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I1ARRIS SAVINGS DANK, I IN '1'IIE COUH'1' OF' (';OM~10N PLEAS
I 01" CUNllEHLAtW COUNTY, PA
I
Plaintiff, I
I CIVIL AC'l'lON - LA\~
vs. I
I
JEFF D. SEAl/OVER and M~:LISSA L. I NO.1 ri'I. ~. ,i/l Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MOR'l'GAm: F'ORECr.oSURE
NO'l'ICI'l
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served
by entering with the Court your defenses to the claims set forth
against you. You are warned that if you fail to do so the case you
proceed without you as a Judgment may be entered against you by the
Court without further notice for any money claimed in the Complaint
or for any other claim or relief requeotcd by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE TillS PAPER 'l'O YOUI{ LA~IYER A'l' ONCE. IF YOU DO
NO'l' IlAVE A LAWYER OR CANNO'l' AFFORD ONE, GO TO OR 'l'ELEPIIONE TilE
OFFICE SE'l' FORTII BEWW 'l'O FIND OUT \lIlEHF: YOU CAN GE'l' LEGAL HELP.
Cumberland County Court Administrator's Office
Fourth Floor
1 Court lIouse Square
Carlisle, PA 17013
Telephone No: 717-240-6200
I1I\RRIS SAVINGS llANK, I IN 'I'BE COUR~~ OF' COMMON PL~;AS
I OF' l:UNllERLAND COUN'l'Y, PA
I
Plaintiff, I
I CIVIL ACTION - LAW
va. I
I
J~;FF D. SEAl,OV~:R and MELISSA L. I NO.1 '1'1. ~j I' Civil 1994
S~;ALOV~:R , hia wife, I
I
Defendants. I IN MOR'l'GAGE FORECLOSURE
COMPLAINT
1. The Plaintiff is HARRIS SAVINGS BANK, which formerly was
lIarris Savings Association and formerly thereto The Barris Savings
Association, a corporation organized and existing under the laws
of the State of Pennsylvania and having its principal place of
business at Second and Pine Streets, lIarr isburg, Pennsylvania,
17101.
2. The Defendantfi are JEFF' D. SEALOVER, an adult individual,
residing at 922 Bonny Lane, Mechanicsburg, Pennsylvania, 17055; and
MELISSA L. SEALOVER, his wife, residing at 922 Bonny Lane,
Mechanicsburg, Pennsylvania, 17055.
3. Defendants, on October 28, 1993, entered into a mortgage
loan indenture with lIarris Savings Bank, in the principal amount
of SEVENTY-EIGHT 'l'HOUSAND FIVE HUNDRED DOLLARS and 00/100
($78,500.00), the terms of which loan are more specifically
evidenced and set forth in the mortgage indenture dated October 28,
1993, and recorded on October 29, 1993, in the Cumberland County
Recorder's Office in Mortgage Book 1174, Page 257, a copy of which
is attached hereto, marked Exhibit "A", and made a part hereof by
reference, which mort<ja<je contailHI and is a lien upon the pruperty
Ilituate at 6115 Wallin<jford \'Iay-l,ot 230, ~lechanicllhul'g, Hampden
Township, Cumberland County, Pennsylvania, 17055, hein<j improved
upon with a dwelling.
4. Said loan wall further evidencIOld and secured by a note
which accompanied said mortgage dated Octoher 28, 1993, a copy of
which is attached hereto, marked Exhihit "11", and made a part
hereof by reference.
5. lIarris Savings Dank, in conBideration of the said
mortgage and accompanying note, advanced to Jeff D. Sealover and
Melissa L. Sealover the sum of TWEN'l'Y-SEVEN '1'IItJUS1\ND FIVE IIUNDRED
DOLLARS and 00/100 ($27,500.00).
6. The premises subject to
specifically set forth in Exhibit "A",
part hereof by reference.
7. Jef f D. Sealover and Melissa L. Sealover are the sole
said mortgage is more
attached hereto and made a
owners of the said premises contained in said mortgage.
8. Said mortgage and note have not been assigned in whole
or in part by the Plaintiff herein.
9. Jeff D. Sea 1 over and Melissa L. Sealover are the record
owners in fee simple of said premises by virtue of a Deed dated
July 3, 1985 and recorded in the Cumber land County Recorder's
Office in Deed Book 36-P, Page 805.
10. No judgment has previously been entered on said mortgage
or note in any jurisdiction, and said instruments are less than
twenty (20) years old.
11. The said mortgage is in default because Defendants herein
have failed to pay the monthly intllrellt payments of $74.44 that was
due and owing for May, $216.24 that was due and owing for June,
$229.20 that was due and owing for July, and $229.20 that was due
and owing for August.
12. The Plaintiff has given to the Defendants written notice
of intention to foreclone on said mortgage as required by law under
Act 6, dated July 12, 1994, copies of which are marked Exhibit "CO,
"D", "E" and "F" and attached hereto and made a part hereof by
reference.
13. The entire principa 1 amount of 'l'\~EN'I'Y-SEVEN 'l'1I0USAND l;'IVE
IIUNDRED DOLLARS and 00/100 ($27,500.00) has become due and payable,
together wi th interost at the current rate of 10% per annum,
reasonable legal fees for collection of said sum in acc~rdance with
the terms of said mortgage less such sums as have been paid on
account of principal of the said mortgage and costs.
14. 'l'he Plaintiff believes and therefore avers that
reasonable legal fees for collection is $1,375.00.
15. The Defendants are liable to the Plaintiff for interest
at the current rate of 10% per annum until paid and expenses as
provided in and collectible under the mortgage documents that will
accrue until distribution by the Sheriff of Cumberland County,
Pennsylvania, to be computed at the time of judgment in these
proceedings in addition to the current loan balance.
16. '1'he Defondants are liable to the Plaintiff for the following
on said mortgage 10Bnl
A. Principal amount and interest
due through 6/31/941 $ 28,478.28
n. Interest at the rate of
10% from 9/1/94 to 4/7/951 $ 1,673.16
C. Attorney's Collection Fee $ 1,375.00
TO'l'ALI $ 31,526.44
17. The Plaintiff believes and avers that nelther of the
Defendants are members of the armed forces or are in the military
service of the United States of America.
WHEREFORE, the Plaintif f prays the Court to enter Judgment
against the Defendants, JEFF D. SElILOVER and ~lELlSSlI I,. SEALOVER,
of Mortgage Foreclosure against and sale of the mortgaged property,
with damages in the amount of TIIIRTY ONE THOUSAND FIVE IIUNDRED
TIIENTY SIX DOLLA~S and 44/100 ($31,526.44), together with
additional interest thereon, costs and all other amounts advanced
by Plaintiff.
DATED: SePtember~, 1994
ROB.RT E. ERS, ESQUIRE
100 York Road
New Cumberland, PA 17070
(717) 774-3163
Attorney I. D. No.: 09729
Attorney for Plaintiff
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",.I,till ~1MnI 01 h IMIlt..lad bythl. Steurlly 1n,lrum.,..1 OIlIfMt,,', 'tttI'lIyfrtl"tll, ",,"owtr ,1'1111.11., b..,.. dlllult" 00N0Wtr,
""''''' h toM 1lppMe.t1on "..... ,aw "'.Itrltttv '." Of Irl.tN8I.ltIlormltlon Of 1111.m.,..', to und., IIH 1.II.d 10 fWovt.t. lI"dl' WliIlh '"Y
",..,rllI W."mltkM) In 00MMK0rI Wltft h 10M twldl~d by tft, NoI',IndudI"V, tM"'" IImU,d 10, f'pt..,",.IIon. r:ofIt"nl,..o boIruM,'1
ocwp~ 01 tfte ".rty., . "wi".. ,,,'dtnt.. IIthll Sotcurlt., tn.lru",,",I, Oft 11....hold, aor'OWI' Ihan r;om"ey wlllt In 11'1, pUMllnn.
of 1M I..... II lIonower lClqult.. f.. 11I1. to h "",,,'ffy, Iftt 1....hoId.1td thllll "".Ih.n nol """0' unf... L.nd., ,o"al 10 the "'''0'' I,..
..,"'"
.,. Prollcllo" ot lIndH'. Right' I" Iht Proplrly. 1I1Wt..., fIlii 10 pttlot", 11'1. t'O'IIe"I"I, ."If .otlt"'.nl.l:MIII".d In
thI. s.ourttv 1n"Nmlnl, or the" I,. f.O. ~,d1ng thll ",IV IID"tnctnllv ''',et le"d,,'. .lghl.I" I". l"roP'l1y f.uth II I PfDCtt'd1~ In
blttltuplcy, PfQb.tt, for OOf\dt",,".lion Of ,otItltur, or 10 '''''OfU lawl Of "Oul.,lon.t. th.,.. l.,..d., "'IY do ,nd p'y ,." wh,I..,., I. n.etn." 10
ptOl.et 11'1, v,htt oIlh, Ptoptlty and LInd,,'. righllln I~' Prop.rty. It"d,,'lacIIOftI "'IY I"etud. PlyI"D 'nv ilium, ltelltllld by ,II," .hlth hll
ptfotfty OWl' IttII Stuutfty l.nINm."I, appt.tinV"" coutt, p'yI"'O "I,onlbl. .lIornlV" '''I ",d ,nltll"" ",..11'1, PtOP"1y 10 ",.Ilt IIp.I,..
Nlhough hINt" mlY I.h It'Ilon 1Ind., Ihll P.'.U,.ph " lend" dolt nol hlYt 10 do '0.
kry tmOUnI. <<Ibutltd by Llndtt Ul\d., tNI p.UtOI_ph , ",.n b.com. .dlfltlOflat d.bl of Ao"OWf' U>tulllf bV Ihll Stellttly anl"um,nl.
UnI,"Ior,,,,,.1'd LIMit tgrl.lo ol.,..I"mlol p.ym.nl,lh.'.lm",,"'I. 11'I.. bttt ml'''llltom Ih. dll" 0' dl,bulllm.nlII Ih. NoI',.I.
IItd ....11 be p.yltbl., ~Ih In"'..I. Upor'I ,..",Kt' I,om b,..d., 10 Bot',,"1 ,.qultllng p.v""nl,
'1 Mortg_ae'nIUf'lnCl. WL.ndtt l.qllh.1f mDllgIO.I"'lutlnCl... COtWtIllo,.. 01 mll~I"'D Ih,lo.n ,'culld bv 11'11. Slw:utIlV
"'t1",,".tIf, lIonow" "'.. P'Y"" pr.mluml IIqult.d 10 mllllnl.ln th. mortallg.lnlUtI~ In .1I111cl. W, '0' .ny tI..on, 11'1. moI10_0. InlUfantt
eovIllO' 'lI1ulrtd bv ltfld" "1'1" Of' ct.... 10 be In '''.et, Bonowt, .h.1I p.y 11'1. pt.mtuml "quh.d 10 ohlltln COV"IO. .ub.llIInlt"nV
.qyIvef.n1lo Iht moI1g.D'lnllft."~ pttvlrNtIv In .1I.cl, .1 . eo.1 Nbtl.nll.ny Il1utv.I.,..,lo 11'1. eo,l 10 Dcrro*" 01 Ih. mortg'O.In'ur'nCl
pttvloulfy In .,,"t, I,om '" III"n.', moIIO.O.lntUIt, Ilpptov.d by LInd", W .ubllllnll."y .qulv.t.nl mOl'OIlO' '''''llt.,..C' tOW'.'" " nol
....1II.b1..IoNowt, ..... p,y 10 L.nd".tt+t monlh . lum .qu.llo o,....hlMlllh 01 11'1. VUlly mOfIO.u""'lu"net p',mlu'" b.lnD p.ld by eo".,....
wh,n I'" InIUllM"lt. C'CWIfltO' l,p'ld Of c....d 10 b.l" .f1'tl. Und" wi" .eetpl. Uti .nd III.ln Ih," p'ym,nl..1 .'ou tlu,.,. I,.. hu 01
tnOfta.o' 'n'ullnee, Lou ""Nt p.ym."" ",.y,..o 101"1011 b. 1.l1ul,td, Illh. tlpUon 01 l.nd... II mortu.o.ln,ullnlll II:GYltlO' (I" 11'1.
.mounl tftd lor Itl. P.riod 1h.IL.MII ,.quI,.., ptovld.d by .,..I,...Ut" .pptoy.d by Llndll' '01111'1 h.eom"lVlllllhl. Ind It ohlllln.d. Rot..,..,
th.n p.v Iht pt.""uml "qulttd 10 m.I,..I.ln rnotIDIIO.I,...urll,..ct I,.. .II,cl, Of 10 ptO\lltf. ,10" rlt.tw. unllllht "'1Ulllm.nl lot mOIIOIlO.
InlUllnet tt'ldltn .ccord.net with .""WIlII.,.. 1V"".m'nl btlwtt,,.. BotIltWl, .nd L.nd" or .ppllcabl.III"'.
I. 'nlp.cllon. lend" or It. .0'1"11 m,V ",.b fI'tonltbl. .,..1.1.. uport.ntI In,pecllon. ollh. l'Top.rty. It,..d,, .h.n a'.... Bor,ow.,
notltt 'I 11'1. Mm. of 0' prior 10 II' In'f'lttllorl te)ICIlylno ''''Oft.LI. CIIUI. 10' Ih. Inlplcllon.
to. Co"dlmnllfon, Th, Pf'OCItdl of."y IWlld 0' et.l." 'or dll""OIl, dlllcl or tQ,....'1u.,..lI." In I:Onn.tllo" wllh I"Y tond.",,...lIon
Of olh., I'.'ng oIanV p.tt 01 tht PfoJMrtv, Ot lor IlOnVtv.~.ln",u 01 tonlf.",nlllo,.., ." h."by .Ulon.d ""d 'hAII b. pllld 10 L.ndtt.
In tht,.,.,..1 01 . 10111 I.k"'v 0' !h. Pl'opttfy,lh. p'oe.ldl Ih.N be .ppll.d 10 Ih. Illml llCUII" bV 11'11. S.turlly In.,rum.nl. wh.Ih., Of
Mlllt,,, dlJ.. "'Ih .,..y ,n.., plld 10 Qor,l)WtI. In Ih. .....1"11 01 . pa'll.! II.I"V 01 Ih. "'oPIfIV In whlth Ih. r.l, mlllhl valu. 0' 11'1.
ProtMtlv Ilnm.dl.,.,y b,to" thll'.""D II 'l'Iu'" 10 or Dr..t" thin 11'1. lmount ollh, IU"'. ..cur." bv Ii'll. StctlrllV l.ulrum."llmrn.dl.I.,v
bfIOl'.lh. 1.lllnD. unl... 80rr0wt, I"d LInd" 011'1.,..,,, 10ll.l,..lfJflUng.lh. 'Ilml llcutld bv Ihl. S.eu,Uv 1n",um.nl,""11 be "ducld
by th. .mount 0' Ih. plOtt.dl muI""".d bv Ih. following ff.tItO": (1llht 101.1 .",ounl 01 Ih. '1JfTl' nCUI.d Imm.dllll.1y b"O"lh, laklno,
dMd.d bv fbl 11'1. Iltlr ml'hl vtlua or t".l"rop.tty Im",.dllIl.1y b"olI Ih'I.~lno. MV b.l.nll:,.h.n b. p.ld 10 noltOW,', In 'h. .....nl
01. pltl1lt1ltldno 0' Ih, "'09IfIv 'n -""tit 11'1. I,Ir",.,..., v.'u. of Ih. PropttlV Imm.dlt,.IV b.lo" Ih.II~I"O 1.I.nlhll" Ih, .mounl
01 Ih. tuml IIWlld Imm.dl,I.1y b,I.", Ih".~Ing, UIlI.., Boltowt, .nd ltndlt olh.rwi.. AO'" In 'MlllnD or unl... ItppUClbI, 11'11I' olh.rwi..
prOYld...Itl. ptOtI.d, ,hili be .ppntd 10 11'1, IUml tlcutld by tftl, Seeullty "'''rum.nl -'t,'hlf Of nollh. .um, ,." th.n du.,
"Ihe Ptoptffy I. Ib.ndoned by Dorrowt.. 01 It. In" rtollct by ltndtr 10 Bortow" 11'1.111'1, tond..",..o, oll,r, 10 m." 111"1 .....'d 01 11111,.
tI.,," 'Ot d.m'O'I, Botrowtl "'110 IItpOnd to l,nd" wllhln 30 dlVl .n" Ih. dill' Ih. nollt't I. 01.....1"1, ltnd" I. .ulhotlnd 10 eollltcl
."d IIPPIy 'h. p'oeud.. .IU. opllon, ,Ilh., 10 1..lollllon Of tlp." of 11'1. "'op.rlv 01 10 th. .um. IIcultd bV Ihll S.cu"IV IntllUmltnl,
wrhtlhtr or nol th.n du..
Unlttllend., Itnd Bor'OW... olh.rwtll .0'" In ""'11"'9, 'ny 'pptlt.llon 01 ,,'''tlld.lo ",lnclpll,.hAII Ilol,.t,nd or POllpon. Ih, du, dll.
01 the monthly p.",".nll 1I1."td 10 'n plt"O'.phl I .nd 2 01 thing. 11'1. ''''QUIlI 01 IUII:h p.vm.nll.
t t. Borrow., Not R.,...,di Forb""nce Sy Lind., Not I Wllv". !dln,lon of Ih. 11m. 10l' Pltym.1l1 n, modlnll.lIon
or .mOlIlIl"on or Ih. luml Itcuttd bV 11\11 SleulHV 1n"lum."1 O"lnl.d bV land., 10 IlnV ,ucCln", I" 1"I"nl 01 DOli","' ~h.1I "01 op.rlll.
10 f.,....lhe Irtblllly 0' Ih. oriOl". 1!0'1QWt, Of Dortowat', 'uet"'Otl I,.. Inl"..I. land" Ihtlll 1'101 b. Ilttlllllld 10 comm'nc. ploCfltdlnOI
IOAlnll.nv lUCetllor In 11"11"111 or ,.rutllo .."M 11m. rOf p.V"'.nl o. olh.rwt,. modlry'molll'lltl~,.. ollh, lum. ,.t1.Jlld by Ihl. ~'cII,lty
1n,1"",,,,,1 bV IIIUI)'" or Iny d.mlnd 'Hlld. bv III' o,lglnal DoHtow.r Ot RtH,owtr'. IlIce.n"" 11111"1""'1. MV 100b'"'"ntl by L,ntllt.l,..
,,,,clllno.,..y fight or tlm.dV th,n 1'101 h.. ....Iv.. 01 Ol' plltclud. 11'1. '.IIcllI 01 IlnV ttOht 01 tllm.d.,..
t2, Succ...or. Ind Alllon' Boundi Jolnllnd SlY"., L1l1blllly; Co-slon",. Th. ('()Vlln''''1 IInd '0"'''''1''11' of Ihl,
8tcurl'V Inllrum.,..I,h.n bind .nd bln.n'lh. 'l)(unnr, .,..d '"'0''' 01 l,nd.r .nd nntlow." 'uhl.cllo Ih. p'ovl.lnn. of PIIIIO'ltph 11.
Oor"","'.ll:OYtn.,..I, Ind JlO".",.,..I, .h.1I b. ""nl.nd lI\I'Ir,', ktV Borro",,,......,., Ct1"'O"_ thl. S.t.,,11y In,trum.,..1 bul drill "olltueul,
11'1. Na',: CI) II cO."gnl,..o 11'111 S.eurlIV Inllrumllnl only 10 mortOItO', DUll'll Ind tQnYlV Ih.1 (tn"ow.,'.ln'''''II" Ih. p,o,,*,'y und.,
11'1, Itlm. 011"1' S.curlty Inllru",.n,: tb)'1 nol PlIWI.1Iy oblID.I.d '0 PIIV Ih. .um. lIeurlld bV Ihl, S.r,urlly In~"um.nl: 1t,..1t
Ie) .0"..11'1., bnd" ."If .nvoth" Bor'owel "'ay 'g".lo ,.I.nd, modIFy, '",b..r 0' m.~. .ny .ccnmmndllllolll wllh "Dllrd 10 11'1, I..ml
ollhll StCllltly ....,Ium.,..,Ol' Ih. Nal. wllhout th., Bornlwll". ton~lInl,
13. LOI" Chlrgll. 1I1tt.1"1" I.wtld by Ii'll, S.cuIUy In.t'um.n'I, Iub/ItCIIO .111'" whlr.h .... ml.tmum In,," thA'G" IInd 11'1111
ht'" II "1'l'''V Inll,p,,'.d.o 11'1"Ih. Inl.,It.1 or olh.. 10'''' thlt'OIt cotl.e'.d 0.10 h. coll.tl." In con".c'ton wllh Ih.lolln ..cII'd Ih.'p.,mlll.d
"",III,lh'n~ ,., ."v 'lIth 11'1.1"1 thlll3' .hltll be r.ductd by Ih. .mollnl ".u...ry 10 IIdue'lh. chlt'DIt.O Ih. "tfmltllld I1mll: .nd tbl .nV 'um.
.1r.llrlV eol1.cll1l1 flom 8o"Owtl..htc,", ..tlld.d p"mlttltd ""'". witt b. "'",..d.d In f1ot/ow.. h,"III' mil." Ilh.,,_1t 10 mll~" .hl. IIIrund hy
.
rlllll""'" """'I ""rc"
"""" ) III ~ ","0--
---1
10;1Ii.l rItE ?flU
,-.
""
rttNd"l th, pttMlpll onct uncftf ttl, Hot. Of ~ mlllll", I ""'tl PIlV'",,,111J Ikmow., . ,,,,",", '"lIC" pllntlplll. th.llductlon ww11t b.
".I'H II II P""" "Ip.)'ffttnt wtlttout any pf.p.yml'" dlarg. Uftdll 11'1, NoI..
'4. NO'lItll. Nt., notlu 10 Iomlwt, ,.,trAd.d 'at In Ii'll, StaH11't 1n,ltUm'"1 .h,. b, Pt" b., d'"\llllng II Of by m'I""O II bv "'.1 el,,,
mtlUltl... .",klWtl.. ,...... un of 1II0ltl" m..hod. Thl MtlU atllIt bt dlt'tl.d 10 11'1, "'opt".., Md,... Of I"" olh., '''fi,...
lIoN..., dINO"t'" bynollce to lMdtf. Mynollu.I) Lind" WI,It bt DIv," b., filii d,,, M.lllo lInd.,', .dd".. ".I.d hll.ln Of 'n" GUt.,
I'ddt... Lend., d''''"'I..b.,noNet to IOlfowtt, ~., ""lie. puwldtd lot In Ii'll, 511ll,lIlI.., tn"rum.nl "'" b, "..mid 10 hive bee" olottn 10
lot,..., or I.IlWftr wwfrItft given II PfO't'Idtd In tN. ''''-caliph,
". Goy"nlng lIWI IIV.tlblllty. TN, hcull'V ",INm,nl,h.1t be tOYJ''''d by f,d"tI'.IlI' 1M 11'1,1,. o'lh"I,IlWh:IIOIIlrt
~ th. ""up."" 1,IOCI,IId. In th. """11"11'"., pro"hlo" Of diu" ollhl. s.t'Ullty trllllum,nt ~ th, Nil.. tOf'i"h::'1 wUh IppUU~'
ttw, MHlft IOftflltt "'''not lIItet DtIMf "iMllon, Df IN, s.eurlly tn,lIum.nl Of th, Not, whlth u" b, gIll'" .ffu! wl/houlll'l' eft"IIIt1I".
"w., T. tNt eM tht ",owl..,. '" 1hI, 1SIOIHl1., 1n.lhHn."t ,nd th. Noll ". d.t1".tt 10 bt 1",,,.hI,.
... Borrowtr'1 COP.... 101,,,*,, Ih.. b. gtwft OM eonlo,""dOt)py '" Inl Not..nd Df Ihl, 8fl:urlty 1n,llum,,,!.
'7. Tnnl'" arlh. Prap.rt1 or. B,n,nallllnl,,"tln Bo"owtr. If ,n or '''VPlIl olin. I'tDPllt., or I"V I"."..tln
.1,toId Of "",III"ttI fOf H. tMft'lkitl tnl,,,.-1It Dotrowlf I, totd Of 1t,,,,I''',d .NI DOllowt", not. n"u,tI plltonl wI'houlltnd,,',
fWtOI Mltttn CIOn,....I, lend., m.v, .1 H, OflKoft, ,eqllk. Immtdlll. P'~I"II" 111I or I" luml '1OU'.d b.,ll\I, s.cu,t1V In'hum.nl. H.M.....,.
Ill, optlort thd Nt b, IItte1lte1 by ulldll N ,.,retl' I, Pfohlbllld b., I,dlltl I.. II ollh. d.,. ollhll Slturllv In,Irt,lm,,,1.
. Ltrtdl' IIttel,.. 1hI, opHon, linde, PI_ rive BoI," tt notle. 01 tne..t"llIo". rh, no.ln Ih,," PIO\'ld. . p"lold r,f nelll.., I~." 30
d..... 110", th. dll, tt'I, nollu I, d,ltvIfld 01 "'I/I'd wUhlft whlcn 8oI'0WfH' mUll p'VI" lurn. 'KUI,d bVlht, Ste'HUv InlIN",I"I, If
8oITOwt1'tlI to P'V tht.. tum, rwtor 10 tilt '.pIr'"Ot'1 of Inl, ptrlod, Ltnd" ml.,lnvoIl. IIIV ,em'dlll p',mtlltd by Ihl, Ste~"tty Inlltum.nt
IiMlttouI furlh" tlOtlct Of d.",.nd Dn 11M".."
II. Borrow.r', RIghi 10 R.lnllll.. If Borrowtl m..l, Cllftt" condlIlOll', 8oI,ow., Ith." hi"" Ih. IIOhll" hlVllnlOlum.nl 01
W. Slcurlty tn,1I'utMn1 d1acont6nutd '11"1 tim, PlICW 10 Ih. .,rtl" 01: {.IS d.VI fOf.ud'l olhll p.,11Nt II Ippfle.bl. Ilw m'V ,pttlfy lot
"1,,,I,'em.nll blIOf' III. ollh. PrOPlrty put'lI.nt to eny POWIf 01 III, eonl.ln,d In Ihl, 54curllV 1n.I,um'nl, 01 fbl.nllV 1tI. 'udom'''l
.nlOfdnt U'lI. ISHuIIIy In,tl\l",.nl. Tho.. eondlllon, .,. It'tll Rorrowt': (II P'Y' Llndll I. .um. which "III' woutd b. dUI undtf tnl. lSteurlty
1n,IFUlMftl'nd!hl NoI. II H no IleCttlllllon h,.d occurr.d; (bl CUll' ,nv d,I,1JI1 or InV Othll COVIn.nl. OI'O'lImlnl.; lei PIV'all',.p,n,..
,"curtld II'l ,"lord,. 1hI. 8laurllV In.,,,,,,,.nt, IndudIng. bvI not tI",Uld 10. ,."onlbl. ItlOIn.VI' r..., 'nd (dill... .~ etllon .. lend"
"\IV llItonlb/y IequI,,'o "IUI'.lhlllh. II." 01 Ihl. S.curlly 1n"IUm'''',lt''dtr'. ,Ight.'n Ih. Prop'''Y .nd eor'OWM'. obII"IUOft 10 p..,
'" ""'" IIMId tty 1hI, Itcurlly 1n.IN"".nl th.n conllnu, undlartg.d. Upon ''''nallllm.nl by BorII)W.'.lhl, Stcu,lty 1n,Irt,lm.nt and III'
oMo.Won. MCUl'ld htt.bv th." IIm,1n IlIIIVI".ettvt "II no .eet/",lIon II,d oceur"d. Howevt" Ihl. 'tohllO ,,In'I.I. th.n nol.pp1yln
ill e,.. of IOCtttrlllDl'lllndll P""OI'ph IP.
... S.,. o, Nol.~ Ching. of LOin S.rvlcer. Th, NoI. Of' p.rtltl 1,,111'"In Ih. NoI' (loO"htr wllh thl, Stcurlty 1n.I,um,nl)
",.~ bt.otd on. Of mort tlm.. without prlOI nollCllo BOf'lOWI', A "II mlV ,,,ult I". enlno' In Ihllnllly "'nown II Ih. "lo.n StMttr")
!h" coIIKlI monlhtV p.V"'.nll dfl undll 1tI. NoI. Ind tnl. lSteurtty In.lrum,nl. Thll' .t.D mlV b. on. 01 /fIOfI c:ftlnol, or Ih, Lo.n Slrvla,
IHIltlllld 10. .aI. of!h' Nol.. If ItItfll. I thlno. 01 In. LOin Btrvle." 8ottow'r will hi gMn WlUI.n Mllel ollhl th.no,l" 'ecOld.ne.
IiMIh 1'"'0'. ",b0\4.ntI .ppKlllbI,l.w, Th. "oll~ wi" .,..,, tn, n'm. Ind Idd".. ollh, n.w LOin S'!'Ylur and Ihl .dd,...lo whIch
'''.....'''I.lhouId tt. mid., Th, I'IOlIct wi. .1'0 conll'n 'n., olh., InfOlm.llon rlqulrtd by Ippllubl.ltw.
20, H.llrdOUI Subll.nc,., Ior'GWtr .h,h not c.u.. Of pllmlllh, p""ne., UII. dl'POII'. "lJlIg.. or fI'.... 01 Inv Hlllrdou.
Sub.I","' on Of In Ih, "'optf'ty, lIonower ,hili nol do, rNN' IlIow Inyon. "..10 do, InVlhlng .lIlcllrti III. P'OPI"~ thlll,ln "'of ..no" 01
any InWonm.nlllln. "" ptlCldlno IwO 1I1'I1.Me, th.n not tpply 10 th. pt"lnct, UII, or '''''101 on Ihl I'top.rty of Nflllf qulnllll.. or
Ht.wdOll. Sub'llnotllllllll'.g'l'Itflttv llCODnl,ld 10 be 'pploprl.l. to normal ,,"d.nlltl u.., 'nd to m.lnl.nlnea of Ihl Ptoptrty'.
10"",,, "", Pfomptty lJIw lend., wrill,n nolle. or InV 1nYt'llglllo", dllln, dlm.nd.llw,ull Of olh" .cllo" b~ Inv goottrnmlnlal 01
IIgvt.lo'Y '''ncv Of prtv.I' party InvoMno Ih, I'toplrtv ."d Inv HtrtrdOll' Sub,IIIIe. 0' InvhOrtm.nl.lltw 01 willi:" Bo"ow., h..ttlUII
IlIlOwl.dOI, II Iof,owtr I..m.. 011. nolln.d by .n., oov.rnm.nlll or ,.oulllory luthaltlv, Ih.t Inv rlmovll OIalh.r rlm.dr.II011 ol,nv
HII.,dOll, Sub,t.nee IIItctlng Ih, ProP't1~ I, n.c..,ary, eo"uwer ,hili p,ompll.",., .11 n.c:....ry rlm'dr.llctl"".I" .tcoldlne. wUh
IrwI,onm.nlll Ln.
At ulld In thll PIIIOrlph 20, "Hlllrdou. S",b,l.neu" IF' Iho.. .ublllnell d.flnld ..to.'c or h.,.,dalJ' lub"lne.. by InvI,onm,nttl
L1w 'l'Id Ih, followlnO wb,l.not.: O..onl'l', hlolll'l', olh.r ".m"'lble 0110.10 p.ltollum producl., 10.10 P..lIe1dll .nd hllbleldll, voI.11I1
toflI.nl.. m.I'rt.,. Cf)nl'tnlng ..b"lo. or 1000,TI.ld.hVd., '"d rldlolellve m.I.,III,. AI ulld I" Ihl. plI.gllph 20, .!nvlronm.nl.llaw" mllnl
Itdll.1I.,.,. Ind "" ollh' Jutlldlellon wtt.rtlh. Prop.r1y 1.loe,l,d Ihll fll.I, to hllllh, "'IIV 01 ,nvt,onm.nlll prol,elton,
NON.UNI'OFlM COYlNANTS. eorrow., Ind L..ndtl rutlh.r tavlnlnllnd a01l1 ..lollow'~
2t. Aee.ter.tlon: R.m.dl... l.nd., .h.n glv, nolln 10 Borrow., prior 10 .eul.r.lI"n following
Borrow.r', brllch o. .n... cov.n.nt Dr .gr.em.nlln Ihl, S.curll)' Inllrum,nl (but nol prior 10 .ce.hlr.Uon
und.r p.r.gr.ph 17 unl... Ippllc.bl.IIW provld.. olh.rwlll). L.nd" Ihlll nolUy Borrower of. 'mong other
Ihlngl: (I) Ih. d,fault; (b) 'h. .cllon required to cur,lh. d,'.utl; (c) wh.n th. d,',ull musl b. cur.d:
ond (d) Iholl.llurolo .urOlho do'oulln ope. mod moy ,o.ull In o..o'or.llon ollho .um. ...ured by Ihlo
S.curIl1'n,trumlnt. lor.clo.ure b)' ludlcl.1 proelldlng Ind 1'" 01 Ih. Prop.rty. LInder shill further In'orm
Borrower of lh. rlghl to ,,'nll.l. .".r Ice.lerallon and thl rig hi 10 ....rt In thl foreclolur. procndlng
th. non.lllll.nce or. d.l.utt or .ny other d.r.n.. 01 Borrow,r 10 .ce.ler,lIon .nd lor.clolur., If th,
d"I,,1I I. not cur,d II .p.clfl.d,ltnd" lilt, opllon mlY r.qulr.lmmldllt. pfI)'m."lln lull 01 ,1I.um,
..cur.d by thll S.curlty Inl'rum.nl wllhoul further d'n1lnd Ind ml1 'oraelo.. 'hit S.curlty Instrum.nt by
IUdlcll' procltdlng. l.nder .hln b. ,nllUed 10 coll'cl .1I,.p.n..llncurr.d In pUrlulno Ih, r.medl..
provld.d In Ihl. p.rlgreph 21, IncludinG. bul nOlllmll,d 10, IUorn.)'.' ''''Ind cOlllI 0' 11I1. evld.nce
10 the ..t,nl p.rmllled by appllclbl.l.w.
