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5. The vehicle was then appraised by state Farm to
have a value of $1,846.25. ~ Appraisal attached hereto, made a
part hereof and marked as Exhibit "A".
6. At the time of the accident, united Peoples
Federal Credit Union ("United Peoples") had a lien on the vehicle
in the amount of $1,388.99.
7. On or about August 26, 1993, state Farm issued a
check, (Check No. 1-13-835783J) to United Peoples in the amount
of $1,388.99 to cover the amount of its lien, which check United
Peoples subsequently cashed. A copy of canceled check No. 1-13-
835783J is attached hereto, made a part hereof and marked as
Exhibit "B".
8. After the payment to United Peoples, Defendants
were only legally entitled to receive $457.26 from state Farm for
the value of the vehicle (~ the appraised value of the
vehicle, $1,846.25, minus the payment to United Peoples' to cover
its lien, $1,388.99).
9. Erroneously, however, on or about August 30, 1993,
state Farm issued a check (Check No. 1-13-835964J) in the amount
of $1,38B.99 to Defendants, which Defendants subsequently cashed.
A copy of canceled check No. 1-13-835964J is attached hereto,
made a part hereof and marked as Exhibit "C".
10. By letter dated Hay 10, 1994, counsel for state
Farm specifically requested Defendants to repay the $931.73
2
"
.....
VBR:IJ':ICAT:ION
NO'oJ 'l ,199"
r-HiC;::,IVE::D
I, MARC PAUL, hereby acknowledge that I am a Claim
supervisor for STATW J'ARK MUTUAL AUTOKOB:IL. :INSURAMC. COKPaxY,
the Plaintiff in this action; that I have read the foregoing
pleading; and that the facts stated therein are true and correct
to the best of my knowledge, information and belief.
I understand that any false statements herein are made
subject to penalties of 18 Pa.C.S.A. section 4904, relating to
unsworn falsification to authorities.
STAT. J'ARK MUTUAL AUTOMOBIL.
:INSURAHC. COMPANY
DATE:
'/
(44Jrl~-G'~,.J
NARC PAUL
By:
, ,1
/; 17 (-
( ~,f{,l/J1'7 /" {(J2.Y1.,('li.J.4T
(Title) I
STATE FARM INSURANCE CO.
7 CHURCH ROAD
HATFIELD. PA 19440
VINGUARD VALUATION SERVICE - 22429
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(215)822-5200
CLAIM REFERENCE I
38-6594-003
._------------------------------------------------,--------------
14522';'47 TIME. 1
,D.7USTER I
OM WEBER
Lo/NEA. SCHMIDT
P.O. BOX 831 '
MECHANICSBUR8, PA 17055
L08S DATEI
07/27/93
INSURED.
VIN.
.7BIRGl519l5HB49
SCHMIDT
APPRAJSER LICENSE. 300248
TYPE OF LOSSI Co tlt'SI'
--------------------------------
. ,
INBUARDI 87 CHEVROLET SPECTRUM
4-1.5L-T
NSURERI 87 CHEVROLET SRECTRUH
4-1.5L-T 55
ESSAGES. . NO ERRORS DETECTED .
RG5,
40 SED
RSl5
-----------------------------------------------
40 SED
~TIONSI <I a INCLUDED/NO
5 SPEED TijANSMI8SION D
~OWER BRAKES I
~M RADIO I
~TEREO A
COMPUTERIZED BASE VALUE
TOTAL OPTIONS
ODOMETER - 99,158
ACTUAL CASH VALUE
PRIOR' DAMAGE "-",-,
AD.7USTED ACV
SAL~S TAX 6.00Y.
TITLE AND TRANSFER
VALUE BEFORE DEDUCTIBLE
DEDUCTI BLE
AD.7USTMENT
B7.50- .
