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IN THE COURT OF COMMON PLEAS
CUMBBRLAND COUNTY, P~NNSYLVANIA
NO.
CIVIL AC'rION - COMPLAINT
GENERAL MOTORS ACCEPTANCE
CORPORATION,
Plaintiff
v.
~RISTEN JENSEN and
PETER JENSEN, SR.,
Defendantll
COM P L A I N T
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ARTHUR A. KUSIC
ATTORNEY AT LAW
4201 CRUfIIS MILL ROAD
P.O. Box 67015
HARRISBURG, PENNSYLVANIA 17106-7015
(7\7) 540-5610
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GENERAL MOTORS ACCEPTANCE
CORPORATION,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY PENNSYLVANIA
V.
KRISTINE JENSEN and
PETER JENSEN'Diflmdanlll
CIVIL ACTION - LAW
NO.
NOTICIA
Le han demandado a usted en 1 a corte. S i usted QU i ere
defenderse de estas demandas expuestas en 1as paginas siguientes,
usted tiene vlente (20) dias de p1azo a1 partir presentar una
aparlenCla escrita 0 en persona 0 por abogado y archivar en 1a
corte en forma escrita sus defensas 0 sus objeciones alas demandas
en contra de su persona. Sea avisado Que Sl usted no se defiende,
1a corte tomara medidas y puede entrar una orden contra usted sin
previo aviso 0 notiflcaclon y por cualQuier Queja 0 alivio Que es
pedldo en 1a petlclon de demanda. Usted puede perder dinero 0 sus
propiedades 0 otros derechos Importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO
TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL
SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA
DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SU PUEDE
CONSEGUIR ASISTENCIA LEGAL:
Cumberland Co. Lawyer Referral
Court Administrator
4th Floor
~ne Courthouse Square
Carlisle, PA 17013
Respectfully subml ed:
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,~"""~~ . R' Ie, ESOU IREU
4201 Crums 1 Rued
Post Office Box 67015
Harrisburg, PA 17112
( 717) 540-5610
SUPREME COURT NO. 07207
ATTORNEY FOR PLAINTIFF
Dated:
"
G.NIRAL KOTOR8 ACCIPTANCI
CORPORATION,
Plaintiff
* IN THI COURT or CONHON PLIA8
* CUNBIRLAND COUNTY, PIHH8YLVANIA
*
* CIVIL ACTION - LAW
* HO,
*
*
*
*
v.
IRIIT1HI JIN81H and
PITIR JIII.H, 8R.
Defendant.
!;Q)IPLAIHT
AND NOW comes Plaintiff by and through its attorney Arthur A.
Kusic, Esquire and respectfully makes its Complaint as follows:
1. Plaintiff, General Motors Acceptance Corporation, is a New
York corporation having offices throughout the united states and
having an office within this area at 2407 Park drive, Harrisburg,
Dauphin County, Pennsylvania.
2. Defendant Kristine Jensen is an adult individual, residing
at 85 Madden Drive, Mechanicsburg, Cumberland county, Pennsylvania.
3. Defendant Peter Jensen, Sr. is an adult individual,
residing at 85 Madden Drive, Mechanicsburg, Cumberland county,
Pennsylvania.
4. On or about september 18, 1989, Defendant Kristine Jensen
as Buyer and Defendant Peter Jensen, Sr. as co-Buyer entered into
a Retail Installment Contract (hereinafter "contract") with Ramp
Chevrolet, Inc., a dealership located at Main street and Barum
Avenue, Port Jefferson, Suffolk county, New York for the purchase
of a 1989 Sports ide Chevrolet (hereinafter "Vehicle") bearing the
Vehicle Identification No. 1GCDC14H9KZ285441 for a total sale
price, including down payment, of $19772.60. As evidence whereof,
a copy of said Contract is attached hereto, made a part hereof, and
marked Exhibit "A".
"
5. Pursuant to the contract, the aforesaid dealership assigned
all rights, title and interest in the Vehicle to Plaintiff.
