Loading...
HomeMy WebLinkAbout94-02533 f' '- ~ . Ll\RRY E. B~ PrJ\IN1'IFF' I IN 'l1lE OlJRl' OF ~ PIEIIS OF I ct.M3ERU\ND mJm"{, PENNSYLV1INIA I v. I CML I\CTION - ll\W I NO. 2533 civil 1994 E~ BRAX'lOO DEFmDANT <D4PIAINT JH) 1Uf, cx:tres the Plaintiff, Larry E. Braxton, Pm se (hereinafter referred to as Larry), and makes the follCMing aweal fmn the judgaoont rendered by the District Justice Glenn R. Farner. 1. Larry resides at 3602 Kent Drive, Mechanicsburg, ClJnberland County, Pennsylvania 17055. 2. The Defendant is EileP.n Braxton (hereinafter referred to as Defendant) resides at 1509 Hilton Street, A~nt 101, Norfolk, Virginia 23518. Defendant is represented by her attorney JaMeS 1\, Johnson of Jolmson, Duffie, Stewart and Weidner, 301 Market Street, Iaroyne, Pennsylvania 17043. 3. Larty was infol1red by Proff!ssional1\bstract, Incorporated, his settlement agency, on December 21, 1993, that a judgement was held against his resident property and refinancing of the ITDrtgage on the property could not close on DecembP.r 23, 1993, unless the judgement was clearod. Larty had no prior knowledge of tJle judgenent. 4. T..arry is elTq:Jloyod by tJle State Correcticmal Institution at CIlITp Hill nnd \'/as scheduled to work overtirre fIU11 8 o'clnck JIM to 4 o'clOCk m on December 22, 1994. Consequently, his overtOO had to be cancelled in order to investigate and clear the subjp.ct judgC!OOnt. IDss of $182.24 in wageb resulted. 1\ mm and correct copy of a wage loss stateroont is marked as Exhibit "1\". 5. 1\t the ClDrberllUld CO\mty Prothonotary Office, Larry found a judgerent had been entered on DeccniJer 11, 1989, against the Defendant by Sears, l\:>cbuck and Corrpany for $836.30, plus court costs of $62.50 (total $898.801. 1\ true and correct copy if! marked as Exhibit "B". 6. Defendant's residence was at 11 Werden Drive, Camp lIill, Pennsylvania when Sears attenpted to collect mllP.Y o.-ied, and, at the t:lrre a c:anplaint was filed with District Justice Fobert Manlovp. upon the Defendantl she did not ar:pP.ar at tho Novarber 3, 1989, hearing. 1\ true and correct ropy is marked as Exhibit "C". 7. Larry and Defendant separated as husband and wife on June 4, 1988, and Defendant departerl the residency at 3602 Kent Drive, Mechanicsburg, Pennsylvania also on thif! date, Larry was the Plaintiff in the divorce action. Decree in Divorce was ordered January 9, 1989, however, an order of court in equitable distribution of property was not rendered until November 9, 1992 and later upheld by the Superior Court on Septanber 17, 1993. 1\11 prqJerty marital and non-marita1, was addressed by the Honorable Judge Hoffer. 1\ true and correct copy is J11iII'ked Exhibit "D". B, On Decanher 22, 1993, Larry, under duress, paid Sears, Foebuck and CallJany $B9B.BO on behalf of Defendant. '1lIis payrrent now made it possible for Larry to refinance his property on December 23, 1993. A true and correct copy is J1lI\rk~ Exhibit "E". 9. In order for Larry to satisfy the entire judgerrent a cash advance on his credit card was r~ired at an interest rate of 19,BOO%1 he coold not afford to pay any mre than an extra $25.00 per mnth. Larry charges Defendant 19.BOO% interest at $25.00 per mnth nn $B9B,BO for a total paYJrCnt of $1,374.54. Ilcfer to J\rrortization Schedule rrarked -2- of' t .. II(.'I\., .. ,'j \ '" r' , \ Iobert /Canlov. D1atrlct Juat1c. ,,', ~ ,~50' IIarht at ,i')", ~'.Ul, 'A 17011 ,', \ \'-:"".' i , . f'\ itl '.. ~~~ 1'1; .I ',." \ , 1IJ. 303 (U,l(~rlb'OMPLAINT I'l^'~HIII I' , . ~--..,.... "'1 tMME AND AuonESS Gun, ftoehucll and ('"",,"1lJ' 000 Corporat. Clrcl. "\' IInrrhbur9. 'A 17110 '';-', o TAE6P"SS ~ ASSUMPSIT, i~~I1J4 ~UMDEn l^/8:9, ~'114TE'I;I(ED: /9 461 I. DUrNll'NT VS, FILING COSTS AMUUNT . J 2 .50 15.00 $ Ii, rJO -(,L /iu- s PATF. I'AIU I" ", ,1 NAMI: ANIl ,~''--:-'''l'munff,S L_ Biluen Orallton 11 Yv..rclon Dr C1 Cop 11111, IA,17011 . 4 ' SEnVICE COSTS TOTAL " TO THE DEf.E~PANT;, T~E:.ADOVE NAMrD PLAINTIfF I!I Mh:' JUOU~'ENT AGAINST V,," 101\ S 8J6.JD . coata '.',..; \,,~ : , ' TOUETlilli WITH COST SUPaN THl FULl OWIN[; CI ,)I~' ---~"-----'--- --. -..--.-_.____.u.____....___ .__ __ -----..--- I, ' ..1Mc. clu alld re.a1nlDV OD th8 S..n Charve account 1n the IIl10ant of I' ..:16.30 plua the coat of thla action. ~.. A18o, the return of, S.ara. credit ~rda IlUllberad, 54 33003 79444 1 .' ,..( ,.''f..; " "'[1; , ,-'. ~p~",. , r" V!' tI, P'1!1t. ' I I', 'r ",' " , ",;1 J, ':f if' . i.. ." -, . ... .,,~ . . ' ',,' ,( t', -j ,::', ,I',',. D. W. "'I!ltllall, C:ollectiOll Nana,ar 717651 1209 ' I~., I"" 'f! ;0'111 on ,~",4""pl.",1 ""'"".',,,tl (O"~,~t1:;-,,,.l_' 0/;;; T,;;;-.;;j!:Ij;~ ,.';I ";0"'0"".',";;; ",..;'II'I' T. matlJ..'~"l't'i-i.v'f::f~~'XJ;~ OI,'t"OO 4904 ollh( ell"''' COdr' IHI.C S, ~~UO~I ""''''0 \0 u"""",,, 1.1111',."00 '0 "UII""'I~"J"...<,,;r- .?'; , , ,'."_ ... ..:.1,..,/ :~ J.. . --.----- ----------.--- h'~'lfttl"p 0' p'all".lfl I,-J . - t ~ ':/' ". ' . . Yl ') . " IP"In'ill~-;~-;;~;';~' ____"_~.~ _~_, h " ,,'..'. , flEAIlINl1lS SCUED, lIlEO DV J1~SI IlIC1 JI/r. TICI'. A!; flll.l.llW! 1:!,CAT10N \~;...; ",~;-.~"I"w~"'.~A,'1~1I, O'lf NOVFJUl~-.~..