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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
plaintiff,
CIVIL DIVISION
NO. C) 4 -LJ ,; '81-/ c.J"'TI'JV"\
COMPLAINT IN MORTGAGE
FORECLOSURE
vs.
Filed on behalf of PNC Bank,
National Association, plaintiff
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER HUSBAND,
Defendants
Counsel for PNC Bank,
National Association:
Joel B. Gold, Esquire
Pa. 1.0. #42090
CERTIFICATE OF LOCATION
I hereby certify that the
location of real estate
affected by this lien is:
41 Beochcliff Drive
Silver spring Township
~'/1_'~; /
By '/" /: -<,<?y /'
A ney r PNC Bank,
National Associat.ion
PNC Bank, National Association
Firm #862
One PNC Plaza
Fifth Avenue and Wood street
pittsburgh, pennsylvania 15265
(412) 762-2801/762-3383
........~.
COMPLAINT IN MORTGAGE FORECLOSURE
AND NOW, comes the Plaintiff, PNC Bank, National Association,
a national banking association, by their counsel, Joel B. Gold,
Esquire, and files this Complaint In Mortgage Foreclosure, alleging
as follows:
1. Plaintiff, PNC Bank, National Association, formerly The
First Bank and Trust Company ("PNCB"), is a national banking
association organized under the laws of the United states and a
citizen of the Commonwealth of Pennsylvania, with its main office
located at Fifth Avenue and Wood street, Pittsburgh, Pennsylvania
15222.
2. Defendant Richard J. Magaro is an individual with a
residence address of 41 Beechcliff Drive, CarliSle, Cumberland
County, Pennsylvania 17013.
3. Defendants Melissa A. Potteiger and Ronald E. Potteiger
are individuals with a residence address of 41 Beechcliff Drive,
CarliSle, Cumberland County, Pennsylvania 17013.
4. On or about April 22, 1991, as security for payment of a
Loan and Security Agreement ("Note") dated April 22, 1991,
Defendant Richard J. Magaro executed and delivered to Plaintiff a
Mortgage in the amount of $42,300.00 for the premises known as 41
Beechcliff Drive, Silver Spring Township, Cumberland County,
Pennsylvania. True and correct copies of the Note and Mortgage are
attached hereto, incorporated herein and labeled Exhibit "A" and
Exhiblt "B", respectively.
""'-:.
5. The Mortgage, Exhibit "B" hereto, was recorded in the
Office of the Recorder of Deeds of Cumberland County, Pennsylvania
on April 26, 1991, in Mortgage Book Volume 1009, page 1054.
6. The real property which is subject to the Mortgage,
Exhibit "B" hereto, is:
ALL THAT CERTAIN tract of land in the Township of Silver
spring, county of cumberland, and State of Pennsylvania,
more particularly bounded and describe in a map by Gerrit
J. Betz, R.S., on June 14, 1974, as follows, to wit:
Described in detail in that instrument recorded in the
Office of Recorder of Deeds in and for Cumberland county,
Pennsylvania in Deed Book U, Volume 30, Page 463.
Property is known and numbered as 41 Beechcliff Drive,
Carlisle, Pennsylvania, and containing 19.014 acres, more
or less ("Property").
7 . Defendant Richard J. Magaro is a record owner of the
described mortgaged premises.
8. Defendants Melissa A. potteiger and Ronald E. potteiger
took title to a portion of Property, as set forth in greater detail
in that instrument of record in the Office of Recorder of Deeds of
Cumberland county, pennsylvania at Deed Book Volume 102, page 119.
9. Defendant Richard J. Magaro has defaulted under the terms
and conditions of the Note and Mortgage, Exhibits "A" and "B"
hereto, by failing to make periodic payments of principal and
interest as required by the Note and Mortgage, said failure to make
payments has rendered the obligation due for May, 1994.
''''"-
10. As of November 4, 1994, due to aforesaid default, the
amount due and owing to Plaintiff is computed as follows:
principal
interest
attorney fees
other
total amount due
$39,015.77
$ 2,352.53
$ 150.00
$ 75.00
$41,593.30
Plus interest from November 5, 1994 at
$11.75 per diem.
11. The Notice of Homeowner's Emergency Mortgage Assistance
Act ("Act 91") required by 35 P.S. SS1680.401c, et seq., was mailed
to Defendant Richard J. Magaro on July 18, 1994.
A true and
correct copy of the Notice is attached hereto, incorporated herein
and marked Exhibit "c".
12. The Notice of Intention to Foreclose Mortgage required by
Section 403 of Act No.6 of 1974, 41 P.S.S403, was mailed certified
mail, return receipt requested, to Defendant Richard J. Magaro on
July 18, 1994. A true and correct copy of the Notice with proof of
certified mailing is attached hereto, incorporated herein Ilnd
marked on Exhibits "0" and "E".
13. Defendants Melissa A. Potteiger and Ronald E. Potteiger
are a successive owner of record of a portion of the Property who
have not given notice to PNCB of their ownership.
14. The Mortgage described above and attached hereto and
marked as Exhibit "B" has not been satisfied, released or assigned.
15. Under the terms of the Mortgage and the Note, there is
due to PNCB, for attorneys fees for collection, to date of the
filing of this Complaint; attorney's fees in the sum of $150.00,
Plaintiff does not wai\'e its rights to collect additional
attorney's fees for services rendered after the filing of this
'.
.
Complaint not to exceed the amount agreed upon in the Mortgage and
Note or as allowed by law.
WHEREFORE, Plaintiff demands judgment of foreclosure and sale
of the mortgaged property in the amount of $41,593.30, together
with interest thereon at the rate of $11. 75, per day plus
attorneys' fees, costs, and costs of suit.
Respectfully submitted,
PNC BANK, NATIONAL ASSOCIATION
,/
By ,,~:!~;y~~
.' . Gol, torney
for PNC Bank, National
Association
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MORTGAGE
TIllS MORTGAGt:. dl..d ...... ..Q.p.!IiL.. 6?A." 19..~1.., ,I. b<lween you. .., ...fLiStW~\I, ,Y"" M~~l~,r:\)..""..,..",
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..:...:...... C.i)r.l.i.~.l.~.... P.~, .1l0.1),......,..............,......,..,.,....,. ,lhe penon or personS.lllning u "Mor181Ior"bclow,lInd UI'';tl
to (') ITl
~ c: -J C)
HIE FIRST BANK AND TRUST COMPANY, An Affiliate 01 PNC FINANCIAL CORP" MechaniClburg, Pennsylvania 17055 . \h~ort~II4,"o
"""'0 ... ("') :n
::c lTlc.o
;0 :;%' fTl
MORTOAGED PREMISES: You monl_lt, grlnland convey 10 ullhe premisu IOClled II: '" r- c 0
..- ~ r'" I
-. ,.. 0
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SUCCI =' g -:, (-1
"......." ..~,j .1,~~,~..~p.~,;,~g,J:QW~,~ll,i,p....,r.,4IJ1,Ql!,r: ),~p,q.. ......,P'nn.ylvani...."..,..,..",..",....",...., C\h'~'mli!.'~ '"
Townlhip/Cily/Munlcipnlity/Uorough County lIIock No. Lot No. ~ -i rn ~
~ ..0:0
^ lcaa' dClcrlplinn or the Premiscs is (anllincll in lhe tl.:ctl by which you acquired the Prcmisu. which I' rt'cllIded '" the ...,.,..'""...... \o-rl... .~,.C(l -.
CounlY OUice for Ihc Recording or Decds, in Deed nook...... U.40.......... . Qn Page(s) .'. .4~.~.,....,.... , . Tu P.Hed NUl11hcr for otkfr'I'IIlT;';'rn, "
Partelldenlificr, ir any)...............,.... or, 0 ifchecked, Qn Ihe reYerle side. The Premises indudes all buildillRund olher Imprnvemenu nll\llorllllt'1
on Ihe Premlsu.nd any riahll or Inlcresu which derive from YQur ownership, use or poneulon of the l'n:mile~.
I.OAN. Th, MOrla.a' will lCeure our lo.n 10 ..,!\ J..O,~~,~ ~,~.1.i. f,~, ,Qr,;, y,~... r.,~r,l.i,~ 19... PA ,1 ,7,Q,1)""" """,,', ' "..,.. '"
Cwh<lher on, 0' more pmonsulI,d Ih,"80rrower'1. in lb' pr4;~.{' 01$, ,4 ~,~QR. RQ"".. plu. in'","and co'", ," nlwhi,h .h, 80rr,"'1 r,,,,"
repay .ccQrdinllo a nole or .greemenl (the "Nole") daled . . . . .;;?~.......... , 19 . .9.1... , This Mnrlgnge will::a1sllst'cure the rcrrorrn:.a~','
0(.11 o( Borruwer's promises in Ihe Note, all o( your promilu in I i. Monsase,lInd any ulensions, renewals, amend menu or other nlodificlllions of the l\"ol~
OWNERSHIP, You arc Ihe sole owner(l) of Ihe Premist'l. You have lhe legal rig hI 10 Mongllge i110 UI.
TAXES: You will pay.1l realenale laJl:e., lueumenu, wiler charge. and lewer renU rellling 10 lhe Pre miles when Ihey become due. You will nol claim any credit
on. or make deduction from,the loa" because you pay Ihese tuu and charsu. You will provide us wilh proor or paymenl upon requeu,
MAINTENANCE: You will mainlaln Ihe building(s) on the Premises in good condition. You will nol mike major changes in the building(s) UctPI (or normal
repain. You will nOllelr the buildlna(s) down withoUl fim getting our consent. You will nol use Ihe Premise. illegally or (or hire,
INSURANCE: You will keep the buildlng(.) on Ihe Premisu insured ataUtlmesaglinllloll by fire, nood and any 01 her hazards we may specify. You may chOOle
Ihe Inlurance companYI but yourcholte il.ubjecllo our reuonlble approval. The policiu must be (or It least the amounts and Ihe lime periods thlt we spccl(~'.
