HomeMy WebLinkAbout02-3409MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newmark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant (s)
ATTORNEY FOR PLAINTIFF
:COURT OF COMMON PLEAS
i CIVIL DIVISION
:
: Cumberland County
:
:
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tie~e
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de
esta demanda. Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DENANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABO~ADO
O SI NO TIENE EL DINERO SUFICIENTE DE PA~AR TAL SERVICIO, VAYA EN
PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERI~UAR DONDE SE PUEDE CONSE~UIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 LibertyAvenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of Hability on your part. Also, upon your written request within the 30 day period,
we will provide you with the name and address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt coilector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
LAW OFFICES OF MARK J. UDREN
/s/Mark J. Udren, Esquire
1040 N. Kings Highway, Suite 500
Cherry Hill, NJ 08034
(856) 482-6900
1. Plaintiff is the Corporation designated as such in the
caption on a preceding page. If Plaintiff is an assignee then it
is such by virtue of the following recorded assignments:
Assignor: N/A
Assignments of Record to: N/A
Recording Date: N/A
2. Defendant(s) is the individual desig-nated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 2124 Ritner Highway
MUNICIPALITY/TOWNSHIP/BOROUGH: Dickinson Township
COUNTY: Cumberland
DATE EXECUTED: 10/20/00
DATE RECORDED: 10/24/00 BOOK: 1647 PAGE: 117
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail
refuses to comply with the terms of the Mortgage as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
by failing or refusing to pay other charges, if any,
indicated below.
(b)
or
o
7/17/02:
The following amounts are due on the said Mortgage as of
Principal of debt due and unpaid
Interest at 8.125%
from 10/01/01
to 7/17/02
(the per diem interest accruing on
this debt is $21.49 and that sum
should be added each day after
7/17/02)
Title Report
$95,195.96
6,232.10
250.00
Court Costs (anticipated, excludin9
Sheriff's Sale costs)
280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $190.53 and that sum should
be added on the first of each
month after 7/17/02)
556.04
Late Charges
(monthly late charge of $35.37
should be added on the fifteenth of
each month after 7/17/02)
318.33
Corporate Advance
687.43
Attorneys Fees (anticipated and actual
to 5% of principal)
TOTAL
4,7.59.00
$108,278.86
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney,s
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner,s Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely mariner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $108,278.86 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
Mark J. Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
Attorney I.D. No. 04302
ALL that certain lot ofground locat~ in Dickinson Township, cumberland County,
Pennsylvania. bounded and descril~d as follows:
BEGINNINO at a point in the center of the Ritner Highway (U.S. Route No. 11) at
line of Lot No. S in the hereinafter mentioned Plan o fLats; thence bythe same, North
65 degr~s 12 minutes l~ast 100 fat (|ncmrectly r~fened to in the prior deed as
thence by same,,Nonh 63 Highway, No~ 65 degrec~ 12 minut~ ~ 100 feet);
t.hence by the center of~aid highway, North 63 degrees 36 minut~ i,~t 1 ! feet to
hne of LOt~0. 3 on ~id Plan; thence 5y said last mentioned lot, ~outh 26 degrees
lit, minutes East 598.5 feet to the line of lands now Or formerly of John W. Lehman;
thence by said lands, South 66 degrees 10 minutes West 11.6.7 feet to the line of Lot
No. 5 on said Plan; thence by said Lot, North 24 degrees ;~8 minutes West $9~.2 feet
to the place of B£G1NNINO.
BE1NC} Lot No. 4 on the Plan of Lots of Charlea M. Nonemaker, recorded in the
Office of the Recorder of Deeds of Cumberland County, Pennsylvania, on October
28, 1946, in Plan Book 3, Fage'l Il.
4
~g
EXHIBITA
oo
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOURr HOME FROM
FORECLOSURE
This Is an official notice that the mortgage on your home Is In default, and the
lender Intends to Foreclose. Specific Information about the nature of the.default
Is provided In. ~e attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (_H;U~.p) may'be ab!'
to held save your home. This Notice explains how the Droorem worlr~
To ese'~HEMAP'can heiD.~you must MEET WITH A CONSUMFR CREDIT COl J,%"
SELING AGENCY WITHIN 30 DAYS CF'THE DATE OF THIS NOTICE;. Take
Notice with _you when you meet with the Coup__-_-!!~_= AGency,
The name. add .ross end ~_~hone number of Consumer Credit Couneelln_= A-eencl;
servln_~ _your County_ are Inclua_ed with this NOtlce. ff _you have any auestlons, vn~,,
may cell the Pennsylvania Housln0 Finance Ae_enc_v toll.free st i-800-342-23l)7
(Pomona w~h Imr~alred heerln=_ can call ~17)_ 780-1869)
This Notice contulne Important legal Information. If you have any questions,.
representatives at the Consumer Credit Counseling Agency may be able to help '
explain It. You may also want to contact an attorney. In your area. The local bar
association may be able to help you find a lawyer. ..
LA NOTIFiCACION EN Al)juNTO ES DE SUMA IMPORTANCIA, PUES AFECTA
DERECHO A CONTINUAR VlVlENDO EN SU CASA. SI NO CO~PRENDE EL
CONTENIDO DE ESTA NOTIFICAClON OBTENGA UNA TRADUCClON
INMEDITAMENTE LLAMANDO ESTA AGENClA (PENNSYLVANIA HOUSING FI-
NANCE AGENCY) SIN CARGOS AL NUMERO MENClONADO ARRIBA. PUEDES
SER ELEGIBLE PARA UN PRESTAMO POR 'EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE.SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE. PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL A$8!$TANCE WHICH CAN SAVT
~ YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTUR~'
MORTGAGE PAYMENTR.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (TH..E. "ACT"), YOU MAY BE ELIGIBLE" "
FOR EMERGENCY MORTGAGE ASSISTANCE.
· IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL
· IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
· .IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED
BY THE PENNSYLVANIA HOUSING FINANCI~ AGENCY.
TEMP-(~RARY STA'~i~OF FORECLOSURE - Under ~he Act, you are enfftled to'a tempo-
rary stay of foreclosure on your mortgage for thirty (30) days from the dante of this No-
rice. During that time you must arrange and attend a 'face-to-face" meeting with one of
' the consumer credit counseling agencies listed at the endof this Notice.
lNG MUST OCCUR WITHIN THE NEXT (.30~ DAYS. IF YOU DO NOT APPLY FOR
EMERGENCY.MORTGAGE ASSIBTANCE..YOU MUST BRING YOUR MORTGA~:~-
UP TO DATE. THE PART OF THIS NOTICE CAi ~ ;r3 "HOW TO CURE YOUR MORT
GAGE~IEFAULT". EXPLAINS HOW TO BRING YOI~IR MORTGAGE UP TO DATE,
CONSUMER.CREDIT couNSELING AGENCP=.~ _jf you meet with one of the con-
sumer c..redit co.u,n,~eling agencies listed at the end of this notice, the lender may NOT
take action again.st you for thirty (30) days after, the date of this meeting. ]~
addresses and tele0hone numbers of desi_enated consumer credit counselinq aqenc~,;c
for.the coun _fy in which the orooerty_ Is located ere set forth at the end of this Noficn. It is
only necessary to schedule one face-to-face meeting. Advise-your lender
of your Intentions.
APPLICATION FOR MORTGAGE A~S!STANCF - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about
the nature of your default). If you have tried and are unable to resolve this problem with
the lender, you have the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out, sign and filea
completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will
assist you in submitting a complete application to the Pennsylvania Housing Finance
Agency. Your application MUST be filed or POstmarked within thirty (30) days of your
face-to-face meeting.
' YOU MUST FILE YOUR APPLICATION' PROMPTLY. IF YOU FAIL TO DO'SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTHIN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND
YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
~ - Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the eligib'l ty cnteria established by
the A~t.
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisior~ after it
receives your application. During that time, no foreclosure proceedings will be pursued,
against.you if you have met the time requirements set forth above. You will be notified
directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN
BANKRUPTCY, THE FOLLOWING PART OF*THIS NOTICE IS FOR INFORMATION
'PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have filed bankrUptcy, you can still apply for Emergency Mortgage Assistance.)
IF YOU DO NOT CURE THE DEFAULT(see I~a~e 1)- If you do not cure the default
within THIRTY (30) DAYS of thedate of this Notice, the lender Intends to exemise lb
rlahtsto accelem_t~, the ~t, This means that the entire outstanding balance
of this debt will be considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total amount past due is not made
Within THIn'Pt' (30) DAYS, the.lender also intends to instruct its attorneys to start legal
action to fore. close uoon your mortoaoe r~rooertv.
' IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by
the S~e~'fff to pay. off the mortgage debt. If the lender ~efers your case to its attorneys, but
you cure the delinquency b~fore the lender begins legal proceedings against you, you will
still be required to pay the reasonable attorney's fees that were actually incurred, up to
$50.00. However, if legal proceedings are sta!'ted against you, you will have to pay all
reasonable attqraeys' fees actually incurred by the lender even if they exceed $50.00. Any
-attorney's fees will be added to the amount you owe the lender, which may also include
other reasonable costs: If you cure the default within the THIRTY (30) DAY period,
you will nOt be reeuired to 13ay attorney's
OTHER LENDER REMEDIES- The lender may also sue ~ou personally for the unpaid
~ * 'principal balance and all othersums due underthe mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE- If you have not Cured
the de. fault within the THIRTY'(30) DAY pedod and foreclosure proceedings have begun,
· you still have the rk3ht to cure the default and orevent the sale at any time up to one hour
before the Sheriff's Sale. You may do so by oavin(3 the total amount then Dost due. plus any
late or other chortles then due, reasonable attorney's.fees and co.~ts connoted With
fOreclosure sale and any other costs connected with the Sheriff's Sale a~ specified in
writinp bv the lender and by Derformin(; anv Other requirements under the rnod~.ne_n~ .. Cur-
lng your defaUlt In the manner set forth in this notice will restore your mortgage to
the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DAT;- It is estimated that the .earliest date
that such a Sheriff's Sale of the mortgaged property could be held would be approxi-
mately FOUR(4) months from the date of this Notice. A notice ofthe actual date of the
Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the
defat~lt will increase the longer you wait. You may find out at any time exactly what the
required payment or a~ction will be by contacting the lender.
HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage
Addrese[ 3232 Newmarl( Dr. Miamisburg OH 4~342
Phone Number: 1-800-~23-8654. Fax Number: (937) 910-4057
Contact Pemon: COLLECTIONS DEPT~
EFFECT OF SHERIFF'S SALE 7 You should reaiize that a Sheriff's Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the'
.property after the Sheriff's Sale, a lawsuit to remove you and your furnishing and other
'belongings COuld be started by the lender at any time.
ASSUMPTION OF MORTGAGE- You may or may not be able to sell or transfer your
' home E)'a bhyer Or tt~f~sferee who will assume the mortgage debt, provided that all the
outstanding payments, charges and attorney's fees and costs are paid prior to or at the
sale and that the other requirements of the mortgage are satisfied. For additional informa-
tion please contact the Collection Dept.
YOU MAY ALSO HAVE THE RIGHT:
TO'SElL THE PROPER'I'~ TO OBTAIN MONEYTC~PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
TO HAVE TI-~IS ~EFAULT CURED BY ANYTHIRD PARTY ACT1NG ON YOUR BE-
HALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
-HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO-
CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU-
MENTS.'
TO ASSERTANY. OTHER DEFENSE YOU BELIEVE YOU MAY HAVE~ TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW..
~acovor
529 C~
Hen~. P~n=~ 17331
~1~ ~7~68
F~ ~I~
C~ of ~ PA
~ Ung~ Ro~
~ PA 17102
F~ ~1~
~ ~1~ ~ of
F~n~
31~ ~t
~ams
13~1~*~
(412) ~2~2
F~ (41~ 42~2~
~, PA I~
(41~ ~ ~ 1(~} ~7-2~
~ ~, In=
(412) ~I-1~6
~ (~ ~-2~0~
F~ (412~1~12
~ ~on S~t
~,-PA I~
~)
~ PA
(412) 471-76~
(412)
F~ (41~ ~873
~9. F~
02
F~ (412) ~1~7
120 E. ~ A~
(412) ~2
A~NG C~
~ of
217 E. ~ank
Nt~a PA 16602
(814) ~1~ ~ (814) ~47
APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSEUNG AGENCIES
Indiana Co. Community Action
Program
827 Wetor Elmer, Box 187
Indiana PA 16701
~AX24) 465-2667
(/24) 465-5118
Credit Counseicm of PA
401 ~ Street. Suite 906
Pittsburgh. PA 16222
800) 737-2933
(412) ~
BEAVER COUNTY
Action Housing. Inc.
425 6Ut Avenue, Sufto 950
.~P/~lh, PA 15219
-19,..~
FAX (412) 391-4512
CCCS of W~tem Penn~lvarda.
971 Third Street
. Bueyer. PA 15009
(724) /74.0798
Housing OppmtunWes of Beaver
Cou~y, inc~
6~0 Coq~oraBm St, Suite 207
6ea,~r, PA 15009
{724) 725-7811
Men Valley Unemployed Cemnflttee
120 F- 9~ Avenue
Home~,~ad' PA 15120
(412) 482-9962
(412) 4~2-~e4
Housing Oppmtunitles Inc.
_133 ~ Street
P.O. Box 9
~ PA 16134
CrKIIt couoxalom of PA
401 Wood Street. Suite 906
Pittsburgh. PA 18222
(412) 335-9954 or 1(800} 737-2933
FAX (412} 338-9963
BEDFORD COUNI'Y
10241 Lincoln Highway
i=~ PA 15537
~C14) 623-9129
(814) 623-7187
CCCS of W~tem Pennsylv~la. Inn.
217 E. Picnk Roll
Altenoa PA 16602
~:~l~X14) 944.8100
(814) 9M.8747
Ko,tone Economic
Deueicp~iet Corpora~n
John~own. PA 15901
(e14) 535-65~6
FAX (814) 539-1688
Ts§iaicnd Bor~ces, inc.
Somerset PA 16501
(814) 445-~628 or 1-800-452-0148
FAX (614) 443.8690
WoetherEetinn Office
917 Mifflin Street
Huof]ngdon, PA 16652
(814) 643-2343
~uclgst Co~nseling Corder
247Naffh Fifth Street
Reading. PA 19601
CCC~ of L~lBi'l Valiay
3671 Croxcent Court East
Whitehall PA. 18052
(610) O21-4011 or 800-220-2733-
FAX814) only
(610) 821..8932
Economic Opportunity Cabinet of
BohuylkBI County
228 N. Centre Street
Pottev81e. PA 17901
~TAX17) 622:1995
('~) O22-0429
Community Houektg Counselor, In¢
P.O. Box 244
Knonett Squera, PA 19348
(610) ~.~.~. 3662
FAX (640) ~.~. _~243
BL.NR COUNTY
Be~forci.4=ulton
R.D.;~I, Box 384
E~ett. PA 15537
~r~X14) 623-9129
(814) 625-7167
cKeyetone Ecnoomlc Development
orp
1964 Mary, Grace Lane
Johnetown'f PA 18901
(914) 535-6656
FAX (914) 839-1689
217 E. Pia~k Road
Altoona PA 16609
(6t4) 944-8100 or (614) 944-5747
Wsethorizetion Office
917 Miffln Eh'not
Hu0tlngdon. PA 16652
(914) 643-2343'
BRADg~RD COUNTY
CCC,~ off Northee~tem
1400 Ab~ngtm E.,cecue~ ~ Bdte 1
Cicrks Summltt. PA 18411
(570) 587-9183 OR 1.809.922-~37
FAX (570) 587-9134/913~
31 W. Mmrket St.
Wdkee. Borra, PA 197O2
~X0) 621-0837 or 800-622-9537
(570) 821-1785
9 Bouth 791Straet
Slmud~burg PA 1838O
(570) 420-8681
State Coficgo, PA 16801
FAX8141 239-3686
(614) 2393999
'n~ Tm/nab Ceniar of Nmtr~,-~n PA
10 Pu~c Auenus
~. PA 18801
· ($70) 278-3336 or 609-982.4045
FAX (870) 279.1M9
185 Elmira Btmet
P.O. Box 216
Troy, PA 16947
(670) 297-2101
German Street, P.O. Box 389
Duehora, PA 18614
(570) 929-6668
FAX (570) 926-8144
103 WmTen Street. P.O. Box 766
Tunkhannoc~ PA 18657
(Rev. 6/99)
33 ~lnut Street
~llaboro, PA 16901
(570) 724-5252
FAX (570) 724-~'63
931 Main Street
Houesdaie PA 16431
(870) 253.8941
FAX (57O) 253-4617
BUCKS COUNTY
Acorn Housing Corporndon
848 NO~l Broad Eh'eel
PhiiadalpNa, PA 19130
(215) 7~5-1221
Northw~t counedn0 Service
5001 Nmlh Broad Bb'eet
PhBadalphia, PA 19141
(21~)' 324-7~00
t40 Baal RJchalrdaco Auenus
Langhome, PA 19047
(216) 750-4310
FAX (215) 750-4316
CC, CB of De~vam Valicy
1519 Iv~rket Street - Butte 1325
'Philsdalphia PA 19107
~2AX15) ~63.5665
(21~ 864-2~66
HACE
167 ~tegheny Ave 2nd Fi.
PhJiadalphl~ PA 191'40
(216) 42~828
FAX (215) 426~122
CCC$ of DMawam Valiay
Tmm~e Corl~'ate Center
460~ ~tmet Road
Tm~lco PA 19047
(215) ~3-~
Communfty D~I. C=q) of Frlnkford
4O20 GitKom BtraM
Phttedalph~B, PA 19124
(216) 744-2~0
FAX (215) 744T2012
CCCS of Lehigh Valley
3671 C~ceet C~xt BO~[
WNtehsll, PA 18063
(610) e21-~32
coitoxvllic PA lg320
(888) 212-6741
144 E D~ca~ Pike
King of Pru~hl PA 19406
B10-971-2210
FAX (B10) 265-4814
7S5 York Rd, SulM 103
W~mln~ter PA. 16974
(218) ~ 9429
FAX (218)
BUTLER COUNTY
Action Housing,
428 6th Avenue, Sulta 950
PItteburgh, PA 16219
(412) 391-1956 or {412) 281-2102
FAX (412) 391..4513
CCCS of V~tem PA
YMCA Building
339 Nor;h Washingten SIreet
Eutler, PA 18001
Housing 'OppoHuni~ea, Inc.
050 Corporate St., Suite 207
McKeesport. PA 15132
(412) 564-1590 *
FAX (412) 884-057.3
Men-Valley. Unemployed CommStee
120 E. gth Avenue ·
Homestead, PA 15120
(412) 462-9962
FAX [412) 482-9964
Houa~ng Opportunities Inc.
133 Seventh elmer
P.O. Box 9 ·
IdcJ~oxport, PA 16134
p,12) 684-1805
FAX (412] 684-0873.
