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Home My WebLink About94-05512 Jl ~; \J . - (.. UJ , , i I . I I ~1 I I 1 " /' IV j C <::( ~' , "-~ \ i'I € ~ r- J ((S - tR I , tl ,1 -,j . . . .' r " I' . ~. Aito"')'1 ..... CO.~H..,. .. l4w I" _...... .......,..,...... 1110. fl1' 111"_ o Schmidt and Ronca PC v. I IN THI COURT or COKMON PLBAS I CmmBJlLAHD COUNTY, I PBHNSYLVAHIA I OJ,'' /'1 'II,) I NO. l 'j- ,~S 1;1.., ILl L\ L ~ I I CIVIL ACTION - LAW I JURY TRIAL DEMANDBD UHNIlTH R. AHJtNBY, JR., plaintiff ERIE INSURANCB GROUP, Defendant NOTICB YOU EAVE BEEN SUBD IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without y'ou and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAU THIS PAPER TO YOUR LAWYER AT ONCB. Ir YOU DO NOT HAVE A LAWYER OR CANNOT AJ'I'ORD ONE, GO TO OR TELEPHONE THE orrICB SET rORTH BBLOW TO rIND OUT WHERE YOU CAN GET LOCAL HELP. COURT ADMINISTRATOR Cumberland county Courthouse, 4th rloor 1 Courthouse square carlisle, PA 17013-3387 (717) 240-11200 ItBIINBTB R. AHDlBY, JR., a III '1'JIB COURT or CODOIl PLBAS Plaintiff a CUJUlBJ1LMlD COUNTY, a PBIOISYLVAHIA a v. a 110. a BRII INSURAHCB GROUP, a CIVIL ACTIOH - LAW Defendant a JURY TRIAL DBMANDED C 0 K P LAIHT AND HOW COHlS, the Plaintiff, Kenneth R. Ankney, Jr., by and through his attorneys, Schmidt and Ronca, P.C. and respectfully avers as follows: COUNT J: First Party Benefits - Breacb of Contract 1. The Plaintiff, Kenneth R. Ankney, Jr. is an adult individual residing at 255 Siloan Road, Chambersburq, Franklin County, pennsylvania 17201. 2. The Defendant, Erie Insurance Group is a corporation licensed to transact insurance business in Pennsylvania with sales offices in various locations throughout Pennsylvania and with a reqional claim office 4901 Louise Drive, Hechanicsburq, Cumberland County, Pennsylvania. UWBTB R. UDl1IY, JR., I 1M TBI COURT or COKKOM 'LBAS 1'1aiDtUf I CUKBBRLAHD COU!ITY, I PBIlHSYLVUIA I y. I MO. I BRIB IMSURUCH GROU' , I CIVIL ACTIO. - LAW Defendant I JURY TRIAL DBHANDBD C 0 H P L A I H T AHD MOW COMBS, the Plaintiff, Kenneth R. Ankney, Jr., by and through his attorneys, Schmidt and Ronca, P.C. and respectfully avers as follows: COU!IT I riret 'arty Benefits - Breach of contract 1. Th~ Plaintiff, Kenneth R. Ankney, Jr. is an adult individual residing at 255 Siloan Road, Chambersburg, Franklin County, Pennsylvania 17201. 2. The Defendant, Erie Insurance Group is a corporation licensed to transact insurance business in pennsylvania with sales offices in various locations throughout Pennsylvania and with a regional clnim office 4901 Louise Drive, Mechanicsburg, Cumberland county, Pennsylvania. 3. By the terms of an insurance policy issued to Kenneth R. Ankney, Jr., pOlicy No. Q03 0904584 H (see copy of declaration sheet attached hereto as Exhibit "A" - the Defendant has a copy of the applicable policy), provided first party benefits coverage for the Plaintiff in accordance with the provisions of the pennsylvania Motor Vehicle Financial Responsibility Act, 75 Pa. C.S. 11702 et. seq. Said policy was in full force and effect on December 3, 1993. 4. Kenneth R. Ankney was a named insured on said Erie policy and said policy is the first priority for medical benefits under the Financial Responsibility Act. 5. On December 3, 1993, the Plaintiff, Kenneth R. Ankney, Jr. was operating a motor vehicle owned by Steel systems Installation, Inc. 6. The Plaintiff's vehicle was hit from behind while he was stopped in traffic. 7. As a result of the accident, the Plaintiff suffered injuries which include, but are not limited to: (a) an injury to his neck causing cervical radiculopathYl (b) bilateral arm pain; and (c) numbness over the left and right ulnar of two digits. 3 8. As a result of the accident, the Plaintiff has been obliged to receive and undergo medical attention and care and to expend various sums of money and incur various medical expenses properly due and allowable under the terms of said insurance policy. 9. Following the accident, the Plaintiff gave timely notice to the Defendant of the accident. 10. The plaintiff submitted an application of benefits along with a medical authorization which allowed the Defendant, Erie Insurance Company to obtain copies of medical records and reports directly from the physician. 