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HomeMy WebLinkAbout94-03426 , I ~ ! j I i \ { I~ ~l' ~;' . ~ l I i'l ::i ..--."~- ,_j" iF !i' .~ -,-, , .~ t .-' ~- '11. "4'.,c, c;J ~~ No. Civil 19 __ ru / f,;n &ni IU 1; ~ .;? 1 I ~ \ , IS. ,. w ,-~, ~ ak~tI 1fJ. e.. f"'-:s Jb.l ., 1 '',l court of Common PI.IS Cumbo Co. . "1 ~"" ":i 1\ I :h '" ill II ~ i & I f ,1 . I ir , I J: ! \~ I - , FULTON BANK, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. fJl/.l'I;(. C~ 71.tA<I'- Plaintiff v, ROLAND G, C. YOUNG, JR., Defendant CIVIL ACTION - LAW NOTICE TOI Defendant: A judgment has been entered against you in Court. If you wish to open the judgment or otherwise attack the claim set forth against you in the following pages, you must take action as soon as possible after this Complaint and Notice are oerved, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the judgment entered against you. You are warned that if you fail to timely do so, you may be foreclosed and not able to do so at some later date and execution may be isoued against you without further notice. You may looe money or property or other rights important to you. CALDWELL & KEARNS By ~~~~~ f~~ p~;~'tl~~f ';; I , YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Lawyer Referral Service Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 FULTON BANK, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. '1".'J" ,).(, (!q,J /i.,...... Plaintiff v. ROLAND G. C. YOUNG, JR., Defendant CIVIL ACTION . LAW CONFESSION OF JUDGMENT COMPLAINT PURSUANT TO Pa. a.c.p 2952 AND NOW, comes Plaintiff Fulton Bank by its attorneys, Caldwell & Kearns, who makes the following Complaint and states in support thereof as follows, to wit: 1, Plaintiff Fulton Bank is a duly incorporated banking company existing under the laws of the Commonwealth of Pennsylvania. Plaintiff's principal place of business is located at One Penn Square, Lancaster, Lancaster County, Pennsylvania 17604, Plaintiff does regularly conduct business within Cumberland County, Pennsylvania and various places of business located therein. 2. Defendant, Roland G. C. Young, Jr. is an adult individual whose last known address is 201 Allenda1e Way, Camp Hill, Cumberland County, Pennsylvania. However, Plaintiff Fulton Bank believes and, therefore, avers that Defendant may have moved to North East Maryland, with a mailing "address at PO Box 303, North Eaot, Maryland 21901, 3. On or about March 15, 1984, Fulton Bank did enter into a certain Promissory Note/Line of Credit Agreement with Roland G. C. Young, Jr" Inc., a Pennsylvania corporation, and delivered same to Fulton Bank for the valuable consideration recited therein, whereupon said Roland G. C. Young, Jr., Inc, promised to pay to the order of Fulton Bank the sum of Fifty Thousand ($50,000.00) Dollars or, if less, the aggregate unpaid principal amount of all advances made by Fulton Bank to Roland G. C. Young, Jr., Inc, with interest as provided therein of 2% above the prime rate in effect from time to time. A true and correct copy of the said promiosory Note/Line of Credit Agreement is attached hereto, marked Exhibit "A" and made a part hereof by reference thereto. 4, In further consideration for Fulton Bank. Defendant Roland G. C. Young, Jr., Inc. was required and. did execute and deliver to Fulton Bank a personal Guaranty, in an unlimited amount, for the said obligations of Roland G. C. Young. Jr., Inc. A true and correct copy of said personal guaranty is attached hereto, marked Exhibit "B" and made a part hereof by reference thereto. 5. Roland G. C. Young, Jr., Inc. did borrow various amounts from time to time on said Promissory Note/Line of Credit Agreement. 6. Nei ther Roland G. C. Young, Jr., Inc., or Guarantor Roland G, C. Young, Jr., have, however, made any monthly payments on said obligation as required by the terms of the Promissory Note/Line of Credit Agreement and Guaranty, despite demand, since December 15. 1993 through the date of the filing of this Complaint, 7. The amount currently due on the obligation is as followsl Principal - $9,892.36; Interest " $485.81 through June 16, 1994; and Late Fees - $]0,00. Furthermore. interest will accrue after said June 16, 1994, at the rate of $2.55 per day. 8. Attorneys' fees of $1,483,80 are demanded as provided in the Promissory Note/Line of Credit and Guaranty Agreements. 