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IN THE COURT or COKMON PLEASE
or CUMBERLAND COUNTY, PENNSYLVANIA
JlARRIS SAVINGS BANK, I qt./ - 431!l/ rl>>J ~
plaintiff I
I
v I
I
DAVY L. MITCHELL, I
Defendant I
PRAECIPE FOR ENTRY OF JUDGMENT
ON DISTRICT JUDGMENT TRANSCRIPT
TO: PROTHONOTARY
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
SIR/MADAMl
Please enter judgment in favor of Plaintiff Harris Savings
Bank and against Defendant, Davy L. Mitchell on the Notice of the
District Justice Transcript attached as Exhibit "A".
Assess damages in the amount of $3,452.20, being the amount
demanded in the Complaint plus judgment costs.
Date: ~ /~/'11
Respectfully submitted,
HANSON and RUBEN
By /~d-
Richard C. Ruben, Esquire
Attorney for Plaintiff
100 Chestnut street, Suite 307
Harrisburg, PA 17101
(717) 236-8015
I.D. #27767
COMMONWEALTH OJ: PENNSYLVANIA
COUNTY OF: MBE!!.~~~!>_==_ __
MAg (list No
09-2-01
UJ N...,~ linn
PAULA P. CORREAL
"t",~, 16 W. HIGH ST. 2ND FLOOR
MERIDIAN DANK BUILDING
CARLISLE, PA
,.~"I.... 17171 243-0292 17013-0000
RICHARD RUBEN,ESQ
100 CHESTNUT ST
SUITE 307
HARRISBURG, PA 17101
THIS IS TO NOTIFY YOU THAT:
~
[K]
NOTICE OF JUDGMENT/TRANSCRIPT
~\
P~^IN'II'r: tl^"" mIll ^t)l Jill. BH
rHARRIS SAVINGS BANK
2ND " PINE ST
P.O.BOK 1711
~ARRISBURG, PA 17105
VS.
DEFENDANT: NA~F. 110"11 AI)[)I1[!l."1
fDAVY MITCHELL
705 S.SPRING GARDEN ST
CARLISLE, PA 17013
L
Docket No,: CV-0000260-94
Dale Filed: 5/24/94
I
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Judgmenl was enlered for:
(Name)
HARRIS SAVINGS BANK
DAVY MITCHELL
Judgment was enlered againsl: (Name)
In Ihe amount of $
3,452.20
on:
D Damages will be assessed on:
D This case dismissed with prejudi<:e.
D This caso dismissod wilhoul prejuelice.
D
D
D
D
D
I~'
Time:
Possession granted.
Possession granled if muney judgment is not
salisfied wilhin Ihiny days.
Possession nol granteel.
Levy Is stayed for __ days or D generally stayed,
Objeclion to levy has been filed and hearing will be held:
r~
I cellify that this is a true ami corre
6-28-94
Dale
My commission expires firsl Monday of January. 211
AOPC 315,93
(DaIO) 6/28/94
(Date & Time)
Amount of Judgment
Judgmenf Cosls
Inleresl on Judgment
Allorney Fees
$3,384.70
$67.50
$.00
$.00
TOTAL
$3,452.20
, District Justice
SEAL
EXHIBIT
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IN THE COURT or COKMON PLEAS
or CUMBERLAND COUNTY, PENNSYLVANIA
HARRIS SAVINGS BANK I ~ qq- 4?J44-
Plaintiff I
I
v. .
.
I
DAVY MITCHELL, I
BENDER CONTRACTING CO. I
Defendant .
.
G~t, j..Ll"Y/;\--
PRAECIPE FOR ENTRY OF JUDGMENT
ON DISTRICT JUDGMENT TRANSCRIPT
TO THE PROTHONOTARY
Cumberland County Courthouse
1 Courthouse square
Carlisle, PA 17013
SIR/MADAM:
Enter judgment in favor of Plaintiff Harris Savings Bank and
against Defendant Davy Mitchell, Bender Contracting Co. on the
Notice of the District Justice Transcript attached as Exhibit A.
Assess damages in the amount of $3,452.20, being the amount
demanded in the complaint plus judgment costs.
Respectfully submitted,
Date:
7/;r/9l/
I I
HANSON and RUBE~~ ~
BY-Lf'~~
Richard C. Ruben, Esquire
Attorney for plaintiff
100 Chestnut street, suite 307
HarriSburg, PA 17101
(717) 236-8015
I.D. #27767
D';j' '5" 1/'
cSbJII b1 -h
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF: ~UMBERLAND
NOTICE OF JUDGMENT/TRANSCRIPT
. ' .
17105
VS.
DEFENDANT: NAME .ndAllOOEB9
roAVY MITCHELL, BENDER CONTRACTING CO
705 S.SPRING GARDEN ST
CARLISLE, PA 17013
L
M-g. 0IsI No
09-2-01
PLAINTIFF: HoWE And AlXlftlBB
ruARRIS SAVINGS BANK
2ND (, PINE ST
P.O.BOX 1711
l!fARRISBURG, PA
I
-!
-!
[!] Judgment was entered for: (Name) HARRIS SAVINGS BANK
[!] Judgment was enlered against: (Name) DAVY MITCHELL. BENDER CONTRACTING CO
OJ NAme: "on.
PAULA P. CORREAL
.....on, 16 W. HIGH ST. 2ND FLOOR
MERIDIAN BANK BUILDING
CARLISLE, PA
'.......... (7171 243-0292 17013-0000
HARRIS SAVINGS BANK
2ND & PINE ST
P.O.BOX 1711
HARRISBURG, PA 17105
Dockst No,: CV-0000260-94
Date Flied: 5/24/94
$3,384.70
$67.50
$.00
$.00
$3,452.20
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS OF THE DATE OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTH TAR CLER E COURT OF COMMON PLEAS, CIVIL DIVISION,
J.-/~-q/ Date _ :;::; ,District Justice
<.:.1.<'
I certify that this Is a true and correct copy of the record of the pro dings containing the judgment.
THIS IS TO NOTIFY YOU THAT:
. .. ~,._~-
in the amount 01 $
3.452.20
(Date) 6/28/94
on:
o Damages will be assessed on:
o This case dismissed with prejudice.
o This case dismissed without prejudice,
o Possession granted.
O Possession I!ranted il money judgment is not
satislled within thirty days.
o Possession not granted.
o Levy Is stayed lor _ days or 0 generally stayed.
o Objection to IeV'; has been filed and hearing will be held:
Date: Place:
(Date & Time)
Amount of Judgment
Judgment Costs
Interest on Judgment
Attorney Fees
TOTAL
TIme:
Date
, District Justice
My commission oxplres first Monday of January, 2000 .
SEAL
AOPC 315-93
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HARRIS SAVINGS BANK,
Plaintiff
I IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIEN
VS.
DAVY MITCHBLL,
Defendant
PRAECIPB
TO THE PROTHONOTARY I
Attached to this Praecipe are the following documents I
1. Revised Motion to Amend Voluntary Petition, certified as
having been filed on May 8, 1994, with the Clerk of the Bankruptcy
Court of the Middle District. On the fourth page of the Revised
Motion, the Defendant specifically moved the Court in his Revised
Chapter 13 Plan to avoid the lien of Harris Savings Bank pursuant
to Section 547(b) of the Bankruptcy Code. 11 U.S.C. S 547(b).
2. A Memorandum from the Clerk of the Bankruptcy Court
indicating that service of the Revised Plan had to be circulated to
all creditors along with a Notice allowing them ten days within
which to object.
3. A copy of the Notice sent to all creditors, including the
Plaintiff, mailed May 15, 1995.
4. An Affidavit of Service indicating that the Notice,
Revised Motion to Amend, and Revised (Amended) Plan were received
by the Plaintiff on or before May 15, 1995.
5. An Order of Court, dated August 4, 1995, confirming the
Defendant's Revised Plan.
Kindly mark the lien of Plaintiff Harris Savings Bank as
avoided by Order of August 4, 1995.
Date, ~
..ere tf "~(Ji'tted'
Matthew J. Eshelman, Esquire
210B Marke Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID' 72655 Tel. (717) 763-1800
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DOMESTIC RETURN RECEIPT
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HARRIS SAVINGS BANK,
Plaintiff
I IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIEN
vs.
DAVY MITCHBLL,
Defendant
AFFIDAVIT OF SBRVICB
TO THE PROTHONOTARY:
I, Matthew J. Eshelman, Esquire, verify that the Amended Plan
and Notice was served upon the Plaintiff indicated above by first
class, Certified Mail No. Z 359 462 329, postage prepaid, return
receipt requested, pursuant to the requirements of the Federal
Rules of Bankruptcy Procedure.
,
bmitted,
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Ii Date:
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Matth . shelman, Esquire
Law Office of Patrick F. Lauer, Jr.
2108 Market Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID' 72655 Tel. (711) 763-1800
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IN RE:
Voni
Davy
: UNITED STAT~S BANKR~~TCYJCOURT1
: MIDDLE DIS~ICT O[ PENNSYLVANI
: CHAPTER 13 M~ruurolA. Smith
: No. 1-94-01 87 'C,,;~.ollho tl'llIkrUPt"1 fA""t
(;"() A,.
Per \. ......1
Icf ,,_.._-,-
Lee Hitchell and
Lee Mitchell,
Debtors
tEVISRD MOTION TO AMEND VOLUNT
AND NOH, come the debtors, Voni Lee Mitchell and Davy Lee
Mitchell, through their attorneys, The Law Offices of Patrick F.
Lauer, Jr., and hereby give notice of their intent to amend their
voluntary petition in Chapter 13 Bankruptcy, pursuant to Federal
Rules of Bankruptcy Procedure 1009, as indicated in the attached,
Revised Schedules and Revised Chapter 13 Plan.
The submitted Plan has been amended to eliminate the tiered
structure originally proposed and thus to ensure that unsecured
creditors are treated equally.
Payments to the secured
creditors, Dunkelberger (home mortgage), General Motors (auto
loan), and Credit Consumer Discount Company (water softener) have
been included in the Amended Schedule J.
Payments to all of the
unsecured creditors are to be made pro rata under the Plan.
Additionally, Schedules I and J have been revised a second
time, per the request of the Trustee, to reflect the actual, net
expenditures of the Debtors for child care services.
"
,
Respectfully submitted,
t/I,yl./, 1.ll' ,~/--
Matthew Ji Eshelman, Esquire
Law Offices of Patrick F. Lauer, Jr.
2108 Harket Street, Aztec Building
Camp Hill, Pennsylvania 1701l-4706
ID# 72655 Tel. (717) 763-lBOO
-..
DATE:
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fORMllG1
10,00)
In,. MITCHELL, VONI & DAVY
Dulllo,
c... No,
1-94-01887
(II"""".)
SCHEDULE I - CURRENT INCOME OF INDIVIDUAL DEBTOR(S)
The column labeled 'Spouse' must be completed In all cases filed by joint debtors and by a married debtor In a chapter
12 or 13 case whether or nOl a joint pelition is filed, unless the spouses are separated and a Joint petition Is notllled.
o.blor, MOIII.I DEPENDENTS OF DEBTOR AND SPOUSE
Slotue:
NAMES AGE RELATIONSHIP
Married LEAll HICHELLE HITCIIELL 2 DAUGHTER
EMPLOYMENT:
Occupation
Name of Employer
How long employed
Address of Employer
DEBTOR
SPOUSE
ASST. CATERING COORDINATOR
DICKINSON COLLEGE
APPROXIMATELY 1 1/2
HOLLAND UNION BUILDING
CARLISLE, PA 17013
DEBTOR SPOUSE
$ 2080.00 $ 2041,60
$ 0.00 $ 0.00
S 2080.00 $ 2041. 60
S 550.00 $ 322,34
$ 0.00 $ 194.72
S 0.00 $ 0.00
S 0.00 $ 0.00
S 550.00 $ 517.06
S 1530.00 $ 1524.54
S 0.00 $ 0,00
LABORER
LOBAR, IIlC.
9 1/2 110UTIIS
OUE OLD HILL ROAD
DILLSBURG, PA 17019
Income: (Estimate of average monthly Income)
Current monthly gross wages, salary, and commissions
(pro rate if not paid monthly)
Estimated monthly overtime
SUBTOTAL
LESS PAYROLL DEDUCTIONS
a. Payroll taxes and social security
b. Insurance
c, Union dues
d, Other (Specify NONE NONE
SUBTOTAL OF PAYROLL DEDUCTIONS
TOTAL NET MONTHLVTAKE HOME PAY
Regular Income from operalion of business or profession or farm
(attach detailed statement)
Income from real propeny $ 0.00 $ 0.00
Interest and dividends S 0.00 $ 0.00
Alimony, maintenance or support payments payable to the debtor for the
debtors use or that of dependents lisled above, S 0.00 $ 0,00
Social security or other government assistance
(Specify) NONE NOUE $ 0.00 $ 0.00
Pension or relirementlncome $ 0.00 $ 0,00
Other monthly Income NONE NONE S 0.00 $ 0,00
(Specify) NONE NONE $ 0.00 $ 0,00
NONE NOllE S 0.00 S 0.00
TOTAL MONTHLY INCOME S 1530.00 $ 1524.54
TOTAL COMBINED MONTHLY INCOME S 3054.54 (Report also on Summary of Schedules)
Describe any Increase .or decrease of more than 10% In any of the above categories anticipated to occur within ths year
following the filing 01 Ih,s document:
lO 1991 weST PUnU51llUa COMI'AllY
FOAMIlllJ
I_I
In,.
