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down on the car, the remainder to be financed with payments In the approximate amount of
Sixty-eight ($68.00) Dollars per week, and Interest to run at the rate of eighteen (18%) percent
on the unpaid pflnclpal.
5. In the course of Plaintiff's purchase of said car, she was supplied with a
buyef's guide, which stated that the purchase was "As Is - No Warranty" and further that "You will
pay a/l costs for any repairs. The dealer assumes no responsIbility for any repairs regardless
of any oral statements about the vehIcle",
6, At the time of the sale, the salesman who sold the caf to the Plaintiff stated
that the engine In the car was pfactlcally rebuilt, that the 'car runs weW, that the heating and air
conditioning worked and that the car was In perfect condition, and could be driven from Cafllsle
to California without bfeaklng down.
7, On or about December 3, 1993, two days aftef purchasing the car, the heat
ceased to function, Plaintiff returned the car to Defendant which then purportedly did work on
the car and returned It to Plaintiff, The car continued to operate In a rough fashion until on or
about December 14, 1993, at which time Plaintiff had the vehicle examined by a mechanic.
8. Based upon the advice of the mechanic that the car was In extremely pOOf
condition and unsafe to dfive, that It was clear that It had been In such an unsafe condition for
a substantial peflod of time, certainly befofe the car was purchased, and that the car could not
have passed a proper Pennsylvania Motor Vehicle Inspection, Plaintiff promptly Informed
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Defendant of the defects, refused to make further payments on the vehicle, and demanded that
the transaction be rescinded and her Five Hundred ($500,00) Dollar payment returned to her,
9, Defendant refused to rescind the contract and repossessed the aforesaid
motor vehicle on or about December 23, 1993.
10. Defendant sold the motor vehicle In question to Plaintiff knowing that the
motor vehicle had seflous latant defects, unascertainable by the average consumer, which
fendefed said motor vehicle unsafe to drive and In Inadequate condition to pass a proper
Pennsylvania Motor Vehicle Inspection.
WHEREFORE, Plaintiff demands Judgment agelnst Defendant In the amount of
Eight Hundred ($800.00) Dollars, plus costs of suit and Interest at the legal rate from the date
of the breach of the contract, December 1, 1993,
CQUN.UJ..
11, Plaintiff hereby Incorporates the allegations set forth In Paragfaphs 1 through
10 hefeln.
12. The actions of Defendant constituted an unfalf trade practice under the
Unfalf Trade Pfactlces and Consumer Protection Law, In that, In violation of 73 P.S, Section 201-
2 (4)(vll) and (xvII):
A. Defendant represented that the vehicle was of a particular standard,
quality Of grade, although It was another, specifically that the motor vehicle was In excellent
4
IRIS MOSLEY,
Plaintiff
vs.
IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I CIVIL ACTION - LAW
CARLISLE AUTO SALES,
Defendant
NO. 94-2820 CIVIL TERM
ANSWER AND COUNTERCLAIM
AND NOW, comes the Defendant, Carlisle Auto Sales, through its
attorney, Walters & Thomas, and files this Answer and Counterclaim
and in support thereof avers as follows:
1. Admitted.
2. Admitted.
3. Admitted. However, by way of further answer, the base
price was $2,495.00 with sales tax of $131.70 and title and tag of
$44.00 for a grand total of $2,670.70, as more particularly set
forth on the rstail installment contract, which is attached hereto,
inoorporated herein and marked as Defendant's Exhibit 1.
4. Admitted except that the payments were $68.26 and were bi-
weekly.
5. Admitted
6. Denied. The automobile was operating properly at the time
that it was sold to Plaintiff, but it is denied that the salesman
made any of the statements contained in the allegations of
paragraph 6 of the Complaint.
7. Denied. It is admitted that the car was returned to the
dealership for an adjustment to the heating system, but it is
denied that there was any problem with the operation of the engine,
nor was that purported problem ever brought to the attention of
Defendant.
S. Denied. The allegations contained in paragraph S are
denied and strict proof thereof is demanded at trial. By way of
further answer, it is denied that Plaintiff ever contacted
Defendant about the specific defects claimed in the Complaint, nor
did she ever request that the transaction be resci.nded and her down
payment returned prior to filing of the Complaint.
9. Admitted.
10. Denied. Defendant sold the vehicle at an auction, but it
is denied that there were defects as set forth in the allegations
contained in paragraph 10 of the complaint.
11. Paragraph number 11 does not require a response.
12. Denied. The allegations of paragraph 12 are denied and
strict proof thereof is demanded at trial.
13. Admitted.
WHEREFORE, Defendant requests this Honorable Court to dismiss
Plaintiff's Complaint with prejudice.
COUNTERCLAIM
14. Paragraphs 1 through 13 are incorporated herein as if set
forth in length.
15. The balance of the payments owed to Defendant under the
retail installment contract is $1,870.00.
