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Home My WebLink About02-3348WAYPOINT BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ERIN RILEY Defendant NOTICE YOU HAVE BEEN SUED IN COURT. if you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Cadisle, PA 17013 (717) 249-3166 / (800) 990-9108 KEEFER WOOD ALLEN & RAHAL, LLP Date: July 12, 2002 By: Eugene E. Pepinsky, Jr. Attorney I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. NOTICIA Le han demandado a usted en la code. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso o notifica¢ion y por cualquier queja o alivio que es pedido en la peticion de demanda. Usted puede perder dinero o sus propiedades o otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFIClENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 / (800) 990-9108 Date: July 12, 2002 KEEFER WOOD ALLEN & RAHAL, LLP Eugene E. Pepinsky, Jr. Attorney I.D. #23702 210 Walnut Street, P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. o-.~-_a-~¥£ ~ 7"~e-~'"~ COMPLAINT 1. Plaintiff is Waypoint Bank, successor to Harris Savings Bank, a federal savings bank, with its principal office at 235 North Second Street, P.O. Box 1711, Harrisburg, Pennsylvania 17105. 2. Defendant Erin Riley, is an adult individual living and residing at 111 Hummel Avenue, Apt. #3, Lemoyne, Pennsylvania 17043. 3. Defendant executed an Installment Note and Security Agreement in favor of Plaintiff, a true and correct copy of which is attached hereto, made a part hereof and marked Exhibit A. 4. Defendant has defaulted in her obligations under the Note. 5. Despite Plaintiff's repeated demands, Defendant has failed and refused and continue to fail and refuse to pay the current balance owed to Plaintiff under the Note. WHEREFORE, Plaintiff demands judgment against Defendant in the sum of $8,720.23, together with interest, attorneys' fees and costs of suit. Date: July 12, 2002 KEEFER WOOD ALLEN & RAHAL. LLP. By: ~ Eugene E. Pepinsky, Jr. Attorney I.D. No. 23,702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff -2- The undemlgned 1. 2. 3. of (her)hl~ knowledge, Irdormatlen and belief; and 4. (S)He Is aware thai false statemen~ herein am mede subject to the penalties of 18 Pa. C.S. § 4904. relating to unswom falsi~atian to authorities. Dated: HAY 1~-, 2002 Tnstallment Note and Security Agreement HARRIS SAVINGS BANK No. 1051004774 ~ 8000.00 OctolDer 167 2000 With Interest at the rate of ___~L~LO~% per annum on the unpaid balance in ~0 successive monthly Installments of $~eech, ~0/15/05 . If any I~stallment is late, Sorrower agrees that additional cherg~ for interest will be due at the stewed rate due et the st~ rate due to the non-reduction of principal LATE CHARGES If any instatbeeRt Is late, by more than ~5 days Borrower ~rees to pay ~ lets charge ~ 20 · O0 OR ~0 % of the late payment which ever is ~ gre~er ~ lesser SECURITY INTEREST AND COLLATERAL [] Granted by the Collateral Mortgage dated for the following real estate [] in INSURANCE 9'he Sorrower agrees to keep the Collateral insured against loss or damage by fire, theft, or other casualty in ao amount agreeable to Harris with a loss payee c~ause in favor of H~rrls, and the Borrower assigns to Harris all rights to receive proceeds of any such Insurance, and directs any insurer to pay ell such proceeds to Harris, and authorizes Harris tO endorse an'/draft for such proceeds, The So,'rower ~grees to pay all taxes on the Collateral. The collateral shall not be sold or removed from the above location without the written the written consent el Herr}s, This insurence, if required by this loan. may ba obtained by the Sorrower from any insurer of his choice acceptable to Harris. Such Insurence ~s not avails bls through Harris. CREDIT INSURANCE CREDIT INSURANCE IS NOT REQUIRED: Subiect to acceptance by the insurer named below, credit insurance is available through us fei the term of this Note at the cost(s) shown below: Single Credit Life and Single Credit Accident & Health Insurance are available to any one Borrower