HomeMy WebLinkAbout94-04997
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FARMERS TRUST COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL ACTION - LAW
IN MORTGAGE FORECLOSURE
v.
RONALD M. MIXELL and
JUDY Ie MIXELL,
Defendants
CIvn TERM 'I II
4 fql n (-(}..~L
COMPLAINT
AND NOW, comes Farmers Trust company, through its attorney,
William A. Duncan, Esquire, and files this Complaint in
Mortgage Foreclosure, of which the following is a statement:
1. Plaintiff is Farmers Trust company, a corporation
organized and existing under the laws of the Commonwealth of
pennsylvania with its main office and principal place of
business located at 1 West High street, Carlisle, Cumberland
County, Pennsylvania 17013.
2. Defendant, Ronald M. Mixell, an adult individual, and
Defendant, Judy K. Mixell, an adult individual, are husband and
wife, and reside 120 Hoy Road, Carlisle, cumberland county,
Pennsylvania 17013.
3. On or about March 22, 1990, Defendants made, executed
and delivered to Plaintiff a note and security agreement and a
real estate mortgage financing One Hundred Forty Thousand
Dollars and 00/100 ($140,000.00), a copy of said note and
security agreement and said real estate mortgage being attached
hereto as Exhibits "A" and "B", respectively, and are
r....)
incorporated herein by reference as though fully set fortll;;
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4. Said note and security agreement and said real estate
mortgage have not been assigned.
5. Ronald M. Mixell and Judy K. Mixell are the sole record
owners in fee simple of said premises subject to said mortgage,
by virtue of a Deed dated and recorded on March 22, 1990, and
recorded in the Cumberland County Recorder's Office in Deed
Book "L", Volume 34, Page 986, more specifically set forth in
Exhibit "C", attached hereto and made a part hereof by
reference.
6. Said note and security agreement and said real estate
mortgage are in default because Defendants herein have failed
to pay the payments that were due and owing for the months of
July 1994 and August 1994.
7. The Plaintiff has given to the Defendants written
notice of intention to foreclose on said mortgage as required
by law under Act 6, dated July 25, 1994, a copy of which is
marked Exhibits "D" and "E", and attached hereto and made a
part hereof by reference.
8. By reason of the aforesaid default, the entire
prinoipal balance of One Hundred Twenty-four Thousand Three
Hundred Sixty-two Dollars and 44/100 ($124,362.44), with
interest thereon at the rate of 9.81\ percent per annum
computed from August 30, 1994, accruing insurance premium~,
attorney's fees in the amount of six Thousand Two Hundred
Eighteen Dollars and 12/100 ($6,218.12) are now due and
payable.
9. The Defendants are liable to the Plaintiff for the
following on said mortgage loan:
A. Principal amount and interest
due through August 30, 1994:
B. Interest at 9.61\ from 6/30/94
to 09/01/94:
TOTAL:
$124,362.44
$ 99.33
$ 908.50
$ 6,218.12
$ 131,568.39
C. Late Charges:
D. Attorney's Collection fee:
WHEREFORE, Plaintiff prays the Court to enter jUdgment in
favor of Plaintiff and to order the foreclosure and sale of the
morgaged property and for the amount of One Hundred Thirty-One
Thousand Five Hundred Eighty-eight Dollars and 39/100
($131,588.39) Dollars together with interest thereon, costs and
all other amounts advanced by Plaintiff.
\J/~(Jij lLwA
(~
William A. Duncan, Esquire
Attoney for Plaintiff
1 Irvine Row
Carlisle, PA 17013
(717) 249-7760
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FARMERS TRUST CO:\IJ>:\N\'
snORT rOIlM REAL EST An: MIlIITOAOE
u . :n~r~. ^rrt_" OF TH!
,tE05
t. ,,1/T'f'PA.
'90 l']fin 22 Pl'l 1 39
IU 90
lIad.r Acl.1 Jun. t, 1.5.. r. L. 45t
WITNEIIETR TIllS MORTOAOE MADE Ill. 22nd da,.1
March
BETWEEN
RONALD M. MIXELL AND JUDY K. MIXELL
(hor.lnaller ..h.lh.r .Inlulnr .r plurDI. c.lI.d Iho Morl.ol.r)
AND FARMERS TRUST CO~lrANY DI CDrllllo, 1'0"n.,lv.nID, a corl.ornllnn ul.lIn, und., Ih. I.... ollh. Com.
monweallh 01 r.nn.)lvnnln (herolnDnor cnll.d Ihe Morllnloc' Wlln."clh,
WlIlmEAS, Ih. ..Id ~lort'Dlor, b) bond 0' ..on dDlo h.,o"llh, .IDnd, bound unlo Ih. MortIDI.. In . ."I.ln prln.
.Ip.".um, oondllloaed 'or Ih. pD)monl 01 On. Hundrod Forty Thousnnd
DOLLARS (f 140,000.00 ) and an .ddlllonDI ,non.y. .dvonc.d b) Iho ~Iorl,al'" ..lIh Inl....llher.Dn Irom
th. d.l. alth. r.l. provided In IOld ..00mpDn)lnl bond, In IBO monlhl) p.)m.nl. 01 nolle..
lboa Sta Accomp.nying Not. DOLl.ARS
If and c.nl.) Irom lilt dolo h..ool, 10 bo nppll.d monlhly ..lnl....1 on Iha prln.
clpal amount ollh. ohlllDllon, or Ih. rodu..d amollnllhoron', Dnd lho hnlon.. 0' ..hl pD)..onl. 10 h. appll.d 10
roducllon 01 Iho prlnclpDI .um, IInlll Ih. prlno/pul .mounl 01 Iho ohlll.llon Dnd Dddlllonnl advnn.u and olh.r
ch.r,.. made 10 Ih. Morl,nlor or mod. 'or Iho prolO<llon ollho morllolo ...urlly \llIh Intorc.ll. pnld In lu'l. All
olher lerm. ond provlllon. 01 ..Id bond .re .peclllcnlly IncnrporDI.d h...ln by rcreren.. nnd mnde n PDrl h.ro.
olull..1 oul nrb.llm h.r.ln. LATE CIIARGES, 5')'001 monlhly pn)mo.115 dDY' or more IDh.
NOIY. TlIEREFORE, lh. IOld Morllnlnr. In con.ldorollon ollh. 'UIII' DdvDncod by or 10 bo ndvnn.od h) Ih. M.rt.
,a,.., Ih. ,...Ipl ..h.r.oll. heroby ..knolllod,.d. ..d Inr ..curln, pD)'monl nnd porlormon.. ollOld rocll.d Bond
II .,.r....d, do.. h.rob) ,r..I, bar,Dln, .011 and conv.) unlo Ihe .old ~Iorlln".., II. .u..o"on nnd ...I,n..
ALL, THAT cortain lot of ground situate in South Middlston Township, Cumberland
County, Ponnsylvsnia, bounded snd describod in accord.nce with Final Subdivision Plsn for A.