Crud8 Counsebea of p^
401 WO~ Street, Suite 906
Pittsburgh, PA 15222
(412) 338-9~4 o~ 1(800) 737-2933
FAX (412) 338~g63
C,~tBRIA COUHTY
Be~lford-Fulten Hoce~lg
R.D.#lo Box 384
Evem~L PA 1~37
(614) 623.9129
FAX (814) 623-7157
217 E. Plank Read
A~toone PA, 16802
(814) ;44-8100
FAX (814) H4-s747
Indtane County Community ~-'sa~
Program
827 W~er Slmel, Box 187
~dtane, PA 1570'1
~X12) 465-2657
(412) 465-5118
Keystone Ecun Development Corp.
IM4 Ma~ Grace Lane
Jehnmlewn PA 16801
(8.14)
FAX (814) 539-1588
CCCS of Weatem PA
'219~ College Park Plaza
John~tmm PA 18904
~a14) 539-8356
bblend .~?rvlnea, Inc.
835 East Mbin Street
Sommset PA 18501
(814) 445-9628 or 1-800-.4524)148
FAX (814) 443-3690
Ac~un Corpo
P.O. Box 389
135 We~t 4th Stme~
(F.m~dum, PA 158~
814) 486-1181
FAX (814) 486-0825
CCCS of Westen PA.
217 E. PlankRoad
Ntoe~a PA 18802
(814) 944-8100
FAX (814) ~4-5747
CCCS ~'W~len pA
217 F_ Ple~k Road
AJteuna, PA 16802
~:~xl 4) 944-8100
(814) ~44-5747
228 N. Cenlra $1met
Pottsville, PA 17901
(570) 622-1995
FAX (570) 622-0429
CCCS of Lehigh Valle*/.
3671 Cmsent Court East
Whitehall PA 18052
810-821..4011 or 300-229-2733
570 & 814 only for 800~
FAX (810) 821-0137
CCCS of Nerlileastem Penrmyivenla
C~mt~ 6umm~ PA 18411
~) 587o9163 OR 1-805-922-9837
(570) 587-9134/9135
31W. Market St.
WI&es-Berm, PA 18702
FAX570) 821-0837 ~r 809-922-8537
(570) 821-1756
9 South 7th Sb'eet
~ ) 420-8980 or'800-922-8537
FAX (570) 429-e561 .
1631 $ Athorton St, Suite 100
Stale College, PA 16801.
9
of Lucerne County
163 AnYcer Lane
V,~ke~Bun'e, PA 18702 -
(570) .5-0,10 OR 1-800 0
.EFo
!Ai ~70) 685-49~4 HAZ~.TON
(i~0) 455-5631--CAL.L BEFORE
(57O} 838.4O9O TUNKHANNOCK
~ COUNI'~
~ ~ Wee~m Penoxylven~. In¢
217 E. Plenk ~
AJtoona, PA 15802
(814} 944-8100
, FAX (814} ~4-5747
Lyoomlng~llnton Co Corem For
Comnlunlt~ '
A~un (STEP
2138 Unceln Street
P,O. Box 1328
V~hiem~oolt, PA 17703
(~'0) 325-O557
FAX (570} 322-2197
CCC~ of Northe~tem pA
1681 S. Athortae St, Suite 100
(814) 23&6886
CCCS of Nmllteasleen PA
Will--it, PA 177O3
[570) 32~6887
FAX (570] ~22-2197
Ac~n Hocelng CorpomSun
Plgledelphla, PA 19130
~AX15) 785-1221
(215) 785-1427
5001 N. 8road $1mel
Philadelphia, PA 19141
(215) 324-75O0
FAX (215) 324-8753
Budget .Counseling Ce~tter
247 Nollh Fifth ~reM
Reading, PA 19601
~X10) 375-7886
(610) 375-7830
CCCS of Delaware Volley
1515 Market Street, Suite 1325
Philadelphia, PA 19107
(215) 683-5665
FAX (215) 563-7020
H~CE
107 W. Allegheny Ave, 2nd Fi.
Philadelphia, PA 19140
~X15) 426.8025
(215) 426-9122
Community Hou~ng Couns~ng Inc
P.O. BOX 244
Kennett Square, PA 19348
(810) ~??. 3682
FAX (810) ~??. 6243
Media FellowaNp Houce
302 S. Ja~ksun Street
Medic, PA 19063
(610) 685-6848
FAX (610) 565-8567
Ph~a Counci For Communl~ Adv
100 Nor51 17~ Sl~e~ Sube 800
Phlledetphia, PA 19103
(215) 567-7803
FAX (215) 963-0941
Tebor Community Semites, In~..
439 E. King St~et
Lanc~ler, PA 17602
(717) 307-5182 OR 1-800-786-5062
{H.O.unly)
FAX (717) 360-4127
Community Devol. Carla of Franldord
Plliladelphia, PA 19124
~2AX15) 744-2660
(215) 744-.2012
1729 Edge~mnt Avenu$
CIl~ter, PA 19013
(610} 574-14~4
CCC~ of Detawore Va~ey
Marshall Bu8dlng
790 E. M~rket St.. Suite 218
West Cbe~t~ PA 19382
(215) 683-8688
845 Coate~ St
Coatuevll~ PA 19~20
(888) 212-8'/'41
144 F_ Dekalb pl~e
Kleg of PF~__~!_~, PA 19406
J~X10) 971-2210
(610) 265-4814
755 Ya~k Rd, S~te 103
Wannin~er PA 18974
(215) 444-9429
FAX (215) 956-8344
onm/wanle,
YMCA Bulk:ling
Butler, PA 16901
(412) 282-7812
Ke~tone ~ceflomlo D~velopmm
Corporation
JollOetOM1, PA 15901
(814)
FAX (814) $30-1568
Indlena Co. Community Aollen
Program
827 Water Sleet, Box 187
indiana, PA 15701
~4) 485-2~57
(~,12) 465-8118
CCCS of ~'~alem Pennsylveni~, Inc,.
217 E. Plank Road
Alteuna PA 18802
(814) 944-8100
FAX (814) 944-5747
cCCS of Nerlheastem PA
1631 $ Athmton st, Suile 100
State College, PA 16801
(814) 235-3668
FAX (814) 238-3689
CCCS of Western PA
219-~ College Park Ple;~a
Johnetown PA 15904
(814) 539-6335
CUNTON COUNTY
Lycomi~-Cltntun Counties
Comml~lun For Community Action
(STEP)
2138 Lincoln Street
P.O. BOX 1328
Wllgamsport, PA 17703
~xT0) 328-O587
(570) 322-2107
CC, CS of Nod~east~m PA
1831 $ AUtortun St., Suite 100
FAX (814) 238-3869
CCCS of No~'~lem ~A
201 Ba~i Street
Wll!~m~orl. PA 1770:3,
(57O) ~23-~027
FAX [57O) 623-6826
Panueylvenlo
P.O. Box 1127
Vdlkae,.Bam~. PA 15702
~:,~X0) 821-08,37 OR 1-800-022-05,37
(570) 821~1785
14(]0 ,&b~gtan Exea~ P~k, SUSel
Clerl~ Summit, PA 18411
~AX0) 587-9163 or 800-~?.2-9637
(570} 567-013,V9135
153 Amber Lane
V~/,e.-Borm. PA 18702
~X0} 828-0510 OR 1-800-822-035~
(570) 829-1856.--CALL BEFORE
FAXINQ
~Xo) 4~994 HAZEL'TON
(57O) ,156-5631~
FAXING
(570) ~e-~o~o TU~OC~
Center
E~e, PA 18503 ,
~SAx14} 453-5744
(614)
Gmet.r Erie Communl~
Committee
18 W~t gth Sl~e~
F..~e, PA 18501
~X14} 459~581
(814) ~-0181
Erie, PA 18510
(814} 856-0406
~AX J814) 898-1243
Shenango Valley Urban I~ogue, Irc.
601 Indiana Avemm
Farm0, PA 16121
(412) 681-5310
ClIMBER.LAND COUNTY
2000 IJngleetown Road
Hantsburg, PA 17102
(717) 541-1757
FAX (717) 841-4670
Rnan'dol Counaefing Sewlces of
'. Frankfln
31 W~ 3~
W,~b~. PA 17~8
~'~ 762-3285
~an Leag~ of ~0pol~
~bu~
N. 6~ S~e~
~;. PA 17101
~1~ ~6925
F~ ~ID
.
~k. PA 17013
~ID 2~18
~ID ~1-~90
~~mm~
1514 ~
~1~ ~2-97~
~3~143 ~
, PA
20~ U~ Road
~, P~ 1~
~1~ M~;1757
F~ ~1~ ~1~
~mmun~ ~ ~mmlco]~
of ~ ~ R~
~ PA 171~
~1~ ~2-97~
~1~ ~7
F~ ~15)
~t ~bg
~1 ~d~
P~lp~l, PA 19141
~ ~7600
~ of b~
1515 ~ ~e 1325
Phi~l~ffiL PA 19107
P~d~phia, PA 191~
F~ ~1~ ~1~
M~ F~ip Ho~
~0) ~
(610)
P.O. ~ 2~
~e~ ~ua~
(810) ~ ~82
F~ (610) ~ 5243
Philadelphia Council For Community
Adv
100 Nonth 17th Street
8u;te 600
Philadelphia, PA 19103
(215) ~67-7803
FAX (215) 963-9941
Community Devel Carp of Frar~ford
G~0up Mir,J, stry
4620 Gdlcom Street
Philadelphia, PA 19124
(215) 744-2900
FA)((215) 744-2012
1720 Edgment Avenue
Chester. PA 19013
(810) 574-14~4
CCC6 of ~ V~fey
280 North Providence Rced
Media, 'PA 19063
(21~ M3-~5
ACCI
-4;r~'sg'mTord Ave, Suite 1
Wayne PA 19087
(610) 071-2210
FAX (010) 807-78~0
144 E. Colmib
KthgofPnmmM, pA 19406
(610) 971-2210
ELK COUNTY
J(Ynn F. Kennedy Center. Inc.