signing for rnsurance below. Joint Credit Life Inserancs is available to both Borrowers slgo~ng for insurance below. NO credit insurance will be provided unless the appr opr~at e statement{si is sig n~d by the Bor r ower{s) to b~ Insured and the costs shown below ave included in the Amount Financed, [See the NOTICE OF PROPOSED CREOIT INSURANCE.I [] By signing, you went Single Credit Life Insurance, which costs: $ [] By signing, you went Single Credit Accident & Health [] By signing, you both want Joint Credit Life rnsursnce, Insurance, which costs: $ which costs: $ Whet are ¥oul ages? Signature of Sorrower to be insured for Single Credit Lils Signature of Belrower to be Insured for Single Credit 1. __ Yeals Accident & Health Insurance+ Years, 2. -- Years Signatures of both Bolrowers to be Ins[lied for Joint Credit Life Insurance. tf this notice, including accrued finance charges, is prepaid in f~ll by cash, a new loan, r enhancing or otherwise, there is no penalty end interest charges will stop on the date prepayment is mede. WAIVERS The Sorrower, and all er~orsers and guarantors, hereby ~olntly and severa#y waive notice of default, demand presentment for payment, notice of non-payment, protest, notice of protest? diligence In bringing suit hereunder, and all defenses on the grounds of any extension of time of payment that by be given by Harris to any maker hereof, DEFAULT The occurrence of any of the fobewin~ events shall constitute a default hereunder, and shell, at the Option of Harris, render the entire unpaid belence of this nots and all other liabilities of the Sorrower to Harris immediately due and payable without notice or Semend to the Sorrower or any endorser or guarantor: lei non-payment here under of any payment when due and payable= failure of the Sorrower or any endorser or guarantor, to perform any agleemsnt herein el In any other instrument, agreement or writing given to Harris: (c) death of the Sorrower, or any endorser or guarantor: {d) insolvency, bankruptcy? assignment for the benefit of creditors, or any ethel act of insolvency uRder state or federal law, by the Borrower or any endorser or guarantee, Or the Ins~ttutlon of any bankru~3tcy, insolvency, arrangement, debt adjustment, o~ receivership proceeding in which the borrower, or any endorser or guarantor is alleged to be insolvent el unable to pay his debts aa they become due: Jel Harris. In good Faith, believes that the prospect of payment hereunder has been impaired: (fl entry of any Judgment In any court of competent juflsdlctlon ~galnst the Serlower or any endorser or guarantor: {g} trane?el or Ettsmpted transfer Of any Interest of Sorrower In the security p~edged thais?ore: (h} failure of borrower to maintain or p~event the deterioration a~cl degradation of the value of the security or abandonment of the security. ASSUMPTION AND PROVISIONS AFFECTING REAL ESTATE If this loan is secured by real estate, the transfer, wltho~Jt Halrls' prlo~ written consent, of any interest in the real estate except the gta~t of a leasehold interest for three years or less not containing an opSoo to purchase, is e default hereunder. A purchaser of real estate pledged as security for this loan cannot assume the remainder of this loan on the original terms. REMEDIES SHERIFF'S RETURN - CASE NO: 2002-03348 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WAYPOINT BANK VS ERIN RILEY OUT OF COUNTY R. Thomas Kline duly sworn according to law, says, that he made a diligent and inquiry for the within named DEFENDANT , to wit: RILEY ERIN but was unable to locate Her deputized the sheriff of DAUPHIN , Sheriff or Deputy Sheriff who being search and in his bailiwick. County, serve the within COMPLAINT & NOTICE He therefore Pennsylvania, to On August 1st , 2002 attached return from DAUPHIN this office was in receipt of the Sheriff's Costs: Docketing 18.00 Out of County 9.00 Surcharge 10.00 Dep Dauphin Co 26.75 Mileage 9.66 73.41 08/0 /2002 So answers :~ ~/~_/ Sheriff of Cumberland County KEEFER WOOD ALLEN RAHAL Sworn and subscribed