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HomeMy WebLinkAbout94-03119 , I . I .. . #J: .. ->>I' ':C-' ..-. '.' '>>C' .:.:. .:c. ... {c. I.' '.,. .:.:. .:.:. .~~. .:.:. .:+:. .~.:. .:+:. .:+:. .:+:.:- .:c. .:+:.: '. ":C'- o*" .:c. .. -; ..C~ ~ ~~-~~~_.~-~--,---'-_...- ...." ,,,- -,,----------- . ~ ~ ~ IN THE COURT OF COMMON PLEAS 8 8 8 . OF CUMBERLAND COUNTY 8 8 8 8 8 fI STATE OF PENNA, ' , 8 8 8 8 * ROSANNE K. GIBSON, 8 I'll, 94-3119 HHHHH'" IlJ * 8 Plaint! ff * 8 ""I'.'Ii.' 8 811COT R. GIBSON, * 8 Defendant . M ' , 8 ~ ~ 8 a . DECREE IN . M ; : DIVORCE 8 8 8 ~ AND NOW, ..... \~/\..L~. .\~,..."., 19~~.,., It Is ordered and : u decreed that.,....... ,~oBa.n~e. K..., Gib,BO~l..,.,........,....., plaintiff, ~ . ~ and..................... ..~~?t ,R~. Gi,bBon....,."....,....., defendant, . ~ are divorced from the bonds of matrlmonv, ~ 8 ~ 8 The court retains jurisdiction of the following claims which have ~ . been raised of record In this acllon for which a final order has not vet ~ 8 been entered; \Vu IN.' M.' . fI 'dotcil~~r~b~24.,'~~9ij~,~ '~~:it~~r~c~~:iPh~~h,~e~~.~~~~~~A~~~'~:d~t,., ~ iii,: .h.~~~.i.n. ~u.t .n',l~. m~r!lc~ ,he,r.ewith. ,.:.,..,....,........,.,. 8 I;' ~.' 8 t a ~ II Y\ T h" ell \I I' I: I I ~ fI ". " ;, \t\/! ". , ,-,-I;, ,/ ) ~/ ~ ~ Alh'oI: .Ytti1tlltC<- [' IvtCf.~ /.~t'-r.;f"'''''~ J, 8 /1 'fY"" r ~JkJ, j,J~ ~.. ., , -"""""",",, ~ '.' ~ , ' :0; <:" ~ .:+:. . .. . INDEX OF PROPERTY SETTLEMENT AGREEMENT BETWEEN ROSEANNE K. GIBSON AND SCOT R. GIBSON SUBJECT 1, Separatiull 2, Interference 3, Agreement Not A l3ar to Divorce Proceedings 4, Subsequent Divorce 5, Incorporation in Divorce Decree 6, Effective Date 7, Distribution Date 8. Mutual Release 9, Advice of Counsel 10, Warranty as to Existing Obligations 11, Warrant as to Future Obligations 12. Debt of the Part ies 13, Personal Property 14, Division of Real Property 15, Bank Accounts 16, Distribution of Individual Retirement Accounts 17, Pensions, Annuities and/or Retirement Bevefits 18, Motor Vehicles 19, After-Acquired Property 20, Payment to Wife 21. Alimony 22, Income Tax Prior Returns 23, Applicability of Tax Law to Property Transfers 24, Waiver of Alimony 25, Effect of Pi vorce Decree 26, I3reach 27, Waiver of Claims 28, Entire Agreement 29, Financial Disclosure 30, Agreement Dinding on Heirs ]1, Addil:ional Instruments 32, Void Clauses ]3. Independent Separate Covenants 34, Modi fication and Waiver ]1;. Descriptive lIeadings IL, Applicabll' Law PAGE NUMBER 3 3 4 5 6 '} '} '} 10 10 11 12 12 13 13 14 15 15 16 17 17 17 18 19 19 20 20 21 21 22 23 23 23 24 24 24 '" parties hereto are desirous of settling fully and finally their respective financial and property rights and obligations as between each other, including, without limitation by specification: the Bettling of all matters between them relating to the ownership and equitable distribution of real and personal property; settling of all matters between them relating to the past, present and future support, alimony and/or maintenance of WIFE by HUSBAND or of HUSBAND by WIFEj settling of all matters between them relating to the past, present, and future support and/or maintenance of the childj the implementation of custody and visitation arrangements for the minor child of the parties; and in general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW, THEREFORE, in consideration of the premises and of the mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the parties hereto, .. 2 .. . HUSBAND and WIFE, each intending to be legally bound hereby covenant and agree as follows: 1. SEPARATION: HUSBAND and WIFE shall at all times hereafter have the right to live separate and apart from each other and to reside from time to time at such place or places as they shall respectively deem fit, free from any control, restraint or interference whatsoever by the other, Neither party shall molest the other or endeavor to compel the other to cohabit or dwell with him or her by any legal or other proceedings. The foregoing provisions shall not be taken to be an admission on the part of either HUSBAND or WIFE of the lawfulness or unlawfulness of the causes leading to their living apart, 2. INTERFERENCE: Each party shall be free from interference, authority, and contact by the other, as fully as if he or she were single and unmarried, except as may be necessary to carry out the provisions of this Agl-eement, Neither party shall molest the other or attempt to endeavor to molest the - 3 - . other, nor compel the other to cohabitate with the other, or in any way harass or malign the other, nor in any way interfere with the peaceful existence, separate and apart from the other, and each of the parties hereto completely understands and agrees that neither shall do or say anything to the child of the parties at anytime which might in any way influence the child adversely against the other party, it being the intention of both parties to minimize the effect of any such separation upon the child. 