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HomeMy WebLinkAbout94-04749 I' 'I I q I, /. I , 'I F" i.1 I 'i' I, I, , , I' 1'1 .. , ,I I ,I 01 Q,. '- <..!J , . ~ II' .~ \ ~\ , ' , I " "- ~ ., I , I , / / /' " , I I " ( I, " ! J '1 , ,I , ' , 0- '::t- f'- -::t'" I' "1 I ..,' ," i', , q, ;'1 , , <'. . , I 24 OLER JUDY B. REIH and WALTER J. REIH, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff. v. CIVIL ACTION - LAW I IN TRESPASS (M.V.) I 94-4749 CIVIL TERM HARRY D. GIPE, Defendant IN REI PRETRIAL CONFERENCE A pretrial conference was held in the chamber. of Judqe Oler in the above-captioned case on Wednesday, December 27, 1995. Present on behalf of the Plaintiffs was Richard L. Webber, Jr., Esquire. Present on behalf of the Defendant was Girard E. Rickards, Esquire, standing in for Richard H. Wix, Esquire, the probable trial counsel for Defendant. This is a negligence action for personal injuries arising out of an automobile accident on August 25, 1992. Defendant's motor vehicle missed a stop sign at the intersection of Route 997 and WhisKey Run Road near Newville, Cumberland County, Pennsylvania, and hit the side of the pick-up truck of Plaintiff Judy B. Keirn, causing her injuries. Plaintiff Walter J. Keirn sues for loss of consortium. Defendant, who subsequently pled guilty to Driving under the Influence, concedes liability. This will be a jury trial in which each side will have, pursuant to an agreement of counsel, four peremptory challenges, for a total of eight. The trial is estimated to be of a duration of one and a half days. An issue which is expected to arise at trial involves the admissibility of Defendant's conviction for Driving under the Influence where the Defendant has conceded liability. Briefs on this subject are requested from counsel at least five . , days prior to the commencement of the trial term. A second issue which is expected to arise at trial i. whether Plaintiff has a right to recover for wage los.es that allegedly should have been paid by her employer's disability insurance carrier had she applied for such benefits. A di.pute exiDts as to whether the policy in question covered Plaintiff's accident. Briefs on this subject are likewise requested from counsel at least five days prior to the commencement of the trial term, and it is requested that a copy of the policy in question be attached to at least ene of the briefs. The amount of wage loss at issue is approximately $5000.00. Pursuant to an agreement of counsel, if the above issue regarding disability insurance is decided adversely to the Defendant, the Plaintiffs will prove or attempt to prove only the amount of wage loss above the $5000.00 threshold which represents the amount of wage loss covered by the automobile liability insurance policy applicable to this case. It appears that there are no recoverable medical expenses in this case because of the amount of medical coverage on the aforesaid automobile liability insurance policy. One or more videotaped depositions will be shown to the jury during the course of this trial, and counsel are directed to supply to the Court a copy of the transcript(s) of said deposition(s) at least five days prior to the commencement of trial in the event that there are any objections during the depositions which require rulings by the trial Court. The deposition transcripts are to include highlighted portions where the objections which are being pursued occur, and counsel are requested to furnish brief memoranda in support of their i'r. M ?:: ~ '..:I' ":; .. ~~ - l~')::5 ci ~ V:~ -(!= u. L...I.....j '1&," O~-:: ('oJ '-;2 [t'" I ~.... ~, ~ -i - ~ ~.; ,. iJ ... dIu.. t., -, ~, ". 