6. Pursuant to the express terms of the contract, Defendants
agreed to pay the monthly amount due under the contract, to witt
Two Hundred Sixty-one and 60/100 ($261.60) Dollars in sixty (60)
monthly installments, beginning October 18, 1989 and payable on the
same day of each successive month thereafter until the total
purchase amount should become paid in full.
7. On or about September 14, 1992, pursuant to Order of Court,
all claims of right, title and interest in the Vehicle belonging
to Defendant Peter Jensen, Sr.'s were terminated and the Vehicle
was forfeited to the Commonwealth of Pennsylvania through the
Office of the District Attorney of Cumberland County to be disposed
of according to law. As evidence whereof, a copy of the Order of
Court is attached hereto, made a part hereof, and marked Exhibit
liB".
8. On or about January 21, 1993, the Office of the District
Attorney relinquished possession of the Vehicle to Plaintiff. As
evidence whereof, a copy of the Vehicle Receipt is attached her.eto,
made a part hereof, and marked Exhibit "C".
9. Thereafter, on or about January 22, 1993, Plaintiff did
notify Defendants of the time and date after which the Vehicle
would be sold at private sale and that any rights they may have
had to redeem the Vehicle were precluded by federal law. As
evidence whereof, a copy of said letter is attached hereto, made
a part hereof, and marked Exhibit "0".
10. On or about April 14, 1993, Plaintiff did sell the Vehicle
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at private auction.
11. After applying the net proceeds to Defendants' account,
PLaintiff did notify Defendants that there remains a deficiency
balance due and owing to Plaintiff in the amount of $2,231.88.
Asevidence whereof, a copy of Plaintiff's letter and Repossession
Accounting statement are attached hereto, made a part hereof, and
marked Exhibit "E".
12. Pursuant to the contract, in the event that Plaintiff
hires an attorney for collection of an amount due, as in the
instant case, Defendants agreed to pay reasonable attorney's fees
not to exceed 15% of the amount owed plus court costs.
13. Plaintiff has made demands for payment upon Defendants
which dGmands remain unheeded.
WHEREFORE, Plaintiff prays your Honorable Court to enter
Judgement in its favor and against Defendants in the amount of
$2,231.88 along with interest at the legal rate plus reasonable
attorney's fees not to exceed 15% and the costs of this proceeding.
RESPECTFULLY SUBMITTED:
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___k-____ ___ _~----------
ARTHUR A. KUSIC, ESQUIRE
4201 Crums Mill Road
Harrisburg, PA 17112
(717) 540-5610
Supreme Court No. 07207
Attorney for Plaintiff
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Co.... NY 11121 Cor... NY 11727 Port J.ll...un. NY 11777
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0wnIIM. I'll \lIhIt1l I nil.
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'1btII 0IwCtwl-. WId Amounts,aId 10 0IhM on 'lbU/' Ihht!L
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~ . ltOm I/'lyone WOU win! Mo II IClClft)IatH 10 In. Crtdllor, The COli oIlhlt "1U1ancJ It In'lIIal'n 'I lhOwn In''l of Iht lIaml,.11on KIovt.
IIlolwn In 4,\ ot 1hlllemlUllon Ibovt. I n III
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o,tIoNI CNdllnl&nnot. Crlcrlt 1/1. tnlUlra Ind cndII dlMblllty InlUlanoa .... not IWQulftd 10 obI.n crldllll1d WlI not bel provldad unll. you IllrllDllMrn InlI
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IilMIpoIOrOCMrlgebflllandqol'lllllClnlr8c:lllallm1Wd 101211,000. 'tbu Will rwoetvt. certH'a11 Ham, o,,~ Addft.
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Tt'II.DDllcvwlllpayyourdeblOl'lthlleonll'tctUP10
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Total poIICyC:OVII'1QI1or thllllnd any othtr oonItIcIl II 11m.
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THIINlURAHCI.IP ANY, RIPIRRIDTD IN THIS CONTRACT DOIS NOTINCLUDI COVI~AGI POR SODILY INJURY ~.,~' '.
