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Home My WebLink About02-3668 NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA Plaintiff v. No. O~ - 3~tJ c;u ~ L '-r'UL~ LEE E. W ALTER and MELISSA WALTER, CIVIL ACTION - LAW Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator Cumberland County Courthouse 4'h Floor Carlisle, P A 17013 (717) 240-6200 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. S 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WIlli YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA Plaintiff v. No. C:> 72. - ~(.t.J C~u'\.l<=-r 'trLY'\. LEE E. W ALTER and MELISSA WALTER, CIVIL ACTION - LAW Defendant COMPLAINT AND NOW, the Plaintiff, by and through its undersigned counsel, files this Complaint, and in support thereof, states as follows: 1. The Plaintiff is National Loan Recoveries, Dept. M, L.L.C., a limited liability company organized and existing under the laws of the State of Connecticut, maintaining offices at 77 Main Street, Andover, MA 01810. 2. The Defendant is Lee E. Walter and Melissa Walter, husband and wife, residing at 221 Maple Lane, Mechanicsburg, Cumberland County, Pennsylvania 17055. 3. Pursuant to a certain assigmnent agreement, the Plaintiff is the assignee of all claims and debts alleged herein, and is authorized and entitled to recover the claims and debts complained of herein. COUNT I 4. The foregoing paragraphs are incorporated herein by reference. 5. At the specific request and insistence of the Defendant, Bank of New YorklVisa, Plaintiffs predecessor-in-interest, issued a credit card bearing account number 00004253302740003757 in the name of the above-named Defendants. 6. The aforementioned credit card was issued to the Defendants with the agreement, understanding and expectation that the Defendants would comply with the terms and conditions of the Agreement attached hereto as Exhibit A, and incorporated herein by reference. 7. Pursuant to the aforementioned Agreement, the Defendant agreed to pay the outstanding principal balance, accrued interest and reasonable costs of collection, including attorney's fees. 8. The Defendant has repeatedly made use of the foregoing credit card, and has not reported said credit card lost or stolen. 9. To date the Defendant has an unpaid principal balance of$6,737.115, and accrued but unpaid interest of $80.98. 10. To date the costs of collection on the Defendants account total $1,280.05, and attorneys fees totaling $205.95. 11. Despite repeated demands, the Defendant has refused to pay the debt owed to the Plaintiff. 12. The Defendant has breached the agreement with the Plaintiff, resulting in the foregoing damages to the Plaintiff. WHEREFORE, Plaintiff demands judgment against the Defendant in the amount of $8,304.09. COUNT II 13. The foregoing paragraphs are incorporated herein by reference. 14. By virtue of the credit card issued to Defendant under the account number 00004253302740003757, the Plaintiff, through its predecessor-in-interest conferred benefits upon the Defendants totaling $8,304.09. 15. By use of the aforementioned credit card, the Defendants appreciated the benefits conferred by the Plaintiff, through its predecessor-in-interest. 16. By retention of the aforementioned benefits, the Defendants have been unjustly emiched at the expense of the Plaintiff, through its predecessor-in-interest. 17. It would be unjust and unreasonable to permit the Defendants to retain said benefits without compensating the Plaintiff. WHEREFORE, Plaintiff demand judgment against the Defendant in the amount of $8,304.09. COUNT III 18. The foregoing paragraphs are incorporated herein by reference. 19. At the specific request and insistence of the Defendant, Household Credit Services, Inc., Plaintiffs predecessor-in-interest, issued a credit card bearing account number 00005437000412652291 in the name of the above-named Defendant. 