'l) (,,, tn Gj. I III. ~SUES FOR THE JURY'S CONSIDERATION A. Was the Defendant's negligence a substantial factor in bringing about the Plaintiff's harm? B. The amount of damages to which Plaintiff, Judy B. Keim, is entitled for her injuries. C. The amount of damages that Walter J. Keim is entitled to on the basis of his loss of consortium claim. IV. EVIDENTIARY MATTERS A. AT THE TIME OF THE ACCIDENT THE DEFENDANT HAD BEEN CONSUMING ALCOHOLIC BEVERAGES AND PLED GUILTY TO DRIVING UNDER THE INFLUENCE IN CONNECTION WITH THIS ACTION. Because the Defendant has admitted liability, evidence concerning his consumption of alcohol and the disposition of alcohol-related charges are inadmissible. B. EVIDENCE CONCERNING THE PLAINTIFF'S MEDICAL EXPENSES AND WAGE LOSS. Pursuant to S 1722 of the Pennsylvania Motor Vehicle Financial Responsibility Act, the Plaintiff cannot plead, prove or recover any medical expenses or wage losses that were paid or payable by insurance. 1. wage LOBS The Plaintiff was compensated for all but approximately $1,500.00 of her wage loss. At the time of the accident, Plaintiff, Judy B. Keim, had in effect a disability policy through 2 her employer that would have provided coverage tor the uncompensated wage loss. plaintiff did not apply for those benefits. It is submitted that because the uncompensated wage 10DS was payabl,C under a disability policy, the wage loss is not recoverable in this action. 2. Medical Exoenses All of the Plaintiff's accident-related medical expenses have been paid by her automobile insurance carrier. The Plaintiff has $100,000.00 medical payment coverage under her auto insurance. V. WI'l'NESSES 1. Judy B. Keirn (as on cross) 2. Walter J. Keim (as on cross) 3. Harry D. Gipe 4. Perry A. Eagle, M.D. (by videotape) 5. Amy Towne, R.N. (Benefits Supervisor, Masland Industries) 6. J. H. Benjamin (Manager Human Resources, Masland Industries) 7. Kevin Black (state Farm Mutual Automobile Insurance Company) Defendant reserves the right to call as witnesses records custodians from any of the Defendant's medical providers if the Plaintiff will not stipulate to the authenticity of the records. 3 Defendant reserves the right to call. as witne.... anyone li.ted in the Plaintiff's Pre-Trial Memorandum. VI. EXHIBITS 1. Disability Policy 2. First Party Payment File 3. Medical Records VII. SETTLEMENT The Plaintiff's most r.ecent demand was $75,000.00. Defendant has offered $40,000.00. Respectfully submitted, WIX, WENGER & WEIDNER By: 4705 Duke Street Harrisburg, PA 17109 (717) 652-8455 4 Mrs. Keim's son, Brett, was a passenger in the vehicle at the time of the accident. 2. BASIC FACTS AS TO DAMAGES As a result of the accident, Mrs. Keim sustained a loss of consciousness. She was transported by Carlisle Advanced Life Support, Inc. to the Carlisle Hospital emergency room. While in the ambulance, she vomited several times. Upon regaining consciousness, she experienced pain in her left and right shoulders and neck pain. Also, she had no motor movement of the face. She was disgnosed by Joseph J. Campbell, M.D. as suffering from multiple trauma, a transverse fracture of the left distal clavicle, a concussion, and a head contusion. Finally, she was diagnosed as having paresthesia of the face. Due to the seriousness of the injury and the history of loss of consciousness, she was admitted to the hospital. She was treated by Dr. Thomas J. Green with a sling, soft cervical collar, and swathe for her clavicle fracture. The fracture of Judy's left clavicle failed to heal. She continued to experience pain and fatigue. She was unable to perform her job at her pre-injury level, in spite of her diligent efforts to do so. Dr. Thomas Green therefore operated on the shoulder on November 23, 1993 by performing 8 bone graft, 8 very significant operation. A portion of bone was removed from her leg and inserted at her left clavicle using a plate and screws. The plate and screws have not been removed. There is a scar over her left iliac crest and left clavicle. Shortly after the accident, Mrs. Keim also experienced swelling of her face and corresponding numbness. She was therefore treated by