22, R.I..... Upon p'ym.nt 01." tuml IIcu,.d bV Ihl. S.eurtly Inllfum'nl, lhl, S.l:llrlly 'n.l,um.nl.nd Ih. "1.1. eonv.ytd
'~II" '"mln,l, Ind b'~m' wold. .A"., .udl otcurr.nc., L'"d., thlll dtll'lhlfg, .nd 1111'''' Ihl, S.eullly In,'lurnln' without chll'O' 10
1orr0'lWl. Bonowtf th." plV '''Y 'ICOI'd.llon ca,",
23. WII"r.. Bot'ow.r, I" Ih. ..I'nl p.rmUl.d hy Ippllc.blll.w, WIIVl, Inti "1""'lny I"'" ordll.cl.ln p'Mlldlng.l!)
'1'I10let Ihl. 6tl:urtlV ,"",um.nl, lnet h."b~ ..lYtllh. ben.nl or Inv p"..nl or rulur.IIWI plOVldlno lor Illy 01 ...cullan, ..I'n,lon 01
11m., 'Itmpllon 110m .1I.dlM.nl. I....., anet III" Ind "om..lud '..mpllon. .
,
'MU 'riM lfI3MII 'InCH
"'~.1I15p'lJ"
'OI",.J):W ,...
&ooitt7.1 pm ;!';/J
,-.
'\
I.. R.ln.a".M.nI Plfiod. IotJOllLOtf'l..",. '" ,ttnlllll. pnMdtd 1ft .,at,,,.ph I' ....." .~I.nd 10 on. hOUl ptlot to....
NIMlIIlet""'" of...... II. ....,.tl'. ....., DthIr .... "","'Milo IN, ISHuttty IrIt1N1'1\tltt,
". Purch... Monty Mort"I,'. If MY of 1M debt ,MUt," by tN, SHutlty 1n.lrum'n'l. ~nt 10 IJofrlhWtf 10 Nqijltl 1IIt1.
...... ".,..." tN, ~ Il'ltlfUf'MfM Ihall bt. JNfttl... moMy ",,"Ia.g..
II. Inl,,... ",t. A"" Judgm.nl. Iott..., ..... ...,1 th, ""....1111. ,lViIlhl. IIh.. "lJdgln.nlll ,"I.ftd on 'h, Nol.
"In.,., HIIfM of Maftg...loftetQtur. 1ft" M.... ,t', ptpbl. r,om tImt to"'"' und., the Nett..
I', Akfm tD 'hi. '.curtty 'n,'rum.nl. ., DIl' lit mot. rid." WI "",,11d by nor'~' IfWt '.IlOU"" tlll.rttt,'-th tN.
ISfNrlfy ""lIumtnt..", awenlltll MIl tQtHfMnl. of.1I2ft ~ rtdtt WI"" be IfttoIpotll.d Inlo anrl ..... am.nd .1tCt ,uPJ!ttm.nl the tOYInlftt.
Md Igt.MIIflII of tftI.lNutttvInMnlfYtMIt. H 1ft, ridtfl" wet.. pM oIlhl, SKlHlIy 1n.1Ium.nI.IChItctl'PPf!ubl, bo.,.."
0 Adjutltbl....I....dtr 0 Coftdl)tnlnlum Adll 0 1.4'""IIVAlII.,
0 Oradu.ltd ")"MIII Aid., 0 AM"'d """ Dnelopm.nl Ad" 0 Ihllkly ftlymen'''''
0_"",,, 0 All.lrnpuw.mtnl Ad" 0 Stcond Hom. Ad.,
OOlt>e.I.II.....'"
IY stONINO le:lOW. Borrow..-~. Inel 'a"'tlo Ih.lttmt and cowenanlt cortll'n.d In Ihl, lS.cvrfty Irl"tum.nl .nd In ""1 rld"l_l
..leWd b1IonOWH end,tcanhd with t1.
Wltn.....:
""""",,,,6,~~.~~:::,,.,,,,,,,,,,,,.,,,,.,,,,.,,,,.
"Jiiii'O~~'''''''''''''''''':e;;~oll
I\od" 60.,,,,,,, Num..,./k,:?:lf.fL?'tD""",.
"....../!1..~{.....~600l)
Mtlllsa L SeAhwer .eorrow.r
.".,,,,.,,,,,,,,,.,,,.,,,,,....,,..,,...,'.,,,,,,,..,...,,...",,,,......,......",.",..,
Boel.' 60.."", Numb.. .,."...".""'".~'''''''''''''''''''''''''
~y.ii;;r'^.,B~n~C"''''''':e;;c::''
Soclll 6uutlly Numb" ..
..,.,,,,,...,,...,.,,..,,...,,,..,,,,.,,,,...,,..,........'..........,,.,.,,,...,.".,,,,..
. ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,1(001)
.8ortOM'
Soel.t Secu,lty Numb.,
...................,........................
ISpI.I B,low Thlllln, Fo, A.knowlodgmlnll
COMMonwe.lth or 'Innlyl.lnl., York County 1'1
On thh the 2Ath d., or OC'loh"y , 19-2l, bdou '"'I . notuy
public, the undlullntd oUlcer, Plnon.lly aprurld J,.rr o. lit'!...)ovrtr,
InrH\lh'ul\l1y M" 1\" Mtorn,.y-ln-r"ct r"r thlllnnn r" r,,.,,lov"r
knovn to "", or uthhctorlly prOVln, to hi th. rluon wholl """'~ In
lubecrlbtd to tht within In,,tru,,,,nt "nd "cknowl,d~,d thlt-h't ..t~u"'t~:t~~.,~ '.
.."'. .for the purpo'" htt"ln eontdnl", for hll'l""H ...n" hln C'O""t.lt.lI~~~.~..i;t,~(1..:~',:-:..'1
In Wltn,.. Whereor, 1 hereunto lit ,"y h"nd .nd oUld"l 1"'1."/' ,'r.",..:,;.,.'...,::
l.- ' /. .i' " ,. 9 ~"l~~""'"
'/"'. ,-. " ,,~/.,'.
. . .....~~:(
. '(I:';:"'!\~' ,
"~!..".
_0......... ]
,_.......""''"l!::r1'lJlla
...,.,I'n,MiO'''*'''''T.........71~
I elrtU, th.t the prteln p1llcI or hUll""1II of the within na",ed Hort~'""
II S..ond and 'In. Slr..I., ",rrllbur,. PA 171(1~',~LJ
Ct, =..Jr.-~
A'ttOrney for Mort,,_...
1tM1..,1tM ~Ytll "ne..
"1)1I11",5""",.
--1
iOo'iU74 /AC! ?Eil
. ,
"-I
...;
.All that nrtaln pare.I 0' land sltuat. In Illllpd.n r_shlp, C...rland COUllty,
C_....1th 0' Pennsylv.nl., .... p.rtlcularly bound.d .nd dllcrlbtd to Illtt
OEGINNING .t . pelnt on lh. loulh rlghl.o'....y Itn. 0' WllllnrfOI'd lI.y, r.ld polnl
belny tM norlhe..l comor of Lol 129 .nd beIng loe.l.d f.... hi clnl.rl n. Inl.r-
IIcl on 0' 1I111lngford lilY Ind Colllngdll. Clrcl. tho follOlllng COUrl.. .Iong lh.
eert.rlln. 0' 1I.lIlngfOrd IIIYI Norlh 79 dlgretl 06 Mlnuttl &1 "conds hll .
dlU.nee 0' 261.62 fu.t to . polnl of curv.hr., th.nn on . curve to the lln
hivIng. r.dlul 0' 500.00 feol.nd .n .rc length 0' 127.49 f..t to the poInt 0'
lonu.ncy, thenco Norlh 64 degreel 3D Mlnul'l IU I.condl E.lt I dllllne. of 127.60
fltt lo . polnl of curv.tu.... lhenn .Iong . curv. to lh. l.ft hivIng. r.dlus 0'
1.011O,00 f..t Ind .n .re lengtn of ~0.97 ftlt to the poInt 0' lIng.ncy, th.nce North
61 d.g..... 07 alnules 39 IOconds hit. dllllnc. of 167.94 feel lo . polnl of curvat,
u.... lh.nee on . curv. to lhe rlghl hsvlng . rldlul of 3&0,00 feel .nd .n .re I.nglh
0' 130.06 f..l to the polnl of tlngtncy, lhunc. Norlh 02 d.....el 24 alnull. 47
"cunds E.at . dlll.nee of 50,00 f.el to . point on lM I.", lh,nee at . rl.ht
.n.l. 190 dog....s) to lho c,nlerllne, South 07 d.g....s 35 atnulel 13 leconds E.Sl
· dlllenc. of 2~,UO f..t to lh. .fo~ntlon.d poInt u' beglnnlngl
TIIENCE North 02 deg..... 24 alnul.. 47 IOcondl hit, .Ion. the loulh rl.hl.of.ll.y
Iln. of 1111 I Ingo'rd lilY, . dlll.nc. of 67.91 '"et lO . poInt of curvlture on lh.
1""11
nfENCE continuing .Iong thl loulh rlghl.o'....y Itn. 0' Wllllngford lI.y. on . CUrvl
co lM rl.ht hIVing. rldlus of 100.00 feec, I doll. .ngle of 46 d.grees 16 Mlnulll
45 uconds, .n IrC Iongch of 60.77 het .nd . chord be.rln. 0' Soulh 74 d.g","
26 alnul.s 42 leconds E.st . dlsclnc. of 70.5' 'e.l to . poInt on th. s... .nd
beln. the north'l1lIIIOlt corner of Loc UI.
TIIEHCE South 41 de....es 04 alnulll 37 seconds Wilt, .Iong the norchwat Itn. of
Lot 231. . dllunce of 100.11 feel lo . concrete MIln...nl bllng lh. c_n cornlr
of Locs 230, 231, Ind 232,
Thlnc. South 67 dlgreel 40 alnutel 46 Ilcondl Nelt, Ilong tM norlh Itn. of Lot 232.
I dllllnc. of 60,'4 feet to . potnt on lh. lIMO Ind betng lhe 10ulh.ISt corner of
Lol 229,
nlENCE North 07 degrees 35 a'nullI 13 I.conds Nelt. Ilong lM Ellt Itno of Lot 229,
I dlstlnc. of 117.69 foet lo lhe POINT OF DEGINNING. Ind conlllnlng 11,206,32 squl'"
feet or 0.257 Icrel of IInd. IKlr. or less.
DElNG Lot 230 on the Plln of Lots of IIII.pdlll IIlIrch Flnll P1ln P.hlle III. recordld
'n Plln Dook 62, PI" 139. C~erllnd Gounly eOUrihoul..
'8!lHG the '."'e 'Premhe. which II IS Service Corpontlon, TrUth., by deltd dated
AU9ult 10, 199J end to b. r~cord.d hRtewith, qranted and conveyed unto Jerl D.
S..lov.r, one of the HortqAqorB herein.
UNDER AND SUBJECT, NEVERTHELESS, to reltr1ct1on8, conditione And .a..monts of
prior r.cord pertaining to .aid prem1....
THE HOnTCACORS repre'ent "nd warrant that noithu of the parU.. h.reto hu
herttoforlt lneUtut.ed divorce 1't()c".dinqB 4lJalnlt. thA othu anit it is further
..qu.d that thft lion, operation nnd effect. of t.hl" mort.gage should not lie
c:hon'lod 1n any mltnn'r ae a uRult. of or part. or "ny prop.rr,y lotth!m..nt or
equitable dt.ltrlbutlon by th.. courl: in I'Iny dlvorro 11rocl'ltdlnq" now or hQr'laftor
In.t1tuted by e1th.r of the mortqatjor. h.reto aq4In"t. t.hlt othor.
TillS 1. II construction mortq""e to R"Cur.. future p"ymentR t.o b. made und.r
Agrumltnt. In tho cour". of conltrlll:t.1on of dw.ll~nq on lot. ducrlbod In I4ld
mortqaqe provided tho mortqaq')f 8hall within IlK mont.h" hom date heuor applV
for the whole or a portion of principal amount 1n d.hult of which IIny obl1q4t1on
to mike furthnr adVlnC"1 shall bit void.
a-ad17.t Plt[ ?li2
j
EIUIJOtT ""..
NorE
QrolQhnr 11'. 11)1J)
IO.hl
Now Cumhllffnud
-17i;,--
Pa!'l1s~vonlll
I'U"'I
GII~ W.lllnglOld Wny (Lot ?OOl M.ch~nlc.I""U, PA 170M
1'~"f"..lt "'~.'ul
I. BORROWER'S PRO/olIBl TO PAY
tit I.h,," IOf ,I.,." Ihall havt 'lc.lwllI,' pl'omlUlo ".~ U G,' 70,NKJOO Ilhl, '/nOf,Jnll, ulltd 'prlndp"" p1UI'nI.,..t, 10
Ih.Otd., ~ In.l,nd.,. '''Il,,,d,, I, llitnIjlj-0nDiluii)l---_
I Uf\d'"IMd Ihlllh, lindt' m,~ IIt,,,I,, Ihl, Nolt Ih,lInd., I)t I"VO"' ""ho I.~.. Ihl. Noll b~ ',.n.t., 'nd ~o 'I .nlllttd to ..~.". P'V'
mtnlt und., till, HoI,t, uti,.. th. 'NoI. tlold.'!
2. INTEREST
In,.,.., "". be tntrgtd on unp.ld ptlnclpal unlM th,Il,lI'.moIUlI 01 p"nclpal till b..... p.hJ, I will p'vl""'I" II 1 pili)' lit, 01 10,000 ...
I".lnt,,", ..1. "'Iul'I" b..IhI,IHItDn Illth. 111,1 will pi)' bc)lh bile" .nd 11111 III)' ".I.ull d.ltllbtd In ~tllM ern) ollhll Nol'.
3. PAYMINTG
(A) TIME AND PLACE OF PAYMENTS K
11M" p'r pl'lntlpat ,nd Inl"nl by m.~lng p'vm.nlfl 'Vtl)' monlh
loMllm'''mymOfllhlyp.~'nl'on 1111 _ ,lilt dlyol..ehPlQnlh~1Il'l':~"':-_~.:'''~''~.''.._....'':~.~~~~' wlnma..
Ih... p'vrn.nt,IY"V monlh llnllll h.v. p/lld ,'Illllh. principII .nd Inl"lIl Ind Iny Din., ehllrQn dlle,lbld bllow Ihllll m.y 0'Nt undtllhla
NoI. My nlGnlhly p'vm.nl. 11I'11I bl 'p,,!l.d 10 Int..." b.lllI. p,tnelp.l. It. on _~t~~ _~I_'~_., I.WI ow. ,r/lollnl, und" 11I1,
NflI., I will ply Ih'''1 amounllln 'un on Ih.1 dll.. ....hleh I. uN.d Ih. .nlllUlUy dll..
I "ill m.k. my monlhlv p.ym.nl. '1__~~~~1.~!.I!:p.!..SI.' 9~ __l!~!~I~_hIJ!\k~~u!..~~)___
Of.1 . dlll".nl pille. II 1111111,,11 hV Ih. Nnl. Holdtl 2'-
(B) AMOUNT OF MONTHLY PAYMENTS ,
Mymnnlhlyp.ym.nl....lI b.ln Ih. .mounlollr.t'~_J.!1_t.~!_~r.~_o.n I y ",.. ...CorpI',lloI.
4. BORROWER'S RIGHT TO PREPAY
I hl."llh. "ghllo m.., plym.nl. 01 p,lndpIIIII.ny tlm. b.IIlI.lhIV III dill AplIVm.nl 01 prlndplIl only I. .nl)wn I' I 'p"plllym.nt,-
WI.n I mlk. I p"plym.nl.1 III'iII 1.lllh. Nnll Hohl" In III'lllInlllh.lllm dl)lnll'O
I m.y m." I lull p"Plym.nl or partl.1 p"p'Y'n.nl. ..Ilhoul ptylng .ny P',plymln' ch"VI. Thl Noll 'lold"....1I Uti ,Ho'mv PfIP1vmtnl.
10 "duellh, amounl 01 p'Inelplllhlllo\l\l' und" lhl. Nol. III m.h I p."lll p"plym.nl.lh", \/1'11I b, no ch.ngllln Ih. du. dll' 01 In ttll
Irnovnl 01 my monlhly p.ym.nl un"" lh, Noll l-fold" .gr... In wrlllno 10 Iho.. chllnu..
5. LOAN CHARGES
",I.". ..hlrot! .ppllllll) Ihl.lOln IInd ...hleh ul. ,"".Iml/m lOin fhllrg...I. nnlllty InlllpIII.d.o Ihllth.lnl.".1 01 011111 10lln ch/l,U" eot,
I'r.l.d Ol' II) b. eollacl.d In (onntellnll wllh Ihl.I~"n .u:ttd Ih. p"mlll.d IlrnU..lh.n, (111I1ly Iv(llll)lIn eh,rOI .hnn b. IIdvud bV thl,.mounl
n,un,ry 10lltlutl Ihl eh"OIII) Ih. p"mltt.d Umll; Ind III) .nv .lJm.lI11udy eolltel'd "om m. ~hlth ..r.url.rl pllmlll.d IImU. wlll b. ",
'und.d 10 m, Ih, NoI. Hold" ""y (hoo..lo m." Ihl. ,,'vnrl by IIduelng lh. p.lnrlplIll 0'*' Ilnd" Ihlll Noll 01 by milking I dlllcl plym.nl
tom. "" r.lvnd IIdun' prlnclp.l, Iht "duetlo" wlfl bllfttl.d II I plI'lI,,1 p"p.ymlnl.
8. BORROWER'S FAILURE TO PAY AS REOUIRED
(AI LATE CHARGE FOR OVERDUE PAYMENTS
"thl Noll Uold" hIlI nOlllc,I.",d Ih. lult amounl 01 .ny monlhly plymlnl by Ihl Ind 01 ~_ ul.nd., dlY, .11" Ih. dnl. It I,
dv..1 will p'y II.t, chl'Ollo Ih, NoI. Hold". Ih. .ml)vnl ollhl r;hllrgl wlll bl 5,000 .. 01 Illy oVlldu. plym.nl 0' p,lnelp.l.nd
Inl""1 I..WIlIY thl,l.tl Chlllgl prompllv bvl only ontl Oil vlleh t.l. Pllym.nl
(BI DEFAULT
"Ido nol p.y thl 'ull"ml)lmlollleh mMlhly p.ym.nl on Ih. dllt, II I. dU'.1 will blln d"llult
(CI NOTICE OF DEFAULT
It I.m In d.I'IIIt.th. NoI. Hold" mlly ..nd ml II w'lIl.n notlc. t.ltIng m. Ihlllll do nol ply lh. o.".rdu. Ilmo..nl by. (I,t.ln dill., Ihl
Not. Hold" may rl"ulll ml 10 P'Y Imm.dllt.ly Ihl 'ull "n1m,"1 0' prlnr,(plll which hll, no' b,lIn pllld .nd IIlIlh, Inlll.~llhlll' 0... on Ihlll
.mounl, Ih.1 dlt. mUll b. II ,...1 30 d.V' .11" th. d.l. on \/I'lIleh Ih. noUctl. d.llvtlld 01 m/lll.d 10 m.
(D) NO WAIVER BY NOTE HOLDER
I!:""n II. III tlm. \/I'h,n 11m In d.l,ull,lh. Not. Holrl" dOli nol r."uh. m.lo pllV htlm.rJllllo,ly In 'ullllt dllerlb.d Ilbov',lh. Noll Holll"
....1I.tlllh.v.th.rlnhIIOlllJ.oUlllmlnd.,Il,jlllll.tllt.rllm..
lEI PAYMINT OF NOTE HOLDER'S COSTS AND EXPENSES
"Ih. NoI. Hold" hit ""ullld m. to p'V Irnm'dl.,.tv In futlll rJllr.rlb.d IIbov..lh. Nol. Holr!"...ilI hll.". thlt ,IOhlll) b. pllld bile.. by m.
In, 1111 olU. co,I, .nd '~p.n,,'ln .nlo,clng Ihl. Nol.lo th. uI.nl nol prohlblt.d by .ppllcobl.lllw IhoB' up.nll..lndvd',lo, '.lImpll,
"..Oft.bl..ttorn.y'.'....
7, GIVING OF NOTICES
Unlll' .pplle.bl.llw "Qulr.. II Ihtf".nl m'lhl)d, MV notln Ihlll mUll b. glv.o 10 '"It undtl thll NI)I. will b. glv.n bV d,II.""lng II Of by
"'lllIng II bylltll Clllll m"lllo ml Illh, rlopll'ly .MIl".. libov, 01 11111 t1mll'nl IIdd'I" I' I Olvlllhlt tlor. Hoh"" I nnlle..,1 mydlll".nl
.ddllll
Any nollet th.1 mu'l bl Olv,n 10 th. Not. Hold., vrlllfl Ihlll tlol. ...111 b. olv.n by mAlting II by IIrll tlll'l' mAlt to th. Nol. Hold., ,Ithl
Illlrlit.. .llt.d In 5.cllon 31^I.bnv, 01 "II dlll".nl 1Illllltn III 11m glv.n. nolle. ollh.1 dUI'"nl"!!!II,,,
Milt ''''''''I 'l.fO"A" "<<lIf. ~<QI. ,1I",','Hl,llli'..I....."..r,'"'' ,",.",,,,,.,,,
""11"'.'1
'..,m 311111 1M"
Irlll'tllJrUI,wII'+lI(,.
ElGI~J!
,-.
.......,
.
We may also sue you personally for the unpaid principal balance ilI1d all other sums due
under the mortgage.
If you have not cured the default within the thirty day period ilI1d foreclosure proceedings
have begun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sheriCrs Coreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus ilI1Y late or other charges then due, as the reasonable attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage), It is estimated that the earliest date that such a sherifrs sale could be held would
be approllimately December 7, 1994, A notice of the date of the sheri!rs sale will be sent to
you before the sale. Of course, the amount needed to cure the default wllllncrease the longer
you walt. You may find out at any time exactly what the required payment will be by calling
us at the following number: 231.2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER ilI1d made payable to us at the address stated above.
You should realize that a sheriffs sale will end your ownership of the mortgaged
property ilI1d your right to remain in it. If you continue to live in the property after the sheriffs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MAY HA VE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
IC you cure the deCault. the mortgage will be restored to the same position as If no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
lack W. Shader, Jr.
Collection & REO MilI1ager
IWS/lmw
.
~'
. .
.....
"
IUHARRIS~
I':il SAVINGS BANK
Second nnd Pine Streets
P,O, Box l ill
HlII1isburg, PeMaylvnnia l7105.l7U
7l7/236.404l
July 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAOE
MeUssa L, Sealover
922 Bonny Lane
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6115 Wallingford Way-(Lot 230), Mechanicsburg, PA 17055, [S IN
SERlOUS DEFAULT because you have nol made interest payments of$74.44 for May, $216.24
for J\lne and $229.20 for July, 1994, plus lale charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default. or in other
words, get caught up in your payments, as of the date of this letter is $519.88.
You may cure this default within TH[RTY (30) DAYS of the date of this letter by paying
to us the above amount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
[f you do not cure the default within TH[RTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. [f full payment of the amount of default is not
made within THIRTY (30) DA YS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. [f the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt. [f we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. [f you cure the default
within the thirty day period, you will not be required to pay attorney's fees.
.
EXHIBIT D
..
.-
,..~.
We may also sue you personally for the unpaid princlpai balance and ail other sums due
under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings
have begun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sheriffs foreclosure sale, You may do so by paying the tolal amount of the
unpaid monthly payments plus any late or other charges then due, as the reasonable attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It \5 estimated that the earliest date that such a sheriffs sale could be held would
be approximately December 7, 1994. A notice of the date of the sheriffs sale will be sent to
you before the sale, Of course, the amount needed to cure the default will increase the longer
you wait, You may find out at any time exactly what the required payment will be by calling
us at the fOllowing number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED. CHECK OR MONEY ORDER and made payable to us at the address Slated abov~.
You should realize that a sheriffs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriffs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property, YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MAY HA VE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CmCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF,
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred, However, you are not entitled to this right to cure your default more than three
limes in any calendar year.
Sincerely yours.
Jack W, Shader, Jr.
Collection & REO Manager
rwS/lmw
.
,~,
,0,
We may also sue you personally for the unpaid principal balance and all other sums due
under the mortgage,
If you hllve not cured the defllult within the thirty day period and foreclo~ure proceedings
have begun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges then due, as the reasonable attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It Is estimated that the earliest date that such a sheriffs sale could be held would
be approximately December 7, 1994. A notice of the date of the sheriffs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wail. You may find out at any time exactly what the required payment will be by calling
usal the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriffs sale wi\l end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriffs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property, YOU HAVE
TIm RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
TIm OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER TIlE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage wi\l be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
Jack W. Shader, Jr.
Collection & REO Manager
JWS/lmw
.,...~
~
. .
We may also sue you personally for the unpaid principal baJl1I1ce I1I1d all other sums due
under the mortgage.
If you have not cured the default within the thirty day period I1I1d foreclosure proceedings
have begun, you still have the right to cure the defaultl1l1d prevent the sale at any time up to one
hour before the sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus I1I1Y late or other charges then due, as the reasonable attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sheriffs sale could be held would
be approdmately December 7, 1994. A notice of the date of the sheriffs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait, You may find out at I1I1Y time exactly what the required payment will be by calling
us at the following number: 231.2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriffs sale will end your ownership of the mortgaged
property I1I1d your right to remain in it, If you continue to live in the property after the sheriffs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF TmS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRlOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE nus DEF A UL T CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in I1I1Y calendar year.
Sincerely yours,
Jack W. Shader, Jr,
Collection & REO Manager
lWS/lmw
.
.,
'0\
Wickes Lumber CO.
P.O. Box 11848
Harriburg, PA 17108-1848
Glen Gery Construction Co,
744 S. 23rd Street
Harrisburg, PA 17104
Mark & ElizAbeth V. Shull
5222 Royal Drive
Mechanicsburg, PA 17055
Drohan, Brick & Supply, Inc.
P.O. Box 277
2929 Gettysburg Road
Camp Hill, PA 17011
Penn Carpet Sales
P.O. Box 252
920 Wertzville Road
Enola, PA 17025
Bureau of Compliance
Comm. of pA, Dept. of Revenue
Dept. 280946
Harrisburg, PA 17128
Penn Property & Casualty, Inc.
1023 Mumma Road
Lemoyne, PA 17043
Harris Savings Bank
Second and Pine Streets
Harrisburg, PA 17101
H S Service Corporation
Second and Pine Streets
Harrisburg, pA 17101
Jlldqmllnt
I!:nteredl 9/12/94
5110-CIV-94
$6,675,94
Judgment
Entered t 9/16/94
5302-CIV-94
$2,378.10
Jlldgmflnt
Entered: 9/19/94
5307-CIV-94
$5,104,00
JUdgmpnt
Enterfldl 10/6/94
5754-CIV-94
$1,672.19
Judgment
Entered: 10/7/94
5784-CIV-94
$2,360.25
JUdgment
Entered: 9/15/94
5260-CIV-94
Judgment
Entered: 8/4/94
4400-ClV-94
$16,365.00
Mtg. Dated: 10/28/93
Mtg. Recorded: 10/29/93
Mtg. Book 1174, Page 257
$78,500.00
Cumberland County
Mtg. Dated: 10/28/93
Mtg. Recorded: 10/29/93
Mtg. Book 1174, Page 264
$29,500.00
Cumberland County
You are hereby notified that on Wednesday, September 5, 1995,
at 10:00 a.m., prevailing time, by virtue of a Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, on the judgment of Harris Savings Bank vs. Jeff D.
Sealover and Melissa L. Selllover, No. 94-5311 Civil 1994, the
Sheriff of Cumberland County, Pennsylvania, will expose at Public
.
Wick.. t,Umbet' Co.
P.o. flox 11848
Harriburg, rA 1110B~184B
Glen Gery cons~ruc~ion Co.
744 S. 23rd Stree~
Harrisburg, PA 17104
Mark & ~lizAbeth V, Shull
5222 Royal Drive
Mechanicsburg, PA 17055
Drohan, Brick & supply, Inc.
P.O. Box 'l77
2929 Gettysburg ROlld
Camp Hill, pA 17011
Penn Carpet Sales
P.O. Box 'l52
920 wertzvllle Road
Enola, PA 17025
Bureau of Compliance
Comm. of PA, Dept. of Revenue
Dept. 280946
Harrisburg, PA 17128
Penn Property & CAsualty, Inc.
1023 Mumma Road
Lemoyne, PA 17043
Harris Savings Bank
Second and pine Streets
Harrisburg, PA 17101
Judgment
En~eredl 9/12/94
5110-CIV~94
$11, l\7!L 94
,'udgmen~
~nteredt 9/15/94
5302-CIV-94
$2,371l.10
,'udgmen~
~nteredl 9/19/94
5307-CIV-94
$5,104.00
Judgmpnt
~nhred: 10/11/94
5754-CIV-94
$1,672.19
Judgment:
Enhred: 10/7/94
5784-CrV-94
$2,360.25
Judgment
Entered: 9/15/94
5260-crV-94
Judgment
Entered: R/4/94
4400-CIV-94
$16,365.00
Mtg. Dated: 10/28/93
Mtg. Recorded: 10/29/93
Mtg. Book 1174, Page 257
$78,500.00
Cumberland County
Mtg. Dated: 10/28/93
Mtg. Recorded: 10/29/93
Mtg. Book 1174, Page 264
$29,500.00
Cumberland County
You are hereby notified that on Wednesday, September 5, 1995,
at 10:00 a.m" prevailing time, by virtue of a Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, on the judgment of Harris Savings Bank vs. Jeff D.
Sealover and Melissa L. Sealover, No. 94-5311 civi I 1994, the
Sheriff of Cumberland County, Pennsylvania, will expose at Public
H S Service Corporation
Second and Pine Streets
Harrisburg, PA 17101
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HARRIS SAVINGS BANK, I IN THE COURT OF COMMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
I
I
Plaintiff, I
I CIVIL ACTION - LAW
VS. I
I
JEFF D. SEALOVER and MELISSA L. I NOd 94-5311 Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MORTGAGE FORECLOSURE
A"" I DAVIT
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF YORK
Personally appeared before me, the undersigned officer, a
Notary pUblic, Enid Martin, w~o after being duly sworn according
to law deposes and says that on ~ 7f~ May, 1995 she caused the
within Notice to Lien Holders to e mailed by U.S. regular mail,
first class, postage prepaid, by properly addressed envelope,
certificate of mailing being attached hereto, and no envelope
having been returned, as follows to the following lienholders:
Engle Bros., Inc.
4920 Carlisle pike
P.O. Box 663
Mechanicsburg, PA 17055
pennsy Supply, Inc.
1001 Paxton Street
Harrisburg, pA 17104
Commonwealth of Pennsylvania
Department of Labor & Industry
Unemployment Compensation Fund
Seventh & Forster Streets
Harrisburg, PA 17120
American Aluminum &
Insulation, Co., Inc.
150 Fulling Mill Road
Middletown, pA 17057
Wickes Lumber Co.
P.O. Box 11848
Harrisburg, PA 17108-1848
Mark & Elizabeth V. Shull
5222 Royal Drive
Mechanicsburg, PA 17055
Glen Gery Construction Co.
744 S. 23rd Street
Harrisburg, pA 17104
Drohan, Brick & Supply, Inc.
P.O. Box 277
2929 Gettysburg Road
Camp Hill, pA 17011
Penn Carpet Sales
P.O. Box 252
920 Wertzville Road
Enola, PA 17025
Bureau of Compliance
Comm. of PA, Dept. of Revenue
Dept. 280946
Harrisburg, pA 17128
....
. .
Harris Savings Bank
Sacond & Pina straats
Harrisburg, PA 17101
pann Property & Casualty,
1023 Mumma ROo1d
Lamoyna, PA 17043
H s Servica corporation
Socond & Pine streets
Harrisburg, PA 17101
lno
A copy of the said Notice
to L~epholde~s is attached he~eto.
c".. \ll'fl,.~
. t:.;~d V ~jL'
.
subscribad and swo~n to before
the undersigned Notary public,
11.jj, day of rrla'i! I
~ 1.~IlJ In.. JA~nJ
NOTARY PUBLIC
My Commission Expires:
me,
this
1995
Notanal 6001
Uu M. lllOebohm, NolAry Public
FaIM'" Twp" Yorll Counly
/.ty Commlaalon E.p1res JulY 20. 11198
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HARRIS SAVINGS BANK, I IN TH~ COURT OF COMMON PL~AS OF
I CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff, I
I CIVIL ACTION - LAW
vs.
