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Home My WebLink About94-04725 I :> .- 0 , I --7 J ' , 1', " 'j' , , I , '11' \'i' " , 'l'r; Ci! ~ "'.. \ ) .', ,II! !Ii' " ~'t', ii l~ IJi~ 1:: , " !tl' , ,il " ~ ;Jj I; "1 ,.~ ;1 ~~ !'A , ' ~ po J " 'I '. ;j JI :i '. I .! " , "~'i l{) C(sl ~I "I :1 '{ V 'I 'I ;'1 , SHAPIRO AND KREISMAN BYe NICHOLAS J. SCAFIDI, ESQUIRE ADRIANA C. LOMBARDO, ESQUIRE ATTORNEY I.D. NOS. l8509 & 71272 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Residential Capital Servicing Corporation 3300 North Torrey pines Court P.O. Box 85101 La Jolla, CA 92037-1021 COURT OF COMMON PLEAS CUMBERLAND COUNT~ NO: q 4. "7.) '1 C! A..1-...;J. J UL ~ PLAINTIFF VB. Warren W. Chiu a/k/a wai Hung Chiu and Winnie W. chiu a/k/a wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lamonyne, PA 17043 I DEFENDANT(S) COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 4 2. Each Mortgagor named in paragraph 1 executed a Note as evidence of the debt secured by the Mortgage. 3. The real property which is subject to the Mortgage is generally known as 12-20-1856-022, 947 Woodland Drive, Lemonyne, PA 17043 and is more specifically described in the legal description attached as Exhibit "1" (the "Mortgaged Property"). 4 . The Name and address of each Defendant is: Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee, 947 Woodland Drive, Lemonyne, PA 17043. The Interest of each individual Defendant is as Mortgagor, Real Owner, or both. If any Defendant above-named is deceased, this action shall proceed against the deceased Defendant's heirs, assigns, successors, administrators, personal representatives and/or executors through his/her estate. 5. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of SEPTEMBER 1, 1992 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 6. The following amounts are due as of AUGUST 16, 1994: Principal of Mortgage Debt due and unpaid $15.221.37 Estimated Court Costs (excluding Sale costs) 170.00 Interest currently due and owing at 8.75% per annum calculated from AUGUST 1, 1992 at $ 3.70 each day 2.760.20 Late Charge of $18.55 per month assessed on the 16th of each month 333.99 Escrow Advances made by Plaintiff 958.00 761. 07 Attorney's Fees (Principal due x 5%) TOTAL 20.204.63 ALL THAT CERTAIN tract of land situate in the Borough of Lemoyne, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to witl BEGINNING at a point on the Westerly side of Woodland Drive at the division line between Lots Nos. 29 and 28, as shown on a Plan of Lots designated and recorded as section No.4, Susquehanna Hills, said point also being a distance of 118.43 feet Southwardly along the line of Woodland Drie from the intersection of the South side of Kiehl Drive and the Westerly side of Woodland Drive; THENCE along the Westerly line of Woodland Drive by a curve to the left haviny a radius of 1000 feet an arc length of 104.72 feet to a point; THENCE by same South 37 degrees 57 minutes East a distance of 3.30 feet to a point at the dividing line between Lots Nos. 28 and 27; THENCE by the line between Lots Nos. 28 and 27, South 52 degrees 03 minutes West a distance of 155 feet to a point at land now or formerly ot the Haldeman Estate; THENCE by same North 37 degrees 57 minutes West a distance of 124.69 feet to a point on the dividing line between Lots Nos. 28 and 29; THENCE by the line between Lots Nos. 28 and 29 North 58 degrees 03 minutes East a distance of 161.36 feet to a point, the place of BEGINNING. BEING Lot No. 28 on a Plan of Lots recorded in the Recorder's Office, Cumberland County, Pennsylvania, as Section No. 4 of Susquehanna Hills for Susquehanna Enterprises, Inc., in Plan Book 16, Page 22. SUBJECT reservations instruments, to the same rights, exceptions, and conditions as exist by virtue of plans, deeds or conveyances. restrictions, prior recorded HAVING thereon erected a one story brick and aluminum dwelling house, known as No. 917 Woodland Drive, and also a two car attached garage. BEING the same premises which Edwin E. Waisanen and Ruth M. Waisanen, h/w, by their Deed dated June 14,1976 and recorded June 15, 1976 in the Cumberland county Recorder of Deeds' Office in Deed Book Q-26, page 156, granted and conveyed to Wai Hung Chiu and Yuet Kam Lee, as joint tenants with right of survivorship, in fee. EXH\B\T 1 Under the Act, you are entitled to a temporary IItay of foreclosure on your mortqage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "!ace- to-face" meeting with a representative of this lender, or with a designated consumer credit counselinq agency. The purp~se of that meetinq is to attempt to work out a repayment plan, or to otherwise settle your delinquency. "This meeting must occur in the next thirty (30) days." It you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: ADRIANA C. LOMBARDO, ESQUIRE SHAPIRO AND KREISMAN 1160 WEST SWEDES FORD ROAD SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 FACSIMILE (215) 695-9256 The names and addresses of designated consumer credit counseling agencies are attached. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from to consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pellnsylvania Housing Finance Agency. "Your application must be filed or postmarked, within thirty (30) days of your face-to-face meeting." "It is extremely important that you file your applicati.on promptly. If you do not do so, or if you do not follow the other time per iods set forth in this letter, foreclosure may proceed against your home immediately and you will forfeit your eligibility for assistance." Ava i lable funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. ^~ 91 AGENCY LISTING PENNSYLVANIA 1I0USING Fll'i ,seE AGENCV HOMEOWNER'S EMERGENCV MORTG"GE ASSISTANCE PROGRA\t CONSUMER CREDIT COUNSEUNG AGENCIES ACORN HOUSING CORPORATION 846 North Broad Street Philadelphia, Pennsylvania 19130 (215) 763-2333 FAX: (215) 765.1427 Contact: Allison Hughes Counties: Philadelphia, Bucks, Delaware, Chester and Montgomery ACTION HOUSING, INC. Number Two Gateway Center 10th Floor Pittsburgh, Pennsylvania 15222 (412) 391.1956 FAX: (412) 391-4512 Contact: Larry Swanson Counlles: Allegheny, Beaver, Butler, Fayette, Greene, Washington and Westmoreland AMERICAN RED CROSS - HANOVER CHAPTER 529 Carlisle Street Hanover. Pennsylvania 17331 (717) 637-3768 FAX: (717) 637-3294 Contact: Stephanie Calp Counlles: Adams, Franklin and York BLAIR COUNTY ECONOMIC OPPORTUNITY COUNCIL 5433 Industrial Avenue Altoona, Pennsylvania 16601 (814) 946-365 I FAX: (814) 946-545 I Conlact: Paul Rennie Countil's: Blair only BOOKER T, W^SHI~(jTO:--; CENTER 1720 Holland Street Erie. Pennsylvania 16503 (814) 453-5744 FAX: (814) 453-5749 Conta.:t: Bob Huhta Couutles: Crawford, Erie and Warren BUCKS COUNTY HOUSING GROUP, INC. 140 East Richardson Avenue Langhorne, Pennsylvania 19047 (1.15) 750-4310 FAX: (215) 750-4318 Conbct: Pat Dyson CouDtles: Bucks only BUDGET COUNSELING CENTER 247 North Fifth Street Read~ng, Pennsylvania 19601 (215) 375-7866 FAX: (215) 376-6575 -- Main Office Cont:act: Deborah Strunk Couotles: Berks, Chester, Montgomery and Schu~'lkill CENTRO PEDRO CLA VER 3565 North 7th Street Philadelphia, Pennsylvania 19140 (21S) 227-7111 FAX: (215) 227-7117 Cont;act: Roberto Santiago Couotles: Philadelphia, Bucks, Chester, j)cla ..are and Montgomery COMMISSDN ON ECONOMIC OPPORTUNITY OFLUZERNE COUNTY 211.:13 South Main Street Wi!; _;.Barrc. Pennsylvania 18701 (71- -:6.0510 or 1.800.8::.0J~4 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM FAX: (717) 829-166S -- Call before faxing. (717) 4SS-4994 .. Hazleton FAX: (717) 4S5-S631 -- Call before faxing. (717) 836-4090 -- Tunkhannock Conlact: Robert Delaney Counties: Carbon, Columbia, LUlcme, Monroe, Schuylkill and Wyoming COMMUNITY ACTION SOUTHWEST 22 West High Street Waynesburg, Pcnnsylvania 15370 (412) 8S2-2893 FAX: (412) 627-7713 -- Greene Company Conlact: Doug Wagner Counties: Washington, Fayette, Allcgheny, Westmoreland and Greene CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY 1211 Chestnut Street Suite 400 Philadelphia, I'cnnsylvania 19107 (21S) S63-S665 FAX: (215) 864-2666 Conlact: Tom O'Ncil Counties: Bucks, Chester, Delaware, Montgomery and Philadelphia CONSUMER CREDIT COUNSELING SERVICE OF LEHIGH V ALLEY 3671 Crcscent Court East Whitehall, Pennsylvania 18052 (21S) 821-4011 or 1-800-220-2733 (717) & (814) only FAX: (2IS) 821-0137 Conlact: Al Kotch Counties: Berks, Bucks, Carbon, Laneasler, Lehigh and Northampton CONSUMER CREDIT COUNSELING SERVICE OF WESTERN PENNSYLVANIA, INC. (a) 3~ Smithlicld Street Suite 2000 Pillsburgh, Pcnnsylvanla 15222 (412) 471- 7564 Contact: Jack Onorad (b) 1 North Gate Square 112 Garden Center Drive Greensburg, Pcnnsylvania 15601 (412) 838-1290 (c) 500-02 3rd Avcnue P.O. Box 278 Duncansville, Pennsylvania 1663S (814) 696-35-46 (d) 1st Fcderal Plaza Suite 406 North Mill Street Ncw Castle, Pcnnsylvania 16101 (412) 652-8074 (e) 524 Franklin Avcnue Franklin Center Aliquippa, Pennsylvania 15001 (412) 652- 8074 (I) 2000 Linglcstown Road Harrisburg, Pennsylvania 17102 (717) 541-1757 Counties: Adams, Cumbcrland, Dauphin, Perry and York only (g) YMCA Building 339 North Washington Street Butlcr, Pennsylvania 16001 Counties: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre. Clarion, Clearlield, Fayette, Franklin, Fulton, Greene, Huntingdon, Indiana. Jefferson, Juniata, Lawrence. Mercer. Mifflin, Snyder, Somerset, Union, Venango, Washington and Westmoreland (h) 912 South Gcorge Street York, PA 17403 (717) 846-4176 Counties: York, Adams, Franklin and Lanca.s~cr CONSUMER CREDIT COUNSELING SER \'IC EOF NORTHEASTERN PENl"SYLVANIA pag.c~ PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (a) Human Services Building 541 Wyoming Avenue Boll 168 Scranton, Pennsylvania 18S01 (717) 342-1072 or 1-800-922-9537 FAX: (717) 342-8040 (b) 31 W. Market Street Wilkes-Barre, Pennsylvania 18702 (717) 821-0837 or 1- 800-922-9537 FAX: (717) 821-178S Contac!: Mike Elick Counties: Bradford, Carbon, Columbia, Lackawanna, Luzeme, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Susquehanna, Tioga, Wayne and Wyoming ECONOMIC OPPORTUNITY CABINET OF SCHUYLKILL COUNTY 118 Norwegian Street Pottsville, Pennsylvania 17901 (717) 622-1995 FAX: (717) 622-0429 Contact: Marybeth Dohmann Counties: Schuylkill, Northumberland, Luzeme, Berks, Carbon, Lebanon and Lehigh FA YETTE COUNTY COMMUNITY ACTION AGENCY, INC. 137 North Beeson Avenue Uniontown, Pennsylvania 15401 (412) 437-6050 ElIt. 38 or 1-8oo-427-INFO FAX: (412)437-4418 Contact: Jennifer Canada Counties: Fayelle only FINANCIAL SERVICES UNLIMITED 117 West 3rd Street Waynesboro. Pennsylvania 17268 (717) 762-3285 Contact: Natalie Newcomer Counti('s: Adams. Cumberland, Franklin, Fulton and Perry OREA TER ERIE COMMUNITY ACTION COMMITrEE 18 West 9th Street Erie, Pennsylvania 16501 (814) 459-4581 FAX: (814) 456-0161 Contact: Robert Lamary Counties: Erie, Crawford, Warren and Venango INDIANA COUNTY COMMUNITY ACTION PROGRAM 827 Water Street Boll 187 Indiana, Pennsylvania 15701 (412) 465-2657 FAX: (412) 465-5118 Contact: Randy Foster Counties: Armstrong, Cambria, Clearfield, Indiana, Jefferson and Westmoreland HOME MORTGAGE PROTECTION GROUP (a) 19 West 3rd Street Chester, Pennsylvania 19013 (215) 247-4712 (b) 8634 Provident Street Philadelphia, Pennsylvania 19150 (215) 447-9568 FAX: (215) 872-4856 Contact: A-H Muhammed Counties: Montgomery, Delaware, Philadelphia, Chester, Lancaster and Berks HOUSING COUNSEL OF YORK 116 North George Street York, Pennsylvania 17401 (717) 854-1541 FAX: (717) 854-7934 Contact: Diana Walker Counties: York HOl'SING ASSOCIATION OF re~ PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSIST.