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DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
JEFFREY A. KINTZ and
INGRID KINTZ,
'1 ~ - 1} .371
No. CIVI L ~ ::J J./v1fII\...-
Defendant
NOTICE. COMPLAINT
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims
set forth in the following pages, you must take action within twenty (20) days after this
Complaint and Notice are served by entering a written appearance personally or by attorney
and filing in writing with the court your delenses or objections to the claims set forth against
you. You are warned that if you fail to do so, the case may proceed without you, and a
judgment may be entered against you by the court without further notice for any money
claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240-6200
NOTICIA
Le han demandado a usted an la corte, 51 usted gulere defenderse de estas
demand as expuestas en las paglnas slgulentes, usted Ilene vlen(e (20) dlas de plazo al partir
de la fecha de la demanda y la notlflcaclon. Usted debe presentar una aparlencla escrlta
o en persona 0 por abogado y archlvar en la corte en forma escrlta sus defensas 0 sus
objeclones alas demand as en contra de su persona. Sea avlsado gue sl usted no se
deflenda, la corte tomara medidas y puede entrar una orden contra usted sin prevlo avlso
o notificaclon y por cualquier gueja 0 alivio gue es pedido en la petlclon de demanda,
Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted,
LLEVE E5TA DEMANDA A UN ABODAGO INMEDIATAMENTE. 51 NO
TIENE ABOGADO 0 51 NO TIENE EL DINERO 5UFICIENTE DE PAGAR TAL 5ERVICIO,
VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION 5E
ENCUNENTRA E5CRITA ABAjO PARA AVERIGUAR DONDE 5E PUEDE CON5EGUIR
A515TENCIA LEGAL.
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240-6200
DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
JEFFREY A, KINTZ and
INGRID KINTZ,
Defendant
No.
CIVIL 1994
COMPLAINT
1, The Plaintiff Dauphin Deposit Bank and Trust Company, is a Pennsylvania
Corporation licensed under the banking laws of the Commonwealth of Pennsylvania with
an office located at 3607 Derry Street, Harrisburg, Dauphin County, Pennsylvania
2. The Defendant, Jeffrey A, Kintz, is an individual residing at 672 Laurel Drive,
Boiling Springs, 17007, Cumberland County, Pennsylvania.
3. The Defendant, Ingrid Kintz, is and individual residing at 286-C South Locust
Point Road, Mechanicsburg, 17055, Cumberland County, Pennsylvania.
4, On or about September 14, 1989 the Defendants made an application for a
loan to Plalntj(1 Dauphin Deposit for the purpose of financing the purchase of a 1990 GEO
Tracker, The loan was approved by Dauphin Deposit Bank and Trust Company, (Exhibit "A").
4, Dauphin Deposit Bank accepted the application and requested that the
Defendants execute a "Pennsylvania Motor Vehicle Installment Sales Contract" (Exhibit "B"),
5, Pursuant to Exhibits "A" and "B" the Defendants agreed to make payments In
monthly Installments of $363,53 to Dauphin Deposit lor a term of fifty-four (54) months
payable on the twenty.ninth (29th) day of each month.
6, The Defendant has defaulted under the terms and conditions of said
agreement, Exhibit "A" and "B" herein, in that he has failed to make sufficient and consistent
payments in accordance with the terms and that no payments have been received since
September 13, 1991.
7. The Defendants voluntarily surrendered the car which was the collateral for
the loan to Dauphin Deposit and were notified by Dauphin Deposit of the intended sale of
the car to be held at Public Sale (Exhibit "C").
8, The Defendants were given notice that the car was sold at a public sale by
Dauphin Deposit on December 14, 1991. (Exhibit "0").
9, Total proceeds generated by the public sale were $5,800.00, Costs of sale were
$275.00. The net amount applied to the principal owed on the Defendant's account was
$5,525,00.
10, Repeated demands of the Defendants hve been made by Dauphin Deposit and
Dauphin Deposit's counsel for the principal balance owed of $. (Exhibit "E").
1 1, The Defendant has refused to pay the deficiency balance owed and is therefore
liable for Interest, attorney's fees and costs 01 suit.
WHEREFORE, the Plaintiff Dauphin Deposit Bank and Trust Company demands
judgement against the Defendants in the amount of $. together with attorney's fees of
twenty percent (20%), interest and costs of suit.
Respectlully submitted,
ADLER AND CLARAVAL
Date: ~/f fq..j
By 4cL:c'l--f~a'Ac,,,dJ
( ROBERT F. CLARAVAL
125 Locust Street
P.O. Box 11933
Harrisburg, PA 17108
(717) 233-4780
Supreme Court 10# 19222
Attorneys for Plaintiff
VERIFICATION
I hereby certify that I am the Community lending Officer of the Dauphin Deposit
Bank and that the facts set forth in the foregoing document are based upon information that
I have given to counsel and they are true and correct to the best of my knowledge,
inlormation and belief.
I understand that any false statements herein are made subject to the penalties of 18
Pa. C.S.A. ~4904, relating to unsworn falsification to authorities.
DATED: 1/, / q .;
~~ fC-':::--C 0
.' _x:..",~! f)
SlJSAN C. LISLE, COMMUNITY LENDING
OFFICER, DAUPHIN DEPOSIT BANK
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PENNSYlVAili MOl 011 VEllIClE INS1AllMENT SALE CONIRACT L~/3 ~
REPOSSESSIOrt'lJIll ""(I'MIIl' IIIl1J111IlILIIALlllmllA""NI tl J ~a?t 4. 9
ll.1le___~__________~9j'_
JEFFEIIY A, KlNT'~' lNlJlllU KlN'l'Z 6H IJlUiltJ, Illl, OOILlNlJ SPIlINGS l'A 17UU1
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........,..1"" ,lI11ed". (hfltlOlolllH "IH/tIt It 11' ttllol:It l_fIIIIl...'""" ,I.ttd...-. '.!I!!..~~ ."'''1' III .....,W~.. It" tod.
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N,Wo< WlAR MAIII III tRAUI flAMI rw ''1'1'1 or 1l00)"t COlOR a"d Mllflll
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13.99,
NOTICE TO BUYER
DO NOT SIGN TillS CONTRACT IN BLANK.
YOU ARE ENTITlEO TO AN EXACT COPY OFTlIE CONTRACT
YOU SIGN,
KEEP IT TO PROTECT YO~/~l RIGlITS.
'~n,4/lg (SEAL)
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TRU~~~~:R:~C~~Wl:G~?sD[O~TRACT . p
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;tau nllW' obtAin propfrty InlUUlIICft, whl'll 'f'llui,rd, 110m anyone Ihat is
a(("pl.WlIlo Dank.
Slcu,il,: You Ill" glvifl.allltuflly inll!'I!~1 in 1114! lotx.II l~illR IkJlchawd
'Olllelat'n,'___ "IIM1
'"p.,ml"l: 1f)'OU Ilayolleil.ly,}'flU wdl.Wlt have 10 Jl.1Y a penalt)'
AuulnplJDn DI,dOlU'I'ot "11d"nllalrnort&'.1 111"1."110111:
SOlOe'one buy!"1l ~., h01ll1! Clnnot anUIlK! 11M! lemall1l.lt.1 01 11M!
lI10rtaaae on Ihe oflain.'tl let",s
AddIUon.llnform'I*': Ste below IUf IIny IIdddinn.11 i"ltwlllation IlboId
"lf1P1tYmf'nl. dl!l.ult, all)' Ifquirrd rrp.1Ymf!nlln lull bloln'l! lhe sclW'dultd
, ~tf. and prrparl\Pnl refunds and ptnathf's "
t""_"'.......
ITlMIZA110N or AMOUNT rINA.NClD AND STATE DISCLOSUR1S
(I) Cash rricll of~hicle Includin. blf. [QulJ1f1)tnl \l.J"..J..,.QP....
(2) C8shOownPaympnl lll".~eA.........
ARff'I'd Value ($.2600.09....) 01 Tfadldn
'....n<umb<.nc.($ .1898.9.1 M.IQI~Vm~E'r
Mod.. .CELEllRlr.v,,85......,. 1,...79.1..83
Buye,', lolal Down raYlntnl $...Q~U,";'\...
(3) Unpaid BalAnce m Cash rrlCe
(1Il!m(l)M,nu.U.."llll...................... "~.q~.~,.n...
(4) Insurance Premium CmIIOf payment of which Sell.'
IIdendscledilloOuytl .... ........... ......... $......~t;...
Klnd$ ollnsu,ancll; (Check rropt'f CoYI!I"II!)
ARlOOnlOf hlllnl of Instll/mee OIl Vl!hicll!; aclual r.a\h Vallll!.
Loss rayable to Ou~r. Srttl!f and Inilns IS inle/lI\t '"'11 lIppt'ilf.
1Illl"..........MM
[) nfll and U,OId rOln' II~II
lJ IoMnR IInd hhon:m.I
U CornPl'l!hmsMS......~E.. Oloducltblo
o Collision S......tU,U:.. DetJucliblt!
o Combined MtJllional C~aRe
XXTolaICredillileln\t1f'nct'... .,....,...,... $...259.1.2...
XXCrNMAcCktMt0\ ttl!.1llhlnSUfill'lCt' . ."" ,. $...416,.l1,..
liability In.uranee Coverage lor bodily InJury and prop.
arty damage caused to others Is not Included herein.
(5) Olhe, CO\t',..,ollo"Wsll1r.mitfl).."..... ...,., s.. .Z~~.~~.t?..
. ~l\...lIT.l\1.E'.1'Mt:.'j...6~~.4.~........... ..... ..........
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. ~lI.VQ;; .f.~t:.'j.... .2U,pq...... . .................
(6) f'tilltipAl AmOllnt rman(('d
(Sum 0111"11I$ (3). (4) and (51) .
(1) ril1iJl1CC eh,lfRC .
$1.4~49.,72..
$51B~:9.U..
(8) Jill'" 0.11..11'(" (101.11 ('II P"rmrnl\)
(Sulllnlltl"lIl\16Ia"d(1))
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ntlY1!' p/Olllileslo ,ta, Ihl! AMOUNT rlNANCrO.lnRelher wilh FINANCE
CltARGE nn Ihe Unpaid O.I.nc:e."nyolllcDOI OAUr~~N DEPOSIT DANK
."tllnUST COMrAN't.lla"~~f' f!/l 17105.ln .... equallucceulve
monthly Installments?l" .......' ~m1~'~?d~lImelll (II dillefen!) 01
$.,............. ~Rmlllnlo" ...... ....,..........................
tJllhllll ;n\l.llmtl1h ,",11111lI~1 'lNJUn't m..1~fUnMt I..,. tin" paid, s.tlr" It
\f't1H'I,h1tfll,""'nttltthl'lM/IiIlH(lII'd.nc:'''''lh'N''''''''.ndtondlliorl'oI1hi'l
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urlftlotlhllt'.nro',........U...lolmCommPrClaltc.holftl...dncf'bMmotor..hIc...kll'fINf .
..lh'''PoI.I'"fl'.-chmtnl.....c...IoOl'If.'ndrqu.pmtfOI_c.-'''''..."Itf'II"Pdc.-~
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.hown.bon.... Mfll cll'J'ClUIl'don IN ."umphOflIl'.I.lIlft..'Il~n1...rt bit IKtforN
pn ItoM 'cMdultd du. tI.,,, lI.n, inll,<<m.nt 1.1.1.. Burtt..lI HobI'I.lfd 10 (II, mot,
I.n,ne. chi... I"'" II lhowIl b'(lUI' 01111. add.loOn" .nlflnl.hich KCf"" II DuJf'I'
cYJI ,..tr, I.... ""''''.ch...,t .,11"""" 'he.-nouo,lof 1hf'1nc.....ordtc.Ul.""'bII
dill ..'h flit 1"1 cY,mlH>!. _hich .011 be mod,lotd "cord,,,.I, no,., mI, "'PI,.. 01 PM'
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11Ik1Ia1'I"lhrlobhlllhpn""hSfo........."""""t!y(.)....'n'''._ItI_oflwtf.......,
lhe..hIc..OO'(bIIOlhtnl""PfI'"'"PdbylAlhUblf.....br'lt.tuotklotl!<<IMUwrJO...,.
to. (IfllC'OUf tor SrIItr 10 rft"" I'" ....noc..1rr "I"'KIO\ III to IlMItatr ,Ilt tonIlkl...
mufu.tll1uc"lkloryl"n" II SPIItf t.IttwJI!he PO'" of I~II\""""
. f4011CI: CONCIININC '10'111" INIUIANCE
8upf"",Ctw:.KfINPft","I"'llUIhwhoort'",P'OPfiI',,"Uftnetillobtobl.~ lor
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nrl""_ItfMIK'Pd
ClfDIT INSURANCI
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cOfld"oon tor WhiChl."loI,II'd,u!::f.1 .n,Iimt dUfI",lht III mtlnlhI"pc",",lht
tf'm:.~~:;l.:.r~:~c:~~AII.."hl"III"nctc~.an..'Notf"""'...
forCIN" IIWt.InII1",clM'''lfll)clltc.tdfOlll"po~I'how...btlow
416.17
This conlfacl is subjfOcllo Ihe .dd,!ionall'fovi\ions indudinl TIlE
UOIICl Of PROroSEOCREDIT INSURANCE. Sf'1 fOflhnnlhe.eve.St! side
herro', Ihe \amI! belnR InCOffJQflltd llell!in by .plC!nmct.