9, By virtue of the terms of the loan instruments, Exhibits "A" and "B" hereto, all of the obligations are now due and demand of payment is made therefor. 10, The instrument has not been assigned. 11. Judgment has not been heretofore entered on this instrument in this or in any other jurisdiction. 12, It is unknown if Defendants are member of the Armed Forces of the United States or its allies, WHEREFORE, Plaintiff demands judgment against Defendants in the total amount of $11,891.97. Respectfully submitted, CALDWELL & KEARNS Datedl (.,. {)'3' (iel . BYI (lr, )J~f,) 'Ai (l.'~~y I/(tl' / ~s R. Clippin e , H qUire Attorney I.D. #07159 Attorney for Plaintiff 3631 North Front Street HarriSburg, PA 17110 (717) 232-7661 4 VERIFICATION I, clint Miller, of Fulton Bank, verify that the averments made in this Confession of JUdgment Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S. 4909, relating to unsworn falsification to authorities. FULTON BANK By ~"'. ~tr.":\ Clint Miiler Datedl ~,JM. \l.it, \'\'1L QI\DA'A\I~C\003'2\IO'JL\2994t,t 5 J:vhlhlt 11 \ o 1(1 :) If) rJ -:t Il,? "..-" I Promlllorv Note Llne of Credit Fu1tOD~ Lanoaster , P.nnlvlv.nl. s 50,000.00 ~".,c.~ IS. o , 19/1... For V.lu. R.celved, Rolsnd G.O. Youns, Jr., Ino. ("Bollower"l, hmbv p'omlll'lo P'V 10 Ihe ord.r 01 Fullon B.nk I"B.n'''' UPON DEMAND Ih. prlnclpel,um 01 S 50,000.00 , or. 11111I, Ih. .ggreglle unp.ld p,'nclp.1 .mounl 01 .11 .dv.nclI m.de bV B.nk 10 Bor,ow.r pullu.nl 10 thl, Promlllorv Note .nd oulll.ndlng wh.n d.m.nd lor p.vm.nt h m.d. bv the holder hereol, togelh.r whh Intmll on .nv end.1I ptlnclpel .mount' rem.lnlng unp.ld hereunder from time 10 tlmehom Ihe d.le hmof, p'V.ble on the d.V ol..ch monlh herllfter..t . rile per .nnum equel to 2 ".bove the Prime R.leln effeclhom lime 10 time, IIch ch.ng.ln ,uch Inlerellrate 10 become effective on Ihe effective d.le ot ,uch ch.nge In the P,lme Rete, "Prime Rete," II ulld h.reln, ,h.1I mlln Iherate ollnterlll chllged lrom time to time bV Ihe Benk lor un.ecured prime comme,clelloan. 01 00 dav matu,ltle., Intlllll,h.1I be calcul.ted on the be", 01 e 300,day vear counting the actual number 01 day. el.p.ed, Bolh prlnclp.1 .nd Inter lit ere pav.bl. In I.wlul money ollhe United St.l.. of America at the office of Bank at Ono POM SqUaro I Lanoaetor - , Pennsylvania. In Immediately available fund., Prap.vm.nl. Thla P,omlllorv Note mav ba prepaid In whole or In pari at .nv lime et the opllon at BOIIOWII whhoul pr.mlum 0' penalty. E.ch prepayment .hall be applied 11," 10 Interell, II .nv. then due .nd then to principal. Adv.nc.a. E.ch "quell bV BOllower 101 an adv.nce bV Ihe Benk .h.1I be made In w,ltlng or bV 1.lephone which ah.1I b. con. firmed In w,hlng by letter m.lled to the B.nk on the lime dav 01 .uch lelephone iequllt, end IIch ,uch llqullt, wh.thll In wrlllno or bV t.lephone, .h.1I be m.de bV . duly aUlhorlred officer of BOllower, Endoll.m.nll. E.ch .dYlnce bV Ihe B.nk and IIch prepavment 0' payment m.de on .ccount ot the prlnclp.1 ot thla Promlllorv Nol. ,h.1I be .vldenc.d by .n 'PPlOprl.te not.tlon endolled bV the B.nk on EMhlbh A 01 thl. Promlllorv NOli, Addltlon.l page, m.v be .dded 10 E.hlblt A ollhll PlOmlllo,v Nole Irom tlma to time a. required 10 reflecl,uch .dv.nc.. .nd p.vm.nll, D.l.ull. The occullence 01 env 01 the loll owing eventl,h.1I conllllute . def.ull, Upon .uch del.ult, Ihe entlll bal.nc. 01 p,lncl, pel .nd Inlerlll ollhl. PlOmlllOlV Note, .nd all olher lIabllltle. of BOllower 10 the Bank. .hall, allha option of the B.nk and whhout notlc. or demand, become Immedlalelv due and pavable: (al Failure 01 BOllower to pav when due or on demand Iha principal. Inle,a.1 01 anv pari thereof: Ibl Fallu,e 01 Borrower to ob.e,ve or pe"OIm anv 01 the obllgatlonl of Ihl. Promlllory Nole 01 of any .ccompanylng Inst,u, ment. .ecurlly agreement or writing; tel The Dink In good faith believe, thai the prospnct of paymr.nt m pfOrfnrl11SI1C8 Is Impaired; Idl Oankruplcy, Insolvencv. arrangemenl. debt adlustment or ,ecelvershlp proceeding.. fOlmal 01 InfOlmal IIeln.tltuted by 0' agalnll Borrowa,; leI The entry 01 env fudgment 0' Ihe IlIuance ot env e..cutlon, attachment 0' garnhhment plOceedlnlll '1II1nll BOllower; (II The Inltllutlon 01 .nv dlllolutlon. merger, cOnlolldetlon or raorgenllltlon plOceedlnlll bV or .g.ln'l BOllower; \ \' (gl Anv Inlo,matlon lupplled 10 the Bank PIOVII to be matarlally lehe 0' ml,leadlng; II t ".11.._.. -. n.............._ Imf'll." U",.n,.lallnfnrmallnn II mav he rflllon.blv requested bV the Oink; I) ,J 1I1l1... leMolloB II.UI!M II.UI!M, \ o 1(1 :> II) ("'l -:t I I,? ..