~~~~ _ 'TiMe:1HlIU"l. .,. .' . '"",' .-~..::_-,----_._-.__._-------.._..-._-_... -------.-.-- .-.---------..-.. 'Up!,! i~hND TO ENTER A DEFENSf TO TillS cOMPLAttlT, VOU SUOUUl NOTIFY TillS 01 FICE "~MEOIA TEL V, ,., , ,;. ~V't!;, , j~~~~~~~ A ~L ~I~:U~:"'N~~" T:'EPLAI,NTIFF WIIIC" IS WITHIN '115tll'C1 J"1;lIC' JUHISllICTiON AND w'lIe~~(OU 1~"'~NDJtr W~"r A' 'i'tf'II1EA"ING, W,Il:MIlSl FIL~ T.()N~"COM.L"'NT rOAM Al TIllS OFFICl A1 LLAS1 FIVE 1&1 OA~S DIFOA' niE DIITiJi,~IHf'L HC"'!I'IIII.' F 'voU,tlI.v,:a.....C~A, ,AD.&INST. THE PlAINTiff WIlICH IS NOT WITIl'N OIGTAICl'LJ8TICE JOIlII, OlqTION7 ~t\l' , iJ~SI J~~,q~tTlON FrO~~I~~F~+' TO Tllt!AOCEDUnu Vt;u MJ,Iy FOL\.f;lW, ,', " ."!:n:~n',,< ' 'I.,~ ~,~~T APPEA~ ,"f;,TtiE lJelRINQ'AND PllmNT vcun DmNSE, UNLESS YOU DO, JUDGME~T W1,LL'~, A9AINST YOU ,BY pEFA~,~ T. ~ , '''... J. ' ...----..-...-.;;--- ----------. ._"-" --- _._._~. -...------ I o IILlilS1 E 11(1) L[IITlflF D,'1A1L ~E1UIHlIlI.C1"'1 "IlA~llr,J Pt'r'llfl SERVICI: OF PROCESS >.sII'llOOI' III 51 nVICE AllACH(b UAIL srll\'Ll1 11-1- Bq lJ NOI SEnVEO llF^SON .___~. SUMMAflV UI HSllMnNV MAY ilL IU,-, () (l~ HI vliH:.il ~1l'1I EXHI 81 T "e" AUP!.: 300 at G r ,] \'.-' '-' .. . ' .\ 1I,\I~ ~ I'~ \ ',.,. " ~ :Ir~~ , ; , ,..~.,.. , """'()E .,-", i;'~';S~~-~;~~'~:';~\:IN~SI,~ ~IIlN~J-'O^:'~-'-,~_.., ~-~U~-;~~';;'l -;:JII : ~:~;::~:~;-~w=.~... ~ ~~',~' ~l~'iIr';W,..\..w'. ,t,:~: :nf'!" '" ~ f.~'OJNT" ;'2 . l .:i'r.Il~ ~ I . ~-'Ii!'~fi ~JiOll!'lD~Pfl1El.__ ---.- .-- u,~_ ~ ' ,<? n"1\,\ 't, 1\1'1 If ":,"\', '~'~li\ oil ',.~t ' UI co~n , ~.:. LI.... : 'J{ '~\f~~\lAN,~ ~PPcA~EO AI 'll^AI~j(j is TOlAL · 8..~rnrttt\ '1. ,,' ~l;I1' '\',.,,1, ,\ I, :I'r, ..,.. ";}j"";'-/"~~~'" '",/,1, [J nr'11,t1.INT,fO DT ---- ,- -- JV[Hi'-'lNl (NH~E'O ~N IOAHI ~_ '/2-';1/ "~'Ii~\~ ',' ..,'1'(', ,.--,-- ---.. "OrlC[ ot ,IlHJGMHIT GIVIN ONIOliTEi'..J.l /ilj!l._."...~ I I ',ri.I,'.. '~,',: 0 NOT R(PRE,',Sl~~fO, ' r.J [1IS~;I'SS^L \\lfIlO~' P;;[~UUlrf ,Oo\TEI__, __ ' ,. l.. ';riJtTi;-o, I~ OEriNOl\l<l LItO rlql A~rcAn' 0 TflA/lSrEflnEU TO (flATLI _._ . _. 'rcl ~ ".' '.i .\ '[]COO~'I't!J[lJlf)lflf'rI&i1MI'___p, ...~_.""::!..:...." ~fL~'~rlFr DID NOT APPEAR' . [J Nr.'ffits11sOlr/l'~t'tlrtllv"~M'f'I rpm' .f~-~': n~W"l,K';;;: --- . LJ LL ~LJllRUE1r^l& .cnf!~:l c..lr'l'.l.!.iL __~. 'TJ j,UbGMENI mIJl.O~ThAT'SflfL- THE ORIGI 'W' 1 F R JR'l, ' J~': j: rlNAL DI!,fOSITION '-'" " '.. \ , MADE IIV _. ' '{1,j .. _ ' I I Rn!1m ,M~m,OVE '~ -----liISlRI~T ~~sT1CE I '., r'~~~::':/ , ,. ' , 0 "I" \ '. . '''I ' . .' . " .1 >.: ~it I .... \1, }, ., ,LIt:', -------;s;I'..(';,,7t:1 :-,llir~.'-' . SUM\IAIlT Of TES11MDNt ,.. "if 'tq.,:. ill' ~ . '" '\ \\ . ...: or. r, '" , ',',1, .i. " ,"". ,_..I "',,'~""t: \.' '.,i I""'~ , I') \'\",: ,~ .i' ~ . .,.,., 'I." .j', \',. ,...~ ' . , .' \ . ,~:. -'. \.'1 I . . . I 'i' , \ l,'f' " !-.t, ,0,.' '1' ,."..1...) . ''., . ,~ f. 'j rf, I . " ~'I,'1,\.:, 1$'"'l\'/1 I . ",' ",~~,-,-:v.;..,~"J-,"\J' ", , . 1.;,.'1.' .~(l" Ifl'.l \ . '~.' ~.,.,. ~:f,' ,....". l" .) ~, ..'... I ...... '~" " . . -~ -. '. . , ' ' '.", ,/.. '\, '. u..'. ., I..~ '~:~t', '} . . ~ ~.".. , ,.!.l;...'..."~'I' jl.-' ..~ .-',7"'" I' ~. \" ; .....-t' '~",' ,,1.. ", ~ .: '. , . , ':\ i' r}q..,l,., ~. . ":....~"'...\. J l',;~',"", ' :l If ' ,~~ 'p" . '. , l" , "" ".. I ,~. \"f,'" I' , 1 r ' .. ":," ,. 1'/ " " . t'" ~'I I I'WI- ' ~ r -' \., ;,11" , -',~:" " '1':,( IlbO:~i~/!"II' '+f'" :~~" r '.' '., ,~ r-r:- ' 1-,. I -::t' 1" " " " .,.... '. " .. ..It. ~~. I ~ "I 1\'. .1 .1 "1,t~j'J 't~ , '. I,,;. , , \ '., .. 1\ ~ ; - ' " , -," , : !!;ttl I\_;lt,~ . :ti1't ,~ I, '.. '~,/~" ,,~:\!i,',: ,,~I(;~~,b'\ ~,il1' ,lta'Wt. ,- ...l~\,.... .. --__.. .. t. ~ ,I' 1"1 It,' 'I' ~.,. I" " '" \ , ').4" 1/'.1. "0' "I~~ ,..'1 'to ,. ",j : ,"". '.1 , , . ..: "ra," ". '~ f.; j q i f ,>', i ", ,-..""-"' R.'i "'1" ' ". , " 'o' \ ,. ,., I, " .,.,\,J'I.1 , ;.' If",.. ' ...\, " , , .' . ~ L ~:I" :~>~ ~ )oJ , 0:' "" '. ." ,I , f,' I , , " q, ,,\ " .!ti j ,I N . '1' .,.. ;:II: " ." "'"l\ ~I' . - u:> c:::> ....I.' " t,;., " * . ,'I, , _:'.., ',"'!i'~'.i~ J\Iri'-'__ft ''.fJ~N' 'I, ~,. ,', '4S I. ...;:j ~ 4~IOI' ,0 " - , ~ ,.., I ~ r~ i ~.. . \...:", I, I, f I,i~'lf t:- . ....", " ..__._....1 , . ' J ( . Sears Roebuck and Co. Harrisburg Credit Central eoo Corporll. CiI,l. Roull.1 North H",bbulI, PA 17110 Jan 11,1990 IlUaen Braxton 11 Yverdon Dr Cl Camp Hill, PA 17011 , Dear Ms. Braxtonl . A judgment ln the amount of $ 898.80 has been recorded agalnat you at the Cumberland County Court Houee. Pleaee contact me at (717) 657 6231 immedlately to errange payment ln order to eatlefy judgment. Slncerely, ~ ~ ~}/P/;/#~ D. If. SlIetn.. Collectlon Hana.er DlfS/tl cOlfn. 110 AbHI~ , ,;. '.." ': ' .' I .1' I \-( ,( . 1,'~I,r;iI"'" 'be' .~ '1,~ '.; \, ~.\.t,1 'f j.1itlt ~I" .IiILioL..",.. . pr" .. " , ,J'" } ,1 ,~l i~;;:'" I 'Yo'.", i" ~,.,(~" ~' ..~;, '\ ' -, t' , ~" !i~ IBt\' LARRY I. BRAXTON, Plaintiff . IN TBB COURT OF COMMON PLIAB or . CUHBIRLAND COtBITy, PINNSYLVAHIA . . CIVIL ACTION ~ LAW . . NO. 2550 CIVIL 1987 v. IILlI. alAXTON, Defendant I. KIt IICIPTIO.. TO uaeT..'