0.00
0.00
12.50
A a ADD D. DEDUCT)
POWER STEERING
REAR DEFOGGER
FM RADIO
AIR CONDITIONING
I
A
I
D
COMPUTERIZED VALUE
D
$ 2,637.50
.\ '" 275.00-
$ 550.00-
------------
$ 1,812.50
** NONE **
---------- ~
$ 1,812.50
$ 1(IB. 73
$ 25. (\0
------------
$ 1.946.25
;; 100.00-
------------
$ 1 . 546 . 2:1
A
A
A
D
OW 100.00
TORAGE 20.00 PER DAY (..... "'(17/tfJ
TIONCS) NOT INCLUDED, iF
TrcE;--THIs-rorAC-COSS-VACUATION-HAS-SEEN-PREPARED-8Y-EEMPUTER-yN------.
ACCORDANCE L'IITH THE PENNSYLVANIA APPRAISAL L';l~ AND IS AN
AVERAGE RETAIL OF THE APPf;'OFRIATE EDITIONS ':F 7HE
GUYDE E<OOVS IN ~T J~J TH:: CAT::: OF LOS:;."
:FAI S::F:' S ~ IGN,<;rl!p.!::: ~~22_-~~__:?q-_::~~_!:L6.6___
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07/27/13 ~
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LANCASTER PA 17803
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B.\RRY A. KRONTHAL, ESQUIRE
Pa, Suprema court I.D. No. 55672
REYNOLDS & HAVAS
101 Pine Street
Poet Office Box 932
Harrieburg, Penney1vania 17108-0932
Telephone.
Fax.
[717) 236-32DO
(717) 236-6S63
Attorney for Plaintiff.
STATB FARM MUTUAL AUTOMOBILB
INSURANCB COMPANY
STATE FARM MUTUAL AUTOMOBILE
INSURANCE COMPANY,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
No.11J- {., ~'II (]/L~LLL'-.J U--rf'--/
v.
CIVIL ACTION - LAW
LAWRENCE S. SCHMIDT and
DEBORAH SCHMIDT,
Defendants
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend
against the claims set forth in the fOllowing pages, you must
take action within twenty (20) days after this Complaint and
Notice are served by entering a written appearance personally or
by attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for any other
claim or relief requested by the Plaintiff. You may lose money
or property or other rights important to you.
YOU SHOULD TAKE TH:!:S PAPBR TO YOUR LAWYBR AT ONCB. IF YOU DO NOT
HAVE A LAWYBR OR CANNOT AFPORD ONE. GO TO OR TELBPHONE THE OFPICB
SBT PORTH BBLOW TO PIND OUT WHERB YOU CAN GBT LBGAL HBLP.
Court Administrator
I
TRUE COPY FROM RECtli!tt1100r, Cumberland County Courthouse
~~carlisle, Pennsylvania 17013
TestImonywhereol, I here unto set my haflCI (717) 240-6200
t seal DI said OU a Carlisle, ~4-
day r" 19
~
usted
NOTICIA
an demandado a
rse de estas demandas
tiene viento (20) dias
usted en la corte. si usted quiere
expuestas en las paginas siguientes,
de p1azo al partir de le fecha de la
5. The vehicle was then appraised by state Farm to
have a value ot $1,846.25. ~ Appraisal attached hereto, made a
part hereot and marked as Exhibit "A".
6. At the time of the accident, United Peoples
Federal Credit Union ("United Peoples") had a lien on the vehicle
in the amount ot $1,388.99.
7. On or about August 26, 1993, state Farm issued a
check, (Check No. 1-13-835783J) to United Peoples in the amount
ot $1,388.99 to cover the amount ot its lien, which check United
Peoples subsequently cashed. A copy of canceled check No. 1-13-
835783J is attached hereto, made a part hereof and marked as
Exhibit liB".
8. After the payment to United Peoples, Defendants
were only legally entitled to receive $457.26 from state Farm for
the value ot the vehicle (~ the appraised value of the
vehicle, $1,846.25, minus the payment to United Peoples' to cover
its lien, $1,388.99).
9. Erroneously, however, on or about August 30, 1993,
state Farm issued a check (Check No. 1-13-835964J) in the amount
of $1,388.99 to Defendants, which Defendants subsequently cashed.
A copy of canceled check No. 1-13-835964J is attached hereto,
made a part hereof and marked as Exhibit "C".