~NCE PROORAM DELAWARE VALLEY (a) 1314 Chestnut Street Suite 900 Philadelphia, Pennsylvania 19107 (215) 545- 6010 FAX: (215) 790-9132 (b) 658 North Walls Street Philadelphia, Pennsylvania 19123 (215) 978-0224 FAX: (215) 765-7614 Conlat: Khalil Walker Counties: Philadelphia only HOUSING OPPORTUNITIES, INC. 133 Seventh Street P.O. Box 9 McKeesport, Pennsylvania 15134 (412) 664.1590 FAX: (412) 664-0873 Contact: Allen Seth man Counties: Allegheny, Beaver, Butler, Washington and Westmoreland JOHN F. KENNEDY CENTER, INC. John F. Kennedy Center 2021 East 20th Street Erie, Pennsylvania 16510 (814) 898-0400 FAX: (814) 898-1243 Contact: Mary Gavin Counties: Crawford, Elk, Erie, Jefferson, McKean and Venango KEYSTONE ECONOMIC DEVELOPMENT CORPORATION 1954 Mary Grace Lane Johnstown, Pennsylvania 15901 (814) 535-6556 FAX: (814) 539-1688 Contact: David Kennedy Counties: Indiana, Clearfield, Cambria, Blair, Bedford, Somerset and Westmorcland LA CASA DEL PUEBLO 815 W, Baltimore Pike Kennel: Square, Pennsylvania 19348 (215) ~4.3731 FAX: (: 15) 444-3178 Conlact: Dawn Vega Countioes: Chester, Delaware, Montgomery, Lancaster and Berks L YCOMING-CLlNTON COUNTIES COMMISSION FOR COMMUNITY ACfIOS (STEP) 2138 Lincoln Street P.O. B.Jll 1328 WiIliamsport, Pennsylvania 17703 (717) 3:6-0587 FAX: (717) 322-2197 Conlact: Dan Merk Counties: Clinton and Lycoming MEDIA FELLOWSHIP HOUSE 302 South Jackson Street Media, Pennsylvania 19063 (215) 5065-0846 Contact: Joyce Kane Countioes: Chester, Delaware, Montgomery and Ph:ladelphia MOSTGOMERY COUNTY OPPORTUNITY BOARD 530 Church Street, 2nd Floor NorristDwn, Pennsylvania 19401 (215) 2n-6363 FAX: (215) 277-2123 Contact: Charles Mason Counties: Montgomery only MON-VALLEY UNEMPLOYED CO~I~~IITEE 116 Fi::h Avenue McKee->;>ort. Pcnnsylvania 15132 r.'!l:U PENNSYLVANIA HOUSING I'INANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (412) 678-1409 Contact: Ray Ganczk Counties: Allegheny, Beaver, Dutler, Fayette, Greene, Washington and Westmoreland NORTHERN TIER COMMUNITY ACTION CORP. 135 W. Fourth Street Emporium, Pennsylvania 15834 (814) 486-1161 FAX: (814) 486-3370 Contact: Fred Fish Counties: McKean, Potter, Elk and Cameron PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT 100 North 17th Street Suite 600 Philadelphia, Pennsylvania 19103 (215) 567-7803 FAX: (215) 963-9941 Contact: Henry Cruz Counties: Chester, Delaware, Montgomery and Philadelphia SHENANGO V ALLEY URBAN LEAGUE. INC. Housing Counseling Services 39 Chestnut Street Sharon, Pennsylvania 16146 (412) 981-5310 Contact: James Long Counties: Crawford, Lawrence and Mercer TABLELAND SERVICES, INC, 131 North Center Avenue Somerset, Pennsylvania 1550 I (814) 445-9628 FAX: (814) 443-3690 Conla.:t: Mary Ann Strong Cuuntles: Somerset, Bedford, Cambria, Westmoreland and Fayette TABOR COMMUNITY SERVICES, INC. 439 East King Street Lancaster, Pennsylvania 17602 (717) 397.5182 or 1-800-788-5062 (Homeowner's only) FAX: (717) 399-4127 Contact: Nevin Horst Counties: Chester, Labanon and Lancaster THE TREHAB CENTER OF NORTHEASTERN PENNSYLVANIA (a) 7 Lake Avenue Box 366 Montrose, Penns)'lvania 18801 (717) 278-3338 or I- 800-982-4045 FAX: (717) 278-1889 (b) 18.5 Elmira Street P.O. Box 218 Troy, PA 16947 ("117) 297-2101 Contact: Carole Munn Counties: Susquehanna, Wayne, Wyoming, Sulli\"3/1, Bradford and Tioga URBAN LEAGUE OF METROPOLITAN HARRISBURG 25 North Front Street Harrisburg, Pennsylvania 17101 (717) 234-S925 FAX: (717) 232-4985 Contact: Kelly Sloane Counties: Cumberland, Dauphin and Perry URBAN LEAGUE OF PHILADELPHIA Urban Education Foundation 4601 Market Street 2nd Floor, South Wing Phila~e1phia, Pennsylvania 19139 I'm.2 Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meoting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. "This meeting must occur in the next thirty (30) days." If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: ADRIANA c. LOMBARDO, ESQUIRE SHAPIRO AND KREISMAN 1160 WEST SWEDES FORD ROAD SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 FACSIMILE (215) 695-9256 The names and addresses of designated consumer credit counseling agencies are attached. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing f'inance Agency. "Your application must be fUed or postmarked, within thirty (30) days of your face-to-face meeting." "It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately and you will forfeit your eligibility for assistance." Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established ty the Act. ACT 91 AGF.N~Y L1STII':Ki WNSVLVAMA.1I0USING nN-\SCE Am:NCY 1I0Ml-:OWNF.R'S EMERGENCY MORTGAG F. ASSISTANCE PROGRAM CONSUMER CREDIT COUNSEllSG AGENCIES ACORN HOUSING CORPORATION 846 North Broad Strut Philadelphia, Pennsylvania 19130 (215) 763.2333 FAX: (215) 765.1427 Contact: Allison Hughes Counties: Philadelphia, Bucks, Delaware, Chester and Montgomery ACTION HOUSING, INC. Number Two Gateway Center 10th Floor Pittsburgh, Pennsylvania 15222 (412) 391-1956 FAX: (412) 391-4512 Contact: larry Swanson CountIes: Allegheny, Beaver, Butler, Fayelle, Grecne, Washington and Wcstmoreland AMERICAN RED CROSS - HANOVER CHAPTER 529 Carlisle Street Hanover, Pennsylvania 17331 (717) 637-3768 FAX: (717) 637-3294 Contact: Stephanie Calp CountIes: Adams, Franklin and York BLAIR COUNTY ECONOMIC OPPORTUNITY COUNCIL 5433 Industrial Avenue Alloona, Pennsylvania 16601 (814) 946-3651 FAX: (814) 946.5451 Contact: Paul Rennie Counties: Blair only BOOKER T. WASHIl"GTO:-': CENTER 1720 Holland Street Erie. Pennsylvania 16503 (814) 453-5744 FAX: (814) 453-5749 Conta..:t: Bob Huhta Counties: Crawford, Erie and Warren BUO~S COUNTY HOUSING GROUP, INC. 140 East Richardson Avenue Langhorne, Pennsylvania 19047 (215) 750-4310 FAX: (215) 750-4318 Conta..:t: Pat Dyson Counties: Bucks only BUDGET COUNSELING CENTER 247 l'orth Fifth Street Read i:"lg , Pcnnsylvania 19601 (215) 375-7866 FAX: (215) 376-6575 -- Main Office Conl<h.::l: Deborah Strunk Counties: Berks, Chester, Montgomery and Schuylkill CENTRO PEDRO CLA VER 3565 North 7th Street Philadelphia, Pennsylvania 19140 (215) 227-7111 FAX: (215) 227-7117 Conta.::t: Roberto Santiago Counties: Philadelphia, Bucks, Chester, Delaware and Montgomery COM MISSION ON ECONOMIC OPPCRTUNITY OFLUZERNE COUNTY 211-: : 3 South Main Street Wil\';" ;-Barre, Pennsylvania 18701 (717) '~6-0510 or 1.800-822-0359 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM FAX: (717) 829-1665 -- Call before faxing. (717) 455-4994 -. Hazleton FAX: (717) 455-5631 .. Call bcCore faxing. (717) 836-4090 -- Tunkhannock Contact: Robert Delaney . Counties: Carbon, Columbia, Luzcrne, Monroe, Schuylkill and Wyqming COMMUNITY ACTION SOUTHWEST 22 West High Street : Waynesburg, Pennsylvania IS370 (412) 852-2893 . FAX: (412) 627-7713 -- Gr~ne Company Contact: Doug Wagner Counties: Washington, Fayette, Allegheny, Westmoreland and Greene CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY 1211 Chestnut Street Suite 400 Philadelphia, Pennsylvania 19107 (215) 553-5665 FAX: (2lS) 864-2666 Contact: Tom O'Neil Counties: Bucks, Chester, Delaware, Montgomery and Philadelphia CONSUMER CREDIT COUNSELING SERVICE OF LEHIGH V ALLEY 3671 Crescent Court East Whitehall, Pennsylvania 18052 (215) 821-4011 or 1-800-220-2733 (717) '" (814) only FAX: (215) 821-0137 Contact: AI Kotch Counties: Berks, Bucks, Carbon, lancaster, Lehigh and Northampton CONSUMER CREDIT COUNSELING SERVICE OF WESTERN PENNSYLVANIA, INC. (a) 309 Smithfield Street Suite 2000 Pittsburgh, Pennsylvania 15222 (412) 471- 7584 Contact: Jack Onorad (b) I North Gate Square 112 Garden Center Drive Greensburg, Pennsylvania 15601 (412) 838-1290 (c) 500-02 3rd Avenue P.O. Box 278 Duncansville, Pennsylvania 16635 (814) 696-3546 (d) 1st Federal Plaza Suite 406 North Mill Street New Castle, Pennsylvania 16101 (412) 652-8074 (e) 524 Franklin Avenue Franklin Center Aliquippa, Pennsylvania 15001 (412) 652. 