3. AGREEMENT NOT A BAR TO DIVORCE PROCEEDINGS: This Agreement shall not be considered to affect or bar the right of HUSBAND or WIFE to a divorce on lawful grounds as such grounds now exist or shall hereafter exist or to such defense as may be available to either party, This Agreement is not intended to condone and shall not be deemed to be a condonation on the part of either party hereto of any act or acts on the part of the other party which have occasioned the disputes or unhappy differences which have occurred prior to or which may occur subsequent to the date hereof, - 4 - . 4. SUBSBOUBNT DIVORCBI The parties hereby acknowledge that WIFE has fUed a Complaint in Divorce in Cumberland County to Docket No, 94 -3119 Civil Term, claiming that the marriage is irretrievably bt"oken under Section 3301 (c) of the Pennsylvania Divorce Code, HUSBAND hereby expresses his agreement that the marriage is irretrievably broken and expresses his intent to execute any and all Affidavits or other documents necessary for the parties to obtain an absolute divorce pursuant to Section 3301(c) of the Divorce Code at the same time as he executes this Agreement, The part ies hereby waive all rights to request court ordered counseling under the Divorce Code, It is further specifically understood and agreed by the parties that the provisions of thin Agreement as to equitable distribution of property of the parties are accepted by each party as a final settlement for all purposes whatsoever, as contemplated by the Pennsylvania Divorce Code, Should a decree, judgment or order of divorce be obtained by either of the parties in this or any other state, country or - 5 - . jurisdiction, each of the parties hereby consents and agrees that this Agreement and all of its covenants ahall not be affected in any way by such separation or divorce; and that nothing in any such decree, judgment, order or further modification or revision thereof shall alter, amend or vary any term of this Agreement, whether or not either or both of the parties shall remarry. It is the specific intent of the parties to permit this Agreement to survive any judgment and to be forever binding and conclusive upon the parties, 5. INCORPORATION IN DIVORCE DECREE: It is further agreed, covenanted and stipulated that this Agreement, or the essential parts hereof, shall be incorporated in any decree hereinafter entered by any court of competent jurisdiction in any divorce proceedings that have been or may be instituted by the parties for the purpose of enforcing the contractual obligations of the parties, This Agreement shall not be merged in any such decree but shall in all respects survive the same and be forever binding and conclusive upon the parties, - 6 - 6. EFFECTIVE DATE: The effective date of this Agreement shall be the "date of execution" or "execution date," defined as the date upon which it is executed by the parties if they have each executed this Agreement on the same date, Othel-wise, the "date of execution" or "execution date" of this Agreement shall be defined as the date of execution by the party last executing this Agreement. 7. DISTRIBUTION DATE: The transfer of property, funds and/or documents provided for herein, shall only take place on the "distribution date" which shall be defined as the date of execution of this Agreement unless otherwise specif ied herein, However, the support and/or alimony payments, if any, provided for in this Agreement shall take effect as set forth in this Agreement. 