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CiUUANTY AGI'IDllNT
1. DIF1"ITI0"8 - As used herein, the following terms Ihall
hava the meanings indicated I
(a) "Undersigned" means the person! including any form
or legal entity, or, if more than one, all of the persons by
whom, or on whose behalf, this Guaranty is signed,
(b) "Lender" means BANI( OF BANOVlR AND TRU8T COIlI1'ANY,
(c) "Pr incipa 1 Debtor" means I\ICYCLING TICBlfOLOGIIS,
INe.,
(d) "principal Debtor's Liabilities to Lender" means all
existing and future liabilities, whether absolute or
contingent, of the Principal Debtor to the Lender of Iny
nature whatsoever and out of whatever transactions arising,
and in particular that certain loan in the principal amount of
Four Hundred Fifty Thousand ($450,000.00) Dollars (the "Loan")
to be evidenced by principal Debtor's Master Note of even date
herewith, secured by a collateral as more partioularly
deocribed in said Security Agreement of even date herewith.
2. INDUCDClNT FOR OOAI\ANTY - Lender is unwilling to make the
Loan unless the Undersigned guarantees payment of the Master Note
and performance by Principal Debtor of each and every term/
covenant, condition and agreement contained therein and in the
Mortgage and under any and all other agreements executed by
principal Debtor to or for the benefit of Lender in connection with
the Loan on the part of Principal Debtor to be kept, observed or
performed. The Master Note, Security Agreement, and such othar
documents are hereinafter collectively referred to as the "Loan
Documents." The Undersigned desires to give such guarantee in
order to induce Lender to make the Loan.
3. CONTINUING OOAI\ANTY The undersigned hereby
unconditionally guarantees to the Lender the due performance,
including, but not being limited to, the prompt payment when due of
the Principal Debtor's Liabilities to Lender. This Guaranty is a
continuing one and shall be effective and binding on the
Undersigned regardless or how long before or after the date hereof
any of the principal Debtor's Liabilities to Lender were or are
incurred, provided, however, that anyone of the Undersigned who
gives written notice to Lender to that effect shall not be liable
hereunder for such of the principal Debtor's Liabilities to Lender
as are incurred after the receipt by the Lender of such written
notice, unless the same are renewals, extensions or modifications
of liabilities theretofore existing or unless the Lender is bound
by agreement entered into before the receipt of such notice to
permit the same to be incurred.
'.
4. AMOUNT or LIABILITY - The amount of the Unders igned' I
liability hereunder shall be Four Hundred Fifty Thousand
($450 000.00) Dollars. If the amount of the Undersigned's
liabiiity hereunder iQ herein limited, the Undersigned agrees that
the amount of the principal Debtor's Liabilities to Lender may,
from time to time, exceed the said limJ,t of the undersigned's
liability hereunder without in any way affeoting the liability of
the Undersigned hereunder, and the Lender may apply any payment
with respect to Principal Debtor's Liabilities to Lender to or on
account of such of Principal Debtor'u Liabilities to Lender and in
such order as the Lender may elect.
5. UNCONDITIONAL LIABILITY The liability of the
Undersigned hereunder is absolute and unconditional and shall not
be affected in any way by reason of (a) any failure to retain or
preserve/ or the lack of prior enforcement of, any rights against
any person or persons (including the Principal Debtor and any of
the Underuigned) or in any property, (b) the invalidity of any such
rights which may be attempted to be obtained, (c) any delay in
enforcing or failure to enforce any such rights even if such rights
are thereby lost, or (d) any delay in making demand on the
Undersigned for performance or payment of the Undersigned's
obligations hereunder.
6. WAIVERS - The Undersigned hereby waives all notices of
any character whatsoever with respect to this Guaranty and the
Principal Debtor's Liabilities to Lender, inclUding but not being
limited to, notice of the acceptance hereof and reliance hereon, of
the present existence or future incurring of any of the Principal
Debtor's Liabilities to Lender, of the amount, terms and conditions
thereof, and of anr defaults thereon. The Undersigned hereby
consents to the tak ng of, or failure to take, from time to time
without notice to the undersigned, any action of any nature
whatsoever with respect to the Principal Debtor's Liabilities to
Lender and with respect to any rights against any person or persons
(including the Principal Debtor and any of the Undersigned) or in
any property, inclUding but not being limited to, any renewals,
extensions, modifications, postponements, compromises, indulgences,
waivers, surrenders, exchanges and releases, and the Undersigned
will remain fully liable hereon notwithstanding any of the
foregoin91 provided however, that the granting of a release of the
liability hereunder of less than all of the Undersigned shall be
effective with respect to the liability hereunder of the one or
more who are specifically so released but shall in no way affect
the liability hereunder of any not so released. The death or
incapacity of any of the Undersigned shall in no W&y affect the
liability hereunder of any other of the Underuigned. The
Undersigned hereby waives the benefit of all laws now or hereafter
'I
"
in effect in any way limited or restricting the liability or the
Undersigned hereunder, including without limitation (a) all
defenses whatsoever to the Undersigned's liabili ty hereunder except
the defense of payments made on account of the Principal Debtor'.
Liabilities to Lender and the Undersigned's liability hereunder,
and (b) all right to stay of execution and exemption of property in
any action to enforce the liability of the Undersigned hereunder.
7. PAYMENT OF COSTS - In addition to all other liability of
the Undersigned hereunder and notwithstanding the limit, if any,
set forth in pa~agraph 3, hereof, the Undersigned also agrees to
pay to the Lender on demand all costs and expenses including
reasonable attorneys' fees and legal expenses which may be incurred
in the enforcement of the Principal Debtor's Liabilities to Lender
or the liability of the Undersigned hereunder.