8074 (I) 2000 Linglestown Road Harrisburg, Pennsylvania 17102 (717) 541.1757 Counties: Adams, Cumberland, Dauphin, Perry and York only (g) YMCA Building 339 North Washington Street Butler, Pennsylvania 16001 Counties: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Fayette, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Junlala, Lawrence, Mercer, Mimin, Snyder, Somerset, Union, Venango, Washington and Westmoreland (h) 912 South George Street York, PA 17403 (717) 846-4176 Counties: York, Adams, Franklin and Lancasler CONSUMER CREDIT COUNSELING SER \' ICEOF NORTH EASTERN PENNSYLVANIA r.1~e-, , , PENNSYLVANIA IfOUSING fINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (a) Human Services Building 541 Wyoming Avenue Boll 168 Scranton, Pennsylvania 18501 (717) 342-1072 or 1-800-922.9537 FAX: (717) 342-8040 (b) 31 W. Market Slreet Wilkes-Barre, Pennsylvania 18102 (711) 821-0837 or 1- 800-922-9537 FAX: (111) 821.1185 Contact: Mike Elick Counties: Bradford, Carbon, Columbia, Lackawanna, Luzcrne, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Susquehanna, Tioga, Wayne and Wyoming ECONOMIC OPPORTUNITY CABINET OF SCHUYLKILL COUNTY 118 Norwegian Street POllsville, Pennsylvania 11901 (717) 622-1995 FAX: (717) 622-0429 Contact: Marybelh Dohmann Counties: Schuylkill, Northumberland, Luzerne, Berks, Carbon, Lebanon and l.ehigh FA YETIE COUNTY COMMUNITY ACTION AGENCY, INC. 137 North Beeson Avenue Uniontown, Pennsylvan:a 15401 (412) 437-6050 Ex!. 38 or 1-8()()-427-INFO FAX: (412)431-4418 Contact: Jennifer Canada Counties: Fayelle only FINANCIAL SERVICES UNLIMITED 117 West 3rd Street Waynesboro, Pennsylvania 17268 (717) 162-3285 Contact: Natalie Newcomer Counties: Adams, Cumberland, Franklin, Fulton and Perry GREA TER ERIE COMMUNITY ACTION COM~IITIEE 18 West 9th Slreet Erie, Pennsylvania 16501 (814) 459-4581 FAX: (814) 456-0161 Contact: Robert Lamary Counties: Erie, Crawford, Warren and Venango INDI,\NA COUNTY COMMUNITY ACTION PROGRAM 827 Waler Str~t Boll 181 Indiana, Pennsylvania 15701 (412) 465-2651 FAX: (412) 465-SlI8 Contact: Randy Foster Counties: Armslrong, Cambl;a, Clearfield, Indiana, Jefferson and Westmoreland HOME MORTGAGE PROTECTION GROUP (a) 19 West 3rd Street Chesler, Pennsylvania 19013 (215) 247-4112 (b) 8634 Provident Street Philadelphia, Pennsylvania 19150 (215) 447.9568 FAX: (215) 872-4856 Contact: A-H Muhammed Counties: Montgomery, Delaware, Philadelphia, CheSler, Lancaster and Berks HOUSING COUNSEL OF YORK 116 North George Street York. Pennsylvania 17401 (717) 854.1541 FAX: (117) 854.7934 Contact: Diana Walker Counties: York HOL'SING ASSOCIATION OF ~..J PENNSYLVANIA HOUSING FINANCL! AGL!NCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM DELAWARE VALLEY (a) 1314 Cheslnut Street Suite 900 Philadr:lphla, Pennsylvania 19107 (215) 545- 6010 FAX: (215) 790-9132 (b) 658 North Walts Street Philadelphia, Pennsylvania 19123 (215) 978-0224 FAX: (215) 7~-7614 Con tat: Khalil Walker Counties: Philadelphia n"ly . HOUSING OPPORTUNITIES, INC. 133 Seventh Street P.O. Boll 9 McKeesport, Pennsylvania 15134 (412) 664.1590 FAX: (412) 664-0873 Contact: Allen Seth man Counties: Allegheny, Beaver, Butler, Washington and Westmoreland JOHN F. KENNEDY CENTER, INC. John F. Kennedy Center 2021 East 20th Street Erie, Pennsylvania 16510 (814) 898-0400 FAX: (814) 898-1243 Contact: Mary Gavin Counties: Crawford, Elk, Erie, Jefferson, McKean and Venango KEYSTONE ECONOMIC DEVELOPMENT CORPORATION 1954 Mary Grace Lane Johnstown, Pennsylvania 15901 (814) 535-6S56 FAX: (814) 539-1688 Contact: David Kennedy Counties: Indiana, Clrarfield, Cambria, Blair, Bedford, Somerset and Westmoreland LA CASA DEL PUEBLO 8U W. Baltimore Pike Kennell Square, Pennsylvania 19348 (215) 4$-3731 FAX: (::15) 444.3178 Conlact: Dawn Vega Counties: Chester, Delaware, Montgomery, Lancaster and Berks LYCOMING-CLlNTON COUNTIES COMMISSION FOR COMMUNITY ACTIOS (STEP) 2138 Lincoln Street P.O. Boll 1328 Williamsport, Pennsylvania 17703 (717) 3:!6-0587 FAX: (117) 322-2197 Conlact: Dan Merk Counties: Clinton and Lycoming MEDIA FELLOWSHIP HOUSE 302 South Jackson Street Media, Pennsylvania 19063 (215) 565-0846 Conlact: Joyce Kane Counties: Chester, Delaware, Montgomery and Philadelphia MONTGOMERY COUNTY OPPORTUNITY BOARD 530 Church Street, 2nd Aoor Norris!OWn, Pennsylvania 19401 (215) 2TI-6363 FAX: (215) 277-2123 Conlact: Charles Mason Counties: Montgomery only MON-VAI.LEY UNEMPLOYED COMMITfEE 116 Fifth Avenue McK~port, Pennsylvania 15132 ~-R.4 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (412) 678-1409 Contact: Ray Ganczk Counlles: Allegheny. Beaver, Butler, Fayelle, Greene, Washington and Westmoreland NORTHERN TIER COMMUNITY ACI'ION CORP. 135 W. Fourth Street Emporium, Pennsylvania 15834 (814) 486-1161 FAX: (814) 486-3370 Contact: Fred Fish Counties: McKean, Poller, Elk and Cameron PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT 100 North 17th Street Suite 600 Philadelphia, Pennsylvania 19103 (215) 567-7803 FAX: (21S) 963-9941 Contact: Henry Cruz Counties: Chester, Delaware, Montgomery and Philadelphia SHENANGO V ALLEY URBAN LEAGUE, INC. Housing Counseling Services 39 Chestnut Street Sharon. Pennsylvania 16146 (412) 981-S310 Contact: James Long Counties: Crawford, Lawrence and Mercer TABLELAND SERVICES, INC. 131 North Center Avenue Somerset, Pennsylvania 15501 (814) 445.9628 Paie 5 FAX: (814) 443-3690 Contact: Mary Ann Strong Counties: Somerset, Bedford, Cambria, We$tmoreland and Fayette TABOR COMMUNITY SERVICES, INC. 439 East King Street I...ancaster, Pennsylvania 17fJ'J2 (717) 397-5182 or 1-800-788-5062 (Homeowner's only) FAX: (717) 399-4127 Contact: Nevin Horst Counties: Chester, Labanon and Lancaster THE TREHAB CENTER OF NORTHEASTERN PENNSYLVANIA (a) 7 Lake Avenue Box 366 Montrose, Pen:1sylvania 18801 (717) 278-3338 or 1- 800.982-404S FAX: (717) 278-1889 (b) 185 Elmira Street P.O. Box 218 Troy, PA 16947 (717) 297-2101 Contact: Carole MUM Counties: Susquehanna, Wayne, Wyoming, Sullivan, Bradford and Tioga URBAN LEAGUE OF METROPOLITAN HARRISBURG 2S North Front Street Harrisburg, Pennsylvania 17101 (717) 234-5925 FAX: (717) 232-4985 Con:.act: Kelly Sloane Counties: Cumberland, Dauphin and Perry URBAN LEAGUE OF PHILADELPHIA Urban Education Foundation 460: Market Street 2nd Floor, South Wing Phi!.?delphia. Pennsylvania 19139 Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you Dlust arrange and attend a "face- to-face" meeting with a representative of thia lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repa)O-::lcnt plan, or to otherwise settle your delinquency. "This meeting must occur in the next thirty (30) days." If you attend a face-to-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure llIay take place for thirty (30) days after the date of this meeting. The name, address and telephone n~ber of our representative is: ADRIANA C. LOMBARDO, ESQUIRE SHAPIRO AND KREISMAN 1160 WEST SWEDES FORD ROAD SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 FACSIMILE (215) 695-9256 The names and addresses of designated consumer credit counseling agencies are attached. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeo'.-ners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the pennsylvania Housing Finance Agency. "Your application must be filed or postmarked, within thirty (30) days of your face-to-face meeting." "It is extremely important that you file your application promptly. If you do not do so, or if you do not follow the other time periods set forth in this letter, foreclosure may proceed against your home immediately and you will forfeit your eligibility for assistance." Available funds for emergenc-j mo:-'t.gage assistance are very limited. They will be disbursed =r the Agency under the eligibility criteria established t:,.- th-: Act. ACT 91 AGENCY LISTING PENNSYLVANIA HOUSING "-INANCE AGENCY 1I0MEOWNF~EMLRGENC\' MORTG,\GF. AS~IST'\NCE PROGRAM CONSUMER CREDIT COUNSE1.lNG AGENCIES ACORN HOUSING CORPORATION 846 North Broad Street Philadelphia, Pennsylvania 19130 (215) 763-2333 FAX: (215) 765-1427 Contact: Allison Hughes Counlles: Philadelphia, Bucks, Delaware, Chester and Montgomery ACTION HOUSING, INC. Number Two Gateway Center 10th Floor Pillsburgh, Pennsylvania 15222 (412) 391-1956 FAX: (412) 391-4512 Contact: Larry Swanson Counties: Allegheny, Beaver, Butler, Fayette, Greene, Washington and Westmoreland AMERICAN RED CROSS - HANOVER CHAPTER 529 Carlisle Street Hanover, Pennsylvania 17331 (717) 637-3768 FAX: (717) 637-3294 Contact: Stephanie Calp Counties: Adams, Franklin and York BLAIR COUNTY ECONOMIC OPPORTUNITY COUNCIL 5433 Industrial A venue AItoona, Pennsylvania 16601 (814) 946-3651 FAX: (814) 946-5451 Contacl: Paul Rcnnie Counties: Blair only BOOKER T. W:\SHI~(jTO:-; (,I:I'\TI:R 1720 Holland Street Erie. Pcnnsylvania 16503 (814) 453-5744 FAX: (814) 453-5749 Contact: Bob Huhta Counties: Crawford, Erie and Wanen BUCKS COUNTY HOUSING GROUP, INC. 140 East Richardson Avenue Langhorne, Pennsylvania 19047 (215) 750-4310 FAX: (215) 750-4318 Contact: Pat Dyson Counties: Bucks only BUDGET COUNSELING CENTER 247 North Fifth Street Reading, Pennsylvania 19601 (215) 375-7866 FAX: (215) 376-6575 -- Main Office Contact: Deborah Strunk Counties: Berks, Chester, Montgomery and Schuylkill CENTRO PEDRO CLA VER 3565 North 7th Street Philadelphia, Pennsylvallia 19140 (215) 227-7111 FAX: (215) 227-7117 Contact: Roberto Santiago Counties: Philadclphia, Bucks, Chester, Delawarc and Montgomcry COMMISSION ON ECONOMIC OPPORTUNITY OFLUZERNE COUNTY 211- ~ I 3 South Main Stn:et WilJ..~\-Barre, Pennsylvania 18701 (717 826-0510 or 1-800-822-0.159 '11 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSIST.~NCE PROGRAM FAX: (717) 829.1665 .. Call before faxing. (717) 455.4994 -- Hazlelon FAX: (717) 455-5631 -- Call before faxing. (717) 836.4090 -.. Tunkhannock Contact: Robert Delaney Counties: Carbon, Columbia, Luzeme, Monroe, Schuylkill and Wyoming COMMUNITY ACTION SOUTHWEST 22 West High Street Waynesburg, Pennsylvania 15370 (412) 852-2893 FAX: (412) 627-7713 -- Greene Company Contact: Doug Wagner Counties: Washington, Fayette, Allegheny, Westmoreland and Greene CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY 1211 Chestnut Street Suite 400 Philadelphia, Pennsylvania 19107 (215) 563-5665 FAX: (215) 864-2666 Contact: Tom O'Neil Counties: Bucks, Chester, Delaware, Montgomery and Philadelphia CONSUMER CREDIT COUNSELING SERVICE OF LEHIGH V ALLEY 3671 Crescent Court East Whitehall, Pennsylvania 18052 (215) 821-4011 or 1-800-220-2733 (717) &. (814) only FAX: (215) 821-0137 Contact: AI Kotch Counties: Berks, Bucks, Carbon, Lancasler, Lehigh and Northampton CONSUMER CREDIT COUNSELING SERVICE OF WESTERN PENNSYLVANIA, INC. (a) 309 Smithfield Street Suite 2000 Pillsburgh, Pennsylvania 15222 (412) 471- 7584 Contact: Jack Onorad (b) 1 North Gate Square 112 Garden Center Drive Greensburg, Pennsylvania 15601 (412) 8.38-1290 (c) 500-02 3rd Avenue P.O. Box 278 Duncansville, Pennsylvania 16635 (814) 696-3S-l6 (d) 1st Federal Plaza Suite 406 North Mill Street New Castle, Pennsylvania 16101 (412) 652-8074 (e) 52-4 Franklin Avenue Franklin Center Aliquippa, Pennsylvania 15001 (412) 652- 8074 (f) 20Cl0 Linglestown Road Harrisburg, Pennsylvania 17102 (717) 541-1757 Counties: Adams, Cumberland, Dauphin, Perry and York only (g) YMCA Building 339 North Washington Street Butler, Pennsylvania 16001 