 3129.2 addressed to
Jane Muller-Peterson, Esquire, Legal Services, Inc., 8 Irvine
Row, Carlisle, PA 17013, the attorney of record for defendants,
Chester J. Jumper and Daisy M. Jumper in accordance with the
requirements of Pa. R.C.P. 3129.2 (c) (1) (ii) and
Pa. R.C.P. 440.
Sworn ~~A subscribed before me,
this ~ day of August, 1994.
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ORRSTOWN BANK,
Plaintiff
VB.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Dale F. Shughart, Jr., Esquire, being duly sworn according
to law, deposes and states that on August 30, 1994, he deposited
in the United States mail the Notice of Sheriff's Sale of real
property pursuant to Pa. R.C.P. 3129.2 addressed to Orrstown Bank
and Dauphin Deposit Bank and Trust Company in accordance with the
requirements of Pa. R.C.P. 3129.2 (c) (1) (iii). Attached hereto
are the U.S. Postal Service forms 3817, Certificates of Mailing,
confirmation of the aforesaid averments. The Affiant further
deposes and states that the aforesaid mail has not been returned
to the sender within fifteen (15) days after mailing. See, Pa.
R.C.P. 403.
('
ff
Sworn an9.subscribed before me,
this I~ day of September, 1994.
.~t-C:u :t ~~ ~
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[1C~u~:t; L flj'.'~t, ;'M,~"(: :"'.::!.'::
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U.I. 'OSTAl I.AVICI
CERTIFICATE OF MAILING
~_ 'rom:
Dale F. Shughart, Jr., Esq.
Carlisle, PA 17013
en. piece 01 Ofd.n.y tnell -.kfr.utd to:
Orrstown Bank, P.O. Box
Shippensburg, PA 17257
MAY II UIED 'OR DOMISTIC AND INURNATIONAl MAil, 0011 NOT 'ROVIDI
'OR INSURANC!! - POSTMASTIIII
PS FORM ..17 }) GPO, 1977-750-851
MAY 117' -
U.I. roITAl JIRVICI
CERTIFICATE OF MAILING
Receh'ed ',om
Dale F. Shughart, Jr., E
28 s. pitt St., P.O. Box 208
Carlisle,PA 17013
en. piece 01 ordin.ry m..I-*ir...., 10:
Daphin De{X)si t Bank and Trust Can
213 Market Street
Harrisburg, PA 17105
MAY IE UIED FOR DOMESTIC AND INTERNATIONAL MAil, ODES NOT 'ROVID.
fOA INSURANC! - !'OSTMAU!."
PS FORM 1117 <(( GPOI 1977-750-851
MAY "7'
Rec.ei.'rom:
U.I. 'oSTAL UAYIC'
CERTIFICATE OF MAILING
Dale F. Shu hart, Jr., E
28 S. Pitt St. P.O. Box
Carlisle,PA 17013
One PlKII of on:linvt m.il.o<lre.Md to:
Dauphin Deposit Bank and Trust G
P. O. Box 4060
Harrisburg, PA 17111
MAY 81 UUD 'OR DOMESTIC AND INTERNATIONAL MAIL, OOEl NOT 'ROVID.
fOR INSURANCE - POSTMAST!.R
::~:7~ Ul7 ,:, GPO: 1977-150-851
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PRAECIPE FOR LISTING CASE FOR TRIAL
(Must be typewritten and submitted In duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY
(Check one)
Please list the following case:
for JURY trial at the next term of civil court.
c...
,..
,-
x) for trial without a jury.
.
.......................................................................................................................................................1...~.......................
'--
CAPTION OF CASE
(entire caption must be stated in full)
(check one)
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-l::-
ORRS'IU'IN BANK,
Assumpsit
Trespass
Trespass (Motor Vehicle)
(Plaintiff)
(x ) /obrtgilgQ Fo~loliuJ;G-------.
(other)
vs.
CHESTER J. JUMPER AND
DAISY M. JUMPER,
The trial list will be called on August 9, ~99~_
(Defendant)
and
Trials commence on September 6, 1994
Pretrials will be held on ~~st 17, 1994
(Briefs are due 5 days before pretrials.)
vs.
(The party listing this case for trial shall provide
forthwith a copy of the praecipe to all counsel,
pursuant to local Rule 214.1.)
No. 94-2353
C.I Term
IVI ___ __u
-- ---XXffj< -
Indicate the attorney who will try case for the party who files this praecipe:
Da le F. Shughart, Jr., Esq. for Orrstown Bank
Indicate trial counsel for other parties if known: ________ _ . __ __.
Philip C. Briganti, Esq. for Chester J. and Daisy M. Jumper
This case Is ready for trial.
-- h_ -- ----- ---... - u -.~l
" . / ..
Signed: _ _c!,--)C.-2L~:. :2ltz/-,:. _I _
,
Print Name: _ .D<"llc.F'. Shughart,_ Jr. I Esq._.
Date: __~.l1~X ~,.1_924
A llorney lor:
Plaintiff
VB.
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
REPLY
AND NOW, comes the Plaintiff, Orrstown Bank, by its
attorneys, Fowler, Addams, Shughart & Rundle and makes the
following Reply to the Defendants' New Matter.