8. MUTUAL RELEASE: HUSBAND and WIFE each do hereby mutually remise, release, quit-claim and forever discharge the other and the estate of such other, for all time to come, and for - 7 - all purposes whatsoever, of and from any and all rights, title and interest, or claims in or against the property (including income and gain from property hereafter accruing) of the other or against the estate o( Buch other, o( whatever nature and wheresoever situated, which he or she now has or at any time hereafter may have against the other, the estate of such other or any part thereof, whether arising out of any former acts, contracts, engagements or liabilities of such other or by way of dower or curtesy, or claims in the nature of dower or curtesy or widow's or widower's rights, family exemption or similar allowance, or under the intestate laws, or the right to take against the spouse's will, or the right to treat a lifetime conveyance by the other as a testamentary gift, or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of (a) Pennsylvania, (b) any State, Commonwealth or territory of the United States, or (c)any country or any rights which either party may have or at any l:lme hel-eaftel' shall have (or past, present or (utlll:e Buppor\: or maintenance, alimony, alimony pendente lite, . II - counsel fees, division of property, costs or expenses, whether arising as a result of the marital relationship or otherwise, except, all rights and agreements and obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provisions thereof, It is the intention of HUSBAND and WIFE to give each other by the execution of this Agreement a full, complete and general release with respect to any and all property of any kind or nature, real, personal or mixed, which the other now owns or may hereafter acquire, except and only except all rights and agreements and obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision thereof, It is further agreed that this Agreement shall be and constitute a full and final resolution of any and all claims which each of the parties may have against the other for equitable division of property, alimony, counsel fees and expenses, alimony pendente lite or any other claims pursuant to the Pennsylvania Divorce Code or the divorce laws of any other jurisdiction. - 9 - 9. ADVICE OF COUNSEL: The provisions of this Agreement and its legal effect have been fully explained to the parties by their respective counsel MARIA P. COGNETTI, Esquire, for WIFE and CHARLES E. PETRIE, Esquire for HUSBAND, HUSBAND and WIFE acknowledge that this Agreement is not the result of any duress or undue influence and that it is not the result of any collusion or improper or illegal agreement or agreements, The parties further acknowledge that they have each made to the other a full accounting of their respective assets, estate, liabilities, and sources of income and that they waive any specific enumeration thereof for the purpose of this Agreement, Each party agrees that he or she shall not at any future time raise as a defense or otherwise the lack of such disclosure in any legal proceeding involving this Agreement with the exception of disclosure that may have been fraudulently withheld, 10. WARRANTY AS TO EXISTING OBLIGATIONS I Each party represents that they have not heretofore incurred or contracted (or any debt or 1 i abi li t Y 01. obI igat ion (or which the estate of - 10- the other party may be responsible or liable except as may be provided for in this Agreement, Each party agrees to indemnify and hold the other party harmless for and against any and all such debts, liabilities or obligations of every kind which may have heretofore been incurred by them, including those for necessities, except for the obligations arising out of this Agreement. 11. WARRANTY AS TO FUTURE OBLIGATIONS: HUSBAND and WIFE covenant, warrant, represent and agree that with the exception of obligations set forth in this Agreement, neither of them shall hereafter incur any liability whatsoever for which the estate of the other may be liable, Each party shall indemnify and hold harmless the other party for and against any and all debts, charges and liabilities incurred by the other after the execution date of this Agreement, except as may be otherwise specifically provided for by the terms of this Agreement, - II - 12. DEBT OF THE PARTIES; HUSBAND agrees to pay and be solely responsible for the debts owed to PSECU and Silo, HUSBAND agl'ees to indemnify and hold WIFE harmless from any and all liability associated with said debts. Further, HUSBAND by the