. KI.O.T a.far. .0"... J, AND NOW, tJ opinion filed thi. date, (( , 1992, pur.uant to the it i. ordered that. 1. The ..rital property be divided, with 40' going to plaintiff and 60' going to defendant. , 2. DefUldant .hall nceive &0' of the ..rital portion of ' ,laintiff'. pan. ion pe)'IHnt., inclUding paYMnt. b. .y ban - WlIr" noebed. 'l'be foraula for the dbtribution of plaiat1U'. .t..,-'.l'....tt\.:I~....;.."'.., " .,..... ..,..;.~: '. '11_''''''''''''"1''' ' ."',1 '...... 18 ellJlr...ad a. follow.. " (1) Total Di.tribution ..aunt x coverture fraction (14.12/20.66) · coverture . .bare (CI) (2) CS x .60 . Di.trihution to defendant 3. The followinq di.tribution i. ordered. PLAIDXrr Perlonal propertr PA property (Iqu ty) VA property (Iquity) $12,021.50 $10,500.00 ~ Ii "", I ,I" ,1,,-' ,r., , D.'IIIDAn :. Perlonal property penlion received by defendant .............. '\; $16, IU. 50 . 24flPO '17 , 114.50, 4. plaintiff Ihall pay defendant $3,902.15. EXHIBIT "n" ',,' .,I ,j: ,. -\" . . '/:: ':....>' 'I"~':' ., 11-' 1:;\ ,~ 'r\C~".'~ "j. . '. a~ , .-..1..,.-, EL : l!yt~ It}' ',', 'M."'. : ,'." . , . '. .' i,' 'J\, )'" I' \...'" I " I " I ." iit""~'~i' ., :' ,~(: , t - ~ , , , LARRY B. BRAXTON, plaintiff I IN THB COURT OP COMMON PLBAS or I CUMBBRLAND COUNTY, PBNNSYLVANIA I I CIVIL ACTION ~ LAW I I NO. 2550 CIVIL 1987 v. !ILIl!N BRAXTON, Defendant III 0 I .ZC..TIOIII TO MuUIt' I o'OIt'l' 0.11101 ..0 OADIIt or COURT Borr.R, J.: ~he plaintiff, Larry B. Braxton, age 43, and the defendant, Bile.n Braxton, age 42, were married on April 20, 1974. The partie. have one child, Michelle Braxton, born lIov.-ber 1, 1974. On AI1fiU.t 28, 1987, plaintiff filed a c~laint in divorae, however, the partie. continued to live together until June ., 1111, vMn clefead-..t left the urital haM. IIia_Ue redde. vith defendant, and plaintiff pay. $372.00 per _nth in child .upport . Attorney Ge<<:,rge A. Vaughn III va. appointed a. Ma.ter and hearing. were held on September 20 and 21, 1988. A divorce decree va. entered on January 9, 1909; the court, however, retai~ed juri.diction of the economic i..ue. pending betveen the partie.. . The Ma.ter .ub.equently filed hi. report, to whiah both partie. filed exception.. On Augu.t 31, 1989, the court r...nded the ca.e . - to-tbe Ma.ter .0 that he could more thoroughly revi.. the eleven factor. under Section 40l(d) of the Divorce Code, ..ke .pecific fJ.ndinv. of fact concerning both parti..' allegation. that the . ,I c . 'A _.'" {Ii.:, ~',"f}i' ',W-" 11":'( , , .' .:~ li'.t.i. ' ..,' . 1')1" , , ,~':,:' , , "'fft'~', , ;, ,.', ,. ," ,'_, I , oth.r h.d hidd.n or dilllipated marital ....t., and lUke aor. d.finit. r.comm.ndation. concerning the parti..' r.al ..t.t.. To that .nd h.aring. w.re held on Janu.ry 23, 1991 .nd P.bru.ry 8, 1991. The M..ter filed hiB .econd report on April 30, 1991, r.c~nding . dietribution .cheme that would award .ixty percent of the lUrital e.tate to defendant and forty p.rcent to pl.intiff. Onc. .q.in both partie I filed exception. to the Ha.ter'. r.port. Thi. court heard argument on the exc.ption., and it i. now up to u. to review the Master's findings and make a determination in thi. utt.r. Diecu..ioD A Ma.ter'. report 11 not controllinq upon the tri.l court bl1~ ie advieory only. Kleinfel tar v. Kleinfel tar, 317 'a. Superior Ct. 212, 462 A.2d 1196 (1983). Th. Superior Court .xplained th. proper .tandard in Herwia v. Herwig, 279 Pa. Sup.rior Ct. 65, 420 &.2d 746 1,.0)1 I' . , . A Ma.ter'. Report in a divorc. action, .lthouqh advi.ory only i. to be giv.n full..t con.ider.tLon, p.rticularly on ,the i..ue of credibility of witn...... Marao1i. v. Maraol~, 201 Pa. Super. 129, 192 A.2d 228 (1963). Thi. i. .0 becau.e it i. the ma.ter vho had the opportunity to ob.erve the demeanor of the witn..... and the partie.. However, in . divorc. action ve are to make an independ.nt revi.w of the record and to con.ider the .videnc. de novo, p... on it. w.ight and on the credibility of vitn....., and reach an independent conclu.ion on the ..rit. R.nkin v. Rank~, 181 Pa. Sup.r. 414, 124 A.2d 639 (1956). In revi.wing the , r.cord we B1u.t ..duloudy .xwn. .nd weigh the t..timony to di.cov.r inh.r.nt improb.bilitie. in .torie. of vitn....., incon.i.t.nci.. .nd contradiction.,. bi.. and int.r..t, oppo.ition to incontrov.rtibl. phy.ical facte, potent falsehood and oth.r f' . . . ./ C 2550 CIVIL 1987 . .: ~, I 1'\1\ '!f~"~ !I: \'/.' ,'.', ''';~ ~ ,:iA.:;., , ",:,,, ,. l'r(L I factor. by which credibility may b. a.c.rtain.d. ~, .UDra. B.rw~ at 70, 420 A.2d at 748. with th... .tandard. in mind, w. turn to the p.rti..' .xception.. I. Per.aa.l 'roD.rtv Plaintiff exc.pt. to the Huter'. valu.tion of the parti.." 1986 Ford Bronco truck. Plaintiff'. te.timony rev..l.d th.t the truck ha. A value of $11,000, but i. .ubject to a li.n of $6,000 in favor of Ford Motor Cr.dit Corpor.tion. Ba..d on thi. t..t!.ony the Ha.ter found the .quity value of the truck to be '5,000. Plaintiff al.o t..tifi.d, however, th.t hi. father had been ..kinn the pav.ant. on the Bronco for nin.t.en ~nth. and " 1- " ~l:.~' plaiDtiff owed thie ~ney to hie father. b we previoudy noted, Ja.'1' a ....t.r'. report ie giv.n the full..t coneid.ration OD th. b.u. 