Dr. Jorgensen for headaches and facial pain several months after the accident. Dr. Jorgensen prescribed medication for her nerves and later administered shock treatments to her face. In June 1993, he prescribed Tegretol. Judy received treatment by Daniel J. McCann, D.C. of Chiroplus from August 30, 1993 through January 14, 1994 due to pain and aches in both extremities, shoulder pain, upper thoracic pain and left facial palsy. She was placed on a treatment program consisting of spinal manipulation, electrical stimulation and hot packs. Mrs. Keim continues to experience pain and sore- ness in her daily routine. For instance, iences much difficulty shoveling snow. It to sleep on her left side. Mrs. Keirn's leg and shoulder continue to bother her during damp weather. Sometimes, the leg stiffens she exper- bothers her PAGE 3 when she sits. As a resul t of the acc ident, Mrs. Ke im could not work from August 26, 1992 to October 14, 1992 and again from November 3, 1993 to Apr i 1 11, 1994. Medical expenses for Mrs. Keirn's treatment total approximately $ 15,500.00 to date, with some potential future expenses. Her lost gross wage's totalled $ 11,552.62. No future wage loss is expected. Mrs. Keirn is also claiming damages for partial loss of use of her shoulder and leg, pain and suffering, mental anxiety, loss of life's pleasures, disfigurement, embarrassment, and humiliation. Plaintiff Walter J. Keirn Is seeking damages for loss of consortium. 3. PRINCIPAL ISSUES AS TO LIABILITY AND DAMAGES A. LIABILITY ~ Whether the accident was caused by the negligence of the Defendant'! B. DAMAOE.s Defendant contends that most, if not all, of Mrs. Keim's wage loss claim is precluded by Section 1722 of the Motor Vehicle Financial Responsibility Act. Defendants position is that Mrs. Keirn was entitled to disability payments through her employer's disabilIty PAGE 4 policy (Masland Industriesl. Mrs. Keim has not received any disability benefits. Masland's denies any liability under the policy. Additionally, there is no language in the policy that permits recovery of such benefits by Mrs. Keim. She should therefore be permitted to make a claim for her wage loss. .. LEGAL ISSUES REGARDING ADMISSABILITY OF EXHIBITS AND TESTIMONY Plaintiffs are not aware of any legal issues concerning admissability of exhibits or testimony. 5. WITNESSES (a) Thomas J. Green, M.D. (via video deposition) (b) Trooper Thomas S. McDaniel, Pennsylvania State Police (c) Elsie Clair Id) Ethel Bear Ie) Carlisle Advanced Life Support Paramedic (name unknown as this time) (fl Defendant Harry D. Gipe (g) Daniel J. McCann, D.C. (h) Jeff Benjamin or Lori Ritter IMaRland Industries) Ii) Mr. George Chestnut (J) Mrs. Dorothy Chestnut (k) Plaintiff Walter J. Keirn PAGE 5 11. At all times relevant hereto, Plaintiff Judy Keim acted with due oare and was not contributorily ne~ligent. COUNT I PLAINTIFF JUDY B. KEIM V. DEFENDANT 12. Paragraphs 1 through 11 above are incorporated by reference herein as though set forth in full. 13. Plaintiff Judy H. Keim was transported by ambulance to the Carlisle Hospital immediately subsequent to the accident. 14. As a result of Defendant's negligence, Plaintiff Judy B. Keim suffered serious injury, including multiple trauma, a transverse fracture of the left distal clavicle, a concussion, a head contusion, Home degenerative changes in the cervical spine, and paresthesia of the face. 15. As a result of Defendant's negligence, Dr. Thomas Green performed a bone graft on Pla~ntiff Judy B. Keim by removing a portion of bone from her leg and inserting it at her clavicle by using a plate and screws on November 5, 1993. 16. As a result of Defendant's negligence, Plaintiff Judy B. Keirn incurred medical expenses of $ 15,087.12 to date. 17. As a result of Defendant's negligence, Plaintiff Judy B. Keirn incurred lost net wages of $ 6,108.67. 