I
JEFF D. SEALOVER and MELISSA I NO. t 94-5311 Civil 1994
L. SEALOVER, his wife, I
I
Defendants, I IN MORTGAGE FORECLOSURE
ACCEPTANCE or SERVICE
WE, Jeff D. Sealover and Melissa L. Sealover, husband and
wife, are the Defendants in the above captioned matter and we do
hereby accept service of the Writ of Execution, filed in the above
matter, the Notice of Sale of Real property as required by R.C.P.
3129 and the Real Estate Sales Poster, this 4th day of August,
1995.
~~
JEFF D. SEA~OV~
'4L~~ ~ ,oj2~~
MELISSA L~ EALOVER .
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JEFF D. SEALOVER and MELISSA L.
SEALOVER, his wife,
Defendants.
~ IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
I
I CIVIL ACTION - LAW
:
:
: NO.: 94-5311 civil 1994
:
IN MORTGAGE FORECLOSURE
HARRIS SAVINGS BANK,
Plaintif f,
VS.
TO THE PROTHONOTARY:
Please enter Judgment in favor of the Plaintiff and against
the Defendants, JEFF D. SEALOVER and MELISSA L. SEALOVER, his wife,
for fail ure to file an answer or any other pleading to the
Plaintiff's Complaint within twenty (20) days from service thereof
and pursuant to the "Stipulation for the Entry of Judgment" signed
by the Defendants, a copy of which is attached hereto and
incorporated herein by reference as Exhibit "A"
in rem, for
foreclosure and sale of the mortgaged property and in personam in
the amount of $32,933.64, and aS$ess Plaintiff's damages as
follows:
principal and interest
due through 8/31/94:
Interest from 9/1/94 to 10/6/95
Attorney's collection fee:
TOTAL
$ 28,478.28
$ 3,080.36
$ 1.375.00
$ 32,933.64
DATED:
R~~ RSQUIRE
Attorney for Plaintiff
I. D. No.: 09729
AND NOW, \Y\"....~ \ lih , 1995 Judgment is entered i.n
favor of the Plaintiff and against JEFF D. SEALOVER and MELISSA L.
SEALOVER the Defendants, in rem for forec losure and sale of the
mortgaged property, and in personam in the amount of $32,933.64.
April 5, 1995
. ij
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PROTHONOTARY
IU\RRlS B7\VItIG' B7\Nlt I IN THIl COURT or COHHON PLIl7\B or
plaintiff I CUHBIlRL7\ND COUNTY, PflNNBYLV7\NI7\
I
V. I NO. 94-15311 C I V II, 1"4
I
JllrrRtlY D. BflIlLOVIlR and I CTVtI, I\CTtON - 1,7\1f
HIlLlSB7\ L. BtlllLOVflR I
Defendantl!l I
BTIpUL7\TIOH for ENTRY or JUDGHIlNT
IIND NOW COHflB, ,Ipfrr",y Il. RpFllov",r nllri HpllsAfl I.. SF.'nlover,
Defendants Alld st, lp\llFlt.. to thp F.nt.ry of JIJdqmpnt in the Plbove
cFlptloneri mfltt.pr nqnlllRt t.h"m nllri III fRvor of IInrr!s sFlvlllgA Balik
for t.he Il..llef dem","rieri in thp complnlnt.
I)B te r _J.~-I~ '#-'i_Y.___.-.d_____
_.__~:ag'D:.:'~...-
Jeffrey I), senlov..r
Da te 1'_.J.J,.-pa/-f~_-----..-
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MelisAA L, Sealover
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HARRIS SAVINGS BANK,
I IN THE COURT OF COMMON PLEAS
I CUMBERLAND COUNTY, PENNSYLVANIA
I
Plaintiff,
I
t CIVIL ACTION - LAW
I
I
vs.
JEFF D. SEALOVER and MELISSA L.
SEALOVER,
NO.: 94-5311 Civil 1994
Defendants,
IN MORTGAGE FORECLOSURE
PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENTS)
Pa.R.C.P. 3101 to 3149
To the Prothonotary: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER,
(1) Directed to the Sheriff of Cumberland County, Pennsylvania;
(2) against JEFF D. SEALOVER and MELISSA L, SEALOVER Defendants;
(3) and index this Writ against JEFF D. SEALOVER and MELISSA L.
SEALOVER Defendants, as a lis pendens against the real
property of the Defendant as follows:
ALL that certain tract of land, together with the improvements
thereon erected, situate in the Township of Hampden, County of
Cumberland and State of pennsylvania, being known as 6115
Wallingford Way - Lot 230, Mechanicsburg, Pennsylvania, 17055, and
more specifically set forth in Exhibit "A" attached hereto and made
a part hereof by reference.
(4) Amount due:
$32,933.64, plus costs.
DATED: April 6, 1995
ROBB~~SOUIR'
Attorney for Plaintiff
I. D. No.: 09729
IU\RRIB BJ\VU'OB BI\t'K I IN Till coURT OJ' CONHON PUJ\8 OJ'
plaintiff I CUKBBRL~HD COUNTY, PBNNBYLVJ\NIJ\
I
v. I NO. 94-5311 CIVIL 1994
I
JElFl'RIlY D. 8 tll\LOYtlR and I CIVIL J\CTION - LI\If
HIlLIBBJ\ L. B!l~LOVtlR I
Defendantll I
1J.1:.'U.' .lJJ..1\U9J1,.1..9.r.:...Jl".t.Bx...9" ..".IJ QOH mitt
J\ND NOIf COKES, Jeffrey n. sealover and Melissa L. Sealover,
Defendants and stipulate to the Entry of Judgment in tha above
captioned matter agAinst them and in favor of I,lnrris Savings Bank
for the Rellef demnnded in the complaint.
Patel
/... If. ~'i..'f.--_._-
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Jeffrey D. Sealover
Datel
Ivll.YSY
./ ~'L0rL 1 ~OLlOJO\~
Melissa L. Sealover
J
~AL DISCIIPT19~
^ 1.1. t hat c e r t a III 101 e ceo r par eel 0 f I an cI
Townahlp, Ctlmberlalld COUllty, Penllaylvanla,
bounded and deacrlbed .a followa, to wit,
Rl tuate In lIampden
more particularly
BEGINNING at a point 011 the aouth right-of-way line of Wallingford
Way, aald J,olnt being the northeaat corner of I.ot 229 and being
located from the centerline Interaectlon of Wallingford Way and
Colllngdale Circle the following couraea along the centerline of
Wallingford Way, North 79 deg,'eea 06 mluuteR 57 aeconda Eaat a
dlatance of 261.62 Ceet to a point of curvature, thence on a curve
to the left having. radlua of 500.00 feet and an arc length of
127.49 feet to the point of tangency, thence North 64 degreea 30
mlnutea 18 aeconda EaRt a dlRtnnce of 127.68 feet to a point of
curvature, thence along a curve to the left having a radlua of
1,000.00 feet and an arc length of 58.97 feet to the point of
tangency, thence North 61 degreea 07 mlnutea 39 aeconda Eaat a
dlatance of 187.94 feet to a point of curvature, thence on a curve
to the right having a radlua of 350.00 feet and an arc length of
130.05 feet to the point of tangency, thence North 82 <legreea 24
mlnutea 47 aeconds Eaat a dlatance of 50.00 feet to a point on the
aame, thence at a right angle 190 degrees) to the centerline, South
07 degree a 35 minutes 13 seconda East a dlatance of 25.00 to the
aforementioned point of beglnnlngl
TIIENCE North 82 degrees 24 minutes 47 aeconda t:ast, along the south
right-of-way line of Wallingford Way, a dlatance of 67.97 feet to
a point of curvature on the same,
TIIENCE continuing along the south right-of-way line of Wallingford
Way, on a curVe to the right having a radlua of 100.00 feet, a
delte angle of 46 degrees 16 minutes 45 seconda, an arc length of
80.77 feet and a chord bearing of South 74 degrees 26 mlnutea 42
aeconda East a dlatance of 78.59 feet to a point on the same and
being the northernmost corner of Lot 231.
TIIENCE South 41 degrees 0'. mlnutea 37
northwest line of Lot 231, a dlatance of
monument being the common corner of Lota
oecondo Weot,
108.17 feet to
230,231, and
along the
a concrete
232.
TIIENCE South 67 degrees 48 mlnntes 46 seconds West, along the north
line of Lot 232, a dlRtance of 60.94 feet to a point on the aame
and being the aoutheast corner of Lot 2291
TIIENCE North 07 degrees 35 minutes 13 aecon<la West,
line of Lot 229, . distance of 117.69 feet to
BEGINNING, and c~ntalnlng 11,206.32 aquare feet or
land, more or less,
along the Eaat
the POINT OF
0.257 acrea of
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10. THE LEGAL RIGHTS YOU HAY HAV~ ARE,
A. You may fil.. a Petition with th.. Court of Common
Pleas of cumberland County to op..n the judgm..nt If you have a
m..rltorlous def..ns.. against th.. person or company that has ..ntered
judgment agalnBt you, You may also file a Petition to Strike said
judgment with the sam.. Court If you are aware of 6 legal def..ct In
the obligation or procedure us..d aglllnst you. You may also fll..
a Petition to Stay or Delay the F.x..cutlon and the Sheriff's Sal..
I f you can show a d..f..ct In the Writ of F.xecut Ion or service or
d..monstrate any other I..gal or ..qultable rights.
B. After the SherlCC's Sale, you may flle a Petition
with the Court of Common PI..a. of Cumberland County to B..t aBide
the sale for a gros.ly Inadequate price or for other prop..r caua...
This Petition must be flied before the Sheriff's D....d Is d..llv..red.
C. A Petition or Petitions raising the legal Issu..s or
rights mentioned In the preceding paragraphs mu.t be presented to
the Court of Common Pleas of Cumber land County at one of the
Court's regularly scheduled business Court sessions. The Petition
should be served on the attorney for the creditor at l..ast two (2)
business days before presentation to the Court. and a proposed
Order or Rule must b.. attached to the Petition. If a sp..clflc
return date Is deBlred, such dot.. must be obtained from th.. Court
Administrator's Office, 1 Court Hous.. Square, Fourth Floor,
Carlisi.., P..nnsylvanla, 17013, b..for.. pres..ntatlon of the Petition
to the Court.
D. You have certain l..gal exemptions from the Sheriff's
Sal.. which mayor may not apply.
DATED. January 26, 1995
'a
QOllE~SQUIRl!
Attorn..y for Plaintiff
Sworn and Subscribed to before m.. this
____~:~_ day of _-1~~__________, 1995
i '!
,__~j_~~-i-1_~_J'i~~~~~_____________
NOTARY PU8LIC
Ny Commission Expires. 't-,JD-9r.
NOI,'rtal S..'
Usa U. LedP.l:Otllll. I\l(,rnry Public
FaJrview Twp.. "-y. ,. ,. ,.,
My Commf!)sfon I. . '1~
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1.~-IDllUPT.!.O~
^ L I, t hat car t a I n I" a CliO r I'd r eel 0 rid 1111
Townahlp, Cumbarland County, Pennsylvania,
bounded and deacrlbed aa rollow., to wit,
HI tuote In lIampden
more particularly
BEGINNING at a point on the aouth right-of-way line of Wallingford
Way, aald I,olnt being the northllaat corner or l.ot 229 and being
located trom the ceutllr 11 nil Intersection of Wallingford Way and
Colllnsdal. Circle the following conrses along the centerline of
Wallingford WSY' Norlh 79 d"lIl'e"s 06 mlnut"s 5" .econda Eaat a
dlatance of 261.62 relit to a point of curvsture, thence on a curve
to the left hsvlng a radius or 500.00 feet alld sn arc length of
127.49 feet to the point of tangency, thence North 64 degrees 30
minutes 18 seconda .:a.t a distance of 127.68 feet to a point of
curvature, thence slang a curve to thll left having s radius of
1,000.00 reet and an arc length of 58.97 feet to the point of
tangency, thence North 61 degrell. 07 n1lnotes 39 seconds Foaat a
distance of 187.94 feet to a point of cllrvature. thence on a curve
to the right having a radius or 350,00 feet and an arc length of
130,05 feet to the point of tsngency, thence North 82 degrees 24
minutes 47 seconds F,ast a dlstsnce of 50.00 feet to a point on the
same, thence at a right angle (90 degrees) to the centerline, South
07 degreea 35 minutes 13 seconds East a distance of 25.00 to th4
aforementlonlld point of beginning I
TIIENCE North 82 degrees 24 minutes 47 seconds East, along the south
right-of-way line of Wallingford Way, a distance of 67.97 feet to
a point of curvature on the same,
TIIENCE continuing along the aouth right-of-way line of Wallingford
Way, on a curve to the right having a radius of 100.00 feet, a
delta angle of 46 degrees 16 minutes 45 seconda, an arc length of
80.77 feet and a chord bearing of South 74 degrees 26 minutes 42
seconds East a dlstauce of 78.59 feet to a point on the same and
baing the northernmost corner of Lot 231.
TIIENCE South 41 degrees 04 minutes 37
northwest line of Lot 231, a dlstsnce of
monument being the common corner of I.ots
seconds West t
108.17 Ceet to
230, 231, and
a long the
a concrete
232.
TIIENCE South 67 degrees 48 minutes '16 secoods West, along the north
line of I,ot 232, s distance of 60.94 feet to a point on the same
snd being the southeast corner of Lot 2291
TIIENCE North 07 degrees 35 minutes 13 seconds West,
line of l.ot 229, a distance DC 117.69 feet to
BEGINNING, and c~ulalnlng 11,206.32 square Ceet or
land, more or less.
along the East
the POINT OF
0.257 acres of
1I1llNG Lot 230 on the l'Ian of !,ota of lIampden llearth Final Plan
Phaae Ill, recorded In l>1an !look 62, I'age 139, Cumberland County
llourthouae.
BI!ING the aame IHemlleR which II 5 Set"vlce Corporation, Trnate", by
deed deted AUBuat 10, 1993 and to be recorded herewith, Branted and
conveyed unto Jeff 0, Sealover, one of the Mortglgpra herein,
UNDER AND SUllJEC1', NIlY~;IlTIIF.I.~:SS, to reatJ'lctlona, conditlona and
eaaement, of prior record pertaining to Raid premlles,
THI! MORTGAGORS represent and warrant that neither of the "artlea
hereto hla heretofore Inatltuted divorce proceedlnga agllnat the
other and It II further agreed that the I len, operation and effect
of thla mortglge Ihould not be changed In any manner as a reault
of or part of any property settlement or equitable dlatrlbutlon by
the court In any divorce proceedlnga now or hereafter Inatltuted
by either of the mortgagors hereto against the other.
TillS la a construction mortgage to Becure f"ture paymentl to be
mede under agreement In the course of construction of dwelling on
lot deacrlbed In aald mortgage provided the mortgagor ahall within
alx montha from date ~ereof apply for the whole or a portion of
principal amount In default of which any obligation ~o make further
advance I ahall be void.
Parcel No, I
10-16-1062-141
EXHIBIT "A"
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HARRIS SAVINGS BANK, I IN TilE COUR~' OF CO~IMON PLEAS
I OF CUMB~RLAND COUNTY, PA
I
Plaintiff , I
I CIVIL ACT ION - J,AW
VS. I
I
JEFF D. SEALOVER and MF.LJSSA L. r NO.1 94-5311 Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MORTOAGr. FORECLOSURE
TOI Jeff D. Sealover
922 Bonny Lane
Mechanicsburg, PA 17055
DATE OF NOTICEI October 20, 1994
IMPORTANT NOTICE
YOU ARE IN Df;FAULT BECAUSE YOU IIAVE FAIl,ED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE. UNLr.SS YOU ACT WITIIIN TEN (10) DAYS
FROM TilE DATE OF Till S NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A IIEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SIIOULD TAKf: TIllS NOTICE TO A LAWYER AT ONCE.
IF YOU DO NOT IIAVf: A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WIIERE YOU CAN GET LEGAL
HELPI
Cumberland County Court Administrator's Office
1 Court lIouse Square
Carlisle, pA 17013
(717) 240-6200
7
Ri~, ESQUIRE
Attorney for Plaintiff
100 Old York Road
New Cumberland, PA 17070
(717) 774-3163
,/
lIA1UUS SAVINGS BANK, I IN TlIfl COURT OF COMMON PLEAS
I OF CUMBERLAND COUNTY, PA
I
plaintiff , I
I CIVIL ACTION - LAW
VB. I
I
JEFF D. SEALOVER and MF.LISSA L. I NO.1 94-5311 Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN NORTGAGE FORECLOSURE
TOI MeliBS$ L. Sealover
922 Bonny l,ane
Mechanicsburg, PA 17055
DATE OF NOTICEI october 20, 1994
IMPORTA~OTICE
YOU ARE IN Or';FAULT BECAUSE YOU !IAVF. FAILED TO TARE ACTION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITIIIN TEN (10) DAYS
FROM TilE DATE OF TIllS NOTICE, A JUDmlF.NT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING, AND YOU ~l1\Y 1.OSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD T1\KF; TillS NOTICE TO A LAWYER AT ONCE.
IF YOU DO NOT HAVE 1\ L1\WYF.R OR CANNOT An'ORD ONE, GO TO OR
TELEPIIONE TilE FOLLOUING OFFICE TO FIND OUT HHERE YOU CAN GET LEGAL
HELPI
Cumberland County Court Administrator's Office
I Court !louse Square
Carlisle, PA 17013
. (717) 240-6200
R B R E. YERS, ESQUIRE
Attorney for Plaintiff
100 Old York Road
New Cumberland, PA 17070
(717) 774-3163
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Plaintiff,
I IN TH~ COURT OF COMMON PLEAS
I CUMBERLAND COUNTY. P~NNBYLVAN IA
I
I
I
I CIVIL ACTION - LAW
I
I
I NO,I 94-5311 Civil 1994
I
I
I IN MORTGAGE FORECLOSURE
HARRIS SAVINGS BANK,
VI,
JEFF D, SEALOVER and MELISSA L,
SEALOVER, hil wife,
Defendants,
A'FIDAVIT PURSUANT TO PA.R.C.p', NO. 3129.1
HARRIS SAVINGS BANK, the Plaintiff in the above oction, setl
forth os of the date the Praecipe Cor Writ of Execution was filed,
the following information concerning the real property located at
6115 Wallingford Way - Lot 230, Mechanlcsburg, Hampden Township,
Cumberland County, Pennsylvania, 17055, more particularly set forth
on Exhibit "A" attached hereto and made a part hereof by reference,
1. Names and addresses of Owners or Reputed Ownersl
JEFF D. SEALOVER and MELISSA L. SEALOVER
922 Bonny Lane
Mechanicsburg, PA 17055
2. Names and addresses of Defendants in the Judgmentl
JEFF D. SEALOVER and MEL I SSA L. SEALOVER
922 Bonny Lane
Mechanlcshurg, PA 17055
3. Name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be loldl
Engle Bros., Inc.
4920 Carlisle Pike
P. O. Box 663
~Iechanlcsburg, PA 17055
Judgment
Entered, 8/22/94
4731-94
$1,290.62
Harris Savings Bank
Second and Pine Streets
Harrisburg, PA 17101
Mtg. Datedl 10/28/93
Mtg. Recorded: 10/29/93
Mtg. Book 1174, Page 257
$78,500.00
Cumberland County
H S Service Corporation
Second and Pine Streets
Harrisburg, PA 17101
Mtg. Dated: 10/28/93
Mtg. Recor.ded: 10/29/93
Mtg. Book 1174, Page 264
$29,500.00
Cumberland County
5. Name and address of every other person who has any record
lien on their property I
None.
6.
interest
sale:
Name and address of every other person who has any record
in the property and whose interest may be affected by the
None,
7. Name and address of every other person of whom the
Plaintiff has knowledge who has any interest in the property which
may be affected by the sale:
None.
I verify that the statements made in this Affidavit are true
and correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn
falsification to authorities.
DATED: April 5, 1995
~~~
OBERT E.. ERS, ESQUIRE
Attorhey for Plaintiff
LIGAL DISCkIPT!ON
ALL that clrtaln pllce or parcel of land
Town.hlp, Cumberland County, Pennsylvania,
boundld and de.crlbed as follo\ s, to wit,
slluatl In IIaml,dan
more particularly
BEGINNING at a point on the south rIKbt-of-way Ilnl of Wallingford
Way, . a I d pol n t bel n g t h I no rt h ea. t cor n e r 0 f 1.0 t 229 and b a In g
located fronl the centerline Intersection of Wallingford Way and
Colllngdall Circle the following courses along the centerline of
Wallingford Way. North 79 delll'e"s 06 mlnote. 57 Recond. East a
dl.tance of 261.62 fe"t to a pulnt of curvature, thence on a curve
to the left having a radluR oC 500.00 f"et and an arc length of
127.49 feet to the point of tangency, th"nce North 64 degrees 30
mlnote. 18 Hconds East a dlstanc" of 127.68 feet to a point of
curvatura, thence along a curve to the left bavlng a radius of
1,000,00 feet and an arc length of 58.97 f..et to the point of
tangency, thence North 61 degrees 07 ntlnutes 39 seconds Ea.t a
dlstsnce of 187.94 feet to s point of curvature, thence on a curve
to the right having a radlu8 of 350.00 feet and an arc length of
130.05 feet to the point of tangenc)', thence North 82 degree. 24
minute. 47 .econds East a distance of 50.00 feet to a point on the
same, thence at aright ang Ie (90 degrees) to the center line, South
07 degree. 35 minutes 13 seconds East a distance of 25.00 to the
aforementioned point of beglnnlngl
TIIENCE North 82 degrees 24 minutes 47 seconds East, along the south
right-of-way line of Wallingford Wa)', a distance of 67.97 feet to
a point of curvature on the same,
TIIENCE continuing along the south rlght-of-wa)' line of Wallingford
Wa)', on a curve to the right having R radlua of 100.00 feet, a
delta angle of 46 degrees 16 minutes 45 seconda, an arc length of
80.77 feet and a chord bearing of South 74 degree a 26 mlnutea 42
seconds Esst s distance of 76.59 feet to a point on the same and
being the northernnlost corner of Lot 231.
TIIENCE South 41 degrees
northwest line of Lot 231,
monument being the common
04 mlnutea 37
a distance of
corner of Lots
seconds West.
106.17 feet to
230.231, and
along the
a concrete
232 .
TIIENCE South 67 degrees 48 minutes 46 seconds West, along the north
line of Lot 232, a distance of 60.94 feet to a point on the .ame
and being the southeast corner of Lot 2291
TIIENCE North 07 degrees 35 minutes 13 seconds West,
line of Lot 22", a dfstsnce of 117.69 feet to
BEGINNING, and cbntalnlng 11,206.32 square feet or
land, more or less,
along the East
the POINT OF
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I
ROIlER'f E. MVEI(S
A'ITOKNEY AT LAW
1'.IYOI\K RO"D
NEW CUMIIEKI.AND, I'A 1'1070
.
!
I1ARRIS SAVINGS DANK, I IN THE COURT OF COMMON PLEAS
I OF CUNBERLAND COUNTY, PA
I
Plaintiff, I
I CIVIL ACTION - LAW
vs. I
I 1'1' {,\I(
JEFF D. SEALOVER and MELISSA L. I NO.1 Civil 1994
SEALOVER, his wife, I
I
Oefendants. I IN MORTGAGE FORECLOSURE
NO'l'ICB
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served
by entering with the Court your defenses to the claims set forth
against you. You are warned that if you fail to do so the case you
proceed without you as a JUdgment may be entered against you by the
Court without further notice for any money claimed in the Complaint
or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LANYER OR CANNOT AFFORD ONE, GO TO OR TELEplIONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Court Administrator's Office
Fourth Floor
1 Court House Square
Carlisle, pA 17013
Telephone No: 717-240-0200
TRUE COpy FROM RECORD
In TlI1Imony wtlerllOf, I herell/lto Mt my IWld
;:th~ ~I CIf~kI o~l;~..Ca~lI~g ~~
( Jt dU (J )~L.J;'..u L~~__.
1 , ProIhanaIIrr T
HARRIS SAVINGS BANK, I IN THE COURT OF COMMON PLEAS
I OF CUMDERLAND COUNTY, PA
I
Plaintiff, I
I CIVIL ACTION - LAW
vs, I
I
JEFF D. SEALOVER and MELISSA L, I NO. I '} V. 'il II Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MORTGAGE FORECLOSURE
COMPLAINT
1. The Plaintiff is HARRIS SAVINGS BANK, which formerly was
Harris Savings Association and formerly thereto The Harris Savings
Association, a corporation organized and existing under the laws
of the State of Pennsylvania and having its principal place of
business at Second and Pine Streets, Harrisburg, Pennsylvania,
17101.
2. The Defendants are JEFF D. SEALOVER, an adult individual,
residing at 922 Donny Lane, Mechanicsburg, Pennsylvania, 17055, and
HELISSA L. SEALOVER, his wife, residing at 922 Bonny Lane,
Mechanicsburg, Pennsylvania, 17055.
3. Defendants, on October 28, 1993, entered into a mortgage
loan indenture with Harris Savings Bank, in the principal amount
of SEVENTY-EIGHT THOUSAND FIVE HUNDRED DOLLARS and 00/100
($78,500.00), the terms of which loan are more specifically
evidenced and set forth in the mortgage indenture dated October 28,
1993, and recorded on October 29, 1993, in the Cumberland County
Recorder's Office in Mortgage Book 1174, Page 257, a copy of which
is attached hereto, marked Exhibit "A", and made a part hereof by
reference, which mortgage contains and is a lien upon the property
situate at 6115 Wallingford Way-Lot 230, Mechanicsburg, Hampden
Township, Cumberland County, Pennsylvania, 17055, being improved
upon with a dwelling.
4. Said loan was further evidenced and secured by a note
which accompanied said mortgage dated October 28, 1993, a copy of
which is attached hereto, marked Exhibit "B", and made a part
hereof by reference.
5. Harris Savings Bank, in consideration of the said
mortgage and accompanying note, advanced to Jeff D. Sealover and
Melissa L. Sealover the sum of TWENTY-SEVEN TIIOUSAND FIVE HUNDRED
DOLLARS and 00/100 ($27,500.00).
6. The premises subject to said mortgage is more
specifically set forth in Exhibit "A", attached hereto and made a
part hereof by reference.
7. Jeff D. Sealover and Melissa L. Sealover are the sole
owners of the said premises contained in said mortgage.
8. Said mortgage and note have not been assigned in whole
or in part by the Plaintiff herein.
9. Jeff D. Sealover and Melissa L. Sealover are the record
owners in fee simple of said premises by virtue of a Deed dated
July 3, 1985 and recorded in the Cumberland County Recorder's
Office in Deed Book 36-P, Page 805.
10. No judgment has previously been entered on said mortgage
or note in any jurisdiction, and said instruments are less than
twenty (20) years old.
11. The said mortgage is in def aul t because Defendants herein
have failed to pay the monthly interest payments of $74.44 that was
due and owing for May, $216.24 that was due and owing for June,
$229.20 that was due and owing for July, and $229.20 that was due
and owing for August.
12. The Plaintiff has given to the Defendants written notice
of intention to foreclose on said mortgage as required by law under
Act 6, dated July 12, 1994, copies of which are marked Exhibit "CO,
"D", "E" and "F" and attached hereto and made a part hereof by
reference.
13. The entire pr incipal amount of TWENTY-SEVEN THOUSAND FIVE
HUNDRED DOLLARS and 00/100 ($27,500.00) has become due and payable,
together with interest at the current rate of 10% per annum,
reasonable legal fees for collection of said sum in accordance with
the terms of said mortgage less such sums as have been paid on
account of principal of the said mortgage and costs.
14. The Plainti f f believes and therefore avers that
reasonable legal fees for collection is $1,375.00.
15. The Defendants are liable to the Plaintiff for interest
at the current rate of 10% per annum until paid and expenses as
provided in and collectible under the mortgage documents that will
accrue until distribution by the Sheriff of Cumberland County,
Pennsylvania, to be computed at the time of judgment in these
,
proceedings in addition to the current loan balance.
16. The Defendants are liable to the Plaintiff for the fOllowing
on said mortgage loanl
A. Principal amount and interest
due through 8/31/941 $ 28,478.28
B. Interest at the rate of
10' from 9/1/94 to 4/7/951 $ 1,673,16
C. Attorney's Collection Fee $ 1,375.00
TOTAL I $ 31,526.44
17. The Plaintiff believes and avers that neither of the
Defendants are members of the armed forces or are in the military
service of the United States of America.
WHEREFORB, the Plaintiff prays the Court to enter Judgment
against the Defendants, JEFF D. SEALOVER and MELISSA L. SEALOVER,
of Mortgage Foreclosure against and sale of the mortgaged property,
with damages in the amount of TIIIRTY ONE THOUSAND FIVE IIUNDRED
TlqENTY SIX DOLLARS and 44/100 ($31,526.44), together with
additional interest thereon, costs and all other amounts advanced
by Plaintiff.
DATED I SePtember~, 1994
~~S' ESQUI"
100 York Road
New Cumberland, PA 17070
(717) 774-3163
Attorney I. D. No.1 09729
Attorney for Plaintiff
,...,
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., OCOUpI.OY, P'I....IUO., MII.II.I.OI I.d P,otIOUO. olthl P,op.IIYI IDlYowft'l LOI. ApplldlUO.1
L....hold.. Iotroww WI" DClCUp1, ..,..th, aNI Ut' the ".,./ty lllotrowtt', ptllW'4p" "atd'rtN wllhln t'lty d,VI'"'' Ifil, ..HtIfIcM..
tN, ~ ""'Uf"ttN MCf ""1lII1Orl1t""... ocwp, tf'I, Plopttt, I' .".....'. pttnrtp..,....."'=. lot ,tl.... Oft. VI" 1ft.. the ...,. of
DOCtIft,.,.", Ufttt..ltfld" .,....,... agt...," WtIM"" M'llth tont.nl,h" not tM I.IN"\OIl.h1~ ""'lh"llrt, Of "nt... U'tlttiltlrtt dltumtlMUI
..1.'......,. he~rf bottOM,', conhl. IkwrowttI WIlli not dfl"OY, "lmllg. Dt Impair the Propt/I,. allow Ih, Pr09tl'Y 10 dtl,tIottt., CIt
"'"'"" "'''''1M hl'topet1y. lor,,,", Ilhll bt In d,laulllI,,,,r"'ftl"',, ICtlrJfl Of ",enldl"g. w,h.lh" tlvll PI r:llmlntl, I, btoun th.t....
lend"', '"" ,..... fudtmt",.,.., ,,1IIIt'" ,nrltltut. of th, ProperfJ 01 oltltrwt,. mlllltl,lI, 1"",.lllh. bn rtut.d bV Ihl, SUUfIl., 1rl.1,~m."1
Of l.,...,'.lHtHitylnt"'... ftorroftr ml., Wtl ,lith. ."lllull,,", "lII.III.", prO\'lrtlld InplllaV'Il,," 'I, bV ullll"O Ih, 'f:IIOft 01 prlM.tdI",
.. be .-...., wtth. ruItfta "'at.1n h~'. tooet f.llft d.IMnln'"Df1, pttdud.. lOlI,IIuI. of Iha no".,..,', I"'....,'n Ih, ",.",.tty Of' ot~tf
"'llttltflMpllhMMl of Ih. Itn Ilf.lltdby tN. ItcutIty ...tNrntrti Of' ltfMt.,', .KUtlly"'I.II.I, bof,,,,,,., .h,," aI", b.l" d"ltutlll Do"owt"
rtuMt!hl...,. .....IMM "lOtn. Dtwt "'llttI~ ral.. lit Inlcourll. Inlounlllon lit .1.I,m'"I. I.. blW., '''' I"IIIft 10 fWf)VId.ltrwt" with 1"1
,.,.I.rtll """"'Ib) In toMtCtIOft WI'" the toM tvtd.nnd by the NoI', ~no, bl.lll'lOlllmll.d 10, "","'"I.II"n, coneeml"CI """0M'"
DCt'up)IMIy Dllh. "otN"y " I ~'" ,..~., II thl. "DUrllY ",Irum'nl I. on .I....~md. boI,ow., .~.M c",""tv "'I~ I" till ",OYI.I&II,
l)f"" I..... II hroww 1OlIUh. lit I,". to tht Proptlty. th. 1....hoId and Ih. I" "". .hl" 1101 m"D' uIIIII. L.nd" '011" to !h. "'''0'' III
...,.....
