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HomeMy WebLinkAbout94-03179 " \ , , \ \ I ) , / ,/ ( ~ f!!j ~l" JI J ,--., " I 4. Defendant Richard A. Schoffstall ("Schoffstall") is an adult individual now or formerly residing at 114 Ann Street, Middletown, Dauphin County, Pennsylvania. 5. On or about February 13, 1989, Schoffstall, as Mortgagor, executed a Mortgage in favor of Commerce, as Mortgagee, securing the indebtedness of Jan Michalac and John Michalac, to Commerce evidenced by their Note and Security Agreement executed February 13, 1989 in the original principal amount of $10,810.78, plus interest thereon at the rate provided in the Note and Security Agreement, payable with other charges as provided therein (hereinafter "the Note"). A true and correct copy of the Note is attached hereto as Exhibit "A" and made a part hereof. 6. The said Mortgage was recorded on February 23, 1989 in the Office of the Recorder of Deeds in and for the County of Cumberland in Mortgage Book 930, at Page 931 (hereinafter "the Mortgage"). A true and correct copy of the Mortgage is attached hereto as Exhibit "B" and made a part hereof. 7. The property subject to the Mortgage is described with particularity therein. The street address is 222 North 2nd Street, Wormleysburg, Cumberland County, Pennsylvania (the - 2 - "Property"). Schoffstall is the present real owner of the Property. B. Jan Michalac and John Michalac are joined aB defendants in thiB action to foreclose any interest they, or either of them, may have in the Property. 9. Commerce has not assigned the Note or the Mortgage, either in whole or in part. 10. No judgment has been entered on the Note or the Mortgage in any jurisdiction. The Note and the Mortgage are leBs than 20 years old. 11. On January 30, 1990, John Michalac filed hiB Petition under Chapter 7 of the Bankruptcy Code in the U.S. bankruptcy Court for the Middle District of Pennsylvania to No. 90-00l3B. His indebtedness to Commerce was discharged on July 16, 1990. The mortgage lien was not avoided or stripped and survived the bankruptcy. 12. On April 20, 1990, Jan Michalac filed a Petition under Chapter 7 of the Bankruptcy Code in the U.8. Bankruptcy Court for the Middle District of Pennsylvania to No. 90-00625. Jan Michalac reaffirmed her debt to Commerce as evidenced by - 3 - Order of the u.s. Bankruptcy Court dated January 2, 1991 (the "Order"). A true and correct copy of said Order is attached hereto as Exhibit "C" and made a part hereof. 13. The Note and Mortgage are in default because Defendants have failed to make monthly payments on the Note that are due and owing for the months of May-December 1993 and January-May, 1994. Such defaults are continuing. 