.2021 ~ 20th Stmel
Erie. PA 1801'0
(814) 808-O4OO
FAX (014) 808-1243
P.O. Box 389
· y135'West 4t~ Street
· Empor',um, PA 1,834
_ (914) 486-1101
FAX (014) 486-0825
1720 Holend Street
F_~. PA 10503
~X14) 453-5744
(814) 4~3,S740
Greater Erie Gommuctty Action
Committee
18 ~ ~t,Slmet
F_Jte, PA 18001
(814) 4~4~1
FAX (814) 480-0101
John F. KenMdy Cont~, thc. '
FJte, PA 18010
(814)
FAX (814) 903,1243
FAYETI~ COUNTY
425 5th A~nue, ,Suite 950
PIt~b~-gh, PA 15219
~D(12) 901;19~6 or (412) 2.81-2102
(412) 391-4512
Cun!mun~ Ac~on South/est
22 West Hlgh StraM -
VVaynesburg, PA 15370
(724) 352-2593
CCCS'of Western Pennay;venlo. Inc.
1 Nmlh Gate Square
;12 G~den Center Drive
Greensbu~g, PA 15601
(724) 933-1290
Foyette Co. CommunRy Ac~on
Agency, Inc.
137 North Beenon Avenue
Unlontown, PA 15401
(724) 437-6050 OR 1-600-427-1NFO
FAX (41~) 437-4418
Tableland Services Inc.
131 North Center ^venue
Somak, et. PA 15501
(814) 445-9028
FAX (814) 443-3690
CCCS Of ~tem PA
199 Edison Street
Unlontown PA 15401
(724) 4398939
Men-Valley ' Unemployed Committee
120 E. 9th Avenue
Homestead. PA 15120
(412] 4~2-9062
FOREST COUNTY
W~en-Fermat Counties Economic
Opportun~ Council
204 Ul~ty ~met
P~t Offic~ Box 547
Wah'an. PA 16365
FAX814) 726-2400
(314) 725.0310
~,~KUk coumY
Plnen~ll ~rvlces Unlimited
31 M~st 3rd Street
~l~oro, PA 17268
7) 762-3283
YWCA of CarlbsM
301 G Street
COdicIo, PA 17013
~7AX17) 243,3818
(717) 243-3048
¥oflh PA 17405
(717] 846-41m
Amedcen Bed Cro&s--H~now
Chlpter
909 C~lisJe StmM
Honover, PA 17331
(717) e37-3780
FAX (717) 037-3294
Community Action Commls~on of'
Captbll Region
1514 Der~ bt
Horfllb~g, PA 17104
'Ud~n Le~;Je of MMropollten Hbg
2107 N. 5th ~
Hent~bu~, PA 17101
(717) 234-~925
FAX (717) 234-O4,50
~ of Westem PA
2{300 Unglestown Road
Hen~l~a~, PA 17102
(717) ~41-175T
FAX (717] ~41-4670
Adam County Ho~ng AuOY)~
139-143 Cark~e St.
1518
FULTON COUNTY
R.D.;rl, Bo~ 384
Everett, PA 18037
(814) 623-9129
FAX (514) 623-7187
Rnenctal Courmelthg Sen/Icen of
Frenicin
31 Wast 3rd Street
Waynesboro. PA 17268
(717] 782-.3286
CCC$ of Woatern Pennsylvania. Inc.
912 South George Street
Yad(. PA 17403
(717) 840-4176
WeathedzaSon
917 Mifflin Street
Huntingdon, PA 16652
(8t4) 843-2343
GREENE COUNTY
Acflun Housing, thc,
429 5th Avenue, Suite 950
Pittsburgh. PA 15219
(412) 391-1956 or (412) 281-2102
FAX (412) 391-4512
Mon-Vafley Unemployed CommiUae
120 E. 9th Avenue
Homestead, PA 15120
(412) 4~2-8062
FAX (412) 462-9064
Community Action $out/~*veat
22 Wcot High Street
Wayne~burg, PA 15370
(724) 8~2-2903
FAX (412) ~27-T713
CCC8 of ~Matem Penrmyiverda. Inc
I Nor~ Gate Square
~2 Garden Center Ddve
Grenn~burg, PA 1~801
(724) 333,1290
HUN'IINGDON COUNTY
Be(Jford-Putton Housing Services
Evem~ PA 15537
(314) 923-9129
FAX (914.) 623-7197
217 E. IV, m~k RoK
Altooce, PA 19002
~.X14) 944~100
(914) 044-5/47
Waatherlzaflon Office
017 Mifflin Street
Huntingdon, PA t0652
(314) 643-2343
CCC~ o/~tem Penn~y~mnla, Inc.
1 Nodh G~te Squ~m
GWulg, PA 15601
(724) 938-1290
627 W~tlr StrenL Box 197
thdlena, PA 15701
~TAXZ4) 480-20~7
(412) ,165.~113
Kay,tune Ec~io(nio Development
Coq)omUon
Johnltown. PA 15901
~%X14) 535-6909.
(314)
CCCS of Western PA
219-A CMlege
Joh.,mtown PA 15904
(914) ~30-633~
JEFFERaON COUNTY
Jo~n F. Kennedy Center. Inc.
2~21 Eest 20th Strest
Erie, PA 18010
FAX914] 905.O4OO
(914} 580-124~
CCC~ of VIMstem Pennsylvania. Inc.
YMCA Building
330 North Washington Street
ButW'. PA 1~001
(724) 232-7012
Indiana County Community Action
Progmm
~27 Water Strunl. Box 107
Indiana. PA 15701
(724) 465-2057
FAX (412) 465-5115
· ccr_,s of Western Pennsylvania, Inc..
217 E. Plank Road
Aitoana PA 16602
(814) 944-8100
FAX (814) 944-5747
Weathe~aflon Office
917 Miffiin Street
Huntingdon, PA 18652.
(814) 643,2343
CCCS of Norineastem Pennsylvania
31W. Morket Street
P.O. Box 1127-
Wlkes-Ban'e, PA 18702
FAX$TO] 821-0837 OR 1-800-622-0637
(570] 821-1785
- 14oo AUn~n ~ Pa~. suae 1
Clark~ SununlE, PA 18411
FAX670) ~87-8163 or 800-900-9537
(570) ~57-9134/9135
LANCASTER COUNTY._.
Community Houeblg Counselors,
tecerporeted
, P.O. B0~244
Kennett ~luem, PA 19348
(21~) 4,H-3e82 ·
FAX (215) =.=.; 3178
cccs of Lehigh Vafley
3671 Co.cant Coati East
Whitehall; PA 18052
(216) e2..-4011 1-s00-220-2733
[717) & (814) ONLY ,
FAX (216) 821-8632 I 'T
CCC~ of We~orn Panneylvania. Inc.
912 South George Street
Ym~, PA 17403
(717) 64e-41/6
Tabor Community ~, Inc.
430 F- King Stm~
Lancaster, PA 17882
F,~,X (717) 399-4127
~emm'/lvanla
let Federal Ptaza-seite 406
· North Mill Street
New Casge, PA 18101
(724) 852-8074
312 Chestnut Street, Suite 227
Ideedvllte' PA 16335
(814) 333-8570
Shnnlngo valley Urban League, Inc.
~01 Indiana Avenue
Forr~, PA 16121
(724) '981-8310
Housing Oppo41unitles of Beaver
~660 Corporation ,St., Suite 207
Beaver, PA 16009
{724)/23,7202
FAX (412)/26-72O2
LEBANON COUI~n'Y
_Emnemlc p~ity Cabinet of
Schuylkill County
225 North Centre Street
Pottsville, PA 17901
(570) 022-1698
FAX (570) 622-0429
Tabor ConsllU~7 Ear/ices.
439 E. King Street
Lancaster. PA 17602 !
(717) 397-5182 OR 1-800-786-6062
FAX (717) 399-4127
LEHIGH COUNTY
CCCS of Lehigl~ Valley
3671 Crescent Court East
Whitehall, PA 18082
(610)' 621-4011 OR 1-600-220-2733
(570) & (814) ONLY
FAX (610) 821-8932
Economic Opport Cabinet of
Schuylkill Co
225 Nor'at Centre Street
PotteVitlo, PA 17901
(570) 622-1998
FAX (87O] 622-O429
~em Pennsylvania
31 W. V~arket Street
P.O. Box 1127
t~lke~Barre. PA 18702
(870) 821-0837 OR 1-800~?.2-9537
- FAX (570) 821-1785
1400 Ablngten Executive Perb
Suite 1
- Ctan~ ~ PA 18411
~7~)5878163 or 800-922-9537
(570) 887-8134/913~
Comm. an Eoon Oppon~unity of
Lucerne County
183 Amber Lane
~, P~ansl~i~nie 15702
(F~)~) 828-0510 OR 1-800-822-0359
FAX870) 455-4994 HAZELTON
(570) 4~5-5~31.--CALL BEFORE
FAXING
(670) ~40~ TUNKHANNOCK
· .~ AX (570) e22-042e
- ~ Pennsylvania
31 W. ~ Sb~eot
P.O. Box 1127
WIIkea-Ban~, PA 18702
~AX70) 821-0937 OR 1-800-922-9637
(570) 821-1788 .