16. The Defendant paid $44.00 for the title and tags, as well
as $131.00 for the Pennsylvania sales tax.
lJ CASH SALES AGREEMENT (:1 flETAllINSTAllMENTCONTRACT IDale/H-. ~/'li:'INO
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FEDERAL AND STATE REGULATIONS REQUIRE YOU TO STATE
THE ODOMETER MILEAGE UPON TRANSFER OF OWNERSHIP, and......NWlnWl9f~fwo."'.."Utflr5s
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NONE
BUYER IS NOT REQUIRED TO OBTAIN CREDIT LIFE AND/OR'
ACCIDENT AND HEALTH INSURANCE COVERAGE, /'"
Thl und,,"lonod hlreby IlIlrmllhlllhe choroe fo, crodlIllfe Indlar
Iccldenl Ina hllllh Inlullncl Ihown In 111m -<lfIhll DIIClolUII
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..ocutlon b, Ihl unllolllgnod o'lhll II emenl, Ind thlllne' euch
dllcloluro Ihe undorllOnld/f:Y1PO lIc:illy ell1rml Ihlllll chorgo for
luch Inluroncoll Incl~dod nihil the und,,"lgned dlll..1 10
obleln Ihelnlu'!nce,.!9f.wt1 ch luch chorge II mlde.
DOYEns ~ l1AH
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t<J.lal Plrntnt B.1oon I"~"III" W. tw paid _+.0 w. tnd m.lf"" be IIhn.rud
LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE CAUSEO TO OTHERS IS NOT INCLUDED
HOTlCE TO BUYER. t, You If. ,nlltled 10 I eopv 01 'hll IgrHmlnt It lh, tlm. you ,Ign II. 2. Undtr IhI Bllt. IIW r'gullUng Inlllllm.nt nlll. you
hlVI elr'lln rlghl., Imong oth.r.: (') 10 p'~ off the rulllmounl dUlln Idv.ncelnd obllln. p.r'lll rlb.l. ollhe IInlnc. chlrg.: 12110 rtdMm lhe
proper'~ II rtpO....Hd lor I dlllull; 1311a requlr" under clfllln candlllon.. I ,..,I, ollhl propert" lI..po.....td.
BUYER AGREES mAT IF BUYER FAILS 'fO PAY ANY INSTALLMENTS OR omER REOUIRED SUM OR IF BUYER OTHERWISE
DEFAULTS, SELLER MAY REPOSSESS THE GOODS, Willi OR WITHOUT LEGAL PROCESS
Buy.r h.rtby IcknawlrdgtlllCllpl from Stlltr olllrutlnd compllllly nutd In copy ollhll nIIIUln,'IUmlnl Conhlct l11he tlm. olll,l..cullon by Selltr.
IHCLUDING AD L TERMS AND CONDITIONS ON nEV~nSE SIDE OF FORM,
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llefen<lant'll Exhibit 1
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CARLISlE AUlD SAllS
1460 ~EWVILLE RO,
CARLISLE PA 11013
PHONE 1l~.24S.m9
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~~~, D~;-t~'~efault in your oontract we have repossessea your.
I,' VINt /(''J.n8~p-'';J~~' " which we are financing for you, beoause of
, ." ,,~~'f( .L;'f" (6',~~1!167 The vehicle is being stored at Carlisle Auto
,
Sales, 1460 Newville Road, Carlisle, PA 17013,
You have an absolute right to redeem this vehicle and terminate your
contract with us within 15 days from the date of this notice by paying any
unpaid time balance together with any accrued default charges, However,
if the default at the time of repossession exceeded 15 days, you must also
pay the expense incurred in retaking, repairing, and storing the unit, If
you do not redeem the unit, you lose all claim to it and we will sell
thereafter as authorized by law. In the event of deficiency, you may
still be liable for said deficiency as def1ned 1n Section 27 of the
Pennsylvania Motor Sales Finance Act.
.You al.o have the right to redeem all personal items found in the vehicle
at the time of repossession. However, theat/. 1.1 releases all responsibility
for these items if not picked up within the allotted 15 days,
The following is an estlmate of the total amount needed to redeem the unit,
'-~,
. ..., I Net Payoff
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7"':" :Tow 8ill' . .."
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, )cf' ;'0, tf()
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per d1em)
Etc. )
If you wish to exercise your rights under this notice, you may make
remittance at our office at the address shown on this notice, in the
amount let forth,
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CIVIL lICl'ICIl - Ia
NJ. 94-2820 CIVIL 'l'ERM
IRIS IDILEY,
Plaintitt
VB
CARLISLE AIm:) SJU.ES,
Defendant
ORnI'!ll OF CX>URl'
AND NCM, this 13:U... day of June, 1995, after review .:Jf the attached Motion
filed by Robert: L. O'Brien, Esquire, rourt-appointed Olainran of the Board of
Arbitrators in the above-captionecl case, this Court rel1PVes Attorney O'Brien fran
the appointment ani appoints Steven J. Fishman, Esquire as Olainnan in his place.
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