14. The entire indebtedness represented by the Note and secured by the Mortgage is now due and payable in full by Defendants to Commerce. Such indebtedness includes principal, interest at the rate provided in the Note, late fees, taxes, municipal assessments or charges, an attorney's commission and costs of suit. 15. The interest, late fees, taxes, municipal charges and assessments and other costs and expenses as provided in the Bond and Mortgage will continue to accrue until distribution by the Sheriff of Cumberland County, and are to be computed when judgment is entered in this proceeding. 16. Total indebtednesa to Commerce which is secured by the Mortgage is $6,852.12, through 5/25/94 as follows. - 4 - ~ " ., .010........ UJt. NOlIANDiICIIllfJUIIIUIIIHT". .....,~ l.i.' trIOhCl:" IIlkMl tJ ,......,...--:....,-........ Amount rlnaneed lli_~__ ..,............ Totll of Paymlnt, ,..........~.. ..Ill''''' .............N~"r_ looooii,_ 110,1\0.11 I~~"''''''' -.......- + - ~ ~ ~-- ,+ ~ ,110,""" H'I ~ . J. ft..OI 110.110.71 , 14,601.'0 ..~..... 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U[ hll aU Ih. follllllll hu ,"4 tlUI of .1I11111I",d o.e an lIul f'iou An) .mIlUIII.... odutlCt Ofl '011' "'h.1f .iII'" Mded to !III 1I1il,lnl.nUl lov.m 11011111, lI.n",r.lfln. ,,~., d.hltl 01 olh"..ilt dllpon b.l,n" oll..lId ..I"'pon filltnn: Ch"l" II 1M Anautl fltlUlIl", '."o'lWt I htCoU.III.I.Ill.hoIrOI ill,Ir1.IO'", ptnollahnl.no'lp.n,lolhiISulllil, ~alt .nd ml" 1M "p'r.ttl,: tillrnmt4i.I.I, "I"tlllhmlfld; IlII aiD.. ..llh r.!IfJ '"IIltIlI. YoII aillllol pt,mll .lIrllln Ollt'tllllly illllrllllo 1M obrauwd Oft thl monlhl, ,',lMfllI. or IliilII lhl end of Ih. Nolt. II '" alo... Ill'" ..If,. ~ Ullltal othe, thtn olin f' ,m.nll on ,OlllllrhlU ...111 fIOt eUfe ,Oil' .lUlln 10 perform "'11' ,ro......... tnlnl, A"''''''III.. . . ... MAINTAIN1NO TilE COLI,Al1-""l Al tOlll fOII.,oll.iIIm.lnraiIlIM 1 INsrlctIOl\. \'ou .11lrr'mlIUltoIMpmlhlColl"If.ltI'Il~""o 1I11f1.1III ,aod condition Ind rrpli,. \'0".111 plln",.lI...huIIOlIO' d.m.,. lime. U Vlill ,., .111....11I. olhll Ihll," olllh. ColI,lflll YoII.i11 1101 11M Ih, nOION l NO lOSS of .U;HTS Th, Nol' tnd Ihil5rcUIll' AI " 11111f11 ilk,tll, 01 101 hin m.yltrnrIDlillrd.III"Md."I.ndtdOI"M."~'''''"hO''I''Ir''itl...,., VI, POSIT "rl'ol;Nl!ri Illhe foll"ml lonlllll 01 ,1II'POlil1CC0uol 0' o,lh.Col.II,,1 W.mn.ddollelru.lIlyprnoflorp,optr1,oblltaaM"..,diI .Iinctt. 01 d'polil..e ml' ,,1111' 10 .110. '01/ 10 tlon the ,,"0111110' Vlilhd".. Nole Inri Ihat fttculil' A,re.m.nl .ilhoIlIIOlIIl, 0'" h.hU 1ft lh. CoUII.II!. t, \ IlIml "0m II. If Ih, "'tOll III 0' ttlllllt.1I 01 dtpo,il mllurn ..hil.lh. ""olt SE('lION & tlfFAl:L1, A l)rltlllt undulh. Nolt.ill bI. Ddtllllllndu ".ill'Ullp.id,., .ill.lllomlliull,IlIl,.,h, d.pollllallM IImlllmt pt:,iod. OJ "U,tI, AI.um.nl.11I ...iliolllo.lI 11'11 ti,hlt 'nd "","in.1 ,lmIn. '1111 ._id,d Inlh, d,po\l't.ntm'"t, lInl'lI )OU tlld.. "". Ihll Ih. d'pa'I'lhould "pnn d.1I1I11 VI,hlth'" 'lD~idt' IInd" Ih. Unllalm ('omm",.,1 Code. "POI_ tent... on olhlllflml lh. 110.....1 '1'0111 ,h.lIltr ColIlIlI.llubJltl 10 Ihll drcltlin/lhl hOlllo br 1I'1I1IIdll1.11 dill .11II p.,.blt. ~ .ulil, ""..m'"t &, A rlICA110~Of'Ulf051 5. Wlm.