C. Kuhn and Son, Inc., prep.red by Statler' Lahr doted M.y 6. 19BB, a cnpy of which wa.
r.cord.d J.nuary 17, 19B9, in the hereinoftor named Rocnrder'. Office in Plan Book ~7,
Pnge 42, aa follnws,
BEGINNING at a point on the snuthern dedicnted right-of-way line of Township Road
T-469. known as Al.xand.r Spring Road, which point at tho Place of Beginning ia 25.02 f~.t
from the original c.nt.rline of said 33 feet wide Alexander Spring Road, ond which point
at ch. Plac. of Beginning is .t the dividing line between said Lnt No. 3-E and land
now or formerly of Enol. Construction Co.. tne., thence from said point at the Placl
of B.ginning along thl .outhorn dedicated right-of-way line of said Alexnndor Sprina
Rand thl following two (2) courses and dietances: (1) North 77 degroes 20 ninut.a
12 alcond. Eaat a diatnnce of 94.36 foet to a point; and (2) Nnrth 78 d.gre.a 01
minute.03 slcondl East a diatanc. of 119.40 feet to a point at the dividing line
bttwu,:t.Lot., 3-0 and 3-f.; th.nce along .aid dividing line betw..n sdd Lots Nns.
3-0 and~3-E. Snuth 10 dlgrl.a 30 minutss 32 slconds East a diatsncI of 297.0'
feet to a point in linl of lands f?~WOI1~ 2{ ~. ~~ K~hgtend S9~'! l~c.Ai9n4 ~9w gr formlrly
or formerly of Allen Diltributinn, S03~~ 79 818r~0: ~~ m~gS~a3 2B g.cond~ Qg.~ ~ 101
dietancI of 273.63 f.et to a pnint in linl of .aid land now or fnrmlrly of Enola
Con.truceion Co., Inc., thance Ilong thl lastern llnl of s.id land now nr formarly
of Enola Con.truction Co.. Inc., North 10 degrll. 30 minutIa 32 second. WI.t a
di.tance of 288.93 flet to a pnlnt at thl Plac. of BEGINNING.
gaOl( 970 tAtE 223
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EXHIBIT
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Ot:SI';ML PROVISIONS INCOI\I'oll,\n:l) BY llJ-:flmt:sn; AND NOT TO lit: R.:COIllII'D nEIlE \YITH
Th. 101l0~ln, I. . c.py oIlhe I.n...' pro~lllon., co~.n.uh, condltlonl ond ohlllntlon. conlDln.d In lh. 511pul.1l0.
01 Ou.rul Morlln,. I'rovl.lon. '.hl.h a.. Incorporal.d bl ..r.rcnu o. an Inl,"rDI pnrl 01 lh.lora,oln, M.rl,lla.
by virtu. ollh. Ad .r Jua. 2, ItlO, r. L. 412,
Sm'I:I..\TIOS OF ClESlmM. MOIlTClMm 1'1I0VISIOSS
ny formerl Trull CUlUflDny, ('arlhl., IJtnnl)'lunla
Till'; t'OLLOWISG I.n..a' prn,I.lonl, ....nnnll. condlll m. Dnd ohlllDtlon. .hDII b. .n Inl.,rDI pnrt 01 any morl.
gal' h.r..ll.r r.cord.d In any Counly In l'.nn.~lvnnln In ID'or 01110. und."llned, h...ln I..m.d Iha Morl,a,...
..h.n ,u,'h .ub"'lu.ntl~ r..nrd.d lI1url~uI. up,...ly pr.~ld.. lor Ih. In,orp.rotlnn ollh. rollo..ln, ,.n.ral provl.
.Ion., covononl., eondlllon. ond ohIlIDtI.n. o. .n Inl"rol pnrt Ih...., b~ ror...nu 10 lhl. ..cord.d .tlpuIDllon.
AllUlTIOSAL AOVANCES. Th. Morllol' and lh. lloolhlrOOI IhDII b. ."urlly nnl onl, lor Ibl orlllnlllnd.bl.
.dnu. ..Id.nccd hy Ih. D"o"lllInlll'" IIl1l1d. hul DI.o rur Dny olio.. .um. Ihnl moy b. lonned or .dvlnred by Ihl
l\Ior"D&t'C to the Mort,Dcor at 011)' tllIll: or limn hrruUer.
I'A YM..;ST 0.' TAXr.S, INSUIIASCE I'IIE~III1MS AND OTIIEII CIIAIIClr.S.
Fro,n tI... 10 11m., ullllllh. d.hl nnd Inl....1 oro rully Plld. MorlRnlor .I,nll pay ond dl..hnr,.. wh.n and a. lh.
IDme Ihall bccolUt' dUf DII..J 110>0111(', oIlID\u. DucNluncntl, uwn Dnd woler rrntl, Dnd all other It'hl'ltI and
c1Dlm. n.....rd or 1.~I.d by Dn~ IDUIIlI nUlhDrlly ul,on nny pDrl or Ih. 1I10rllol.d pr...I"" pny olllr.und r.nll
r......d Ir.m Ih. morllDI.d pr"nl,.. Dnd PDY and dl..hnrl. DII .."hDnl,,' lI.n. uhlrh ..n~ b. lII.d ololn>! nld
pr.ml... nnd ..hl.h .hDII or ml"hl hD". ,,,lolly In 11.0 or pnym.nllo Ihe d.bl .crur.d h...hYI pay Dlld dl..hnrl'
an~ ID' uhleh mDY b. Inl.d hy Dny duly con.lllul.d nOlhorlly ul,on ~'orllol'. on n,collnl 01 or ...n.u..d by Ih.
...ouIII 01 d.hl duo h.r,und.r or "nIl.. tI" ...0mpnll)11I1 nondl pro"ld., r.nr.. Dnd k..p ollv. .uch polloi.. 01 huz.
.rd Dnd IIDhlllly In.urnn.. D' ~lorIIDI.' ,nDY Irom 11m. 10 11m. r",ul.. "pon Ih. bulldlnl' aod ImprDv.m.nl. no..
or h...DII.. ...cl.d upon Ih. ~lorIIDg.d I".nll..., ~lIh 1011 po~obl. clnu... In IDvor 01 Morl,o,.. .. II. Inl....1
ma)' DIJllur.
MMSTESASn: ASD REI'AIIl OF ~IOIlTClAClED I'Rt:\lISES. MorllDRor .hall mDlnlnln III building. .nd 1m.
prov.m.nl. .ubj.dlo Ihl. ~lorIIDI. In .ood ond .ubllnnIlD' r.pnlr n. drl..mln.d by ~'orl,nK... MortgDlu .hnll
hOVe! the rh:hl to enter upon tile mort~l1l:('d pre,n,"u:. at ony rrnsonable hour ror the rurpolC! or Inll'iC!cllna: the order,
condition ond r.pDlr ollh. b"II~llIg or blllldllll' ....I.d Ih.roon, Dlld 10 lIl.k. ony n.r~.d r.pnl...
NON.I)Ay~mNT OJ' TAXES, ISS11IlASCr.. oTlum CII,\IlIlF.S, ASD COST OJ' REI',\IRS. In Iho ...nl Mortlngor
negled. or rdulit'l (0 pn>' the In\:t'll, In~uroncc prCmlllnlll or other churltClIi above mentioned. nllhtn 30 doy. after the
lame become due nnd pnyobll", or rull!J 10 ",olntul" lhe bulldlng. and Impro\'C'mcntl os aforesold, then the Morllo.
lee, mDY, DC U. Dillin" but without OilY ohllJeollon to do liD, advance the sums 't'qulred and add on)' amountsltJ ad.
vDnc.d 10 110. prlo.lpDI d.bl ...u..d h.roby, and coll..llh. 'Dm. o. n pnrl ollh. prlnolpnl d.bl.
oTIlANSJ'ER 011 ENCU~lIIRASCI': OJ' ~IORTOAGf.D I'RF.~USr.S. MurlgDgor Dgro.. nollo Irood.r 1111. 10 th.
morllul.d pro 111 I... IInl... Ih. ~lorl"og.. con..nl. III ..,llIng In .lIch IrDoll.r. A lron.l.r 10 Ih. IOrvlvnr or d.vl.