11. The Defendant has been in possession of copies of medical records and bills regarding this accident for a period in excess of sixty (60) days and has failed to pay these bills or reject the claim. 12. Dr. Shord had sent a report to the Defendant clearly indicatinq that treatment was related to the automobile accident. 13. The Defendant has produced no medical information and has no medical opinion, that this treatment was for anything but injuries received in this automobile accident. 4 14. The Defendant, Erie Insurance Company has advised that they feel that there are some inconsistencies in the medical records, but they have taken no steps durinq this period of time to explain the perceived discrepancies. 15. The followinq medical expenses are due and owinq: Chambersburq surgical Assoc. st. Joseph Hospital Paul C. McAfee, D.C. Townson orthopedics William c. Shord, D.C. $ 380.00 $ 932.80 $ 145.00 $1,205.00 DeCarlo, Lyon, Hearn , Pazovrek S 928.00 U,no,oo Total (See copies of medical bills attached hereto as Exhibit "B"). 16. Defendant's denial of benefits is without reasonable foundation. 17. In prosecuting this action, the plaintiff has secured the services of Schmidt and Ronca, P.C. as his attorney and has incurred attorney fees at the reasonable rate of $100.00. WBBRE~ORE, the Plaintiff requests this Honorable Court to grant the following relief: 5 (a) award the plaintitt medical benetits plus interest at twelve (12') percent per annum, 'and award attorney tees pursuant to 75 Pa. C.S. 11716 and 51789 based on actual hours expended until the date ot tinal judgment in this matter. (b) COUNT II Breaoh ot Contraot - Work Lose Benetits 18. Paragraphs 1 through 17 are incorporated herein by reference as it set forth in full. 19. The policy referred to in Count I provided work loss benefits. 20. As a result ot this accident, Mr. Ankney was unable to work from May 13, 1994 through August 23, 1994. 21. At the time of the accident, Mr. Ankney was employed by steel Systems Installation, Inc. located at 19 South Church street, P.O. Box 307, Quarryville, Pennsylvania. 22. Mr. Ankney was earning in excess of $1,200.00 per week at the time of the accident. 23. All information concerning work loss benefits has been forwarded to the Defendant, Erie Insurance company. 6 VBRIrICATIOH BASID UPOH PI.SOKAL KHOWLBDOB AKD IKrORKATIOK OBT~IHBD THROUOB COUNSEL WITH IHCONSISTBNT AVBRMBNTS I, Kenneth R. Ankney, Jr., verify that I am the Plaintiff in the foregoing action and that the attached Complaint is based upon information which has been gathered by my counsel in the preparation of this lawsuit. The language of the complaint to the extent that it is based upon information which I have given to my counsel is true and correct to the best of my knowledge, information and belief. To the extent that the contents of the Complaint is that of counsel, I relied upon counsel making this Verification. I understand that intentional false statements herein are subject to the penalties of 18 Pa.C.S.A. 14904 relating to unsworn falsifications to authorities. Date. p~/,:; .91-( ~krll$()1f? ~ (1'- Kenneth a. ADJuiey, Jr. 7 EXHIBIT A E Q.IIJ4J REI! ~91 AUTO OECLARA TIONS I ERIE, i' INSURANCE '~ GROUP >~. ,OOE".'n, PI CONTINUATION NOTICE ...~ Erllt. PA IbSJO tUft ERIE INSURANCE EXCHANGE PIONEER FAMILY AUTO POLICY . AGENT AA7772 JeFFREY L FISHER ITEM 1, NAMED INSURED AND ADDRESS 1..,111..,1,.1.111"",.11..,11,110.11.,...11...1.11,1..1..1,1 KENNETH R ANKNEY JR 129 E VINE ST CHAMBERSBURG PA 17201-1603 ITEM 2. POLICY PERIOD POLICY NUMBER H .,.ENT - JEFFREY L FISHER . -*** \GENT PHONE - (717) 264-5806 4502 PHILADELPHIA AVENUE CHAMBERS BURG PA 17201 ******************************************************************* * FIRST ACCIDENT FORGIVENESS APPLIES. THE FIRST SURCHARGE FOR A : * FUTURE AT-FAULT ACCIDENT WILL BE WAIVED ***************************************************************.*.