Counties: Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre. Clarion, Cleartield, Fayette, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lawrence, Mercer. Mifflin, Snyder, Somerset, Union, Venango, Washington and Westmoreland (h) 912 South George Street York, PA 17403 (717) 846.4176 Counties: York, Adams, Franklin and Lancas:er CONSUMER CREDIT COUNSELING SER \'lCEOF NORTHEASTERN PENSSYLVANIA r~~d . . PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (a) Human Services Building 541 Wyoming Avenue Box 168 Scranton, Pennsylvania 18501 (717) 342-1072 or 1-800-922-9537 FAX: (717) 342-8040 (b) 31 W. Market Street Wilkes-Barre, Pennsylvania 18702 (717) 821-0837 or I- 800-922-9537 FAX: (717) 821-1785 Contact: Mike Elick Counties: Bradford, Carbon, Columbia, Lackawanna, Luzerne, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Susquehanna, Tioga, Wayne and Wyoming ECONOMIC OPPORTUNITY CABINET OF SCHUYLKILL COUNTY 118 Norwegian Street Pottsville, Pennsylvania 17901 (717) 622-1995 FAX: (717) 622-0429 Contact: Marybeth Dohmann Counties: Schuylkill, Northumberland, Luzeme. Berks, Carbon, Lebanon and Lehigh FA YEITE COUNTY COMMUNITY ACnON AGENCY, INC. 137 North Beeson Avenue Uni.ontown, Pennsylvania 15401 (412) 437-6050 Ext. 38 or 1-800-427-INFO FAX: (412)437-4418 Contact: Jennifer Canada Counties: Fayelle only FINANCIAL SERVICES UNLIMITED 117 West 3rd Street Waynesboro, Pennsylvania 17268 (717) 762-3285 Contact: Natalie Newcomer Counties: Adams, Cumberland, Franklin, fullon and Perry GREA TER ERIE COMMUNITY ACTION COMMITIEE 18 W~t 9th Street Erie, Pennsylvania 16S01 (814) 459-4581 FAX: (814) 456-0161 Contact: Robert Lanwy Counlles: Erie, Crawford, Warren and Venango INDIANA COUNTY COMMUNITY ACTION PROGRAM 827 Water Street Bcx 187 Indiana, Pennsylvania 15701 (412) 465-2657 FAX: (412) 465-5118 Contact: Randy Foster Counties: Armstrong, C..ambria, Clearfield, Indiana, Jefferson and Westmoreland HOME MORTGAGE PROTECTION GROUP (a) 19 West 3rd Street Chester. Pennsylvania 19013 (215) 247-4712 (b) 8634 Provident Street Philadelphia, Pennsylvania 19150 (215) 447-9568 FAX: (215) 872-4856 Contact: A-H Muhammed Coualles: Montgomery, Delaware, Philadelphia, Chester. Lancaster and Berks HOUSING COUNSEL OF YORK 116 North George S\RIeC York. Pennsylvania 17401 (717) 854-1541 FAX: (717) 854-7934 Contact: Diana Walker Counlles: York HOl'SING ASSOCIATION OF f.~ , ' PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM DELAWARE VALLEY (a) 1314 Chcstnut Street Suite 900 Philadelphia, Pcnnsylvania 19107 (215) 545- 6010 FAX: (215) 790-9132 (b) 658 North Walls Street Philadelphia, Pennsylvania 19123 (215) 978-0224 FAX: (215) 765-7614 Contat: Khalil Walker Counties: Philadelphia only HOUSING OPPORTUNITIES, INC. 133 Seventh Street P.O. Box 9 McKeesport, Pennsylvania 15134 (412) 664-1590 FAX: (412) 664-0873 Contact: Allen Setllman Counties: Allegheny, Beaver, Butler, Washington and Westmoreland JOHN F. KENNEDY CENTER, INC. John F. Kennedy Center 2021 East 20th Street Erie, Pennsylvania 16510 (814) 898-0400 FAX: (814) 898-1243 Contact: Mary Gavin Counties: Crawford, Elk, Erie, Jefferson, McKean and Venango KEYSTONE ECONOMIC DEVELOPMENT CORPORATION 1954 Mary Grace Lane Johnstown, Pennsylvania 15901 (814) 535-6556 FAX: (814) 539-1688 Contact: David Kennedy Counties: Indiana, Clearfield, Cambria, Blair, Bedford, Somerset and Westmoreland LA CASA DEL PUEBLO 81S W. Baltimore Pike Ken:'lell Square, Pennsylvania 19348 (215) 444-3731 FAX: (215) 444.3178 Contact: Dawn Vega Counties: Chester, Delaware, Montgomery, Lancaster and Berks L YCOMING-CLINTON COUNTIES COMMISSION FOR COMMUNITY ACTION (STEP) 2138 Lincoln Street P.O. Box 1328 WiIliamsport, Pennsylvania 17703 (717) 326-0587 FAX: (717) 322-2197 Contact: Dan Merk Counties: Clinton and Lycomlng MEDIA FELLOWSHIP HOUSE 302 South Jackson Street Media, Pennsylvania 19063 (215) 565-0846 Contact: Joyce Kane Counties: CheSler, Delaware, Montgomery and Philadelphia MONTGOMERY COUNTY OPPORTUNITY BOARD 530 Church Street, 2nd Floor Norristown, Pennsylvania 19401 (215) 277-6363 FAX: (215) 277-2123 Contact: Charles Mason CountIes: Monlgomery only MON-VALLEY UNEMPLOYED CO~IMITIEE 116 Fifth Avenue McKeesport, Pennsylvania 15132 fi!~U . . PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (412) 678-1409 Contact: Ray Ganczk Counlles: Allegheny, Beaver, Butler, Fayette, Greene, Washington and Westmoreland NOQ,THERN TIER COMMUNITY ACTION CORP. 135 W. Fourth Street Emporium, Pennsylvania 15834 (814) 486-1161 FAX: (814) 486-3370 Contact: Fred Fish Counlles: McKean, Potter, Elk and Cameron PHILADELPHIA COUNCIL FOR COMMUNITY ADVANCEMENT 100 North 17th Strcet Suite 600 Philadelphia, Pennsylvania 19103 (215) 567-7803 FAX: (215) 963-9941 Contact: Henry Cruz Counties: Chesler, Delaware, Montgomery and Philadelphia SHENANGO V ALLEY URBAN LEAGUE, INC. Housing Counseling Services 39 Chestnut Street Sharon, Pennsylvania 16146 (412) 981-5310 Contact: James Long Counties: Crawford, Lawrence and Mercer TABLELAND SERVICES, INC. 131 North Ccnter Avenue Somerset, Pennsylvania 15501 (814) 445-9628 FAX: (814) 443-3690 Contact: Mary Ann Strong Counties: Somerset, Bedford, Cambria, Westllloreland and Fayette TABOR COMMUNITY SERVICES, INC. 439 East King Street Lancaster, Pennsylvania 17(J)2 (717) 397-5182 or 1-800-768-5062 (Homeowner's only) FAX: (717) 399-4127 Contact: Nevin Horst Cou nt les: Chester, Labanon. and Laneaster THE TREHAB CENTER OF NORTHEASTERN PENNSYLVANIA (a) 7 Lake Avenue Box 366 Montrose, Pennsylvania 18801 (717) 278-3338 or 1- 800-982-4045 FAX: (717) 278-1889 (b) 185 Elmira Street P.O. Box 218 Troy, PA 16947 (717) 297-2101 Contact: Carole Munn Counties: Susquehanna, Wayne, Wyoming, Sullivan, Bradford and Tioga URBAN LEAGUE OF METROPOLITAN HARRISBURG 25 North Front Street Harrisburg, Pennsylvania 17101 (717) 234-5925 FAX: (717) 232-4985 Contact: Kelly Sloane Counties: Cumberland, Dauphin and Perry URBAN LEAGUE OF PHILADELPHIA Urban Education Foundation 4601 Marke( Street 2nd Floor, South Wing Philadelphia, Pcnnsylvania 19139 Palic 5 PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (215) 476-4040 FAX: (215) 476-4667 Contact: Herb Brunson Counties: Philadelphia only URBAN LEAGUE OF PITISBURGH, INC. Building for Equal Opportunity One Smithfield Slreet Pittsburgh, Pennsylvania 15222-2222 (412) 261-1130 FAX: (412) 261-5207 Contact: Lee Fuqua Counties: Allegheny only WARREN-FORREST COUNTIES ECONOMIC OPPORTUNITY COUNCIL 1209 Pennsylvania Avenue, West P.O. Box 547 Warren, Pennsylvania 16365 (814) 726-2400 FAX: (814) 723-0510 Contact: Doris Swan Counties: Forrest and Warren YWCA OF CARLISLE 301 G Street Carlisle, Pennsylvania 17013 (717) 243-3818 FAX: (717) 243-3948 Contact: Pamela Line Counties: Cumberland, Franklin and Perry " , Page 6 ."".. " =, .." .. ,.\1,.. ., ., ;;';.;: I' , ., ..r, "), ll" ",' . "I' . , s-=\ en - . ,,~ :, " "" ... ~.} '" '-' ::.e ':';1 SHAPIRO AND KREISMAN SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 FACSIMILE (610) 695-9256 November 7, 1994 United States Attorney's Office suite 1250 615 Chestnut Street philadelphia, PA 19106 Re: ITT Residential Capital servicing Corporation VB. Warren W. Chiu a/k/a Wai Hung Chiu and Winni. W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee Court of Common Pleas CUMBERLAND county Case No. 94-4725 CIVIL TO ALL DEFENDANTS: Please find enclosed a true and COURT issued in the above matter. Returnable date is fifteen (15) days correct copy of the ORDER or Please note that the Rule from the date of service. SHAPIRO & KREISMAN BY: (let ;(U,Yf).. (:. f;..',;)/t?nLf" Adriana C. Lombardo, Esquire 93....341 SHAPIRO AND KREISMAN BY: ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D.I 65639 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDES FORO ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Resid.ntial Capital Servicing corporation COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY 32nd JUDICIAL DISTRICT PLAINTIFF NO:94-4725 VS. Warr.n W. Chiu alkla Wai Hung Chiu and Winnie W. Chiu alkla Wai Chang Chui and Yuet Kam Le. DEFENDANT(S) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER ~D ASSESSMENT OF DAMAGES Ent.r Judgm.nt 1Ji REM in the amount of $20,534.03 in favor of the plaintiff and again.t the defendant(s), jointly and s.verally, for failure to file an an.wer to Plaintiff's Complaint in Mortgage For.clo.ure within 20 days from .ervic. thereof and assess Plaintiff's damage. a. follow. .nd calculat.d a. stat.d in the Complaint: Principal of mortgage debt due and unpaid court Cost (.xcluding Sheriff's Sales costs) Interest at 8.75' from 08/01/92 to 11/04/94 (825 days' $3.70 per diem) Late charges (for certain months prlor to default and ev.ry month after at a rat. of $18.55 per month) Escrow Advanc. (As stated in Complaint) Attorn.ys Fe.s (As stated in Complaint) $15,2:11.37 170.00 3,052.50 371.09 951.00 761.07 TOTAL AMOUNT DUE 'J $20,514.03 \I , .') BY :~y I /.." r-' ,.l' Ro~.ma D aalon~ Attorn.y for Plaintiff /(tt; X~ (1(i~ AND NOW~ljudgm.nt is .nterea in favor of the Plaintiff and .~.lnst the Det.ndant(s) and damage. are a.s....d a. above in tn. 7m of $20,5J4.03. .u-f-" /L!~. ( ~ VkthY: ,"1,) If 93-4341 ..I' '~'I,"'.II SHAPIRO AND KREISMAN BY: ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D. 165639 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 ITT Residential Capital COURT OF COMMON PLEAS servicing Corporation CUMBERLAND COUNTY PLAINTIFF NO: 94-4725 VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT(S) STATE OF Pennsylvania COUNTY OF: chester AFFIDAVIT OF NON-MILITARY SERVICE THE UNDERSIGNED being duly sworn, states that he/she is over the age of eighteen years and competent to make this affidavit and the following averments are based upon information contained in the records of the Plaintiff or servicing agent of the Plaintiff and that the above captioned Defendants last known address is as set forth in the caption and they are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors civil Relief Act of 1940, as amended. ITT Re idential Capital Servicing Corporation , vtct Sworn to and subscribed before me t~is ~ day of ~.k}.