ADDlliONo\l.TERMIANDPROYISIONS II: "~4~r."",'f"" ''''''''~J''''''
A h"ul',llCe DUYlH"Wdl t,'IY IlhY'K.ld'l1Ia..'I1'UI.'IC~lllluflll and .moul'l' ut"l.oIUlylQ\eI\i!, hi ;l:Idl,k,tflo 1I111\tl'lJ'th,. p,~lded 1.P41l1jUAI\:
C bflllJ1IW, II lillY" I..t, loo~I'lillh.II1'UfIIllU. \l!II~f "h.1I h.'tlUm"Mhllnohl"lI II,t OUY""" "'IIt!'I1",~nU~' I\fl,f" '9'1'1I.'11l!..L11lhllurecllY8ptdC,c.
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dllll few the proceed,. .
n M..illlenanu. ouy'" will kl"t"II lht! vf!hicht IIl.nod (omhhlMl Imt In.'O hom .lIli.,,\. w,1I1111 IMoUlI,lly .lIla.l" /tnd ''''''''111'111. UI,",1 II or w,lh
1t"IJtI(lltl,II uw. will nnt u'fllh~vthlcl" lOf hhl!Of 111I"1l.lIy (II dl\IIQ\l'olor ,neumhell II. Illd wltll1olllUUO'ltllhe ~111c11t 110"1 ~1111'~I'Io'IlIi' wilhoollhe
,1"101 w,iU'lI cotnelll 01 \ell.., .
C. .>to"ul1. theotcu"..,lCllolllflYIII Ihe 10llowIIII ,hllll helld"I,,"11 h..,elllkll!f: (I) l"ilwll olbuY!!1 10 1lI11ke."~ p.ol~melllllt"elllldrl punc.luo'Illyonlll
dUll d.le 01 I'*'ull,l" ch"I' Of In'tII,"e.. p,"mlllmll' dt'n1.ndf)llo ~',o'," Inyol 111,01l1l1'!i0,,' Inlhil ((111"0'1(1. (ll bll~"'dralh, el) In'hlulianol
allYIHPCpedinlln ba;IIklllplty or J(O(r.I'It'"llIpf)lII1\OI'Iertcy. hYN Alainll buy'" or Ill' p111pl",ly. (4)condlllUnahonor lorlflllure AChullaK.ln,llh"vehicl"
. Of (5) Iuu,"ce of ._Kullon p'oce" "llInll '"Y IHOJlfl,ly utlhe buye,. III Ihe event 01 . del.ull. lillie' ,h.1I h,velhe lIah' 10 (I) ded,,, ,II unPJud
1",I.lhllenll hnrMdi.lely dult. (II) ellie, .lIy P1t1ll1ilel .nd wi! hoot h,u(1t ollhe Pft.ce t.ke IJO'\e"iun ollhe vellie Ie ..td .ny 01111 eOIlI('1I11 (which ,",y
IIf held by lellfl' 1t'll1pofllllyfo, Ihe hll~t'f wilhool fell"lOlI\lluhlylo hilll).1l sell(l' "IJC)"."nlh(' vt'hlde huh.1I h.'IIIII", "Shllo 11'11111 01 dllposeol II
hy IKlblic or prlvale tale. 11M' IIII)(rrd\ 01 liltf'. It'u 1111 "11M!II\f'I. Williif' CledilC!d .go'llll\11I1fI1UlkKJIlI due h.'flllltdr' .ntl bu~rr w,n be liable 101' ,ny
delic"ncy. All 'elte,', lilllls he,eunde' aliI cUllllllall'lft and IMI wal'ler ulllny delault 'hall.1I1rc:I.ll1Y lalt" dellllll.
n. W'If'nlln. hu~ft ';'a"IIIII Ihillll"~ 'UIOlIKlhlle or lUob,le horT1ttolle,ed mll.de IOf lhe V1'lude II h~e hOIll.IlY hen. clalln. rllt:urnh'lllceOf security
mlellll. ,,,cepl II 'lOtl'd on Ihe lt1u' h"'l"tIl
E. Miscellaneous el) lOllllf damall' lolhe 'Iehlcle willllollell't1\e bu~e'. (2) 1111s.a'el'lIIrllllllllll\o1nd 1\ 100Ihl!tKollIIIII 01 buye,.IIIS hlllll.1ld w.II
,ellfewllll!i'lesllnd wlllr. ils ,uccflnOlSlnd".IiR"I. el)" anY'larl ollhlsaa't'fIlIIl'''l ISlItlludINIIII'l.hd. Iheu"u.lilllle' Will nUllhr'rby IJe IIIV.lid.tN
(4) Jhll wlilintl cOlllallll Ihe lull. flll.l,Iurt e_dull'll! IIIIIf!IIII'I'1 III 11m lIalC'l'menl o'lhe (M,IIf!I. (5) Noliee! Inbuye' Ihall be dl'ell~llllhit'll! beell.~n 10
hill1whrnlellllohis.dd'l"n lbovelllllf'fl (6) $foUl" alkJ Ilsa\\illllf'tO illl! he,eby Illlpoillled IKI~rr'\ illIOIlley In.f.cI 10t!o.II11Cls "lid IhillRI which seller
01' tlI 1"lllIet nt.lydt'ffllIlKen.lIy 10 Pt'Ilecl And CUlIlmuf'! llerll!fl~J Ihe sKlmly Inler.I' c,ealPll by Ihil conlrAClllnd 10 IJlolKllhe vehlcl..
If tfflSCONTRACJ INVOLVES m[ SALE or AUSEOVEIIICL[. 'liE INroRMA'ION YOU S([ ON HIE WINDOW rORM ran t1l1SVlIlICl[ IS PAnT or
TltISCONTRACT.INfORMA'IONON HIE wlNoowronM UV[IllltDESANY CONTRAIIY rffOVIStONS IN tilE CONtRACT nr SALE.
NotiCE: ANY flOLDER OF' llllS CONSUMER CREDIT CONtRACt IS SUBJECT TO ALL CLAIMS AND DEnNsn WltlCII lIlE DEOtOR COULD ASSlRl
AGAINST litE lULU or GOODS OR SlRVICU DOT AINED PURSUAN1IIERllOOR WITlIlllE PROCEEDS IlEREor. RECOVERY flEREUNDER 8Y nlE _#
DEB10R I"ALL NOl (lCUD AMOUNts PAID BY filE OEBtoR HEREUNDER.'
'Doel ,'Ot .pply II PllfCMlf!d '01 cornrnelclal Of .RlicultulIl U\II.
NonCE or PROPOSED CREDIl INSURANCE
the Sian!!'l(s) 01 Ihls conlracl he'l'bylitkt'(s) notice Ihal BrulIll cll!(ltl hip illlulallCo covt'J~ri" itnd/or RfOllp cl('{fil accident alJllllCllllh InlUllnce
covefale will be applic,lillle 10 Ihil COIlho1[1 ilwOIillkl'dol1 Ihe Irolll 01 tillS colllracl.nd e.ch Iuch lype 01 coverlRewlll bl! wlIlI.n bylhelnlUflnce
COIllPAny n.med. T his Inlu' ance. subjl!Cllo lIecl'plltnce by Ihe Insure,. CDVf!'I olll~ 1111I pel\On sianlnA tilt' '!!Quest lor luch IIISIII Rlltf'!. 1 he amounl 01
chll'le Is Il1diclled 101' elch IY1lll 01 credll insurance 10 bt" pUfch.ued. The lell" 01 h1\lIranCI! will COIl1I1"'11(1' III 01 Ihe dalr Ihl' Illdeblet.lnen II ,
Incurred .nd willelpifeull IheoriRII"lschl'dllll'd mahllllydale 01 Ihe indt'blt'dllt'\$. SlIbjKllnacCl'pl.ntl! by thl! Insu,el .nrl *'Ihlll lOd..Y'. thlore
will be deh'ltlll!d 10 Ihe insuled df!blOl' a CI',I il;cale olllllU' ance MlOII! lully deserlbinlllhe IllSUf ance. Il1lho f!\Il'nl 01 prep.lylllr.nl (lllh(l Indebl(ldneS\. .
II fr.lund ollllsuflnc:e charlCS will be made wht'f!! due.
DEALER'S ASSIGNMENT
All ollh" under sllned's flghl.ltUf! IfJl:l illl",esl III illld 10 Iht! COlli' acl on Ihe leVl'fSe sidl' hf!ll'OI. Ihe amollnts dlle amllu bt-come due I heleunde' and 10
Ihevehlcle.ele"ed 10Ihl',..II1.'. hrrl'by .\Sigurd b~ 11I\t1t'lIlant'd toOAUrHIN O[roSIT DANK and t RUSt CO. (h.'.II1C1l1rd O"nk)wilhpowC', lolake
l~a,,1 prOCt'l!dillRI in lis mUlle or In thl' !lolme 01 undC'rsiRned wilh '.~Ill"Cllher..lo. Undell'KnPd '11'''''0'1111\ Ihal said conl,act COlnlllle!. *ilh .11 laws; Ihlll
undersianed hal hePlldulyliCenled tllldellheMrennsyl'lalllil Molor V.hlcln Sollrl\ finance Act"and hal complied wllhthe prO'li!.iolls Ihereof;lh.1 Slid
runl. Icl il Renuhlt' .11"'1 the I" Ice !Ia,d by Ihl' tKlYt'f ilS \1 illl'fIln Ihr cnnll ilct w"s In c it\h and I hill 110 par I I hr,C'OI was Io3ned by ulldcrsillnerlloU.., 00yf1
Ihilt III partlel 10"-lid (OIlhACI hllV1! Iralll capaclly 10 wlIl,.,eI; Ihat un"rflllnl'd had a hlle ch~ar 01 all..llcumbro'lncel o'Illhe lime nl elKuholl 01 ",iej -
conllo'lel; Ihal 'el"ence 10 lllid CIJllhiltlllllprall u" Ihe Crlhhc...ll' 01 Till,. Of RIll 01 Sale "I 'Mlllill'd by Slaltt lItw cov.rin!l said vt'hicle; Ihallo
u'ltJefs'.nrd', 'If1owll'dle bu)'I" has or'lrr vlnl"lC'd allY 1.1*' cOIltl'rnmlli(IUOf f)f IlIlcollC'l. and Ih,,1 buyer I... no "10111. (ouIII.I.d,lIl11 Of del en,."
alillnst lilt' paymenl ollh. antollnls due and 10 become due IIl1dl'r Ihe contract; I~ ufHh"IIianed will indemnlly Oallk 'or any In" IUllalned by II
brclIuse of. judicitll seloff (If IKovery made lIlalnsl Bllnk.\ a feSlI1l 01 any cI.li'" f)I del('fl\e buy~, m.y h.ve illlllln\llhe underllllled. II .nyol the
fOle8QinR walf.nlies should bt' IInlllH'.lIndellian('d \hall portha\e 1.11" COIII,.lel hOlIl Dank 1111011 demand ,Ild will pll~ the,r.IOIe 1101 IC'I\ 1""lIlhe
unpaid balance owll'lllhr,eon plUI 1111 COllI IllIle. pl'lI"C'\ inclll 'MI by Bank in ,eslII!f.llhrleln. anrl said lell1tdylhall be cumulallve ilnd nol elclulive
and ,hall flol.tlKI.nyolhe, Itlhl Of ,C'medt Ihal Dank miaht have ,,11.,w or 1.'IIIIIIy .1KIIUlII tmdell'&ned. Dallk I, hc!,eby .ulhOlilfd locoffec:l p.I.111
('11011 in s:tid conlrACI and all Otht'f pilpe" liane'll ill COflltt>rhonlh"frwtlh. . ...'
Inconllde,.llOno' Ih. pmcha\fOol said cotllracl by Uo'Ink. ullrlI'II.r,IIt'd i'lftl~!. Ihal tll1d"I~'all{'(f\ furUM'f lIabllllylo a.ln'" wllh,r.lflC'Cllherelo sh.lll be
COVf:rned by on!! 01 Ihe loIlow"'R (Mila' o'Iph\ bt'lo'lf which undefSiR,lI.I:I'I Sllnalure ape~" II is agre~ lh~l \lIch paral' a6h when so liltned s"'lI become
Il;lIt oflhl' lI\\iallnwnl . , ,"
11
WITHOUT RECOURSE
2) WITH RECOURSE
Undl'fliftrlt'd aualalllees pa~",rlll 01 IIII' 0111I011111 dul' on \aid
eonhad al :md whl'n Ihe same llli'" become due. Wal'lillll .ny
rdenlion fll IlIlle fTIi'1dc by B.,nk .nd w,tivinR p,es.enhnenl lor
pa~rnrfll.IJlolr!.1 alKl nullc, of prol.sl. alld nOI1'Il.1~I1Il!II' and 1I0liu
olllle accl'lllallcl' h<<'lf'Ol.
hcrpl a\ olhl'lwl,," plOv;ded In tin' 1IIKlelli&nC'(fs wllllcn 3&'1"0
11I<<'111. i' IIn,. wilh you.
O.II1el
tAl'IRENCE CHEVROLET, mil.
... .... i(;Ofpo,;'liOrl:IIKt;';ldu~io; ".Iini N~inej.'.'..'