MITCHELL, VONI & DAVY
c... No.
1-94-01887 "
(W'"'-l
Dublof
SCHEDUL.E J - CURRENT EXPENDITURES OF INDIVIDUAL. DEBTORS
Complete this schedule by estimating the average mOnlhly expenses of the debtor and the debto~s family, Pro rate
any payments made bl.waekly, quarterly, seml,annually, or annually to show mOnlhly rate,
o Check this box It a loinl pelltlon Is flied and debtors spouse malnlalns a separate household, Complets a separate
schedule of expenditures labeled 'Spouse,'
Rent or home mortgage payment (include lot rented for mobile home) $
Are real estate taxes Included? Yes No t/
Is property Insurance Included? Yes No t/
Utilities Electricity and heating fuel $
Water and sewer $
Tslephone $
Other TRASH COLLECTIOn $
Home Maintenance (Repairs and upkeep) $
Food $
Clothing $
Laundry and dry cleaning $
Medical and dental expenses $
Transportation (not Including car paymenls) $
Recreation, clubs and entertainmenl, newspapers, magazines, etc, $
Charitable contributions $
Insurance (not deducted from wages or Included In home mortgage paymenls)
Homeowners or renters $
~ $
~~h $
Auto $
Other None $
Taxes (not deducted from wages or included In home mOrigage payments)
(Specify) REAL ESTATE TAXES S
Installment payments (In chapter 12 and 13 cases, do not list payments to be Included In the plan)
Auto $
Other CURTIS MATHIS TELEVISION PAYMENT $
Olher CONSUt1ER CREDI'r DISCOUNT COHPANY $
Alimony, malnlenance and support paid to others S
Paymenls for support of additional dependenlS not living at your home $
Regular expenses from operation 01 business, profession, or farm (attached delalled stalemenl) $
Other DAYCARE $
539.00
132.00
0.00
40.00
30.00
100.00
350.00
75.00
, 0.00
75.00
200.00
0.00
0.00
12.67
0.00
0.00
85.00
0.00
73.00
389.00
39.00
13.88
0.00
0.00
0.00
360.00
TOTAL MONTHLY EXPENSES (Report also on Summary of Schedules)
$
2513.55
(FOR CHAPTER 12AND 13 DEBTORS ONLY) "
Provide ths Information requested below, Including whether plan paymenls are to be made bl-weekly, monthly, annually,
or at some other regular inlerval, ,
A, Total projected mOnlhly income $ 3054.54
B, Total projected mOnlhly expenses $ 2513 .55
C, Excess Income (A minus B) $ 540.99
D. Total amount to be paid Inlo plan each HOIITIIL Y $ 405 .80
(interval)
P 1D01 WEST PUBLISHING COMPA''''''
,1
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IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
UNITED STATES BANKRUPTCY COURT
: MIDDLE DISTRICT OF PENNSYLVANIA
CHAPTER 13
No. l-94-01887
REVISED CHAPTBR 13 PLAN
LENGTH OF PLAN: 36 Monthly Payments
The date of filing of the first
Chapter 13 Plan was November 14, 1994,)
PLAN PAYMENTS:
Debtors to pay $405.BO per month.
The Trustee shall deduct the Trustee's
percentage fee from each payment.
COMMENCEMENT DATE: May 1, 1995.
PRIORITY CLAIMS: (To be paid in full without interest)
Amount Payment
Attorney fees: $150.00 $150.00
SECURED CLAUIS:
Claimant Total of Type of Value of Monthly
Secured Claim Collateral Collateral Payments
General $19,934.39 1993 Chevy $16,000.00 $3B9.00
Motors Truck
Credit $500.00 Water Softener $500.00 $13.BB
Consumer
Discount
Company
HOME MORTGAGES:
Claimant
Descriotion
James & Virginia
Dunkelberger
Installment Sales Agreement
(Regular Post-Petition payments
directly to the Creditor)
PROPERTY TO BE SURRENDERED: None
('
"~. ' .
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d
'i
SPECIAL UNSECURED CI.ASSES: None
LIEN AVOIDANCES: Debtors request that the lien held by Harris
Savings Bank be avoided pursuant to Section 547 (b) of the
Bankruptcy Code and therefore be treated as a general unsecured
claim.
UNSECURED CI.AIMS: All claims not specifically provided for above
and those relegated to unsecured status above shall be paid as
general unsecured claims on a pro rata basis until such time as
the claim is paid in full (in which case the pro rata payment.to
the remaining unsecured creditors would proportionately increase)
or until the period of the plan has expired, whichever comes
first.
Creditor
Unsecured Claim
Avon
Carlisle Radiology
Dennis Burkett, D.D.S.
Fingerhut
Frank Bryan, M.D.
$246.52
$ 23.00
$189.46
$ 59.84
$410.00
$615.00
$351. 86
$ 61. 00
$1,196.17
$3,452.00
$10,700.00
$14,156.93
d!
I,
"
Montgomery Wards
P.S.E.C.U.
R & A Bender
Citibank
'i\
Harris Savings
American General
Commercial Credit
OTHER PROVISIONS:
(1) All property of the estate under 11 U.S.C.A. S 1306
shall be and remain property of the estate and all stays shall
remain in force and effect until conclusion of the case or other
Order of the Court.
I'
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(2) All claims will be treated as sot forth above unless a
creditor objects prior to the confirmation hearing and files a
olaim within ninety (90) days after the first date set for the
meeting of creditors called pursuant to 11 U.S.C.A. S341(a).
(3) Creditors who fail to file a olaim within the time
stated in (2) above may not receive any distributions under this
Plan.
(4) Tho provisions of Contraots with secured creditors are
incorporated in this plan except as modified by this Plan and the
Order confirming this Plan.
Date:
Respectfully,submitted,
'I; 'lj': i ),'
, 1.., ._;' 11,
: i,/ I I :'----' "___,
" " \ 'I
Matthew J. Eshelman, Esquire
Law Offices of Patrick F. Lauer, Jr.'
210B Market Street, Aztec Building
Camp Hill, Pennsylvania l7011-4706
ID# 72655 Tel. (717) 763-1BOO
"
I
"i'.'1
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,
I
IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
.
j.
I UNITED STATES BANKRUPTCY COURT
: MIDDLE DISTRICT OF PENNSYLVANIA
:
: CHAPTER 13
I No. 1-94-018B7
The Debtors represent that they have read this Amended
Chapter 13 Plan, that they have presented the Plan in good faith,
and that they have the ability to carry out the Plan in
accordance with its terms.
, ~'
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(b,j/-""<r~'/ 0 ,.I'7h.
DavY',Lee Mitchell
Date: ~I ~lq (
/h,(: //~~ 1}1d~~J
voni Lee Mitchell
".!!
'-
,
,
IN RE:
Voni Lee Mitchell and
Davy Leo Mitchell,
Debtors
: UNITED STATES BANKRUPTCY COURT
: MIDDLE DISTRICT OF PENNSYLVANIA
.
.
: CHAPTER 13
No. l-94-01B87
VERIFICAT!ON
We, Voni Lee Mitchell (175-48-2830) and Davy Lee Mitchell
(179-52-7641), of 520 North Middleton Road, Carlisle,
Pennsylvania l7013, state that we are the Debtors in the above-
captioned case and that the facts set forth in the above Revised
Motion are true and correct to the best of our knowledge,
information, and belief. We realize that false statements herein
are subject to th~ penalties for unsworn falsification to
authorities.
i
/ ;)<,
Voni Lee Mitchell
I In/I
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DATE:
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Davy Lee Mitchell
. -.... -.
IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
: UNITED STATES BANKRUPTCY COURT
: MIDDLE DISTRICT OF PENNSYLVANIA
.
.
: CHAPTER 13
No. l-94-0lBB7
CERTIFICATB OF SERVICE
I hereby certify that I am this day serving a copy of the
foregoing REVISED MOTION TO AMEND VOLUNTARY PETITION upon the
persons on the attached list in the manner indicated below, which
service satisfies the requirements of the Federal Rules of
Bankruptcy Procedure, by depositing a copy of the same in the
United States Mail, Camp Hill, Pennsylvania, through first olass
mail, prepaid and addressed as follows:
Please see additional pages attached hereto.
Date:
"
Re~pe~~frl17 s~bmitted,
i ,II / ); .' '_'_
. ~ L t L \ I. ~'-:
Matthew J. Eshelman, Esquire
Law Offices/of Patrick F. Lauer, Jr.
210B Marke~ Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID# 72655 Tel. (717) 763-1BOO
MATTHEW J. ESHELMAN, ESQ
LAW OFFICES OF
PATRICK F. LAUER, JR.
2108 MARKET STREET
CAMP HILL, PA 1701l
DAVY LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE, PA 17013
VONI LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE, PA l7013
CHARLES DEHART, III, ESQ
363l NORTH FRONT STREET
HARRISBURG, PA l71l0
MARY FRANCE, TRUSTEE
U.S"TRUSTEE'S OFFICE
225~ STREET
HARRISBURG, PA 17101
AMERICAN GENERAL
FINANCE
PO BOX 417
CARLISLE, PA l7013
AMERICAN GENERAL FINANCE
6 SOUTH HANOVER STREET
CARLISLE, PA 17013
AVON
J.D.R., 500 NORTH
FRANKLIN TURNPIKE
PO BOX 585
RAMSEY, NJ 077446-0585
CARLISLE RADIOLOGY ASSOC
47 BROOKWOOD AVENUE
CARLISLE, PA 17013
CITIBANK CREDIT
ACADEMY COLLECTION
SERVICE
7358 CASTOR AVENUE
COMMERICAL CREDIT
PO BOX l3
CAMP HILL, PA 17001
COMMERICAL CREDIT PLAN
CONSUMER DISCOUNT CO.
3300 HARTZ DALE DRIVE
SUITE #111
CAMP HILL, PA 17011
DENNIS BURKETT, D.D.S.
BROOKI~OOD MANOR
13 BROOKWOOD AVENUE
CARLISLE, PA l7013
FINGERHUT
PO BOX 900
ST. CLOUD, MN 56395
FRANK BRYAN, M.D.
850 WALNUT BOTTOM ROAD
CARLISLE, PA 17013
GENERAL MOTORS
CREDIT PLAN
PO BOX 245l
HARRISBURG, PA
HARRIS SAVINGS BANK
2ND & PINE STREETS
HARRISBURG, PA l7101
JAMES & VIRGINIA
DUNKLEBERGER
C/O MRS. ARTHUR HORN
237 MEALS DRIVE
CARLISLE, PA l7013
MONTGOMERY WARDS
PO BOX 29116
SHAWNEE MISN, KS 6620l
PA. STATE EMPLOYEES
CREDIT UNION
1'0 BOX !l000
HARRISBURG, PA 17108-9000
,. . II , ~
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R & A BENDER, INC.
PO BOX 399 ~
SCOTLAND, PA 17254
..
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UNITED STATES GOVERNMENT
memorandum
DATEI
May 11, 1995
CLERK, u. S. 1lI\NKRlJPl'CY COURl'
REPL.V TO
ATTN 0'1
aU.JECT,
AMJ;MlED CIAPTER 13 PLANS 1\ND SCIIEDULES
TO,
Patrick F. Lauer, Jr., Esquire
IN RE: Voni Lee MitchelL & Davy Lee Mitchell
CASE NO.: 1-94-01887
OOl'ICE: !>NY!\MENX>lENTS WHIaI ARE FILID AFl'ER 'ltlE INITIAL PLAN SHALL BE CIOCUIATED
TO 'mE CREDITORS BY 'mE DEB'lOR 'llIOOtXiH HIS OR HER CXlUNSEL.
YOO REX:ENTLY FILED SUO! AN J\loIE1IDED PLAN IN 'ltlE ProlE CAPTIONED CASE. PLEASE SEE
THAT IT IS CIRCULATED TO 'lllE CREDITORS LISTED ON THE MATRIX 1\ND THAT A ProoF OF
SERVICE IS FILED wrrn 'ltlE COORl'.
OPPORl'UNI'lY FOR O~IOO: E1a.OSE WITH YOUR AMmI:MENl' TO THE CREDITOR, A NOl'ICE
OF HIS OPPORl'UNITY TO OBJEX:T WITHIN Tm (10) DAYS OF NOl'ICE OF 'lllE ~,
l\CXXlRDING TO 'lllE E1a.OSED FORM.