AND PIlOPIRTY DAMAGI CAUSID TO OTHIRS. '(;. ,
Nonca TO THI IMIYIIl, 1. Do no1 oIgn Ihl. 000_ be..... you INd II 0' 1111 conllln..ny bl.nk _.. 2. 'Iou .'..nllll;a" ~ t\ ' , .
aom~ ftlltd-ln IOPV of "'II oontntot when yo\I"'n II. ,. Under thlr.w)lOU h.... thl folloYJlng rfght., Imong : to tl!a.. "~lf,
P-votf'nldvlncltfiefulllmountdu..nd t"alNlnlpartla' refund of thl ftl,.neechlrge. (b) to red Hmthlpro t ~ "'t 'l.'t;. .. _
___.deflWtl(o)torequlre,und...c.rtllncondttlon.,.rnal.o'thlpropertyl'rtpa..n'tct....Accord ~ "'~ \I 1\ \. "
........pItYU.IIUlpu.._ngthllnlU.....onlh.moto'vahl.l.provldldlo'lnthl.conl_lrom.nIllontorb , ,;. ..\ ,,'
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mlUlllg. ..... _ 00111> ......1Il. \II/I1cl. """' Ill. U.11td SIIItI 01
Canida or to NIl, r.nt, INM orolhIlWlMltI,..,,., "" In.... In tht_1o
dt..lhll__olIhoutIhoCItd"""._""",I_.. """_001
lIO"poIe IhI wNcIt 10 mllMl Of confIlCItIon. ~ WII mUaIUl't the
C_'.lItCUrtlyln-(1ltn)onlho\ll/llctelt_onlholfllt.lflho
Crtd'lOI _.", "Pfl' bMo, _ Ill", _, It.... 01 _ MIIQII
on Iho ....1cte,)'lO _" _"" """,,"Iwhen Iho Crtd""'....,.,".
lKurtty Intere.L 'tbu I,. ol~lno It,. C~lIo'. HCUt11y Inl'MIII" Ih,
v,hlel, beinG p,lt'C"-'ecf and 1"r,lClOtltonH. equipment ,nd rtp!ace.
minI plrtllna'allldln the Vlhle t. The MCUl1ty Inl''''I''1O COVIll II)
In.urlne. p,.mluml 1M chlrgol lor NMee COnltlCt. relutNd 10 th,
Credllor (2) proceeda 'Or .n~ Inaut'nee pollcl., or ""-'Ie. r.onlrlet on
Ih, ""hld, IIMd (3) ~1'OC"d. 01 any InaUlanel politi". on your lit. or
hlltlh which .,.lIn.need In 'hi, N1ntrlt1, Thl. IKurOI Plyrfll"t 0' "I
'mounll you OWl In Ihl. r,onlrect and 'n .ny tran,'", ...nn-." '.Itn.
IhJ" or '''IgMmenl 01 ,,,,. eonlrecl. II .Ito 'KU'" your oth.r ,grH'
"'.nlaln Ii'll. conlr.cl,
Prlp...m.... RefUnd. lb, can prepay .,1 of ~r debt 'M gel I m.,n(I of
p.rl of the Fln.nc. Ch.tg.. the ,.fu"d wilt b,,";U,rtd by Ih.
AcfuIl1a1 MMhod-a method commonty UMd to f'Igu" refund. on fnttll.
monl ClOnll"K1l, The Owdltor Win IUbItKt and kMp IllS from the F1nanet
Cflntg. before flgul1ng the "rund.nd than will .ubtrlct the rtfund from
Ih. total .mounl you OWl, Thltl Y'AtI be no I'9fund paid 10 ~ lr fll. 11M
Ihan It.OO,
AequlrH I'hy.lc.1 D.m.", '""Ir.nCl. 't'ou .gtH to hl\lt phyIleal
d.m.g. In,urll'lCl co\ltl1ng lOll Ot d.m.g. 10 the ....nlelt tor the t.rm
ollhll conltlcl. AI.ny tlm. dul1ngt~l.rm o'lhl. contr.ct, I' you do not
h.v. phYlIe.t dlm.g"rlIutlnct which oov.,,. both Ih.lnl.".1 01 )OU
and Ih. Credllor In the ....hlcl..lh.n 11'1. Crtdllor may buy It for )'Qu.lI Ih.