17. Denied. On the contrary, the attorney's collection fee
of $4,150 is reasonable and is designed to approximate the actual
fees which will be incurred by the Plaintiff. Plaintiff's
agreement with its attorney is that the attorney is paid a fee at
the hourly rate of $100 per hour for time actually expended in
representation of the Plaintiff, bills for which are submitted to
the Plaintiff approximately monthly and are paid within 30 days
of the date of invoice. The amount of attorney fees to be
collected from the Defendants will be the amount actually
incurred by the Plaintiff.
18. Denied. The averments of Paragraph 18 state a
conclusion of law and no answer is required. If an answer is
required, the averments are denied. On the contrary, the
averments of Plaintiff's Reply to Paragraph 17 of Defendant's New
Matter are incorporated herein by reference thereto.
19. Denied. On the contrary, Paragraph 5(d) of the
Adjustable Rate Note signed by the Defendants, Exhibit "B" to the
--
complaint, expressly provides that Defendants are liable to the
Plaintiff for all its reasonable costs and expenses, including
reasonable attorney's fees. Attorney's fees billed at the hourly
rate of $100 per hour is reasonable and is actually being
incurred. The customary percentage charge, based upon bank
experience, is that attorney fees actually incurred normally
approximate 15% of the balance due on the obligations. That
percentage is therefore used as a rule of thumb to insure that
the amount of the judgment is sufficient to cover the attorney
fees actually incurred by the Plaintiff. As stated previously,
Plaintiff will collect from the Defendants only the actual
attorney fees incurred at the hourly rate of $100 per hour based
upon the attorney's time actually expended in representation of
the Plaintiff in this matter, regardless of the amount of the
judgment. Plaintiff believes and therefore avers that to proceed
to trial and execution sale, its reasonable attorney fees,
actually incurred, will be approximately $4,150.
20. Denied. On the contrary, Paragraph 5 of the Mortgage,
Exhibit "c" to the Complaint, expressly provides that if borrower
fails to maintain fire and casualty insurance, "lender may, at
lender's option, obtain coverage to protect lender'S rights in
the property in accordance with Paragraph 7." Paragraph 7
expressly provides that the Plaintiff may take reasonable action
to protect its interests under the Agreement in which event, all
such amounts paid by the Plaintiff become additional debt under
the Mortgage which bear interest in accordance with the Note from
their date of disbursement. The $276 paid by the plaintiff to
protect its interests is a reasonable charge and is the amount
actually charged to it by the insurance company to insure its
interest.
WHEREFORE, Plaintiff respectfully prays that judgment be
entered in favor of the Plaintiff and against the Defendants in
accordance with the Plaintiff's Complaint as filed.
Respectfully submitted,
FOWLER, ADDAMS, SHUGHART &, RUNDLE
/1
By:J0?t 1~??1j:J/
Dale F. shughart'I/Jr.
Supreme Court No f1937
28 South Pitt s~ eet,
P. O. Box 208
carlisle, PA 17013
(717) 249-8300
Attorneys for Plaintiff
~
. .
VERIFICATION
Albert H. Shuller, Jr., hereby verifies that he is the
Collection Officer of Orrstown Bank, Plaintiff above named, that
he is authorized to and make this Verification for and on its
behalf, and that the facts set forth in the foregoing Reply are
true and correct to the best of his knowledge, information and
belief, and understands that false statements herein are made
subject to the penalties of 18 P ati 0 unsworn
falsifications.
DATE:
July ~ , 1994
.
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
AND NOW, this 6th day of July, 1994, I, Dale F. Shughart,
Jr., Esquire, of Fowler, Addams, Shughart & Rundle, attorneys for
Plaintiff, hereby certify that I have served a copy of the Reply
upon Philip C. Briganti, Esquire at Legal Services by personal
delivery, addressed as follows:
Philip C. Briganti, Esq.
Legal Services, Inc.
a Irvine Row
Carlisle, PA 17013
~a9~, (j/4 ~ f~
Dale F. Shughart, Jr.