-. . Promlllory Nole Line 01 Credit Fu1ton~ Lanoaster . P.nnlylv.nl. . 50,000.00 Jx~"i.J IS. . , 19f!:L For V.lu. R.celv.d, Roland G. O. YO\1Jl8, Jr., Ino. ("Borrowlr"I, hereby proml.lllo p,y 10 Ihl ordlr 01 Fullon B.nk ("B.n'''1 UPON DEMAND Ih. prlnclplllUm 01 S 50,000.00 , or, If III', Ih. .ggreg," unp.ld prlnclplllmount of .11 .dv.nclI m.dl by B.nk 10 Borrower pur.uen. to .hl. Promlllory Noll .nd outltlndlng whln dlmend lor p.ym.nt I. m.d. by Ihe holdlr hi rial, 10g'lhll with Inllrlll on .ny .nd .11 ptlnclp.1 .moun', rlm.lnlng unp.ld h,reund,r 110m time to tlmlllOm the d.tl hlrlof, p.y.ble on Ihl d.y 01 IIch mon'h hlrllller," . r.le plr .nnum Iqu.1 to 2 ".bovllhe P,lml n.tlIn Ifllct Irom 11011 to tlml, IIch ch.ngeln .uch Inllllll r.te to blcome Ifllctlve on Ihe Ifllcllvl detl of .uch chenge In Ihe Prlml nell. "Prime n'l'," II used hlreln, .h,ll mlln Ihl retl ollnterll' ch.rged 110m 1101110 tlml by the Denk for unllcurld prlml commerclllloa", 01 00 d.y ml.urllle.. Inlerllllh.1I be calcul.tld onlh. bl.i1 01 . 30D,d1Y vear counting Ihl actual number of daYIII.p.ed. Dolh principal and Intlroll are p'Ylbllln I.wful money 01 Ihe Unltad Slatel of America allhe ofllce of Dank at Ono Perm SQUare, Lanoaeter - , Pen",ylvlnla. In Immedlalely avallahle fund., Pttp.vmenl. Thl. Promlllorv Note may bl prepaid In wholl 0' In parI a. .nv time al .h, option of Dorrowar wlthoul premium 0' penll'v. Elch prep.ymeot Ihall ba applied 11'1110 Inlerell, If any, Ihen dUI and then to principal. Adv.nclI. E.ch requell bV Borrowlt 10' an advlnca bV Ihl Dank Ihall be madl In writing or bV IIllphonl which .hlll bl con. II,mld In wrlllng bV I.lla, m.llad 10 .he D.nk on Ihl lima day olluch lelephonl ilquell. and IIch luch raqulll, whelblr h; wrlllng or bV t.lephon., Ihall be madl bV a dulV .ulho,lzed offlcar 01 DorrowlI. Endorllman... Elch .<lv.nce bV the Dank and each prepayment 0' pavmln. mIdi on accounl ollhl principal ol.hl. Promlllorv Nol..h.1I be .vldlncld bV .n app,oprl"1 nolatlon Indo"ad bV Ihl Dink on Ekhlbll A 01 thll Promlllorv Notl. AddltlDn.1 page. m.y be .dded ID EKhlbll A Df thll Promlllorv Note 110m time 10 lime a. required tD ,,",cl.uch advance. and paymant.. Oel.ull. Tha occurrlnca DI anv of Ihe lollowlng IVlnt..h.1I cOl1ltltula. dll.ull. Upon luch dlflUIt, Iha Intlrl bel.nc. DI prlncl' pel.nd Inlltlll ollhl. PlOmlllory Noll, and all olhll lIabllltla. 01 BorrDwlI 10 the Blnk, .hall, at thl option 01 thl Benk and wllhoul nDllcl or damand, becomllmmldlalely due and payable: (el failure 01 Borrowar '0 pav whln dUI or Dn dlmand Ihl principal, Interelt or any part .hlllol; Ibl rallure 01 Borrower 10 ob,ervl or perlorm any ol.hl obligation. of Ihl. PlOmlllorv NaIlor 01 any .ccomp.nylng Il1Itru, minI, .ecurlly agrelment or writing; (d The Dank In good 'alth believe! that the PflUllflC:t 01 pavment Of ,H!rfnrma"ce I. Impaired; Idl Bankruplcv, Inlolvencv. errangemen., deb. .dlullmenl or recelve"hlp p,oceedlngl. formal or Inlo,mlllrl'l1Itllulld bV or Igalnll Borrower; Ie' Thllnlry of Iny judgmenl or .h, IlIuancl Df Iny Okecullun, allachmlnl 0' garnllhmlnl proclldlnllllllllnll BorrowlI; (II Thlln.tltutlon of .ny dlllolutlon, mllge" cOl1lolldallon or reorganization proceldlnlll by or Igalnll Borrower; \ ,. (gl AnV Informallonlupplled 10 the Bank provelto bl materllllv lalll 0' mllleadlng; lhl rlllure 01 Dorrower to lurnilh IInanclallnformatlon a. may be rellonably requllled by thl Bank; (II Deflult bV Borrower of anv obligation to Dank whe.her II maker, co,m.ker, Indorser, guerantor, 0' lure'v. Rlmldlll. When I d.flull occursal described In the preceding pa"grlph the Blnk. II lis option, mlY dlclare Ihllntlre balancl ollhe principII and