THANK YOU, YOUR
COOPERATIOO IS APPREX:IATED
E1lC. Matrix
Notice of J\mendrrent
Proof of Service (See Reverse Side of Notice)
OflTIONAL ,.aRM NO. 10
IREV.I-IOJ
as" ,...MR (., C"R) 101.11.'
1010.114
..- .....-.....
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TIffi UNITED STA1T:S BANKRUPTCY a:xJRT
::,:':FOJlTIffi MIDDLn DJ:STRIcr OF PENNSYLVANIA
IN Rr:
VONI LEE KITCHELL
DAVY LEE KITCHELL
No. 1.94~01887
Debtor
t.UrICE TO rnEDITORS OF AMENIl1ENT TO
OIAPTER 13 PLAN AND OPPOJmJNI'Ii'
TO OBJEcr: PROOF OF SERVICE
"
"0' .
,\'0";0
TO: ALL rnEDITORSOF TIlE CAPTIONED DEBTOR(S)
.,' .
P~~E TAKE ~ICn that thc'above captioned debtor has filed an amended Chapter 13
Plan, a copy of I~hich is attached hereto. If you, the creditor, have previously
filed an objection, you arc to notify the debtor(s)' attorney listed below that the
objection is cured, so that he may draft an Order Confirming the Plan and submit
same for rour sij:ned approval and forwarding to the Court for entI}'.
If you, the creditor, have an objection to the Plan which is not cured by the
amendment, file I~i th the Court a one page Request for a Hearing on Objection within
ten da}'s of this Noticc. If you have an objection to the amendment not previously
filed, you ha\'c ten cl.1ys to f.'ile it with the request for a hearing. If you fail to
so act within thc ten day 1;lcriod, debtor is pemitted to prescnt an Order Conf;nning
the Plan to thc Court for entry without your signed approval.
",
Dated:
:'
CLERK, U.S, B:\NKRlIPTCY COURT
~
f'
....;r~",...;"
.
. 'PROOF OF SERVrm
NOI~ CO~IES ~~W J. ESHELMAN, ESQUIRE, Attorney for Debtor and
ccrtifies th:lt (s)hc did servc a copy of thc amcndmcnt to the Plan and of this
Noticc upon all of thc creditors listcd on the matrix filed with the Court in this
AMENDMENT ON 4/23/95 '
matter and Mailed s:unc on NOTICE ON 5/15/95 198 by depositing
same in the rer,ul.1r mail deposito,ry :Iddressed to, the addrcsses listed together with
.the required U.S. ~hil postage prepaid.
tw!E:
Slgn:l ture typ nrune un er
MATTHEW J. ESHELMAN, ESQUIRE
72655 ' .
--
Proof of SerVice to be filed with the U.S. Bankruptcy Court, P.O. Box 908, Harrisburg,'PA
17108-0908.
"
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11m UNI1T:D STA1T:S 8ANI(RUI'TCY COURT
::.:" r-OR 11m MIDDLI1 nUiTRIcr OF pr:NNSYLVANIA
IN RIl
.
.
VONI LEE MITCHELL
DAVY LEE MITCHELL
No. 1-94-01887
.
.
.
.
Debtor
.
.
OOTICE TO CRF.DITOns OF AMENJ}!ENT TO
aL\PTER 13 PLAN AND OPPOR11lNITY
TO oaIEcr: PROOF OF SERVICE
TO: ALL au:DITOns OF 111E CAPTIONED DEBTOR(S)
P~tsF. TAKE ~TICE thnt thc'above captioned debtor has filed an amended Chapter 13
Plnn, a copy of which is nttached hereto. If you, the creditor, have previously
filed an objection, you nre to notifY the debtor(s), attorney listed below that the
objcction is cured, so thnt he may draft an Order Confirming the Plan and submit
same for your sil(ned npprova1 and forwarding to the Court for entry.
If YOll, the creditor, have an objection to the Plan which is not cured by the
amcmclment, file I~ith thc Court a one page Request for a Henring on Objection within
ten da}'s of this Noticc. If you have an objcction to thc amcndment not previously
filed, you hnvc tcn d,ys to fi1c it li.ith the request for a hcnring. If you fail to
so nct \~ithin thc tcn day !Icriod, debtor is pemitted to prcscnt an Order Conf;nning
the Plnn to the COurt for cntry without your signed npprovn1.
Datcd:
:
CLERK, U.S. 8A'IKntlPTCY COURT
/'
"........~~"'~,.
United State~~I.\Yfj::olft.t
For the IoUddtO'Dlsh'4\lt(L~PeDDllJJv
~ ""'10) ~1'(\-"--"\
In Re: DAVY LEE MITCHELL r. ~ \ \\', :. \ "
VONI LEE MITCHELL II ~ ,... ~ ~ 1\\99t) \
-'
........"..,... "
...r . ~ r ','" I , ,
Debtor ."",:.., ,>,,\. r\"'~
ORDER C NFIR~G.~P,PLAN':
The debtor's plan filed on October b1,u;~~:n~~:rlate, as modified by a modification
filed on or about May 8, 1995,] having beirirtransmltted to his creditors; and [If appropriate] the
deposit required by the plan In the sum of $ N/A having been made;
and
If having been determined after notice and a hearing that:
(1) the plan complies with the provisions of this chapter and with other
applicable provisions of this title;
any fee, charge, or amount required under 28 U .S.C. chspter 123 or by the
plan, to be paid before confirmation, has been paid;
the plan has been proposed in good faith and not by any means forbidden by
law;
(4) the value, as of the effective date of the plan, of property to be distributed
under the plan on account of each allowed unsecured claim is not less than
the smount that would be paid on such claim If the estate of the debtor were
liquidated under 11 U. S. C. chapter 7 on such date;
(5) with respect to each allowed secured claim provided for by the plan --
(A) the holder of such claim has accepted the plan;
(B)(I) the value, as of the effective date of the plan, of property to be
distributed under the plan on account of such claim is not less than
the allowed amount of such claim; or
the debtor surrenders the property securing such claim to such holder;
and
the debtor will be able to make all payments under the plan and to comply
with the plan:
(2)
(3)
(C)
(6)
It is ordered that:
1. The debtor's plan [If appropriate, as modified] be and It hereby is confirmed.
2. On November 31, 1995, and each month thereaftel' until further order, the debtor shall
pay to the trustee, Charles J. DeHart, III, Trustee
P.O. Box 410, Hummelstown, PA 17036
the sum of $ 405.80 for a period of 36 months.
Dated: AUG 4 1(1(6
BY THE COURT
isl nuhort J: '!I/OOt_'
Bankruptcy Judge
AUG II 4 1995
,.
HARRIS SAVINGS BANK,
Plaintiff
. IN THB COURT OF COMMON PLEAS OF
. CUMBERLAND COUNTY, PBNNSYLVANIA
.
. Docket No 1994-04344 Civil Term
I
. CIVIL ACTION - AT LAW
. AVOIDANCE OF JUDGMENT LIEN
vs.
DAVY MITCHELL,
Defendant
PRAECIPB
TO THE PROTHONOTARY.
Attached to this Praecipe are the following documents.
1. Revised Motion to Amend Voluntary Petition, certified as
having been filed on May B, 1994, with the Clerk of the Bankruptcy
Court of the Middle District. On the fourth page of the Revised
Motion, the Defendant specifically moved the Court in his Revised
Chapter 13 Plan to avoid the lien of Harris Savings Bank pursuant
to Section 547(b) of the Bankruptcy Code. 11 U.S.C. S 547(b).
2. A Memorandum from the Clerk of the Bankruptcy Court
indicating that service of the Revised Plan had to be circulated to
all creditors along with a Notice allowing them ten days within
which to object.
3. A copy of the Notice sent to all creditors, including the
Plaintiff, mailed May 15, 1995.
4. An Affidavit of Service indicating that the Notice,
Revised Motion to Amend, and Revised (Amended) Plan were received
by the Plaintiff on or before May 15, 1995.
5. An Order of Court, dated August 4, 1995, confirming the
Defendant's Revised Plan.
Kindly mark the lien of Plaintiff Harris Savings Bank as
avoided by Order of August 4, 1995.
Respe tf 11y ubmitted,
a
J>ate.-*h
Matthew J.
2l0B Marke
Camp Hill,
ID' 72655
Eshelman, Esquire
Street, Aztec Building
Pennsylvania 17011-4706
Tel. (717) 763-1BOO
_.~~,;
HARRIS SAVINGS BANK,
Plaintiff
vs.
I IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIEN
DAVY MITCHELL,
Defendant
AFPIDAVIT OP SERVICB
TO THE PROTHONOTARY:
I, Matthew J. Eshelman, Esquire, verify that the Amended Plan
and Notice was served upon the Plaintiff indicated above by first
class, Certified Mail No. Z 359 462 329, postage prepaid, return
receipt requested, pursuant to the requirements of the Federal
Rules of Bankruptcy Procedure.
S~..lo.tlYtlyf..
R..111C1", 0e1rwt'fy f..
R.....'nRK.OCllSha"''"G
Ie Whom I OIl' OelIYeI'M
RII"'" R'Cllpl ShOwong 10 Whom.
0411', .Nl...ddf......sACSdr..'
TorAl Poll';'
IfM'
POllrN,1l Of 0.11
. '/S
bmitted,
shelman, Esquire
of Patrick F. Lauer, Jr.
210B Market Street, Aztec Building
Camp Hill, Pennsylvania 170ll-4706
ID' 72655 Tel. (7l7) 763-1BOO
.t, ,'-~'''' \, lr".l
.
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.
.
I MIDDLB DIS
I
Lee Mitchell and
Lee Mitchell,
Debtors
REVISED MOTION TO AMEND VOLUNT
':
,
AND NOW, come the debtors, Voni Lee Mitchell and Davy Lee
Mitchell, through their attorneys, The Law Offices of Patrick F.
Lauer, Jr., and hereby give notice of their intent to amend their
voluntary petition in Chapter 13 Bankruptcy, pursuant to Federal
'I
Rules of Bankruptcy procedure 1009, as indicated in the attached,
r
Revised Schedules and Revised Chapter 13 Plan.
"
The submitted Plan has been amended to eliminate the tier~d
.~
structure originally proposed and thus to ensure that unsecured
creditors are treated equally.
Payments to the secui~d
cr~ditors, Dunkelberger (home mortgage), General Motors (auto
loan), and Credit Consumer Discount Company (water soften,er) have
been included in the Amended Schedule J. Payments to all of the
'. .,
unsecured creditors are to be made pro rata under the Plan.
Additionally, Schedules I and J have been revised a second
time, per the request of the Trustee, to reflect the actual, net
expenditures of the Debtors for child care services.
DATE:
1/ ,~
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ReSpeCtfUlly/submitted,
Ull(~~( 1,\~,~,
Matthew Jr Eshelman, Esquire ::
Law Offices of Patrick F. Lauer, Jr.
210B Market Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID# 72655 Tel. (717) 763-1BOO
.;
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=11I1 MITCHELL, VONI , DAVY CoM No. 1-94-01887 '.li,;~
SCHED:b~E I - CURRENT INCOME OF INDIVIDUAL DEBTOR(:)kI>>M1l.~. .:tn
.' .1'1 ~
The column labeled 'Spouse' must be completed In all cases lIIed by joInt debtors and by a married debtor In a chapter
12 or 13 case whether or not a Joint petition Is lIIed, unless the spouses are separated and a Joint pelltlon Is not flied. :
Olblof. Morilll DEPENDENTS OF DEBTOR AND SPOUSE
Slltu.:
NAMES AGE RELATIONSHIP
Marriad LEAH MICHELLE MITCHELL 2 DAUGHTER
EMPLOYMENT:
Occupstlon
Name of Employer
How long employed
Address or Employer
DEBTOR
SPOUSE
ASST. CATERING COORDINATOR
DICKINSON COLLEGE
APPROXIMATELY 1 1/2
HOLLAND UNION BUILDING
CARLISLE, PA 17013
$
$
$
DEBTOR
2080.00 $
0.00 $
2080.00 $
550.00 $
0.00 $
0.00 $
0.00 $
550.00 $
1530.00 $
0.00 $
0.00 $
0.00 $
0.00 $
SPOUSE
;
2041. 60
0.00
2041.60
322.34
194.72
0.00
0.00
517.06
1524.54
0.00
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0.00
0.00
Alimony, maintenance or support payments payable to the debtor for the I
debtor's use or that of dependents listed above. $ 0.00
.
Social security or other government assistance I
(Specify) NONE NONE $ 0 . 00 $ 0.00
Pension or retlremenllncome $ 0 . 00 $ . 0.00
Other monthly Income NONE NONE $ 0.00 $ '" . 0.00 ;
(Specify) NONE NONE $ 0.00 $ 'f "0.00 I.
