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HomeMy WebLinkAbout94-06841 I -P '1 j , -7 ~ Lt ~ ~ I t- , ~ I ~ ! j - ':::l-J Ooi ~I , I '::2:-1 0-/ . f ~ 5. The vehicle was then appraised by state Farm to have a value of $1,846.25. ~ Appraisal attached hereto, made a part hereof and marked as Exhibit "A". 6. At the time of the accident, united Peoples Federal Credit Union ("United Peoples") had a lien on the vehicle in the amount of $1,388.99. 7. On or about August 26, 1993, state Farm issued a check, (Check No. 1-13-835783J) to United Peoples in the amount of $1,388.99 to cover the amount of its lien, which check United Peoples subsequently cashed. A copy of canceled check No. 1-13- 835783J is attached hereto, made a part hereof and marked as Exhibit "B". 8. After the payment to United Peoples, Defendants were only legally entitled to receive $457.26 from state Farm for the value of the vehicle (~ the appraised value of the vehicle, $1,846.25, minus the payment to United Peoples' to cover its lien, $1,388.99). 9. Erroneously, however, on or about August 30, 1993, state Farm issued a check (Check No. 1-13-835964J) in the amount of $1,38B.99 to Defendants, which Defendants subsequently cashed. A copy of canceled check No. 1-13-835964J is attached hereto, made a part hereof and marked as Exhibit "C". 10. By letter dated Hay 10, 1994, counsel for state Farm specifically requested Defendants to repay the $931.73 2 " ..... VBR:IJ':ICAT:ION NO'oJ 'l ,199" r-HiC;::,IVE::D I, MARC PAUL, hereby acknowledge that I am a Claim supervisor for STATW J'ARK MUTUAL AUTOKOB:IL. :INSURAMC. COKPaxY, the Plaintiff in this action; that I have read the foregoing pleading; and that the facts stated therein are true and correct to the best of my knowledge, information and belief. I understand that any false statements herein are made subject to penalties of 18 Pa.C.S.A. section 4904, relating to unsworn falsification to authorities. STAT. J'ARK MUTUAL AUTOMOBIL. :INSURAHC. COMPANY DATE: '/ (44Jrl~-G'~,.J NARC PAUL By: , ,1 /; 17 (- ( ~,f{,l/J1'7 /" {(J2.Y1.,('li.J.4T (Title) I STATE FARM INSURANCE CO. 7 CHURCH ROAD HATFIELD. PA 19440 VINGUARD VALUATION SERVICE - 22429 L ,-,1/ '- / -'7' /7;' o C/-t-iC. L /Q (..v I . rI " o s- 4'+ L.<."r'"I5 tJ t'\ o C'2.,'VC' , 'ATEI 07/29/9:3 ( CWNfK Co pL{ Doy{.e~.4.....n.~. I ~c:; 3 '-IS: ~ 3g-.t . (215)822-5200 CLAIM REFERENCE I 38-6594-003 ._------------------------------------------------,-------------- 14522';'47 TIME. 1 ,D.7USTER I OM WEBER Lo/NEA. SCHMIDT P.O. BOX 831 ' MECHANICSBUR8, PA 17055 L08S DATEI 07/27/93 INSURED. VIN. .7BIRGl519l5HB49 SCHMIDT APPRAJSER LICENSE. 300248 TYPE OF LOSSI Co tlt'SI' -------------------------------- . , INBUARDI 87 CHEVROLET SPECTRUM 4-1.5L-T NSURERI 87 CHEVROLET SRECTRUH 4-1.5L-T 55 ESSAGES. . NO ERRORS DETECTED . RG5, 40 SED RSl5 ----------------------------------------------- 40 SED ~TIONSI <I a INCLUDED/NO 5 SPEED TijANSMI8SION D ~OWER BRAKES I ~M RADIO I ~TEREO A COMPUTERIZED BASE VALUE TOTAL OPTIONS ODOMETER - 99,158 ACTUAL CASH VALUE PRIOR' DAMAGE "-",-, AD.7USTED ACV SAL~S TAX 6.00Y. TITLE AND TRANSFER VALUE BEFORE DEDUCTIBLE DEDUCTI BLE AD.7USTMENT B7.50- . 