18. As a result of Defendant's negligence, Plaintiff Judy B. Keirn has incurred injuries that have caused and will continue to cause her great pain and suffering, mental anxiety, nervousness, embarrassment and humiliation, all to her detriment and loss. 19. Plaintiff Judy B. suffer an interruption great and permanent Defendant's negligence. Keirn has suffered and will continue to of her daily habits and pursuits to her detriment and loss, resulting fro~ 20. The amount claimed by Plaintiff Judy B. Keim exceeds the jurisdictional amount for compulsory arbitration. WHEREFORE, Plaintiff Judy n. Keim demands judgment against Defendant in an amount in excess of $ 21,195.79, exclusive of Interest and costs. COUNT II PLAINTIFF WALTER J. KEIH V. DEFENDANT '.. (Ej ~ t:,,) ,"'- .. .. '< 't- ..~ ',; ,a.:; '" '" (>oJ , /., " 'J ", " '" " " , .' .' ~ IN THE COURT POR CONNON PL8A8 FOR CUMBERLAND COUNTY, PINN8YLVANIA , , JUDY B. KEIM and WALTER J. KIIM PLAINTIFFS CIVIL ACTION - LAW I ,I V. NO. 94- 4741 CIVIL TIRN , i' HARRY D. OIPE, DEFENDANT JURY TRIAL DEMANDED " , PRAECIPE FOR WRIT OF SUMMONS i I, TO THE PROTHONOTARY: I.' I Please issue a Writ of Summons in the above-captioned matter on the Defendant, HARRY D. GIPE, 400 Mountain Road, ,;' , , o Newville, Cumberland County, PA 17241. '~'l 'I ,I ',I ': Dated: I} ",'~, ~T }}) /4:'1 dJ V ~ 14fd . , RIo..:. L. :....~r., Attorney for Plaintiffs 11 West Big Spring Avenue P.O. Box 40 Newville, PA 17241-0040 Phone (717) 776-6566 ""J -','. ,'I ;' I JuJy ~ WI.! ,lc v JIVliI .)37 /t,{IJ,/1.{ Mllt"- ~t ~ N tuNtll L tk {7.) 1,{ , " i I f , ' , 0' I 1" o I' ...... , " ", ~ ~ -;;:)' ~ 1'0 ;if; >-,.. "" ~ .... . ~,- f: " ~ * 'i 1.1,) ). 0:- m ~~.;;'. ~ ~ ,...'; .. " ~ " r,:. ~ "n !i" ~ -- ~. " -\: ~ ...., r " '.. ~~ ~\ :; ....... ) II g ..' ~ -. ,jf..: I..-:J \:::.J ......... , '. . Commonwealth of Pennsylvania County of Cumberland Judy B. Keirn and Walter J. Keirn 237 Middle R06d Lot 4 Newville PA l724l No. Court of Commoll Pleu 94.4749 Civil Term 19__u VI, ..-.----.---------------------------- Harry D. Gipe 400 Mountain Road Newville PA 17241 In _________________________________________.___ Civil Action . Law To __ _ __. _ __ _ _ _f!<;t!..D~. _ !?_~ _!H .E.!!L__ - - -- ..---- You are hereby notified that Judy B. and Walter J. Keirn .-----------------------------------------------------------------------------------~--_._-------- . . ., Summons - Civil Action - Law the Plamnffil h3 V~ommenced an actl~n m n______.________________________________________________ againot you which you are required to defend or 3 default judgment may be entered agalnll you. (SEAL) Lawrence E. Welker Dale __________~~_!!~~~__~~_~______ 19_?_~ .- ___on --.-- - - _mp;'j~f-- - -- - - - - -- n_____ By ---).~ --~-~\~-- f..-.---f-!I.:.-L:.~~J-----.. !DePllty . V ( JUDY B.REIN and I IN THE COURT OF COMMON PLEAS OF WALTER J. REIH, I CUMBERLAND COUNTY, PENNSYLVANIA Plaintiffs I I CIVIL ACTION - LAW v. I I NO. 94-4749 CIVIL TERM HARRY D. GIPE, I Defendant I JURY TRIAL DEMANDED IIOTICI TO PLIAD TOI Richard L. Webber, Esquire 366 Green street P.O. Box 40 Newville, PA 17241-0400 YOU ARE HEREBY NOTIFIED to plead to the enclosed New Hatter within twenty (20) days from service hereof or a default judqment will be entered against you. DATE: lill/tO ~ r BY: Respectfully submitted, W!J'.r4'lENGER & WEIDNER Ei-H. "wi-t~~~,G: IDI 07274 200 Prince street Harrisbur9, PA 17109 (717) 652-8455 reasonable investigation, the Defendant is without sufficient knowledge to form a belief as to the truth of the remaining averments of Paragraph 8. Therefore, the remaining averments of Paragraph 8 are specifically denied and strict proof thereof is demanded at the time of trial. 9. The averments of Paragraph 9 constitute a conclusion of law to which no response is required. To the extent that a response is deemed required, it is admitted that the Defendant's negligence caused the accident referred to in the plaintiffS' complaint. 