.,. Prollctlon 01 Llnd'''1 RIght. 'n thl Prop..-iy. II AotrDW~ f.II.lo fJttlorm "'I rown"nl..1kI "o,..m.nl. t'Onl.ln.d In
1hI. StourIfy 1n.IN""nl, Of' th". I, 'IIIJ" pmrt.d1ng th.1 m.y tlgnl"e.nlty I".et La"",,', Ilghl, III Ihl Prllf)'"Y Itl.lclt .. ,p'DCI.dlnoln
b,.,..NP!eY, "oblf., lot oond.rM.tllHt Dr lorl.ttu" Df 10 Inlarct I... DI ~u1.Unn.). then lend" mlY do .nd "I) 10' wh"I.w, I. nlt.n.ry to
",ol.tt ~ v.1ut of th. Ptoptrty Md Ltnd,," rlghf,ln I~. Prop,lty, ltnd.,'.lC'tIOI'I. m.y Intlud. P.ylnll '"Y '11m, ,uu"d by. h.n wl'Kth tll'
ptIotltyMlIhI. Security ...Irumlnl. ""''''''0 '" tomt. p....,. '''lOnlbl, .lIOf'n.VI' I". Il'ld .nl.rlna 01\ Ih. P,of).rtv 10 mlh "p.II'.
A1ltlouth Llndlf mty 11.'aclloll~" thI, pII.O'aph P, L.nd" do" ""I have 10 do 10,
Any 1i'NMHt1. d1,bw.td by l.l'ld" und.r lttI, plllgI."" 1 en,," bfeoml llddlllonll d.bl 0' &"owtr ',ellF.d by Inl, SltW,Oy""!rum.n',
Unl... Bor'DWI' .M bltdl' tgr., 10 ol~ I"m. 01 "')'1""1'1, ItllI. ,,"ltUnlt .h,1I be" 1,11""1 110m I~. dill. 01 dl.IHI'~.m'nl Illh. NoI. III.
,,,d thllll bt pIy"bl.,lfII'I'hlnl.".I. UpoII "oltet"om L'"dlH 10 DMr~r "quntlno "')'1'1'1'1.
I, MartUlg.ln'urlnc" . LInd" "lItll,1d rtIO/lg.glln,Ulllnc:t" I eondltlo" 01 m..tng In.lo.n '.ClII.d by ItII, Str:urlly
1n.I""",tnt, Ior,owlf .h,,1I pltV th. pltmlum. ttqullld 10 m,'nll'" Ih. 1MrI0"O' In.tH.ne.1n ,If.el. N, rot .ny ""M,lh. mortg'g,'IIIUI.net
COl/t'IIf' ,.,.w.d by Lind., I.p... lit t..... 10 bt I" .IItd. (browe, .h.1I pIV"" pr.mlum, ",,"I11d I" obl.ln eOl/""O, 'l,b.llllltllllfy
tqUlylll.nt '" IhI morlOIlJ.In.",.nt. prl'Aoutly In .f1.tl. .1 . to.1 tub,l.nUI"V ."ul~.I'nllo Ih. eo,llo Do"owtl of Ih. morta.g.ln.u,.net
",lYioutly In .ltfoCl, Irom "" 111,,".11 moflg'g.ln.u", .pp,ov.d by lend.,. ".ub,'.ntl,t1y .qulY.I,", mOtIO.", InlUllnu Covtllll.I, nol
.vaIl"bI..how" th.1I P.., 10 L.l'ldtl lIeh monl~ . .um IqU~ lit on........trth 01 Ih. VI.'ty mO'lo.g. I"'lIlIlIe. pllmlllm b.I"D ".Id by Bo"OMr
whe" tht In'UI'Int. toYI'1l011,p"d OIIlIl.td fo b.'n ,II'cl. Lend" *'1I'te'PI, u.. .nd 111.11' Ih"'Plym.nl. II .10" ""M In II.u 01
mOllg....Ift.ur.nM. lo.. """" p'Y''''"I. m.y"" 10110" b. l.qUllld,.1 Ih. op'Ion 01 lend... II mo,la"g.lnll,rtntt rovt'IO'l'n Ih.
./MUflt and 'ot 1M ,er$od ""I Lind.. "qui".) plOII4d.d by.n In'uII' '!'PIDYfif by Ltnrl" Igllln b'eomtt ...,.IIl1bl. .nd I. obl.ln.". BorrOWlr
thllll p'y tIl. pI."""m. rl<tul1ld 10 m.lnl.ln mOllglV' IntUl'lnc.ln .Il.et, Of 10 ptOYlrl. . to.. ''''IVe. unllllh. "'1u"'m.nllo, mortO"g.
Intu/lM:t .1'ld.1n 'ee!Jfd"net wllh '"Y wrlll.n 'O'lIm,nl b.IwI'n no,,,,,,,,, llnd Lllldll 0/ 'pf)lIe"bl. I"w.
I.tnlplcllon. Ltndllot II. .o.nl mly "'... lltaMlbl. .nlrl.. upon Ind 'n'pti:llon. 01 Ih, r'Op.l1v. l.ndll .hln gl.... IJofrOWl,
"oll~ .lth,llm. 0' 0' prlOf' 10 III In'~on .ptellylnO ""onlbl. I:'UII 10/ Ihll In~'cllon,
to, Condlmnlllon. Th, ptOtt'd. ol.ny IWI/d 0/ ct.lm lor d.mla'" dl/let 0' ton""l'.ntlll. In conn.eUon wllh Iny tond.mn'llon
Of' olhff I.klng 01 MV pit" DI th, Prop.rty.ot lor COfWt)'tlne.ln lI.u 01 cond.mll,lIdn, '" hfF,by ...Ion'd I'nlt ,h.1I b. ".Id 10 L.ndll'.
In th. twtnl 0' 1l101.111"'nO or 1tI. P'loptrfy. th, ploc"d. .tI.n b. .ppll.d 10 'h. turn. IIClII.d by 1.,1. SlrllMly In~tmm.nl, """.Ih't or
I\OllhlfttNt, w11~ Iny Irel" p"ld 10 Rofrow.,. ~ Ih. IY.nl or II pI/U.,I..lno ollh. Proplllyln which 1."1.,, m"..1 v.lu. 01 Ih.
Prop.tty Immldlll.fy b.,OI. ItI.l.klng I' trlll.llo Of g"lllI Ih.n Ih. lmOIInl 0' Ih. '11m. lIellrl" b)' thlt S.tU'U)' 1n.lru,"lnt Imm.dllll.ly
b,'or.th.IAlIInIl, unl... Rcmowt, ,nrt ltlldtt otl\.rwtll 10111 In lIfflllng, Itlt 'umt IIcured bV Ihl, Strll/lty IMhum.nl ,h"n b. rldllced
by rh. .mounl 01 1M ptDt.td, m"'I!fIII.., by!tl. fonolfll'lng Ir,cllon: "llh' 10'11 Imounl ollh. 'llml "elll.d Imlll.dl"I.tv b,ro" Ih. I"klno,
dMMd by Ibllh. '.1' m.,h, VIM o'lh. Proptrty Imm.dI'I'tv b.lo", Ih.I.lo-lng. An)' b,l.nu ,h.1I b. p.ld I.. nr,rrOWfF. In I~, twnt
0" p"rttllll..I", or 1+1. PrOPfFtv In _hleh th".I, mll..1 ~tlUI ollh. "0I'I'1y Imm.rtlll.IV blllol.'h. 1,.'nO I, I'lIlh.n Ih. .mount
ol!tll '1Im. "M.d Imm.d1I1I.ty b.for.lh. Ilklno, unlll' Bot/ow., Ind L.nd" olh,Nrl.. "or.. In w,'lInO 0' unt... IIppllcabf. ',w olh.Nrl..
provld", th. proe..d. .h.1I bt 'Ppll.d 10 11'1. .um. IItl,"d by Ii'll. Slturlty In"rum.nl wfI.lhll Of' nollh. .um. It" Ih.n dl/'.
II tIl. "optrfy I. ,b'lIdon.d by bOW.,. I)/' II, ."" nolle. by L.nd" '0 Ior,aw" Ih.llh. tondlmno, o"'rllo ml""" IIWlrd Of' 1111I..
ct.lm lor dlm"Ott. bO/'OWI, ,,,11. 10 rltpOnd 10 L'nd" wllhln XI d.VI'"'' I~, dll. Ih. noltc'I' glvtn. L.nd., 't 'I/Ihorlllld 10 collltl
Ind "P9ly Ihl p'oe..d" .111, opllon, .lth" 10 'IIIor.Uon 0/ Itp"l, 0' Ih. PrOPlrty 0/ 10 Ih. ,"m, lIeut.d by Ii'll. S.eurlty 1n.IN,".nl.
whllh" 01 nollh." du..
Unll..l.ndtt Ind Oor,,,,,," oth.rwI.. .!J,..I,. WIltIng. .ny .""lIutlon of p,oelld.to IJllntlp"l.h,,1I 1'01 '~"nd 01 pollpon. Ih. dll' d.,.
of!tl. monlhly p')'m.nl. "r.,,1d 10 11'1 p.v.g,."h. I .nd 2 0' d,.nO.lh. '"",unl Olll'th p"ym,nl..
1t. Bo"owr NOI R"'.lId; 'orbl.r.ncI By Lf'ndl' Nol . W.lvtr. e.'.n,lon 01 IhllUmll '0' fllym.nt 0' modlne"Uon
0' .mortlllHon ollh. .um. Itru"d bv till. Stturll)' Inll,om.nl ottnl.d by lend" to Iny ,ott.no, In Inl".'1 or hollOW" .h,1I 1'01 opll""
10 "1....th.lI.bUlly of Ihll o,lolnt! !O//OWI' 0/ Don""",', 'ueullor.ln Inl.".1, l.nd., ,hllll nol b. "f1tll"d I" r.om",,,ntl Prou'I1I"a'
IG.lnll.ny 'Uttll.or III In,,,..1 01 "'ull 10 ..I.lld Um.lor p.ym'"1 0' Othlrwt" mnltl'v .morlln"nn ollh. ~u'"' "C:UI.d by Ii'll, lS.euIlly
"""um.n' by "an", 0' .ny d.m.nd ,".d. by lh. ollolnall!u1'ow" rH DlJI'rowe". IlJCC.nnrn In '"1"",1. foIlV 10,h'IFllnu by L.nd., I"
...rel.lng '/lY ,Ighl Of' IIm'ffV .h.n nol b. . w.,~., 01 or p"c'ud. Ihl '."clll 01 .nV lIght or 111m.")'.
I:J, Bucc..,or. .nd Alllvnl Boundj Joint .nd SIY"", L1nbllllYi Co-elon.". Th. toY.n"n', IInd lo,..m.nl, or ,hi.
~ellllty 1n,lrum.nlm." bind and b,n.1II Iht .ote...o" "lid ...Ian. 01 L.nd., .nd OnllO....'. IlIhjltct 10 Ih. plovlllnn, 01 p""orIlJ'lI! 17.
bm'o.H,"etWlnltnl,.1W 'Olllm.n'. ,h.1I b'lolnt ""d ......,.1. kty nc.rrOWII wtln ~..IO". Ii'll. ".tlllll)' '".'rul1'llln' hu' dml. nol...tuI.
It'l. Nnl.: "I II eo.,lgnlllO Ihl.!Stturlly "'"INIn.nl ont)' 10 m0l1g.01, gr.nl.nd etlt'IVty Ih., norrow.,', In'II',,1 I" th, r,optrlV und.,
Ih, 1"11'1101 till, S.CIIFIIy Intlrum.nl; lbl I. nol ""tenltn)' obllg,'.d 10 P'V Ih. tlJm' IIcu,.d bV Ihl. S.eu,"v In,IIumllnl; .nd
fat 'D',"lh.1 L.""tt .nd any ol~tt (brawlr m.y '0'" 10 ..llInd, modlty. ro'b.., 0' m... .nv IcrOmmnd/lllnn, with "gllrd 10 th.l.rm,
of Ii'll. Slttlllllv 1n.I'um.nl ot th, No', wlthoullhll 8omlw,,', con"nl,
I:), Lo,'" Ch.rgl.. 1I1~. "'." lIeu1ld bV Ihl. S.cu,lIy Int'III"'.nll. .ubj"ello I I...., whld'!lIIl. m".lmum Inln charg'fl, .nd Ih.1
law I, "n.1Iy 1"I"p"llllt.o I~.I Ih.lnlllll,l." olh., lo.n eft"O" eoll'tl.d 0110 b. colllel.d In ronn'tlln" wllh Ihll In.n ..r...." I~. pIFmlU,d
IImll',lh.n: f'I .ny ,11th loltn th.,g. ,II." b. "d\lt.d bV Ih. .mounl n'U"lry 10 l"luu Ih. ehlUO' 10 Ih, p"mUtltd 1111'111, .nrt lb) InV ,um.
1I'."tfyenll'cllllf '",m ftotrowe, whlth '.clld.d ","mlll.d "mll. witt h''''und,uf '0 D,ll/OW." Lllnrlllr mlly eh.n~1 10 mllklt Ihl, ''''und bV
.
""'''''Itt,!!ll:!,4l11 ",.,r...
""lJ'" 11'8 IMO.'
'N.~1
800K11 i.l rlC! ?&U
.-.
"""
rttlud,. th, prlndp. owtd lIf'd., aft. Not. 1M' bymli_t", .d1,.tt P'~t"1 to Douo..... .. "'und Itduc.. pllntlp.l, Ih, IIducllon wilt b,
1t.1I". II' ~t1" prtp.yrn.nt .It~ My pI'p'vm.nl dial.. undtl Ih, tfol,.
t4. Nolle... lilt, no"" "10,,..., plDYkf.d fDlII' thll SHl.Iflty ~.ltUm.nl.h" b. DIv." by 1f,IIII"Ing II Of b)'ml'"ng II by ",,1 el,,,
m" UIlI... ',.rIc."''''' ItqIItr.. II" or ."O~., mtl"'"', 'rh. Milt. ~.It M dI',tlt" 10 Ih, P,l)p"ly Md,... I)f ,n, 11th., ."If....
IoN.... dtJ'If'.I.. bvnotlc.lo lend." "".,nolln to LInd.. ....11 b.gtw.n bv ""' dm M,lIlo unrt.,', ,dd.... 11'1.d ","1n ot any Din.,
tddI... Lend., 11,.,1.. bvno"" to loll"". M., nolle. ptlwldld lot "'lhl, SeouIlly In.llum'''1 .till" bf d..mld 10 h.", bt." Iltvln 10
lINt... Of Unct.,....M gt.IM.I ptOV!cfld In eN. p,,,,,tpf!.
tiS. OovernlnG lIW. IS.Vlr.bUlly. 'hi. 5tt'lollUy "'b"menl'PI'" tM ocw"",d bV l,d.,II',. ,nd Ih.ll.. nllh. ru,ltdlc:llon 1ft
llIiONdt Ih, ".1'" I' ....Itd. In lh. twlnl thll M., prD'f'l.IOI'I Of eI,uI..I thl. &-nlllI" I,"',um.nl nf Ih. Nnll rontlh:I, w.llh Il'JIllttbt.
law, IllIcll Hnrlkl "'.. """"tel Dth., pt~"on. of tN, SeNlI" 1n,I,um,nl Of Ih, Nol. wIIlllh un b. ol....n .1I.cIlMlhoullh. tOfIwcllno
ptcwtlllon, to IM,.1'Ict the rwcwttlf)n, of ~,lM:IHttv Inll,umtnl.nd Ih' HoI. II' ,,"d,,1d 10 be 1.......bI..
te, BOWDwtr'. CDPV. Bonowt,.n" b. ohrtn OM C1)nfOfml" cnpv of Ih. "'1, .nd 0' Ihl, 8Ku,lIy Inllfumlnl.
'7, T"nlf., of 'h. Prop.rty or I O,n,lIel., Inl""lln Bl)rrow.r, .." ot,nv p,n ollh. Pfop.'ly Of ,ny Inllllltln
tll, told II .,.,..,1."... lot tI. Mn.Ik;I" '"""M '" ""fOWl' t,MId." tl""I",.d w I!ot,...., I, not, n,lu." p..aonllMlhoullen"..',
prtof """'" eon..nl, LIMN m.y, .111, .,.on, ,..,.,. Jm/M,t1.I. ")lmlnl tit fu. or.. 'um' 'toUf'.d by Ihl, StcUltty'rullumln" ....,......,.
ltlI, opl(on .n.. not bt ..II'dI" bV LlndN H I.Nef..I. ptohlbllld b., lid.... I.. II ollh. d,ll of Ihl, S'turll., ,"tll1/mlnl.
. Lind" ','r~II' IN, opllon, lInd., Ih.1I rtv. bnflUlil.r noUn ol'I'lCIIIII.llon. 'h. nolln Ih,llt p'.,....do' P"~N I,' nol 1111 t"'" 30
d..,. flam Ih, d,l,th, nolle. I, d,l,..,.,td 01 m.tt.d wllhln ....Ir,h Bot.owtf mll,l p'" ,1I'uml llculld b., Ihl. S.cwll., "',ltUm.nl. .
8otrowtf I.Nllo P'" Ihtll ttnnl prlollO Ihl ..phllon of Ihl, period, l.nd., m.., 1nYoIl..ny ,.mldl.. ptlmltt.d by Ihl, S.cu,lty In."umlnt
w11Mut rurttl" nollt. Of d.m,,," on bGIIOWlf,
te, BOfTOWlf', Righi 10 R,lnsll", ., Barr.,.., m"l, tlll.ln en",'ltlon', Borrowe, th.n h.~ ,,'. IIOhllO h..... .nfo't.m.nl 01
!hI, BecvrllV ~,Irumlnl dflCOflllnutd II."., tlm. pit." 10 Ih. "rll" 01: (.111 d.V' (Of ,ueh olh" plllod ., .ppllubl. I,.. nI'" 'ptdly lor
IIlft'I.I.",*"I) "fOl' ..I. 01 Ih. Property punu.ftl 10 Itn., pawN of ..I. conl.lntel 1ft IhI, Sltulll)' In'hum.,,I; 01 fbl.nll., of, 'udam.nl
.nlOldng ItIII SeCUllty 1n,1",,",nl. ThO" condlllon. 1IIItI,I Bot-row,,: 1'1 P'Y' hM" aN 'um, which Iht" would bl dUI undtf till. !kcurlty
In.ttum.nll"d th. Noll .,11 no .crtlllllllon "Id ooeurtld~ tbl CUll' .n, dlflult of tn., olhll ~nanl. 01 .g,"m.nl.; lei p..,. tII "pln...
"'curt.d'" .nlOlelng lhl, SttulllV ""lrum.nl,lndurllr\Q, bul nol Nmll'" 10, "'Ion.bt. '1Iornl"" f.,,; and (dll'"'' ,uth 'tlJon II l.nd"
mlV 'IIton.bIy ,.,.10 "IU" thll thlll.,. oliN, Securlty "'"NIn.nl, L.ndll'. rlghl.llllh' P,op.lt., .nd Douon,'. ob!lglllon 10 p..,
th. 1lIfI'l' NCUlld by thl, 8tClltlty 1n,lntm.nl th.N Mntlnu. uneh.no.d. I)pon '1Inll,l.m,,,1 by 80"0*", Ihl, S.tulUy ""IIum'nl.nd Ih.
obIIt,bl IICllII.d "lflby thall remllllMI., ''',c!tv. .,11 no .~I.,.Hon h.d oct\l,rtd. HowIY.', Ihllrlghllo "Inll,l. .h." nol.pplyll'l
ttl. tll' of ltOCII"ltlon unci" p.rlgtlptl1r,
't, Sll, of Nol" Chino. 01 LOin S,rvlclr. nil NoI. Of' pln,.lInt"..1In Ih. NoII/loo.lh" ",Ilh Ihl, Stcullty 1n.IMn.nll
m.ybt totd on. 01 mOl.11m1l wllhout prior notlt.lo Bonowe,. Alii. m.., ,..ult In. th.nglln Ihl ."m., !"nown ..Ih. "lo.n S.Mt'"
11'1.1 eoII",. monlhty p'vm.,,11 due ulld" Ih. Not. Ind lhl. SttWlty In.llum.nl. Th... .110 m.v bt onl Of mOil ch.no" 01 Ihl la.n IItMU'
UNIIII.d 10. III. 01 till NoI.. ., Ih.,.I,. ching. ollhl lo,n StMtlt, BoIfOWtl ",,1/1 bt gIYI" WlIII.n nollt' ollh. ch.nOlln 'tcald.ne.
-'I" PIt.Of'ph 14.bovt.net .pprlub!.I.... Th, nolle. wllI.I,llth. nlm. and .lid.... ollhl nl. Lo.n S.Nltt, .nd Ih. ,dd"..lo whlth
p.y,,"nl' thouId bt m.d., Th. nolI" will 11'0 CI)IlI,ln IIftV olhll Inlorm,lIon rtqul..d b., .ppllc.bl. 1.1'1.
20. HlllrdOU' Sub.tlnclI. eo"owt, ahlll not ll'U" Of p"mlllh. pll..nCl, uti, dllpo..I, 1I0'lgI, 0' III.... ol.ny MII"doll'
Subll,ne" on 01 In Ih. ".rty. BonClWtf' .h.n nol do, nor ."ow .nyo". .1111 to do, ,nvthlna .".tll"g Ihl P'nJ'ltty Ihlll. In lIIoI,1Ion 0'
I"Y IlWlronm.nltl Uw. n.. prKtdlnO two IInllnell .h.1I nolIPP'v 10 '1'1. pr"lnCl, UII, 01' .101'0' on Ih. P!Q,..rty of am." qu."IIU" 01
Hlnnfout Bub,llnctllh.1 .,. gentl.1I)' 'ICOQnlllld 10 b. 'HfOPII,I' to no".,.1 ,..Id.nllt! u... Ind '0 mltnl.n,ne. 01 Ih. Prop.rty.
BonOWIt' ",.11 IHomptf., give LInd., *"II,n "ollet 01 111., Itwt.llg.t1on, d.lm, d.m.nd, I''''.ull 01 ottlll Itllon b., .ny OOlltlnm."I,1 Of
rlguI'lOIV Ig.ney Of prIv.I' paI1y IrwoMng Ih, Ploptn., ,,,d In., Htntdou. Subll,nt.OI fnvllonm.nl.1 bw of whim BoIIOW" II.. ectua!
"nowledg.. If Bot-rowtr II""', Of I. "olln.d by '"Y goy"nm.n,.l 01' 1I0ul,Iory .ulhonl."lh'llny "moY" 01 Ollie, 'Im.dl.llon or .ny
...""dOlt. Sob.I."e. I".ellng Ih. Pfop.rty I, ",u"'fY, Borrow" Ih,1I plompU., l.h .11 "Ic'''''y rlm.dl,1 Itllon'l" lettud,,,CI ",lIh
IrwI'OIlm.nleIL,..
,. u.td In Ihfl pII,orlph 20, .H'I"dou' Sob,t.nt". ".Iholl.ub.t.nc" d.nn'd ,.lo.le 0' h.urdotll .ub.I'rlt.. bV Inylronm.nl,1
ltll .nd th.followlng .ublllnct.: 0.1Of1"1, hIO"''', alh" n.mm.bl. 0110110 p.lrol.um prodll('II.lo.le p..lltld.. ."d hllhleld.., vol.lIl.
tof\ftnl., m,IIII.I, tonlllnlng ..b,,'o, OIlorm.ld.hyd., .nd IIdlo.cllve mlllll.I.. .A. uud In Ihl. ""1l0"ph 20, .!nvIronm.nl.IUw' m"n.
f.d"" I.WI ,,'d I.WI ollh, Jutlldltllon ...hllllh. PlOPlltv 1,locl"d Ihll "1.1. la h..IIII, ..,.tv or ."vllollmenl.1 p1ot.tllon.
NQN.UNI'ORM COYINANTS. BorrowlI .nd LI"d., lurlllll COII.n,nl,"d .gll' ..10110......:
2t, Ace,ltf,lIon: R,m,dles, L.nd,r shill alvl nollc'lo BOfTow.r prior to Icc.lerltlon Following
Bonow.r', brlleh 01 Iny cOVlnent or Igrtlm.n' 'n Ihle Security In.lrum.nl (but not prIor 10 .cc,I,rlllon
und.r peraorlph 17 unl... IppllclbllllW provldtl olh.rwll.). L.nd.r .h.11 nolUy Bonow,r or, amono oth.,
things: (I) Ih. d.r.ulti (b) Ih, .cUon r.qulr.d 10 curelh. defaull: (c) when thl d.rlull mUll bl cured;
Ind (d) Ihll r.Uurllo cur. Ih. deFlult II .plclfl.d m.y rllullln Icc.l.r.t1on or Ihl sums Itcur,rj by this
SteUtlly 'n,lrum.nt. rOFlclolur. by ludlclll proc.edlnG Ind ..I, or Ih, Proptrty, Lend.r ,hili rurther Inform
Borrow,r or Ih. rlghl to r"nlll" Irt.r Icc.I.,.Uon Ind Ihl rig hi to lIut1ln Ih. lor.closure proettd'ng
Ihl n",n-,.IS',nc, or. d,rlull or Iny olhlr d.r.n.. or Borrow,r to sce.lorlUon and ror.closuFt, n 'h,
d,rlull II nol cur.d II Ip,clfl.d, lInd., 11111 option mlY rlqulr,lmm.dlele peym,nlln lull 01 In luml
IIcur.d by Ihl. S,curlty In.'rum.nl wlthoul furlh.r de"tlnd Ind m.y rorecfolllhls Security In,trum.nl by
JUd1c1,1 p,oc..dlng. Lind" ,h,lI b, ,nllllld 10 coll'.IIII"pln,..lncur..~ In puroulng thl ..midi..
provld.d In 'his plrlor.ph 2t,Includlno, but nolllmlt.d to, attorn.ys' fit. Ind COlt, Of till. .vld.nc'
10 th".',nl permUl,d by .ppllelbf,llw,
22, R'I.,,,, Upon P'''''''''I 01 .lItum' 1tC'Ultd bylhl, 8eeurl1v In'llumlnt, 1M. s.turlty tnllrume"1lnd lh. .,t.l. tonYlytd
.h.II'.rmlnll..rMf b,com' void. All" .ue1'l octurr.ntl, Llndll .h,n dllth"g. Ind ..t1II~ Ihl. S'tllll'., In.lrum.nl wHhoul thlrgllO
1of,0WIf. Bottowlf ,h.1I p.., .I"tV ,.COId.llon to."
23, Welv't.. eorrO'Nl', 10 I'" ,.I.nl p.rmlllld h., Ippllubl. flW, ..Iy.. ,nit r.I..... Iny 'rro, 0' d.fle,.ln proc"dlng.to
1"'orc'lhl. Steurll., 1n'lluml"I,.net hll.b., "'IIvI'lh. b.n.fll ol,nyp""nl 01 Mutt II.' prQYIdlng for ,lly"' .~.euUon, ..I.nllon 01
tlm., ...mptlon fram I".ohm.nl, I..., .nd III., .nd hom"I.." .~.mplton. .
.
,AtlU,ttM I'll"'1 "'tcH
....~41l1~ 1M""
">>II"Jn:lt fJ,4D
iOoi1t7,1 mE ~I;ll
,-..
'\
.1I! "tln,'.t.m,nt 'trlod. .."....,'. time I. ,.,111, prowtdhl tit par...,., 'I WlaIt .~I.1Mt 10 Dfl. how pdcw 10 the
tom'''.'WIt'''.....,....,. .. .1iI'I""", ....., DttI., MI. puttullM 1111I. Iecutttr ....lflHNnl,
II. Porch... MDn,v MCHtg.g.. .,"~ 01 the d.t.t 'tNt,d bo; IN. IStcurily IntltUrn'n' I.'.", 10 1ut,0llWtf to lCqullt Uti,
...,. ,..".,ty, tN,IINtfty ~.ttu,.,.,.. "'... be . putth... moM'; mottotO'.
". 'n,,,..1 All. Aner Judom.nl. Dotronf ..... th.1 th. Inltt'II'II''1I,IbI. 1111., 'judg",,"'I. 'nltl.d on th, Nql,
It '" 1ft MfkM of IMff.... hudoN.IIh.. be 1M t.t. PI"'" 'ram~. to tImt undtf 1M Nnl.,
If. Aldmlo Ihllltcut"y ",,'rum.nl. I Oft, Of' I'I'IDI" rtdMt.., ..ttNltd by hMO',..., aNI teecwd'd t,..lhtt""'ltt thI,
SHutlty InttNmtnl, fl. f:lOVIMMtllfld 19tHfNnt. of .td'l1Ud'l ,Id., ..... bI IncclfpcM't'd 'n'o 'nd ahlll .mlnd Ind IIIf'PIII"'nl th, """Mt.
!WId 19"me"', 01 thIlltourtty ....Irum.". II" Ihot Itdtt(_'...", PI" of tN, StClllII, Int"um,nI.ICh.d1.ppllcabl. bo.I.IIJ
0 MtullabI. All, "d., 0 CotIdotnlnlumAldt' 0 ,., r"""....d"
0 Oractu.I"''''V'"tftINd" 0 Pt,,,,,,d lIntl o.v.lopm,nl Ad., 0 B1.....'V'.)'m"'If'tdtt
0 -..... 0 ,..,. "'pflw'm,nl I'd" 0 Setond .bn. ""It
0 OOhoII"llpod',1
IV IIO~ alUm, Iofwwtf 1tOCtpt. and ."... to 1tI,I,rm. II'Id CO'l4nanl. cont.ln.d In Ihl, SeNflty .,.Irum,"' and "'.,.V rtdlff,t
,.teUl.d by Borrow., IInd flOOrdlld wUtI It,
1,."".....1
""",6.~~~,~,:::""""""""."."""""
"""..,..,.,..,....,..,..,.""",.".",,,,,,....,,,,..,,,......"..",....,.,...,."...
..JOIib~~~'..,""'"''''''.:;;;;;i;.'::,'''
1Iod~ _'II, ~mb",!b,?,.II:.,fJ..,:?t.!..2"".".
".......,/!1~.t.,..~Io.~
MltlSSII L SI"lovI' .&orrow.r
,......."""......."....,.........."..,.."......".,..,,,...,,",,,.,,,,.,..,,,,,.,,,.
ilo<l.,Io"""'..'mb.."",,~"""'"''''''''''''''''
'~yl.ii;;."'^',~~,;';l'ir.[:""..,,,...,.,,.,""''':a.;;;;::'1
SocIM 8tCUrlIV Numb.' """
...,.....................,.........,..........,........""
....,'~''',..,''''',..",.."'',,.,'''''''''''''...,''''''',...,''',..,,'."",.,.,,,..,,,
""""'"",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,110011
--
Socl.1 S.tu,IIV Numb., .........",.....,
....."..,,,...,,..,.............,,,......,,,
ISpICI B.low Thl. L1n. Fo, Acknowlodgm.nll
COMMonv..lth of P.nn.ylv.nl.~ York County...
On thl. the 2nt.h d., of O('f.nh~,. , 19~. befon ",e, " not."
public, the undtul,ntd officer, perlonlllly .p"tend .,,,rr n. {;"I'!ov"r,
inrtlvhh'I\llv llnfl M M.tornny..Jn-F,'ct r"r .1011",,1'1 IJ. r,r"lll"vf!r
known to "'I. or uthl.etorlly provln. to he th" pluon vhon n'''''~~
.uberibed to thl vlthln inltruMlnt .nd .ckno"ltd~.d that -h'l u"Aul~n~.
"Ill' .for the pur pO.ll hlrlln contlln.d. lor hl"'""U' "'nrt hln r.nnnt.1,..II~,\.'i~::,!.I:...!~t..;~~.S'~..
InWltn... Whlnof. 1 hereunto..t my hind end oUlcl.l "'l""'\'~~~\'., ':;
L- V. - .(. . , ' ,~ ~;!';;J.<'
,.. .....,t~i .
""a"","" .
.I1,'!....,'
_0'........ ]
,--Il.t,........"....
""",........"!'J::.i:'..7. '~_
t eertU, thlt thl ,"du plAce of bu.lnu.. or the vlthin ftlm,d Hart~'~I'
" Slcond And 'In, Streit.. lI"nllburl. PA 17101.-...,
f<(;.,I?-\...l~
Attorn,y ('or Hort.....