Crertllor do'l nol buy phy'lc'l dlm.g. Inlurln~ which OOvtl1 both
Inl.relllln lh, vehicle, It may, II II deeldtl, buy In'uranct which co...."
Qnly I~ Credltor'llnl''''''
Th. Credllor II und.r no obllgallon 10 buy .ny In.urance, bYt mlY do 10
1'" d'II"'I. IP the Credllor buy. .lIhlt of 1tI... oover.gll, II will 1.1 you
know wh.t type: I1II 1M fht C"lrgO you mu.1 P'y, Th. ch.rg. will con.
.111 of Ih. COil 01 I~ InlUrtnct .nd I fln.ne. eh.rge, at the hlghllt
"wfll' contract ral., You .g,.. to Ply"" eharg, I" lQu,'ln,lllmtnll
elong wllh Ih. p.ym.nl. .hown on"" p.yment IChtdul..
IIlh. whlel,lllo.1 ordam.ged, you ag,.. thai In, Credllorean u.. .ny
In.Urtnce ""'.m,nl.llh" 10 repalrth. \/thlel. ur to apply 10 you, d.bt.
Lat. eh.rot. You will hlVl 10 pay . ,.1. chlrg. on IAch ptym.nt
rectlWd by Ih. Credlto, me,. th.n I.n d.YI III.. The eh.roe It Ihown ,
on the front. AoceptlMCt or . I.t. paymenl or r.1t charg. do.. nol
..cu.. your lIt. Plymtnl or m..n th.1 you e.n M.." m"llng PlYlTllnl.
an.r Ih.y 111I du., lh. Creditor m.y .Iso I.k. the .I,pe'lf f(1I1h btlow
If Ih.r.l. 'ny 1.1. paym.nt.
Opllonr.I In.ur.nee or Itrvtc. Contrtcl.. Thl. eonlt.ct mev contain
ehnrgll lor oplt'm.t In.uran!;. or IIrvIC, c~nlr.ctl.>. 1111'1. ....hlel' I.
r.po......d, you 'g", th.t the Creditor m,l' el.lm bentftl. under
Ih... conlract. .nd termln", Ih.m 10 obt.ln r.ruMI 'or untlmld
ehargll.
Inlurane. or SeI'\'lCl Conu.ct Chlrgel A.turMd to Credllor," Iny
eh.rg, for required Inlur.netll retum.d to Ihe Credllor, It mey be credo
tf.d 10 )'Our 'ccountor uaed 10 buy Ilmllar In.ur."ce or InlurallCl which
eov.,. only the Credltor'lIlnlere.t In the v.hlel.. Any reruM on Optlon.,
in.ural'K:' or..rvIct contracts obl.lntd by the Creditor will be l.lredlled
to your .ooount.
Credltl 10 your 'ccount wUllnelude btllh the .mounl. rec.IVttd by 11'1.
Credllor and Ihe uneamed FInance Cl'largll on Ihos. 'mountl. The..
credlte Will bt applied 10 a. many 01 )'Our In,'almenta as th.y will eov",
beginning wllh 11'1, ""allnlt.lm.nt. '!1)u will bt nollfted or wh,'la dol'll.
AequII'ldA~,lln 'ulIBtfort the 8chtduted DItIt, lr)OU faltto PlY
any paym.nt 'CCOrdlno fO the psymtnllChedul.; It. pmceedlng In t-ank.
n.tplcy, rectlwrshlp or IntolYency I.ttal'fed 17t)'OU or .1"" ~ or ~t
property; or if)'OU brt<.ny of th.Igrttm."lIln 1tI1. confl'lc:t (del.ull),
the CredllOf eln demand thl! ~ ';W'/.II you ONI on 1tII, contract al once,
unital otherwise prcMded I7t IlIW, In lIgurlno what )00 CM'I. ,the Credltof
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WIIlM)'lO.rtIIIIldofptllofIhoFl1:Lv.IIOufOdIho_.
)'lO!ltd_~~M1, - ~ .''i
".po.....I.n.f ,lit IIthl.I.,. .1168.. "y. "tpO.....l
mllM th." II you '11110 PI~ 1CC:OfdI"D 10 tni'Plymenl iId'IIctIJIOftl ~
bit'" ,~y_.11ho I9rMmtntlln 1hI'-llltIc:A., H~..