10. By letter dated Hay 10, 1994, counsel for state
Farlll specifically requested Defendants to repay the $931.73
2
overpayment to state Farm no 1.. ~r t.l1an May 20, 1994. However,
to date, Defendants have ignored 1;;.:'..' !(''1l1est.
COtJll'l' I
STATII FARK MUTUAL AUTOKOBILII IN8URA1lCII COJIl'1UfY
V.
LAWRIINCB 8. SCBHIDT AND DIIBORAB SCBHIDT
conver.ion
11. The averments contained in paragraphs 1 through 10
inclusive hereof are incorporated by reference herein as if set
forth in their entirety.
12. Defendants have no legal right whatsoever to the
$931.73.
13. Said monies are legally and equitably the property
of state Farm.
14. Defendants have converted state Farm's $931.73 to
their own use and have refused to return said monies to state
Farm.
15. As a result of Defendants conduct in improperly
converting state Farm's monies to their own use, state Farm has
sustained substantial monetary losses, inclUding but not limited
to $931.73 plus interest and costs of suit.
WHERBFORE, Plaintiff, state Farm Mutual Automobile
Insurance company demands judgment in its favor and against
Defendants, Lawrence S. Schmidt and Deborah schmidt in the amount
of $931.73 plus interest, costs of suit and any and all other
relief which this Court deems proper and just.
3
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STATE FARM INSURANCE CO. (21~)822-~200
7 CHURCH ROAD
HATFIELD, PA 19440
VINGUARD VALUATION SERVICE - 22429 - 14~2e947 TIME. 1
lATE. 07/29/9'3
,DJUSTER.
OM WEBER
I~NER. SCHMIDT
CLAIM REFERENCE.
38-6594-00'3
'----------------------------------------------------------------------
P.O. BOX 8S1 '
MECHANICSBURG, PA 1703~
L08S DATE.
07/27/93
INSURED.
VIN.
J81R133193HB491
SCHMIDT
APPRAlSER LICENSE. SOO,24e~
TYPE OF LOSS. Co t l"i,'.
--------------------------------
. .
INGUARD. 87 CHEVROLET SPECTRUM
4-1.5L-T
NSURER. 87 CHEVROLET SRECTRUI1
4-1.5L-T 55
ESSAGES. * NO ERRORS DETECTED *
40 SED
RG:l.
RG3
---------------------------------------
40 SED
I ~TIDNS. (I a INCLUDED/NO
5 SPEED ~ANSMISSION 0
~OWER BRAKES I
~M RADID I
:lTEREO A
ADJUSTMENT
87.50- ,
0.00
0.00
12.50
COMPUTERIZED BASE VALUE
TOTAL. OPTIONS
ODOMETER - 99,158
ACTUAL CASH VALUE
PRIOR' DAMAGE"- 6..
ADJUSTED ACV
SAL.ES TAX 6.00Y.
TITL.E AND TRANSFER
VALUE BEFORE DEDUCTIBLE
DEDUCTIBLE
A - ADD 0 - DEDUCT)
POWER STEERING
REAR DEFOGGER
FM RADIO
AIR CONDITIONING
I
A
I
D
D
. 2,637.50
.\ ~ 275.00-
$ 530.00-
------------
.. 1,812.50
** NONE **
----------- ...
. .
'$ 1,812.50
$ 1(18.73
$ 25.1)0
------------
$ 1 .946.25
; 100.00-
------------
$ 1.646.23
A
A
A
::l
COMPUTERI2ED VALUE
OW 100.00
TORAGE 20.00 PER DAY ttt.< '"'/17/'IJ
TIONCS) NOT INCLUDED: ;P
TICE;--THIS-TOTAC-COSS-VALUATION-HAS-BEEN-PREPAREO-8Y-CCMPuraR-yN-------
ACCORDANCE L.JITH THE PENNSYLVANIA APPRAISAL UM AND IS AN
AVERAGE RETAIL OF THE API='I='OPRrATE EDITIONS 'JF" 7HE
GU 1 DE DOOI~S ! N ~T :;~J 7"1::: e,; 72 }f= LOSS)'
:FAIS:::F: 'S ~ I GN-"TL!P.=:: ~a/J22--~~__5::_::~_!:L66___
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'01"411 07/27/93 ..