~1f,'''...,A:tIt'."''eN
"qt 5 III 'I MlIf"
--;)
ffii1174 rm 2~1
'wi
-...I
AU that ctrtl'n p,rc.1 0' I,nd Illuat. In Illllpd.n T_lhlp, Cllllbtrhnd Counl1,
C_nlll,lth 0' Plmylv,nll, ~... p,rUeuhrly bound.d Ind d..er,b,d to wltl
DEDIHHIHB It I poInt on th, louth r'ght-o'-wly"n, 0' "lllIn(,ord "IY, ,I'd point
INtlny th. north.lIt corn,r 0' Lot Ug Ind b.ln, loell,d,,.. h. unt.r"nl 'nt.r-
I,et on 0' "llllng'ord "IY Ind Collln,dll. Clrcl. tho 'ollow'n, eourl'l I'on, the
e.rttrltn, 0' "lll'n,'Ord "'YI Horth 7' d.grell 06 .'nultl 17 ucondl [alt I
d'lt,ne. 0' 211,62 'u.t to I poInt 0' curvlture, th,nc. on I curvo to th. I.,t
hlvln, l rldlul 0' IlllO,OO 'oot ,Ind In Irc lonrth 0' 121.4' ,..t to t"- po'nt 0'
tlng.ncy, then~1 Horth 64 dog",ol 30 .Inutol U I,eondl E'lt I d'ltlnc. 0' 127.6D
ro.t to l point 0' eurvllu",. thin.. ,Iono I eurv. to th. I.ft hnln, l rldlut 0'
1,000.00 ,..t Ind In Ire Iongth 0' 60,97 1'.11 to the potnt 0' IIno,ncl. thin.. North
61 d'y..... U1 .'nulel ~9 locondl E..t I dlallnc. 0' IU1.'4 ,..t to I point 0' curval
u"', h.nc. on I eurv. to tho right hn'no I rld'ul 0' 31O,QO ,..t Ind In Irc lonoth
0' 3II.U5 ,..t to the point 0' tlno.ncl. thone. North 02 d.o..... 24 .'nutll 47
I.cundl lilt I dhllne. 0' au,OCI ,.ot to I poInt on t"- ...... thlnc. It . right
Ingl. 190 dog""I) to tho c.ntlrllno, South 01 d.grt'l 35 .'nutll 13 loeondl Ellt
I dllhne. 0' 26,00 ,..t to thl l'ol'OMnUoned poInt 0' b'o'nnlngl
nlEHCE Horth or degl'll" 24 .Inut.. 47 ..eondl Ellt, Ilong t"- louth r"ht-O'-Wll
"n. 0' "lllIngo'rd Vll, I dlltlne. 0' 61.91 flit to I point 0' curvltu... on t"-
I-I
ntpcE contlnu'ny lIon, the louth rlght-o'-wl"n. 0' "llIln,'ord "11, on l eurv.
to the right hlv n, I rld'ul 0' 100,00 'I.t, , dlltl Ingl. 0' 46 d.grool 16 .lnut.1
46 Itcondl, In Irc Ilngth 0' UU.77 ,..t lnd I chord b'lr'n, 0' South 14 d.g""
26 .lnut.1 42 loeond. Elst I dlltlne. 0' 7U.69 'o.t to I po'nt on the II" ,nd
boln, th. nort"-M1IIOlt corn'r 0' Lot 231.
TIIPCE South 41 degl'lll 04 III nut.. 37 Itcondl ....t, lIon, t"- northwllt Itn. 0'
Lot Z~I. I dlatlnet 0' 100.17 feet to I cone...t, _~nt b,lng the c_n corn.r
0' Loll 230. 231, Ind 232.
Th,nc. South 67 d.gre'l 40 .'nultl 46 .Ieondl VI.t, lIon, tho north Iln. of Lot 232.
I dlltlnc. of 60,94 ,..t to I po'nt on th. 1110 Ind beln, tho 10uth'ISt corn,r 0'
Lot 229\
TIIENCE Horth 07 d,gl'lls 35 .'nut,s 13 s,conds Vest, lIon, th, Elst lln, 0' Lot 229,
I dlltlne. 0' 117,69 ,..t to tho POINT OF OEGINNING, Ind contl'n'n, 11,206.32 IqUI'"
,..t Dr 0.267 ICI'llS 0' Iond, ~r. or Itll.
OEING Lot 230 on th. Plln 0' Lots 0' 1I."",d,n lIt1rth Fin.! Pion P.hu. III, I'Icord.d
In Plln Oook 62, Pig. 139, CUllborllnd Gountl Courthous..
1I!1NG the ..1tI, 'pullllael which II 5 Sarvle, Corporet1on, Trultee, bV deed dated
AU9ult 10, 1993 oInd t.o b. ncordod houwHh, qranted and conveyed unto Jerr D.
Se.lover, one of the Hortqaqora herein.
UNDER AND SUBJECT, NEYERTllF.l,ESS, to rltltrlctionll, conditione and ea'emont, of
prior record p.rtdninq to uld pramil".
THI MOnTGACORS Upr..ent ...nd Wo'Irunt that noith.r of the plIrtie. h.r.to hat
hentofon inatituted divorco proceedinq. IUJalnlt thft ot.hu and n 18 further
IIlJreed that. t.h,. 11nn. orerat.lon And .Uect. of thh mortglq. 8hr,uld not. be
chanqed ln -"y 1lI8nn., all a ,.ftult of or pent of any prop.rt.y IOU I.,mrt"t. or
equitable dhtrlbutlon hy th,. cOllrt. 1n "ny dlvor~. procl""Unfj_ nollt nr hftrffafUr
inatit.ut,d by tlther of the mortqaqnr. h.r.tn aq41n~t thlt other.
TII16 11 . c:on&trucL1on morltJaljlt to ucur. future paymente tr> b. mad, undo,
89r'''''''nt. In the coun. of Conlltrllction of dwelling on lot d..cr1bod 1n lald
~rtq.ge prov1dod tho Iftortqftqnr ~hall withln lix mont.he from d"t.e horoof apply
for the whole or a portlon of prlncipal amount in dehult of wh1ch Itny ob119atlon
to mak, furthrtr adVlnC"1 eh"ll bit vold.
tod1'.\ rm ?'l;?
j
"XHIOI1 "A"
.-
NOTE
Ol:tQhnr ,n. lIJl))
I11lIt,1
Now Cun"Jo,lIu\l!
IlIItl
PonnsytvanllJ
IMIII.'
6116 Wn""<gfonJ Wny (Lol ~301 !~!,!s,IJl"Y, PA 17066
I"'~II.I, ,l"'~.~ll
t. BORROWER'S PROMISE TO PAY
In ,.11.1'" 101 .Intn Ih,ll h.v. ,.nll/.d, I Pfoml..lo p'V U 6 I 7n,MO on "._ (Ihl, .mounll. uU,., ',,'lntipll'l, plu.ln""I., to
Ih, Old., DI In. L.nd". fh,Llnd" I, ~..n!1ri~SlJyJlj(li>>'!)'l~'.--.'
I und'"ltrnt Il1tlll1. Lind., m.., ".ntl.t thl, Nol. Th. Lind., or ."ynn. ..ho 1'~"lhl. Nol. b., l'ln,l., and who I, .nUU.d 10 IIutlll p..,.
mtnl.undlllkl. NoI,I, call,lt Ih, 'NoI. Hold",'
2. INTEREST
Inl",.l wUl b. th"\l.1I on unp'ld ptlntll1ll U/lUllh, lull .molml 01 ptlnelpA! h.. bun pili I 1\10111 "'" Inl.,UIIlI. V..tl., ,.1, 01 -19.:.QQL....
1h,lnlllllll.I. "'lull.d by Ihl. 6aclton "1111...1' I will p.., both b,lal. and .1I1t InV d.IDUII d,'c'IU.1I In Sltllnn 1l10) ollhlt Nol..
3. PAYMENTS
(A) TIME AND PLACE OF PAYMENTS ~
I will P'Y rrlnelr.1 .nd Inlllul by m.~lno p~ym'nl' ,v'ry month
1*11I ml" my Inonlhly pllym.nll on Ih. _1 '!~. dlY 01 ..eh mO~lh ~'1:JIl1._':' ..:'.':.~.7..". ~".~'_~..:'~ ..~_'~': ," *11I m.~.
Ihn. plvm.nll 'Vlly month unlit I hlv' paid IU 01 It... pllnclpll.nd Inl"..llnd .ny olh" th~IO" dUCIlb.d b.low IhAl1 mly ow. undlf Ihl,
Nal., My monlhlll plVO'.nll 11I'11I b. .ppU.d 10 Inl",,1 b.lolI prIncipiI. II, on ~lIllllP.t }.!_~.'~, 111111 ow. l/nounta und., Ihl,
Nnl., I wllt pl~ Iha.. IM/)llnlaln 11111 on Ihll <JII., which II cllt.d Ihl '111"1111111 dill.,'
I *IM mil" mil monlhly p.ym.nl..t Second & Pln~Slt , ,IV
ot 'Ill dlll"I"1 pr"e. tlllqulrlrl by Ih. NoI. Ho~ldll t..?)-
(Bl AMOUNT OF MONTHLY PAVMENTS .
My monlhly pllymlnl *11I b. In Ih. Ilmovnl 01 ure-, ~,!!!!!!,~~!-':"11 y n r. ('< (flr" r-n l II ,
_ Hntll5buru! .~._~!.!.~.1
4. BORROWER'S RIGHT TO PREPAY
I hllv. th. tlOhllo mlkt p.ym.nll of prlnclpll.l.ny tlml bl/Oll thlY II. dill. A pIIYnI.nt 1)1 pllnclplll only ft ~nown IS I 'PllPllIym.nr.'
Wh.n I milk. I p"p.ym.nl,1 will 1.11 the Noli ~lold.r I" WI lUng lhllll am doing '0.
t m.V ml~' ,Ivll pllp.ym.nl Ot p.,UII PllPlym.nl. wllhoul pllyfnV .ny pllplymlnl Clilllg.. Tll, Nol. Hald" will VII III 131 my JlIIJlllym.nll
10 I.dvc.lh. Imounl 01 pllnclp.llhlll ow.vnd,f Ihll NOI. III mah I plIlI.1 p"plym.nt, lhll' will bl no ching.. In lh. dll' d.I.!)f In Ih.
amounl of my monlhly p.ym.nllJnll" the Nol. Haldl' 10"" In WIlling 10 Iho&. chAnOtl
5, LOAN CHARGES
1I11.w, which IlPpU" to IIII,Iolln ..net ""hlth ul. Inll_lmvm 1011/1 thlllOIl, 1IIInllly Inltrp"I'!rl 10 III.'lhllnl"Ulnr olh., lo.n Chl"O" cal.
I.clod Of 10 b. coll.cl.d In connlcllan wllh lhl.lo.n "tlld Ih. p.llnlll.d Ilmlt',lh.n: (I}.ny IlIth 10lln chl"Oo .h/lll b. uretl/ud bV lh. .m"unl
n.c....,y 10 ttdllc, Ihe chllo.IO Ihe pllmltl.d limit; .ntJ (Ullny lums.lrlldy cnllllcl.d 110M ml ""hlth IJcllllld p.Hnlll.d IImlll will b. ft.
lund.d 10 m.. Th. Nol. Hold" mlY choollla mil" Ihll ttlrlnd by IIrlvclng Ih. prlnclPlll1 0"'" und., Ihla Not. or by milking. dlllct p.ym.nl
10 m. lI.ttlund "duell pllnclp.l, th. r.dvcllan will b.lllnl.d U II plltlal pl.paym.nl.
5. BORROWER'S FAILURE TO PAY AS REOUIRED
(A) LATE CHARGE FOR OVERDUE PAYMENTS
It Ihl Nol. Holdll hn nOIIlCllv.d lh.llJ!lamovnl 01 any monlhly pllym.nl by Iht .nrl 01 15 _ C/llllndlu d/lY' IIltft Ihl dill. II I.
dll', I will plly alai. (haIQ.lo lh. NoI. Hald". Th. IImount allh. el11101 wl1l b. 5.000__.... 01 n~;-~;Illdu. JI"ym.nl 131 pllnclp.l.ntJ
Inl"..I, I will Pl'lY Ihlll.l. (hllfOI plomplly bul only onc. on .lIch Inl. p/lym.nl.
(8) OEFAUL T
III do 1'\01 p"y Ih.lullllmounl olllch monlhly pllvm.nl on Ihl dill. II II dl/I. I wHl b. lil dlllnllll
(el NOTICE OF DEFAULT
III ,,"1 In etlfllllll.lh. NOI. Hald., mAY IInd m. II w,llIlln nollClllllllno m'lhllllll IIQ nol PIlY Ih. olllllllu. IImounl by II Clll",ln dnl', lh.
Noll Ilnldtr mllY IIQUlrt mIla pay Immlldllll.ly Ihll lull llFflOlJnl 01 pllnrlplll whIch hilt nat bun plllrl IInlt 1111 tlllJ Il1tfO'ullhlllI OWIl Qn Ih.1
.moul\! Thill d.l. mUll b. .IIIISI 30 dlY' .!tllllh. dRI. I)/l which Ihl nollCII. dtUII.r..-t 01 mnll.d 10 m.
101 NO WAIVER BY NOTE HOLDER
Ev.n II, II. Um. whln I.m In d.I...II, "... Nol. Holdlr don nol IIquh. milD plly Imm.dlnlllly In IlJ!ln dncllblld IIboll', lh. NQII Holdft
wllllWI hllll'lh, Ilghllo dO'1) 111.m In d.lnIJU,1 I hll'f 11m.,
(E) PAVMENT OF NOTE HOLDER'S COSTS AND EXPENSES
If Ihl Noll Holll" hUllqullld m. 10 PIlY Imm..-tIIl,.ly In IIIIt III dUCllb.d Ihov.. thl ~jol. Hnlr-jtr will hll...tltlllIlnhlII) b. pllld bllck bV ml
1111 III or n. COlli Ind IJp.n...ln .nlofclng lhl. Nol.lo Ih. ..I.nl nrll plohlblt.d by Ippllcnbl.lllw Thoa. '.pln.., Inchld., 10f IJllmpl.,
,,"onlbl.IUmn.y'.I.1
1. GIVING OF NOTICES
Unit.. .ppllc.bl.lllw IIqlll,... IIm.llnl m.lhnll, nny nolle,'hnl mll~1 bll olllln 10 mlVlldlll Ihll ~ll}lll will b. Ol.....n by d"II~lllll'I' II 0' by
mlllflng II hy II,~I elnn mlllllo m. III '11. rrop.r111 ^,hhu~ Illl!}...,. fH IlIIl dlrrfOl"nlllrlrllll~~ III Olvt< Ih.. 'Inrllllolrhtr II nollcl' nl"'1I ,IIII"lInl
IddllS..
.Any nollc.lhlt mull bl glv," 10 Ih. Noll Hold., undll" lhl~ ~jole will h. gl~.n hy mllllll'lJ n by 11111 cllln ",Illt 10 lhe Not. ~joldlf III lhe
IlIldll.. 111I1.d In Secllon 3(A) .bINI or .111 dIU".nllldd,.u II 111m glvlln II Mile" 01 'hilI dm"llnlllltr/"nl
"'IIln~flll! rl~fll "^" NQff !I~"JIw '."'~~ r'j~IlI'I!IMr. 11",1,,,,,, I".r'''",~"t
I'nll~ I nl ~
'",n,.1;1110 1'/1'1.1
H.I.""JAnll",III'ITrn,
EllIIIBIT !!
.
, ,
-,
,I>-,
\
IUHARRIS~
IiI SAVINGS BANK
Second ll/ld Pine Streets
P,O. Box 1711
Harrisburll, PeMsylvonJa 17105.1711
717/236.4041
July 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Jeff D. Sealover
922 Bonny Lane
Me<:hanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (herearter we, us, or ours) on your
property located at 6115 Wallingford Way-CLot 230), Mechanicsburg, PA 17055, IS IN
SERIOUS DEFAULT because you have not made interest payments of $74.44 for May, $216.24
for June and $229.20 for July, 1994, plus late charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of this letter is $519,88.
You may cure this default within THIRTY (30) DA YS of the date of this letter by paying
to us the above amount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DA YS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
~ sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the reuonable attorney's fees even if they are over ,$50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's tees.
EXHIBIT C
.-,
"
We may also sue you personally for the unpaid principal bllll1l1ce I1I1d all other sums due
under the mortgage.
If you have not cured the default within the thirty day period I1I1d foreclosure proceedings
have begun, you still have the right to cure the default nnd prevent the sale at I1I1Y time up to one
hour before the sherlfrs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges then due, as the reasonable attorney's
fllll$ and c:osu connected with the foreclosure sale (and perform any other requirements under
the mortgage), It is estimated that the earliest date that such a sherifrs sale could be held would
be approlllmately December 7, 1994, A notice of the date of the sherifrs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait, You may find out at any time ellactly what the required payment will be by calling
us at the following number: 23 1-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER I1I1d made payable to us at the address stated above,
You should realize that a sherlfrs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sherifrs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
lack W, Shader, Jr.
Collection & REO Manager
IWS/lmw
~,
.~
\
We mBY also sue you personally for the unpald principal balMce llI1d all other sums due
under the mortgage.
If you hBve not cured the default within the thirty day period Md foreclosure proceedings
have begun, you still have the right to cure the defaultlll1d prevent the sale atlll1Y time up to one
hour before the sheriCrs Coreclosure sale, You may do so by paying the total amount of the
unpaid monthly payments plus MY IBte or other charges then due, as the reasonable attorney's
Cees and costs conne<:lcd with the foreclosure sale (llI1d perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sherifrs sale could be held would
be approltlmately December 7, 1994. A notice of the date of the sherifrs sale will be sent to
you before the sale, Of course, the amount needed to cure the default will increase the longer
you walt. You may find out at llI1Y time exactly what the required payment will be by calling
usat the fOllowing number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriCrs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sherifrs
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT, (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIG lIT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no deCault
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours.
Jack W. Shader, Jr,
Collection & REO MllI1ager
1WS/lmw
.
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IUHARRIS~
I'M SAVINGS BANK
Second and Pine Streets
P.O. Box 1111
HlIITlsburg. Pennsylvania 17105.1711
717/236.4041
luly 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Jeff D. Sea/over
6115 Wallingford Way-Clot 230)
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE htlld by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6115 Wallingford Way-CLot 230), Mechanicsburg, PA 170.55, IS IN
SERIOUS DEFAULT because you have not made interest payments of $74.44 for May. $216.24
for lune and $229.20 for July, 1994, plus late charges (and other charges) have aI~o accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of this letter is $519.88.
You may cure this default within THIRTY (30) DA YS of the date of this letter by paying
to us the above amount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DA YS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the rrasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's fees.
EXHIBIT E
r
"..
,.,
We may also sue you personally for the unpald principal balance and all other sums due
under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings
have becun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges then due, 3.S the reasonablr. attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sheriff's sale could be held would
be approltimately December 7, 1994. A notice of the date of the sheriff's sale will be sent to
you before the sale. Of course, the amount needed to cure the default wl1l increase the longer
you wait. You may find out at any time exactly what the required payment wl1l be by calling
usatthe following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PA Y OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME 'THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this righl to cure your default more than three
times in any calendar year.
Sincerely yours,
Jack W. Shader, Jr.
Collection & REO Manager
JWSllmw
r--,
IUHARRIS~
I'M SAVINGS BANK
Second and Pine Streets
P,O. Box 1711
HorrisburR. Pennsylvania 17105.171l
1111236.4041
luly 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Melissa L. Sealover
6115 Wallingford WaY-CLot 230)
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6/15 Wallingford Way-CLot 230), Mechanicsburg, PA 17055, IS IN
SERIOUS DEFAULT because you have not made interest payments of$74.44 for May, $216.24
for lune and $229.20 for July, 1994, plus late charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of this letter is $519.88.
You may cure this default within THIRTY (30) DA YS of the date of this letter by paying
to us the above amount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIF.R'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within THIRTY (30) DA YS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in mo~1thly installments. If full payment of the amount of default is not
made within THIRTY (30) DA YS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the rrasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's (ee5.
EllHIBIT F
.~
r
We may also sue you personally for the unpald principal balance and all other sums due
under the mort&a&e.
If you have not eured the default within the thirty day period and foreclosure proceedings
have belun, you stili have the right to cure the default and prevent the sale at any time up to one
hour before the sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges then due, as the reasonable attorney's
fees and costs connected with the foreclClsure sale (and perform any other requirements under
the mortgale). It is estimated that the earliest date that such a sherirrs sale could be held would
be approltimate1y December 7, 1994. A notice of the date of the sheriff's sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment will be by calling
us at the following number: 231.2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriffs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
.
You have additional rights to help protect your interest in the property. YOU HAVE
TIlE RlGIIT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF TIDS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
TIlE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGIIT TO
HA VE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times In any calendar year.
Sincerely yours,
Jack W. Shader, Jr.
Collection & REO Manager
JWSllmw
.
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IWIIER'r E. Mn:RS
A'ITOHI.I'.Y AT LAW
IIlI YOI{K HOM)
NI'W CCMIII'.HI.AND.I'A 17lJ7()
.
,.
HARRIS SAVINGS BANK, I IN TilE COURT OF COMMoN PLEAS
I OF CUMBERLAND COUNTY, PA
I
Plaintiff, I
I CIVIL ACTION ,.. LAW
VS. I
I
JEFF D. SEALOVER and MELISSA L. I NO.1 1'1' 1311 Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MORTGAGE FORECLOSURE
NOTle!
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served
by entering with the Court your defenses to the claims set forth
against you. You are warned that if you fail to do so the case you
proceed without you as a Judgment may be entered against you by the
Court wi thout further notice for any money claimed in the Complaint
or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER '1'0 YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT \mERE YOU CAN GET LEGAL HELP.
Cumberland County Court Administrator's Office
Fourth Floor
1 Court House Square
Carlisle, PA 17013
Telephone No: 717-240-6200
TRUE COPY FROM RECORD
In TlStlmony whereof, I herellnto set my hind
and the seel III saki COlI):: Carll..., PI.
This /,," day 01 ~t~' . 19'1'1
, Jil/" (, ~~~
lIARRIS SAVINGS nl\NK, I IN TilE COURT OF COMMON PLEAS
I OF CUMDERLAND COUNTY, PA
I
Plaintiff, I
I CIVIL ACTION - LAW
vs. I
I
JEFF D. SEALOVER and MELISSA L. I NO.1 1'1'1 ' iU) Civil 1994
SEALOVER, his wife, I
I
Defendants. I IN MORTGAGE FORECLOSURE
COMPLAINT
1. The Plaintiff is HARRIS SAVINGS DANK, which formerly was
Harris Savings Association and formerly thereto The Harris Savings
Association, a corporation organized and existing under the laws
,
of the State of Pennsylvania and having its principal place of
business at Second and Pine Streets, Harrisburg, Pennsylvania,
17101.
2. The Defendants are JEFF D. SEALOVER, an adult individual,
residing at 922 Bonny Lane, Mechanicsburg, Pennsylvania, 17055, and
MELISSA L. SEALOVER, his wife, residing at 922 Bonny Lane,
Mechanicsburg, Pennsylvania, 17055.
3. Defendants, on October 28, 1993, entered into a mortgage
loan indenture with Harris Savings Bank, in the principal amount
of SEVENTY-EIGHT THOUSAND FIVE HUNDRED DOLLARS and 00/100
($7B,500.00l, the terms of which loan are more specifically
evidenced and set forth in the mortgage indenture dated October 28,
1993, and recorded on October 29, 1993, in the Cumberland County
Recorder's Office in Mortgage Book 1174, Page 257, a copy of which
iG attached hereto, marked Exhibit "A", and made a part hereof by
reference, which mortgage contains and is a lien upon the property
situate at 6115 WallIngford Way-Lot 230, Mechanicsburg, Hampden
Township, Cumberland County, Pennsylvania, 17055, being improved
upon with a dwelling.
4. Said loan was further evidenced and secured by a note
which accompanied said mor~gage dated October 28, 1993, a copy of
which is attached hereto, marked Exhibit "B", and made a part
hereof by reference.
5. Harris Savings Bank, in consideration of the said
mortgage and accompanying note, advanced to Jeff D. Sealover and
Melissa L. Sealover the sum of TWENTY-SEVEN THOUSAND FIVE HUNDRED
DOLLARS and 00/100 ($27,500.00).
6. The premises subject to
specifically set forth in Exhibit "A",
part hereof by reference.
7. Jeff D. Sealover and Melissa L. Sealover are the sole
owners of the said premises contained in said mortgage.
8. Said mortgage and note have not been assigned in whole
or in part by the Plaintiff herein.
9. Jeff D. Sealover and Melissa L. Sealover are the record
owners in fee simple of said premises by virtue of a Deed dated
July 3, 1985 and recorded in the Cumber land County Recorder I s
Office in Deed Book 36-P, Page 805.
10. No judgment has previously been entered on said mortgage
or note in any jurisdiction, and said instruments are less than
twenty (20) years old.
11. The said mortgage is in default because Defendants herein
said mortgage is more
attached hereto and made a
have failed to pay the monthly interest payments of $74.44 that was
due and owing for May, $216.24 that was due and owing for June,
$229.20 that was due and owing for July, and $229.20 that was due
and owing for August.
12. The Plaintiff has given to the Defendants written notice
of intention to foreclose on said mortgage as required by law under
Act 6, dated July 12, 1994, copies of which are marked Exhibit "CO,
"D", "E" and "F" and attached hereto and made a part hereof by
reference.
13. The' entire pr incipal amount of TWENTY-SEVEN THOUSAND FIVE
HUNDRED DOLLARS and 00/100 ($27,500.00) has become due and payable,
together with interest at the current rate of 10% per annum,
reasonable legal fees for collection of said sum in accordance with
the terms of said mortgage less such sums as have been paid on
account of principal of the said mortgage and costs.
14. The Plaintiff believes and therefore avers that
reasonable legal fees for collection is $1,375.00.
15. The Defendants are liable to the Plaintiff for interest
at the current r.ate of 10% per annum until paid and expenses as
provided in and collectible under the mortgage documents that will
accrue until distribution by the Sheriff of Cumberland County,
Pennsylvania, to be computed at the time of judgment in these
proceedings in addition to the current loan balance.
16. The Defendants are liable to the Plaintiff for the following
on said mortgage 10anl
1\.. Principal amount and interest
due through B/31/941 $ 28,478.28
B. Interest at the rate of
10' from 9/1/94 to 4/7/951 $ 1,673.16
C. 1\.ttorney's Collection Fee $ 1,375.00
TOTAL; $ 31,526.44
17. The PlaintH f believes and avers that neither of the
Defendants are members of the armed forces or are in the military
service of the United States of America.
WHEREFORE, the Plaintiff prays the Court to enter Judgment
against the Defendants, JEFF D. SEALOVER and MELISSA L. SEALOVER,
of Mortgage Foreclosure against and sale of the mortgaged property,
with damages in the amount of THIRTY ONE THOUSAND FIVE HUNDRED
TWENTY SIX DOLLARS and 44/100 ($31,526.44), together with
additional interest thereon, costs and all other amounts advanced
by Plaintiff.
DATED I SePtember~, 1994
~s, ESQUIRE
100 York Road
New Cumberland, PA 17070
(717) 774-3163
Attorney I. D. No. I 09729
Attorney for Plaintiff
.
,-..
"'"
UHWOAN COYINANfI. Ion..., tit" hNftl tovt"lftl and ..... ..'oKow.
I. '"~m"nl 01 '~n.lplllnd Inll,ooll P'"p"~m"nl"nd lal. Chlroll. ...._..... ........,..,...... OUt...
".Mllpw""'" M'"'''''' IN ...bllh4deftdd bt th, NoI, .,.., Ill, ,,'~~I tfIIIl.I' tht.... ..... Uftd., Ih, NoI.
I. 'undt for ,.... .mll",..."",,, !kItIj.rll"lfIfIMut.llt I.. Of I.. _Ill'''' ..atw., b~ ',,,lilf, Iot,o.., 1ft... f", t,lt'"'" M
.... d',,,,,~ ,....,.rtI. If. It.... l,HWj" the Noll, Uft..1ttt ....1',.... '" lull,' tum "uM., IDf: 1.1 ytltt, 1....1I\d .....""""......
mtr .,tlM~'"'.... ..ourtty .,.~ II' 1M Oft the"""'. fill ~.tfot Itnehotd pa~I' Of ,,1KIftd Itnl, onN "Df*f1,
N.",. te,~"" hll"." ptOptrty inN..... ptllriuM'lld) ytlffy...... InNIMe p'~" I' 1ft" It''''~ "*"19' inllMMI'
"."*-n.. H inri Md CtlM1 MI, p.rtb't by I."...,.. ...,." tit IODOU.....1tt Ih, plO\'l,Ioft. o' p.,ttttph t. WI _ Df tM 'I)ll'ftMt
.. "..,.....IrtNMeI ptemhown.. ".... MIM' If....... "tWOW .Im'" Ltlld., m.,. .1 toft, tlm., toll.d 'nd hl)td 'uPldt.... III lWnOuM
NIl. ".... IMMI.1muM wneunt ,tMdlf", r..,~ ,,,,'ed ",,,,gttoM ml, '''''-'''Qt Ib'....... ,tr.row Hl:OIM'IlloIftdN""
1...ltll"'..r...I.lItttlMltftl".........Aet of ,.,...tmMd"",omttmtl.tlmt, "use.1S 1M01I..uq. rM6PA1,!Iftt.utno"*
...INI....... ~ 1ft, ,I.tnd. ..t. I ..... 1I'MUftI. . N, lIl\d., "'Ir, I'"" M"'I, ooIIlkt Iftd ""'d 'unde lit In IrNMHll rIOt'o ueel"
IN ..... 1MOUftI. UtMht May..","'''''' ImOUftI 01 '1Ht4, dut en N be... 01 curll'" d.l, and "'MIItb1' ,ell",,11I oI",lndlhM"
.. tvtur,ltc:mw Ilem. _ ....... In IOOOtdlMlwlltl ""'lblI...,
,,.. 'uMe.. be "lid'" 1M "'lllh.ItIon who.. crlpoll'l ar, ""Ulld by, '.d"ll agenry, In""~"'II\II"lr, Of ,,,tttr ,,,tIudI"O UNfit,
It bNif..11 Nth 1M "'etllutIOl'l)., '" IIlr 'M..II HomIloM 1hM. lIM" .....ipptr ttll 'undllo plV IhlllclOW 1Ie"'1 lIndlt
""V Nt ctwO' ~ ,. "oWl", MII.~ th. 'undl, _MU.1ty analv,lfII" 1M .NIOW IeCI)UIII, Of ""Itvlno Ihl (1N0IlII 1M'll, unl...
h,"",,.... bOllOM' tIll....1 on Itl. '1IM111t1d 19P!ubl.l.w pilmlt. lIndlf"O ",.11I 'uttl, chllg.. "OW'W', Under ,,"V
~. ion...,,, P'V' one.llme ch"Of 'Of In Indlp'nd.n. ,.., 111111'1' rtpotllng ',"""'IJ.td bV lInd., I" totltltcllon ~ltI Ihl. to.",
WII...."pIctbQ I,., ~.oth"'"'" lW... II' tgt.tINnIlt "'ad. Of lppIc.bIe,.. 'lquIr"InI"'II'o be p.kf.lt"""~" not
be"""""o PlY IotJoMr "" Inl.,,,'at "'''Ino. Oft Ill, 'und.. Bot,.., "'" Llndl' m.V lID'" tit IWIllng. hOWt\le',ltllllnll'''' "'all
hi plld on!hl 'l,/IIdl. LINI" "'aI .....0 Bor'OW'I', wllIlout chlt,l, ItII""u.II~I""t1O ollh. 'unll., &hl)Wlno c,.dlle Ind d.bllell)
1M '1MId1. .... pur"" 'at.twdl ,1CtI dlbll to thl 'u~e.1I "'Id.. th, '1Jftd1 ." p1tdO.d II .ddlllonll lIeullly lor.1 tuml
ua.nd br WI Securtl, ~.lNmtltl.
..... 'UIMII "'... br Llrtd" I.ee.d tI'I. 'moun'. p.rmln.d 10 b. h.1d bV'PPllclbt.II.,Llndll eh." ,cCl)un.lo Bor,ow" II)f
1M "C"I 'vndlln IOCOIdanc. wllh Ih. 'ltfulfl",.nll 0' .ppnnbl. I... M Ih. 'I'I'MJUn' 01'1'1. 'Utlf', hlld bV LInd" II .nV 11m. II no'
tull\dtftl.. 'IV th. herow "m. wNn du., L."d" m.V 10 nolllv "'rower lit .,llI"". .nd,1It 'lIeh tI.. nor'OWII ,h.. p'~ II) LINt.,
Iht' M'JOl.IIIl "'Clllary'O ,.,.Ilt lit' Ih. "lnel.MV, Bot'OWI' tIl.. ",.Ilt up IhI d.flcl."cy lit M MOl. Ih." "".Iwe mOlllhlV p'"...nll.
II lIM"'ltoIl d11tf."0ft
u,on ")'"'lln' I" full Did 'IIm. IIfWI.d by"",. Security In.I,,,,,",",, b,,"" .".11 plOmpllV "'lInd 10 0M,...,., MY '11"'" h.1d by
Lind.,. I, UItd" Pl'1O'.ptIl', LInd" M.IIICqUi1. Of'''. "'. "OP'''V, Lt""." plloI'o tht tcqUI'llIM 01 .... 01 lhe PlOP"Ir, "'..
tpptyo IftV 'W. h.ld by Urwt., .1 tht 11m. of ICqtII,IIIOI'l Of' .... "' crldll,,"".t ttl. '1""1 "CUled bV IhI. 5eour1ty "'tl""".n1.
3. AppllclUon at Paym,nl.. UnI'"l9P1lcabteltw pIOIwId.. olh.rwI.., .11 P."..,,'I. 'tc.hr.d bV ltl\dll urld" par""""1 I .Nf I
.,... be tppRtd; ""'.'0"" pt"')'mtn' dllIglI dut ul\d" th. Noll: .'K"OI'ld, 10 ImOUnllplv.b11 UM" p"lm.ph I; thlld. ""'1,,",
dutj 1ourttI,Io prtndplll dutj Md lilt, 10 IIIV III. ch"O" due L/ftd" Iht NoI..
