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Home My WebLink About94-04284 iI , , , fIl' " " l , , " " I' II 'i '\ , , " I ) /'/ " II e: c.. ~ " I ,I J ! ' ' " " -::r 00 1- <,I " " " MARGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORAnON OF VIRGINIA, (,'/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff IN THE: COURT OF COMMON PI,EAS CUMBERLAND COUNTY, PENNSYLVANIA NO. qlt I, ,;:;4 (I I t' ~ l ) ~ -<-1M--_ VS. DAVID R. KIRK, JOuIE E. KIRK and CAROLYN H. KIRK, Defendants CIVIL. ACTION .. LAW - IN MORTGAGE (,'ORECLOSURE ~ You h:lve berm sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPE:R TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A L.AWYER OR CANNOT AFFORD ONE, GO TO OR 'rELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL' HEI.P. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. si usted quiere defendersB de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escr.ita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL: ~RLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 h (717) 240-6200 . MARGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, plaintiff : IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. VS. DAVID R. KIRK, JODIE E. KIRK and CAIWLYN H. KIRK, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE ~OMPI,AINT 1. Plaintiff, MARGARET'rEN & COMPANY, INC., F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, is a corporation having an office at P. O. Box 26388, Richmond, Virginia 23260-6388. 2. Defendants, DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, are adult individuals whose last known address is 919 West Trindle Road, Mechanicsburg, PA 17055 and/or 1129 Nanroc Drive, Mechanicsburg, PA 17055 and/or 205 East Springville Road, Boiling Springs, PA 17007. 3. On or about June 25, 1990, the said Defendants executed and delivered a Mortgage Note in the sum of $78,939.00 payable to SOVRAN MORTGAGE CORPORA'rION (NOW MARGARET TEN & COMPANY, INC.), which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 982, Pg. 103 conveying to original Mortgagee the subject premises. Said mortgage is incorporated herein by reference. S. The land subject to the Mortgage iSI 919 West Trindle Road, Mechanicsburg, PA 17055, and is more particularly described in Exhibit "B" attached hereto. 6, The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1994, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $21.15 per day from 1/1/94 to 8/15/94 (based on contract rate of 10.0%) $77,191.32 4,801.05 (c) Late Charges at $185.60 per month for 8 months 1,484.80 (d) Escrow Deficit 439.74 (e) 5% Attorney's Commission TOTAL 4.195.84 $88,112.75* *Together with interest at the per diem rate noted in (b) above after August 15, 1994 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and to accelerate the loan Mulll_._.. . ,. NOTE ~"~o, ~ 441-413929-6 703 ._------- AP~I~TION " I~Oll5 1'(W1 H 160335 , p' JUN~ 2\ II}'Jll ./'~'" 919 w. 'l'IUtll.l': ~IJ., MroWUCSllUllO, I'A 17055 11'1"llrtl) ",hllml 1.I'AR1'lt:N "lhmower"llIltlllli clld. perlon ,lanin,lIllhe end uf Ihl' Nott, Blld II,,: perum', IIlt;.;euu,' IInd lul.nl. "lornlt,,1I mlln. IlC1I'AAIl KlR'roAOE U)~roMTI0N, 201 FNlI' CMY Sl'llEP.!', ~IC;lmt{), VIRGINIA 23219-3736 and. III IU';C;clion Blld BuIIlIU, Z. BOIIROWt:R'S PROMISt: TO "A YI INn:llt~~T In return (or a loall ,(.;rlved from lender, Uorrowcr promlul 10 PlY the prlndpoluHI1 of S"VENN EIGIfI' T1nJlWIl, NINE IIlJIllNfD T1UN'IY NINE N'll ttJ /100 DollaralU ,5. S 79,939.00 ). plll~ IlUcreu, 10 Ihe order of Lender, Inler('ll will hit dllH.clJ on unpllhJ prindpal, hom Ihe dale or dllburlcmenl of Ihe loan proceed. by Lrndrr, "llhe ralc ill TEN rer I:enl ( 10.000 'I.) pcr )lnJ unlillhc fulllUIlOUll1 of p,hu:lpalllll$ bun paid. 3. PIIOIIUSE TO PAY SECURt:O Borrower'. promlae 10 plaY i. Ictulcd by a mOllIIIC, dccd of (rUil or Ilmil,u sccurity InllrUmenlthat I. daled Ihe lime dlle u Ihi. Note and callcd the "Securhy Inmunlcnt." Thai S~curlty lnalrumcnll1rOlecl.lhc Lender from lonn which mllhl u'.ult If Dorrower ddaulu under Ihl. Note. 4. IIlANNt:R m' PAYMt:NT (Al Tim. Dorrowcr shall make a pllymenl of prindpalllnd InlcreU 10 lender un the rim day or co.ch month be,lnnlna on AlDJsr 1 ,1990 . Any princlpal alld Inlerut remalnin. 011 the nrll dllY of JULY , 2020 , will be due on Ihnt dale, which Is called Ihe malurlty dllle. lB) PI." Pnym'I\' .h,1I be m,de " 201 FNlI' CAAY smEE:l', ~IClmNJ, VIRGINIA 23219-3736 or 01 such other place liS Lender m,y dcsilnlllt in wrltinl. Ie) Amount ' Each monlhly paymenl of principal and Interut will be In the amount of 5692.75 . Thislmount will be I,art or olarler monlhly paymcnt required by the Se..:urilY Instrumenl, Ihallhall be appllcd 10 principal, IntcrcSland other Itema In Ihe order dClcrlbcd in the Security Instrument. (0) AlloDle 10 Iblt no It ror plymtDI IdJullmtnlt If 1m o.lIonle provldlnl for plt.yment adJuumenu il execuled by Borrower 10lelhel with Ihl. NOle, Ihe CoYenants o( Ihe IUonle .hall be hlCorpolllled Inlo and Ihllll amend and lupplement the covenants o( Ihis Note al If the allonlc were a par, of Ihl. NOl<, (Check oppllcable box) [] AdJullable Rate Allonge o Growing Equity Allollge q Graduated Pnyment AlIonae [::J Other 5. BORROWER'S RIGHT TO PREPA V Borrower hllllhe riaht to poy the debt nidenced by this NOle, In whole or in part, whhout charse or penalty, on 111I: nnl day of any month, 6. DORROWt:R'S t'AILURE TO I'A Y (A) 1.11t Chlrlt for Overdut raymtnlS If Lender hIlS not rt\:clved Ihe (ull monthly payment required by Ihe SeturilY Instrumenl, as described in Plllaraph 4(C) Q( thla Note by lhe end o( Ofleen calendar days after the po.yment Is duc, lender may coUect It laic charle In the amount of fOOR pcr cent ( 4 010) of Ihc overdulf nmount o( each payment. (B) DtI.ull If Borrower de(ault, by (olllnl 10 pay In full any momhly payment, then lender ma)', except a.limlted by ululationl of Ihe Secrelary In the calc of pllyment defaults. require imllledlate payment in rull or the prlnclplIl balance remain In, due and Iall accrued interm, Lender may choole not to exerdse this option wllhout wul...ina its r1ahlS in the event of any lublcquent dcfauh. In many circumltancCl reBulations Issued by lhe Seerelllr)' will Hmit lender's r1lhts to require Immediltt payment In full In Ihe c~uc of pnymcnt ddaulu. This Note docs nOlllulhorile acceleration when nOI permllled by HUD IClulalions. AI uled in this Note, "Secrelary" mClll1S Ihe Secrelory of Houling nlld Urhu/l Dcyclopmenl or his or her desllnu. (C. PI)'m.nl or CrUll Ind i):;p.nul Ir Lender has required Imrnrdlale pllyment In (ull. as described above. l.ender may r~qulre Borrower 10 pay COIU o.nd upenses including reasonable and customary attorneys' f~e$ for enfordnlC lhls NOle. Such fel!5and COlli shllll bear InlClul (rol11lhe dale of disburarlllelll al Ihe 511llle rille us Ihe pnndpal of Ihh Nole. .. .IF.""., . I"/HI",.' ...." ~"HII.;~';1 '(I''''!, ' ,jIJ'ltl.l "I,,) , ,",'I!!,f,I' 1/'1I .IIA Ml/lIhl.l. t1Hd Mlt, No" . 1),19 rVll1nlTL m ,Iil :''''~ '% .~~ '';' '$: :.;.; ):~~ ':<'; ':;;. i '~,' :','. '::f ~ .; .:::: ,';', \. A~L THAT CERTAIN trlct of land 11tUlt. in the Township ot Monro.. CQunty of Cumbarlend ond State of Pennsylyan1a, bounded Ind d..cr1bed in Iccordlnc. with I luryey Ind plln thereot mid. by G.,.,.it J. Sela. Reginerld Su"veyor, datlld March U, 197 1, u'fo110wlr BEGINNING It I point in the canter line of the Trindl. Roed, laid point being 595 feet moalured Weltwardly along the cente,. lin. of the Tr1nd1. ROld from property now or formerly of R.C. Myel". .I1d point 1110 being 800 flllt, more or lee.. Welt of the center line of S1ncllir Road, thence 110ng lind, now or formerly of Chlrl.. L. Sender Ind Lena M. Bonder. hil wife, South 8 degr.e. 30 minut.. EI.t, 338.39 foet to . point at corner of 1end. of Roml1n. He1ka'l thence Ilong the line of .a1d lond of Romaine Heik.., South 72 degre.. 32 minute. Welt 84.26 foet to 0 point in the 11n. of Charle, McLaughlin, thane. along .a1d line of lend of Charles McLaughlin,. North e degra"" 30 minute. WGlU 333.9 f.et to a point in the center Hne of that Tr1ndle Road. .for'laid, thlnce by the center 11no of the ,aid Tr1ndle Road. North 70 degr... 30 minutes east 86 feet to the point and ploCG of BEClINN ING. BEING THE SAME PREMISeS which Donald H. McGowan and Alethl L. McClowon conveyed unto Edward William Gazell and Joan M. Gue", by deed dated April 22, 1971 and reco"ded Aprn 2&, 1971, in the Recorder', OffiCII in and for Cumberland County, Po., in RIlcord800k B. VolumlJ 24, Poge 119. AND THE SAID Joen M. Geull died February 21, 198& whoroupon title vuted into Edward Wnl1am Gaze" by the rights of .urY1yor.hip. EXHIBIT "A" 'I ';1' ',' " , ~~,~ ~ ~,.~~~,,!i'W';' .~,. ,'. .' \1.1' "., It ~..~~ ,'.;;:,;"jI,,,,, \II' ;"~r.'./, . " " ....:.,~ , I ""',~,;.J'~'''''. '.,..., '.:;(:.', t" '", ,,~.........),,~ I : ~'" . .';.'~, ,,,,.:..~ { ;,f."~[ ..,:J:~~~~;d(I/'~f:~t,d. ~ , '., l.....,,"~' ,:",'I'I\"'~';l'~ " ,.-..~.-" ...... ,':::'p.,~ ;.)'*,v,,:P !.v,. __...fT.: '" ,t "f "".>,'\ ,~, .~,,,, I,." . '" t PennaYlvan,a ~ s!", '.' '. '.", '....._., ",f'!J . Stale 0 "1 ~ "." '. . .. . ""( tI ~~r . . Coun'y of ClJrnhClrl81" ',11' .. ,;";'1'/I\j ,~. ).!(, ",'. ..- 't' '" 't )' ~.. ..., .' . ~e~ord~,j '" '11" ct ,. ", '" ",' '~'. ,'03.... .~tt&": " Ci!Ji:i,':':~' ",.../ /"-' ...' , ~ ",r <c" ,"'J~ ~ ,....~~ ) ,}I', ' ,;' .",., "'."'~ p(.wru..cr EXHIBIT /2. .~~: ". 't:.: ... ~: , I coOl 982 rACE 107 ., , , " I, I . .. .. .. MARGARE'r'rEN & COMPANY, INC, F /K/ A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON l.'I,EAS CUMBERLAND COUNTY, PENNSYI,VANIA Defendants I NO. 11 1.; ~'4 (I Lt" t J.tlW\.__ : I : : : CIVIl, AC'l'ION - LAW - : IN MORTGAGE FOREcr,oSURE NOnCE VS. DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, You have been sued in court, If you wish to defend against the claims set forth in the following pag~s, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, ths defendant, or by an attorney. You are warned that if you fail to take action against the3e claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim req\lired by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL'HELP. CUMBERLAND Comrrx Court Administrator, Cumberland county Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA E:SCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL I CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 Defendants I IN THE COURT OF COMMON PLEAS I CUMBERLAND COtlNTY, PENNSYLVANIA I I I NO. I I I I I CIVIL ACTION - LAW - I IN MORTGAGE FORECLOSURE MARGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORATION OF V!.RGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, Plaintif f VS. DAVID R. KIRK, JODIE E. KIRK and CAHOLYN H. KIRK, ~ M P L A I N T 1. Plaintiff, MARGARETTEN & COMPANY, INC., F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, is a corporation having an office at P. O. Box 26388, Richmond, Virginia 23260-6388. 2. Defendants, DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, are adult individuals whose last known address is 919 West TrindJ.e Road, Mechanicsburg, PA 17055 and/or 1129 Nanroc Drive, Mechanicsburg, PA 17055 and/or 205 East Springville Road, Boiling Springs, PA 17007. 3. On or about June 25, 1990, the said Defendants executed and delivered a Mortgage Note in the sum of $78,939.00 payable to SOVRAN MORTGAGE CORPORATION (NOW MARGARETTEN & COMPANY, INC.), which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 982, Pg. 103 conveying to original Mortgagee the subject premises. Said mortgage is incorporated herein by reference. balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The subject Mortgag6 is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 707 - 1715z11) and therefore does not fall within the provisions of Pa. Act 91 of 1983 (Homeowners' Emergency Assistance Act of 1983). WHEREFORE, Plaintiff demands judgment in mortgage foreclosure against Defendants for the aforementioned total amount due together with interest at the rate of 10.0~ ($21.15 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. ER By TRUE COPY FROM RECORD In Tcsllmonj' whereof, I here unlo sel my hand and th,O soal of srll u .al Carlisle, Pa~ This :J(i d I 19 '/ en. Ha ler Attorney for Plaintiff I. D. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 ('-- PJ ",~t1 U' Mulll..... - I. NOTE L~^ ~~7~:139;;], APPLICATION w 160JJ~ I.j [,(WI ~ 16033~ · JUN~ 25 1990 i);' 919 W. "RtH.lLE RD., MJ,UfANICflDtnlO, Ph 1'/055 II'Wlltll) ^..hI'UII I. MRTlt:li ul!orr()wCrflI1lUnl each penoll Aitlninl& IIllhe (lIaJ ol"hl5 NOle, IInlllhe pcnun'& UJ~,:ulon IInd ani.,II. "Lender" mum SCMWI MJR'roME aJRroRA'l'lON, 201 FNIl' CAR\' S'l1lEEl', RIClII-mv, VIRGINIA 23219-3736 and III .u(:I:Cllon 1I.nr.lluII.n.. Z. BORROWt:R'R PROM 1St: 1'I1I'A VI INn:Rt~~T In return ror a 10lln recelycd frorn lender, I)urrown prolllilu 10 PIlY Ihe "rindpllllulIl or Sf.VENl"I EI<lHT 'llPJSI\llJ, NINE flUl'lJRID TlfIRtY NINE I\I'lJ I'lJ 1100 DoU.,. (U,S. S 78,939.00 ), pi uk IIIIC'(II,IO the order of lender. Intcrcu will be charlcd on unpaid principal, rrom the dllle or djlbun~cmcnl or Ihe 10lln proceeds by LCIIIJcr, lit Ihe rate or Trn per cl:nl ( 10.000 "0) pcr YCllr until Ihe rullUl1lount or prindplIl hi" been paid. J. PROMISE TO I'A V Rt:CUKt:1I Borrower', promlac 10 pay il w:ured by 11 /1101lI&alle, deed of (fUBt or 11I1lUIlr lecurhy Inmumellt thlllls datC'd the lame dale IIthll NOle And cllllcd the "Security Inltrument," Thllt Sel;lIrity Inllnunent prolecll Ihe lender from 10&111 whh:h mllhl relult If Borrower deflllJlts undcr this NOle. 4. MANNER llF PA \'Mt:NT (AI Tim. Borrower ,111111 ml1ke II payment of prlnclpallllld Illleresl 10 (,ender on Ihe finl day of ellch monlh belinninll on Almsr 1 ,1'~90 . Any pnndplll alld inlueu remlllnlng on the l1ut dllY or JULY , 2020 , will be due on Ihllt dale, which I! called Ihe lllaturllY dllle. IBI Plm Payment .hall h, made JI 201 FASl' CAR\' S'l1lEEl', RICIHlI'lJ, VIRGINIA 23219-3736 or al !uch othff place as Lender mllY dullrlllle In wlllinl. (C) Amount 'c: Each monlhly payment of principal Bnd inlereH will be in Ihe amounl of 5692.7:1 ,Thilamount will be pan of Illarller monthly payment rcquired by the Security Irutrumenl, that shall be IlppHcd to principal, Inlertst and luher heml In the order deu:rlbcd in the Security Inmul1lenl. CD) Allonl' 10 Ihl. noli for payment adJullm,nls If an BlIonae pro\lldlna for pa)'menl adjuumenu i! e.lle..:uted by norrower toaether ~'ith Ihl! NOll:, Ihe C:O\lenanll of the allonle Ihall be Inconlorated Into Bnd !hBll amend BIllI supplemelll Ihe cO\le:nants of Ihls Note BJ if Ihe: allonle we:re a part or 'hi. No(e, (Check applicable box) B Adjullable: Rale Allonge: Orowlns Equity Allonge [.=] GraduBled Payme:nt Allonge [JOlher 5, BORROWER'S RIGlIT TO PRt:PA V Dorrower hili Ihe datu 10 po)' the debt e:videllcetJ by thl! NtllC, In whole or in pllrl. whhout i:harge or pe:nally, on Ihe nut dAY of an)' monlh. 6, BOIIROWER'S FAIl.UKt: TO I'AV (A) 1.lt. Chi'.' rQr Overdue Pay men II rr Lender hWl not r<<cl\lcd Ihe, full monthl)' payment r~llired b)' the SIXUtity Inmument, BJ de!cribed In Pnraaraph 4(C) of Ihll NOlt by the end of nfteen cale:ndar da)'s after Ihe paymenl 1$ due:, lender ma)' collect a late: charle in the amount of FaJR per ce:nt ( 4 alo) of the overdue amount of cach pa)Tllenl. (B) 1It1..11 Ir Borrowcr defaultl by failina 10 pay in full allY morllhly paymenl, the:n lender mllY, e::((ept a~ limited by re.ulallons of Ihe Se:c;re:lllry in the case of plIyment defBulu, require IllIlIIediate paylllcn! in full of the prin..:lpal balance re:malnio, due IIl1d 1111 accrued lnterut. Lender may choose 1I0tl0 .:xercl5e Ihls option without wal\llnllu rights in Ihe e\lent of IIn)' subsequent dcrllult. In many clrcumlllllncn rt8u111110", Issue:d by the: Secreuuy will limit lcnder'. rl,hu 10 re:qulre Immediate payment In full In the cBSe of paymenl defaults. This NOle does nOI authorize: lIccelerl1llon when nol per mitt cd by HUD regulalions, AI uscd In thl! NOle, "Sccrtlory" means Ihe Secrctary of HOIuing ~nd Urban De\lclopmenl iJf his or htr desianee, (C) Payment of COlli Ind .:~ptn"l Ir lender hal requIred hmnt'dlale: payment In full, as de:scrlbed abo\le:, Lender mil)' require Borrower to PRY casU and upenses Includlnll reluonahle and cuslOmMy attorneys' fcts for enforcing Ih~s NOIC, Such fees and eosU shall bear Inle:rnt frolll the dale oJ' di!bursemctll al the saUlt rillC iU the principal of this NOle, I',h" I ",} HIA MlIllhltl, thrd MI" ,"'nl', l'l,19 rvtllrJlT! 0.,1',.""., ..