NONE NONE $ 0.00 $ ,i.....0.00
TOTAL MONTHLY INCOME I $ 1530.00 $ 1524.54
TOTAL COMBINED MONTHLY INCOME S 3054.54 (Roport also on Summary of Schadules) .~i
Describe any Il,1creaso or decrease or more than 10% In any or the above catagorles anticipated to occur wllhln the year
following the filing or this document:
LABORER
LOBAR, INC.
9 1/2 MONTHS
ONE OLD MILL ROAD
DILLSBURG, PA 17019
Income: (Estimate of average monthly Income)
Current monthly gross wages, salary, and commIssions
(pro rate if not paId monthly)
Estimated monthly overtime
SUBTOTAL
LESS PAYROLL DEDUCTIONS
a Payroll taxes and social security
b. Insurance
c. Union dues
d. Other (Specify NONE NONE )
SUBTOTAL OF PAYROLL DEDUCTIONS
TOTAL NET MONTHLY TAKE HOME PAY
Regular Income from operation of business or profession or farm
(anach detailed statement)
Income from real property
Interest and dividends
C .091 WEST PUBLlStllNO COMPANY
$
$
$
$
$
$
$
$
$
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In.. MITCHELL, VONI & DAVY . ClllNo. 1-94-01887:~ I I
Ooblot '. ' (If kI>>M1l ~,..
SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUALIDEBTORS;:'~~r~~'
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Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Prorate ;,
any payments made bl-weekly, quarterly, semi-annually. or annually to show monthly rate. I ' !: '
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o Check this box" a Joint petition Is filed and debtor's spouse maintains a separate household. Complete a separate
schedule of expenditures labeled 'Spouse.'
Rent or home mortgage payment (Include lot rented for mobile home)
ArB real estate taxes Included? Yes No ""
Is property Insurance Included? Yes No ""
UtllUles Electricity and heating fuel
Water and sewer
Telephone
Other TRASH COLLECTION
Home Maintenance (Repairs and upkeep)
Food
Clothing
Laundry and dry cleaning
Medical and dental expenses
Transportation (not Including car payments)
Recreation, clubs and entertainment, newspapers, magazines, etc.
Charitable contributions
Insurance (not deducted from wages or Included In home mortgage payments)
Homeowners or renters
Ufe
Health
Auto
Other None
Taxes (not deducted from wages or Included In home mortgage payments)
(Speclly) REAL ESTATE TAXES $
Installment payments (In chapter 12 and 13 cases, do not list payments to be Included In the plan)
Auto $
Other CURTIS MATHIS TELEVISION PAYMENT $
Other CONSUMER CREDIT DISCOUNT COMPANY $
Alimony, maintenance and support paid to others $
Payments for support of additional dependents not living at your home $
Regular expenses from operation of business, profession, or farm (anached detailed statement) $
Other DAYCARE $
1$
$
539.00
$
$
$
$
$
$
$
$
$
$
$
$
132.00
0.00
40.00
30.00
100.00
350.00
75.00
t. 0.00
75.00
200.00
0.00
0.00
$
$
$
$
$
12.67
0.00
0.00
85.00
0.00
73.00
389.00
39.00
13.88
0.00
0.00
0.00
360.00
2513':55 -I;
(FOR CHAPTER 12 AND 13 DEBTORS ONLY) :~; ! ~! ,: 'j
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Prov de the Inrormatlon requested below, Including whether plan payments are to be made bl.weekly, monthly, annllally,
or at some other regular Interval. ..'~ ," f ;:.
A. Total projected mOnlhly Income $ 3054;54 ';:
B. Total projected monthly expenses $ 2513.55
C. Excess Income (A minus B) $ 540.99
D. Total amounllO be paid Into plan each MONTHLY $ 405.80
Onterval)
TOTAL MONTHLY EXPENSES (Report also on Summary 01 Schedules)
C """ WEST PUBLlStt'NO COMPANY
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I MIDDLE DISTRICT OF PENNSYLVANIA
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IN RBI
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
CHAPTER 13
: No. 1-94-01887
LENGTH OF PLAN:
REVISED CHAPTBR 13 PLAN
36 Monthly Payments
The date of filing of the firat
Chapter 13 Plan wae November 14,
PLAN PAYMENTS:
Debtors to pay $405.BO per month.
The Trustee shall deduct the Truatee'a
percentage fee from each payment.
COMMENCEMENT DATE:
May 1, 1995.
PRIORITY CLAIMS: (To be paid in full without interest)
Amount
$150.00
Payment
$150.00
Attorney fees:
SECURED CLAIMS:
Claimant
Total of
Secured Claim
Type of
Collateral
Value of
Collateral
General $19,934.39
Motors
1993 Chevy $16,000.00
Truck
Credit $500.00
Consumer
Discount
Company
Water Softener $500.00
HOME MORTGAGES:
Claimant
Description
James & Virginia
Dunkelberger
Installment Sales Agreement
(Regular Post-Petition payments
directly to the Creditor)
PROPERTY TO BE SURRENDERED: None
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SPECIAL UNSECURED CLASSES: None
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LIEN AVOIDANCES: Debtors requeet that the lien held by Harris
Savings Bank be avoided pursuant to Section 547 (b) of the
Bankruptcy Code and therefore be treated as a general unsecured
claim.
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UNSECURED CLAIMS: All claims not specifically provided for above
and those relegated to unsecured status above shall be paid;as
general unsecured claims on a pro rata basis until such time,~s
the claim is paid in full (in which case the pro rata paymenttto
the remaining unsecured creditors would proportionately increase)
or until the period of the plan has expired, whichever cornea
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Creditor
Unsecured Claim
Avon
$246.52
Carlisle Radiology
$ 23.00
Dennis Burkett,
D.D.S.
$189.46
Fingerhut
$ 59.84
Frank Bryan, M.D.
$410.00
Montgomery Wards
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$615.00
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(1) All property of the estate under 11 U.S.C.A. S 1306
shall be and remain property of the estate and all stays sha~l
remain in force and effect until conclusion of the case or other
Order of the Court. '
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P.S.E.C.U.
$351. 86
R & A Bender
$ 61. 00
Citibank
$1,196.17
Harris Savings
$3,452.00
American General
$10,700.00
Commercial Credit
$14,156.93
OTHER PROVISIONS:
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(2) All claims will be treated ae Bet forth above~unleB~ ~
creditor objecte prior to the confirmation hearing and filesla
claim within ninety (90) days after the first date set"for the
mseting of creditors called pursuant to 11 U.S.C.A. S 341(al.~
(3) Creditors who fail to file a claim within the time
etated in (2) above may not receive any distributiona under this
Plan. '
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(4) The provisions of Contracte with secured creditors are
incorporated in this plan except as modified by this Plan and the
Order confirming this Plan. "
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Matthew'J. ,Eshelman, Esquire I
Law Officee of Patrick F. Lauer, Jr.!
210B Market street, Aztec Building ,I
Camp Hill, Pennsylvania 17011-4706, "i
10# 72655 Tel. (717) 763-1800 ~ 1
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IN REI
Voni
Davy
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I UNITBD STATES BANKRUPTCY CO~~
I MIDDLE DISTRICT OF PENNSYLV~~A
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I CHAPTBR 13 ':!
I No. 1-94-01887
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Lee Mitchell and
Lee Mitchell,
Debtors
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The Debtors represent that they have read this Amended
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Chapter 13 Plan, that they have presented the Plan in good fait~,
and that they have the ability to carry out the
accordance with ita terms.
Plan fn
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Voni Lee Mitchell ' '.!,
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IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
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: UNITED STATES BANKRUPTCY COURT
: MIDDLE DISTRICT OF PBNNSYLVAN~A
:
~!I
: CHAPTER 13
: No. 1-94-01887
','
VERIFICATION
We, Voni Lee Mitchell (175-48-2830) and Davy Lee Mitchell
(179-52-7641), of 520 North Middleton Road,
Carlisle,
Pennsylvania 17013, state that we are the Debtors in the above-
, ']
captioned case and that the facts set forth in the above Revie~d
Motion are true and correct to the best of our knowled9'~,
,
information, and belief. We realize that false etatements herein
,
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are subject to the penalties for unsworn
authorities.
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falsification to
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Voni Lee Mitchell
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Davy Lee Mitchell
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IN REI
Voni
Davy
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I UNITED STATES BANKRUPTCY CO~T
: MIDDLE DISTRICT DF PENNSYLV";'~':;1" A
: CHAPTER 13 , (
I No. 1-94-01887 ,
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Lee Mitchell and
Lee Mitchell,
Debtors
CERTIFICATB OF SBRVICE
I hereby certify that I am this day serving a copy of the
foregoing REVISED MOTION TO AMEND VOLUNTARY PETITION upon the
persons on the attached liet in the manner indicated below, which
"
service satisfies the requirements of the Federal Rules of
Bankruptcy Procedure, by depositing a copy of the same in the
United States Mail, Camp Hill, Pennsylvania, through first class
mail, prepaid and addressed as follows I
Please see additional pages attached hereto.
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Matthew J '{Shelman, Esquire, 'i
Law Offices of Patrick F. Lauer, Jr,.:
2108 Marke Street, Aztec Building ,;
Camp Hill, ,Pennsylvania 17011-4706'
10# 72655 1 Tel. (717) 763-1BOO
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MATTHEW J. ESHELMAN, ESg
LAW OFFICES OF
PATRICK p, LAUER, JR.
2108 MARKET STREET
CAMP HILL, PA 17011
DAVY LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE, PA 17013
VONI LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE,PA 17013
CHARLES DEHART, III, ESg
3631 NOR~H FRONT STREET
HARRISBURG, PA 17110
MARY FRANCE, TRUSTEE
U.S. TRUSTEE'S OFFICE
225 ~ STREET
HARRISBURG, PA 17101
AMERICAN GENERAL
FINANCE
PO BOX 417
CARLISLE, PA 17013
AMERICAN GENERAL FINANCE
6 SOUTH HANOVER STREET
CARLISLE, PA 17013
AVON
J.D.R~, 500 NORTH
FRANKLIN TURNPIKE
PO BOX 585
RAMSEY, NJ 077446-0585
CARLISLE RADIOLOGY ASSOC
47 BROOKWOOD AVENUE
CARLISLE, PA 17013
CITIBANK CREDIT
ACADEMY COLLECTION
SERVICE
7358 CASTOR AVENUE
CDHMERICAL CREDIT
PO BOX 13
CAMP HILL, PA 17001
COHMERICAL CREDIT PLAN
CONSUMER DISCOUNT CO.
3300 HARTZDALE DRIVE
SUITE 11111
CAMP HILL, PA 17011
DENNIS BURKETT, D.D.S.
BROOKWOOD MANOR
13 BROOKWOOD AVENUE
CARLISLE, PA 17013
FINGERHUT
PO BOX 900
ST. CLOUD, HN 56395
FRANK BRYAN, M.D.
850 WALNUT BOTTOM ROAD
CARLISLE, PA 17013
GENERAL MOTORS
CREDIT PLAN
PO BOX 2451
HARRISBURG, PA
HARRIS SAVINGS HANK
2ND & PINE STREETS
HARRISBURG, PA 17101
JAMES & VIRGINIA
DUNKLEBERGER
C/O MRS. ARTHUR HORN
237 MEALS DRIVE
CARLISLE, PA 17013
MONTGOMERY WARDS
PO BOX 29116
SHAWNEE MISN, KS 66201
PA. STATE EMPLOYEES
CREDIT UNION
PO BOX 9000
HARRISBURG, PA 17108-9000
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R & A BENDER; INC.
PO' BOX 399 i: "/t!f
SCOTLAND, PA: 1725
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UNITED STATES GOVERNMENT
memorandum
OATS. May 11, 1995 .. .
":;~~~I CLERK, U.S. BANJ<Rt.JPIa COURl'
aU..,ICT,
JlMEmED 0iAPTER 13 PLANS J\NI) ~
TOJ
Patrick F. Lauer, Jr., Eaquire
IN RE: Voni Lee MitchelL & Davy Lee Mitchell
CASE NO.: 1-94-01887
NOl'ICE: m'/. J\MEM'MENl'S WHICH ARE FILm AFl'ER '!HE INITIAL PLAN SHALL BE C:m::uIATED
TO '!HE CREOrroRS BY THE DEBTOR'llIRXGI HIS OR HER OXlNSEL.
YOO REX:ENrLY Fnm SUCH J\N J\MmOED PLAN IN 'mE PlEOJE CAPTIOOED CASE. PLEASE SEE
'mAT IT IS CIRCUIATED TO '!lIE CREDITORS LISTED 00 THE MATRIX J\NI) THAT A PIroF OF
SERVICE IS FILED WI'IlI 'mE COORl'.