~"llJ( Ie. , 994. oJL\}t~ J;l 2., I Notary Publ c 93-4341 NOTAIIAL SIAL STEVEN M. u'o. NoIIIy ""* llerwyI\ ~ Couilly mil SHAPIRO AND KREISMAN BY: ROSEMARIE DIAMOND, ESQUIRE AT"":m::11:Y I. D.I 65639 SOU'.'tUOINT OFFICE COMPLEX 1160 U;ST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Residential capital Servicing Corporation PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY VS. NO: 94-4725 Warren W. chiu a/k/a wai Hung Chiu and Winnie W. Chiu a/k/a wai Chang Chui and Yuet Kam Lee DEFENDANT(S) CERTIFICATION OF ADDRESS I hereby certify that the correct address of the judgment creditor (Plaintiff) is: ITT Residential Capital Servicing Corporation 3300 North Torrey pines Court P.O. Box 85101 La Jolla, CA 92037-1021, and that the last known address(es) of the judgment debtor (Defendant(s)) is: Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043. BY: SHAPIRO & KREISMAN I) /1 / t-I (~~1'x..(.~.......\.. Rpsemar e Diamond, ESQUIRE Attorney for Plaintiff 93-4341 MAIM'" . CONNU'TII:l1T . DJJNnL't . I.ULt"lIA.N4 . ~1A."iH^,CII\:!lr.'rn,. ,\fL'tHLlfHlPPI . MLlJSOl/U . Nr.W IIAMPHUlU Nt:W "I IRk . Nell'll CAJUU.L"lA' ()kl.AJIC)MA' ()RFlj()N . Pt1lfN!JYLVANIA . WAlJIIINOTON SHAPIRO AND KREISMAN BYI ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D.I 65639 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Residential capital Servicing corporbtion COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNT.Y PLAINTIFF VS. NOI 94-4725 Warren W. chiu a/k/a wai Hung Chiu and winnie W. Chiu a/k/a wai chang Chui and Yuet Kam Lee DEFENDANT(S) CERTIFICATE OF SERVICE I, Rosemarie Diamond, ESQ hereby certify that I have served by first class mail, postage prepaid, true and correct copies of the attached papers upon the following person(s) or their attorney of record: Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 Date mailed: 1/-;; -'-1<-/ 93-4341 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse S. Hanover street Carlisle, PA 17013 Prothonotary TOe Warren W. Chiu a/k/a Wai Hung Chiu 947 Woodland Drive Lemonyne, PA 17043 ITT Residential Capital Servicing Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO:94-4725 PLAINTIFF VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet l<am Lee DEFENDANT(S) NO'rICE Pursuant to Rule 236 of the supreme Court of Pennsylvania, notif ied that a Judgment has been entered against you proceeding as indicated below. ,XIJ.,.lLU. v\.( l. you are hereby in the above Prothonotary [XX] Judgment by Default [ ] Judgment for Possession [ ] Judgment on Award of Arbitration [ ] Judgment on Verdict [ ] Judgment on Court Findings Cu ,;;1 I ( . " , J.. (fU.-c 7 -. - ,.J~ IF YOU HAVE ANV QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY Rosemarie Diamond, ESQUIRE AT 215-695-9240. AlAlAMA . CONNt:CTICur . UJJNOL"i . UJUlSIANA . I\L\S.'iACIIL'Ht:n". !\UML"iNlm . MIMOVIJ . NEW IIAMPSIORE NEW YURK . NOITII CAJtnlJNA . OKl.AJI()1\1A . (JRt1.()N. Pt:NNSYL'VANlA . WA.111INGTON OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland county courthouse S. Hanover Street carlisle, PA 17013 Prothonotary TO: winnie W. Chiu a/k/a Wai Chang chiu 947 Woodland Drive Lemonyne, PA 17043 ITT Residential capital Servicing Corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 94-4725 PLAINTIFF VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam LeG DEFENDANT(S) NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. i ~,^--\)"'--1.LII\.L~ Prothonotary [XX] Judgment by Default [ ] Judgment for Possession [ ] Judgment on Award of Arbitration [ ] Judgment on Verdict [ ] Judgment on Court Findings f~,>)f LL 6-~'l-(f IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY Rosemarie Diamond, ESQUIRE AT 215-695-9240. AJ..AI,WA, . cONNl'.cncur . DJJNOL"i . lAJl'ISIA~A . :'tlA.'iHACIIUSt;rOle ~US"'iL"'SIPPI . "'n'iHOUill . NIO:W IIAMPSIIIU NEW yo.... NOUII CAllfll.t~" . okl.Mlu!'tlA. O.......iON . Pt)'\llN~n,VANIA . WA."lIllNliTUN OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse S. Hanover street Carlisle, PA 17013 Prothonotary TO: Yuet ~a. Lea 947 Woodland Drive Lemonyne, PA 17043 ITT Residential Capital Servicing corporation COURT OF COMMON PLEAS CUMBERLAND COUNTY NO:94-4725 PLAINTIFF VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie w. Chiu a/k/a Wai Chang Chui and Yuet Ram Lee DEFENDANT(S) NOTICE Pursuant to Rule 236 of the supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. 1-. , ""Lt,,, { ~ ,J Y LiLt. J' Prothonotary [XX] Judgment by Default [ ] Judgment for Possession [ ] Judgment on Award of Arbitration [ ] Judgment on Verdict [ ] Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY Rosemarie Diamond, ESQUIRE AT 215-695-9240. . . SHAPIRO AND KREISMAN . BYI ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D.' 61858 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Residential capital COURT OF COMMON PLEAS Servicing corporation CUMBERLAND COUNTY NO: 94-4725 I I r . PLAINTU'F VB. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT (S) AFFIDAVIT PURSUANT TO RULE 3129.1 ITT Residential Capital Servicing corporation, Plaintiff in the above action, sets forth, as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 947 Woodland Drive, Lemoyne, PA 17043. 1. Name and address of owner(s) or Reputed Owner(s) Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 2. Name and address of Defendant(s) in the judgment: Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be Bold: ITT Residential Capital Servicing corporation 3300 North Torrey pines Court P.O. Box 85101 La Jolla, CA 92037-1021 Commonwealth National Bank 10 Market Square HarriSburg, PA 17108 " . . SHAPIRO AND l(RI!:ISMAN BY: NICHOLAS J. SCAFIDI, ESQUIRE ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D. I'S 18509 Ind 65639 SOUTH POINT orrICE COMPLEX 1160 WEST SWED!SrORD ROAD, SUITE 350 BERWYN, PA 1.9312 TELEPHONE (215 695-9240 ITT Residential capital COURT OF COMMON PLEAS Servicinq corporation CUMBERLAND COUNTY NO: 94-4725 PLAINTIFF VS. Warren W. chiu I/k/a Wai Hung chiu and Winnie W. Chiu a/k/a Wai chanq Chui and Yuet J(alD Lee DEFENDANT (S) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Warren W. Chiu a/k/a Wai Hung Chiu 947 Woodland Drive LelDonyne, PA 17043 Your house (real estate) at: 12-20-1856-022 947 Woodland Drive Lemonyne, PA 17043 is scheduled to be sold at Sheriff's Sale on March 18, 1995 at: Cumberland County Courthouse S. Hanover Street Carlisle, PA 17013 at 10:00 AM to enforce the court judgment of $20,534.03 obtained by ITT Residential capital Servicing Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay back to ITT Residential Capital Servicing Corporation the amount of the judgment plus costs or the back payments, late charq.., costs, and rea~onable attorneys fee. due. To find out how much you must pay, you may call: 215-695-9240. 4I..d4MA . COHNIC'nCtn . IlJRtiIOII . WI.'LllilA...." . MA88"CllUSlTh. MI5I185IPft . MIUOUIJ . NEW HAMPIBIa! NlWVO... NOlruCUO(.r4". OIU..AlIOMA. OIlfllON. P'f1lf1'45YLV.\MA. WA."IIJ:'lIGTON " 2. You lIlay be able to Itop the sale by filing a petition uking the Court to Itrike or open the judgment, if the judgment wal improperly entered. You may allo alk the Court to postpone the aale for good caule. 3. YoU may be able to ItOP the sale through other legal proceedingl. You may need an attorney to assert your rights. contact one, the more chance you will have of stopping notice on page two of how to obtain an attorney.) YOU HAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. The looner you the lale. (See 1. If the Sheriff'l Sale is not stopped, your property will be lold to the highelt bidder. You may find out the price bid by calling 215-695- 9240. 2. You may be able to petition the Court to set aside the sale if the bid price wal qrollly inadequate compared to the value of your property. 3. The lal. will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened YOII may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as it the sale never happenod. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that tim., the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than April 18, 1995. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the propoled distribution il wrong) are filed with the Sheriff within ten (10) daYI after the date of filing of said schedule. 7. You may allo have other rights and defenses or ways of getting your hous. back, if you act immediately after the sale. YOU SHOULD TAXE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 93-4341 " I, I I ALL THAT CERTAIN trar.:t of land situate in the Borough of Leaoyne, Cumberland county, Pennsylvania, more particularly bounded and described as follows, to witl BEGINNING at a point on the Westerly side :If Woodland Drive at the division line between Lots Nos. 29 and 28, as shown on a Plan of Lots designated and recorded as section No. ", Susquehanna Hills, said point also being a distance of 118.43 feet Southwardly along the line of Woodland Drie from the intersection of the South side of Kiehl Drive and the Westerly side of Woodland Drive; THENCE along the Westerly line of Woodland Drive by a curve to the left having a radius of 1000 feet an arc length of 104.72 feet to a point; THENCE by same South 37 degrees 57 minutes East a distance of 3.30 feet to a point at the dividing line between Lots Nos. 28 and 27; THENCE by the line between Lots Nos. 28 and 27, South 52 degrees 03 minutes West a distance of 155 feet to a point at land now or formerly of the Haldeman Estate; THENCE by same North 37 degrees 57 minutes West a distance of 124.69 feet to a point on the dividing line between Lots Nos. 28 and 29; THENCE by the line between Lots Nos. 28 and 29 North 58 degrees 03 minutes East a distance of 161.36 feet to a point, the place of BEGINNING. BEING Lot No. 28 on a Plan of Lots recorded in the Recorder's Office, Cumberland County, pennsylvania, as Section No. 4 of Susquehanna Hills for Susquehanna Enterprises, Inc., in Plan Book 16, Page 22. , , " SUBJECT reservations instruments, to the same rights, exceptions, and conditions as exist by virtue of plans, deeds or conveyances. restrictions, prior recorded HAVING thereon erected a one story brick and aluminum dwelling house, known as No. 917 Woodland Drive, and also a two car attached garage. BEING the same premises which Edwin E. Waisanen and Ruth M. Waisanen, h/w, by their Deed dated June 14,1976 and recorded June 15, 1976 in the Cumberland County Recorder of Deeds' Office in Deed Book Q-26, page 156, granted and conveyed to Wai Hung Chiu and Yuet Kam Le., as joint tenants with right of survivorship, in fee. SHAPIRO AND KREISMAN B~: NICHOLAS J. SCA'IDI, ESQUIRE ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D. I'S 18509 and 65639 SOUTHPOIHT OrrICE COMPLEX 1160 WEST SWEDESrORD ROAD, SUITE 350 BERWYN, PA 19313 TELEPHONE (315) 695-9240 ITT Residential Capital COURT OF COMMON PLEAS servicing corporation CUMBERLAND COUNTY PLAINTIFF NO: 94-4735 VS. Warren W. chiu a/k/a Wai Hung Chiu and Winnie w. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Winnie W. Chiu a/k/a Wai Chang chui 947 Woodland Drive Lemonyne, PA 17043 Your house (real estate) at 947 Woodland Drive Lemonyne, PA 17043 is scheduled to be sold at Sheriff's Sale on March 18, 1995, at: Cumberland County Courthouse S. Hanover street carliSle, PA 17013 at 10:00 AM to enforce the court judgment of $20,534.03 obtained by ITT Residential Capital Servicing Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay back to ITT Residential Capital Servicing Corporation the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: 215-695-9240. 3. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, it the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your right.. co'ntact one, the sora chance you will have of stopping notice on page two of how to obtain an attorney.) , The sooner you the sal.. (S.e YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVIM IF THE SHERI"'S SALE DOES TAKE PLACE. 1. If the Sheriff'. the highest bidder. 9240. 2. You may be able to petition the Court to set aside the sale if the bid price was gross~y inadequate compared to the value of your property. Sale is not stopped, your property will be sold to You may find out the price bid by calling 215-695- 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a ahare of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than April 18, 1995. This schedule will state who will be receiving the money. The money will be paid out in accordance with this Bchedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may alBO have other rights and defenses or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAI<E THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO HOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 93-4341 Page 2 ALL THAT CERTAIN tract of land Situate in the Borough of Le.oyne, CUmberlan4 county, Pennsylvania, more particularly bounde4 an4 4e.cribe4 as follows, to witl BEGINNING at a point on the Westerly si4e of Woodlan4 Drive at the 4ivision line between Lots Nos. 29 and 28, as shown on a Plan of Lots deeignate4 an4 recor4ed as Section No.4, Susquehanna Hills, .ai4 point also being a 4istance of 118.43 feet Southwar41y along the line of Woodland Drie from the intersection of the South side of lCiehl Drive an4 the Westerly side of Woodland Drive; THENCE along the Westerly line of Woodland Drive by a curve to the left having a radius of 1000 teet an arc length of 104.72 feet to a point; THBHCE by ea.a South 37 degrees 57 minutes East a distance of 3.30 teet to a point at the dividing line between Lots Hos. 28 and 27; THENCE by the line between Lots Nos. 28 and 27, South 52 4egrees 03 minutes West a distance of 155 feet to a point at land now or formerly of the Haldeman Estat.; THBHCE by same North 37 4egre.s 57 minutes West a distance of 124.69 feet to a point on the 4ivi4ing line between Lots Nos. 28 and 29; THENCI!: by the line between Lots Nos. 28 an4 29 North 58 degrees 03 minutes East a 4istanc. of 161.36 feet to a point, the place of BEGINNING. BEING Lot No. 28 on a Plan of Lots recorde4 in the Recorder's Office, Cumberlan4 County, Pennsylvania, as Section No. 4 of Susquehanna Hills for Susquehanna Enterprises, Inc., in Plan Book 16, Page 22. SUBJECT reservations instruments, to the same rights, exceptions, and conditions as exist by virtue of plans, 4eeds or conveyances. restrictions, prior recorded HAVING thereon erected a one story brick and aluminum dwelling house, known ae No. 917 Woodland Drive, and also a two car attached garage. BEING the sa.. premises which Edwin E. Weisanen and Ruth ". Waisanen, h/w, by their Deed dated June 14,1976 and recor4e4 June 15, 1976 in the CUmberland County Recorder of Deeds' Office in Deed Book Q-26, page 156, granted and conveye4 to Wai Hung Chiu an4 Yuet lCa. Lee, as joint tenants with right of survivorship, in fee. , . SHAPIRO AND KREISMAN BY' NICHOLAS J. SCAFIDI, ESQUIRE ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D. I'S 18509 and 65639 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing corporation CUMBERLAND COUNTY PLAINTIFF NO: 94-4725 VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 Your house (real estate) at 947 Woodland Drive Lemonyne, PA 17043 is scheduled to be sold at Sheriff's Sale on March 18, 1995, at: Cumberland County Courthouse S. Hanover Street Carlisle, PA 17013 at 10:00 AM to enforce the court judgment of $20,534.03 obtained by ITT Residential capital Servicing Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action, 1. The sale will be cancelled if you pay back to ITT Residential Capital Servicing Corporation the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: 215-695-9240. 2. You may be able to stop the sale by filing a petition aSking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. Page 3 . 3. You may be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two of how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. It the Sheriff's the higheat bidder. 9240. Sale is not stopped, your property will be sold to You may find out the price bid by calling 215-695- 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in tho sale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff no later than April 18, 1995. This schedule will state who will be receiving the money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. 7. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, FA 17013 (717) 240-6200 9:)-4341 Page 4 . ALL THAT CERTAIN tract of land Situate in the Borough of Le.oyne, CUmberland County, Pennsylvania, more particularly bounded end described as follows, to witl BEGINNING at a point on the Westerly side ot Woodland Drive at the division line between Lots Nos. 29 and 28, a. shown on a Plan ot Lots deaignated and recorded as Section No.4, Susquehanna Hills, said point also being a distance of 118.43 teet Southwardly along the line of Woodland Drie trom the inter.ection of the South aide of Kiehl Drive and the We.terly aide of Woodland Drive; THENCE along the Westerly line of Woodland Orive by a curve to the lett having a radius of 1000 teet an arc length ot 104.72 teet to a point; THENCE by sa.e South 37 degrees 57 .inute. East a distance ot 3.30 teet to a point at the dividing line between Lots Hos. 28 and 27; THENCE by the line between Lot. Nos. 28 and 27, South 52 degrees 03 minutes West a distance of 155 feet to a point at land now or formerly of the Haldeman Estate; THENCE by same North 37 degrees 57 minutes West a distance of 124.69 feet to a point on the dividing line between Lots Nos. 28 and 29; THENCE by the line between Lots Nos. 28 and 29 North 58 degree. 03 minute. East a di.tance of 161.36 feet to a point, the place ot BEGINNING. BBIHG Lot No. 28 on a Plan ot Lots recorded in the Recorder's Oftice, CUmberland County, Pennsylvania, as Section No. 4 ot Susquehanna Hills for Susquehanna Enterprises, Inc., in Plan Book 16, Page 22. SUBJECT re.ervations instruments, to the same rights, exceptions, and conditions as exist by virtue of plans, deeds or conveyances. restrictions, prior recorded HAVING thereon erected a one story brick and aluminum dwelling hou.e, known a. No. 917 Woodland Drive, and al.o a two car attached garage. BBING the .a.e pre.i.e. which Edwin B. Wai.anen and Ruth M. Wai.anen, h/w, by their Deed dated June 14,1976 and recorded June 15, 1976 in the Cuaberland County Recorder of Deed.' Office in Deed Book Q-26, page 156, granted and conveyed to Wai Hung Chiu and Yuet Ka. Lee, as joint tenant. with right ot .urvivor.hip, in te.. SHAPIRO AND KREISMAN BY: ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D.I 65639 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing corporation CUMBERLAND COUNTY NO: 94-472~ PLAINTIFF VS. Warren W. chiu e/k/e Wai Hung Chiu and Winnie W. Chiu e/k/a Wai Chang Chui and Yuet Ram Lee DEFENDANT(S) C~:I;:':I': OF NOTICE TO LIENHOLDERS P U FA R.C.F 3129.2 (C\ (2\ I, Rosemarie Diamond, ESQUIRE, Attorney for the plaintiff, ITT Reeldential capital Servicing corporation, hereby certify that Notice of Sale was served on all parties appearing on Plaintiff's Affidavit filed pursuant to Pa, R.C.P. 3129.1, by United states mail, first class, postage prepaid, with Certificates of Mailing, the originals of which are attached hereto as Exhibit A. The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. section 4904. Respectfully submitted, SHAPIRO & KREISMAN &dr/t~ By: Rosemarie Diamond Attornoy for Plaintiff 93-4341 ~ )ti --- ::It t -- -- -- ---- __u - ; Vl~ O~ :s ~ -- ---e-- -- ~'. ~ "t ~ 13 t. or V)u. .}".. <::. ~. -- --- Q ~ II: t t. 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H~h~.i II t j ~ = " ~ I i.'~J .;: "j III ~ . j t- - .>!II ~ '-.) i ~p I ~ .. ~" ..:5 -0 ~ .-.) !~ ~ i j "--j H"~ ...'" " ~ ... " .... E ~ ci\ <C -" ,..: H ('(-\ i z ~ I E .. ~ :! In :5 Ui 14 ....;; lC SHAPIRO AND KREISMAN BY: ADRIANA c. LOMBARDO, ESQUIRE ATTORNEY I.D. *71272 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing Corporation CUMBERLAND COUNTY PLAINTIFF I I' NO: 94-4724 CIVIL VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT (S) MOTION FOR A RULE ABSOLUTE Plaintiff, ITT Residential Capital Servicing Corporation, by its attorneys, Shapiro and Kreisman, moves for a Rule Absolute, thereby granting Plaintiff the relief prayed for in its Motion to Amend Complaint in Mortgage Foreclosure and in support thereof, avers as follows: 1. A Motion to Amend Complaint in Mortgage Foreclosure, was filed on October 26, 1994. 2. The Rule to Show cause was issued on October 27, 1994, with a Rule Returnable date of 15 days from the date of service. 3. On the 7th day of November, 1994, Adriana C. Lombardo, Esquire, attorney for Plaintiff, served a true and correct copy of the Rule to Show Cause on the Defendant(s), interested person(s), and/or attorney(s) as certified to by the attached Certification of Service. SHERIFF'S RETURN (.'