* VIN ST TER SYM RATI!iG CLASS 1G1AS8717DN139264 PA 26 N Al~ 1PA100D16E1034915 PA 26 D6 IS PROVIDED WHERE A PREMIUM OR INCL IS SHOWN FOR THE COVERAGES, LIMITS AND ANNuAL PREMIuMs ARE AS FOLLOWS- 11 #2 *****GOOD DRIVER RATES APPLY***** ___ THE FULL TORT OPTION APPLIES TO ALL PRIVATE PASSENGER VEHICLES. --- ~IABILITY PROTECTION- BODILY INJURY SlOOM6P~RSON $300M/ACC 113 PROPERTY DAMAGE SlO M/ACC 58 1IRST PARTY BENEFITS- MEDICAL EXPENSE S100M 58 INCOME LOSS SlM/MONTH, $15M MAXIMUM 12 ACCIDENTAL DEATh SSM 2 FUNERAL BENEFIT S2.5M 2 mlINSURED MOTORISTS COVERAGE- BOD INJ SlOOM7PERSON S300~ACC-STACKED 14 UNCERINSURED MOTORISTS COVE CE- BOD INJ SlOOM/PERSON S300M ACC-STACKED 38 PHYSICAL DAMAGE COVERAGES- COMPREHENSIVE - S100 DED 35 COLLISION - $500 OED 91 TOTAL ANNUAL PREMIUM FOR EACH AUTO 423 TOTAL I.NNUAL POLICY PREMIUM $ 435 ITEM 6. APPLICABL, POLICY6 ENDO~SEMENTSL EXCEPTIONS TO DECLA~TIONS ITEMS ~L AUTOS - FAP 075 91, ABP 02 09/93*, AB~NOl 07790, AFPA03 03/94*. JTO 2 - AMJA7 10 5. :TEM 4. >ur Ii tUM 5. AUTOS COVERED MAKE CHEV CAMARO BER PALLEMINO INSURANCE COVERAGE. DDP 7 5 12 DRIVER ST LICENSE NUMBER BIRTH DATE 1 KENNETH R ~KNEY PA 12898374 08/20/46 ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE OR DEFRAUD ANY INSURER FILES AN APPLICATION OR CLAIM CONTAINING ANY FALSE INCOMPLETE OR MISLEADING INFORMATION SHALL~ UPON CONVICTIONL BE ~UBJECT TO IMPRISONMENT FOR UP TO SEVEN YEARS AND PAxMENT OF A FINE Or $15,000. YOUR COLLISION COVERAGE AND DEDUCTIBLE APPLY TO PRIVATE PASSENGER AUTOS YOU OR A RESIDENT RELATIVE RENT FOR 30 DAYS OR LESS. THIS IS SUBJECT TO LIMITS, TERMS AND CONDITIONS IN THE POLICY. YD ACTJLF THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA AS ENACTED BY THE GENERAL ASSEMBLY~ ONLY REgUIRE THAT YOU PURCHASE LIAAILITY AND FIRST-PARTY MEDICAL DENEFIT C VERAGES. ANY ADDITIONAL COVERAGES OR COVERAGES IN EXCESS OF THE LIMITS REQUIRED BY LAW ARE PROVIDED ONLY AT YOUR REQUEST AS ENHANCEMENTS TO tHE BASIC COVERAGES. ~ELOW ARE ANNUAL PREMIUMS FOR THE MINIMUM REQUIRED COVERAGES AND LIMITS FOR FULL TORT. , 1 BODILY INJURY S15M/1PERSON $30M/ACC PROPERTY DAMAGE SSM ACC FIRST PARTY BENEFITS - MEDICAL EXPENSE Q03 090tS8. $SM f~ 26 ABBREVIATIONS USEO IN ITEM 5 (All allelee exee t Gara e) ACC - ACCIDENT INJ - INJURY PRSN - PERSON BOO -BODILY M -THOUSAND TRANSP-TRANSPORTATlON CAC _ COMBINED ADDITIONAL COVERAGE MAX - MAXIMUM RCV - RECREATIONAL CAMPING VEHICLE COLL - COLLISION MED EXP - MEDICAL EXPENSE WC - WORKERS COMPENSATION COMP _ COMPREHENSIVE OC;C - OCCURRENCE WK(S) - WEEK(S) COV - COVERAGE PERS - PERSONAL OED DEDUCTIBLE PROP PROPERTY Unless otherwise stated on the front side of this Declarations, the following apply: Item 2, Policy period begins and ends at 12:01 A.M.. standard time at the slated address of the Named Insured. Until terminated, this polley will continue in force for successive policy periods. Item 7. The auto we insure will be principally garaged in the area indicated by the address shown In Item 1. Item B. If the auto we insure is a commercial vehicle, it is used in the business shown on this Declarations and is not used regularly (regularly means twice a month or more) to haul goods more than 50 miles, Item 9, Except with respect to a Lienholder's interest, the named Insured is the sole owner of the auto we Insure. LOSS PAYABLE CLAUSE IN VIRGINIA, LOSS PAYABLE ENDORSEMENT GlJ.12 This clause applies to lhe Physical Damage coverages provided by this policy for the Lienholder named in Item 3 of Ihe polley Declarations. It protects the Lienholde(s financial interest in the vehicle insured. Paymenl for any loss under these coverages will be made in accordance with the Iinancial interest the Named Insured and the Lienholder (as its interest may appear lor specific vehicle(sll have in the loss, Payment may be made to lhe Named Insured and the Lienholder jointly or to either or both separately, II separate payments are made, the financial interests of both Will be protected by us. When we pay the Lienholder for a loss for which the Named Insured is not insured, we are entitled to the Lienholde(s nght 01 recovery against the Named Insured, to Ihe extent 01 our payment. Our recovery will not impair the right of the Lienholder to recover Ihe full amount of ils claim. The Lienhoider Will, on demand, pay any premium due under this policy for coverages which protect the Lienholder's interests, if the Named Insured falls to do so, WE PROMISE THE LIENHOLDER THAT: 1, The Lienholde(s finanCial inlerest Will be protecled regardless 01 the acts or neglecl of the Named Insured, subsequent legal encumbrance or any change in ownership ollhe property, However, this clause does not apply in any case of fraudulent acts or omissions by Ihe Named tnsured or anyone representing hIm, 2. If Ihe Named Insured falls to submit prool of loss within the time granted by the policy, Ihe Lienholder may prolecl its interest by filing such proal Within 60 days alter Ihaltlme, . 