Interell 01 thll Promlllory Nole Immedl.tlly dUI end payebll wllhout notlcl to 0' demand on Borrower. Upon Ihl occurrence of I delault the Dank sh.1I have alllhe rlghlllnd remldl., with tClplCIID Ihls Promllloty Nolllnd III cDII.lalll which ..e pro,lded for by law .nd .lInl the rights and remedlossel for.h In this Promlllory Notl and In any accompanying Inltrum.nl or olhll wrlllng Ind Ihe Bank Ihlll havl .nlmmodl.la ,Ight 01 set'oflagalnll allllablllllll to Borrower Including rlghl DI se"Dllag.lnll any Ind .11 dopo.1t accounll. allll the nonk II h.reby given IlIln on and IlIcurlty Interlltlnlll prDperty of Borrower now or hili' .ltar In the Blnk'. pOIlOlllon 0' IIcured to .h, Dank pursulnt to IlIcurlly agreemlnt or mortgage; Including, bul nDlllmltad tD .ny ballnce or Inlmll In any dOpollt, tllll' D' agency .ccounl; .nd Ihl Bank Ihall hava .11 'Ighll to luch property 1111 hll by .ny .gree. mint or by flw. In tho oVlnl that I judgment II obtained on thl. Promlllory Notl by Ilgal proceedings, Dorrowar w.lvlI .nd rellllll rellll from all IklmlltlonllWl. Conlllllon 01 Judgm.n\. BorrDwor (and lach of Ihlm, If more Ihan one I. herobv Irrevocahlv aUlhorl.es tha Pro.honDtary or any .tlornay of any courl 01 record In Pennlylv.nla or Ihewhere to appoa, for and conlllljudgmonl egalnll Borrowa, I.nd each ol.hem, Jointly Ind IIvIIallv. If more than onellor env end alllmountsl/npald on this Prornlnory Not., Incll/dlng Interelltherlon to dati 01 paymont. togolho, with flOl 01 cOl/l1Iolln .ho IInnlln' 01 filto.., po"ont 116%) 01 the forogolng and COlli of lUll. relelllng.1I IItors .'Ht walvllltJ dqhu nf "fl~"Al If 11 f'llpV 1If''''III, \l11,jfi,'d hv Affid,wil, ,hAil flAVA tUU!I1 flInct In ,ur.h proceeding, It shill not be neceu.ry '0 IlIn Ihll Olly"',,' ., . WAlli1l11 fit fltlllllll'Y n""I1Wl!r (and cadi III Ihem, If mUle thall 1111"1, herobv waive Hut right to anv IflV of Ikecullon and 'ho hen. lit 01 .11 "olllplinn tawl nnw or horoaflor In efflct. No Ilngla ue,cill 01 .hls Wllllnt Ind POWII to conllll judgrnonllhall bo doorne,'to ..ha,""hll pnwe" whotho, or not any II/ch ekerclle Ihall bl hlld by Iny courl to bllnvllld, voldabll Dt void, but Ihls powar .hall contlnul undiminished and Olav be ekatclled from tlm. to tlmlll olten II Dank Ihlllalactl/nlll allsurns due harounda, .hlll hlv, bean plld In full. Coll.c"on Call. In th. evan. this Promlllory Notlll plecld In Ihe handl olin allornlY nt allntnoYI for tho Inlorcamanl Dllnv obllgltlon .al lorth hmln, norrowor Ig'lOl to pay, In addition to prlnclpallnd Intarllt, 'allonabll COlli of colllctlon Including '1IIonahl, allorn.y'. 1111 up to the perclntage IIltad abovl. Wllvar. Tho lallure by the nank to Ikllclll.ny rloht 0' remedy Ihallnot be tak,n to wllvl thllkltclll 01 Ih.llmllhmalUr for .ha limo or BnV lubllqulnl dllault. All notlclI to Borrowe, Ihall be .dlqultlly glvln " mlll.d pOlllgl preplld to thl .ddrlllll IPllearlng In IIld nank's rocntds. norrnwer Intends Ihll to h. . .eelod Inllrumlnt .nd to blllgllly bound herlby. Alllllu.. arlllng hereundor Ihall ho go,o",o" bV tho law nl Plnn.ylvanla. I) ,'"\ .J 2'0"1011 /6/811 " , Colllltrll o If dltc:kld, thlllOln II unHcultd. lIll If chackld, Ihlllo.n Ind .11 olhll pltllnl .nd 'ulur. Ind.bl.dnlll 01 Ih. und'IIlgnld 10 Ihl B.nk, II I.cur.d bV Ih. 'ollowlll\l coll'llral, wh.lher now own.d or hlrll'ler .cqulrad by Ih. undelllgn.d or .lther a. Ih.m, .nd Ih. proCl.dllhll.o': o If chlek.d, . IIcurlly Inllllll In .11 'und., mon.y., b.llIlCII, negull.bl. IllIlIum.nll, bondi, 1I0ckl, commllclll p.per, JIOllcltl a. III. Imullnc. .nd Ih. proclldl IhIlIOI, clldlll, cllllln .cllon, cl.lml .nd d.m.ndl of .ny kind, .nd olhll p,opl,ty .1 .ny 11m. In Ihl pOllllllon ur conllol ollhl Dink, or .ny 01 III IgenU or corrllpond.nu, 0' In IIlmll 10 It by m.1I 0' c.rrler, b.longlng 10, la, Ih. .ccounl a. or lubllcllo Ihl order a. Ihe undelllgned, c,uI.d by . G.nll.1 Lo.n , .nd ColI.III.1 AgII.monl belwlln undllllgnld .nd Dink d.l.d , ,19 _' Th. 