(Seal)
O..al(O, ...... itiujMtI:"Iiititi: 'lilJivlilli.ll Q; .r'liili U.lilirj" ..... eSto"I)
"~r:t'~Z:;;;;",,:~~_~~~~~.~~::_._~~:.:~.~.~.itili~C~':O;;';ii..rdil;;.;~l,ilii'" ...... (50"1
j
,
i
i
,I,
i
r'
3)
fULL REPURCHASE
lJ(lilersigllt'i1 all'f'fl lou""Uleha$e lht!' Vi'lllelt'lrolll Dank fJI Ani all!. should Dank or ASlINUS .,1 ,IllY IlInr 'I'pos\e\\ 0' COIIl(' illln (lO".\.."ion 01 il. ;uKl
Il'lM.ler deliver, 01 III(! urne In utlilt" lillll'd.l1 UfKIr.''''allrd'\ IIlace nll1minl"lS. wllhin mll('l~ e9O) d...~s ,,11.., rn"I\lIil~ nllhe eal lIe\1 in\I.,lInmnl UII"'lMI al
Ihl' IlItll' 01 luch dl!b'lf'fY Undl!rliJlnl'f1lIitrel"l10 llity, III cash 1IM',,,lor. UllOll rlernal1d. an 11(1''100111 N1111110 Ihe unpaid halt1f1CC' OWtlltl 01111'" corlllacl
1,,1,'hl111 Iht'lrlo..rRartllen 011111I' IIl'f!t.I 01 't'p,lir Of COllfllhon 01 uid whlCle
O('..Il"r........
......I...............(Sroal)
I'
o
(;
ay......
.............(Stoal)
lI....o;rll~
lJl-lifll'r
.;l.
T1/\Cf
b
0,
,
"
t,
,
NOTICE ar RIiPOSSESSlctf
(Pennsylvania)
Date October 25. 1991
To Jeffrey a. Kintz
672 Laurel Drive
Boiling Springs, PA 17007
,
You are hereby notified that your 1990 Geo 2CNBJ18U9L6201714, motor vehicle has I
been repossessed because of default in payment of installment(s) due Ju1v 1991 throuah :
Sect. 29. 1991 You may redeem said motor vehicle within 15 days from the date of this
letter by payment in cash, of the following amounts, to the office of Dauphin Deposit
Bank & Trust Company, at the address shown below.
Total Unpaid Balance......................
$ 10.545.62
Less Refund of Charges....................
0.00
Net Unpaid Balance......................,.
$ 10.545.62
67.15
-
Accrued Interest Charges..................
(Additional cost if repossessed more than 15 days after default I
Cost of Retaking..........................
$
0.00
0.00
0.00
Cost of storage............ "' ......... t...
COst of Repair 1n9 . . . . . . . . . . . . . . . . . . . . . . . . .
Total additional costs....................
$
0.00
Total amount payable to redeem motor vehicle
$ 10.612.77
The motor vehicle is stored at 1111 Rt. 322: Dauohin . PA 17018
\
-.payment shall be made to or notices may be served upon person signing this notice at
address of Dauphin Deposit Bank & Trust Co\lilSny, shown below.
If said motor vehicle is not redeemed as aforesaid, undersigned will resell said motor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle will take place at Dauphin Deposit Bank & Trust
Company, on Nov, 11. 1991 . at 9:00 a,m" and in accordance with the Uniform Commercial
Code and the Motor Vehicle Sales Finance Act, you will be responsible for any loss
sustained. Any personal belongings left in the vehicle must be redeemed by you within
30 days from the date of this letter or they will be disposed of accordingly.
tx Hl Q,I':- C
fh,\-l
Dauphin Deposit Bank
& Trust Corrpany
3607 Derry Street
Harrisburg, PA 17111
By dCttl~~,P~("
Douglas p, Fleak
Assistant Collection Manager
NOTICE CF RI!POSSESSI~
(Pennsylvania)
Date October 25. 1991
To Ingrid Kintz
6214 Stanford Court
Mechanicsburg, PA 17055
You are hereby notified that your 1990 Geo 2CNBJ18U9L6201714, motor vehicle has
been repossessed because of default in payrrent of installment(s) due ,Iylv 1991 throuah
Sect, 29. 1991 You may redeem said motor vehicle within 15 days from the date of this
letter by payrrent in cash, of the following amounts, to the office of Dauphin Deposit
BanII & Trust CoJlililny, at the address shown below,
Total Unpaid Balance............ I . . . . . . . . .
$ 10.545,62
Less Refund of Charges....................
0.00
Net Unpaid Balance.................... ""
$ 10.545.62
Acc~ued Interest Charges..................
67.15
(Additional cost if repossessed more than 15 days after default)
Cost of Retaking........ It..t.. II .........
$
0.00
Cost of Stolage...........................
0.00
Cost of Repairing.........................
0.00
Total additional costs.. I.................
$
0.00
Total amount payable to redeem motor vehicle
$ 10.612.77
The motor vehicle is stored at
1111 Rt, 322: Dauchin ,PA 17018
-Payment shall be made to or notices may be served upon person Signing this notice at
address of Dauphin Deposit Bank & Trust CoJlililny, shown below.
If said motor vehicle is not redeemed as aforesaid, undersigned will resell said motor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle will take place at Dauphin Deposit Bank & Trust
CoJlililny, on Nov. 11. 1991 . at 9:00 a,m" and in accordance with the Uniform Commercial
Code and the Motor Vehicle Sales Finance Act, you will be responsible for any loss
sustained, Any personal belongings left in the vehicle must be redeemed by you within
30 days from the date of this letter or they will be disposed of accordingly.
eVHt tl>/f (
Vev, -\ (t
Dauphin Deposit Bank
& Trust Corrpany
3607 Derry Street
Harrisburg, PA 17111
By ~#ttJ~/
Douglas P. Fleak
Assistant Collection Manager
D
Dauphin Deposit Bank
and Trust Company
U....I[R 'EDII\AL DEPOSIT INSURANCE CORPORATION
December 23,
1991 COMMUNITY BANKING LOAN CENTER
3801 DERRY STREET
HARRISBURG, PENNSYLVANIA 1111'
Jeffrey A, Kintz
672 Laurel Drive
Boiling Springs, PA 17007
RE: Account N70061120743
Dear Mr. Kintz:
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was sold at Public
Sale on December 14. 1991. The proceeds of the sale were applied as
follows:
Total proceeds received from sale of security
$ 5,800,00
Minus costs of sale
$
275,00
Net proceeds applied on account
$ 5,525.00
Amount applied to Interest
$
.00
Amount applied to principal
$ 5,525.00
$ 5,245.41
Principal balance remaining
Plus accrued interest
$
22.08
Total Balance Due
$ 5,267.49
When you obtained your loan you contracted to repay the total
of payments, You are still legally responsible for the above
deficiency balance. To resolve the continued delinquency and totally
pay your account in full please send the balance due of $5.267.49
within ten days. Upon receipt of this amount we will report to the
credit bureau that this debt has been satisfied.
If you have any questions, or wish to discuss repayment of the
balance, I can be reached at (7l7) 255-2358.
DPF/bjl
(. ,tHe.1 T P
1\' ,
Sincerely,
d) attlf' /t,t.' Iri,d:t?~
Douglas p, Fleak
Assistant Collection Manager
PA.102
D
Dauphin Deposit Bank
and Trust Company
MI...I.R FEDERAL DI'OI" INSURANtl CO'''ORATION
Ingrid Kintz
672 Laurel Drive
Boiling Springs, PA 17007
RE: Account H70061120743
December 23, 1991 COMMUNITY BANKING LOAN CENTER
3507 DERRY STREET
HARRISBURG, PENNSYLVANIA 17111
Dear Hs, Kintz:
t-( fe.7 ), I d- 1- /.7{..
fAf.ftq d3~.$(j'
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was sold
Sale on December l4. 1991. The proceeds of the sale were
follows:
at Public
applied as
Total proceeds received from sale of security $ 5,800.00
Hinus costs of sale $ 275,00
Net proceeds appli ed on account $ 5,525,00
Amount applied to interest $ ,00
Amount applied to principal $ 5,525.00
Principal balance remaining $ 5,245.41
Plus accrued interest $ 22,08
Total Balance Due $ 5,267.49
When you obtained your loan you contracted to repay the total
of payments, You are still legally responsible for the above
deficiency balance. To resolve the continued delinquency and totally
pay your account in full please send the balance due of $5,267.49
within ten days, Upon receipt of this amount we will report to the
credit bureau that this debt has been satisfied,
If you have any questions, or wish to discuss repayment of the
balance, I can be reached at (7171 255-2358.
DPF/bjl
Fv ti!.\?"ll I'
'\ I '
\-'1.\,'. .....
Si~elY,
cf//tI(f/~ ,P1Ytitc
Douglas P. Fleak
Assistant Collection Hanager
I
I
~
PA.102
.
,
....
"
SHERIFF'S RETURN
COMMONWEALTH OF PENNSYLVANIA In The Court of Common Pleas of
Cumberland County, Pennsylvania
COUNTY OF CUMBERLAND No. 94-437l Civil Term
Complaint in Civil Action Law
and Notice
Dauphin Deposit Bank & Trust Co.
VS
Jeffrey A. Kintz and
Ingrid Kintz
R. THOMAS KLINE. Sheriff. who being duly sworn according to
law, says, that he made diligent search and inquiry for the within
named defendant to wit:
Jeffrey A. Kintz and I'ngrid Kintz
but was unable
to locate
them
in his bailiwick. He therefore returns the
Comolaint in Civil Action Law and NOT FOUND, as to the within named
Notice
defendant. Jeffrev A. Kintz and InQrid Kintz. Defendants moved and
left no forwardinQ address.
,
.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
~van w~ers:
l8.00
8.96
4.00 ~~TH AS KLINE.
30.96 Pd. by Atty.
9-0l-94
Sheriff
Sworn and
this i It,.
subscribed to before me
day ofJ~r;-;;< t.. _
,
19
'i'! A . D.
C)....y'- r: )1t,Z6~
Prothonotary
^-~r.; .
I .
DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
JEFFREY A. KINTZ and
INGRID KINTZ,
qq- 437l
No. CIVIL ~ ~ v IA'\
Defendant
NOTICE - COMPLAINT
YOU HAVE BEEN SUED IN COURT. If you wish to delend against the claims
set forth in the loll owing pages, you must take action within twenty (20) days alter this
Complaint and Notice are served by entering a written appearance personally or by attorney
and liIing in writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so, the case may proceed without you, and a
judgment may be entered against you by the court without lurther notice for any money
claimed in the Complaint or lor any other claim or reliel requested by the Plaintilf. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240-6200
TRUE COPY FROM RECORD
In Testimony whereof. I here unto set my hand
and. the seal of " at Carllsle.tal
T L day-Iv-, 111 ( ..,..
,.
.
..,
NOTlClA
Le han dcmandado a uslcd an la corle. 51 usled gulere delcnderse de eslas
demandas expueslas en las paglnas slguienles, usted t1ene vlenle (20) dias de plazo al partir
de la {echa de la demand a y la notllicacion. Uslcd debe presenlar una aparlencla escrita
o en persona 0 por abogado y archivar en la corle cn forma escrila sus defensas 0 sus
objeciones alas demandas en conlra de su persona. Sea avlsado gue sl usled no se
delienda, la corle lomara medldas y puede cnlrar una orden con Ira usled sin previa aviso
o notllicacion y por cualquicr gucja 0 allvlo gue es pedldo cn la petlcion de demanda.
Usled puede perder dlnero 0 sus propicdades 0 olros dercchos Imporlanlcs para usled.
LLEVE E5TA DEMANDA A UN ABODAGO INMEDIATAMENTE. 51 NO
TIENE ABOGADO 0 51 NO TIENE EL DINERO 5UFICIENTE DE PAGAR TAL 5ERVICIO,
VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRFCCION 5E
ENCUNENTRA E5CRITA ABAjO PARA AVERIGUAR DONDE 5E PUEDE CON5EGUIR
A515TENCIA LEGAL.
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240-6200
(.
. ..
DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
JEFFREY A, KINTZ and
INGRID KINTZ,
No.
CIVIL 1994
Defendant
COMPLAINT
1, The Plainliff Dauphin Deposit Bank and Trust Company, is a Pennsylvania
Corporation licensed under the banking laws of the Commonwealth of Pennsylvania with
an office located at 3607 Derry Street, Harrisburg, Dauphin County, Pennsylvania
2. The Defendant, Jerlrey A. Kintz, is an individual residing at 672 Laurel Drive,
Boiling Springs, 17007, Cumberland County, Pennsylvania.
3. The Defendant, Ingrid Kintz, is and individual residing at 286-C South Locust
Point Road, Mechanicsburg, 17055, Cumberland County, Pennsylvania.
4. On or about September 14, 1989 the Defendant~ made an .lpplication for a
loan to Plaintirl Dauphin Deposit for the purpose 01 financing the purchase of a 1990 GEO
Tracker. The loan was approved by Dauphin Deposit Bank and Trust Company. (Exhibit "A").
. ...
4, Dauphin Deposit Bank accepted the application and requested that the
Defendants execute a "Pennsylvania Motor Vehicle Installment Sales Contract" (Exhibit "B").
5. Pursuant to Exhibits "A" and "B" the Defendants agreed to make payments in
monthly Installments of $363.53 to Dauphin Deposit for a term of (j(ty-four (54) months
payable on the twenty-ninth (29th) day of each month.
6. The Delendant has defaulted under the terms and conditions 01 said
agreement, Exhibit "A" and "B" herein, in that he has lailed to make su(ficient and consistent
payments In accordance with the terms and that no payments have been received since
September 13, 1991.
7. The Defendants voluntarily surrendered the car which was the collateral lor
the loan to Dauphin Deposit and were notilied by Dauphin Deposit of the intended sale of
the car to be held at Public Sale (Exhibit "C").