You will deliver 10 us upon our requelllhe policiu or other proof or Ihe insurance. The policies must name U'I U loss. payee. This melnl lhat we will receivr
paymenl on aUlnsuranee clalRlJ,to Iheutenl of our inlerell under this Monglge, before you. II rpUIl also provide thai we be given nol leu Ihan 10 dllY~ priQr
written nOllce or lay cancellation or reducllon in coverage, for Iny reason. Upon request, you shill deliver the policlu, cenlficates or olher evidence of iOSllri1nCC
to u..ln Ihe evenl 0(1011 or damage 10 the Premises, you will Immediately notUyus in wriling and nIe I proof of Ion with Ihe Insurer. We may me a rn1\l( IIr!lm on
your bebaUiryou rail or refule to do 10. We may aJso sign your name 10 anycheckl draft or olher order(or'he plymenl o(lnsurat:ce procel~t!s ia thecv:.f\t of loss I'll'
daunlle 10 lhe Premises. II' we receive payment or a claim, we will permit you to use lhe money 10 repalr Ihedlml~e, but only i(we rtlls\lnably beUeve lhe int'lt~nrc
proceedlln: adequate (or thll purpole. Otherwise, we.will USe the money to reduce what Ihe Borrower owes on lhe Nole.
SECURITY INTEREST: You will join with us In signing and nUnS documents and, at your expense, in doing wh.tever we believe is Ilceenarylo perhel 3nll
conliDue perfected our lecurily Intereuln Ihe PremisCJ. I .
YOUR AUTIIORITY TO US: Uyou (ail to perform you I obllgalion. under Ihls Mortgase, We may,l(wechoose, f1criorm yourobllaatlonl a.nd pay such rOUJ
and tJlpenSCl, We wlll.dd Ihe amounts we advance 10 'he lumslhe Borrower owes on the Note, on which we imp-Ole interest as pro\'idd Inlho.NOUIJfyou (aillo
honor your promisello maintain insurance in ef(ect, or to p.y fillng(ees,taxcs or Ihe COlli neccSlary to kctpthoPremlses ia good condition and npaJr, we ma)'. if
wechoole,advancolny sums YllU pramllelo pay and oblaln replaccmcnllnlurance. However, any replwmenllmurancc weobtain to~\'Crlo'" ordam'ae 10 the
Premisel may be limited 10 an amounl nol grealertban what lhe Borrower owes on Ihe Note. Any amounl we advance on your behalrwiU bo added 10 Ihe balance
oflhe Nole on which we impale Finance Charges atlhe AnnUli Percentage Rale o(lhe Note. Our plyments on your behalfwlll notcun: ytlur faUun: to perfurm
your promlle.ln this Mon.lge. .'
SALE OF PREMISES, You will nOllell, Irans(er ownership, Mongage or olherwise dispose o( Ihe Premise., In whole or In pan. wilhoUl our prior wriue"
conlenl. r :~....
INSPECTION: You will permll W 10 Inlpeclthe PremilCl al any reuonable lime. "r '. :.- '~' ',: I ::
NO LOSS OF RIGfITS: The Nole Ind Ihb Mongage mlY be negollaled or wigned by us wilhoul releasina any of you or Ihe Premises, Wo may add or releue
any penon or propeny obligated underlhe NOle and this Monlage wilhoullalinl our "ahtsln the Premita, I . "-.,.,~. I' .' .:.-":' . .
DEFA ULT: A defaull under the Note is a default underthl. MOrl.l.e.ln addlllon,your failure to performyourobll.atlonJ 1n Ihll Monllla.orunder anyolher _ . ,
Monllit on the Premilcslt a defaull under thl. Mortgage. If any ddlult OCCUR, we can foreclole upon Ihit Mortllle. Thl.I meanllhal we ean arrana! (nr the .~ : .~
Prcmi.Cllo besold, u provided by law. In older 10 payorrwhltlbe Bo"owcrowell on Ihe Note. Irlhe money we recclwfroml11i,I"el.t noteno~.h 10 pay nllwhlll . .
Ihe Borrower own. you will nOI ow. us Ihe difference unless you alto .iped lhe NolO II' Oorrowcr.ID ,ddlllon,'wo m.y(1) enler on Ind IIId ~lon ufthe .,
Premise.; (ii) leue and collectlhe rent.1 paymenu,lncludlnloverduc rent a! paymcnll, directly rrom lenanu; (i1i) maniac the Premises; and (I.,) Ifin,cancrl.l'ld
'chlnge lelles. We may apply any plrt oflhe rental p.ymentl'IO pay laxCl, Iheco.u ofcollcctinl renlal paymentl and ofm.nl.inlthe Premlseiand 10 reduce an)'
amounU owinl under Ihe Nole and under lhi. Mon.l.clln anyorderthal we choose. . .. ~, '>..,:',..:,. ._."!~. . .. 'i',:.,.,~~. ".. '''''0;)' 1
WAIVERS. Ilwedccl.... d,f.u11 und'r1hb Mortala'. you wII.. your rlah.. INlnaundor a1llppralacm,nl..lIy.lId ..em pilon I....., Thcac:ia!l..may(ll be for' ,(,
your benefil or relief; (II) limit 'he amount you owo UIlO the proceed. oflhe sale of the Premlscsi (Ili)u.emptlhe Premlsu,l1r pan Dflhe proccCds orJu ~alr. (r"m
anlchment, levy or .ale under Clcculion: Dr (iv) provide ror . IIay of n:ccu,lon or other process. .
BINDING .:FFECT: Unlillhe Borrower hu paid the Note in (ull,lhe provision. ofthll Mortgage will be bindin8 on you and ali future oWllen and len3nllll,r Ih~
Premilu. Thil MonC1ae is (or our benefiland for Ihe benefit o( anyone 10 whom we may anign iI. Upon payment in rull of all thlSllhe norrowtrowu u.'.lhli
Mon.lae and our n,hts In the Premi.CI Ihall end.
GENERAL: Wecan waive ordelayenrorcingllnyof llurrlghu <lnderlhis Mor1gOlgc withoullolingthem. Any waIver by us o( any provisIQn n(this MOrlg3g..: '~'lll
no' be I WII'" 01 lhat nr .ny o.hcr provision nn .ny n.h" occasion'(SEAI.I ".... . ~' ,,'"
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',.1"1" ,J. 1,1 .IF')
ij~i1.ii~'r"""""'" ...............
(SEAl,)
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1~1:,\I_,
EXHIBIT B
DESCRIPTION OF PREMISES
(Insertlpeelne dllerlpllon or Premllll, U neells.ry.) :
','.\1 "(I'"
ALLTIlATCERTAIN tract of land in the Towhship of Silver Spring, County of Cumberland,
and State of PennSY'vania, more particuldrly bounded and described in a map by
Gerrit J. Betz, R.S., on June 14,1974, as follows, to wit:
Sa1d deed dated the 17 day of July, 1984, and recorded in the Office of Recorder ,
of'Deeds'1n and for Cumberland County, Pennsylvania in Deed Book U, Volume 30;"
Page 463.
"
Property is known and numbered as 41 Beechc1 iff Drive,
containing 19.014 acres, more or less.
i:~rlisle, ~nn~lva1\:ia, and
::n c,
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IMPORTANT: NOTICE OF HOMEOWNERS I
EMERGENCY MORTGAGE ASSISTANCE ACT OF
19BPNClBANK
PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANCE TOWARD YOUR MORTGAGE PAYMENTS
(Esta informacion puede ser obtenida en Espanol)
July lB. 1994
RE: Installment Loan U 40-0l-614041406
To: Richard J. Magaro
4l Beechcliff Drive
Carlisle, PA 17013
From: PNC Bank, National Association"
Your mortaaae is in serious default because you have failed to
pay promptly installments of principal and interest, as required,
for a period of at least sixty (60) days. The total amount of the
delinquency is$l, 422,34, That sum includes the following:
$4BO,7B each for ~h~ ~Q~ths of Aoril, 1994 throuah June, 1994 due
on the 26th of each month.
You mav be eliaible for financial assistance that will
orevent foreclosure if you comply with the provisions of the
Homeowners' Emergency Mortgage Assistance Act of 19B3 (the "Act").
You may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your '.
control. and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agency.Please
read llL!2L this Notice, It contains illL exolanation !2L~
riahts.
Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date of
this Notice. During that time you have the right to arrange a
"face-to-face" meeting with a representative of this lender. or
with a designated consumer credit counseling agency, The purpose
of that meeting is to attempt to work out a repayment plan, or to
otherwise settle your delinquency. That meetina must occur in the
next (301 davs ,
" f/k/a The First Bank and Trust Company
EXHIBIT C
Richard J. Magaro
July l8, 1994
Page 2
If you attend a face-to-face meeting with this lender, or
with a consumer credit counseling agency identified in this
notice, no further proceeding in mortgage foreclosure may take
place for thirty (30) days after the date of that meeting,
The name, address and telephone number of our representative
is:
Edward R. Barben
PNC Bank, National Association
4242 CArisle Pike
Camp Hill, PA l70l1
Tel. No. (717) 730-2224
The names and addresses of the designated consumer credit
counseling agencies for your area are:
See Attached List(s)
It is only necessary to schedule one face-to-face meeting, You
should advise the lender immediately of your intentions.