.... or h.l.. nllhc Mortl""Or or D sol. hy hi. pmonnl ,.pr...nlDIII... In Ih. ev.nl 01110. Mort,D,or'. d..lh .hnll
Dot come "lthin the prohibition or the forcu:01ng Icnlt'R':t!'. MortgaKor also covenants ond alrees nol to ereote nor
pormlllo Dccrue, upon all or Dny pDrl ollh. morlgnl.d p..m".., noy d.bl, lI.n or chDrl' whl.h would b. prior 10,
or on . pnrlly ..lIh, Ihe lien 011101. MorlIDg..
RJo:~IOVAL 011 A1.Tr.Il,\TIOS OF 1~11'1l0VE\lr.NTS. MorlllJlgor ngr... nollo r.mo,", d.mol"h nr IIlDk. Dny .ub.
.lnnllDI DII.,DlIolI. 10 Dny Improvem.nl. nDW or hertnltor lo.ol.d on Ihe morllo,.d proml". unl... th. Morl,n,..
cnn..nl.ln "rlllnllh.rolo.
ASS1GS~mNT OJ' RENTS. Morlgngor o"lgns Dnd IrDn.I... unlo ~lorlgDg.. Dny nnd DII r.nt. Irom Ih. morlgalod
p..ml..., Dnd Dulhorl,," Ih. MorIIDR'. DI Dny IIm.lh... I. a d.roult under Ih. ~Iorlgol. or a.compnnylng Dond.
to toke poueulon of, rent, repair, Rnd operate IlIld prenllseI Dlld, arter deducting 011 cosh of collection, nperatlon,
rop.l.. nnd a~..ln"lrDllon. 10 Dpply 110. bDlonc. o'lhe r.nl. rrcolved nn Dccnunl ollh. obll,nlloo 01 the MorlgD,or.
Morl,nl" .hDII hnv. lull pow.r 10 I.... or ,.n.w I..... upon .u,h lorm. Dnd condlllon. .. 10 Morl,nlo. m.y
...m prop.r or dulrabl..
ACCELEI\ATIOS OF MAT\:IlITY ASD FORECLOSURE 1'1l0Cf.EDlSGS \:1'0:-1 DEFAULT. 10 en.. dolaull b.
mnde by Ih. MorllD,or In Ih. poym.nl 01 any In.lollm.nl 01 prlnrlpDl, 101"051, or olhor 10m. poy.bl. under Ih.
lorln. .llhl. MorllDg. or Ih. n"ompon~Jnl Dond, .nd lh. 10101 o",oral" Dr' .qulvolDnllo 1"0 eonlro,lod moolh.
Iy 1011nllm.nl pDym.nl., or In 110. ....nl 01 . broo,h by Ih. MorllDgor 01 any 01 Ih. olh.r obll,allo." enve..al.,
coadlllon. and al".menll ullnrlh In Ihl. ~Iorlgoge or la Ih. a..ompao~I., Dond. Ih.a IDd In .u.h c... Ih. .nllre
IUlpald bolan.. 01 lb. lad.bl,do... In.ludla, .dv..... .nd .U oth.r .um. paid by Ihl Morl,.,.. 1II...ord.nel wllb
lllllorm.
oMort,l,or .,r... nollo Ir.od., 1111.. 1.,.10' .qull.bl.. unl," Mort,.,.. coos.ol. In wrllla, 10 neb
IrIDller. Thla provl.loa I. lor pr.v.nlln, A,...mtntl 01 S.la lor purpo... olher lIlan pa..la, 11,11 UUI
wllbla 110 d.YI 01 .I,nln, .ald A,rumenl 01 Sail.
fo'OK ~70 fA~f 225
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.1 Ihll MtrIl", ., Ibt aroompan11nl Bond, 10ltlhtr wllh anpald Inltre,llhtrtOD, Ih.D, .llbt .pllOD tf lb. Mort.
,a'ft, .nd ,,'Uhoul nolin, btromt Imm.dlalol1 dut .nd pa1ablr, and lor.rlolurr prOf..dln,1 m'1 bt brallhl
10rth..Uh on Ih. Mort,a,a or Jud,monl ma, bt .onr....d on Ih. .roompn01ln, Dond .nd p' ORrcul.d 10 Jud,m.nl,
turullon and aala lor Iha .ollorllon 01 Iht nm., lo..lt,or ..llh rosll or lull and an allorn.1'1 romml..lnn lor rol.
lorllol al IIvt por Cfnlum 01 Ih.lotallnd.blodn... or 1..0 hundrrd dolln.., IIhl.h.vrr II Ih.ler,.r omoun~ Mort...
"Ior h.r.b1 lorever ..alv.. .nd rrl.onl 011."0" In nld prooordlng., nlvol IIn1 01 ..rrullon, Ih. rtlhl 01 tnljul.
IllIon .nd txl.nllon 01 11m. 01 p'1mont, 'Irr.. 10 cond.mnollDn 01 an1 proP.rl1 Inl.d upon b1 ~Irtu. 01 In,
lurh ..nullol, .nd watv.. all tumpllnnllrom I.V11nd "'001 an1 proporly Ihol now II or hrruUor mD1 b. n.
.mpl.d b1 rDW.
SIICCElSOR INTERESTS. Tht obll,allona, Cov.un", .ondlllona .nd a,room.nll conlalned In Ihla Mort,",t lod
Iha Ifrompan11n, Dond IbaU b. blndln, upon, Ind Ih. b.nellll Ih.reol Ihnlllnure 10, Ihe rllprcllva p.rUn htr.1o
and Ibolr relp.rllve ponooal reprelenlallv", hrln, IUOro..O" Ind 1..1101.
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RECORDED la 1Il1 OInrl for Rtoord1D, of Deedlla aDd for
.1 Mortlall Boo.Q70 No. - P.,. d,;l3 .e.
~d day 01
,-
WITNESS my bllld IOd 1..1 01 ornr. IbII
AIIo DomIIIl' Cf 0
FARMERS TRUST COMPANY MORTGAGE nOND
FOR USE WIT" SIlORT FOR~r' REAL 'ESTATE MORTGAGE
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WITNESSETH 'I1fAT
RONALD M. MIXELL AND JUDY K, MIXELL
(b.nlalller "hllblr .la,lIllr or plurll, .llIld Ibl Obll,or), I. h.ld lad IIrmly bouad ualo FAR"ERS TRUST
COMPANY II Clrll.ll, Plau.ylvlllll, I .orporltloa .1I.llal uader lb. Ilw. ollhl Commoawelllb 01 PlaalylVlal1
(b.nlalrler .IUld Ibl ObU'tel, la Ihl lam 01 .. .mou.1 .01.1.lIa, ollhr.. 11m.. Ibl Imollll .lIpIII.I.d below 10
bl plld 10 Ibl Obll,lI la I.wful moalY ollbl UDltld Stall. 01 Amlrlea, 10 bl p.ld 10 Ibl .lld Obll..., III urtala II,
Io....y, .1I.UI.on or 1..I.n., 10 whleh plymlll w.U ead trllly 10 be m.d., Ibe ..Id Obll,or dou blad hll hlln, n.