(MI.l()NWEAL'llJ OF PENNSYLVANIA, COlJm'Y OF CLMBERLAND In The Court of Common Pleas of Cumberland County, Pennsylvania No. 94-4725 Civil Term Complaint in Mortgage Foreclosure and Not ice ITT Residential Capital Servicing Corporation VS Warren W. Chiu a/k/a Wai Hung Chiu, Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee Michael Barr ick , ~itOClCXDeputy Sheriff of CUnberlBl1d County, PennsylvBl1ia, who being duly sworn according to law, says, that he served the within Warren W. Chiu a/k/a Wai upJn ;linn VII,:::..t J(;lm r,pp ComDlaint in Mortoaoe Foreclosure and Notice Hung Chiu, Winnie W. Chiu a/k/a Wai Chang Chiu , the defendant, at 4:06 o'clock p .M. ftli'R / EDST, on the , 19....2j at day of 31 Auous t Q.d. 7 Wnnn 1 .Ann Or i vPt. r,pmoyne , CUmberl&ld County, Pennsylvania, by handing to Yuet Kem Lee. defendant and adult in charge, ~rrpptPn for all defendants a true and attested copy of the --.i;omplaint in Mortgage Foreclosure and N,otice and at the same time directing her attention to the contents thereof and the "Notice to Plead" endorsed thereon. Sheriff's Costs. Docketing Service Affidavit Surcharge So answers. 22.00 8.96 ?"t'.'.J~/ // . . ~~'r;,..-.c L:~~ ~Thamas Kline. Sheriff ~ bY.4", . Dc;ty Sh:r. ", 6.00 36.96 Pd. by Atty. 9-01-94 Swotn and subscribed to before me this -.1' I day of J'L.~;~','I,'~A . , 19 'i'{ A.D. _~~'nllifL" ^~il~ I ,r, .. Prothonotary SHAPIRO AND KREISMAN BY; ADRIANA C. LOMBARDO, ESQUIRE ATTORNEY 1.0. NO. 71272 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE 610) 695-9240 ITT Residential capital COURT OF COMMON PLEAS Servicing Corporation CUMBERLAND COUNTY PLAINTIFF NO: 94-4725 CIVIL VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang chui and Yuet Kam ~e DEFENDANT(S) ORDER AND NOW, this day of , 199__, after consideration of Plaintiff's Motion To Amend Complaint in Mortgage Foreclosure filed in this matter, and any response filed thereto, it is hereby ORDERED I That the Complaint is amended to add the united states of America, to this civil Action in Mortgage Foreclosure as a Defendant, by virtue of a Federal tax lien, judgment or other interest it has on the mortgaged premises; and That Defendants Warren W. chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Ram Lee only, are not allowed to Answer or otherwise respond to the Amended Complaint as their Answer/Response period expired pursuant to the Notice to Defend of the original Complaint; and SHAPIRO AND KREISMAN BY: ADRIANA C. LOMBARDO, ESQUIRE ATTORNEY I.D. NO. 71272 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 ITT Residential Capital I Servicing Corporation PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 94-4725 CIVIL VS. Warren W. Chiu a/k/a Wai Hung chiu and Winnie W. Chiu a/k/a Wai chang Chui and Yuet Kam Lee DEFENDANT(S) MOTION TO AMEND COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, ITT Residential capital Servicing Corporation, by its attorneys, SHAPIRO & KREISMAN, moves to amend its Complaint, pursuant to the provisions of Rule 1033 of the Pennsylvania Rules Of Civil Procedure, in the following manner: 1. Plaintiff, on or about August 22, 1994, filed a Complaint in Mortgage Foreclosure against the above-named Defendants. 2. The United states of America (USA) is a party to this action by vir.tue of its claim of a Federal tax lien, Judgment, or other interest it may have in and against 12-20-1856-022, 947 Woodland Drive, Lemonyne, PA 17043, the mortgaged premises. A copy of a document setting forth the USA's tax lien, Judgment, or other interest, is attached hereto and marked as Exhibit "A". 3. The USA's interest was not discovered until after the filing of this Complaint, therefore, the USA was inadvertently not named as a party Defendant to this action. SHAPIRO AND KREISMAN BYI ADRIANA C. LOMBARDO, ESQUIRE ATTORNEY I.D. NO. 71272 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing corporation CUMBERLAND COUNTY PLAINTIFF NO: 94-4725 CIVIL vs. Warren W. chiu a/k/a Wai Hung Chiu and Winnie w. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT(S) MIlMORANDUN 01' LAW IN SUPllORT 01' PLAINTII'I"S NOTION TO AIIIlND ITS COMPLAINT IN MORTGAGIl I'ORIlCLOSURB Plaintiff, ITT Residential capital Servicing corporation, having filed its Motion to Amend submits this Memorandum of Law in support thereof. Pennsylvania Rule of civil Procedure, Rule 1033, provides in relevant part that "[a) party,".by leave of oourt, lIIay at any ti.. ohanq. the form of aotion, correct the nUle of a party or Ul.nd hi. p1.adinq.1I In the instant Motion to Amend, Plaintiff requests leave of court to amend its pleadings to include the United states of America as a Defendant by virtue of a Federal tax lien on the mortgaged property. Pursuant to 28 U.S.C. Section 2410(c), inter alia, in an action in mortgage foreclosure, if the United states of America holds a Federal tax lien, judgment or other interest, it may have in and against the mortgaged property, then it must be named as a party Defendant in the action. . . SHAPIRO AND KREISMAN SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 FACSIMILE (610) 695-9256 "I I I , : I i I ~ October 20, 1994 Attorney General of the United States U.S. Department of Justice Roo. 5111, Main Justice Building lOth' Constitution Avenue, N.W. Washington, DC 20531 Re: ITT Residential Capital Servicing corporation vs. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie w. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee Court of Common Pleas CUMBERLAND County Case No. 94-4725 CIVIL TO ALL DEFENDANTS: Please find enclosed a true and correct copy of the Motion to Amend the Complaint in Mortgage Foreclosure in the above matter, which has been filed with the Motion Court. SHAPIRO , KREISMAN BY: !Jd1~UM- t tJtdtdb Adriana C. ardo, Esquire 93-4341 SHAPIRO AND ICRBISMAN BYl AXBL SHIELD, BSQUINE ATTORNBY I.D.I \7740 SOUTHPOINT OPPICE COMPLEX 1160 WIST SWEDBSPORD ROAD, BUWYN, PA ll1:J12 TILBPHONB 215 695-9240 ITT Re.ldentlal Capital servlclnq corporation SUITE 350 COURT or COMMON PLIAS CUMBERLAND COUNTY NOl 94-4725 PLAINTIFF VS. Warren W. Chlu a/k/a Wal Hunq Chlu and Winnie W. Chiu a/k/a Wai Chanq chul and Yuat I(a. Laa DEPENDANT (S) AMENDED APPIDAV ITT Re.idantlal Capital Serviclnq Corporation, Plaintiff in the above action, .et. forth, a. of the data tha praecipe for tha writ of execution wae filed, tha followinq information concerninq the raal proparty located at 917 Woodland Driva, La.oyne, PA 17043. 1. Nama and addra.. of Ownar(.) or Reputed Ownar(.) Warren W. Chiu a/x/a Wai Hung Chiu and Winnie W. Chiu a/x/a Wai Chanq chui and Yuet I(a. Lea 917 Woodland Drive Lemonyne, PA 17043 2. Name and addre.. of Defendant(.) in the jUdgment: Warren W. Chiu a/x/a Wai Hung Chiu and Winnia W. Chiu alxla Wai Chang Chui and Yuet I(a. Lee 917 Woodland Drive Lamonyne, PA 17043 3. Nama and la.t known addre.. of evary judgmant creditor who.e judgment 1. a record lian on the real property to be .old: ITT Ra.idential Capital Servicing corporation 3300 North Torrey Pine. Court P.O. Box 85101 La Jolla, CA 92037-1021 Commonwealth National Banx 10 Market Square Harri.burg, PA 17108 Meridian Bank P.O. Box 8611 Readinq, PA 19603 Ro.e Levy 2625 N 2nd streat Harri.burq, PA 17110 Shirley Mertl Jacoba 431 N Inola Road Inola, PA 17025 Dauphin Depoait Bank and Tru.t 213 Market Street Harriaburq, PA 17108 Bureau of Compliance Dept 280946 Harriaburq, PA 17128-0946 US Trea.ury Depart.ent P.O. Box 12051 Philadelphia, PA 19105 Dean Willer Reynolda Incorporated 301 Market street P.O. Box 1:1053 Harriaburq, PA 17108-9906 4. Na.e and addre.. of the laat recorded holder of every aortqaqe of record: ITT Re.idential Capital servicinq Corporation, Plaintiff 3300 North Torrey Pine. Court P.O. Box 8!l101 La Jolla, CA 92037-10:11 Ha.ilton Bank 100 North Queen street Lanca.ter, PA Dauphin Depoait Bank and Tru.t Co. 213 Market street Harri.burq, PA 17108 Commonwealth National Bank 10 Market Square Harri.burq, PA 17108 !S. Na.e and addre.. of every other per.on who ha. any recorcS lien on the property: NONI 6. Na.e ancS acScSre.. of every other per.on who ha. any recorcS intere.t in the property and who.e intere.t aay be attectecS by the .ale: paqe 3 IR :';.... - .f' ; e 1_. J, rill'" WI_I' ,.... : ,'S:~. j ~ . To.: ,J , - , N , r ,', . , I. t~. ;.1:. ..".. ..,l......j - '. .r'l~ .. , ~ '-' , 'I . . ,. . ',16 C1 [ ~ ,. . ~ I I I t ~ ,,_ n,_. ~ 1: III ~ ' . 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J -, - ..~ " Ie . .' . 2207 Chestnut Street Philadelphia, PA 19103 215-751-9630 FAX: 215-751.9631 Al'I'IDAVIT 01' .""ICII P~LAINTlFFI~ant81 (6.pw / ,:)lll' ((/ (I ~OUR~-'f.l;)6 DE DANTISI L I ~A ..J DATE RECEIVED , iu Cl dl 4 u S AJl1L-k'L,I ")l3i~'C (j cfri'IK() 0 CIvil ACIlU/l L .J 0 Summons S f1HlrS ( I({~ 0 W"lol _ ful1C.. I z~o (,01,':) _,C J12.6-t ',lut .":j.Tc'l'.l. . Pfjd~Jp/1~ ~Pd.. ,qlC!l SPECIAL INSTRUCTIONS ~. l,AL-'C1..c~~ , DocuTRANS PROCE88 SERVING' COURT FILING Served and made known 10 . CO~:~ zmiJ,NUMBER ,,<i;.>(\ Iv '-!aLUSfJ ,TV (.<', ~~/A../ f'A- , II, Q. ,,'. (./. \ :<""""~ "'I ' <.:. L II '-'\ ~ -r v ~""0LJL In.( ~r):).:U~'f , 19 'l5. ., I Q ~'-l() 'l-h\. day 01 rc..iui.:.LJ(\O'-y at. ,L2!5, uc:...h~~{tVJt- st-. S"ci~':IQ Commonwealth 01 Pennsylvania. in lhe manner described below o Detendanl(S) personally served o Adult famllv member with whom sBld DelendBnl(s) rcsldersl Relationship 15 o Adull in charge 01 Defendant's reSidence who refusod 10 give r'll!mc or relationship o ManBgtlr/Clerk 01 place of lodging In which Oelendanl(s) reslde(sl Dr Agent or person In charge 01 Delenoanl's offlco or usual plilce of bUSiness M. ''Va "l... -\-u_; 0,,__. o Othar.... . County 01 l'I;lt,ldcll,hl.1 1\~~ml,IIIl)1I1l1 ll'lllc"illllill l'ltl(ni\~n\L'" ~' I SERVE~Y ..- o Subpoene o NOIICO 01 Rool E610to SOl" OOlhe' I MILlAGE o'clock, _ '"\' .M, xb;Ir:L __._'m__' _______._______ an olllcer 01 said Defendant company DESCRIPTION AGE HEIGHT WEIGHT RACE -.--.......----. ..--.-.------,<..- ---~-~----- -,...._--_.~_._._-_.-~- ..M, _n__ day 01 19,... . at o No Answer o Vacant Defendant not found because' o Moved o Unknown J ;,""" t," ,1' -...-.-- f l~;:;:':".;/~;~:'j~,'.