~". ',',:nt,j~,.." hI,",' '111.;91 ~', J' ,~'~11~1' li'l' ALL THAT CERTAIN trlct of lend situate in the Township ot Monroe, County of Cumberland and State of Pennsylvania, boundod end de.cr1bed in accordance With e .urvey Ind plln thereot mlde by Olrr1t J. Iletz, Regi.tered Surveyor, dated Marah 215, 1971, u' follow'l BEGINNING It I POint in the center line of the Trindle Roed, .a1d Point being 15915 feet moesured Westw~rdly along the center line of the Tr1nd1. ROld from property now or formerly of R.C. Myer" Slid point 1110 being 800 feet, more or lee., Wost of the center line of S1ncl11r Roedr thence 110ng lend. now or formerly of Charl.. L. Bender end Lena M. Bonder. hi, wife, South 8 degrees 30 minute. ellt, 338.39 foet to I point at corner of lend, of Rom.ine Heike., thenae 11ang tho line of 51fd lond of Romaine He1k.., South 72 d.grees 32 minutes West 84.26 foet to a point in the line of Charl.s McLoughlin, thence along laid 11ne of land of Charles McLlughl in,. North 8 degre,,1 30 minutes WGlIt 333.9 feet to a point in the aonter line of the Trindle ROld, .forol~id, thence by the contor lino of the laid Trind10 Rood, North 70 degree. 30 minutes East 8S feet to the point and ploee of BEGINNING. BEING THE SAME PREMISES which Donald H, McGowan and Alethl L. McGOWIn conveyed unto Edward Wi111am Gozell and Joan M. Gaze", by deed dated April 22. 1971 end recorded Aprll 26, 1971, 1n the Recorder', Office 1n and for Cumberland County, Po., in Record Book B, Volume 24. Poge lt9. AND THE SAID Joan M. Gau" died Februal"Y 21, 1986 whereupon title vested into Edward William Gozell by the rights of surV1vorship. m: 'lil 1 '::J' .'..! ., 'h :.~: .}: :.;.; ~~~ :;l; EXHIBIT "A" '. 'I I:;' ; ',' " '\', ,~r: ,.._"\ . r, .."",_ t~ "" .~,..,." ..'J l.. '. "'ltlt~ (J~".,,:",., '~~"""""""~I ~ '. \0(1. ;.'!-,/ t ',' ,'.r~' ,'. ..,..\.'1 "I ~.\ 'II . -.j' ," ~'U"""'l '....... . ,o~.'.",;f):. ;1"r, ; A .....'~ / . """'...-!:. .'...."". ' ., .., ~ ;j.- t-,,,'i'/~~'fH~~~.~,;.\ ~~trJ ~ ~ ,.:;' '~I,":"....~""(Jo.'(,.t~::';; ;t'i\j"'.~i~'" . :' i' -' ";....' ,'l...Vf.., .r-.', " . ..~... '. '. ,.,.' ,"",' ~., ~[( ...1 '". r "\11" .', \. ".>,'. r.~- ~." ," .~. ~ t of Pennsylvania ' S~', .,,,.". .".., ....._., ;11'1.'. Sta e h"':3,,'j .,:.;. . ' . ~6o!(~~' ':~ county of Cljm " " 'Ilp " ,.,O'Q1n'J.f/'! .,.,. ", . ~e,=ord€(ll" t\l":.(~\'flr".' ,I," ,.. '.' .,(.:~ ~:I^'~~"'" ttG.,' "'J(J.1U-I" I L1.....I 'L. "'. C;'!5J.o,:~ . " j,.- ... ".,"" .:..,,~(... "'''J~',' ~ ~ '''.,...,~,!';' . ~ ' . , Rt.,COro.cr EXHIBIT I!i ::. ~ '; , .:~:: " :~,' .~: 'f:': .~. . t eoOK 982 r.\CE 107 " , , ~< 1>0: . IX IQUIIl H ~~ ....:z:l.:l 1>0: ,lo(H": ~ H W " (,..: . i~ ~ ~ ..~ H W ~IXZIIl 'H Z l/l HZ OHl.:l 'H W ZOE-< :.8 I'( 0 :F.l.:l": '... H HHZ ~ HH~ IXl.:l .., 0 "-13~ ~ " up. :S~ ~~'~UHE-< .:: 0 . ~ a ~ .... ...,:.: W:F.t:l I>.. . IX lIlP1u~>:S 'II IX H 0 ~ ~~ f O. 10 00 ID"-:E H oH IXVl::J ~ ~ J 8 zl>.. HP."'VlO ~ :.::.: IDE-<"" ~ . ~ l/lIX :z ~ 0 IX '... ~~~~~ 1Il0ZOZ Z ;g; Vl >, )5 ~ IXl)~I"'Og;o . ~ IX o Nt..: ... E'" H H ....l ~O": U oot t:l ..l Ill' I'( E-< 0 E-< .0 ~ ~ I ..: [~ <t:lWZ<Vl": IX IX HE-< !:jIXoot IX U":IX IX IX . ..: ..IX ~ 1Il"'...10 Hl.:l"";11l01Q0 ::- OU ZOVl I-<~ H:a: ~ I-< t:l ".~....~ H H~ .> IX IX,lo(IX'>< IX >'0 ":~IX Z OHZ 0....;....0....0 I'( c ....l::J0 H ZUH :a::a:'HU'HU o IQ ~Vl~ I'! , ' , , , , , , 11"""1.\1' ~tJ"IU' '.,,"I'J.rlul Iltt I'M), O~) A 1H~ ~o., '..,/1' 'If . (ie) ,,' '<--.-:.------ . /} I 1/ ./ ' . 'l'he real estate which is the subject of the Mortgage and Note is located at 919 West Trindle Road, Mechanicsburg, Cumberland County, Pennsylvania. The Mortgage Note is in default owing to the fact that Defendants have failed to pay the monthly installment due on February 1, 1994, and all subsequent installments thereafter. II. Statement of Question Involved Is the Plaintiff entitled to summary Judgmsnt by reason of the Defendant's admissions and failure to allege a valid defense? III. ArClUll\ent The Plaintiff is entitled of Defendant's admissions defense. to Summary Judgment by reason and failure to allege a valid Rule 1141 of the Pennsylvania Rules of civil Procedure states that Rules relating to civil actions shall apply to actions of mortgage foreclosure. Rule 1035(a) provides thatl " (Alfter the pleadings are closed, but within such time as not to delay the trial, any party may move for summary judgment " Rule 1035(a) authorizes the Court to enter summary judgment if this is proper. A Motion for Summary Judgment may properly be granted only" if the pleadings, dspositions, answers to interrogatories and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving parties are entitled to an sntry of judgment as a matter of 2 law". Pa.R.C.P. 1035(b). Entry of judgment is prop~r where the case presented is clear and free from doubt and where trial would be a fruitless exercise. Potts Mfa. Co. v. Loffredo, 96 Dauph. 413, affirmed 340 A.2d 468 (Pa. Super. 1974). The only issue before the Court is whether the Defendant's Answer or New Matter raises any legal or fact.ual issue which provides a basis for denying the Plaintiff its request for summary judgment. The Defendant has admitted all of the Plaintiff's averments, except the averment contained in Paragraph 7. Paragraph 7 of the Complaint contains the specific averment of default and the amounts due and owing upon the Mortgage. These averments are required to be pled by Plaintiff pursuant to Rules 1147(4) and (5) of the Pennsylvania Rules of Civil Procedure. The Defendant fails to respond to the averment of default. Pursuant to Rule 1029(b) of the Pennsylvania Rules of Civil Procedure, the Defendant should be deemed to have admitted the default by virtue of her failure to admit or deny the fact of default. In Paragraph 7, the Defendant claims to have insufficient knowledge to respond to the amounts Plaintiff pled as due and owing. The specific amounts due and owing and the fact that no cure has been effected by the Defendant is verified in the signed and sworn Affidavit filed contemporane- ously with Plaintiff's Motion. In her New Matter, the Defendant attempts to raise as a defense the Court's entry of an Order on July 25, 1994 in a divorce action between Defendant and Defendant, David R. Kirk, ,filed to No. 3 COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND In The Court of Common Pleas of Cumberland County, Pennsylvania No, 94-4284 Civil Term Reinstated Civil Action Law in Mortgage Foreclosure Margaretten & Company, lnc, flk/a NationsbBnc Mortgage Corporation of Virginia, f/k/a Sovran Mortgage Corporation VS David R. Kirk, Jodie E. Kirk and Carolyn H. Kirk Michael Barrick, Deputy Sheriff, who being duly sworn according to law, says that on October 17, 1994 at 6138 o'clock P.M., E.S.T., he served a true copy of the within Reinstated Civil Action Law in Mortgage Foreclosure, in the above entitled action, upon the within named defendant, to witl David R. Kirk, by making known unto David R. Kirk, at 1129 Nanroc Drive, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to him personnlly the said true and attested copy of the same. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says that on November 01, 1994 at 7:20 o'clock P.M., E.S.T., he served a true copy of the within Reinstated Civil Action Law in Mortgage Foreclosure, in the above entitled action, upon the within named defendant, to wit: Jodie E. Kirk, by making known unto Jodie E. Kirk, at 205 East Springville Road, Boiling Springs, Cumberland County, Pennsylvania, it.s contents and at the same time handing to her personally the said true and attested copy of the same, Sheriff's Costs: Docke t ing Service Surcbarge 22,00 14.56 6.00 42.56 Pd. by Atty, 11-02-94 So Answersl "," .. ,;,- J./ /!'I ,;.P'" (.;,:" " '. .tV..?-'" ~. T;~~~:~'>K~/;~l--;~~~f BY Deputy Sheriff ~ ...---' ," // ,/ , BY \,~r/-!1" '" n Deputy S eriff Sworn and Sub~cribed to Before Me This '1 (!:, Day of )uvt,../J..-, A.D. <~.~<'- t? 'Jl1.di,~ ItlJSt::.. pr6t onotary .~ 1994, -, , " ("I '"1 {'\.} " , , , , . ", en< <H ~:z: U~ o-l< :Z:~ llo:> 1-<< ~ o-l ~ ~< . ~ III ~ Z>; ~ -E-< H 4-< ~I-<<-J 0: oen ::J ~0::Z:1>.l 4-< ~ c: I>.l ~~ en OH(j ,.-.l /tl E-< 0 <~(j< "" H .'tJ E-< :So-l p.. ~r,j c: O:r:c: 0< , -l$ g Ullo :J~ i15UHE-< ,.-< 0 <lJ ~ :z::>o: III "'Z4-< ~ - 0: U< 0 .-< >< <lJ ::: u ' '" 0 . 10 (ll~~ llo .o-lO t>l ~~~ 0 ~ ,,>eno ~O Z . e E-<U....Z Z Z 0:0: ~ . 0: CXlOW ZOZ<Z H< 0 . ~ ::J~"'H(j I>.lHOO:O ~U E-< ~. o ...E-<< E-<E-<H:>H U I U ~ E-<<E-<OE-< .'tJ >< o-l....<E-< wz<en< . 0: " ...l ~ W~'" ~ ~ 0: 0: ;- /tl llo ,~ :r:1>.l o-lO </tlOnJO Cl W E-<(ll H~ tj,p..,.......p., H:<: 0: ~ .:> 0:"><:0:,,><:0: :>0: :z: OH:Z: <.....0.....0 <I-< HU:Z:UH :E4-<U4-> I;' ,- ~ I',: J I..'..' 1_1\') ~ " C/l 0( to:: o(~ . I): ~Z IllU~ ~ ~o( ......Z~ to:: 1><> ~~o( ~ ~ ...... ~< Z:>< '+J -E-< ~ '+J ~ 0: OC/l :><I):Z~ '+J 0 ~~ ~ZZO~<.:1 ..... ~ ~ O(OO(:E~< ... H ~ ~ ~ ~~'" 1):<.:1 l::I Cl 0: ZE-< ~ I:; ~ U'" E-<E-<~U~E-< ..... 0 H OZ . ; ~ Z< Z>O: ", ...., ~ HW 2~~ ~ ~O:U< 0 H E-<:E : 0 , 00 1Il~:f: Q, 0<.:1 ~ e 0 0 H"''''VlO ~:r: :f: (~ ~ E- ~ 7 0: ...0 ~OZOZ<Z HZ Vl ...., l ~ . OClCXlH O:U~HOO:O ~>< ~ OZNE-< ~H>H ~ ~>< US"'U ~~E-<<E-<OE-< .0 ~o: 1< <<.:1~Z<Vl< 0:1): H< WI):", U<O: 0: 0: :> < ~~ ~ :J:~"'~ H<.:1<",O",O ClU E-<1Il ..< :f:E-<<.:1......"'......'" H ~ .> WO:I):~O:...O: >'0 <Vl :z: OH :J:O<......O......O < l::I ~ HUZU U:E:E'+JU'+JU o III I>< " " " . , . , Hill ..".' jO"U"l.QII~.". "'" 0tlI"1fO, OH'....nt lYlll"I.l""" . . . . . ~ 5. In her Answer, Defendant admitted all of the averments in Plaintiff's Complaint except Paragraph 7 which averred as follows~ 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1994, and all subsequent installments thereon, find the following amounts are due on the Mortgage: (a) Unpaid principal balance (b) Interest at $21.15 per day from 1/1/94 to 8/15/94 (based on contract rate of 10.0%) $77,191.32 4,801.05 Ic) Late Charges at $185.60 per month for 8 months 1,484.80 (d) Escrow Deficit (e) 5% Attorney's Commission 439.74 TOTAL 4.195.84 $88,112.75" "Together with interest at the per diem rate noted in (b) above after August 15, 1994, and other charges and costs to date of sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 6. The Defendant's Answer to Paragraph 7 reads as follows I 7. After reasonable investigation Defendant Jodie E. Kirk is without sufficient information to respond to the averments contained in paragraph 7 and therefore said averments are specifically denied and proof is demanded thereof at the time of trial. Defendant, David R. Kirk, has been ordered by the Court of Common Pleas of cumber- land County, Pennsylvania to make certain installment payments on said mortgage. Defendant, Jodie E. Kirk is without specific knowledge as to whether these Ordered payments have been made or any other payments have been made. 2 7, In her Answer to Paragraph 7, the Defendant denies the amounts due and owing. 8. Plaintiff verifies in its Affidavit filed concurrently with this Motion the fact of delinquency and the amounts necessary to both reinstate and payoff the account. 9. In her New Matter, the Defendant raises as a defense to the delinquency, an Order of Court directing Defendant, David R. Kirk to pay any rental payments rl<ceived towards the subject mortgage and to pay the balance owed each month. 10. The Order of Court does not negate Defendant's obligation under the Mortgage where it indicates in Paragraph 12 that "Borrowers' covenants and agreements shall be joint and several." 11. Upon Affidavit filed concurrently with this Motion, the status of the mortgage payments made to and received by Plaintiff is verified and reveals that Defendant is in default under the terms of the mortgage and that no cure has been effected. 12. The Affidavit further indicates that Plaintiff is the owner and holder of the Mortgage Note dated June 25, 1990, executed by Defendants in the amount of $78,939.00 for real estate situated at 919 West Trindle Road, Mechanicsburg, Cumberland County, Pennsylvania, of which Defendant is one of the record owners. 13. By reason of Defendant's foregoing admissions and the documentation of default without an allegation that the default has been cured or documentation thereof, there is no longer a triable issue of fact or law. 3 mo< <H ~~ 1'1<> ...l Z>< Oen ~~ up., w a:: ::l en o :ll...l ::i~ ~. a:: O' 10 o ~ E-<U Z a:: ...OW ::l~OOHl.? o NE-o<a::Z~ ZOHt.:l <:Et.:l< p., 0:: t.:l r,UHf-< OZ>O:: U< 0 1XI~:E ~UlO Z Z ZOZ<Z ~HOO::O f-<E-oH>H f-<<f-<Of-< t&lz<en< 0:: 0:: a:: <fllOfllO t.:l......p.,....p., 0::.....0::.....0:: < ......0.....0 :E....U....U WI! "1~I. Ulflll'l...'1'''U''~' IIu. OffMtb~ O~.\UIlt"'o'''Jn'''''' .... .... 'M J..' c:: ,,..; fll ..., p., , " . :.: .0:: Vl t&lHJ..' :.: c:: t&l 111 H . '0 O:r:c:: o IV ...,Z.... >< IV ....1 0 :':0 0::0:: H< :':U :> ''0 0:: c:: 111 o H:': :>0:: <H 0:.: ~ o en Z <0 o E-o H...lZ f-<<OE-o ::lHHZ f-<f-<f-<< HZ<::l f-<t&lo::Ul UlClOO::N lXIHp.,::llJ"l ::lUlO::p.,,..., Ul~O N O::U >< ~ O::o-lt&l~1'I< .o:.o:t.:lH f- U:E p., ", , ~ .' ~ ~ -l:I ~ 0 e S ~ ~~~ : . II! ~ ~ '~ 1 ~ . - , , ~ , . . , MARGARETTEN & COMPANY, INC. f/k/a NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA f/k/a SOVRAN MORTGAGE CORPORATION, Plai.ntiff IN 'I'HE COURT OF COMMON PLEAS CUMBERI,AND CO., PENNSYLVANIA NO. 94-4284 v. CIVIL ACTION - LAW DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, Defendants VOLUNTARY SUBSTITUTION or CHIlMICAL RIlSIDBNTIAL MORTCJACJIl CORPORATION AS PLAINTIFF. PURSUANT TO Pa.R.C.P, 2352 AND NOW, comes Plaintiff, Margaretten & Company, Inc. f/k/a Nationsbanc Mortgage Corporation of Virginia f/k/a Sovran Mortgage Corporation, and files the following Voluntary Substitution and avers as follows: 1. Rule 2352 of the Pennsylvania Rules of Civil Procedure permits a substitution of a successor by the filing of record, a statement of the material facts on which the rights of substitution are based. 2. Chemical Residential Mortgage Corporation, formerly known as Margaretten & Company, Inc., which is the Plaintiff herein, wishes to substitute itself as the Plaintiff in the above-captioned action. 3. Material facts upon which the right of succession and substitution is based are as follows: On September 23, 1994, Chemical Residential Mortgage Corporation merged into Margaretten & Company, Inc., under the name of Chemical Residential Mortgage Corpora-- tion, a corporation organized and existing under the laws of new Jersey. The name of the surviving corporation is Chemical Residential Mortgage Corporation with the Certificate of Merger having been filed with the Office of the Secretary of Delaware on September 28, 1994. .. CHEMICAL RESIDENTIAL MORTGAGE CORPOPATION f/k/a MARGARETTEN & COMPANY, INC. f/k/a NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA I f/k/a SOVRAN MORTGAGE CORPORATION, I Plaintiff I I I I KIRK and I I I IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA NO. 94-4284 v. CIVIL ACTION - LAW DAVID R. KIRK, JODIE E. CARor.YN H. KIRK, Defendants IN MORTGAGE FORECLOSURE STATE OF VIRGINIA SSI LOAN NO. 160335-6 AFFIDAVIT Hugh L. Jones, being duly sworn, deposes and says: 1. That he is the Vice President of Chemical Residential Mortgage Corporation f/k/a Margaretten & Company, Inc. f/k/a Nationsbanc Mortgage Corporation of. Virginia f/k/a Sovran Mortgage Corporation, which has a business address of P. O. Box 26388, Richmond, Virginia 23260-6388 and has personal knowledge of the facts hereafter set forth. 2. That Chemical Residential Mortgage Corporation f/k/a Margaretten & Company, Inc. f/k/a Nationsbanc Mortgage Corporation of Virginia f/k/a Sovran Mortgage Corporation is the Owner and Holder of a Note dated Junee 25, 1990, executed by David R. Kirk, Jodie E. Kirk and Carolyn H. Kirk in the original amount of $78,939.00. A copy of the Note marked Exhibit "A" is attached to Plaintiff's Complaint. 3. That said Note is secured by a Mortgage executed by David R. Kirk, Jodie E. Kirk and Carolyn H. Kirk and recorded in Cumberland County Mortgage Book 982, Page 103, in the Records of cumberland County, Pennsylvania. A copy of the Mortgage is attached hereto. 4. That the present owners of record of. the property are David R. Kirk, Jodie E. Kirk and Carolyn H. Kirk, whoss last known mailing address is 919 West Trindle Road, Mechanicsburg, PA 17055 and/or 1129 Nanroc Road, Mechanicsburg, PA 17055 and/or 205 East Springville Road, Boiling Springs, PA 17007. S. 'fhat said Note is now in default, the due date of the last installment being February 1, 1994. . 