3, II we cancel or reI use 10 renew thiS policy, nOlless Ihan 10 days advance nolice 01 such termlnalion Will be given 10 the Lienholder, 4, (For all states excepl Virginia) If Ihis policy is cancelled by the Named Insured. we Will send notice 01 cancellation 10 the Lienholder, (Virginia only) II this pOlicy is cancelled by Ihe Named Insured, the PhySical Damage coverages provided by thiS policy Will be extended lor 10 (jays lor Ihe Lienholder aller the elfecllve dale 01 cancellation. We Will send nollce 01 cancellalion to tha Lienholder before or during thiS 10 day panod, i 5 (Virginia only) In the event of a lotalloss or reposseSSion of the auto we 'nsure, the phYSical damage deduct,bles lor the LienhOlder Will be 5250 ComprehenSive and $250 COlliSion even ,I tha N.lmed Insured selecled higher daductlbles, PLE&eJi~f.!)i!'iTIP PQRTI N ., EXHIBIT B ;" .' ").,.' ....... .~~.~.......~. ." '. ' " ~;~ cCJpa ~ STATEMENT CHAMBERSBURG SURGICAL ASSOCIATES 845 DUNCAN AVENUE CHAM8ERS8URG. PA 17201 17171 283.16e7 DAVID A, GUTHRIE, M,D" FAC,S, DONALD W, MA TZELLE. MD, KENNETH R ANKNEY 255 SILOAM RD CHAMBERSBURG PA 1721211 ACCOUNT NO, 8&71 STATEMENT DATE 1218/26/94 ~MOt..:~H ~'.CLOSEO R F FFICE VISIT R FI ASCULAR LAB/ARTERIAL WE SUSMI TED THE A,OVE CLAIMS Tq YOUR AUTO INSURANCE FOR PROCESSING. PLEASE CHECK WITH OUR INSU C~ REGARDING THE DELAY IN PAYMENT OF THESE CLAIMS. IF DITIONAL N ORMATION IS NEEDED FROM OUR OFFICE, PLEASE L1T US KNOW '.PLEA5~ MAKE ~FYMENT Ct..;RRE'iT OVEFt 30 OAYS OVER DA 5 .12101 380.1210 3121.0121 35121.121121 YOUR AC:CO NT. I I .00 NEW BALANCE "'8121.1211211 , PATIENT IS RESPONSIBLE FOR "PATIENT" NEW BALANCE" SHOWN. . 0121 .121121 .00 PA TIENT INSURAhCE I , .' ANAL VSIS OF PA TlENT NEW BALANCE 1218/26/-;'4 . ill 10 8671 STATEMPIT QATE PATiENT PAY VTO. ..CCOUNT 'lUMBER CHAMBERS BURG SURGICAL ASSOCIATES ]015 OUNC~N .we~UE OiAMBERSBuRG.?A 11201 ,7171 ;:dJ 1097 \ - .' . '-.....----.-- ........ .. .~ p~ ~. TA~ TOl ~~.n~~t461 MYE \ PATIENT HAIlE AtCOUlIT H'JHBER STATE!l::HT /lATF. . , .CO'JCRAGE . I. ANKr~n~,IW/~N"T11 RAY ~'i~i'IIMlJ 01 (llo";'ll-S'4 AnKJN1!lTIII'l'rlHW ,- " SAJNT JOSEPH HO~PTTA~ 7620 YORK c~nAD BALTIMORE MARYLANn 21204 -- ~,. I PATIENT RILl ~ - :142146:5 - :170 . CO',fRMf' . 2 . ADHISSIQ;l DATE 06-;!1..\'4 oISCHA.~CE DATE Ho/. HlIHIlI'R CllHTRACT NO. 19:'i:r."7i':'i7 COllTRflT 1<<1. OIJAAAHTO:: RES!'. ANKHl';Y . KI.:HNr,: I'll IlA Y A 2:5~ llJIlll'tH Iln CHIIIII)r-:II~I(jlJRG . I'll \ 7'~Ol . BIRTH DATF l)fl..:!l)-46 OAI'S STAY ... .\~., .' N:RSOH I HSOOED ANKN~y.KENNETH RAY INSUll[D'~ f'1II't,om lllFI:1 llYWrl'HH IN llIlO'J' 1Cl. ;.>1:1 GROUP 110, TF.:I.I;J>HOHC': HltJIHII1l-:1l1 :1:1;1..\1.:14 :1:1;1..\6:1:1 :1:1;1.'11,:11, :i:l;l"I":l!'i' fill) 1l!ll':llli :1:1;1'.11>71 (iESCRIPTIoN NlOlJlIT .------ ...... .._,..______...... ........._....____________ _............_-_..... ._... ......1 .\0.. ...... _..... _ .....:.':. ..".'_: ........~:.... ;... .....;... ..... 01l"?1 ~iAHf': IM'( !iIJllllr,;Il'( .. IIyr.; 06'" l RFCClVERY IWlIH ,. HYF TOri'll. , 111.;1:1)1)(,:11'( /11111/'1 ":lfl,,~jOOO ":'of."(';) 00 t :ill. 00 ?O~'. ')0 ol:'l:1.90 :1:1:1.90 06.'~'1 Oil"?' \ 06,.::1) Oll..?\ tlI'JI~F.', (~Fr(VJr.ftl, .~"~l.lIl lll'u:r,:. 1.IIHIHlHM:/li\l. 1'I1>~I,ft r HYrLn~RAM, ~FRVJ~ftL 1:1'; . f:(':llIJtr:l'Il. 'II''Olr,: IUf:mll' TOTIII IMlllO! lIIW"'HI;I "1I7..~1(14(J 4IJ;I..:UOO 4f1;1":1?,4,0 .,1l1,,?126 ~7. 7li rij' t 7rj .. .:'.:17.40 t ~j;l.I)O r.9?')O <n(4) <n(0) :~9?, 'i0 ClI~ftNn rurAL 9:1:1,90 9:1:./.90 i.'1/S iJll' , . .. . . . ,., . . .. .. C-JR8'<" , IX ,linT C:/' '<:7. .'