10. Admitted. 11. The averments of Paragraph 11 constitute a conclusion of law to which no response is required. 12. paragraphs 1 through 11 of Defendant's Answer with New Matter are incorporated herein by reference. 13. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 13. Therefore, each and every averment of Paragraph 13 is specifically denied and strict proof thereof is demanded at the time of trial. 14. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 14. Thet'efore, each and every averment of Paragraph 14 is specifically denied and strict proof thereof is demanded at the time of trial. 2 15. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 15. Therefore, each a~d every averment of Paragraph 15 is specifically denied and strict proof thereof is demanded at the time of trial. 16. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 16. Therefore, each and every averment of Paragraph 16 is specifically denied and strict proof thereof is demanded at the time of trial. 17. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of paragraph 17. Therefore, each and every averment of Paragraph 17 is spec if ically denied and strict proof thereof is demanded at the time of trial. 18. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 18. Therefore, each and every averment of Paragraph 18 is specifically denied and strict proof thereof is demanded at the time of trial. 19. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 19. Therefore, each and every averment of Paragraph 19 is specifically denied and strict proof thereof is demanded at the time of trial. 20. No response required. 3 WHEREFORE, Defendant, Harry D. Gipe respectfully requests your Honorable Court to dismiss the Plaintiffs' Complaint with prejudice. 21. Paragraphs 1 through 20 of the Defendant's Answer with New Matter are incorporated herein by reference. 22. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 22. Therefore, each and every averment of Paragraph 22 is specifically denied and strict proof thereof is demanded at the time of trial. 23. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 23. Therefore, each and every averment of Paragraph 23 is spedf ically denied and strict proof thereof is demanded at the time of trial. 24. No response required. WHEREFORE, Defendant, Harry D. Gipe respectfully requests your Honorable Court to dismiss the Plaintiffs' Complaint with prejudice. 4 WHEREFORE, Defendant, Harry D. Gipe respectfully requests your Honorable Court to dismiss the Plaintiffs' Complaint with prejudice. 21. Paragraphs 1 through 20 of the Defendant's Answer With New Matter are incorporated herein by reference. 22. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 22. Therefore, each and every averment of Paragraph 22 is specifically denied and strict proof thereof is demanded at the time of trial. 23. After reasonable investigation, Defendant is without sufficient knowledge to form a belief as to the truth of the averments of Paragraph 23. Therefore, each and every averment of Paragraph 23 is specifically denied and strict proof thereof is demanded at the time of trial. 24. No response required. WHEREFORE, Defendant, Harry D. Gipe respectfully requests your Honorable Court to dismiss the Plaintiffs' Complaint with prejudice. liD HATTZR 25. Defendant believes and therefore avers that some or all of the Plaintiffs' claims for medical expenses are barred pursuant to the Pennsylvania Motor Vehicle Financial Responsibility Act. 4 v. IN THE COURT OF COMMON PLBAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION NO. 94-4749 CIVIL TERM JURY TRIAL DEMANDED JUDY B. KEIM and WALTER J. KiIM, Plaintifh HARRY D. OIPi, Defendant PLAINTIFFS' RESPONSE TO DEFENDANT'S NEW MATTER AND NOW come the Plaintiffs, Judy B. Keim and Walter J. Keim, by and through their attorney, Richard L. Webber, Jr., and respond to Defendant's New Matter as follows: 25. The averments of Paragraph 25 constitute a conclusion of law for which no response is required. 