1400
.NY, ngton Executige Park
Suite
Cla~.l Summil~ PA 18411
(570) 587-0183 or 800-022-9537:
.FAX (570] 587-9134/9138
201 Basin Street
WIIIlemspod, PA 17703
(570) 323,6~27
FAX (570) 323-8e26
· Lycoml~g-Cl~ninn Couniton
~ion For Community Action
STEP)
~13E Unonin Street
P.O. Box 1328
W~anmpo~ PA 17703
(~70) 326-O587
FAX (570) 322-2197
MCKEAN COUNTY
John F. Kennedy Center, In~
2021 seat 20th Stm~t
Erie. PA 16E10
(E14) 898-O400
FAX (814) 898-1243
N=l~rn Tier commani~ N:0un Corp
P.O. Box 389
135 W. 4fit Street
Empoffum, PA 16834
(814) 486-1161
FAX (814) 488-0825
MERCER COUNTY
Sl~enango Valley Urban League, nc.
601 Indiana Avenue
Farrell, PA 16121
CCCS of Western Panneylvanta, Inc.
YMCA Bufldtng
339 North Washington Street
SUUOr, PA 16001
(724) 282-7812
MIFFUN COUNTY
~"(~'~Pannsyivanie, Inc. -
217 E. Plank Road
Ntoona PA 16802
(814) 044-it100
FAX (814) 944-5747
Weetheitzehon Office
017 Mifflin Street
Huntingdon, PA 18882
(814} 643,2343
CCCS of Northeastern PA
1831 S Athertun St ·
Suite 100
State College PA 16801
(814) 236-3668
FAX (814) 233,3880
(670) E21~857 OR
FAX (570) 821-1/65
1400 Ablngtun ExecuEve
Suite 1
Clark~ Summat PA 18411
~X70) 587-0163 or a~0~22-9037
(570)~ 557-0134J9138
9 South 7~h Street
Stmudehurg PA 18380
(F~kX70] 420-8980 or 800-922-9537
(570] 420.8981
Corem dp Ecrm Opp of Luzeme
183 Ambor Lane
Wilkes-Berm, PA 18702'
(570) 828-0510 OR 1-800-822-0380
FAX (570) 820-1865---CALL BEFORE
FAXlNG'
(570) 465-4994 HAZ~LTON
FAX (570) 486-5631--CAU. BEFORE
FAXlNG
(570) 83~4090 TUNY. HANNOCK
846 N~th Broad Street
Philadelphia. PA 1E130
(21E) 765-1221
FAX (216)/66-1427
Northwest Counse~ng
6001 N. bad Streof
Philadelphia, PA 10141
[2AX1 It) 324-75OO
(215) 324-8753
CCCS of De,aware Valley
Nofflstown Bce[non~ Center
~ PA 19401
(215) ~e3-8665
community A~lon covetopmem
Corem
701 COKalb St/~eet
Norristown. PA 19401
(610) 277-8383
FAX [S10) 277-2123
CCCS of Delewore Volley
1515 Market Street,-Suite 1325
Philadelphia, PA 19107
(215) 063-5685
FAX (215) 864-2666
community Housing Counselors loc
P,O. Box 244
Kennett Square, PA 19348
(215) 444-3682
FAX (215) 444-8243
Me'la Fellowship House
302 S. Jocl~on Street
Media, PA ,19063
(610) ~65-0848
Phlla Coun,-n For dommuntty
Advmnt
100 North 17th Street. Suite 600
PhlJadoJphte, PA 19103
(218) 567-7803
FAX (216) 063,9941
Amedusn Credit Counseling Institute
845 Coates SL
CoatesvUte, PA 19320
(888) 212-6741
144 E. Deka!t) Plko
Kin6 of Pn~ala PA 16406
~X10} 071-2210
(610) 265-4814
785 Yon~ Rd., Suite 103
Wanninstor PA 18974
(218) 444-9429
FAX (215) 9~8344
Ponneylvan~a
31 W. Mad<st Stmet
P.O. Bm< 1127
WIIke~Barm. PA 18702
(870) 821-0837 OR 1-800-622-9537
FAX (570) 821-1788 .
Clarbl Summitt, PA 1~411
~.4~X0) 887-01it3 or 6(30-922.-9537
(570) ~87-0134/913it
NO~N COUm'Y
CC, C.S of LeNgh Volley
3571 Cre~cani Court East
Whitehetl, PA 18082
(810) 621,4011 OR 1-800-220-2733
(717) & (e14) ONLY
FAX (610) e2~-8932
31 W. Mofket Street
P.O. Box 1127
TMIkes-Barre. PA 18702
~AxTO) 821-0837 OR 1-800-022-9537
(570) 821-1788
1400 Abingtun Executive Park
Suite 1
Clalks S~le~t; PA 18411
~.X0) 857-8163 or 800-022-9537
(570 ~87:-9134/9135
W~llllport, PA 17703
(~70) 323.ee27:
FAX (570) 323-8626
Economte Oppo~unity Cabinet of
Schuylkill County
228 Nof~ Centre 8beat
Pott~81e, PA 17901
(570] 822-1985
FAX (57O] e22-0429
CCC~ of weetem Ponneylvanla. Inc.
2000 IJngle~town Road
Ha~ehmg, PA 17102
~7AX17) 541-1787
(717) 541-4670
F~anclal Counseflng Services of
Franklin
31 West 3rd Street
· Waynesboro, PA 17268
(717) 782-3288
Urban League of Metropolitan
Harrisburg
2107 N.Sth Stront
Harrisburg, PA 17101
' ~Vaat~rfzatlon Office
917 Miff, In Street
Huntingdon. PA 16652
(814) 643-2343
~ of CariL~la
301 G Straet
Cedble, PA. 17013
(717) 243-3818
FAX (717) 243-3948.
C~nmurtity Action Commission of
ltla C~pital ~agion
1514 Deny Street ·
Han'~borg P.A 17104
('/17) 232-67~7
;AX (717) 234-2227
PHILADELPHIA COUNT~
846 NorUt Braid S~aet
Philadelphia, PA 19130
~2AX15) 765-1221
(215) 765-1427
Nor~ast Coun.tin~:'Borvi;:e
~001 N Broxd Street
Phtildelphle PA 19141
(215) 324-7550
FAX (216) 324-0783
1815 Idirket Stme(. Suite 1325 .
Ph~adAI0hll, PA 10107
FAX (2.15) 884-2~66)
One Cherry Hm. Suae' 215-
(218)
187 W.
Pldladel~hta, PA 19140 · ·
(215) 426*8025
FAX (215) 426-0122 _.
~ Assocletim~ of
V.lley
1000 W~lnut St~es~ Suite 801
Philadelphia, PA 19102
~2AX15) 545-6010
(215) 790-9132
Media Aetiowshlp House
Media PA 19063
(851) .~-6557
Hm.~g As~x:let~n of Delaware
Valley
Philadelphia, PA 19123
(215) 578-O224
FAX (215) 785-7614
PCCA
100 North .17TH bLSulte 6(30
Philadelphia, PA 10103
(215) 557-78O3
FAX (21~ 903-9941 .
Pldlidelphte PA 19124
(215) 744.2900
;AX (215) 744-2012
American Credit Counseling Institute
~45 Coates St
Co~tesvllta PA 1ti32t0
(888; 212-6741
144 E Dekalb Pike
King of Prussia PA 19406
610-971-2210
610-971-2210
755 Yo~ Rd. Suite 103
~asta~ Pennsy~mnla
31 W. Market Street. POB 1127
V~llkes.0arre, PA 18702
(570) 821-6ti37 OR 1-600-922-9537
FA~. (57'0) 821-1785
14~0 Abington Executive Pa~ SuJta 1
Clarks St~lmi~l PA 15411
~:~X70) 587-ti163 or 600-922-6ti37
(~70) 557-6134/9135
9 Soutlt Tdt Street
Stmudsburg PA 18380
(570) 420-8980 ar 800-~22-9037
FAX (570) 420-8981
15~ W~t 4th Sb'~t
~sEn~P~ orium, PA 15834
14)'486-1181
(614) 4e~902~
tar
Re~dlng, PA 19601
(810) 379.7556
FAX (610) 375-/230
~2..con opp~l Cel~na~ of Bohuylkl~ Co
N. Centre Stmof
Pottsville, PA 17901
(570] e22~1995 .
FAX (570) 622-0429
L.uz Co. ~
16~ Amber Lane
VWkes-Bane pA 18702
(570) 826-0510. OR 1-600-822-0359
FAX (570) 829-t555- CALL
BEFORE FAXiNG '
(570) 455-4994 HAZELTON
(570) &1~4090 TUNKHANNOCK
cccs of t.~gh Valley
P.O. BOXA
Whtiehaff PA 18052
(610) 821-40tl
FAX (610) 821-6032
Har~o PA 17102 '
(717) S41-17S7
FAX (717) 041-4670
Urban League of Metropollten
~ ~ ~71o~
17101
~7AX17) 541-1757
Community Action Camm of Iha
Capital Region
1514 ~ Stl.~
Hor~burg PA 17104
FAX (717) 234*2227
~g Services
R.D.ald. Box 384
EvorltL PA 15537
(814) 623-9129
FAX (614) 923-7167
Bedford*Fution Housing Servioes
19,54 Mar/ Graus Lane
Jahnstown. PA 15901
FAX (814) 539-1688
CC;CS of Western F'annayivanla, Inc.
1 North (~,ata SQua~8
~2 Garden Center Drive
CCCS of Western Pennayivania, Inc.
219-A Cotiege Park Plaza
Johnstown PA 15904
(814) 539-6336
Tableland Sawioes Inc.