.' J caVEAt. i'4~:~ 0;, ~. . ,'. 0 By 'IOu Please Contact one of the ":: ;;",'-4Y41:Nr ~INSUi/4NC" above phone n~mbers ~lth .,,~ "'1!"8~',{~7L:' o~ your insurance Information. .'1... if. YCu 7'.4..... " , ,'I Sill ." ';.~'J-'!:~,l' ./4.,.4/or " .. . . . ,. . .'" . PI::. COII.- '. . ~ G,'!~ a':.'~Sf Re. cf1fO 8" 0 ; .... r ,..<: ..flrp, '~"" ':/""1, '1~ 'Vv . "':;::;i;c~~OIlr: p~b~evr ~~VSiJF1.4/'" . >, ,.f Nl1.'; "';,Pr, v'c~ ,..,et:R~"" ,,,~ . .. ':"Irii'~' . ~U J ! ..;; I... J . ''1 ..,.''/ STATEMENT ACCOUNT NO STA ENT DA OECARLO,LYON,HEARN I PAZOUREK POBOX 106~5 TOWSON MO 21285-0655 01-01-53786801 08/26/94 410-494-0800 52-0939414 [~~K~:;~~:~~~~:~EARN I PAZOUREK J . . KENNETH R ANKNEY 255 SILOAM RO CHAMBERS8URG PA 17201 ACCOUNT NO. AMOUNT REMITTED [$ PLEASE DETACH TOP PORTION AND RETURN WITH YOUR REMITTANCE, RETAIN THIS PORTION OF STATEMENT FOR YOUR TAX RECORDS ATB8fTOo\ PATIENT_NO. PATIENT "'!.".!>, . - J '~"\\r,:J'~~1 . ~ 01-01-53786801 08/26/94 717/263-7386 ANKNEY, KENNETH OATE . PROCEOURE COOE oeSCRIPTION 06/21/94- 2 62284- INJ MVELOGR 'lOR CT 06/21/94- 2 7204-0-26 SPINE CERY AP I LAT 06/21/94- Z 12100-26 SPINE LUMBAR AP , LAT 06/21/94 2 72126-26 CT CERY SP W/COHTR 06/21/94- 2 , 72240-Z6 MYELOGR CERY SlI ox COOE AMOUNT 723.1 723.1 724.2 723.1 723.1 4-51.00 38.00 38.00 246.00 155.00 ~t~ (;0 ~ ,<(" ~ <( 'r^'-<" PUCE OF SlRvlC1 ST JOSE~H HOSPITAL 7620 YORK RD TOWSON Me YOUR ACCOUNT IS PAST DUE. PLEASE ~OHTACT YOUR INSURANCE CARRIER. AND ADVISE US OF THE STATUS OF THIS CLAIM OR REMIT BALANCE IMMEDIATELY. 21204- ,..:;:r7:,.';~~:'~'~1 DATI CI',BIRTH ' 1NJUIlI"f'00U l')l.,r....T'."'Tt<()U'IU,1o. I..C......C...fLA. : .~~i.~' .~. 08/Z0/4-6 ....."'...'I'oG.... . ;...,. 928.00 REFERRING PHYSICIAN OATE ADMITTED :n! PHYSICIAN PER,OAMINO IIIIMC11 ,', MCAFEE, PAUL C MO BRUNNER, DOUGLAS R MD ,io'; ,',,;..... '.SI,;)Hj'.' ~i STEEL SYSTEMS ~ 195347757 ~ ,,"'P', :. ~'" I , I NOTE . , 'Q,.,....... ""',>ll>" I',' " e.'.'GI'.8'.'.. 12"" C' OP' "Y' , '1' .. . . . t, "" . . . .. . . ,. .. . 1"'.0 .. I" ... . . . . .. .' '. : '" '0 . .' '. . '.' '0 . > .'. . .,' ". . . ....':... t, o' " . " It . · .. .' .,.L.L .;. . . ", ..L ';'''.' .., '. I IllEGIBLE COpy i IllEGIBLE COpy I.,..: ..: e.'...G'I"B.'."..: e..... C'., 'O'P" ,', " . 'L'L' " ,. . ..' .'L' .'. ' . " .. " ,. "'I' . ':: :: . , '.:' . '. ": ': :,:: . . ~ '.'. , : ,: :...... " . .' I ". . . ". . _., I . . . . . . . ". . . . .'. .'. '. '.. .... ..' .,. . .' ., . .... ." '. .... . . (': ,,,,' ;L .:d';;, "1:., j' , ' -:~ t.,. ~. ~., *. - r:: . ~ ':~ ':" , " ..T'" .. " ,'" ,,: "",- " , "~'L ',: r ,__ ...- '.~ w' " . ,;,. . 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" CERTIFICATE OF SERVICE The undersigned hereby certifies that on this date a true and correct copy of the foregoing Praecipe was served by first class mail, postage prepaid, upon tne following: Gerard C. Kramer, Esquire SCHMIDT and RONCA, P.C. 209 State Street Harrisburg, PA 17101 November ''I , 1994 - 2 - Sd1mldt and Ronca PC ~~ Alforney. And CownMIa,. .. I.A. I" ..... ..... ..-., ,_....... "'0' ~ JI1JJJJ-4JOO ~ v. I IN THB COURT or COMMON PLEAS-- I CUHBBRLAND COUNTY, I PBNHSYLVANIA I I NO. 94-5512 I I CIVIL ACTION - LAW I JURY TRIAL DBHANDBD It!lNHBTH R, lNUEy-;"JR,-;' Plaintitt BRII INSURANCE OROUP, Detendant CBRTIFICATB OF 8BRVICB un IJOW, this /'51 day ot (), ('fl. Lt1 1994, I, Oerard C. Kramer, Bsquire do hereby certity that I thia day aerved Notice ot Deposition tor Judy zimmerman, by depoaitinq the same in the U.8. mail, postage prepaid at Harriaburq, pennsylvania, addressed as tolloWSI Harvey Freedenberq HcNe.., Wallace , Nurick 100 pine 8treet Harrisburq, PA 17108-1166 Respecttully SUbmitted, 8CHMIDT AND RONCA, P.C. BYI (:::~. rard C. Kramer Attorney at Law 209 State 8treet Harrisburg, PA 17101 (717) 232-6300 Attorney I.D. No. 44715 . ,) >:"~ " '. " " " " ", .'\ McNEES. WALLACE & NURICK 100 PINE: STREET ... u. a:... I. <0" HARAISBURc;, PA 17106 v. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW KENNETH R. ANKNEY, JR., Plaintiff ERIE INSURANCE GROUP Defendant No, 94-5512 ANSWER TO COMPLAINT COUNT I 1. Denied, After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 1 of Plaintiff's Complaint, and the same are therefore denied. 