'ollowlng IUch coll'ltIIl II being dollver.d to O.nk hll.wlth: . If ch.ck.d, (clllrlv Id.nlltv Ih. coll.l.rll '1 Wllllllh. docum.nl cre'llng Ihl IIln or IIcurlly Inlolllll: BeoOrity Agreement and UOO-lo reoorded against Inventory and Aooounts Reoeivable CorpOl.I. SIIII1.IUII IN WITNESS WHEREOF, Roland G.O. YOWI8. Jr.. Ino. hll ClUlld Ihll Promlllorv Nol. 10 be duly ...culld by lIS dulv .uthorlzed officIIS, Ind III corporall 1111 10 b. Imprelled hareon on Ih. dat. 11111111 forlh .bov.. ~ Nam. of Company ,tORPORATE SEALl ", ~c2Z2~;{" II TI. Ino. ATTEST: Naml and Tltl. l Sacrellry , BYI Indlvldual/ProprlttOllhlp/PlIllMnhlp - Slgnaluraa IN WITNESS WIlEREOF, 10 be dulV ..Iculld on Ihe dale 11111 lei 'orlh above. hll Clulld fhll promlllory Nol. Wllnall Borrower Wllnlll Borrower Wllnell norrow8' fUt'IIIbl !:vhlhlt R , - --.--- - ~-- -,----' ,-,_.,-~ _.:..---' --, .. - .-- -_. GU^,,^NTY I. IlEl'INITIONS ^, used hmllllhe f..lll1wlllg Im1l\ \h,1I have Ihe 1\r,"IIr.' 11II1I,'nle,l: "Ulldwlglll'd" lIlea'" Ihe I'tI\ollllldudlug nllY f..llu nf kr.,1 ellllly, nl If IIlllle Ih," nile, ,II of the l,m'"l1 hy wholll nllll\ whme hehalf,lhh (j...IOlIly h,lglled, '\I.lIk"lIle.", I'ultn"ll,"k, II'e.u,,)'lv,"I. c'''I"lallnn, 0 J I 0 ..I'lllIcll"lllehllll..lIle''''............."",.....""." ",,,,,..l1ll)l\lltl . ..O...Y\lW1gI. , r. I. II '.,,,,,." "rllllcll'.lllebllll" l.I,hllllltlln \I,"k" lIle'lII nil e~I'lllIg 111'\ flllllle lI,hlllll.., whelhel ah,nlule 11I cnllllllgrlll, nf Ihe 1'lllIcll'.lllehllll In Ihe ","k nf .IIY ".I,"e wh.I\nrvtl nlltl nlll nf "h. level hUIII' aelllllll ,,111118' 2, rON1INlIINli (iU^,I^N1Y .lhe Ihlllmll:llrd h"rhy UIICtlllllllh'lI.lIy I\'liIIIllIl)" lu Ihe \I.lIk Ihe ,1~le I'rrfllll'"llle,luchlll' 1118, hulllnl hel1l81hllllrtlln Ihe /"nllll'l 1',1)'llIelll whell dlle, n[ Ihe 1'lllIcll'.lllebll1l'l \.hbllille' In \Iallk, I hh (,unrallly I, Q co~11I1I1I11I8 nile alld Ihall he elfecllve alld II 1It11118 nil Ihe 1I11dwlglled leg,"llm nf hnw IlIlIg btfll.e nl Iflel Ihe d.le helellf IllY IIf Ihe 1IIIIelI'II llebllll'l I.Ilblllllellll \I.lIk wele III lie IlIculltd; 1'"11 hied, hnwevtl, Ihal allY IIl1e of Ihe 1I11dmlglltll whll glvC\ wllllellllllllce III \Iallk 10 Ihal crfecl ,hlllllnl he lI.ble heleulltlel fnl IlIch IIf Ihe 1'IIIlcll'.lllebh"'1 1.I.hlllllel In "allk II lie Illculltll Iflellhe lecell'l by Ihe \Ill1k nf \\Iell 1I'IIIIell 1\I111ce, ulIl<-1\ Ihe \Ollie are lellell'nl" exle.lllnll' III 111111111[.lh'"1 nf lI.hlllllel Ihe.clllfllle <x1,lIl1g nl ullle\\ Ihe \I.lIk h hlllll"t hy ngltrlllelll ellleled 111111 bdn.e Ihe le[e11'1 nf "ICh "lIlke In I'ellllll Ihe ""1e III he IlIcUlled. .1, ^MOIINI or 11^\II1II" lhc '"l1l1ll1ll1llhc 1I11,1"I\Ir,IIC1J', Il.lhlhly hetrllllll<-I Ih.1I hc III1\l'" "unhlllll'lJ" III "Ulllllfllln S ,") If IIn 1""111,," h31 hrrlllll"le IlIlhe I'"wlllll' 'II;I(C, Ihe nllllllllllllf Ihr 1I1111C111~III',l'lliilhllll)' hCIClllllkl ,11311 hr 1I111111111,'tI',lf Ihe .llInlllll ullhe Ulltlrl\lgllcd', lIahillly hClcullllel II hCIc\lIlllllllet!, Ihc IIl11lmll:lled 'gll'c, Ihalllll' alllllnlllnl Ihc I'tllldl'alllehllll , l.I.hilHIc~ In \I.lIk Ill')' hlllll IIllle 1IIIIIlIe e~[ec,llhe \;\hllllllll nf Ihe 1I1"I"I\I~IlI"I', ILIIIlIiI)' 111'11'11111"'1 lIilhol~1111I allv lIav alll'llllIg Ihc lIahlhl) nf the lIlHlrl\lrlH'll hCH'lIll1lrl. all,1 Ihl'llan~ 111,1\' ;ll'p1)' :111)' 1"1)1111'111 with 1I"I"'rllt) 1'1II1dl'il11h:hlnl' 11,lhllilll" Itl Ililllk 1001 on Rlltltlnl IIf!llllh or 1'lll1dl'itllll'hltll'll 1,lhllilll'110 1I,1I1k "1111111 \III' Il\llkl '" 1IIl' lI,lllt 11\.1)' tlt'd . 01" tlN('ONllIlltlNAI" IIAIUIII" I Ill' 11,1111111\ "I I Ill' "ndl'I"~'IU'11 hl'II'1I111kl h ,,"\nlllll' ;11111 IIlh"lllllhllllll;l1 :11111 \h..II111\1 Ill' afft'lh'llllI illl}' \\-'it}' h)' 11',1\111101 fa) illl}" LlIlllll' In H'l.1I11 III I'll'\I'l\l', III Iht'l,hl.; n111litll 1'1110111'1111'111111. ;~"Y lil~hl' 1I1~:11l1" .'11\Y pl'l\on III pt'I\II1I\ flndtllllllJ! IIIl' 111111tll':l1 1l1'hltll ;Jlld illl)' Illlhl' Ulllh'I\II~lh'll} "' III ,Ill}' 1'ltlIWllY, Ih' Ihl' 11I".'lllthl)' '"If .!flY !llIth IIJ:h1\ whkh ilia)' he a II 1.'IIlpIl'c1III he ohlallll'll. It') :11I)' Ilda\' III rl1rlllrll1lt tll r,llhllC IlIl'lIrlllll' allY ullh lIl!h1' run II 'lIlh IIghlS :lIC Ihcrrby 10\1, 01 (Ill nil)' Ild,l)' III 111:1~, il1p t!ellland elll till' 'huh'I!II,;IH'11 rill 111'1 11111II;1II[e III I';I} 1I11'1l1 olllll' '''lth'I\II~I1('ll'\ Ilhlll!il11111l\ heU'Ullller, S, W^I\'I"ns