OPPORlUlI'lY FOR OI3oJECl'Ioo: mcLOSE wrm YOOR l\MENMENl' TO THE CREDITOR, A OOl'ICE
OF HIS OPPORlUNITY TO 0B0JJ:Pl' Wl'IHIN ':l'm (10) DAYS OF NOl'ICE OF THE J\MENt'toIENT, _ .,
JICCORDIOO TO 'mE El'lCIDSED FORot. --
TIIJ\NK YOU, YOOR
CXXlPERATIoo IS APPREX:IA'1'ED
ENe. Matrix
Notice of 1Imendirent
Proof of Service (See Reverse Side of Notice)
OnIONAL.P'OftM NO. 10
(..lEV. 1-101
alA P'P'M" (41 c,..) 101-'1.'
1010.""
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11m mITED SfATES BANKIUJPTCY axJRT
:=':-':FOIl11IE MIDDLn DmRIcr OP PENNSYLVANIA
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VONI LEB MITCHELL
DAVY LEB MITCHELL
:.'
No. 1-94~01887
Debtor
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OOTICE TO EREDITORS OP AMENIHNT TO
CIAPTER 13 PLAN AND OPPOImlNITY
TO OBJEcr: PROOP OF SERVICE
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TO: ALL ClEDITORS ~P 11m CAPTIONED DEBTOR(S) _ '. _ f: ,
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PLE.0\5E TMr. ~Ii:i: 'thilt 'the' above captioned debtor has filed an amended Ouipter 13
PI:m, a copy of which is 'attached hereto. If you, the creditor, have previously
filed an objection, you are to notify the debtor(s)' attorney listed below that the
. ,
objection is cured, so tlmt he may draft an Order Confi.rming the Plan and submit
same for )'our sij:ned approval and forwarding to the Court for entry.
If you, the creditor, have an objection to the Plan which is not cured by the
amentlmcnt, file Idth the Court a one page Request for a Hearing on Objection within
ten da>'s of this Notice. If you have an objection to the amendment not previously
filed, you havc ten d.1YS to tile it with the request for a hearing. If you fail to
so act I~ithin the ten day 1;lcriod, debtor is pcnnitted to' present an Order Conf~nning
the Plan to the Court for entry without your signed approval.
D:1tcd:
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CLERI\, U.S, B"NKRlII'TCY COURT
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t.'OI~ co.'lES ~,!:!:!!=W J. ESHELMAN, tSQU:lRE, Attorney for Debtor and
,',
certifies th3t (s)he did serve a copy of the amendment to the Plan and of this
Notice upon 311 of the creditors listed on the matrix filed with the Court in this
AMENDMENT ON 4/23/95 ' ,
matter and 1!101Ued sl\llle on NOTICJ;l ON' 5/15/95 198 by depositing
same in the rer,ulnr mail depositQry addressed t~ the addresses listed together with
,the required U.S. thil postage 'prepaid.
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law Offlces 01
PaG1ck F Lsu8f, Jr,
, . , 2108 Markdl Sl '
ADDRESS: '" 'CaniliHIII,PA17011
. ...
PHONE': '7'7- '7~.'f.'K()O '
Proof of Service to be filed with the U.S. Bankruptcy Court, P.O. Box 908, Harrisburg,"PA
17108-0908. "
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Case 0: 1-94-01887
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The debtor'a plan flied on October .. a roprlate, as modified by a modification
flied on or about May 8. 1995,] having b transmitted to his credltora; and [If appropriate] the
deposit required by the plan In the sum of $ N/A having been made;
and
If having been determined after notice and a hearing that:
Debtor
(1) the plan compUes with the provisions of this chapter and with other
appUcable provisions of this title;
(2) any fee, charge, or amount requlrad under 28 U .S.C. chapter 123 or by the
plan, to be paid before confirmation, has been paid;
(3) the plan has been proposed In good faith and not by any means forbidden by
law;
(4) the value, as of the effective date of the plan, of property to be distributed
under the plan on account of each allowed unsecured claim Is not lesa than
the amount that would be paid on such claim If the estate of the debtor were
Uquldated under 11 U.S.C. chapter 7 on such date;
(5) with respect to each allowed secured claim provided for by the plan --
(A) the holder of such claim has accepted the plan;
(B)(I) the value, asof the effective date of the plan, of property to be
distributed under the plan on account of such claim Is not less than
the allowed amount of such claim; or
(C) the debtor surrenders the property securing such claim to such holder;
and
(6) the debtor will be able to make all payments under the plan and to comply
with the plan:
It Is ordered that:
1. The debtor's plan [If appropriate, as modified] be and It hereby Is confirmed.
2. On November 31, 1995, and each month thereafter until further order, the debtor shall
pay to the trustee, Charles J. DeHart, III, Trustee
P.O. Box 410, Hummelstown, PA 17036
the sum of $ 405.80 for a period of 36 months.
Dated: AUG 4 19r5
BY THE COURT
fsl Riliierl t,' 'by."
Bankruptcy Judge
. ., .'
BARRIS SAVINGS BANK,
Plaintiff
I IN THB CDURT OF CDMMON PLEAS OF
I CUMBBRLAND COUNTY, PBNNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCB OF JUDGMENT LIBN
vs.
DAVY MITCHBLL,
Defendant
PRAECIPE
TO THB PROTHONDTARYI
Attached to this Praecipe are the following documents I
1. Revised Motion to Amend Voluntary Petition, certified as
having been filed on May 8, 1994, with the Clerk of the Bankruptcy
Court of the Middle Diatrict. On the fourth page of the Revised
Motion, the Defendant epecifically moved the Court in his Revised
Chapter 13 Plan to avoid the lien of Harris Savings Bank pursuant
to Section 547(b) of the Bankruptcy Code. 11 U.S.C. S 547(b).
2. A Memorandum from the Clerk of the Bankruptcy Court
indicating that service of the Revised Plan had to be circulated to
all creditors along with a Notice allowing them ten days within
which to object.
3. A copy of the Notice sent to all creditors, including the
Plaintiff, mailed May 15, 1995.
4. An Affidavit of Service indicating that the Notice,
Revised Motion to Amend, and Reviaed (Amended) Plan were received
by the Plaintiff on or before May 15, 1995.
5. An Order of Court, dated August 4, 1995, confirming the
Defendant's Revieed Plan.
Kindly mark the lien of Plaintiff Harris Savinga Bank as
avoided by Order of August 4, 1995.
Respe tf lly
-,
D.te, ~
Matthew J.
2108 Marke
Camp Hill,
ID' 72655
Eshelman, Esquire
Street, Aztec Building
Pennsylvania 17011-4706
Tel. (717) 763-1800
HARRIS SAVINGS BANK,
Plaintiff
I IN THE COURT OF COMMON PLEAS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIEN
va.
DAVY MITCHELL,
Defendant
AFFIDAVIT OF SBRVICE
TO THE PROTHONOTARY:
I, Matthew J. Eshelman, Esquire, verify that the Amended Plan
and Notice wae served upon the Plaintiff indicated above by first
clase, Certified Mail No. Z 359 462 329, postage prepaid, return
receipt requested, pursuant to the requirements of the Federal
Rulee of Bankruptcy Procedure.
462 329
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bmitted,
Dat., ~
shelman, Esquire
of Patrick F. Lauer, Jr.
2108 Market Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID# 72655 Tel. (717) 763-1800
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":IN":U i '\I -
voni 'Lee Mitchell and
Davy Lee Mitchell,
Debtors
PENNSYLVANI
ICT
.
; CHAPTER 13 MargarotA. Smith
I No. 1-94-01 B7 <ClcxltolthoBankruptsy;C6lort,
Per ' .::. Deputy
REVISED MOTION TO AMEND VOLUNT
"
AND NOW, come the debtore, Voni Lee Mitchell and Davy Lee
Mitchell, through their attorneys, The Law Offices of Patrick F.
Lauer, Jr., and hereby give notice of their intent to amend their
voluntary petition in Chapter 13 Bankruptcy, pureuant to Federal
i
Rules of Bankruptcy Procedure 1009, as indicated in the attached,
Revised Schedules and Revised Chapter 13 Plan.
The submitted plan has been amended to eliminate the tier~d
"
structure originally proposed and thus to ensure that unsecured
creditors are treated equally.
Payments to the
secured
"
creditors, Dunkelberger (home mortgage), General Motors (auto
loan), and Credit Consumer Discount Company (water soften,er) ha~e
been included in the Amended Schedule J.
Payments to all of the
.I' "
unsecured creditors are to be made pro rata under the Plan.
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Additionally, Schedules I and J have been revised a second
time, per the request of the Trustee, to reflect the actual, net
expenditures of the Debtors for child care services.
DATE I
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Matthew J, Eshelman, Esquire ;1
Law Offices of Patrick F. Lauer, Jr.,
2108 Market Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
IDH 72655 Tel. (717) 763-1800
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In.. MITCHELL, VONI , DAVY CoM No, 1-94-01887 ,';,:,
SCHED:b~E I - CURRENT INCOME OF INDIVIDUAL DEBTOR(:)kI>>M1l 't;, 'r~:,,:
The column labeled 'Spouse' must be completed In all cases lIIed by joint debtors and by a married debtor In a chapter
12 or 13 case whether or not a joint petition Is lIIed, unless the spouses are separated and a joint petition Is notllled. :
DlblOf. Morilll DEPENDENTS OF DEBTOR AND SPOUSE "
SlltuI: NAMES AGE RELATIONSHIP
Married LEAH MICHELLE MITCHELL 2 DAUGHTER
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EMPLOYMENT:
Occupation
Name 01 Employer
How long employed
Address of Employer
DEBTOR
SPOUSE
ASST. CATERING COORDINATOR
DICKINSON COLLEGE
APPROXIMATELY 1 1/2
HOLLAND UNION BUILDING
CARLISLE, PA 17013
LABORER
LOBAR, INC.
9 1/2 MONTHS
ONE OLD MILL ROAD
DILLSBURG, PA 17019
Income: (Estimate of average monthly Income)
Current monthly gross wages, salary, and commissions
(pro rate" not paid monthly) $
Estimated monthly overtime $
SUBTOTAL $
LESS PAYROLL DEDUCTIONS
a payroUtaxes and social security $
b, Insurance $
c, Union dues $
d, Other (Specify NONE NONE ) $
SUBTOTAL OF PAYROLL DEDUCTIONS $
TOTAL NET MONTHLY TAKE HOME PAY $
Regular Income from operation of business or profession or farm $
(anach detailed statement)
Income from real property $
Interest and divIdends $
Alimony, maintenance or support payments payable to the debtor for the
debtor'S use or that of dependents listed above. $
Social security or other government assistance
(Specify) NONE NONE
Pension or retirement Income
Other monthly Income NONE
(Specify) NONE
NONE
NONE
NONE
NONE
$
$
$
$
$
TOTAL MONTHLY INCOME I $ 1530.00 $ 1524.54
TOTAL COMBINED MONTHLY INCOME S 3054.54 (Report also on Summary 01 Schedules) , "
Describe arty Increase or decreese of more than 10% In any of the above categories anticipated to occur wllhin the year
followIng the filing or this document:
C '119, WEST PUBLlStt'NO COMPANY
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SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL'DEBTORS:::1,f,,; :.Si:
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Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Pro rate:t,
any payments made bl.weekly, quarterly, semi-annually, or annually to show monthly rate. I : I: '
o Check this box II a joint petition Is lIIed and debtor's spouse malntalns a separate household, Complete a separate
schedule or expenditures labeled 'Spouse.'
Rent or home mortgage payment (include lot rented for mobile home)
Are real estate taxes Included? Yes No r/
Is property Insurance Included? Yes No r/
Utilities Electricity and heating fuel
Water and sewer
Telephone
Other TRASH COLLECTION
Home Maintenance (Repairs and upkeep)
Food
Clothing
Laundry and dry cleaning
Medical and dental expenses
Transportation (not Including car payments)
Recreation, clubs and entertainment, newspapers, magazines, etc.