4, Chervil; L1,nl. Ion"" ahllt p'r ..1...., ......"""... dlttOIl, n'.... ."d Impo.lIton, .1I,lbul.b1.lo 11'1. PrOP't1)' .tI1c;h ""V
III"" prlorIlv eM' !hi. s.Nrlty Inelrumtnl, IIId I....hold p'rm."I. or OlGUrMf ,.,,1., II ."V Dor,ov",., ,h".n P'Y Ihll, obllg.tlon.I" Ih.
f'tIlMIf provltt.d 1ft p.,.o,~ I, Of' H I'lOt pMd In 11'1.1 f'tI',,"II. Bcw'oon!' .1'1.11 pty Ih.m 0tI1I",. "'rtcllv 10 tI'I. P"101'1 owed p.,m.nl.
Yor,...., "'.. pnJmplty ful"'th 10 L'M".II "I)lkll of ."'ounle to hi p.ld un"" Ihll P"'Ollph "&"I)WII' """'llh...
p..,m."" d1J1I!tr, Bor,ow., "'.11 plomplty turnl'" 10 Und" J1ulpl.lYkt.nelno thl p.ym.nl.
.."..., ...... pmmplty d11dr.,,, MY "1'1 -+lith 1'1'1 pII01lly...., INlllturlly l,nlrum.nlll"l.n DoIrow,,: 1'1'01'" '" ""'llnO
to .... p..,1I'Il of Iht oWg.tIorl NeUttd by 1tl.1I", In e man,," .ce.pllbl.lo b"de" ChI cl)I'Ilnllln good Illllh Ih.III" bv, Of del.ltd.
.,.lnll ",toIt,,".n' of th. "1'1 In, I."" Pl'OCHdlngl YrNeh," the Undtl"l O9InlOft ope",. 10 p,awnllh, .nlorum.nl 0111'1. H."~ Of let
IfCUI" from Ihll'lold" 01 Ill. 111'I an 19J..mtnl IIHII'e1Of)"o uJ\d" IUbordll'l.UnD Ih.II," 10 thll Stcu,Ur In'llum."1. W
Llftdtl' 1ftI",........1 In~ pllt.,.... "Of*t)' IllUbItCt 10 . II." tIINt:h m.v .IIMn pllOIlty 0\011 IhI. SeWlltv ""llumtIIl, LInd" mty
give"""'" norlc. kt."lI,..... It'll..". 8cwtowt, &h.II"",,, th.I.,. 011... 011. 01 mnr. of Ih. 'eltnnl III fOfth tbtw'-'I"I" 10
Ill.,.. ollhl oMng of nolle..
5, Hlurd or Prop'r1y 'nlUrlnCl. Borrow., &h.. ".p 1"1 Cmprov.mlnl. now ._IIIln!) OJ htlll'llI tI.elld 01'111'1. P,Op.tfty
InMId ",..".t lOll by n,., "lllfdl '1'Idud1d wllhln IhI I.nn "..I'Mld CO'l/IIIQ'" tnd anv 011'1" h., "d., Including noorle Of llood1ng, 'Of
....1ct'I LIftd" ,tqUI,,, c,,1Uf.nc.. TPlII Inlutlll'lCt tttltll be mll"I..".d '" 11'1. .mounl. .rm 1M 11'1. r>tllod' th"L'nd., rtllUlt...
'h''''MIM' e"ri" pl'oYIdIno lIl.lnlUflM. ....It bI d'll)..n bV hOfFOIlII" subl'ct 10 L.nd.,'. 'PPIDY.I which th.1I 1'101 b. un"IJon.bIV
wllh"IId.' BOI,...., 1.11.10 ,"11"111" OCWWIQ' ..ltllbld .~.,Llrwt" m'V,IlL.nd,,', option, ohl"l" cOII".g.lo prollcllt"d.,',
,Igh.. '" 1M "09fItV In KeOI'd~ wllh PlflQl'tph ,.
M I,UUftnc. poIIellI.nd ,."...1. ....11 bt .cc.plflbl. to Lind" .nd "".11 Inch"f. I .11l"rllld ml),lg'D' cI.u... L'I'"'' .hlll h.w
Iht rtgh. to hokllh. pofIeIlI Ind IIn...... . unliti' I~uh.., 8OI'0WI, ",.11 prompllV g""'o L."d" .11 ',nlpl. 01 p.,d pI",,'uml"'d
,"'.... notIee. In Iht tvII'l' ot..... 8orrowtr "'all OWt ptDm9f Mllc.lo ,,,.Inturlll'lte nlll" ."d L."d", L.nd" m.y m.1rt prlJO'
01 Iott II not mldt promptly br 1omMtr.
lJf'lltttltnd., Il'MIIIorTOWIf o,h.rwI" """," WlItI"O, tn'UfMtI "ou'dl Ih.1I b. '"pll,d 10 ",II)I.llon I)' "ft.l, Ollh. Prop.,.,
dlft"lIild,1I1ht ,..101.1101'1. rep'" I. IC1H'OInICln~ 1..a1b1..M LIndIt'1 "I:'l""~ I. noll....".d. 11th. ,.,1",.11,,1'1 01 "1'.1, II"",
emI'IOmIetlty r..~. Of LInd,,'. lIc;tJrlty *DUId b.II...nld; Ih.ln.ur.~. prOCttd. .11/111 be '"pll.tllo 11'1. .,."'. IIClIItd by 11'11.
iSlculitv ~llIum."t, wtt'lh" or rIOt Ih." du., with .nV un.. p.1d 10 Botl"". II 001'0." .b.nllnn,th. Prop"IV, or dl)l' nol.n....,,,
wllftln 30 d.rt ll'iOtIU "om LI"d., .h..lh. IItlu"nC'l caFlI.. h.. oll".d 10 Hili. . cl.lm, 11'1.1'1 Lind., m.V eofttellhllrl'U/I"c,
pl'oc..d. LtM" m.V Uti "'I fuoelld.lo "1'.11 OI"tl"""" "opt'" Of' 10 P'V '11"'1 "wltd by Ihl. s.cwu., Intlrum.nl, .h.lh" rw
Nt tI'IlM "".. Th. 3o.d.V plllod wi" b.gln wf'I.n Ii'll nl)lle.11 01....1'1,
Unf...L."d" .nrl 1Jorr.,.., olh.rwtll 10'"In "ling, .nv Ippllnllon 0' "mu.dll" p""r.lpll.hllll tII'll'_I."d or po.l".,n. th. rlu. d.l.
I)' ""IftOI'IIhIV p,,,,,,,'''I' "'.F1td 10 I" ptrfOJ.pl't1 t .nd :I Of' ch",OI tI'I. ,",QUill ft' Ih. p.ym.nt. II un...., p.,.gllph :It th. tJoplrty II
....... by Llftdll, 1oN0000'. r!ghllo'", InlUrlnU poIItllI and ploelld. ,,,ulIIl'IO 110m dttn.g"o 11'1' Prop"Ir,,1ot 10 tI'I. acqultltlon
....11,.11 to L.nd., to 11'1. ..1'1'11 or Ih. .uml ..eurtd bV Ihll Secu"IV tn.INm.nllm",.rfl.I.I., Plio, 10 11'1. 'r!'1ulaltln".
"M"'iIN~'I'ltr("1
la",IIII&,.,
''''..30''....,
,oo'i 11'" PIt! 2all
""'
.....,
e. O..up.n.v, P'......II.n, "'.In'.n.n.. .nd P,.'toll.n.f 'h. P'.p.HVI u.".w.... L..n AppllOlIl.nl
L....hold.. Bonoww "'''lMllNtt1. Ultbllah, Md U.. It'll ~Ity ..latrowtf'1 ptiMlplll"tId'Mt "'Nn ".to;' d.~ In.",, ..RUtlO/t If
IN. SttUflty tnltrumMl" "'llIcontlftq, too<<vpr!tlt Prop,'" II Bot,,,..,', pt\ftdplll ,..kl,"" 'Of .11.." on. ...., .h., th, d,l, M
OCCI.~ncv, uN... ltnd., otfI.,.... 1ft... In ..I"~, twhIdl toft..n' .hJlll ftOt bt vn"UOI'lllbl, ""11'1"',,,,. Of IJNII",',"u.H"O dttum'I'"UI
..1., ~ "' btyoftd eom..,.. OOft,"", IkNtfttf thai rIOt d..lroy. dim',. Of Imp'" 1M "'optll,. "ow th, ".'" to d.l.rIeI'lt, IH
CCHnmtt...I. DflIM Pro,tfty, IDNOWIf Ih..bt 1ft d,I'II" 11./1, 'OlI,IM. HthM Dt p'1X"~U.llrh'I~' tMl Of ttlmln-'. I, tt'Dun Ut.,1n
ltftdlH" tood ,tI'" fudwNnt COllI. ,,"'" III IOtftllut. QI th, "~It, Of otfrI.nwI.. '".1',1....1""'.,'"'1.." tlt.l.d by ,tift f'<<tMlty "'.'u""tf\I
.l~.. teMty In'",,,, Bottewtt "'IY "" .l.dl. d"tuft.Nt "'""'1"" pfl,~'ld.d In PAI'II'''''' II, b, Ul,l"~ It'll 'dIM. pton..,.,.
I. bt d1ll1ft1u....... . NIlnt 11,1, In lMNfll'llood ItlUt d.l.rmIn'llrwt, ptttflJd.,IOt,.lhH' DIll'l, DoI",..,',I"I.,..,,,. th. "op.tty DI' .'htf
M""'''"..,.rMftt 0I1h. _ ...,'" by 1N,ISHurMy In,lnMNf'IIlH LtMet', HNrI~ tltl'/lIt, ftonawt, ,h,lI .,~ b. In d.r...... II Botrowl'.
durint tN '-" ,"*ltItM """", 1M ""I'rlaIIy ,.... CW N\ttoIJrll. tn'ormlllon 01' ,1.I.m.nl,lo leNt" 1M I,II.JlIO ",ovtd. ulMt., W(lh.",
m.I'rllIIrllotmalloftlIn ~ lIlIth eht~... t'l'Id.1tCtd b,th. Not.,~, but not Imll.d 10, ..pt...nl.II"", roftItI/"I"t Bo/mwIt',
IItCUpafIeJ .."', "optl1"" prtJldplllltldlMt, . ehI.IStClUrlIy ",.IMImI"II. on .1...",oIJI, 1\r)I,I)WI' ahllll t'f)M"'V with ,llh. IHD'rIlkJn.
..Ift"..... . 8oI1DM/ 'oquII., 1111111. to Il. "optrty, 1M I....hold Met 1f'l.1" fUI. tIl.1I nol mllg.unl.., LI/MII' '0111110 the ml/DI/ 1ft
.......
T. 'rol,ellon olllnd.,., "IOht,ln the Proptt1y. t111otTowt1 1111,11 p.rform If'l. rtMflAnl..nd 'O'''""nl. C'Onlllln.d In
1t\I. Seftlrlty "'.INmIHlt, cw ",,"1, .Itgll pIWt'~ Ih.1 m.y "1I~neMtty .IIm lIn"I/" /IUhl' In Ih. f'to,,,,,, hum II . PfDClIldI", 1ft
b.""IUPl'Y. pIObll.. "" CIOttd.m'"l1on 01' lorftltlKt 0110 IntOlCI I.... 01' 'tgvl.IIMI', thin LInd" mlY do Ind P'y lOf wtl.IIYI' I. ntc....ry 10
plot.ct Ih. nlu. 01 If'l. "optlty Md urldl/', rlghllln Ih. Ptop.lty, ltndl/',IttIOll. m.y Indud, p.yI/lg .ny ,lIm. llculld by ,lIln wtllch hll
prlOtftr 1MI tN. Security In,INm'"I, tPPI.riltO '" C'OI,IrI, P'~ '"IOI'lIlbl. ,"o."I)'t' I,.. '/ld .nltrlrtg Oil Ih. Prop.1'ty 10 m." "pll".
NIhouvflLIlldI/ "'" I... IetIOft Uftdtl' thrIPI"O"ph r.ltndl/ liD.. ""I hM 10 do 10,
My tmcNIIII d1tbulltd by Lind" und" ItIIIPII.O'tptl 1 .h." b.eom. IddUlontl d,bl 01 nrn'cwII ueurtd bV Ihl. Stc\lrlty ""lIum',,1
tw... Roi,...,.M ltlMtN 110'1110 01Mf I"",'O'P')"I'II"" ~.. .mINIII' ...." b.II' 1n11'"1 IlDm Ih. d.,. 01 d1,ltuflfm,/lI.1 th. NoI' III'
.Itd ahll" be p.y.bI., Mlh 1111'''11, upon IIOtIe.,,1H'I LtI'Id., 10 Ib,owe, ,.qlll'""O "'~II"',
I, MOf1a'O.ln.ur.nu, . hftdlf "QllIl,.d motlo'O' III''''IM' It I CQlWflllolI 01 "'.~IIIO Ih. "III "eIJf,d tly Ihl. ~I~
In.IIUfNIlI. 1oIf..., "'Ill p., "" lM"mNm. """'d 10 m.lnllln Ih. mOltIlIlO'InWl.ftc.In .1I.ct, 11.101 .ny '".on. Ih. mOffg'II.Ift"'''""
ttweI-eJ' ",.oo.1i by LiHld" I."... 01 t.....lo be III ,N'et, Oofrowt, ,hi" p'y Ih. pr.mlum' II'IUllld 10 ohl.ln tfN""g' .ub.I.IIUlttv
equh-tltnt.. tht 1nCWt1l1O' IntlHlIIet plh'llNtJy In .n'cl, 'I . to.llUbll.ftll.IIy tfJUIyat,"11o 1tI. co.'lo DOffowt, 0' th. mOllOIO' tn'llf.net
",t'AoutJy In '''IIt'. I",," lit .1l1f1l.1, mOlIOltDllrI,l/tt, .ppuw'd by bf'ld", ""/I"IIltIII.IIV ''Il,IlvII.nl mOlllllO' In'l,IlI"c' cO'ltI,q." nol
tv.-.hI.. h,,", ...... P'Y 10 LIIId" nth "'OIllh, lum .qult to Oft..twelflh 01 till p.'" mOlIO'o' blll"llIeI p"mll,lm b.IIlO ".Id by I!kmOW/
_,n IN "'.UlIIM. COWI'O"'Pled Cltetu,d 10 bt 11'I ,,,.et, l,ntl" MI 'eupl. UIf ,Itd 1IIIIn Ih'lf p'~'nl. ,. .Ia" ,..."" I" II,,, of
/ftOfIOItO''''llIf.lItt, un ,...~ "I)"I'I.nl. '"'Y liD kinD" b.llqull.d..1 Ih. opllo" 01 ltnUI/, n morIOIIl.ln'lItl"CI eOYl"OI ~ft Ih.
ImCMII and 'OlIN ,.!fod lh.ILlnct" 't'lUkll' ptOvtd'd by '" In..,,,, lPPIoYId by und" 'Ollln bfC'om" .vlIlIllbll '"d I, obl.ln.d, Ronowt,
",.It p.y Iht lH'rnIum. "'Iuf'ed 10 m.III'~ morIO,o' In.lIf.ntt In .".ct. 0/ 10 lHoYId. "on ""/'11, untlllh. "qut"""nl rOl' ",oI1UIO'
Ift'U/'.m:. 'nd,'" I~d.nt' wllh ,"y."III," '0"'11'I'"' be....n boImwe, 'nd Llnrl" 01 Il'ptlubl. Illw.
t, Inlp,cllon. LInd". H. 'CI.nt ""Y m,lra IIl1lOfttbla ,nlll.. upon.nd IlIlp'cll.",. ollhl Prop,,,,. blld., 'b'''lIlve Dor'owt,
rMlllce'llhl 11m. 01 '" pI1f)I' lo.n InlftlClfon IPtdl","O "."n.bI. t.un 100Ih.lnl",cII0ll,
'0, Cond.mnIUo". Th, proend' 01 My IWlI'd 01 d.l", 101 dtmlO'" db.ct 01 t'OI'lll'lU'/ltlll.l" COIIII.cllo" wllh .nv r:and'lnIllll1on
Of oth" III~fng 01.,., part 0I1ht f"toptrty, 01 101 lIOI'NtytM'ln "tU or rond,mn'lkln. "' h'rtby .n'Un'd IInd .hllll ba p.ld 10 LInd",
'" 1tI.1\'t1l1 01. 101.,I..lno 01 Ih, Proptrty.fh' plOC,td. .h," b, .Pf'lI'd 10 Ih. .um. ..eulld by Ihl. S.C'wlly lnftltumlnl, wh,lh" Of
not th,ft dut, "'I~ lWIy 'IC'" pllld 10 ",owe" In 1tI. .....11' 01. p.,II,'III.lno 01 Ih, P1oP'f1y 1ft wttlC'h Ih. '.1, mll'hl v.hll o'lh.
Pmpttf)> ","",ldlll.IV b.roll "" 1'111", I. '/lulI 10 011'"111 I~," ttl. ImlMJlllollh. 'lIm. ..eulld by Ihl. S.ellrlly In.lrum./lllmrnlrtl.llly
b,'OI. tIl, 11~1"'.lIIIl'.. 1101'1''''''' tnd L'nd" ottl"""" 111111 1ft wrftlllO, !hI .um. 'PflUtld by Ihll 6tt\lfllV "'llIum.nl ,hllll bl IIdUtld
by th, 111'\0I"" oIlh. plotted, """"plied by 1tI"oIIowt"O '"dl,": 1lIllh.lollI .mounl 01 Ih. 10m' lleulld Immldrlll.,V bl'oll Ih. 111.1""
dlvld.d by Ib) 1tI. fat, m"hl vII.... 01 tIl. Pr09tIty Imm'd1l1lllyb.fo"lh".~lnv, Arty hllllnu Ihlll bl plrd I~ nolfower, In Ihl """1
01 I pllnllll 11."'0 01 I~ Prop.rty '" wNeh th, I,. m"..1 VIlN' oIlh. PrDf"lly Immldlll,ly hl'm.lh. 1'.lnlJ 1.1". """ Ihl .moonl
of the 1UIrI. fIeur'" 1m1Mdl.ltfy b,f.,. "",..1"0, lInl,.. DoI'OWI' .nd ltMfI 01tl.rw1" 110'1,111 WlllIno 0/ lInl", "ppllcthll I.w olh.,.,,,
plovIdtl, th. pIOClldl ""I be 'PpII'd 10 th'Il/"" IINlld by Itll. Sleurlty InIIIUmIIlI wh,lhfl Of' nollh, .uml It. Ih," du.,
. !hi Propt/ty I. 'bMdontll by BoI't'OM'. or II. .1I1t nollt' by ltftdl' 10 Bcw,...., Ih.t th. tond,mnOl 011".10 m..a 11/1 ....d 01' 11111..
cl.lm IOf' d.m"lI. Bof'OWII 1.".10 "1PDnd 10 lender "'Ihlll :xJ d.yI .1111 !h, d.',lh. /lollet I. 0....'". L.nd" I, lIulho,lrtd 10 cott.ct
and ~ "'1 p'oettd., II II. opllon, ,lIher 10 ,..IO/.llon OII1PII, 0' th. PrOPllty 01' 10 lh. 'um, ut1Jlld bV Ihll S...u'lly "'111U""nl,
wh.lhN",/IOIthllldu"
lkll.n L,t\dtl IIId BOlfow" oIM'.hl '0/" In wrlllno, Iny 'ppl1ullo" 01 protl.d, 10 ,,'lntlp..1 Ih.11 1I011ll,nd ot pOI'pon. Ih, dUI d.l.
Df the motllh!y "')'m'"11 IIIMId 10 '" ""IQ1IC1ft. I Md ~ Of eII.ng. Ih. 'mDl/fIl 01 10th "Ivm'nl..
t" Bo"o,,", Not ".I.."d; Forbll"nu By LInd" Nol. Wlly.r. (.1,.,.,10" 01 Ih" IIn,. ,,,, J)lIym,nlor rnodIltCllllolI
01 .morth.llon oIlh. '1Im, .It\I/,d by 1IlI, Stanlly ~llrvm,nl O/""'d b, L.nd" 10 'ny luctlnOf' In 'nllllll 01 DtJ"OWl' ,h.II nol 0""111.
to '......ttl. tI/lblllfy olth. OI'lgtntl 'OI't'OWt, 01' eom",./,.tuttlllOlI In 1n1"..1. L./I"., tha" nol bl "I1I,I"d 10 cornm.nt. ptocnlflnOI
'1I111nll My luennOlln 1"1'"., 01' Itlu" 10 '11'nd tlm.'Of rttym'nl Of olhlrwt" modIFy .mol!l,IlIl"n ollfll .um. '.em.d by Ihl. Sleu/ttv
In'InHN/l1 by ttalOn 0' .n, dlmllld lI,td. by!he "'Iglnat "",to'k" 8f BD/'OWlt', tllec""".111 Inl"llI MV lo,hu/llnt'. by Lind" I"
...teflr". "'y "ghl 01 IImtrty Ih,,, 1101 be. .IIY... of 01 p'lttutf, th, tr"cl.. of .nv /llIhl '" t.mln.,
,:to 8ueell.or. Ind Ail/ani Bound; Jolnl.nd S.y,rlllllblllty; Co.alon.,.. Th. tIW"n.nll ""d 10"lm'n'. orlhl.
~lIy MI1Nmtnl.hllll blltd ,Nt b111,1t1 tIl. tuttlllOl..1Id ntIQft' olltlld" .lId n",rOMt, tubl,ellO Ih. "tOYi,lonl or plllIQlllnh ".
Bcmow.,'. ~"'"1. 'nd 'o",m.,,,. .h.11 bl ",Inl '/ld ....,.,,1. Art., 8om)w., wIlo c1""on,lhll 8teUlUv InUn,,,,anl hilI dn" nn'l..cul.
Ifl. NoI,: ('II. eo,.lon'nG thl. Stt'Ul1ty MIllUm'/l1 only 10 morlQIIO'. O/.n' tnd col'lllty Ih., no'N)W''''In''''11'" Ih. PtI)PI'f., uf'ld"
Ih. I'tm. '" Ihl. SHurr~ ""'lUm'l'll; (bl I. nol pt,tnn.1Iy obIlO'I'd 10 PItY Ih. 'llml lleu"d by Ihl. !>,clIllly In.trum,nl: '/lrI
ltt 'Q1I1.1h1l L.n"" IIl1d '"y oltl" Oortowt, m,y 10'" 10 ..I,nri. modlly, to,bll' 0' ml~' Iny .ecommnohUo/l1 \frIlh "g.'d 10 Ih. 111m,
or IhI, Sttllftty ".I'\llMn' 01' Iht Noll wllhou1lhtl ftrlf,....,'. ton"nl,
13, Lo.n Chlrg... .Iht Io.ft IIINItd by Ihll Steu,lIy In"rumlnl t. .ubjltcl to .IIIW wIIleh III. "'Illlmu", In"n t'h~tO." Ind Ih..1
I." r.II/1tllylnlll""Ied 10 Ih.1 IhlInll".1III' 0"''' loin ChlrOIl toll/lcl,d 01' 10 bl colllcl.d III Cll"""t'Uon IlII'llh Ih. tol" 'IClld Ihl "I/mlllld
IImll., IheII: lal 'ny 1tItIl1o'/I thll'O' tIl.1I be II~ by thallmoilnl II.C....I)' 10 ""Ut. Ih. th"'V"n Ih. ""mlll.d IImll: I/lrt !hI .ny .um.
.1""dVtoll'tllld lrom Ikm""", wtlleh 'Ielld'd ""mUt.1t Ilmltl \frill bl "'U/lrllrt In BntlOWlt. ll/lll", mllV eh.o.. In m"..'hll '.'"11" bV
.
1''''''''''''I''''''''''''t..
""0I0.1"tl\flIIl)II'
'--j{
1001:11 7.1 rlC[ i!MJ
--
.."
IttNd"l th. ",tndplll_td undtt .,. Noll Dr bJ m.~lng. IIIltct ptvm'nl 10 hoI,"". ",,,hmd ,fduc.. ptlndpll,"" tlduellon'" be
It'IIN..' ,"th., "'P')'I'Mnl llItthDIII 11'I1 Pf'p'~'nl ~h"" unci" th. NlI..
t4, Nolle... ~'1l'lOtIc. to lot,..., ."lMdlat kM IrI tN, 1tctHf1'llrttltum'''' th.. bt gNtn bydtfMrl", tt IN bymllllltg tt b'l "'II d...
".IM UftI... ~.bJt; I... ItfIl,Ik.. Uti of MOI~ m.thod. TN notlu ,h.. be dI,.ct.lI to Ih. "'09"1)' Md,... Of '"'I olhlt' ,dd"..
Ban...., d....".I.. bynolNl. ..lMd.... "'If ..lIn 10 ltlMf" ah._ b, gMn bvllf.1 "i... m"'o LIMIt". .dd,... tllltd MI"" IlH 1WIy-"
Ndt...ltndll d.llIgn.t., bt M"" tq Iorrowtf. 1ft., notlet pflMeted 'Of '" fII, 1Stc\If1l'llrtt1rum'nt th.. bfi d.'IMd 10 I,.Ye b..1t DIvtft ,.
eo._ Of....... _..... lI....,oIod 1ft.... .....opll,
II. Ooy,,"I", UWj ',v".bIlIlV. Thlllko\ltfl'l In'IIUn'l.n. th..be .~'"... by ,.d,,1lI 'I. .nd Ihtl,w 01 Itl.IlHltdhlllon '"
"'iftt "opt'ly I, toe.ltd, In tn. ...,,1 fit' "''I ptD\ll'" Dr dIU" of tN, '1NI1I'I In,tr"rru,nllH Ill' Nnt, lI:onnlcll..... .ppllctbl.
..., ~ conlkt Mil noI.ttlCt Dthef ptowl_. 01 thI, ISta.Irlty IrttblHNnl IN fI, NoI. whldl un be gtvtn .111et w1lf1oul "'. conmctln,
"owI.. ,. W. tIMIlht ,11IM..... of IN. &..outIty ~II",,"'," 1M lh. "" ata d,ci..,ed II) 1M .....II.I~.,
1.. 8orrow..... Copy, 1Iot,.....llhaA be"",,1IM toflrOlmad lC09r'" the NoI. ,rMf Dflhl. 8ecuflly ,""MI'l.nl.
17. Trlnl'" ollh, Prop.rty or. B,n,lIcl.1 'nltr'lll" Borrow". ..11 "'"'Y pllt of th. "DJItf'r'" .ny Inlll''''''
tI.. .oId... "M.lllrtd tor" ,btft.ftd""'ltrlltln eot,...., I. totd Of Ilan.I.,," ,lid BoI,,,,", I. nol. n.hHaI plllOnl 'MlhC'Nt lIndtl'.
pI10f .nIIM IIOIl'MI,lI""... ""y. .111. Dp"IIft,,.,, """,.dI.l. p.."m.nl'" "'* '" .11 .lIm. .twt,JI by IhI. $11:1II11)' IntlNm1f'l1. """"'"
WII. 09t1on 1ft.. rIOl bt .~wdNd by llMdN II .~"ci..l. """"b1ltd by lad"..,.. II ollh. dll. or IhI. 5.turlly ,".INm.nl.
IIltn;., ....e1... tN, OPIIon, ulMftr th,lI rive 1kHf0000tl nollt. olant_III.llon, Th. IIollra .h". p'"vkf. . ptr\....',f not '"' I"',,, :10
d'rtllom!h' d.l, Ih, "ollet I, d.....'" 01 m,lI.d w11t11n \IINdl 801"0"' mu.1 ply.1I .um. 'leulld by 1tI1, ~lly 1n.IMn."I, ..
Boft1)Wt' 1111, kI P,V Iht.. tum, prior 10 Ih, .~pk,"on of 1tII. ptlfod,lt"dtl m.y Involt. '''V IIm.tll" ptrmllt.d by Ihl, Security tnIINm'"1
-.tlhoullutthtr rIOllct Of' dtmlM on BoNowtl,
II. Borrow"t, Right 10 R.ln.I.I,. reo'lOWlI mHII ctl1.l" eoMIIIOfI'. Bol/OWI' tn.1I h..... th, ,lOhllO h..... ""OI"m.nl 01
tN. 5taIrftr 1n.INm.nl d1aconHnutd II,"V 11m. pri/)l1o Ih. .IIIIIf 01: f'15 d'Vllor wch olhll pI/loci.. .pplle.bI.I.. ,rlly lPIeltv '01
rel/l"."",,"I) ber",. .tI. or Ih. Property 1)III,u.nlll) trlV powN 01 ..1. conllln.d In Ihl. Stcw1IV ,".llum.nli DI !hI 'nl'y of. tudgm'"t
tnlotd", thI. Security 1n.1"'"'1n1, 1ll0" condUlon. 1I.lh,1 Bonowt'l III plV' ltrnt., In lum. which Ih.n wollld bt dl;. under IN. StCUrl'V
lrI.trumlnl .nd the NoI. ..If no .ce.lt/allon h.d OCNII.di lb) CUll' .ny d.r.u11 of .ny olhll cov.nlnl' 01 .glllm,nl.; (el p..,. .n' '~p'nlll
InouIftd In .nll)l'd", thl. Seeuttly 1n,'rum'III.lndvdll'IO,1NI noI "mll.d 10, ".Ion.blt ."am..,.'I.... IIId (dll..... ,UttI'tllon "Und"
m.v "11OII.bIy teqUkt 10 "auf' !h.I"" ..n 01 tN, Bteutl'r 1n'IIUm.nl.lelld.,'. ,lghl,1n Ih. Ptop.rty .nd Bo"~', obIIa.llnn 10 p.y
th. N/I'llllCUl'td by IhI. Stcurl'V 1n",um,"IIt1.11 CClIIllnut undtlng.d, Upon tllllll.l.m.nl by Oo"owtt.lh,1 Steurllyln.lrum.1I1 tnd ttlt
obIIo.IIon' ItcuI.d hlf.by III'. ,.maln IuIIV .II.ellvl..1I Nt .tetI"It1on hid DCCUIlld, How../'" Ihl. ,tahl1o ,,In,I,I, th.n 1101 tppIy III
th.cII.oflCltll"llIonuMIlPII'Ollph 17,
It. IStle 01 NoI,: Chlnge 0' LOin S.rvlc,r. 1ll. NoI, or. 1"'11.11111""11111", NoI. (lOO,'h" wllh IhI. StI:utIry In'IMn'''ll
m.y be MId on. Of mOf' 11m., llttlhoul pIfor Mtltllo bowe" A "I. m,v,,,ulllll I ctI.no'ln Ih. .nllly "'nown ..,h."Lo.1I !tMI:I'"
th.1 coIIlO1. monlhlV p,,,,,,,,"I, dut und" Ih. ..... .nd IhI. StMlty 1n.I,um.nl, Th... 11.0 m.~ b. on. 01 ",I)II eh.ng.. 01 Ih.lo.n Sel'o'kll
IINtI.l.d 10' III. of the NoI.. .lhlt.l. I cttlna' of th.lo.n BtMtf', Borrowe,"" be Orv.n Wflll.n nnllc. ollh. ch.lla.ln lCCord.nt.
wr'" PII'"aph ,..bovt>.nd 'pPIIc.b1.,.w, Th. nolltl wi" .1.I.th. ".m..nd Idd,," ollh. IIIW lo.n SeMU' Ind Ih. .dd""10 which
pa~nl, ahouId be mldt, "" noKcti..... lito oonl.ln '11' alhlflnlorm.Uon tlqlll'td by .ppllctbl'I'w.
20. HII.rdou, Subltlnell. 80rr0wt, "'IN not CIIIII or p.,mll Ih. "''''110'. 1;11. rfhpo..'. IlOilO'. or ,.'..IIIl'."V H'II'dou.
lStIbll.rttll on or III thtl'roplrty, 80ft.,..., Ih.. not do, 1lOI'"OW .n'fOl'l' "11 10 do. IIlVlhlng .II.tUnG Ih. P'OIIl1tv 111.'1. In ...rot.llon 01
any (nvhnmtnlll Uw. Tht pI,cldlno two IInl.net. th.1 not .pply II) Ih. pt'''"t'.III1, or .1",.". all Ih, P,opllly Dr "".11 qu,""U" of
.....lIlou. Sub.I.nOlI"11 .,. U.ntltlty flCQOnlJ'd 10 bl .pproprill..O liD",," ".Id.nll" u... '"d 10 m.lnl.n'"tl 01111. Pfop'rly,
1orf0Wlf' ifill plomplly...... LInd., WI'III." nOllet 01 anv """,..lIa.llon, d.lm, dtmlnd. 1'1'1.11I1 01 oltl., .tllon by .ny .overnm,,,I.1 01
,.gut.tOl)' IfIncv or pltv.,. p&l'ty InvoMng Ih. P,0JII1Iy and .ny Ha..,dou. Sub.l,nt. Of (nv!,onm.nl.llaw 01 which 8oI'OWI' hll tefUII
IlItOW4'd9', ""'"ow., 111m.. 011. nollntd by I"Y OOV"",",/lt.II)' ,.01ll.,1Wy .ulhorllv, Ih.1 '/IV '.movII Of Olh., '.mldl.llon ol.ny
....I.,dou. Sub.l.nc. .".tllnG Ih. Prop,"y I. nll'....'Y. !or,ow., Ih.1I p'"",plly I.k. .11 nlulI.,V ,.m.dl.1 .tllon.ln ,eto'd."c. wllh
flM'OIlm.nl.1 Llw,
A. ulld In Ihl. p,"g"ph 20. 'H'llIdouI Subll.ne,,' III Iholl lub.l.ne.. d.lln.d II 10.10 0' h.,.,dou, .ub.I,nell by (ll'Vilonm.nl.1
LIW .nd Ih.lollowin. lubll.ne..: Ullolln.. IItro..n', Olhl/ ".mm.bl, Of lo~l, p'ltnl.um plodl/tI., 10.10 p..lleld.. 'nd hllblcld... YOIII11.