Halon, .dmllll.lrllora .ad .nl,al .ad IVlry on. ollhlm, Jolnlly lad .ev.rllly, IIrmly by Ihll. pr.l.nl.. And .1.
.0 coadllloled Ibllanythla, herlla provld.d 10 Ibl .oalrlry nOlwUhll.ncUa., UI. exprenly lIud.nlood lad I,rord
Iblllbl Obll,IUou ollhl. Boad .hlll eovlr, II Will, eay lutun Idveao.. Ib.t m.y b. midi by Obll... 10 Obll,or,
II lay IIml or IImll h.relller, provided th.1 II 10 11m. mDY lb. 10111 blllaea duo by Obll,or 10 Obll... hereuader,
wbelbar Ibe ..m. repru.al. la whole or III plrt, lb. 1111111 .dvla.e or lay lulure Idvlael or .dvlaee., exued Ibl
11Im 01 la .moualcol.lllIn, 01 IhrflIImra thl Imouallllpul.ted belu" 10 be plld 10 Ibe Obll'ft. ADd the .lld Obll.
,or dOli blnby Impower lb. Prolhoaolary or .ay Illo,..y 01 lay Court or reeol'll wllbla Ibl Commoawrallb 01
P....ylv.DI. or II..wherl 10 Ippear lor him .ad wllb or wfthoul I d.ellrllloa fIl.d, coalen Jud.meal 1..lall him
ID Ilvor ollbe Obll.ft, Ita .u.c...on or Inl,a., .1 of .ay lerm, lor Ih. p.aal .um .bove mealloaed, ..hleh .um
.b.U IDdudl lad covar IU p.ymrall nqulnd 10 bl mlde by Ibe Obll,or la lad by the lerml lad coadllloal alibi.
boad .. henlae/ter 101 lorlh, IDeludla, 11.0 la Itto,..y'l eommlnloa lor colleelloa olllv. per ..alum 0; Ihe 10111
01 all .ucb Plym.al., or noo-oo whlehever I. Ibe I.r,er lum, lo,elher wllb '0111 01 .ulh and dotl her.by wllv. IllY
01 neeuUoa or olher proera. OD .ucb lud.meDI, .Dd holcUD,llqul.llloa oa lay nal .1111e levlnd on by virtu. 01 IDY
wrll .u.d oul aD lueb lud.m.DIII her.by cU.peD.ed wUb .Dd w.lved aDd cODd.mD.lIoD I,n.d 10, which re.1 el'
tall mlY be .old UDder I writ or wrU. 01 EncuUoD or olhar I.wlul wrlll IDd III exemplloDI 01 penoDl1 properly
Irom I.vy .Dd 1.le OD .uy u.culloD uader .DY 1.11' DO" ID lore. or herraU.r pal..d, II hereby wllv.d, .Dd lurth.r
ObU.or bereby wllvra .U .rron, dol.cll aad ImperleolloD' ID eDI.rlu, Ih. 1.ld lud,m.DI or ID .ay wrll, or prD'
ceecUD,lbereoa or Ih.relo or ID .nywl.. 10ucblD, or coaunUD,th. ..me, .ad lor Ih. cODlrallou .nd .alry 01 luch
lud,mDDl, lbll Ib.U be .ulllel.DI wlrrlDI IDd .uthorUy.
THE CONDITION OF THIS BOND IS SUCH th.t II lb. .bov. bauDd.D Obll,or, hi. h.ln, ex.eulon. .dmllllllralo...
or 1..I.al Ib.1I weU .ad lruly PlY or ClU.. 10 be p.ld lo Ih. aald ObU,or, UI lue..nora or .nl'DI, wllhlu 15
yurs from lb. dll. b.r.ol.lh.lum 01 On. Hundred Forty Thousand ($140.000.00)
DOLLARS (1140.000. ) .Dd aU IdcUlloDal moaeYl IdvIDe.d~b'lllbe Obll,u II her.ID or olllerwl.e le'IUy
as lilt forth u ow.
provided, I.wful mOD.y', Ilorl nld, with IDI.rral .It.....~...xd ......__'xxxxxxxxx"'l9lllpllllx
~ .-1hl7'1I'lI1ICIIfec......lcaa~
"'i\""-Mkyy.xxxxx*Dlkxxxxxx~_~bt....""''''''''''''''1<1o be paid .llolloWI.
LATE CHARGES, 5% of mODlbly PlYID.DI 15 dlYI or more III..
SAID PAYMENTS 10 cODlIDue uaW Ibe prlDelpl' Imounlollbe Obll,lUOD, adcUUoDl1 advID.II IDd other eblr,"
mlde to Obll.or or mlde for lbe proleclloD ollbe mOrl,l,e ae.urlly wllb IDlor.lt I. plld ID full.
ANYTHING HEREIN provld.d 10 lb. eoalrlry DotwllblllacUu" II II "prenly aad.ralood IDd .,re.d tblt lb. Obll.
,llor of IbII BODd .ball cover. .. Will. lay fulure advlaee. thai may be lDad. by Obll,.e to Obll,or, II lay lime
or Umll herlafler, provided lbllll DO Ume mlY thllol.. balance duo by Obll.or lo Obll,ee hereuDder, ..b.lb.r
llIe .Ime rlpreleDla, ID whole or ID pari, the IDlIeI .dvncl or .DY fulure IdVlDce or IdvaDcII, nceed aa amOUDI
cOIII.UD, of tbr.. lime, llIe ameaD! stlpulaled her.!ab'lnr~ to be pa'~ by lb. 0;;:1....
PROVIDED FIJRTHER, IDd It I. npre..ly uDdDralood IDd .,r.ed, Ibll llIe mODlbly p.ym.al. mlde by ObU,or
Iball be .PPUld lint to IDlerl.t OD lb. uapafd bll.Dce ollhe prlD.lplllum aDd Ibe r.malDder thor.olehaU be credo
IlId oa Iccoual 01 .lld .um.
EXHIBIT
'!
lJ
PROVIDED FURTnF.R TIIAT Ihe Oblllor .h.1I w'lI .nd lruly p.y .1I1.u. (which IIld term "IIXu" .hllI wh.ra.
lVer uI.d In IhI. Bond b. I.llen .nd held 10 Include .1I1.u.. ".Ier r.nll .nd .11 other mnnlclp.1 or olh.r 10vol'II'
m.nl.1 .....Im.nll .nd cheri") which now .nd nllo .11 Iholt which m.y h.rnller b. .u....d, l.vI.d or
chlrl.d .,.Inlllh. prtmllU Ir.nled In dI. Mort,.,. .,comp.nylnllhl. Bond u Ih. lime .h.1I 1.11 dn., .nd
Ih.1I on or boron Ihllllnl d.) 01 J.nn.ry 01 nch .nd nory '.Ir produce .nd deliver 10 Ih. ObllCft raulpte lor .11
.nch "I...." lor th. curr.alytlr ....I..d upon Ihe mort,. led prim I.... od Ih.1I ."0 b.p and m.lalala al aU
lIm.., In .uoh .omp.ny or .ompul.. II Ihe ObUl1t Ih.1I .pprov., a policy or polloltl 01 'nlor.n.. .Cllg.llo.. or
d.male by lire. or olher rilll II r.qulred bylh. Obll'ft, la .a .mounl noli... Ih.n Ihe .mounl due oa Ihl. bond
apoa Ih. bulldlal' .nd Improvem.nll apoa the ..Id praml.... .nd .11 poncltl wh.l.oever cov.rlnclh. .lId 1m.
prov.m.nll, wh.lher la tI.... 01 Ih. required .mounl or nol, .h.n be dnly ...I,n.d .. .01l.ter.1 "nrll)' 10 Ih.