535 Eaat Main Street
Somerset, PA 15601
(814) 445-9628 - 1-600-462-6148
FAX (814) 443-3690
SUUJVAU ~
CCCS of Nolthemtem Pencaylvanla
C~ri~ Sun~lJ~ PA 18411
(F~0(70) 587-9163 OR 1-600-922-9~37
(870) 557-9134~9135
Wtik~-Ban~ PA 18702
~:~X0). 821-0837 or 900-622-9037
(S70) ~21-1758
The Tin, ab Cent' of Norlhesatam pA
185 ~ Street. P.O. Box 218
Troy. PA 15947
· (570) 297-2101
FAX (570) 2~7-2799
Oerman Street P.O. Sox 389
FAX(870)297-2790
(5"/'0) 929-9068
FAX (070) 928-8144
17 ~ Street
Wellebmo, PA 16901
(570) 72.4-,252
FAX (86i0) 724-5763
931 Main Street -
Honesclele PA 18431
(570) 253-8941
FAX (57;)) 253-4817
103 W~r~l St~et. P,O. I~x 709
'Tunl~annoc~ PA 15557
(~70) 636-6~40
'FAX (~70) ~2.
7 LAke Avenue, Box 339
Monlm~e, PA 18801
(570) 279-3338 or 1-800-982.4045
FAX (570) 279-1889
~ ~ P~ 18~11
(675) 557-9163 OR 1-800-922-9537
FAX (570) 557.013,1~9135
31W. Idllka~ SL
~Mlke~8~ltl PA 16702
(570) 821-0837 or 809-922-9537
.FAX (570) 821-1755
' The Tmh~ Cmt~ of No~-4estam p^
185 E]mlrl Street- P.O. Box 216
~'roy, PA 16947
57O) 297-2101
FAX (570) 297-2799
G~man Stmof, P.O. Box 369
FAX (570) 297-2799
(57O) 928-9069
FAX (570) 92~8144
17 Craf~n Sti~eof .
Welleboro, PA 15901
(570) 724-5252
FAX (570) 724-5783
931 ~ S~eet
Hon~,,~a PA 18431
(~70) 253~41
FAX (870) 253-4517
103 Wa~an Street. P.O. Box 709
Tunkhannock. PA. 18657
(570) 936-6840
FAX (570) 826-6332
7 Lake A'~ue, Box 339
Montrcae, PA 18801
(570} 278-3338 or'1-600-082-4045
FAX (670) 273`19~,89
astem Pennsylvania
1400 Ablngton Executhm Park, Sutie 1
Clarka $ummtit, PA 18411
(570) ti87-9163 OR 1-600-922-9§37
FAX (570) 557-6134/9135
31W. Market St.
Wtikes-Baffe PA 18702 '
(570) 821-0837 or 800-922-9537
FAX (670) 821-17~
111e Tmhab Cema' of Nollheastam pA
186 Elmira Street, P.O. Box 218
Troy, PA 16947
(57O) 297-2101
FAX (87O) 297-27;O
oarman ~ P.O. sox
FAX(570)297-2799
I~) 02ti-9668 '
(870) 923`8144
17 ~ Stmof
Wel~boro, PA 16901
~SAxT0) /24-5252
(570) /24-5783 '
931 Male Street
Honesdeta PA 18431
~X70) 253-8941
(570) 2~..4817
1~3 Wanen Stmof, P.O. Box 709
Tunkhanno~k~ PA 18657
(570) 636-6332
7 Lake Av~'~ua. Box 339
Montmsa. PA 18801 '
(570) 278-3338 or 1-800-982-4045 .
FAX [570) 273-1880
UNK}N COUNTY
Lycomlng.,~lnten Co Camm For,
Camm Ac~n {~ i ~-,)
2138 Uncoln Street- P.O, Box 132ll
Wtillamsporl, PA 17703
FAX670) 326-O587
(717) 322-2107
CCC~ of Western penusytvania, Inc.
217 E.'Ptank Road
ASoona PA 16602
(814) 944-6100
(814] ~4-6100
Ctalks Summltt- PA 18411
~kxT0) ~I-6t83 OR 1-800-922-9531
(8/0) 557-9134~13~
ti1 W. Marital SL
~Ml~es-Ba;m PA 16702
(570) 821-0837 or ti00-622-9037
FAX (570) 821-1788
201 $aain Street
Wtiila~lapo~ PA 17703
(570) ~r~-6e27
FAX (070) 323-6626
VENANOO COUNTY
Greater Erie Commut~[y
Commlttes
18 V~st 9TH Street
Eria, PA 1650~
(814) 459-4881
FAX (814] 456-0161
John F. Kennady Canter, In¢
2021 East 20th Street
Eria. PA Iti510
(814) 89ti-0400
FAX (814) 898-1243
CCCS, Of Westant Pad, sylvania, Inc.
YMCA Bu ding
339 North Washington Street
Butler, PA 18~01
(412) 282-7812.
WARREN COUNTY
Bo~or T. Wa~ngton C~. for
1720 Holland Street
Erie, PA 18503
i(~Xl 4) 483-5744 .
(814) 453-5749
Greater ~ Community Ac0on
Committee '
18 VVe~t 9TH Street
Etfe, PA 16501
(814) 4~9-4581
FAX (814) 4.56-0161
Waner~F&ne~ Cou~ue Economic .
Opportunity .
Council
1209 PonnwIve~la Avenue, West
P.O. Box 547
Wan~l, PA 16365
(81<). 726-240o
FAX ~.14) 723-0510
P~, PA 15219
(412) 391-1956 or (412) 281-210~
FAX (412) 391-4512
C~m,:nlty Ac0(]n S~uthwest
22 We~t High Street
~, 'PA 15370
~T ) .&12-2.03
(724) 222-8292
Houeing Oppmlu~les,
McKee~o~. PA 15132
(412)
PAX (412) ~4-08/3
Mon-Vaky Unemployed Committee
120 E. ~h Avenue
I-~. PA, 15120
~0(.12] 4~2-e962
(412)
Cl'ad# Coon~ of pA
401 Wood 'street. Suite 906
(412) 338-06,64 or l(eoo) 737-2933
FAX (412) 3,18-6963
1400 AUeg~ Exoru~m Pan~ Sui. 1
C~rks Summilt. PA 1M11
(~) ~7~1~ OR 1~-~7
F~ (~0) 5S/~1~135
31W. ~t ~
~ PA 18702
- (~0) ~1~37 or 80~-~7
F~ (~0) ~1-17~
9 S~ 7m ~t
S~sb~ PA 1~60
(570) ~8980 or 8~622-~7
F~ (~) 4~981
~ T~~ PA
185 B~m ~e~ P.O. B~ 218
T~, PA 1~7
(~0} ~7-2101
F~ (S/0) ~7~69
German Street. P.O. Box 389
FAX (S/0) 297-2799
(570) 928-9668
FAX (570) 92H144
17 Crofton Street
We6sbom, PA 18901
~(70) 724-5252
(S/0) 7245783
931 Ma/n Slreof
Honasdala PA 18431
(570) 213-8941
FAX (S/0) 283-4817
103 VVanen Street. p.O. Box 70~
Tunkhanonc~. PA
(870) a36-8~0
FAX (570) 83~8332
7 Lake A~t~Im. Box 338
MOl~. PA 18801
~:/~.X0)'278-3338 or 1-8~-4048
(870) 273-1888
FAX (412) 391-4512
Community ^ctlon Southw~t
22 V~,t I~gh ~mof
~720Ynesburg, PA 1537O
4) 852-2863
CCCS of Wanter~ Penniy'n~nia, Inc.
#2 Garden
· ('/24) ~38-1290
CC, CS of ~MWn F'eon~'w~a.
199 E(:llson $1reet
Unlontown PA 15401
(724) 439-8039
MdCe~p(xt, PA 15132
(412) 664-1590
FAX (412) 864.0873
Mon-Val.~y L~empin~ld Committee
120 E~ ~th Avenue
Hemantea~, PA 15120
~X12)
(412)
WYOMING COUNTY
Common Economics Oppo~lonity of
Luzeme Co
183 Amber Lane
Wilkes-Ban'e, Pennsylvania 18701
(F~) 826-0510 OR 1-800-82.2-03,69
(570) 829-1865--CAI. L BEFORE
FAXlNG
(570) 455-4994 HAZELTON
FAX (570) 455-5631--.CALL BEFORE
FAX]NG
(570) 838-4090 TUNKHANNOCK
C~aWs Summltt. PA 18411
~:~) 587-8183 OR 1-800-822-g$37
(S/0) 587-9134/9135
31W. MEkM SL
WII(el-SMTe PA 187~32
~F/~0) ~21-0~37 or B00-~22-9537
"rl~ :frei'mb ConW- (~ I~ pA
188 E~ Street. P.O. I~x 218
'Troy,' PA 1~947
'(~70) 287-2101
FAX (S/0] 297-2789
FAX(870)297-27~9 ........
(57O) 923-9~38
FAX (S/0) ~23-0144
17 Cmftco Stme!
We61borG. PA 109~1
(S70) T2~1-5252
FAX (STe) 724~703
931 Main Slreet
Hon~ldlle PA 18431
~:~) 253-8841
(S/~. 283-~17
t03 VVan'en Stronl, P.O. Box 709
"ronkhaoncok. PA t8~S/
(870)
FAX (S/0) 03~-8332
7 Lake Avenue, Box 339
IW, PA 18601
(6'7O) 273-1606
YO~K COUNTY
Amenean Rad ~
Chaptor
(717) 037-37~8
FAX (717] 88/-3284
Houeing Counoll of yow
FAX (7t?) ~45-7934
2000 ~lngle~own
Hmd,bu~g. PA 171O2
$12 South C-eorge Street
York. PA 17403'
(717} 846-4178
Adlm~ ~ I.Iou,ing Authority
13~-143 Gadisie St
Gettysburg PA 17325
(717) 334-1518
FAX (717) 334-8326
VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties of 18
Pa.C.S. Section 4904 relating to unsworn falsification to
authorities.