1OtY,"I.. m.I.,t"1 tonl.lnlng IIb..lo. or Iotm,'d.llvd', .nd "dlo.tIlVl m"I/I.t,. AI IIl1d ,., Ihll p".gllph 20, ","...lIonm.nl., Law. mlln.
f.d"lIlltW1.11d I... or th. furlldlctlon .h,,, Ih. ProPll1y 1.loul.d Ihlt ,.1.1.10 h.lllh. "'.ty 01 .,,...lIon,,,.nl.1 pfol'ctlon.
NQN,UNI'ORM COYINANTS. BallOWif' .lId und., fuI1h" tov.n.nl Ind .",.. II fl)!ll)w,:
2t. Accel.rIUon; R.medl... L,nder Ih.1I gIve notlc. to Borrow.r prior 10 .ce.l.rallon following
Borrow.r', brlleh of .ny cov,n,n' or .gr..m.ntl" Ihl, Securlly 'n"rum.nt (but nol prior to .ce.l.rIUo"
und.r p,r.greph 17 unlll. Ippllc.bl,law provldll olh.rwlll). L,nd.r ,h.1I notify Borrow,r of, .mong other
Ihlngo: (I) th, d,',ulI; (b)lh' Icllon required 10 curolh, d"lull; (c) wh'n thl d,',ull mUll bl cured;
Ind (il'hll '"lIure 10 curelh, dlllull.. Iplclllld mlY ,null'n Icc"...llon 01 Ih, luml I..ured by Ihll
S.curlly tnl'rum,nt. for,clolur. by ludlcl.1 proc"dlng .nd 1.1. 01 thl Property. L,nd.r .hlll furth.r Inform
BOlTowlr 01 th, r'ohl to r.ln,tl" ,n" Icc.ler.lIo" end th. right to ....Ft In 'h, lor,clolure proCledlng
'h. non.,.III'"ce 01, def.ulI or 'ny olhlr d,'.nl. of Borrow.r to Icc,l.reUon Ind lor.clolure. 11th.
d"lullls nol cur.d I' Ip.cln.d, L.nd., I'll. opllon mlY r.qulr.lmmedle'. paym.ntln full olln.um,
..cured by Ihl, S,curlty In.'rum,nl wlthoul funh" d.nl.nd .nd may for.clolllhl. S.curlly In.'rum,nl by
ludlc'"1 p,oc"dlnv. L,nd., Ih,lI b, ,nllll,d 10 coll'clIII "p,nu,lncu,rod 'n purou'ng Ihl "m'dl"
provld.d In thl, plrlOFlph 21,lncludlng. but nolllmll.d tOt IlIorn.y" fll' .nd cosl, of IIIt.evld.nCl
to Ih. 'llt.nl p.rmlUed by .ppllclbl. Ilw.
22. R.I..... Upon peym.nl o,.n .urn, IIw',Ifby thl. Steurlty "'lllIIm'"',lhl. S.ellrlly In"rum.nl.nd Ih. 111." eo/W.ytd
.h.1t IIImlnll. .1Id b.eom. void, An" lueh DCcu".nt.. Lind" ah.n dl.thlrg. ,"d l"I'1y .hl. S.tllllly Inll,um.nl without thl'O' 10
Borrowt" BonOWII mln p,v ,nv llOO1dlllol\ co,",
::13, W,lv"l. Bor'OVl't'.Il) th. ..I.nl p.,mlll.d b,.pplleabl.l.w. ......1..... .nd "I..... '"y "'01' f)f der.el'III p'OUtdlftQl 10
.nlOl'tI Iill. SeeUrlly In.I'um.nl. .1Id h.f.by 1'1....... Ih. b.n.n, or .ny p""nl Of' lulurel......, prDVldlng IOf ",y 01 ,u/lulton, ..I.nalon 0'
11m.. ...mpllon "om IlIteh",.nl, I.IIY' IIId III.. .nd hom.....d ...mpllon, .
.
'A11IHIIM lfU,.,11 "'ICH
""~.nf!lPllln
,.,,'" :to,'I ,..-,
BoOK 11 7.1 r!r,[ ~J;IJ
,-
-',
14. R.ln,t.l.m.nt 'trtod. DotrlWftf'tIImt10 "~I.t. ""wld,d lit ""',,"ph II ....It .~I."d III Dfl. hOlM pI'lor 10 the
CIO/MtIMMltftl of bid"'" .1 I Iltlttt"" ....11I OIhlf pt, JlUtIUMllo IN, ~ trllllum,,,I,
III, 'urchl.. Mon,y Mortg.... . Illy of the debt .touted bV thI, SKutIl)' ~.lIum."II.I."llo 8ftflDlll'tt ,. ItttV11III'"
., th.I'''.''fr,lN, s-curttv ~tlNmI"I"''' bt. puttft... moMy lI"IOfta'ol.
I'. In'''',. AI" Aft" Judgm,nt. Iortowet 'V'''' ." tItt 1n1.,..1 ttt, p.Vllble JI"" Iludom'"II. '1'I1...d OIllht NoI.
Of IftIl'lIdtM of merto-oelottdotuttllh" be tht ,.1, p.ytbI. t'OITlllml to tImt und., IN Not.,
IF, AkI'" to thl, '.a",n, In.'",m,nl. I en.., mer,lid.., II' ..toYl,d by 00tt0llrt, ,nd ,ieordtd b~O.th"wllh thI,
StNl'lty ....INmtnt, thII,,,,,,'''IIIIII,. tgtHfMl'Il. oItat:h IUdt rnt" Ihlll be lntotpor.l.d 'nlo.nd ",,_ .m'nd .rtd llIPfll"n,nlltl.lllWtIIlltt.
lIIId IIO'Hmtnt. 01 1flI. Itoullty "tUum'''' .,11 the tld.,t_, WI'" pllt of thl, Iftutll)' In'bum,nI.ICh.d; Ippllubl. bo.ln"
0 AdlInIIblt",I.Ndll 0 ~oml"lum IlId" 0 ".'lmlIV"d"
0 Otadv,ltd "')"neftl hid" 0 P1,'Htld U111 OtYtlopm,nl Aid" 0 01.....')' "ymei'll rid"
0 ..IIOQ1lNd., 0 AI'- h'lPfOYtrn.nl AId., 0 S.eond Homt Ad"
0 OI''''.II.....~I
tv ISIGN!NO BILOW, lotJowtf 1l1.'CIp1, '"d .gl'" to 1h.I.nn, ./1/$ CiMn.nl. eonl.lntd In thl, 6tCIJrlly I,utrum."l '''d In any rid,,!.,
...oul.d by 1oftowt,.1Mt "cord.d.tlft II,
Wlln'''''l
.)
......,.."O,~~~,~,7.:,..,..,......",......
"J'ifb~~~""""""""':~;~"oI)
5o<l~ 5tcu<11y ...""'"...Ik.?::..:.'f..fJ..,:?,t/..:?...,.....
............,11~.{..~50ol)
tvttllSSIl L Senlove' ,~
Sod.1 Sltu,lly tNmb" .,.,'. .."..., ,.,~."....".."""...".,.
,~~.,....",.....~Q:) ,G':'~,....,..,.,.,..,.....,.......,..,..,'Il..1)
11,,1' Mtn~"-r,..et. ,Bortowm
SocI.1 S1C1J/lly Nl,'mb" """.,
....,.,............,..................,......150.,)
.!of,O\flIt,
Socl.1 G.eurUy Numb"
(BpI" BIlow Thll Lln' For ACknowl'dgm,nl)
Co",",onwu1th 01 Plnnlylvinl., York County lit
On thl. the ~ d.y of Odnh"r , 19-2). before "'t, It notifY
pubUc. the undnllsned oUlcet, pl!uondly .ppuud .,~rr. n. (i1'!1I1oy,.r,
lnrHvh'lI",llv It"" M M.lorn,.y.in.r"cl C"r flnllnM I.. r,,...d/')Yflr
known to "'I, Ot ..Udllttorlly praY.n, to be the peuon who.. n,.",a.it..~
lublcrlbtd to the wUhln lnltru,ullt .nd IIcknowl.dRtd th.t -h"t u.c,u1.~jf.:t"~~" .
tltltllor th purpol" hudn contlinld, tnI' hi",""" """ hi" rOMtlt.tt~~'i:~::i.ld.(t,.;~.r.s'"..
In NUn,.. Whtreof, 1 hel'tunto lit "'y hllnd IInd offlc 1.1 nil.":' \' ~ ...~~........ :~
\...- ," .', :'II;'t~
Kltl.!lth', .'", ~~it;7'"
,,,.,,,~~~,, '.
'41'1"'"1 .
'~!"".
""... ". ]
""'= .............., ~""
.A'rhl'~"'1~~.~_
I certlly th.t th. prtclll' phn of hUIlnftu or the within n.lIl.d Hort_l~tt
II S.cond .nd Pin_ Strutl, H.rtl.burR,'A 17101.'-'
~
~o'n.y 'or H~~~II~~'
I'NlIUtWlrK.',lIII",telf
~o-5~'''''M'
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ro;U74 'ICE 2Bt
"wi
...)
.AU that nrt.ln p.rcel of l.nd Iltulte In IIl11pden TDIIIIIlhlp, CUllbtrhnd CaUlll1,
CDMlDftWl.lth of Plnnlylvlnl., lUre p.rtlcul.rly bounded .nd delcrlbed to Wltl
DEGtNNING .t . poInt on the louth rlght.of-wlY lIne 0' WIlllng'ord w'Y. 1.ld poInt
bolng till nortllent comlr or Lot '~9 .nd beIng 10c'lIId ,.... the centerltne IllIIr.
aoctlon of W.lllnr,ord H.y .nd Colllngd.le CIrcle th. 'ollowlng CDUrlel elong the
clrtlrllne ., H.l Ing'ord WlYl North 79 degree I 06 .Inutea 51 lecondl f.lt I
dlnlnce of lU.62 '.It to. point 0' cunlture, thenc. on . cun. 10 thl le,t
h.vlng I rldlua 0' 5UO.00 'Ietlnd In IrC llngth 0' 117.49 'lOt to till poInt 0'
tlnglocy. thencI North 64 dog reI I 30 .Inut.a 16 Ilcondl f.lt e dlatance 0' 1'7.68
'Olt to . point 0' curvlture. thlnce elong e cunl to the le,t h'Vlng I r.dlul 0'
1.000.00 ,..t Ind en 'l'C Ilngtn 0' 60.97 l'let 10 the pulnt 0' hngency, thlnce North
61 degreel 07 .Inuhl 39 Ilcondl Eelt I dlltlnce 0' t07.94 '"et to . poInt 0' cunlt
ure. thence on e cune to tho right hivIng I rldlua 0' 350.00 'eet .nd In Irc length
0' 130.06 'eet to the point of tlnoency. thoncI North OZ degreol '4 .Inutel 47
aecundl feat. dlatlnce 0' 50.00 '.It 10 . paInt on the 1IbO, thence .t . rIght
Ingll (90 dogrooll to thl centlrllno, SOuth 07 d.oreel 35 .lnutls 13 alcondl f.lt
· dlstlne. 0' 25,00 'e.t to th. .forrMQntlonld point 0' beglnnlnOI
nttNtE North 82 dlorell 24 .tnutOl 47 leconds Ent. .l.ng the aouth rlght-or.w.y
line 0' H.,llngo'rd H.y. I dlst.nce 0' 67.97 'elt to e poInt 0' curveture on till
I_I
ntENtf conlfnulno elong the I.uth rlght.o'....y lIne 0' HIlllng'Ord lI.y, on I cune
to the rIght hiving. radIus 0' 100.00 'eet, . doll. Ingle 0' 46 deorell 16 .Inutn
45 5Iconds. In Ire Ilnoth 0' 00.77 feet Ind . chord burlno 0' South 74 dIO""
26 .Inutel 42 a.conda EIst . dlst.nce 0' 76.S9 'let 10 . poInt on the s... .nd
beIng thl nlrthernMOst Clmlr 0' Lot 231.
TIIENCE South 41 degre" 04 IIlnutlS 37 seconds lieU, slong the n.rthllllt line 0'
Lot 231, . dllt.nee 0' 100.17 ,..t to . concreto ..nUllnt being the c....n comer
0' Lots 230, 231, .nd 232.
Th.ncI South 67 dl9reea 40 .InUlea 46 seconds Ntst, .Iong the north lIne 0' Lot 232,
· dlst.nce 0' 60.04 'eet to . poInt on the I_ .nd being the loutheest corner 0'
Lot 2291
nlENCE North 07 degrees 35 .lnutlS 13 seconds llest. .long the ElSt lIne 0' Lot 229.
· dlstlnc. 0' 117.60 reot to tho POINT OF BEGINNING, .nd cont.lnlng 11.206.32 Iqu.re
'eet or 0.257 .cru 0' lend, IIDre or leu.
DEING Lot 230 on till PI.n 0' Lots 0' H'lIpden Heerth Flnll PI.n P.hese III, recorded
In Pl.n Oook 62, Plge 139, CUMborl.nd Gounty Courthouae.
'BE1HQ the ..."'. "puIfll... which It 5 Service Corporation, Trustno, by d..d dated
Auqult 10, 1993 and to b. rocorded h&rewlth, granted and conveyed unto Joff D.
S,.'ovlr, one of th. Mortgagors hIre Ln.
UNDER AND SUBJECT, NEVERTIIF.LESS, to raUrlctionR, conditions and ,.,aemenU of
prior record p.rtaininq to 'a~d pr.mis...
Tit! HOATGACOPli Upr...nt I1nd warunt that noith., of the pllUths heuto ha.
h.retofor~ lnlt~tut.d divorce proco.dlnqs aqalnat th~ other and it ia furthor
.quod that th~ li!!n, operation ...nd eff.ct of thh mortqillje should not b.
c:h.nqed in an)' manner aa II u"ult. of or Po'Ut of any property lott h'Illltllt or
equiUble diltribution hy tt,.. court. in any divor("e procolt,Hn!)_ now or hrtrrtafter
'n.tltuted by e'th.r 01 thft mortqaqnr. h.reto aqftln~t thft othor.
TillS II . construction lIlortlJ"ql't to ."cure luture p..ymentB to b. made under
'UJUftlllOnt in the COU"I. or ('onalrur.tion of dw.l11nq on lot d.acr ibod in sald
,"ort"..". provlrt..cI thn mortqaC)or IIh,,11 "I1thl" _h months from dAte hUftof apply
lor the whol. or .. portion of principal amount in dftl"ult of which any Obligation
to Make turthar advancnl Ihall bit vo~d.
,oo~ 11 '" Pit[ ~f.;?
j
P;XHIOIT "At!
.
,-,
NOTE
Or.loh", :W. l'J'1J
11\11"1
Now CumborlAnd
1'_.'
Ponnaylvnnl"
1"1~"1
6116 WnlllnUllJld WilY (lot ~:)m ModlOlllr:ahuty. P^ '7056
l"""'''''t ""I'~"~l
l, BORROWER'B PROMIBE TO PAY
tit Ilium 1m ,Io,n Ihlllh.~. IIulnd, I proml..l!) PlY U8.', 78,600.00 [lnl. 'mounll. utl,d 'prlnclp.I't, phlllnl.'''t, 10
In, old" 01 In.lInd". tn.llnd" I. .jnt.rlJ=s-ID1tigj..Dnb~--
I und"al,,"d In.1 1ft. l,nd" ""yllln.'" Inl, Not,. Th'Llnd" 01 In~n' lIloho ..kI.lnl, Nel. by 1.ln,11/ .nd who I' ,n1lU.6 10 tlc.l~ pi)"
m.nl. IInd., Ihf, Not. I' c.lI.d Ih. "Nolt Hold.,,.
R. INTEREST
tn,...., will b. eh.tgtd on U/1plld p'lnc1palunllllh, 11.111 IIml)lJl\I II! r11nc!r.1 hili bun p.111 I ""III JJlly inltlnl"1I VIlllt)' 1'1. 01 10.000 ""
Th.lnt.,..lt.,. IIqllllld bV Ihl. Stello" 2I,lh,I.I.1 wHl ply boln hila" And ,d'" Iny d,l.ull d..crib.llln ~cllnn !lID) of Inti Noll.
3. PAYMENTB
(AI TIME AND PLAC~ OF PAYMENTB ~.
I ""III P'V ,,,Inclp.' .nd Inlllltl by m'~lng pllym.nt. IVllry moulh
,....11I mllh my monlhly plymlnl. on Ihl -l.~l dlY ollllth menlh .,.".wltNI."":.:.....:.::.:.:.:'_~_.._...-':'::.:':~:"....:. will mllkt
Ih..1 plymlnl' ,vlly monlh unUlI htvl Pllld.n ollh. Plllltlp.I IInd lnl'llIl.nd .ny 011111 chlllglll.lnclib.d b.lt)w Ih/lll m.v I)wlvnd., lhl,
Noll My monlhly p.ymlnl. *lIIl11 '111'11111 10 Inhlltll b.lm. principII. II, on f\'11111Fl t. I, 1'1'1" .1.1111 ow. ftIllMl,m11 und., tllll
NoI..1 will plly IlIolt .mountlln Full on Ihlll dllll, which II ult"l th, '",lIt'l!lIy dill,'
I will m.h my monlhlyplymlnl. 'I_S_I1.~~~~.!'I.!!~_~!r ,!Y:_______.___~n!~~l~!J!O~!:!_._!?~~)______
0' .111 dlllllllnl plllC' II "ill/hid by Ih. Nnl. ftolli., 2'--
(Bl AMOUNT OF MONTHLY PAYMENTS _
My monthly p.ymlnt will b. In Ihe .mounl 01lJ1)' ,:_~_n_!~!_'?!I_~~.n 1 y n l'i .., (nr n 1\,1 t.1 .
4, BORROWER'S RIGHT TO PREPAY
InllVllhl fight 10 m.k. p.ymtnll 01 pI'"ClplIl.l.ny tlma belora Ihty ere dUI A p'y",."1 01 prlnclpnl only 'I ~nol'l'" ", .p"plrm.nl..
When I mike. pl.p.ym.nl,1 \!WHI 1III Ihl NoI' Holftllln \!WIlling Ih/lII,1n dolno 10
I mny mllkt . lull pllp.ymlnl Of plIlIl,l PIlPllym.nl. \!WlIhoul pav'ng /lny pl'pllynllnl r.h/ll\,JI. Till Notl H<)llllI \!WIll uu"n 01 my pl.paymtnl.
10 rtdun Ihl '01001'1 01 pllnclp.1 111.1 I OWl unlJ., 1111. Nol.. II I m,kl I 1"111.1 pllp.ym.nl, Ihlll will b. no thingllln Ih. due dill or In lh.
amounl 01 my monthly p.ymlnl unt"l Ihl Noll "oldlllor""n Willing 10 Iholl (hnllgll
5, LOAN CHARGES
II .l.w, which appllll 10 Ihl' 1011' and whlth ..II miNImum It)"n thargU,lllln.lfV InlllpIII.d 80 lhll th.lnl"..1 or olhll lo.n thllOIl eol.
l.clld OItl) bl toll'cl.d In conn.cllon wllh 11111 loin Utllt!lh. p.,rnlltlu Urnlll, Ihl": IIllny lutll lOin (hllOI Ihnll blllduud by Ih. .mQl/ll1
"1t1l1l'V 10 "duc.lh. ch.rOI 10 thl pllmlllld IImll, .nu OIIIl"V .um. alludy coU'tl.ulrom me .....hl(h '~c..d.d p.""I".d limit. wllt bt fl.
lund.d to m.. Th. Nol. Hohl., mly cMOlllo ml~.llIlllIlund by fllhtelng Ihl pll"tlpnll OWl unlit! thlll ~jollt 01 bymnklno I dllltl plymtnt
10 m. II. fllund IIductl prlnclplIl,lh' IIdutllon 1'1'11I b. 1I1II1.d II I pnrtllll pllpllvm.nl.
e, BORROWER'S FAILURF. TO PAY AS REOUIREO
(AI LATE CHARGE FOR OVERDUE PAYMENTS
11th. NoI. Hold., hili nol rt(llv.d lhllulllmounllll.ny monthly plVm.nl by Ihl.nd 01 ..!P___ C/lI.ndllf d/lyl .n" Ihl d.,.UI,
due, I will p'y 11.11 tharge 10 Ih, Nole Holdll, The Imounl ollhe chftrg. wttlll. _!~~_ "" of my o~IIdu. Pllym.nl 01 pllnclpll and
Inllllll. I will PlY thll 'ill chilg. promplly bul only ant. on '"ch lall pftym.nt
(B) DEFAULT
III do nol p'y Ihl full,ml)u"1 ollleh monlhly Plym.nl on Ihl dnll II III dljl. 1.....t11IJ.I" d8lJlull
(C) NOTICE OF DEFAULT
II 111m In d.rlll/II, Ih. NollI Hold., mlY ..nrt 01111 \!W!llt.n notlu IIllllnQ nil thntlll do nolllal' lhl OVltll!Ullllnl01/n1 by II c"llIln dlll',lhl
Notll Hold., m/lYf.qull. melo PlY Imnllll!l.l.,y Ihl 1,,11 Imounl 01 J'lrlntlpll whlr.h hns nnl bllln pllrl Ind /III Ihllnlll'll th.11 OWl on thai
amount. Thill dltl mUlt b..t I..~I.)J dny. lilt., Ih. dnt. on which III. nolletl. d.tJ~'"d III mnilld to m.
(0) NO WAIVER BY NOTE HOLDER
EVln If, Ilt.llml \!Wh.n 111m In d.riult, Ihl NI)II Holdll' dOli nol "qulr. m. 10 PIlY Immldlllt,ly In rulllll dlltrlb.d nbo\'I,lhl Noll Hold"
\!W1II.llt1 hav. thll rlQhl 10 dOlo II 11m Ind.llllltl III Ilnlll 11m.
(E) PAYMENT OF NOTE HOLOER'S COSTS AND EXPENSES
II Ih. NOll Hold" h.. "qull.d m. II) p'y Immldlll.ly In 'UUII d"~ellb.d IIbo~I, thl NI)I. !Iollhll Will h/lVIl Ih. IIOhl to b. pllld bltk by m.
Inl 1111 011111 CO," Ind '~p.n""n .nlofclng Ihl. Notl to the u'"nl nol prohlbit.d by IIpl'lIcnhl.lnw lho~. up"nu,lncludl, 101 '.IImpl.,
IIII.onllbl..lIornly"'11I
7, GIVING OF NOTICES
UnllllllppllCllhlllllw "'lul,.. ..dlll"."1 m,lllnd, IflY nrJtk.lhll mUll bl glvln It) m. unt!., this Nut" w,1I hi ulv.n by dl!lv.,lng II 0' bV
milling II by Ih., (11111 01/11110 m. /II Ih. PIOp"ly 'ullhPu "b/lv' 01 nl /l I1lltll"nl IIl1dl"u III nl~. Ih, NIII. Uollt!'r II nolltl nl my dllf."nl
.dd"..,
My notlCllhnl musl be gl~.n 10 Ih. Notl Hold., lIndtf Ihll Noll will h, ijlv.n by mlllllno II by Itr~1 (Inn mail 10 th. Not. Hotd., IIlthl
.dulI" IIl1lad In SIC lIon J(A) .bov. 0' It. dlll".nl Irldlllllllllm ul~.n' nollCl 01 lhllt dltl".nllldllr..,
Mill "~'AI~ rl~rn "1\11 Nott r.~'QlI' ,~"'~~ rtl"'^,,111t Mr- 111.r,,,,,, 1""1"""'''1
rn'j.,,,r1
~",""m '"~'
"'It,n,,, UlI/I'l'"mtrll
FJllIIBITB
.-,
......
...
We may also sue you personally for the unpllid principal balance and all other sums due
under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings
have begun, you still have the right to cure the default ilJ1d prevent the sale at any time up to one
hQur before the sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other chl1l'ges then due, 3.S the reasonable attorney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sherifrs sale could be held would
be approximately December 7, 1994. A notice of the date of the sherifrs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment will be by calling
us at the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sherifrs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT, (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBIECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
Jack W. Shader, lr.
Collection & REO Manager
JWS/lmw
.
...
, .
,"
"\
IUHARRIS~
iii SAVINGS BANK
Second anrl Pine Streets
P,O. Box 1711
Harrisburg. PeMsylvBnla 11105.1711
117/236.4041
July 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Melissa L. Sealover
922 Bonny Lane
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6115 Wallingford Way-CLot 230), Mechanicsburg, PA 1705.5, IS IN
SERIOUS DEFAULT because you have not made interest payments of $74.44 for May, $216.24
for l\1ne and $229.20 for luly, 1994, plus late charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of this letter is $519.88.
You may cure this default within THIRTY (30) DAYS of the date of this letter by paying
to us the above arnount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payrnent must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the re3.SOnable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's fees.
EXHIBIT D
.'
.~,
We may also sue you personD.lly for the unpaid principD.l bahUlce and all other sums due
under the mortgage.
If you have not cured the default within the thirty day period and foreclosure proceedings
have begun, you still have the right to cure the default and prevent the sale at any time up to one
hour before the sherifrs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or other charges then due, as the reasonable attorney's
fees and co,ts connected with the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sherifrs sale could be held would
be approximately December 7, 1994. A notice of the date of the sherifrs sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you walt. You may find out at any time exactly what the required payment will be :'y calling
us at the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your right 10 remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBIECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours,
lack W. Shader, lr.
Collection & REO Manager
JWSllmw
,
)II } Ii
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IUHARRIS~
I'M SAVINGS BANK
Second and Pine Streets
P,O, Box t711
HlIITiaburg. Pennsylvania 11l05.t711
717/236-4041
luly 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
leff D. Sealover
611.5 Wallingford Way-CLot 230)
Mechanicsburg, PA 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6115 Wallingford Way-CLot 230), Mechan;csburg, PA 17055, IS IN
SERIOUS DEFAULT because you have not made interest payments of $74.44 for May, 5216.24
for June and $229.20 for luly, 1994, plus late charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of this letter is $519.88.
You may cure this default within THIRTY (30) DA YS of the date of this letter by paying
to us the above arnount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH,
CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our
right 10 accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt, If we refer your case to our attomeys. but
you cure the default before they begin legal proceedings against you, you will still have to pay
the re3.SOnable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's fees.
EXHIBIT E
".
.
'.
We may also sue you personally for the unpaid principal balance and all other sums due
under thc mortgagc.
If you have not cured the default within the thirty day period and foreclosure proceedings
have bcgun, you still have the right to cure the default and prevent the sale at any time up to one
hour before thc sheriffs foreclosure sale. You may do so by paying the total amount of the
unpaid monthly payments plus any late or othel- charges then due, 3.S the reasonable at'orney's
fees and costs connected with the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sheriff's sale could be held would
be approximately December 7, 1994. A notice of the date of the sheriffs sale will be sent to
you bcfore thc sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment will be by calling
us at thc foUowlng number: 231-2917. This payrnent must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the addrcss stated above.
You should realize that a sheriffs sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAYOFF THIS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBIECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.
Sincerely yours.
Jack W. Shader, lr.
Collection & REO Manager
JWS/lmw
--
,
IDHARRIS~
I'M SAVINGS BANK
SecQnd and Pine Streets
P,O, Box t711
HBmsburK. PennsylvnnJa t7105.t71l
1171236.4041
luly 12, 1994
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
Melissa L. Sealover
6115 Wallingford Way-CLot 230)
Mechanicsburg, P A 17055
Dear Mortgagor:
The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your
property located at 6115 Wallingford Way-CLot 230), Mechanicsburg, PA 17055, IS IN
SERIOUS DEFAULT because you have not made interest payments of$74.44 for May, $216.24
for lune and $229.20 for luly, 1994, plus late charges (and other charges) have also accrued to
this date in the amount of $-0-. The total amount now required to cure this default, or in other
words, get caught up in your payments, as of the date of lhis letter is $519.88.
You may cure this default within THIRTY (30) DA YS of the date of this letter by paying
to us the above amount of $519.88, plus any additional monthly payments and late charges
which may fall due during this period. Such payment must be made either in CASH.
CASffiER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made at any of our
offices.
If you do not cure the default within TffiRTY (30) DAYS, we intend to eltercise our
right to accelerate the mortgage payments. This means that whatever is owing on the original
amount borrowed will be considered due immediately and you may lose the chance to payoff
the original mortgage in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DA YS, we also intend to instruct our attorneys to start a lawsuit to
foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will
be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but
you cure the default before they begin legal proceedings against you, you will still have to pay
the re3.SOnable attorney's fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs. If you cure the default
within the thirty day period, you will not be required to pay attorney's fees.
EXHIBIT F
~,-.
r'
We may also sue you personally for the unpllid principal balance and all other sums due
under the mortlllge.
If you have not cured the default within the thirty day period and foreclosure proceedings
have begun, you still have the right to cure the defQult and prevent the sale at any time up to one
hour before the sherlfrs foreclosure sale. You mllY do so by paying the total amount of the
unpald monthly payments plus any late or other charges then due, 3.S the reasonable attorney's
fees and costs connected wlth the foreclosure sale (and perform any other requirements under
the mortgage). It is estimated that the earliest date that such a sherifrs sale could be held would
be approximately December 7, 1994. A notice of the date of the sheriff's sale will be sent to
you before the sale. Of course, the amount needed to cure the default will increase the longer
you walt. You may find out at any time exactly what the required payment will be by calling
us at the following number: 231-2917. This payment must be in CASH, CASHIER'S CHECK,
CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address stated above.
You should realize that a sheriff's sale will end your ownership of the mortgaged
property and your right to remain in it. If you continue to live in the property after the sheriff's
sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE
THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITtITION TO PAYOFF THIS DEBT. (YOU MA Y HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER
WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO
HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default
had occurred. However, you are not entitled to this right to cure your default more than three
times in any calendar year.i
Sincerely yours,
l11Ck W. Shader, Jr.
Collection & REO Manager
JWSllmw
.
HARRIS SAVINGS BANK, I IN THE COURT OF COMMON PLEAS OF
t CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff, t
t CIVIL ACTION - LAW
vs. t
t
JEFF D. SEALOVER and MELISSA : NO. : 94-5311 Civil 1994
L. SEALOVER, his wife, :
:
Defendants, : IN MORTGAGE FORECLOSURE
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF YORK
Personally appeared before me, the undersigned officer, a
Notary Public, Enid Martin, who after being duly sworn according
to law deposes and says that on ~ July, 1995, she caused the
within Notice to Lien Holder to be mailed by U. S. regular mail,
first class, postage prepaid, by property addressed envelope,
certificate of mailing being attached hereto, and no envelope
having been returned, as follows to the following lienholder:
Allen T. Short and
Viola S. Short
4831 Spring Top Drive
Harrisburg, PA 17111
A copy of said Notice to Lienholder is attached hereto.
---c ' \
CD l\~, C' ,
\J
\))u rtl;
,
Subscribed and sworn to before
the ppdersigned Notary Public,
~~~ day of July, 1995
me,
this
My
NOTAfllAl SeAL
Milry D V(!fl'lllljl..l. ~jr:.,tnry PubliC
DllIst\Jfl] Uow. Yorll: Cmlnty
M Comml~SI()n Ex "Irl:ts M.l 7.1998
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HARRIS SAVINGS BANK, I
Plaintiff, I
I
vs. I
:
JEFF D, SEALOVER and MELISSA :
L. SEALOVER, :
Defendants, I
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO.: 94-5311 CIVIL 1994
IN MORTGAGE FORECLOSURE
INVESTIGATION AFFIDAVIT
Personally appeared before me the undersigned officer, Robert
E. Myers, Attorney for plaintiff, who after being sworn according
to law did depose and say that on or about August 3, 1995, he was
informed by the Sheri ff' s Office of Cumberland County,
Pennsylvania, that they were unable to make service of the writ of
Execution against real estate, the Real Estate Poster and Notice
of Sale of Real Property upon the Defendants after at least 15
attempts at their former and present residences and that Robert E.
Myers then on August 4, 1995 went to the Mechanicsburg Post Office
and obtained the change of their address from 922 Bonny I,ane to 345
Gettysburg Pike, Mechanicsburg, Pennsylvania and mailed to the
Defendants an Acceptance of service for theEle documents with return
envelope, having been informed that Jeffrey D. Sealover was working
for his father, Vernon Sealover trading as sealover Construction
Company, 5010 Ritter Road, Mechanicsburg, Pennsylvania 17055,
called and enquired by telephone, on two occasions, for Jeffrey D.
Sealover, and asked for Vernon Sealover to return his telephone
call in the interim Jeffrey D. Sealover telephoned and spoke with
Robert E. Myers who explained to him the pending Sheriff Sale of
his lot and that the Sheriff has endeavored on many attempts to
serve papers at his residence with no one being home. Jeffrey D.