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STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
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I, nn~~_b_':~~_!'__~ ~~.R!':"'_ __ __ _h _________ _____ ______ _h_ ___________m ____n___ Recorder or
need, in and ror ,aid COUnl)' and Slale do hereb)' cerlir)' lhal Ihe SheriU" Deed in which ___nn_nn__n
_______y..r_'::~!'.!')'.'!_!!fI_'!.~n_._ u_.__.___h____nn __n_ _n______n_n___n____n___._ _ i, Ihe granlee
Ihe ,ame ha,'ing been ,old 10 ,aid granlee on Ihe _n~~~I_._h_._n___n_________n_n___hn___n da)' or
nD.e.ccmh.ern.__n_.____nn_nnn__n A, D.. 19.9A__n. under and h)' virtue or a wril.n__.________
n]l_'i~!;~.t_~Q!I____n_u__hnn_n____.u_ _ ._un i~,ued on .he _~9.tJl n_n__ __n_.__U__hn______n
da)' or .~!;'.l\.'!~L.__________nnh A. n" 19_9.':!.__. out or Ih. Courl or Com man I'lea., or ,aid Coonl)' a., or
Civil 94
__n_n___n_____.__n____n_hn n..n____nn_ __ nn_u ,h__ __nnn ._hnn__ _ Term. 19. __n__
94-2353 Orrstown Bank
Number ._.__ ____n__., allhe ,uil or _n_ un__n n_ u_____.___nnn. _____n_n.n_n__nn___nn_
___nm m ___h .m_ __ ___._ _ _ _ n __ again'l_ _~J~<:~! ~.r._ -! _ !_,!~p~_r_ _ '!!I~. .~'!} !'Y.._ tt _ !_,!~p~.r. _. __ __. i,
dul)' recorded in Sherirr, Deed Book No. _nl_l_~n__n. I'age n_~?~nn___
IN TESTIMONY WHEREOF, I have hereunto
'elm)' hand and ,.al or ,aid orri.. lhi, _nL3.n_ day
or _m_._~'2n.______n_.._ A. D., J9_;(~_
-~~-R~~;.i;r-~in;.d,
R-.l1f 01 DeIdt, ~bIItand CllunIy. CIrIale, PA
My c... . .( flqIha 1M Fnl""" alJIIL 1998
"f/!,,~",~,"
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Orrstown Bank
vs
Chester J.Jumper and Daisy M. Jumper
In the Court of Common Pleas
Cumberland County. Pennsylvania
Writ No. 94-2353 Civil Term
Real Estate Writ
Robert L. Fink. Deputy Sheriff. who being duly sworn according to
law. says on October 3. 1994 at 11:05 o'clock A.M.. E.D.S.T., he
posted the property of Chester J. Jumper and Daisy M. Jumper at 25
Gutshall Road, Shippensburg, Cumberland County. Pennsylvania with a
copy of Real Estate Writ. Notice. Poster and Description according to
law.
Philip Baughman. Deputy Sheriff, who being duly sworn according
to law, says on September 6, 1994 at 12:15 o'clock P.M., E.D.S.T.. he
served true copies of Real Estate Writ, Notice, and Description in
the above entitled action upon one of the within named defendants, to
wit: Chester J. Jumper by making known unto Chester J. Jumper at 25
Gutshall Road, Shippensburg, Cumberland County. Pennsylvania, its
contents and at the same time handing to him personally the said true
and attested copies of the same.
Philip Baughman, Deputy Sheriff, who being duly sworn according
to law, says on September 6. 1994 at 12:15 o'clock P.M., E.D.S.T.. he
served true copies of Real Estate Writ. Notice and Description in the
above entitled action upon one of the within named defendants, to
wit: Daisy M. Jumper by making known unto Chester J. Jumper husband
of Daisy M. Jumer at 25 Gutshall Road, Shippensburg. Cumberland
County. Pennsylvania. its contents and at the same time handing to
him personally the said true and attested copies of the same.
Robert L. Fink, Deputy Sheriff, who being duly sworn according
to law, says on October 3, 1994 at 12:15 o'clock P.M., E.D.S.T.. he
served true copy of Real Estate Poster in the above entitled action
upon one of the within named defendants. to wit: Chester J. Jumper by
making known unto Chester J. Jumper at 300 Firehouse Road.
Shippensburg, Cumberland County, Pennsylvania, its contents and at
the same time handing to him personally the said true and attested
copies of the same.
Robert L. Fink. Deputy Sheriff, who being duly sworn according
to law, says on October 3, 1994 at 11:30 o'clock A.M., E.D.S.T., he
served true copy of Real Estate Poster in the above entitled action
upon one of the within named defendants, to wit: Daisy M. Jumper by
making known unto Daisy M. Jumper at her place of employment 59 E.
King Street, Shippensburg. Cumberland County. Pennsylvania, its
contents and at the same time handing to her personally the said true
and attested copies of the same.
R. Thomas Kline, Sheriff. who being duly sworn according to law.
says that he served the above Real Estate Writ. Notice Poster and
Description in the following manner: The Sheriff mailed one of the
within named defendants, to wit: Chester J. Jumper a notice of the
pendency of the action by regular mail to his last known address at
25 Gutshall Road. Shippensburg. Cumberland County, Pennsylvania
17257. This letter was mailed under the date of Ocotber 7, 1994 and
was never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law,
says that he served the above Real Estate Writ, Notice Poster and
Description in the following manner: The Sheriff mailed one of the
within named defendants. to wit: Daisy M. Jumper anotice of the
within named pendency of the action by regular mail to her last known
address at 25 Guthsall Road, Shippensburg, Pennsylvania l7257. This
letter was mailed under the date of October 7, 1994 and was never
returned to the Sheriff's Office.
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R. Thomas Kline, Sheriff, who being duly sworn according to
law says that after due and legal notice had been given according
to law, exposed the within described premises at public venue or
outcry at the Court House, Carlisle, Cumberland County,
Pennsylvania on December 7, 1994 at 10.00 o'clock A.M., E.D.S.T.,
and sold the same for the sum of $l.OO to Attorney Dale Shughart
Jr. for Orrstown Bank. Its successors and assigns. It being
highest bid and the best price received for the same Orrstown
Bank, Its successors and assigns at P.O. Box 60 Orrstown, Pa.
17244-0060, being the buyer in this execution paid Sheriff R.
Thomas Kline the sum of $2,603.04, it being poundage, stamps etc.