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OBtTID '.O'LBI 'BDKRaL CRIDIT
503 ROHRERS'l'OlIII ROAD
LANCASTER PA 17603
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cu.1" ..,....,AtaVl
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demanda y la notiticacion. Usted debe presentar una apariencia
escrita 0 en persona 0 por abogado y archivar en la corte en
forma escrita sus defensas 0 BUS objectiones alas demandas en
contra de su persona. Sea advisado que si usted no se detiende,
la corte tomara medidas y puede entrar una orden contra usted sin
previo adviso 0 notificacion y por cualquier queja 0 alivio que
es pedido en la peticion de demanda. Usted puede perder dinero 0
es propiedades 0 otros derechos importantes para usted.
LLIIVB BSTA DBJlANDA A UN ABODAGO INJlBDIATAKlDI'l'B. SI 110
TIIDIB ABOGADO 0 SI NO TIBNB BL DINBRO DUJ'ICIlDI'l'B DB PAGAR TAL
SBRVICIO. VAYA BN PERSONA 0 LLAME paR TBLBPONO A LA OPICINA CUYA
DIRBCCION SB ENCUBNTRA BSCRITA ABAJO PARA AVERIGOAR DaNOB SB
POEDB CONSBGOIR ASISTENCIA LEGAL.
Court Administrator
4th Floor, Cumberland county Courthouse
Carlisle, Pennsylvania 17013
(717) 240-6200
REYNOLDS & HAVAS
A Professio al corporation
\"
KRONTHAl.!..
1.0. #55672
DATE: 1(3D/9V
By:
Attorneys for Plaintiff,
STATE FARM MUTUAL AUTOMOBILE
INSURANCE COMPANY
101 pine Street
Post Office Box 932
Harrisburg, PA 17108-0932
(717) 236-3200
5. The vehicle was then appraised by state Farm to
have a value or $1,846.25. ~ Appraisal attached hereto, made a
part her.or and marked as Exhibit "A".
6. At the time or the accident, United Peoples
Federal Credit Union ("United Peoples") had a lien on the vehicle
in the amount or $1,388.99.
7. On or about August 26, 1993, state Farm issued a
check, (Check No. 1-13-835783J) to Uniced Peoples in the amount
or $1,388.99 to cover the amount or its lien, which check united
Peoples subsequently cashed. A copy of canceled check No. 1-13-
835783J is attached hereto, made a part hereor and marked as
Exhibit "B".
8. After the payment to United Peoples, Defendants
were only legally entitled to receive $457.26 from state Farm for
the value of the vehicle (~the appraised value of the
vehicle, $1,846.25, minus the payment to United Peoples' to cover
its lien, $1,388.99).
9. Erroneously, however, on or about August 30, 1993,
state Farm issued a check (Check No. 1-13-835964J) in the amount
of $1,388.99 to Defendants, which Defendants subsequently cashed.
A copy of canceled check No. 1-13-835964J is attached hereto,
made a part hereor and marked as Exhibit "C".
10. By letter dated May 10, 1994, counsel for state
Farm specifically requested Defendants to repay the $931.73
2
overpayment to state Farm no later than May 20, 1994. However,
to date, Defendants have ignored this request.
comrr I
STATE J'AJUI MUTUAL AUTOHODILB INSURANCB COJIPANY
V.
LAWRBNCB S. SCHHIDT AND DBDORAB SCHHIDT
Conver.ion
11. The averments contained in Paragraphs 1 through 10
inclusive hereof are incorporated by reference herein as if set
forth in their entirety.
12. Defendants have no legal right whatsoever to the
$931. 73.
13. Said monies are legally and equitably the property
of state Farm.
14. Defendants have converted State Farm's $931.73 to
their own use and have refused to return said monies to state
Farm.
15. As a result of Defendants conduct in improperly
converting state Farm's monies to their own use, state Farm has
sustained substantial monetary losses, including but not limited
to $931.73 plus interest and costs of suit.