B, ACCELERATION OF LIABILITIES - If any of the pr incipal
Debtor's Liabilities to Lender is not duly performed, including the
prompt payment when due of any amount payable thereon, all the
Principal Debtor's Liabilitiea to Lender shall at the Lender's
option be deemed to be forthwith due and payable for the purposes
of this Guaranty and the liability of the Undersigned hereunder.
9. ENFORCEMENT - This Guaranty may be enforced by Lender
without first resorting to or exhausting any other security or
collateral and without fir&t having recourse to the Note or any of
the remedies provided by the Loan Documents through foreclosure
proceedings or otherwise. Nothing herein contained, however', shall
prevent Lender from suing on the Master Note, or from exercising
any other rights under the Loan Documents. If Lender exercises its
remedy under the Security Agreement or other remedy is availed of,
only the net proceeds therefrom after deduction of all charges and
expenses of every kind and nature whatsoever, shall be applied in
reduction of the amount due on the Master Note and/or other Loan
Documents. Lender shall not be required to institute or prosecute
proceedings to recover any deficiency as a condition of payment
hereunder or enforcement hereof. At any sale of the security or
collateral for the indebtedness or any part thereof, whether by
foreclosure or otherwise, Lender may, at its discretion, purchase
all or any part of such collateral so sold or offered for sale for
its own account and may apply the amount bid therefor against the
balance due it pursuant to the terms of the Note and/or the other
Loan Documents.
10. eONI'ZSSION OF JUDGMENT The Undersigned hereby
irrevocably authorizes and empowers any attorney of any court of
record to appear for and confess judgment therein against the
undersigned, or any of them, for the amount for which the
Undersigned may be or become liable to Lender under this Guaranty
as evidenced by an affidavit siqned by an orficer or the Lender
setting rorth the amount then due, plu~ five (5') peroent thereor,
but no less than Five Hundred ($500.00) Dollars, al an attorney'.
commission, with costs of suit, ulease of errors, and without
L'ight of appeal. If a copy hereof, veriHed by an affidavit" .hall
have been filed in said proceeding, it shall not be necesoary to
rile the original as a warrant of attorney. The undersiqned waive.
the right to any stay of execution and the benerit of all exemption
laws now or hereafter in effect. No .ingle exerc1&e of the
foregoing warrant and powl\lr to con feu judgment shall be deemed to
exhaust the power, whelher or not any .uch exercise shall be held
by any court to be invalid, voidable, or void, but the power Ihall
continue undiminished and may be e~ercised from time to time a.
often as the Lender shall elect, until all sums payable or that may
become payable by the Undersigned have been paid in rull.
11. NO SUBROGATION - So long as the Principal Debtor's
Liabilities to Lender have not been paid in full, no payment by the
Undersigned pursuant to the provisions het'eof shall entitle t.he
Undersigned, by subrogation to the rights of the Lsnder or
otherwise, to any payment by the Principal Debtor or out of the
property of the Principal Debtor,
12. OTHER GUARANTIES A subsequent guaranty by the
Undersigned or any other guarantor of the Principal Debtor's
Liabilities to Lender shall not be deemed to be in lieu of or to
supersede or terminate this guaranty but shall be construed as an
additional or supplementary guaranty unless otherwise expressly
provided thereon; and in the event the Undersigned or any other
guarantor has given to the Lender a previous guaranty or
guaranties, this guaranty shall be construed to be an additional or
supplementary guaranty, and not to be in lieu thereof or to
terminate such previous guaranty or guaranties unless expressly so
provided herein.
13. MISCELLANEOUS - If the Undersigned consiots of more than
one person, such persons shall be jointly and severally liable
hereunder. This Guaranty will inure to the benefit of the Lender,
its successors, assigns, endorsees and any person or persons,
including any banking institution or institutions, to whom the
Lender may grant any interest in the Principal Debtor's Liabilitieo
to Lender or any of them, and shall. be binding upon the Undersigned
and the Undersigned's executors, administrators, successors,
Assigns, and other legal representatives. The Undersigned intends
this to be a sealed instrument and to be legally bound hereby. All
issues arising hereunder shall be governed by the laws of
Pennsylvania.
1
OFFIC:E OF ')'In: PROTIIONOTARV
OF CUMBI!RLAND COUNTY
3 South HBnover Street
('nrllsle, I'A 1701.\
IN THE COURT OP COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff:
Bonk of HBnover Bnd Trust Company
versus
Defendants: Timothy J. Leighty and Robbin A. LeIghty, his wife. and Edwllrd E, Eckman and
Kimberlee A. Eckll1l11l, IllS wife, Rnd Dennis L. Eckman and Ann E, Eckman, his
wife
Judgment No.:
CERTIFICATE OF RESIDENCE
P/\ R. C. P. ZJ6
I, hereby certify that the precise address of the Plaintiff is: 25 Carlisle Street. Hanover,
PA 17331.
And certify that the last known address of the within Defendant. Ann E. Eckman. is:
1212 Sandler Drive, Carlisle, PA 17013,
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Daniel M, Frey, Esqulr~
Attorney for Plaintiff
I.ltIJJk ell llilll()VQr IlUd 'l'r1ml
- -CalJPOIlY
",,'1;
III the COlin of COllllllon Plens of
Cumherland County, PelUlsylvnnln
\'S,
Dennis [.. F.clulVln, Ann E.
.' . . .F.Ckitiiiii,- . ~)jWill'd - t:.'" ~:CkJi1Bri - , .. ... -
and KiJliJerlee A. F.clunl.ln
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I1I\nk of Itanover find 'l'rust Canpany
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I'ltlntUl
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Ihll dllY h.I" htd and reerlv.d tnd
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