26. The averments of Paragraph 26 constitute a conclusion of law for which no response is requ ired. 27. The averments of Paragraph 27 constitute a conclusion of law for which no response is required. ). 7, I - ere; , U,1'.(,~ J' Richard L. Webber, Attorney for Plaintiffs 366 Green Spring Road P.O. Box 40 Newville, PA 17241-0040 (717) 776-6566 lleT .,., 1..1 LI 11 PH ,'95 ,It;j; l..l'; Ii"~ ., PRAECIPE FOR LISTING CASE FOR TRIAL (Must be typewritten and submitted In duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY Please list the foltowlng case: (Check one) tor JURY trial at the nextlerm at civil court. x for trial wilhout a Jury. .....................................................................................................................-........................................................... CAPTION OF CASE (entire caption must be stated In full) (check one) Assumpsit Trespass ( X) Trespass (Motor Vahle Ie) JUDY B. KEIM and WALTER J. KEIM, (Plaintiff) vs. (other) The Irlalllst will be called onDecembe.r ...19.._ J..99 and _J:JL.A...__._______...____..._._. Trials commence on~ygn....l.2.L_.t<,l9L.. HARRY D. GIFE, (Defendant) Pretrials Will be held on -D.e~~.L-2.L....J. ~95 (Briefs are due 5 days before pretrials.) vs. (The party listing thiS case for trial shall provide forthwith a copy of the praecipe to all counsel. pursuant to local Rule 214.1.) No. .\)4-474.9 CiVil..... 19 _ Indicate the allorney who Wilt try case lor the party who files thIS praecipe: Richard L. Webb_~!:.r~~~,_~.\!i.~~___ _...H_. Indicate trial counsel for othflr parties II known: ._.._._ . Firm - WIX, WENGER & WEIDNER ------ ---.-------------.--....-- Att.orneys=-._R..~ch~Edfl... W!x. ~n9!.(~.r.~irard E.. Ric,!<ards ,___.. _ .. This case IS ready for trial. . . / / 1/....,/1 Signed .-"7V-1 <V,f'?_7<_' ___.._._... Print Name Hi chard L. WebbE!r!__~.!_.__ Attorney for Plaint.iff Date: .Q.Q.tcQ.p.er .2.5. 1995_.. PRA~C~E FOR_[~ST}NG CASE FOR ARGUMENT (Hwlt be typewritten and subnitted in duplicate) TO TilE PRO'fllONOTARY OF CUMBERLAND COUNTY: (') l :- . 71 .. ~ '.1 "I Please list the within matter for the next Argunent Court..., - f f ' --... '..... --.............................. -.... -- --........ ---.......... --............ ---- ------------- ----t~.---~....~---~~j- , ,.,(..) ") ;:';'1 .r'") ::} ;jl:n -'j _ ;;-J -" ..:. w :..! "'j '.:." CAPTION OF CASE (entire caption rrust be stated in full) PENoeo, INC,. (Plaintiff) n \,,~ (-. (....1 .. -~ "' .'11;': 'I r'\" 'J - .." "~I"~) ',\ . ,'", -._,,"'" f._,'~'; C'" .'. c: T' , I r" ~ 'J , .il}) , ,.;.j , }(') : ill! ~. I ','j ;...; VB. ~;NVll(()NMENTAL RISK INSURANCE COMPANY. RISK RETENTION GROUP, Me IJONIlUGH CAPERTON INSURANCE, now known as. ACORDIA INSURANCE, (,) ~' j -, r,) OJ ( tefendant) No. 5933 Civil 1994 1. State matter to be argued (Le.. plaintiff's IlDtion for new trial. defendant's derurrer to canplaint, etc.): Defendant'8 Preliminary Objections 2. Identify counsel who will argue case: 3. (a) for plaintiff: James L. Goldsmith, Esquire Address: Caldwell . Kearns 3631 N. ,ront Street Harrisburg, PA l7110-l5JJ (b) for defendant: Mike Adams, Esquire Address: Meyer, Darragh, Buckler. Bebenek . Eck 2000 Frick Building Pittsburgh, PA 15219 I will notify all parties in writing within two days been listed for argunent. Allen C. Warshaw, Esquire Duane, Morris. Heckscher 305 N. Front Street Harrisburg, PA l7l08-1003 that this case has Yes. 4. ArgIment Court Date: January J l. 1996 .. /A-tK.~ :5 Attorney for De f endant. McOonough Caper'ton Insurance. now known as Acardia Insurance lEtoo: December 27, 1995 ~ I,., , ('-.l (; ~/..' ., !-,C .. ~'1..... ~t~ ~ (;J.".: f~. .,.- '..),',: f~:~ : (.- ('): Ii' ~n \/;) ') (.. - I.;. I" t'l' ! .' ) (iJ J,.... i' i.,')!.'. .. lJ_ ~' ! t_,n .:1 (.) (;1\ U , , -<- - """ --.. ...,. -