signing of this Agreement acknowledges that he has paid in full the debts owed to Hess's and Boscov's, 13. PERSONAL PROPERTY: The parties have divided between them, to their mutual satisfaction, the personal effects, household furniture and furnishings, and all other articles of personal property which have heretofore been used by them in common, except as set forth in Exhibit "A" hereof, which shall become the sole and exclusive property of WIFE, Neither party will make any claim to any such items which are now in the possession or under the control of the other, except those items listed in Exhibit "A" hereof, Should it become necessary, the parties each agree to sign any titles or documents necessary to give effect to this paragraph upon request, . 12 - By these presents, each of the parties hereby specifically waives, releases, renounces and forever abandons whatever claims he or she may have with respect to any personal property which is in the possession of the other or is to become the sole and separate property of the other, from the date of execution hereof. 14. DIVISION OF REAL PROPERTY: WIFE has transfered all her right, title and interest in and to the real estate situated at 1609 Carlisle Road, Camp Hill, Cumberland County, Pennsylvania, to HUSBAND. HUSBAND has refinanced said property and removed WIFE's name from all liens or mortgages associated therewith. 15. BANK ACCOUNTS: HUSBAND and WIFE acknowledge that they each possess certain bank accounts and the like in their respective names, They hereby agree that each shall become sole owner of their respective accounts and they each hereby waive any - 13 - interest in, or claim to, any funds held by the other in such accounts. 16. DISTRIBUTION OF INDIVIDUAL RETIREMENT ACCOUNTS: HUSBAND hereby acknowledges and agrees that WIFE shall retain, as her separate property, free and clear from any claim, right, title or interest on the part of the HUSBAND her Individual Retirement Accounts. HUSBAND hereby acknowledges that he has no further claim, right, title or interest whatsoever in the Individual Retirement Account of WIFE, and further agree never to assert any claim to the asset in the future. WIFE hereby acknowledges and agrees that HUSBAND shall retain, as his separate property, free and clear from any claim, right, title or interest on the part of the WIFE his Individual Retirement Accounts, WIFE hereby acknowledges that she has no further claim, right, title or interest whatsoever in the Individual Retirement Account of HUSBAND, and further agree never to assert any claim to the asset in the future, - 14 - 17. PENSIONS. ANNUITIES AND/OR RETIREMENT BENEFITS: WIFE agrees that any monies which HUSBAND has acquired through his interests in either pensions, profit sharing, savings and thrift plans, annuities and/or retirement benefits through his present or past employers shall remain his sole and exclusive property. WIFE agrees to waive any interest she may have in such property and further agrees that she will not assert any such claim in the future. HUSBAND agrees that any monies which WIFE has acquired through her interests in either pensions, profit sharing, savings and thrift plans, annuities and/or retirement benefits through her present or past employer shall remain her sole and exclusive property. HUSBAND agrees to waive any interest he may have in such property and further agrees that he will not assert any such claim in the future, lB. MOTOR VEHICLES I With respect to the motor vehicles owned by one 01' both of the pal-t ies, they agree as follows I . 15 - (a) The proceeds WIFE received from the trade-in of the 1982 Cadillac shall be and remain her sole and exclusive property I The titles to the said motor vehicles shall be executed by the parties, if appropriate for affecting transfer as herein provided, on the date of execution of this Agreement, and said executed title shall be delivered to the proper party on the distribution date, Each party agrees to be solely responsible for the amounts presently due and owing against his or her respective automobile, 19. AFTER-ACQUIRED PROPERTY I Each of the parties shall hereafter own and enjoy, independently of any claim or right of the other, all items of property, be they real, personal or mixed, tangible or intangible, which are hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried. . 