Charitable contributions
Insurance (not deducted from wages or Included In home mortgage payments)
Homeowner's or renter's
Ufe
Health
Auto
Other None
Taxes (not deducted from wages or Included In home mortgage payments)
(Specily) REAL ESTATE TAXES $
Installment payments (in chapter 12 and 13 cases, do not list payments to be Included In the plan)
Auto $
Other CURTIS MATHIS TELEVISION PAYMENT $
Other CONSUMER CREDIT DISCOUNT COMPANY $
Alimony. maintenance and support paid to others $
Payments for suppon of additional dependents not living at your home $
Regular expenses from operation of business, profession, or farm (anached detailed statement) $
Other DAYCARE $
$
$
539.00
$
$
$
$
$
$
$
$
$
$
$
$
132.00
0.00
40.00
30.00
100.00
350.00
75.00
,,- 0.00
75.00 ,
200.00
0.00
0.00
$
$
$
$
$
12.67
0.00
0.00
85.00
0.00
I
73.00
389.00
39.00
13.88
0.00
0.00 "
,
0.00 "
360.00
2513~55
TOTAL MONTHLY EXPENSES (Report also on Summary of Schedules)
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(FOR CHAPTER 12AND 13 DEBTORS ONLY) "\~ it:
Provide the Information requested below. Including whether plan payments are to be made bl-weekly, monthly, annllj!lly,
or at some other regular Interval,;", Ii
A. Total projected monthly Income $ 3054:54
B, Total projected monthly expenses $ 2513; 55
C. Excess Income (A minus B) $ 540.99
D, Total amount to be paid Into plan each MONTHLY $ 405.80
Onterval)
01091 WEST PUBLlSttlNO COMPANY
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STATES BANKRUPTCY COURT
DISTRICT OF PENNSYLVANIA
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Value of ': MonthlY
Collateral Payments
IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtora
: UNITED
: MIDDLE
: CHAPTER 13
: No. 1-94-01887
REVISED CHAPTER 13 PLAN
LENGTH OF PLAN: 36 Monthly Payments
The date of filing of the first
Chapter 13 Plan wae November 14, 1994.)
PLAN PAYMENTS:
Debtors to pay $405.80 per month.
The Truetee shall deduct the Trustee's
percentage fee from each payment.
COMMENCEMENT DATE: May 1, 1995.
PRIORITY CLAIMS: (To be paid in full without interest)
Attorney fees:
Amount
$150.00
Payment
$150.00
SECURED CLAIMS:
Claimant Total of
Secured Claim
Type of
Collateral
General $19,934.39
Motors
1993 Chevy $16,000.00
Truck
Credit $500.00
Consumer
Discount
Company
Water Softener $500.00
HOME MORTGAGES:
Claimant
Description
James & Virginia
Dunkelberger
Installment Sales Agreement
(Regular Post-Petition payments
directly to the Creditor)
PROPERTY TO BE SURRENDERED: None
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$389,00
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SPECIAL UNSECURED CLASSES: None
LIEN AVOIDANCES: Debtore request that the lien held by Harris
Savings Bank be avoided purauant to Seotion 547 (b) of the
Bankruptcy Code and therefore be treated as a general unaeoured
claim.
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UNSECURED CLAIMS: All claime not specifically provided for above
and those relegated to unsecured status above shall be paidae
general unsecured claims on a pro rata basis until such time as
the claim is paid in full (in which case the pro rata payment;to
the remaining unsecured creditors would proportionately inoreaae)
or until the period of the plan has expired, whichever oomee
first...!,
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Creditor Unsecured Claim ,'!
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Avon $246.52 II
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Carlisle Radiology $ 23.00 ',' '~,
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Dennis Burkett, D.D.S. $lB9.46n
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Fingerhut $ 59.84 '.1
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Frank Bryan, M.D.
Montgomery Wards
$410.00 "
$615.00 i!
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$351.B6 j!
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$ 61.00 I' '.
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$1,196.17 ,;'11
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$3,452.00 I
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$10,700.00 -,
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R & A Bender
Citibank
Harris Savings
American General
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OTHER PROVISIONS: ri.-
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(1) All property of the estate under 11 U,S.C.A. S 130,6
shall be and remain property of the estate and all stays shall
remain in force and effect until conclusion of the case or other
Order of the Court. '.1
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(2) All claims will be treated as set forth aboveunle.~ '~
creditor objects prior to the confirmation hearing and filesl.
claim within ninety (90) days after the firet date set' for the
meeting of creditors called pursuant to 11 U.S.C.A. 534l(a'1'
(3) Creditors who fail to file a claim within the time
stated in (2) above may not receive any distributions under this
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(4) The provieions of Contracte with secured creditors are
incorporated in thie plan except ae modified by this Plan and the
Order confirming this Plan. ,:
Date:
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Matthew' J. ,Eehelrnan, Esquire '.' 'I
Law Offices of Patrick F. Lauer, Jr,l
2l0B Market Street, Aztec Building ;1
Camp Hill, Pennsylvania 17011-4706,.....
lOll 72655 Tel. (717) 763-1800 ,,<;i
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IN REI
Voni
Davy
Lee Mitchell and
Lee Mitchell,
Debtors
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I UNITED STATES BANKRUPTCY CO~T
I MIDDLE DISTRICT OF PBNNSYLVAq~A
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CHAPTER 13
No. 1-94-01887
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The Debtors represent that they have read this
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Amended
Chapter 13 Plan, that they have preeented the Plan in good fait~,
and that they have the ability to carry out the Pla~ ',Un, .:
accordance with its terms. , ' '4, '\
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Date: #-f..
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Davy,...Lee Mi chel ;: I:,
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Voni Lee Mitchell ,; ';1
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IN RE:
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
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: UNITED STATES BANKRUPTCY COURT
I MIDDLE DISTRICT OF PENNSYLVANIA
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CHAPTER 13
: No. 1-94-01887
"
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VERIFICATION
We, Voni Lee Mitchell (175-48-2830) and Davy Lee Mitchell
(179-52-7641), of 520 North Middleton Road, Carliele,
'.
Pennsylvania 17013, state that we are the Debtors in the above-
" 'j
captioned case and that the facts set forth in the above Revis~d
Motion are true and correct to the best of our knowledg~,
information, and belief. We realize that false statementa herein
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are subject to the penalties for uneworn falsification to
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Voni Lee Mitchell
DATE:-5J r((H /
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Davy Lee Mitchell I.
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Voni Lee Mitchell and
Davy Lee Mitchell,
Debtora
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: ::::::RD::TRICT DF PBNNSYL~^1lA
I No. 1-94-01887 1
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CERTIFICATE OF SERVICB
I hereby certify that I am this day serving a copy of the
foregoing REVISBD MOTION TO AMEND VOLUNTARY PBTITION upon the
,
persone on the attached liet in the manner indicated below, which
service satisfies the requirements of the Federal Rules of
Bankruptcy Procedure, by depositing a copy of the same in the
united Statee Mail, Camp Hill, Pennsylvania, through first class
, I
mail, prepaid and addressed as follows:
Please see additional pages attached hereto.
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Res~eC~f ~}y sU,~mitted";
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Matthew J,~shelman, Esquire 'i
Law Offices of Patrick F. Lauer, Jr.;:
210B Marke Street, Aztec Building ii
Camp Hill, tPennsylvania 17011-4706 :'
ID# 72655 ! Tel. (717) 763-1800
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MATTHEW J. ESHELMAN, ESg
LAW DFFICES OF
PATRICK F, LAUER, JR.
2108 MARKET STREET
CAMP HILL, PA 17011
DAVY LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE, PA 17013
VONI LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE,PA 17013
CHARLES DEHART, III, ESQ
3631 NDRTH FRDNT STREET
HARRISBURG, PA 17110
MARY FRANCE, TRUSTEE
U.S"TRUSTEE'S OFFICE
22:1 ~ STREET
HARRISBURG, PA 17101
AMERICAN GENERAL
FINANCE
PO BOX 417
CARLISLE, PA 17013
AMERICAN GENERAL FINANCE
6 SOUTH HANOVER STREET
CARLISLE, PA 17013
AVON
J.D.R., 500 NORTH
FRANKLIN TURNPIKE
PO BOX 585
RAMSEY, NJ 077446-05B5
CARLISLE RADIOLOGY ASSOC
47 BROOKWOOD AVENUE
CARLISLE, PA 17013
CITIBANK CREDIT
ACADEMY COLLECTION
SERVICE
7358 CASTOR AVENUE
COHMERICAL CREDIT
PO BOX 13
CAMP HILL, PA 17001
CDHMERICAL CREDIT PLAN
CONSUMER DISCOUNT CO,
3300 HARTZ DALE DRIVE
SUITE il11
CAMP HILL, PA 17011
DENNIS BURKETT, D.D.S.
BROOKWOOD MANOR
13 BROOKWOOD AVENUE
CARLISLE, PA 17013
FINGERHUT
PO BOX 900
ST. CLOUD, MN 56395
FRANK BRYAN, M.D.
850 WALNUT BOTTOM ROAD
CARLISLE, PA 17013
GENERAL MOTORS
CREDIT PLAN
PO BOX 2451
HARRISBURG, PA
HARRIS SAVINGS BANK
2ND & PINE STREETS
HARRISBURG, PA 17101
JAMES & VIRGINIA
DUNKLEBERGER
C/O MRS. ARTHUR HORN
237 MEALS DRIVE
CARLISLE, PA 17013
MONTGOMERY WARDS
PO BOX 29116
SHAWNEE MISN, KS 66201
PA. STATE EMPLOYEES
CREDIT UNION
PO BOX 9000
HARRISBURG, PA 1710B-9000
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R , A BENDB~; INC.
PO 'BOX 399j? "~f
SCOTLAND, PA~'1725
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UNITED STATES GOVERNMENT
memorandum
DATI, May 11, 1995 .. '
":~~~l aERK, U.S. BANKRUP'lCY COURI'
aU_JECTI
l\MEWED CHAP1'ER 13 PLANS J\ND SCHEDUIES
TO,
Patrick F. Lauer, Jr., Esquire
IN RE: Voni Lee MitchelL & Davy Lee Mitchell
CASE 00.: 1-94-01887
NC1rICE: N:ri J\MEMXolENl'S WHICH ARE FILFD AF"l'ER '!HE INITIAL PIlIN SHALL BE CIOCllIA'1'm
TO 'mE CREDITORS BY 'mE DEB'IOR 'llIRXGl HIS OR HER CXXlNSEL.
YOO REX:EN1'LY FILED SUCH AN l\MEWED PIlIN IN '!HE J\BC1JE CAPl'ICNED CASE. PLEASE SEE
'mAT IT IS CIRCULATED TO 'mE CREDITORS LISTED 00 'mE MATRIX J\ND TllAT A PImF OF
SERVICE IS FILFD wrm '!HE COURI'.
OPPORlUlITY FOR OI3JEX:l'Ioo: ENCWSE wrm YOUR J\MENIlolENl' TO '!HE CREDITOR, A NC1rICE
OF HIS OPPORlUNITY TO ~ Wl'llIIN TDl (10) DAYS OF NC1rICE OF '!HE ~I
PJ:CORDIOO '10 '!HE EN:'T:osrn roR-l. -- - _0
'DU\NK YOU, YOUR
CCXlPE1lATIoo IS APPREx::IATED
EN:. Matrix
Notice of Amendment
Proof of Service (See Reverse Side of Notice)
OIlTION"'" "0"'" NO. 10
(..lEV. ,..ea.
GP l'P""'ftCtl C,.,,) 10t.II.'
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nlllmITED STATES IlANK!UJPTCY lXXlRT
::':-':FOIt nm MIDOLJJ DESTRIcr OF PENNSYLVANIA
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IN RP.
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VONI LEB MITCHELL
DAVY LEB KITCHELL
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Debtor
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No. 1-94~01887
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mrICC TO amOITORS OF AMENIliENT TO
Ol,\P1'ER 13 PLAN AND OPPORTUNITi
TO OBJEcr: PROOF OF SERVICE
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TO: ALL rnEOITORS 'OF TIlE CAPTIONED DEBTOR(S) _ , (, ,
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PLEASF. TMr. IDrI'Ci: that' the' above captioned debtor has filed an amended OUlpter 13
Plan, a copy of \~hich is 'attached hereto. If you, the creditor, have previously
filed an objcction, you are to notify the debtor(s)' attorney listed below tha~ the
objcction is cured, so that he may draft an Order Confinning the Plan and submit
same for )'our si!:ncd approval and forwarding to the Court for entry.
If you, thc crcditor, have an Objection to the Plan which is not cured by the
amcndmcnt, file with the Court a one page Request for a Hearing on Objection within
ten da>'s of this Notice. If you have an objection to the amcndment not previously
filed, you ha\'c tcn d."\ys to f.'ile it with the request for a hearing. If you fail to
so act \~ithin the ten day 1;lcriod, debtor is pemitted to present an Order Conf;rming
the Plan to the Court for entry without your signed approval.
....
Dated:
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CLERI\, U.S, BANKRUPTCY COURT
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, , ,; . PROOF 'OF 'SERVICE
I' ~.
t{a~ COMES !!!!!.!!!lW J. ESHELMAN;' tSQUIRE , Attorney for Debtor and,
certifies that (s)he did serve a copy of the amendment to the Plan and of this
Notice upon all of tho creditors listed on the matrix filed with the Court in this
AMENDMENT ON 4/23/95 ' ,
I11:Itter and rn.,iled srune on NOTICgON' 5/15/'95 198 by depositing
same in the rer,ulnr l11:Ii1 depositary addressed t~ the addresses listed together with
,the required U.S. thil postage 'prepaid.
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tw!E:
Slgn:1t re typ name un er
MATTHEW J. ESHELMAN, ESQUIRE
72655 ' .
, .