If you have tried and are unable to resolve this problem at
or after you face-to-face meeting, you have the right to apply
for financial assistance from the Homeowners' Emergency
Assistance Fund. In order to do this. you must fill out. sign
and file a completed Homeowners' Emergency Assistance Application
with the Pennsylvania Housing Finance Agency. The consumer
credit counseling agency will assist you in filling out your _.
application. It must be filed or oostmarked, within thirty (30)
days of Your face-to-face meetin~
You must either mail your application to the Pennsylvania
Housing Finance Agency, or you must file it at the office of one
of the designated consumer credit counseling agencies listed on
the previous page.
The Pennsylvania Housing Finance Agency is located at 2101
North Front Street, P.O. Box 8029, Harrisburg. PA 17105. Telephone
No. (717) 780-3800 or 1-800-342-2397 (toll free. number).
An application for assistance may be obtained from this
lender. from a consumer credit counseling agency, or directly from
the Pennsylvania Housing Finance Agency.
Richard J. Magaro
July lB. 1994
Page 2
If the default is not cured within THIRTY (30) DAYS, we intend
to exercise our right to accelerate the mortgage pa~~ents. This
means that whatever is owing on the original amount borrowed will
be considered due immediately and you may lose the chance to pay
off the original mortgage in monthly installments.
If full payment of the amount of default is not made
within THIRTY (30) DAYS, we also intend to instruct our attorneys
to start a lawsuit to foreclose the mortgaged property. If the
mortgage is foreclosed, the mortgaged property will be sold by the
Sheriff to payoff the mortgage debt. If we refer the case to our
attorneys, but the default is cured before they begin legal
proceedings against you, you will still have to pay the reasonable
attorneys' fees actually incurred, up to $50.00, However. if legal
proceedings are started against you, you will have to pay the
reasonable attorneys' fees even if they are over $50,00. Any
attorneys' fees will be added to whatever is owed to us, which may
also include our reasonable costs. If you cure the default within
the thirty day period, you will not be required to pay attorneys'
fees.
We may also sue you personally for the unpaid principal
balance and all other sums due under the mortgage (5).
If you have not cured the default within the THIRTY (30)
DAY period and foreclosure proceedings have begun, you still nave
the right to cure the default and prevent the sale at any time.up
to one hour before the Sheriff's foreclosure sale. You may do so
by paying the total amount of the unpaid monthly payments plus any
late or other charges then due as well as the reasonable attorneys'
fees and costs connected with the foreclosure sale and perform any
other requirements under the mortgage. It is estimated that the
earliest date that such a Sheriff's Sale could be held would be
approximately Januarv 2. 1995. A notice of the date of the
Sheriff's Sale will be sent to you before the Sale. Of course, the
amount needed to cure the default will increase the longer you
wai::. You may find out at any time exactly what the required
payment will be by calling the writer at (302) 79l-l435. This
payment must be in cash. cashier's check, certified check or money
order and made payable to us at the address stated above.
You should realize that a Sheriff's Sale will end your
ownership of the mortgaged property and your right to remain in it,
If you continue to live in the property after the Sheriff's Sale,
a lawsuit could be started to evict you.
Richard J. Magaro
July la, 1994
Page 3
You have additional rights to help to protect your interest in
the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN
MONEY TO PAY OFF THE MORTGAGE DEBT. OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE
RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO
A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED
THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND A'I'l'ORNEY I S FEES AND
COSTS ARE PAID PRIOR TO OR AT THE SALE. AND THAT THE OTHER
REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO
DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU
HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
If the default'is cured, the mortgage will be restored to
the same position as if no default had occurred. However. you are
not entitled to this right to cure the default more than three
times in any calender year.
Very truly yours,
'I 'f ~ / /.
\..'..bUt. J. {/~/
Terri L. Vannoy /'
Banking Officer
TLV/tlv
CERTIFIED MAIL-RETURN RECEIPT REQUESTED
cc: First Class Mail
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dOl' not Pttmll.
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. The R'lurn A,c'IPI will ,haw to whom.UM attic'- wu d.hvllld Ind Ihl dIll
dllivttld.
3. Article Addrosaed to:
I olso wlah to rccel....o the
fOllowing ser....lcos liar on DliIlra ]
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1. 0 Addresseo'. Address ~
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RICIIARD J. HAGAIIO': ..
41 BEECHCLIFF DRIVE
CARLISLE, PA 17013
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DOMESTIC RETURN RECEIPT
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
vs.
NO.
94-6584 Civil ~erm
RICHARD J. MAGARO, ET. AL.,
Defendants
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment against defendant Richard J. Magaro, for
failure to file a responsive pleading, in the amount of $41,953.30,
as of November 5, 1994, plus accruing interest, plus costs of
collection, plus court costs.
PNC BANK, NATIONAL ASSOCIATION
BY~~<<~/
jbg\lMgaro.pdj
.
-.
.
CERTIFICATION
The undersigned hereby certifies that a tru~ and cprrect notice of
, .
intention to enter a default judgment, said notice conforming to
Pa.R.C.P. No. 237.1, was sent to defendant Richard J. Magaro in
reliance on Pa.R.C.P. No. 237.1(b).
^,.a;.q:;4N6~~
National Association
"
NOV II 9 Ig95 ft
"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
formerly PITTSBURGH NATIONAL
BANK,
CIVIL DIVISION
NO, 94.6584 Civil Term
Plaintiff
MOTION FOR ENTRY OF JUDGMENT IN
MORTGAGE FORECLOSURE BY
CONSENT
vs,
Filed on behalf of PNC Bank,
National Association, Plaintiff
RICHARD J. MAGARO, and
MELISSA A, POTTEIGER and
RONALD E, POTTEIGER, her husband,
Code:
Defendants
Counsel for PNC Bank, National
Association:
Joel B, Gold, Esquire
Pa, J.D. #42090
PNC Bank, National Association
Firm #862
One PNC Plaza
Fifth Avenue and Wood Street
Pittsburgh, Pennsylvania 15265
(412) 762-2801/762-3989
..
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Pluintiff
vs,
)
)
)
)
) NO, 94-6584 Civil Term
)
)
)
)
)
RICHARD J. MAGARO, und
MELISSA A, POTTEIGER und
RONALD E, POTTEIGER. her husbund,
Defendunts
MOTION FOR ENTIW OF ,IUIlGMENT IN MORTGAGE FORECLOSURE
BY CONSENT
AND NOW, comes the Pluintiff, PNC Bunk, Nutionul Associution, and the Defendants,
Melissa A. Po\leiger and Ronald E, Po\leiger, by their counsel and file the within Motion stating
as follows:
I. PNC Bank ("Bunk"), at the above-referenced docket number commenced an action
in foreclosure ("Foreclosure") with regard to tlmt parcel of real property ("Property") which is
described in Exhibit "A" to this motion (a\lnehed hereto und incorporated herein).
2. Defendant Magaro granted to Bank the mortgage on which the action in mortgage
foreclosure is based,
3. Defendants Po\leiger ure successor owners of record to a portion of the Property,
known as Lot No, 2 which portion is described in Exhibit "B" to this motion (a\lached hereto and
incorporuted herein) Ilnd which portion of the Property will hereinafier be referred to as the
"Po\leiger Parcel",
4, The portion of the Property which is not th~ Potteiger Purcel will hereinafier be
,.
referred to as "Magaro I'arccl",
5, Of recurd in the Oftice of Reeurder uf Dceds of Cumberland County, Pennsylvania
at Plan Book 66, I'uge 149, is u Subdivisiun Plun which illustrates the Mugaro Parcclus Lot No,
and the Potteiger purccl us Lut Nu, 2,
6, Delcndants Putteiger claim nu title in the Magaro Purcel.
7, ^ judgment by delimit in mortguge fureclusure was entered in this mutter in favor
of Bank and against Delcndunl Magaro on October 21, 1995, with regard to the Property,
8, There have been nu further uctions of record tuken by any party in the Foreclosure,
9. Plllintiff has concluded that it is likely that a foreclosure sale on the Magaro Parcel
will pay the foreclosure judgment, or, 1I1ternativcly, willmaterilllly reduce the amount due on the
mortgage indebtedness,
10, Bank and Potteiger believe, and therefore aver, that the relief proposed herein will
prejudice none and will work to expedite resolution of the Foreclosure,
II. Defendants Potteiger agree that judgment in mortgage foreclosure will be entered
against them, by consent, with regard to the Magaro Parcel only,
12. Bank agrees that, subject to the terms and conditions of this motion, it will seek
a writ of execution in mortgage foreclosure for the sale of the Magaro Parcel.
13. Nothing herein shall prevent Bank from resuming the Foreclosure against
defendants Potteiger and Magaro with regard to the Subdivision in the event its sale of the
Magaro Parcel docs not pay in full the indebtedness associated with the Mortgage,
ALL TIIAT CrnrAIN tract of Innd in the 'J'o,mship of Silver Spring, County of
CUrobcrland, and State of Pennsylvania, more ~'rticularly bounded and described
in a ~'p by Gcrrit J. Dctz, R.S., on June 14, 1974, as follows, to witl
IlmINNl~ at the northern edge of the Conodoguinet Creek and other lands now or
late of Guy \4. Deitch and Ilclcn A. Deitch, his wifel thence through a 1l1ack Oak
and an iron pin on line, and crossing Ilccch Cliff Drive (L.R. 21053), said road
having a 33 foot right of ""'y, the center of ..Mch being 0.25 miles East of the
center line of Rich Valley R~1d. Nortll 40 degrees 20 minutes 00 seconds West,
a distance of 282.81 feet to a post at other lands now or late of Guy W. Deitch
and Helen A. Deitch, his wifel thence along oth"r lands now or late of Guy W.