1-.1..:11 lIIulllhl~ Inblllllmcnl, "or llcnu till, Ibl, IInLJ lli)bhllll r~ul&l UIIlHv..clnh ul' the IIIIUUI&IIUnOUnu, al rtlUonlbly c'lthnltaJ 11) LcnIJcf. phu all UlIIlJunt uJlrldcnllu rlIl1i1l1uin IIn utJrJillmllll blllallcc or nOI murc Ihan ('Ile.,ilth of Ihe ClIlmlted IUlIlH.II1U. Iht "UIllr1IfIUIII ~f1Iuunl ror uch i1tll1 ,hull he Ih:t'umullllclt by l.cndrr wllh!n u perlud endi"a olle 1I10nlh b,ro,,_" Iltln would h(~ll/IW IJd1114UC1I1, lender ,hllll hoh.llhc lIf11uunll ,"ollcIOlcd InlrUlIlt1 pay ilem. (I), (bl,lllld (,,) before Ihey b<<ome delinquent. , 11111 UIl)' IllIIt the lolllluf the pllymcrll5 held by I cniler f(jf lIclIlIllll, lb), UIlO tt.'), hlllclhcr \\.i1h Ihe fUluflnnonlhly pllynu:n1l r~lr \u.:11 lIenu pl&)'llblc 10 l.ender 1"lur III Ihe dill: LlIII':1 LlI uh:h HClIlb, clu:rcdl by more IhulI lllllHlklh the (,'limned lunuunl <If 1'1I)I11I:IIU rI:4UI,.:d hi pay .u"h Heml "'-h(,lI duL', ilnd If 1111)'11I('111' un Ihe NUll: llrc: "urr('llt, Ihell Lelldl:r .hllll ellhl:r u:lun..J Ihe- C""I;'U nlo'er UIle'II\lh of Ihe elllllllu('d paYllu:nlllH "wJlIlhe CI",:eu uver mUNI\lh Ilf Ihe clthnaled pa~lIIcnlllu lubltQutrH flil)lmnt~ hy Ihmu\\oCf, I1llhc lJIHIUlIllllhHh)\\Ol:r, Illhe IIJ!llll)llhC' Il11YIIlC'lIh Illl1dC' b~ Iltmu\\ol:r 1m IICII1 (II), (h), ill II:) 1\ in~II"klL'1l1 hI 1111)' the lIelll \\11('1111\11:, Ihell 1Ii1t'hl~er \hllH 1'.1) hi I I!lIdcr 11llY LIlIlllU1I1 t1L'\';el~llr)' h) IIHI~e 1,11) 1111: dC'lldtll"Y 'III 111 helurt the diue 11\1: lIell1 be"ulIlu 0111:. ..\\ UbL'O IlIlhl, Se"l.Hit)' Imlfumelll, "~el.'rl:lur)''' lI1eUllb IhL' Secrelar)' lJf tlUU\II1' und Urban De~'e1uplllellt ur hll ur h('r dC\lWllee, ~hlll Se"uru)' Inmull1('lIu imuted. II)' Ihe Sel.'rrlnr)' are lIuun:d ulld.er phJ,f1I11U \\ohh:h r('quire lld\llllll:e pl)'l11el1t ul 11lC' I:nllre muu.J,e IlIIurlm:e premium, If Ihl. Se\'uul)' InmulJlel111. or wUIIrUU,.:d. under II prolirulI1 \\ollld, ..JI..J not require lld~llll,e pll)'1I1('I1I of Ih(' ('111 Ire mortlllle Imurall,e premlulll, Ih('n ea..:h IlllUuhl)' paym('l\llhlllllll.u In..:lude ellher: (I) IIllnataUmenl uf Ihe unn'llIl mor.,II,e Inlurln,e premium 10 be paId b)' l.('ndcr to the Secrcl,rYl or UI) a monthly ,h,ullc Inllead of I mort",t hnuflUl"c premium If Ihll Sc"urllylnurumcl\t Ii hltld by Ihe S<<rl:llllY. Each month I)' InllllU",cnt of Ihe Inortla..lu.ur.n" premium Ihll.!l be In un amount lurnclent 10 Ilr.:,umululr. Ihe full annUli morllllle Inlurance premium with lender on. month prior 10 Iht dlle Ihe fullaflnual mOIl,..e IlIlunn"e premium I. dut 10 Ihe Secretlr)', or Ir thl. Securlt)' Inllrumtnt I. held by Ihe Sc.:rcI1ry, each monthly char.e .hall be In an amounl equ!Lllo onc-lwelflh of onc-half percent of the oUlllandln. principal blllln"c duc un Ihe Nolc. If Dorrower lendefllo Lender Ihe lull patnnnt of ulllumllt(ured by thil Securlt)' lnluumenll Dorrowtrll Iccount.hall bt credlled wlttllhc bllan,. remllnln. ror ul inuIllmenu fur Ittml (a)l (b). on..J (c) and In)' ",Olllllllt Inlurlnce premium InuIII",enllhll Lender hll not bC1:ome obll.alelJ 10 pa)' 10 the Secrelary. and ltnder Ihall promplly rdund any execll rundl 10 Borrower, Immediluely prior 10 a rore.:!olure IIle or Ihe Propcrty or III .cqullldon byl.endel. Borrowlf'laccoulIl .hall b(' ere..Jlle..J wilh un)' balan,. tt'n1dnlnl ror ull Il1l1alllllcnu ror lIeml (1)1 (b). and (c), J, Appllullon 1,1' Paymenl., All pll)'lIIenn under pllralraphl I and 2 Ihen be upplle..J by lender III rollow.: FIll!, Il) thc Illorlllaae \Il1urum:e pttmlum to be puid b)' lcm..Jer II.) the Stcrelltry or 10 the monthly ,htrlc b)' the Scc;retary inlltlld of tht monthly mOlllllle Inluranl;e premluI111 ulllnl norrower paid the entire morllDle Inll"."n,e premium whcn Ihl. Securlt)' Inmument Will .llned; ~~I,'ond, 10 an)' laxtl, spedallll5tUI111:nI5, ICD~('hold pa~mellu or .round renl~, and nre, llumJ and other hlWlrd lIuuram:e premluml, 01 rtqulred; !h!t..J. 10 Interest due under Ihe Not('; fo_\!rih, 10 amortization or the prlndpal of Ihe NOI('; fIrm. 10 lallt ,harlU dut under Ihe NOle, .e. .'Irr, HlOd Ind Olhrr II1111rd InaulIlnrr. norrower ~halllmurc alllmpr~l\'Clllel\U 011 Ihe PropUI)', whether now In e'iuenr.:e or sub~('quellll)' erecled, IIl1ainu llllY IIII/ards, CIUulIltlcs, and tonllnllende5, llldudll1l1 fire, ror ~hll:h l.ender requlrca lnsurlln~e, ThIs insurance Ihall be mulnlaln('d in the IUIHlUIIU and for Ihe perlod5 Ihal lender requlru, Dorrower Ihull elso In5ur(' ulllmprovcmenll on Ihe ProperlY, whelher now in exlslelJ(' or ~ulJ5('(~uel1tl)' m:tled, II.IlDlnu Iou b)' Ooodllo Ihe utent lequlred. by Ihe Se~rellu)', All huurDn"c shull be "uric:d with cUlIlpDnles approlo'ed by lender, The Insurunce pollcltland an)' r('new",ls Ihall be held by lender an..J shall lndude Iou pU)'llble ,laun's In rll\lOr or. alld 111 a form ntl.'ept8ble 10. lender, In the elo'cnt of lou, 8orrow('r shaJlllivl: lender Immedlale noll'e b)' mull. lenrj('r may make proor or 101llr not made p,ompll)' by 80rrow('r, Ell,h Ill5uranee (om pan)' ,oncern('d is hereb)' lluthorllCd Ilnd dlrecled 10 make pByment for luch Iou dlre(tl)' 10 lender, illllead or to Dorrower and 10 lender joinll~. All or any part or Ihe imurance proceed. may be applied b)' lender, al III opllon, either (a) 10 Ihe redu'llon of Ih(' Indebledncas under the NOle Dnd Ihls Se,urlt)' Inltrument. nUl to an)' delinquenl amounll applied In the order In Parajraph Jl lln..J Ihen to pn:paymenl or principal, or (b) to Iht rellorali,;m or repair or Ihe: dama.ed properly. An)' llpplll:aliol1 or Ihe proc('ed510 Ihe prlnclpal.hall not e"lend or poupone the due dale of Ihe 11\0111111)' pa)'lllenu which art referred 10 in PlIrlllroph 2, or chllnle Ihe IIIUount of such pay menU, An)' ex"lIlnluran" prolo:teda o\ler an amount required to pay 011 ouulandlnlllndebtedneu under the NOIe: alld this Se,urlt~ Inllrumenllhall be paid to Ihe enlll)' lelllll)' enlltled Ihuelo, In Ihe nent of foredosure of Ihll Se(urilY Inmul1lcnl or olh('l transrer of Illle 10 Ihe Properl~ Ihal eMlnluiBhes Ihe indebledneu, 011 rlJj:ht, 1IIIe Rnd lnlereu of Uorrl)wer In and 10 Insurance pollelelln force shall pan 10 Ihe purchaaer, 5, l)rtltr\'lItlon Mnd rthlnlrnancr of Ihlt IJmprrl)'. l.ullholdl, Horrower shall nUl ,amnii I wlnte or de5U(\)'. damallc or ~'JbllllntIl1l1)' l;hanlle the ProperlY e" allow the ProperlY 10 delerloro.le, reasonable W('Dr and leor (',,(('pled. I.ender lllll~ inspecl lhe properl)' Ir Ihe prop('rty i~ lo'a'lI.nl ur ahnndlllled or Ihe 10uI1 Is in default. Ll:nder ilia)' luke rl'u~ullablL' U,UOII 10 prote..:1 ulld prc'enif ~ul.'h \'a'ant or abondoned propcrt)', If Ihl~ Se,uril)' Imtrul11('nt Is un a Ic,uchold, Uorr()\l,cr ~hall (om pi)' with the prm'illl)ns of thc lea~e. Ir Borrower 1l"4ulrcs fce lille 10 Ihe Propert)', the lelllchold and fee Illle: 5hllll not be mer led unless l.ender Barees 10 the merler In wrltlnll, 6, C~.rltllo Dorrowrr .nd Protct:llon of hnd.r'l Rllhtlln Ihr Prop.rty, Dorrower shllll puy llll KO\lcrnmenlll1 or munldpal dlllrKe~, lines Ilnd imposillons Ihat arc nOI Included In Paralraph 2, Dorrower Ihall po)' Ihese obllllllllom on lime dlreclly 10 Ihe entll)' \\hlr.:h L\ owed lhe paYI1l('nt. If failur(' to pa)' would Ildlo'er~el)' uff('ctl.c:nder'5Intc:rl'~t in the Properl)', lIpon Lender', n:que'l norrml,er \l1all promplly furnl,h In 1l.'l1dcr n'~'l.'ipl~ c\ldendnK llie,e pnYlllcrm, If Durrow('r fails,lo Illll.ke Ihele pa)'I11Clll5 or the payments required b)' Pnrllllrmph 2, or fails 10 perform 1Il\)' olher cO\lenanls ilnd UIINem('lI15 r.:lJlllolned in this SeeurllY tnmumcnl, or lhere is IIleW1I1 procec:dln,lhllt mu)' ~hJniflr.:llntl)' Mfe"t Lend('l's rlahls lIllhe Propcrt)' (su,hll' a proctedlnaln bnnkrupl~y, fur "ondc:mnalion or 10 I:nfor'e lawl or rl!iullltlol\s), Ihen Lender ma)' d.t) Lind pa)' whale.'er I' necn,ary 10 prulCl.'llhe \'llluc oflhc Pwpcrt)' L1ud Lcnder's ri~hh inlhe Properl;.', lndullinll pa)'ment III la,\e\, IHI/ard 1l1~UIlUl~e IInd ulher ltctm melltlol1cd III PLlrullrLlph 2, ~\n~ lllllllunu disbursed. by ltnder undcr Ihl~ PuraKraph shall be'ol1\c an uddillulIal tlebl M Borrower llnd be securttl by ~hl5 S~(urll>' llUlrUlI1enL rhe5e 0111\01,11115 ~hall bcur inlcfcsl frum Ihc dale uf dl~bunemenl, UI Ih~ NOIe: ralC, and al Ihe llpllllll III Lenoer, \hllll ht illll11edi..I!el)' due and rn)'ublc, . " ('undemI11l1Ifln, The pll)~eed5 of any lI~urd Ilr claim hH dumalles, dlre"'l or l.'nn~equ(,lll;ul, In "onne,lion wilh any l.'llnd.emnalll1n or tllher Ink In. 0' all)' pari of tire ProperlY, or fur (orne)'nn":C: In plal.'e of l.'Ondellllliuilln, are hereb)' nb~llIn('d J,nd shall be paid It) lender 10 Ihe cXlel1l of the full illlhllUllof Ihc indcbl('dllC5' Ihal rern;ill1s unpaid under Ih(' Note: and Ihls Se...urll)' ImlrUlllenL Lender shall appl)' 'Udi pru~'('('d.~ llllhe redu"lion l)f lhe Indcbledncu tinder the NOI(' and Ihll Se,urll)' lIalrume,", nru 10 un)' delinquent 1111I011111\ applied In lhc IHd('r pro\lidcd in Paragraph J, an..J lhen 10 p,eplI)'ment of principal. II"... J .If I "ll\. UI'I;h~MIIO/llll lht' plll~,......d\ III till' PIIU(lIh11 \11.111 11111 l.'\h'UJ III Ihl~II'IIHl' 1111: :JUI,' Ihl\t, III Ihl,' UllJlllhl)' 11l1~lIu:nI~1 Vlhh;h UH':h' torI.! hi III I'IIIUIIUllh ~, lIt dllltlt/r: lh... UIIlIlunl III \U~h pU)lIIrnl\ ^"> I,'\U'~\ pru.:rcu\ 11\('1 illl U/IluUnl n:tIUIrI.'J hi flU} uU ~lmHlIIl.lUlfi illltrhll,'dllll'\\ unJl.'llhl,' .'1111,' iUlLJ Ihl\ ~~'''IlII1) Imlrll"''''1I1 \hall hl,' piud 111111(' ,'Ill II) kfiUIl)' (1111111:1.1 thl,'f"IU It. hn. ll.'mJl,'1 1Il,1~ \tllh'd h'~'\ ,Iud dhlt~...\ illllhllll/l.'d In 1111.. ~l'~'ll'lUr~ . ". (jnHlnd, fllr An'rlrnlhm "' Urbl. II. ...llIull. 1",lId", 11I.&), 1.'\(\'PI ii' htlllh'U b~ ft'lIllllllltlll\ 1\\IIL'J h) the ~r\"a:IU'} 11I1111.' o,:lI~1.' ~111"1)1lIl.'1II Jdllllh'.IL'~ulr\' irnlllrJlull,' PU)IIlL'1I1 III lull III 1111 \111I1\ \~'~'uh',1 11) Ihl\ S......lHlI) Imlrllllll.'lll 1I IIllhmu""1 JltlllUII\ II} hlihll" III "a~ 11111111 1111) Illlllllhh' IlIl~lIl1:tlt "'411111.'11 h~ 1111, Sl.'l,'urll\ IIIWlIllh'IH IlIiiH III lIt IlIIIIIL' Jul.' UIIIl! III IIlL' 111."1 1l\lllltlll~ Ihl~ml.'nl, III Iii) 1t0lrLHUr Jthll..lll. h~ Illllllltl. !Ill II pL'llIl" ullhlrl) l.lll)'~, In Pl."hHIlI 1111) 011..:1 IlhU'lIlhHl\ I.'tHllllill.:LlIII Ihl' !)(,l,'Urll) 1~1'lrunh:lIl, lb) 1t.11 WllhmU l'"dll """'11'111, ll.'uJL'1 ,11iI1t. II Ih'lIl1l1tru II) IIpph~...hIL' 101\\ IIIlJ \Iollh Ihl.' 11Iillt lIl'prmlll 1\1 I Ill.' Sf.:rCla,), rcquitl.' imnm.llllle l,a>IIIl.'1II IIIIulll1lult Ih.: ~I.H'" ,e..Ufru b)' 1111' Se..urll)' lIuuumelllll: <<II All or pOri of Ihe I'ropctl)' ~\ olher\lol~l.' Hllmh:rr('d 10lher IhulI b> I.h:'fi~e Ilr ,j1l~L'elll) b~ Ihl: norro\/rct, anu (/1) 'rhe Propert)' Ii nOI ol,'..upled b)' Iht pur..hll~er or Mranlef" hi, iJr her prlnUIt)' or ~c'ondllr)' rcildence, Of Ihe PUfl.:hllCr or IIronlee ,jOt, ~o o..,up)' Iht 1'1011tll)' bill hi, or hrt oedil h... l1ul btcllllllprO\ed In a"I,'Ort.!lIl1~r \101111 lh. rcqulrcmenl. of Ihe Se..reult)'. If) No WII"", II ..lr,UlluIBII('n Ol,'eur tllln woulrJ llwnll lender 10 require 11I1IIIediluc pl)'mel1l In rull, bUI L.ender doe. nol require ~u.:h l"l)l1Itlll', lenJer don nnl ...ul~'e lu rllhll ..lIh ".IIf':1 10 .ubmluel11 nelllb, fd. K'lullllunt'" ..un Sfn'I"), IIIIlHUI) dr,:ulII~IIUlel:~ rellulalhHu I~,ueu h)' Ihe S~..relltr) \/rut Bmlll.eIlLler', rlllllll\ In Ihllt ..Ine of pa)'lIlenl delauh, 10 require 1/IIIIIedllllc pll)'menlln fulllnt.! foredo'e If nol paid. Thl. Se..uril)' III1Ifurnelll don nOI aUlhorlle uccelcflulon or forrdmuft' If l10llmmllled by reluhulmu of Ihe Seerelar)', 10, 1l,ln.lllrm,nl, Uorrn...r, 1111\ il nwl11 10 h~' ,elllhlUltd II Ll:llur:r hu, rC4Ulrl:d IIIl111edlllle paymtrllllllull bccllu,t' 01 Uorro\lo'er'. failure 10 Pi)' un omounl due undl:r Ihe N()IC: m 11m t;ecuril)' Inllfulllellt. Thi, rllhlappHn ('\'ell afler forcdo,urt proceedlnl' Ire In~lltuled, To rellulut~ Ihe Sel:urlt)' InurutllclII, Uorrower .hlllllender in a lump lum ull o/1lounu required 10 brilll Borrower', o,('uunl l:Urlelll llldudinlll, It) thr: e"lenllhe)' ure obtllllllliun~ ur Uorl'llwer under Ihl. SeCUrll)' InMrUlllell1. fortdOiUre emU and reluolluble alld ,:U~h)l1Iltry OlhJlne)~' I(e~ 1I11UI!'''llf1lU'lI propl.':l)' It\h)diued wilh Ihe foreclosure pro(eedlnll' Upon reinltaltmenl b) Uor:o...er, Ihi, Se..urll)' Inurumelll IIl1d Ihe obUlIlIllOIu Ihalll ,eellre. ihall remain In eHrCllU If l.ender hud 1101 required Inlll1eLllltlt' pa)tIlentln full, 1I0\loe:\ei', Lender 1\ not re4uircd tn pCfllll1 fClIUlalell1tlll if: (I) lender IlIn 1I.:~.eplt'd rt'lmlolemenlllfter Ihe ~tlllllllen..tlllt'nt 01 fore.:II),ulC: prll.:eellllllll wllhln 1....0 )'ear, llllllledllllel)' preccdllllllhe L'l)l1Illleneernenl 01' I ,urrenl furedo&ure pro..eeulllll. (ill felmllllelllCl\1 will pledude foreclmurl.' UII dlffLrelll .lIhlUnlh III Ihe IUlurl.', Ilf 011) ,,In,lalemenl ...iII od\euely IIHe':l lhe prlurilY IIf Ihe 01.'11 .:rellled b)' Ihl. Swuh)' IrUlrumclI1. II, Borro",,, r'\ullhlrnrd: h'burlln...... Ih I.,odrr Nul. \hh,r, b.lerl,hm 01' lhe t11lle 01 pu)mr:nl or lI1odifl..lIliOll of amortlzlItlon of IIlI.' unm ~el:ured by Ihi~ S':l,'UIII)' Imtrulllefll aarllllled by lender In uny su...:enor In illlClnl of llorw\\oer shull not operale 10 rrkuse 1"( hDb~lll) of the urllllnal Uorrtl...er or Borrowt'r'. ~u....e~\llt In hllerul. lender ~hDll nol be r&:.a.luirtd 10 commence pru..tedlllll' IIllulml UIl) ~u'l.'ew" IlIlrllere~1 (If rl.'i1J\c III "'lend lime Itlt pll)'melll or IIlher""I,.: lIIuLlll)' al1llHIIlBlltlII oflh( .unu u(ured b)' Ihl, Se'Unl)' Inslrumenl by reu'ol1 uf any uemllnd made b)' lht' orialnal Horrower or Dorrov.er', ,ucl;uml' 11I1"trul. An)' forbeorunee b)' L.ender In e"tr..l~in.ll any ,ijlll or rellled)' .hall nOI be 0 wai\'er or tH preclude Ih( t"erdse or on)' rilhl or rtmed)', U. SUtc,uol1lnd Aulln... Huund: Jolnlllnd SrurlllltlbUII)'; to,Sllnlti, The eo\'enlllm Ulll.l IIlreel11enu of Ihls Sel,'urh) lnmumenl ,hall bind IInd beneOllhe ,ucceuon und Ilula"' of lender and Borrower, .ubje.:t 10 the pro'fl,lons of parlllrllph 9.b. Borrower'. co\'enllnll and a~rtemenl. shall be loinl and lC\'ttll. An)' Oorrower who (0-.1111. Ihb Stcurit)' Inmumelll bUI doc. 1101 e"eCUI( Ihe NOIf: (Il) Is CO..illlllrl' this Se\,'urit)' Inllrumenl on I)' 10 mOrllaat, 11I1n1 and con\'e)' Ihol Oorro...er', Inltrell ill the Propt'rty under the lenm of this Sel;urll)' I"mument; (b) II not penonall)' obUaltled 10 pa)' Ihe sums .e.:ured b)' this Secu,ll)' Inslrumenl; IInd (c) ajrees th.1l l.ender IInd all)' olher Dorrower Ina)' Blree 10 tlllend, modlf)', forbeBr or 11I,.k< an)' "commodalion. wllh rtjllrd 10 the tt'rl1\ of Ihl. Securll)' InUtumcnl or the NOIf withoul Ihal Oorro\/rer'. conum 13. NOlin" Any nOll,e 10 Uorrowrr pro\'lded for Il1lhi~ Securlt)' lnmumenl ,hllll bt' !liven b)' deliverinj II or b)' nl1l1H1I1I It b)' f1nl etlln maU unle.. upplicable law requires use of onolhrr melhod. The noll\,'e .hlllt be d~re'ted 10 Ihe Properl)' Addreu or In)' olher IIddren Dorrower de.~anale. b)' notice 10 lender. An)' nOllce 10 Lender .hall be ,Inn b)' nut dan mall 10 lender'~ addreu .tlled herein or an)' address lender dnijnalu b)' nOlI" 1(\ Horrower. An)' nolke provided for In thl, Sc,;uril)' Inllrumenl .hall be deemed to ha~'e been al\'C1l 10 Oorrowft or L(nder ",'hel1 ai\'el1 as pro\'lded in Ihl, panlraph, 14, Gon,nln."'",; Snrrabllll). This Seeuril)' ImlrulllerH shall be aovernl:d b)' Fedeulllow ulld I hI.' low or Ihe jurlsdkllnll in which tha ProperlY i. loclltcd. In Ihe 'lvellllhut all)' pro\'illon or cluuse of Ihl~ Sc\,'uru) In~uull\ent nr Ihl.' N(ltC eonl11l;h \Io'hh applicable IIlW, .uch eonnlcllhollnol affe.:! olher pro\'blOlU, of Ihll Securil)' Inllrulllelll or Ihe NOle whl.:h l,'UIl bl.' IWo':lI cHICI withoul Ihe ..onnkllng pro...lllon, Tu Ihil end Ihe Jlro~l.iom of Ihh Securit)' IlUlrumellland Ihe Note ure l.leelured In be le\'c,ablt, 15. Bornnu,', toP)'. lJorrov.rr ~hull 01: Bl\cn onc .:onforl11td cop)' or Ihl. Se.:uril)' hnlrullIelll. 16, "_.nmrnl of Ihnls, Horrower ull,olldillllnllll)' u\liW/lS Bnd Irani fen 10 lender nU Ihe rellll ulld rc\enue' of Ihe PrOlletl). Dorrower authorizes Lender or lender', Blellll 10 ..otle&:1 lhe renls and rc\'enun IInd htreb> ,jltecu each lenanl or Iht' Proptrl) to po)' Ihe renlllo L(nder lIr lenuer', 811t'nB, ~hlv.C:\'l.'r, Ilrllll 10 lender', nOIllo:e 10 Horro....er of Dorrower'~ hreach 01 UII) co\'enlnl or Ilreemenl In Ihe: Se,uril)' Inilrumelll, IJorrowtr 5holl coUecl Ind reeel\'e: 011 renu and re\'rnuu of Ihe Pmperl~ a. trustee for Ihe benefit or Lender IInd Uorrower, Thh oul8nment of renl' c:onSlllulCS on ub\ohue auI,nmenl and 1101 all auilnmenl (or addillollal secuflt)' onl), If l.endt'r II\'e5 nOII.:e of hrta~h 10 Uorro.,.,rr: In) all rtnlS rr:eei\'ed .1')' Hommer ,holt be held b)' "ormwer U5 trUlIl.'