0.00 0.00 12.50 A a ADD D. DEDUCT) POWER STEERING REAR DEFOGGER FM RADIO AIR CONDITIONING I A I D COMPUTERIZED VALUE D $ 2,637.50 .\ '" 275.00- $ 550.00- ------------ $ 1,812.50 ** NONE ** ---------- ~ $ 1,812.50 $ 1(IB. 73 $ 25. (\0 ------------ $ 1.946.25 ;; 100.00- ------------ $ 1 . 546 . 2:1 A A A D OW 100.00 TORAGE 20.00 PER DAY (..... "'(17/tfJ TIONCS) NOT INCLUDED, iF TrcE;--THIs-rorAC-COSS-VACUATION-HAS-SEEN-PREPARED-8Y-EEMPUTER-yN------. ACCORDANCE L'IITH THE PENNSYLVANIA APPRAISAL L';l~ AND IS AN AVERAGE RETAIL OF THE APPf;'OFRIATE EDITIONS ':F 7HE GUYDE E<OOVS IN ~T J~J TH:: CAT::: OF LOS:;." :FAI S::F:' S ~ IGN,<;rl!p.!::: ~~22_-~~__:?q-_::~~_!:L6.6___ A --I ,.~=Ya'll DI..a ( WilLi, ,. ItAU,.... '1'114 ,we: IIA"CUI. &AlII 6l.",J1I .... 08/28/n "..----'Cb'iI.... -, COUIIIOIlI (Ulrrt I 400., 11,1&1." 38-8594-003 ""'CY" 88H-HO-3aD ClAIM...." 551 07/27/13 ~ SCHMIDT. LAWRENCE .,~ ,,0. ..)\;7 ...............-...-.................DACtU _ 1~ 'MlIlIUGI.. .IAM".II..'...~/100 DCX.UlI ~ ,....\,J , ',':!:,,"-' ~~\'. ""'. KBLAC WIMIGI \OIIOA" f..... I..... <WI< "" \lInTBD ..O.LU nDDAL aBDI'l' 50 J ROIlRERSTOlIIf ROAD LANCASTER PA 17803 v\l... M.'.~ C~I" ..,...fAU.... 1'1 H?B ~ 5?B ~I' 1:0 U 100 15 ?I: ll,O HO 1,1' UI -.-.... ~ , ~ ~ll1" ~ Z 011 i o~.. t.o ". .. C1 Q,'iJ ..-", ~l:" c-... t":' - III ';J In -" 3 ! ,~. ~ '. - ".~ en ~~ ~f:' In L, ;,' , ~. .... ,\. .~~. :. <<' >- ::" .,.. 'rl ~... ... '. 1.~ _ ." .... ," ill... ,3 ., ., . ..... :> . ,... ....- n,,~, .. , .~ """,.~. .. ~: ~&.. - ,"0000 1 ~Ba'l'l'" ,~ ;:: ~ I.: :~ :::" :: , ,. .' ~.-.........t ' ,.m:~~,Je; fl' ," .' .\~" '9~2E9'0,* ,r=. # B.\RRY A. KRONTHAL, ESQUIRE Pa, Suprema court I.D. No. 55672 REYNOLDS & HAVAS 101 Pine Street Poet Office Box 932 Harrieburg, Penney1vania 17108-0932 Telephone. Fax. [717) 236-32DO (717) 236-6S63 Attorney for Plaintiff. STATB FARM MUTUAL AUTOMOBILB INSURANCB COMPANY STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No.11J- {., ~'II (]/L~LLL'-.J U--rf'--/ v. CIVIL ACTION - LAW LAWRENCE S. SCHMIDT and DEBORAH SCHMIDT, Defendants NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the fOllowing pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE TH:!:S PAPBR TO YOUR LAWYBR AT ONCB. IF YOU DO NOT HAVE A LAWYBR OR CANNOT AFPORD ONE. GO TO OR TELBPHONE THE OFPICB SBT PORTH BBLOW TO PIND OUT WHERB YOU CAN GBT LBGAL HBLP. Court Administrator I TRUE COPY FROM RECtli!tt1100r, Cumberland County Courthouse ~~carlisle, Pennsylvania 17013 TestImonywhereol, I here unto set my haflCI (717) 240-6200 t seal DI said OU a Carlisle, ~4- day r" 19 ~ usted NOTICIA an demandado a rse de estas demandas tiene viento (20) dias usted en la corte. si usted quiere expuestas en las paginas siguientes, de p1azo al partir de le fecha de la 5. The vehicle was then appraised by state Farm to have a value ot $1,846.25. ~ Appraisal attached hereto, made a part hereot and marked as Exhibit "A". 