20. The aforementioned credit card was issued to the Defendant with the agreement, understanding and expectation that the Defendant would comply with the terms and conditions of the Cardmember Agreement and Disclosure Statement attached hereto as Exhibit B, and incorporated herein by reference. 21. Pursuant to the aforementioned Agreement, the Defendant agreed to pay the outstanding principal balance, accrued interest and reasonable costs of collection, including attorney's fees. 22. The Defendant has repeatedly made use of the foregoing credit card, and has not reported said credit card lost or stolen. 23. To date the Defendant has an unpaid principal balance of $7,983.19, and accrued but unpaid interest of $96.52. 24. To date the costs of collection on the Defendants account total $1,516.80, with attorneys fees totaling $244.05. 25. Despite repeated demands, the Defendant has refused to pay the debt owed to the Plaintiff. 26. The Defendant has breached the agreement with the Plaintiff, resulting in the foregoing damages to the Plaintiff. WHEREFORE, Plaintiff demands judgment against the Defendant in the amount of $9,840.56. COUNT IV 27. The foregoing paragraphs are incorporated herein by reference. 28. By virtue of the credit card issued to Defendant under the account number 00005437000412652291, the Plaintiff, through its predecessor-in-interest conferred benefits upon the Defendants totaling $9,840.56. 29. By use of the aforementioned credit card, the Defendants appreciated the benefits conferred by the Plaintiff, through its predecessor-in-interest. 30. By retention of the aforementioned benefits, the Defendants have been unjustly enriched at the expense of the Plaintiff, through its predecessor-in-interest. 31. It would be unjust and unreasonable to permit the Defendants to retain said benefits without compensating the Plaintiff. WHEREFORE, Plaintiff demand judgment against the Defendant in the amount of $9,840.56. Respectfully submitted, Nicholas & Foreman, P.c. ~own---- - Supreme Court No. 70612 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 Attorney for Plaintiff VERIFICATION I hereby verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that the statements made are subject to the penalties set forth at 18 Pa.C.S. S 4904, relating to unsworn falsification to authorities. ~~ L.~ Robert L. O'Brien, Litigation Manager National Loan Recoveries, Dept. M, L.L.c. --- b Exhibit A r ":1 ., . :/,.., .):::; ".:'.!';~ :;> .' ":;":;:'. ,.. ;~ ;:~ j.. Ql" .c;: "" g.:@ c ~~ o ..:~.g i ggc t:: CD CJ.9 S "0;(; .5~~ ~E ~~ !,=:.a .~ E ~'!i.5 ~""l!! ::=;=QJ 0 01:1:..= E 0='::-0'1:2 5Roliill . tnUc_c'S = ftI ::::If::!:= 2 ~"'C C Qi g.Q1 'aiilD:::Q) ...-lD...S.o.tS :8 ~~!glll J!: e.g"!: Q) 15 ...... 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'- fi1 ii-; - . r~'-' ;:::;: :n W 8 ~"l'J 'i';::;;; .?~: w ;,:'::f8 ~ -- ~:?"::" -- ,...~;::':- (.,::{~ ~ ~ ~I....J " -'--r; :t"r-" :J!: C:.'::t.1 0() p:J :?:b -;";l:() J;:c: - c5 i'h ...... f =<: " --, f' =< :n 3J (JO -<: tv J - fJ ~ SHERIFF'S RETURN - REGULAR CASE NO: 2002-03668 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL LOAN RECOVERIES DEPT VS WALTER LEE E ET AL JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon WALTER LEE E the DEFENDANT , at 2039:00 HOURS, on the 14th day of August , 2002 at 221 MAPLE LANE MECHANICSURG, PA 17055 by handing to LEE WALTER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof, Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 6.90 .00 10.00 ,00 34.90 r-~..~-,<:~ R. Thomas Kline 08/15/2002 NICHOLAS & FOREMAN Sworn and Subscribed to before By: me this ;{;)/I<.-<( day of Q.. 1',..,10 ;Lvo.v A. D . 