~'lm bc:ncfil of l.(nder onl>'o In be aplllleullI thc \una \e.:ureJ b) Ihe Sel;UrIl) IlUlrUIIU:nI; (h) l.l.'llder ~hllll he c:nlllled 10 ..utle~'l and rreel\'e alt of Ihe renls of Ihe Properl)'; and t~'l eudllellllnlllf tht' Properl)' \hall I'a)' ult rerm due Ind unpuld IOlelldl.'t or lender'. a~ent on l.ender', Mlllell delllanulo Ihe: lenalll. Dorro.....er hilS nul e:-.rl.'ultd any prior a."I~lIl1lClll of Ihe relll' and hUl nol LIl1II...m 1101 perhHrIl any 1I..lll1al .....ould prl.'~l.'lI! L(nder !rom uer..lun~ 11' nl.lhh undr:r tl1l\ puraKntph 046, lellder shall nol bt required 10 e/ller upon, IlIke ..OlllfUl ()f or I1llllnlllln Ihe PhlPL'rt>' behHc ur all.:r IU\inB 1101kr: 01 brL'u.:h IU 80rro....er, Howe\Cr, l.ender or 0 Judidally appoinled re.:el\'er mar do 10 UI nn)' IlIlle thtll.' 1\ II brell\,'h. ^n~ applkullOII of rem. .holl nOI ..ure or w~me an) Jl.'lauh \" 1Il\l1hJIlIL' nny ulher fl,lu or ll:IIICdy ur l.endL'r I hl\ iI')llInrnl,'1l1 III renh 01 Ihe PrOI"IlIfI)' 5halllernunale when Ihe dtbl 'C~'tJl.:d h) Ihl.' S':l,'urily IIl\trurlll.'/lI 1\ paium 11l1l 1'111",1",/ ~ - "':1':: ~: . t-. . ~,- I. I "~ I.'~ " I':n , , I;; ,- ,.IJ I,i ..- \n ~i~ ..0: I ..... . ~ ~ ~ ~r n 21 !=l ~ t;j ':' ir~ .., ~ e n ~ t:: ... ~ . ~ . ~~ t [!) 51 .h .~ ~ Si ~ f 0 ~ . . .!Q i:1 ~ ~ 4-< ~ 7 ~ !Im p. ~ ~ . ~ ~ )5 1 i~ ;r: ~ . . ~~~ H ~ ~~ ~e1~ ~ ~ 25~ . &:8 !'J ~~ p. , , ,I' , ./W,"oo. .... -........ ". '--.. HMH1A" ~D"l'.' '.1'1.1.1'''. "I" ()IIjlWOol o~.\,t.n. ,.01' '1'11"'" , C~ J., ~, "v \ "....., kn !iie: ~ -..::t- ,~ Q , oj -. " E u..t~ ",'"., ; -::::~ ~ ~~~>~ ' , ~t "t. ." '~j ~ I .1- "Q ,~, .' ~,. .;. N .~ 'I' " ,;1.1", ~ ~ 1 I' ~; l~j , ". ~ ' " ....,.. , :"1"; ~ ~~~\ -- -l C) '_ '1 '_.J C0 ~ui i , ;1 ~ ~ ~ ~ - .~ ~~~ HI] ~ " ~~~ I ~-ij~! - !~! I i~ .a~~ ~ -..1-" . ~~21 !If > 1 ~ r:i ~ o!~ ~ 0 ~ ~ ..: ~ ~ ~ ..... ~ " ii ' , ' I' , , , " , I"" , " , . .f - " MM"".' A~I'.' ""llt4t- ."...- ......... 00 A"""'" Il'f."'" .i '.. " , " " MARGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MOR'rGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. ci 4 I'JS4 (~Ali( e )Ll~ Defendants : I I I CIVIL ACTION - ljAW - I IN MORTGAGE FORECLOSURE NOTICBl DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice have been served. To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney. You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice. You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 NOTICIA Le han demandado a usted sn la corte. Si usted quiere defenderse de estas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demnndas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Uated puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE P.UEDE CONSEGUIR ASSISTENCIA LEGAL: CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 - - (71 7) 240 - 6200 " MARGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. VS. DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, Defendants CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, MARGARET TEN & COMPANY, INC., F/K/A NATIONSDANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, is a corporation having an office at P. O. Box 26388, Richmond, Virginia 23260-6388. 2. Defendants, DAVID R. KIRK, JODIE E. KIRK and CAROLYN H. KIRK, are adult individuals whose last known address is 919 West Trindle Road, Mechanicsburg, PA 17055 and/or 1129 Nanroc Drive, Mechanicsburg, PA 17055 and/or 205 East Springville Road, Boiling Springs, PA 17007. 3. On or about June 25, 1990, the said Defendants executed and delivered a Mortgage Note in the sum of $78,939.00 payable to SOVRAN MORTGAGE CORPORATION (NOW MARGARETTEN & COMPANY, INC.), which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 982, Pg. 103 conveying to original Mortgagee the subject premises. Said mortgage is incorporated herein by reference. " s. The land subject to the Mortgage iSI 919 West Trindle Road, MechanicRburg, PA 17055, and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagor~ have failed to pay the installment due on February 1, 1994, and all subsequent installments thsreon, and the following amounts are due on the Mortgage I (a) Unpaid principal balance (b) Interest at $21.15 per day from 1/1/94 to 8/15/94 (based on contract rate of 10.0\) $77,191.32 4,801.05 (c) Late Charges at $185.60 per month for 8 months 1,484.80 (d) Escrow Deficit 439.74 (e) 5\ Attorney's Commission TOTAL 4.195.84 $88,112.75* *Together with interest at the per diem rate noted in (b) above after August 15, 1994 and other charges and costs to date of sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fess will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclose and to accelerate the loan Multl.t.te ~' NOTE IHiA c... Nu, ~ 441-413929-6 703 APPLICATION II 160335 LOAN /I 160335 1'1 -L.' .' JUNE 25 I~ 90 919 W, TRIm.E RD" MECHANICSBURG, PA 17055 11"111)&'1I) Addr."1 I. PARTlt:8 "Borrower" lIIeun~ euch penon IIMnlnM ullhe end <If Ihl~ NOle, und Ihe pmun'~ ~UCcC5~Ors and a~~lan~. "lender" mean~ SC7IIRAN mR'roNlE CXlRroRATION, 201 FASr CARY STREET, RICHl>ONJ, VIRGINIA 23219-3736 and III ~ucceuon and auIMn~. 1. BORROWER'S PROMISE TO PAY, INn:Rt:8T In relurn for a loan received rrom lender, Borrower prom lies III pay the principal ium of SEVENI"l EIGIlT TllXlSAN:>, NINE: HUNJREIJ THIR'IY NINE /\K) 00 /100 Dolla,. (U.S. $ 78,939,00 ), plu~ Inlere~l. 10 the order 01" lender, Imerest will be charMed on unpaid principal, rrom Ihe dale or dlsburllCmenl of lhe loan proc"d~ by lender. allhe rale of TEN per cenl ( 10,000 0/0) per year ulllillhe rull amounl of principal ha~ been paid. 3, PROMISE TO PAY SECURED Bo"ower'~ promi~e 10 pay Is secured by a mOrlllage, deed of trusI or slmUar ~ecurlty Inslrumelll Ihalls dOled lhe ~ame dale II Ihi~ NOle and called the "Security Instrument." That Security In~trumenl proleclS the lender from lo~~e~ which mlahl re~ulllf Borrower defauh~ under Ihi~ NOle. 4. MANNER OF PAYMENT (A)Tlmt Borrower shail make a paymelll of principal and imeresl to lender on Ihe first day of each mOlllh beginnlna on Ar.msr 1 . 1990 , Any principal and IlIlerest remaining on the fint day or JULY , 2020 . will be due on thai date, which Is called lhe malurlty date. (B) Plaet Paymenl shall be made 01 201 EASl' CAA.Y STREET, RICHM:lID, VIRGINIA 23219-3736 or at such olher place as Lender may designale In writing. Ie) Amounl Each monlhly paymelll or principal and IlIleresl will be In the amOUnl or $692,75 , This amounl will be pari of a laraer mOlllhly paymenl required by lhe Security Inslrument, Ihal shall be applied to principal, inleren and olher Ilems In lhe order described In lhe Security Inslrument. (D) AlloD11 10 Ibl~ D"II for paymtDI adJullmlDI~ If an allonge providina ror paymelll adjuslmellls is executed by Borrower logelher with this Note, the covenanlS of the allonge shall be Incorporaled imo and shall amend and supplemelll lhe cuvenallls of this NOle as ir Ihe allonge were a pari of Ihls Note. [Check applicable box) 8 Adjustable Rale Allonge Growing Eqully Allonge o Graduated Paymenl Allonge o Other 5. BORROWER'S RIGHT TO PREPAY Borrower has the rlghlto pay the debt evidenced by this Note, in whole or in part, wlthoul charge or penahy, on lhe first day of any monlh, 6. BORROWER'S .'AILURE TO PAY (A) Lalt Charlt for Overdue Paymenl~ If Lender has nOI received the full monlhly paymenl required by the Security Inslrument, as described In Paraaraph 4(C) of this Note by the end or I1fl"n calcndar days after Ihe paymelll is due, Lend:r may collecl a laic charae In the IlIIIOUIll or FOUR pcr celli ( 4 "To) or Ihe overdue amount or each paymelll. (B) Default If Borrower defauhs by failing to pay In full any monthly paymenl,lhen Lender may, except as Iimlled by reaulalions of Ihe Seeretory in the case of ruymelll dcfuulls. require immediate ruymenl ill full of rhe princiral balance remainina due and all accrued Inleres!. Lender lIIay choose 1I0t 10 exercise this oplioll withouI waiving liS rig hIS in the event of any subsequent default. In many drcurimances regulations issued by the Secretary willlimill.ender's rights to require immediale payment In rull in the calC of rayment defaults. This NOIe docs not authorize acceleration when not rermitted by HUD regulations. As used in IhlS Note. "Secretary" Illeam Ihe Secrclary 01 lIou>lng and lJrball Devdormenl or hi< or her designee, IC) Payment of CONls and t:xprnNes If Lender has required immediale rayment in full. as de"ribed abo,e, Lender may require Borrower 10 ray cosls and exrenses Induding reasollohle and cuslllmary attorneys' fees for enforcing Ihi\ NOle, Such fees und costs ,hall bear interesl frollllhe date of dl>bursement 01 Ihe ,anlt' rale a, Ihe prtnclralof Ihis NOle, G.1F,M\l<lflO , JI,tlfl' 1,I1 ~ ';MI' MtHH(iAGE FllAMS. <.tI:lIJ9:l "100. 11l0l.11~21 IN' UIA Mullhltllt .-I"d Milt ~CUf . 611" rVlllnlT A - .' f 7.lWXln:RS . Borrower and any othcr pcrson whll hus obllMllllllllb undcr Ihl> NlltC WUI\~ Ilw ri~hl' III prcscnlmclll und nOlkc or dishonor, "Presentment" meuns Ihe rlMhtlO rcqulre L.endcr 10 dcmund puymcntllf umllUIll, due, "Nllllcc of dl,honor" means Ihe rlghl to require tender IU ~Iw nOlke IU olhcr perbllll' thuI Ul11oUnl, duc hUle IlllI been puld, .. G1VIN(j m' NOTlct:1i Unlen applicable luw require, II different melhod. uny notice thUI mUbl he ~llenlo lIorrowcr under Ihl, NOle will be slven hl' dellverln~ II or hy nH,lIin~ Ii hI' fir,1 dll" 1lI1l11111 II<1Irll\\\'r III the pr"pcl'\l Ilddre" uhole llr 11111 diffcrclll uddre,' If Ilorrower has given tendcr u nOllce <If 1I0rruwcr', dlfferenl Ilddrc.., Any nollee that mu,1 bc glvenlU tendcr undcr Ihl, NOlc will bc given hy Hr't du", mall 10 Lender allhe add res, slaled In Paragraph 4(B) or al a different address If Borrowcr Is Mlvcn a nOlkc of thai dlfferenl addre,.. 9. OBLIGATIONS m' Pt:RSONIi UNl)t:R THIS NOn: If more Ihan one person signs Ihi5 Note, each person Is fully und personully obllMaled 10 keep all of Ihe promises made In Ihls Nato, Ineludlng Ihe promise 10 pay Ihe full amount owed, Any per,on who I, a guarantor, surelY or endorser of Ihls NOlO Is 1150 obligaled to do these thing'. Any person who lakes over Ihese obllgallo""lncludlng.lhe obllgallons of Illuaranlor, surelY or endorser of this Note, 15 also obligated to keep all of Ihe promises Illllde Inlhls NOle. tender Illay enforee 115 rllhlS under this Note against each penon Individually or aMulll51 all slgnalorles logether, Anyone penon signing. Ihls NOle may be reqUired to pay all of the amounl5 under Ihls NOle, J (Seal) .Borrower BY SIONING BELOW. Borrower aeeepts and alrees 10 the lerm (Seal) ,Dorrower (Seal) -8orrower R~LYN Ii~ _.:::v ,tA.#' _(Seal) .Borrower I, Ii " ( AS . 3NI'AN\ldW03 Y N ! \lDll\lW 'UO!lfJOdJ03 aOR W UIJ^OS \Ii'Al~ RIUIOJI^ 10 UO!lfJOOJ03 aO!Ouo\,/ ~UtaSUOllfN OllSaJalUI UI JOSm~ns "~UI'~Ufdw03 Y uallmOJfW ~ paIRPllf^U! lUawaSJOpU3 PUll&' J of 1 m' , ~~~ .~{ ;'11 '~::' '.;.; ,\,.\ ';'1, , ,\: ..:~ ; ALL THAT ceRTAIN t~lot at llnd .1tulte in the Town.h1p ot Mon~oe, COunty 0' Cumbe~1lnd lrid Stete 0' Penn'vlvln1l, bounded Ind de.a~1b.d in IOCo~dlnce With I ,u~vev Ind plln th'~'ot mid. bV G'~"1t J. e.tr, R'g1.t.~.d Su~v.vo,., deted ""~Oh 25, 1871, ... 'ollowI' ee~INNIH~ It I point 1n the c.nt.~ l1ne at the Tr1ndl. ROld, .11d point being 515 f..t mOI.ured W..twardlv 110ng the cent.r l1ne 0' the Tr1ndle ROld 'rom prop.rty now or 'orml~1y 0' R.c. My.r., '11d po1nt 11'0 being 800 f..t, mar. or 1.e., W..t 0' the cent.r l1n. 0' S1noll1,. ROld, thence 110ng '.nd. now 0,. form.,.,v of Chl,.1.. L, Blnde,. Ind Lenl /II. Bond.r, h11 wi'., South 8 degre.. 30 m1nut.. el.t, 338.3i to.t to I point It corner 0' 1 Ind. 0' Roml1n. Me1k.., thena. I'ong the l1ne 0' .11d llnd 0' Roml1n. H.1ke., South 72 d'grl.. 32 m1nute. W..t 84.26 f..t to . POint in the lin. ot Chlr'l. MCLaughl1n, thonce 110ng 'Iid l1ne 0' llnd 01 Chl~1.. MoLlughlin,. North 8 deg~e.. 30 minute. Wm.t 333.i t..t to I point in the oent.~ lin. at the Trind'. ROld, etO~'.'id, thence by the center lino of the .Iid Trindle Road, North 70 degr... 30 minute. East 85 f.et to the point Ind pllct of BECHNNING. BEING THE SAME PREMISeS which Doneld H. McGowan Ind A'ethl L. McGOWin convey.d unto Edwe~d W111iem GaZll1 and Joan M. GIZI", by dlld datld April 22, 1 i71 and ~eco"d8d April 215, I i71, fn thl Record.,.,. O"ica in end fo,. Cumberland County. PI., in Record Book B, Volume 24, Page llg. AND THE SAID JOin M. GUill died Februe~y 21, liell whoroupon 'C1tl. ve.ted into Edward William Gaz.'1 by the ~ight. of .u~v1vor.h1p. EXHIBIT "A" I 1:1' '. ::r ~~, , . , ,,. ., , II ,.~,:~.....-, 'f 'J~~..;,~ " . ...... ,'I' t ' '" "~..... ....., \~'I""\ t '.,' ~,"''''..l ,~I : ~" :Jr. ,..~~t: i. , I...."..' ."'40~,...-.t!"\rjttJ ~ ',' ,,,~.'.',...' .,' I'." ./.:\)'1< ~~"" " I' P '(,. . " , ..A,; ': '''''''/' ...v!" ''''.',' . '."'",." , ','" '!,. , .' ,If, .. III n a '\ ..~",!Il'" . '. "",", , I';'" ..~., ~', '..1j' , State of Penn.vlva I ,~~-,. ,', .,.. ., ',' .....' :...,.1r : h ' 13",1 · . c...... ~~r!<!'~T". '," County ot Cum t1r , ~h' 'I,Q,'-V,:\:i,t'l '.' ", . ~ rdpA'f~ l1(;.n,f!('r, II ',~-' '/03' "..' :.,~~o .rl I,',. .-' . ..~W'" "[i' - /-"it...~~.~~ EXHIBIT f2 i fOOl 982 r,\CE t 07 ~ !, ,- ,. .. , , e ,~' ;"'. ,jI ., I.' _,,', " ;l' H. '-,' " N M , , , . , , '''r r-I ., "" .,-,. ~ .0: H :> .0: :>O:Z4-< ~ ..l..l l:> Urn......04-< . Po.>< I-< Z ~ H'n H f/l tl: H< E-<>J :.: Z~ 0 l:><~C:: ~ ~ :I: ..E-t H '11 Oi:ol ><tl:ZOIQ i:ol ~ ~Po.. ..l ~OHPo.rl 0 .0: :l:l:>tl:Po i:ol H Po tl:O H i:ol U>< ~<XUHU 0 U .:cl ~ ~ ~~ ......O~:> 0 . H i:ol:':U i:ol ..,:.: :> e~L 0...... Pl~l:> tl: tl:i:ol 1-<8 H~"'f/lO< .H i:olo-1 ~ ~" f/l Z l:> tl::.: f/l< ! l q tl: i:olZZOZE-< H f/l ~o tl:O~HOtl: :.: . tl: OZ H I-<HO :c o~ u< 0-11-< I-< <I-< X 1'40 0-1 .o:i2i:olzi2 tl:Z fJol tl: U tl: Z >< Zi:ol ;ci:ol HO<<O< 00-1 OU ~ i-<Pl ffi Po.l:>......Po. 0:: HO HH z5 tl:o:::.:tl::> :>tl: ~. I-< ;co~......oo f/l << 00 HU UU I'4UtIl :> ou xz ~M.I'" ADIIIU-'.'"'I'III""' ONMIO~ OO.l.,..".1YOIlI,'IU't!w ." CHEMICAL RESIDENTIAL MORTGAGE CORPORATION F/K/A MARGARETTEN' COMPANY, INC., F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA F/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff DAVID R. KIRK, JODIE E. CAROLYN H, KIRK, Defendants I I I I I I I I I KIRK AND I IN THE COURT OF COMMON PLEAS ClIMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NO. 94 CIVIL 4284 I IN MORTGAGE FORECLOSURE ORDER OF COURT AND NOW, to-wit, this ;,/r 'day of 4l11l" ( , lcfi">, upon considuration of the Plaintiff's Motion for Service pursuant to special Order of Court, it is hereby ORDERED that the Motion is granted; and, it is further ORDERED that Plaintiff is not required to serve notice of the september 6, 1995 Sheriff's Sale on Defendant David R. Kirk in the manner prescribed in Pa.R.C.P. 402(a) or 403 because tho posting of the Handbill on the subject premises at 919 West Trindle Road, Mechanicsburg, PA 17055 by the Sheriff thirty (30) days before the Cumberland County Sheriff's Sale, the mailing of Notice by ordinary and Certified mail to Defendant's last known address, and the publication of the notice of the Sale of the subject premises as required are sufficient notice to Defendant David R. Kirk of the September 6, 1995 Sheriff's Sale to satisfy the notice requirements of Pa. R.C.P. 3129.2; and, it is further ORDERED that the subject premises shall be sold by the Sheriff of Cumberland County at the September 6, 1995 Sheriff's Sale as advertised and scheduled. BY TrE COURT l,k (('If. , )'!