6. At the time of the accident, United Peoples Federal Credit Union ("United Peoples") had a lien on the vehicle in the amount ot $1,388.99. 7. On or about August 26, 1993, state Farm issued a check, (Check No. 1-13-835783J) to United Peoples in the amount ot $1,388.99 to cover the amount ot its lien, which check United Peoples subsequently cashed. A copy of canceled check No. 1-13- 835783J is attached hereto, made a part hereof and marked as Exhibit liB". 8. After the payment to United Peoples, Defendants were only legally entitled to receive $457.26 from state Farm for the value ot the vehicle (~ the appraised value of the vehicle, $1,846.25, minus the payment to United Peoples' to cover its lien, $1,388.99). 9. Erroneously, however, on or about August 30, 1993, state Farm issued a check (Check No. 1-13-835964J) in the amount of $1,388.99 to Defendants, which Defendants subsequently cashed. A copy of canceled check No. 1-13-835964J is attached hereto, made a part hereof and marked as Exhibit "C". 10. By letter dated Hay 10, 1994, counsel for state Farlll specifically requested Defendants to repay the $931.73 2 overpayment to state Farm no 1.. ~r t.l1an May 20, 1994. However, to date, Defendants have ignored 1;;.:'..' !(''1l1est. COtJll'l' I STATII FARK MUTUAL AUTOKOBILII IN8URA1lCII COJIl'1UfY V. LAWRIINCB 8. SCBHIDT AND DIIBORAB SCBHIDT conver.ion 11. The averments contained in paragraphs 1 through 10 inclusive hereof are incorporated by reference herein as if set forth in their entirety. 12. Defendants have no legal right whatsoever to the $931.73. 13. Said monies are legally and equitably the property of state Farm. 14. Defendants have converted state Farm's $931.73 to their own use and have refused to return said monies to state Farm. 15. As a result of Defendants conduct in improperly converting state Farm's monies to their own use, state Farm has sustained substantial monetary losses, inclUding but not limited to $931.73 plus interest and costs of suit. WHERBFORE, Plaintiff, state Farm Mutual Automobile Insurance company demands judgment in its favor and against Defendants, Lawrence S. Schmidt and Deborah schmidt in the amount of $931.73 plus interest, costs of suit and any and all other relief which this Court deems proper and just. 3 L v1( (,.. I -7' " -r ;I . ., C,4tC. L ~ {...v I . (1 <-' 0' s- 4'+ fA.. ~ 5 () t"\ OI"2."ve. o (,-i)U~k CoPy Voyl.e5.4.01.4.J1''.~. 18'9 3 '-IS- (.38'.& . STATE FARM INSURANCE CO. (21~)822-~200 7 CHURCH ROAD HATFIELD, PA 19440 VINGUARD VALUATION SERVICE - 22429 - 14~2e947 TIME. 1 lATE. 07/29/9'3 ,DJUSTER. OM WEBER I~NER. SCHMIDT CLAIM REFERENCE. 38-6594-00'3 '---------------------------------------------------------------------- P.O. BOX 8S1 ' MECHANICSBURG, PA 1703~ L08S DATE. 07/27/93 INSURED. VIN. J81R133193HB491 SCHMIDT APPRAlSER LICENSE. SOO,24e~ TYPE OF LOSS. Co t l"i,'. -------------------------------- . . INGUARD. 87 CHEVROLET SPECTRUM 4-1.5L-T NSURER. 