'Jt(>' of .itae.. cr.dibility. 2'&, 2", 484 A.2d 141, llaar-Wa Y. ......"..w., 335 'a. 'ap.rior C~. 142 (1'14). Alll9ation. of faally loan. are c~n in divorc. c..... In th. in.tent ca.. th. ....t.r found that the only aDOunt owed on the Bronco va. t~. $6,000 li.n to Pord Hotor Credit Corporation. W. find nu .rror with the Ha.ter'. d.teraination on thi. i..ue. Plaintiff al.o .xcept. to the Ha.ter'. valuation of four it... of p.r.onal propercy. a piano, gr.ndfath.r clock, living r~ ,furnitur., and dining r~,furniture. The valuation proae.. , ' i.__~ of judv-ent end opinion, not an exact .ci.nc.. ~ l1Rjg, 42 Buck. L.R. 37 (1983). The value. the parti.. a.ligned ~o th. piano, cloak, and living ro~ furniture in th.ir Inventory and 3 ~ ' .I ( , 2550 CIVIL 1987 Apprail...nt. diff.red ligniticantly. Th. M..ter'. value for th... it... repr...nt. an average of the figure. .utlldtt.d by .ach party,l w. find no r.a.on to di.agr.. with the Ma.t.r'. figur.. for the.. item.. Plaintiff al.o .xc.pt. to the value the Ma.t.r plac.d on the dining roo. furniture. Giv.n that the Ma.ter valu.d the dining, room furniture at $600.00/ the ...e value li.ted on plaintiff'. Inv.ntory and Apprailell6nt, w. find thie exc.ption meritl.... '. '. Additionally, the plaintiff .xcept. to the Ma.t.r awarding po.....ion of the piano and .tereo .quip.-nt to the defendant. It iI axiOll&tic that vh.n both partie. requ..t , ' po....lion of the .... it.. of perlonalty, on. perty will be di...ti.fied with the di.tribution. In the in.tant a..., at tbe tL.. of th. Ma.ter'. hearing, d.f.ndant va. in po.....ion of the ,1aDO aDd .t.~.o equl,..nt, aDd we ~fu..to 0..... the ...t.r'. rea~ndation that d.f.ndant r.tain po.....ion of tb... it.... ~A____. a.u" -. ~.>.. ~~'-' " '. ."'. . II. ...1 ..tat. Th. parti.. own real e.tat. in Virginia and p.nn.ylvani.. In 1983/ plaintiff attellpt.d to purcha.. property in 1 The following are the and Ma.t.rs I"~. ' na.i.Aill1 , ~'...."..,. , ' ' I .;.. .- ,luo . 2,000 'j . 91'Ddfather "',1 l' clock $ 1/100 liviD, rOGa . furniture $ 1,500 figur.. of the plaintiff, def.ndant o.f.nda"t .....t.r . 1,000 . 1,500 $' 1/800 $ 1,450 . 1,100 . 1,300 4 , ,I r . , '~~"(- , , ': .,.. 2550 CIVIL 1987 Virqinia which had been in hh family for generation.. Pldntitf'. oriqinal intention wa. to purcha.e the property in hi. and defendant'. name. Blcau.e of trouble in procuring financinq, howevlr, plaintiff'. mother and .tepfather co~aigned a note to purcha.e the property. Plaintiff'. mother'. name applar. on ,the deed a. owner of an undivided one-half intere.t, in thl property. The Ha.ter found that "the inclu.ion of plaintiff'. mother a. a record owner of the Virqinia real e.tate wa. an accommodation to the lendinq institution, and the intent of the tran.action ~a. to trander the entire ownerahip of the Virqinia real e.tate to plaintiff or to plaintiff and hi. wife." (Ha.ter" R.port (Pirat),' 8) . PlaintiU except. to thh finding by the Ha.ter and the Ha.ter'. concoaitant deteraination that all of tbe net equity in the property i~ marital property. We agree with the plaintiff on tbh utter. At though the original intention wa. for plaintiff and defendant to be .ole owner. of the property, the bank would not finance tbe purcba.e of the property. Plaintiff'. aotber had to be , . ' brouqht into the deal a. half owner. In addition to her name appearinq on the deed, plaintiff" mother ha. incurred co.t. for l repain, _intenance and upkeep of the property. Horeover, plaintiff and hi. aother have been ..king tbe aortgage pa~nt. froa the rental inc~ of the property. Thu. ve cannot agree with the ~I..ter" deterainaUon tbat plain~1ff" aother iI ..rely a ~ ncain.l owner of the prop.~ty. Accordinqly, only one-half of the 5 . t .' oJ c . .:t,. \ 2550 CIVIL 1987 equity in the property i. marital property. The equity in the Virginia property;. $27,797.551 Th. plaintiff claim. that the property i. allo .ubject to over $18,000.00 in loan. from hie relativ...1 The Muter, however, found that there wen only $13,000 in loan. from plaintiff'. relative.. 'pre.umably the Ma.ter found that there wa. a loan in the amount of $2,000 to plaintiff'. grandlllother, and two loan. from plaintiff'. aunt., one in the all\ount of $6,000 and the other in the aII\Ount of $5,000, plu. intereat. Given our conclu.ion that plaintiff.' mother i. a one-half owner of the property, we agre. , with the Ha.ter'. deci.ion not to include the alleged $5,000 loan fraa plaintiff'. mother. The te.tt.oDY revealed, howeYer, ,tbat tbe loan to one of plaintiff'e auntl, ..raeiee laitb, bad an . outetanding balance of only $3,608.58, a. of January 11, 1"1. , I The Haeter found the equity to be approxiaately $28,000. More accurately, however, the equity ie $27,797.55, which repre.ent. a fair market value of $67,087.00, le.. $19,289.65, the out.tanding mortgage balance a. of November 5, 1990 -- the ~.t recent figure available. ~' I Plaintiff cla!m. the property ie .ubject to the following loan.. (1 ) Catherine David.on $5,000 (Plaintiff'. ~ther) (2) Berneice'8aith U,OOO plu. intere.t (Plaintiff'e aunt) (3) Clara John.on $IS,OOO (Plaintiff'. aunt) (6 ) Plaintiff'. grandmother $2,000 & 2550 CIVIL 1987 Therefore, the total amount of family loan. i. $11,408.58.