8. The Defendants were given notice that the car was sold at a public sale by
Dauphin Deposit on December 14, 1991. (Exhibit "D").
9. Total proceeds generated by the public sale were $5,800.00. Costs 01 sale were
$275.00. The net amount applied to the principal owed on the Delendant's account was
$5,525.00.
(~ ,"-,
~' . :",',' ",,'
.....".!
. ...
10. Repeated demands of the Defendants hve been made by Dauphin Deposit and
Dauphin Deposit's counsel for the principal balance owed of $* (Exhibit "E").
11. The Defendant has refused to pay the deficiency balance owed and is therefore
liable for interest, allorney's fees and costs of suit.
WHEREFORE, the Plaintiff Dauphin Deposit Bank and Trust Company demands
judgement against the Defendants in the amount of $* together with allorney's fees of
twenty percent (20%), interest and costs of suit.
Respectfully submilled,
ADLER AND CLARAVAL
Date:
.,'i, /'1';
By
/) , ,/. /;f.' 7 17
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;I'. . '., - , '.. .
Il((ti,.(~ .' 'it L(ll,.
/ ROBERT F. CLARAVAL
125 Locust Street
P.O. Box 11933
Harrisburg, PA 1710B
(717) 233-4780
Supreme CourtlD# 19222
Allorneys for Plaintiff
.
~.
. ...
VERIFICATION
I hereby certify that I am the Community Lending Officer of the Dauphin Deposit
Bank and that the facts set forth in the foregoing document are based upon information that
I have given to counsel and they are true and correct to the best of my knowledge,
information and belief.
I understand that any false statements herein are made subject to the penalties of 18
Pa. C.S.A. 54904, relating to unsworn falsification to authorities.
DATED: ff/t/q.j
//~ ~~J 'Q,~
Sl:JSAN C. LISLE, COMMUNITY LENDING
OFFICER, DAUPHIN DEPOSIT BANK
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rENNSYlVA~11 MOTOR VEIIICLE INSTALLMENT SALE CONTRACT c//3?
REPOSSESSIOrt"JIllSIAt'IM""urIUlIIIWtllAlIlLUlllAlIllNI II J. ~(}.,.' . .
ll.I, SM' h '1 a9.!L
JUn;IlY A. Klllrz , INlOIUU KIIll? 6"/2 I.I\U1l11. UIl. IJOILIIKl SI'IUNGS VA 17007
i,;,t LflHIUN.$ rmVf~:l:~'~~. ~~-~'~~ttil~~-lllKt: Hu!il~rucsnuuu l,til/US5 ;;;""1
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UlfMlNI .
ANNUAL
"ReIN,AGE
IIAll
1h.cO\IoIJOUIr.....I.'.
.....1,,1111
rlUA'lel CIIARGI:
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Auumptlon Oltdosu,.lo, ..skf.nll.lmorl<<_.. tl.nlllrlions:
SOll1fOl1e buyit1. you, hOllle nUllol "nllllle Ihf "~"'.1IIII.I(', 01 Ihe
lIIorlaa.eonlheorllitlAlltllllS
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. 1f1pllrmenl.de'.ull.lIll)'lfrluiJC'd 1f'1''''rllll!l1l in lulllJelnlllh(' 'dlt"tlulf'd
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11t1"llAlION or AMounl IIIIAUC10 AflD SIAIE DlSCLOSURlS
(1) C.ash I'rtel! 01 "fhlelt! Includill' hila [l1uiflfllfllll t\J9.~.t ,.qP....
(n C.\hVowtlr"1"~"1 1110...9"'.........
"R"fld Vallie (t.2690 .Dg....) 01 Ill'd.. In
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M..'."CELElIRlT,I/..0S,....... L ,,7~1..~J
DUrfl" 'olill OoWIl rl'111lfllll J,. .fl?\ ..OJ"..
UJ Unpaid Uala'I(' of Cadi "'ice
tUflnCIJ Minus Itrm(m ..................,... t\~.Q~.!!,..?/ ,..
C". "1\1II..nee r"~l1Ilu"'Co\IIOt fIo1,JIlflll"f which Sc!U"1
fI.l.lId,cledilloOur" . ............ '.......... t..... .NQNfi...
Kind\ of I"su'..nee: (CIW!CII r,OfIt', ClNrlaat')
Amounl t)f hlenl of I"sula"ce on V,hiclp: "'tlllo1l Ca\h V~llIl!
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lXC'Pd.'l\c:cldf'fl''\ Iff'allh 111\1.1'1"1(1' .... .... 1...416.1.7...
L1abllllyll1lurance Covernge lor bodily InfulY and prop.
erty damaglt causcd 10 olholl Is nOllncludod hl!rolll.
t'i) Oil.", Co\ls,,,'ollows (IIt'III.,P).... _......., ,. 1 . .:J.~~.!~.~,..
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nllte' f1lomiSl't III I'''''' UlltAMOUNI rINANCEO.lrf,l'lhl" ",ilhrlflAUC[
CIl^,,(j[ 011 'he UnpAid Ualll"te JI.nrolliteol OAUI~I~N UEroSIT DANK
.nd Inus' COMrAUV. "all~~~'. P,ft 11105, ht ... fqllalluc:c:",lvl
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BUftll'l'Ut,llnION DUAULf
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:f~r,;"c Ulllllll UI'iGRAtICl COUrANt. .,clIAU.,nuno IllIIIOIS
UOI ............................. .................................
lhll conl'"cll, ,"ubl.tl '0 Ih, adtMiOtlal Jllovi'IClIIS llldudin. 111[
NOTICE or rnol'OstlJ cnWI I 1IISURAUCE. \('1101111 OIl 'hi 'e,e,,, side
hl'll'ol,lhe salll" bl'll1R Incorporaled hl'"ln by ,elr'rfltt',
NOTICE TO BUYER
00 NOT SIGN TIllS CONTRACT IN BLANK.
YOU ARE ENTITLED TO AN EXACTCOry OFTIIE CONTRACT
YOU SIGN,
KEEr IT TO rROTECT Y01/7L RlGIITS.
.;:~~(1/!/::;? . ... (SEAL)
. 9.-J(~~I~~~:~~~~~~,~~O OF A. .... (SEAL)
TRUEIIN'l?cORRECT ~F TIllS CONTRACT
2:?,.It#,;/1/;:lQ_' {lIH.~J::r
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,. ADDlIIDNAL llRMt AND PROVISIONS ! Ii rk r. ,~ r.., .." ,,, '" ,.... _,. "'~
^ I"''''"ltel. Ourel w.I'uI" ph,siCIIltJalllJllt III'uroll'CI! 1"'IJIIl1I11llluuounl".U"aoICJf'llo "IIII'I hi ~bdhlolflb lIi""J~di,. p,m.dPd '.P".., n.
C IJflIOW,II bur.' 1,.1. loo~I.llIlhlt I"\U'''I-':I, 'rllf'1 Ihall hh.ltlhrt ,Iahllnobllllnlla' Dur","..ptlls"'''lJ)1,r lS.i,'ll 19"11l'.ll,llhllu'tclhYl prdi! .
O'IIIIIIIInc, 001 ,.cel!dllll 'h. UIIIUlld hallmtll hf'l~t,,"h'f I dUl'els Ill" Illllller lu pay ,II pUKeI'd. dte'lI~ 16 "11I'('II'~1ul'lon,.".lIir JO 'l1dor~. III(
dill! IOf th'IIIDCled.. .' .' .
II. MIIlnll'll,net. OU'fI' ,..II "fP'J Ihf! v.hide In lunt! (OI11hlinn and "", IrOllllllllit'lll. will par IKOIIIIIII,.III.....' IlId "MUIIII'III. upon II or willi
felIH"lluiIIU\P. will nnlll't'lh.. Vl'hi(!"'1II hi'l! Ollllfll'lllU'IUI dl\IIO\f1 01 01 ,IlCUll1b., ii, and willnollt!lIIovelhe vp.hld!! 110m rellll\ylvllnl,wIIlMJUllh.
.lwioI wtillenconif!nlltllflll.., 0
C, OfI.uU. Ihp. OCCU"""C1'J ul...ny "1lhn lollowill. ,11I'lIllft II delAult hI'II!WMJfI: (1llalluie 01 bllYI'II" lmlke .n1 paYlllflll1 heleunlh'l punctUAlly OU III
dur d.lr Of l.wlull.le(I1",..OI in\U1IUIcr Illrll1illlllnt dpl11l1nd 01 h,pelhulII Rlly 01 hllObllllllllllll in Ihilconllact. (2) Iluyef'dr"th. (l) l"slilulional
,IIYlllocr.r1llllllllltt"IUlIlllcyor fl"tp.iv"'SllipOl ilISrnV(llIcy. lIyOf IIllIillSI hUlt'1 or Ills PIIlI1f!,ly, C4)cnl1dfll.lll.1lklnor 1001t'llur. "CIIIMI i'lR.,lllsllhevelllclll
. Of (5) l"Ullltl 0' elflCulll)n prne"" ItIl,lllll\I'IlY 1IIO'IPII:. nllllt' buyrr. In Ihe evenl 01. del.uU. 1I!lIflr sh.1I h.v,lhe Ilahllo III Iledale ,II ulIp.ill
II1\llllllllel1ls 11I1IIledl.It'ly tllIe. (II) elllpl ally flll'lIllsl'sltllll wllhonllMe.chnllhe pll.cel.k. IlOsseuinn ollhevrhkle .ud '"r.of ilS(IMIll'lIlslwhlchmllY
IIf' helll hy tellr'r 1t'1Il1101"ily lor Ihl! huy.., wilhoullf!"lOll\duhly Illllill1).1f Itlll" leIJOn.,,,el lilt' vrllkl" helhall hllve Ihr 1 nlll hllrlllll nr dilpose 01 II
hy IlI.lb.ltc or prlvl1le I~II!. fh"llfll(rrd\ III ultt.lttnitlll'.'K'I1\I!I. will he! cl,.tliled nf:l1lmllhll ;UII'1I.1Il1 111II! hPlt'Ulldt"IlOcl bU"1'1 Will he liable 101111"
dl!lIclency. AIII",lIel" 1111111' ht!leulltJl!l 'It' tt1ll1ulahvn 011111 111.1 WlliVl!llllllll.,drlaulllhalllllll'r.1 nil, Ii'llt" dt'l.ull.
n Wa""nUel rluy'" ~~IIl'Il1lllh"l all, Ilulnrllllllil(l Of 1I11111111l hOlUe ollllled hll/alle lu. Ille vl"ltidt'IS "('It 1I1l111.ny Ilell. claim. rntlllllhlilllCII 01 IKul1l1
mlt'lt\l.e.ct'III'I lIoll'd ol1lhe 1,1(l! hl!lrol
E Miscellal1l'ou' (I) lon 01 tlamllRr 10 Ihe vtlliete wlllllnlletlt'a\1l hUVI!' .1'1) I hll 1li:1t'trnrnl hinds IInd is IOf Ihe bfllt'1iI 01 hllyrl, IllS hei'I .nd lelll
lellf "Sl!nlllllvel Ind ,..t1f!' .111 ""ccflnor' IIHI ilnlans. (]) II any 11.111 ollhls 1I1'f'I!I1I"nl II atljud'Mllnvalid.lhe 'emalnder willl1ollhru'hy be Inv.lidlll,d.
(Ii II his wlilll1acol1ll1ln\ 1I11~ lulI.lin"lIntlp.t1u,lvesli,lerut'III01IhellIt1rt'lIlelll 01 thepllhe\, I~) Nollce lobu.e' Ihall bedet'lllpd lohilvl! bren Itvenlo
'llIltWhrnWllllohis.dllrt'n .bowe slalpd (61 St'lIrr lInd II' nnIA'",""I" hrlelJVllllpoinll'd bllyrl', AIIOIl1eV In,llltllodnllllllcII1I11l1111l118,.htth lelll'l
0111' "\lIne' nllly dee", IIl'ceu"y 10 Jlf'11fK'llIlld COllltnutt IIP..II!{Il'tllhe securily illle.esl elt,.t..d by Ihil coullllcllllld 10 Illoltcllhl! whlere.
Ir 1II1SCONlRACr IUVOlVLS IHE :;AI [or Ausm V[lIIr.lr. tll[ lfuonM^IION YOU SEE ON IIIE WUlOOW ronM ron lItlSVllllClt 15 rAnt or
IIIISCQNlnACI.INronMAIIONOU 111[ WItIOOW funM OV[R1UlJlS MI'(CONlIfAIlY rnovlSlutlS IN fIll CONIRACf or SAtt
NOtiCE: ANY II0lDER or tillS CONSUMERCREOII cor.IRACf IS SUUJlCf to ALL CLAIMS AND DUENSES WlnClltllE DEOIORCOUlD ASSERt
AOAINSf tilE SELLER or COOOS OR SERVICES 00 fAltIED PURSUANt IlEREtO OR Willi tilE PROCHDS flEREor. RECOVERY IIEREUNDIR BY tilE -'
DEDIOR SUALL NOf EIlCHD AMOUNtS rAID DY tilE UEDlOR IlEREUNOER..
OOot!, 1101 Ippl, II pu'cl""l!d lor COllll1lfllCI;1I 01 "RliclIItUlalu\l!.