MarkJ.~Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
SHERIFF'S RETURN
CASE NO: 2002-03409 p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
NATIONAL CITY MORTGAGE CO
VS
NOREIKA DAVID A
- REGULAR
GERALD WORTHINGTON , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
NOREIKA DAVID A
the
DEFENDANT at 1820:00 HOURS,
at 2124 RITNER HIGHWAY
CARLISLE, PA 17013
SHELLEY NOREIKA, WIFE
on the 19th day of July , 2002
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff,s Costs:
Docketing 18.00
Service 3.45
Affidavit .00
Surcharge 10.00
.00
31.45
Sworn and Subscribed to before
me this ~ day of
~ ~Lb A.D.
! ~rothonotary '
So Answers:
R. Thomas Kline
07/22/2002
MARK UDREN
DepUty- Sher~ff
VERIFICATION
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so because of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he has
personal knowledge of some of the facts averred in the foregoing
pleading; and that the statements made in the foregoing pleading
are true and correct to the best of his knowledge, information and
belief and the source of his information is public records and
reports of Plaintiff's agents. The undersigned understands that
penalties of
is made subject to the
relating to unsworn
this statement herein
Pa.C.S. Section 4904
authorities.
falsification
MarkJ.~Udren, ESQUIRE
MARK J. UDREN & ASSOCIATES
18
to
MARK J. UDREN & ASSOCIATES
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 0%302
1040 N. KINGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
Shelley M. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant (s)
ATTORNEY FOR PLAINTIFF
~ COURT OF COMMON PLEAS
CIVIL DIVISION
IC"umberland County
iNO. 02-3409
SUGGESTION OF BANKRUPTCY
To the Prothonotary:
Kindly note on the record that the abow~ Defendants, David A.
Noreika and Shelley M. Noreika have filed Chapter 13 Bankruptcy in
the Middle District of Pennsylvania on December 13, 2002,
Bankruptcy Case No. 02-06770.
Mark J. Udren, Esquire
MARK J. UDREN & ASSOCIATES
Attorney for Plaintiff
DDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
Vo
David A. Noreika
2124 Ritner Highway
Carlisle~ PA 17013
Defendant (s)
ATTOPd~EY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
PRAECIPE FOR JUDGMENT FOR FAILURE TO
A~S3~ER AND A~SESS~.NT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant(s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest Per Complaint
From 7/18/02 to 2/5/04
Late charges per Complaint
From 7/18/02 to 2/5/04
Escrow payment per Complaint
From 7/18/02 to 2/5/04
$108,278.86
12,206.32
636.66
TOTAL
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
Mar~k/J. Udten, ESQUIREI
~orney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS
PRO PROTHY
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
lll WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003
856-482-6900
National City Mortgage Co.
Plaintiff
David A. Noreika
Defendant (s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 02-3409
TO:
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
DATE of Notice:
January 22, 2004
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEAR3%NCE PERSONALLY OR BY ATTOP-NEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE~4%LA~¥ER GOTO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFOR/4ATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 LibertyAvenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOFLAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCNAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION AUNABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAi~ DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 LibertyAvenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM
IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED ~OR~THAT PURPOSE.
Mark J. Udren, ~squlre
Woodcrest Corporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, New Jersev 08003-3620
COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
IN RE: David A. Noreika
Shelley M. Noreika a/k/a Shelley M.
Karichner
CHAPTER 13
National City Mortgage Company
Movant
VS.
David A. Noreika
Shelley M. Noreika a/k/a Shelley M.
Karichner
CASE NO. 02-06770 MDF
11 U.S.C. SEC. 362
FILED
PA
Debtor(s)
and
Charles J. DeHart, III, Esquire
Trustee
RESPONDENTS
JAN 1 2 2004
Clerk, U.S. Bankruptcy Court
CERTIFICATE OF DEFAULT
Mark J. Udren & Associates, Attorneys for Movant, certify that Debtor(s) have defaulted
upon the t=,us of the Stipulation approved by the Court on 11/13/03. It is further certified that the
attached notice dated 11/25/03, was served upon the Debtor(s) and Debtor(s) Attorney on said date.
Subsequent to the said notice, the Debtor(s) have failed to cure the default. Accordingly, the Court
is requested to enter the attached Order granting the Movant Relief fi:om the Automatic Stay,
RESPECTFULLY SUBMITTED,
Heidi R. Spivak, Esquire
Marisa Joy Myers, Esquire
1040 N. Kings Highway, Suite 500
Chm-y Hill, NJ 08034
(856) 482-6900
E:\wP51\BKY\2002\0237343cod.wpd
CC:
Charles J. DcHart, III, Esq.,Trustee
P.O. Box 410
Hummelstown, PA 17036
David A. Noreika
Shelley M. Noreika a/k/a Shelley M: Karichner
2124 R/tner Highway
Carlisle, PA 17013
James K. Jones, Esquire
7 I_wine Row
Carlisle, PA 17013-3019
E:\WPSl\BK'Y\2002\0237343cod.wpd
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 0%302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF NEW JERSEY
COUNTY OF CAMDEN
SS
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its
Allies as defined in the Soldiers and Sailors Civil Relief Act of
1940, as amended, and that the age and last known residence and
employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
David A. Noreika
Over 18
As captioned above
Unknown
Sworn to and subscribed
before me this 5 day
~o~February, 2004.
Notary P~J~lic
[ERESA ~. KAL~CK
Company: Udren Law Offices, P.C.
UDREN LAW OFFICES, F.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant(s)
ATTOR/{EY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
Interest From 2~6/04
to Date of Sale
per diem @$21.49
(Costs to be added)
$~7~41.91
UDREN LAW OFFICES, P.C.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 02-3409 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s)
From DAVID A. NOREIKA
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify Nm/her that he/she has been added as a
garnishee and is enjoined as above stated.
AmountDne $124,741.91 L.L. $.50
Interest FROM 2/6/04 TO DATE OF SALE 6/9/04 - PER DIEM ~ $21.49 - $2,686.25
Atty's Corem % Due Prothy $1.00
AttyPaid $108.45 Other Costs
Plaintiff Paid
Date: FEBRUARY 10, 2004
(Seal)
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: UDREN LAW OFFICES, P.C.
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-482-6900
Supreme Court ID No.
CURTIS R. LONG
Deputy
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
De fendant ( s )
ATTOPA~EY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
CERTIFICATE
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff in the above-captioned matter and that the
premises are not subject to the provisions of Act 91 because it is:
( )
( )
(
(x)
( )
An FHA insured mortgage
Non-owner occupied
Vacant
Act 91 procedures have been fulfilled.
Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa.
Sec. 4904 relating to unsworn falsification to authorities.
UDREN LAW OFFICES, P.C.
DDREN LAW OFFICES, P.C.
BY= Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
Vo
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant(s)
ATTORREY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
AFFIDAVIT PURSUANT TO RULE 3129.1
National City Mortgage Co., Plaintiff in the above action, by its
attorney, Mark J. Udren, Esquire, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 2124 Ritner
Highway, Carlisle (Dickinson Twp) PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as %1 above
3. Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name Address
Discover Bank 198 Allendale Road, Suite 306
C/O Atty. Berman King of Prussia, PA 19406
4. Name and address of the last
of record:
Name
Plaintiff herein.
recorded holder of every mortgage
Address
See Caption above.
5. Name and address of every other person who has any record lien
on the property:
Name Address
None
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
2124 Ritner Highway
Carlisle (Dickinson TwlD) PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
UDREN LAW OFFICES, P.C.
DATED: February 5, 2004
~ M~U~ /s~ire
~---~t t orney Lf or t~I ain~f f
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003~3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
De f endant ( s )
ATTORi~EY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
NQTI~~ERTFF'S S~PROPEHTY
TO:
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Your house (real estate) at 2124 Ritner Highway, Carlisle
(Dickinson Twp) PA 17013 is scheduled to be sold at the Sheriff's
Sale on June 9, 2004, at 10:00 a.m. in the Commissioners Hearing
Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court
judgment of $124,741.91, obtained by Plaintiff above (the
mortgagee) against you. If the.sale is postponed, the property
will be relisted for the Next Available Sale.
NOTICE OF OWNER!S~TS
L~ALE
To prevent this Sheriff's Sale, you must take
The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how much
you must pay, you may call: - ~
You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
YOU~MAY~ TILL~E~LK~T~I~AV~YOUR~I~I~ERTI _AND THER
TAKE PL ~CF~_
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-482-6900.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full
amount due in the sale. To find out if this has happened, you may call 856-482-
6900.
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the Sheriff within 30 days after the sale. This schedule will state who will
be receiving that money. The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7. You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale.
YOU SHOULD TAKB THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAI~E A LAWYER
OR CANNOT AFFOP. D O17E, ~0 TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT
WHERE YOU ~ GET LEC. AL HELP.
LAWYER I~EFERRAL SERVICE
Cumberland County Bar Association
2 LibertyAvenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS DE FILADELFIA
Cumberland County Bar Association
2 LibertyAvenue
Carlisle, PA 17013
717-249-3166
800-990-9108
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
COURT OF COMMON' PLEAS
CIVIL DIVISION
Cumberland County
ATTOP/~EY FOR PLAINTIFF
v. :
David A. Noreika
2124 Ritner Highway iNO.
Carlisle, PA 17013 :
Defendant{s)
02-3409
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of
which is attached hereto as Exhibit "A", was sent to every recorded
lienholder and every other interested party known as of the date of the
filing of the Praecipe for the Writ of Execution, on the date(s) appearing
on the attached Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail
and certified mail on the date appearing on the attached Return Receipt,
which was signed for by Defendant(s) on the date specified on the said
Return Receipt. Copies of the said Notice and Return Receipt are attached
hereto as Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by
personal service on the date specified on the attached Return of Service,
attached hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notices were served within the tim~ l~lts
3129.