87 CHEVROLET SRECTRUI1 4-1.5L-T 55 ESSAGES. * NO ERRORS DETECTED * 40 SED RG:l. RG3 --------------------------------------- 40 SED I ~TIDNS. (I a INCLUDED/NO 5 SPEED ~ANSMISSION 0 ~OWER BRAKES I ~M RADID I :lTEREO A ADJUSTMENT 87.50- , 0.00 0.00 12.50 COMPUTERIZED BASE VALUE TOTAL. OPTIONS ODOMETER - 99,158 ACTUAL CASH VALUE PRIOR' DAMAGE"- 6.. ADJUSTED ACV SAL.ES TAX 6.00Y. TITL.E AND TRANSFER VALUE BEFORE DEDUCTIBLE DEDUCTIBLE A - ADD 0 - DEDUCT) POWER STEERING REAR DEFOGGER FM RADIO AIR CONDITIONING I A I D D . 2,637.50 .\ ~ 275.00- $ 530.00- ------------ .. 1,812.50 ** NONE ** ----------- ... . . '$ 1,812.50 $ 1(18.73 $ 25.1)0 ------------ $ 1 .946.25 ; 100.00- ------------ $ 1.646.23 A A A ::l COMPUTERI2ED VALUE OW 100.00 TORAGE 20.00 PER DAY ttt.< '"'/17/'IJ TIONCS) NOT INCLUDED: ;P TICE;--THIS-TOTAC-COSS-VALUATION-HAS-BEEN-PREPAREO-8Y-CCMPuraR-yN------- ACCORDANCE L.JITH THE PENNSYLVANIA APPRAISAL UM AND IS AN AVERAGE RETAIL OF THE API='I='OPRrATE EDITIONS 'JF" 7HE GU 1 DE DOOI~S ! N ~T :;~J 7"1::: e,; 72 }f= LOSS)' :FAIS:::F: 'S ~ I GN-"TL!P.=:: ~a/J22--~~__5::_::~_!:L66___ . " . A --, H...n"'IA Otrla COIfCDIIDVIU-I. " WlI.... tJ.... ,we IUIC*AL IAMl .a""111 .... Ol/ZI/U .........---.-rtmUIl CDUIIICII CLClfVI 400' II,SU." I....... -of. CUIO" 38-6SU-003 ...,CT" 6627-HO-3BD ,,". I.", 561 '01"411 07/27/93 .. ...... SCIIHIDT. LAWRENCE .,\ ..... ";)Y"" "., ...................-................WCYL' 011 ,~ '''III IUlOtID IIGIt"'1 I.'. Alf"'W'/IOO DDU..u1 ~' , ......."J ..'.~'I,J' tJ~~':' ..... KBLAC '.'--'--.-'~ $- - OBtTID '.O'LBI 'BDKRaL CRIDIT 503 ROHRERS'l'OlIII ROAD LANCASTER PA 17603 J1~M:.~ cu.1" ..,....,AtaVl " & H 78 3 5 78 3.' ':03 HOO & 5 '/I: & 1,0 7 &0 1,., ,"0000 & 388'i'i'" . 1!- ;:: ~ ,,: .'~~: : . ;:.' IJl . !.~. ~ " '.-"',. - C'J'":" ~ en en , .. ~' '1~"" " . .... L; :,' '~. . ,\ " ,: ~ ~ <:0 ~ .... =' ~11I" ' r.- I~ rt 'r.:'~ ... ..., ,,; ~..:3 ~ Z 011 .~ .' . ,.... o~.. .:> !Ii ,... I ...... M":!,, .. ~.o .' '.'..-0 ,. -.' O.'<:l ,,~. ","", .L" .. c.- '" ';'-: t':' .. 1Il ';J In -I, ! ! .." -......-1' ,.m:~~~Afl' " .' ~ .,',\~' '9UZE9'0~ I~ ,*"'~, (})i~; I ,11 \V/ I~ ~. -, 11.1 ,. " '. 1..:..; L...:.l 'fl' . , i) t, ." , .. _. demanda y la notiticacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 BUS objectiones alas demandas en contra de su persona. Sea advisado que si usted no se detiende, la corte tomara medidas y puede entrar una orden contra usted sin previo adviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 es propiedades 0 otros derechos importantes para usted. LLIIVB BSTA DBJlANDA A UN ABODAGO INJlBDIATAKlDI'l'B. SI 110 TIIDIB ABOGADO 0 SI NO TIBNB BL DINBRO DUJ'ICIlDI'l'B DB PAGAR TAL SBRVICIO. VAYA BN PERSONA 0 LLAME paR TBLBPONO A LA OPICINA CUYA DIRBCCION SB ENCUBNTRA BSCRITA ABAJO PARA AVERIGOAR DaNOB SB POEDB CONSBGOIR ASISTENCIA LEGAL. Court Administrator 4th Floor, Cumberland county Courthouse Carlisle, Pennsylvania 17013 (717) 240-6200 REYNOLDS & HAVAS A Professio al corporation \" KRONTHAl.!.. 