Sheriff's Costs listed below. See attached distribution sheet
for additional costs.
Sheriff's Costs.
Docketing
Poundage
Posting Bills
Advertis ing
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Cert Mail
Levy
Surcharge
22.00
640.00
9.00
9.00
10.00
7.00
.50
1.00
47.04
3.34
7.00
6.00
761.88 Pd. by Atty.
12-8-94
Sworn and subscribed to before me
this /tj!!- day ofcl..,..7
I ,
1994. A.D.
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So answers.
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by
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Dep y Sheriff
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ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
vs.
NO. 94-2353 CIVIL TERM
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
PURSUANT TO RULE 3129.2
By virtue of a certain Writ of Execution, issued out of the
Court of Common Pleas of Cumberland county, Pennsylvania, and
directed to the Sheriff of Cumberland County, aid Sheriff will
expose at public sale by public vendue or outcry at the County
Commissioner's Conference Room, 2nd floor, Cumberland county
Courthouse, Carlisle, Pennsylvania at 10:00 a.m. prevailing time,
on Wednesday, December 7, 1994, there hereinafter mentioned real
estate.
THE REAL PROPERTY TO BE SOLD is located in southampton
Township, Cumberland County, Pennsylvania, contains 40 perches or
one-quarter acre and is improved with a two story family
dwelling, and is known as 25 Gutshall Road, Shippensburg, PA
17257, the legal description for which is attached hereto as
Schedule "A" and made a part hereof.
THE JUDGMENT OF THE COURT on which the Sheriff's sale is
being held in entered to No. 94-2353 civil Term.
THE NAMES OF THE OWNERS or reputed owners of the real
property to be sold are Chester J. Jumper and Daisy M. Jumper,
husband and wife.
.-
.
ALL PARTIES IN INTEREST AND CLAIMANTS are hereby notified
that a Schedule of Distribution will be filed by the Sheriff on a
date specified by the said Sheriff not later than thirty (30)
days after sale and that distribution will be made in accordance
with the Schedule unless exceptions are filed thereto within ten
(10) days after the filing of the Schedule.
RUNDLE
Attorneys for Plaintiff
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SCIlEDULE "A"
ALL that certain piece or parcel of land with improvements
thereon situate in Southampton Township, Cumberland County,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Bowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel McBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees \~est, 6.4
perches to a post; thencC! '''Ja i n a long by tile ,;amC!, North 28 1/2
degrees East, 5 perches to a post; thC!ncc along in the cC!nter of
the sa id Furnace Hoad, South 64 degn~es Eallt. !l pC!rches to the
place of BEGINNING,
CONTAINING 40 perches 01' 1/4 acre.
BEING that same real estate that Brenda K, Mixell, single
woman, by her deed dated September 21, 1988 and recorded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "1'", Volume 33 at Page 119, conveyed
to Chester J, Jumper and Daisy M, Jumper, husband and wife,
Mortgagors herein,
J-:,," II, , I "l\"
,.
~
ORRSTOWN BANK,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
: 94 ~~3s-3 CIVIL TERM
vs.
CHESTER J. JUMPER AND
DAISY M. JUMPER,
Defendants
ACTION OF MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
Orrstown Bank, a Pennsylvania Banking corporation by its
attorneys, Fowler, Addams, Shughart & Rundle, set forth as of the
date of the Praecipe for Writ of Execution was filed the
following information concerning the real property located at:
A description of the real property to be sold is
attached hereto, made a part hereof and marked Schedule "A".
1. Name and address of Owner(s) or Reputed Owner(s) :
Name Address
Chester J. Jumper and
Daisy M. Jumper, husband and wife
25 Gutshall Road
Shippensburg, PA 17257
2. Name and address of Defendant(s) in the judgment:
Name
Address
Chester J. Jumper and
Daisy M. Jumper, husband and wife
25 Gutshall Road
Shippensburg, PA 17257
3. Name and last known address of every judgment creditor whose
judgment is a record lien on the real property to be sold:
Name
Address
Principal place of business:
77 East King Street
Shippensburg, PA 17257
Orrstown Bank
Mailing address:
P. O. Box 60
Orrstown, PA 17244-0060
,
~
4. Name and address of the last recorded holder of every
mortgage of record:
~
Address
Principal place of business:
77 East King street
Shippensburg, PA 17257
Mailing address:
P. o. Box 60
Orrstown, PA 17244-0060
a. Orrstown Bank
b. Dauphin Deposit Bank and
Trust Company
P. o. Box 4060
Harrisburg, PA 17111
5. Name and address of every other person who has any record
interest in or record lien on the property and whose interest may
be affected by the sale:
Name
Address
None.
6. Name and address of every other person of whom the Plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Name
Address
None.
Dale F. Shughart, Jr. verifies that the statements made in
this Affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false
statements herein are made subject to the penalties of 18 Pa.
C.S. 54904 relating to unsworn falsification tj1~thorities.
"2" ^ I I /" L j I.. I ''\
Dated: August jtl , 1994 rUG- ,!/....-. II, ,
Dale F. hugh rt, Jr.
Attorneys for Plaintiff
""
., .---..".