- , Con..quently, the net equity in the Virginia pz:operty 18 $16,388.971 one-half of thi. amount, $8,194.48, i. marital property and'.ubj.ct to equitable di.tribution. Plaintiff claim. that becau.e he ha. been paying the aortgage on the Virginia property he .bould be credited for the.e payaent.. The te.timony reveal., however, that the property i. producing rental income of $290 per month and the mortgage payment. are only $314 per month, a difference of only $24.00 per month. Furthermore, plaintiff in h18 brief argue. that h18 IIOther ha. been paying the difference between the rent received and the aort,a,e payw.nt. .ince 1983. The H..ter rec~nded that defendaDt convey ber inter.et in tbe Mechanic.burg property to plaintiff and plaintiff ae.u.. th. 7,'C~ ,80ft..... Th. net equity in th. pzoopertr b fl0,500. '1'IIe ...ter . ./ c" I~. . ..' 'I' I ':"~'G';>, I I . ,~ ,. . , ' found that the co.t. of .ale would approach no,ooo and, therefor., the partie. did not have any .i,nificant di.tributabl. equity in the pro~rty. We cannot agree with th. Ma.t.r on th18 _tter. The $10,500 difference between the fair market value of the property and the out.tanding mortgage i. ..rital property. When defendant , trandere her inter..t in the property to th. plaintiff the partie. - - Thi. figure repre.ente the followin, loan.. Buneice .aith Clara John.oD Plaintiff'. grandaother . 3,COI.5I . ',000.00 I 2.000.00 $11,401.58 7 . .' ( :,~' . , .1... c t, . 2550 CIVIL 1987 .hall equally divide the COlt. a..ociated with the tran.f.r. Plaintiff ha. been living in the Mechanic.burg property, and paying the mortgage .ince the partiee eeparated. plaintiff'. argUllent that he Ihould be giveu credit for paying the mortgage, pre.umably by uling the outltanding mortgage balance a. of the date of .eparation rather than a. of the date of the Ma.ter" h.aring, h not without merit. However,. party" contribution to the appreciation of marital aBlete h a factor to be considered in' dividing ,the property in equitable dbtribution, 23 P.8. 401(dl (71," and ". will consider plaintiff" payment of the IKlrtg.ge .ince ..paretioD wh.n w. d.cid. upon the perc.nt.ge .plit iD equitable di.tribution. itS ~.-ond v. Di.~nd, 360 P.. Superior Ct. 101, 519 A.2d 1012 (1987), ,lloc.tur d.nied, 516 P.. 633, 533 A.2d 92 (19'7) (holding th.t the trial court whicb properly aone1dered bll.baDd', po.t-..paration .Uort. in rqerd to tb. ~_1atiOD of arital ....t. did not err in valuing the property a. of the hearing dat.). In~' 351 P.. Superior ct. 5'8, 506 A.2d 928 (19861, the hu.band occupied the ..rit.l r..id.nce .ft.r ..p.ration and pald down the mortgage by $3,700. In upholding the trial court'. u.e of the hearing d.te in d.teraining the n.t equity in the marital resid.nce, the superior court reuon.d that the wU. benefited by the .ppreciation in the net equity end tbe hu.b.nd benefited by.hi. occupancy of the ho... SLailarly, in the in.t.nt c..e, plaintiff re.ided in the ho.. .fter .eparation. Although u.ing a heering date for . 8 . '. .01 , (; r, , ' . . (,,',' I. o 'l~' .e " ,.....j.. ",.i.... 'ill" ~" " '~l ' ~i'C , , 2550 CIVIL 1987 deteraining the net equity in the marital re.idence will benefit dehndant by IIUlking the appreciation in value dnce ..paration .ubject to equitable di.tribution, we muet reme.ber that plaintiff al.o benefited by hi. occupancy of the home .ince .eparation. Plaintiff aho except. to the Muter'. findinq that there i. a balance of $775.17 owing toward a ..ritel loan the partie. took to in.tall a heat PUllP in the property. In hb brief, plaintiff claim. that he hu Bince paid that amount. The Ma.ter, bowever, reco...nded that plaintiff ae.u.. tbi. debt and, therefore, it makee no difference whether it ha. already been paid or not. III. panaw Plaintiff bae been a po --r of the .Uitarr for approxiMtely twenty yean and b entitled to a peD.ion. It b DO i.r~:' " ' : : ba,u .... to cU..pute t~t tb~ portiOD of a ....i_ ..... ..d.. _' the -.rria,e !.. grital prope~y .ubject to equitable dLatributlOD. " , , : . . ....~, 332 'a. Superior Ct. 52', .11 A.2d 113 (1'1.). 'laintiff, however, claL.. that defendant ha. forfeited her right to any portion,of the pen. ion becau.e ahe ha. lied and draqqed out th..e proceed!.ng.. Thb exception, b meritle..1 while thb divorce hal been acrL.onioul, the bl... for thil cannot be placed '.olely on one party. The Malter rec~nded the plaintiff'. pen. ion be 9 ./ I, , (, 2550 CIVIL 1987 di.tribut.d according to the det.rred di.tribution method.' Under this method, a coverture fraction i. applied to the benetit. when they enter pay ItatuI. Braderman v. Braderman, 339 Pa. superior Ct. 185, 198, ~88 A.2d 613, 619 (198~). The coverture fraction repre.ent. the portion of the pen. ion attributable to the marriage. 1d. at 198, ~88 A.2d at 619. "The num.rator of the fraction retlect. the total p.riod of time the employee .pou.e participated in the plan during the marriage, and the denominator is the total period the employ.. participated in the benefits program." 