~l J DAVID R, KIRK, JODIE E. KIRK CAROLYN H. KIRK, Defendant:s I I I I I I I I I ANDI I I "'--.?';'" IN THE COURT OF COMMON PLEAS 8 """\ CUMBERLAND COUNTY, PENNSYLVANIA >,) CHEMICAL RESIDENTXAL MORTGAGE CORPORATION F/K/A MARGARETTEN & COMPANY, INC., F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA F/K/A BOVRAN MORTGAGE CORPORATION, plaintiff VB. CIVIL ACTION - LAW NO. 94 CIVIL 4284 IN MORTGAGE FORECLOSURE MOTION FOR SERVICE OF NOTICE OF SALE IN REAL PROPERTY ACTION IN ACCORDANCE WITH RULES 3129(b) (2) OF PENNSYLVANIA RULES OF CIVIL, PROCEDUlU; Plaintiff, Chemical Residential Mortgage corporation f/k/B Margaretten & company, Inc., f/k/a Nationsbanc Mortgage Corporation of virginia f/k/a Sovran Mortgage corporation, through its counsel, Leon p, Haller, Esquire, hereby respectfully submitsl 1. Plaintiff has brought a mortgage foreclosure action whereupon it seeks to foreclose against certain property owned by Defendants located at 919 West Trindle Road, Mechanicsburg, PA 17055, 2. Defendants Jodie E. Kirk and carolyn H. Kirk were previously personally served with Complaint and each was served with the Notice of Sale by signing certified receipt of Notice of Sale, July 12, 1995. Defendant David E. Kirk was personally served with the Complaint, October 17, 1994 at 1129 Nanroc Drive, Mechanicsburg, PA 17055. The Sheriff's Office has made several attempts to serve Defendant David E. Kirk with the Notice of Sale and has left several cards to contact the Sheriff's Office. However, the Defendant never responded to Sheriff's calls. The Sheriff's Office attempted to serve the Defendant with the Notice of Sale at the Defendant's last known place of employment, however the Defendant no longer is employed there and his whereabouts are unknown. The Plaintiff believes that the Defendant has no interest in the property and has no desire to oppose the Sheriff's Sale. 3, Plaintiff has conducted an investigation in order to determine the whereabouts of the Defendant, through its attorney, by attempting DAVID R. KIRK/ JODIE E. KIRK CAROLYN H. KIRK, Defendants I I I I I I t I I ANDt I IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CHEMICAL RESIDENTIAL MORTGAGE CORPORATION F/K/A MARGARETTEN & COMPANY, INC., F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA F/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff VS, CIVIL ACTION - LAW NO. 94 CIVIL 4284 I IN MORTGAGE FORECLOSURE AFFIDAVIT OF REASONABLE INVESTIGATION COMMONWEALTH OF PENNSYLVANIA COUN'rY OF DAUPHIN SS Leon P. Haller, being duly sworn according to law, deposes and says that he is the attorney for the Plaintiff in the above action in mortgage foreclosure, that he has personal knowledge concerning the facts set forth in the attached Motion for service of Notice of Sale Pursuant to Rule 3129, that he has authority from the Plaintiff to make this affidavit, and that the facts set forth in the affidavit are true and correct to the best of his knowledge, information, and belief, to wit: That he has attempted to confirm the whereabouts of the Defendant in the above case, by conducting a reasonable search, which search included one or more of the following as indicated by a checkma'rk: X That he has contacted the U.S. Postal Service to obtain the last -- --known mailing address or any forwarding addresses, however, the the Defendant was not found at the address provided. __X__That he has attempted to locate persons of similar name to the Defendant, however he has not been able to locate any. C750B700 2MVOB701 VEHICLE INQU1RY DE'!'AIL B'i OWNER NAME . 10402002 8/10/95 ~.tM.. ,,- 0 Lesseel 000 Ckdtl KI Carrierl ARPI Fltl PAVID R KIRK Titlel 33841347 2 Tagl AMH7705 GVWI 1129 NAUROC DR Tl Seql OJ Exp Dt I 01/95 GCWTI MECHANICSBURG PA 17055 Tl DtJ 10/08/81 Rg Feel 24,00 Unl Wtl Tl Dupl Axle TXI .00 Axlesl Non Pa Tll Pry Rnl GVWRI Reg Dups I GCWRI VOLK Makel VOLKSWAGEN Tag Tpl 01 AWRI Model! URC P Tag! ZNX732 LESSEE 'fear I 81 Reg PrOI BodYI SDN Classl 00 VINI lVWFG0177BV144083 Assign DINI Junk! Unclaimed I Equip NOI Aiel Stolen Veh Dtl Van! Stolen Tag Dtl Renew WIDI 94049 0053 001570 001 StOpSI Est. WID, B1260 0005 010018 021 17-L1ST 21-IMINFO 22-DETAIL2 16-NOTEPAD 18-LIENINFO 19-WIDHIST lS-RETURN ..' j ,', 'I, , 1.\( , , , I 'r, ,I I" ~o'l,"n"r ~17055 1;;11'1. 511", ZIP'C;UOI 0." August 8, 19'/5 PURCEI.L K~I.'f1 .?, HALLER 1 719 N. F,'oOl Slr."l Harrisburg, PA 17102.2392 Rlqunl 'or Chlngl 0' Add".. or SOlhOlder In'ormlllon N..dld 'or SIIVICI 0' Llgll Procn. ~leUI I"",,""h. nl'" ICI'JrnS or me IIlln, allCl SI'ell ~(l<I'ns (II ~ lIu"luhJCIj ,,,,I/II' I"I/'/WIII'I Nlme David R. Kirk AddrlS. 1129 Nanroc Drive, Mechanicsburg, PA 17055 NOTE Thl n.me .nd l.sI known Addrns Ar~ reQulreCl lor ch.nge or .ddress In'orm.llon, The name " kllowII. .nd posl o",cI 001 .ddrt" are requIred lor bo.holder Inlormlllon The lollow,ng ,nlo,mll,on IS prnvld.d ,n IccorClanc~ willi 39 CFR 265,6(d)(6)(II) Tho," i. no II" 10' p,r.l'/I(1111/J ho.huloer Inl""T1AII'jIl Th' f... 10' ;J'ovIClill~ ChAllg. 01100..11 ,nlo'mllloll Is wllvl<i III I~r.o"r""c~ .""", JQ ,;rn 2eS.e(d)(') .nd (2) .nd corresponding Admllllslr.lIv. Suppar! M.nu,' 352.~~a .lId b. 1. C'/lAclly or reqllesler (Ig,. process server, allumlY, pArty ,eprllSonllnu hlmsell): Leon P. Haller --.,.--.. 2, 51alule or rlgulAllon Ihal Impowlrs me 10 seIVI process (nol required when reqllesler Is III Allnm"y III .IIII,ly acllng pro " , except. corpor.llon .cllng pro se mull clll _ sl.lute): I CHEMICAL RESIDFNl'IAL MJRTGAGE CORPORATION, F/K/A 3~oL 'M.wXWt~a~.I,o '/1MMgl'1Ali1bi~!l!51\j4C l'~~ OOftpemfl0l4 or 'v"IRGINIA, f/k/a ""buvt<I\N M,J1'(.LUI'\Ut. LVtu"Vl"(J\lHJl~ tJ~. LJelvld l(. rdJ:tt, JUt::lt: l.. Kid\ ,met \..t:u.ulyu tI. Kl.l.1\ 4. The court in which Ih. CISI hIS been or will bl hlard. Civil 5. The dockel or olher Idenlllylng number It onl has been Inuld; 94 4284 6 TM c.pnnlv In wlJlChtlhls 1/I(J1vld\l.'I~ 10 tI. serve<i (ell ullendelll or wllness) OOfendah . WARNING . THE SUBMISSION 0' FALSE IN'ORMATION TO OBTAIN ANO USE CHANOE 0' ADORUS IN'ORMATION OR 1I0XIlOLOER 111",11,.11I""" 'OR ANV "VRPOS. OTHER THAN THE SIRVlCI OF LEGAL PROCUS IN CONNECTION WitH ACTUAL Oil PIIOIPICTlVI L1TIlM m,,, COULD IInUL T IN CRIMINAL "ENAL TII!IINCLUDING A "NE OF V" TO $10.000 Oil IM""1S0NMENT Oil (2) TO AVOID "AVMIIIT or THE'II FOil CHANGI OF ADDRISS INFORMATION 0' NOT MORI! THAN 5 VEARS. OR BOTH (TITLE 111 U.S.C. SECTION 1001). I clrtlly lhat Ihe .bovI In'ollnellon Is Irue .nd Ihellhe address Inrormatlon Is needlu and will be uSld sollly 'or seIVIC , I.gal proc?s In connection wllh aclual or prosplcllve litigation. '-' 1/1. I '''=:S.:::~ 1719 North Front Street Signature Address Leon P. Haller. Esquire Harrisburg PA 17102 Prlnled N.me CII . 51111 ZJ~ Code FOR POST OFFICE USE ONLY _ No change 0' .ddress order on 11I11. NEW ADDRESS 0' BOX HOLDER'S P05TMARK _ Not known al .ddftsS glv.n. NAME .nd STREET ADDRESS _ Moved. len no 'orwardlng .ddre... _ No such address. '1 , . .'r.".'.~.~~:' 't" " "~'l. ,., '1 I" . , ' . , I I ': " '. , \ , I '. I ~'I'~II'~'.,~,',~!':..I I I "~I" _. 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I Tina J. ConI!!.. 1 ..JiWlul...L.J\\r.9l>. J \. I I #, , 6 -----~--_._.- -----~-----~._------------,.__..- ._-, :.., ENIIH.E ....'illt r Mr Sl TIm I'll"'': 111~IIIIII~'\ Ih~' "II.. 1I1l11~'I\I,lnJIIIW III lIlt I"ulit" httlll) IlnJ .Ill) amtndmrnu 01 Ihhhlll1l1' \h,lll t.~, I'Hhll\f lln'~ ~hrll h',lu'I,J 10 IqlllllJ .IIlJ 'I~Ih'" 1'1) Ilh' r~rllr' htu:lo _~=!-~b.~~~, .'.!-_~., .JJJ,..g"J/~__._ /'i21:i,y WII NB~ _".J" "....11. 1J~1l I.r~~OR ;nz""::::: DAn WIlt<L~S-----'--" ~-:!'_Q..~~~~~ WIlNlSS Il.\iT' _~!~~t IlAlf "I;:S\C)R-'-'-~"---- -'Di\T~-- I ..J;"'~"~li'-';L.,~_"" -. .-z:J:.ll:f.I/ II S~. ',;,_ C' /. r/- J c/-/ IJ^' ~ r -if'/iJa'tlp<::::/ .J~1 L",__._ I' '1~'rF DATl 1 , ' ~ WilNi:~\---"'--- -, -,.._- 'J.\ II DAVID R, KIRK, 1)laintilT I Respondent COUllT OF COMMON I)Ll!AS OF CUMIlEIU.AND COUNTY,I'ENNSYLVANIA V, JODIE E, KIRK, Defendant I Petitioner No. 93.2419 CIVIL TERM CIVIL ACTION. LAW OI~m~l~ .Ai' AND NOW,this I dny of -nUVl~'V ,1994, upon consideration of the petitioner's Petitioner for Special Relief, it is hereby ORDERED ANI) DIRECTED thnt a hearing be held on the ,..s* day of i::4u-Lt o.J , 1994, nt ~,t OD o'clock P,II1, in Courtroom No. ~- oftlle Cumberland County Courthouse to consider the I'etitioner's petition, BY THE COURT, , 1 IS! ~ . tJ-ll~ &.u, 9J: ~LC/L A cJ;u,t.JW(" ~...~., .rnrJ:1: U\f"{ C"/'...-,M Rr:CORD '" 1 I ill" ' I. '"..', I I" r:' ,,'I ' :'" t illY hand t: I,j i i ~.; '... :,j III :; .:d \ \", :1. iii I 'Ii ~l \ Pi) lhl$ .,I~T, dJY ul 71~ '.', ;~~. J.k.a.. a ,~, '"'''H.~.r.r'7''''''' ,( . ~~ JJ~""'p';;ltilO~(;la~"'"'''''''' , ~tr' a:~~.:, ':, ' ~:' ~:.' .. , ':",.' ,', :'r',: I '" ::..,;;j .'p T ,'l"" "., '. '.,' , , ' ," " .' " , \ '. INU",'fI"" , Ii 11I11. ,,'nll." I "'11iI" _a.... lhll.... A.... . r,..' _ b... ~:!..:.~~.:.I , r I, ~l'l , '.'",1"1' I', \\' '"'' I, II ... .. I '.M"'Y Pt,O'IO I 691-6922 ,'Ir.;'~ ' , t .', ~~l ~,I,:, ;~lr"';!J;'l..i' '. .' ,:' ;o.~'!{.\. '.:,'. , . ., ..~;~ t . IIrlClAL CLAllUS "..'1'.. f AOIlfNOlJM INITIAlS U,i\~t. 1'01( IH,AI. t,sl A I to ..~ ~"~~'lN.~ ()_I:,..1~~:w~_~~!_~,~,_~(;..~~:_.:~1t:'~i~] J.,~ Oo""hon ,,,,,,..1, "1I11&_t '11 ' JOOlS Hartl... Sll"'Nt I I I . I c..~ "III, PA !101l: , --. -.-,-.-... --..-.........--.j . ....-. --.....- 'mIll. !--sr",n,nt, m,d.lhlo ,__;J.i'...'_.d', or J:~.~~....'\,I;,I~ ~~~.~~..~t.m~~i~~~:~!t~::=~==~..::~. :~:~,==~-=:~~~~~~~:~ ...........,...._.____..._._.._.__..________ - -.-..---.--.-....-,- h",lnlrl" rltl'" '....01, 1M -----.....- r--J-..--i/....-...---'............ -... "'---- ___f..!!.._~_~I!I,!.._ !f.I!!t!L~!.M!:""'.....___ hmln,n,t "It.d I......, I. III \\'ITNESSI,TlI' ',"WI 'I"" 'n 1.1 "nlo Ih. 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DII nt ....lth'" lhor IIfrrill .I.fIM4 ,,,mI... ....'till " .._\I!1,.J1LJ..Jr..914.,ult_'gmllo...d_ .... !.I.I 1/' IAsle. hereby atreel that 011 tlnk II ~rull It ~.t..Son .~1 lAa... upon y.cltll\lt "111 hi'" tank at '8110 lenl u upon taklnlJ poUt5ISona See ILLached 'et Cllu14. Leuor re3erna tht relr atorat' .hld Ind en. hi" or bll'tteT1t. for slar.,.. 1.e1l:lOr w11l conhct the Leu.. In .dune. to IrrMg. .'I'ltnnc<<, to thl b.~~nt .Lorlt' .rel. Ibl leI " ;;/1'& . I ~",/,;.y / ..v./;1"" l / ,':~h'l .' 'i.~~~. j~~-- '~ ~1~/f)Yf- , .:"', . ':.u"".a.. .' ."" , " l, nu I nUll I lid I liMIt II'n '1I' Ih'llll,h" Ih,,, rUf,utl.' lIrlll.IlJ IllurUlllllnd IlIltnllD Ihr hllr,. II'WI,~lrt,.. .nd IIIDIOII\,,1I' II'I/uIlh 'II 'hI .dJ,,""~m'IfIlM" ~lIl1l1lnhl nJ.'. II Mil >\"(1 (O~llll II,,,,!!, "10111 '''0- Illo'.lllA. III ,.. bf "'II~I~ .1 ',n~.". ,n'" llIlC11t1.11On4111nlll " 'IS5ff!~_'_._I.\\.I,___,_"__1 r\\II._.___._la!oSnl ,,'~'. t ..11....0.. .__.._._.,(;1"'1 _,O~~ " '''HI.. . :, 'I".,..., '1 ',,' '"'' ".,,'t : ,; ':, :::'1 "," t~ I': ,", ,t .' ';"., I, ' " , """ '.';"1' ,.I :' 'I. . . 'I I"', " ' ,',' I ,I .~. " " , \ '0 Ill:SIIH::-;T1,\1. LEASI: TrU\ls ,\1'1" 10:-'''1 no,\S - "MIl T\\'O , i il .. LAII (I'^I{(~I "i .\lllrul,ol ".1\111.'111_ .1/1' 1111~' .11I.1 1'.1\011'1.' 1.lllllr .lilt It.'I~' \lh'~lnr,llu "", .111I,lIllh,. A,rrr. 111111I All) h'H"" 1""111,'111 "Ill p,lld III lull nil ," I",,,,,, Ih.- dll.' .I..,,' ",'I h' ..,1\1.11 III "I,ll'" d"I'V~' lhllol,~rplll'"~ n' Ih~ I.II! ,h"r~r .h,1I1 n,.1 I,.' .hdllpJ " ,,",11\''''' II' 1"\\1"" 1I1'lIfo'llIll' h, I',I~ 1111 IHIlI' ~ sr (l'Mfl Y IIf POSI' I "\h' 011.1111111\111.' I "'~III ,I' '1'\', .liI'.111I 1'011 '1111 III Ih, l'r"'lIlLlIlI~ 1I1111r l"fI1lJI III" It,,~t.111l' Will ilhll\.nr.1 'II .,U.II.lflh'.' Ih,' 1'~lhl'Ill,H"" ..I ,Ii..' h"lIl\ IIllh.\ 11'.1'1' I 'pUll "'PIl,III1Hl III Ihr: 1('.111 ullht Ir,I'l', Iht 1",,11' ~h,IIII"'PI'~1 ,.1l.l1'lrllll'~'~ hi 11\ 10111111'" d 11111\0" II ,lIl1 ,111111111' 1.'",'1' \,I..lh'~ Ilh'I"llp~'lI) ,\11. 11'IIIIol~n hi Ih; leil"'11 ph'llIl'~'~.11I ~'~,\'~' 11111111111,11 \101'.11 ,111111\',11 .111.1111 "'I',III~ Ilh.'~II,lh'II,I\ II "'lIlllIllh, l"."t, U't II' IIII' 1",,,iJ ,'/tlllt", ~hlJlI hI' \Inlll' IIl1dl'l .1111'.11111I01 II ~'III ,II Ihl' np~Il'" 01 Ill.' I ~'.\rr. IInJ,I...III,lId 1'lInl Ih... ucurlh 11;IIO~11 Thl' l"~111 ,h,IIIIt:lllllI hi Ill, I ,,,~~ III~ ulll....d plllllilll III Ih... ,.'~IIIII~ J~'pll~1I \1011111" Ihlll) (JOJ tJ..., IIJllo\lolnl Ihrlt'pholllll/lilllhl'ltlHlllllhrlr.~r 1.ll' \IlU~II' III PO'II '111"'1.1 NOI lit (I)N!rIlfJrtH'f)^lil'AYMfNTOI IlJ:N'J I "'h' 1II11~1 PlLl\hh' I "~1I1 ..llh hlhl,lllllllt-' "",tlf'~ .1/111 "'111111 1111 1.11)10 1/IIIr 1""11"''') I~ ,"hJ l)/ t,;unh')td In. nr'" IIl/tolh'l IIl1lJln hd.1 ii' '''111111\ Ih'l'lI.11 'h,dl 101' 1/,11I'1,'lh'oI III III.' Ih'~ II"Utl III hi' ,.~rnl III Ih~' linl' III .,111'11I,111 fl till I. ... Itr Il 'It\' "I' hrld'} ''lllud.h,ll ,liquid ,1111 ~h".I, III II ~,,'.' I,,,, 'tlullltll h\ 1111.' h,llIltlu, III hhUrlhll/lll luni.l., "U1UIlI ,1".t:Ll ~'h l",'rr ",,1111',11 "II ,1.1.JllluIl~1 Ilnll/UHI III '11l"1l1~ 1),,11,1/\ 1'1011"1111 1."\111 ", I "10m, Il~tnl 7 IfA"1 ,,,HUIrY I r"ol 1,.IIIH,IIIl' Ih,ll IIII' 1'1r11l1't' ,n... ILlhll.l~'k 1,",1 nil ...1t'\IIitAI IIlulmtdlllllh.:ul .)"'IIl~ In\hhhl1~ ill'fllI,IIl..,~ 1111111.11\'" ,Ih' III ~III"I I"llllll~'lllll,hllllll b (" ^~ 1,01 l'HI Mt:>1 ... 11"'1'" .1~'Il'." 111011 hr h,I' ,...rn..d Ihe 1\/1'1111"" III fuud Il,iltl illhJ ~'l)nlllllllo, ..,.,1 \hllll ~t"'f' Iht Itil~rll r'rllll'l'Io III fll"" 'l.lh"III\I\'..'I\.ItIHIl ,lIht .1~',1l1l111." ,\1111.. \'\j1I1,'IUllllllllll' Ir,I" I."~h' ~1I1 ~1,,1.1 \,111.1 1"1''''' h~\ In II' il""IIlIII.'1 ,111.1..11..1111.111 iI' 101"'11 Ihl' 'oIll1~' ~'" "'III.'.! I.~ 1111' I..."...." 11111\ Ih.' I",~.'pllllllllflt") 11"1l"'~'( ~'iju.1 h;; lilli', Ii,,' 110111.1 .1.I.nlll"'! ,I' Ih.' I'llt Ii. IIh'1I1I,III.' d.It'\'lll' Illdlll,ll~ 11\',11,111.1 1\',11 ,I'hl Hlh.', 1.1U'~'h h').lIlJ Ih\' 1,\'H~'~'Io\.1I11"d 11'''11" ,1t"'I" nJ,11 'hi "tllI.'I\I' 11,1111'''1' "dl I..' 11..',1 .llhllh.11 d,'llI,,~r Ilnl" III.' 1,lllh'" nlll "IIUIII,lhl.. \".11 it 1111 h',t I 1 r "1'1' ,11,.111..' 11,11,1.' 1"1 1.'p,II/' 1111 ,1,11lI.lfI' 11"1111111" 111'11I I"'ft I~~' 111,,,1' /If Illto' 1,"',Ut hi' .I."IlI~, It" ,'''I, IU ~""I'III\"" III ,11\\ 1111111 111""111 1I1"lIIlIh' ',11.11'1"111"1" "I III.' IIHlloIlhHI III IiiI' I I "L,\' II'''''~' ,h,111 Jdll.'llll, ph'l\lI~I'Io ",,,,dr. If/lhl" 1..'''111 III ,1.1, .II' .lJIHhllllll,III,1 1111lL' 1'1. flll'~" ,11..1..1,..1 IQlh.',III'...IIIIt! .h,dl Il.l\\' 1",II""~IIIII,dl) ~h,IIIlI"U'nJ Iht cn'ptl' ~I IIII' h'lnllll,flldllnl Iltl' \~'h'\'III\'HI 'I ALII' H" J 1(Jf\S (':"<'r ,'p...rlo .IIH hi w,lll' ,II'~ ,,11.'1,"1'111\ 01",11111111' IlllI'1l1\"III~'n1\ 01 fllhcr ~hl'lIi'" InduiJlIli nail\HllV, I" ,111\ 1',111 III .h,' "I\'Il11','\ III II' 1.1..lllI~'. 1111'1,1111 III,' ,'\ph'" 1'11110111111'1,'111 III till,' I ('\Ill III INIH \':-'111(' \11(1' 1..,,1'.' .h,IIIIII,ltllllllr. 011\.1',11.' 1,1'''111 11.l11ll1." !1111H .111~ 11.lhllll~ Illll'l)\~'J UlllltI l,C'''" .dJlI.II~".~.J <II UHh'II''',' ',~ \11111\' 01 ,1I1~ 1"""IIl"lllljll/~ "I 1'1"1'1'11) 1t.llll.tl!" "'I\IIIW !111m An)' u\... nllh, p'CIIII~'" h) Ihl' l,urr, llle'1t ,It'''llh ,Hhllll\ 11\....' "' h~ ,Ill) ,1d' 11011' IlItl"lIll III lh.' I""r,' ,1..'11 ~Wlnl' ,tnL! 111\ 111'I',.IIICludlll' lIIUII.:n~l, IIIIJ (lIunl..1 I....., II RlI'AIH.... I t..OI oI.,.ltt. ,Ifld .mrll,1111\ Illh... 1\'II'IIIl'llIk 1,.. .III. ,'Ild ,111 'tP,lil,llllllt t'h:IlllrollhC' l'rl!lnl~'!, 1,ld .ho .'ltll~ Itl t,~, Il!'Pllllllhlt IIIf 1111 1"1',111' III Ih.. 11l11'IhH III lilt: 1IIL'lIlj'," In.;hIlJi,'.. Ihl' h'.Illnr (161:1111'", rllllll:.irll (u.:illllt" rl""I1.:nl IHllill"\ ,lIhl "I'rllollh I" \I It.. h II'" 11I111 In.-"I.'.I 111l11H' 1.'lllo~.1 PI"lllllo.'~, Llh'-I'l II' I"II~IJ"I In 1,1111'( P." I, "11"1'\"'1.111 Ih... """lIllh(ll loud, I.:p,IIIIo ill.. 1l\""'''M~ .1I1l' III III" ",'~llt~"lI MIHII IIII\U\( h) lIlt Iture 0' hi~ ,I,rnh, III,,, lu.'h "I',ItH ,hJII ....' 1'1I1111nlltd "I Ih, "I'':II.C' Illlhr I tl,...t 12, DESTRUCTION OF I. f ASI: n f)IU.MISES Illlhll 'Ienl Ih", 1(,I\(d ""'111"" .hl 1011111) JUllo)tll 0' d.nllltl".j h~ Ole or olhtr .iI'UIlII) nQlm \'UI r'll~ Ih rtlu~h /l'~lli..n\" lIt t. tu..C' IlIlho.r tlllf'IIl)",d II) nr ,t.;IlIlM (..J lrHt(, Ihe Itll" i1IilUII' mtnl hllilll ..1111 ,III lilt doll Ih.. I.II"r.: 11I11\'" Olll Ill) If lilt \1;1111,1'': .,1\1'.'''.1\ ,11'11\.' h nlll~ 1'.tfli.lllln.1 "I.'h Ih;IIIII\' 1'/"'lIlh\', ~'lIn he 'C'\1tm'.j In Ihr~' 10' mer a;ondili'lll wilhin A "',I'lHl.lhllllil1ll' It\\' 1."\\11' 1lI.1\ 011 hi' 11('"11Il, ,..'II lit III.' ',IIIh' 1"111 ,....1\'IIlJhh' rHlIllI"'h."', ,tlou"IIlM hrre:hy Iht ",hi hi tnl.., upOlllhr ,1.'1111....1 pl~l1ll't' (lit Ih,11 rU'plI't 'Ih... L\"\lll ,11"1 ,~..to'l~'\ Iht 'I~hllt) 'Ult' upon Ihe tlC,"I"J prcmh" \oIhel\t\rlll(\t\'"I~ lu Irp.lh d"'Ill,,~t ~."'UII',J h~ n,C' III ulh.'r ~i1'u"ll~ Illlht hudl.lllli nrullie" Ih, dtmlui.l P"I1l' hu i'" rln, r"," Ihllu~h the tit,,, nf '".;h 'nu~ ht In l"IIIIe'1 lilt drlllllo.:J lu,'ml~t\ IIf Ii flit" Ihtlror UlIlCIlDnllfhl, III ,I Iliff ,H'nt Ihc rlllll \h,dl..... ;1"'I'onilllll'd ;111.1 '11'P':'hlo:d ,IIIHIll' Ih... II Ill': Ih,' It\\1l1 i\ In plI"I''1'1iUIl, Inklll, in.lllCt:ounI Ih, lllllf'tlIll'lllI11 Ihr ,1.'1lI1'.'.I 1'1.'IllI'I" 1.'IIII.'II'd Illlh'llollll,IH.' ,llhllh.' ,lllr,llulll ullht I I"~II'" flo,'t','un If. 111'PUlll .lfllot' ,I' IlIlh.' .1111'1111111111,'1\1 dill' 1111.1.'1 1111. ,1.111',' I.'"'''' ,11'1. ,', hi 1\'1' II.., 11111 ,I 1111 ItI III .1,111I1.:0.1 h~ l""'l/ l.',~ct.' Ioh,,1t 1111""..