0*,.0 n.w~,_, ~ othonotary , SHERIFF'S RETURN - REGULAR CASE NO: 2002-03668 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL LOAN RECOVERIES DEPT VS WALTER LEE E ET AL JASON VIORAL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon WALTER MELISSA the DEFENDANT , at 2039:00 HOURS, on the 14th day of August , 2002 at 221 MAPLE LANE MECHANICSBURG, PA 17055 by handing to LEE WALTER, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00 <?'-;'---:.:::~~~r.~;-~/.",", (,~,if'/~~;:?~ A .,. c...... ,'J _"'~ R. Thomas Kline 08/15/2002 NICHOLAS & FOREMAN Sworn and Subscribed to before By: v~ D puty Sheriff me this d:l.MAI day of ~r '~, AD. " 0 , ,..JlfZi rothonotary , ~ NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA Plaintiff v. No. 02-3668 Civil Term LEE E. W ALTER and MELISSA W ALTER, CIVIL ACTION - LAW Defendant PRAECIPE FOR JUDGMENT To the Prothonotary: Enter judgment in favor of Plaintiff and against Lee E. WaIter and Melissa Walter for want of an answer. (x) Assess Damages as Follows: Debt: $14,720.34 Interest: $177.50 Collection costs & Attorney fees: $3,246.85 Total: $18,144.69 I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of this Praecipe. A copy of the notice is attached. R.C.P. 237.1 ~~ Charles Rees Bro Supreme Court No. 70612 (717) 236-9391 Attorney for Plaintiff This 11"'-~ay of 9~ ~J , , 2002, judgment is entered in favor of Plaintiff and against Defendant Lee E. Wa er and Melissa WaIter by default for want of an answer and damages assessed at the sum of $18,144.69 as per the above certification. NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA Plaintiff v. No. 02-3668 Civil Term LEE E. W AL TER and MELISSA W AL TER, CIVIL ACTION - LAW Defendant AFFIDAVIT OF NON-MILITARY SERVICE The undersigned, being duly sworn, according to law, deposes and says that the Defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Relief Act of Congress of 1940, as amended: That Lee E. Walter is 40 years of age residing at 221 Maple Lane, Mechanicsburg, P A 17055 and is employed 19'h Hole Eatery. That Melissa Walter is unknown years of age residing at 221 Maple Lane, Mechanicsbnrg, PA 17055 and is employed nnknown. ~--- --:-~ Charles Rees Brown Supreme Court No. 70612 (717) 236-9391 Attorney for Plaintiff Sworn to and subscribed before me this 13'h day of September, 2002. ~~ctcl ~Cw<.r> NOTARY PUBLIC NOTARIAL SEAL CHRISTINA L. NICHOLAS, Notary PubliC Susquehanna Twp., Dauphin County Mv Commission Exoires June 20. 2005 NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA Plaintiff v. No. 02-3668 Civil Term LEE E. W ALTER and MELISSA W ALTER, CIVIL ACTION - LAW Defendant 236 NOTICE NOTICE IS GIVEN THAT A JUDGMENT IN THE ABOVE CAPTIONED MATTER HAS BEEN ENTERED AGAINST YOu. IF YOU HAVE ANY QUESTIONS CONCERNING THE ABOVE, PLEASE CONTACT: ~/<: Charles Rees Brown Supreme Court No. 70612 4409 North Front Street Harrisburg, PAl 711 0 (717) 236-9391 NATIONAL LOAN RECOVERIES DEPT. M, L.L.C., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA Plaintiff v. No. 02-3668 Civil Term LEE E. W AL TER and MELISSA W ALTER, CIVIL ACTION - LAW Defendant To: Melissa Walter, Defendant Date of Notice: September 3, 2002 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY ,OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND WHERE YOU CAN GET LEGAL HELP. Court Administrator Cumberland County Courthouse 4th Floor Carlisle, P A 17013 (717) 240-6200 A VISO IMPORT ANTE A: Melissa Walter, Defendido Fecha del Aviso: September 3,2002 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENT RO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE A VISa, SE PUEDE DICTAR UN FALLa EN CONTRA SUVA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR A YUDA LEGAL. Court Administrator Cumberland County Courthouse 4'h Floor Carlisle, P A 17013 (717) 240-6200 NICHOLAS & FOREMAN, P.C. ~~ Charles Rees Brown Supreme Court No. 70612 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 