ADDRESS:
PHONE ':
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Proof of Service to be filed with the U.S. Bankruptcy Court, P.O. Box 908, Harrisburg,"PA
17108-0908. .
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Case 0: 1-94-01887
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Debtor ~tr~"""co
NFl ~~~'
Clal
The debtor's plan flied on October ~ a roprlate, aa modified by a modification
flied on or about May 8, 1995,) having b transmitted to his creditors; and [If appropriate] the
deposit required by the plan in the sum of $ N/A having been made;
and
If having bllen determined after notice and a hearing that:
the plan complies with the provisions of this chapter and with other
applicable provisions of this title j
any fee, charge, or amount required under 28 U .S.C. chapter 123 or by the
plan, to be paid before confirmation, has been paid;
the plan has been proposed In good faith and not by any means forbidden by
law;
the value, as of the effective date of the plan, of property to be distributed
under the plan on account of each allowed unsecured c1alm Is not less than
the amount that would be paid on auch claim If the estate of the debtor were
liquidated under 11 U .S.C. chapter 7 on such date;
(5) with respect to each allowed secured claim provided for by the plan --
(A) the holder of such claim has accepted the plan;
(B)(I) the value, asof the effective date of the plan, of property to be
distributed under the plan on account of such c1a1m Is not less than
the allowed amount of such claim; or
the debtor surrenders the property securing such claim to such holder;
and
the debtor will be able to make all payments under the plan and to comply
with the plan:
(1)
(2)
(3)
(4)
(C)
(6)
It is ordered that:
1. The debtor's plan [If appropriate, as modified] be and it hereby Is confirmed.
2. On November 31, 1995, and each month thereafter until further order, the debtor shall
pay to the trustee, Charles J. DeHart, III, Trustee
P.O. Box 410, Hummelstown, PA 17036
the sum of $ 405.80 for a period of 36 months.
Dated: AUG 4 19l15
BY THE COURT
lif Riibert t' ~-tJIll'
Bankruptcy Judge
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HARRIS SAVINGS BANK,
Plaintiff
I IN THB COURT OF COMMON PLEAS OF
I CUMBBRLAND COUNTY, PBNNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIEN
VB.
DAVY MITCHELL,
Defendant
PRAECIPB
TO THE PROTHONOTARY I
Attached to this Praecipe are the following documents I
1. Reviaed Motion to Amend Voluntary Petition, certified as
having been filed on May 8, 1994, with the Clerk of the Bankruptcy
Court of the Middle District. On the fourth page of the Revised
Motion, the Defendant specifically moved the Court in his Revised
Chapter 13 Plan to avoid the lien of Harris Savings Bank pursuant
to Section 547(b) of the Bankruptcy Code. 11 U.S.C. S 547(b).
2. A Memorandum from the Clerk of the Bankruptcy Court
indicating that service of the Revised Plan had to be circulated to
all creditors along with a Notice allowing them ten daya within
which to object.
3. A copy of the Notice sent to all creditors, including the
Plaintiff, mailed May 15, 1995.
4. An Affidavit of Service indicating that the Notice,
Reviaed Motion to Amend, and Revieed (Amended) Plan were received
by the Plaintiff on or before May 15, 1995.
5. An Order of Court, dated August 4, 1995, confirming the
Defendant's Revised Plan.
Kindly mark the lien of Plaintiff Harris Savings Bank as
avoided by Order of August 4, 1995.
ubmitted,
9
Dat.. ~
Matthew J.
2108 Marke
Camp Hill,
ID' 72655
Eshelman, Esquire
Street, Aztec Building
Pennsylvania 17011-4706
Tel. (717) 763-1BOO
Spec..1 OII~y fll
RII,,,ct.tl OII,.....yfH
HARRIS SAVINGS BANK,
Plaintiff
I IN THB COURT OF COMMON PLBAS OF
I CUMBBRLAND COUNTY, PBNNSYLVANIA
I
I Docket No 1994-04344 Civil Term
I
I CIVIL ACTION - AT LAW
I AVOIDANCE OF JUDGMENT LIBN
vs.
DAVY MITCHBLL,
Defendant
AFFIDAVIT OF SERVICE
TO THB PROTHONOTARY:
I, Matthew J. Eshelman, Esquire, verify that the Amended Plan
and Notice wae served upon the Plaintiff indicated above by first
class, Certified Mail No. Z 359 462 329, poatage prepaid, return
receipt requested, pursuant to the requirements of the Federal
Rules of Bankruptcy Procedure.
462 329
" .
RetufnRecelOlShowong
10 Whom . 0." OeIN8ftd . I 6
Rllu," Rece'pl Show"'Q 10 Whom,
O,lIe, end Addlnl..', Address
TOTAL PtlII'1l1
& rHI
POSlml,k Of 0.1.
,7S
brnitted,
Matth shelman, Esquire
Law Office of Patrick F. Lauer, Jr.
2108 Market Street, Aztec Building
Camp Hill, Pennsylvania 17011-4706
ID# 72655 Tel. (717) 763-1800
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Lee Mitchell and
Lee Mitchell,
Debtore
: CHAPTER 13
.
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REVISED MOTION TO AMEND VOLUNT
"
AND NOW, come the debtors, Voni Lee Mitchell and Davy Lee
Mitchell, through their attorneys, The Law Offices of Patrick F. ,
Lauer, Jr., and hereby give notice of their intent to amend their
voluntary petition in Chapter 13 Bankruptcy, pursuant to Federal
,
i
Rules of Bankruptcy Procedure 1009, as indicated in the attached,
Revised Schedules and Revised Chapter 13 Plan.
The submitted Plan has been amended to eliminate the tiered
"
structure originally proposed and thus to ensure that unsecu~~d
creditors are treated equally.
Payments to the secur~d
creditors, Dunkelberger (home mortgage), General Motors (auto
loan), and Credit Consumer Diecount Company (water eoften,er) have
been included in the Amended Schedule J. Payments to all of" the
unsecured creditors are to be made pro rata under the Plan., '
i
Additionally, Schedules I and J have been revised a second
time, per the request of the Trustee, to reflect the actual, net
expenditures of the Debtors for child care services.
DATE:
1/ .'
-I .,
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Matthew Jr Eshelman, Esquire :~
Law Offices of Patrick F. Lauer, Jr.
2108 Market Street, Aztec Building,
Camp Hill, Pennsylvania 17011-4706
ID# 72655 Tel. (717) 763-1800
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In.. MITCHELL, VONI & DAVY CUI No. 1-94-01887 ::',:~'!\I
SCHED:~E I - CURRENT INCOME OF INDIVIDUAL DEBTOR(:~'t: ,'lftl'
The column labeled 'Spouse' must be completed In all cases flied by joint debtors and by a married debtor In a chap,ter
12 or 13 case whether or not a Joint petlllon Is filed, unless the spouses are separated and a joint petition Is not filed. :
Olblofl Moritol DEPENDENTS OF DEBTOR AND SPOUSE
Stalul:
NAMES AGE RELATIONSHIP
Married LEAlI MICHELLE MITCHELL 2 DAUGHTER
EMPLOYMENT:
Occupation
Name of Employer
How long employed
Address or Employer
DEBTOR
SPOUSE
ASST. CATERING COORDINATOR
DICKINSON COLLEGE
APPROXIMATELY 1 1/2
HOLLAND UNION BUILDING
CARLISLE, PA 17013
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Income: (Estimate of average monthly Income)
Current monthly gross wages, salary, and commissions
(pro rate if not paid monthly) $
Estimated monthly overtime $
SUBTOTAL $
LESS PAYROLL DEDUCTIONS
a Payroll taxes and social security $
b, Insurance $
c. Union dues $
d, Other (Specify NONE NONE ) $
SUBTOTAL OF PAYROLL DEDUCTIONS $
TOTAL NET MONTHLYTAKE HOME PAY $
Regular Income from operation of business or proresslon or farm $
(anach detailed statement)
Income from real property $
Interest and dividends $
Alimony, maIntenance or support payments payable to the debtor for the
debtor'S use or that of dependents listed above, $
Social security or other government assIstance :1
(Specify) NONE NONE $ 0.00 $ 0.00
Pension or retirement Income $ 0 . 00 $ , '0.00
Other monthly Income NONE NONE $ 0.00 $ ,'", 0.00 I '
(Specify) NONE NONE $ 0.00 $ ':'>0.00
NONE NONE $ 0.00 $ "'''0.00
TOTAL MONTHLY INCOME I $ 1530.00 $ 1524.54
TOTAL COMBINED MONTHLY INCOME S 3054.54 (Report also on Summary of Schedules) ,',
Describe any Increese ,or decrease or more than 10% In any of the above categories anticipated to occur wllhln the year
following the filing ofth,s document:
LABORER
LOBAR, INC.
9 1/2 MONTHS
ONE OLD MILL ROAD
DILLSBURG, PA 17019
C 109. WEST PUBLlSttlNO COMPANY
DEBTOR SPOUSE I
,
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2080.00 $ 2041.60
0.00 $ 0.00
2080.00 $ 2041. 60
550.00 $ 322.34
0.00 $ 194.72 ' '
0.00 $ 0.00
0.00 $ 0.00
550.00 $ 517.06
1530.00 $ 1524.54
0.00 $ 0.00
0.00 $ 0.00
0.00 $ 0.00
0.00 $ 0.00
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SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL 'DEBTORS:: :~~1:1:~:;
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Complete this schedule by estimating the average monthly expenses of the debtor and the debtor'a famIly. Pro,rate ';"
any payments made bl.weekly, quarterly, seml.annually. or annually to show monthly rate. 1 ' I:
,
"
o Check this bOx" a Joint petition Is flied and debtors spouse malntalns a separate household, Complete a separate
schedule or expenditures labeled 'Spouse,'
Rent or home mortgage payment (Include lot rented ror mobile home) $
Are real estate taxes Included? Yes No v
Is property Insurance Included? Yes No v
Utllllles Electricity and heating fuel $
Water and sewer $
Telephone $
Other TRASH COLLECTION $
Home Maintenance (Repairs and upkeep) $
Food $
ClothIng $
Laundry and dry cleaning $
Medical and dental expenses $
Transportation (not Including car payments) $
Recreation, clubs and entertainment, newspapers, magazines, etc. $
Charitable contributions $
Insurance (not deducted from wages or Included In home mortgage payments)
Homeowner's or renter's $
U~ $
Health $
~~ $
Other None $
Taxes (not deducted from wages or included In home mortgage payments)
(Specify) REAL ESTATE TAXES $
Installment payments (In chapter 12 and 13 cases, do not list payments to be Included In the plan)
Auto $
Other CURTIS MATHIS TELEVISION PAYMENT $
Other CONSUMER CREDIT DISCOUNT COMPANY $
Alimony, maintenance and support paid to othBrs $
Payments for support of addilional dependents not living at your home $
Regular expenses from operalion of business, profession, or farm (anached detailed statement) $
Other DAYCARE $
539.00
132.00
0.00
40.00
30.00
100.00
350.00
75.00
.. 0.00
75.00
200.00
0.00
0.00
12.67
0.00
0.00
85.00
0.00
I
73.00
389.00
39.00
13.88
0.00
0.00
0.00,
360.00
TOTAL MONTHLY EXPENSES (Report also on Summary of Schedules) $ 2513~55
(FOR CHAPTER 12AND 13 DEBTORS ONLY) "~ l~!
P Id th I f I I ,,,OJ
rov e e n ormat on requested be ow, Including whether plan payments are to be made bl-weekly. month,ly, annll~Iy, ,I,
or at some other regular Interval. .~" ~,
A. Total projected monthly Income $ I 3054.54
B. Total projected monthly expenses $ 2513 ;55
C. Excess Income (A minus B) $ 540.99
D. Total amount to be paid Into plan each MONTHLY $ 405.80
Qnterval)
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I UNITED STATES BANKRUPTCY COURT '
I MIDDLE DISTRICT OF PENNSYLVANIA
I
I
IN RBI
Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
CHAP'i'ER 13
: No. 1-94-01887
LENGTH OF PLAN:
REVISED CDAPTER 13 PLAN
36 Monthly Payments
The date of filing of the first
Chapter 13 Plan wae November 14,
1994.)
PLAN PAYMENTS:
Debtors to pay $405.80 per month.
The Trustee ehall deduct the Trustee's,
percentage fee from each payment. "
COMMENCEMENT DATE:
May I, 1995.
PRIORITY CLAIMS: (To be paid in full without interest)
Attorney fees:
Amount
$150.00
Payment
$150.00
SECURED CLAIMS:
Claimant
Total of
Secured Claim
Type of
Collateral
Value of
Collateral
General $19,934.39
Motors
1993 Chevy $16,000.00
Truck
Credit $500.00
Consumer
Discount
Company
Water Softener $500.00
HOME MORTGAGES:
Claimant
DescriDtion
Jamea & Virginia
Dunkelberger
Installment Sales Agreement
(Regular Post-Petition payments
directly to the Creditor)
PROPERTY TO BE SURRENDERED: None
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LIEN AVOIDANCESl Debtors request that the lien held by Harris
Savings Bank be avoided pursuant to Section 547 (b) of the
Bankruptcy Code and therefore be treated as a general unsecured
claim.