ObUC", and 10 be by 1.ld Oblll" rel.ln.d. .ad lball .1.0 keep .nd m.tnlala th. bnUdID" now on Ih. morl.....d
prem'... .ad .ay buJldlal' ereel.d Ih.reoa whll. W. oblll.lIon .hllI b. In lore., In Cood .nd .nrn.lenl rep.lr, and
.hall .110 lortbwlth r.p.y aalo Ih. Obll,.e aay .um or .nm. 01 moa.y p.ld by th. Obll... lor or on ac.oanl 01 .ny
bullcUnll er.d.d thereoa whll. Ihl. oblll.lIoa .h.1I be 'a 'orc.. II above reqalr.d (which .lIhoalh aol .0 boaad the
ObU,., m.y pay .ad malal.ln wllhoullnpalrlac an, other 0' Ihe rllhll h.reuader. .ad allh. oplloa 01 th. ObU."
aU .acb p.)'IIIeau or .dvoctl m.d. bylh. ObU... m.y b. .dd.d 10 Ihe aap.ld b.l.nte 01 th. 100).
WITIIOUT IDY Iraad or lartber d.lay, th.a W. Bond .be'l be void.
PROVIDED. bow.ver, and III. her.by upre..ly "reed Ih.11I .1 .ny time d,'.oll be m.de In pa"",.nl 01 uld
moalhl, lealallm.nll, .ad 101.1 .m.r.'tI are eqalv.l.nl 10 hro (2) contracted monlhly IUllallm.nl pa)'lll.alll
or d,'.all b. m.d. la the pa,m.nl 01 "lau." when da.. or Ih. prompl .ad paaclDal m.lnleaaaee 01 IIld 'a.ar.
IDee ...I,n.d I' lIor..ald whea da.. or Ihe p.)'IDeal 01 Ih. co.1 and premlam Ih.r.ol wh.n da., wh.ther pnr.
cha..d b, Ihe Obll,or or Obll,ft. or 01 .ay .am or lam. paId bylh. Obll,.e lor or oa .ceoanl 01 any Inti or pre.
mluml or ellh.r (which pa,m.al. h.v. nol IIlh. opllon 0' Ih. Oblll.. been .dd.d 10 Ih. unpaid b.l.ate 01 Ih.
lo.n), or m.lnlea.nc. 01 .ald balldln,. In lood end .urllcl.nl rep.lr .1I.r nollce 'rom Ih. ObllCft. or In Ih. .venl
Ih. balldlnl or bulldlnl' .h.1I be oh.a,.d or aller.d. or IIlh. 1I11.0 10 Ih. mort,.,.d pr.ml.u be Ir.allemd to
aayon. olber than Ibe .arvlvor 01 Ihe Obllcor. or hll heir or d.vll..., "'Ihoallhe prior wllI.a coa..nl 0' Ihe Obll.
C.,. or In c... of .ny delanll and.r Ihe lerm. hor.of or Ih. .erompenylnc MortC.'" aad anch del.ullla .ay oat
of Ih... mpecll ..III 'or a period of Ihlrly (30) d.y., Ih.n .nd In .aoh oue Ihe aap.ld b.l.nce of Ih. loaa Inclodlo.
adcUlloolI .dYlnc.. .nd aop.ld Intere.1 .h.n,allhe oplloo 0' Ih. Obll,.., become dae .nd p.y.bl. Imm.dI.tely,
aad p.ymeol of .lId aapald b.lano. of Ih. 101D. .ddlltoa.1 .dv.nc.. .od .11 laler.s! Ih.ron and olh.r p."",.nll
h.r.la .,re.d 10 be m.d. by Ih. Obll,or may b. en'oro.d and r.covered II once. .n)'thln. her.la conlllaed 10 Ih.
coalr.", aolwllh.l.adlnCI and a wrll or wrll. 0' Eucatlon or olh.r 1...lal wrll m.y be I..u.d apon Ih. jadcm.nl
oblalo.d opoa w. obll..lton by virtu. of Ihe w.rr.al of allom.y herein conlalned. or a complalnlln an .clton of
mortC'" lordoanre may be fII.d npon Ihe accomp.nyln. Mortcac. .nd proltcuted 10 jndcmenl .nd tI..nlloa
and ..1. 10 recover lb. anp.ld b.laace of Ihe 10'0, .U addJllooal advenc.. mad. br th. Obll... .. h.reln or olher.
wi.. 1.,.lIy provld.d, aU Interellth.r.oa rem.lmn. anp.ld, loc.lher wllh all I.... .011. .nd npen... of eollecl-
laclh. 'Ime. meladlnc 0 .Itol'lley'. comml..lon 01 five per ctolum. or ..00 whlch.ver I. larc.r. aaylhlnc be.....
In conl.lo.d 10 Ih. COOIr.,,'nolwllhllaacUac: and I' I eoacarr.al Ind camalallv. r.m.dy or oplloa lor th. b.a.m
of th. ObllCtt. lis lac....on or ...',a.. Ihe lI'd ObUcor do.. h.reby lalhorlze Ind .mpower Iny llIorn.y of Iny
Coart 0' Record 10 .ppe.r lor him la lay coart 0' compel.nl jurl.dlctloa. 10 cour... judcmenl Ic.lnal him la lavor
of Ihe Ohll,... I. luce...on or alll,n., In an .mlclbl. Icllon 0' .j.clm.nl 'or pol....lon 01 Ihe properl)' ..ear.d
by Ih. Mort,lce aocomplnyloCIhll boad, Ind dllcrlbed Ihereln.
II I. larther ..pr...I, and.nlood lad Ipeod Ib.l, If .ay lum or .am. of moa.y Ihall beeome pay.ble na-
d.r ta, pollel.1 0' Inlaraace leaarlnClhe mort,...d premll... or b, virtu. of .ay eond.ma.lloa or lalda. ollh.
mort,.,.d pr.mll.. for pablle a... Ih. ObUc.e Ih.1I have Ih. opllon 10 re..lve .ad .pply Ihe .Ime oa a..oanl of
thl. Obll,.tloa. or permll Ihe ObU,or 10 rae.l.. tad a.. II. or aaY p.rt th.r.of, lor Ihe pDl'JIOtle of npllrlnc th.
mort,.,.d pr.ml..., or lor Iny olh.r parpo.e. wUhoallber.by ".lvIac or Impartac Ibl. Obll.alloa. or the U.n of
the Mort.... ..carla. II. The Obllcor b.reby ..pr...ly ...Icn. and Ir.alen unto Ihe ObUC" III aum. of mOD'y
ply.bl. und.r IOcb Inlaran.. .1.lm. or cond.ma.lloa proc..dla,., .ad dati her.by Irr,vatably aomlaete. eonal.