1...thiWNct.ftomyou.lbl.k.,lht*>>cltl~ CIf'l,"",yo
_rty, 0111II _",-. ".1.._, 10 long """ ......,..
tully. "1ht"I.an)'ptl'lOnlt~ln 1he'ltNclt,tueh..~,1t
CrtcltOl' eln .tort II for yov. M~ 1CCt.lOrt... tqu!prntnt ~'C1
mt"IP1111 Vl'Inttmlln with Iht vehlcl.. -'.'"
Oeltl"'"" Ylh~1o ltoll AIItI "_It.Ilon.llb ~,...
......1'" _It you h...Iho"gIlt 10 got" beck IItdttmI "',.,..,
I'" pili dut p."".nll"', _ on Iho _ct.... tny lilt........
the coat or lilting and atonng the Whle" and other 'JlI)In"'h11t1
6tI1" or, Ihl CrldllOf 1'1.. h.id. ~, "ghllO rtdttm wit MCt~ trI
vthlc""IOI~. . #, ~._ , _
'.lto/lIlt """'....tod IIthlclt, TIltCrt<lIo'~"IIIld~A_
notIcIoI.al.ItItI.IIOd.yt beM ..tII~ lht"hId~. ")'OII"tIC
tldHm the vtNcltby th, d'l.on!h. r'IO"~ thtCttdIIorcan....fL Th
Crtdllor will UM lhe 1'1.1 ptOClld. 01 the III, to PlY III or'PM ~
d.bt, I..n' ;. '., :"".':,. 'iY"~~~'X'y'):
Th. n.lprocetd. o'..t,VtiIl be ftou~ thl_ w.~: ^"yllt. cftltOtlll"
Iny charg.. forl.klng 'nd .toring the ....hlel.. cltanlng and .d'IItt1I'I'"
'Ie" .nd any IlIom.y r... alll;! oou" OOlt. wUlbt .ubtrtclld from 1ft.
IIl11ng pl1tl, "
tl you OWl th. Crtdllor I'.. thl" ItIt 1'1" ptOCftd, 01 III" the Credllc
will Ply you the dlPltrence, unit.. required 10 ply II to IOmIOnI ,II'
For lumpt., Ih. Credllor mly be IWql.llttd to Ply a I.nd,r who h.
ol~n)'Ou .10.1'1 and .Ito till.". .ecuttty Int.r..lln lht vthlclt.
"you ow. mort than th. n.t pI"OCeI(t, 0' III., you will ply the CftdIlo
11'1. dllrlW'lf'lCt be,,"," the 1'1.1 proceed, 01 ..It and whit )IOU OWl
wh." the Crtdllo,.m for It. "you do not p.y 1tI1.lIfIOunl when 1I.'1l
you mly "to be chlrotd Inltre.t.t the h1g",.II.wfU tiN UI"ItII you dI
paYlll)'OllOwtIoIt'ltC,.d1lor, I ,"
Colltctlon eoata. It Iht Cl'tdltor 1ll1'I' '1'1 a!tOm.y to oollld ~'I)'OI
OWl, VOU wi" pt)'1ht .lIomeyl rwllon.b1.," 1M .ny 001,1"00.1., t'h.
.nom'Y'1 1M wm noltllc..d 15" 0' 1M .mountlhll you OWl,
Dellr In In'orclnll AI"hl' Ittd Ch,n",. oflhl, C4ntrMt. The CI"IdI
lor tin dtlay or ,,1'111'1 from .nforclng any 0' III rfQhll undtr ~a con
lraelWltnoutlotingthtm, Forlxampl',IMCredllOrean.~II'ItIltT'N
lor maldng IOI'I'lt paym.nll WIthovt .Irt.ndlng othtft, Any chlnQlI'
Ilrm. 01 thl. contract mUlt be In Wrillng Ind alQi,.d by the er.dtIot. He
ortl cl'ltt'IQlI Ire binding, "any Plrt 0'1tI1, contractla nol vllld, 'Roth.,
p.1tt WIll rem.ln 'nforetlbll.