Sealover then promised to stop at the Law Office of Robert E. Myers
and sign Acceptance of Service and then called and said his reason
for being near New Cumberland on August 4, 1995 was cancelled and
that he would do so on August 7, 1995 at 9:30 o'clock A.M. which
he did not do and Jeffrey D. Sealover gave to Robert E. Myers his
present residence as 345 Gettysburg Pike, Mechanicsburg,
Pennsylvania and said that he was working l~hours a day and that
part of this time was for his father Vernon Sealover.
swqrcE, ;:jnd subscribed to before
___ day of August, 1995.
~~(~t,'V\
NO'l'ARY PUBLIC
My Commission Expires: 7!1~/'trl
NOfarial Seal
Enid v, Martin, Notary Public
Falrvlaw Twp" Vorl< County
My Commission E,plre. July 1 t, 1999
~~
me this
t:-H\0n-' ,.,
III\RRU SI\VItflJ8 DI\HK , IN 1'118 OOURT or OOHHON I'MII\8 or
plaintiff , QUHDftRLI\Nn COUNTY, I'PlNNII YI,VI\HII\
,
v. I NO. 94-5311 CIVil, 1994
,
JPlrrR!Y D. Bftl\LOVtlR and , CIVIlt I\CTION - "I\W
HIlLUB/\ L. Stll\LOVflR ,
Dltfltndanl:tlI ,
"'UI'YLM'I9tLlor tlN.1'R1L 9r.Jl,lDl;JHtl""
I\NI> NOW COHtlS, ,l..rrn'y n. !'J""lov..y "nrl tiP-liAR" I,. fleAlovey,
Defendants and stl,pulllh to thE! F.ntry of Judgment in the ftbove
capl:ioned m"tter ftg" I nOlI: th"m nnd In f"vnt of ,Inrr Ie Rnv hlgA flank
for t,he Rellef cll'lmAndl'!r1 In 1:11.. complnl,,!:.
DBte,
/".} L .../1X._,____
r r
Jeffrey n. SenlovE!r
Oft te t ---1. ,,/ ~1'" y
~~~,rt~
M"llBAn L, Sp."lover
.. '.' .,
. _... ..,... .',', ... ... ,.,.
"_'""M_ __...._..._.__ ._....,.....___....__..... . .._..____.._'__.__...
f.y....\\ if,;'
,
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STATE OF PENNSYLVANIA.
COUNTY OF CUMBERLAND
} 55.
[lob"r't P Ziq~t"I'
I, _ _ _ ____.._' __ ,. __,..__ ... ,_ _.. __ _.___ __ __.._.__ -- -- -- -- -- -.------ -- .--- - -- -- - - Recorder 01
Ilted. III alld lor .ald Counl~ alld Slale ,10 hercb)' cerllfy Ihar the Sheriff'. Deed III whkh -.--------------
II S S"r'v lcp Corp 1'1' 1'01' lIampden 1I"lIl.th .Joint Venture
_._._ ,______.. _ .___...___.__ ,____ , "___._..._.___ _.___ ___.______ _.______n.h.._.____ III Ihe granlee
Ihe ..m. havlnK heen ",id 10 .aid ((ranle. on Ih. ____.;1.'l!.JL___n__._____.__...________________._ day of
S,?_~.t.~~_~~_r:_____. _., ,_ __. n_ n ,_.n__ _ A. D., 19...__~[) _, under and by virtue oh wrll._____._______
Execution I d 11th
____________________ ....___.__.,.___, _n_______._ MU. on Ihe __n_....__ __________.______________.
day of' ___~~L__________.____.._ A, D" 19. P,5 _., oUI of Ih. COUrl of Connnan PI."" of said Counly.. of
Civil
___________________________.._ n._. ___._._ __. _. __ __ ___ _ _ ___._ ____ ____.n"____._ _ T.rm, 19_'.H____
Number --?-=! 1L_____, al the 'lilt of .- ,}13~~'!~!:~_~,~y.~!1_~:'_.~-'~~_~_._.___._______._mm____._._
Jeff 0 SeatovDr & MeliRsll L Sealover
_______.__________ ______ ____. _ _ __ __ a((ain,I... _. ___ __._. _. _ ----. -. -- --.--- _ _ ------ ---------- --- [,
duly record.d In Sh.rlff's Deed Book No. ... __!?_~____, Pa((... .,1.'1'9._____.
IN TESTIMONY WHEREOF, I have hereunlo
5tI my hand and seal of ,old olfke th.. ___2_____ day
--
of m.~q:.__.__.__.'_.__m_ A, D., 19.9...L
~/ra;~;r-~o;eds
Harris Savings Bank
vs
Jeff D. Sealover and Melissa 1..
Seal over
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 94-5311 Civil Term
Philip Baughman, Deputy Sheriff, who being duly sworn according
to law, says on August 17, 1995 ,lt 9130 o'clock A.M., E.D.S.'r.. he
posted the property of Jeff D. soalover and Melissa Sealover at
6115 Wallingford Way Lot 230, Mochanicsburg, Cumberland County,
Pennsylvania with a copy of Real estate Writ, Notice Poster and
Description according to law.
This Real Estate Sale was postpone untill September 20, 1995 at
10100 O'clock A.M., E.D.S.'I'.,
Special Order of Court under PRC 430 and RCP 410 signed by
Judge Uoffer on August 15, 199~) to notify Dedednants Jeff D.
Sealover and Melissa L. Sealover by regular mail a copy of Real
EState Writ, Notice Poster and Description to the address of 922 Bonny Lane
Mechanicsburg, Pa and c/o Vernon Sealover, Sealover Construction
Company 5010 Ritter Road, Mechanicsburg, Pa. 17055. The letters
were mailed to Jeff Sealover and Melissa L. Sealover to the addresses
listed above on August 17, 1995. The letter were never returned to
the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to
law, says that after due and legal notice had been given according to law
exposed the within descripbed premises at public venue or outcry at the
Court Uouse, Carlisle, Cumberland County, Pennsylvania on September
20, 1995 at 10100 o'lcok A.M.. E.D.S.T.. and sold the same for the
sum of $1.00 to Attorney Richard Ruben for H. S. Service Corporation
Trustee for Hampden Hearth Joint Venture, Its successors and assigns
at P.O. Box 1711, Harrisburg, Pa, 17105. It being highest bid and'
the best price receivud for the same H. S. Service Corporation Trustee
for Hampden Hearth Joint Venture, Its successors and assigns,
being the buyer in this Execution paid Sheriff R. Thomas Kline the sum of
$1,918.08, it being highest poundage, stamps etc. Sheriff Costs
listed below. See attached distribution sheet for additional costs.
Sheriff's CostSl
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Cert Mail
Postpone Sale
Levy
Surcharge
30.00
640.68
15.00
15.00
30.00
10.00
.50
1.00
21.84
1.00
20.00
15.00
6.00
806.02
So answers,
"'~~"~e _
R. Thomas Kline,
t~.. ;
Sheriff
by
no ,il,
Depu~
() C,-t-Y)-1-e
Sehrif f
Pd by Atty. 9-20-95
Sworn and subscribed to before me
... "t
this I,~ - day of (~li'.<_
l..),,-<- C, >>cJ.t....- . ~7 '
Prothonotary
c\'\
\.)\
I
1,,-''./
. ~8J
1995
!!.__~})! _.~!! ~.c:!t.!!!!o.!!
^ I. L t hat c l!r t a III pie ceo r I' n I' eel 0 C I n .,,1
Townahlp, Cllmberlalld COllllty, Pellllsylvallln,
bounded and deacrlhed oa Collowa, to wltl
sltllate In lIaml,den
more particularly
IIEGIN1HNG at a point Oil the aouth l'll\ht-of-wny lll1e, of Walllllgford
Way. a a I d I' 0 I n t I> e I nil the 110 r t h.. a at cor "" I' 0 C '.0 t 229 and b.. In R
located from the c..llt..rlll1e IlIteraectlon of WalllnRford Way and
Col11nRdale Circle the followlllg COllrles alonl\ th.. centerlllle of
Wallingford Way. North 79 del\l'..... 06 mllllltes 57 .ocollds F.alt a
distance of 261.62 C....t to A potllt of curvolllre, th..llce ou a curve
tot he 1 eft h s V 11111 II I' ad lu . " f 500. 00 r" .. t A I'" a n arc 1 en g tho f
127.49 f..et to the polllt oC tnnl\rllcy, thellce North 64 degre..a 30
minutes 18 aeconds ~a.t a dlstAllce of 127.68 Cert to II point of
curvatllr., thellce atonll 4 cllrve to the left havlnl\ a radius of
1,000.00 feet alld IIn ArC lenl\th of 58.97 feet to the point of
tan g e n c y, the n c e No rt h (d d " 1\ r .." . III nil 1111 t.. . .19 . e con d I F. a a t a
distance of 187.91, feet lo a polllt of cllrvlllllre, lhellce on a curve
to the rll\ht havlllll a radlua of 350.00 feet Alld an Arc length of
130.05 feet to the polllt of lallg..ncy, tllellce North 82 deRrees 24
minutes 47 seconds F.aal a dlslallce of 50.00 feel to a polllt on the
aame, thence at a right angle (90 degreea) to the centerlllle, South
07 degrees 35 minute. 13 .ecollda F.ast 0 dl.lallce of 25.00 to the
aforementioned pollll of I>egllllllngl
THENCE North 82 degreea 24 mtllutes 47 s..cond. F.A.t, along the south
right-of-way line of Wallll1gford Way, a dlstllllce of 67.97 teet to
a point of curvature Oil the Allm",
THENCE continuing 1I10ng the south rIRhl-of-way lll1e of Wallingford
Way, on a curve to the right hAving II radius of 100.00 feet, a
delta angle of 46 d..gre..s 16 mlllllte. 45 a..con.la, an arc l..ngth of
80.77 feet and a chord heal'llIlI of SOlllh 71, degr..es 26 minutes 42
s..conds Eaat a dlslallce of 78.59 reet to a polllt on the lame and
being the northernmoat corner of Lot 231.
TIlENCE SOllth 41 deRrees 0/, mlnlltes 37
northwest line of Lot 231, A d,"tallce of
monument being the commoll corner or I.ol.
aeconds \~eat.
108.17 feet to
231l, 231, Alld
atong the
a concrete
232.
TIlENCE Soulh 67 degree. 1.8 nllnlltes 1,6 .ecollds We.t, .10ng the north
line of Lot 232, a distance or 60.94 Ceet to a point on lhe same
and being the soulhea.t corner or Lot 2291
THENCE North 07 degrees 35 mlnlltea 13 aeconda Weat,
11 n . of 1.0 t 229 , a d I . t. n ceo f 117. 6 9 fee t to
BEGINNING, and cbntnllllng 11,206.32 squar" C....t or
land, mor.. or leiS.
along th.. F.alt
the POINT OF
0.257 acres of
10. THR LEGAL RIGHTS yOU HAY HAVR ARR.
A. You may file a l'"tltlon with the Court of Common
Pleal of Cumberland County to or..n th.. judgment if you have a
meritorioul defenle agolnot the peroon or company thot hal entered
judgment agAinot you. You may Aloo file 0 Petition to Strtke lAid
judgment with the lame Court if you ore owar.. of A 'legAl defect in
the obligAtton or procedure uoed ogoinot you. You may Allo file
a Petition to Stny or De lny the F.xecut Ion And the Sheri rr' I SAle
if you con show n defect in the Writ of F.xecutlon or service or
demonstrate Any other legnl or equltnble rights.
B. After the Sherlff'o Sol.., you mny file A Petition
with the Court of Common Pleos of CumberlAnd County to .et Aolde
the sale for s grosHly Inadequot.. price or for other proper cause.
Thil Petition must be filed before th.. Sheriff'o Deed ts delivered.
C. A Petition or Petitions ralolng the lellal Isoues or
rights mentioned In the rreceding pAragrsphs must be rresented to
the Court of Common PleAs of CumberlAnd County at one of the
Court's regulArly scheduled bu.iness Court se..lon.. The Petition
Ihould be served on the attorney for the creditor At leAst two (2)
businesl day. before present.tion to the Court, and A proposed
Order or Rule must be attAched to the Petition. If a sreclfic
return date is de.ired, .uch dAte must be obtAined from the Court
Administrator'a Office, I Court Houae Square, Fourth Floor,
Carlisle, Pennaylvania, 17013, before pre8entation of the Petition
to the Court.
D. You have certAin legAl exemptions from the Sheriff'l
Sale which mayor mAY not opply.
DATED, January 26, 1995
()~~'Q""
Attorney for Plaintiff
Sworn and Subs~ribed to before me this
____~~h_ day of _JJL~_________, 1995
iJ, J
r..:,:,:~l~~\LiL~_d.!s.l.L_lA~____________,__.
NOTARY PUBLIC
Hy Commiuion Expire.. ?-,;lD-9rt
NoIArl.IS..,
Use M. Leoollntlnl, ~!nfAry f'llbJl~
Falrvlllw Twp.. \0'..,(- ,".r, '\r'l
My Commission ,,' "
.~Aol.....,_..,
!o_IlG~)!_..!!!!~ E R H.! !'!!!
^ 1.1. t hat c " r t II I n I' I e ceO I' I' Arc" 1 n CIA n ,I
,. 0 w n . h II' , Cum b " r Inn" (: 0 II n I y , I' e II n . y I v A n I II ,
bOllllded alld d".crlbed II. Collnw", In wit,
.Itunte III IInmpd"n
mor" pllrtlcul11rly
BEGINNING at n potnt 011 the aouth r1l\hl-oC-wny line of Walllnl\fnrd
Way, ..Id point belnll th" northell.t corner oC ~ot 229 and belnl\
located from the cenlerllne Inter"ectlon of WlltllngCord WilY .nd
Colllnl\ll.le (:Ircle lhe followlllll cOllr.e. ntollg the centerltne of
Wal11nl\ford WilY' Nnrlh 19 ,IClpe". 01. ",Inlll"" ~1 II.cond. l!II.t II
dlatallce or 261.62 Ceel to a plllllt IIC cIlrvnlllr", thellee on a curve
tot he 1 eft h a v I n R n r n ,1111 " 0 C 500.00 fee t . n ,I ann r c 1 en R tho f
127.,,9 feet to the point of tallRency, thence North 64 degreea 30
minute. 18 aecond. l!n.t n dl.tAnce oC 121.66 Ccet to a poInt of
curvature, thence "lonR A curve 10 lhe leCl hAving II rlldlll. of
1,000.00 feet and nn arc lenRlh of ~6.91 feel to the point of
tllngency, thence North It! deRreea 01 Allllllte. 39 "ccond" F.II.t II
d fat" n ceo f I 8 1 . 9" f e.. t to A I' 0 I n t 0 fell r vat u r e, the n ceo n " c II r v e
to the rlRht hAvlnR A rAdllla nC 350,Oll Ceet And An ArC lenRth of
l30.0~ feet to the point of tAngency, thence North 82 degree. 24
minute. 41 .ecolld. En.t A dl.tnllce oC ~0.01l Ceet to a point Oil the
.ame, thence at a rtllht nnRle (911 degreee) to the centerline, Sonth
07 degree. 35 ",Inntee 13 .ecolld. F...t a dlelnnce of 25.00 to the
atorementloned 1'01111 of bel\lnnlngl
T"ENCE North 82 dellree. 24 mlllllte. 47 .econd. l!a.t, alonl\ the aouth
rIght-of-way line of Wnlllnl\ford Way, a dl"tallce of 61.97 feet to
a point of curvature on thc aam.,
T"RNCE continuing alolll\ the eouth rtght-of-way line of Wallingford
Way, on a curve to the right hAvlnR A rAdlu. of 100.00 feet, a
delta angle of 46 deRreee 16 minute. 4~ "..conde, all arc length of
80.77 feet and a chord bearlnR of South 14 degreea 26 minute. 42
aeconde Ea.t II dl.lallce oC 76.~9 feet to A 1'"I11t on the aame and
being the northernmo.t cOI'ner of "ot 231.
TIIRNCr. SOllth 41 degree. 0" AlllllltC. 31
northwe.t line of Lot 231, a dl.tAnce of
mo",.ment being tile comnlOJI corner or l.ots
Acconds WeRt.
108.11 feet to
230,231, and
along the
8 concrete
232.
TIIRNCE South 61 degreea ',6 mlnutca ',6 ."conda We.t, alollg the north
line of Lot 232, a dlatance of 60.94 feet to a polllt on the .ame
and being the eoutheaat corner of I.ot 2291
T"ENCE North 07 degree a 3~ ml~utea 13 eecond" Weat,
line of I.ot 229, a dletance of 117.(,9 feet to
.
BEGINNING, and containing 11 ,206.32 .~UAre (eet or
IIInd, more or Ieee.
along the Raet
the POTNT OF
0.251 ecre. of
REAL Esr ATE SALE No.
m~tr:I::,;:,
On 7(;)0.,. I 5, I ',' 105 the sheriff levied upon the deffJtllf.:: ' ,
()'
lnarlSt In the real property situated In _ If; I )~r . i I -- -Zn., )~
CUmberland County, Pa., known and numbered as: '/1~" Q.a ,.~J.tJ~L.,A.3a
.ll'lc l.~,l1' and more fully dosclibtlo on Lxhibit "A" tHud Vd:l
this writ and by this reference Incorporated herein.
011I: S' -/6 ,'/.5 By:aA~~:-. .:1. O.P,,>-><_
/2 ,P 7:,.t1'--- Ziya.d;:-
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Proof of Publication of Hotlt. In The Patriot and The Ev.nlng H.ws
, an~.d!h~d ~~n!~lp!,~!/~~~:~~~s
C'lIm",lIl1w,allll II' P,nn'l/rlltln/a, }
COllllly 0' no""hln HW:
.......................M,\.\;~w.\l.LklD.r..l:~,),I\',......,..,..,.........",......belnll' duly sworn accordlne to law, depose. and says!
/last. ('olltr<'ll",'
That he la the ............................of TIIF. PATRIOT - NEWS ('0" a corporation oreanlzed and elllatlne
undar the lawa of the Commonwenlth of Penrls)'lvanlll, with Its prlndpal office and place of busln..s at
812 to 818 Market Street, In the City of Harrl.burlrt,Collntr, of Dauphin, Stat. of Pennsylvania, owner
and publlaher of THE PATRIOT and THF. EVf:NI~G Nf.WS and the SUNDAY PATRIOT. NEWS
n.wapapera of treneral clrcul81l0n, printed alld published at 812 to 818 Market Street, In the City,
County and Stale aforesaid: that TilE PATRIOT and TilE EVf~NING NEWS and the SUNDAY
PATRIOT. NEWS were established March 4th, 1854, and February 15th, 1917 and September 18th,
ID49 reapectlv.ly, and all have been contlnuously published ever since:
That the printed notice or publlcatlon which Is securely attached hereto Is ellactly aa printed and
publlahed In their re8'llIar!~lBt\db1 Jii\l~hues which appeared on the .,3.~.~~...~'.~.y'..,~:L.~.':!.~.y....::,~.~..
th" lat and Oth daya of /lUquHt 1995.
1.....Oj... II.."."...., I......... ....., .....,....'......., I."............. ..,.,....,.,... ... ..~.. """" ,......, ......,. ,....,. .."...........,..., ,.....,...... ......,.,.,...,."..
That neither he nor said Company la Interested In the subject matter of said printed notice or adver-
tlaln" and that all of the alle,atlona of this statement as to the time, place and character of publication
are tru.; and
That he has personal knowled,e of the facta aforesaid and Is duly authorized and empowered to
verify thl. .tatement on behalf 0 The Patriot-News Co. aforesaid by virtue and pursuant to a resolu.
tlon unanlmoualy palled and adopted aeverally by the s~(~ hO.ldersl..ad boa rdof directors of the said
Company and aUbsequently duly re.:orded In the oftlce fO[:h (;Ordln of Deeda In and for Bald County
of D.uphln In MI""Uln.o... Bonk "M". V..I..m.ll. PI.' ~17, / 'Y.-)
r~ I (, r ~-'-
Co" of Notice or Publl~.tlon ...11..................... ..:,.....'..":...:.~.:,:...'....:.:,,.............................."...""......
....... _n Sworn to and Bubscrlbeli before me thl. ...f..~,;.g.......day of
... a:. ':'.an /I\!,~l,~~,L... I I ,
CW T_ Terry L'~~. ~~'~~;Y'p;;t,'i~"';''' '''~''''N~'i~~..t~~i;~':''
Hooto '-::-" - Hartl'burg, Dbuphln CO"nly ,
III D. ..... MIl My I . ~.Yn\\!iI.I~aO.. .......................
All"''=- ::*;~=" 10M ... Stat.nientOTAa,Uflslng Costs
~~=-.~~.~
:.;z;r:....... wi! CllQ)~!~,r..l.o.n~LC;;f.l,il.ntli..,:';,h,<;\~,U~,~...Q.f;.u.c;;~.......
i.;a=~~w;,=1;i Ca r 1 i.!l.f.~"'T~"i~'~"pli~tcir:NEws"CO::"D;:""'"
.. ... lie ........... I.e. n "
:::......"':':=~rJ'~~ For publishing the notice or publication attached hereto on the
=:r:;."f.,,",,:,:~:-= above stated dates - ,.."....~,2.~..~,~,(,I.....
-..-....... ._" P b I . 1 00
..................." I 7M..... ro at ne same ............u....:..........
..,..,,_.__........ 5~3.00
.. _ II ...- .... . _ "Total ,............................
1"..............01___
._...................." 1,OlIO,oI
........ .. ...... .na.f7 1o?i. ... ,.. f d
=-'T"'...;..-:'~ .,,~I7~:..':i r'S Rec.ipt or A vertising Costs
..~!"!*"--.._....
"""~'"t~a:-..:'....."" \!ublisher of TilE PATRIOT and THE EVENING NEWS and the
SU ~'{.'''''II''''''_41,"= '.papers of general circulation. hereby acknowledge recefpt of the
at~ ....=.~;=-..;.';i-: costs and certifies that the .ame have been duly paid.
I. iE.:.~.'=-~.::.~.....: TilE PATRIOT-NEWS CO.
, ,.. " .........
_ _ n .... u _ #1 By...........,........................,..........,.....................................
!~.:--..'Wn.':
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o ,enlral clrculllllon, prlnl~l. Rlltl \llIUII.n,.,. III I\I~ I" MIM MllrK11 ~treel, In Inl \.;uy,
Coun'l and State aforesaid: Ihat Tm: PATH (\1' nll<l TIlIo: f:Vl':NING NEWS Ilnd thl SUNDAY
PATRIOT. NEWS wIn utabll.he<l Mlrch ~th. 186~. allll Februar'l lMh, 1917 and September 18th,
10~9 nlpec:tlv.I'I, and III hnve been conthlUI)lIKI'I IlubllKhe<l ever Klnce:
That the printed noUce or publlclUon which II lecurely attache<l herelo la exactl'l al printed and
bllhdl h I M'itY'l\~'ll\t hh I h 2'jlhd"y'"f./ulYolnd
pu I e n t elr reru ar/tDltTonl ana nUll W Ic apJlt'lIrel on Ie...................... ...................................
th.> ltlt llnd 11th dllYtl "r ^uqutlt 1~~I'j.
..,..........."11."...........""............,......1.'...'..",.".,.""....'...'.,....'.,.........,......"..........,.,."....'.....,.,....'................."................,.
That neither hI nor lal<l C"mplln'll. Inlere.lell In the .ubJed mlltter of IlIld llrlnled notice or adver.
tllln" and that all of Ihe alle,atlon. of tltlK .latemenlllK to) the tlme,lllace and character of publication
are trual and
That h. ha. penon. I knowle<lge of the fllcla afore.ahl an<l II dul'l lIulhorlled and empowered 10
verlf'l thla atatem.nt on behalf of The Patrlot-NewK Co. afore""hl by virtue and purKuant to a resolu-
tion unanlmousl'l palled and allopted. leverall'l b'l the '\I~C hohlera a\ld board of dlrectora of the uld
Compan'land aUbuquantly duly re.:orded In the olllce for th ~ordlnrof Deed. In and for laid County
of Dauphin In ~1I"'.II.nl'..n.II.,,,k "M", \,,1..,..,. II. "..,. :11,/ I ( ! I '.'.-
eo" of Nollet or Publica lion (I ' . "
........,.........,.......,........................................,....,................,...................
. ~ 1 d
Sworn to and sub.crlbed before me tbla ...fr.liJ..,,,,,...da'l of
^UCJu~t II')
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1M No. N.'III
001'_
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'ruH,ry L~/~.ti,~.H:J~.p;;t,'it;~" "....".N~.i~;:.jj..p;;~iie.:..
l1rtl.burG. OblJphln County
My , . '~,VI!9..q,.I~~O.. ...................""
Statiment o'rn,irilslng Costs
CUQ)hl,:n.\..nm\" ,\:r.>,\lXl tY., "::;,h.\~.,U.t:.f;i...9.f'.u,r;;r....,...
C"rliHl~ P^. 170J3
.........,....................,.....,...,........,.........,......................
To THE PATRIOT-NEWS CO., Dr.
For l'ubllHhlnll the notice or publication attached hereto on the
bo d d . 552 . U (I
. ve Itate IIlea - ..".....".................
l.Ot!
Probatlnll aame ,,,.........~...............
5:J3.0U
Total ,.........."................
Receipt for Advertising Costs
lJubU.her Ilf TilE PATRIOT and THE EVENING NEWS and the
V8paperR of general circulation. hereby acknowledge receIpt of the
cosh and certifies that the lame have been duly paid.
TilE PATRIOT-Nf:WS CO.
By ",..,..""........"..,.......,......",.."..".",,,....,,.......,,.....,,.......
W
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'of' ','1' M 100 ',", .~
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ii tl ~~ of Notlte In The Patriot and The Evening News
~: :: _oo:)nd The Sundav Patriot-News
: u .~ l"Dd., Art No. 18', !pP....." Ma~ '11, .-.
I II .
, 1/1 W'_'
_'_~ lua. }
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.~ ~~:::~ :~t :::r.~:.\':.................,..,...........belnll' duly ~worn according to law, deposes and SlYs:
'-,11<'1'
.-.0..... '" ....
.... 1I.:,.......,of THE PATRIOT. r\EWS CO,. a corporation orll'anlzed and existing
'11- -a~wealth of Penns)'lvanlll, with It. principal office and place of buslnen at
..., '11- ~Ie City of Harrl.burg, COllntr, of DlIuphln, State of Pennsylvania, owner
_':"''':>T and THE EVf:NING Nf.WS and the SUNDAY PATRIOT. NEWS
'"'II '" Ion. printed and publl.hed at 812 to 818 Market Street, In the City,
that THE PATRIOT and THE EVENING NEWS and the SUNDAY
Iished March 4th, 1854. and February 15th, 1917 and September 18th,
Jve been continuously published ever since;
,.. publication which Is securely attached hereto Is exactly as printed and
ro \~ast. h 25th clny of July ilncl
1IM1I^,~nll ana IAues which appeared on t e ...........................................................
IIIIPII"'ys of J\UqUBt 19Y5.
".....................................................................,............................,..",......................,.
~ ?o 1I3Umpany Is Interested In the subject matter of said printed notice or adver.
'\i., ,_ ...' ,tlons of this statement as to the time, place and character of publication
". SJ
~ papuq ledge of the facts aforesaid and Is duly authorized and empowered to
~ Nr of The Patrlot.News Co, afore.ald by virtue and pursuant to a resolu-
dopted severally by the sto~hOlderB alld board Of. directors of the said
. ~e.:~rded In the olllce for lh r;ordlnr of. Deeds In and for said County
. M . Vulum. II. P'K" 317; /. /.' (" )",.(/
_atII ,{ . r, , r. "
.....................................................,............................................,..........
Sworn to and ~ubscribed before me this ....?JJ.g.......day of
J\U<1UHt (
...1............,
".
.... -- s~ .05
, ?HV " vn
t lfQ,l.'i nL
t.U'tl ')1.
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'Terry L'>>~.~~,~,R~1;y.p~'i~..'?.. ........N~i~~..p~~i~/'
HArrl'burg, "fiuphln Counl~ '
My I . ~.~n9..~,.Ua~.. ........,..............
St;8nientOlAa,dslng Costs
C U ml? ~,r. J. ilXl~\., ,C;; f,l,\lXl tY.", ~,h.~h.~,f, t.li.,. !I.r. ,f.j,.<;;~..",..
Carlisl" Pll,. 17013
.........1.............."......................,.......,.........................
To THE PATRIOT-NEWS CO" Dr
For publishing the notice or publication attached hereto on the
above stated datea . $........2,~?..~,~.(!.....
1. 00
Probating same $............................
553.00
Total $............................
S A L F: #3
Publisher's Reeeipt for Advertising Costs
THE PATRIOT.NEWS CO.. publisher of THF. PATRIOT and THE EVENING NEWS and the
SUNDA Y PATRIOT.NEWS. new"papers of gp.neral circulation. hereby acknowledll'e receipt of the
aforesaid notice and publication costs and certifies that the same have been duly paid.
TilE PATRIOT.NEWS CO,
Ry ".,...., ,..................,.."..,'..',......,......"......'..,..........'......,
'II '~, \.,~)
PROOF OIlI'lJlJUCATION OF NOTICE
IN ClJMlmRl.AN1) I.A W JOlJRNAI.
(Undel' Act No, ~1l7. approwll May Ill. 1'12'1), p, L.171l4
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMDERl.ANIl :
Roger M. Morllenthl.ll, Esquire. EJitlll'of th~ CUl1lb~rlund Luw Joul'l1al, of the County
and State utilresuiJ. being duly SWIlI'l1. uccllrJlng toluw. Jer"s~s und suys thut Ihe Cumberland
Law Joul'tlul. u legul periodkul puhllsh~d in Ih~ DOl'llugh of Curlisl~ in the Counly und Stille
UflllllsuiJ. wus estublished Junuury 2. I ')~2. und d~signut~d by Ihe Im:alcourts us the oflkial
legul perillJicul for the publicutillnof 1I11Iegalnotic~s. lInd hlls. since Junuury 2. 1l)~2, been
regulurly issued weekly inlhe suid County. und thut the prinled notice 'II' publiculion ultucheJ
herelo is exuctly the sume us wus printed in the regulur editions und issues of the suid
Cumberlund Luw Joul'l1ulon the follllwlng dutes.
viz:
JlJL Y 2K. AUGUST 4. II. Il)')~
Amunl further deposes Ihut he is uUlhmilcd 10 verify this stutemenl by Ihe Cumberlund
Luw Journal. u legal periodical of generul circulation. and that he is nol inlerested is the subjecI
muttel' of lhe uforesuid notice or udvel1isemenl. and IhuI ull ullegutlOns in the foregoing
statements as to time. pluce and charucter of publiculion ure true,
HAL IITATI: IAL& NO.3
-----:7)J{I[, '~__
RogerfM, MllI'genthul. Edilor
Wrtt No, 94-6311 Civil
Harris Savtngs Bank
VB,
Jefr D. Senlover IUld
Melissa L. S('nlo~r
Ally,: Robert E, Mye...
ALL that certain piece or parcel of
land sUuate In Hampden Township.
Cumberland County. Pennsylvania,
more pW-Ucularly bounded and d('.
!'lcrtbt1:J AS Collowl'J. to wit:
BEGINNING at a point on the
south rt~hl'lJr'way IIneOrWllllln~ont
WHY, said point bt'lng tht" northeast
('orner of Lot 22H and t~lnp; located
from lht' ('t'ute-rUnt' Intf'rst't't1on of
Wallln"Cord WilY and Colllnlotdale Clr.
c1e the followtn~ course~ along the
C'f'llterllne of Wullln/.{ford Way: North
79 eteA~(,9 06 mlnuteK 57 9r-('ond~
East u dle\f.llnce of 261.62 feet to n
point of curvature, thence on n curve
t.o the left. havln~ Il radlll~ of 500,00
ff'd anet nn arc If'n~h of 127,49 feet
to the point oCtan,l(ency, thence North
64 dewef'S 30 minutes 18 seconds
East B distance of 127.68 feet to a
potnt of curvature, thenr.e alonR a
curve to the left. haVing a radius of
1,000,00 feet and an arc lenMt.h of
68,97 feet to the poInt of tan~.ncy,
thf'nce North 61 deMrrt'~ 07 mlnutf'A
39~condM En~t a dll\tanceof 187,94
feet toa point ofcurvnturt', thence on
a cun? to the rJ/J.ht hnv1n/J. n radlu~
of 350,00 feet and an arc )f'njl(th of
130.05 fnot to the point of IHn,l(enC'y,
Utence North 82 dll"p;reel't 24 mlnutf'A
47 seconds EIIl\t 11 cllstancf' of 50.00
fed to a point on the l\um{!, thr-nC'f" Ht
SWORN TO AND SUBSCRIBED before rne this
II day of AUGUST ,1995
l'~1JI,! 1.. \ Il~~' fiJ-J.
, ~,~ ~t~ .(-
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NOlary
NOIARlALS::fti.
~rril '-Nl~ ~AAHEVKA Nol;uy Pd:~IK:
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