}'t~pl}'tll,d'POlitllllcllld.dl.~ I INSU"'AtolCE Whllt In, IlImlln ntd on Ihll ~oll. '011 VIlli Ullt ColIlllI.lt,lln.llhtlumUh.lollo.uo.nalllhllNolt IItheColltlllalco_ 01 . II"" d.pUIII 01 ,,"iliUII 0' dfrD1ll. ...e m.~ ttlmlllll. It.. '.potil w~ UIUft on .ny follllll.1 "hllh It nol in OUI pnntUlon t"lnll nil, Ihllt Ind mtlUfll, In Oldlllo ,..1111 olllhe ('0111111.1 II.... IlImlnll. IhI ..,..11. ltlrIlUtlt~,lh.pohCJmll.llonltlnldtllIlEtlbl.'I.uu.ndbeln.o.mouIIllIld lonllatt (II d'rOII1 01 .pphuble II" m., flquin Ih.I., Im,oll IUblllMW Ih '11 In,u,"Ih.I.It ,,1!.llltIOI. to UI lh. ,.1I1It) mllll ,"ml U, "Iht -Iou, prnllllt' I!)f the tlll~ Vlllhd"..l ,...~ )".111. pohe, mllu"o"d.th.1Dn) Iou Illn lit p.~.bltlo)oUln. 10 1111'0111 ~ J 5UaltENnER OF COlLA 1 UAl. ~, mlY frquil' '01110 .lIm....' ~ .,,11I 'p"lI. It mllll .1.0 plo~id,'h.. .. bt 11un nul It.. Ihln 10 "~I' "iol CIIIIIl.ttllo III al . ....nn.bl) Inlll.nl.nl plitt .. dtlll"'If. .1 rr"clf:Ul.ltffOSSUSIU' II )Dlldofl' 'll",ndtr th. Collttllal".. 111'11 notlt. a' '"y tlllrrll.llolllll n411llldn in tOUII,I.luI ,") fu.on Upon .. m., "., pOlltulOIl nf II, .llh 0' .llhllllllf..l pllXtU.11l kCOI'.IlCII.ilhlt.,1o IUIII, 'ou Ihln ..h,,,lhe puhtlll, rlftl'll,11I 01 olhll t\ld.nn "' I",UtlllE' to YOII.lItholl" 1I110r,.et.bl"nlll UPOIl'")' pnmltll.M"lh,ColI"".I..,IlI' IlIlhe ,\',"1 01 'n) 101lD! '.ml,'lo Ih. (011'1"11, 'OV .lll Imm.dl,"I~ nolll) lurtl.d fOl lhe PII'PO" 0' 11.111' POIIIIIIOII.nd "mo~III'11. ... IIIVllllinl.lldfll.. "'001 01111" ...hlh'lnllllll Yo, m.y file .,!oolllllouan &. [UrSIn ot REPosstsSIO~ AND STOItAOE, ~., m,yeh"Pli'" III brh.\l11 ~1l1l1l11 Ollfllllt todo 10 \\, m'~ .ho 11'0 talll n.!TIt III tn, thft~, OU' ",IOIl.hlt flprllluln nrouUlln,.I"".,OI1II1'. "p.IIIII,.1l0nlll.ll4. ,11 01 olhll ofdlllol the phm.nl 01 in,u"net Plllet.d' In Iht ...nl 0110$1 01 IhI l'oUllet.IID 1011' II Ih.) '" .Uo.,d b, II" m.,.lo Ih, ColIlIlIIl, lilt it .conomItlU) hlltbl.. !1l1l1l1 Jud.mllll,.' .111 · 5 SAl[ m. (OIL.~l[R~I. w, m.~ HII. wi.n 01 d.hurlh. ColllltlalM ont Of moll Pllbllt 01 pll'"1 Itlll ~. .111 '1\' YOll '''Ioo.blt tl011tt ollhl u.. "I~ Ih, lnlll"nt' p'Ul.'ndlla "P'li OIUpllt' Ih. ColIlIlI.1 Olh".III..' .111 and ,,1'(1 01 lilt \h m., plllth". 1M foll'"11IIlI",,"Ir, ""01 .ny.qlllll"- ply the flltl(rtdllO IttllH' lhe luml .{l1I 0.' tin Ihlt "Ol' 01 itl,lll.hl 01 tlllm ~Oll m,. h.H IlIlh,l'IlIl'ltI.l, ""'. .illlppl) Ih,pl(J(ft'loI 1 t<iOtlMIOlIR Sln'Rln l'IlIkl"'1 lI.nlllfIUllt1lhll'1I1uu.dln, III. IUlloaIlIUl"nlll.odlh.nIUlh..lImtlh.80Ilntlo.uollthll"D1t W. J ('oll'"UI, 'UU .111 .",,1 u. In II'Hn, 111lt Ih'Ul111 inl.tulllnlld Oil Ih, .llIp,~'ol'"lplllllDloU IlllllftllUlllln.d.ou"lh.lono..IIIl4C...SI,,, '1Inul.t1lhllt mllll ,"IltIlUI Nonce Of ,RO'(HflJ CRlmr INSf/R....