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HomeMy WebLinkAbout94-06741 ~ \i- \ ,~ '""' , ..... ,J ....... " tJ-, . \, _ <......., " ""' ~ ~ \- , ! ''I .cJ ...J ., t:"i- ,-, ...... 'J- " i"- ,~ ",\ \.~. ....... "j- ';}-, C')< ~' ~J . J ~I "-<., (- \ .j f".,-.j \" - ." ~ "v , ~ '. -..... ...... " , ""- "1=;:... ~- r-..., -r -j ...:.(, \ \/,"' \ ~j ..... ... ..... " r.. ..... nl O;:S ... .., co ~ " en " ~~ .. ~ N nl ..... .. >, ~ .... .. .. .. . lil~j 1'0 Cl ~ '8 e IJJ B ~ m 0'0 0 ~ ;~z '" ... ~ C ~... D: i::lEJ ..: &ll !( ti :!: 1'00 , o H . '" j ..., a ... ~ ~ ~ U .", . l> ~... nl .. Z r..~~ ..: .. " a: ti ~ ~ . U HO 0<:0.... z S ~ o H :z: ~ j:z: u'" 0 ~ Cl . N 0 ~ z ~o . !il~ .....0 D: ~ U,..:I ! a..... ID .. ffi H :Ii 0'" ....... 8~~ u'" u .. i :: II. ~ nl '" . !II! ~ U ~ !:a .,:;~ ~ :z: '" . II: 0 0 H ~ ~ 0 U ~ ~~ 0<: . 0 0 Cl :z: U . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION: LAW MELLON BANK, N.A., No. Plaintiff Vs. DOROTHY M. BARCLAY, Defendant COM P L A I N T AND NOW, TO WIT, this ~ day of November, 1994, comes the Plaintiff by and through the Law Firm of Kain, Brown & Roberts, 119 East Market Street, York, Pennsylvania, and files this Complaint pursuant to the Pennsylvania Rules of Civil Procedure, Rule Nos. 2950 through 2962, for Judgment in Confession of Judgment of which the following is a statement, that: Confession of Judoment for Monev 1. The Plaintiff is MELLON BANK, N.A., a national banking corporation organized and existing under the laws of the United states of America, with its principal place of business at Three Mellon Bank Center, City of Pittsburgh, Allegheny County, Commonwealth of Pennsylvania 15259, and hereinafter sometimes referred to as "BANK" or "PLAINTIFI"". 2. The Defendant is DOROTHY M. BARCLAY, an adult female individual, residing at 829 West Louther Road, Carlisle, Cumberland County, Commonwealth of Pennsylvania 17013, and hereinafter sometimes referred to as "DEFENDANT". 3. On or about March 14, 1979, Commonwealth National Bank ("CNB") loaned Six Thousand ($6,000.00) Dollars to Paul L. Barclay. 4. As a condition precedent to CNB loaning $6,000.00 to Paul L. Barclay, CNB required that Dorothy M. Barclay guarantied the $6,000.00 loan to Paul L. Barclay. 5. On March 14, 1979, Defendant executed a Guaranty in favor of eNB of the $6,000.00 loan by CNB to Paul L, Barclay. 6. Mellon Bank, N.A. acquired the assets of CNB including but not limited to the loan of $6,000.00 from CNB to Paul L. Barclay and the Guaranty of Defendant thereof. 7. As a result of the facts of Averment #5 hereof, Mellon Bank, N.A. is the successor to CNB. 8. Attached hereto, marked Exhibit "A" and incorporated herein by reference thereto is the Guaranty executed by Defendant on March 14, 1979 which contains a warrant of attorney. 9. The aforesaid Guaranty has not been endorsed or assigned by the Plaintiff. 10. Judgment has not been entered on the Guaranty in any jurisdiction. 11. The Guaranty contained in Exhibit "A" authorized the entry of judgment at any time. 12. Defendant also executed on March 14, 1979 an "Explanation of Rights", which is attached hereto, marked Exhibit "B" and incorporated herein by reference thereto. 13. The Defendant is obligated to the Plaintiff for the following sums pursuant to the terms, covenants and condi tions contained in the Guaranty contained in Exhibit "A": , . "\ c-' \ .; .....4, 15491..