2. Denied as stated. There is no legal entity known as Erie Insurance Group, As hereinafter set forth, the policy issued to plaintiff was issued by Erie Insurance Exchange. 3. Denied as stated, The declaration sheet attached to Plaintiff's Complaint as Exhibit "A" speaks for itself, By way of further answer, Defendant incorporates herein by reference the averments of paragraph 3, above. 4. Denied as stated, for the reasons set forth in paragraph 3, above. 5. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 5 of Plaintiff's Complaint, and the same are therefore denied. 6. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 6 of Plaintiff's Complaint, and the same are therefore denied, 7. Denied, After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 7 of Plaintiff's Complaint, and the same are therefore denied. 8. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 8 of Plaintiff's Complaint, and the same are therefore denied. 9, Denied. On the contrary, Plaintiff did not provide noti.ce of the accident, which occurred on December 3, 1993, until July 12, 1994. 10. Admitted, except that Defendant Erie Insurance Exchange is incorrectly identified as Erie Insurance Company, 11, Admitted in part and denied in part. It is admitted that Defendant has been in possession of copies of certain medical records and bills for a period of more than 60 days and that it has refused to pay the bills. It is denied that Defendant has failed to reject the claim. On the contrary, Defendant has rejected Plaintif:'s claim, for the reasons set forth below. - 2 - 12, Denied as stated, Dr. Shord's report speaks for itself . 13, Denied, On the contrary, Defendant has obtained medical records and reports which indicate that Plaintiff had a history of neck pain dating back at least to 1989, as a result of an automobile accident in that year, Plaintiff's preexisting neck pain was aggravated in or about June 1992, as a result of landscaping work which he performed, In addition, Plaintiff re- aggravated his preexisting neck condition while doing landscaping work in April 1994. 14. Denied, Defendant incorporates herein by reference the averments of paragraph 13, above. 15, Denied. Defendant incorporates herein by reference the averments of paragraph 13, above. 16. Denied. Defendant's denial of benefits is reasonable and proper. 17. Denied, After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 17 of Plaintiff's Complaint, and the same are therefore denied. WHEREFORE, Defendant Erie Insurance Exchange (incorrectly identified as Erie Insurance Group) demands that Plaintiff's Complaint be dismissed with prejudice, and that the costs of this action be awarded to Defendant. - 3 - COUNT I I 18, Defendant incorporates herein by reference the averments of paragraphs 1-17, above, 19. Admitted, 20. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 20 of Plaintiff's Complaint, and the same are therefore denied, 21, Denied, After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 21 of Plaintiff's Complaint, and the same are therefore denied, 22. Denied. According to the Wage and Salary Verification submitted on behalf of Plaintiff, Plaintiff was earning $769,82 per week as of December 3, 1993. 23. Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the averments of paragraph 23 of Plaintiff's Complaint, and the same are therefore denied. 24. Denied. Defendant incorporates herein by reference the averments of paragraph 13, above, WHEREFORE, Defendant Erie Insurance Exchange (incorrectly identified as Erie Insurance Group) demands that Plaintiff's - 4 - . ~"_.- -, > Complaint be dismissed with prejudice, and that the costs of this action be awarded to Defendant, COUNT III 25. Defendant incorporates herein by reference the averments of paragraphs 1-17, above, 26. Denied, On the contrary, at all times relevant hereto, Defendant has acted in good faith with respect to Plaintiff's claim for medical benefits. 27, Denied, On the contrary, at all times relevant hereto Defendant has acted in good faith with respect to Plaintiff's claim for work loss benefits. 