16- 20. PAYMENT TO WIPE, By the signing of this Agreement WIPE acknowledges that she has received the sum of SIXTEEN THOUSAND FIVE HUNDRED DOLLARS ($16,500) from HUSIlI\ND in consideration of the various transfers and other exchanges of marital property, 21. ALIMONY I HUSBAND shall, from June 1, 1995 and for a period of twelve (12) months thereafter, pay to WIFE the sum of One hundred ($100.00) DOLLARS per month fOl' her separate support and maintenance; said payment to be made on the first (1st) day of each month, 22. ~NCOME TAX PRIOR RETURNS I The parties have heretofore filed joint Federal and state tax returns, Both parties agree that in the event any deficiency in Federal, state or local income tax is proposed, or any assessment of any such tax is made against either of them, each will indemnify and hold harmless the other from and against any loss or liability for any such tax deficiency or assessment and any interest, penalty and . 17 - expense incurred in connection therewith. Such tax, interest, penalty or expense ehall be paid solely and entirely by the individual who is finally determined to be the cause of the misrepresentations or failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns. 23. APPLICABILITY OF TAX LAW TO PROPERTY TRANSFERS I The parties hereby agree and express their intent that any transfer of property pursuant to this Agreement shall be within the scope and applicability of the Deficit Reduction Act of 1984 (hereinafter the "Act"), specifically, the provisions of said Act pertaining to the transfers of property between spouses and former spousee, The parties agree to sign and cause to be filed any elections or other documents required by the Internal Revenue Service to render the Act applicable to the transfers set forth in this Agreement without recognition of gain on such transfer and subject to the carry-over basis provisions of the said Act. . I R . 24. WAIVER OF ALIMONY: HUSBAND and WIFE recognize and acknowledge that the foregoing provisions for their individual benefit are satisfactory with regard to their support and maintenance, past, present and future, The parties release and discharge the other absolutely and forever for the rest of their lives from all claims and demands, past, present or future, for alimony or for any provision for support or maintenance, except as specifically provided for herein, The parties further acknowledge that in consideration of the transfers made herein each completely waives and relinquishes any and all claims and/or demands they may now have or hereafter have against the other for alimony, alimony pendente lite, spousal support and counsel fees, except as specifically provided for herein, 25. EFFECT OF DIVORCE DECREE: The parties agree that except as otherwise specifically provided herein, this Agreement shall continue in full force and effect after such time as a final Decree in Divorce may be entered with respect to the parties, - 19 - 26. aREACH: If either party breaches any provision of this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach or seek such other remedies or relief as may be available to him or her, and the party breaching this contract shall be responsible for payment of reasonable legal fees and costs incurred by the other in enforcing their rights under this Agreement, 27. iiAIVER OF CLl\IHB.: Except as herein otherwise provided, each party may dispose of his or her property in any way, and each party hereby waives and relinquiuhes any and all rights he or she shall now have or hereafter acquire, under the present and future laws of any jurisdiction, to share in the property or the estate of the other as a result of the marital relationship, including without limitation, dower, curtesy, statutory allowance, widow's allowance, widower's allowance, right to take in intestacy, right to take against the Will of the other, and the I-ight to act as administratol- or executor oE the other's estate, Each party wU I, at the I-equesl: of the other, - 20. execute, acknowledge and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interests, rights and claims, 28. ENTIRE AGREEMENT: This Agreement contains the entire understanding of the parties and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 29. FINANCIAL DISCLOSURE: The parties confirm that they have relied on the completeness