Iule tad Ippolallh. ObIlC" 10 Id lor Ihl ObU.or II I lrue .ad 1.,,'uI allorn.y 'or th. coll.dloa Ib.r.of.
II I. 'arlber upn..ly and.nlood lad Ilroed Iballh. rem.dI.. of W. ObUCllloa and thl lecompaaylac
~ort,.,e 'or Ih. .a'ore.mtal of lbe p.,menl 01 the prlaclp.1 lam her.by .aeared. Ioc.lh.r wlllllnl.rHllbereol,
aad 'or Ih. perfona..ee of Ih. .oveaeall. coacUUoa. Ind .,n.m.all, m.llen .nd Wnc. b.reln eoalaln.d Irl e.
mul.lI.. lad eOD.amnl .ad may be pnrea.d IInC1y, or lacee..I..I,. or Io,.th.r .1 lb. .011 cU"nlloa If III.
ObUC'" .ad
oUI. uprellly aad.nlood thllllll. 18 W. ".llnee r,'.n to bolb 1"aI .ad .qulllbll iJlI.,
I.... IhI. I. a rale ..D.A _ d.bl laIlruI'DI. ,
, '
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1-, ,:,'" ,I ','. "1 r CJ" ilL \,',; .j_ ".' ;~
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THIS INDENTURE,
1"1
.. ~ ., . ...-
v
"'ADE TUB 22ncf day of 'larch In llie year of our Lord onll Ilrousand n/nl
IillmJrlld nlntly (19901.
DETWEEN A.C KUIIN AND SON, INC" a corporation orllanlzcd and elllltlnll undcr
Ihe lawl o( Ihe Commonwcahh of Pennsylvania, having II office and principal place of buslnns
on South Allen Rood In South Middleton Township (mailing addren: P. O. BOll 121, Carlisle,
Pennsylvania 17013), Cumberland County, Pcnnsylvanla, pmy of the full pm,
GRANTOR.
AND RONALD M, MIX ELL and JUDV K, MIXELL, husband and wife, o( Norlh
Middlelon Township (mailing addrcss: 120 Hoy Road, Carlisle, Pennsylvania 17013),
Cumberland County, Pcnnsylvanla, partlcs of the second pm,
GRANTEES,
IVITNESSETII, Ihal Ihe said Grantor, for and In conslderallon of llie sum of Sevemy.llvc
Thousand and nol100 ....................... (S75,OOO.00) .......................................Dollars,
laHofll1 money "flll4 Unllld SIalCS of America, unlo II well and Iruly paid by Ihe said Gramccs al
and beforl1 Ihl1 sealin8 and delivery of Ihest presems, IIrI1 recelpI whl1rl1ofls hereby
acknowledged, has granted, bargained, sold, alil1ned, enfeolled, released, conveyed and
confirmed, and by Ihl1se presems daes 8ram, bargain, sell, alien, enfeo//. releasll, convey and
cOII/I"n limo llie said parlles of Ihe second parr, Ihelr and asslglLr, as tenallls by the emlrely,
u
AI.L TIIAT certain 101 of ground sltuale in South Middleton Township, Cumberland
County, Pennsylvania, bounded and described In accordance with Final Subdivision Plan for A.
C. Kuhn and Son, Inc., prepared by Slaller & Lahr dated May 6, 1988, a copy of which was
recordcd lanulll'y 17. 1989, in the hereinafter named Recorder's Ornce in Plan Book 57, Page
42, as follows:
BEGINNING 01 a point on the southern dedicated right.of.way line of Township Rood
T.469, known os Alexander Spring Road, which point atlhe Place of Beginning is 25.02 feel
rrom Ihe original cenlerllne of said 33 feel wide AleKander Spring Road, and which point allhe
Place of Beginning is atlhe dividing line between sold lot No. 3.E nnd Innd now or formerly of
Enola Construclion Co., Inc., Ihence from sold point at the Place of Beginning alonlllhe southern
dedicalcd right.of.way line of sold AleKander Spring Rood Ihe following two (2) courses and
distnnces: (I) Nonh 77 degrees 20 minutes 12 seconds Ensl 0 dislance of94.36 feel 10 a point:
and (2) North 78 degrees 01 mlnule 03 scconds Easl 0 dlslance of 179.40 feel to a point allhe
dividing line between lolS Nos. 3.0 and 3.E: thence along sold dividing line belween sold Lots
Nos. 3.0 and 3.E, Soulh 10 degrees 30 minutes 32 seconds Easl a dislance of 297.09 feel to 0
point in line of lands formerly of A. C. Kuho and Son, Inc., and now or formerly of Allen
Distribullon; Ihence along Ihe nonhern line of said land now or formerly of Allen Olstrihutlon,
South 79 degrees 29 minutes 28 seconds Wesl 0 dislance of 273.63 fcello a poinl in line of said
land now or fonnerly of Enola Construction Co., Inc.; thence alonlllhe easlenl line or sold land
now or formerly of Enola Construction Co., Inc., Nonh 10 degrees 30 minutes 32 seconds We51
a distance of 288.93 feel 10 a poinl allhe Place of BEGINNING.
TilE ABOVE.described uact of land contains on area of 1.843 Acres eKcluslve of the
dedicated righl.of.way of AleKander Spring Road, and Is 011 of Lot No. 3.E as shown on sold
Final Subdivision Pion for A. C. Kuhn and Son, Inc., recorded as aforesaid.
SO MUCII of Ihe land as lies between the above.described 101 of land and Ihe original
cenlerllne of 33 (cel wide Alellander Spring Road has been and is dedicated as a ponion of the
righl.of.way of said Road u shown on said Final Subdlvislo~ Plan of A. C. Kuhn SIlc! Son,
Inc., recorded as aforcsald.
W
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J\ I e x. a rlliA.. SPIl..uncJ f(?)
to I /
BCO'K'f 3",m 985
. "l.
EXHIBIT
"I
,
I
~, ~
, \..i~'.
THE ABOVE.delCrlbed b'ICI of Ilnd II conveyed lubJecl 10 In ellemenl over Ihe
loulhemmoll20 feel of lIle Ibove-delcrlbcd propcny IIICI fon6 In deed to Allen Dlslribullon
dated June 8, 1988, Ind recorded June 8, 1988, In the hereinaner named Recorder's Ofnce In
Deed Book "J", Volume 33, Page 874.