\f! I ht 5l,orl1l) ollhl' "nl. hmb\ ""HI nnH~' Ihll ,tOUr tlldll hl'lnlllllntt tnUII,""d 01 "Ollp rndll.nhhllllnd hnlth In.ul.nu ,OUI'" .Ul lit IpplK.bit 10 hit t.ole II Ulm'l~td on lilt fronl a'IM ~all .nd flth Illthl)P'U'tO""I..iIlbc "'''llIn b.lh"II'lll,"ueumr'o~ nlm,d llliliolllllMt. 'lIblttIIOl<<tpItMt~, ht Inll"". '0'11I alll~ Ih. ptl.OIlIII ,.,nlll.lh. u'lu'u IUI III(h 1111I1'"tt. h. .milullt at (h.,., I. indltllrd fOI e.ch I) pt 01 tltdlllo.UI'"" 10 bt pulthllhf tht Itlll lllh.lnU"lIltt.iII tommtnll" ollnl d.lt lh. lod.blt41lfl11l11l(llI"d 01 on Ih, dllt hum .hlth Ih. 111111111 01 hn.nt. ('hIl,tI'U'II'. if I.llt..nd ..IUtaPlft ollM "I,ill.llth.dlll.d mllllllt) 1111' G'lh. Ind.blldnlU lllbjtet 10 .tur"nn by Ih. inllllt' .nd ...hhlll )od.,., Ih"'.11I '" ..liUINIO lh. llUllrt. dr~lDrtl' .ttlllltu" If IftlUltlln: mult fllllt dumblll,lh. Inlll""4:I III the flelll 01 ",p.,m.ol 0' Ih. Ind,budn.u.. Itlllod or IntllllllC' rh",,,..i11 be mid. .MI,'III ,"t"r)/II"'W" unM" 1...'lrl....... NUflftllU nUNT albl JOIIMrOUANT If'itOIM''JlON " ~~ " "I ", ''''A__to._..v H' , . MORTGAGE ,"'/': (,.;",) " ,.; I ' '" r " TIllS MO~~~~:~~ .~'I~~~~;~~~: t .&bllll~rtb""""".'" 19~~.. hrl_ ....."'...--......-........................-...................... ........,'........,'...,.........',....,.. ........'.....,..'..', "..".. ""..,'....,.',,'.., ,.."".,..""..,...."....'.,'..'....,..,........,....,.. ...."............. (herellllfllf Whelhel 0.. 01 1lI0II caUod "Monaaaor") .nd COMMERCE BANK, Camp Hill, P.nna, 17011 (bcrtlllllltf callod "MOrtp",'i John R. Mlchalac Sr, & Jan C. Mlchalac In ..nlldllation 101.nd 10 lI<ort p.tm'nllo Mon'I'" bt .... ....'......'......'..........'......................l.jliiMri'RaiiiiO.ofli.;:;oM'nj".......-....--..........-..... ......,........J,..,....,........,......,....................,..................,..,..........,....,....,........'....,..,..,....,..,..........'.....,..'....'.......................,.......................................'.......----...t---. 01 . loaJ .nd .nt Inlfrtll .nd COlli do, Ihmon .\'id,n..d bt . Loan NOIf d.led .Gb,Il~,I\lt,~..L3..,........ , 19~1" . III the o;\Illl 01 s.....J,9.1,99,9,~..99....",...... ' ,',...." IlUllfolI.IIiiplul(lInk, i..pplicobl, Irrm) Inleltll (.nd/Ol .nt modillution, rrOIll..ln,ol Illtnalonlhtl1oland Int olhrr lOin nol. 01 olhu ....,m,nl whi<h m.t b, 10bllllUI,d Ihur/ol. .nt d. .11 Dr whl<h Irt hmllllllrr ..11rd "Nolf") Ind prrfol1l\lntl 01 IU ...ndlllo.., cO\'e..nll.nd obli,"lonl ..nllln,d hmin .nd In Ih, NOIf .nd .nt olhu lo.nl 01 olhrr obli..llolll 01 Mon",ol 10 tolon..... now ulltin. Of hel'lllltl Inull1d, Ih. Mon",ol docl bt Ihm p,mnll,"nl, b....ln, ..II, <onv't .nd mon..., onlo Ih. Mon....., ALL Ih. 10Uowl.. dtttribod rultllllt tll"" III 1M (~ '. rBoloo.h) DC ......,Wormllly&burg..,..... ,Commonwttllh 01 p,llllttlv.lllI) (bmillllltlroUed """mitct") kIlon and dttlpolld u 222 N. Second St. Wormleysburg Cumberland ,........'..siiifi'Ailiimi.............,..,""""',..,"",....,""'".,..,.""""""""",."., ""'."...'."MiiiiiClJii.ui,' ........'......'..'