NDIlCE or 'Rorouo CREDit INSURANCE
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eovel'le will be IPpllcable lolll'sl:ollhacl II '0 IlllllkrdOlllll1! 1'0111 of Ihiscollhacf IlId tllch '11Ch Iype 01 cove,..e VliII bewllllrn lIylheln,uflnce
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IllclII'l'd IInd will ll.pire 0111111' 01 iRlIlal \Chf'duletJl1lllhJlllv ditl.. nllha imll'bh!llnc\l 5uhiec 110 lICCl!I'llllltf! by Ihl' InSlll!!' .nd wI!lnll 30 dllyI.III!!'e .
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. ''''und ollnSU'"lCe chllRe, will he llIadt! V1hl'll' due
DEALER'S ASSIGNMENT
^" ollhe IIl1delllll~lf\ I iRhl.llIl.. IInd jIlIN..,llrl illld In Ihe C(JIlll ael on I he levrl Sf! ,illl! Ilel pol, lilt! iUllnunl\ du" 11111.1 lu brcPlnl' dlle Ihereunde, Gnd 10
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Ih"llIll pa.hn 10 ",hi coululcl 1I;tV" I"R"I t"fl.lcllr I{I CUIlI/ild. Ih,,1 ulld..rsiRllt!tI hild IIhllrt CI"M (II alll'lIcumbllUl(e\ Illlhe limet (II e.eculloll nl lAid -
r.nnh.t.1: 'hal .elelfmc:" In Uld f.nnllild 1I,lllI'iU' (II' 1111' ["hhull' 01 1111" Of nlll 01 SlIlt! "s IMluirrcf lIy Sllllt' bw Covl'lllIfI s.lO(I vl'hh:le; 111,,'10
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aalllll'llhe PIIYlJIent 01 lilt' el110111111 dlle ""1110 ""r.ollle dIU.' 1I1111rl Ihe COlIIIIlCI; Ihe t1l1df!ISIRlltd willl111lrmolly BRnk lor IIny kr\\ ,usl.liIt'd by II
lIfcaU\1! of II IUf!iciAllelolf CIIIf'(ovr.y m~de al:tirnIU,lllk liS a It',ullul anv tl:tlm nr dtltn,e bU'l't!1 11111, have i'l1~ln\llhe ulldel\tr.nrd.II IIny Dillie
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unl,aid bal"ne., OWh'llht'l!Oll phIS 1111 to\" IIIMI "'ptll'PI illCIIII,.d by n,,"k illll'\pf!cl Ihell'ln. and ';1Id 1t'I11l'tJy Ihall be cumullllivf! illld 1I011l'.tllllhre
"'IH) ,hllll nnl.llt'c1l1ny 011 let IIRhl OIlpl11f!d., Ihal n"lIk llIiRhl hllve IIII.1W 01 ('lllIily itAitillsl Ulldell18llw. Dank Is heleby lIulhorlled 10 COflt'C1 palenl
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11;111 uflhe lI\1iRIIIlIt'nl . ..,1'
1)
2) WITII RECOURSE
umrl'ISip,lIl!d IUf;lI1I11lee' Pllrlllenl 01 Ih.. IIIl111l1ll1 due on \AId
COlllule! ns "1111 _hel1 Ihl! ""me sh,,1I IJeCllllll' dill!, waivin, IInv
1'.tl!IlSiull 01 lime! llIi1de lJV Oilnk /lnd w,'ivillr. Illp,enll11.nl 11:"
llitylllf!nl.llIolr\ll1l1d notice l.1 plol"sl. nnd Illtllll.l.,IIIl.!U,.nd 1I0lice
ollhl! lIccrfllallCp. IIrlrol.
WITIIOUT RECOURSE
herpl 0'1\ clhrtwi\1" lllnvidl!llllIlhfl Ilmlf!l\illlt'lrl Willii'll "RU'C
nl('l1l.i1...ny.wilhyoll
iAwnENCE CHEVROn,. my.
Oelllt'1 ..'.;. ttiMj.o.iiititi: I.Kli';i~U.lIO; flini U~;li~i
A, d -I 7~~_1"^':
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Ily ,...,... .... i!.illic'rr':O;"'IH!;m'I\,il,.';i:': "Iilr) ....., ... (Selll)
FULL REPURCIlASE
tJlwlel\lllllt'd illIlI'~' In "'I"JlclI,,,,t' Ill,. vr<h'CI" IrOIll 1J.1..k III A..'i&II" \huuld nllllk 01 AUir,llS .11 ,\lIV I,,"r .rllO\\t\\ III ((11l1e 11I11I11I1"P"'*o11 nl il. illllI
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1"lllhl'lllht'lrll1.II'Rll1tJle" QIIIN!' 1W!1!\101 'PI!.'I1I or C0111hhlltlOI\,lid v..hicl~
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NemCE OF REPOSSESSIOO
(Pennsylvania)
Date October 25. 1991
To Jeffrey a. Kintz
672 Laurel Drive
Boiling Springs, PA 17007
You are hereby notified that your 1990 Geo 2CNBJ18U9LG20171J, motor vehicle has
been repossessed because of default in payment of installment(s) due Julv 1991 throuah
Seot. 29. 1991 You may redeem said motor vehicle within 15 days from the date of this
letter by payment in cash, of the following amounts, to the office of Dauphin Deposit
BanII & Trust Corrpany, at the address shown below.
Total Unpaid Balance.............. I I . . . . . .
$ 10.545.62
Less Refund of Charges....................
0.00
Net Unpaid Balance........ I . . . . . . I . . I I . . . .
$ 10.545.62
Accrued Interest Charges..................
67.15
(Additional cost if repossessed more than 15 days after default)
Cost of Retaking..........................
$
0,00
0,00
0.00
Cost of storage...........................
Cost of Repair Ing. . . . . . . . . . . . . . . . . . . . . . . . .
Total additional costs....,...............
$
0.00
Total amount payable to redeem notor vehicle
$ 10.612.77
The rrotor vehicle is stored at
1111 Rt. 322: Dauohln . PA 17018
,
\
"Payment shall be made to or notices may be served upon person signing this notice at
address of Dauphin Deposit Bank & Trust Corrpany, shown below.
If said motor vehicle is not redeemed as aforesaid, undersigned will resell said rrotor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle w1l1 take place at Dauphin Deposit Ban)( & Trust
Corrpany, on Nov. 11. 1991 . at 9:00 a.m., and in accordance with the Uniform Commercial
Code and the Hotor Vehicle Sales Finance Act, you will be responsible for any loss
sustained. Any personal belongings left in the vehicle must be redeemed by you within
30 days from the date of this letter or they will be dispOSed of accordingly.
1::d11 p: I
Dauphin Deposit Bank
& Trust COl1iXlny
3607 Derry Street
lIarrisburg, Ph 17111
dJCt<<I7~P2m('"
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By
Douglas P. Fleak
1Issistnnt Collection Hanager
I,'
.
NOTICE IF REPOSSESSIOO
(Pennsylvania)
Date October 25. 1991
To Ingrid Kintz
6214 Stanford Court
Mechanicsburg, PA 17055
You are hereby notified that your 1990 Geo 2CNBJ18U9L6201714, motor vehicle has
been repossessed because of default in payment of installment(s) due Julv 1991 throuah
Seot. 29. 1991 You may redeem said notor vehicle within 15 days from the date of this
letter by payment in cash, of the following amounts, to the office of Dauphin Deposit
Bank , Trust Company, at the address shown below.
Total Unpaid Balance......................
$ 10.545.62
0.00
Less Refund of Charges....................
Net Unpaid Balance. I . . . . . . . . . . . . . . . . . . . . . .
$ 10.545.62
1Iccrued Interest Charges..................
67.15
(hdditional cost if repossessed more than 15 days after default)
Cost of Retak log. . . . . . . . . . . . . . . . . . . . . . . . . .
$
0.00
Cost of Storage...........................
0.00
Cost of Repair Ing. . . . . . . . . . . . . . . . . . . . . . . . .
0.00
Total additional costs....................
$
0.00
Total amount payable to redemn motor vehicle
$ 10.612.77
The motor vehicle is stored at
1111 Rt. 322: Dauchin ,PA 17018
"Payment shall be made to or notices may be served upon person signing this notice at
address of Dauphin Deposit Bank & Trust Company, shown below.
If said motor vehicle is not redeemed as aforesaid, undersigned will resell said motor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle will take place at Dauphin Deposit Bank & Trust
Company, on Nov. 11. 1991 . at 9:00 a.m., and in accordance with the Uniform Commercial
Code and the Motor Vehicle Sales Finance Act, you will be responsible for any loss
sustained. Any personal belongings left in the vehicle must be redeemed by you within
30 days from the date of this letter or they will be disposed of accordingly.
Dauphin Deposit Bank
& Trust Company
3607 Derry Street
Harrisburg, PA 17111
By ~flV~</;f
Douglas P. Fleak
Assistant Collection Manager
IV I II \1,/ 1
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Dauphin Deposit Bank
and Trust Company
MEUBER FEDERAL DE.POSIT INSURANCI COAPORAllnH
December 23,
1991 COMMUNITY BANKING LOAN CENTER
3807 OERRY STREET
HARRISBURG. PENNSYLVANIA 17111
Jeffrey A. Kintz
672 Laurel Drive
Boiling Springs, PA 17007
RE: Account 170061120743
Dear Mr. Kintz:
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was solu at Public
Sale on December 14. 1991. The proceeds of the sale were applied as
follows:
Total proceeds received from sale of security $ 5,800.00
Minus costs of sale $ 275.00
Net proceeds applied on account $ 5,525.00
Amount appll ed to interest $ .00
Amount applied to principal $ 5,525.00
PrIncipal balance remainIng $ 5,245.41
...,. Plus accrued interest $ 22.08
Total Balance Due $ 5,267.49
When you obtained your loan you contracted to repay the total
of payments. You are stIll legally responsible for the above
defIciency balance. To resolve the continued delinquency and totally
pay your account in full please send the balancp due of $5,267.49
wIthin ten days. Upon receipt of this amount we will report to the
credIt bureau that thIs debt has been satisfIed.
If you have any questIons, or wish to discuss rppayment of the
balance, I can be reached at t7171 255-2358.
DPF Ibj1
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SIncerely,
f)aitf /t".I,#t.#t/I"
Douglas P. Fleak
AssIstant CollectIon Manager
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Dauphin Deposit Bank
and Trust Company
MI!"'81A 'EDERAL OI!POIlllNIURANCI CORPORATION
December 23, 1991 COMMUNITY BANKING LOAN CENTER
3607 DERRY BTREET
HARRIBBURG, PENNSYLVANIA 17111
Ingrid Kintz
672 Laurel Drive
Boiling Springs, PA 17D07
RE: Account 170061120743
t..( ~7 ). I d- f- / .7f-
p:;t r+t q d 3 s;... S (j'
Dear Ms. Kintz:
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was sold
Sale on December 14. 1991. The proceeds of the sale were
follows:
at Public
applied as
Total proceeds received from sale of security
$ 5,800.00
Minus costs of sale
$
275.00
Net proceeds applied on account
$ 5,525.00
Amount applied to interest
$
.00
Amount applied to principal
$ 5,525.00
$ 5,245.41
Principal balance remaining
Plus accrued interest
$
22.08
Total Balance Due
$ 5,267.49
When you obtained your loan you contracted to repay the total
of payments. You are still legally responsible for the above
deficiency balance. To resolve the continued delinquency and totally
pay your account in full please send the balance due of $5.267.49
within ten days. Upon receipt of this amount we will report to the
credit bureau that this debt has been satisfied.
If you have any questions, or wish to discuss repayment of the
balance, I can be reached at (717) 255-2358.
DPF/bjl
F't. [\\\),\'\ \)
\:h" -I co)
Si~elY,
'cf/$(r/~ ;?Uti~
Douglas P. Fleak
Assistant Collection Manager
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DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
PI.,intiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
CIVIL ACTION - LAW
JEFFREY A, KINTZ and
INGRID KINTZ,
Defendant
CI h- 1, j -/ (
No, CIVIL 199* It' r W\
NOTICE - COMPLAINT
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims
set forth In the following pages, you must lake aclion within twenty (20) days afler this
Complaint and Notice are served by entering a wrillen appearal1t,e person.,lIy or by allorfley
and filing in writing with the court your defenses or objections tu the claims set forth against
you. You are warned that if you fail to do so, the case may proceed without you, and a
judgment may be entered against you by the court without further notice for any money
claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR IELEPHONE THE
OFFICE SET FORni BELOW TO FIND OUT WHERE YOU CAN GET t[GAL I-I ELI',
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240.(,200
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NOTICIA
Le han demandado a usted an la corte. Si usted guiere defenderse de estas
demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir
de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita
o en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus
objeciones alas demandas en contra de su persona. Sea avisado gue si usted no se
defienda, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso
o notificacion y por cualquier gueja 0 alivio gue es pedido en la peticion de demanda.
Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted,
LLEVE ESTA DEMANDA A UN ABODAGO INMEDIATAMENTE. SI NO
TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO,
VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUNENTRA ESCRITA ABAjO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Court Administrator
4th Floor
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Telephone: (717) 240-6200
~
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DAUPHIN DEPOSIT BANK
& TRUST COMPANY,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNlY, PENNSYLVANIA
Plaintiff
v.
CIVIL ACTION - LAW
JEFFREY A. KINTZ and
INGRID KINTZ,
Defendant
No.