SCIlEDlJLI, "A"
ALL that certain piece at- palccel of land with improvements
thereon situate in Southampton Township, Cumberland county,
Pennsylvania, bounded and described as follows:
BEGINNING at a post in the center of the Old Furnace Road;
thence along by land formerly belonging to Frank Bowermaster,
South 43 1/2 degrees West 6.3 perches to a post; thence along by
land formerly of the Samuel McBeth Heirs (now Charles Helm), the
same of which this lot is a part, North 54 degrees West, 6,4
perches to a post; thence aga in a long by till' same, NOl-th 20 ] / J.
degrees East, 5 perches to a post; thence alonq in the center of
the said Furnace Road, South "4 degl"ecs East, Il perchc:; to the
place of BEGINNING,
CONTAINING 40 perches or ]/4 acre,
BEING that same real estate that Brenda K, Mixell, single
woman, by het" deed dated September 21, 1900 and recot"ded in the
Office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book "P", Volume JJ at Pa']e ]]9, conveyed
to Chester J, Jumper and Daisy M, Jumper, husband and wife,
Mortgagors herein.
i:~111" II "^"
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WRH' OF ElGX:l1I'ION and/or M'l'AOt-lENr
CCM'OI'WiEAL'Il1 OF PENNSYLVANIA)
COUNl'Y OF ClMBERLAND )
No.94 -2353 CIVIL IDJl Term
CIVIL AC'J'ION - LAW
TO TIlE SHERIFF' OF ClITlberland
COUNI'Y :
To satisfy the debt, interest and costs due Orrsta.m Bank
fran Chester J. JUllPE!r and Daisy M. JlITlcer
PLAINI'IFF(S)
25 Gutshall Road. Shippensbur9' PR. 17257
DEfENDANl'( S)
(l) You are directed to levy upon the property of the defendant (s) and to sell
See legal description, attached Schedule "A".
(2) You are also directed to at tach the property of the defendant ( s) not levied upon in
the possession of
GARNISHEE( S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the
garnishee(s) is/are enjoined fran paying any debt to or for the account of the defendant(s)
and fran delivering any property of the defendant(s) or othexwise disposing thereof;
(3) If property of the defendant(s) not levied upon and subject to attachment is found
in the possession of anyone other than a named garnishee. you are directed to notify
him/her that he/she has been added as a garnishee and is enjoined as above stated.
Amount Due $29,888.94
7/29/94 at rate or I.~% on the SIITl of
Interest S26,B69.67
Sfft\.ipsu~t rate of ~lOO/hr as itanized
Atty Paid $ 117.52
Plaintiff Paid
L.L.
Due Prothy
Other Costs
!':O.'10
$1.00
DATE: Auqust 30, 1994
Lawrence E. Welker
Prothonotary, Civil Division
by: l f.'/'. 0' IU'If:.,
Deputy
REQUESTING PARTY:
FCMLER, ADDAMS, SHUGHART /; RUNDLE
Name T\.::r,1~ r;' C:h"T::lIr+ .1r
Address: 2~.S?'prg~ ~~~~et
Carlisle, Pa. 17013
Attorney for:
Telephone:
Supreme Court
Plaintiff
249-8300
10 No. 19373
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On QLLOt.. 3 /, I 7 P 'I tho sheriff levied upon the defendant::.;
Interest In the real properly situaled in...&hL*- L "'0' h"", :hT
Cumberland Coumy. Pa.. knC't:n 2nd rw:::bim:c as: ,51" ~. L iI.).U?~( ,
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and rn,JI ,} f: ;;!~ ':," ;,':,' ;;' cd (:ii :.;,:hibit "A" flied wilh
this wrl't and by thl's rel~""lC. i .,1'("" r;'''i' , ......'I.n
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Date: 'l., '3 /- 9 '/
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Proof of Publication of Notlte In The Patriot and The Evening News
and The Sunday Patriot-News
UDder Act No. UT, Approreel )lay UI, 1_.
Commonwealth 01 Pen7l8ulvania. }
COllntll 01 Dallphin ..:
Michael Morrow bid I di t I d d'
...............................,............................................................ e nlf u y sworn accor nil' 0 aw, eposes an says.
Asst. Controller
That he is the ........,..,...............,of THE PATRIOT - NEWS CO" a corporation organized and exIsting
under the laws of the Commonwealth of Penns)'lvania, with its principal office and place of business at
812 to 818 Market Street, in the City of Harri.burg, County or Dauphin, State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT.NEWS
newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City,
County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT-NEWS were established March 4th, 1864. and February 15th, 1917 and September 18th,
1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto Is exactly as prInted and
Metro W~&t 25th day of October
published in their regulaJ;l'editlons and Issues which appeared on the ....................................................,.....
and the 1st and 8th days of November 1994.
........................................................................................................................................................................................
That neither he nor said Company Is interested in the subject matter of said printed notice or adver-
tising. and that all of the allegations of this statement as to the time, place and character of publication
are true; and
That he has pel'1lonal knowledge of the facts aforesai and is du~uthOrized and empowered to
verify this statement on behalf of The Patriot-News Co. resaid by r e and pursuant to a resolu-
tion unanimously passed and adopted severally by the holders a ard of directors of the said
Company and subsequently duly r~orded in the office fo 'l].ec~din f in and for id County
of Dauphin in MillCelllneOUI Book "M". Volume U. PI~e 31 L.1..