Deitch and Helen A. Deitch South 65 degrees 18 minutes 27 uecondsWest, a
disl:Ilncc of 776.62 feet to a postl continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 30 f.oot right of way line, 224.74 feet to
u spike in the center of Rich Valley Road (L.R. 21019) having a 30 foot right
of way at this poihtl thence in a northerly direction through the center of the
Rich Valley Road (right-of-way line'varying fran 30 fact to 40 feet), an arc to
the right having a radius of 1432.69 feet, a distance of 301.63 feet to a spike
in the center of Rich Valley'Road, said point having a 40 foot right of way.
BCOt( 30 ,'ACE ilC3
'ntEN:E along lards new or forrrerly of Ralph B. Weigle, North 65 degrees 30
minutes East, through an iron pin on line, a distance of 2057.89 feet to a
point in a streaml thence South 35 degrees 19 minutes 54 seconds East through
the stream and crossing Beech cliff Drive (L.R. 21053), a paved road having
a 33 foot right of way, a distance of 382.22 feet to a point in a streaml
thence South 10 degrees 14 minutes 28 seconds West, 245.59 feet to a point in
Conodoguinet Cr...'ekl thence along the northern edge of ,Concxloguinet Creek South
16 degrees 39 minutes 09 s'!COnds West, 317.0 feet to a pointl continuing South
72 degrees 13 minutes 00 seconds West, 242.42 feet to a point I continuing South
64 degrees 30 minutes 20 seconds West, 246.66 feet to a pointl continuing South
48 degrees 48 minuL~s 44 seconds West, 221.50 feet to a point, tho Place of
BIX:;INNI~.
CONTAINING 19.014 acres.
BEI~ nlE SN-IE PREMISES which David G. Barsda and Valerie R. Barada, now by
reason of her marriage Valerie R. Seastran, by their Deed dated and recorded
lJeceI1'ber 15, 1983, in the Office of the Recorder of Deeds in and for 'CUmberland
County, Pennsylvania, in Deed !look M, Volurre 30, Page 601, granted and conveyed
unto David G. Barsda, single 1MIl, the Grantor herein.
,)
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.
PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
I
I
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I
I
I
I
I
RICHARD J. MAGARO, and I
MELISSA A. POTTEIGER and I
RONALD E. POTTEIGER, I
her husband, I
Defendants I
v.
IN THE COURT OF COMMON PL~AS
CUMBERLAND COUNTY, PENNSYLVANIA
No. 94-6584 Civil Term
CIVIL DIVISION
CONCURRENCE/NONCONCURRENCE OF OPPOSING COUNSEL
I, Leslie D. Jacobson, concur in this motion for Entry of
Judgement in Mortgage Foreclosure by Consent.
DATED I October 3. 1995
8lS0 Derry Street
Harrisburg, PA l7lll-5260
(717) 56l-l5l5
.~
eslie D. Jacobs
Attorney IDi 52
Attorney for De
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
v.
I
I
I
I
I
I
I
I
NO. 94-6584 CIVIL TERM
CIVIL DIVISION
RICHARD J. MAGARO, and MELISSA
A. POTTEIGER and RONALD E.
POTTEIGER, her husband,
Defendants
.
.
ENTRY OF APPEARANCE
TO THE PROTHONOTARY I
Pleass enter my appearance in the above captionsd matter for
the Defendants, Melissa A. Potteiger and Ronald E. potteiger.
ctfully submitted,
& JACOBSON
eslie David
Attorney 1011
Attorney for
Melissa A. &
bson
73
D endants
Ronald E. Potteiger
DATED I December 22, 1994
8150 Derry Street
Harrisburg, PA l7lll-5260
(717) 561-l5l5
pott1221.doc
in the center of Rich Valley Read, said point having a 40 foot right of way; thcnce
along lands now or formerly of Ralph B, Weigle, North 65 degrees 30 minutes
East, through an iron pin on line, a distance of 2057.89 feet to a point in a stream;
thence South 35 degrees 19 minutes 534 seconds East through the stream and
crossing Beech Cliff Drivc (L.R, 21053), a pavcd road having a 33 foot right of
way, a distance of 382,22 feet to a point in a stream; thence South 10 degrees 14
minutes 28 seconds West, 245,59 feet to a point in Conodoguinet Creek; thence
along the northern edge of Conodoguinet Creek, South 76 degrees 39 minutes 09
seconds West, 317,0 feet to a point; continuing South 72 degrees 13 minutes 00
seconds West, 242.42 feet to a point; continuing South 64 degrees 30 minutes 20
seconds West, 246,66 feet to n point; continuing South 48 degrees 48 minutes 44
seconds West, 221,50 feet to a point, the place of IlEGlNNING,
BEING THE SAME PREMISES which David G, Barsda, a single person,
conveyed unto Richard J. Magaw, by deed dated July 17, 1984 and recorded July
18, 1984 in the Recorder's Office in and for Cumberland County, PA in Deed
Book U, Volume 30, Page 463,
EXCEPTING therefrom, premises which Richard J, Magaro and Cynthia Lou
Slothower-Magaro conveyed unto Melissa A. Potteiger and Ronald E. Potteiger,
by deed dated February 9,1994 and recorded March I, 1994 in Record Book 102,
Page 119,
Provided, on entry of this Order, PNC Bank may proceed in the above-reference action
in mortgage foreclosure, with a writ of execution in mortgage foreclosure with regard to the
above-referenced parcel of real property only, without impairing the right of Plaintiff to seck in
the future other portions of the mortgaged premises at Mortgage Book Volume IOD9, Page 1054,
Office of Recorder of Deeds of Cumberland County, Pennsylvania, Nothing herein shall be
deemed a waiver by Potteiger of any defenses against PNC Bank in the event plaintiff seeks
foreclosure against other portions of the mortgaged premises,
raP[
,J.
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
In The Court of Common Pleas of
Cumberland County, Pennsylvania
No. 94-6584 Civil Term
Complaint in Mortgage Foreclosure
PNC Bank National Association
VS
Richard J. Magaro, Melissa A. Potteiger
and Ronald E. potteiger, her husband
Wesley Cook, Deputy Sheriff, who being duly sworn according to
law, says that on December 02, 1994 at 9:25 o'clock A.M., E.S.T., he served
a true copy of the within Complaint in Mortgage Foreclosure, in the above
entitled action, upon the within named defendant, to wit: Richard J. Magaro.
by making known unto Ryan Slothower, Adult son of Richard J. Magaro, at
41 Beechcliff Drive, Carlisle, Cumberland County, Pennsylvania, its contents
and at the same time handing to him personally the said true and attested
copy of the same.
Timothy Reitz, Deputy Sheriff, who being duly sworn according to
law, says that on December 15, 1994 at 8:20 o'clock P.M., E.S.T., he served
a true copy of the within Complaint in Mortgage Foreclosure, in the above
entitled action, upon the within named defendants, to wit: Melissa A.
Potteiger and Ronald E. Potteiger, her husband, by making known unto Melissa
and Ronald Potteiger, at 294 Rich Valley Road, Mechanicsburg, Cumberland
County, Pennsylvania, its contents and at the same time handing to them
personally the said true and attested copy of the same.
Sheriff's
Docketing
Service
Surcharge
Costs:
22.00
10.08
6.00
38.06
60 Answeg: //d
:r?'X;?4.':~,-....c. ~
R. Thomas Kline, 7h~riJf
BY ~
De~puty~s ~J.';;~
IlY A A. .
De uty 6 eriff
Pd. by Atty.
12-16-94
Sworn
and Subscribed to Before Me
f~ Day of C)tl'~'L"'"
A.D. (l'L'-- C, ).ltd;,.. A~'
'ptothonotary I
This
1994,
..I ...
Attorney General's Office
lOth and Constitution Avenue, N.W.
Mail Referral Unit
Room B324
Washington, DC 20530
ATTNI Sylvia Walker
SAlOIS, GUIDO, SHUFF' HASLAND
ff, Esquire
Cbur 10 #24848
2109 Market Street
Camp Hill, PA 1701l
(717) 76l-1881
Attorney for PNC Bank, National
Association
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PRAECIPE FOR HRIT OF EXECUTION - (MONEY JUDGMENTS)
P.R.C.P. 3101 TO 3149
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff
v.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
WRIT NO 94-6584 CIVIL TERM 1994
NO. 94-6584 CIVIL TERM 1994
RICHARD J. MAGARO, MELISSA A. POTTEIGER
AND RONALD E. POTTEIGER,
PRINCIPAL:
INTEREST AT
$11. 75 PER
ATTY. FEES:
COSTS TO BE ADDED
$41,953.30
THE RATE OF
DAY
Defendants
TO THE PROTHONOTARY OF SAID COURT: ISSUE HRIT OF EXECUTION IN THE ABOVE
MATTER,
......
(l) Directed to the Sheriff of Cumberland County, Pennsylvania;
(2) against Richard J. Magaro, Melissa A. Potteiger and Ronald E. Potteiger,
4l Beech Cliff Drive, Carlisle, Pennsylvania l70l3, Defendants;
(3) and against the following Garnishees: NIA
(4) and index this writ against:
(a) Richard J. Magaro, Melissa A. Potteiger and Ronald E. Potteiger, 4l
Beech Cliff Drive, Carlisle, Pennsylvania, Defendants;
(b)
NIA
Garnishee(s),
as a lis pendens against the real property of the Defendant(s) in the name of
the Garnishee (s) as follows: all that certain tract of land situate in
Silver Spring Township, Cumberland County, Pennsylvania, known and numbered:
as 4l Beech Cliff Drive, Carlisle, Pennsylvania l70l3.
(5) Exemption has (not) been waived.