.....'.............'-.................................-.-.c:oWii'y..-.... November 13 84 Pcnnltlv.ni., conv'y,J 10 Ih. Mon",ol by Orcd d.lfd ,..,........'....................,..........,.., , 19.......... ,dolt ""orded In Ih. ollkc 101th. RICordina 01 DeodIIllIIid 30Z 340 CoonlY In Oud Book No, ,...................,...... , Pt.. ....,..,........,.. ,......, ,.llh. Pre......rc Ihmin dttcribrd .nd, II n'''''I''ry, II morr ponl<olllly dncllbed u foUowl 01 on Ihr 11m.. .id. h'ltol, TOGETll[R with.1I Ih, bolldin'l .nd Implol"m'nlllhmon .nd .dd,tionl .nd .1If11lionllhtlllo.ln<lodln..U .1I'tl. p.....lW.tl, ri.hll, Ubrnltt, privilf'fl, hUfdll.mtnU .nd .rpunfn.ncfI ,,"'h.UOfVff thtrtunto belonaln. or Ipptnllnin.. TO llAV[ AND TO 1I0LD Ih, Prcmllll hmbt IlInlrd .nd <onvrt,d onlo Mon...u, 10 .nd 101 Ih. UI. .nd brhool 01 Mon"I", lu .o.....on .nd lul,"I, forever. TillS MORTGAG[ IS MAD[ 10bi"l 10 Ih, lollowln. ,"ndlllon.. uV'lIlnlt .nd obU.allonl: ., All p.tm'nlt on Ihl Noll will b, m.d, wh,n do" indodln. p')'111,nu do, bt .",Iflllion olmtlonlt, .nd.1I olhrr condition., <ov,..nlt .nd obll."lon... rrqoircd d. p,oVld,d hrr,ln.ln Ih, NOll, d. in .nt olhrr obll"lion 01 Mon",ol 10 Mon....., will br p,rfolm,d;.rut b Mon",ol <ov,..nll.nd w....nlt Ihll Mon"lo, h.. lu Ilmpl' lill, 10 Ih, Prcml"l.nd Ih, n.hllo mon..., Ih, PIlmi1l1i .nd c. Mon,.,ol will PlY lNhrn due III lllrl .nd ."tumenll and othtr ,o\lcmmenlll ch.ratl, includin, tlre.rielt)', ....ter and ""'" rrnlllnild or .....lId I..inlllh, Prrml", ol.nt pan Ihmol, .nd .'i11 d,Um 1",lplt Ihmlol 10 Ih, Mon,",,, opon rtqo"l, .nd IhllI p.t wh,n do' .lIamounlt IIcuftd by In)' prior litn on the Prtmllel, and d Mon.a.o. will kr,p Ih, Pllmh" Inlulld ...in.1 fill Ind .och hUl.d.ln lo<h .moonl 01 .moonlt II m.t br llqollld ht Ih, Mon...u Ind Ih. poUd" .nd rcn,wala rvld,ndn. loch inlUl.ner Ihall h.., 'IIteh,d Ihototo. 1011 p.tlbl, cliO"") in lorm ,""pllbl, 10 Ih, Mon....., .nd . e. Murt,.,or ,,"'ilI ntither atll, .nia" or ".n.rrr .ny or.1I of tht Premll" or Iny lnt"est then In nor commit nor lucrer .nyllrip,....U,. impllrment or d'ttfiur1t1on of 'ht PrtmiuI and will m.lnt.in tht lime in .ood order .nd rtp.lr, .nd I, In Ih, ,,'nl ol.ntdrl.oll In Ih, m.klnl ol.nt patm'nl do, .nd p't.bl' ondrr Ih, NOIr, o. In Ih, kupln. .nd p,rform.n" ohnt ollh, undlllolll, covenlnll and oblilltiont conl.lntd htrtin Of in the NOlt, or In .ny olher obll'lllon of Mona.,ar 10 Mon,..tc, Motta..ce m.y, upon Umely notice 10 MOII.a,ol Urrqo",d ht law,Ii)lonhwilh b.ln. .nt tellon 01 mOIl"I' lolldolo" hrrron, 01 Inllitolr olhrr 101r<lo,01l p.ocrrdln.. oponlhl. Mon..." .nd m.t procrrd 10 jod.m,nl.nd ""ollon 10 ."om Ih. bal.n" du, on Ih, NOll .nd .nt olhrr '","'Ihll m.t be do, Ihmondrr, In<lodin. 