1.0. #55672 DATE: 1(3D/9V By: Attorneys for Plaintiff, STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 101 pine Street Post Office Box 932 Harrisburg, PA 17108-0932 (717) 236-3200 5. The vehicle was then appraised by state Farm to have a value or $1,846.25. ~ Appraisal attached hereto, made a part her.or and marked as Exhibit "A". 6. At the time or the accident, United Peoples Federal Credit Union ("United Peoples") had a lien on the vehicle in the amount or $1,388.99. 7. On or about August 26, 1993, state Farm issued a check, (Check No. 1-13-835783J) to Uniced Peoples in the amount or $1,388.99 to cover the amount or its lien, which check united Peoples subsequently cashed. A copy of canceled check No. 1-13- 835783J is attached hereto, made a part hereor and marked as Exhibit "B". 8. After the payment to United Peoples, Defendants were only legally entitled to receive $457.26 from state Farm for the value of the vehicle (~the appraised value of the vehicle, $1,846.25, minus the payment to United Peoples' to cover its lien, $1,388.99). 9. Erroneously, however, on or about August 30, 1993, state Farm issued a check (Check No. 1-13-835964J) in the amount of $1,388.99 to Defendants, which Defendants subsequently cashed. A copy of canceled check No. 1-13-835964J is attached hereto, made a part hereor and marked as Exhibit "C". 10. By letter dated May 10, 1994, counsel for state Farm specifically requested Defendants to repay the $931.73 2 overpayment to state Farm no later than May 20, 1994. However, to date, Defendants have ignored this request. comrr I STATE J'AJUI MUTUAL AUTOHODILB INSURANCB COJIPANY V. LAWRBNCB S. SCHHIDT AND DBDORAB SCHHIDT Conver.ion 11. The averments contained in Paragraphs 1 through 10 inclusive hereof are incorporated by reference herein as if set forth in their entirety. 12. Defendants have no legal right whatsoever to the $931. 73. 13. Said monies are legally and equitably the property of state Farm. 14. Defendants have converted State Farm's $931.73 to their own use and have refused to return said monies to state Farm. 15. As a result of Defendants conduct in improperly converting state Farm's monies to their own use, state Farm has sustained substantial monetary losses, including but not limited to $931.73 plus interest and costs of suit. WHEREFORE, Plaintiff, state Farm Mutual Automobile Insurance Company demands judgment in its favor and against Defendants, Lawrence S. Schmidt and Deborah Schmidt in the amount of $931.73 plus interest, costs of suit and any and all other relief which this Court deems proper and just. 3 . . IIM1i;I",imG VBRIrIClIoTXOM NOV 2 2 t99\ Rr::C~IVED I, NARC PAOL, hereby acknowledge that I am a Claim supervisor tor STAT. rARK MUTUAL AUTOMOBILB XXSORAMCB C~AKY, the Plaintiff in this action; that I have read the foregoing pleading; and that the tacts stated therein are true and correct to the best ot my knowledge, information and beliet. I understand that any false statements herein are made subject to penalties of 18 Pa.C.S.A. Section 4904, relating to unsworn falsification to authorities. STATB J'ARK MUTUAL AUTOMOBXLB XNSURAHCB COMPANY DATE: By: (~/a~r/(2~ NARC PAUL tf4.,{~ ~ylMAA.M!l/ (Title) L "--1 ( L- /-7' /7 l C/}rZ. L J{; (.v I . (1 <.,' 0- s- 4-+ u. \ 'I" 5 () ...... o (2.,'ve. " v 1~(l\E:K Copy. Doy{.e5.4.0.......n,~. I8'Q '! 