SAIDIS, GUIDO, SHUFF & MASLAND
Dated: December I:>, 1995
~
By /
G ffr
Su reme Court ID #24848
2109 Market Street
Camp Hill, PA 1701l
(717) 761-1881
Attorney for PNC Bank, National Association
ALL THAT CERTAIN tract of land in the Township of Silver
Spring, county of Cumberland, and Commonwealth of pennsylvania,
more particularly bounded and described in a map by Gerrit J. Betz,
R.S., on June 14, 1974, as follows" to wit:
BEGINNING at the northern edge of the Conodoguinet Creek and
other lands now nr formerly of Guy W. Deitch and Helen A. Deitch,
his wife; thence through a Black Oak and an iron pin on line, and
crossing Beech Cliff Drive (L.R. 21053), said road having a 33-foot
:dght-of-way, the center of which being 0.25 miles East of the
center line of Rich Valley Road, North 40 degrees 20 minutes 00
seconds West, a distancs of 282.81 feet to a post at other lands
now or formerly of Guy W. Deitch and Helen A. Deitch, his wife;
thence along other lands now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees 18 minutes 27 seconds West, a distance
of 776.62 feet to a post, continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 30-foot right-of-way line,
224.74 feet to a spike in the center of Rich Valley Road (L.R.
2l019) having a 30-foot right-of-way at this point; thence in a
northe;rly direction through the center of the Rich Valley Road
'( rj,gr.t-of~"'ay lin~ varying from 30 feet to 40 feet), an arc to the
right having a radius of 1432.69 feet, a distance of 307.63 feet to
a spike in the center of Rich Valley Road, said point having a 40-
foot right-of-way; thence along lands now or formerly of Ralph B.
Weigle, North 65 degrees 30 minutes East, through an iron pin on
line, a distance of 2057.89 feet to a point in a stream; thence
South 35 degrees 19 minutes 54 seconds East through the stream and
crossing Beech Cliff Drive (L.R. 2l053), a paved road having a 33-
foot right-of-way, a distance of 382.22 feet to a point in a
stream; thence South 10 degrees l4 minutes 28 seconds West, 245.59
feet to a point in Conodoguinet Creek; thence along the northern
edge of Con~doguinet Creek, South 76 degrees 39 minutes 09 seconds
West, 3l7.0 feet to a point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feet to a point; continuing South 64
degrees 30 minutes 20 seconds West, 246.66 feet to a point;
continuing south 48 degrees 48 minutes 44 seconds West, 22l.50 feet
to a point, the place of BEGINNING.
BEING THE SAME PREMISES which David G. Barsda, a single
person, conveyed unto Richard J. Magaro, by deed dated July 17,
1984 and recorded July l8, 1984 in the Recorder's Office in and for
Cumberland County, Pennsylvania, in Deed Book U, Volume 30, Page
463.
EXCEPTING therefrom, premises which Richard J. Magaro and
cynthia Lou Slothower-Magaro conveyed unto Melissa A. Potteiger and
Ronald E. potteiger, by deed dated February 9, 1994, and recorded
March 1, 1994, in Record BOOK 102, Page 119.
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PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER
HUSBAND,
MORTGAGE FORECLOSURE
Defendants
NOTICE TO LIEN HOLDERS PURSUANT TO PA. R.C.P. 3129.2
NOTICE IS HEREBY GIVEN TO the following parties who hold one
or more mortgages, judgment or tax liens against the real estate of
Richard J. Magaro:
PNC Bank, National Association
Fifth Avenue and Wood Street
Pittsburgh, PA l5222
Cumberland County Tax Claim
Bureau
One Courthouse Square
Carlisle, PA l70l3
Ronald E. potteiger
4l Beech Cliff Drive
Carlisle, PA l70l3
William Colello
4614 Surrey Road
Harrisburg, PA l7l09
Ronald Bell
l03 East Portland Street
Mechanicsburg, PA l7055
Melissa A. potteiger
4l Beech Cliff Drive
Carlisle, PA l70l3
Cynthia Lou Slothower-Magaro
4l Beech Cliff Drive
Carlisle, PA l70l3
David M. Barasch, Esquire
united States Attorney
Middle District of Pennsylvania
Federal Building
228 Walnut Street
Suite ll62
Harrisburg, PA l7l08
Attorney General's Office
lOth and Constitution Avenue,
N.W.
Mail Referral Unit
Room B324
Washington, DC 20530
ATTN: Sylvia Walker
You are hereby notified that on March 6, 1996, at lO:OO a.m.,
prevailing time, by virtue of a Writ of Execution issued out of the
Court of Common Pleas of Cumberland County, Pennsylvania, on the
judgment of PNC Bank, National Association v. Richard J. Magaro,
Melissa A. Potteiger and Ronald E. Potteiger, No. 94-6584, in the
amount of Forty-One Thousand Nine Hundred Fifty-Three and 30/l00
Dollars ($41,953.30), plus interest, costs and collection fees, the
"" \~,
Sheriff of Cumberland County, Pennsylvania will expose at Public
Sale at the Cumberland County Courthouse, City of Carlisle, County
of Cumberland, Commonwealth of Pennsylvania, real estate of Richard
J. Magaro, known and numbered as 41 Beech Cliff Drive, Carlisle,
Pennsylvania (Silver Spring Township, Cumberland County). A
description of said real estate is attached hereto.
You are further notified that a Schedule of Proposed
Distribution will be filed by the Sheriff of Cumberland County
within thirty (30) days after the sale, and distribution of the
proceeds of sale in accordance with this schedule will, in fact, be
made unless exceptions are filed thereto within ten (lO) days
thereafter.
You are further notified that the lien you hold against said
real estate will be divested by the sale and that you have an
opportunity to protect your interest, if any, by being notified of
said Sheriff Sale.
SAIDIS, GUIDO, SHUFF & HASLAND
Dated: December 13, 1995
By
Geo;fr y S r/
Supre e-eourt I #24848
2109 Market Street
Camp Hill, PA l70l1
(717) 76l-l88l
Attorney for PNC Bank, National
Association
..... 41'.
ALL THAT CERTAIN tract of land in tho 'l'ownohip of Silver
Spr ing, County of Cumber lond, ono GOllllllonwoal th of Pennsylvania,
more particularly bounded ond deucribod in 0 mop by Gerrit J. Betz,
R.S., on June 14, 1974, (1fI fullowu, to witl
BEGINNING at the nor thorn odgo of tho Conodoguinet Creek and
other lands now or formerly of Guy W. Doitch and Helen A. Deitch,
his wife; thence through a Block Oak and on iron pin on line, and
crossing Beech Cliff Drive (L,K, 21053), Baid rood having a 33-foot
right-of-way, tho center of which being 0.25 miles East of the
center line of Rich Valley Koad, North 40 degrees 20 minutes 00
seconds Wost, a diutance of 202.01 foot to a poot at other lands
now or formerly of Guy W. Dei tch and lIelon A. Deitch I his wife;
thence along other landu now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees 18 minuteu 27 ueconds West, a distance
of 776.62 feet to a poot, continuing South 64 degreeo 19 minutes 50
seconds West ~hrough an iron pin on a 30-foot right-of-way line,
224.74 feet to a opike in the center of Rich Valley Road (L.R.
21019) having a 30-foot right-of-way at this point; thence in a
northerly direction through tho center of the Rich Valley Road
(right-of-way line varying from 30 feet to 40 feet), an arc to the
right having a radius of 1432.69 feet, a distance of 307.63 feet to
a spike in the center of Kich Valloy Road, oaid point having a 40-
foot right-of-way; thence along lando now or formerly of Ralph B.
Weigle, North 65 dogrooo ]0 minutoo Eaot, through an iron pin on
line, a diotance of 2057.09 foot to a point in a stream; thence
South 35 degreeo 19 minutofl 54 fJocondo East through the stream and
crossing Beech Cliff Drive (L.R. 21053), a paved road having a 33-
foot right-of -way, a diotanco of 382.22 feet to a point in a
stream; thence South 10 dogreeo 14 minutes 28 seconds West, 245.59
feet to a point in Conodoguinot Croek; thence along the northern
edge of Conodoguinet Creok, South 76 degreeo 39 minutes 09 seconds
West, 317.0 feet to II point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feot to a point; continuing South 64
degrees 30 minuteo 20 oecondo West, 246.66 feet to a point;
continuing oouth 40 degroeu 40 minutoo 44 oeconds West, 22l.50 feet
to a point, tho placo of BEGINNING.
BEING THE SAME PREMISES which David G. Barsda, a single
psrson, conveyed unto Kichard J. Magaro, by deed dated July 17,
1984 and recorded July 10, 1984 in the Recorder's Office in and for
Cumbcrland County, Ponnoylvanill, in Deed Book U, Volume 30, Page
463.
EXCEPTING thorofrom, premiscs which Richard J. Magaro and
Cynthia Lou Slothower-Magaro conveyed unto Melissa A. Potteiger and
Ronald E. potteigor, by dood dated February '.I, 1994, and recorded
March 1, 1994, In Koconl llook 102, Page 119.
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PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER
HUSBAND,
Defendanto
IN TilE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
PNC Bank, National Auoociation, Plaintiff in the above action,
sets forth as of the date the Praecipe for the Writ of Execution
was filed the following information concerning the real property
located at 41 Beech Cliff Drive, Silver Spring Township, Cumberland
County, Carlisle, Vennoylvania.
l. Name and addreou of owner or reputed owner:
Richard J. Magaro
41 Beech Cliff Drive
Carlisle, VA 17013
2. Name and addreus of defendants in the judgment:
Melissa A. potteiger
41 Beech Cliff Drive
Carlisle, PA l70l3
Richard J. Magaro
41 Beech Cliff Drive
Carlisle, PA 17013
Ronald E. Potteiger
41 Beech Cliff Drive
Carlisle, PA 17013
3. Name and addreoo of every judgment creditor (other than the
Plaintiff herein) whoue judgment is a record lisn on the real
property to be sold:
David M. Barasch, Eoquire
United Statoo Attorney
Middle District of Pennoylvania
Federal Building
228 Walnut Street
Suite 1162
Harrioburg, VA 17108
Attorney Genoral's Office
10th and Conotitution Avenue, N.W.