1d. at 198, ~BB A.2d at 619. '"I . (~.." 'lAi'I,\:: ;", ." " '.~ '!'\'C The H..ter d.t.rmined that in the in.tant ca.. the nu.erator of the cov.rture fraction i. 170 month.. The plaintiff except. to this determination claiming that the Ha.ter u.ed tbe wrong date of .eparation. Plaintiff claim. the date of .eparation i. the date h. filed hi. divorce a~laint, Auqu.t 21, 11'7, ratber than the date detendant lett the ..rital re.idence, June 4, 1981. Defendant te.tifi.d that from Auquet 2B, 1987, to June 4, 1988, the , Th.re are two m.thod. for distributing pendon.. the immediate offlet method, wh.re the pre.ent value of the pen. ion benefite i. calculated and divided when the equitable di.tribution award is .ntered or the deferred dhtribution method, where the benefit. are apportioned a. they enter pay .tatu.. Although the L..ediate otf.et m.thod i. u.ually preferred, where the partie. do not po..... enough a..et. to ott.et the pen. ion award, the deferred di.tribution .ethod .hould b. ueed. Iraderaan v. Ir.d....ft; 331 'a. Superior ct. 1B5, ~B8 A.2d 613 (198~). In the in.tant aa.., the Ha.ter u.ed the deferred dhtribution ..thod beGau.., the partie.' ....t. are h.uUioient to oU.et the pen.ion avari. ru~he~re, .inoe the date ot the Ma.ter'e hearing, plaintiff ha., retired and hi. pen.ion has .ntered pay .tatu.. Acaordingly, ve believe the def.rred di.tribution method i. the preferable ..thod to u.e in this ca.e. 10 r .. BL'~"""l' , \' ;::." ..",,""',.., "'I'q"-V'"' .. " . , , 2550 CIVIL 1987 parti.. lived together and were trying to reconcil.. We agree with the Ma.t.r that the date of ..paration i. the date the wife l.ft the maritAl re.idence. Th.refore the numerAtor of the coverture fraction i. 14.12 y.ar..' The pArtie. hAve .tipulated thAt plaintiff .ntered the military on July 27, 1970, and retired on March 31, 1991, and th.r.fore, the denominator of the coverture fraction i. 20 year., 8 months, or 20.66 years. DefendAnt ShAll receive 60' of the marital portion of the pension benefit. plaintiff i. .ntitled to r.c.iv. or ha. r.ceived.' IV. Debt. Th. Ma.ter found that plaintiff bad paid ..rital debte in the .-aunt of $5,200 and .hould b. r.~ur..d for on.-balf of that UIO\lnt. Plaintiff chill. that in.tead of $5,200 that figure .hould Appar..tly, tb. difference betWln tbe ...t.r'. be' '7,551.11. , , . Upre and plaintiff'. figure repre.ent. a payroll advua. and "53.23 in utility bill.. Ividently, the payroll advance bad .~thinq to do with the loan. froa plaintiff'. faaily. We have , Fourteen yea~8 and forty-five day. pa..ed from the date of aarriaqe to the date of .eparation. 'To arrive at d.fendant'. .har. of the p.n.ion pay.ent., the .-aunt of any payaent plaintiff i. .ntitl.d to r.c.iv. i. reduc.d by the cov.rtur. fraction, th.n that .-aunt i. .ultiplied by .50 (5ot). Th. formula for the diltribution of the pandon 11 ..pr....d a. follow.. (1) Total Di.tribution aMOunt x cov.rature fraction (14.12/20.66) · Cov.rture Share (CS) (2) CS x .60 · di.tribution to defendant 11 '. '" , , " 2550 CIVIL 1987 ,(:, already dealt with tho.e loan. previou.ly, and we refu.e to again include that figure in the marital debt.. The $653.23 in utility bill., however, .hould be included in the amount of marital bill. plaintiff paid. After te.tifying and introducing .tate..nt. for variou. bill., the plaintiff te.tified that he paid utility bill.a .ewer, cable, electric and water. The Muter .ugg..ted that plaintiff ju.t offer te.timony on the.e bill. in.tead of introducing them a. exhibit.. (N.T. 9/20/88, 64.) The Ma.ter, however, neglected to include the.e bill. in the amount of marital . bill. tbat plaintiff paid. Adding the $653.23 to the other urital bill. the plaintiff paid, we c~ up with a total of $5,938.89.1 .1aiDtiff i. entitled to a credit for one-half of tbi. .-aunt a .2,.....~. Plaintiff al.o except. to tb. Ma.ter not orediting hta for paying oertain of defendant'. po.t-..paration debt.. '!'b. ...t.r, b4wa.ar, did giva plaintiff oredit for $1,1&0. f....-." ..... 1[.-...." ..... '1:"'" , ...,'~' ~"iooi,p....~". ~TT,~" 11';" , v. &01(" .~ Plaintiffaxcapt. to the Ma.ter'. analy.i. of the 401(d) fa~tor. and hi. rec~ndation. that the urital e.tate be .plit 1 We arrived at thi. figure by adding the following a Diloover Card Citibank Ma.tercard Sear. citibank Vila Apple Credit Navy rederal Credit Sever Cable "'L Water $ 748.15 $1,695.91 $ 978.99 $ 130.24 $ 153.53 $ 871.84 ., $.93.~!I' .. It.!l1 . 323.!l0 $ 1&1.29 $5,9~1.89 12 " (, ':jli,' '. 1;'1 ~ , ;' " \ 'f)':i[rr' " , I, , ~ , '.'- 1',\ ,. " ",,\ , 'I , , . ,', ':, ,.;,. j')', .:.-:...........;. P"'~" _.. , V:.~~,., .', ,;",L.t "~" I . , 2550 CIVIL 1987 60/40 in favor of defendant. We find that the Ha.ter adequately analyzed the 401(d) facton and we agree with hb recollllllended 60/40 .plit. Hany of plaintiff'. exception. in thi. category are without any merit. Fir.t, plaintiff excepted to the Ma.t.r not .xplicitly making a finding concerning what each party'. vocational .kill. are. We believe thb wa. implicit in the Ma.ter'. d!lcullion. Second, plaintiff except. to the Ha.ter not finding that defendant ..de falae accu.ation. which hurt hie military career. The plaintiff did win a defamation judgment again.t the defendant. The jury in that action, however, award.d plaintiff damage.' of only fl.OO. The jury in that action evidently did not believe that plaintiff'. career wa. hurt by defendant'. reaarkl, and there .t.ply va. no additional evidence in front of the ...ter to l.ad bill to conclud. othervb.. Third, 'plaintiff clailu that the ...t.r'. finding that hi. inc~ i. '1,'00 per ~Dth i. in error ........ .ub.aqu.nt to tb. ....tar'. b.adDl be baa retired. At tbe tt.a of the Ha.t.r'. hearing, how.ver, the $1900 par ~nth va. an accurate figure. Th. Ha.ter did note that plaintiff indicated be ..y r.tire .oon, and the Ma.ter concluded that "[W). do not believe hi. retire..nt would be of any mom.nt, however, becau.e hi. inco.e potential re..in. the .Ule. There ha. been no te.tiaony .u9ge.ting that hi. retirement i. r.quired or coapelled for any rea.on beyond hi. control." (H..t.r'. Report (Second), 10). We agree vith the ....t.r'. analy.i. of thi. i..u.. Both partie. ..de claim. that the other dillipat.d or hid 13 , ' . ,I ~~ 2550 CIVIL 1987 ..rit.l ....t.. Att.r reviewing the tr.n.cript., w. .gr.. with the Ha.t.r that th.r. .imply i. no .ub.tantial .vid.nc. to .upport .ny cl.iaa that the oth.r party hid or di..ipat.d ....t.. Thu., w. rej.ct plaintiff'. .xc.ption. d.aling with the .ll.g.tion that' (1) dd.nd.nt participated in a p.ndon pl.n oth.r than what .h. te.tifi.d te; (2) defendant hid proc..d. from the .al. of the parti..' California hom., and (3) d.f.nd.nt ha. accw.ulat.d .nd hidd.n over $19,080 in money that plaintiff had .ent to her from hi. ailit.ry p.y during the ..rriag.. . Addition.lly, th.r. ha. b..n .uch di.put. ov.r . c.rtific.t. of d.pc.it. In h.r te.tiJlony, the def.ndant .tipul.t.d . \'_,/1'-: ,~ ~~:~.:~. w:: ::~ :it;:y P:fo;~:rit::. ::nc:. t: :H::~ aL~~~.",.,~.:s:~~nted frr". th. CD w.. u.ed to pay for .ae of ..10...11.'. .~.: ::;~'-."Jn.... Th. ....t.r .cc.pted c1ef.DdaDt'. aet'--IIJ _ W. lan. ';\<',~l . and we ... no reaaon to dilturb the Ma.t.r'. fiDdill9. on thb i..u.. Aft.r con.id.ring all th. 401(d) f.ctor., including that hu.band ha. b.en making the mort gag. p.yment. on the p.nn.ylv.ni. 'property, we find. 60/40 di.tribution .quitabl.. VI . Ca.....l ..... &ad Coat. Pl.intiff claiaa that d.f.nd.nt d.lay.d the proc.eding. aDd .hould pay for hi. .ttorn.y'. f.... 'lb. Superior Court, in IRlJv. lald, 374 P.. Sup.rior Ct. 317, 329, 542 A.2d 1374, 1379.80 (11111), a1.1oc.tur aranted, 520 P.. 612,554 A.2d 505 (UU), 14 (', , ' "., 'it.;, ,JJ.'4lIfo- , r,\ \.:~ .. t, ~, " 2550 CIVIL 1987 .tat.d, . A court may, of cour.., make an award of feee purluant to it. dilcretionary power. 23 P.S. Section 401(b). The factor. to b. con. ide red in making the determination include the .ize of the e.tate of the moving part!, the value of coun.el'. ..rvic.. and the mov ng party'. ability to pay. Sema.ek v. Sema.ek, 231 Pa. Super. 1, 14, , 479 A.2d 1047, 1054 (1984), ~ and affirmed, 509 Pa. 287, 292 n.4, 502 A.2d 109, 113 n. 4 (1985). In making an award, the lower court may allo con.ider the diltributive Ihare of the moving party'e estate. See Camcbell v. Camcbell, 357 Pat Super. 483, 494, 516 A.2d 363, 369 (1986) (en banc). The paramount conc.rn, how.v.r, i. with placing the parti.. 'on e par in d.f.nding their right..' Dech v. D.ch, 342 Pa. Super. 17, 23, 492 A.2d 41, 44 (1985) . Actual n..d .u.t b. ehown in order to ju.tify an averi of oOUA..l f.... John.on v. John.on, 365 Pa. Sup.rior Ct. 40', 52. &.2d 1123 (UI7), .Uacatur dIJU.Id, 517 Pa. 623, 531 &.2d 177 ....I_....r. .'-.. '1 "(1117)' ~, 342 Pa. Superior Ct. 17, 492 A.2d n (1115). , ft. coun.al fe.. incurred by both partie. a. a r..ult of the dteadad litigation betwe.n th.. are .noDlOu.. Unfortunat.l" howev.r, neither party will receive a.let. .ufficient to .ati.fy th.ir coun..l fee., and we agree with the Ha.ter that .ach party ahould bear the exp.n.e of hi. or her own coun..l f.... Although the Ha.ter r.co...nded that the parti.. .plit tb. Ma.t.r'. f.e., plaintiff ha. paid the entire $3,317.36 wbiob baa baan paid to dat.. Tb. Ma.ter d.terainld that plaintiff i. .ntitled to a oredit for one-half of thi. amount, $1,658.68. Tb. plailltUf olaiJu that he had to take out a loan to pay the Ma.ter'. 15 . " . . .. C 2!l!l0 CIVIL 1987 fee. and h.. incurred inter..t charg.. in the .-aunt of '1,751.21 and i. al.o .ntitl.d to a cr.dit for thi. ..ount. w. di.agr... Th. r.cord i. d.void of .vid.nc. r.garding the t.ra. of thi. loan and th.r',i. no pr.ced.nt for thi. type of .ward. VII. Di.tribvtiaD .a~." Th. following npr...nt. the ..rital prop.rty of the . { ,~...., ' ; .ti"~ '. ..... \-. ~, , ..~, . ':' (J . . (#fJ . I c' partie.. Plaintiff'. pln.ion Plr.onal proplrty ..t .quity in PA property ..t Iquity in VA prop.rty PIn. ion r.c.iv.d by dlf.ndant ----- '28, 8lI7. 00 110,500.00 . .,114.48 , 24f.OP '47 ,137.48 Th. d.f.adant i. to rea. i.. '0 plraeat of the .alu. of tt.1. ~.rty a. vell a. '0 peraent of the Meltal portlon of plaLatiff'. pen lion pe)'Mnt. a. th.y &1'1 received by plaintiff, 1Ml_' III\f ..,..at. plaintiff _, ..... alnMr ""1.... ftl '~. ., .