'l\om'~I' Cm. '011. or loit.nd <011I DC III, 10 Ih, "lrnl, II .nt, p,oVld,d in Ih, NOll .nd potmill,d bt low. .nd (II) 'nlrr inlO pOllflllon 01 Prrml.", with 01 ",lIhool It,.I.cllon, Inlt Ihe IImf, colltct .1I,tnU .nd pruflu lhruhom .nd. .flU dcducllnllll COIU of collctlion and admlnllultlon CIIptn", Ipplytht ncl renll .nd pronu 10 the p.ymtnt ullUta .nd other neuu.,)' mllntcn.nct Ind ortl.tion COIU (intludin. ..tnu' IUland luornf)'I' leu) or on .ccount of the NOll, in loch oldrr tnd .mounll.. Mort..." In Monla.,,'..ol, dll"'llon mat rim .nd Man..." IhllI br Iilbl, 10 I",oonl only 101 rcnl..nd ploOU .<Iu.llt rr"lfld bt Mon"I"; Ind . Mon,a.", hrr,bt ..aim .nd ..1...".11 b,..r,I.nd ..her hom .nt .nd .1I'PPlliarm,nl, lI.t .nd ".mption l.wl now in lo.er 01 hrruflrr plII,d, lIlhll rD. Ih, b,n,rll o. Ifher of Mon"lol,.. hmllinllh, balaner do, 10 ..om nol in '''lIIollh, .muonl "10' lit p.ld bt Ih,poldlllrr ollh. Prrml"I" lule lherrof In .ny judicial procttdin._ upon Ihis Mon"'f, orcurnplinJlht l'rcmiKI, or .ny p.n of the prouedl 01 I.lc 'hereof. from .UlC:hmenl, levy or nle under euculinn, or rruvldin. for .ny nlY 01 cUculion or olhrr P'ot"I. lilT Al.WA V8 PIlOVlllUI, n,vrrlh,lm.lh.1 if Ihll Mnrt.,.. .nd Ih. d.bl hmby ..corrd III p.ld In lull In Ih, m.nnrr p.ovld,d Inlh, NOll, Ih,nlhis MOrl,I,e .nd Ihe tUlle hutb)' If.nttd ,hall CCIU .nd deltrmine .nd breomr void, .nythlO' herein 10 Ihe contrary notwithUlndin" The toURlnu .nd condlllonl herrin conl.ined _hall bllld .nd Iht bencflll.nd .dv.nt.,,, Ih.1I inure lu Ihe lupcctlve hciu, tUtutou, .dminiur'lon, lu"eUOII. .nd .ui,", 01 Ihc p.niu htUlO, Wlttntvtf uud. the Ijn,ul., numbtr Ih.1l includllh, r1urll, Ihe pluf.l.nd tht lin,ular and th.t Uil of .ny ,ender Ih.1I b, .pphClbl, 10 .1I1,nd", r.ymenl of Ihil MUft,l.t II lubjetl to the IttnU .nd cundltiun, uf tht NOle refund 10 Ibuvt 'Mo~?/?ll~[':iJ;p~'.'unlo,.'I"h.n(::~:;.II::~~,::t'...n,'11,'~OV',WIIII:,n",. "".""""""" "'" ",."",.""""""",.,(S[AL) MonwOi' , ",ISlAI,) 'Moil,.,"; , ",..,(S[AL) UHt'OH'UWU fOII4 'A IDllln 1/111 . 1"IIA~rONIUMU IlAVICE.INC. DESCRIPTION OF PREMISES (I_It .",cUle dllCrlpllon 01 Pr.miNI,II_-.r)'.) ALL THAT CUTAIN \ ALL \11011 ,wo CirUlli 10'" or .rlll'" '''IIU, III 'h. Iorolllh It 1I0r.h,..lI/"I C\lOlMrlon~ Colll\'r, "Ma,IVlnl., "lII\~" llI\~ ".erllM~ It toU_ III ...."'0/1" wlUI o 'lI/'v" ~.". 01"..1' I. ,,,.. ., D. P. Iott"",.r..,. ICell/NiNa ., . ,oint '11 th. 11..1 .I~. .t ".ond """'. ..I~ rallll "111I .ta r"I ....lI/'.~ In 0 north.rl, ~lr.o'lon tr.. 'h. nor\ll.rl, Iln. ot .1ftl1' """11 I Ih.lIC. Ioll'h ,. ~..,.... )0 .11IlI'" II.., . ~l''''nt. .r "0 t..I " . p.IIII .11 Hili All." th.no. NorUl I' ~..r... JO .llIlIt.. 11..1 0 ~I.'.nl' or 10 r"I ,. . ,oln' .n lln. or Lot No. '" 'h.nl' NorLh S'd..,.... 10 .lftlI.... I... . .1....ftC. or "0 r", " o ,.In. .n ....11III l.r"'1 'h.n.. lelllh .' '1t,..1I )0 .11llI'" Ian . "'''nt. II' " t... " I 'Nil' 'hi ,1... .r .1&_1/11. lUNa L" 1101. .- an. " on \II. '111I .t LoLl 1.1~ 011' ., V. HII_tl "''''.11. .n~ ktown a. li"w'I.r 'Ion No. " II '''nG'~ 10 .hlll 1I.lnlll "1"'1 ''''J'Ol'~ .. I.n'.r ar N.C....., Co., r"or~.