Mail Referral Unit
Room B324
Wauhington, DC 20530
ATTN: Sylvia Walker
William Colello
4614 Surrey Road
Harrisburg, PA l7l09
Ronald Bell
103 East Portland Street
Mechanicsburg, PA l7055
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PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6564
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER
HUSBAND,
MORTGAGE FORECLOSURE
Defendants
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
TAKE NOTICE:
That the Sheriff's Sale of Real Property (real estate) will be
held:
DATE: March 6, 1996
TIME: lO:OO a.m.
LOCATION: Sheriff's Office
Cumberland County Courthouse
South Hanover Street
Carlisle, PA l70l3
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of the property to be sold is: all that certain
tract of land situate in the Township of Silver Spring, County of
Cumberland, Commonwealth of Pennsylvania, known as 41 ~eech Cliff
Drive, Lot #l, Silver Spring Township, Pennsylvania.
THE JUDGMENT under or pursuant to which your property is being
sold is docketed in the wi thin Commonwealth and County to: PNC
Bank, National Association v. Richard J. Magaro, Melissa A.
Potteiger and Ronald E. Potteiger, No. 94-6564, Action in Mortgage
Foreclosure, in the amount of $41,953.30, plus interest and cORts
until the Sheriff Sale.
THE NAME OF THE OWNER OR REPUTED OWNER of this property is:
Richard J. Magaro, 41 Beech Cliff Drive, Carlisle, Pennsylvania
.
.
l70l3.
A SCHEDULE DISTRIBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the
Sheriff of this County thirty (30) days after the sale and
distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing
exceptions to it within ten (lO) days of the date it is filed.
Information about the Schedule of Distribution may be obtained
from the Sheriff of the Court of Common pleas of the within County
at the Courthouse address specified herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT HAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You may have legal rights to prevent your property from being
taken away. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, YOU MUST ACT
PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
FREE LEGAL ADVICE.
Cumberland County Court Administrator
south Hanover Street
Carlisle, PA l70l3
(7l7) 240-6200
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common pleas of
the within County to open the judgment if you have a meritorious
defense against the person or company that has entered judgment
against you. You may also file a petition with the same Court if
you are aware of a legal defect in the obligation or the procedure
used against you.
2. After the Sheriff's Sale, you may file a petition with
the Court of Common pleas of the within County to set aside the
sale for a grossly inadequate price or for other proper cause.
This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED.
3. A petition or petitions raising the legal issues or
rights mentioned in the preceding paragraphs must be presented to
. .
ALL THAT CERTAIN tract of land in the Township of Silver
Spring, County of Cumberland, and Commonwealth of Pennsylvania,
more particularly bounded and described in a map by Gerrit J. Betz,
R.S., on June l4, 1974, as follows, to wit:
BEGINNING at the northern edge of the Conodoguinet Creek and
other lands now or formerly of Guy W. Deitch and Helen A. Deitch,
his wife; thence through a Black Oak and an iron pin on line, and
crossing Beech Cliff Drive (L.R. 21053), said road having a 33-foot
right-of-way, the center of which being 0.25 miles East of the
center line of Rich Valley Road, North 40 degrees 20 minutes 00
seconds West, a distance of 282.8l feet to a post at other lands
now or formerly of Guy W. Deitch and Helen A. Deitch, his wife;
thence along other lands now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees l8 minutes 27 seconds West, a distance
of 776.62 feet to a post, continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 30-foot right-of-way line,
224.74 feet to a spike in the center of Rich Valley Road (L.R.
2l019) having a 3D-foot right-of-way at this point; thence in a
northerly direction through the center of the Rich Valley Road
(~ight-of-way line varying from 30 feet to 40 feet), an arc to the
right having a radius of l432.69 feet, a distance of 307.63 feet to
a spike in the center of Rich Valley Road, naid point having a 40-
foot right-of-way; thence along lands now or formerly of Ralph B.
Weigle, North 65 degrees 30 minutes East, through an iron pin on
line, a distance of 2057.89 feet to a point in a stream; thence
South 35 degrees 19 minutes 54 seconds East through the stream and
crossing Beech Cliff Drive (L.R. 2l053), a paved road having a 33-
foot right-of-way, a distance of 382.22 feet to a point in a
stream; thence South lO degrees l4 minutes 28 seconds West, 245.59
feet to a point in Conodoguinet Creek; thence along the northern
edge of Conodoguinet Creek, South 76 degrees 39 minutes 09 seconds
West, 3l7.0 feet to a point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feet to a point; continuing South 64
degrees 30 minutes 20 seconds West, 246.66 feet to a point;
continuing south 48 degrees 48 minutes 44 seconds West, 22l.50 feet
to a point, the place of BEGINNING.
BEING THE SAME PREMISES which David G. Barsda, a single
person, conveyed unto Richard J. Magaro, by deed dated July l7,
1984 and recorded July l8, 1984 in tho Recorder's Office in and for
Cumberland County, Pennsylvania, in Deed Book U, Volume 30, Page
463.
EXCEPTING therefrom, premises which Richard J. Magaro and
Cynthia Lou Slothower-Magaro conveyed unto Melissa A. potteiger and
Ronald E. Potteiger, by deed dated February 9, 1994, and recorded
March 1, 1994, in Record Book 102, Page 119.
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J. Magaro, by an action in mortgage foreclosure reduced to a
judgment in the amount of Forty-One Thousand Nine Hundred Fifty-
Three and 30/100 Dollars ($41,953.30), plus interest, costs and for
foreclosure and judicial sale of the mortgaged premises.
6. The Plaintiff brings this mortgage foreclosure action to
foreclose on their mortgage dated April 22, 1991, and recorded on
April 26, 1991, in Mortgage Book l009, Page l054.
SAIDIS, GUIDO, SHUFF & HASLAHD
Dated:
December l3, 1995
By
Geoff e;/ .
Supreme Court
2109 Market St
Camp Hill, PA
(717) 76l-l881
f , Esquire
#24848
eet
17011
Attorney for Plaintiff
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ALL THAT CERTAIN tract of land in the Township of Silver
Spring, County of Cumberland, and Commonwealth of Pennsylvania,
more particularly bounded and described in a map by Gerrit J. Betz,
R.S., on June 14, 1974, as follows, to wit:
BEGINNING at the northern edge of the Conodoguinet Creek and
other lands now or formerly of Guy W. Deitch and Helen A. Deitch,
his wife; thence through a Black Oak and an iron pin on line, and
crossing Beech Cliff Drive (L.R. 21053), said road having a 33-foot
right-of-way, the center of which being 0.25 miles East of the
center line of Rich Valley Road, North 40 degrees 20 minutes 00
seconds West, a distance of 282.8l feet to a post at other lands
now or formerly of Guy W. Deitch and Helen A. Deitch, his wife;
thence along other landa now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees 18 mi~utes 27 seconds West, a distance
of 776.62 feet to a post, continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 3D-foot right-of-way line,
224.74 feet to a spike in the center of Rich Valley Road (L.R.
21019) having a 3D-foot right-of-way at this point; thence in a
northerly direction through the center of the Rich Valley Road
(right-of-way line varying from 30 feet to 40 feet), an arc to the
right having a radius of 1432.69 feet, a distance of 307.63 feet to
a spike in the center of Rich Valley Road, said point having a 40-
foot right-of-way; thence along lands now or formerly of Ralph 8.
Weigle, North 65 degrees 30 minutes East, through an iron pin on
line, a distance of 2057.89 feet to a point in a stream; thence
~outh 35 degrees 19 minutes 54 seconds East through the stream and
cL'ossing Beech Cliff Drive (L.II,. 2l053), a paved road having a 33-
foot right-of-way, a distance of 382.22 feet to a point in a
stream; thence South lO degrees 14 minutes 28 seconds West, 245.59
feet to a point in Conodoguinet Creek; thence along the northern
edge of Conodoguinet Creek, South 76 degrees 39 minutes 09 seconds
West, 3l7.0 feet to a point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feet to a point; continuing South 64
degrees 30 minutes 20 seconds West, 246.66 feet to a point;
continuing south 48 degrees 48 minutes 44 seconds West, 22l.50 feet
to a point, the place of BEGINNING.
BEING THE SAME PREMISES which David G. 8arsda, a single
person, conveyed unto Richard J. Magaro, by deed dated July l7,
1984 and recorded July 18, 1984 in the Recorder's Office in and for
Cumberland County, Pennsylvania, in Deed Book U, Volume 30, Page
463.
EXCEPTING therefrom, premises which Richard J. Magaro and
Cynthia Lou Slothower-Magaro conveyed unto Melissa A. Potteiger and
Ronald E. Potteiger, by deed dated February 9, 1994, and recorded
March 1, 1994, in Record Book 102, Page 119.