28. Denied. On the contrary, Defendant has not acted in bad faith at any time relevant hereto, After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of the remaining averments of paragraph 28 of Plaintiff's Complaint, and the same are therefore denied. 29. Denied. On the contrary, Defendant has determined that Plaintiff's claim is not causally related to the accident of December 3, 1993. WHEREFORE, Defendant Erie Insurance Exchange lincorrectly identified as Erie Insurance Group) demands that Plaintiff's - 5 - Complaint be dismissed with prejudice, and that the costs of this action be awarded to Defendant, McNEES, WALLACE & NURICK 17108-1166 Attorneys for Defendant Erie Insurance Exchange (incorrectly identified as Erie Insurance Group) December 2, 1994 - 6 - CERTIFICATE OF SERVICE The undersigned hereby certifies that on this date a true and correct copy of the foregoing Answer was served by first class mail, postage prepaid, upon the following: Gerard C, Kramer, Esquire SCHMIDT and RONCA, P.C. 209 State Street Harrisburg, PA 171Ul as December 2 , 1994 ..J!.. ____ao At..,..,. Mt4 C.......... at LA. ...-- ....~.. r-,e..... .,'It JIJ I 11J...... - dk- DEe 2 0 Il94 Schmidtand~ DIDIBTB R. AHD1IY, JR., I 1M TUB COORT 0' COKKOM PLBAS Plaintiff I ClJHJllRLAIlD COUNTY, I PBnSYLVAHIA I v. I HO. 1t-5512 I BRIB IHSURMlCB GROUP, I CIVI~ ACTIOH - LA. Defendant I JORY TRIAL DBKAHDBD ORDIIR AND HO., this 2--L day of _{)Vp- 1994, it is hereby ORDBRlD AND DBCRlBD, that the Plaintiff's StipUlation to Amend and the change of Defendant throughout pleadings is hereby GRANTED. The new caption shall read as follows: v. I IN TBB COORT 0' COKKON I ClJHJlBRLAHD COUNTY, I PBnSYLVAHIA I I I I I PLBA8 DIDIBTB R. AHD1IY, JR., Plaintiff HO. 94-5512 BRIB IMSURMlCB BZCBAHGB, Defendant CIVIL ACTIOH - LA. JORY 7RIA~EKAHDIID ( J. fit", L.." ~..I ;~, ~, 'J '.u 'nll ld .) f I ~\ /0 - .... ~ ~ "".ro- . . ~ , Schmidt and Ronca PC At..,..,. aM C_n"*t at u.. I" __ ......... '~I....... .,... 'Ill U...... ~,. UIINIITH R. AllIOfJlY, JR., I 1M THB COURT OF CONHOM PLBA8 plaintiff I CUXBBRL1UlD COO!lTY, I PBlflrSYLVAlfIA I v. I NO. 94-5512 I BRIB IIlSUIlAIICB GROUP, I CIVIL ACTIOM - LAW Defendant I JURY TRIAL DEMANDBD PLAINTIFF'S STIPULATION TO AHBND CAPTION AND NOW, this ~ of -fjJ(lI/nbl/J , 1994, the Plaintiff through his counsel, Gerard C. Kramer, SCHMIDT AND RONCA, P.C., the Defendant, Erie Insurance Exchange improperly identified as Erie Insurance Group through their counsel, Harvey Freedenberg, McNEES, WALLACE & NURICK, do hereby stipulate a~d agree as follows: 1. The Defendant identified as Erie Insurance Group shall properly be identified as Erie Insurance Exchange. 2. The name of Defendant in the caption and in the Complaint should properly be changed and Bubstituted and the Defendant should be identified as Erie Insurance Exchange as listed in the proceeding paragraph non pro tunc. J. The Defendant was properly served and by agreement between the parties in this proceeding, discovery and pleadings referring to Erie Insurance Group shall be deemed to refer to Erie Insurance Exchange. DEe 20194 . ~ ~:t. . , I I, , ! .. '. 5. If through further discovery or pleadings,' it is determined that the party was misidentified by their stipulation and was previously properly identified, substitution will be allowed and any defense concerning this matter shall be waived. Re.peotfully .Ubmitte4, I .~ " By. Oera c. ltralller At rney at Law 20 state street Harri.burq, PA l7101 (717) 232-6300 Attorney 1.0. No. 44715 .' .' . ~ J Schmidt and Ronca PC AlIor...,_ ...4 Cou8Hlor... ~ -J dJ--' DEe 2 0 1& 1M ...... ..... ........... ,...,..,.... I J 101 J 11/ 1)'''100 ------ U)f)lBTB ll. AIIUl1Y, Jll" I IW TBI COURT O~ CONHOH PIJIAS Plaintiff I CUKBIRLAHD Coml'l'Y, I PI1IH8YLVJ.HIA I v. I HO. 14-5512 I IllII IWSU1lAIICI GROUP, I CIVIL ACTIOH - LAW Defendant . JUllY TllIAL DlMABDID CIRTI~ICATI O~ SIRVICI UIl) WOW this I Cj-h-- day of OR. ()J.m Jo..u\ , 1994, I, Gerard C. Kramer, Esquire do hereby certify that I this day served a copy of Plaintiff's stipulation to Amend Caption by depositing the same in the U.S. mail, postage prepaid at Harrisburg, pennsylvania, addressed as follows: Harvey Freedenberg McNees, Wallace & Nurick 100 pine street Harrisburg, PA 17108 lleapeotfully auhaitted, SCmcIDT UIl) ROHCA, P.C. By. /-/! /L_ ~erard' C. Xr..er /Attorney at Law 209 state street - Barriaburq, PA 17101 (717) 232-6300 Attorney 1.0. Ho. 44715 Schmidt and Ronca PC lot ..... la_ _.._...._.1101 117 J J""JOG ............