~ In 'h. Orrlca ar "'0 ........1' .t ..... .t ClIawl.1IIII Clulll' '" .... .... , "D" ".. . COMMONWULTH OF PENNSVLVANIA Cumberland COUNTY OF ".....""...."......."..'..........."..."""..."."...."...."..".",..,...... 13th February 89 On Ihl. "..."."."",.... dlY or "".......""""""...........,..'..'....... .19.....".... befo.. m.,b. ..blCriber, I NOIII} P.bUcIII Ind forlhe Common_lib ofP.nnoyIYlnll, 55 . Richard A. Schoffstall Ih. undon"n.d om.... penonolly Ippear.d , "......."",....,................,......"....'....",,,.......,,.........,,....,..........,..,.....,,,....,,..,,,..,...,,,,,,,"..............,,.....,,...,..,.."'..,......,,..,..".. , known(or IIIl.fl..orily proyrn) 10 m.,o be lb. pellonlt) who.. nlm.(.) II (lit) .ubltribed 10 Ih.aboyo Mon,I,' Ind I<knowlcd,.d "".,Ion ollb. 11m. for Ih. purpollllh.rcln conllln.dlnd drtlrtd 'halll be ",old.d II .uch, 01 who ICknowl.d,.d hlm..lflo be a (Vice) Prllld.nl oflhc Mon,I,ol(ifl Corpollllon), and Ihl!, brln,aulhori"d '010 do, h. ""ulld Ih.lboyo Mon,al'II Ind for 'h. ael and d.rd or Ih. Corpora lion by li,nln,lh. nom. oflh. Corpora. Ion by hlm..lf II (Viet) Prelld.n. Ind <lu.ln,'h. Corporall..allo be appll.d Ihmlo. Ind dnlrtd h. 11m. 10 be rttord.d II I .h, WITNESS my hand and om.III..al,h. day and year aro"lIld, , ..~:.... t;Ur >IniAL ,,<i. Sh8rti ~ \1.', r. r (.\. :-::1' ,j rl'i~.I;~ tiarri::'::"i,.iitJ. i",:, t'~;.~. ...1 ;.~'J""'I'I IrIt 11\l"6..-trvtltJl,..I,,,,, ;,~, luQU 1011 I crnlfy Ihallha p...I.. ..lid.",. of lh. wilhln.nam.d MORTGAGEE. I. ..'ilji'cOil.....".. ., , . I [ i a i! i ~ I lil: i r ~ c :z ~ - ~ ~co B e. c C'l ..,:z I lil: > < S! C'l ~ ~ IOl - VIRIPICA'l'ION I, Alexander F. Bradley, Jr., hereby acknowledge that I have read the foregoing Complaint in Mortgage Foreclosure and that the facts stated therein are true and correct to the best of my knowledge, information and belief. I understand that any false statements herein are made subject to penalties of 28 U.S.C. 51746, relating to unsworn falsification to authorities. lexander F. radley, Vice President Dated. tr Ib '~1 JUH 10 3 2:1 PH '9~ it!!! 1.1 "~,I .,. r 1,1. " ,"; ',il ,1, \;'l} : ',\r I :.llt', l" ,I.'. '4 ,. 1./0. ~(J 1M. ~ I .s. 60 I' 1./ J. S-D _.,+',",,~~""_=-""_..#'.~'''- ~r-:-~ __ ..:0-''''.'''''''-" .,._"~,- ~...,~, -'.."- , ~ 11. 4 OJ.3 3 ~):.. ~cpL .:f.I- , I 688 ........> , , , , . . ilL. ,- ~ ~. J' ;\. . .. . . . ,. ; . , COMMONWEAl/I'll 01' PENNSYLVANIAl COUNTY OF CUMBEIlLAND In The Court of Common Pleaa of Cumberland County, Pennaylvania No. 94-3179 Civil Term Complaint in Mortgage Foreclosure and Notice Commerce Bank VS Jan C. Michalac alkla Jan Bell John Il. Michalac, Sr. and Richard A. Schoffs tall Wilmer lIockley, Deputy Sheriff, who being duly aworn according to law, aays that on June 14, 1994 at 2125 o'clock P.M., E.D.S.T., he served a true copy of the within Complaint in Mortgage Forecloaure and Notice, in the above entitled action, upon the within named defendant, to Witl