Ih(' lJlldl'l"jl~lIl'llllI.'lrh)' \\ilh"('\ illl Ilolin', uf all)' IhalatlCI \\h"I\OI'\\'1 wilh IC\I'\'d 10 thi, ('j1l31;IIHy :11111 the l'Ilnd!,al IkhlClr's (iahililh'!, In IIJllk, 11Il:llItlin~ hili nlll hclutt Ill11ilrll In "ollrr: 01 Ihe :un'l'lannl hC'll'lIf a1\l1 Irlial1ct IIr,eol1, of the 11I('srlll ('~i\lrnr(' III flllult' ImullillG or illI)' nl" tht' (1Iilldl'all>rhllll's U;,tlilitil'S In lIank, IIr thr 31l1l1l1llt. 1('lnn IIml (undltilll\s 1hrlcur. IlIdllf allY ,lef,"111 Ih"lenll, lhe UII<l...I~lIc,1 heleh)' C"'\I,"I1I11 Ihe laklllf 1If. III Illhlle III lake fllllll IllIIe III IIl11c II'llhnllllllllke hI Ihe IIIHI...I~lIed, all)' ,,111111 IIf all)' lI.hllC IIh,I,"e\'e, wllh ""1',,1 III Ihe I .ItHIIl;.lllehlnl', Ilahlllllc, III lIallk .11<1 wllh IC'l'eclln .IIY dghl\ .~alllll all)' pC 111111 III I'CIIIIII' (1IIdu,hllg Ihe 1'lllIcll',lllehl'" .11<1 allY IIf Ihc IllItI,'IIII'"Cd)," ill all)' 1""l'elly, IlIchlllillg hili 11111 belllg 1I11111ed Ill, ,")' lellew.lI, r~lel\lllllll, IIIldlllr,IIIII',I'"III'"II'lIIelll', [111111""11111,", IlIIlulgelllel, wail'ell, '"11el1dell, exchalltc', alltl lelc.m, alltl Ihe 1llI,lrIll~lIed "llIlel1l.111 fully lI.hle helclIlI 11111"lIh,lnrlllll1g '"Y nf Ihe l",cr."ll1g; I'.mltled, hn"evel, Ihallhe glll'lill8 nf. Idtale nf Ihe lIahillly heleulllle, nf lell Ihall ,II nf Ihe 1I11<1C11lglled ,hall he eHerl"e "lIh le'l'eelln Ihe lIahlllly heleullde, nf Ihe IIlle III I11l1lr \\h" :Ill' spflilkally \It Irh':I\l'll hill sh:lll ill 1111 \\ i1)' affrd Ihr hahilit)' 11l'1l'IIIUIr, 01 all}' IIllt \1I1l'lra\(,II" lhr t1rath III inca, pal'll)' III allY 01 Ih, lIlI.lnllr,lIe,1 ,h"IIII1I101 way ,11,'1'1 Ihr 11.,\,11111 hroclI'"'''' III ,II')' nll"'1 "lilli' 1I1111.-1IIglII'<I 1'1,,' 1I1,,1r1l1~lIrtl hroehy wain'\ the hr"rlll,,!" i,lItaw\ 111\\\' III tWleath" III rUl'd in anv wa~' Iilllllill~ III 1t'\lllt lilll! Ihl' 1i;lhiHly Ill" lhl' IIllth'I\II!nl't1 IIr'('IIIHlcl ill' l,:lIllHnl! wllhnlllllmil:llinlll:ll :I1111t'l1'1I\\'\ wh,ll!,IlI'HI III Iln' \ '"Ih'I~Il!Ill'lr\ h,l1l1hl)' ht'Il'lIIHkl r\ll'plllh' tkh'l1w III I'll) IIll'IlIS lIIi1dl' 1\11 a[[lllllllllllhe 1'lillrll':lII"'''I'''', Uahllll'" III 1I.\11k '11<1 Ihe IImlmll'lIc,I', lIa"lllI) hl'lrlllll"'l alullhl alllll\hllll 'I:lY III r,erullllll ,ll1d c,ellll'lllIlI nl 1""I'CII)' III allY acllllllln cIIIII.IC Ihe Iiahlllly nllhe 1I11lImll\lIc<I helclIlIlle\. (, I'A YMFN"I or rUSTS III thltlllllln In alllllhrl Il:Ihilll)' or lilt' I IIUll'"Iv,III't1 hl'll'lIlHll'l 1I111111111\\'1111\1.111(1I11J: Ihe 1111I11, Ir UIl)', U" IOfth III Pil':tl!lnl'h " hl'lt'lll, till' lhult"\llU\I'llnl", ll\lt.t" 10 I'")' Ihe ILlllk 1IIII1l'lllantllllll-ml\ 1111I1 ("lll'''\I'' (11ll:lulliuG Ir3'llllahlc UlllllllC)'i' ft'C'i lInll h'v,al (,,(Pl'II'iI'\) ",!lilh 11M)' Ill' IUnlllel 111 l11e ('llrlllfCllll'lIll1llh(' IllilldpllllkhlUf'S Uahlllll'\ 10 Balik 01 thco lIahillty nl III. IIlulml~lIc,1 h"clllltle\. 7, M'l'HI:H^"0N OF U^f1IU 1'11:5 If allY III Ihe 1',llIdl'allJchlll'" Uahlllll,', III f1allk h 11111 dilly l'e.flllm.,I,llIclu<llllg Ihe [HIlIllI'I l',ymclIllIhell tllle of allY alllllllllll'a)'ahle Ihmoll, alllhe I'lIlIdl',llJ.hln.', l.I:1hlllllel 10 \Ill1k Ih.1I '1lhe nallk's 01'111111 be deemed 10 he f",lh\\llh tllle :llId l'aY""lc [Ill Ihe 1'1I'l'l1Ie, IIf Ihls (;1131:1111)' "ullhc lI:1hllll)' III Ihc lImlmlglled hClellllde\. R. NO SlIflItO(;^'IION Sn IlIlIg '" Ih,' l'lIlId/,,1 lIehl"'" Uahllllle, III f1allk halc nlll hcell I'ald III filII, 110 I"ymenl of Ihe 1I1\llml~lIrd I,"."tn"llollle 1'",,1,111111 hell'II1 Ih,1I tlllil e IlIe lI'\llwlglletl, h)' 11I11I0g,1I11111111he Ilghllof Ihe lIallk 1II0lhel\\'IIe, 10 any l'aymclIl h)' I tC I'lImll'alllthlol' 11111111111 Ihe 1''''l'ell)' III Ih,' 1't1l1dl',IIl,hlo\. 