--. Actor..,. .... eounMfon .. ~____ .....ftJI R. JUDJml', JR., Plaintiff I I. ~ COU1t'l' or ~1nU\. PLBJUI I CUJOImlLaJID COUll'1'1', I P1DD181'LVUIA I I m. 1t-5513 I I CIVJ:L ACl'IO. - La. I J1JJll' 'l'Jl%n DWV1lllnBD Y. :mull I.S11'I-- CDOUl', Def_daDt CIIJl'rIrICA'1'lI or SIIRVICII DO mw, thi. ~ d.y of -9: Q/ll'Q/L(\ hereby e rtify th.t ,19ft; I thia day I, G.rard C. Kr...r, lI.quir., ..rv.d the ~tie. of Depo.ition, by d.po.itinq the .... in the o.s. .ail, po.t.q. pr.paid at Harri.burq, Penn8ylvania, .ddr....d .. follow.1 H.rvay Fraadanbarq NeWa.., ..ll.ea , >>urick 100 pin. str.et Harri.burq, PA 17108-1111 ".paotfully aubaittad, 8CIDIID'l' DO JIO.CA, P.C. A1 ~---'- Gerard C. Kramar, attornay .t Law 30t St.ta str..t Barriaburq, pa 17101 (717) 233-1300 attor.oay 1.0. '..715 ~--" Ln en :-c: .... f\"l ......., ("_t :>: ~. -, " -c--. .... ,.. ...... ~ -- -- '. ,..... . .. ~~. .' Schmidt and Ronca rc AllorneVI and CauftMlor. A' Ciw^< ---' lot ..... IV... .......... '-fl"'" 1710e 117 I HI.'JOG ---" ~. L. r Ii ,-. ._- Y. I I. !'BlI COUJI.T OJ' 00101O. PLIlU I C1lJIBBIlLUID COUll'l'Y, I 1IBJDISYLVUIA I I m. 14-5512 I I CIVJ:L AC'l'IO. - LA. I JUJl.Y '1'JU:AL DJIIOJIDBD __ftB R. UDIIlY, JR., Pl.bUff BIllB I.S1JJIDCB GROUP, Defnduat - CBR'l'I~ICATB OJ' SBRVXCB JUID m., thb 11,,-+Vl dayof , /- / I, Ger.rd C. Kramar, E8quire, hareby , 19Y) this day served the oriqinal and one copy of Plaintiff'8 Supplemental Request for Production of Document8 by depositinq the 8ame in the u.s. ..il, p08taqa prepaid at Harri8burq, penn8ylvania, .ddr....d a8 folloW81 Harvey J're.denberq HcNee., Wallace , Nurick 100 pin. str.et Harri8burq, PA 17108-1166 ".p.ctfully .~itt.d, SCBJu:D'l' un RO.CA, P.C. I~ .rar4 C. n_.r, Attorn.y at Law 209 stat. Str.et Harrisburg, PA 17101 (717) 232-6300 - -- ..' i J' t ! I .' .,. CT> ~ '-- ...""\ ,0;,,..) -= ,.... ;r. -. -, " .- - .... .- .... -' AIt.,...,_ .... (ounMiafl .. UW Jot ..... ..... ~ _.. ._..._ ,fl1l I., I IU..JOO Schmidt and Ronca~_, UIOIITB R. ANQfJlY I JR" I IN TEl COURT or CONHOM PLBAS PlabUff I CUJlBBJlLaJID COUll'l'Y , . .....n.VUXA . v. . 110. "-5512 I BUB I..UJlAJIC1I GROUP I . CIVIL ACTIO. - LAW DefeD4ant I JURY 'l'RXAL DIDI1UIDBD CBRTIrICATB or SIRVICS un .,w thh -I ':/71 4ay of r , , 199f, I, Gerar4 C. ~ramer, Esquire do hereby day eerved the oriqinal Plaintiff's Response to Defendant's Interroqatoriee and Plaintiff's Response to Defendant's Requeet this for Produotion of Doouments by depositinq the same in the U.S. mail, postaqe prepaid at Harrisburq, penneylvania, addressed as tollowsl Harvey rreedenberq 100 pine street P.O. Box 1166 Harrisburq, PA 17108-1166 Re.peotfully subaitte4, SCBJIIDT AND RONCA, P.C. I (A/~ ;Gerar4 C. n_er . Attorney at Lav 209 state street Barrisburq, PA 17101 (717) 232-&300 Attorney I.D. No. <<<<715 By' .\ ...... ~ LA iE ~ M - "'" ~ r ~.. ....~ ....... '-4::-_:)o~t: uz':"--... ~-~-.)'~..c. ~.. :'e 0..... ('") ~. .l" . f .'..t'~l ....:i:\r. -'I;.:lL..ot; "i.l ~... /~ .:.a.. Ol.. ==> ':;'-' r.a .... ,"" .... ...- ,. . ' , - _._---~ . , . . .' .. ' ..' .... a..--" ..- Schmidt and Ronca ~ Allor"')1 And CounMlorl ., LAw 101 ..... III'" H."..... ,_,........ luoe JU'IU.llOO .......; .---- --_.._-_._---._-~_._-_.__. v. I IN THE COURT OF COMMON PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA I I NO. 9i-5512 I I CIVIL ACTION - LAW I JURY TRIAL DEMANDED KENNETH R. ANKNEY, JR., Plaintiff ERIE INSURANCE GROUP, Defendant PRAECIPE FOR DISCONTINUANCE TO THE PROTHONOTARY I Please discontinue the above captioned action, mark it settled with prejudice and issue a Certificate of Settlement. Thank you. Respeotfully SUbmitted, SCHMIDT AND RONCA, P.C. BYI erard C. Kramer Attorney at Law 209 State Street Harrisburg, PA 17101 (717) 232-6300 Attorney I.D. '44715 Date: .5]5/ LJs , ~. t. ~ un> =, - ~r::: '" ~. (,..., ro_ - -, ::"I:: ~- ,.,. ..... .c-.. C"'>