Wlmntfet "lilt OtICI,I"". You underattnd tMt 1M..... 'I ftOI
offtrtnll.nywtmtnU...nd thlt thert Irt no ''''''lid Wlmindel 01
mtrch.nl.b1I~ ot ,"Mil for . perdoull' purpott, or .hy IfNI
w.m",..., I.".... or IrnpU'" by 1M ..,,.,, cowert,.. the ..."
unl..a IhI I,ne, elrttnd. I written .I"'my or liMn OOntrtc:1
wllllln eo dire from thl dltt of UIII GOltl:rect.
An Implied walT.nty 01 m.rch.nt.bllll'y OI""'U)I me.n, th.t the ....hlel.
II "tlorll'l. Ol'dln.1'f pt,rt))OlI ro,wttlch luth YI"lctll art g.nlratty uled
AWL.rrlnty offlln""or I p.rtleularpurpot.11 a wI".nl'y thll m.y ,11"
wh.n the Bellerl'lll rlllOn 10 know the p.rtfcul., purpo,,'or which you
requlrt th. vehicle end you rely on Itl. Sell.,.. .klll or JUdgm.nt 10 ru,-
nlsh.lultlblev.h1cle,
Thla provlllon doo. nol "'tel.ny w.rtlntltl covttlng Ih. Whlttewhlch
mey be provided by 11'1. vehlcl. manufacturer.
UMd Clr BU)'MI Oukft. The Inform.llon you He on thl window
form for thll whlcltl. pert of Ihll Co.,trwd.lnform.llon on Ihe wi".
d.- lorm OYttt1du any contmy ptOYl.lonlln I~ conlrect of ..It,
NOllct of lubatltutlon o' ConltHt. II S.lIer ot:llalntd thl. whlcl.
from Oln.,./ MotorI ~"'llon (OM) on Inllllm.nl'tlWdlt t.rm.,lhll
eO"lree! WIll be 'ubltituted by S.n.r for .nd ,.pllc.lh. S.n.r'l ObUg.-
tlnn 10payOM 10' Iha vthlel. you.... purchlllng. T'hl. aubltltullon Will
not eh.ng.lh. amount you hm 'grttd to fJey Ih. S.n.r,lh. plym.nl
le~edul., th. nnlnc. ehlrg. or .ny 0' your nghll Ind dult.. tor 11'111
pt,Irch.... Th. I.nn. or thl. conltlct Mllorth YOU' '1'111,. '"d only obll.
g.tlon 10 S.lIer, OM, I)f' 'n~ olh.r holder at thl, cpnlracl,
NOTICE' ANY HOLOER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECTTO ALL CLAIMS AND DEFENSES WHICH
THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OB'l'AINED PURSUANT
HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED
AMOUNTS PAID BY THE DEBTOR HEREUNDER,
I
Thl prlcldlng NOTICI.ppll,A only to goods 0' .tNlt.. obllln'd prlm.,.ly 'O,perlonll, f.mll~ or hoUHhold U... In.ff
olhor c...., Buy., wllf not ....rt 89.1".. ."y luhMQu.n. hOld" or '"IGn" of Ihll contr..,..ny cI.lm, or deftn""hl
Buyer (debtor) may h'vI .gllnl' thl Stll." 0' '11.lnl' the manuf.CIu,er of Ih, vehicle orequlpmln. obtained under thlel
contrlc"
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GENERAL MOTORS ACCEPTANCE CC)RPORATlON
Cnlllmrrcr PAl k, 1407 l'llk ()lI\l', II.fti.hu,~, "~I"u)hllllll l7ItO
MAlllnp Addle.. PO. "Ok 2"~1, ttltri.bulP:, Prl1lll)'IY"'lIA 1710~
'Jrlrphlll1l' 71?541.42flO
lllANCJIU rHltoUCJlIOUr
rflp.WO"Ul
1.."CUTlVIO"I<...