1/.01111'11 (;lI^It^NIIIS ^ ,lhleql'"1 gll,II:1l1ly hy Ihc '!tulwl,\lIe,11I1 :IllY IIlhcl t"atllll\l' nf Ihe 1'IIIIdl'alllehllll'I II,hlllllel III f1:1l1k ,h:lllllol he deelllllllll he 11I1I"lIl1f "' III '\ll'c\\rde m lelllllllale Ihl, gllnl.nly hllllh.lIl,e tIlll,tlucd II an .ddlllllll.1 "'. \lll'l'lem'"I",)' gll:l tall I)' ulllell IIlhel\\IIe 01'"'111)' I'lIwhlcd Ihe.cln; .1111111 Ihe c'l'nllhc IImlrulgnetlll' .IIY nlhel gll3l0nl0l h.. glICII III Ihe f1allk 0 I'lnllllll 1"I3Ialll)' '" gllnl:lIl\lC', Ihll gllatallly ,h,lI he [III1,lllIe<llo he all IIldlllllll.1 0' '"l'l'lemell"y gu.tanly, alld lInllo he IlIlirlllhell'lIf 1I110lclIllillalc \lI,h l'trl'IIIII' gll'''mly "' gllarallllc' IIl1lm e~l'lc\\I)' '" I'lll\'hlctl h..elll, III MIS('!'II ^NHJIIS IIlhc IllItlCIIII\lIetl 1111111,11 nf ",me Ihall'lIIe I'CllIIII, '"1h I'Cllnll' ,11011 bc Jllltllly alld levelally IIlble h"ellllllel lhil ('",lIalll)' IIlaU IIIUle IlIlhe 1"'II,f11111 Ihc lIallk, 11\ 11I1ICIIOII, OIIlgll', ","1'"11'\1 ,,"I '"Y l'eulIlI nl I'rlllIlIl, IlIcllldlllg allY b.llklllg 111111111111111 III \tll \I I II 111111' , In \\101111 Ihe 1I,llIk ""y glalll IllY 11I1"cUllllhe 1't1l1dl"llld'lnr'l lI:lhllllle, In f1allk 01 allY of Ihem, a:,,! ~h,1I he "I-",hllg "\'''" Ihe ","11'1I11\11I'<1 "ullhc lIlI<lclllgllell'l hdll, c~rcllloll, atlm nhllaloll, ,"[(el\llll, mlglll, IlId olh.. legallCj II II 1I1.lIves Iltc 11111 l'IIl~lIr,IIIII",,11 Ihl, In Ioc a lrah,t1II1IIIlIIll,"1 nlld III he I'gall)' hOlllld hmhy. ^"ll1l1el a.lllllg heleullltel Ih.1I hc gllve,"e,1 hy 11,,'law 01 Prll"') \I'alll.. II. rONl1 SSION 01' 1l11)(;~II.N I lite II'Hlwlr,lIl't1 h"cby IlIc"'('lIhl)' alllltllll,." :11111 tllIl'"I1CII allY allnllley IIf .ny Inllll of Ifln",1111 ;!Jlpl',ll rill 11111 Inllrn\ )u.ll'lmlll '''rldll ,ll',tinq Illl' 111lIkl\ll~II\,II'1 ,HI\" t1r Ihrlll. rill Il1l' ,111111'1:lt (01 whlrh Iht" "l1lttl\lrnt'rt '1"1) 3' "' 'T"llh',I,l.lhk 11111,11I., IIlIdt"lllll\(;",II,II1I)' iI\ r\lllt'lHl'll hy All atlitl:i\'it ,,11',lll'll It)' iUllllnll'l ur lilt' 1I,11l~ u'lllll~ rUllh Ihe amount ~ Ir~:, \1(', II III, I ~ , ,11,'\11'111: h~I"1 nil h'!', 1h.~11 \~on" a' all allllll1l'Y'~ 1'\}1I11111~\llln. Willi ('lI'ls III \ull, Idl':I\c Ilr l'II0l\, and \\'llhfl\lllll~hlllr PI :11 I( ,'\(11) III hl'r HlIlhll h~ ,III ,IlIul.l\l1 \h,dl 1I;l\l'llI'l'lI fill'll In \aid pllln'rtlllll~ II \11:1111101 hI' lll'rt'WIIY Ill. 1111' Iht' oriGinal a' I w;~,.'.IIII~oI ""';""'\, ",' 'Iok"II'lInl ",nl,'llloe III'hllol ;!II)' Ila)' III e"IIlIl'"II1'Iollh, ';'11";101 all e"IlII'III1;II:!w, 1101' III hl'lca[I;lln \' \\ I 11 '"h',' ,'\,'" h\' 411 Ill,' hl"'~"IIIl~' \\,1111111 ,lllll PO\\I'I 1111.411111'\\ jlllll'IlI('1I1 'lulllH' cln'IIIl'dln ",hamt thr /\lI"r. whrthe, 01 nnl J"\' ~lh.h ('\,'h"hl' ,11.111 hl' hd,1 h)" ,IllY llll,,1 _111 IH' 11I\,IIItI, \olll,lhlt', III \oill. hullhl' I'II\H'I dl:llll"llllllllll(, 11111 IInlnl\'h(l1 and may he e\"'"l1lirolllllllll" 111111111' '" IIlIrtl ,1I11t,' \I,lIlk IIt,llIlkll, 1111111 al\ '"l1l1l'al"'hlc hv Ihe 'hllh-IIIClled Itave hcelll,.ltllll filII, -J: -J J I 'q,~!nllhh 15 11,1)' lit /lJ tf.,t:--tt/ i\)ttjl':t'~N" ;,(., ..."" 'I' 1...11 ItOllllil\ a.ift YO\~IIII Jr. , III J'tf lllllll'llll^ liONS OIlI'^1l1 NIIISIIII'S SIl;N IILIOIV) [ScalI (Seal) "'HIP III fmllfll.UOII tl; il..I';,~;ii;IP " IS,'all 11\ ISeall U,IlI'r fl."" ~"'I lIP" FULTON BANK, Plaintiff IN 'l'HB COURT OP COMMON PLBAB ~ERLAND COON'l'Y, PENNSYLVANIA NO. q 'I. 3'/) lJ C ~;...:,( 'f:t~",- v. I I I I I I I CIVIL ACTION . LAW ROLAND G. C. YOUNG, JR. Defendants CONPESSION OP JUDGMENT Pursuant to the authority contained in the warrant of attorney, the original of which is attached to the exhibits of the Complaint filed in this action, I appear for the Defendant and confeso judgment in favor of the Plaintiff and against the Defendant as follows: Principal Sum. $9,892.36 Interest . $ 485,81 Late Fees . $ 30,00 Attorney Fees. $1,483.80 TOTAL $11,891.97 Ut' /Hl',') Ii! (I (ffJl172 (/ A torney for De n an Q E en, .. ~ z 0 '" _ It ; ~ ~ z ~ ~ j ~ ~ .... · t- .. >- .a:c zu) I(J ~ ~ I ~ ~ c .. !.J oJ , t D. oJ 0 Z .. . 1il~1I: ~~ ~:o .11: 9~~ ~m 6 c "~ ~ J: FULTON BANK, Plaintiff IN 'I'III~ COUIlT OF COMHON PLEAS aJMI3ERLIIN[J:OllNTY, PENNSYLVANIA VS. NO. ROLAND G. C. YOUNG, JR. Defendant CIVIL AC1'ION - LAW To Roland G.~.___~C)_un_'!t_,_~_'i' Defendant( 0) You_ar~ hereby notified that on :/1 rJ \..J,., ,19ft, judgment by c'onfesoion was entered llgainot you Tn the slim of $ 11,891.97 in the above-captioned case. DATEI C.)hL ,)" /'1'1'1' 1n.:'''t4~ f. lULi.1-,.. t.::., I'rotli-onotary , d - YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT OtlCE. IF YOU DO 110'1' HAVE A LM~VF.:R OR CANtlOT AFFORD ONE, GO TO OR 'rF.:LEPIlONI~ THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HPoLP. CUMBERLAND COUNTY LAWYER' REF'ERHAL SERVICE Court Administrator Cumberlqnd County Courthouse Carlisle, PA 17013 717-240-6200 I hereby certify that the following is the address of the defendant(s) stated in the certi- ficate of residence: PO Box 303 -------_.. -- . --._.