Copy of Notice or Publication
REAL :::.~~ NO,' .......,~~~~~'~~..~~~'~:~..:'~;{~~.,~;:~~.:~~~;~.::::::~;~~~'.:::~~;'~;
CIvIIT,nn November I " /" /
J~, No, 84-2353 , " / 'f!. e
MIT ......,........, . , N h:. ,.", _ ..., './-' '_N' -
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Omlown Bank Terry l::RUS~l.'l'Ill, - 'l'oti;2...... ...........,..:...;,..,....~. ..;.....
VI Harrisburg, Dauphin ounit Notarv PublIC
ChOllorJ, Jumpo"nd ~ Commlssioo Ere. Juno 6, 'Igfl
AUyD10l'Y U, Jumper My ........,..............
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naceRood,lhoncealo<Y,lbylardlolmel1yl>elong>nglO
F",,* -......, s<Mh 4J>I degoee< W"" 6 J
perdIoIlll. OOSl.lhonce alo<Y,I by land lolmel1yof tho
, s.......--Irowen..es_l...samed
, "","lIulol is. part. Nonh 54 degrees w.... 64
perdIoIlll.post:lhonce_alo<Y,Ibyl'lt.....
- 28>1dogrees E>Sl. 5perd1011ll1 OOSl.lhonal
alo<Y,Iln tho ""'" d I'lt..., FlINCt Rood, SouIh 64
_ EJsl, 8 perdIoIlo thoplacod BEGINNING,
toNT AINING 40 I*thes or YiICt1.
S ALE
#0
Cum!:?,~,);',;J,,~!},g..,~,?~m.!;y....~b,~.;:A.f..f.~...9.f.f.A,S<,~.........
Ca r 1 i 5;~,~,!..,..,.I:',~,:..",J1,~,~~.......".,.....,...........,.............
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publlcati\ln attached hereto on the
225.00
above stated dates - $.................,..........
, 1.00
Probating same $,.........':!'Zli.:.U'U..
Total $..........,................,
Publisher's Receipt for Advertising Costs
THE PATRI01'.NEWS CO., publisher of THE PATRIOT and THE EVENING NEWS and the
SUND~Y PATRIOT-NEWS, newspapers of general circulation. hereby acknowledge receipt of the
aforesaId notice and publication costs and certifies that the same have been duly paid,
TilE PATRIOT-NEWS CO,
By "'..',.."....",......,.."..""......"....",..,..........'",..,.....',,......,
,
Proof of Publication of Notite in The Patriot and The Evening News
and The Sunday Patriot-News
Vader Act 1'10. II8T, Appro...d ala, 111, 1_.
Commonwealth of Penrl8l1lvania, }
COlin/II of Dal/phin ..:
Nichael Morrow bid I dl t I d d'
."....."......"....."",.."........"............."...".............",............., e nil' u Y sworn accor nil' 0 aw. cposes an says.
Asst. Controller
That he Is the ..........."...............of THE PATRIOT - J\EWS CO., a corporation organized and existing
under the laws of the Commonwealth of Pcnns)'lvania, with Its principal office and place of business at
812 to 818 Market Street, In the City of Harrl.burg, County of Dauphin, State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT.NEWS
ncwspapera of general circulation, printed and published at 812 to 818 Market Street, In the City,
County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT-NEWS were established March 4th, 1854, and February 15th, 1917 and September 18th,
1949, respectively, and all have been continuously published ever since:
That the printed notice or publication which Is aecurcly attached hereto Is exactly as printed and
Metro W~at 25th day of October
published In their regulaJ;i'editlona ami Issues whIch appeared on the ..........................................................
and the 1st and 8th days of November 1994.
........................................................................................................................................................................................
That neither he nor aald Company Is Interested In the subject matter of said printed notice or adver-
tlalnlr, and that all of the allegations of thia statement as to the time, place and character of publication
are true: and
That he has personal knowledge of the facta aforeaal and Is d~uuthOrlzed and empowered to
verify thla atatement on behalf or The Patriot-News Co. resaid b r e and pursuant to a resolu-
tion unanimously passed and adopted severally by the holders a ard of directors of the said
Company and aubsequently duly re.:ordcd In the office fo '13ec~in f In and for Id County
of Dauphin In Mi",ellaneou. Book "M". Volume .,1, Pa~e 31 (,1..
Copy of Notice or Publication
~~:OT!~~NO,' ........~::~~'~~"~~~'~~~..~.~;,~~..~~:~~':~~~;:::.,::::~~~~::::~~;.:~
ChltlT.nn November /, /',
Juda, No, M-2J53, / " " /J e
ClvllTIITII ......,....,..., . , No 'Su' ,; :[, ___ '7 C';. :':1r!-c /
Orntown 80nll Torry I::RU9!1e1I:l'IIl, ' ..Potlh1Y-..... ............~.:............... ':......