Jan C. Michalac a/k/a Jan Bell, by making known unto Kelly Shineult, Adult Daughter of Jan C. Michalac a/k/a Jan Bell, at 222 North 2nd street, Wormleyaburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the aaid true and attested copy of the same. Daniel Peiper, Deputy Sheriff, who being duly sworn according to law, says that on June 20, 1994 at 8135 o'clock P.M., E.D.S.T., he served a true copy of the within Complaint in Mortgage I'orecloaure and Notice, in the above entitled action. upon the within named defendant, to witl John R. Michalac, Sr., by making known unto John R. Michalac, at 55 Rolo Court, Mechanicsburg, Cumberland County, Pennaylvania, its contents and at the same time handing to him personally the said true and attested copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he made diligent search and inquiry for the within named defendant, to witl Richard A. Schoffstall, but waa unable to locate him in his bailiwick. lie therefore deputized the Sheriff of Dauphin County, Pennayvlania, to serve the within Complaint in Mortgage Foreclosure and Notice according to law. DAUPIHN COUNTY RETURNl AND NOWI June 20, 1994 at 9:35 A.M., served the within Complaint in Mortage Foreclosure upon Richard A. Schoffstall by personally handing to Richard A. Schoffstall a true attested copy of the original Complaint in Mortgage Foreclosure and making known to him the contents thereof at 114 Ann St., 3rd Floor, Middletown, Dauphin County, Pennsylvania. So Answersl William II. Livingston, Sheriff of Dauphin County, Pennsylvania. By David P. Miller, Deputy Sheriff. Dauphin County return hereto attached. Sheriff's Costsl Docketing Service Surcharge Out of County Dauphin County 26.00 15.68 8.00 5.00 24.25 78.93 Pd. by Atty. 6-23-94 So Answe~l L~~ ?~:''';>o'l..d .(;e~ ,. Thoma~ Kline) Sheriff ,J-- /'f"' p' BY J ~/.~ /' , f' - . .~-' -.-.- Dep1Jty slleriff , I ~ . BY .,t.-' Deputy Sher Sworn and Subacribed to Before Me 1 994, A. D. nay of 0.17 . I l~~t'-- a )Jt,ffi............* P'othonotnry - '1'lIis ,~ . . . I, hereby certify that I served a copy of the foregoing document upon the person and ill the manlier indicated below, which service satisfies the require-menta of the Pennaylvl1nil1 Hules of Civil Procedure, by depositing 11 copy of same ill the U.S. mail, First-class postage prepaid, as follows: John R. Michlllac, Sr. 66 Rolo Court Mechanicsburg, PA 17065 ,Jan C. Michalac 222 North Second Street Wormleysburg, PA 17043 Richard A. Schoffsdall 114 Ann Street Middletown, PA 17067 METrE, EVANS & WOODSIDE BY: J~ SSELL, ESQUIRE Aupre9l6/ urt 1.0. #78056 3401 No h Front Street P.O. Box 5960 Harrisburg, PA 17110-0950 (717) 232-5000 Attorneys for Plaintiff DATED: 10/21/97 IIYllTI r-,':rn p':!(T h.,. ,"(h\ (\t '1 . t '\)I!"\1 ,1 II t, 1l CJ'lrrr ? t. ". II r 'J I.fl : "u ('II . ",,),.....' F~' ., ;('1' ;,.~.^,,,...,..-,+,~-,,,.. . 'I~' .. .. J ' '.\. . ~ . , j . -',!!,...--., ; :"'J' .. - ~ . tI ..