DltlOIT
January 22, 1993
Krist i ne Jensen
3511 Mar90 Road
Camp Hill PA 17011
Ro: Account Number 298-1808-18026
Dear Ms. Jensen:
GMAC has been advi sed by the Cumberland Countv District Attornev Office of
the confiscation of your vehicle and we have taken possession of your
vehicle pursuant to the terms of your contract. It is to be held
at EULfe Chevrolet. 1601 Ritter Hiahwav. Carlisle PA. It must be held at least
until 9:00 a.m. Februarv 8. 1993. It will be sold at a private sale at
any time after that. (A sale includes a lease.)
Any provision of state law which grants you the right to redeem your vehicle
by payment of the whole amount you owe or to reinstate your contract by
payment of past due amounts is preempted and rendered ineffective by
federal law and/or regulations. As a result, GMAC is not permitted to let
you have the vehicle back.
When the vehicle is sold, the unpaid balance, expenses, and other 1 iens will
be deducted from the sale price. If any money is left, it will be sent to
the above-named agency.
If the sa 1 e pri ce is 1 es s than the tota 1 amoun t you owe, you st i 11 owe the
rest.
If you have insurance or a service contract through GM, GMAC, MIC or CIM
as part of your contract, we wi 11 cancel it. Make sure any other coverage
you no longer want is cancelled. Call the insurance company or the dealer to
do this. You have a right to credit for any refunds.
If you have any questions, let us know.
~~: ~~\
... .', 'I~.lo
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(r:? :", .\~: , ~"~ ~" "ii
Signed \.'9',~, ~. ~
).
IMH:dmh
Sent Certified and Regular Mail
""A.IS' r..w. JIIIII
C' ~ -. , ,
J[~NbR^L
I'ORS ACCEPTANCE Co
I~U Mlllm 1'1l'~Wa)1 UIUI'"llJKt'1 NIlW )'utk II 'lAM
MalllnR ^IMln~: 1',0. litH!: 'i()()4, 611111h11lWIl, NL'W York 11'110
Trh,'llhull~: 5Ifl.4.1t).712c)
AIlI\NalftJ TlllWUnlllHJ I
Till WfUtI.U
May 10, 1993
REPOSSESSION ACCOUNTING STATEMENT
RATION
'l)C'U:U'fIYK ots"I(1'.5
nUlu)lr
Buyer
Ms. Kristine Jensen
Address
Account No. ?98-1808-18026
~QY!bon Red Drive
MechanlcsburQ. PA 17055
Co-Buyer Mr. Peter ,Jensen
Address
3511 Mar90 Road
CamDhlll. PA 17011
Vehicle 1i8.2
Year
Chevro 1 et
Make
PlckuD
Model/Description
1GCDC14H9KZ285441
VIN
Private Party .l5. Auction
.....am==m=a===c===========~============================================a=====~
Other
Date of Sale 4/14/93
Selling Price $3.750.00
Dealer
Junk
_========================================================cc=:=:==:==:=:=::=:=:=
(Describe)
ComDutatlon of SurDlus or Deflclencv
Gross Balance +$
Less: Finance Charge Rebate $ 619.51
Unearned Premiums - Physical Damage $ .00
Group Credl tor $ .00
Service Contracts $ .00
Insurance & Service Contract Claims $ .00
Other Amounts Received $ .00 -$
Net Balance
Add: Allowable Expenses -
Repossessing & Transporting $
Reconditioning $
Title & Registration Fees $
Auction Fees $
Legal Costs $
Advertising $
Sales Commission $
Storage $
& Earned Insurance Premium $
Accrued Late Charges
Total Amount Due
Less: Selling Price (above)
Amount Paid to Subordinate
Secured Party(les)"
Deflcl ency
. J:..>4 .'
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==e======================~=============:================== =
\ ,
"Name and Address of Subordinate Secured Party(les)
""If Surplus, Funds Mailed to Buyer (and Co-Buyer) on
G!lUA c.,... "".
6,007.83
619.51
=$
5,388.32
45.00
105.00
.00
.00
.00
.00
.00
.00
443.56
+$ 593.56
=$ 5, 981. 88
-$ 3,750.00
-$ ~. 0 '1' ':;J~\
\~$ .;~ 2\'" .~ '; ":~
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