VI Hatrisburg, Dauphin ounl( Nota,.." Publtc
Chllllr J, Jumpor Ind M Commluion E res Juno 6, 1 9~
DII'r M, Jump" My
Attr,:DII.ShughlrtJr, MonW. ~[OoO -.01
~~~=~ Statement of Advertising Costs
_..Io'Iows:
Bl:GINNING lI'post nlhe cenl<< of lhe Old FII'
""'" Road,lhIncf Ilong by ia<'<lloonony boIong'ng 10
Frri _or. Souh .3~ ~ Wes. 63
pIltIltIlo'POSl;'*""lOlgbylorolklmlertyoflhe
SIIruol__lnowCl1ll1e5_IlhesomocJ
lfII1<tllhs klI ~'1*1. NaIll". dlgroes Ww. 64
_1o.POSl;'*""ogUllb'<gby"'.....
NaIIl,28~~E....5_IoI00stti,...;
. Ib'<gnlho_cJIhoIl<lFUIllIOIRoad,SouIII64
- EIlI. 8_lolhopilcecJSEGINNING,
toNTAlNING 40 PIfthes or Y. aat.
BEING tfIe same real estate thai Brenda K MlIeII
~ woman. tJy htr l!eed ~e<I SeotemDer 11 1988
and racort)e(Iltl the 0Ihce of !he Reco-oer of OeMs In
and lor Cumbertand County, PennS"''o'ar\ia, ll'l Deed
Book "P"". VOlume 3hl Page 119. ton\tered 10 Ct\e1.
terJ JumoerandDll1yM ~.t'W)andandWlI.. r'
t.oongagon""..n, s
. ..........
Cum~,';",!:'"I;~,~,g..,~,?);I.!},!;y....~b,!'),;:~.f..f.~...Qt.f.J,g,~.........
Ca r 1 i s,~,::,!,....,!:,~,:.."..,~,?,~,~~.................,.....................,..
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached hereto on the
225.00
above stated dates - $...,.......................,
P 1. 00
robatlng same $...........2'2'li.:.'(jU..
Total $............,..............,
Receipt for Advertising Costs
THE PATRIOT-NEWS CO., publisher of THE PATRIOT and THE EVENING NEWS and the
SUNDA Y PATRIOT-NEWS, newspapers of general circulation, hereby acknowledge receipt of the
aforesaid notice and publication costs and certifies that the same have been duly paid.
THE PATRIOT-NEWS CO.
By ',....",',..,..'"..,....""..",.."",'....,'..'..,'......,,'.."...."..'""..'
~
Proof of Publication of Notlte In The Patriot and The Evening News
and The Sunday Patriot-News
UDdor Act No. lI8T, Apprond alo, Ie, 11120.
Commonwealth 01 PenMylvnnia, }
County 01 Dal/phin ..:
Hichael Morrow bid I dl t I d d'
.............................................................,......................,....... e nil' u Y sworn accor nil' 0 aw, eposes an says.
Asst. Controller
That he Is the ........,......,............of THE PATRIOT .l\EWS CO., a corporation organized and exlstlnll'
under the laws of the Commonwealth of Penns)'lvania, with its prIncipal office and place of business at
812 to 818 Market Street, in the City of Harri.burg, County of DauphIn, State of Pennsylvania, owner
and publisher of THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT-NEWS
newspapers of general circulation. printed and published at 812 to 818 Market Street. In the City,
County and State aforesaid; that THE PATRIOT and THE EVENING NEWS and the SUNDAY
PATRIOT - NEWS were established March 4th, 1854, and February 15th. 1917 and September 18th,
1949. respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto Is exactly as prInted and
Metro W~&t 25th day of October
published in their regulalicdltlons and Issues whIch appeared on the ............,.....................................,.......
and the 1st and 8th days of November 1994.
........................................................................................................................................................................................
That neither he nor said Company is Interested in the subject matter of aald printed notice or advcr-
tlslnll', and that all of the allegations of this statement as to the time, place and character of publication
are true; and
That he has personal knowledge of the facts aforcsai and Is d~1 uthorized and empowered to
verify this statement on behalf of The Patriot.News Co, orcsald bY~C and pursuant to a resolu-
tion unanimoualy passed and adopted severally by the holders a ard of directors of the Bald
ComPlDf .and IUbsequently duly re.:ordcd In the office fa '~jI')!tn f ejja in and fgJlllld County
of DaupJIfD III )lbecllancoul Book "M". Volum. l~. PI~r 31 L-v I ~
Cop,. of NotIee or Publication I
~.;. ..""'.~:~~~'~.~"~~~'~~~"~'~;{;~~"~~;~~~.:~~~;:~::::::;1;~~i::~:;'~;
'it, November I /,' /' /
......,......, '. 'T~~~~~~~;~ : ::flL.:. .~,~,:~~:l:~..~~~i~....
My M Commission E ,nJune6,19118 .......................
MerrDer.F-..."I.uo.......... is&. .01
Statement of Advertising Costs
l<iu~. ....n UO'oQ.dn,,.,. _ _D'"" 'ro I
.
I
'.1 I
I
I
I
I
I
Cum!:!,'?,!:,,I;~,!}.~..,~.?),l.!}.t.y....~r..~,;:g.f.,~..,9.f..f.J,g,~.........
Carlisle, PA. 17013
..................................................................................
To THE PATRIOT.NEWS CO., Dr.
For publishing the notice or publication attached hereto on the
225.00
above stated dateB . $............................
Probating Bame $..........'2'2'~.:.~,~..
Total $...........................,
..................... .............,.....