--. .. ~ followln, di.tributlon 1. ord.redl l1aI.aWi ..r.onal property PA property (.qulty) VA prop.rty (Iquity) 112,021.!l0 810,!l00.00 . '.114.41 $,30,722.98 ~f.....' " ..r.onal property '1.,"1.!l0 ..n.ion r.c.ived by d.fendant ~ , ~ 'laintlff receiv.d .li,htly ~rl than 41 plra.at of thl property and beth pile.. of r.al ..tat.. Ther.for., in --- penonal order far deflndant to r,clivl '0 perclnt of thl ..rital ....t., 16 , ' , . I tU AMORTIZATION SCHEDULE ttt 899 at 19.800 , for 55 Months MONTH PAYMENT INTEREST PART PRINCIPAL PART LOAN BALANCE 1 $25.00 $14.84 $10.16 $888.64 2 $25.00 $14.67 $10.33 $878.31 3 $25.00 $14.50 $10.50 $867.81 4 $25.00 $14.32 $10.68 $857.13 5 $25.00 $14 .15 $10,85 $846.28 6 $25.00 $13.97 $11.03 $835.25 7 $25.00 $13.79 $11.21 $824.04 8 $25.00 $13.60 $11.40 $812.64 9 $25.00 $13.41 $11. 59 $801. 05 10 $25.00 $13.22 $11. 78 $789.27 11 $25.00 $13.03 $11.97 $777.30 12 $25.00 $12.83 $12.17 $765.13 13 $25.00 $12.63 $12.37 $752.76 14 $25.00 $12.43 $12.57 $740.19 15 $25.00 $12.22 $12.78 $727.41 16 $25.00 $12.01 $12.99 $714.42 17 $25.00 $11.79 $13.21 $701. 21 18 $25.00 $11. 57 $13.43 $687.78 19 $25.00 $11.35 $13.65 $674 .13 '20 $25.00 $11.13 $13.87 $660.26 21 $25.00 $10.90 $14.10 $646.16 22 $25.00 $10.67 $14.33 $631.83 23 $25.00 $10.43 $14.57 $617.26 24 $25.00 $10.19 $14.81 $602.45 25 $25.00 $9.95 $15.05 $587.40 26 $25.00 $9.70 $15.30 $572.10 27 $25.00 $9.44 $15.56 $556.54 2. $25.00 $9.19 $15.81 $540.73 29 $25.00 $8.93 $16.07 $524.66 30 $25.00 $8.66 $16.34 $508.32 31 $25.00 $8.39 $16.61 $491.71 32 $25.00 $8.12 $16.88 $474.83 33 $25.00 $7.84 $17.16 $457.67 34 $25.00 $7.56 $17.44 $440.23 35 $25.00 $7.27 $17.73 $422.50 36 $25.00 $6.98 $18.02 $404.48 37 $25.00 $6.68 $18.32 $386.16 38 $25.00 $6.38 $18.62 $367.54 39 $25.00 $6.07 $18.93 $348.61 40 $25,00 $5.76 $19.24 $329.37 41 $25.00 $5.44 $19.56 $309.81 42 $25.00 $5.12 $19.88 $289.93 43 $25.00 $4.79 $20.21 $269.72 44 $25.00 $4.46 $20.54 $249.18 45 $25.00 $4.12 $20.88 $228.30 46 $25.00 $3.77 $21. 23 $207.07 47 $25.00 $3.42 $21. 58 $185.49 48 $25.00 $3.07 $21.93 $163.56 49 $25.00 $2.70 $22.30 $141.26 50 $25.00 $2.34 $22.66 $118.60 51 $25.00 $1.96 $23.04 $95.56 - 1- EXIIIBIT "F" , , . , ttt AMORTIZATION SCHEDULE *** MONTH PAYMENT INTEREST PART 52 $25.00 $1. 58 53 $25.00 $1. 20 54 $25.00 $.80 55 $24.54 $.40 ------------- TOTAL $1,374.54 PAYMENTS 9 . 899 at 19.800' for 55 Month. PRINCIPAL PART $23.42 $23.80 $24.20 $24.14 LOAN BALANCE $72.14 $48.34 $24.14 $.00 I"L': l': E......,' 'I"'S""'L: 'e"'" C' 'O"P" "'V." .. . It. . I' '.' I'. ' ... . .. . I. I ,f I ". I .. . . ,', ,'. '. I .' " " . . . . '. , . '. ..' . It . . .' · .. .:. .' . .......,.......,::".:,' . '.:". ,'..,::".:' '..,', ...,,' '. . IllEGIBLE COpy IllEGIBLE COpy I"~L: ~L: .e..:..'.'.' ..I"'S..".'L.: E...:..'. C'" "0' ,'.p.'.'. 't:Y.'~ .. . ..' . .. . . " . . . . ,'. '. . .' ", '., '. ,..'.,. . . . '. .'-'. I . . .' · . .:.... '. :'. . , .,.... . ,:-: .:" . . . :' .. ". . ,.,.: .:', '. " " ..', , . ' .' COMMONWlAL!I( OF PENNSYLVANIA CIVIL COMPLAINT ,'I ~ .,..,., .. ..__.u_____.___ _ ,..____._~_ M3glllolu,1 [1"10>'11/",,,,.,, .. O~ uJ NI",,' I ~'" t:l."WIl 11.. t'Al\UKR 'Adlltl.. '001 J.lIlKll 11'. KlClWfU:SIVaa.'A 17055 TuIophone Nu, (717, 761-1nO :ie..': .. COMPlAIN! NUMBeR: CV 0??oo76-94 ~;,('" DATE FIlED s-4-f4 "1" t< f.',..' 3 u4 1'1 f,Pi lit I I j' Il~' Lit". ,/ ,I', I I, I II ',i" "I t'l " DEfENDANT(S): VB, \. "~ '\_\;-'~."t FILING COS1S $ ~'~ ' ~~K;r COSTS : M10UNl 41.)0 J.op,SO ' DATE PA'll 0.1 N.UTKI AddlOfI,:) i ,/1,,, L/,1~1!" I ~ 0 'I H; I I LoiS I. H,lf,IClI, ", ,_ 0 ,'I r, ',\'tft" '1,1, J oJ I III ':~':-i . .. 0.2 Nam" AdllAl88 46.00 3-4-'4 I , ~ . '.' .; ;.t. AClPt; U\-l.l PLAINTIFF'S COPY ,> PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT (Thl' plool 01 semce MUST BE FILED IVITHIN TEN (10) DA YS AFTER IIllIlg 1I1e nollce 01 appeel. C/lec~ oppllcoble bale.) COMMONWEALTH OF PENNSYLVANIA COUNTY OF ; II AFFIDAVIT: I hereby swear or alllrm Ihat I served o a copy ollhe Notice of Appoal, Common Pleas No. , upon Iha District Jusllce designated therein on (dolo 0/ .elvlco) , 19_. 0 by pelSonal selvlce 0 by (cerlllied) (registered) mall,sender's receipt ettached herelo, end upon the eppellee, (neme) ,on ,19---0 by personal service 0 by (cerlilied) (registered) moll, sender's receipt attachad hereto. o and further that I served Ihe Rule to File a Complaint accompanying the above Nollce 01 Appeal upon the appallee(s) lowhom Ihe Rule was eddressed on , 19_ 0 by personal service 0 by (cerllfied) (registered) moil, sender's receipl attached herelo. SWORN (AFFIRMEO) AND SUBSCRIBED BEFORE ME THIS DAY OF ,19_ S,gn.turl 01 011"", blfore whom ,ft,an,1 WII m.d. rm. Dr OUiCII' j& -+- ~ ~ ~ My commlllion ..plral on .18_. ~ ..... , ~~ ~'i\; ....... C::J UJ IS'- ~ -- w ~ SIgn. lUll o/.III.n' -9;lt- = , .. " -c ,- ...... 0 Ul o. J-- ;:;lI: , - ~ .. u:> ~ ;e Y1~ ~ c \" ~ " ~~ t~ t ...( ~ ~ -:rc:n ... )- ., - t'. . :I: . .1 0._ 1 <', :VJ :r- -', .--J ~~ ~ g B ~I;~ < ~ I ~ ~ 'I-l .j.J B;~!'! ~ Iii i '~5 .j.J ~ I ; f ~ IE 0 ~ >< ~ ~~~~ . 21 ~ ~ ~ ~ i ~ Q ,1,,; ~ ~ ~~ . I :i c(j 0 I'! 2~ III > o ~ ~ . !2 Q r.l ~ :c 9 ~ ~ 0 ~ ~ H r.l