and substantial accuracy of the financial disclosure of the other as an inducement to the execution of this Agreement, The parties acknowledge that there has been no formal discovery conducted in their pending divorce action and that neither party has filed an Inventory and Appraisement as required by Section 3S0S(b) of the Pennsylvania Divorce Code, Notwithstanding the foregoing, the rights of either party to pursue a claim for equitable distribution, - 21 - . II , EXHIBIT "A" PROPERTY TO WIFE l. Marble Coffee 1'able 2. Playpen and Toys 3. Books 4, Wicker Floor Lamp 5, Wicker Rocker 6, All Baby Items 7, Luggage ~ L r., ~ I p ~~ ~ - r ~B' ~ ~'~oi 9. j ;. ~ ::-. = "n ~ :$': 1\. ~, I ,"-I C" , --1 ". ,,' c., \ '. , . \ Iv) I.() (j r-b " \~ (-) ,...) '--. \') .....~ .j~ :--r. ;;;. ~...l I ~:) ~ ,..) f'\.' iJ ~ 1::, -) ~ . :~'.":7'"\'j -"ji..-......... .~ i.7,) -" Ii .., ~..? . ,-) ':l- ~1\ , . I..... lllllu', HI ~\nrl.. I~ Cllglll'lll II n IItl\ (}H') , '. HI' IliIIll~hllll!, l~_"_I_l~}I~~lIlil I7I1IH IHI 1717) 11~~IO' . , \:I, '(J ..::.'l , ....:J- 1\ ~ ..... ~ \.., ~ "'- -....) -...: r(j ~ ....... 1'\) ~} --- ... - . ~ ~2J ~, 'J '~J ,-.'~, VI . . prcparatlon of hcr casc in thc cmploymcnt of counscl and the payment of costs, 17, Thc I'lalntil1'ls without sullicient fimds tll support herself and to mcet the costs and expenscs oflhls Iitigutlon and Is unublc to uppropriulely mulnluln herself during the pendency of this uction, 18, I'luintil1's income is not sullicientto provide till' her reusonublc nceds and puy her allomcy's fecs and the costs of this litigation, 19, Dcfcndant has udequute cumings to provide lor thc I'lulntll1's support and to pay her counsel fees, costs and cxpenses, COUNl' III . CUSl'OIlV 20, There is onc child born to this ll1urriugc, numely, Dcrck Gibson, born July 12, 1992, 21, 1>lalntll1' desircs thc custody of the minor child und Is cupublc of giving suld child the neccssary parcntal care and a propcr und heulthful environmcnt. 22. Thc Plaintiff avers thut shc is a tit person to mise thc minor child and thut by awarding hcr Icgul custody,thc bcst intcrcst and pcnnuncnt wellhre of the child will thercby be promoted, 23. The purties' minor child hus rcslded utl435 lliilcrest Court, Country Wulk Apurtmcnt 103, Cump HiII,l'cnnsylvunlu, since Murch IS, 11)1)4, 24. 1>lulntifl'hus not purtlclpulcd Inuny other litlgutlon concerning the custody proceedings in u cllurtol'this or uny other stulc,nol' docs she know ol'nny pcrsonnotn purty to thcsc proceedings who hus hud physlcul custody 01' the child or c1ulms tll hnve custlldy or visilntion rights. 25, The Plnintifl'requests thnt a rensonnble visilatlon schedule be set up by the Court regarding visitntlonofthe pnrties' minor child by Delcndnnt. COUNT IV . IN,IlJNCTlVE I{ELlEF 26, The Plaintif1' believes thntthe Defcndunt intends to remove from this jurisdiction, dispose 01: uliennte, encumber nnd/or dissipute such maritnl nssets for the purpose of and/or with the intent of defcnting Plnintifl's rights ns prnyed lor hercinnbol'e, nil of which would irrepnrnbly hnrmthe Pluintif1', 27, The removnllromthis jurisdiction, disposnl of: nlienation, cncumbcring nnd/or dissipntion of suid marilnl nssets by the Delcndnntwould bc dctrimentnlto the rights of the PlnintilTnnd would dcfcntthe purposes of the Divorce Code, nil of which would irrepnrnbly hBno the Plnintiff, WIIEREFORE, PlnintilT requests this Ilonornble Court: (A) Enter n decrec of divorce; (Il) Equitubly dislributc ull propcrty, both personululld renl, owned by the parties; (e) Compc1the Delcndnntto puy ulimony pendente lite to PluintilT; (D) Grnntl'luintiff ullorney's Ices und costs; (E) Compellhe Dclcnduntto puy ulimollY tol'luintil1; (F) COll1pclthe Delcnduntto muintuin uncncumbered suid insurnnce contracts or .', ),;,.' ~,.,,; ,..+l.W;'t,{lj;\. -~_-"~''''~'''''''"''''''f''''''''':';-..~__........... JUL 1 3 03 PH '95 t. ,It[ ,c( '." '", ,,"lOW I\h' (;\Jt\[i'('/','W r"c)llY I't till, I L'i~IIIA ,,,,,,,'.-..,.,,,-...;;.,,,,,o,:j.'''''k_~~..'~''''9.:-- . . J · '\. . , .. .' A .'_. .. i~.' .,.~ ........""..."'F~'li'"....~~*fl','~'.'f.T'"'~','<.1:>'>f"'<,...,'~""~' .~., __ '-",,~~,,'I-'.":" ".'~~'=~'''''_'~''''' ....."'............'-._ JUl 7 3 03 PH '95 . " 'I JI F1G~ or Tnl: ,';, LION? r 4~1 CU,"WH,l \',D t" ,lin l'lNl1~.l.1 :,Idt ,,#f,':~.., .. .. -; ! J . .; tf .......-- ..