\tl, h,I\I' Ih... IIt!hl'" 1'111~.....!1\\ 1.1'1 hi h'.III.', 1111' ..,,,'" 1',1~'II.'lll II ,1I11 11'11 lt~'111 ,1I,dllhll h' Itdhtl' I'll ,11\\ d,IIII,I~1" _ ,'"11I'O:'h,!I11111111 .1.1111\ h.1 1,',1""1 of IIl..ltl~\'IlI"'lIl'" ur i111110~" 'II':L' ,llhln, fru", Ih.. /It.''''1I\ olltfl.llllllt! oIll~ f'llllHlrl of Ilh' htllldlll~ Ill.. IIlI"""l'll'"1 illlhO:Il\t urllh' rll'Il11H'\. t't thO:lrrllllnllljlj1\ Ijl Ihl\ ltll" 1'" It.l'1l1l IIllh.. d"'''"I~lmn IIf IIh' r'~lllI'~' I) ASSIOf',:MlNl (lIt Slllllf..\')I"'J(j '/11..1,..,'.... ,.~I("" 1"'IIlllI"'~n ,u~,I,'I/Hlril/l'I."I"tlf inlt't'II" Ihl.' rlC'rn'....~ 10 ,ln~ 11111.., JI.III~ ,II hI ,111,1 Illth ,1"'Fllflh'nl pl"I'",r,1111 ,I~"""''' 1'1 l'~ 1.\',..'1.' Ih,dl (,IIl'lfll.llr 1IIHllto'.hlill.' hl(lldl III Ih... "" '(r'llI'll I 14 UTlLIIII.S l.~'\\"" "I-"L't' 1111,,11 I", ,dlllllllll<" ,I' 'p....lli.." hI 1',11 _I fill ,111It ~I\lluhll...,w.' fillllCJ ,""i.r Iht"~c p,'~Ill'nl' ~hrn ""\' l,'"," ,11,11111.1\",11,\' H~llll" ,1111'1\1.-1 '11, h '11111' ,I' ,lddllltll1"ll,nl itllLl ~Illlnllhll' rtom lr'~l:'t, .ntl \lIl'h 1,lilul" In Illol~r 'll.h r,IIIII.'III' "h, 11 dill' ,,111.111101.. ,1,LIItII 1111<11'1 Ihl' ^t!ln'm~'lll I~ lA\J: ~ "'\D IN'\l 'H\~l"I: 1 II.' I ,'"", ,I~'I"," 1,1 1'11..1. 1.1\," .I lid ,1".',.1\11"111\ It'h.J "."Iill\t lIlt,' prrlllt'C\ Junn~ Ih, Irllll o( Ih.' It.,'" In ,I,t.llllllll I t:"I" ,11",','.101 b.' 1\"1'"11 ,,t.iL' ['II (Ill' III'lI"III\.' \lh.'"Il-'~' (III lilt ~'\IO"H o(lhr r,rml'I" II1\llhhllF Ihe '1IIh.ItII" '1Ilh.' hlld,hn~' ,111.1 01111 1'\''''11,11 1""1" H\ ,,1111\, 1"'''111 I ,'..tt 1I~1r"'ln 11.: h"I'Cln~lhl, In' ("1'11'1,1 ""hllll~ 111'''',''1<1' .011",11'1' "ll hll 1IIIlI,'II!' ,111,1 II.. "1'.'11,' .111.1 II', ,,' 1"11111.." ,!fI,I.It,1l1 1101!lIdll I...",,, hilhlt lLu I'/1.f" ~rl~ 1I,lm,I~'" UI 1""'"I1,d lIIJlI'\ U.'lIl"tlj! IlIlh.. 1.'01..'11 1'1.'1111,., 'II d'.lIhl'lI 11111 ~"IlI'.I'I'lr"r1,1 u/lI..~, Ih~ d.n"I'~'II' IllJUr) "'Ulll fltllll 1"'''11' ~'ICI" Ih:~'IrI"'II,,' l~"I",' \ldll""1 I.k 1.\"""1H I C"',H' ,1f.'1l1 "lth .. (t,llfl,,,I, ur hl'U'JO~.. rllnlln~ 1....'UIll I t~"", ,'~..nl \lllhlll ,\n .I.,\.ul 'It'IlIIl)'lh.. I.'".\" Ih.. ,'-'lId'I.,lit Ih,tll nllll,lI11 .l.lJtI~... Ih/lllh~' illloUh" Iolr.III nOI Cln,rl 1'011.'1 unlll rll\1 nl\llr~II\~ L':''>lI 01 1L'"'''' ,'t!,'1l1 I" IN~I'L lIIO:-'~ I ..,.1l1 11I,11 ..111(1 1111' 111"1l1l'",, ,1111 lilt! 11',1\111111'1.' !l"UI' Irlln'llhllh~' ""lll' I'll.! hI 11"'''''11111': " Ito'JI,III' III'" Ilt,',h',1 UllllIl ~IIII1V I..".... '~,I""\,Ihl.' ,hl.,lllol' 1111'"'' ,II '1".llllIh'l\,kd,'11I11 1111,,1"\/ ~h,,"l 1"\111 L1r'I"', .:nl/~ 11I11h' ...,.' ,II .." ...,.''I'''!h I .." ,1.1\ Ill,,' III'lrU' "II.. I 111.", I" ~..,,' llllt! 1111 1,'":''' .lilli' ,h,dl I'L' 1l,',\''',1!1 1-.....,.' ,11'1..1" hi 1,.1111111,""" I.. ,h.." III.' 1'1,1111'.' .llllllll! I' .1'''11.11,11' 11'111I'111 "lhl'l I"H'l'nll\~' I.'ILIIH, III Iii.' 10ltlllll h,'I~\'I'l\ HIlth,' ,"Irlllllll.lllllll .Ill.l ,1.11I,1i ~,h,lIl,1 l"..~r J~"'~' 1<l1"'Hlllll.'Hil' h~ ,lpl'"lnllll"1l1 1111' tlllll III II'': l'I.'IIl"I' dllllllW ""I\llIlIlhh' hUl/r. III r'O\rlh"'tn... ru,dld'tl' ..hl'll ,".'111""10 .11'" ull"'c.1 "" ...11' ,"Id rW\lIl1'11 t t\\1I1 h,l' 1111111'11',1 1.1I\'r~ III ....llIjn~ Ihe 1l11t..n110n lu IIlIlh'llt"1I1l't' I 11 I: ,\ I ,\ I , ' I"" :, ,"," , .. 'r, ,', ..;.).. :,. I .I r' :~, I, :.', . :.ii :j" ..' I', ~ " " I' ',., . '. I ' ::".'~;." ~ .' ". ," : :. '. ",~' I . . ' .,' ',I"':r " , , \' , ~ ..: , I .- , :\ I I, I 17. SlUNS 111, I 'UIlI .",11 h....' Ih, n~hlll) II"III.~ ,I "rlll SlIh" 11/ 'l", fhnl- "." on Iht r,""hu.. I "t." ml)' ,1,., III .....A~II' I "".'r ,11'ltI" h' pr'II.1I ,,,'I~.I'lt "' Ih" pl"llll"""'II'~' 111"1'1"11I1"-\ 1111"fI~ ulIl'\looh,I,'U1Itllh' a.,ur. "1111 ...,,_ ,h, 1.',1".1,,"11 111,11,' 1'''11111'' I.", ,1".1.1.,11111 ,II'~ "",' ,.II,"lI\f, IUI'~ ,I' 11I11..., ,1th". Alllrtl,h ,llIlu'u" ,hili ttr IIm.d lHII~hJr Ih. 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AI Ih, UI'I'I,)II llr Iht I UUII, Ih, Itlll IUI Ih. 11111.11'111" n( tht 11111I III Ihh lun thllll Immrdl'ltl) huom. du, .n'" rlll.,II Ih) Allh, 111'111111 01111.. I r'_r11 Ihh It"", ,lIlIll"t h" m ,'toll,,1 h",h) .I~ ..,11 '1\ ~lIlht ",ilia, tltlr .n&lItHII'" of Lt,,,, h'flu "lit, 'h..III"'IIII1,II.. "".11.,, ntll' \111.1 "llh'llj! ,II" "t'llllllllh,' I'oIIlll( tll, L,v,tI to ~I\i' Ihr fUlf,lI',,' b) ''')'"'111 III 3") IUIII Ol"~ 1''''IIlIll,llhl: III "1I~ ",11I ,11,,'11.1111111 \1}lhlll'i1n hlll~tlllH dtl"t1lleJ I ht l.u~~, ~h.1I h. rnllll,d IQ'ft.H" ll.ml'" 1111 ~llIh t\tlllll'"ld,llllt III ,III,llIltllHll r'lll,lIln Ill. ,lIllHUlllllf I\'~ 11111 ~lhl olll"'hll'" ""'H.d (I)' Ih, hltlllll' III l,plI hurul. I,,, th, I,HI !rnh'\ \tllu( tll Ihl' Ir.l\hl Iq~lI\l~'\ III' Ih, Ilill.II".' IIHllor. U rIl.HhJ'~ In au'"'rll elt) ""C'uf (,. 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Lldl/lf ur .111'1.1'''''1 ,It ,In~ P'~\lOlllliln~, 0' lilllUolU rn((jr~'t hH ,.~hu unll" In> 01' Iht '"\t".IIll~ .HlLt 1"'" 1'11111. IIf Ih" It...,.. ~I WAI\'I k 01" "'Clllf F I f"l"t h~"il" \\oIilf~ illlll~I.., Iolltw,lIl1111h:.' ",lln..~u r/Il\III"I"~ 'lillute ur ..(tlllmon 11f'" "nJ If~'t~\ Ihll' "Ii tWI t1/t~" 1I11t'" Ilr .,Il~ I'"...~,.'.hlll" hi h'''''~'' 1\1I"1"~1I111 In Ih, '\tlll I'll dtl"lIl1 ". Uh~ IlfIl' ,hull tlt 'u ,rli:1t II I '2 O(CU,,^"'O, ~ Oll'~ fMI~I,S II h h",,"~ nWI\'tJ Ih,ll, ""'1" f,1I fl~~lIuon.11 thOrl.I"m vhlIOU, onl)Olht fllllo....inl& lnJivlJulll\ "'III hf 1I~'\'\If1)lnllhr III,nll)U Nolffl" H,/,II,.""h,/1 A" II MinD' I, -1.!n!..Jo!- Con 1 !i'_o I --Hl'h.I1-~lr~hrn J 4, ! 6 ~4o EN'II~E AGUr, MI". SI Thi' Ifll\,' ,"lll'lllllh'\ 11"/ ~1l1C' Itrllk"I..rhllllW III lilt r'Ulir, h",lo "011 "")' Im'n&JMlfnl& fir ..JJIIIIIII' ~h"III,(' ,'IIUII\' Illll~ ",h"lI ,,'.Il1~".J tu 1"111111' ,I'l.l "~lh'll h) Ilh' rllrtltt, h,II:IO ~~.__C'~.&-J~~' ,,'~~'I .._O~1Q{'~__,_ ,(ii?Z:j..y II 11 NLSS _..~1. c._.It IJ,\IL I.n~llI\ 7'f-"'= DATE WITt\L 55 ~-=,-_c.~.~;::;,,~~~. WI1 NL5S /I AlE _"1; ~~.'1j' 1J,;:t? 'lf5sej,,"-"'--'-'--"-- DATE' ,uJ;);ICj:;;~;t.~_, ... _.~::!':2l:ft;: ~~':1_C)/ /JGI-/ DATE '. J..//&a/l.Pi::::/ J!;!-1 ~- I' Ll'SHf DATL I , WITNLS~ f>A'~ .Il ;'1' ,,'Ji:,.!..,": .\1,,'\1: ,.\Fl;f'J tt)M~i!,'i' .:;#jF;'i~--" .:!I,1:-,\f $.;'~ 'ilt.,. _,r.:~i:v~#f('\;_>.(l. L';t_",-,,._~\_r.lr,I.>IL,,_,..1 f~I~~'nLtv -1/1/' ~("fr:;' :,j f _ ,'fIC'~q~"';; I'" '1",It.'! , 1Qj-i:I,'I_iF,!,' 1',"'-" ~L !, \~(.'i""I_. '. ", .".,..1 '-"," .. p,' 'I ,~-- ,)1\-:', \ ,)1;-1 o. ' . "l'.'-'.'-~'J/I,;,-'- i:"', '. ,il ; lJ!i,';llil-f """"'1 'r!'AI\~~'\'i'\'I;":>!::':i 'l!:,(,lr, ";':n',,:,:," hd,b,F"'),:!li\,,','C ~l,~th-':Yitl //_1,/- \ 1: if ~~}i,~1t~V'1, :\'di\_,;"I', IJ\~\~"+!:I'1,,:,),">,, ; l'i._^"L ,,1,- l,L ',' . -'-;T,\\l"/.':,:: ;rr;.~!., /....1. '\' "")" , :,'t,i;:i.'>~_;'''! ,j -I,' )-, l:t;~Jt.'I/:'~r-"',' !I, 1,,- :'h~(ln,I<"~L' - ,;,' , 12~\'~Vi; :,;' ;"Y' tf:'N't(,;,:t'Ui,i,;.'1 1,1 i 1"1.::'1,/"11""" :,' ,;J{\t~ji:\~:r<\:,:~;,:\:,1 i , \ I 1'(1,':1.,.11" 'ji:' ,i\:'-:,\"!':~;,:,hd;,i,:,')1 ~" ",;," , ~:" ',:" ,)ii;-,;J"/:r,;','d'" ,,'> ,',':';'},:(),;,;'I:":!,',\/\ _\V:,J;j'i"1,.,.L ~!". ; !fj,FI('IC\.(~'i'_" _ 1,;,,1 1,-;'h"'I":""","-" ,', ' f'$\~ i \) Il-t:::: ~ ~:',' ~\';': ,i' ~utv'~ ","I',,!':; , ' t:,t<l, 'I}~I:\.\',I;;.I,II; rr,~'~i'Al\\~;:';:," i' '~~tl,~,rl;~;;:t:;:,: : I i1i'1.'lfll"I',r,,"! ','1 ,i(.'~";I'''~I:i;_ ".h-":,_'- I, '!;,~, ", ,1;),1 , , " , , " I' ,I'! N~v 2~ 2.'07111 '9~ i'l ", /1.,'1 :j'HI ;,,'1:'11:' ,,'I, , I ,I,,' , , I 'j" I , I I 'I I lit !'If f,U,'''!I'''l 1'1, !',i' .', ',I : ,\f,~ \JY " " I 'I I' , , I, ' 'I .[1 "" , , I " " , I " " 11'1 " I', I' " , I, I-I .", " "I, '"II " , , , " I' " , I , ti, , , , , .I " ' " 1 !'I " Ii, , , , I ..,...-'._-_......,.''''~~..-,..~..~'~..--~T-----,T ,L ",WIII " i, ..~.. . ,It ill' ,:1 ,-"", .,:.--,.-"..,_rr'~-,-"',': 1,,1,-, '-It' ], I' . \'-' " " " " '",I JI'. </.. It. * ," . .. >1 " I ., ., , , . , , I' , " ' ~ It , . ... , ',j 'II' . II i.....~-- , ~ 'Il!;';f.' ~, , "",','~' , ,),' ,'L' I' , , MP.RGARETTEN & COMPANY, INC. F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA, F/K/A SOVRAN MORTGAGE CORPORATION, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. ? 1 I, ,) I~ 1/- (I' , 1 J ( t I, C , .(( 't\"-.~ VS, DAVID R. KIRK, JODIE E. KIRK and CAROLYN H, KIRK, Defendants I CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOnCE You have been sued in court. If you .wish to defend against: the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and noticp. have been served, To defend against the aforementioned claims, a written appearance stating your defenses and objections must be entered and filed in writing by you, the defendant, or by an attorney, You are warned that if you fail to take action against these claims, the court may proceed without you and a judgement for any money claimed in the complaint or for any other claim required by the plaintiff may be entered against you by the court without further notice, You may lose money, property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL'HELP. CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa, 17013 0,- (717) 240-6200 NOTICIA Le han demandado a usted en la corte. si usted quiere defenderse de eetas damandas expuastas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion, Uated debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona, Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 SUB propiedades 0 otros derechos importantes para usted, LLEVE ESTA DEMANDA A UN ABODAGO IMMEDIATAMENTE. SI NO TIENNE ABOGAD 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONE A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIDA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL: CUMBERLAND COUNTY Court Administrator, Cumberland County Courthouse Carlisle, Pa. 17013 -- (717) 240-6200 5, The land subject to the Mortgage iSI 919 West Trlndle Road, Mechanicsburg, PA 17055, and is more particularly described In Exhibit "B" attached hereto, 6. The said Defendants are the real owners of the land subject to the Mortgage, 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on February 1, 1994, and all subsequent installments thereon, and the following amounts are due on the Mortgage I (a) Unpaid principal balance (b) Interest at $21,15 per day from 1/1/94 to 8/15/94 (based on contract rate of 10.0\) $77,191.32 4,801.06 (c) Late Charges at $165,60 per month for 6 months 1,484.80 (d) Escrow Deficit 439.74 (e) 5\ Attorney's Commission TOTAL 4.195.84 $88,112.75* *Together with interest at the per diem rate noted in (b) above after August 15, 1994 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale, If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff, 8. No judgment has been entered upon said Mortgage in any jurisdiction, 9, Notice of intention to foreclose and to accelerate the loan Mulllllllt '. \. NOTE IIIIA:';;:'llm:~' '/l)I~ ^Pl'I.TC'^T10fl W HnJ1'i~ IAWI H lbOI I~ l- I, JijN~ 15 1990 919 W. 'l'RItu.I~ 11lJ., Ml:X1UINICSllUl~, I'^ 17ij~~ 11'1"1"11. '\,I.lltul I, PARTIES "Dorrower" 1111:lll11 cll~h pcr.on lllilllllalIII Ihc: I:l1d Ullll15 NUlc, IIl1d till! perum', IUl.:l.:CUnrl IIlld .ulllIl, "I ,,,..t.," IIIlanl SOYIWl t>l:)Il'TGAOE aJROOfl.'TION, 201 FMI' CMY b"l'Rf}:J'. RI~~ND, VIRGINIA 21219-11J6 And illlu~ccnon Iwd lIullin,. I, 1I0RROWER'N PHOMINt: TO I'A VI INTERfJiT In relurn for. It,.n r~c(vtd from l~tndn, UOUl)wc:r IlflHllhn 10 fIllY Ihe IHUll.:llIlll lUlU tll SEVI:l/l'Y ElGIn' T10JIWfJ, NINE IRJI{)IltD T!1IIl1'Y NINE Noll m 1100 OoUln (U,S. S 78,939.00 ), I'lu\ InlcrC:II, Iu Ihe Illlter Illl.rlldn IIIItlrU ~11l h.l.:hllr_C'llulI UIII).ltJIHIIIL'II,.I, (rom Ih, dill or dilblmcmcnl Qr Iht 10.11" prlK<<dl by l.ender, at lhe ralC 01 ')'EN pcr ctn, ( 10.000 lIe) pcr yell' ulllillhc: hlllllmuuru ul prlnt;lplIl hili hun 11IIht J, PROMISE TlIl'AV Nt:CIIRt:lI Borrower', pro milt 10 PlllY illCl:ureJ by III mOrlll,c, deed 0' truslor IlInlla. m:lIrlly IIUlfllllltlU Ihll h d".d Ih. 1'11I' date U Ihll Note and ,ailed Ihe "Securltylnltrum,nt," That St(urily IfUl'Ultlfllll1fllltl-'llh. I 'lId" r'IJllIluuf& .hll,'h tnl.hl rClull if Dorrower defaultl under Ihll NOle, 4, MANNER lJt. PAVMt:NT (.\I Tim. Dorrower shill mike a payment or Iltlndpaland Inlereu 10 ",,,du IlII tll. lUll Ila~ II' ,,,dl IIlllnlh h...lflflln. 1111 ALGJ91' 1 . 1990 , Any principal and Inlerell JCI1IIIl\lnw 111I Ihe IIIU 1111)' III ,JU.Y . 2020 , will be due on ItUIt dale, whh:h Ilclllled the maturity dlltt. lP) Plm Poy",.n. .h,1I b. mod. AI 201 FMI' CNlY SI'REE:J', RIC1aill{), VlI/(lltllA 2l~19'l'Il~ m lit IUl.:h olher I,h":&' lIS I r:lIIlrr III1H 111111"11' III .."'lnl, (C) Amounl , Ellch mOlllhly paymenl of prlnclplIl and IntereJl will be in Iht amUUlll 0( ,692.1,) IhlllmuullI will b. pan or I hltler monthly payment required by Ihl! Security Inurllment. Ihlll ,h.lI 1111 1I,lpll,d II) IHIIHII,.I, ''''''"I 11111 olh.r Iteml in Ihe order dtlcrlbed In the SecurllY Inllrument, (0) AlloDI' 10 'bl. nol. for pa~m.nt IdJul.mtnl. If an allonle providlna f(ll paymem adJullmelUl1I eJl:el:uttd by Ihmo~er hlllflhtr wllh Ihl, Nutel Ih. (1)"'11.11111)' the aUonl' Ih.1I be incorporated Inlo and Ihallamend And lupplentent Ihe a:O\'"IIlU I)' Ih" Nil" II IIlh. .Ilallll' ..." . plrt or .hl. No", (Ch<<k oppllcob'. box) El Adju"abl. H'" Allong. Growlnl EquIty Allonge to::] tJrlHhullell l'lIYlluml AIII"'._ I.".. (),hrr 5, 1I0RROW.:R'S RIGIIT TO PHt:P A V Borrower h8llhe rlahllo pay Ihe deb I evidenced by 11111 NOle, U1 ~hl)t" I)' 111111111, ~lIhllUI dUll.' III P'IIIIII)', un Ih" nut day of any month, 6, 1I0RROWER'S t'AILIIRF. TO I'A V (A) Lal. Cbarl' ror Ov.rdu. Plym.nll I( Lender hili not received Ihe fulllr.onthly pllyment '&'iluh.... hy Ih. Sr\,lulI)' hUlIlIlllrtll, ..I "'..:lIhnlllll'lrllllph 4(l') or thll Note by Ihe end of Oft"n l'aJendlu daYI arrer Ih. paym,nl 'I ,hi', IrIllJ" IIl'Y mllrt:t II hn. d\luI' III Ih. IRlUUnlOr FCX1R IMr ~'c!11I1 4 -.'1' IIllh. il\fIlhlf I&lIhlUnlllf 'lIOn pa~n'nl, (Ill DoI,ol. If Borrower ddlulu by fallln.lo PlY lit filII 1111)' 1II111J1hl)' IH')'lI1rlll. Ih.1I I .11.1., IIIIIY. ulrpl ol.lhllll.tJ by "Iullllun. of Ih. St(retary In IlIr IOIIIt 01 PIIYIIIl:n1 .l&:flul", IlqlllUI 11I111\".IIU, PII)II1'"1 III lull 01 Ih. PJlIla:1111I1 hlllllna:. remalnl". du. and allacclued interell, lender mlY a:hoj)u 11111 In r.llr,a:l" IlIilllllllllll ""llhlllll \A,1I1~11l,1l' 11Whl' IIllh. e\lfnl.)lan~ lubttqu'nI default. In many cirr.:umltancC*J fflulaliolll hlu.,l hy Ihe ~'lrtIIUY ~III hlllll , .ntll/'lll,tllI III flllulr. IllIllIcdlall paym.nt In full in Ihe calC of plI)'lIuml derllultl, TIIII NIII. 1111f~ IIllI 'IItho",. !hI ,1'111111111 11I11111 nlll p.t1lllllrtJ tJ)' HUD ffllulallonl. AI uled In Ihl, NOle, "Srl.'rtlllry" lIIell'" Ihl! ~Worllll'l' nl 1I1l.1~1Il1l11ll1111l1"11I n,\,hlplIH'11I 1\1 1m III IIltr lhmwntllt, (C) raym'R' of Cnlll Ind t:,p.nl,. If lender hili required ilJllI\lIt,lliUIIlIIYIIII!'IlI III 11111, ,n t1nqllll'.1 dhl'\&', 1.1111., 1I1llY "\11111' UllJltlWCr 10 PlY tom lInd upenses indudlllll reulllIRhle 1111111'11\11111I11I)' IllInrllt.,.,' lufo "If !lull'" I.." Ihl' Nllhl ')UdllttllllllJ a:lHl~ ,hllll bear Intrrut from Ihe dlllC 01 tJl~lllHUll1tlll "Ilht IlIlIIe InllT ll~ lilt 1IIIIIdl'ullll Ihl' NIlI" /"'H /",,' .,1\ Mullhll" IIUoI MI" f'\j"".tllll ."F'IIoII' . . "'I' u,,,OI, A"I , ""~', . ,1\ I'I~ I ~I" . ,." '. ", '....IIII\IT !J.- m" ,.IiI ...., 'Yi~ jj " ..,,:"~ ..... J:: ...\ N," * .\. .:::: ALL THAT CERTAIN t~.ct or land situate in the Township of Mon~oe, County or CUmbe~'.nd and State or Penn'Y1v.n1a, boundod snd d.'c~1b.d in 'ooo~dance With a ,u~vey .nd pl.n tk'~.or m.de by Oe,.,.1t J. eet~, RGg1ste~.d Su~v.yo~, d.ted M.~ch 2&, 1911, .s'follows, BeGINNING .t · point 1n the c.nt.~ line of the Trind1. Road, .a1d point being 595 feot mO'lu~ed W.ltw~~d1y along the c.nte,. line of the T~indle Roed f~om p"ope~ty now o~ form.~ly of R.C. Mye,... ..id point .1'0 being 800 feot, mo,.e o~ lees, WGSt of the ccnte,. line of Sinclai,. Roed, thenoe along land, now 0,. fo~m.~ly of Ch.~l.. L. eende,. 'nd Len. M. Bonde,., h1. wife, South 8 dogr.e. 30 minute. E.et, 338.39 fDet to . point at co~ne,. of land. of Rom.in. Heikes, thence .10ng tho 1ino of .aid lend of Romain. Heike., South 72 d.9~ee. 32 minute. We.t 84,26 fa.t to. point in the lin. of Ch.~l.. McLaughlin, thonce alo~g laid 11na of 1.nd of Ch.,.l.. McL.ughHn" No~th e degre,,1 30 minut811 WCllIIt 333,9 feet to · point 1n th. oonte,. l1na of tho Trindl. Road, .fo~...id, th.nee by the center 11nD of the laid T~ind1. Rood, North 70 deo~ee. 30 minutes E.st 85 feet to the POint and plece of BEGINNING. BEING THE SAME PREMISES which Donald H, McGowin and Alethe L. McGowan conveyod unto Edw.