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PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. pOTTEIGER, HER
HUSBAND,
Defendants
MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
PNC Bank, National Association, Plaintiff in the above action,
sets forth as of the date the Praecipe for the Writ of Execution
was filed the following information concerning the real property
located at 4l Beech Cliff Drive, Silver Spring Township, Cumberland
County, Carlisle, Pennsylvania.
l. Name and address of owner or reputed owner:
Richard J. Magaro
41 Beech Cliff Drive
Carlisle, PA 17013
2. Name and address of defendants in the judgment:
Richard J. Magaro
4l Beech Cliff Drive
Carlisle, PA 17013
Ronald E. Potteiger
41 Beech Cliff Drive
Carlisle, PA 17013
3. Name and address of every judgment creditor (other than the
Plaintiff herein) whose judgment is a record lien on the real
property to be sold:
Melissa A. potteiger
4l Beech cliff Drive
Carlisle, PA l70l3
David M. Barasch, Esquire
United States Attorney
Middle District of Pennsylvania
Federal Building
228 Walnut Street
Suite 1162
Harrisburg, PA 17108
William Colello
4614 Surrey Road
Harrisburg, PA 17109
Ronald Bell
103 East Portland Street
Mechanicsburg, PA l7055
Attorney General's Office
10th and Constitution Avenue, N.W.
Mail Referral Unit
Room B324
Washington, DC 20530
ATTN: Sylvia Walker
4. Name and address of the last recorded holder (other than the
plaintiff herein) of every mortgage of record: None.
5. Name and address of every other person who has any record lien
on the property:
Cumberland County Tax Claim Bureau
One Courthouse Square
Carlisle, PA 17013
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale: None
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Cynthia Lou Slothower-Magaro (wife of Defendant/Owner)
4l Beech Cliff Drive
Carlisle, PA 17013
Meli3sa A. and Ronald E. potteiger (Co-Defendants)
41 Beech Cliff Drive
Carlisle, PA l70l3
I, Geoffrey S. Shuff, Esquire, attorney for the plaintiff, PNC
Bank, National Association, verify that the statements made in this
affidavit are true and correct to the best of my personRl
knowledge, information and belief. I understand that false
statements herein are made subject to the penalties of l8 Pa. C.S.
section 4904 relating to unsworn falsification to authorities.
SAIDIS, GUIDO, SHUFF & MASLAND
Dated: December 13, 1995
17011
Attorney for PNC Bank, National
Association
..
.
: 1
/
PNC BANK, NATIONAL
ASSOCIATION,
plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. pOTTEIGER, HER
HUSBAND/
Defendants
MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
PNC Bank, National Association, Plaintiff in the above action,
sets forth as of the date the Praecipe for the Writ of Execution
was filed the following information concerning the real property
located at 41 Beech Cliff Drive, Silver spring Township, Cumberland
County, Carlisle, Pennsylvania.
l. Name and address of owner or reputed owner:
Richard J. Magaro
4l Beech Cliff Drive
Carlisle, PA l70l3
2. Name and address of defendants in the judgment:
Melissa A. Potteiger
4l Beech Cliff Drive
Carlisle, PA l70l3
Richard J. Magaro
4l Beech Cliff Drive
Carlisle, PA l70l3
Ronald E. potteiger
4l Beech Cliff Drive
Carlisle, PA l7013
3. Name and address of every judgment creditor (other than the
plaintiff herein) whose judgment is a record lien on the real
property to be sold:
David M. Barasch, Esquire
United States Attorney
Middle District of Pennsylvania
Federal Building
228 Walnut Street
suite 1162
Harrisburg, PA 17108
Attorney General's Office
lOth and Constitution Avenue, N.W.
Mail Referral Unit
Room B324
Washington, DC 20530
ATTN: Sylvia Walker
william Colello
4614 Surrey Road
Harrisburg, PA l7l09
Ronald Bell
103 East Portland Street
Mechanicsburg, PA 1/055
/
4. Name and address of the last recorded holder (other than the
Plaintiff herein) of every mortgage of record: None.
5. Name and address of every other person who has any record lien
on the property:
Cumberland County Tax Claim Bureau
One Courthouae Square
Carlisle, PA l7013
6. Name and address of every other person who has any record
interest in the property and whos~ interest may be affected by the
sale: None
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Cynthia Lou Slothower-Magaro (wife of Defendant/Owner)
4l Beech Cliff Drive
Carlisle, PA 17013
Melissa A. and Ronald E. potteiger (Co-Defendants)
41 Beech Cliff Drive
Carlisle, PA l7013
I, Geoffrey S. Shuff, Esquire, attorney for the Plaintiff, PNC
Bank, National Association, verify that the statements made in this
affidavit are true and correct to the best of my personal
knowledge, information and beli~f. I understand that false
statements herein are made subject to the penalties of l8 Pa. C.S.
section 4904 relating to unsworn falsification to authorities.
BAIDIB, GUIDO, BHUFF & MABLAND
Dated: December 13, 1995
By
G~ Es~i~
Su e Court D #24646
2109 Market Street
Camp Hill, PA 17011
(717) 76l-1661
Att~rney for PNC Bank, National
Asso~iation
~
, ..
PNC BANK, NATIONAL
ASSOCIATION,
piaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER
HUSBAND,
MORTGAGE FORECLOSURE
Defendants
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
TAKE NOTICE:
That the Sheriff's Sale of Real property (real estate) will be
held:
DATE: March 6, 1996
TIME: 10:00 a.m.
LOCATION: Sheriff's Office
Cumberland County Courthouse
South Hanover Street
Carlisle, PA l70l3
THE PROPERTY TO BE SOLD is delineated in detail in a legal
description mainly consisting of a statement of the measured
boundaries of the property, together with a brief mention of the
buildings and any other major improvements erected on the land.
(SEE DESCRIPTION ATTACHED)
THE LOCATION of the property to be sold is: all that certain
tract of land situate in the Township of Silver Spring, County of
Cumberland, Commonwealth of Pennsylvania, known as 41 Beech Cliff
Drive, Lot #1, Silver Spring Township, Pennsylvania.
THE JUDGMENT under or pursuant to which your property is being
sold is docketed in the within Commonwealth and County to: PNC
Bank, National Association v. Richard J. Magaro, Melissa A.
Potteiger and Ronald E. potteiger, No. 94-6584, Action in Mortgage
Foreclosure, in the amount of $41,953.30, plus interest and costs
until the Sheriff Sale.
THE NAME OF THE OWNER OR REPUTED OWNER of this property is:
Richard J. Magaro, 41 Beech Cliff Drive, carlisle, Pennsylvania
JI
...
17013.
A SCHEDULE DISTRIBUTION, being a list of the persons and/or
governmental or corporate entities or agencies being entitled to
receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example, to banks that hold mortgages
and municipalities that are owed taxes) will be filed by the
Sheriff of this County thirty (30) days after the sale and
distribution of the proceeds of sale in accordance with this
schedule will, in fact, be made unless someone objects by filing
exceptions to it within ten (10) days of the date it is filed.
Information about the Schedule of Distribution may be obtained
from the Sheriff of the Court of Common Pleas of the within County
at the Courthouse address specified herein.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF
YOUR PROPERTY.
IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU.
IT HAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO
PAY THE JUDGMENT.
You may have legal rights to prevent your property from being
taken away. A lawyer can advise you more specifically of these
rights. If you wish to exercise your rights, YOU MUST ACT
PROMPTLY.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET
FREE LEGAL ADVICE.
Cumberland County Court Administrator
South Hanover Street
Carlisle, PA 17013
(717) 240-6200
THE LEGAL RIGHTS YOU MAY HAVE ARE:
l. You may file a petition with the Court of Common Pleas of
the within County to open the judgment if you have a meritorious
defense against the person or company that has entered judgment
against you. You may also file a petition with the same Court if
you are aware of a legal defect in the obligation or the procedure
used against you.
2. After the Sheriff's Sale, you may file a petition with
the Court of Common Pleas of the within County to set aside the
sale for a grossly inadequate price or for other proper cause.
This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED.
3. A petition or petitions raising the legal issues or
rights mentioned in the preceding paragraphs must be presented to
~
..
the Court of Common pleaa of the within County. The petition muat
be served on the attorney for the creditor or on the creditor
before preaentation to the Court and a propoaed order or rule muat
be attached to the petition.
If a apecific return date ia deaired, such date muat be
obtained from the Court Adminiatrator' a Office - Civil Diviaion, of
the within County Courthouae, before a preaentation to the Court.
A copy of the Writ of Execution ia attached hereto.
SAIDIS, GUIDO, SHUFF & MASLAND
Dated: December /J, 1995
!
BYG 's V~ff, Eaquire
S me Court 10.#24848
2109 Market Street
Camp Hill, PA 170ll
(717) 761-188l
Attorney for PNC Bank, National
Aaaociation
/I
..
ALL THAT CERTAIN tract of land in the Township of Silver
Spring, County of Cumberland, and commonwealth of Pennsylvania,
more particularly bounded and described in a map by Gerrit J. Betz,
R.S., on June 14, 1974, as follows, to wit:
BEGINNING at the northern edge of the Conodoguinet Creek and
other lands now or formerly of Guy W. Deitch and Helen A. Deitch,
his wife; thence through a Black Oak and an iron pin on line, and
crossing Beech Cliff Drive (L.R. 21053), said road having a 33-foot
right-of-way, the center of which being 0.25 miles East of the
center line of Rich Valley Road, North 40 degrees 20 minutes 00
seconds West, a distance of 282.8l feet to a post at other lands
now or formerly of Guy W. Deitch and Helen A. Deitch, his wife;
thence along other lands now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees 18 minutes 27 seconds West, a distance
of 776.62 feet to a post, continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 30-foot right-of-way line,
224.74 feet to a spike in the center of Rich Valley Road (L.R.
21019) having a 30-foot right-of-way at this point; thence in a
northerly direction through the center of the Rich Valley Road
(right-of-way line varying from 30 feet to 40 feet), an arc to the
right having a radius of 1432.69 feet, a distance of 307.63 feet to
a spike in the center of Rich Valley Road, said point having a 40-
foot right-of-way; thence along lands now or formerly of Ralph B.