CIVIL 1994
COMPLAINT
1. The Plaintiff Dauphin Deposit Bank and Trust Company, Is II f)ennsylvanlil
Corporation licensed under the banking laws of the COllllll0nWl.!alth oll)l.!llllSylvill1la with
an office located at 3607 Derry Street, Harrisburg, Dauphin County, PllIlIIsylvllniil
2. The Defendant, Jeffrey A. Kintz, is an individual residinG al 672 Lilurcl Drive,
Boiling Springs, 17007, Cumberland County, Pennsylvania,
3, The Defendant, Ingrid Kintz, is and individual rmillinG ill 211&.C South Locust
Point Road, Mechanicsburg, 17055, Cumberland County. I'cllnsylvllllla.
4. On or about Seplcmbcr 14, 19119 Ihc D(lfendilllls lll,lIh.! all .1pplicatioll for a
loan to Plaintiff Dauphin Dcposit for till' purpose of finilncirll1the purCh.15l.! of iI 1990 GEO
Tracker, The loan was approved hy Diluphin Depllsltllilnk ,11111 II list Comp.lIlY. (Exhibit "A").
{' -""llIIlI
4, Dauphin Deposit Bank accepted the application and requested that the
Defendants execute a "Pennsylvania Motor Vehicle Installment Sales Contract" (Exhibit "B").
5. Pursuant to Exhibits "A" and "B" the Defendants agreed to make payments In
monthly installments of $363.53 to Dauphin Deposit for a term of fifty-four (54) months
payable on the twenty-ninth (29th) day of each month.
6. The Defendant has defaulted under the terms and conditions of said
agreement, Exhibit "A" and "B" herein, in that he has failed to make sufficient and consistent
payments in accordance with the terms and that no payments have been received since
September 13, 1991.
7, The Defendants voluntarily surrendered the car which was the collateral for
the loan to Dauphin Deposit and were notified by Dauphin lJeposit of the intended sale of
the car to be held at Public Sale (Exhibit "C"),
8. The Defendants were given notice that the car was sold at a public sale by
Dauphin Deposit on December 14, 1991. (Exhibit "D").
9, Total proceeds generated by the public sale were $5,800.00. Costs of sale were
$275,00, The net amount applied to the principal owed on thp. Defendant's account was
$5,525.00.
,. ,,'-;.~,-
10. Repeated demands of the Defendants hve been made by Dauphin Deposit and
Dauphin Deposit's counsel for the principal balance owed of $* (Exhibit "E").
11. The Defendant has refused to pay the deficiency balance owed and is therefore
liable for interest, allorney's fees and costs of suit.
WHEREFORE, the Plaintiff Dauphin Deposit Bank and Trust Company demands
judgement against the Defendants in the amount of $ * logether with allorney's fees of
twenty percent (20%), interest and costs of suit.
Respectfully submillecl,
ADLER AND CLARAVAL
Date:
.)1,1'1'/
. ,I, ( :j--::~(7 /7
.. . ,~/. ~ . ,'I I
I'll ell,. 'r' _ tL Lcd t '
i ROBERT F. CLARAVAL
125 Locust Street
P.O. Box 11933
Harrisburg, PA 17108
(717) 233-4780
Supreme Court ID# 19222
By
Allorneys for Plaintiff
~
VERIFICATION
I hereby certify that I am the Community Lending Officer of the Dauphin Deposit
Bank and that the facts set forth in the foregoing document are based upon information that
I have given to counsel and they are true and correct to the best of my knowledge,
information and belief.
I understand that any false statements herein are made subject to the penalties of 18
Pa. C.S,A. !i4904, relating to unsworn falsification to authorities.
DATED: ff/t / q.j
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Sl:JSAN C. LISLE, COMMUNITY LENDING
OFFICER, DAUPHIN DEPOSIT BANK
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. PENNSYLVANIA MOTO," VEIIICL.E INSTAL~MENT SALE CONTRACT ~/3~ .
REPOSSESSION;UIILS,^,'u"WIUNUERIEO[IIUGUl^1I0NI tl J ~Q ~ '
. 0",. SEV 14 4: ~9~
JEFFERY A. KItml , I~IUU KItn'Z 672 LIIUIlEL UIl. IlOILIOO SPIUNGS PA 11001
kit. ,...1"....,"" ,.....\IoHlf .jtolll "'''''
LI\WREOCE OlbVllOLEf, INC. 6445 CAIlLI5LE PIKE MfI:IIANICSUUI<<l PA 11055
SoIIt "_"!If...., ......."'tt4 IUd UWtt V.CMtt
;,..... "......,,, 1-"" "'M,,~,'IId"BUflRS. .h"_'I.u~f'I!I'"""""',",""I", lu/J/tlttIHllI"'- ......""'.. ..""'lItnItlfttt."",..,.. '~"lh""uh...lItL.ttn"'JfI'N
"!!!""'j"~".'~~""""""."'"'''' "...,...,...".._ e. "K" ,...... .............
~ I tWfJlllalldUESt;mrrlOtf
mwClf YEAR ".AIIE lJl' IRAUE ""ME Of ''1'''( or IIUDY CD\OR.f1tJMOOEl S[RIAl No
-l/!IJ'i.W -g~- -(jill---'- ,_-.!!'_'1!J.oo!' II """ R Ir'1'MCREr- --;ZOlllJIBll9L620I7
-il\,<o'", ----
liRA .
( IrM Nt .
I ANNUAL
PUCENtACE
RAlI
I....ClKlofJOUlcltdtllt.
~1Il"'.1..
rmAf'CE CliMer
""dofl,l,MtIOOfItIlIl'I':'fllll
'll'illcIl1lrnu
II...CIIItoI
.
Amount ""..nced
IIMt"''''',,,lnlc'f'lt.t
powldfld II,...., Of on)'Ollf
"'Ulll
Tol.1 5.1. "lei
lh,Iot.lcollofrollff!Urcha,.
an C1fd.llnclud'''1 YDU'd!r.O)
IloIrmpnlolf _
NOTICE TO BUYER
00 NOT SIGN TIllS CONTRACT IN BLANK.
YOU ARE ENTITLED TO AN eXACT COPY OF TIlE CONTRACT
YOU SIGN,
KEEP IT TO PROTECT Y~L RIGIITS.
c~;f;,(!djY;;?- -'" (SEAL)
q ::JC~~I~~~):;~~'~~~~D ~~ A ... _ (SEAL)
TRUE ANlfCORREC~ ~F TIllS CONTRACT. e,
(SrAI) ./.f)~.A'/f0(.. n:~\U~..IJ:
-;fJ'~\~~~" ,I \ ;::'~'(~ f.\l.l'l I
1I~'1I' , \ 1~"lf'I'
1J.~o,
I _ 51BO.~l!
VOlll P'rllN'nl srhedll/t' will lito.
'1wnl..",I'.,.,.........L....,....~r'~ _~~~~.~__
r=:;4 J6J.. .-""........ ,IOI29/U~
L.= NOt!;
.VOU ",'YOh/,,1l1 ptOpl!tly IUIII/lnCt'. whl"l1 tf"l,uitt'1t. "lIf1l I1flrOnl! 111111$
'CCf'pl.b1eloB3I1k.
S.clI,II,: Vou "'I ailll". IIIKUlily inlrll!\lIII Iht' ROlli", hr.!IIR l'II'clI.1I\rd.
'Olliclal"." I,uell__
r"p."n.lIl: II roo flay all p;nly, )'fll.l "",lInol h...ve 10 p...y it Ill!n...U)'.
"nUtt1pllol1 DlldolUII lot ,plld,nU.1 11I011,".. lr.n,"cUOI1I:
SOl1lfonf bllyin, )'0111 homl! nunol i'lnulllt' Ihe 'fllllolintll'f 01 II',
mOlllall OI1lh, OII,inlllle,""
Addlllon.llnform'IJon: Slot' bt!ktN I", Any IlIld.linrlJll inlounolllUfl .houl
I "Inra)'l'M'nl.delatlll. ,tllt"llllir.d 'r(13ym'!nlln IulIlH!hll'elhr.lCht'duled
I---Ie, 1I11d prepl)'!npnl relundl Ind f'H'!llolth(!1 "
._fllt..,....
IIUAIZAttON or AMounr nU^UCtD Arm SIAIE DISCLOSURES
(I) C_\II "Ice ofw!.iellllnc!tldi"l rdla [QlllpIllf'1I1 sl,)"..t,.QP....
(2) ClI," Downl r')'!"PIII lliU...OQ.........
^RIPlld VIlue (1.2690.n9....) (II I""d~ III
'....neum/.one'IJ .IBOa.~l M.~IW~WI'
M....'I.CELElJRlToll..B5........ J..,,1n.,OJ
DI/WPI', lollll OnYrn ro1Wlllrll1 1.. .Q?l ~.,,~...
(3) 1I11Jl'idn.,I"/lCllofCllhPricl
(IIell1(I) MinulUl'm(i'J) ...................... ~~.Q~.~...!}l...
cot) In'urance rrl!II11u1ll Cosllor Po1tIIlP,,1 nl..hich Stollr,
1!.leIMlle'edil10 Duy,r ......... ........ .... ... S..... .~r,...
t<lnd,olln,u"lICe; ICheck F'tO(lt!r COVf'''.Il)
^mounl or Erhml of In'lIf'"!C1l on Yllhiclto: .clu...l Ca," VilllIi".
lon rlltlllble 10 [JUWIlI. Seller .'"'.niAIII III inlt"nl Rl3t lIlfl(lt'...,.
lelnl.......... Mol
n 'be .nd nU),!IlJ rOll" 1I~11
lJ 1lJWinllJllCll.11tII CMl
fJ Cotnl"ehenll~ ,...... NONE.. I)fo('ucllble
o CoIlilloll 1......tlUU&.. ONuclibtll
o COlllblll~ Additiollal Covlllallll
xx.loI.IC,edillile 1"\UI.tlCll. ................ S...259..U...
XXCIPcfllAcckfllnl& IlllallhhIlUII'ICt' ........ S...416,.1.1...
Llabllll)' Insuranco Coverage for bOdil)' Injury and prop.
(1'1)' damage caused 10 olhe'lls not Included herein.
'124 46
151 OIlier Co,lullolluws (lIt'lIl"l') ....'.......... 1.......~. .....
. ~1\..:i1Wr.E.:fl\Xl::;..~~!I.~.6.""",,,,, . "'"
. 1!lm~1:I~'\'IQtl..... ,9 ,.UD. .1n~l; l:~l';.., . 15,UII. ..
. PI\.QQ;;,f.Ef..!;..q,2D,.Pu,..".."" "".
llil f'rillcipIIAUlounlrinllll(t'd
CSulllolllrml(JJ.(4,"'ldt5))..
II) finanep. Chf1'Re .
J~4449.,12..
J5IB~~9U.
IB) '"I1~n,'I"'lrt'IJlllollt'rr',1t"'rlll\1
tSUlIIllI 1lf>1II\ Irl) a'KI fl))
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I
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lIy ./;t2~~:=~.
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~id.lI..rouhlll.m.tt..lI
p.I,"lt'ntl.t$CNdu~.
1444~.12 0
I 196JO.62 0
20521.65
n"WCI p,omil(!J 11I11...t 11111 AMnUNr rINANC[O.lrflr.lhl'l wilhrlNANCE
CIIARUE on thll Unp;"d [Jill.."c".1 '"yolllel 01 D^Ur~~N DU'OSIT BANt<
"lIJ IRusr COMrAt4V, fla"~~t.r1. rJo 17105, ill .... equII successive
l1lo~"l1y Instal/lIIllllll?' S ... ..~: ~t~l~"~'~~lIl1tPIII fir diffelen!) 01
1.............. .lwRlllnlnloll . ......................... .......... .
Un",.lI intl.Il"","".nd.1l nil.., 'mnoll'lt, do, 1"ltvnlftl""p tift" paid. s.r.... II
UClII>lrIooJl'J'II>f'ntollhotlcunin.CClJId.nu..'hlhtIPun,.ndCDndtllon.ollhl. :
..'I'I'II....I...I.lft'I'Il'ID".."'''ic....IldOuy,r''''.br...'''''D~''''.'''curllrlnl..'''t
"""""1"'...""'''''......U...,''"nt~Cl.tltlld.'''lhtclfo\(.....,lmoIor\'thic....klI.'htf.
"lh'"""'lt,"I'c1"""tlt.II:C"IOl/f"rlId~Pmtnl_CIINo'''IT","..I'dIll,",ltlIt>d
11l:::::h,~::~nd:~~~:;~~:r'::Z~;::':~~i~I:~ :=;tI.',=.IG~::.
r". br ..... "i,hl of uol 01"";11'1 "" 110I1'"(1 "lit' No'fUnd" fIWlniI'l 0I8U)'ft .hlch '"
_N -1 bllrIlhtM",.dtro",td .i1hlll.,..,tdlollllrtl h,StIlf.IIW 0...
1I0W fill IPlANtI CIIARClI5COMMJIIO. lilt ,'"-"IC.c.....IlPfortliIIIIOl''rollnt..''1
corlltlllf.d dll', DIll'" IIIlhl..,.Ji,'.lIoIl'IIII:, 01 lilt 'moun! r'.lInel'd '''' 11lllllC. chM.t
'hoan .bDwe h., bfffl UI"'tII"Pd ort lilt 'UIIfIIJllion ""1"1...,,,1111,,",, .011 be 'ft.","
OIIlhtlflth'dlll'ddu.cr'I"""I.IntI.n"'~n1i'I'I'.D"rtf..tI""olIIi"ltdIoN'rnor,
lin.nc,Ch....lh.II"lhofrl'bI'c.ll"oIlht.dd'lion.rlnt""I.'liChICCIUtl.I18"'"
IIA,'.II".lht',"'n(.CI"',..i'lt,.ftu 111f'II>ClUnloI'''''''''''''llIrfK..n.wilf'''
''''''.'I1'tll'.'nl!l':,onen',''hlc:h..nbttrood''otd.ccor''.n,l.nll'f.rnarJll'PIJ.n''llIll
01 lh.NI.IIC.du..t.n'I"'.....Uoout,..n.II,..CWffl'lillln .