EXCEPI'ING AND RESERVING, nevenhelm, for the benefil of Ihe whhln Oranlor
Ind of Enoll ConstrUcllon Co" Inc., Kendor Enlerprlsu, Inc.. Alben C. Kuh~ Indlvldullly, Ind
Alben C. Kuhn Ind Edhh B. Kuhn, husbMd IJ1d wife, Ind Ihelr respective succellorl, helra,
assigns, and perlonal repreaenlallvu, .. 20 feel wide ellementlcrolllhe loulhemmoll 20 feel of
LoI No. 3.E, for Ihe Inslallallon of public Ind private utllllyllnes on, under, over, Ind above Ihe
lame, Includlnll: waler luppl)' lines, slJ1ltary lewer IInel, Ilonn sewer linea, eleclrichy IInu,
lelephone lines, television cahle lines, and rellled apparatus, .nd Iny olher pipes or IInu
necellary or convenlenl for Ihe benefil of Loll 3.A lhrough 3.E and landl Soulh of LoI 3.E and
for Ihe benenl of any other landl now owned or hereafter acquired by any of the panles above
named and Ihelr respective luccenors, heirs, Blslllns and personal representnllves, wllh the right
10 enler upon said 20 feel wide easemenl for Ihe purpose of Installing, main raining, repairing, and
replacing from lime 10 lime IlIch pi pc or pipes and line or lines as may be found necessary or
convenient.
TlfE ABOVE.deacrlhed b'lCI of IlJ1d Is I portion of a luacr b'ICI of land whleh Relenl
ConstrUction Company by hs deed dlled March 20, 197', IJ1d recorded MlII'Ch 20, 191"" In Ihe
Ornce oClhe RecordcrofDeeds In IJ1d forCumberllJ1d Counry al Carlisle, Pennsylvlnl.,In Deed
Book "Z", Volume 2', Pale 26, &ranled and conveyed 10 A. C. Kuhn Ind Son, Inc., BSlDld
deed WII correcled by I Deed Refonnallon Agreemenl enlered Inlo by A. C. Kuhn and Sori, Ine.,
with Enola ConstrUclion Co.. Inc.. daled May II, 1988, Ind recorded May 13, 1988, In said
Recorder'l Ornce In Miscellaneous Record Book 349, Page 967,
::tJuth f-1lClcl (ckl/7
School 0111, Cumb, Co.. PI,
15.'" Rill h...... T"ns'" TII
D~..5.;o.q.Q,L375:06
/-uft, 'c /0 H, uanc~
Cumbo Co. DIIt. Col. AgI.
Cumbo Co. DIIt. Col. AgI.
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lOOK ~ 34 'AU 986
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ToallTIfER wllh all and slnl/u/ar Ilia .rald properly, Impro~ements, ways, w,lIers, water
eourse-r, rll/llls, libertiej', prlvlial/es, IIeredilaments and appurtenances whO/s'o,ver Ihereunto
be/onl/IIIII, or In anywise appertalnlnl/, and Ihe reverslollS and remainders, rents, Isst/es alld
pro!lls IIIereo/, and alllhe eS'lale, rll/hl, III/e, Interesl, prop"ly, claim alld demand wllatsoever, 0/
Ihe saltl parlY o/Ihe /irSI pan, In law, equllY or mherwlse howso,~cr, 0/,111 anti 10 IIIe s'ama and
e~ery pan Ilwreo/,
TO If A VE AND TO 1I0LD Ihe sold hcredllamenls alld premises hareby Jlranted or
mellllnll,.tI, and Inlended s"' /tJ ba, wllh Ihe appUrtellan,'es, UIIIO Ilia sold partllS of Iha sacond
part, Ihelr IIelr.\' alld as.lll/ns, /() alld/(Jr Ihe ollly proper use alld behoof oflhe sold parties o/Ih,
seco"" pan, Ihelr and assll/flSforever.
AND Ihe sold granlOr h"eby covellonts and agrees 1110111 will worrall I SPECIAUY Ih,
prnperlY IIereby conveyed.
IN WITNESS WHEREOF, laid Gramor has caused IllIs Indenture 10 b, signed In lIS
corporale Mille by lIS Presldelll, alld has caused 10 b, afjIxed hereumo lhe Commoll alld corporale
seal ofllle said corporallon, al/esled by lIS Secrelary, Ihe day and year /lrsl abov, wrll/en.
1\ "',
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.; i,.""'!:" ... C/) ~ ~: t:,
." T.... t C.l 1'1 ri.' ,I , ~t
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t.;,....~,"o.,.I...,..... ,.' ,'.....
~.,. ~',.' 11 '.0'1 \ ....'..
,~.. A'ClI::lI,. ..,
~,;.-,.,./7 p.;':: /
Leonard R. Kuhn, Secrelary.
A.C KUHN AND SON, INC,
a . J J (' ......--- /'
By: /.:. (- .' /~',<.<..A:.. '-
, A. C. Kuhn. President
.~.
\,._,
Slale of PenflS)llvanla
} ss.
COUnty nf Cumberland
011 Ihls, Ihe 22nrl day of March ,1990, befo" me, Ih, undersigned
ollicar, personally appeared A. C. Kuhn, who acknowledged himself 10 b, Ih, President of
A.C Kuhn and Son, Inc., a corpora/Ion, alld Ihal he as such Presldenl. b,lng aUlhorlzed 10 do so,
execulCd IIIe foregoing Instrument for Ih, purposes IIIcrelll cOlI/alned by signing Ih, lIame oflhe
corporalloll by himself as Presidenl.
IN WITNESS WHEREOF, I hereulIlo set my hand and o/flclal seal.
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C.ARLlSlt 'JOIlO CUMI:H,RIANOCOtrNfY ~. ',"111...."...;..,.,..,.
PA., COM'Aj~fiJO~ ~IPIj;tS AUC.US' 1ft 1991 "'''",,' '.' '-.;:~":'
I do hereby Certify Ihallhe precise reSI 'IICt! an camp ClI! pOSI 0 Ice a'ddress ofllle w/~;,i~"" .
named Branttes Is 120 Hoy Road, Carlisle, Pennsylvania 17013.
~~/".
1.
March 22, 1990
q~CffgJ1
tOOK ~ 3. fAC! 987
.,
NOTICE OF INTENTION TO FORECLOSE MORTGAGE.
TO:
,~l". .,. .l;~,~.l
" i
Ooto of NOllea
~., )I,'. ..
1;." .,1
."
"_', ! . ~. 1 '., .'. ~ I
Lonn No,
~. , \. ~,
The MORTGAGE held by ___,.:c.J' . :.' . . .~ ,ii. I 1 .,.~..,I.g,I._,t_,_, " ".,.'__._:" I .
(hereinafter we, us or ours) on your property located at __>. ,.~~;w.-l.___;'''':c_, ..-- - ._--~
__.__._____.__.____. .'. ,_'m~___' __ _ _. .._.__._~_.~_______ --.-..--.-.--..--.--------........---..---..-... ... ------+.
- --", -------------.-,
IS IN SE R 10US DEFAUL T becouse you /love not modI' t/lo momMy payments of $ ----'-.:~L_'
for the ,no/Jths of ___..__...__~_~___. _.._. ______.2 _~.:_ .-, ... . -.---_, and .--.' ,-~_.. -- -----. -.. ---'-'
and/or because _.____,_._______
.~---,
Late charges and other chArges have also accrued to this date In the amount of _:-::........__ . _n______. The total
amount now required to cure this default, or In other words, get caught up In your payments, as of the date of this
letter. Is $ __l.__L._~
You may cure t/lis delault within THIR TY (301 DA YS o( the date of this letter. by payil1g to us the above amount
of $ ~:.1--_--, _'_, plus any additional monthly payments and late charge which may fall due during this
period. Such payment must be made either by cash, c,ashler's check. certified check or money order, and made at
.' :-j,;:..:..; .. J.'. ; .~~:_;...~_~L__~__.!..~_._ _;.,',_,-, .'... _'_~~_1.___ ;:__t".,';_:..~.'_-.L.l.~.:_.~...:~.~.____________. -------.-. .