~d William GDze11 and Joan M, Gaze", by deed doted Ap~l1 22, 1971 and recorded April 26, 1971, 1n the Recorder', Offioo 1n and for Cumberland County, Pa., in Record Book B, Volumo 24, Page 119. AND THE SAID Joan M. Oaz.11 died February 21, 1988 whoroupon title vested into Edward Wi111am Gaze" by the r1ghts of .urv1vor.hi~. EXHIBIT "A" " " ':;- :', .;. " , ' ',', ,...~~.~~ ,.,~\, '. " ~li"" ",I' I, ", ,.. '.;':"~"'" ,,' ,.."... I f , . ... '.., :',:.-: , .-" "fI/J'</' .,..\ ...::,..:. t~ , " ~."l~..l . \J I . ~f)l "'\' ",'..!('t. t ;. ,r""'r . '#'~!..;~'/ ~ ~JrtJ ~ " "-" ."~.'.. I"\j' NI~ . " ,:I~"'f"~:;':'..1,f..! ,1JI;rr." \. "1 ,~".rf' i., ~( :: "";,,If, . ..;=. : tate of PennsylvBIlIB y S~I, ,:,., :. ", ~-:"'- .: i' pf!'.'" : ~OUnIY 01 CUmhp.'r'~"'~ ,,' '11'1 "',~:':1'I\9('l'()~'~~'. ..' Re~ord~rj ,0 <lIP o' e, .",,'~ '/03.,.. fWO:'~,,'6i~g;r:,:~" '" .. I, U~"'~!\;"~~ ~~ ' ,,, \~ckr' , EXII/OIT Pi "~' .::::. toO; 082 r,ICl t 07 --'..'....."" .:",',1>, I t I I u.lJ..L ,_" I... , .....1.,.., .-1 r T?ll...'" 'I .~ --- I I fT '!:'Hi~III"" ,II -'1..." '".-. , I[ 'I'! .~.I'~lfriid'~:!'JIA.4I'ffl' I I l_~",'~!laI..h,'h"'-.- rl-_,.".~;,._,.."_,._.~..._,..~I,,... Ii..', ..".....k., I I " I' " ," " ". I~ 2 .HH '15 " ,I I' 'jl! ,lUG Q~"IJ~ Of TliE I'WIHI)/j '."y CUH[lllIlANO dQ Jillr. f'fNN~Vl\tMI'4 ':j I I)' ,F' , :,' 'I I Ii: " 1-, , " , ' I}' ";, I, 1 " , , I, " " I 'I " 'I, ,: " ,I ./ ',-, , I " ,I " " 'I ;0" " , , I -"r-_.'_""'_,,,,""~ , ti .l..uIlYI _~'~Jl~'1111 '...."...II*t..t~.'"''fi''h''l'~I.~i J 1 " . 1-,(1- ,- ,-I ,'- , I \ , . I " I \ I " " " , ~ " , .. I . .. 1.1 \ . ''-, , ; 1 " -' . ':~ " '""""",,,,' '''i ",". " IF-'~"" '" I', " " " ;, 1;1 I , , " I oj' I " "t,1 ,I ,'0.\ , 'Ii ,1-' " , ,I THI NANI(S) or THI OWNIR(S) OR RIPUTID OWNIRS of this property iSI DAVID R. KIRK, JODII E. KIRK AND CAROLYN H. KIRK A SeHIDULI OP DISTRIBUTION, being a liut of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for .xampl., to bank. that hold mortg~g.. and municipaliti.. that ar. ow.d tax..) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed, Information about the schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein, THIS PAPER IS A NOTICE or THE TIME AND PLACE OP THE SALE OP YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY IHI. JUDGMENT. You may have legal rights to prevent your property from being taken away, A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OPPICE SET PORTH BELOW TO PIND OUT WHIRE YOU CAN GET rRBE LEGAL ADVICE, Court Administrator Court Administrator's Office Cumberland County Courthouse Carlisle, Pennsylvania 17013 Phone (717) 249-1133 THI LEGAL RIGHTS YOU MAY HAVE ARE. 1, You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. .- - ALL THA'l' CERTAIN tract ot [.llld ultuato in thl! 'l'ownflhip o[ Monroe, Cumberland county, Pennny 1 vania, bounded and d(H1c~'ibod in accordance with a survey and plan th'!l'eo[ made by (Jell:rlt .1, Bel:;I, Ill!qiul:ered .surveyor dated March :1'>, l'l'll dll [olloWfl: BEGINNING It . point fn tho cento~ lfne of the T~indle Ro~d, said point being 696 teet moosu~ed W~stw~~dly olong the eente~ line of the T~indle ROld f~om p~ope~ty now o~ fo~me~ly of R,C. Mye~.. Ilid point also befng 900 feot, mo~o o~ lecl. W0St of the oente~ line of Sinclair Roadl thence .long land. now o~ fo~merly of Ch~~le. L. Sender and Lona M. Bonder. hie wife, South 8 degrees 30 minute. EIst, 338.39 foet to I point at corner ot lends of Romaine Heikes, thence along the line of said land of Romaine Heikes, South 72 degree. 32 minutes West 94.26 toet to a point in the line of Charles McLoughlin, thQnco along said line of lend of Cha~lelS MaLou;hl in.. No~th e dogrs", 30 minutes Welllt 333.9 feet to 0 point in tho canter line of the Trindle Roed, .foresl1d, thence by tho centor lino of the said T~indle Roed , North 70 degree. 30 minutes Eost 86 feet to tho point and placG of BEGINNING. HAVING THEREON ERECTED A dwelling known as 919 West Trindle Road. BEING THE SAME PREMISES WHICH Edward William Gazell by deed dated June 25, 1990 and recorded in Cumberland County Deed Book Q-34, Page 328 granted and conveyed unto David R. Kirk and Jodie E, Kirk, his wife and Carolyn H, Kirk, TO BE SOLD AS THE PROPERTY OF DAVID R, KIRK, JODIE E. KIRK AND CAROLYN H. KIRK under Cumberland County Judgment No, 94 Civil 4284. Parcel: 22 24 783 23 I i I CHEMICAL RESIDENTIAL MORTGAGE CORPORATION 'IKIA MARGARETTEN , COMPAN'i. INC., 'IKIA NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA F/K/A SOVRAN MORTGAGE CORPORATION, plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNT'i, PENNS'iLVANIA : : : : : VS. : : : DAVID R. KIRK, JODIE E. KIRK AND CAROL'iN H. KIRK, : Detendants CIVIL ACTION - LAW NO. 94 CIVIL 4284 : IN MORTGAGE FORECLOSURE QRDER OF COURT AND NOW, to-wit, this ;J~l day of L\ \,\,\,}~)+ "I~~ , 19' ,~, upon consideration of the Plaintiff's Motion for Service pursuant to special Order of court, it is hereby ORDERED that the Motion is granted; and, it is further ORDERED that plaintiff is not required to serve notice ot the September 6, 1995 Sheriff's Sale on Defendant David R. Kirk in the manner prescribed in Pa.R.C.P. 402(a) or 403 because the posting of the Handbill on the subject premises at 919 West Trindle Road, Mechanicsburg, PA 17055 by the Sheriff thirty (30) days before the Cumberland county Sheriff's Sale, the mailing ot Notice by ordinary and certified mail to Defendant's last known address, and the publication of the notice of the Sale of the subject premises as required are sufficient notice to Defendant David R. Kirk ot the September 6, 1995 Sheriff's Sale to satisfy the notice requirements of Pa. R.C.P. 3129.2; and, it is turther ORDERED that the subject premises shall be sold by the Sheriff of Cumberland County at the September 6, 1995 Sheriff's Sale as advertised and scheduled. B'i THE COURT ~~\I \-"8,((~) kJ E :~ \le~ kr 'O1;!"; .,1 ~ '} , , I" ('hI ,,' I I', I :. I , I '" 'I I, ,: " ;"J " , 'I" , I 'J \" " , i. il " , J'i , , ' ',' " '~<'I"~"J';l'"i;:lil~I'~'~~;~~;'l"'~'fJl;L!:" 'I.. \' 'I.IS:') :ft~\W'...-I,l, Sf, , 2 Q6 PH '95 0' ,II.'!', 2 ~IFICE ClJ'.i~~AtmwTA~Y /'EN/l5YlY~.~,~'HY I , , i " ; l..~,....,,_,.. .-....,..-_.~...,,&,'II~~t~_....- , ' "-' ,._~,., '. I' / j , , ,,., " I, .'1 " , I,j , il.'j "1, ",!1, I' ,\ \, , , I ,Ii .j , ' .~-------..' , ,if:",.; :1::":',' .1 . 4, , , " , II' . Ojf"-'~' I . 't".,~.~, ,ot "!of rJ' " i il' ,,1 ", I" , ",:V:, " " I,' " , , ,1 , ,"I ,i 'I " , . .. " ~ , " .. I t i :i ',' ." " f , " n'l" 'I, ~i.' 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""'<I_M' 1'/11: ~ t:Lf',b ~,(t' ~!\:,: \~'"idf;\fi:I': ,- ,\q~P',] ,"'i' ~'lfftl"(:r'~;;~Y;";'if\';' 'I ~ )Jt;{'\' '~jJ"~:'[~__"':'J ,', ') "\",." ." '1'1 , ',',', ,~tj'i ,r }jr;-' i,' :" {R~lfi1~i,)nj<!li.:.' " t,Y,~~I,~,lli;~,r.(,,:t:\:"_;\'W!'-' ' ;. '(tl\il'fi!'i' ""':'" Jiv; (:4/~:,;JIi ,:, i,I.:,: ,- i ',frlllf~,~I,J.'-l\,!}--,,;:;,',:,I,; :~I" )\~ili ":L '" ')1', '1.11;."\""",11", , ;\\:"~;'l[},l'ird'i, i.,'" rr--"I)' "-"\', ''' ,',' . Ij~/t fir\. I "}I;'"'t\",, I 1 I :'II~ " ",i,' :'f\ '~ . ,'," ' I," "',,1,;--,'" ", ",;",.........'1 /"',i,r", ',I'"'''' .ill'!:;",;,; :!f.ti^"';',:I,l'. fJh')'l'\'" , 1I";'II\;","',I,.,j 1;J,l~,~1'i I',,' 1,1, 'j , \', iU:"~i';(" ,',',' r\.~~,:::t',i'__' Ul ';,. ~J:;t/ii"N~li ,'r'. ~I"('I;.~':_: jd(, I [' :j'll-nil;,', '."it' ,1~ltlHl!,~~t;t{i~g ~ . i: [ (1:,1 , " I I"'" ,,' " " , , 'I , '"' , , , ., ~i ::, , , I ,.'11 Ii " ,'.1 , I."" 'I I "' ," I,' I I , I ,'1\", I~' , , '11,lt ,';(1 ,. ii' ,"1 I, II dt ,I, " l';'l . .~; i' 'I[ ': , " " ... "11 ,ii' ""~. ~1 .1 I"'," , " ., , " " \q' !, , ., ',', , I' I, " " , I I:', '1 " 'I 1::, 'r! " , " , , :, " ,I , ""I '," " ~......_.....~......~...."-~... ,< n .~., HO!,,'r'''O_--;-', J ,'1, ,,,', ': . 'If'. .' '~ 0'1 !;" ' I ~ . Ii " , ~ ,Ii " ~' "t '. .. \I I "f'; " . 'I d .' , ~i . , , 'I, " ',. ,# . , 1/ "I ,/ ." , , .. . '. '\" "; 'I 'I ~ -," ''', ~ " CHEMICAL RESIDENTIAL MORTGAGE CORPORATION, F/K/A MARGARETTEN & COMPANY, INC" F/K/A NATIONSBANC MORTGAGE CORPORATION OF VIRGINIA F/K/A SOVRAN MORTGAGE CORPORATION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION . I,AW NO. 94 CIVIL 4284 VS. DAVID R. KIRK, JODIE E, KIRK AND CAROLYN H. KIRK, DEFENDANTS IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO P.R.C.P. 31~9.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 919 WEST TRINDLE ROAD, MECHANICSBURG, PAl 1. Name and address of the Owner(s) or Reputed Owner(s)I David R, Kirk 1129 Nanroc Drive Mechanicsburg, PA 17055 Carolyn H. Kirk 217 Birch Lane Carlisle, PA 17013 Jodie E. Kirk 205 East Springville Road Boiling Springs, PA 17007 2. Name and address of Defendant(s) in the Judgment, if different from that listed in (1) above I SAME 3, Name and address of every judgment creditor whose judgment is a record lien on the real property to be soldl cm.MONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE POBOX 8016 HARRISBURG PA 17105 4. Name and address of last recorded holder of every mortgage of record: 1 'j ,71,\1 """1 j'~~N/:.'f J)ik d ,\I,;I;h tWnl\l:l: \1;)" ~~'" ~fir:: ' lr~,'I,//!. 'r!\i}:_ jJ.(-'-"'-- " 1!",t.1r"'I'i' \[,tftC ",~,,' [ \iJ!,i!i!,IfI' ~!, , ".\*;.-'\-, ,(I,t";'1 '1 "01'\\,(1 "" , 11""i.~'..j",ll.Fi'\;":'.': ',1\ '. if! (~Ii:_" .,,'\ - 'I ;f":f':~"}'r~;r<ii iil,,\{~ ;": ': ~:j~,:, " ,d~(i:'.'j',h,,' ~'!"tl:' ~',y!lH\,~\l;'I~,:h: ,"I ,'\;).~J.~l~ ,I. 'I' '-", "I' , .j;i'j-,_>:,',:,H:"~i,.':;)I!~: 0_'-_\,,"-_"""""""1''';'' _' ~-,';",~,dA~.'I~.;j"1 'II '!lr,h"\>'('~";"tf.':[;'\ ! IL,lf,o"",'.I,!I".!,. .," ,'!~-';i :-,L\:fl~i!~;\ I ' : I'd _l,: ;i"hl):1 I~ 'j,t<\'n~I,,,,Jj/,,, I o.;)._rl ,d. '" 1.11":",)_,,\ '1,1, 1,':.,Ut', -'.j~' 1,;,1,':',;. .,hil.l\'I'-.I,:,I.."li'fl ~fiH!j":"",,,,.(}'r-'," ;'~T,h,.")" \.",,',!',',( i .G"','~,':.~l! ','I"",;' ~UI'}F,"'''1\~\rJ,' 01:.; '; 1 ~"I'~'j:j\,~I,,~ b~l' f'I.":'!i''"l"ll'''' ~,!'\~~'1~.'~i(':"" ' ij.'/!() ')~"'lft!~\k' 'it \r',':,:;"",:,:~ih ';;'j",\' \{.'~J:j"II:.\I~(" "',! ~~iY.~;h~:'\l'I' i:;~'\'\"': '.I: f ~",i\,;\Lt;U." I .,' ,':'.', il","J<<"'t",.'tl./lli..,"1 I ""1.t\>, "'~:;:' ,:', ," \" 'I'd Ufo' ' .;\r.;~\\ \. f ~',',1", i, ~ ;;\ ',: " ~'I~ ,....(,'" ' '," ~',~,:t"'l" , *;-!4t~I.,:,'~:',,~~~;,~,:, ) ~l~:\~~,;{:," :1~}~!ri':"iL)""\:1."'"t1., , :i'~~i! i~~~ ,'; :r;~ ' ~j',yr~~~~:'~'11 !';:: \/':.'. I; ~l' ,"; <t'(~f'~"'!!\"l'II'H;'i "N' ~ ',' ":iljrr\~"~\'~ ii/',;;; :" i,. ,fi' l ",'"".Ii J'~: '1.:' ,:.! I\:~ . ~ i ' " JUII19 3 17 'H'95' , " ) r;iH. ',1 " ,," I, 'JrfIOF. 011 hi I", I'tION'H.u.V CUMBI'LI.ANO ~N IHY r, IINS "'."I,\NIA I' i,1 \t:1 ,! '" W Ii 'j ',I In " " '.' " .,. " I. , " ,:i I i I, '" "" t' " " " ,\ ," " \J , " I" , ,I ,I' I , " I, " " ,I , '" .,<'.,_..........,...".~--r---'T'".......-'" ", 't""-,.,.....~<-'~'.........,--....J.__~..,.....t-:"".---...--.,-: . ;' ' ,. ,,' ',' " ", :"-- ". ':'~ >l ,~, .' ;,I;r,1 '-:";, "'......:'" '. fH' " ' '1- \'.....,' , ,'~' " ",,:,', ' 1;1:, I " 'I " ", ,-I'L , ,t { " " " '" 1";1 I ~ " F),,'l l , , ","'4 If~ , , ,.. .' 'o' 'fl~' j " " '.. I 1/" '" .' " I, , , )', . .' , 'IT';r,l''-'' j, , , ,,~, \'ti7:":,"4'$4I\';,~' , THE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of this property iSI DAVID R. KIRK, JODIE E. KIRK AND CAROLYN H. KIRK A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate antities or agencies being entitled to receive part of the pl'oceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgage. and municipalities that are owed taxe.) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. IHJS PAPER IS A NOTICE OP THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT ~INST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAREN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET PREE LEGAL ADVICE, Court Administrator Court Administrator's Office cumberland County Courthouse Carlisle, Pennsylvania 17013 Phone (717) 249-1133 THI LEGAL RIGHTS YOU MAY HAVE AREI 1, You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, '\lOr J,i'Li 11Ti""'j\,' . it1i!!//!(.!;'_ dr,i"__ '., 'i'_;\j\'I';...., I'i' " ~"I!"; ,j:j",I:" fl: ~ <"'(: i,!! r,.~ , '~.);a,;"l":,./r.:d ,," ',,,-1\,, ,!I' I" ~\'~'+'J fr,'1 J i'~\;-- ,:",..> ," ;-i,~,I;\i '" ~f';: I I ~~tlh' I,; :.r:,,4\ ,j; J,I" "t..,-l' r!.iHlr 11\,., j-:i,;:,l ,'(! ;'l,4' ,/'1..",1" '-'", " ",I'i,j j " ',tl' q!: I ,~ .Ii "Ii, l.! F. Ii /" ,I ' '0' I' ~... ,iii " ' ," ,'Ii J,i , j'l, I, ", !~ 'I{!: , 'I " , II ,I , I, n " d 1 " " I, , ',-, i!l 'r" '.l " , d j' ;"~"-"'-''''''''I .,.. '" ., ,'I I' 'I J)1 " " I' " '" , JUN 19 3 37 rtI '95 ,", ,lj'umClE IJf 11,1 l'R\illiOH'JT,\liY \',IJM!"'f'~AN[) O':\J/I rv I'l.IjHS'll'i'~hl^ , ~~lflll! I" ''''I ~ ilfl - .. '~ , , II 'I, . , " !i! jI " J 4_~:-,_~\O..........,~t~,~7"_~~"~.""ri~f; '-:;- , , " ' ,",,,,., ;mlJtm '.'". '(T" ;\r~F:;>..,~~)\;\:_~:\_, -;/~ I ~ -II.: " I, Ij t. " '.,1 I "1) , I, . "t I' ,I ~... ." " " .II /q ,I ',I, I' I I "1'1 , I',' " '" , , 'I " , .. '-ll;'I'v"'~'L.' 1._1 ,I 'I' 'I'" . .' , " II , ' I,., , , " , . " '., ,,....-.,.. \, t;.. i". , I "-II '4 'I,,' I , ! q. '011,", ., , , ,I , I ;~; , , , .. .' . , " 1" I~'i , f " , I , ,i' ," , " I"~ " ,\ . \ . ! Chemical Residential Mortgage Corp Margaretten Ii< Co Inc. t/d/a Nationsbanc Mortgage Corp. of Virginia f/k/a Sovran Mortgage Corp. va David R. Kirk, Carolyn H. Kirk Jodie E. Kirk In the Court of Common Pleas of Cumberland County, Pennsylvania No, 94-4264 Civil Term Wesley Cook, Deputy Sheriff, who being duly sworn according to law, says on July 11,1995 at 3115 o'clock P.M., E.D.S.T.. he posted the property of David R. Kirk, Carolyn h. Kirk and Jodie E. Kirk 919 W. Trindle Road, Mechanicsburg, Cumberland County, Pennsylvania with a copy Real Estate Writ, Notice Poster and Description according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, says he made diligent search and inquiry for one of the within named defendants, to witl David R. Kirk but was unable to locate him in his bailiwick. He therefore returns the Real Estate Writ, Notice Poster and Description NO'f FOUND as to the within named defendant David R. Kirk. The Deputies tried his place of employment and the address of 1129 Nanroc Drive Mechanicsburg several time and could not locate the defendant. Michael Barrick, Deputy Sheriff, who being duly sworn according to law, says on July 12, 1995 at 11,01 o'clock A.M., E.D.S.T., he served true copies of Real Estate Writ, Notice Poster and Description in the above entitled action upon one of the within named defendants, to wit, Carolyn H. Kirk by making known unto Carolyn H. Kirk at 217 Brich Lane, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and attested copies of the same. Michael Barrick, Deputy Sheriff, who being duly sworn according to law, says on July 6, 1995 at 9155 o'clock A.M., E.D.S.T., he served true copies of Real Estate Writ, Notice Poster and description in the above entitled action upon one of the within named defendants, to wit Jodie E. Kirk by making known unto Robert Cockrell for Jodie E. Kirk at 205 E. Springville Road, Boiling Springs, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and attested copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the ahove Real Estate Writ, Notice, Poster and Description in the following mannerl The Sheriff mailed one of the within named defendants, to witl David R. Kirk a notice of the pendency of the action by regular mail to his last known address at 1129 Nanroc Drive, Mechanicsburg, Pennsylvania 17055. This letter was mailed under the date of August 4, 1995 and was never returned to the Sheriff's Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the above Real Estate Writ, Notice Poster and Description in the following mannerl The Sheriff mailed one of the within named defendants, to wit. David R. Kirk a notice of the pendnecy of the action by certifed mail marked DELIVERY ONLY TO ADDRESSEE to his last known address at 1129 Nanroc Drive, Mechanicsburg, Pennsylvania 17055. This letter was mailed under the date of August 4, 1995 and the letter or return receipt card was never returned to the Sheriff's Office. \ R, Thomus Kline, Sheriff, who being duly sworn uccurdlng toluw, suys thuI he served the above Reul Estute Writ, Notice, Poster und 1>escrlptlonln the Iilllowing munner: The Sherin' mulled une oflhe within numed ddcndunts, to wit: CUrlllyn II. Kirk u notice of the pendency of the uction by regulur mull to her lust known uddl'ess ut 217 Birch I,unce. CUI'llsle. Pennsylvunlll 17013. This lelter wus mulled undcr the dutc of AUl!ust 4. 