BUUItS IIIGIIIION DUAUlI
.t,.::::.~~,~~~~':p~le:.."==i~':i'U~~~~~:J:~=~~~:::
IId..r<fI'UO' ""I'oll'rot br ......... "'rllVol~......'".,.Nt.oIlJt'.,..""'IinInt.C"",.
IlIlbJ,"hln''''IurI""li,,..e..Iar.5ffltfhllcl''POItdolorfOO>t'lICltdlo~olil'''
...,...,Ilf.."'" tlutundft 1'''I'I''''''''''''nd.lI tha,." .nd"r'fIlUOI MIIotI'td !lr""
tllIDU','''lhl1oblia'llon..lhS...,...I'f't/nff'lbrl.'...III1PIl.Pf>Uf1C.....llIIoIhl1!..,.1o
'ht\'thot""lb)tOI"""IPnlPtOm:I""~.~.",,....br.,..It..'Io~"'hioIJO""
~o..:'::~~~:Z~~I~.~'J;:~.,:;~';'"",~:r.-::=::;~~j;~~' IhtC"aclD'!
. .' "'Olltl CONCUHIHQ "0'1." IN'UltAHCl
RII'tfnll'ChooI'""',...""'lhlflU1h.IItwtt.IIJ"'rrr.t''"'UI.''l:.IIIObtotrl.Ifotd'Of
.hichJll."..'If'III.'."'l:Iuolfltfn.....1I1Ot'""""lIttd.lubrPClllfll...Cctllt.blltlrIOStntt
oIl"p,"""."..lpcl"" . '.
CIIIDIIINSUUHCl
l'u:lund"'I'ndlh'I,N1ftMr"llh'""''''''bltu''''''lhl'.'r<f'JlJ1oIot'1OIthltlClt'CII0
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"~~':"~~:o7l'~.<<~:::':~~!J:~ & II,.IIhllll"'"lt,u".PO,cn",lfo""",,td
""Cltdol'IW'.'nl U...co.o""'II'C~.ttllof Ihtpo.n_, Ihoa"t..Iow.
DUWI CO BUIU
o r~.ll'f.l_259_1i!_ R)flttlilUI.f
n CftdoIAccld,nl&ll, S ,.~. ;; "';.".l'I'1 ."" .~ . ". i
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~...... oM;rtf{<{Jf" .......j;.;,.:;..r~-,;..;;.,~;j"......
r!POl" Uti.... PI, 17~ ". ',..'(.
III ClIlon UIlIIIS('lIt."Cl COMrAH'.SCIIAUUnunc. IUlNOIS
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ThiS 1:00IUIClll 'lIbl.cllo Ihe addltioll.1 plo~'i,inlll lne1udlnl1fIE
"OIICE or rnorosEo cnEOlr INSURANCE, srllollh "'llhe Ie'lt,,, side
helllof.lhe IIll1lf belllR IncC'lpoflled hllleln by r~Itlence.
'\
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,
ADDIIIDNAlllRMS'AND PRDVISIDNS , Ii ,n r. ~. r..., .." 'LI ... ..... ''ll ~J #\lI
A h'IlIume.. nuye' '11I'111 ClI~y fl"r.'lclIl d..lIlll1lnSIIUlllce inllllllllllt'.ntOlllll' hU",olory 10 ""1"( .1t.1 JbdilloH 10 IIi.' l"f}J'dl,_ Ptl~ldtd i_Pff.;Upn:
C ",low, II buy" 1'11, loo~lllln Ihi I1SIlI.nee. s('lIel Ih.1I h.velhe"ahllnnhhlin 11., DUl"'" p.PPIl'r,.~u:vtp, "'i,1j'191e1l.f.ll,jll.lllo'.l!cijvel~fCtc:,tiJt.
01 hl'tUII'1CI."tI'lcecmmllhfl Ull'"lld h"lanell h""lIlldlll, dnecl. 1111, hlillll!lf lope)'.. IIIWCt'l!dldllc4I1'116 "'k1""'~luIHoli,tuell'fJo IIldOf'. .nt
drallllJl Ihl'"GC:Hd.. . .' ,
II U,..inl,Il,"ct!. ou,,,, will kf'rlllhf' y,hid.ln IlMlIl (unt!thUII 1111I1 II..., hOIll.nlll'lI', "nUllIlY llfollllllly .,IIAIIlI And ''''''1111'111, upon II or wilh
"sllfIellu i1U"", will unll"..III.. VCOhltl,.lut hht'nf IUPIlIlII, 01.11"110\1' cl 01 t'llcumb., ii, and willnol,ell1oyelhullhlcl. frOIll rellll"I...ollll. w1lhoullhe
_I"iof wlilleu tonl.nl of I.,II"f .
C OI'I.ull. Ihlt OCCUflflltClt of 1111' nllhn loUowiJlR Ih;lIll", II d"lnllll hl'll!""dl": (II f"ilui. 01 ~')'I!f 10 IImke ,")' paYlllellll~ll!lIndr' pUllctulIlI)' on III
dul' dill. Of I'.'ullal, ChilI" Of h"UfllllCIt PIl!I1I1UfIllIf drlll"nd nr 10 pl!llflfln "nyol hll uhlll.1l01l1 tlllhil COOlf"ct. (2) bu)'.,', dl'.,lh. {JllnlllluHolI 01
/U1)'IIfOC"l!dilllllllMflkfUplc)'UI ff'CCiv"flhill f)f In\OI'f'l!llcy. II., 01 ....I"IlbuyfOf Of hiS PfOJll!II.,. (4)cnndellllu.UonOf flMleilu""clilm aRlIll1slllI. v,hid!,
. Of (5) Inu,"ce ol.al'cuIlOIl plnef''' 1I111111S1 '11' 1"01"'11, 01 Ihe hu,er. Illlh. (lv,"l 01. del,"Il.lnllef s".1I h......lhe ,llhl to II) deel.".U unp.1d
111\111111111",,11 hlllIlPdilll!l)' dIU'. (iil 1'111 t', all)' Il'l'flIilrll "lid wil hOllllN utll ollhe pucel,ke ponenion 01 Ihe ....Ioic Ie .nd 1111. "I II \ cnnll'llls (.l1lcl1 mA,
Ill' htl'f It., \('1/.., 1t'IIIIMlf",il, 1m Ilu' huyr. wilhl)!11 ,n\IIOII\lhihly 10hilll).11 Irll.., "po"e"f" Ihe vehld..I.I' Ih.1I hlllvf' Ih", ,hi 111'1'111 II Of dllpo\eolll
h, 1",hltC 01 pll...all! ';tIe, fill' IIIII(f"'c1" ul 'ill". Il'n "n".'II'II\"t. Will hn c,elhled 8ft"II1\llIln Ant'lIllll 1I111! hf"I'IIIKJel IInd bu.,r, 11II111 be hable 101 Ill'
dl!lielenc,. All lelle"I liftllll hl!'euttt.l~r "(I cUllIulative "1It1 nil w.,lvt'r 0' IIn)' 1It""ull ,'mil IlUf'tl nlly l.llef dr.II.'11.
U W.mAlllil!I. bu)'t', ;'/111;1I",lhill ""y ;1ulCllllllhtlt,Of uIClhile h(JlIIf'olleled Inl,,,lICllur Ihe "'flhtcle II IIfll! hOlllln)'lien. tI.illl.(!lIllllllhlolIlC.OIIt'tu.ily
IlIle'el'. ".cflpl III nol..1I olllhe I"tl" h".,.,,1
E. M.\Cell.l1l!ouI (I) Lon (If 1I.1It1;1.1! In Ill" vehicle will nnll(ll..""" huyef. C') 1 hil "C'er'"~1I1 hllllll",.d it ImlllCl bPllelit nl hIlYI'..lu\ ht'ill And 1f!1.1
'el"I!\l!nl.U...el'lIId Iflllf!r,UI \IICel'''OI\ Ifllcllllui.nl (l) lI'tll., II~.I nllhll "11'f'f!1II"1l111 ,.c1jlld...'IIII....hd.lh.'enllllnder wll1l1olllll'Il'b)' bt' IIIYlllld.led.
(") Ihll WIIUlIllCOflllll"t Ihe full, 1I1I"llIlId ".clu\I...r 11"'1111I1.'111 lIf Ihl! "RIl'l'lllltnl of Iht pa'llel. (5) Nolic"lo buyer Ihlll be df'elT1l'tlln h/hln IIH",tvento
him.IIf'It'ellllnhit .dtll.." lllO\'f! II..I"d (CiJ 5,111'1 ""d iI\ ,,,,In,,rl'llI'' hl',ebynllllOilllr.eI huyl!r',aUOIlley.ln tlltllodu"lI acll "I,,'lhIll8' which Ie lief
Of lis ""II"e. ",a, dl!I!IT1'Il'Cl!I'II., 10 1Il!"r.ct and cemlllllllt 1~IIr.fl"d Iht II'CUlil, illl.'l'\1 ('""Il!eI b)' 11"1 COldllllCI and 10 IlIolrdlh., vl'hicl..
'F tillS CONlRACt '''VOLVES tilt SALE or A USU) V(lII(:Lr, Ilfl: IUFORMA' ION YOU Stt ON 1111: WIUOOW roAM f OR TillS VllllClE IS rAnT or
IIIISCQNIRACt.'NrOR"'AIIUU or, III[ Wltmow fOil'" ()V[R1I1U[SANYCONIRAIfY rnOVlSIUN5 I" IIIE I,;ONlnACt or SAIr.
NotiCE: "NY f10LDEA or 11115 CONSUMER cnEDll COIf1RACfls sLionc. TO All CLAIMS AND DUENSES WIlICII1IIE DEn lOR COULD ASSEAT
AGAINST TilE SElLER or COODs OR URVICES on fAWED rURSUANl ilEAna OR Wit IIT1fE pnOCUDS IIEREor. RECOVERY IIlREUNDEA BY THE --
DUTOR SIlALl NOl (lCUD "MOUNU rAID OY IIlE UEDIOR mREUNDER..
tOnet 1101 ,pply II purchl\flfl for Cllllllll"'clill Of IIRllcIIIIIIIIIIII\".
NOtiCE OF PRorouo CREDIT INSURANCE
Jhll 51.lIe'(I) nl Ihi", cOIl!rltcl ht'll'h, l:lllrllllllllrcp II1ol1 fo'oul' t.r,hllil.. l"III'A"Cr. C(WI!'IAr,tt iUIII/or Illutlp c'l'dil accilll'llt O1l1tl he01lth IIIIIIIIIlCl!
COVl!I'11! Will be IIPpIiCllhll~ 10 IhisconlrAcl1l SOUl3'''''11 olllhl! fro.1l 01 Ihistouhacl.nd I'.ch IlIch lyPf! ut COVl'!'"lt:l!will be .'"11'''"' Ih"lnlur.nce _
cornPlln,o.n~d. Ihis In\lIfancC'. ,uhjrcllolllccl'pIA'If..hYlhp in\",f", (0'1("10111)' Ihft prISon sl."I".UIl! Irqlll'st lor lu(h IUIllI"IICt'. the IImount 01
chAllle II IndtCIIlrd lor nr.h I.,PfI "I crp,hl ill\llIi111CI'! 10 I~ Ilulcha"'l'd Ihl' lltll" 01 "t\tlfMICe will comlll""f" A\ 01 Ihl! dnll.' lilt' iIldebledne\\ II .
11lC1l,,~d.lld wille.pl.e IJlllheOlilllll..1 \r.h,.rjull'd 1113Iu'II, dillrollha Indl'bll!IIIIt'\S. Sublf'tllo IItcelllill1r:e hf Iht' InSIIIl!' and 11II1111111 JOda)'\.lhell!!
will bed,livf"l!d lolhe In\U'l'd Ilf'hlol 01 cf',lilical" 01 IllSIl101IIC~ IlIOfr.lullydelC'lhlllr,lhl! illSI"A"cr..'nlhr ewt'nl 01 p'1'11,'Ylllelll (lllh~ IlIdeblfdnr". '
,. f"lulId oll"suIIllCt'chIlIRt'\ .111 he lll.1dr. wht'.edlll!.