to before me this ~J~f day of~_____ ~o~._~ A.D. Prothonotary' Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255-2660 fax: (717) 255-2889 Jack Lotwick Sheriff J. Daniel Basile Chief Deputy Michael W. Rinehart Assistant Chief Deputy Commonwealth of Pennsylvania County of Dauphin AND NOW:July 26, 2002 COMPLAINT RILEY ERIN to HER of the original : WAYPOINT BANK vs : RILEY ERIN Sheriff's Return No. 1788-T - -2002 OTHER COUNTY NO. 02-3348 at 9:15AMserved the within upon by personally handin9 i true attested copy(ies) COMPLAINT and makin~ known to him/her the contents thereof at DAUPHIN COUNTY SHERIFF,S OFFICE, RM. FRONT & MARKET STREETS HARRISBURG, PA 17101-0000 104 Sworn and subscribed to before me this 26TH day of JI3LY, 2002 PROTHONOTARY So Answers, Sheriff of Dauphin County, Pa. l~ Deputy She~f ,'~ Sheriff's Costs: $26.75 PD 07/23/2002 RCPT NO 167011 STUMP In The Court of Common Pleas of Cumberland County, Pennsylvania Waypoin t Bank VS. Erin Riley SERVE: Erin Riley NO. 02 3348 civil Now, July 19, 2002 _, I, SHERIFF OF CUIv[BERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Now~ within Affidavit of Service ,20 ,at o'clock M. served the upon at by handing to a mhd made known to copy of the original So answers, the contents thereof. Sworn and subscribed before me this _ day of ,20 Sheriff of COSTS SERVICE MILEAGE AFFIDAVIT County, PA WAYPOINT BANK, Plaintiff ' V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION o LAW NO. 02-3348 PRAECIPE TO THE PROTHONOTARY: Please mark this judgment "satisfied" by order of the Plaintiff. Date: August 30, 2002 KEEFER WOOD ALLEN & RAHAL, LLP By: ~. Pep~r. Attorney I.D. # 23762 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 02-3348 PRAECIPE TO THEPROTHONOTARY: Please enter judgment in favor of Plaintiff and against Defendant by default in the sum of $8,720.23, with interest and costs of suit, for Defendant's failure to answer or otherwise plead to Plaintiff's Complaint. I hereby certify that written notice was given Defendant in accordance with Pa. R.C.P. 237.1 (copy attached). KEEFER WOOD ALLEN & RAHAL, LLP Dated: August 27, 2002 By: Eugene E'~epinsky,f~ Jr. Attorney I.D. #23702 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8051 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 02-3348 IMPORTANT NOTICE TO: ERIN RILEY DATE OF NOTICE: AUGUST 16, 2002 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 / (800) 990-9108 Date: August 16, 2002 KEEFER WOOD ALLEN & RAHAL, LLP By: ~'~.. Eugene E.~,~epinsky, Jr. Attorney I.D. #23702 210 Walnut Street, P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ERIN RILEY NO. 02-3348 Defendant NOTICIA IMPORTANTE A: ERIN RILEY FECHA DE NOTICIA: AUGUST 16, 2002 USTED NO HA COMPLIDO CON EL AVISO ANTERIOR PORQUE HA FALTADO EN TOMAR MEDIDAS REQUERIDAS RESPECTO A ESTE CASO. SI USTED NO ACTUA DENTRO DE DIEZ (10) DIAS DESDE LA FECHA DE ESTA NOTICIA, ES POSlBLE QUE UN FALLO SERIA REGISTRADO CONTRA USTED SIN UNA AUDIENCIA Y USTED PODRIA PERDER SU PROPIEDAD O OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTA NOTICIA A SU ABOGADO EN SEGUIDA. SI USTED NO TIENE ABOGADO O NO TtENE CON QUE PAGAR LOS SERVICIOS DE UN ABOGADO, VAYA O LLAME A LA OFIClNA ESCRITA ABA JO PARA AVERIGUAR A DONDE USTED PUEDE OBTENER LA AYUDA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 / (800) 990-9108 Date: August 16, 2002 KEEFER WOOD ALLEN & RAHAL, LLP By Eugene,~. Pepinsky, Jr. Attorney' I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff WAYPOINT BANK, Plaintiff V. ERIN RILEY Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 02-3348 NOTICE To: ERIN RILEY You are hereby notified that on August 27, 2002, the following Judgment has been entered against you in the above-captioned case. By default in the sum of $8,720.23, with interest and costs of suit. DATE: August 27, 2002 Prothonotary(//?/~'4'"~' J_ I' I'~,,~/,~ .~--~_._ I hereby certify that the name and address of the person(s) to receive this notice is: Erin Riley 111 Hummel Avenue, Apt. #3 Lemoyne, PA 17043 Attorney f6't~)Pla intiff