I
UNSECURED CLAIMS 1 All claima not epecifically provided for above
and those relegated to unsecured status above shall be paid:~s
general unsecured claims on a pro rata baeis until such time ,as
the claim is paid in full (in which caee the pro rata paymentlto
the remaining unsecured creditors would proportionately increase)
or until the period of the plnn has expired, whichever comea
first. ',,1'
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SPECIAL UNSECURED CLASSESl None
Creditor
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(1) All property of the estate under 11 U,S.C.A.' S 'i306
ahall be and remain property of the eatate and all stays shall
remain in force and effect until conclueion of the case or other
Order of the Court. -.i
Avon
Carlisle Radiology
Dennis Burkett, D.D.S.
Fingerhut
Frank Bryan, M.D.
Montgomery Wards
P.S.E.C.U.
R & A Bender
Citibank
Harris Savings
American General
Commercial Credit
OTHER PROVISIONS:
$246.52
$ 23.00
$189.46
$ 59.84
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$410.00
$615.00
$351.B6
$ 61. 00
$1,196.17
$3,452.00
$10,700.00
$14,156.93
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(2) All claime will be treated ae set forth above unles~ a
creditor objecte prior to the confirmation hearing and files! a
claim within ninety (90) days after the first date set' for the
meeting of credit ore called pursuant to 11 U.S.C.A. S341(A)'J
(3) Creditors who fail to file a claim within the time
stated in (2) above may not receive any distributions under this
Plan. '
.
":-"
(4) The provieione of Contracte with secured creditors are
incorporated in this plan except as modified by thia Plan and the
Drder confirming thie Plan. "
Date:
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Matthew' J. ,Eehelman, Esquire , .. 'I
Law Offices of Patrick F. Lauer, Jr'-'
210B Market Street, Aztec Building ',il
Camp Hill, Pennsylvania 17011-4706,,_;:'
ID# 72655 Tel. (717) 763-1BOO q",;",i
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Davy
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I MIDDLE DISTRICT OF PBNNSYLVAlf;IA :,
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I CHAPTBR 13"
I No. 1-94-01887 ',I
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The Debtors represent that they have read this Amended
, ,
'-
Lee Mitchell and
Lee Mitchell,
Debtors
Chapter 13 Plan, that they have presented the Plan in good fait~,
and that they have the ability to carry out the ,Pla~, JL, ~
accordance with its terma. A
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Date: rf51K-~-,.~J'
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Voni Lee Mitchell and
Davy Lee Mitchell,
Debtors
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I UNITED STATES BANKRUPTCY COURT
I MIDDLE DISTRICT OF PENNSYLVANIA
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CHAPTER 13
No. 1-94-01887
VERIFICATION
We, Voni Lee Miechell (175-48-2830) and Davy Lee Mitchell
(179-52-7641), of 520 North Middleton Road, Carlisle,
Pennsylvania 17013, state that we are the Debtora in the above-
I
captioned case and that the facta eet forth in the above Revis~d
Motion are true and correct to the best of our knowledge,
information, and belief. We realize that false statements herein
are subject to the penalties for unsworn
authorities.
falsification to
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Voni Lee Mitchell
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Davy
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I MIDDLE DISTRICT DP PENNSYL~~ A
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I No. 1-94-01887
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Lee Mitchell and
Lee Mitchell,
Debtors
CERTIFICATB OF SERVICB
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I hereby certify that I am this day serving a copy of the
foregoing REVISED MOTION TO AMEND VOLUNTARY PETITION upon the
persone on the attached liet in the manner indicated below, whi~h
"
aervice satisfiee the requirements of the Federal Rules of
Bankruptcy Procedure, by depositing a copy of the same in the
United States Mail, Camp Hill, Pennsylvania, through first class
,
mail, prepaid and addressed as follows:
Please see additional pages attached hereto.
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Matthew J.:!she1man, Esquire '!
Law Offices of Patrick F. Lauer, Jr,:!
2108 Marke Street, Aztec Building l'
Camp Bill, tpennsylvania 17011-4706"
ID# 72655 I Tel. (717) 763-1800
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MATTHBW J. BSHBLMAN, BSQ
LAW OFPICBS OF
PATRICK F, LAUER, JR.
2108 MARKET STREET
CAMP HILL, PA 17011
DAVY LEE MITCHELL
520 NORTH MIDDLETON ROAD
CARLISLE, PA 17013
VONI LEE MITCHELL
520 NORTH MIDDLBTON ROAD
CARLISLE, PA 17013
CHARLES DEHART, III, ESQ
3631 NORTH FRONT STREET
HARRISBURG, PA 17110
MARY FRANCE, TRUSTEE
U.S. TRUSTEE'S OFFICE
225 ~ STREET
HARRISBURG, PA 17101
AMERICAN GENERAL
FINANCE
PO BOX 417
CARLISLE, PA 17013
AMERICAN GENERAL FINANCE
6 SOUTH HANOVER STREET
CARLISLE, PA 17013
AVON
J.D.R~I 500 NORTH
FRANKLIN TURNPIKE
PO BOX 585
RAMSEY, NJ 077446-05B5
CARLISLE RADIOLOGY ASSOC
47 BROOKWOOD AVENUE
CARLISLE, PA 17013
CITIBANK CREDIT
ACADEMY COLLECTION
SERVICE
7358 CASTOR AVENUE
CDMMERICAL CREDIT
PD BOX 13
CAMP HILL, PA 17001
COMMERICAL CREDIT PLAN
CONSUMER DISCOUNT CO.
3300 HARTZ DALE DRIVE
SUITE 11111
CAMP HILL, PA 17011
DENNIS BURKETT, D.D.S.
BROOKWOOD MANOR
13 BROOKWOOD AVENUE
CARLISLE, PA 17013
FINGERHUT
PO BOX 900
ST. CLOUD, MN 56395
FRANK BRYAN, M.D.
850 WALNUT BOTTOM ROAD
CARLISLE, PA 17013
GENERAL MOTORS
CREDIT PLAN
PO BOX 2451
HARRISBURG, PA
HARRIS SAVINGS BANK
2ND & PINE STREETS
HARRISBURG, PA 17101
JAMES & VIRGINIA
DUNKLEBERGER
C/O MRS. ARTHUR HORN
237 MEALS DRIVE
CARLISLE, PA 17013
MONTGOMERY WARDS
PO BOX 29116
SHAWNEE MISN, KS 66201
PA. STATE EMPLOYEES
CREDIT UNION
PO BOX 9000
HARRISBURG, PA 17108-9000
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UNITED STATES GOVERNMENT
memorandum
DATe. Kay 11. 1995 .. .
":~~~, CLERK, U.S. BANKRtJPlt.Y 00l1Rl'
aUaJECT,
1\IoIENDED OIAPTER 13 PLANS J\NO SCHEDllIES
TD.
Patrick F. Lauer, Jr., Esquire
m RE: Voni Lee Kitchell & Davy Lee Mitchell
CASE NO.: 1-94-01887
NC7l'ICE: ANY J\MENttoIENTS WHICH ARE FILED AFTER '!HE INITIAL PLAN SHALL BE cm:::uIATED
'IO '!HE CREIlI'l'ORS BY '!HE DEB'IDR'1ltKltnl HIS OR HER CXlUNSEL.
YOO REX::Em'LY FILED SUCH }IN AME1'lDID PLAN m '!HE N!ANE CAPTICNED CASE. PLEASE SEE
'mAT IT IS CIRClJ'LATED 'IO '!HE CREIlI'IDRS LISTED 00 '!HE MATRIX J\NO THAT A PImF OF
SERVICE IS FILED wrm '!HE CXXlRl'.
OPl'ORlUUTY FOR OIloJECl'Ioo: FJ'oI('Tn<:F. wrm YOOR ~ 'IO THE CREDI'l'OR, A NC7l'ICE
OF HIS OPPOImlNITY 'IO 0I30JECI' W1'llIIN TEN (10) DAYS OF NOl'ICE OF 'lHE ~,
J\CCX)RDIOO 'IO 'lHE ENCIL\SED FOl1M. -
'llIANK YOO, YOOR
COOPEllATIoo IS APPRB::IATED
FN:. Matrix
Notice of 1Imendment
Proof of Service (See Reverse Side of Notice)
OPTIONAL 'O"M NO. "
("EV'. 1-tO)
GaA n"""'ft (C,C"') 101-'1.'
1010.114
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11m ltHTED 5rATES BANKR1J\7\'CY alIRT
::~";FOIt 1111l MIDDLn m:srRICT Oil PENNSYLVANIA
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IN Rn
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VONI LEB MITCHELL
DAVY LEB MITCHELL
~~ .
No. 1-94~01887
Debtor
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tmICE TO bmDlTORS OF AMENIliENT TO
ClAPTER 13 PLAN AND OPPOR1UlIT'f
TO OBJECT: PROOF OF SERVICE
":_:'1.""-
TO: ALL CU:DITORS 'OF 111E CAPTIONED DEBTOR(S) _ , {; ,
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PLE.o\SE TAKE ~ICE 'thil t 'the' above captioned debtor has filed an amended C1apter 13
Plan, a copy of which is 'attached hereto. If you, the creditor, have previously
filed an objection, you are to notify the debtor(s)' attorney listed below that the
objection is cured, so tlmt he may draft an Order Confirming the Plan and submit
same for rour sillned approval and forwarding to the Court for entry.
If you, the creditor, have an objection to the Plan which is not cured by the
amendment, file ldth the Court a one page Request for a Hearing on Objection within
ten dars of this Notice. If you have an objection to the amendment not previously
filed, you ha\'e ten d,ys to file it with the request for a hearing. If you fail to
so act 14ithin the ten day t1criod. debtor is pennitted to present an Order Conf;nning
the Plan to the Court for entry without your signed approval.
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Dated:
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CLERK, U. 5, BANKRlIPTCY COURT
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. 'PlmF 'OF 'SERVIcn
t{C)It co.\1ES ~~W J. ESHELMAN;' J;:SQUIRE, Attorney for Dobtor and
certifies that (s)he did serve a copy of the amendment to the Plan and of this
Notice upon all of the creditors listed on the matrix filed with the Court in this
AMENDMENT ON 4/23/95 ' ,
matter and rn.1iletl sMle on NOTICgON' 5/15/95 198 by depositing
same in the rer,ulnr mail depositQry addressed t~ the addresses listed together with
the required U.S. thil postnge'prepaid.
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LawOfflcesot
PaMcIc F Lauer, Jr,
, 21 08 Merkdl 51. .
, , , 'Camli 1:111I, PA 17011
7/7- 711.'1-/100
tw!E:
SIgnature typ name un or
MATTHEW J. ESHELMAN, ESQUIRE
72655 ' .
ADDRESS:
PHONE ':
Proof of Service to be filed with the U.S. BankTUptcy Court, P.O. Box 908, Harrlsburg,"PA
17108-0908. "
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Case 0: 1-94-01887
flr:.,:,J;\
Debtor .~o\,... ,couct
NFIu~w ,...
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The debtor's plan filed on October . a ropriate, as modlfled by a modification
fUed on or about May 8, 1995,] having b transmitted to his creditors; and [if appropriate] the
deposit required by the plan In the sum of $ N/A having been made;
and
If having been determined after notice and a hearing that:
(1) the plan complies with the provisions of this chapter and with other
applicable provisions of this title;
(2) any fee, charge, or amount required under 28 U .S.C. chapter 123 or by the
plan, to be paid before confirmation, has been paid;
(3) the plan haa been proposed In good faith and not by any means forbidden by
law;
(4) the value, es of the effective date of the plan, of property to be dlatributed
under the plan on account of each allowed unsecured claim is not less than
the amount that would be paid on such claim if the estate of the debtor were
liquidated under 11 U.S.C. chapter 7 on such date;
(5) with respect to each allowed secured claim provided for by the plan --
(A) the holder of such claim has accepted the plan;
(B)(I) the value, asof the effective date of the plan, of property to be
distributed under the plan on account of such claim Is not lea a than
the allowed amount of such claim; or
(C) the debtor surrenders the property securing such claim to such holder;
and
(6) the debtor will be able to make all payments under the plan and to comply
with the plan:
It Is ordered that:
1. The debtor's plan [if appropriate, as modified] be and It hereby Is confirmed.
2. On November 31,1995, and each month thereafter until further order, the debtor shall
pay to the trustee, Charles J. DeHart, III, Trustee
P.O. Box 410, Hummelstown, PA 17036
the sum of $ 405.80 for a period of 36 months.
Dated: AUG 4 11116
BY THE COURT
/if ttOkrI t'1t4IJ 1111'
Bankruptcy Judge
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