------ North East, MD 21901 fft~~'n~\y "~~r l~~Hf\~) A Roland G. C. Yo~n?" ~emandado(s) OellA-l0n-Hul" II, ';\.,'1 I . ','I'!H 1....' " Por eote medio soa aviBado que en el dia de . de 19 , un l:a110 por admioion "fue registradoconl:rausted por 1a cantidad de $11,891.97 del caso antes eocril:o. Fechal 01 dia de do 19 Protonotario LLEVE EST^ DEMAND^ ^ UN ABODAGO IMMEDIATAMENTE. SI NO TIENE ABOOADO 0 SI NO TIENF EL DINERO SUFICIENTE DE PAGAR TAL BERVICIO, VAYA EN PERSONA 0 LLAME paR TELEFONO A LA OFICINA CUYA DIRECCION SE FNCUENTRA EBCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND :oUNTY LAWVFR REFERRAL SERVICE Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717~240-6200 Por este medio certifico que 10 siguiente es 1a direccion del demandado dicho en el certificado de residenci al PO Box 303 North Eaot, MD 21901 ..~,~..j. FULTON BANK, I Plaintiff I I VS. I I ROLAND G. C. YOUNG, JR., I Defendant I IN TIll> COUIlT OF COMMON PLEAS ~~OUNTY, PENNSYLVANIA NO. CIVIL ACTION - LAW To Roland G. C. Y~~_J_!"" Defendant (s) You are hereby notified that on J.,d- (L.~, , 1911", jUrlgment by confeooion was entered'against 'you Tn the slim of $_11,891.97 111 the above-captioned case. iL,..,,~ r !L"lIu...., J......' Prothonotary , YOU SIlOUL/:' TAKE TIllS PAPER TO YOUR LAI~YER AT Ot/CE. IF YOU DO rJOT BAn A r.A\~Y!>R Oil CANNOT AFFORD ON!>, GO TO OR TEL!>PHONE THE OFFICE SET FORTH BELOW TO FIND OUT I~HERE YOU CAN GE'l' LEGAL HF:LP. DATEI~'HL~ :N. '''I';'' CUMBERLAND COUNTY LAWYER REFERRAL SERVICE Court Administrator Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 I hereby certify that the following io the addreBs of the de[endant(s) stated in the certi- ficate of residence I Holund G. C. You~, Jr. 201 AllendiiTe-Way .----- Camp Hill, PA 17011 A Roland G. C. Young, J,rOemandado(s) nCHA-l00-Rule 1I,~(a)'.~/l/AI-H'~/~~/~!_~ . ' Por oote medlo BCD avlaado qu~ en el dio do ,de 19_, un I'allo por admioion fue regiotrado contra usted por la cantidad do $ 11 ,891.97 cJe1 caoo anteo oacrito. Pechal 01 dio __ de ______ de 19 Protonot:ario r.LEVE ESTA DEMANDA A UN A130DAGO IMMEDIATAMENTE. S1 NO TIENE A130GADO 0 SI NO TIEN! EL DINERO SUPICTENTE DE PAGAR TAL SKRVICIO, VAYA EN PERSONA 0 LLAME POR TELEPONO ^ LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA AI3AJO PARA AVERIGUAR DONDE SE pUEDE CONSEGUIR ASISTENCIA LEGAL. CUMI3ERLAND :'OUNTY LAWYrR RF.F'ERRAL SERVICE Court Administrator Cumberland County Courthouse Carlisle, pA 17013 717-240-6200 Por este media certifico que 10 siguiento es 1a direccion del domondado dicho en el certificado de reoidoncial 201 Allendale Way Camp Hill, PA 17011 ~V'fm (J .r~. (' l~11 H({l\ A ogado(a) de De ndan o(s) , " Release of Judgment NO, 1183" .1J11 t~P Q!oud of (!JOUlIl1l1l1 tlUruD lIf 11,1' (lloUl1tg of Cumberlnnd itutplltl'l1t of 3Jubgmpl1t Fulton Dank. Plaintiff lIrUIIO Of Juno 24. 7'erm.l094 Number 1994 - 03426 Real Debt $11.841,97 Inlered from Coala $ gnlel'ed atld Filed October 19, 1994 Roland G.C, Young, Jr., De fendant J(nnttt All ~rl1 iLly whrl1r 'rrn~"tn, ID~nt Fulton Bank Ihe 1'lanlill named in Ihe above elllitled Jud,qmenl, lur all/I in Ihe eotl.liderallOn oflhe 8UIIl of One Dollar, lawful money oflhe United Slale8, lu be paid by Ihe Defendant aboL'c llIllltcd. Ihe receitlt lvhereof i8 hereby acknowll'dged, du es hereby forl~ver ucquil, e,t'oncrate, di.I'C/lIlrge and relelUe from Ihe Lien oflhe above I"I/otit/ed ,1ud[]1IIrnl Ihe following dl'Rcl'il)ed Jl'o]lerl,lj, 10 wil: ALL THAT CERTAIN piece or paroel of land sitUate in the Township of Lower Allen, County of Cumberland. State of Pennsylvenia, being Lot No, 314, Plan of Section 7 of Allendale, as recorded in the Cumberland County Recorder's Office in Plan Dook 14. Page 24. DEING known and numbered as 201 Allendale Way, Camp Hill, PA. 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