~,~r:rr,T"~. NAME OF SERVER . ,--,"':.' '" ", I", "" ,''" ",: _,. ' ~t.;"~, ~ex.. dCo, u ,. ..u. "u .. '" being duly sworn according 10 lew, deposes and says lhat heist1&J5 process server herem names; and that the lacts hereIn sellorth Rbove are true and correcllo the be~1 of their knowledge, information and bellel Shenff __ Process Server I Competent Adult DEPU film SERVICE Oily 01 19 , I do hereby depullze the SherI" 01 to s~rve Ihls o Summons o Complflll11 ~ Olhnr By ICompf'!tenl Adulll Counly Sherl!!'s Check $ fclephont1 . :,' :!' ^ : I -' ..........., .,;"0.....' $OUn;P0INT om.;:r COM.'LEX Ilt-,O 1,\( ~i '.;,', '- ..t_:'; U!\..) Hr..JJ\U ~1!1 i'l ..l..L.) SEJ\.\/Jj';, I.A l'jJl~lh)lltdl(,ltl()P It For 'l'I'MIPIIII;j,".lllh..I^'.'''" "'1'",1"'''''''''.,;1'','''''" .,,,.,,'-.1',.., SEX OTHER __ o'ctock, OOlhe' --'T' I , SW~ 10 & subscribed before me thiS ( - :n ~~~~U~ 191~ and mAke reI urn lhemot and i1unrdlllq to Law ArrEST p;~o PHOfHY I)ArE , , SHAPIRO AND KREISMAN ,. BY I NICHOLAS J. SCAFIDI, ESQUIRE ROSEMARIE DIAMOND, ESQUIRE ATTORNEY 1.0. 1'8 18509 and 65639 BOUTHPOINT OPFICI COMPLEX 1160 WEST SWIDE8rORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215 695-9240 ITT Residential Capital Servicing corporation PLAINTIFF . . COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 94-4725 VB. Warren W. Chiu e/k/a Wai Hung Chiu and Winnie W. Chiu e/k/a wai Chang Chui and Yuet J(all Lee DEFENDANT (S) TO: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Yuet J(all Lee, '<I""__U('\i\c~~ ,Jl/"u..i,',- 1,ld~<l::('U.,- "h~ ' 947 Woodland Drive 't,l A" >'c~ t,l lJI-l,........ ,,,./y...!,c kin', l'.lA,,"'h' (~~ Lellonyne, PA 17043 Your house (real estate) at 947 Woodland Drive Lemonyne, PA 17043 is scheduled to be sold at Sheriff'S Sale on March ~8r 1995, at: Cumberland County Courthouse S. Hanover Street Carlisle, PA 17013 at 10:00 AM to enforce the court judgment of $20,534.03 obtained by ITT Residential Capital Servicing Corporation against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay back to ITT Residential Capital Servicing Corporation the amount of the judgment plus costs or the back payments, late charges, costs, and reasonable attorneys fees due. To find out how much you must pay, you may call: 215-695-9240. 2. You may be lIble to stop the sale by filing a petition aSking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good caus.. Page 3 3. , You 'may be able to atop the sale through other legal proceed.ln98; You lIay need an attorney to assert your riCJhts. The .ooner you contact one, the lIore chance you will have of .topping the .ale. (See notice on paqe two ot how to obtain an attorney.) YOU KAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sherin' a the hiCJheat bidder. 9240. Sale is not stopped, your property will be aold to You may find out the price bid by calling 215-695- 2. You lIay be able to petition the Court to Bet aside the sale if the bid price waa CJro..ly inadequate compared to the value of your property. 3. The aale will go through only if the buyer pays the Sheriff the tull amount due in the aale. To find out if this has happened you may call 717-240-6390. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due i. paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid tor your house. A achedule of distribution of the money bid for your house will be filed by the Sheriff no later than April 18, 1995. This schedule will atate who will be receiving the money. The money will be paid out in accordance with thia schedule unless exceptions (reasons why the proposed di.tribution i. wrong) are filed with the Sheriff within ten (10) day. after the date of tiling of said schedule. 7. You may also have other rights and defenses or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 93-4341 Page 4 ,I I ;i ALL THAT CERTAIN tract of land Situate in the Borough of lAaoyne, CUaberland County, Penn.ylvania, 1I0re p.rticul.rly bounded .nd de.cribed .. follow., to Witl BEGINNING at . point on the Weatarly aide of Woodl.nd Drive .t the divi.ion line betwe.n Lot. No.. 29 and 28, .. .hown on . Pl.n of Lot. d..ignated and recorded a. S.ction No.4, Su.qu.hanna Hill., .aid point .1.0 being a dietanc. of 118.43 feet Southw.rdly .long the line of Woodl.nd Dri. from the inter..ction of the South .id. of Ki.hl Driv. .nd the We.terly .ide of Woodland Driv.; THENCE along the W..t.rly line of Woodland Driv. by a curv. to the left having a r.diu. of 1000 f..t an arc l.ngth of 104.72 f..t to a point; THENCE by.... South 37 degr.e. 57 minut.. E..t a di.t.nce of 3.30 f..t to a point .t the dividing line betwoen Lo~. No.. 28 snd 27; THENCE by the line between Lot. No.. 28 and 27, South 52 d.gr... 03 .inute. We.t a di.tance of 155 feet to a point .t land now or form.rly of the H.ldeman Estate; THENCE by.... North 37 d.gr... 57 minute. Weet . dietance of 124.69 fe.t to a point on the dividing line betw.en Lot. No.. 28 and 29; THENCE by thfl line betw..n Lot. No.. 28 and 29 North 58 d.gree. 03 minute. East a di.tance of 161.36 te.t to a point, the place of BEGINNING. BEING Lot No. 28 on a Plan of Lot. r.cord.d in the Recorder'. Of tic., CUmberland county, p.nnsylvania, a. S.ction No. 4 of Susqu.hanna Hill. for Su.quehanna Enterpri.e., Inc., in Plan Book 16, Page 22. SUBJECl' r...rvaUon. in.trument. , to the .ame right., exception., and condition. a. exi.t by virtu. of plan., d.ed. or conveyance.. r..triction., prior r.corded HAVING thereon erect.d a one .tory brick and aluminum dw.lling hou.., known as No. 917 Woodland Drive, and al.o . two car attach.d g.rage. BEING the .a.. pr..i.e. which Edwin E. Wai.anen and Ruth ". w.i.anen, hlw, by th.ir D..d d.ted June 14,1976 .nd r.cord.d June 15, 1976 in the cumberland County Recorder of De.d.' Office in Deed Book Q-26, page 156, c;rr.nt.d and conveyed to Wai Hung Chiu and Yuet Ka. La., as joint t.nant. with right of .urvivorship, 1n f... SHAPIRO AND KREISMAN BYe NICHOLAS J. SCAFIDI, ESQUIRE ROSEMARIE DIAMOND, ESQUIRE ATTORNEY I.D. #'S 18509 and 65639 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing Corporation CUMBERLAND COUNTY NO: 94-4725 PLAINTIFF VS. Warren W. Chiu afkfa Wai Hunq Chiu and Winnie W. chiu afkfa Wai Chanq chui and Yuet Kam Lee DEFENDAN'l' (S) CERTIFICATION AS TO THE SALE OF REAL PROPERTY I hereby certify that I am the Attorney of record for the Plaintiff in this Action against Real Property and further certify this Property is: [ ) FHA - Tenant Occupied or Vacant ( ) Commercial [ ) As a result of a Complaint in Assumpsit (XX) That the Plaintiff has complied in all respects with Section 403 of the Mortgage Assistance Act including but not limited to: (a) Service of notice on Defendant(s) (b) Expiration of 30 days since the service of notice (c) Defendant(s) failure to request or appear at meeting with Mortgagee or Consumer Credit Counseling Agency (d) Defendant(s) failure to file application with Homeowners Emergency Assistance Program. I further agree to CUMBERLAND county for any indemnify and hold harmless the Sheriff of false stPl~ment given herein. \~ \ !L1i I )l t l-f-- Rosemarie Diamond, Esquire Attorney for Plaintiff-No. 65639 SHAPIRO AND KREISMAN ~YI ROSEMARIE DIAMOND, ESQUIRE ATTORNEY 1.0.' 61858 SOUTHPOINT OFFICE COMPLEX 1160 WEST SWEDES FORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (215) 695-9240 ITT Residential Capital COURT OF COMMON PLEAS Servicing Corporation CUMBERLAND COUNTY NO: 94-4725 PLAINTIFF VS. Warren W. Chiu a/k/a Wai Hunq Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee DEFENDANT (S) AFFIDAVIT PURSUANT TO RULE 3129.1 ITT Residential Capital Servicing Corporation, Plaintiff in the above action, seta forth, as of the date tne praecipe for the writ of execution was filed, the following information concerning the real p~operty located at 947 Woodland Drive, Lemoyne, PA 17043. 1. Name and addresB of owner(s) or Reputed owner(s) Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 2. Name and address of Defendant(s) in the judgment: Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a wai Chang Chui and Yuet Kam Lee 947 Woodland Drive Lemonyne, PA 17043 3. Name and last known address of every judgment creditor whose judgment ia a record lien on the real property to be sold: ITT Residential Capital Servicing Corporation 3300 North Torrey Pines Court P.O. Box 85101 La Jolla, CA 92037-1021 Commonwealth National Bank 10 Market Square Harrisburg, PA 17108 . "", I-A I' I",.': ,I"'" " . ' I 'I .. '\ ,. . - -",.".. \'. 1\1.:. t... I....,. I, i' :. d .I~". i jU. U' .', " " " ' .,'\ . ,. .". /0,1"" ,'III.. .1 ~ ';' I !' ;' , ..1,-, ' )'Lt,tl' )'>,-0, ~ .? r, I ?1''I Oil the ~h~:T~'r Ir':,II'\,.l "~..~~ H. "",' . InWest In tho real pror~;I't: ',!tll,:' , ,I, ,.iiJ',~Cr.H--~~~"" , Cumborlanil Counly, PI~" f:.iH, !I:', ,'" ,'l.tIn(,Joc-d.a...,..JL{!... .:ii')I"lC')'7''- . end 11"'11,; ;',;,' , '.f. ",','1, ,'..~! 1"'1 L thlG writ Bl',d 11'1", \'II'~ I"'",', ','.',1 " I ""'1'" " I I 'I ',I, ., ~... . . '. j' ".." I , I ' .:. \, I,,, ".1 I . . O~t'" II..~{'/'i>''t ',w, __ 8y: a'A"lid- ..-<.1,,4./a4~ ;2i..~ 1'J::1t. L?~ SHAPIRO AND KREISMAN BYI Axel A. Shield, II, Esquire Attorney I.D. No. #17440 Southpoint Office Complex 1160 W. Swedes ford Road, Suite #350 Berwyn, PA 19312 (215) 695-9240 I'rT Residential Capital Servicing Corporation Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY NO. 94-4725 \? VB. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. chiu a/k/a Wai Chang Chui and Yuet Kam Lee Defendant(s) ENTRY OF APPEARANCE Kindly enter my appearance on behalf of the Plaintiff in the above-captioned matter. March 17, 1995 ,I, , i tA ;........ . IIr, 5 i .. '11,- . .' l'1 ,", i, = " - "1,' . ~ ,,, , ~i, ~,.,:. ~ .' 11.<..., '~f '.. SHAPIRO AND KREISMAN BYI AXEL A. SHIELD, II, ESQUIRE ATTORNEY I.D. #17440 SOUTH POINT OFFICE COMPLEX 1160 WEST SWEDESFORD ROAD, SUITE 350 BERWYN, PA 19312 TELEPHONE (610) 695-9240 ITT Residential Capital Servicing corporation PLAINTIFF VS. Warren W. Chiu a/k/a Wai Hung Chiu and Winnie W. Chiu a/k/a Wai Chang Chui and Yuet Ram Lee DEFENDANT (S) COURT OF COMMON PLEAS CUMBERLAND COUNTY ~~ NO: 94-4725 c: ) ..-,. PRAECIPE TO SETTLE. DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter SETTLED, DISCONTINUED AND ENDED, without prejudice. DATED: March 16, 1995 S'l( 93-4341 BY: AXEL Attorney ~ IELD, II, Esquire for Plaintiff I " , , ~ - ~,. .f". !li <'1, -= - " ~ ~I. ,.,. r- ~,~ ~ ~. = " 'J ~, CI