~ C.3. GUARANTY Paul L Barolay WHEREAS, ......................................................................................................, (herelnolter called Borrower) desires to Iransact buslnell with and to obtain credit or a continuation 01 credit Irom The Commonwealth Nltionl' Blnk (herolnllter clllod Blnk): and WHEREAS. Bank Is unwilling to oXlend or continue credll or anv renewallhereolto Borrowar wlthoUllhls Guaranty; NOW, THEREFORE, In ardor 10 Induce Oank to extond or continua credit 10 Borrowar, and In consldorlllon 01 Ihe premises and Iho sum 01 $1.00 and 01 olho, good and .eluable cOl1lldorallon, Iho undorslgned, II sure IV, sub)eCllo Ihe IImllation horolnaltor sol lorlh In paragreph I, herobv ehsolutelv end uncondltlonellv gueranlees to Blnk prom pI pevmenl whon due and al all times therealter 01 anV and all ex Is ling and future Indobtodnell end lIabllhv of e.erv kind. nlture end charactor (Including all renowals, extensions end modlllcallol1l thoreoll Irom Borrower 10 Bank, howsoe.er end whansoever croalod or arhlng or ovldoncod or acqulrod. 1. Tho omount of Iho undorslgnod's lIabllltv horoundor shall be $..~',9.9.Q~.9.9..........._............................................ Tho undorslgnod ogroos that tho omounl of Oorrowo,'s lIabllllles 10 Oank mav Irom tlmo 10 time exceod the said IImll 01 the undorslgned'sllabllltv horeunder wllhoutln anv way affecting the lIabllltv 01 tho undorslgnod horeundor. 2. This Guarantv Is made and shall continue II 10 anv and all such Indobtodnoll and lIebllltv 01 Borrower 10 B.nk Incurrod or arising prior 10 racelpl bV Oank of wrlllon nollco 01 Iho lormlnatlon hareollrom tho underslgnod, withoul regard to collaloral, or socurllv. or guaranties. or othor obligors. " anv, or 10 tho valldltv or elloctivenell 01 anv and alllhereol; end anv and all such collateral and securltv and guaranlles and other obligors, II anv, may Irom limo to lime wlthoul nollce to, or consent of tho undersigned, be sold, releasod, surrendered, exchanged, settled, compromised, waived, subordinated or modllled, with or wlthoul consldorallon, or such terms or condlllons as may bo acceplablo 10 Oank, wlthoulln any manner allecllng or Imparlng Iho liability of the undersigned. It Is agreed Ihattho lormlnallon 01 this Guaranly, In Ihe manner alore. said, shall not rello.o tho underslgnod Irom lIabilltv upon anv Indebtedno" or lIabllllY coverad Iheroby Ihen exlsllng. 3. Ills agreed thaI tho underslgned's liability hereundor Isse.eral and Islndependenl 01 anv olher guaranlles at any lime In ellect with respect to all or any parI ollhe Indebtedne" of Borrower 10 Bank, and Ihal Ihe undersigned's lIabllllY here- under may be enforced regardle" 01 the exlstonce 01 any such olher guaranlles. 4. The undorslgned hereby welves all nollces of any cheracter whatsoe.er with respecllo this Guaranly and Borrower's lIabllllles to Bank, Including. bUI not limited 10: nollce of acceptance hereof; notice of creallon, exlllence or acqulslllon 01 any liability horeby guerenleed: notico of od.erso chango In Borrowor's IInanclal condillon or 01 any olhor lacl aile cling undorslgnod's risk hereundor; and nollce 01 dofault. The undersigned lurther waives presenlmenl, demand, protesl, and notice Iherdof as to any Instrumenl represenllng Indebtodne" co.ered bV Ihls Guaranty, as well as any right 10 require Oank 10 sue or otherwise enforce paymentthereol. In addlllon, the undersigned wal.es the benefil 01 all laws now or herealter In elleclln any way limiting or raslrlcllng Ihe liability of the undersigned hereunder and waives all delenses whatsoe.er 10 unddrslgned's 1I0bllltv horounder othor Ihon payment. 