DEALER'S ASSIGNMENT
^"ollhl'ulldel\lllIl!d'\,IRhl. tlUn .nd i1l1C'II!\I In And Inllll' cOllharl on Ihe levelse litlr.lll!lrnl.lhn :lIllIlUnl\dllr o1mllllhecOIllt' t1uC'lheleullde' and 10
Ihl! vflhlr:lt'lelellf'd loUIf',pllllt'e h..'rh,.nliltnrll h)' Illltlt'.\iR"t'd In OAUPIIII, Dl I'OSII DANK "1II11nUS I CO (hrlelll caliI'd 11:lIIkl wilh I'IO'\If'I lola.e
Iflllo1l p,ocr.,.dil1l1\ I" il'" "aliiI' U1ll1lhr ";l1I11! III ullClr"IK"t'd 11II1111 'e\llI'cllhf!fr.lo. U"dl!.IIR,llNJ ..1IUllIII Ihlll laid conhAd cornllhe\ wilh .111,wI;thll
lI"c1"l\iRCU~d hilS 1lf"t'llcJul)'ficr.ll\t'd UIUII'IIII,. '.I'''"n\~I'''o1l1la MolOl Ynhiclr S;'II", FlIl""cl! Acl" Iml h,," CDf1lphl!d with Ih. P'[lVi\IOIl' Ihf'll!Ol; Ih., \lId
rim" 1It111 1l!lllulnl'.1 h..llhl!' Ilflcr Ilal" b., I h.. hllYl'r o'l\ \lo1lrcl II Ilhl' Will l;tel w.n ill en,h alltlIh1'1110 11..'11 hrll"Ol Wl\ Ioanl'd by undtl lielled 10 Iht bu)'(,1
Ih.,1 "UIl/trlll'I to \IicfconhAcl hllvel"ftlllt.,,,:tcily Inflll1l,,,r.I; 11I:t11l'lllrl\i1:r:nrd h;ld. hUltelrM 01 nil PllcllllltJ'allCr\ IIllhe Iillle 1.11!.f'Cullonnl uld-
r:u"IIIIr.'; th.l rnlel!!I1C" 'II Illid IIlllhl'lf.Il'lI'llf'a" Imlh!! l:f"hhCAlr 01 lilll' 01 11111 01 S;tr.. l'l\ 'r'llIiu'll hy 51"1. bw eove,.n" ~,,,' yehle"!; 111,"10
Illldl!fSlllll'd'I .'lfIWlrdal! 'my,.. hilS IIr.vf'l vlol:llrd Illlr 1;1,,\ COllCf'lnilllllhlllOf III ClIltCOUC\. IInd Ih.., bllY!'!' h., no ..10"1. touCllrr,cl3l1U\ 01 d.lenl.II
O1I.,lnlIUH! pAymenl ollhe i'Il1lO11llll due .nello 1H!C:flIl1l! dill' IIl1dr, Ihe cOflllacl; UlpllIlllnl\ill""d wdllfll!l!lTmll, D/tn" fo' IIl1t In\\ '1I1111hll!d by It
beUUII! 01 a ludicial \elnll IN 11"(0'11")' lIlAdtt .R~hl\1 n~llk al a 'r.\ull of 0111)' clAim nf flt'll'lIse bu)'cr mol)' hlye Ilaill"llhe lIlldCI\Ir,nl'd. II "")' ollhe
"Jll!IOinll wa",nllf'S should I'" IIl1lf11fO. 1I111!l:!I\il!.nl'd 111,,11 purc:h.nr. \lid conhacl hnllt Ollllk 1l11Cl1I delllltltd end will pa)' 1l1"",,II"PI",1 II''' Ihan Ihe
unlJolid bal'llCe OW1n8 111"'1'011 plus all co\l\ alllle1pl'lI\I'I illturlrd b)' D/tnk In '''\III!(llht'.plo. ;llld "'Id 'elllf'dy'h,'III~cullluloll.vr .."'I nof eadUIIYI!
And \hallllol.IIl!CIIIII)'ollll!r liaht 01 '1!IlII'd)'UI.11 Oillll"llIiRh' havrall"wor 1'(IIIlI)' 01111'11I\1 undClliRned. Dank II hl'leb)'''"lh,)II'l!lllocoflecl pIle,,1
f!""" ill ,;tid cnllllAc:1 and all nUll" P,'I"!I' 'tlll~1 ill Cllllnrcholllhf"l'wilh, . . .
IlIcQlI,ldellllinnnllhl! Inllch..\r 01 ",Ill conll"r.1 II, 11311.. CI,"II',\ir.llt'tl""'I'r\ IhOlluud..I\iI:.IIPd'\ Illllhl',li.,hillly 10 (l.l"k wllh '1!"llI'cllhf!'eloll",U be
C?lP'II~ hyonenllhe 101l0llll1llR p.'ro1R':lllh\ below whkhwlde'\lr.nrll'\ III:.,,,,hIlC all....'", I' ilar.II't'd Ih,,1 \lIchp.u:l.UI(lliwht'I' "" \1r.1*t.l tl1l11l1 bt<collle
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WITII RECOURSE
WITIIOUT RECOURSE
r ,r.rl,1 no, C1lhr'wi\f' fJlowidrtllll Ih,' C111II..."iRIlt'd.s WIlliI'll "Il'rr.
llIr.nl..IAlly,.i'hyou
lJndrl\ip,lI"d RU;IIt1nl('~\ II"YOl..,,1 01 IlIr o1l1Mlltll1 tlll~ on \/tid
cnullad .n .,,"1 wllf'n Ihl! lo/tOle ,h;lll hecl'l'''' 11111'. waivl... .n,
...I('Il\ion 01 liml! Illillt.! by 0.11111 1II11d W.ltVlllr. p'f!IClllmrlll IOf
""YII"',II.I'IOI"..I illld lIollce 01 plotf'II, .nd UI"III.lrnlC'llland "olicf'
of IhC!llcC"III0111Cr.hr,"01.
lAWRENCE CIIEVROLE!. illY,
()~"II!' ... ..'. ttilfpo,RiNiti: l,iil;Yld';~IOi f'.;ni ii.i,lie;.....' ($fo.,I)
n, ~ -I 7~~....:.....'S,,1)
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IJtoalt'1 .....' (tiliix;'~.I"Ni"'lil)ivitili.i(oi ....mii U.;lIi~j"." '. (Sf'al)
0, ..... ....... tUIlit:'';i..Ow'tii;o; l\,iliiii :.:.tl"ti..j ......,...ISf'II)
31
rULL RErURCIlASE
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II'I..lrf Ilrllvr..,,,llhr. '''III!! 10 Ullllrl\tr.lI1'd aIIllM'f"\IRltl'11 \ 111.lff'ClIIIll\hlro". wIIIIIII,IIII1t'ly C90) I'.,y' alll"III.,llIllI,of lIlC!'twl'I'\1 tfl\lal!lllC'nIUIlIIo"d;l1
Ihr hili"'" '"chlll'h....." U"dro"lll"l"llllltlrl!\ 'n IMy. III c,,,h Ihr,I""'. 1111011 fl("!laml. ill" :'IInnunll'tlllall~ !hlt unp.lICI b.ll.,nrf' ll'NlIlR on II... conl'ne'
'f'I"'I"R Ihl'lrlll.lrp,1I1dle\\ 01 Ih,.' 'M'f!tl III ,..p.l" 01 CII"thl""' nl ,.,ie) vrhl(ll"
111'1'11"
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NOTICE OF REPOSSESSICJf
(Pennsylvania)
To Jeffrey a. Kintz
672 Laurel Drive
Boiling Springs, PA 17007
You are hereby notified that your 1990 Geo 2CNBJ18U9L62017~, motor vehicle has
been repossessed because of default in payment of installment(s) due ~ulv 1991 throuah
Sect. 29. 1991 You may redeem said motor vehicle within 15 days from the date of this
letter by payment in cash, of the following amounts, to the office of Dauphin Deposit
BanlI & Trust Conpany, at the address shown below.
Date October 25. 1991
Total Unpaid Balance......................
$ 10.545.62
0.00
Less Refund of Charges....................
Net Unpaid Balance.................. I . . . . .
$ ]0.545.62
67.15
Accrued Interest Charges..................
(Additional cost if repossessed more than 15 days after default)
Cost of Retaking..........................
$
0.00
0.00
0.00
Cost of storage....... I . . . . . . . . . . . I . . . . . . .
Cost of Repairing.........................
Total additional costs....................
$ 0.00
Total amount payable to redeem motor vehicle
$ 10.612.77
The motor vehicle is stored at
1111 Rt. 322: Dauchin . PI'. ]7018
'~ayment shall be made to or notices may be served upon person signing this notice at
address of Dauphin Deposit Bank & Trust Company, shown below.
If said motor vehicle is not redeemed as aforesaid, undersigned will resell said motor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle will take place at Dauphin Deposit Bank & Trust
Company, on Nov. 11. 1991 . at 9:00 a.m., and in accordance with the Uniform Commercial
Code and the Hotor Vehicle Sales Finance Act, you will be responsible for any loss
sustained. Any personal belongings left in the vehicle must be redeemed by you within
30 days from the date of this letter or they will be disposed of accordingly.
tillt!!.!;. (
I, '
Dauphin Deposit Bank
& Trust Conpany
3607 Derry Street
Harrisburg, PA 17111
d)Ct<<~~,P~*(
By
Douglas P. Fleak
~sist~nt Collection Hanager
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NC11'lCE OF REPO!l~SIOO
(Pennsylvania)
Date October 25. 1991
To Ingrid Kintz
6214 Stanford Court
Hechanicsburg, Ph 17055
You are hereby notified that your 1990 Geo 2CNBJ18U9L6201714, motor vehicle has
been repossessed because of default in payment of installment(s) due Julv 1991 throuah
Seot. 29. 1991 You may redeem said motor vehicle within 15 days from the date of this
letter by payment in cash, of the following amounts, to the office of Dauphin Deposit
Bank & Trust Corrpany, at the address shown below.
Total Unpaid Balance.................. I . . .
$ 10.545.62
0.00
Less Refund of Charges........... I . . . . , . . .
Net Unpaid Balance....................,...
$ 10.545.62
67.15
Accrued Interest Charges..................
(Mditional cost if repossessed more than 15 days after default)
Cost of Retak1ng..........................
$
0.00
0.00
0.00
Cost of storage...........................
Cost of Repair Ing. . . . . . . . . . . . . I . . . . . . . . . . .
Total additional costs.... . .. . . .. . ,.......
$ 0.00
Total amount payable to redeem motor vehicle
$ 10,612.77
The motor vehicle is stored at
1111 Rt. 322: Dauohin . Ph 17018
"payment shall be made to or notices may be served upon person Signing this notice at
address of Dauphin Deposit Bank & Trust Cotrpany, shown be101/.
If said lootor vehicle is not redeetred as aforesaid, undersigned will resell said motor
vehicle at the expiration of 15 days from date of personal delivery or mailing of this
notice. Public sale of said vehicle will take place at Dauphin Deposit Bank & Trust
Corrpany, on Nov. 11. 1991 . at 9:00 a.m., and in accordance with the Uniform Commercial
Code and the Hotor Vehicle Sales Finance Act, you will be responsible for any loss
sustained. Any personal belongings left in the vehicle lIust be redeemed by you within
30 days from the date of this letter or they will be disposed of accordingly.
l.~/1 \ I V.! !
Dauphin Depr)sit Bank
& Trust Comrany
3607 Derry Street
HarriSburg, Ph 17111
By ~$IV~~/
Douglas P. F1eak
Assistant Collection ~mnager
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. . .
.
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Dauphin Deposit Bank
and Trust Company
MIUBER nDERAL DEPOSIT INSURANce CORPORATION
December 23,
1991 COMMUNITY BANKING LOAN CENTEII
3807 OEIIIIY BTREET
HARRISBURG. PENNSYLVANIA 17111
Jeffrey A. Kintz
672 Laurel Drive
Boiling Springs, Ph 17007
RE: Account N7006ll20743
Dear Mr. Kintz:
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was sold at Public
Sale on December 14. 1991. The proceeds of the sale were applied as
follows:
Total proceeds received from sale of security $ 5,800.00
Minus costs of sale $ 275.00
Net proceeds applied on account $ 5,525.00
Amount applied to interest $ .00
Amount applied to principal $ 5,525.00
Principal balance remaining $ 5,245.41
'" Plus accrued interest $ 22.08
Total Balance Due $ 5,267.49
When you obtained your loan you contracted to repay the total
of payments. You are still legally responsible for the above
defiCiency balance. To resolve the continued delinquency and totally
pay your account in full please send the balance due of $5,267.49
within ten days. Upon receipt of this amount we will report to the
credit bureau that this debt has been satIsfied.
If you have any questIons, or wish to dIscuss r~payment of the
balance, I can be reached at (717) 255-2358.
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Sincerely,
d)@(f /tLI ,tf't.#4,<./
Douglas P. Fleak
Assistant ColJertion Manager
DPF/bjl
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P".\02
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Dauphin Deposit Bank
and Trust Company
MEMBER FEDERA'- DEPOSIT INSURANCE CORPORATION
December 23, 1991 COMMUNITY BANKING LOAN CENTER
3807 DERRY STREET
HARRISBURG, PENNSYLVANIA 17111
Ingrid Kintz
672 Laurel Drive
Boiling Springs, PA 17007
RE: Account H70061120743
'1 (p7 ). I d- ,f- / .7(..
{Af-ftq d3':i;-.SG'
Dear Hs. Kintz:
Since the above referenced loan is in default the
collateral-security that was pledged on the loan was sold
Sale on December 14. 1991. The proceeds of the sale were
follows:
at Public
applied as
Total proceeds received from sale of security
$ 5,800.00
Hinus costs of sale
$
275.00
Net proceeds applied on account
$ 5,525.00
Amount applied to interest
$
.00
Amount applied to principal
$ 5,525.00
$ 5,245.41
Principal balance remaining
Plus accrued interest
$
22.08
Total Balance Due
$ 5,267.49
When you obtained your loan you contracted to repay the total
of payments. You are still legally responsible for the above
deficiency balance. To resolve the continued delinquency and totally
pay your account in full please send the balance due of $5.267.49
within ten days. Upon receipt of this amount we will report to the
credit bureau that this debt has been satisfied.
If you have any questions, or wish to discuss repayment of the
balance, I can be reached at (717) 255-2358.
DPF/bjl
FV.!I\\)I"1 'j)
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Si~elY,
'cf/tU(li/~ /'Utitc
Douglas P. Fleak
Assistant Collection Hanager
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