34S:(,.3g-.t . STATE FARM INSURANCE CO. (21~)822-~200 7 CHURCH ROAD HATFIELD. PA 19440 VINGUARD VALUATION SERVICE - 22429 - 14~2e947 TIME. 1: lATE. 07/29/93 CLAIM REFERENCE. 38-6~94-003 '------------------------------------------------------------------------ ,DJUSTER. OM WEBER WNER. SCHMIDT P.O. BOX 831 ' MECHANICSBURG, PA 1703~ LOSS DATE. 07/27/93 INSURED, VIN. JalRG~19~H849' SCHMIDT APPRAISER LICENSE. 300e4e~ TYPE OF LOSSI Co, I",., ------------------------------- . , INGUARDI 87 CHEVROLET SPECTRUM 4-1.5L-T NSURER I 87 CHEVROLET SRECTRUM 4-1.3L-T S~ ESSAGESI * NO ERRORS DETECTED ~ 40 SED RG~, RGlS ------------------------------------------------------------------------ 40 SED ~TIONSI (I a INCLUDED/NO 5 SPEED TijANSMIS8ION D ~OWER BRA~ES I ~M RADIO I 3TEREO A COMPUTERIZED BASE VALUE TOTAL OPTIONS ODOMETER - 99,158 ACTUAL CASH VALUE PRIOR . DAMAGE"~ e.., ADJUSTED ACV SALES TAX 6.00Y. TITLE AND TRANSFER ADJUSTMENT 87.50- , 0.00 0.00 12.:50 VALUE BEFORE DEDUCTIBLE DEDUCTIBLE COMPUTERIZED VALUE A - ADD D - DEDUCT) POWER STEERING REAR DEFOGGER FM RADIO AIR CONDITIONING I A I o D . 2,637.30 .\ ~ 275.00- $ 550.00- ------------ .. 1,812.30 ** NONE ** ----------- ... . , $ 1,812.50 !Ii 1(18.73 <; 25.1)0 ------------ $ 1,946.25 ;; 100.00- ------------ $ i .646.2:5 A A A D OW 101).00 TORAGE 20.(10 PER DAY iN' "I 17/'1J TIONlSI NOT INCLUDED: iP TICEa--THIs-roTAC-COSS-VALUATION-HAS-SEEN-PREPAREo-gy-CCMPUTER-yN------. ACCORDANCE t-JITH THE PENNSYLVANIA APPRAISAL L';l~ AND IS AN AVERAGE RETAIL OF THE APf:'f;'OPRIATE EDITIONS ':, 7HE :JUTD!:': D:JOI(S !r~'J~T ='J -;-"12== C';i2~ClF L:JS';." ? :f:AIC::=F 0,. :::.~.I"l'U"'" . a'CJ / ./,7, "'-,O'C)" y.~/' , __..:J.... 1\.:'1' t- r,_. ,~"-- 01 ,:;tA o. ,_ < _.E___ ______ ________.._______ ___ ___ & -... "Dln.aM,. (W"ca COItCQIOVI UI, 'A MAUl... '1,1" .we IUTIC*AL.... """"11 DATI 01/21/1/3 '-'-'---'~.A5I CClUIIICII(LtItV' 400-, II,SII." ,,,..- -of. ]1-15U-00] '."CT.. 1627-]20-]8D ".,....." 561 07/27/1/] ~ SCIIHIDT, LAWRENCE .,l .... ,,~yr ....................---.........IUCTLf 04! ,~ '..11 tlUIlOtlD 11,""'111Il?'Np-tr'f/100 DOC.WI ..' ,....'..J "'.':JC,....' ~~,. ..... KBLAC ClAIM 10 "" 0.1" '.U.I ~~.. -- llII1TID ,.au.. nDIIIIAL CJlIDIT 50] ROHRERS'1'OWII ROAD LANCASTER PA 17603 V~L. J.,k. ~ ~I" ..,.....ra'aVl .' H U8 ~ 5 18 ~., ':0 ~ ~ ~OO ~ 5 11: ~ 1,0 7 ~O 1,., ,"0000 ~ ~88qq... Ii' ::: ~ .; ,'~-~:.., i;.' en . '...... I , ~ !illr' ~ Z ... ~ o~.. t:.O '.' '" (1 o.'lJ :>..... " C-no w to::. - ill .;J Ii; -I! 3 ! '- en .... .... i,- ~ ..::I, ~.." L}\:,'1 " ,'", :. ,,~!'l, .:\ ,,.. I "j..; ....... '. '" ~.. ~ .,: i...: .' . Ii <'J'. Q') ''','.1~_.!/-l ,- , .' ~ ....\~, ..., .~ ::0 <:.- ~ :<t ..- ,.. M:;.~' ..\ . . '9?':)2E9~9U ,fm. "'~. ~.'