1995 und WllS ncvel' rcturned to the Sherin's Ollice, R, Thomus Kline. Sheriff, who being duly sworn uccol'dinl! loluw. suys tllllt he served the abuve Real Estute Writ, NOlice. Poster und Description in the 11111 owing munner: The Sherin' mailed one of the within nUnled ddcndunts.to wil: Jodie E, Kirk II notice of the pendency ufthe action by regulur mull to her IlIsI known uddress ut 205 E, Springvllle Roud. Boiling Springs. Pennsylvunia 17007, This leller WllS mulled under the dute of August 4, 19l)6 und WllS never returned to the Sheriff's Ollice, ORDER OF COURT was signed by Judge Sheely Ihr us to go to sule, R, Thomus Kline. Sheriff, who being duly sworn uccording toltlW. exposed the within described premises ut public vcnue or outcry utthe Courtllollsc. Carlisle. Cumberland County. Pennsylvania on September 6, 1995 at 10:00 o'e1ock ,A,M.. E,I),S,T..UIllI sold the sume till' the sumoI' $1,00 to Allorney I.eon p, Haller 11)1' Chuse Manhallun Mortgage Corporution. Its succcssors und ussigns ut 200 Old Wilson Bridge Rmld, Worthingtun Ohio. 430115-11500, It being highest bid and the best pricc rcceived 1111' sumc Chusc Munhllllun Mortgugc Corporution, Its successors und ussigl's 200 Old Wilson Bridgc Roud. Worthingtun Ohio 430115-11500 being the buyer in this Execution puid Sheriff R, Thumlls Kline the sum uf $2.679,211 it being bid price poundagc stumps elC, Sheritrs Costs listed below, Sec ullached distribution shcet for udditlonul costs, Shcritrs Costs: Docketing Poundugc Posting Bills Advertising Acknowledging Dced Auctioneer Law Library County Mileagc Cert Mail Levy Surcharge Luw Jourmtl Patriot Posters Deed 30,00 1,916,84 15,00 15,00 30,00 10,00 ,50 1.00 22.36 2,52 1500 8,00 226,10 313,00 47.46 26,50 $2,679,28 Pd by Ally 9.6.95 I' I \v JV ~........ .1<-" t.V' Ut.,1fl.I'1 {~("', 1'1 flY '~ \? '.rHE NAME(S) OF THE OWNER(S) OR REPUTED OWNERS of thin property ist DAVID R. KIRK, JODIE E. KIRK AND CAROLYN H. KIRK A SCHEDULE OF DISTRIBUTION, b" i n(J il t i ilL of the pemons and/or ~Iov,~nllnentill or corporaLI' '!ilL it j,l!tl OJ' a(JenCitlB being ent itled to receive pat.t of the pt'oclwdll of the Bat" I.'f~ceived and to be diabursed by the sheriff (fur example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) daYB after the sale and distribution of the proceeds of sale in accordance with this Bchedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed, Information about the schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specifi(!d herein, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT-A9^INST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE ROLD OR TAKEN TO PAY THE JUDGMENT, You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights, If you wish to exercise your righcs, YOU MUST ACT PROMP'l'LY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICEI Court Administrator Court Administrator's Office cumberland County Courthouse Carlisle, Pennsylvania 17013 phone (717) 249..1133 THE LEGAL RIGHTS YOU MAY HAVE AREl 1, You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, WRIT OF EXECUTION endlor AnACHMENT COMMONWEAlTH OF PENNSYL VANtA) COUNTY OF CUMBERLAND) NO, .?~-4 284 _ CIVIL 19__ CIVIL ACTION. LAW TO THE SHERIFF OF ~~!:1!II':RLAND.... COUNTY: TOlaUllylhedebl,lnlereltandcollldue .CtH'1I1~~,,1 R~sid.:nt\dt Mort,gugtJ Corp Mtlrgtlrtltttln & Co., Inc., f/k/d Ndtionsbdno f'brt~Jd~l" llirp of Vlrgrnnl r1R7HRliWan 'Mortgage CQ,rp ._____..__ ...__ _____...._m_..... .__________.. PLAINTIFF(S) I~m Otlvid R.Kirk. 1129 Ndnroc Dr., Mtlch"nlcsburg, ctlrolyn H. Kirk, 217 Birch ___________.......,_._~______" .".__. _.' . ..._..._,,_.,u... _. ....._ ......__._._._._______... , Ltlntl, CtlrlisltJ PA 17013, "nd Joditl E. Kirk, 205 E. HpringvillOl Rd., Boiling ,---~-_-.... .. '.-------.-----_....._-.--_.- SpringB PA.._ 17007_~.,._ ____.__.______.._,_,_..DEFENDANT(S) (1) You are directed to levy upon Ihe property 01 Ihe defendant(s) and 10 sell.. ~~_cl:~_~JB ttl tOl loctl tOld tit 919 W. TrindltJ Rd., MtJchdnlcsburg PA 17055 (HtJOl tlttdchtld IOlgdl ----.-.----.------.-.... .. -,---..._-~- ._-----_._..._-~.. dtlBCr iption. ) ___._...__.______.___.un_d..__.__....' .0...._.._._ __. _..__.._~.__..___..___________.___.____.__.__.__~__ . .----------.--,.-----.-.-- .. .-_...-._-._------ (2) You are also directed to attach the propony 01 the delendanl(s) not levied upon In Ihe possllsslon 01 __ .... _ ...._ . . .. ...._..,..____._...........__......._.._ GARNISHEE(S) aslollows: .-.,-_...-.__._--......._--+._-----~_.__._-~---_.~-_.----... and to nollly the garnlshee(s) that: (a) an attachmenl has been Issued; (b) the garnlshee(s) Is/are enjoined from paying any debt to or lor the account 01 the defendanl(s) and Irom delivering any property ollhe delendanl(s) or otherwise disposing thereof; (3) II property of Ihe delendanl(s) not levied upon an subjecllo alta,;hmentls found In Ihe possession 01 anyone olher than a named garnishee, you are dlrecled 10 nollly him/her thai he/she has been added as a garnishee and Is enjoined as above staled, Amount Due ....ill . 1 1 2 . 7 ~.._.......... .... . Inlerest /jt $2t.15/diun to 9-6~.9~. $8,354.25 L.L. $.50 -- .~..-_.._-_..__._~.._-_._--_.,-_. $ 1. 00 Any's Comm Atty Paid Plalnllff Paid % Due Prolhy ..____n_.__ Olher Costs, is-1Aq.'l6 J~'.!. .l)-l~) . Dale: __ JuntJ .J~995 LAWRENCE by; D.puty REQUESTING PARTY: Namo Address: LtJon P. H/jlltJr, EBquire ----.- 1718 N Front St Hdrrisburg PA 17102 Attorney lor: P Id in ti f f Telephone: (717) 243-4178 Supreme Court 10 No, _.~9.9____.._,__ . Proof of Publication of Hotltl In Thl Patriot and Thl Evening Hlws an~.!h~.. ~~n~,~rpP!~!,~~~:,~~~1 CO",,,,OIlW,olt/t 01 P'IlIl,"luOIl{o,} , Cmmtll 01 nnflll!t{1l ~~ . ..,..,..........,....,~J.lr.I1IMi',L,l':I.<;l.U;.mi..................................belnit duly sworn .ccordln,to law, depo.ea and .ay.: Allst. Controllnr That h. I. the ..........,..,.............,of THE PATRIOT. Nt:WS CO., a corporation orll'anlzed and .xlitlnr und.r the law. of th. Commonwealth of Penns)'lv.nla, with Itsllrlnclpal offlc. and plac. of bUlln... at 812 to 818 Market Street, In the City of Harrl.bur't.Countr, of Dduphln, Stat. of Pennlylvanla, owner and publlaher of THE PATRIOT and THF. E:VEN NO Nt.WS and the SUNDAY PATRIOT. NEWS n,wlpapen of ren.ral circulation, printed and published at 1112 to 818 Market Street, In the City, County Ind State Iforea.ld: th.t THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were eatlbllshed Mlrch 4th, 1854, .nd February IMh, 1917 Ind September 18th, 10491... nlpeetlv.ly, and III h.ve been contlnuou.ly publl.hed ever .Inc, I 'I'nlt th, printed notice or publlcltlon which I. .ecurely attached hereto la eXlctly II printed Ind publl.hed In their rerular )ilrttoli~ alt.rMuee which appelred on the ..~,?,~,~,..?,~.>:'....?..~..,:!.~,~;(.,..~~?..... the 1st and 8th days of AuqUllt 1995. ................................,...,....,................,....................................,......,..",.............,.............................................................. Thlt n.lther he nor eald Company Ie Intereeted In the subject m.tter of ..Id printed notice or adver. tlllnr, and thlt III of the .lIei.tlone of this et.tement aA to tlie time, place and chlracter of publication ara tru'l Ind That he haa perlonal knowledee of the facte .foresald nd fA duly authorized and empowered to verify thla atatement on beh.lf of The Patriot-News Co. oresald by virtue and pursu.nt to a resolu. tlon unanlmoUllt palled and .dopted sever.lly by ther ~~olden alld bo.rd of dlrectore of the IIld ~~:;'::~:~::.~~;:;:~I::~~::~~t~~u~~,~~,~~,~~~~~~~~,(:,~,~~4::~;~~:~::~~;~:~~~..~,~:,~,~,~,~.~~~ _= =: I Sworn to .nd su~scrlb~~ ~efore me thl~ ..,...?-3,;td.....d.y of ..............~_,_ AU9.\i!il,t......, ,D, 19S5 /. \ '(' ,'. i ' .'," .--__......._... ' ') .'1..'....., - ~ I ...~ "~....... .,~................. '....N~l:IH.\!'tmw..'.... '....... ...~.N;;i~;;;;..p;ijii:;.... .......... ._.....-.. ......... T(,'I),L,n't~8)"'J,jIl~"":A'YfJtJ~.. ... Moll _..... ~ M -"'.t"I~[bll.'l.IJ}UWlho" CO""I. .. Y c 1~IlIM~r"ft.tl\.Ju,..,,,,(.,9&8.. .....'............". ""':=::.:'" Sta18W'Bf Ing COlts MI. _ __.~ 1004 - to... ...............-:- . ....Cooole.- Cumberland County Sheriffs Office ~ ~ ':i:?~;:' ~ .:.....U ..'cii'z:Ti's'i';..;';......'i>i\':' '....I7'oT3'..........................'.. ....... ....... 4ItIlf.... II, .................................................................00'.............. 1m. To THE PATRIOT.NEWS CO" Dr, III"." . I ..... to .. _ ... .. .. I'IWII ..... ... ..... Woe IN Iool For publishlni the notice or publication attached hereto on the ::=w I 6......_..... , ..~=.r::~=:= above st.ted datea. .........J,A,?..dW.... i ==.::.-=:'~ Prob.tlne same ...,......,..,..t:,~,~,.., _.~=~.~,it......."'= Tot.1 .,........~,~.?..:,~.?.... .......-..-..--. _............1004..- -.......71.....J1_W..r' R i f Ad i I C ::I.;:,....:.:""~~t.-:,= Ieee pt or vert 5 ng osts a.M lid J<1rt1nF. ..... . ..... . .... ...........f......,....Io.._... publisher of THE PATRIOT and THE EVENING NEWS .nd the St ::.:: ~ :r\~':" '= =:: yspapera of general circulation, hel'eby acknowledlte receIpt of the af ..... _... II... II.......... coste and certifies that the s.me have been duly paid, ..... .. ",...1. IIAVlNt lIlI_ MIll A ...... TilE PATRIOT.NEWS CO, ....."'_fJIooIr_ :;-:c~~c:.:.= By "'......'"..",..,............",...."......"....'..........,,,....,............' :::: r::r=...~J.= =.:or::: ".... .... .11 lOll MlMI_CII_L -.lOIII L ___'III N, _... .. C . """ Cooole ...... .... M aoe -. ' .......11 . Proof of Publication of NOllt.ln Th. Patrlol and Th. Ev.nlng N.ws an~.!h~<t ~~n~,~rrp!,~~!~~:~~~1 CllmmfIfJw,oltll of p,n"'''/lIonlo,} . COJllltll of not/pAin ", """"""""."",M.l,I1Jm,~,J...,l'.I,\l^,!l!ill'l"""""""."""".."""",belnII duly aworn accordln, to law, depoael and aaYI: A!lst. ContrnllAr That he II the "."""""....""...""of THE PATRIOT. NEWS CO,. a corporation orll'anlzed and exlltln, under the law. of the Commonwealth of Penna)'lvanla, with Ita principal office and place of bUllne.. at 812 to 818 Market Street, In the City of Harrl.bur'l.Collntr, of Dauphin, State of Pennaylvanla, owner and publllher of THE PATRIOT and THE EV~:NING NEWS and the SUNDAY PATRIOT. NEWS newlpapera 01 .eneral circulation, printed and published at 812 to 818 lrI~rket Street, In the City, County and State aforeaald; that THE PATRIOT and THE EVENING NEWS and the SUNDAY PATRIOT. NEWS were eatabllahed lrIareh 4th, 1854, and February 15th, 1917 and September 18th, 1049 rlapectlvely, and all have been contlnuoully publllhed ever alnce; That the printed notice or publication which la aecurely attached hereto la exactly aa printed and publlahed In their rerular )lftlt>li~ altsMuea which appeared on the ..~,~.~,~".~,~.x...~,~""~~.~x.."~~~~,,,, the 1st and 8th days of August 1995. .........................................................,1,..................,..,....................'..."..........."....'..............".............,."........................, That neither he nor laid Company la Intereated In the aubject matter of &lId printed notice or adver. t" , .. ... .. .. ~Iona of this atatement aA to the time, place and character of publication . .... IrM'O ......NtM "11111 *' ". ttlOlll' ~... .....'. "d,e of the facta aforeRald nd IA duly authorized and empowered to i. .~- ""I~ 0 The Patriot-News Co, oreRald by virtue and purauant to a reaolu. :' '" _ I.:,I~:,:-::dopted aeverally by the I ~OlderB and board of dlrectora of the lAid .1 ~= ....,I....re.:orded In the office for h~ eeor22Z of Deed. In and for Bald County 41 -~ 11'~I'"'''' V I 1 I' W M '~"" _ '"~ , 0 um. 'I, I~' J 17 I ," . --_ ..:.e:.. / . (I.. ,,- }~;:~J-.. I' ,........... AI 61 .,..'...,...........,.. . ........................r............................................................ :1 :. _ . "~. _I':al'::.'~ Sworn to and IUbscrlbtd befora me thl$-i...,?3.Jd....,day of I...'.... llJ -" - ' 'OJ : ..~ ..'::;; AU9,II,\1,t......." D, 19S5 /."', . I, ,- , J . '," _ _ HI,l WIt 1 ,I..', . ~ { "1" "...Nh'Y."r.'l!'SI-:H'....... ........ ...~I..........':..llf.,...,...,.... . ~ 1 W "I'l' T~,,) _L, fltj~51:"r, ",":A'Y flu Notar'll Public "I ..: - ...._- l:,~t"":::: M _J.I,'I~LblfU,.oUYll>" COC"I~ ' .. ... '='..... "t'l ~ Y c: 1~~~rl'i~lt'.1u"..ft. '9&8" .........."......... I -....... II~~ Sla1tth BY Ing COils __ ,n~ I ~~ .J: Cumberland County Sheriffs OfficA II =-r~-= ~= ....ca'rIi'sIf;';......'PA':..'..T7'oT3"...................'......' ,. II *0 'Wt ,1'OI.ol ....,." ..,.....................,.,......"............................................... M__ ,.,~~,~ To THE PATRIOT.NEWS CO., Dr, .-- ~.... For publlahlng the notice or publication attached hereto on the above atated datel . .........J,~,?..dtQ.... Probating IBme ,........,......t:,9,g.... 313.00 S ALE #8 Total ,............,..".........., Publlsher'1 Recelpl for Advertising Cosls THE PATRIOT.NF.WS CO" publisher or THE PATRIOT and THE EVENING NEWS and the SUNDA Y PATRIOT-NEWS, newspapera of general circulation. hereby acknowledge receipt of tha aforelAld notice and publication coati and certitles that the Rame have been duly paid. THE PATRIOT.NF.WS CO, Ry "",.."",'.""""",.."""""""""""""",".'"""""",..",,'..... . . .;I;).iJ"/O PROOF OF PllDl.ICATION <)to' NOTICE IN ClJMUERl,ANU LAW JOURNAl, (Under ACI Nu, ~H7, upprllwd Muy 1(1. 1')2l/). p, 1..17H4 STATE OF PENNSYLVANIA : COUNTY OF CllMUERI.ANU : Nit, ROller M. Morllellthul, Esquire. Editur "I' Ihl.' CUIllI1l'l'lumll.uw Juul'llul. of the Cuunty und SllIle uforesuld, being duly SWill'll. ucclIl'dlng hlluw. dl.'pll,~es und suys thutthe Cumbel'lund Luw JOUl'l1uJ. u legul periudlcul published In lh... 1llll'lIugh III'Curlisl... Inlh... Cuunty unt! Stu!.e uflll'esuld. wus eSlubllsh...d Junuul'Y 2. 1')52. und dcslgnull'd by Ihl.' IlIcul CIIUl'ls us the omelul lellul perlodicul for Ihe publlcullllnof ulllegulnollccs, und hus. since Junuul'Y 2. 1952. been regulw'ly Issued weekly in the suld County. undlhullhe pl'lml~d nUllce III' publlculion ulluched hereto is exuctly the sume us wus primed inlhe I'l.'gulul' I.'dlllllns und issues of the suld CumberJund Luw Joul'l1ulonthe I'lIl1uwlng dllles. Vil: .............._....._...... ...... .... . n._...._......___........ JULY 2l!, AUGUST4. II. 1995 AmUnl fUl'lhel' depuses thul h... is lluthul'i/ed hI wl'lfy lhis slulelllenl by lhe CUlllberlund Luw Joul'Ilul. u legul periodiclllof generul e1l'culullon. und lhul h... is nOllnlerested is lhe subject mutler of the uforesuld notice or udvel1belllenl. und lhut ull ulk~gulions In lhe foregoing statements liS to time. pluce und Chlll'llclel'llf publiclllionllre In'..., UALUT.'TS IAU: 1'10,' _~~1"\.... -, '. Wrll No, 94.4284 Clvtl Chemical RrsldentlllJ Mortgllf(t' Corp.. f/k/a MlIrgor<lten & Co, Inc.. f/k/a NaUon.bonc Mortgage Corp, of VIrginia, f/k/ll Sovrnn Mortgage Corp, v., DAvid R. Kirk, Coro'ynll, Kirk, Jodie E, IIJrk Ally,: Leon p, 1I11Uer ALL 'nIAT CEIlTAlN lract of land sUuate In the Township or Monroe, Cumberland County. Pennsylvanlo, bounded Md de8crtbrd U1 accord. ance wtth a survey wld plan thrrror mode by Oemt J, Betz, Ileg,.lelT.1 Surveyor daled March 25, 1971 a. foUoWll: BEGINNING at a polnl'nlhe cen. ter line oflheTrtndle flood, .a'd po'nl beIng 595 feelllleasllced Weslwardly along lhe center line of the T.1nd'e '''~ (ront property now or (orm~rly j." , r.d.,... '...." ,..fn. rall'tt) "..JII~ eel, more or ItlM, Wesl of tllr: N'fU(~r IIn,. or SlndHlr RoAd: lhl'llt'I' monA lands now or formerly of Chnr- In 1... Bender ond lA'I1R M. Brndrr. his W1fl', South H drM",f'II30 mJnutrll I EmiL, :\:J8.39 feet to n IK)lnt lit cornrr of InndN 1)( Romnlrll' Uelkr~: tht'n(c nlollM tlu"llnr of snld Innd of nOllllllnr. Ht'lke8, South 72 dt'~rr(,K:l'J. mlnule's WeK! 84,26 fret to n point In the line of Chllrlt8 McLnuMhlln: lhrnu' ulonM 8utd line of Jund ofChilrlrs Mcl..nuW\- IIn, Nllrth B drgll"t"8 30 minutes Wt'l'It 333,9 fr1':L to II point 111 the crl1tt"r lint' ofthrTrtndlr ROl.lcl,o(orflNtlld: Ihrnct' by thr crntrr lint' of thr Hillel Trtn(tJr Road North 70 dt"Ml'f'C'lI ao mlnUlt'1'I Eaat 85 (~I to the point ulld phll'l! of BEGINNINO, /fAVlNG 'nIEIlEON EIlEC.'TED A dweltlng known as 919 West Tl1nd'e flood, BEINO TilE SAME PREMISES WHICH Edwlmt WlllhuH Unit'll II... d~ dRtrd Junr 25. 1000 !lrut re- corded In Cumbrrlnrut Cf)llnty Drnt Book g.34, Palle 328 ilJ'anted and convoyed unto DIV\d R. KIrk and Jodie E, KIrk, hla wife and Carolyn H, Kirk, TO BE SOLD A..'ll1lE PIlOPER1Y OF DAVID R. KIRK, JODIE E, KIRK AND CAROLYN If, KIRK under Cum. berland Counly JudMmenl No !H Clvll 4284, ' Parcel: 22 24 78:123, Rogl.'l' M, MUl'genthul. Editor SWORN TO AND SUBSCRIBED before me this --1J_duy lit' AUGUST .IYY5 lL1jL' L(:' ". I Un..., NOlury M!C--./I NorAl'fii;:--....-l MfIll [N!: MArl, 1~f.VKA Ntltl'llY PI~I.' C,1J11"Ml, ClJmbur1llf):1 COU" , , " M~ C.(JmrT~J9~.-.p~.~~..~:'_ 1 .. -, "