JI) ~p "IOO'P' ',WOO"S.P!JO '''l
S ALE
#8
Publisher's Receipt for Advertising Costs
THE PATRIOT.NEWS CO" publisher of TilE PATRIOT and THE EVENING NEWS and the
SUNDAY PATRIOT.NEWS, newspapers of general circulation, hereby acknowledge receipt of the
aforesaid notice and publication costs and certifies that the same have been duly paid,
TilE PATRIOT-NEWS CO.
Ry '........'....,'..,..,'......,........,.."..,..",....',............"......',...."
Proof of Publication of Notice in Cumberland Law
Journal
(Under Act No. 587, Approved May 16, 1929), P.L. 1784
State of Pennsylvania)
SS.
County of Cumberland )
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law
Journal, of the County and State aforesaid, being duly sworn, according to law,
deposes and says that the Cumberland Law Journal, a legal periodical
published In the Borough of Carlisle In the County and State aforesaid, was
established January 2, 1952, and designated by the local courts as the official
legal periodical for the publication of all legal notices, and has since January 2,
1952, been regularly issued weekly In said County, and that the printed notice
or publication attached hereto Is exactly the same as was printed In the regular
editions and issues of the said Cumberland Law Journal on the following dates,
viz:
NOVEMBER 16. 23. 30. 1994
REAL ESTA'Il!: IIALE NO.8
Affiant further deposes that he is authorized to verify this statement by the
Cumberland Law Journal, a legal periodical of general circulation, and that he
is not interested in the subject matter of the aforesaid notice or advertisement,
and that all allegations in the foregoing statements as to time, place and
character of publication are true.
/ !" ) ) ) I ( ------
Roger M. Mo~genthal
Sworn and subscribed before me
Wrtl No, 94-2353 Clvtl
Judg, No, 94-2353 Clvll
Orrstown Bank
30
NOVEMBER 94
19
// 1'-
j' , ' 1/00'1171' /
VB,
Chesler J, Jumpcr and Daisy M,
Jumpcr
Ally,: Dale Shughart Jr,
Exhibit "A"
ALL Utal certain piece or parcel of
land wtth Improvements thereon sltu-
ale In SouUtnmplon Township. Cum,
berland Counly. Pennsylvania, bound,
ed and descrtbed as foUows:
BEGINNING al a poslln Ihe center
of the old Furnace Road: thence along
by land fonnerly belonglng to Fmnk
Bowennaster, Soulh 43 1/2 degrces
West 6.3 perches to a }lost: thence
along by land formerly of the ~ 3muel
McBelh Hel'" (now Charles Helml.lhe
same of which this lot Is a part. North
54 degret"s West. 6.4 perches to n
post: thence Biotal" along by the 801me,
North 28 1/2 degrttS Emu. 5 perche-s
to n post: th("n~ along In the center
of 111(" s.11d Furnace Road. South 6.1
deJ.tret'~ Enst, 8 perches to the place
of UF.GINNING,
COm"A1NING 40 pcrche. or 1/4
aCn!.
BEING that same rral estalr that
Orenda K, Mlxell, sln~lr woman, hy
her dn"d dnt("d &pt(,,1111)("r 21, 19HH
and rt"l'onl("d In th(" ornC'r of tilt' Hr-
C'onll"r of Drrd!i In awl for C1I1I1))c"r-
land County, Prnn!iylv.mla, In I kc-d
Book "p", VnlUIlU" :tl at I';I~(' II!),
l'on\'c-j'c-d to Chr!ilrf "J. ,JlIlIllwf .lIltl
Dalsv ~1. .Jtlllllx'r, hll!'ohmul alld wlh',
Mflrt-~a~ors lU'n'!n,
this
day of
:J ( ,/, 'I'
,
~I
)
L
.
, #
. '.
SALE NO. 8
S750.00
Advance Costs Pd.
Atty. I Dale Shughart Jr.
Assessed Valuation
S2,370.00
WRI'I' NO. 94-2353 Civil Term, 199
Orrstown Bank
vs
Chester J. Jumper
25 Gutshall Rd.
Shippensburg, Pa.
and Daisy M. Jumper
REAL DEBT
INTEREST
ATTY'S COMM.
WRIT COSTS, ATTY.
WRIT COSTS, PLIFF
ESCROW
LATE CHARGES
29,888.94-
733.31
l,380.00
11 7.52
SHERIFF'S COSTS:
DOCKETING
POUNDAGE
POSTING BILLS
ADVERTISING
ACKNOWLEDGING DEED
AUCTIONEER
LAW LIBRARY
COUNTY
MILEAGE
MONEY MADE WRIT
CERT MAIL
POSTPONE SALE
LEVY
SURCHARGE
22.00
640.00
9.00
9.00
lO.OO
7.00
.50
1.00
47.04
3.34
7.00
6.00
Legal Search
ADVERTISING
LAW JOURNAL
PATRIOT
SHARE OF BILLS
DEEDS
226.00
1J9 :8&
10.00
Sheriff's Deel.!
13.00
Federal Stamps
Pa. Realty Transfer
Twp Realty Transfer
TAXES 1994 Co. Twp & Lib. School
1992 & 1993 Taxes Tax Claim
405.35
974.73