WHEREFORE, Plaintiff, state Farm Mutual Automobile
Insurance Company demands judgment in its favor and against
Defendants, Lawrence S. Schmidt and Deborah Schmidt in the amount
of $931.73 plus interest, costs of suit and any and all other
relief which this Court deems proper and just.
3
. .
IIM1i;I",imG
VBRIrIClIoTXOM
NOV 2 2 t99\
Rr::C~IVED
I, NARC PAOL, hereby acknowledge that I am a Claim
supervisor tor STAT. rARK MUTUAL AUTOMOBILB XXSORAMCB C~AKY,
the Plaintiff in this action; that I have read the foregoing
pleading; and that the tacts stated therein are true and correct
to the best ot my knowledge, information and beliet.
I understand that any false statements herein are made
subject to penalties of 18 Pa.C.S.A. Section 4904, relating to
unsworn falsification to authorities.
STATB J'ARK MUTUAL AUTOMOBXLB
XNSURAHCB COMPANY
DATE:
By:
(~/a~r/(2~
NARC PAUL
tf4.,{~ ~ylMAA.M!l/
(Title)
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STATE FARM INSURANCE CO. (21~)822-~200
7 CHURCH ROAD
HATFIELD. PA 19440
VINGUARD VALUATION SERVICE - 22429 - 14~2e947 TIME. 1:
lATE. 07/29/93
CLAIM REFERENCE.
38-6~94-003
'------------------------------------------------------------------------
,DJUSTER.
OM WEBER
WNER. SCHMIDT
P.O. BOX 831 '
MECHANICSBURG, PA 1703~
LOSS DATE.
07/27/93
INSURED,
VIN.
JalRG~19~H849'
SCHMIDT
APPRAISER LICENSE. 300e4e~
TYPE OF LOSSI Co, I",.,
-------------------------------
. ,
INGUARDI 87 CHEVROLET SPECTRUM
4-1.5L-T
NSURER I 87 CHEVROLET SRECTRUM
4-1.3L-T S~
ESSAGESI * NO ERRORS DETECTED ~
40 SED
RG~,
RGlS
------------------------------------------------------------------------
40 SED
~TIONSI (I a INCLUDED/NO
5 SPEED TijANSMIS8ION D
~OWER BRA~ES I
~M RADIO I
3TEREO A
COMPUTERIZED BASE VALUE
TOTAL OPTIONS
ODOMETER - 99,158
ACTUAL CASH VALUE
PRIOR . DAMAGE"~ e..,
ADJUSTED ACV
SALES TAX 6.00Y.
TITLE AND TRANSFER
ADJUSTMENT
87.50- ,
0.00
0.00
12.:50
VALUE BEFORE DEDUCTIBLE
DEDUCTIBLE
COMPUTERIZED VALUE
A - ADD D - DEDUCT)
POWER STEERING
REAR DEFOGGER
FM RADIO
AIR CONDITIONING
I
A
I
o
D
. 2,637.30
.\ ~ 275.00-
$ 550.00-
------------
.. 1,812.30
** NONE **
----------- ...
. ,
$ 1,812.50
!Ii 1(18.73
<; 25.1)0
------------
$ 1,946.25
;; 100.00-
------------
$ i .646.2:5
A
A
A
D
OW 101).00
TORAGE 20.(10 PER DAY iN' "I 17/'1J
TIONlSI NOT INCLUDED: iP
TICEa--THIs-roTAC-COSS-VALUATION-HAS-SEEN-PREPAREo-gy-CCMPUTER-yN------.
ACCORDANCE t-JITH THE PENNSYLVANIA APPRAISAL L';l~ AND IS AN
AVERAGE RETAIL OF THE APf:'f;'OPRIATE EDITIONS ':, 7HE
:JUTD!:': D:JOI(S !r~'J~T ='J -;-"12== C';i2~ClF L:JS';." ?
:f:AIC::=F 0,. :::.~.I"l'U"'" . a'CJ / ./,7, "'-,O'C)" y.~/'
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SCIIHIDT, LAWRENCE .,l ....
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