6. II anv 01 Borrower', obligations to Bank are nol duly performed, Including Ihe prnmpl pavment when due 01 anv amount povable Ihoreunder, all Borrower's liabilities 10 Bank shall at Bank's oPllon be deemed 10 be lorlhwith dua and pavable for tho purposes of this Guar.nlV and the lIabllltv 01 the undersigned hereunder. 6. In addillon to all olher lIabllltv of tho unde..lgnod hereunder and notwithstanding the IImll, II Inv, sellorlh In paragraph 1 herool. tho undersignod also agroes to pay 10 Bank on damand all costs and expenses (Including reasonlble allornovs' loes and legal exponso,) which mav ba Incurrod In Ihe enforcement 01 Ihe Borrower's lIabllllles 10 Bank or Ihe lIabllltv of Iho underslgnod horounder. 7. The underslgnod hereby authorizes and om powers anv Prolhonolarv, Clerk or AlIornev of anv Courl 01 Record 10 appear for and conle" Judgmenl agalnsl tha und...igned In lavor 01 Bank, III succo"o.. or assigns, lor Iho sum sol lorth In paragraph 1 hereol, with or wllhoUI docloratlon liled. with Interelland COSlS, release 01 error, wlthoulllav 01 execution and with 26% added for collocllon feas; and Ihe undersigned further authorizes Ihe Immediale Issuing 01 an approprlale wrll 01 oxecullon upon which real or personal property mav be sold without delav os pro.ldod bV lew N the rules 01 cl.1I procedure go.ernlng Iho enlorcement 01 judgments; and the undersigned also wal.es tho right 01 Inquisition on anv real estate Ihal may be levied upon 10 colloct the amount due under a Judgment oblalned bV virtue hereof, and undorslgned does hereby .olun- terllv condemn the same and hereby wal.es and rolea.es all rellel Irom anv and all opprolsemenl, stav, exempllon or home. lIead laws of onv stato, now In force, or hereafter passod. and any right to excopt 10, slrlke off, open or appeallrom Ihe jUdgm.nt so enlcred; and II a true copy 01 this Instrumenl shall ba flied In anv such action. It shall not be necessarv 10 fila the original as 0 warrant of allornev, eny rulo of courl 10 the conlrerv nOlwlthslandlng. No single exercise of the loregolng warranl and power to conlen Judgment shall be deemod-Io exhaust Ihe power, but It shall continue undiminished and may be exercised Irom lime 10 lime as often as Bank shall olect, un III all sums pavablo bV Ihe undersigned have been paid In lull. EXIIIBIT "A" ronM 000 09 0113 eND ..1 ~ -~ , , ~~ tIl III ... .... ... Ii N .... " ~ , .... ., >> 11l 0 o-l~ ... '" '" m a " " " .. ""'" :J: 'M '" e '" ... 0 ~ ~ ... ~ffij ., .... u '" 0 0: ~ ... '" '" ..... ... ... ~ "" <=l H g; 'M ... ctI !( ti ~"" Z :>< z . . ... '" 0' en ~ 00( o .0 Ul j .... '" Ul ... z ti ~ :i U~ ~ . :> ~ '" ... ~ ~ < f.<. :> z ~ f.<. H . U U 0 . 0 0 ~ ~ 0 o :> z ~ !lU 0: S Z 0..... ... '" ., ..... m z si~ . I<l ... !;; "''''... ~ hi ~ r- '':!IN 0. . '" U "'0 z 8 ~ :0: I ..... . ........ :.! I<l ... f.<. f.<. "'.... ~ a: H ~ '" ..... :> ~ U Ii!: t; .!oj", . 0 ~ . 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