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the
mortgage payments. This means that whatever Is owing on the original amount borrowed will be considered due
Immediately and you may lose the chance to payoff the original mortgage In monthly Installments. If full payment of
the a,nount of default 15 not made within TH I RTY (30) DAYS, we also intend to instruct our attorneys to start a
lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by
the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the default before they
begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually Incurred, up to
$50.00. However, if legal procaedings are started against you, you will have to pay the reasonable attorney's fees even
If they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our
reasonable costs. If you cure the default within the thirty day period. you will not be required to pay attorney's fees.
We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still
have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sele,
You may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due,
as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other require.
ments under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be
approximately ---'-'~:" " . A notice of the date of the Sheriff sale will be sent to you before the sale. Of course.
the amount needed to eure the default will increase the longer you wait. You may find out at any time exactly what
the required payment will be by calling us at the following number: .1'-," \ . This payment must. be in cash,
cashier's check, certified check or money order and made payable to us at the address stated above.
You shou Id realile that a ShC!riff's sale will end your ownership of the mortgaged property and your right to remain
in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you.
You have additional rrghts to help protect your Interest in the property. YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE,
MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM,
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON,EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECLOSURE,
If you clIre t/le de(<1ulr, the,
you are not entitled 10 this right
".1"
Nll-- H~~ .' ') ~,1 ,,,"~III
I
to the S<1me pusition <1S if no def<1ult had ucc,,,,,,,d. However.
e than three \es in any calendar year.
BYt~eY! \, I . ~.., . _
..
~XHIBI'T
..
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
-- ------ --.- --~ .. .-. ,-' - - -,
TO:
.' ,'i..j, . '. . :1;" 1:
DOlO of NOlleo
, I'.....
I ~. \ ,Il' :. " : ',\.
'_.' :.. _ ;: .... , L',' I " '- ~.:.
Lonn No,
The MORTGAGE held by _c',.l' 'l L:.: I "Y~' L. I,i ','to ;;.t'lL,":!:." ..;
(herelnefter we, us or ours) on your property 10cBted at .,,~_I, ,,', ::,'/;(.'. I, P:.,
...- ... ,-~ ~.__..,_.....-
IS IN SERIOUS DEFAU L T becall~e YOII Irave not mach, the monthly payments of $ ---,-,
for the months of ~;_._,_,,__.,...__ ___, __. ':L_~_... --. '__0-,_' and -
andlor becallse u.. .___________u__u_ -.,__
Late charges and other charges have also accrued to this date in the amount of ___.,,_ , ___. The total
amount now required to cure this default, or In other words, get caught up In your payments, as of the date of this
letter, 15 $__.t,.~J.._~_______ .
YOIl may Cllre this delault witMn THIRTY (30) DA YS of tho data of this latter. by paying to liS the above amollnt
of $ -':u~I.~; __ ____. pIllS any additional monthly payments and IllIe chorgo wl1ich may fall dlle during this
period. Such payment must be made either by cash, cashier's ~heck, certified check or money order, and made at
~.L1~..::':'i..,_.. \'.".c.'tL_....:_'0.4.J...~l.~..r- ,___:.. ..a. _~i.:.'~_L.. #- - ~....;.d....,____ ~L:J.iL4---~-- -.-.
If you do not cure the default within THIRTY (30) DAYS, we intend to oxercise Ollr right to accelerate the
mortgage paYlilimts. This means that whatever 15 owing on the original amount borrowed will be considered due
Immediately and you may lose the chance to payoff the original mortgage In monthly installments. If full payment of
the amount of default Is not made within THIRTY (30) DAYS, we also intend to instrllct our attorneys to start a
lawsuit to foreclose your mortgaged property. If the mortgage is loreclosed your mortgaged property will be sold by
the Sheriff ro payoff rhe mortgage debt. I f we refer your cese to our attorneys, but you cure the default before they
begin legal proceedings against you, you will stili have to pay the reasonable attorney's fees, actually incurred, up to
$60.00. However, If legal proceedings are started against you, you will have to pay the reasonable attorney's fees eVfm
If they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also Include our
reasonable costs. If you cure the default within the thirty day period, you will not be required to pay attorney's fees.
We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings have begun, YOII still
have the right to cure the defeult and prevent the sale at any time up to one hour before tho Sheriff's foreclosure sale.
You may do so by paying the total amount of the unpaid monthly psyments plus any late or other charges then due,
as well as the reasonable attorney's fees and costs connected with rhe foreclosure sale and perform any other require.
ments under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be
approximately ~.L,_l~. A notice of the date of the Sheriff sale will be sent to YOu before the sale. Of course.
the amount needed to cure the default will Increase the longer you walt. You may find out at any time exactly what
the required payment will be by calling us at the following number: ~,- ; ~ L' _, This payment must be in cash,
cashier's check, certified check or money order and made payable to us at the address stated above.
You should realile that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain
In it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you.
You have additional rrghts to help protect your interest In the property. YOU HAVE THE RIGHT TO SE LL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS. CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE,
MENTS UNDER THE MORTGAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF, YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NONEXISTENCE OF A DEI'AULT OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECLOSURE,
1/ vou cum Ihl! dl!fo1l1lt, the III
you art! nol t!ntltlt!clIO this right I
EXHIBIT
~:-
---
the S.1nw position ilS if no dfdalJl! "ild nn:urrly/, However,
than thrCfJ times in ilnY cahlndar Yf!ar.
"'. l I
\ ur I I
Bv -.-XL.... , . ._. ....L.._.. U_h' _ ..t-
NIl' H"\I .", ij.1 rli~!~",
SflERIl'F'S RE'I\J/lN
CO'ofolOl'MF.NJnI Of' PENNSYLVANIA,
COUNry OF ClMBERIJIND
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 94-4997 Civil Term
Complaint in Mortgage Foreclosure
and Notice
Farmers Trust Company
VS
Ronald M. Mixell and Judy K. Mixel1
Robert L. Fink
, SUbltlUlJtltH;- Deputy Sheriff of
Cunberland County, Pennsylv8Ilia, who being duly sworn according to law, says,
that he served the within Complaint in Mortgage Foreclosure and Notice
upon Ronald M. & Judy K. MixeU
, the defendant, at
9:45
o'clock
A
.M. ~ / EDST, on the
September ,19 94at
12
day of
120 Hov Road, Carlisle , Cunberland County,
Pennsylvania, by handing to Judy Mixell, Defendant and adult in charge,
accepted for both
a true and attested copy of the Complaint in Mortgage Foreclosure and Ngtice
and at the same time directing
her
attention to the contents thereof and
the "Notice to Plead" endorsed thereon.
Sheriff's Costs.
DoCketing
Service
Mfidavit
Surcharge
So answers I
18.00
2.80
r~..r~~ .,::3!:~
R, Thomas Kline, Sheriff
4.00
24.80 Pd. by Atty.
9-13-94
by;?;t:t-J;2J~
Deputy Sheriff
Sworn and subscrilx>d to before rrc
this _)0 ':- day of ~~
19--2:1_ A,D.
"/'1w...- (,' IJI,,-;,,, _'ipL~,
Prothonotary