Weigle, North 65 degrees 30 minutes East, through an iron pin on
line, a distance of 2057.89 feet to a point in a stream; thence
South 35 degrees 19 minutes 54 seconds East through the stream and
crossing Beech Cliff Drive (L.R. 21053), a paved road having a 33-
foot right-of-way, a distance of 382.22 feet to a point in a
stream; thence South 10 degrees 14 minutes 28 seconds West, 245.59
feet to a point in Conodoguinet Creek; thence along the northern
edge of Conodoguinet Creek, South 76 degrees 39 minutes 09 seconds
west, 317.0 feet to a point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feet to a point; continuing South 64
degrees 30 minutes 20 seconds West, 246.66 feet to a point;
continuing south 48 degrees 48 minutes 44 seconds West, 22l.50 feet
to a point, the place of BEGINNING.
BEING THE SAME PREMISES which David G. Barsda, a single
person, conveyed unto Richard J. Magaro, by deed dated July l7,
1984 and recorded July l8, 1984 in the Recorder's Office in and for
Cumberland County, Pennsylvania, in Deed Book U, Volume 30, Page
463.
EXCEPTING therefrom, premises which Richard J. Magaro and
cym:hia Lou Slothower-Magaro conveyed unto Melissa A. potteiger and
Ronald E. Potteiger, by deed dated February 9, 1994, and recorded
March 1, 1994, in Record Book 102, Page 119.
~
,
PNC BANK, NATIONAL
ASSOCIATION,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 94-6584
v.
RICHARD J. MAGARO, AND
MELISSA A. POTTEIGER AND
RONALD E. POTTEIGER, HER
HUSBAND,
Defendants
MORTGAGE FORECLOSURE
NOTICE OF SALE UNDER S7425(B)(C) OF THE
INTERNAL REVENUE CODE
AND NOW, comes the foreclosing Plaintiff, PNC Bank, National
Association, by and through its attorneys, Saidis, Guido, Shuff and
Masland, and provides notice as follows:
1 .
The foreclosing Plaintiff is PNC Bank,
National
Association, doing business at Fifth Avenue and Wood Street,
Pittsburgh, Pennsylvania
15222, and who is the first mortgage
holder upon the foreclosed property.
2. Attached hereto and made a part hereof marked as Exhibit
"A" is the notice of federal tax lien for the above-named
Defendant, Richard J. Magaro.
3. Attached hereto and made a part hereof marked as Exhibit
"B" is a description and location of the property to be sold, which
is known and numbered as 41 Beech Cliff Drive, Carlisle, Cumberland
County, Pennsylvania.
4. The date, time and place of the proposed sale is March 6,
1996, at lO:OO a.m., in the Court of Common Pleas of Cumberland
County, Carlisle, Pennsylvania.
5. The Plaintiff forecloses against the Defendant, Richard
1
v '"
J. Magaro, by an action in mortgage foreclosure reduced to a
judgment in the amount of Forty-One Thousand Nine Hundred Fifty-
Three and 30/100 Dollars ($41,953.30), plus interest, costs and for
foreclosure and judicial sale of the mortgaged premises.
6. The plaintiff brings this mortgage foreclosure action to
foreclose on th~ir mortgage dated April 22, 1991, and recorded on
April 26, 1991, in Mortgage Book l009, Page 1054.
SAIDIS, GUIDO, SHUFF & HASLAND
Dated:
December l3, 1995
By
Geoff e
Supreme Court
2109 Market St
Camp Hill, PA
(717) 761-188l
f , Esquire
#24848
eet
l7011
)A~torney for Plaintiff
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ALL TJlAT CERTAIN tract of land in the Township of Silver
spring, County of Cumberland, and Commonwealth of Pennsylvania,
more particularly bounded and described in a map by Gerrit J. Bet?,
R.S., on June 14, 1974, as follows, to wit:
BEGINNING at the northern edge of the Conodoguinet Creek and
other lands now or formerly of Guy W. Deitch and Helen A. Deitch,
his wife; thence through a Black Oak and an iron pin on line, and
crossing Beech Cliff Drive (L.R. 21053), said road having a 33-foot
right-of-way, the center of which being 0.25 miles East of the
center line of Rich Valley Road, North 40 degrees 20 minutes 00
seconds West, a distance of 262.61 feet to a post at other lands
now or formerly of Guy W. Deitch and Helen A. Deitch, his wife;
thence along other lands now or formerly of Guy W. Deitch and Helen
A. Deitch, South 65 degrees 16 minutes 27 seconds West, a distance
of 776.62 feet to a post, continuing South 64 degrees 19 minutes 50
seconds West through an iron pin on a 30-foot right-of-way line,
224.74 feet to a spike in the center of Rich Valley Road (L.R.
21019) having a 30-foot right-of-way at this point; thence in a
northerly direction through the center of the Rich Valley Road
(right-of-way line varying from 30 feet to 40 feet), an arc to the
right having a radius of 1432.69 feet, a distance of 307.63 feet to
a spike in the center of Rich Valley Road, said point having a 40-
foot right-of-way; thence along lands now or formerly of Ralph B.
Weigle, North 65 degrees 30 minutes East, through an iron pin on
line, a distance of 2057.69 feet to a point in a stream; thence
South 35 degrees 19 minutes 54 seconds East through the stream and
crossing Beech Cliff Drive (L.R. 21053), a paved road having a 33-
foot right-of-way, a distance of 362.22 feet to a point in a
stream; thence South 10 degrees 14 minutes 26 seconds West, 245.59
feet to a point in Conodoguinet Creek; thence along the northern
edge of conodoguinet Creek, South 76 degrees 39 minutes 09 seconds
West, 3l7.0 feet to a point; continuing South 72 degrees l3 minutes
00 seconds West, 242.42 feet to a point; continuing South 64
degrees 30 minutes 20 seconds West, 246.66 feet to a point;
continuing south 46 degrees 46 minutes 44 seconds West, 22l.50 feet
to a point, the place of BEGINNING.
BEING THE S~E PREMISES which David G. Barsda, a single
person, conveyed unto Richard J. Magaro, by deed dated July 17,
1964 and recorded July 16, 1964 in the Recorder's Office in and for
Cumberland County, Pennsylvania, in Deed Book U, Volume 30, page
463.
EXCEPTING therefrom, premises which Richard J. Magaro and
Cynthia Lou Slothower-Magaro conveyed unto Melissa A. potceiger and
Ronald E. Potteiger, by deed dated February 9, 1994, and recorded
March 1, 1994, in Record Book 102, Page l19.
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In the Court of Common Pleas
cumberland County, Pennsylvania
PNC BANK N.A.
vs
Richard J. Magaro, Melissa A.
potteiger and Ronald E. potteiger
R. Thomas Kline, Sheriff, who
to law, says this writ is returned
attached from attorney.
being duly sworn according
STAYED. Letter is hereto
Sworn and subscribed to before me
this Ill!>- day of (:)",..--" 1996
'--hJ::;/ZJn?!i~~~'" A ~t '
Sheriff's Costs.
Docketing
poundage
p013ting Bills
Advertising
Law Library
county
Mileage
Cert Mail
postpone Sale
Levy
Surcharge
Law Journal
patriot
posters
Advance Costs
Sheriff Cos ts
REfund to Atty
~,
30.00
18.09
15.00
15.00
.50
1.00
11. 20
.62
15.00
15.00
8.00
383.75
379.00
30.63
$922.79 Pd. by atty. 5-21-96
$l,OOO.OO
922.79
$ 77.2l
.p
r.
,
('"
(/,
..
-<:.
So answ~~t
R. ~s Kline, Sheriff
by
Ou /"f " O,r ,l-r'Y.....
Depdty
I'>V
05/01/199& 09:S3
71'/"'I37-:<,liJ7
':-.{\I[IJ';, (lUI[(1
PA/:;E 01
.
LIIW Ornee,
SAIIlIS, GUIDO, SHUFF & MASLAND
Juhn I~_ Slik,'
knh~'rt c. S.li.ji~
f!\IW.lhl H, t1uhln
(jcul1r~)' S. Shull
1\1~'III1, MI"I.n,1
Inhllllil J Ol!lly
Timuth)' ~I. '\II!\llnl'
51.111111. r-.h'll,':
^ PMClff.S!liHlNAl Cl)R"{l""TlCl~
2lW Mlukel Slreel . 1',,'1 Office II". 7)7
Camp 1\111, "e"nsylyonlo J'IlKlI,{)7J'I
Telephone: {'I 1'1) 737..1405 .I'.e....nile: (717) 7J7..l4n'l
May 1, 1996
~h w, lllth SVCC:1
Corh,lt, 1'.\ \71)1)
TclcphQ'Jc: (111) 243''.1222
f,csimllc: (117) 2U,6486
Carll.l. Orner:
Ilcl'ly To C.ml' lUll.
Cumberland count.y ShuJ:'iff' 0 office
Cumborland County Courthoun6
South Honovor StroeL
Cadinl", P1\ 17013
r.ACSIHILE AMD REGULAR MAIL
FAX NYH>>ER; 240-~
A'l"l'N: Audrey
RE: PNe Bank, National ARsociation v. Richard Magaro - No.
94-6584
Dear Audrey:
Thie latter i9 to confirm the telephone converaation you had
thia morning with my secretary, Jo. requesting that you cancel the
above-referenced sheriff Dale.
If you hove any queBtiono, please call me. Thank you for your
assistance in this matter.
Very truly yours,
6AID~GUIDO' SnUFF
~:r4
. HASLAND
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