Attorney for Plaintiff CERTIFICATE OF SERVICE I, Charles Rees Brown, attorney for the Plaintiff, do hereby certifY that on September 3, 2002, I did personally place in the U.S. mail, first class, postage prepaid, a true and correct copy of the foregoing Important Notice, addressed to the following: Melissa Walter 221 Maple Lane Mechanicsburg, P A 17055 NICHOLAS & FOREMAN, P.C. ~~~ Charles Rees Brown Supreme Court No. 70612 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 Attorney for Plaintiff NATIONAL LOAN RECOVERIES DEPT. M, L.L.c., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYL VANIA Plaintiff v. No. 02-3668 Civil Term LEE E. WALTER and MELISSA W ALTER, CIVIL ACTION - LAW Defendant To: Lee E. Walter, Defendant Date of Notice: September 3,2002 IMPORTANT NOTICE YOU ARE IN DEF AUL T BECAUSE YOU HAVE FAILED TO FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY ,OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND WHERE YOU CAN GET LEGAL HELP. Court Administrator Cumberland County Courthouse 4th Floor Carlisle, PA 17013 (717) 240-6200 A VISO IMPORT ANTE A: Lee E. Walter, Defendido Fecha del Aviso: September 3,2002 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENT RO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE A VISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. US TED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENE UN ABOGADO 0 NO PUEDE P AGAR UNO, VA Y A 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDALEGAL. Court Administrator Cumberland County Courthouse 4th Floor Carlisle, P A 17013 (717) 240-6200 NICHOLAS & FOREMAN, P.C. ~~/ Charles Rees Brown Supreme Court No. 70612 4409 North Front Street Harrisburg, PA 17110 (717) 236-9391 Attorney for Plaintiff CERTIFICATE OF SERVICE I, Charles Rees Brown, attorney for the Plaintiff, do hereby certify that on September 3, 2002, I did personally place in the U.S. mail, first class, postage prepaid, a true and correct copy of the foregoing Important Notice, addressed to the following: Lee E. Walter 221 Maple Lane Mechanicsburg, P A 17055 NICHOLAS & FOREMAN, P.C. ~-< Charles ~wn ' Supreme Court No. 70612 4409 North Front Street Harrisburg, P A 1711 0 (717) 236-9391 ..-' Attorney for Plaintiff ~'f{~~ -. '- 8 f J.J W ~ ~ (I) j -.. -0 r- ~ ~ 1? ~ ~ o - c; :: ("'" 'I", J) ., ! -0 _.' ,,0 --.J ;;:.... ',." \ _: (.:0:; :,~~ "::> ~:::~rll -< ""0 5:) -< MAURICE & NEEDLEMAN, P.C. By: Joann Needleman, Esq. Identification No. 74276 Suite 935, One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (~15) 665-1133 _ _ NATIONAL LOAN RECOVERIES DEPT. M, L.L.c., Plaintiff, Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS vs. NO. 02-3668 Civil Term LEE E WALTER and MELISSA WALTER, Defendants. / ENTRY OF APPEARANCE AS CO-COUNSEL TO THE PROTHONOTARY: Kindly enter my appearance as co-counsel on behalf of the Plaintiff, NATIONAL LOAN RECOVERIES DEPT. M, L.L.C. Date: August 9,2005 o s-; ~""" -otp '~~ r;c <- ~(~~ ~ ~ -= <J' ~ <S> -0 ::It ~ N W ~ ~:lJ ::p,~ -:),6 '''':fI ~~ ~ ~ \ MAURICE & NEEDLEMAN, P.C. By: Joann Needleman, Esq. Identification No. 74276 Suite 935, One Penn Center 1617 John F, Kennedy Blvd Philadelphia, PA 19103 (2l51&65~1l.~~u u___ NATIONAL LOAN RECOVERIES DEPT. M, L.L.e., Plaintiff, vs. LEE E W ALTER and MELISSA WALTER, Defendants. / Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. 02-3668 Civil Term ORDER TO SATISFY JUDGMENT TO THE PROTHONOTARY: full. Kindly note that judgment against the above mentioned Defendant has been satisfied in Date: August 9,2005 EMAN, P.e. ~ LEMAN, ESQ. (") ~ 5,~ -C~',01 n'~;' ; ~; ." ":::. ::) r+~:: ~i~ 7" :z g ~ cJ"> ~ ~~ '" -0 I"T1 --19 60 :i! -ri ~ r:>:D ::JC ";70 <3m I);l ~ N -< W ~ <,. -ob-~ n"\\_: Z'..,.. zr'" ~-1~.:. 7?'.1^ ~.~~ ~.::> :::2. ~ ~ ~ G> - - ~ ~:o ~~ :t'...,~ (;~ "" ~ .." :s: r:? !'> s:-