This Affidavit is made subject to the t~e~a±~s
relating to unsworn falsification to a~,~L~e
Dated: May 3, 2004 ~REN~,
BY: ~'
Mark J.
itlforth by Pa Rule C.P.
8 Pa.C.S. Section 4904
Udren, Esquire
Attorney for Plaintiff
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 02-3409
DATE: May 3, 2004
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): David A. Noreika
PROPERTY: 2124 Ritner Highway Carlisle (Dickinson Twp) PA 17013
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the
Cumberland County Sheriff's Sale on June 9, 2004, at 10:00 a.m., at
the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle,
PA. Our records indicate that you may hold a mortgage or judgment
on the property which will be extinguished by the sale. You may
wish to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
specified by the Sheriff not later that 30 days after sale.
Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBIT A
= ~ ~ ~ '.-:9 ~',_/8 U.S.POSTAG[ .:
oo oo ~ ~
~ 1~ ~ E°=o ~'
I
c
National City Mortgage Co.
VS
David A. Noreika
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2002-3409 Civil Term
Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states
that on February 18, 2004 at 2:44 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: David A. Noreika, by making known unto Shelly Noreika, wife of
David A. Noreika, at 2124 Rimer Highway, Carlisle, Cumberland County, Pennsylvania,
its contents and at the same time handing to her personally the said tree and correct copy
of the same.
David McKiuney, Deputy Sheriff, who being duly sworn according to law, states
that on April 07, 2004 at I 1:04 o'clock A.M., he posted a true copy of the with/n Real
Estate Writ, Notice, Poster and Description, in the above enti[tled action, upon the
property of David A. Noreika located at 2124 Rimer Highway, Carlisle, Pennsylvania,
according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriffmailed a notice of the pendency of the action to the within named
defendant, to wit: David A. Noreika, by regular mail to his last known address of 2124
Rimer Highway, Carlisle, PA 17013. This letter was mailed under the date of April 06,
2004 and never returned to the Sheriffs Office.
Sworn and subscribed to before me
This __ day of
2004, A.D.
Prothonotary
R. Thomas Kline, S*heriff
Real Estated)eputy
National City Mortgage Co.
VS
David A. Noreika
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2002-3409 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED per instructions from Attorney Mark Udren.
Sheriff s Costs:
Docketing 30.00
Poundage 2050,07
Posting Handbills 15.00
Advertising 15.00
Law Library .50
Prothonotary 1.00
Levy 15.00
Mileage 6.90
Postpone Sale 20.00
Surcharge 20.00
Law Journal 256.10
Patriot News 261.37
Share of Bills 29.26
$ 2720.20
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael Morrow, being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th
day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin ir~Miscellaneous Book 'M",
PUBUC^,lo. .................................. ................
COPY . .Sworn to and subscribed before~"fl~is 28th day~'f May~04 A.D.
I Terry L Russell, Notary Publ'
S
A
L
E
#7
REAL ~ I O/Yo~'Hcrdsburg, DauphlnCounty TARY PUBLIC
~ , Y anlaAalO~alienelNel~iea My commission expires June 6, 2006
D~ld~ ~ ' CUMBERLAND COUNTY SHERIFFS OFFICE
At~/: Ma~ J. Udma CUMBERLAND COUNTY COURTHOUSE
~.~ke.~..~,~.~d~~ For publishing the notice or publication attached
: ~~ ~0e;.,_~/'~a~Nafa~'a= 12ataat~ hereto on the above stated dates
~' Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of Tho Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
:
COUNTY OF CUMBERLAND :
SS.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, oft_he County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
APRIL 16, 23, 30, 2004
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are tree.
Writ No. 2002-3409 Civil
National City Mortgage Co.
David A. Noreika
Atty.: Mark d. Udren
ALL that certain lot of ground
located in Dickinson Township,
S W~N ~i;aAMNa~Cu°/ne'B S cRiEdBiti~ be fore me this
30 day of APRIL 2004
Cumberland County, Pennsylvania,
bounded and described as follows:
BEGINNING at a point in the cen-
ter of the Ritner Highway {U.S.
Route No. 11) at line of Lot No. 5 in
the hereirlaf~er mentioned Plan of
Lots; thence by the same, North 65
degrees 12 minutes East 100 feet
(incorrectly referred to in the prior
deed as thence by same, North 63
Highway, North 65 degrees 12 min-
utes East 100 feet); thence by the
center of said highway, North 63
N~A~. SEAL ~
LOIS E, SNYDER, Notary Public
Carlisle Bom, Cumbmland County
My Commission Expires March 5, 2005
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPOP~ATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
Vo
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant (s)
ATTOP~NEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
AFFIDAVIT PURSUANT TO RULE 3129.1
National City Mortgage Co., Plaintiff in the above action, by its
attorney, Mark J. Udren, Esquire, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 2124 Ritner
Highway, Carlisle (Dickinson Twp) PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name Address
Same as %1 above
3. Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name Address
Discover Bank 198 Allendale Road, Suite 306
C/O Atty. Berman King of Prussia, PA 19406
4. Name and address of the
of record:
Name
Plaintiff herein.
last recorded holder of every mortgage
Address
See Caption above.
5. Name and address of every other person who has any record
on the property:
Name Address
lien
None
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of PA,
Department of Revenue
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
2124 Ritner Highway
Carlisle (Dickinson Twp) PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
UDREN LAW OFFICES, P.C.
DATED: February 5, 2004
~---~ttorneyLfor P~Iain~ff
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST COP. POP. ATE CENTER
111 WOODCREST ROAD. SUITE 200
CHERRY HILL, NJ 08003-3620
856-482-6900
National City Mortgage Co.
3232 Newark Drive
Miamisburg, OH 45342
Plaintiff
David A. Noreika
2124 Ritner Highway
Carlisle, PA 17013
Defendant(s)
ATTORREY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 02-3409
NOTICE OF SH~TFF'S SALE OF ~A?, PROPERTY
TO:
David A. Noreika
2124 Either Highway
Carlisle, PA 17013
Your house (real estate) at 2124 Ritner Highway, Carlisle
(Dickinson Twp) PA 17013 is scheduled to be sold at the Sheriff's
Sale on June 9, 2004, at 10:00 a.m. in the Commissioners Hearing
Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court
judgment of $124,741.91, obtained by Plaintiff above (the
mortgagee) against you. If the.sale is postponed, the property
will be relisted for the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE AmT.~ TO PRRV~.NT THiS SHERIFF'S SAT.E
To prevent this Sheriff's Sale, you must take im~ke&li~te ~
1. The sale will be c~ed if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how much
you must pay, you may call: (856) 482-6900.
2o
You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the jud97nent was improperly entered. You
may also ask the Court to postpone the sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
Pem~s¥1vunia, bounded and described as fo[tows:
BI,GINNING at a polnI in the center ofthe Rhner Highway (U.$. Route No. 11) at
line of Lo~ No. 5 in the h~reinafl~r mentioned Plan of Leu; thence by the same, North
6J degrees 12 minutes F.~t 100 f~ (incorrectly referred to in the l~rior deed as
thence by same, ~orth 63 Highway, North 65 degr~ 12 minutes F. ad' I00 feet);
hne of I. ot,N/). 3 on said Plan/thence 5y said last
24 minutes East 598.f feet to the llne oflands now or formerly of John W. L~hman;
~hence by said land% South 66 dellrees I0 minutes West 11.6,7 feet to the line of Lot
No. $ on said Plan; thence by said Lot, North 24 degree= ~48 minutes West $96.2 feel
lo thc place of BI~GINNINO.
Bl!ilNO Lot No. 4 on the Plan o£ Lots of Charles M. Nonemaker, r~corded in the
Ofllc~ of the Recorder of D/:ds of Cumber[and County, ?~nnsylvania, on October
1946, in Plan Book t, Palle ! 1 I.
BEING KNOWN AS:
2124 RITNER HIGHWAY, CARLISLE (DICKINSON TWp)
PA 17013
PROPERTY ID NO.: 08-09-0525-023A
TITLE TO SAID PREMISES IS VESTED IN DAVID A. NOREIKA, MARRIED MAN
BY DEED FROM SCOTT S. HENCE; MARRIED MAN DATED 10/20/00 RECORDED
10/24/00 BOOK 232 PAGE 166.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 02-3409 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s)
From DAVID A. NOREIKA
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as tbllows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the accomtt of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify h/m/her that he/she has been added as a
garnishee and is enjoined as above stated.
AmountDue $124,741.91 L.L. $.50
Interest FROM 2/6/04 TO DATE OF SALE 6/9/04 - PER DIEM ~ $21.49 - $2,686.25
Atty's Comm % Due Prothy $1.00
Arty Paid $108.45 Other Costs
Plaintiff Paid
Date: FEBRUARY 10, 2004
(Seal)
Prothonot~
Deputy
CURTIS R. LONG
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: UDREN LAW OFFICES, P.C.
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-482-6900
Supreme Court ID No.
Real Estate Sale # 07
On February 12, 2004 the sherifflevied upon the
defendant's interest in the real property situated in
Dickinson Township, Cumberland County, PA
Known and numbered as 2124 Rimer Highway,
Carlisle, more fully described on Exhibit "A" filed
with this writ and by this reference incorporated herein.
Date: February 12, 2004 By:~ ~ ·
Real Estat~ Deputy